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FVCbank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$106,514,000516
Total interest expense$51,190,000383
Net interest income$55,324,000620
Provision for loan and lease losses$132,0002,271
Total noninterest income$552,0003,332
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,027,000976
Trading account gains and feesNANA
Additional Noninterest Income$-475,0004,601
Total noninterest expense$34,922,000777
Salaries and employee benefits$19,491,000781
Premises and equipment expense$3,605,000729
Additional noninterest expense$-475,0004,601
Pre-tax net operating income$20,822,000664
Securities gains (losses)$-15,577,0004,541
Applicable income taxes$887,0001,510
Income before extraordinary items$4,358,0001,890
Extraordinary gains, net$054
Net income$4,358,0001,913
Minority interest net income$088
Net income of bank and minority interests.$4,358,0001,893
Net charge-offs$374,000873
Cash dividends$683,0002,521
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,286,910655
2023-09-30 (YTD Data)Rank
Total interest income$79,889,000505
Total interest expense$37,454,000373
Net interest income$42,435,000614
Provision for loan and lease losses$132,0001,975
Total noninterest income$1,080,0002,339
Gross Fiduciary activities income$0950
Service charges on deposit accounts$731,0001,004
Trading account gains and feesNANA
Additional Noninterest Income$349,0003,030
Total noninterest expense$25,892,000787
Salaries and employee benefits$14,459,000798
Premises and equipment expense$2,706,000736
Additional noninterest expense$349,0003,029
Pre-tax net operating income$17,491,000626
Securities gains (losses)$-4,592,0004,559
Applicable income taxes$2,374,000751
Income before extraordinary items$10,525,000800
Extraordinary gains, net$052
Net income$10,525,000804
Minority interest net income$081
Net income of bank and minority interests.$10,525,000800
Net charge-offs$326,000700
Cash dividends$683,0002,013
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,290,440633
2023-06-30 (YTD Data)Rank
Total interest income$52,489,000491
Total interest expense$23,620,000354
Net interest income$28,869,000605
Provision for loan and lease losses$860,000559
Total noninterest income$856,0002,126
Gross Fiduciary activities income$0931
Service charges on deposit accounts$447,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$409,0002,420
Total noninterest expense$17,255,000771
Salaries and employee benefits$9,453,000804
Premises and equipment expense$1,846,000710
Additional noninterest expense$409,0002,416
Pre-tax net operating income$11,610,000624
Securities gains (losses)$-4,592,0004,608
Applicable income taxes$1,038,000990
Income before extraordinary items$5,980,000919
Extraordinary gains, net$051
Net income$5,980,000931
Minority interest net income$081
Net income of bank and minority interests.$5,980,000919
Net charge-offs$333,000532
Cash dividends$684,0001,697
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,883,200610
2023-03-31 (YTD Data)Rank
Total interest income$25,311,000506
Total interest expense$11,063,000340
Net interest income$14,248,000625
Provision for loan and lease losses$242,000792
Total noninterest income$-35,0004,661
Gross Fiduciary activities income$0913
Service charges on deposit accounts$215,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$-250,0004,683
Total noninterest expense$8,543,000789
Salaries and employee benefits$4,689,000824
Premises and equipment expense$945,000731
Additional noninterest expense$-250,0004,683
Pre-tax net operating income$5,428,000680
Securities gains (losses)$-4,592,0004,640
Applicable income taxes$-339,0004,630
Income before extraordinary items$1,175,0001,887
Extraordinary gains, net$04
Net income$1,175,0001,887
Minority interest net income$048
Net income of bank and minority interests.$1,175,0001,887
Net charge-offs$-23,0004,265
Cash dividends$453,0001,306
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,767,000562
2022-12-31 (YTD Data)Rank
Total interest income$80,614,000497
Total interest expense$14,407,000343
Net interest income$66,207,000536
Provision for loan and lease losses$2,629,000428
Total noninterest income$2,207,0001,939
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$954,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$1,253,0002,095
Total noninterest expense$32,617,000805
Salaries and employee benefits$19,125,000777
Premises and equipment expense$3,171,000820
Additional noninterest expense$1,253,0002,095
Pre-tax net operating income$33,168,000526
Securities gains (losses)$0691
Applicable income taxes$6,585,000510
Income before extraordinary items$26,583,000521
Extraordinary gains, net$05
Net income$26,583,000522
Minority interest net income$063
Net income of bank and minority interests.$26,583,000522
Net charge-offs$418,000658
Cash dividends$730,0002,410
Sale, conversion, retirement of capital stock, net$0568
Net operating income$26,583,000532
2022-09-30 (YTD Data)Rank
Total interest income$57,295,000496
Total interest expense$7,203,000336
Net interest income$50,092,000521
Provision for loan and lease losses$1,900,000406
Total noninterest income$2,844,0001,429
Gross Fiduciary activities income$0968
Service charges on deposit accounts$706,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$2,138,0001,324
Total noninterest expense$23,947,000817
Salaries and employee benefits$14,288,000778
Premises and equipment expense$2,268,000850
Additional noninterest expense$2,138,0001,324
Pre-tax net operating income$27,089,000480
Securities gains (losses)$0740
Applicable income taxes$5,241,000494
Income before extraordinary items$21,848,000472
Extraordinary gains, net$04
Net income$21,848,000472
Minority interest net income$057
Net income of bank and minority interests.$21,848,000472
Net charge-offs$416,000489
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,848,000480
2022-06-30 (YTD Data)Rank
Total interest income$36,223,000497
Total interest expense$3,896,000319
Net interest income$32,327,000516
Provision for loan and lease losses$1,535,000307
Total noninterest income$2,268,0001,274
Gross Fiduciary activities income$0925
Service charges on deposit accounts$464,0001,068
Trading account gains and feesNANA
Additional Noninterest Income$1,804,0001,171
Total noninterest expense$15,852,000810
Salaries and employee benefits$9,436,000778
Premises and equipment expense$1,611,000796
Additional noninterest expense$4,805,000791
Pre-tax net operating income$17,208,000475
Securities gains (losses)$0687
Applicable income taxes$3,147,000500
Income before extraordinary items$14,061,000471
Extraordinary gains, net$04
Net income$14,061,000471
Minority interest net income$060
Net income of bank and minority interests.$14,061,000471
Net charge-offs$406,000375
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,061,000478
2022-03-31 (YTD Data)Rank
Total interest income$17,206,000507
Total interest expense$1,914,000300
Net interest income$15,292,000527
Provision for loan and lease losses$350,000438
Total noninterest income$1,624,0001,020
Gross Fiduciary activities income$0892
Service charges on deposit accounts$234,0001,052
Trading account gains and feesNANA
Additional Noninterest Income$1,390,000883
Total noninterest expense$8,089,000789
Salaries and employee benefits$4,771,000770
Premises and equipment expense$819,000792
Additional noninterest expense$2,499,000760
Pre-tax net operating income$8,477,000473
Securities gains (losses)$0623
Applicable income taxes$1,355,000535
Income before extraordinary items$7,122,000459
Extraordinary gains, net$04
Net income$7,122,000458
Minority interest net income$050
