Home > FreedomBank > Income and Expense
FreedomBank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,200,000 | 2,092 |
| Total interest expense | $5,246,000 | 1,961 |
| Net interest income | $11,954,000 | 2,119 |
| Provision for loan and lease losses | $-4,000,000 | 4,540 |
| Total noninterest income | $1,307,000 | 2,445 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $368,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,341 |
| Total noninterest expense | $9,504,000 | 2,104 |
| Salaries and employee benefits | $6,512,000 | 1,846 |
| Premises and equipment expense | $713,000 | 2,471 |
| Additional noninterest expense | $937,000 | 2,341 |
| Pre-tax net operating income | $7,757,000 | 1,431 |
| Securities gains (losses) | $56,000 | 375 |
| Applicable income taxes | $363,000 | 2,106 |
| Income before extraordinary items | $7,450,000 | 1,277 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,450,000 | 1,292 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,450,000 | 1,280 |
| Net charge-offs | $-2,404,000 | 4,588 |
| Cash dividends | $6,500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,396,800 | 1,303 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,706,000 | 2,071 |
| Total interest expense | $3,520,000 | 1,971 |
| Net interest income | $9,186,000 | 2,098 |
| Provision for loan and lease losses | $-4,000,000 | 4,571 |
| Total noninterest income | $899,000 | 2,527 |
| Gross Fiduciary activities income | $2,000 | 887 |
| Service charges on deposit accounts | $278,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,459 |
| Total noninterest expense | $7,296,000 | 2,072 |
| Salaries and employee benefits | $4,995,000 | 1,830 |
| Premises and equipment expense | $522,000 | 2,507 |
| Additional noninterest expense | $619,000 | 2,458 |
| Pre-tax net operating income | $6,789,000 | 1,318 |
| Securities gains (losses) | $45,000 | 270 |
| Applicable income taxes | $319,000 | 2,071 |
| Income before extraordinary items | $6,515,000 | 1,175 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,515,000 | 1,183 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,515,000 | 1,175 |
| Net charge-offs | $-2,431,000 | 4,617 |
| Cash dividends | $2,000,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,472,250 | 1,205 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,242,000 | 2,088 |
| Total interest expense | $1,964,000 | 2,050 |
| Net interest income | $6,278,000 | 2,087 |
| Provision for loan and lease losses | $-4,000,000 | 4,609 |
| Total noninterest income | $615,000 | 2,452 |
| Gross Fiduciary activities income | $2,000 | 870 |
| Service charges on deposit accounts | $185,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 2,361 |
| Total noninterest expense | $4,886,000 | 2,070 |
| Salaries and employee benefits | $3,335,000 | 1,827 |
| Premises and equipment expense | $365,000 | 2,430 |
| Additional noninterest expense | $428,000 | 2,357 |
| Pre-tax net operating income | $6,007,000 | 1,047 |
| Securities gains (losses) | $29,000 | 371 |
| Applicable income taxes | $281,000 | 1,890 |
| Income before extraordinary items | $5,755,000 | 952 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,755,000 | 964 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,755,000 | 952 |
| Net charge-offs | $-2,427,000 | 4,644 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,727,450 | 964 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 2,119 |
| Total interest expense | $758,000 | 2,155 |
| Net interest income | $3,200,000 | 2,074 |
| Provision for loan and lease losses | $-1,100,000 | 4,652 |
| Total noninterest income | $321,000 | 2,416 |
| Gross Fiduciary activities income | $2,000 | 858 |
| Service charges on deposit accounts | $91,000 | 2,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,290 |
| Total noninterest expense | $2,611,000 | 2,004 |
| Salaries and employee benefits | $1,691,000 | 1,832 |
| Premises and equipment expense | $204,000 | 2,323 |
| Additional noninterest expense | $228,000 | 2,290 |
| Pre-tax net operating income | $2,010,000 | 1,469 |
| Securities gains (losses) | $10,000 | 588 |
| Applicable income taxes | $93,000 | 2,191 |
| Income before extraordinary items | $1,927,000 | 1,326 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,927,000 | 1,325 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,927,000 | 1,326 |
| Net charge-offs | $595,000 | 251 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,917,500 | 1,346 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,703,000 | 1,881 |
| Total interest expense | $1,482,000 | 1,923 |
| Net interest income | $14,221,000 | 1,854 |
| Provision for loan and lease losses | $133,000 | 2,039 |
| Total noninterest income | $1,232,000 | 2,562 |
| Gross Fiduciary activities income | $2,000 | 957 |
| Service charges on deposit accounts | $406,000 | 1,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $824,000 | 2,555 |
| Total noninterest expense | $9,372,000 | 2,092 |
| Salaries and employee benefits | $6,458,000 | 1,857 |
| Premises and equipment expense | $807,000 | 2,292 |
| Additional noninterest expense | $824,000 | 2,555 |
| Pre-tax net operating income | $5,948,000 | 1,834 |
| Securities gains (losses) | $-8,000 | 3,399 |
| Applicable income taxes | $293,000 | 2,426 |
| Income before extraordinary items | $5,647,000 | 1,682 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,647,000 | 1,680 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,647,000 | 1,681 |
| Net charge-offs | $2,429,000 | 259 |
| Cash dividends | $6,000,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,654,600 | 1,709 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,345,000 | 1,884 |
| Total interest expense | $1,053,000 | 1,697 |
| Net interest income | $10,292,000 | 1,878 |
| Provision for loan and lease losses | $108,000 | 1,823 |
| Total noninterest income | $931,000 | 2,579 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $306,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 2,556 |
| Total noninterest expense | $7,324,000 | 2,036 |
| Salaries and employee benefits | $5,026,000 | 1,797 |
| Premises and equipment expense | $597,000 | 2,333 |
| Additional noninterest expense | $623,000 | 2,556 |
| Pre-tax net operating income | $3,791,000 | 1,994 |
| Securities gains (losses) | $-13,000 | 3,851 |
| Applicable income taxes | $187,000 | 2,522 |
| Income before extraordinary items | $3,591,000 | 1,857 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,591,000 | 1,855 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,591,000 | 1,856 |
| Net charge-offs | $2,414,000 | 199 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,603,350 | 1,888 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 1,898 |
| Total interest expense | $713,000 | 1,493 |
| Net interest income | $6,474,000 | 1,934 |
| Provision for loan and lease losses | $78,000 | 1,663 |
| Total noninterest income | $621,000 | 2,576 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $197,000 | 1,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 2,567 |
| Total noninterest expense | $4,561,000 | 2,109 |
| Salaries and employee benefits | $3,268,000 | 1,830 |
| Premises and equipment expense | $406,000 | 2,313 |
| Additional noninterest expense | $887,000 | 2,811 |
| Pre-tax net operating income | $2,456,000 | 1,946 |
| Securities gains (losses) | $-20,000 | 4,087 |
| Applicable income taxes | $118,000 | 2,492 |
| Income before extraordinary items | $2,318,000 | 1,806 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,318,000 | 1,806 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,318,000 | 1,806 |
| Net charge-offs | $2,422,000 | 150 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,337,000 | 1,842 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 1,854 |
| Total interest expense | $366,000 | 1,413 |
| Net interest income | $3,234,000 | 1,879 |
| Provision for loan and lease losses | $42,000 | 1,459 |
| Total noninterest income | $318,000 | 2,518 |
| Gross Fiduciary activities income | $2,000 | 841 |
| Service charges on deposit accounts | $102,000 | 1,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,506 |
| Total noninterest expense | $2,087,000 | 2,220 |
| Salaries and employee benefits | $1,544,000 | 1,902 |
| Premises and equipment expense | $206,000 | 2,299 |
| Additional noninterest expense | $337,000 | 3,238 |
| Pre-tax net operating income | $1,423,000 | 1,702 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $70,000 | 2,300 |
| Income before extraordinary items | $1,353,000 | 1,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,353,000 | 1,559 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,353,000 | 1,561 |
| Net charge-offs | $2,457,000 | 103 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,353,000 | 1,583 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,376,000 | 1,743 |
| Total interest expense | $2,098,000 | 1,280 |
| Net interest income | $14,278,000 | 1,785 |
| Provision for loan and lease losses | $3,818,000 | 145 |
| Total noninterest income | $1,505,000 | 2,536 |
| Gross Fiduciary activities income | $3,000 | 928 |
| Service charges on deposit accounts | $360,000 | 1,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,142,000 | 2,494 |
| Total noninterest expense | $7,879,000 | 2,303 |
| Salaries and employee benefits | $4,915,000 | 2,195 |
| Premises and equipment expense | $746,000 | 2,426 |
| Additional noninterest expense | $2,218,000 | 2,415 |
| Pre-tax net operating income | $4,086,000 | 2,299 |
| Securities gains (losses) | $70,000 | 1,001 |
| Applicable income taxes | $204,000 | 2,699 |
| Income before extraordinary items | $3,952,000 | 2,185 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,952,000 | 2,186 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,952,000 | 2,186 |
| Net charge-offs | $249,000 | 920 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,885,500 | 2,177 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,520,000 | 1,741 |
| Total interest expense | $1,636,000 | 1,309 |
| Net interest income | $10,884,000 | 1,780 |
| Provision for loan and lease losses | $941,000 | 475 |
| Total noninterest income | $1,132,000 | 2,574 |
| Gross Fiduciary activities income | $3,000 | 895 |
| Service charges on deposit accounts | $262,000 | 2,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,531 |
| Total noninterest expense | $7,351,000 | 2,012 |
| Salaries and employee benefits | $5,176,000 | 1,737 |
| Premises and equipment expense | $520,000 | 2,549 |
| Additional noninterest expense | $1,655,000 | 2,417 |
| Pre-tax net operating income | $3,724,000 | 2,138 |
| Securities gains (losses) | $51,000 | 1,044 |
| Applicable income taxes | $187,000 | 2,620 |
| Income before extraordinary items | $3,588,000 | 2,017 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,588,000 | 2,016 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,588,000 | 2,017 |
| Net charge-offs | $250,000 | 710 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,539,550 | 2,009 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 1,721 |
| Total interest expense | $1,133,000 | 1,321 |
| Net interest income | $7,333,000 | 1,769 |
| Provision for loan and lease losses | $738,000 | 421 |
| Total noninterest income | $534,000 | 2,923 |
| Gross Fiduciary activities income | $3,000 | 879 |
| Service charges on deposit accounts | $171,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 2,968 |
| Total noninterest expense | $4,923,000 | 1,997 |
| Salaries and employee benefits | $3,555,000 | 1,701 |
| Premises and equipment expense | $348,000 | 2,530 |
| Additional noninterest expense | $1,020,000 | 2,543 |
| Pre-tax net operating income | $2,206,000 | 2,261 |
| Securities gains (losses) | $51,000 | 878 |
| Applicable income taxes | $111,000 | 2,677 |
| Income before extraordinary items | $2,146,000 | 2,139 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,146,000 | 2,139 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,146,000 | 2,139 |
| Net charge-offs | $375,000 | 468 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,097,550 | 2,131 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 1,672 |
| Total interest expense | $592,000 | 1,325 |
| Net interest income | $3,782,000 | 1,718 |
| Provision for loan and lease losses | $377,000 | 455 |
| Total noninterest income | $237,000 | 3,032 |
| Gross Fiduciary activities income | $3,000 | 848 |
| Service charges on deposit accounts | $88,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 3,144 |
| Total noninterest expense | $2,423,000 | 2,004 |
| Salaries and employee benefits | $1,772,000 | 1,687 |
| Premises and equipment expense | $189,000 | 2,429 |
| Additional noninterest expense | $462,000 | 2,683 |
| Pre-tax net operating income | $1,219,000 | 2,133 |
| Securities gains (losses) | $26,000 | 818 |
| Applicable income taxes | $60,000 | 2,596 |
| Income before extraordinary items | $1,185,000 | 2,007 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,185,000 | 2,007 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,185,000 | 2,007 |
| Net charge-offs | $-11,000 | 4,101 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,160,300 | 1,997 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,979,000 | 1,563 |
| Total interest expense | $3,433,000 | 1,331 |
| Net interest income | $15,546,000 | 1,603 |
| Provision for loan and lease losses | $1,403,000 | 1,299 |
| Total noninterest income | $1,054,000 | 2,807 |
| Gross Fiduciary activities income | $12,000 | 878 |
| Service charges on deposit accounts | $423,000 | 1,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,936 |
| Total noninterest expense | $9,307,000 | 2,045 |
| Salaries and employee benefits | $6,540,000 | 1,766 |
| Premises and equipment expense | $754,000 | 2,421 |
| Additional noninterest expense | $2,013,000 | 2,528 |
| Pre-tax net operating income | $5,890,000 | 1,582 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $279,000 | 2,353 |
| Income before extraordinary items | $5,611,000 | 1,499 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,611,000 | 1,498 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,611,000 | 1,499 |
| Net charge-offs | $371,000 | 1,167 |
| Cash dividends | $2,300,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,611,000 | 1,451 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,091,000 | 1,497 |
| Total interest expense | $2,712,000 | 1,340 |
| Net interest income | $12,379,000 | 1,510 |
| Provision for loan and lease losses | $1,430,000 | 1,100 |
| Total noninterest income | $764,000 | 2,817 |
| Gross Fiduciary activities income | $12,000 | 840 |
| Service charges on deposit accounts | $317,000 | 1,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 2,967 |
| Total noninterest expense | $7,311,000 | 1,971 |
| Salaries and employee benefits | $5,311,000 | 1,656 |
| Premises and equipment expense | $575,000 | 2,391 |
| Additional noninterest expense | $1,425,000 | 2,602 |
| Pre-tax net operating income | $4,402,000 | 1,555 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $213,000 | 2,347 |
| Income before extraordinary items | $4,189,000 | 1,463 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,189,000 | 1,464 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,189,000 | 1,464 |
| Net charge-offs | $399,000 | 871 |
| Cash dividends | $2,000,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,189,000 | 1,415 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,462,000 | 1,587 |
| Total interest expense | $1,905,000 | 1,364 |
| Net interest income | $7,557,000 | 1,629 |
| Provision for loan and lease losses | $320,000 | 1,990 |
| Total noninterest income | $556,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $223,000 | 1,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 2,794 |
| Total noninterest expense | $4,846,000 | 1,978 |
| Salaries and employee benefits | $3,568,000 | 1,645 |
| Premises and equipment expense | $380,000 | 2,396 |
| Additional noninterest expense | $898,000 | 2,697 |
| Pre-tax net operating income | $2,947,000 | 1,473 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $143,000 | 2,306 |
| Income before extraordinary items | $2,804,000 | 1,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,804,000 | 1,384 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,804,000 | 1,384 |
| Net charge-offs | $292,000 | 828 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,804,000 | 1,349 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 1,581 |
| Total interest expense | $1,035,000 | 1,391 |
| Net interest income | $3,684,000 | 1,622 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $268,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $130,000 | 1,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,852 |
| Total noninterest expense | $2,424,000 | 1,998 |
| Salaries and employee benefits | $1,795,000 | 1,643 |
| Premises and equipment expense | $206,000 | 2,307 |
| Additional noninterest expense | $423,000 | 2,824 |
| Pre-tax net operating income | $1,528,000 | 1,304 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $75,000 | 2,147 |
| Income before extraordinary items | $1,453,000 | 1,218 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,453,000 | 1,217 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,453,000 | 1,218 |
| Net charge-offs | $-19,000 | 4,651 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,453,000 | 1,199 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,957,000 | 1,744 |
| Total interest expense | $3,748,000 | 1,549 |
| Net interest income | $13,209,000 | 1,791 |
| Provision for loan and lease losses | $246,000 | 2,155 |
| Total noninterest income | $1,120,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $523,000 | 1,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $597,000 | 2,843 |
| Total noninterest expense | $8,385,000 | 2,172 |
| Salaries and employee benefits | $5,566,000 | 1,956 |
| Premises and equipment expense | $769,000 | 2,404 |
| Additional noninterest expense | $2,050,000 | 2,512 |
| Pre-tax net operating income | $5,698,000 | 1,598 |
| Securities gains (losses) | $36,000 | 1,373 |
| Applicable income taxes | $256,000 | 2,457 |
| Income before extraordinary items | $5,478,000 | 1,484 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,478,000 | 1,485 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,478,000 | 1,486 |
| Net charge-offs | $202,000 | 1,682 |
| Cash dividends | $4,006,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,443,440 | 1,461 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,803,000 | 1,873 |
| Total interest expense | $2,708,000 | 1,602 |
| Net interest income | $9,095,000 | 1,936 |
| Provision for loan and lease losses | $121,000 | 2,450 |
| Total noninterest income | $767,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $370,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 2,975 |
| Total noninterest expense | $6,214,000 | 2,196 |
| Salaries and employee benefits | $4,082,000 | 1,991 |
| Premises and equipment expense | $550,000 | 2,489 |
| Additional noninterest expense | $1,582,000 | 2,475 |
| Pre-tax net operating income | $3,527,000 | 1,891 |
| Securities gains (losses) | $36,000 | 1,199 |
| Applicable income taxes | $149,000 | 2,687 |
| Income before extraordinary items | $3,414,000 | 1,751 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,414,000 | 1,752 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,414,000 | 1,752 |
| Net charge-offs | $51,000 | 2,205 |
| Cash dividends | $2,206,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,379,440 | 1,735 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 1,980 |
| Total interest expense | $1,681,000 | 1,660 |
| Net interest income | $5,609,000 | 2,067 |
| Provision for loan and lease losses | $121,000 | 2,017 |
| Total noninterest income | $397,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $209,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,337 |
| Total noninterest expense | $3,638,000 | 2,407 |
| Salaries and employee benefits | $2,527,000 | 2,103 |
| Premises and equipment expense | $342,000 | 2,591 |
| Additional noninterest expense | $769,000 | 3,090 |
| Pre-tax net operating income | $2,247,000 | 1,940 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $87,000 | 2,775 |
| Income before extraordinary items | $2,160,000 | 1,800 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,160,000 | 1,799 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,160,000 | 1,800 |
| Net charge-offs | $26,000 | 2,236 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,160,000 | 1,773 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 2,432 |
| Total interest expense | $639,000 | 1,970 |
| Net interest income | $2,149,000 | 2,549 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $164,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $81,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $1,344,000 | 2,920 |
| Salaries and employee benefits | $992,000 | 2,502 |
| Premises and equipment expense | $155,000 | 2,797 |
| Additional noninterest expense | $197,000 | 4,216 |
| Pre-tax net operating income | $909,000 | 2,177 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $44,000 | 2,717 |
| Income before extraordinary items | $865,000 | 2,082 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $865,000 | 2,081 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $865,000 | 2,081 |
| Net charge-offs | $28,000 | 1,543 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $865,000 | 2,067 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 2,393 |
| Total interest expense | $2,147,000 | 1,846 |
| Net interest income | $8,658,000 | 2,514 |
| Provision for loan and lease losses | $380,000 | 1,705 |
| Total noninterest income | $683,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $318,000 | 2,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,463 |
| Total noninterest expense | $5,466,000 | 2,886 |
| Salaries and employee benefits | $3,834,000 | 2,519 |
| Premises and equipment expense | $618,000 | 2,785 |
| Additional noninterest expense | $1,014,000 | 3,878 |
| Pre-tax net operating income | $3,495,000 | 2,286 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $188,000 | 2,720 |
| Income before extraordinary items | $3,307,000 | 2,179 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,307,000 | 2,177 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,307,000 | 2,178 |
| Net charge-offs | $-30,000 | 4,772 |
| Cash dividends | $3,413,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,307,000 | 2,175 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 2,409 |
| Total interest expense | $1,543,000 | 1,839 |
| Net interest income | $6,469,000 | 2,531 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $491,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $234,000 | 2,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,550 |