Net income of bank and minority interests.$7,122,000459
Net charge-offs$416,000252
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,122,000465
2021-12-31 (YTD Data)Rank
Total interest income$68,363,000513
Total interest expense$7,948,000357
Net interest income$60,415,000528
Provision for loan and lease losses$-500,0004,425
Total noninterest income$4,539,0001,396
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,028,000954
Trading account gains and feesNANA
Additional Noninterest Income$3,511,0001,357
Total noninterest expense$33,102,000766
Salaries and employee benefits$17,959,000808
Premises and equipment expense$3,206,000811
Additional noninterest expense$11,937,000666
Pre-tax net operating income$32,352,000515
Securities gains (losses)$02,062
Applicable income taxes$7,156,000492
Income before extraordinary items$25,196,000542
Extraordinary gains, net$010
Net income$25,196,000542
Minority interest net income$074
Net income of bank and minority interests.$25,196,000543
Net charge-offs$629,000555
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$25,196,000534
2021-09-30 (YTD Data)Rank
Total interest income$50,892,000521
Total interest expense$5,961,000370
Net interest income$44,931,000538
Provision for loan and lease losses$02,963
Total noninterest income$2,538,0001,713
Gross Fiduciary activities income$0957
Service charges on deposit accounts$768,000952
Trading account gains and feesNANA
Additional Noninterest Income$1,770,0001,803
Total noninterest expense$24,259,000792
Salaries and employee benefits$12,967,000846
Premises and equipment expense$2,375,000838
Additional noninterest expense$8,917,000662
Pre-tax net operating income$23,210,000553
Securities gains (losses)$02,015
Applicable income taxes$5,029,000525
Income before extraordinary items$18,181,000575
Extraordinary gains, net$08
Net income$18,181,000574
Minority interest net income$069
Net income of bank and minority interests.$18,181,000575
Net charge-offs$594,000451
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,181,000572
2021-06-30 (YTD Data)Rank
Total interest income$33,522,000521
Total interest expense$4,023,000379
Net interest income$29,499,000535
Provision for loan and lease losses$02,862
Total noninterest income$1,476,0001,821
Gross Fiduciary activities income$0951
Service charges on deposit accounts$490,000950
Trading account gains and feesNANA
Additional Noninterest Income$986,0001,926
Total noninterest expense$15,315,000829
Salaries and employee benefits$8,541,000851
Premises and equipment expense$1,586,000836
Additional noninterest expense$5,188,000738
Pre-tax net operating income$15,660,000539
Securities gains (losses)$01,818
Applicable income taxes$3,296,000531
Income before extraordinary items$12,364,000560
Extraordinary gains, net$06
Net income$12,364,000560
Minority interest net income$067
Net income of bank and minority interests.$12,364,000560
Net charge-offs$599,000353
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,364,000550
2021-03-31 (YTD Data)Rank
Total interest income$16,762,000517
Total interest expense$2,084,000386
Net interest income$14,678,000531
Provision for loan and lease losses$02,741
Total noninterest income$791,0001,744
Gross Fiduciary activities income$0922
Service charges on deposit accounts$243,000940
Trading account gains and feesNANA
Additional Noninterest Income$548,0001,825
Total noninterest expense$7,573,000834
Salaries and employee benefits$4,380,000825
Premises and equipment expense$787,000850
Additional noninterest expense$2,406,000773
Pre-tax net operating income$7,896,000539
Securities gains (losses)$01,392
Applicable income taxes$1,579,000549
Income before extraordinary items$6,317,000553
Extraordinary gains, net$03
Net income$6,317,000552
Minority interest net income$055
Net income of bank and minority interests.$6,317,000553
Net charge-offs$537,000252
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,317,000540
2020-12-31 (YTD Data)Rank
Total interest income$67,038,000515
Total interest expense$12,680,000403
Net interest income$54,358,000542
Provision for loan and lease losses$5,016,000572
Total noninterest income$2,750,0001,806
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,008,000940
Trading account gains and feesNANA
Additional Noninterest Income$1,742,0001,935
Total noninterest expense$29,474,000829
Salaries and employee benefits$16,116,000855
Premises and equipment expense$3,246,000796
Additional noninterest expense$10,112,000731
Pre-tax net operating income$22,618,000539
Securities gains (losses)$141,0001,210
Applicable income taxes$4,800,000509
Income before extraordinary items$17,959,000570
Extraordinary gains, net$04
Net income$17,959,000569
Minority interest net income$072
Net income of bank and minority interests.$17,959,000570
Net charge-offs$289,0001,313
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,847,610552
2020-09-30 (YTD Data)Rank
Total interest income$49,925,000515
Total interest expense$10,288,000402
Net interest income$39,637,000548
Provision for loan and lease losses$4,516,000529
Total noninterest income$2,010,0001,790
Gross Fiduciary activities income$0981
Service charges on deposit accounts$737,000960
Trading account gains and feesNANA
Additional Noninterest Income$1,273,0001,911
Total noninterest expense$21,915,000819
Salaries and employee benefits$11,816,000854
Premises and equipment expense$2,463,000772
Additional noninterest expense$7,636,000718
Pre-tax net operating income$15,216,000561
Securities gains (losses)$141,0001,061
Applicable income taxes$3,145,000535
Income before extraordinary items$12,212,000591
Extraordinary gains, net$04
Net income$12,212,000591
Minority interest net income$065
Net income of bank and minority interests.$12,212,000591
Net charge-offs$191,0001,289
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,099,200572
2020-06-30 (YTD Data)Rank
Total interest income$33,180,000522
Total interest expense$7,516,000410
Net interest income$25,664,000561
Provision for loan and lease losses$2,816,000579
Total noninterest income$1,284,0001,769
Gross Fiduciary activities income$0970
Service charges on deposit accounts$463,0001,021
Trading account gains and feesNANA
Additional Noninterest Income$821,0001,872
Total noninterest expense$14,480,000817
Salaries and employee benefits$7,630,000866
Premises and equipment expense$1,673,000762
Additional noninterest expense$5,177,000690
Pre-tax net operating income$9,652,000528
Securities gains (losses)$97,000997
Applicable income taxes$1,957,000499
Income before extraordinary items$7,792,000562
Extraordinary gains, net$04
Net income$7,792,000561
Minority interest net income$065
Net income of bank and minority interests.$7,792,000562
Net charge-offs$153,0001,136
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,714,400542
2020-03-31 (YTD Data)Rank
Total interest income$16,915,000521
Total interest expense$4,325,000412
Net interest income$12,590,000561
Provision for loan and lease losses$1,066,000586
Total noninterest income$596,0001,761
Gross Fiduciary activities income$0941
Service charges on deposit accounts$239,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$357,0001,837
Total noninterest expense$6,866,000867
Salaries and employee benefits$3,821,000870
Premises and equipment expense$835,000773
Additional noninterest expense$2,210,000798
Pre-tax net operating income$5,254,000447
Securities gains (losses)$97,000616
Applicable income taxes$1,045,000445
Income before extraordinary items$4,306,000466
Extraordinary gains, net$04
Net income$4,306,000465
Minority interest net income$056
Net income of bank and minority interests.$4,306,000466