| Total noninterest expense | $4,144,000 | 2,877 |
| Salaries and employee benefits | $2,911,000 | 2,498 |
| Premises and equipment expense | $466,000 | 2,794 |
| Additional noninterest expense | $767,000 | 3,890 |
| Pre-tax net operating income | $2,546,000 | 2,370 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $132,000 | 2,830 |
| Income before extraordinary items | $2,414,000 | 2,225 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,414,000 | 2,223 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,414,000 | 2,224 |
| Net charge-offs | $-23,000 | 4,700 |
| Cash dividends | $2,783,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,414,000 | 2,224 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 2,407 |
| Total interest expense | $969,000 | 1,819 |
| Net interest income | $4,330,000 | 2,520 |
| Provision for loan and lease losses | $135,000 | 1,917 |
| Total noninterest income | $328,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $154,000 | 2,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,554 |
| Total noninterest expense | $2,797,000 | 2,880 |
| Salaries and employee benefits | $1,947,000 | 2,512 |
| Premises and equipment expense | $316,000 | 2,779 |
| Additional noninterest expense | $534,000 | 3,841 |
| Pre-tax net operating income | $1,726,000 | 2,313 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $101,000 | 2,723 |
| Income before extraordinary items | $1,625,000 | 2,186 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,625,000 | 2,183 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,625,000 | 2,185 |
| Net charge-offs | $-18,000 | 4,712 |
| Cash dividends | $2,153,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,625,000 | 2,178 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 2,438 |
| Total interest expense | $460,000 | 1,818 |
| Net interest income | $2,124,000 | 2,557 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $157,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $78,000 | 2,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,652 |
| Total noninterest expense | $1,386,000 | 2,924 |
| Salaries and employee benefits | $982,000 | 2,535 |
| Premises and equipment expense | $169,000 | 2,709 |
| Additional noninterest expense | $235,000 | 4,076 |
| Pre-tax net operating income | $895,000 | 2,194 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $56,000 | 2,607 |
| Income before extraordinary items | $839,000 | 2,101 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $839,000 | 2,100 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $839,000 | 2,101 |
| Net charge-offs | $-9,000 | 4,705 |
| Cash dividends | $753,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $839,000 | 2,091 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 2,474 |
| Total interest expense | $1,482,000 | 1,943 |
| Net interest income | $8,350,000 | 2,560 |
| Provision for loan and lease losses | $380,000 | 1,712 |
| Total noninterest income | $765,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $339,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,374 |
| Total noninterest expense | $5,359,000 | 2,983 |
| Salaries and employee benefits | $3,688,000 | 2,608 |
| Premises and equipment expense | $676,000 | 2,707 |
| Additional noninterest expense | $995,000 | 4,020 |
| Pre-tax net operating income | $3,376,000 | 2,288 |
| Securities gains (losses) | $-13,000 | 5,100 |
| Applicable income taxes | $160,000 | 3,078 |
| Income before extraordinary items | $3,203,000 | 1,934 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,203,000 | 1,934 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,203,000 | 1,935 |
| Net charge-offs | $973,000 | 708 |
| Cash dividends | $2,520,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,215,350 | 1,902 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,295,000 | 2,510 |
| Total interest expense | $1,074,000 | 1,975 |
| Net interest income | $6,221,000 | 2,584 |
| Provision for loan and lease losses | $380,000 | 1,401 |
| Total noninterest income | $586,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $254,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,341 |
| Total noninterest expense | $4,077,000 | 2,974 |
| Salaries and employee benefits | $2,827,000 | 2,585 |
| Premises and equipment expense | $510,000 | 2,733 |
| Additional noninterest expense | $740,000 | 4,042 |
| Pre-tax net operating income | $2,350,000 | 2,461 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $109,000 | 3,112 |
| Income before extraordinary items | $2,262,000 | 2,189 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,262,000 | 2,190 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,262,000 | 2,190 |
| Net charge-offs | $735,000 | 607 |
| Cash dividends | $1,850,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,242,050 | 2,173 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 2,509 |
| Total interest expense | $665,000 | 2,036 |
| Net interest income | $4,151,000 | 2,575 |
| Provision for loan and lease losses | $380,000 | 1,016 |
| Total noninterest income | $436,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $172,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,113 |
| Total noninterest expense | $2,740,000 | 2,976 |
| Salaries and employee benefits | $1,904,000 | 2,572 |
| Premises and equipment expense | $348,000 | 2,694 |
| Additional noninterest expense | $488,000 | 4,082 |
| Pre-tax net operating income | $1,467,000 | 2,525 |
| Securities gains (losses) | $21,000 | 972 |
| Applicable income taxes | $66,000 | 3,168 |
| Income before extraordinary items | $1,422,000 | 2,235 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,422,000 | 2,236 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,422,000 | 2,236 |
| Net charge-offs | $741,000 | 434 |
| Cash dividends | $1,310,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,401,840 | 2,231 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 2,543 |
| Total interest expense | $319,000 | 2,074 |
| Net interest income | $2,043,000 | 2,601 |
| Provision for loan and lease losses | $380,000 | 555 |
| Total noninterest income | $163,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $83,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 3,778 |
| Total noninterest expense | $1,297,000 | 3,100 |
| Salaries and employee benefits | $933,000 | 2,664 |
| Premises and equipment expense | $178,000 | 2,707 |
| Additional noninterest expense | $186,000 | 4,596 |
| Pre-tax net operating income | $529,000 | 2,989 |
| Securities gains (losses) | $21,000 | 514 |
| Applicable income taxes | $25,000 | 3,262 |
| Income before extraordinary items | $525,000 | 2,674 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $525,000 | 2,674 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $525,000 | 2,674 |
| Net charge-offs | $795,000 | 253 |
| Cash dividends | $710,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $505,050 | 2,720 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 2,557 |
| Total interest expense | $1,353,000 | 1,944 |
| Net interest income | $7,943,000 | 2,641 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $654,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $360,000 | 2,637 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $294,000 | 3,949 |
| Total noninterest expense | $5,352,000 | 3,053 |
| Salaries and employee benefits | $3,511,000 | 2,739 |
| Premises and equipment expense | $670,000 | 2,821 |
| Additional noninterest expense | $1,171,000 | 3,875 |
| Pre-tax net operating income | $3,245,000 | 2,266 |
| Securities gains (losses) | $20,000 | 2,370 |
| Applicable income taxes | $149,000 | 3,094 |
| Income before extraordinary items | $3,116,000 | 2,041 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,116,000 | 2,039 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,116,000 | 2,040 |
| Net charge-offs | $46,000 | 3,204 |
| Cash dividends | $2,545,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,097,000 | 1,997 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 2,583 |
| Total interest expense | $1,030,000 | 1,937 |
| Net interest income | $5,905,000 | 2,657 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $453,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $264,000 | 2,694 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $189,000 | 4,173 |
| Total noninterest expense | $4,044,000 | 3,038 |
| Salaries and employee benefits | $2,693,000 | 2,703 |
| Premises and equipment expense | $443,000 | 3,057 |
| Additional noninterest expense | $908,000 | 3,818 |
| Pre-tax net operating income | $2,314,000 | 2,382 |
| Securities gains (losses) | $20,000 | 2,307 |
| Applicable income taxes | $106,000 | 3,202 |
| Income before extraordinary items | $2,228,000 | 2,160 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,228,000 | 2,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,228,000 | 2,160 |
| Net charge-offs | $30,000 | 2,910 |
| Cash dividends | $1,925,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,209,000 | 2,114 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 2,605 |
| Total interest expense | $692,000 | 1,926 |
| Net interest income | $3,902,000 | 2,681 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $322,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $166,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 3,930 |
| Total noninterest expense | $2,702,000 | 3,057 |
| Salaries and employee benefits | $1,790,000 | 2,730 |
| Premises and equipment expense | $310,000 | 2,980 |
| Additional noninterest expense | $602,000 | 3,853 |
| Pre-tax net operating income | $1,522,000 | 2,377 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $69,000 | 3,218 |
| Income before extraordinary items | $1,453,000 | 2,191 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,453,000 | 2,190 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,453,000 | 2,190 |
| Net charge-offs | $30,000 | 2,510 |
| Cash dividends | $1,425,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,453,000 | 2,122 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 2,661 |
| Total interest expense | $347,000 | 1,924 |
| Net interest income | $1,871,000 | 2,761 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $153,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $80,000 | 2,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $73,000 | 3,974 |
| Total noninterest expense | $1,294,000 | 3,155 |
| Salaries and employee benefits | $883,000 | 2,765 |
| Premises and equipment expense | $167,000 | 2,867 |
| Additional noninterest expense | $244,000 | 4,291 |
| Pre-tax net operating income | $730,000 | 2,413 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $30,000 | 3,275 |
| Income before extraordinary items | $700,000 | 2,209 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $700,000 | 2,209 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $700,000 | 2,209 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $725,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $700,000 | 2,143 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,852,000 | 2,395 |
| Total interest expense | $1,441,000 | 1,832 |
| Net interest income | $8,411,000 | 2,475 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $694,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $343,000 | 2,789 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $351,000 | 3,771 |
| Total noninterest expense | $5,247,000 | 3,112 |
| Salaries and employee benefits | $3,342,000 | 2,828 |
| Premises and equipment expense | $593,000 | 3,130 |
| Additional noninterest expense | $1,312,000 | 3,715 |
| Pre-tax net operating income | $3,858,000 | 1,926 |
| Securities gains (losses) | $-2,000 | 5,708 |
| Applicable income taxes | $150,000 | 3,107 |
| Income before extraordinary items | $3,706,000 | 1,713 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,706,000 | 1,713 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,706,000 | 1,715 |
| Net charge-offs | $-108,000 | 5,737 |
| Cash dividends | $1,768,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,707,920 | 1,670 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,363,000 | 2,420 |
| Total interest expense | $1,096,000 | 1,835 |
| Net interest income | $6,267,000 | 2,505 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $518,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $259,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,820 |
| Total noninterest expense | $3,844,000 | 3,182 |
| Salaries and employee benefits | $2,451,000 | 2,881 |
| Premises and equipment expense | $405,000 | 3,374 |
| Additional noninterest expense | $988,000 | 3,726 |
| Pre-tax net operating income | $2,941,000 | 1,933 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $139,000 | 3,069 |
| Income before extraordinary items | $2,800,000 | 1,729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,800,000 | 1,731 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,800,000 | 1,732 |
| Net charge-offs | $-41,000 | 5,560 |
| Cash dividends | $1,008,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,801,900 | 1,685 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 2,423 |
| Total interest expense | $743,000 | 1,812 |
| Net interest income | $4,170,000 | 2,508 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $344,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $168,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,825 |
| Total noninterest expense | $2,571,000 | 3,206 |
| Salaries and employee benefits | $1,641,000 | 2,891 |
| Premises and equipment expense | $282,000 | 3,296 |
| Additional noninterest expense | $648,000 | 3,790 |
| Pre-tax net operating income | $1,943,000 | 1,926 |
| Securities gains (losses) | $-2,000 | 5,970 |
| Applicable income taxes | $96,000 | 3,060 |
| Income before extraordinary items | $1,845,000 | 1,729 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,845,000 | 1,733 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,845,000 | 1,733 |
| Net charge-offs | $-17,000 | 5,433 |
| Cash dividends | $770,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,846,900 | 1,679 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 2,443 |
| Total interest expense | $374,000 | 1,806 |
| Net interest income | $2,058,000 | 2,534 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $170,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $79,000 | 2,888 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $1,288,000 | 3,214 |
| Salaries and employee benefits | $835,000 | 2,872 |
| Premises and equipment expense | $142,000 | 3,316 |
| Additional noninterest expense | $311,000 | 3,881 |
| Pre-tax net operating income | $940,000 | 1,960 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $47,000 | 3,038 |
| Income before extraordinary items | $893,000 | 1,756 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $893,000 | 1,758 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $893,000 | 1,758 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $270,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $893,000 | 1,693 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,729,000 | 2,462 |
| Total interest expense | $1,561,000 | 1,830 |
| Net interest income | $8,168,000 | 2,574 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $1,483,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $407,000 | 2,661 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,076,000 | 2,235 |
| Total noninterest expense | $5,228,000 | 3,213 |
| Salaries and employee benefits | $3,258,000 | 2,918 |
| Premises and equipment expense | $597,000 | 3,245 |
| Additional noninterest expense | $1,373,000 | 3,743 |
| Pre-tax net operating income | $4,273,000 | 1,743 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $201,000 | 2,956 |
| Income before extraordinary items | $4,077,000 | 1,568 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,077,000 | 1,566 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,077,000 | 1,567 |
| Net charge-offs | $130,000 | 2,926 |
| Cash dividends | $2,001,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,072,250 | 1,534 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 2,540 |
| Total interest expense | $1,171,000 | 1,861 |
| Net interest income | $5,943,000 | 2,653 |
| Provision for loan and lease losses | $150,000 | 2,373 |
| Total noninterest income | $1,146,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $312,000 | 2,639 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $834,000 | 2,195 |
| Total noninterest expense | $3,960,000 | 3,210 |
| Salaries and employee benefits | $2,511,000 | 2,862 |
| Premises and equipment expense | $432,000 | 3,367 |
| Additional noninterest expense | $1,017,000 | 3,786 |
| Pre-tax net operating income | $2,979,000 | 1,868 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $149,000 | 3,028 |
| Income before extraordinary items | $2,835,000 | 1,668 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,835,000 | 1,669 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,835,000 | 1,668 |
| Net charge-offs | $37,000 | 3,473 |
| Cash dividends | $1,676,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,830,250 | 1,639 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 2,558 |
| Total interest expense | $783,000 | 1,875 |
| Net interest income | $3,912,000 | 2,671 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $495,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $209,000 | 2,603 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $286,000 | 3,106 |
| Total noninterest expense | $2,652,000 | 3,216 |
| Salaries and employee benefits | $1,693,000 | 2,852 |
| Premises and equipment expense | $293,000 | 3,344 |
| Additional noninterest expense | $666,000 | 3,863 |
| Pre-tax net operating income | $1,605,000 | 2,162 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $80,000 | 3,185 |
| Income before extraordinary items | $1,525,000 | 1,952 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,525,000 | 1,956 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,525,000 | 1,955 |
| Net charge-offs | $52,000 | 2,757 |
| Cash dividends | $1,376,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,525,000 | 1,901 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 2,570 |
| Total interest expense | $386,000 | 1,926 |
| Net interest income | $1,942,000 | 2,699 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $253,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $149,000 | 2,975 |
| Total noninterest expense | $1,284,000 | 3,311 |
| Salaries and employee benefits | $848,000 | 2,867 |
| Premises and equipment expense | $164,000 | 3,153 |
| Additional noninterest expense | $272,000 | 4,336 |
| Pre-tax net operating income | $811,000 | 2,078 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $27,000 | 3,349 |
| Income before extraordinary items | $784,000 | 1,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $784,000 | 1,844 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $784,000 | 1,843 |
| Net charge-offs | $67,000 | 1,638 |
| Cash dividends | $750,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $784,000 | 1,805 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,550,000 | 2,524 |
| Total interest expense | $1,596,000 | 2,045 |
| Net interest income | $7,954,000 | 2,618 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,305,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $476,000 | 2,484 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $829,000 | 2,630 |
| Total noninterest expense | $5,267,000 | 3,285 |
| Salaries and employee benefits | $3,113,000 | 3,022 |
| Premises and equipment expense | $589,000 | 3,357 |
| Additional noninterest expense | $1,565,000 | 3,547 |
| Pre-tax net operating income | $3,992,000 | 1,729 |
| Securities gains (losses) | $184,000 | 943 |
| Applicable income taxes | $190,000 | 2,986 |
| Income before extraordinary items | $3,986,000 | 1,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,986,000 | 1,518 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,986,000 | 1,520 |
| Net charge-offs | $171,000 | 3,195 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,811,200 | 1,528 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 2,544 |
| Total interest expense | $1,196,000 | 2,108 |
| Net interest income | $5,971,000 | 2,627 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,063,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $365,000 | 2,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $698,000 | 2,515 |
| Total noninterest expense | $3,994,000 | 3,258 |
| Salaries and employee benefits | $2,352,000 | 3,037 |
| Premises and equipment expense | $435,000 | 3,423 |
| Additional noninterest expense | $1,207,000 | 3,479 |
| Pre-tax net operating income | $3,040,000 | 1,717 |
| Securities gains (losses) | $151,000 | 963 |
| Applicable income taxes | $159,000 | 2,977 |
| Income before extraordinary items | $3,032,000 | 1,488 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,032,000 | 1,490 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,032,000 | 1,491 |
| Net charge-offs | $-37,000 | 6,397 |
| Cash dividends | $3,115,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,888,550 | 1,518 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 2,529 |
| Total interest expense | $800,000 | 2,136 |
| Net interest income | $4,000,000 | 2,608 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $440,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $235,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,748 |
| Total noninterest expense | $2,656,000 | 3,272 |
| Salaries and employee benefits | $1,568,000 | 3,061 |
| Premises and equipment expense | $295,000 | 3,398 |
| Additional noninterest expense | $793,000 | 3,522 |
| Pre-tax net operating income | $1,784,000 | 1,906 |
| Securities gains (losses) | $151,000 | 870 |
| Applicable income taxes | $97,000 | 3,031 |
| Income before extraordinary items | $1,838,000 | 1,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,838,000 | 1,648 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,838,000 | 1,650 |
| Net charge-offs | $-23,000 | 6,365 |
| Cash dividends | $1,810,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,694,550 | 1,679 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,562 |
| Total interest expense | $412,000 | 2,132 |
| Net interest income | $1,974,000 | 2,646 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $253,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $115,000 | 2,529 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $1,260,000 | 3,433 |
| Salaries and employee benefits | $793,000 | 3,069 |
| Premises and equipment expense | $163,000 | 3,192 |
| Additional noninterest expense | $304,000 | 4,180 |
| Pre-tax net operating income | $967,000 | 1,774 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $48,000 | 3,009 |