Net charge-offs$71,0001,040
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,228,400462
2019-12-31 (YTD Data)Rank
Total interest income$66,669,000525
Total interest expense$17,091,000437
Net interest income$49,578,000570
Provision for loan and lease losses$1,720,000589
Total noninterest income$2,543,0001,728
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$890,0001,226
Trading account gains and feesNANA
Additional Noninterest Income$1,653,0001,715
Total noninterest expense$27,593,000835
Salaries and employee benefits$16,360,000806
Premises and equipment expense$3,320,000760
Additional noninterest expense$7,913,000858
Pre-tax net operating income$22,808,000549
Securities gains (losses)$3,0002,172
Applicable income taxes$4,745,000529
Income before extraordinary items$18,066,000581
Extraordinary gains, net$011
Net income$18,066,000582
Minority interest net income$076
Net income of bank and minority interests.$18,066,000582
Net charge-offs$648,000891
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,063,630572
2019-09-30 (YTD Data)Rank
Total interest income$49,908,000531
Total interest expense$12,544,000455
Net interest income$37,364,000567
Provision for loan and lease losses$1,255,000578
Total noninterest income$1,954,0001,703
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$651,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$1,303,0001,653
Total noninterest expense$20,602,000833
Salaries and employee benefits$12,056,000815
Premises and equipment expense$2,522,000752
Additional noninterest expense$6,024,000844
Pre-tax net operating income$17,461,000549
Securities gains (losses)$3,0001,926
Applicable income taxes$3,682,000520
Income before extraordinary items$13,782,000585
Extraordinary gains, net$011
Net income$13,782,000584
Minority interest net income$072
Net income of bank and minority interests.$13,782,000585
Net charge-offs$346,000948
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,779,630575
2019-06-30 (YTD Data)Rank
Total interest income$32,918,000536
Total interest expense$8,025,000459
Net interest income$24,893,000563
Provision for loan and lease losses$1,020,000481
Total noninterest income$1,277,0001,690
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$411,0001,295
Trading account gains and fees$0131
Additional Noninterest Income$866,0001,624
Total noninterest expense$13,632,000833
Salaries and employee benefits$7,908,000819
Premises and equipment expense$1,660,000773
Additional noninterest expense$4,064,000842
Pre-tax net operating income$11,518,000540
Securities gains (losses)$01,702
Applicable income taxes$2,467,000507
Income before extraordinary items$9,051,000572
Extraordinary gains, net$011
Net income$9,051,000570
Minority interest net income$069
Net income of bank and minority interests.$9,051,000572
Net charge-offs$183,0001,051
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,051,000563
2019-03-31 (YTD Data)Rank
Total interest income$15,944,000548
Total interest expense$3,801,000467
Net interest income$12,143,000582
Provision for loan and lease losses$515,000463
Total noninterest income$738,0001,502
Gross Fiduciary activities income$0972
Service charges on deposit accounts$182,0001,429
Trading account gains and fees$0126
Additional Noninterest Income$556,0001,349
Total noninterest expense$6,615,000851
Salaries and employee benefits$3,772,000851
Premises and equipment expense$807,000804
Additional noninterest expense$2,036,000828
Pre-tax net operating income$5,751,000531
Securities gains (losses)$01,087
Applicable income taxes$1,291,000494
Income before extraordinary items$4,460,000575
Extraordinary gains, net$05
Net income$4,460,000574
Minority interest net income$052
Net income of bank and minority interests.$4,460,000574
Net charge-offs$162,000704
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,460,000562
2018-12-31 (YTD Data)Rank
Total interest income$51,860,000623
Total interest expense$10,530,000492
Net interest income$41,330,000662
Provision for loan and lease losses$1,920,000525
Total noninterest income$2,123,0001,924
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$635,0001,662
Trading account gains and fees$0126
Additional Noninterest Income$1,488,0001,807
Total noninterest expense$24,519,000896
Salaries and employee benefits$13,293,000925
Premises and equipment expense$2,444,000999
Additional noninterest expense$8,782,000782
Pre-tax net operating income$17,014,000673
Securities gains (losses)$-462,0005,249
Applicable income taxes$3,074,000654
Income before extraordinary items$13,478,000705
Extraordinary gains, net$06
Net income$13,478,000703
Minority interest net income$072
Net income of bank and minority interests.$13,478,000703
Net charge-offs$486,000973
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,852,220688
2018-09-30 (YTD Data)Rank
Total interest income$36,235,000656
Total interest expense$7,102,000506
Net interest income$29,133,000692
Provision for loan and lease losses$990,000651
Total noninterest income$1,495,0001,999
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$452,0001,749
Trading account gains and feesNANA
Additional Noninterest Income$1,043,0001,893
Total noninterest expense$15,593,0001,041
Salaries and employee benefits$9,462,000974
Premises and equipment expense$1,683,0001,065
Additional noninterest expense$4,448,0001,088
Pre-tax net operating income$14,045,000621
Securities gains (losses)$01,118
Applicable income taxes$2,942,000569
Income before extraordinary items$11,103,000644
Extraordinary gains, net$05
Net income$11,103,000643
Minority interest net income$066
Net income of bank and minority interests.$11,103,000643
Net charge-offs$139,0001,478
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,103,000643
2018-06-30 (YTD Data)Rank
Total interest income$23,379,000669
Total interest expense$4,502,000496
Net interest income$18,877,000706
Provision for loan and lease losses$639,000660
Total noninterest income$747,0002,359
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$293,0001,782
Trading account gains and feesNANA
Additional Noninterest Income$454,0002,362
Total noninterest expense$10,179,0001,051
Salaries and employee benefits$6,155,000995
Premises and equipment expense$1,064,0001,110
Additional noninterest expense$2,960,0001,088
Pre-tax net operating income$8,806,000652
Securities gains (losses)$0961
Applicable income taxes$1,666,000619
Income before extraordinary items$7,140,000671
Extraordinary gains, net$06
Net income$7,140,000668
Minority interest net income$065
Net income of bank and minority interests.$7,140,000670
Net charge-offs$66,0001,576
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,140,000669
2018-03-31 (YTD Data)Rank
Total interest income$11,325,000674
Total interest expense$2,183,000485
Net interest income$9,142,000721
Provision for loan and lease losses$358,000609
Total noninterest income$384,0002,311
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$140,0001,842
Trading account gains and feesNANA
Additional Noninterest Income$244,0002,254
Total noninterest expense$4,993,0001,071
Salaries and employee benefits$3,011,0001,029
Premises and equipment expense$533,0001,124
Additional noninterest expense$1,449,0001,103
Pre-tax net operating income$4,175,000664
Securities gains (losses)$0735
Applicable income taxes$839,000599
Income before extraordinary items$3,336,000698
Extraordinary gains, net$07
Net income$3,336,000698
Minority interest net income$052
Net income of bank and minority interests.$3,336,000698
Net charge-offs$-18,0004,945
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,336,000692
2017-12-31 (YTD Data)Rank
Total interest income$40,237,000710
Total interest expense$6,615,000530
Net interest income$33,622,000748
Provision for loan and lease losses$1,200,000775
Total noninterest income$2,811,0001,663
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$546,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$2,265,0001,420
Total noninterest expense$18,458,0001,132
Salaries and employee benefits$11,062,0001,070
Premises and equipment expense$2,097,0001,121
Additional noninterest expense$5,299,0001,197
Pre-tax net operating income$16,775,000630
Securities gains (losses)$45,000945
Applicable income taxes$7,355,000518
Income before extraordinary items$9,465,000791
Extraordinary gains, net$09
Net income$9,465,000791
Minority interest net income$076
Net income of bank and minority interests.$9,465,000791
Net charge-offs$-73,0005,224
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,436,200779
2017-09-30 (YTD Data)Rank
Total interest income$29,450,000724
Total interest expense$4,660,000547
Net interest income$24,790,000763
Provision for loan and lease losses$765,000863
Total noninterest income$1,370,0002,169
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$401,0001,948
Trading account gains and feesNANA
Additional Noninterest Income$969,0002,002
Total noninterest expense$13,743,0001,134
Salaries and employee benefits$8,312,0001,084
Premises and equipment expense$1,551,0001,145
Additional noninterest expense$3,880,0001,211
Pre-tax net operating income$11,652,000680
Securities gains (losses)$15,0001,443
Applicable income taxes$3,872,000578
Income before extraordinary items$7,795,000783
Extraordinary gains, net$09
Net income$7,795,000783
Minority interest net income$071
Net income of bank and minority interests.$7,795,000783
Net charge-offs$-54,0005,183
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,784,950769
2017-06-30 (YTD Data)Rank
Total interest income$19,156,000735
Total interest expense$2,914,000564
Net interest income$16,242,000778
Provision for loan and lease losses$515,000830
Total noninterest income$1,032,0002,014
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$256,0001,999
Trading account gains and feesNANA
Additional Noninterest Income$776,0001,810
Total noninterest expense$9,080,0001,149
Salaries and employee benefits$5,490,0001,093
Premises and equipment expense$1,032,0001,149
Additional noninterest expense$2,558,0001,213
Pre-tax net operating income$7,679,000664
Securities gains (losses)$01,906
Applicable income taxes$2,496,000578
Income before extraordinary items$5,183,000775
Extraordinary gains, net$011
Net income$5,183,000775
Minority interest net income$071
Net income of bank and minority interests.$5,183,000775
Net charge-offs$-45,0005,264
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,183,000759
2017-03-31 (YTD Data)Rank
Total interest income$9,372,000749
Total interest expense$1,396,000572
Net interest income$7,976,000789
Provision for loan and lease losses$350,000594
Total noninterest income$696,0001,662
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$115,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$581,0001,386
Total noninterest expense$4,482,0001,171
Salaries and employee benefits$2,661,0001,127
Premises and equipment expense$535,0001,115
Additional noninterest expense$1,286,0001,217
Pre-tax net operating income$3,840,000651
Securities gains (losses)$01,153
Applicable income taxes$1,172,000585
Income before extraordinary items$2,668,000730
Extraordinary gains, net$08
Net income$2,668,000730
Minority interest net income$055
Net income of bank and minority interests.$2,668,000730
Net charge-offs$25,0001,755
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,668,000717
2016-12-31 (YTD Data)Rank
Total interest income$32,584,000826
Total interest expense$4,545,000651
Net interest income$28,039,000852
Provision for loan and lease losses$1,471,000659
Total noninterest income$1,149,0002,820
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$564,0001,898
Trading account gains and fees$0170
Additional Noninterest Income$585,0003,046
Total noninterest expense$15,445,0001,298
Salaries and employee benefits$9,097,0001,236
Premises and equipment expense$1,952,0001,203
Additional noninterest expense$4,396,0001,403
Pre-tax net operating income$12,272,000772
Securities gains (losses)$71,0001,599
Applicable income taxes$4,127,000633
Income before extraordinary items$8,216,000905
Extraordinary gains, net$05
Net income$8,216,000904
Minority interest net income$082
Net income of bank and minority interests.$8,216,000904
Net charge-offs$1,257,000552
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$21,000,00029
Net operating income$8,168,430884
2016-09-30 (YTD Data)Rank
Total interest income$23,829,000842
Total interest expense$3,287,000676
Net interest income$20,542,000864
Provision for loan and lease losses$910,000734
Total noninterest income$925,0002,739
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$413,0001,932
Trading account gains and fees$0169
Additional Noninterest Income$512,0002,874
Total noninterest expense$11,516,0001,303
Salaries and employee benefits$6,805,0001,244
Premises and equipment expense$1,498,0001,184
Additional noninterest expense$3,213,0001,442
Pre-tax net operating income$9,041,000784
Securities gains (losses)$03,160
Applicable income taxes$3,119,000635
Income before extraordinary items$5,922,000942
Extraordinary gains, net$05
Net income$5,922,000942
Minority interest net income$071
Net income of bank and minority interests.$5,922,000942
Net charge-offs$1,257,000405
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$21,000,00020
Net operating income$5,922,000915
2016-06-30 (YTD Data)Rank
Total interest income$15,449,000865
Total interest expense$2,170,000678
Net interest income$13,279,000898
Provision for loan and lease losses$325,0001,174
Total noninterest income$556,0002,864
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$266,0001,970
Trading account gains and fees$0157
Additional Noninterest Income$290,0003,073
Total noninterest expense$7,645,0001,312
Salaries and employee benefits$4,587,0001,243
Premises and equipment expense$1,002,0001,179
Additional noninterest expense$2,056,0001,499
Pre-tax net operating income$5,865,000804
Securities gains (losses)$71,0001,194
Applicable income taxes$2,048,000638
Income before extraordinary items$3,888,000940
Extraordinary gains, net$016
Net income$3,888,000939
Minority interest net income$071
Net income of bank and minority interests.$3,888,000939
Net charge-offs$225,0001,042
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$21,000,00012
Net operating income$3,841,850916
2016-03-31 (YTD Data)Rank
Total interest income$7,679,000874
Total interest expense$1,052,000697
Net interest income$6,627,000897
Provision for loan and lease losses$225,000871
Total noninterest income$261,0002,941
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$129,0002,001
Trading account gains and fees$0142
Additional Noninterest Income$132,0003,149
Total noninterest expense$3,782,0001,324
Salaries and employee benefits$2,293,0001,246
Premises and equipment expense$489,0001,204
Additional noninterest expense$1,000,0001,522
Pre-tax net operating income$2,881,000795
Securities gains (losses)$02,077
Applicable income taxes$929,000669
Income before extraordinary items$1,952,000916
Extraordinary gains, net$012
Net income$1,952,000917
Minority interest net income$062
Net income of bank and minority interests.$1,952,000917
Net charge-offs$225,000606
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,952,000887
2015-12-31 (YTD Data)Rank
Total interest income$26,557,000983