| Income before extraordinary items | $919,000 | 1,594 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $919,000 | 1,596 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $919,000 | 1,596 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $1,075,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $919,000 | 1,538 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,289,000 | 2,502 |
| Total interest expense | $2,051,000 | 2,099 |
| Net interest income | $8,238,000 | 2,610 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $975,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $451,000 | 2,697 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $524,000 | 3,285 |
| Total noninterest expense | $5,250,000 | 3,343 |
| Salaries and employee benefits | $2,997,000 | 3,129 |
| Premises and equipment expense | $676,000 | 3,098 |
| Additional noninterest expense | $1,577,000 | 3,668 |
| Pre-tax net operating income | $3,963,000 | 1,663 |
| Securities gains (losses) | $734,000 | 701 |
| Applicable income taxes | $203,000 | 2,999 |
| Income before extraordinary items | $4,494,000 | 1,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,494,000 | 1,314 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,494,000 | 1,314 |
| Net charge-offs | $44,000 | 5,007 |
| Cash dividends | $3,248,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,789,360 | 1,427 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,835,000 | 2,512 |
| Total interest expense | $1,587,000 | 2,120 |
| Net interest income | $6,248,000 | 2,621 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $768,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $354,000 | 2,632 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 3,222 |
| Total noninterest expense | $4,022,000 | 3,326 |
| Salaries and employee benefits | $2,299,000 | 3,095 |
| Premises and equipment expense | $457,000 | 3,390 |
| Additional noninterest expense | $1,266,000 | 3,503 |
| Pre-tax net operating income | $2,994,000 | 1,699 |
| Securities gains (losses) | $261,000 | 1,232 |
| Applicable income taxes | $131,000 | 3,181 |
| Income before extraordinary items | $3,124,000 | 1,435 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,124,000 | 1,436 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,124,000 | 1,436 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $2,460,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,873,440 | 1,452 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 2,496 |
| Total interest expense | $1,084,000 | 2,136 |
| Net interest income | $4,213,000 | 2,585 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $557,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $233,000 | 2,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $324,000 | 2,968 |
| Total noninterest expense | $2,643,000 | 3,375 |
| Salaries and employee benefits | $1,545,000 | 3,103 |
| Premises and equipment expense | $305,000 | 3,401 |
| Additional noninterest expense | $793,000 | 3,686 |
| Pre-tax net operating income | $2,127,000 | 1,605 |
| Securities gains (losses) | $91,000 | 1,661 |
| Applicable income taxes | $79,000 | 3,246 |
| Income before extraordinary items | $2,139,000 | 1,390 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,139,000 | 1,390 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,139,000 | 1,390 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $1,630,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,051,640 | 1,362 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 2,513 |
| Total interest expense | $545,000 | 2,194 |
| Net interest income | $2,118,000 | 2,583 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $241,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,334 |
| Total noninterest expense | $1,326,000 | 3,380 |
| Salaries and employee benefits | $785,000 | 3,068 |
| Premises and equipment expense | $157,000 | 3,345 |
| Additional noninterest expense | $384,000 | 3,736 |
| Pre-tax net operating income | $1,033,000 | 1,635 |
| Securities gains (losses) | $91,000 | 960 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $1,104,000 | 1,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,104,000 | 1,309 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,104,000 | 1,309 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $750,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,014,820 | 1,360 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,160,000 | 2,505 |
| Total interest expense | $2,317,000 | 2,466 |
| Net interest income | $8,843,000 | 2,486 |
| Provision for loan and lease losses | $160,000 | 4,860 |
| Total noninterest income | $1,096,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $428,000 | 2,898 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $668,000 | 2,705 |
| Total noninterest expense | $5,747,000 | 3,162 |
| Salaries and employee benefits | $2,983,000 | 3,132 |
| Premises and equipment expense | $583,000 | 3,651 |
| Additional noninterest expense | $2,181,000 | 2,891 |
| Pre-tax net operating income | $4,032,000 | 1,420 |
| Securities gains (losses) | $95,000 | 2,110 |
| Applicable income taxes | $106,000 | 3,346 |
| Income before extraordinary items | $4,021,000 | 1,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,021,000 | 1,253 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,021,000 | 1,253 |
| Net charge-offs | $129,000 | 4,746 |
| Cash dividends | $3,028,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,928,850 | 1,199 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,429,000 | 2,510 |
| Total interest expense | $1,765,000 | 2,533 |
| Net interest income | $6,664,000 | 2,480 |
| Provision for loan and lease losses | $130,000 | 4,688 |
| Total noninterest income | $871,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $324,000 | 2,880 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $547,000 | 2,567 |
| Total noninterest expense | $4,288,000 | 3,192 |
| Salaries and employee benefits | $2,265,000 | 3,111 |
| Premises and equipment expense | $376,000 | 4,071 |
| Additional noninterest expense | $1,647,000 | 2,887 |
| Pre-tax net operating income | $3,117,000 | 1,447 |
| Securities gains (losses) | $95,000 | 1,838 |
| Applicable income taxes | $85,000 | 3,325 |
| Income before extraordinary items | $3,127,000 | 1,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,127,000 | 1,243 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,127,000 | 1,243 |
| Net charge-offs | $108,000 | 4,355 |
| Cash dividends | $2,078,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,034,850 | 1,201 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 2,510 |
| Total interest expense | $1,202,000 | 2,565 |
| Net interest income | $4,459,000 | 2,475 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $653,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $207,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 2,271 |
| Total noninterest expense | $2,913,000 | 3,174 |
| Salaries and employee benefits | $1,509,000 | 3,126 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $1,152,000 | 2,828 |
| Pre-tax net operating income | $2,069,000 | 1,408 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $54,000 | 3,320 |
| Income before extraordinary items | $2,015,000 | 1,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,015,000 | 1,242 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,015,000 | 1,243 |
| Net charge-offs | $53,000 | 4,400 |
| Cash dividends | $1,303,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,015,000 | 1,187 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 2,531 |
| Total interest expense | $610,000 | 2,605 |
| Net interest income | $2,208,000 | 2,496 |
| Provision for loan and lease losses | $130,000 | 3,035 |
| Total noninterest income | $353,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $257,000 | 2,109 |
| Total noninterest expense | $1,508,000 | 3,099 |
| Salaries and employee benefits | $757,000 | 3,137 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $613,000 | 2,679 |
| Pre-tax net operating income | $923,000 | 1,560 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $877,000 | 1,381 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $877,000 | 1,382 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $877,000 | 1,382 |
| Net charge-offs | $151,000 | 2,356 |
| Cash dividends | $528,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $877,000 | 1,337 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,704,000 | 2,557 |
| Total interest expense | $2,822,000 | 2,733 |
| Net interest income | $8,882,000 | 2,476 |
| Provision for loan and lease losses | $690,000 | 3,616 |
| Total noninterest income | $974,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $451,000 | 2,842 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $523,000 | 3,125 |
| Total noninterest expense | $6,025,000 | 3,090 |
| Salaries and employee benefits | $2,835,000 | 3,266 |
| Premises and equipment expense | $616,000 | 3,651 |
| Additional noninterest expense | $2,574,000 | 2,611 |
| Pre-tax net operating income | $3,141,000 | 1,565 |
| Securities gains (losses) | $338,000 | 1,163 |
| Applicable income taxes | $173,000 | 2,818 |
| Income before extraordinary items | $3,306,000 | 1,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,306,000 | 1,287 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,306,000 | 1,288 |
| Net charge-offs | $798,000 | 2,994 |
| Cash dividends | $2,790,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,984,900 | 1,364 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 2,604 |
| Total interest expense | $2,169,000 | 2,785 |
| Net interest income | $6,663,000 | 2,495 |
| Provision for loan and lease losses | $560,000 | 3,346 |
| Total noninterest income | $553,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $342,000 | 2,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $211,000 | 4,098 |
| Total noninterest expense | $4,218,000 | 3,287 |
| Salaries and employee benefits | $2,118,000 | 3,295 |
| Premises and equipment expense | $449,000 | 3,781 |
| Additional noninterest expense | $1,651,000 | 2,950 |
| Pre-tax net operating income | $2,438,000 | 1,618 |
| Securities gains (losses) | $338,000 | 994 |
| Applicable income taxes | $138,000 | 2,861 |
| Income before extraordinary items | $2,638,000 | 1,258 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,638,000 | 1,262 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,638,000 | 1,262 |
| Net charge-offs | $701,000 | 2,638 |
| Cash dividends | $2,015,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,316,900 | 1,380 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 2,625 |
| Total interest expense | $1,489,000 | 2,809 |
| Net interest income | $4,413,000 | 2,507 |
| Provision for loan and lease losses | $560,000 | 2,695 |
| Total noninterest income | $531,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $230,000 | 2,882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $301,000 | 2,831 |
| Total noninterest expense | $2,880,000 | 3,217 |
| Salaries and employee benefits | $1,418,000 | 3,302 |
| Premises and equipment expense | $327,000 | 3,576 |
| Additional noninterest expense | $1,135,000 | 2,855 |
| Pre-tax net operating income | $1,504,000 | 1,720 |
| Securities gains (losses) | $239,000 | 827 |
| Applicable income taxes | $87,000 | 2,902 |
| Income before extraordinary items | $1,656,000 | 1,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,656,000 | 1,339 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,656,000 | 1,339 |
| Net charge-offs | $658,000 | 2,150 |
| Cash dividends | $1,375,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,428,950 | 1,467 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 2,642 |
| Total interest expense | $768,000 | 2,852 |
| Net interest income | $2,229,000 | 2,525 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $271,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $113,000 | 2,908 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $1,427,000 | 3,269 |
| Salaries and employee benefits | $714,000 | 3,343 |
| Premises and equipment expense | $193,000 | 3,216 |
| Additional noninterest expense | $520,000 | 3,062 |
| Pre-tax net operating income | $673,000 | 1,893 |
| Securities gains (losses) | $239,000 | 460 |
| Applicable income taxes | $45,000 | 2,866 |
| Income before extraordinary items | $867,000 | 1,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $867,000 | 1,264 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $867,000 | 1,263 |
| Net charge-offs | $557,000 | 1,500 |
| Cash dividends | $675,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $639,950 | 1,650 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,707,000 | 2,593 |
| Total interest expense | $4,060,000 | 2,704 |
| Net interest income | $8,647,000 | 2,506 |
| Provision for loan and lease losses | $2,232,000 | 2,342 |
| Total noninterest income | $951,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $517,000 | 2,813 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $434,000 | 3,427 |
| Total noninterest expense | $4,557,000 | 3,964 |
| Salaries and employee benefits | $2,614,000 | 3,570 |
| Premises and equipment expense | $304,000 | 5,610 |
| Additional noninterest expense | $1,639,000 | 3,852 |
| Pre-tax net operating income | $2,809,000 | 1,427 |
| Securities gains (losses) | $18,000 | 3,082 |
| Applicable income taxes | $113,000 | 2,806 |
| Income before extraordinary items | $2,714,000 | 1,222 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,714,000 | 1,221 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,714,000 | 1,221 |
| Net charge-offs | $2,138,000 | 1,956 |
| Cash dividends | $2,248,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,696,720 | 1,223 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,546,000 | 2,644 |
| Total interest expense | $3,158,000 | 2,730 |
| Net interest income | $6,388,000 | 2,553 |
| Provision for loan and lease losses | $1,970,000 | 1,927 |
| Total noninterest income | $694,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $389,000 | 2,822 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $305,000 | 3,596 |
| Total noninterest expense | $3,315,000 | 4,061 |
| Salaries and employee benefits | $1,961,000 | 3,602 |
| Premises and equipment expense | $205,000 | 5,919 |
| Additional noninterest expense | $1,149,000 | 4,000 |
| Pre-tax net operating income | $1,797,000 | 1,770 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $1,720,000 | 1,561 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,720,000 | 1,559 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,720,000 | 1,561 |
| Net charge-offs | $1,314,000 | 1,910 |
| Cash dividends | $1,698,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,720,000 | 1,523 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 2,656 |
| Total interest expense | $2,220,000 | 2,720 |
| Net interest income | $4,192,000 | 2,586 |
| Provision for loan and lease losses | $1,420,000 | 1,688 |
| Total noninterest income | $360,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $1,813,000 | 4,668 |
| Salaries and employee benefits | $1,116,000 | 4,087 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $557,000 | 4,945 |
| Pre-tax net operating income | $1,319,000 | 1,695 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $42,000 | 3,265 |
| Income before extraordinary items | $1,277,000 | 1,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,277,000 | 1,459 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,277,000 | 1,460 |
| Net charge-offs | $675,000 | 2,019 |
| Cash dividends | $1,148,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,277,000 | 1,433 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 2,649 |
| Total interest expense | $1,134,000 | 2,766 |
| Net interest income | $2,127,000 | 2,547 |
| Provision for loan and lease losses | $850,000 | 1,299 |
| Total noninterest income | $175,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $125,000 | 2,807 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $853,000 | 4,759 |
| Salaries and employee benefits | $471,000 | 4,670 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $304,000 | 4,368 |
| Pre-tax net operating income | $599,000 | 2,057 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $49,000 | 2,899 |
| Income before extraordinary items | $550,000 | 1,950 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $550,000 | 1,952 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $550,000 | 1,952 |
| Net charge-offs | $162,000 | 2,342 |
| Cash dividends | $748,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $550,000 | 1,837 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,129,000 | 2,616 |
| Total interest expense | $5,989,000 | 2,520 |
| Net interest income | $8,140,000 | 2,659 |
| Provision for loan and lease losses | $1,235,000 | 2,425 |
| Total noninterest income | $864,000 | 3,706 |
| Gross Fiduciary activities income | $19,000 | 1,114 |
| Service charges on deposit accounts | $625,000 | 2,569 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $220,000 | 4,688 |
| Total noninterest expense | $3,680,000 | 4,485 |
| Salaries and employee benefits | $2,310,000 | 3,996 |
| Premises and equipment expense | $318,000 | 5,652 |
| Additional noninterest expense | $1,052,000 | 4,673 |
| Pre-tax net operating income | $4,089,000 | 1,339 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $30,000 | 4,119 |
| Income before extraordinary items | $4,068,000 | 1,023 |
| Extraordinary gains, net | $-700,000 | 8,288 |
| Net income | $3,368,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 2,465 |
| Cash dividends | $2,726,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,059,090 | 1,096 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,755,000 | 2,632 |
| Total interest expense | $4,755,000 | 2,488 |
| Net interest income | $6,000,000 | 2,721 |
| Provision for loan and lease losses | $650,000 | 2,355 |
| Total noninterest income | $678,000 | 3,708 |
| Gross Fiduciary activities income | $19,000 | 1,065 |
| Service charges on deposit accounts | $481,000 | 2,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $178,000 | 4,663 |
| Total noninterest expense | $2,812,000 | 4,429 |
| Salaries and employee benefits | $1,798,000 | 3,931 |
| Premises and equipment expense | $247,000 | 5,602 |
| Additional noninterest expense | $767,000 | 4,674 |
| Pre-tax net operating income | $3,216,000 | 1,517 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $20,000 | 4,603 |
| Income before extraordinary items | $3,218,000 | 1,146 |
| Extraordinary gains, net | $-635,000 | 8,371 |
| Net income | $2,583,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,499 |
| Cash dividends | $1,714,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,196,220 | 1,229 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,696,000 | 2,846 |
| Total interest expense | $3,317,000 | 2,477 |
| Net interest income | $3,379,000 | 3,164 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $447,000 | 3,766 |
| Gross Fiduciary activities income | $19,000 | 1,020 |
| Service charges on deposit accounts | $317,000 | 2,525 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $111,000 | 4,867 |
| Total noninterest expense | $1,894,000 | 4,414 |
| Salaries and employee benefits | $1,195,000 | 3,968 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $516,000 | 4,636 |
| Pre-tax net operating income | $1,432,000 | 2,299 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $77,000 | 3,708 |
| Income before extraordinary items | $1,377,000 | 1,943 |
| Extraordinary gains, net | $-531,000 | 8,440 |
| Net income | $846,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,288 |
| Cash dividends | $1,164,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,356,100 | 1,927 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 3,178 |
| Total interest expense | $1,746,000 | 2,504 |
| Net interest income | $1,315,000 | 3,832 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $227,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $169,000 | 2,380 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $947,000 | 4,401 |
| Salaries and employee benefits | $601,000 | 3,971 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $242,000 | 4,793 |
| Pre-tax net operating income | $595,000 | 2,720 |
| Securities gains (losses) | $22,000 | 1,537 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $580,000 | 2,377 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $580,000 | 2,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $559,320 | 2,379 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,674,000 | 2,915 |
| Total interest expense | $7,607,000 | 2,438 |
| Net interest income | $6,067,000 | 3,474 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $829,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $636,000 | 2,562 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $193,000 | 5,137 |
| Total noninterest expense | $3,417,000 | 4,607 |
| Salaries and employee benefits | $2,195,000 | 4,091 |
| Premises and equipment expense | $294,000 | 5,823 |
| Additional noninterest expense | $928,000 | 4,882 |
| Pre-tax net operating income | $2,879,000 | 2,552 |
| Securities gains (losses) | $-129,000 | 8,192 |
| Applicable income taxes | $179,000 | 3,965 |
| Income before extraordinary items | $2,571,000 | 2,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,571,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,798 |
| Cash dividends | $2,127,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,690,970 | 2,205 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,309,000 | 2,909 |
| Total interest expense | $5,676,000 | 2,438 |
| Net interest income | $4,633,000 | 3,437 |
| Provision for loan and lease losses | $330,000 | 2,168 |
| Total noninterest income | $589,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $449,000 | 2,659 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $140,000 | 5,221 |
| Total noninterest expense | $2,603,000 | 4,521 |
| Salaries and employee benefits | $1,730,000 | 3,937 |
| Premises and equipment expense | $226,000 | 5,770 |
| Additional noninterest expense | $647,000 | 5,050 |
| Pre-tax net operating income | $2,289,000 | 2,586 |
| Securities gains (losses) | $-129,000 | 8,333 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $2,042,000 | 2,325 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,042,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $1,453,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,164,550 | 2,212 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 2,989 |
| Total interest expense | $3,725,000 | 2,472 |
| Net interest income | $2,981,000 | 3,549 |
| Provision for loan and lease losses | $330,000 | 1,431 |