Total interest expense$3,665,000764
Net interest income$22,892,0001,011
Provision for loan and lease losses$1,073,000779
Total noninterest income$1,093,0002,920
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$566,0001,929
Trading account gains and fees$0159
Additional Noninterest Income$527,0003,213
Total noninterest expense$14,472,0001,357
Salaries and employee benefits$8,103,0001,339
Premises and equipment expense$1,892,0001,243
Additional noninterest expense$4,477,0001,393
Pre-tax net operating income$8,440,0001,028
Securities gains (losses)$67,0001,439
Applicable income taxes$2,860,000780
Income before extraordinary items$5,647,0001,235
Extraordinary gains, net$023
Net income$5,647,0001,235
Minority interest net income$081
Net income of bank and minority interests.$5,647,0001,235
Net charge-offs$399,0001,354
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$608,000281
Net operating income$5,602,7801,211
2015-09-30 (YTD Data)Rank
Total interest income$19,618,0001,002
Total interest expense$2,741,000768
Net interest income$16,877,0001,030
Provision for loan and lease losses$228,0001,798
Total noninterest income$829,0002,920
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$437,0001,887
Trading account gains and fees$0153
Additional Noninterest Income$392,0003,250
Total noninterest expense$10,960,0001,347
Salaries and employee benefits$6,099,0001,342
Premises and equipment expense$1,415,0001,270
Additional noninterest expense$3,446,0001,364
Pre-tax net operating income$6,518,0001,024
Securities gains (losses)$134,000851
Applicable income taxes$2,262,000758
Income before extraordinary items$4,390,0001,211
Extraordinary gains, net$021
Net income$4,390,0001,210
Minority interest net income$078
Net income of bank and minority interests.$4,390,0001,211
Net charge-offs$411,000988
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$523,000244
Net operating income$4,301,5601,195
2015-06-30 (YTD Data)Rank
Total interest income$12,873,0001,018
Total interest expense$1,789,000786
Net interest income$11,084,0001,044
Provision for loan and lease losses$168,0001,682
Total noninterest income$567,0002,892
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$302,0001,830
Trading account gains and fees$0157
Additional Noninterest Income$265,0003,222
Total noninterest expense$7,235,0001,363
Salaries and employee benefits$4,067,0001,345
Premises and equipment expense$947,0001,261
Additional noninterest expense$2,221,0001,412
Pre-tax net operating income$4,248,0001,036
Securities gains (losses)$134,000694
Applicable income taxes$1,490,000775
Income before extraordinary items$2,892,0001,208
Extraordinary gains, net$022
Net income$2,892,0001,209
Minority interest net income$075
Net income of bank and minority interests.$2,892,0001,209
Net charge-offs$157,0001,348
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$342,000240
Net operating income$2,803,5601,214
2015-03-31 (YTD Data)Rank
Total interest income$6,317,0001,027
Total interest expense$889,000799
Net interest income$5,428,0001,053
Provision for loan and lease losses$63,0001,874
Total noninterest income$286,0002,853
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$152,0001,796
Trading account gains and fees$0152
Additional Noninterest Income$134,0003,187
Total noninterest expense$3,637,0001,353
Salaries and employee benefits$2,103,0001,316
Premises and equipment expense$473,0001,276
Additional noninterest expense$1,061,0001,452
Pre-tax net operating income$2,014,0001,051
Securities gains (losses)$134,000479
Applicable income taxes$730,000781
Income before extraordinary items$1,418,0001,187
Extraordinary gains, net$013
Net income$1,418,0001,188
Minority interest net income$064
Net income of bank and minority interests.$1,418,0001,188
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$139,000226
Net operating income$1,329,5601,219
2014-12-31 (YTD Data)Rank
Total interest income$22,472,0001,141
Total interest expense$3,287,000904
Net interest income$19,185,0001,177
Provision for loan and lease losses$886,000957
Total noninterest income$1,236,0002,797
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$652,0001,835
Trading account gains and fees$0180
Additional Noninterest Income$584,0003,056
Total noninterest expense$13,316,0001,435
Salaries and employee benefits$7,348,0001,424
Premises and equipment expense$1,901,0001,259
Additional noninterest expense$4,067,0001,535
Pre-tax net operating income$6,219,0001,267
Securities gains (losses)$77,0001,444
Applicable income taxes$2,163,000927
Income before extraordinary items$4,133,0001,543
Extraordinary gains, net$017
Net income$4,133,0001,540
Minority interest net income$084
Net income of bank and minority interests.$4,133,0001,542
Net charge-offs$113,0003,064
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$646,000264
Net operating income$4,082,1801,529
2014-09-30 (YTD Data)Rank
Total interest income$16,306,0001,187
Total interest expense$2,425,000936
Net interest income$13,881,0001,221
Provision for loan and lease losses$529,0001,091
Total noninterest income$738,0003,167
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$490,0001,846
Trading account gains and fees$0174
Additional Noninterest Income$248,0003,920
Total noninterest expense$9,790,0001,472
Salaries and employee benefits$5,451,0001,447
Premises and equipment expense$1,419,0001,272
Additional noninterest expense$2,920,0001,607
Pre-tax net operating income$4,300,0001,379
Securities gains (losses)$92,0001,054
Applicable income taxes$1,493,0001,002
Income before extraordinary items$2,899,0001,630
Extraordinary gains, net$015
Net income$2,899,0001,631
Minority interest net income$081
Net income of bank and minority interests.$2,899,0001,630
Net charge-offs$103,0002,657
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$507,000225
Net operating income$2,838,2801,636
2014-06-30 (YTD Data)Rank
Total interest income$10,460,0001,215
Total interest expense$1,578,000959
Net interest income$8,882,0001,250
Provision for loan and lease losses$170,0001,801
Total noninterest income$480,0003,188
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$321,0001,850
Trading account gains and fees$0172
Additional Noninterest Income$159,0003,973
Total noninterest expense$6,547,0001,465
Salaries and employee benefits$3,676,0001,429
Premises and equipment expense$958,0001,258
Additional noninterest expense$1,913,0001,629
Pre-tax net operating income$2,645,0001,429
Securities gains (losses)$90,000848
Applicable income taxes$930,0001,025
Income before extraordinary items$1,805,0001,673
Extraordinary gains, net$020
Net income$1,805,0001,676
Minority interest net income$080
Net income of bank and minority interests.$1,805,0001,675
Net charge-offs$113,0002,069
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$320,000220
Net operating income$1,745,6001,691
2014-03-31 (YTD Data)Rank
Total interest income$5,053,0001,257
Total interest expense$764,0001,000
Net interest income$4,289,0001,296
Provision for loan and lease losses$34,0002,536
Total noninterest income$218,0003,321
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$151,0001,921
Trading account gains and fees$0147
Additional Noninterest Income$67,0004,162
Total noninterest expense$3,314,0001,463
Salaries and employee benefits$1,876,0001,421
Premises and equipment expense$469,0001,312
Additional noninterest expense$969,0001,590
Pre-tax net operating income$1,159,0001,563
Securities gains (losses)$70,000540
Applicable income taxes$418,0001,052
Income before extraordinary items$811,0001,797
Extraordinary gains, net$016
Net income$811,0001,801
Minority interest net income$066