| Total noninterest income | $384,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $298,000 | 2,671 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $86,000 | 5,378 |
| Total noninterest expense | $1,759,000 | 4,508 |
| Salaries and employee benefits | $1,173,000 | 3,919 |
| Premises and equipment expense | $156,000 | 5,705 |
| Additional noninterest expense | $430,000 | 5,048 |
| Pre-tax net operating income | $1,276,000 | 2,990 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $1,201,000 | 2,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,201,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,353 |
| Cash dividends | $983,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,201,000 | 2,621 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 3,032 |
| Total interest expense | $1,817,000 | 2,517 |
| Net interest income | $1,463,000 | 3,608 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $185,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $143,000 | 2,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $852,000 | 4,600 |
| Salaries and employee benefits | $584,000 | 3,963 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $183,000 | 5,540 |
| Pre-tax net operating income | $646,000 | 2,961 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $614,000 | 2,586 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $614,000 | 2,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $493,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $614,000 | 2,564 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,182,000 | 3,045 |
| Total interest expense | $6,583,000 | 2,397 |
| Net interest income | $5,599,000 | 3,709 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $677,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $509,000 | 3,017 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 5,428 |
| Total noninterest expense | $3,581,000 | 4,328 |
| Salaries and employee benefits | $2,258,000 | 3,901 |
| Premises and equipment expense | $368,000 | 5,179 |
| Additional noninterest expense | $955,000 | 4,661 |
| Pre-tax net operating income | $2,515,000 | 3,118 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $132,000 | 4,748 |
| Income before extraordinary items | $2,383,000 | 2,722 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,383,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,682 |
| Cash dividends | $2,059,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,383,000 | 2,704 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 3,038 |
| Total interest expense | $4,771,000 | 2,413 |
| Net interest income | $4,305,000 | 3,667 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $505,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $373,000 | 3,076 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 5,363 |
| Total noninterest expense | $2,647,000 | 4,353 |
| Salaries and employee benefits | $1,681,000 | 3,915 |
| Premises and equipment expense | $255,000 | 5,419 |
| Additional noninterest expense | $711,000 | 4,647 |
| Pre-tax net operating income | $1,993,000 | 3,114 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $99,000 | 4,934 |
| Income before extraordinary items | $1,894,000 | 2,690 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,894,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,826 |
| Cash dividends | $1,583,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,894,000 | 2,672 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 3,046 |
| Total interest expense | $3,029,000 | 2,422 |
| Net interest income | $2,919,000 | 3,620 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $304,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $234,000 | 3,197 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $1,856,000 | 4,209 |
| Salaries and employee benefits | $1,137,000 | 3,899 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $540,000 | 4,244 |
| Pre-tax net operating income | $1,367,000 | 3,075 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $68,000 | 4,956 |
| Income before extraordinary items | $1,299,000 | 2,618 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,299,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $1,045,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,299,000 | 2,607 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 3,066 |
| Total interest expense | $1,422,000 | 2,429 |
| Net interest income | $1,469,000 | 3,602 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $137,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $946,000 | 4,168 |
| Salaries and employee benefits | $567,000 | 3,917 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $660,000 | 3,103 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $627,000 | 2,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $545,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $627,000 | 2,628 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 5,990 |
| Total interest expense | $1,562,000 | 5,131 |
| Net interest income | $2,216,000 | 6,357 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $211,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $1,495,000 | 6,894 |
| Salaries and employee benefits | $755,000 | 7,076 |
| Premises and equipment expense | $122,000 | 7,626 |
| Additional noninterest expense | $618,000 | 5,967 |
| Pre-tax net operating income | $907,000 | 5,609 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $46,000 | 5,917 |
| Income before extraordinary items | $861,000 | 5,180 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $861,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $449,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $861,000 | 5,151 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 6,026 |
| Total interest expense | $1,132,000 | 5,101 |
| Net interest income | $1,635,000 | 6,441 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $156,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 5,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $1,169,000 | 6,780 |
| Salaries and employee benefits | $590,000 | 6,971 |
| Premises and equipment expense | $94,000 | 7,565 |
| Additional noninterest expense | $485,000 | 5,804 |
| Pre-tax net operating income | $597,000 | 6,021 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $30,000 | 6,080 |
| Income before extraordinary items | $567,000 | 5,598 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $567,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $275,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $567,000 | 5,560 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 6,038 |
| Total interest expense | $711,000 | 5,103 |
| Net interest income | $1,088,000 | 6,438 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $101,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $81,000 | 5,458 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $796,000 | 6,742 |
| Salaries and employee benefits | $403,000 | 6,895 |
| Premises and equipment expense | $66,000 | 7,484 |
| Additional noninterest expense | $327,000 | 5,737 |
| Pre-tax net operating income | $368,000 | 6,177 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $350,000 | 5,788 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $350,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $350,000 | 5,741 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 6,092 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $550,000 | 6,443 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $323,000 | 7,298 |
| Salaries and employee benefits | $202,000 | 6,950 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $93,000 | 7,297 |
| Pre-tax net operating income | $274,000 | 5,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $260,000 | 4,757 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $260,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $260,000 | 4,720 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 6,025 |
| Total interest expense | $1,214,000 | 5,072 |
| Net interest income | $2,218,000 | 6,349 |
| Provision for loan and lease losses | $525,000 | 1,881 |
| Total noninterest income | $251,000 | 6,774 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $175,000 | 5,504 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $1,227,000 | 7,396 |
| Salaries and employee benefits | $730,000 | 7,177 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $333,000 | 7,510 |
| Pre-tax net operating income | $717,000 | 6,054 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $36,000 | 6,235 |
| Income before extraordinary items | $705,000 | 5,563 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $705,000 | 5,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,271 |
| Cash dividends | $936,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $682,200 | 5,599 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 6,056 |
| Total interest expense | $896,000 | 5,105 |
| Net interest income | $1,662,000 | 6,359 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $201,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $136,000 | 5,469 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 6,663 |
| Total noninterest expense | $958,000 | 7,267 |
| Salaries and employee benefits | $561,000 | 7,084 |
| Premises and equipment expense | $132,000 | 7,004 |
| Additional noninterest expense | $265,000 | 7,374 |
| Pre-tax net operating income | $845,000 | 5,037 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $42,000 | 6,075 |
| Income before extraordinary items | $827,000 | 4,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $827,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $631,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $804,200 | 4,527 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,123 |
| Total interest expense | $592,000 | 5,136 |
| Net interest income | $1,085,000 | 6,444 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $140,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $640,000 | 7,318 |
| Salaries and employee benefits | $367,000 | 7,169 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $177,000 | 7,409 |
| Pre-tax net operating income | $525,000 | 5,173 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $522,000 | 4,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $406,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $499,200 | 4,656 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,116 |
| Total interest expense | $299,000 | 5,173 |
| Net interest income | $542,000 | 6,468 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $305,000 | 7,464 |
| Salaries and employee benefits | $183,000 | 7,218 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $250,000 | 5,280 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $241,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $214,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $237,200 | 4,764 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 6,041 |
| Total interest expense | $1,381,000 | 5,137 |
| Net interest income | $2,127,000 | 6,387 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $208,000 | 7,282 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $1,166,000 | 7,544 |
| Salaries and employee benefits | $661,000 | 7,459 |
| Premises and equipment expense | $164,000 | 7,207 |
| Additional noninterest expense | $341,000 | 7,508 |
| Pre-tax net operating income | $1,124,000 | 4,852 |
| Securities gains (losses) | $378,000 | 912 |
| Applicable income taxes | $76,000 | 5,981 |