Net income of bank and minority interests.$811,0001,800
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$764,8001,844
2013-12-31 (YTD Data)Rank
Total interest income$18,490,0001,376
Total interest expense$2,961,0001,140
Net interest income$15,529,0001,387
Provision for loan and lease losses$803,0001,321
Total noninterest income$821,0003,570
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$607,0002,046
Trading account gains and fees$0184
Additional Noninterest Income$214,0004,530
Total noninterest expense$12,226,0001,579
Salaries and employee benefits$6,919,0001,500
Premises and equipment expense$1,880,0001,261
Additional noninterest expense$3,427,0001,853
Pre-tax net operating income$3,321,0002,000
Securities gains (losses)$204,000883
Applicable income taxes$1,297,0001,238
Income before extraordinary items$2,228,0002,400
Extraordinary gains, net$029
Net income$2,228,0002,404
Minority interest net income$090
Net income of bank and minority interests.$2,228,0002,403
Net charge-offs$-231,0006,644
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$21,344,00018
Net operating income$2,097,4402,457
2013-09-30 (YTD Data)Rank
Total interest income$13,466,0001,424
Total interest expense$2,210,0001,184
Net interest income$11,256,0001,449
Provision for loan and lease losses$493,0001,534
Total noninterest income$592,0003,695
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$424,0002,176
Trading account gains and fees$0180
Additional Noninterest Income$168,0004,551
Total noninterest expense$9,271,0001,564
Salaries and employee benefits$5,273,0001,480
Premises and equipment expense$1,402,0001,273
Additional noninterest expense$2,596,0001,830
Pre-tax net operating income$2,084,0002,349
Securities gains (losses)$205,000812
Applicable income taxes$778,0001,476
Income before extraordinary items$1,511,0002,647
Extraordinary gains, net$025
Net income$1,511,0002,651
Minority interest net income$084
Net income of bank and minority interests.$1,511,0002,651
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$21,315,00010
Net operating income$1,375,7002,751
2013-06-30 (YTD Data)Rank
Total interest income$8,836,0001,441
Total interest expense$1,463,0001,222
Net interest income$7,373,0001,458
Provision for loan and lease losses$313,0001,598
Total noninterest income$392,0003,750
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$276,0002,185
Trading account gains and fees$0157
Additional Noninterest Income$116,0004,552
Total noninterest expense$6,113,0001,580
Salaries and employee benefits$3,518,0001,480
Premises and equipment expense$934,0001,276
Additional noninterest expense$1,661,0001,892
Pre-tax net operating income$1,339,0002,397
Securities gains (losses)$155,000858
Applicable income taxes$507,0001,499
Income before extraordinary items$987,0002,673
Extraordinary gains, net$022
Net income$987,0002,678
Minority interest net income$082
Net income of bank and minority interests.$987,0002,678
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$21,128,0006
Net operating income$884,7002,785
2013-03-31 (YTD Data)Rank
Total interest income$4,434,0001,443
Total interest expense$750,0001,230
Net interest income$3,684,0001,459
Provision for loan and lease losses$104,0002,018
Total noninterest income$189,0003,768
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$129,0002,293
Trading account gains and fees$0148
Additional Noninterest Income$60,0004,488
Total noninterest expense$2,973,0001,636
Salaries and employee benefits$1,697,0001,550
Premises and equipment expense$441,0001,385
Additional noninterest expense$835,0001,875
Pre-tax net operating income$796,0002,055
Securities gains (losses)$155,000554
Applicable income taxes$323,0001,263
Income before extraordinary items$628,0002,175
Extraordinary gains, net$010
Net income$628,0002,177
Minority interest net income$076
Net income of bank and minority interests.$628,0002,177
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$117,000219
Net operating income$525,7002,407
2012-12-31 (YTD Data)Rank
Total interest income$15,095,0001,754
Total interest expense$2,518,0001,737
Net interest income$12,577,0001,752
Provision for loan and lease losses$1,227,0001,529
Total noninterest income$1,076,0003,132
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$485,0002,553
Trading account gains and fees$0166
Additional Noninterest Income$591,0003,124
Total noninterest expense$10,166,0001,881
Salaries and employee benefits$5,523,0001,826
Premises and equipment expense$1,264,0001,857
Additional noninterest expense$3,379,0001,940
Pre-tax net operating income$2,260,0002,597
Securities gains (losses)$23,0003,132
Applicable income taxes$805,0001,688
Income before extraordinary items$1,478,0003,159
Extraordinary gains, net$029
Net income$1,478,0003,159
Minority interest net income$093
Net income of bank and minority interests.$1,478,0003,159
Net charge-offs$224,0003,645
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$3,812,000108
Net operating income$1,463,0503,037
2012-09-30 (YTD Data)Rank
Total interest income$10,686,0001,881
Total interest expense$1,757,0001,945
Net interest income$8,929,0001,858
Provision for loan and lease losses$719,0001,831
Total noninterest income$433,0004,284
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$351,0002,645
Trading account gains and fees$0157
Additional Noninterest Income$82,0005,334
Total noninterest expense$7,037,0002,040
Salaries and employee benefits$4,209,0001,788
Premises and equipment expense$972,0001,836
Additional noninterest expense$1,856,0002,595
Pre-tax net operating income$1,606,0002,760
Securities gains (losses)$-2,0006,774
Applicable income taxes$611,0001,729
Income before extraordinary items$993,0003,448
Extraordinary gains, net$020
Net income$993,0003,448
Minority interest net income$086
Net income of bank and minority interests.$993,0003,450
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,008,000165
Net operating income$994,2803,292
2012-06-30 (YTD Data)Rank
Total interest income$6,872,0001,957
Total interest expense$1,106,0002,106
Net interest income$5,766,0001,920
Provision for loan and lease losses$510,0001,775
Total noninterest income$273,0004,386
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$219,0002,762
Trading account gains and fees$0153
Additional Noninterest Income$54,0005,374
Total noninterest expense$4,477,0002,151
Salaries and employee benefits$2,572,0001,955
Premises and equipment expense$644,0001,841
Additional noninterest expense$1,261,0002,556
Pre-tax net operating income$1,052,0002,752
Securities gains (losses)$-3,0006,872
Applicable income taxes$357,0001,856
Income before extraordinary items$692,0003,353
Extraordinary gains, net$019
Net income$692,0003,353
Minority interest net income$084
Net income of bank and minority interests.$692,0003,354
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$937,000121
Net operating income$693,9803,169
2012-03-31 (YTD Data)Rank
Total interest income$3,337,0002,023
Total interest expense$556,0002,159
Net interest income$2,781,0001,990
Provision for loan and lease losses$207,0001,972
Total noninterest income$120,0004,637
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$102,0002,891
Trading account gains and fees$0148
Additional Noninterest Income$18,0005,812
Total noninterest expense$2,159,0002,205
Salaries and employee benefits$1,263,0001,989
Premises and equipment expense$315,0001,893
Additional noninterest expense$581,0002,725
Pre-tax net operating income$535,0002,742
Securities gains (losses)$02,210
Applicable income taxes$182,0001,837
Income before extraordinary items$353,0003,330
Extraordinary gains, net$019
Net income$353,0003,334
Minority interest net income$078
Net income of bank and minority interests.$353,0003,334
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$741,00079
Net operating income$353,0003,162
2011-12-31 (YTD Data)Rank
Total interest income$12,169,0002,291
Total interest expense$2,284,0002,504
Net interest income$9,885,0002,206
Provision for loan and lease losses$649,0003,063
Total noninterest income$464,0004,514
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$325,0003,439
Trading account gains and fees$0146
Additional Noninterest Income$139,0004,935
Total noninterest expense$8,254,0002,301
Salaries and employee benefits$4,544,0002,129
Premises and equipment expense$1,135,0002,150
Additional noninterest expense$2,575,0002,530
Pre-tax net operating income$1,446,0003,094
Securities gains (losses)$-5,0006,825
Applicable income taxes$-559,0007,080
Income before extraordinary items$2,000,0002,270
Extraordinary gains, net$029
Net income$2,000,0002,271
Minority interest net income$096
Net income of bank and minority interests.$2,000,0002,271
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$6,375,000107
Net operating income$2,005,0002,190
2011-09-30 (YTD Data)Rank
Total interest income$8,921,0002,367
Total interest expense$1,729,0002,570
Net interest income$7,192,0002,292
Provision for loan and lease losses$532,0002,785
Total noninterest income$351,0004,547
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$244,0003,446
Trading account gains and fees$0145
Additional Noninterest Income$107,0005,010
Total noninterest expense$6,181,0002,316
Salaries and employee benefits$3,338,0002,178
Premises and equipment expense$843,0002,192
Additional noninterest expense$2,000,0002,465
Pre-tax net operating income$830,0003,647
Securities gains (losses)$5,0003,216
Applicable income taxes$04,740
Income before extraordinary items$835,0003,436
Extraordinary gains, net$021
Net income$835,0003,438
Minority interest net income$087
Net income of bank and minority interests.$835,0003,438
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$301,000404
Net operating income$830,0003,323
2011-06-30 (YTD Data)Rank
Total interest income$5,713,0002,486
Total interest expense$1,145,0002,663
Net interest income$4,568,0002,402
Provision for loan and lease losses$327,0002,845
Total noninterest income$226,0004,660
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$159,0003,477
Trading account gains and fees$0153
Additional Noninterest Income$67,0005,139
Total noninterest expense$4,011,0002,399
Salaries and employee benefits$2,190,0002,227
Premises and equipment expense$547,0002,258
Additional noninterest expense$1,274,0002,599
Pre-tax net operating income$456,0003,980
Securities gains (losses)$5,0002,547
Applicable income taxes$04,697
Income before extraordinary items$461,0003,732
Extraordinary gains, net$015
Net income$461,0003,733
Minority interest net income$089
Net income of bank and minority interests.$461,0003,734
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$289,000275
Net operating income$456,0003,649
2011-03-31 (YTD Data)Rank
Total interest income$2,767,0002,585
Total interest expense$561,0002,785
Net interest income$2,206,0002,500
Provision for loan and lease losses$133,0003,016
Total noninterest income$97,0004,964
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$78,0003,476
Trading account gains and fees$0158
Additional Noninterest Income$19,0005,847
Total noninterest expense$2,070,0002,347
Salaries and employee benefits$1,117,0002,204
Premises and equipment expense$271,0002,315
Additional noninterest expense$682,0002,430
Pre-tax net operating income$100,0005,144
Securities gains (losses)$5,0001,451
Applicable income taxes$04,545
Income before extraordinary items$105,0004,931
Extraordinary gains, net$09
Net income$105,0004,929
Minority interest net income$086
Net income of bank and minority interests.$105,0004,931
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$237,000193
Net operating income$100,0004,944
2010-12-31 (YTD Data)Rank
Total interest income$8,802,0003,280
Total interest expense$1,919,0003,679
Net interest income$6,883,0003,108
Provision for loan and lease losses$940,0003,157
Total noninterest income$327,0005,269
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$271,0003,843
Trading account gains and fees$0175
Additional Noninterest Income$56,0006,010
Total noninterest expense$5,997,0003,106
Salaries and employee benefits$3,319,0002,851
Premises and equipment expense$901,0002,699
Additional noninterest expense$1,777,0003,565
Pre-tax net operating income$273,0004,979
Securities gains (losses)$234,0001,457
Applicable income taxes$-302,0007,056
Income before extraordinary items$809,0003,595
Extraordinary gains, net$029
Net income$809,0003,593
Minority interest net income$0111
Net income of bank and minority interests.$809,0003,595
Net charge-offs$716,0003,139
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$6,365,000117
Net operating income$575,0003,986
2010-09-30 (YTD Data)Rank
Total interest income$6,183,0003,540
Total interest expense$1,406,0003,864
Net interest income$4,777,0003,366
Provision for loan and lease losses$621,0003,190
Total noninterest income$213,0005,584
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$173,0004,224
Trading account gains and fees$0165
Additional Noninterest Income$40,0006,202
Total noninterest expense$4,330,0003,208
Salaries and employee benefits$2,431,0002,926
Premises and equipment expense$667,0002,781
Additional noninterest expense$1,232,0003,736
Pre-tax net operating income$39,0005,832
Securities gains (losses)$147,0001,617
Applicable income taxes$04,726
Income before extraordinary items$186,0005,352
Extraordinary gains, net$023
Net income$186,0005,354
Minority interest net income$0110
Net income of bank and minority interests.$186,0005,355
Net charge-offs$170,0004,390
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$6,101,00093
Net operating income$39,0005,851
2010-06-30 (YTD Data)Rank
Total interest income$3,933,0003,700
Total interest expense$941,0003,957
Net interest income$2,992,0003,521
Provision for loan and lease losses$251,0003,878
Total noninterest income$95,0006,155
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$70,0005,108
Trading account gains and fees$0152
Additional Noninterest Income$25,0006,306
Total noninterest expense$2,867,0003,226
Salaries and employee benefits$1,620,0002,942
Premises and equipment expense$440,0002,816
Additional noninterest expense$807,0003,776
Pre-tax net operating income$-31,0006,145
Securities gains (losses)$96,0001,448
Applicable income taxes$04,691
Income before extraordinary items$65,0005,780
Extraordinary gains, net$019
Net income$65,0005,782
Minority interest net income$0105
Net income of bank and minority interests.$65,0005,781
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$44,000703
Net operating income$-31,0006,174
2010-03-31 (YTD Data)Rank
Total interest income$1,880,0003,887
Total interest expense$459,0004,142
Net interest income$1,421,0003,703
Provision for loan and lease losses$153,0003,312
Total noninterest income$35,0006,568
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$23,0005,727
Trading account gains and fees$0175
Additional Noninterest Income$12,0006,461
Total noninterest expense$1,380,0003,370
Salaries and employee benefits$800,0003,019
Premises and equipment expense$223,0002,849
Additional noninterest expense$357,0004,091
Pre-tax net operating income$-77,0006,591
Securities gains (losses)$96,000807
Applicable income taxes$04,611
Income before extraordinary items$19,0006,142
Extraordinary gains, net$016
Net income$19,0006,144