| Income before extraordinary items | $1,426,000 | 3,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,426,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $1,119,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,066,900 | 4,286 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 6,033 |
| Total interest expense | $1,066,000 | 5,193 |
| Net interest income | $1,626,000 | 6,398 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $165,000 | 7,224 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $128,000 | 5,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $862,000 | 7,565 |
| Salaries and employee benefits | $503,000 | 7,384 |
| Premises and equipment expense | $110,000 | 7,458 |
| Additional noninterest expense | $249,000 | 7,568 |
| Pre-tax net operating income | $899,000 | 4,831 |
| Securities gains (losses) | $378,000 | 823 |
| Applicable income taxes | $65,000 | 5,991 |
| Income before extraordinary items | $1,212,000 | 3,474 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,212,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $526,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $852,900 | 4,265 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 6,013 |
| Total interest expense | $736,000 | 5,188 |
| Net interest income | $1,092,000 | 6,381 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $576,000 | 7,572 |
| Salaries and employee benefits | $330,000 | 7,435 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $177,000 | 7,437 |
| Pre-tax net operating income | $617,000 | 4,753 |
| Securities gains (losses) | $36,000 | 2,247 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $620,000 | 4,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $620,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $354,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $585,800 | 4,159 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,002 |
| Total interest expense | $385,000 | 5,144 |
| Net interest income | $543,000 | 6,404 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $289,000 | 7,601 |
| Salaries and employee benefits | $160,000 | 7,547 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $96,000 | 7,250 |
| Pre-tax net operating income | $315,000 | 4,668 |
| Securities gains (losses) | $36,000 | 1,574 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $333,000 | 3,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $154,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $298,800 | 4,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 5,841 |
| Total interest expense | $1,838,000 | 5,086 |
| Net interest income | $2,244,000 | 6,255 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $214,000 | 7,173 |
| Gross Fiduciary activities income | $14,000 | 1,348 |
| Service charges on deposit accounts | $161,000 | 5,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,189,000 | 7,489 |
| Salaries and employee benefits | $612,000 | 7,658 |
| Premises and equipment expense | $169,000 | 7,182 |
| Additional noninterest expense | $408,000 | 7,103 |
| Pre-tax net operating income | $1,224,000 | 4,655 |
| Securities gains (losses) | $299,000 | 897 |
| Applicable income taxes | $77,000 | 6,198 |
| Income before extraordinary items | $1,446,000 | 3,598 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,446,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $846,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,161,950 | 4,074 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 6,016 |
| Total interest expense | $2,506,000 | 5,391 |
| Net interest income | $1,912,000 | 6,577 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $232,000 | 7,007 |
| Gross Fiduciary activities income | $32,000 | 1,221 |
| Service charges on deposit accounts | $165,000 | 5,585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $1,037,000 | 7,860 |
| Salaries and employee benefits | $558,000 | 7,872 |
| Premises and equipment expense | $125,000 | 7,923 |
| Additional noninterest expense | $354,000 | 7,483 |
| Pre-tax net operating income | $977,000 | 4,958 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $51,000 | 6,689 |
| Income before extraordinary items | $940,000 | 4,447 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $940,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $491,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $926,700 | 4,371 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 6,291 |
| Total interest expense | $2,599,000 | 5,423 |
| Net interest income | $1,655,000 | 7,204 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $198,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $926,000 | 8,230 |
| Salaries and employee benefits | $546,000 | 7,997 |
| Premises and equipment expense | $154,000 | 7,532 |
| Additional noninterest expense | $226,000 | 8,541 |
| Pre-tax net operating income | $867,000 | 5,650 |
| Securities gains (losses) | $-103,000 | 9,421 |
| Applicable income taxes | $55,000 | 7,164 |
| Income before extraordinary items | $709,000 | 5,387 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $709,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,069 |
| Cash dividends | $296,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $804,790 | 5,030 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 6,367 |
| Total interest expense | $2,232,000 | 5,595 |
| Net interest income | $1,766,000 | 7,076 |
| Provision for loan and lease losses | $163,000 | 4,075 |
| Total noninterest income | $217,000 | 7,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $970,000 | 8,219 |
| Salaries and employee benefits | $522,000 | 8,210 |
| Premises and equipment expense | $117,000 | 8,301 |
| Additional noninterest expense | $331,000 | 7,869 |
| Pre-tax net operating income | $850,000 | 5,753 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $784,000 | 5,151 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $784,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,793 |
| Cash dividends | $649,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $784,000 | 5,121 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 6,907 |
| Total interest expense | $2,009,000 | 6,180 |
| Net interest income | $1,531,000 | 7,618 |
| Provision for loan and lease losses | $98,000 | 5,179 |
| Total noninterest income | $308,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,296 |
| Total noninterest expense | $885,000 | 8,482 |
| Salaries and employee benefits | $503,000 | 8,338 |
| Premises and equipment expense | $91,000 | 8,906 |
| Additional noninterest expense | $291,000 | 8,210 |
| Pre-tax net operating income | $856,000 | 5,885 |
| Securities gains (losses) | $-60,000 | 10,379 |
| Applicable income taxes | $57,000 | 8,208 |
| Income before extraordinary items | $739,000 | 5,448 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $739,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $610,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $794,800 | 5,117 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 7,254 |
| Total interest expense | $1,844,000 | 6,580 |
| Net interest income | $1,577,000 | 7,821 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $620,000 | 4,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,835 |
| Total noninterest expense | $948,000 | 8,518 |
| Salaries and employee benefits | $454,000 | 8,924 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $392,000 | 7,422 |
| Pre-tax net operating income | $1,199,000 | 5,253 |
| Securities gains (losses) | $143,000 | 838 |
| Applicable income taxes | $476,000 | 4,360 |
| Income before extraordinary items | $866,000 | 5,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $866,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $752,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $773,050 | 5,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 7,500 |
| Total interest expense | $1,791,000 | 6,861 |
| Net interest income | $1,617,000 | 7,986 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $174,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $815,000 | 9,377 |
| Salaries and employee benefits | $470,000 | 9,105 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $276,000 | 9,126 |
| Pre-tax net operating income | $961,000 | 5,875 |
| Securities gains (losses) | $86,000 | 1,027 |
| Applicable income taxes | $269,000 | 6,193 |
| Income before extraordinary items | $778,000 | 5,404 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $778,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $609,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $714,360 | 5,644 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 7,749 |
| Total interest expense | $1,769,000 | 6,973 |
| Net interest income | $1,575,000 | 8,321 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $775,000 | 9,884 |
| Salaries and employee benefits | $460,000 | 9,449 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $238,000 | 9,956 |
| Pre-tax net operating income | $848,000 | 6,654 |
| Securities gains (losses) | $-163,000 | 11,636 |
| Applicable income taxes | $137,000 | 8,495 |
| Income before extraordinary items | $548,000 | 6,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $548,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $678,400 | 6,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,807 |
| Total interest expense | $1,457,000 | 7,021 |
| Net interest income | $1,705,000 | 8,289 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $915,000 | 9,707 |
| Salaries and employee benefits | $508,000 | 9,320 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $322,000 | 9,691 |
| Pre-tax net operating income | $907,000 | 6,362 |
| Securities gains (losses) | $-354,000 | 12,156 |
| Applicable income taxes | $124,000 | 8,842 |
| Income before extraordinary items | $429,000 | 7,908 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $429,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $310,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $705,120 | 5,939 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 7,732 |
| Total interest expense | $1,433,000 | 7,436 |
| Net interest income | $1,933,000 | 7,885 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $979,000 | 9,824 |
| Salaries and employee benefits | $471,000 | 9,946 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $424,000 | 8,987 |
| Pre-tax net operating income | $1,058,000 | 5,652 |
| Securities gains (losses) | $-294,000 | 13,233 |
| Applicable income taxes | $112,000 | 9,471 |
| Income before extraordinary items | $652,000 | 6,412 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $652,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $564,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $901,900 | 4,865 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 8,498 |
| Total interest expense | $1,614,000 | 8,157 |
| Net interest income | $1,668,000 | 8,749 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $1,148,000 | 9,287 |
| Salaries and employee benefits | $454,000 | 10,260 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $630,000 | 7,255 |
| Pre-tax net operating income | $634,000 | 7,491 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $521,000 | 7,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $521,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $310,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $481,480 | 7,117 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.