Minority interest net income$091
Net income of bank and minority interests.$19,0006,143
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$29,000555
Net operating income$-77,0006,622
2009-12-31 (YTD Data)Rank
Total interest income$6,058,0004,587
Total interest expense$1,859,0004,666
Net interest income$4,199,0004,434
Provision for loan and lease losses$1,208,0003,198
Total noninterest income$137,0006,677
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$106,0005,668
Trading account gains and fees$0211
Additional Noninterest Income$31,0006,716
Total noninterest expense$4,909,0003,746
Salaries and employee benefits$2,745,0003,432
Premises and equipment expense$856,0002,944
Additional noninterest expense$1,308,0004,489
Pre-tax net operating income$-1,781,0006,560
Securities gains (losses)$216,0001,497
Applicable income taxes$04,388
Income before extraordinary items$-1,565,0006,594
Extraordinary gains, net$034
Net income$-1,565,0006,595
Minority interest net income$0115
Net income of bank and minority interests.$-1,565,0006,595
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$125,000840
Net operating income$-1,781,0006,667
2009-09-30 (YTD Data)Rank
Total interest income$4,253,0004,842
Total interest expense$1,374,0004,834
Net interest income$2,879,0004,705
Provision for loan and lease losses$587,0003,566
Total noninterest income$96,0006,882
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$77,0005,761
Trading account gains and fees$0212
Additional Noninterest Income$19,0007,013
Total noninterest expense$3,697,0003,741
Salaries and employee benefits$2,055,0003,467
Premises and equipment expense$634,0003,006
Additional noninterest expense$1,008,0004,357
Pre-tax net operating income$-1,309,0006,790
Securities gains (losses)$150,0001,510
Applicable income taxes$04,592
Income before extraordinary items$-1,159,0006,830
Extraordinary gains, net$027
Net income$-1,159,0006,830
Minority interest net income$0118
Net income of bank and minority interests.$-1,159,0006,831
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$54,000907
Net operating income$-1,309,0006,893
2009-06-30 (YTD Data)Rank
Total interest income$2,609,0005,119
Total interest expense$863,0005,081
Net interest income$1,746,0004,966
Provision for loan and lease losses$271,0003,892
Total noninterest income$57,0007,037
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$46,0005,925
Trading account gains and fees$0193
Additional Noninterest Income$11,0007,209
Total noninterest expense$2,497,0003,724
Salaries and employee benefits$1,364,0003,519
Premises and equipment expense$432,0002,996
Additional noninterest expense$701,0004,257
Pre-tax net operating income$-965,0007,003
Securities gains (losses)$124,0001,331
Applicable income taxes$04,657
Income before extraordinary items$-841,0007,047
Extraordinary gains, net$021
Net income$-841,0007,046
Minority interest net income$0112
Net income of bank and minority interests.$-841,0007,047
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$32,000912
Net operating income$-965,0007,123
2009-03-31 (YTD Data)Rank
Total interest income$1,200,0005,399
Total interest expense$411,0005,326
Net interest income$789,0005,255
Provision for loan and lease losses$115,0003,686
Total noninterest income$26,0007,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$6,0007,210
Total noninterest expense$1,191,0003,785
Salaries and employee benefits$668,0003,609
Premises and equipment expense$228,0002,903
Additional noninterest expense$295,0004,466
Pre-tax net operating income$-491,0007,314
Securities gains (losses)$5,0002,061
Applicable income taxes$04,835
Income before extraordinary items$-486,0007,435
Extraordinary gains, net$015
Net income$-486,0007,435
Minority interest net income$0102
Net income of bank and minority interests.$-486,0007,436
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-491,0007,409
2008-12-31 (YTD Data)Rank
Total interest income$2,595,0006,904
Total interest expense$969,0006,828
Net interest income$1,626,0006,847
Provision for loan and lease losses$662,0003,331
Total noninterest income$182,0006,619
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$53,0006,581
Trading account gains and fees$0154
Additional Noninterest Income$129,0005,550
Total noninterest expense$4,545,0003,858
Salaries and employee benefits$2,575,0003,699
Premises and equipment expense$830,0003,091
Additional noninterest expense$1,140,0004,449
Pre-tax net operating income$-3,399,0007,655
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-3,399,0007,673
Extraordinary gains, net$039
Net income$-3,399,0007,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$51,0001,124
Net operating income$-3,399,0007,737
2008-09-30 (YTD Data)Rank
Total interest income$1,603,0007,318
Total interest expense$569,0007,329
Net interest income$1,034,0007,207
Provision for loan and lease losses$367,0003,213
Total noninterest income$148,0006,612
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$33,0006,775
Trading account gains and fees$0148
Additional Noninterest Income$115,0005,380
Total noninterest expense$3,078,0004,139
Salaries and employee benefits$1,756,0003,999
Premises and equipment expense$591,0003,228
Additional noninterest expense$731,0004,823
Pre-tax net operating income$-2,263,0007,914
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,263,0007,914
Extraordinary gains, net$031
Net income$-2,263,0007,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,263,0007,986
2008-06-30 (YTD Data)Rank
Total interest income$879,0007,655
Total interest expense$247,0007,884
Net interest income$632,0007,387
Provision for loan and lease losses$211,0003,061
Total noninterest income$77,0007,014
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$14,0007,021
Trading account gains and fees$0149
Additional Noninterest Income$63,0005,798
Total noninterest expense$1,967,0004,286
Salaries and employee benefits$1,146,0004,093
Premises and equipment expense$325,0003,722
Additional noninterest expense$496,0004,745
Pre-tax net operating income$-1,469,0008,073
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,469,0008,142
Extraordinary gains, net$021
Net income$-1,469,0008,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,469,0008,132
2008-03-31 (YTD Data)Rank
Total interest income$365,0007,930
Total interest expense$76,0008,222
Net interest income$289,0007,556
Provision for loan and lease losses$113,0002,567
Total noninterest income$6,0008,165
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$5,0007,707
Total noninterest expense$819,0004,864
Salaries and employee benefits$465,0004,782
Premises and equipment expense$173,0003,598
Additional noninterest expense$181,0005,663
Pre-tax net operating income$-637,0008,163
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-637,0008,211
Extraordinary gains, net$015
Net income$-637,0008,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-637,0008,198
2007-12-31 (YTD Data)Rank
Total interest income$113,0008,517
Total interest expense$11,0008,504
Net interest income$102,0008,511
Provision for loan and lease losses$12,0006,512
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$312,0008,464
Salaries and employee benefits$168,0008,452
Premises and equipment expense$42,0008,313
Additional noninterest expense$102,0008,414
Pre-tax net operating income$-222,0007,661
Securities gains (losses)$02,146
Applicable income taxes$-75,0007,981
Income before extraordinary items$-147,0007,669
Extraordinary gains, net$039
Net income$-147,0007,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$22,961,00067
Net operating income$-147,0007,651

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.