Home > Freedom Financial Bank > Income and Expense
Freedom Financial Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 2,607 |
| Total interest expense | $4,666,000 | 2,098 |
| Net interest income | $7,226,000 | 2,855 |
| Provision for loan and lease losses | $180,000 | 2,075 |
| Total noninterest income | $136,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $81,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,191 |
| Total noninterest expense | $3,894,000 | 3,384 |
| Salaries and employee benefits | $2,289,000 | 3,292 |
| Premises and equipment expense | $539,000 | 2,843 |
| Additional noninterest expense | $55,000 | 4,191 |
| Pre-tax net operating income | $3,288,000 | 2,407 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $122,000 | 2,703 |
| Income before extraordinary items | $3,166,000 | 2,263 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,166,000 | 2,287 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,166,000 | 2,266 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $1,829,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,166,000 | 2,290 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 2,637 |
| Total interest expense | $3,291,000 | 2,062 |
| Net interest income | $5,300,000 | 2,899 |
| Provision for loan and lease losses | $135,000 | 1,936 |
| Total noninterest income | $102,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $60,000 | 3,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,195 |
| Total noninterest expense | $2,828,000 | 3,407 |
| Salaries and employee benefits | $1,721,000 | 3,268 |
| Premises and equipment expense | $404,000 | 2,854 |
| Additional noninterest expense | $42,000 | 4,191 |
| Pre-tax net operating income | $2,439,000 | 2,472 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $88,000 | 2,776 |
| Income before extraordinary items | $2,351,000 | 2,318 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,351,000 | 2,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,351,000 | 2,320 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $1,414,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,351,000 | 2,343 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 2,690 |
| Total interest expense | $903,000 | 1,955 |
| Net interest income | $1,777,000 | 2,923 |
| Provision for loan and lease losses | $45,000 | 1,736 |
| Total noninterest income | $32,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $20,000 | 3,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,309 |
| Total noninterest expense | $967,000 | 3,410 |
| Salaries and employee benefits | $588,000 | 3,290 |
| Premises and equipment expense | $149,000 | 2,765 |
| Additional noninterest expense | $12,000 | 4,309 |
| Pre-tax net operating income | $797,000 | 2,576 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $22,000 | 2,938 |
| Income before extraordinary items | $775,000 | 2,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $775,000 | 2,418 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $775,000 | 2,418 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $494,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $775,000 | 2,439 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 2,679 |
| Total interest expense | $2,059,000 | 1,570 |
| Net interest income | $6,939,000 | 2,891 |
| Provision for loan and lease losses | $275,000 | 1,579 |
| Total noninterest income | $137,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $87,000 | 3,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,373 |
| Total noninterest expense | $3,783,000 | 3,418 |
| Salaries and employee benefits | $2,269,000 | 3,324 |
| Premises and equipment expense | $530,000 | 2,902 |
| Additional noninterest expense | $50,000 | 4,373 |
| Pre-tax net operating income | $3,018,000 | 2,653 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $126,000 | 2,893 |
| Income before extraordinary items | $2,892,000 | 2,506 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,892,000 | 2,503 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,892,000 | 2,505 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $1,634,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,892,000 | 2,540 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 2,705 |
| Total interest expense | $1,442,000 | 1,366 |
| Net interest income | $4,946,000 | 2,950 |
| Provision for loan and lease losses | $230,000 | 1,385 |
| Total noninterest income | $105,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $68,000 | 3,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,411 |
| Total noninterest expense | $2,798,000 | 3,431 |
| Salaries and employee benefits | $1,712,000 | 3,313 |
| Premises and equipment expense | $414,000 | 2,860 |
| Additional noninterest expense | $37,000 | 4,411 |
| Pre-tax net operating income | $2,023,000 | 2,763 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $83,000 | 2,964 |
| Income before extraordinary items | $1,940,000 | 2,622 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,940,000 | 2,620 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,940,000 | 2,621 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,108,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,940,000 | 2,658 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 2,755 |
| Total interest expense | $912,000 | 1,227 |
| Net interest income | $3,096,000 | 3,011 |
| Provision for loan and lease losses | $195,000 | 1,156 |
| Total noninterest income | $69,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $45,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,440 |
| Total noninterest expense | $1,851,000 | 3,448 |
| Salaries and employee benefits | $1,136,000 | 3,320 |
| Premises and equipment expense | $273,000 | 2,887 |
| Additional noninterest expense | $442,000 | 3,798 |
| Pre-tax net operating income | $1,119,000 | 2,882 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $46,000 | 2,969 |
| Income before extraordinary items | $1,073,000 | 2,748 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,073,000 | 2,746 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,073,000 | 2,748 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $904,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,073,000 | 2,778 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 2,783 |
| Total interest expense | $445,000 | 1,215 |
| Net interest income | $1,475,000 | 3,041 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $33,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $22,000 | 3,623 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,457 |
| Total noninterest expense | $950,000 | 3,412 |
| Salaries and employee benefits | $582,000 | 3,294 |
| Premises and equipment expense | $140,000 | 2,852 |
| Additional noninterest expense | $228,000 | 3,760 |
| Pre-tax net operating income | $528,000 | 2,853 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $21,000 | 2,899 |
| Income before extraordinary items | $507,000 | 2,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $507,000 | 2,734 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $507,000 | 2,736 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $79,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $507,000 | 2,758 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 2,871 |
| Total interest expense | $1,975,000 | 1,345 |
| Net interest income | $5,695,000 | 3,150 |
| Provision for loan and lease losses | $91,000 | 2,257 |
| Total noninterest income | $141,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $93,000 | 3,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,557 |
| Total noninterest expense | $3,460,000 | 3,555 |
| Salaries and employee benefits | $2,119,000 | 3,436 |
| Premises and equipment expense | $497,000 | 3,050 |
| Additional noninterest expense | $844,000 | 3,880 |
| Pre-tax net operating income | $2,285,000 | 2,989 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $87,000 | 3,132 |
| Income before extraordinary items | $2,198,000 | 2,904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,198,000 | 2,904 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,198,000 | 2,904 |
| Net charge-offs | $-22,000 | 3,867 |
| Cash dividends | $1,465,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,198,000 | 2,883 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 2,971 |
| Total interest expense | $1,507,000 | 1,395 |
| Net interest income | $4,048,000 | 3,267 |
| Provision for loan and lease losses | $91,000 | 2,000 |
| Total noninterest income | $103,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $68,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,624 |
| Total noninterest expense | $2,597,000 | 3,587 |
| Salaries and employee benefits | $1,581,000 | 3,460 |
| Premises and equipment expense | $382,000 | 3,018 |
| Additional noninterest expense | $634,000 | 3,894 |
| Pre-tax net operating income | $1,463,000 | 3,287 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $55,000 | 3,158 |
| Income before extraordinary items | $1,408,000 | 3,218 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,408,000 | 3,217 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,408,000 | 3,218 |
| Net charge-offs | $-22,000 | 3,918 |
| Cash dividends | $1,214,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,408,000 | 3,194 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 2,994 |
| Total interest expense | $1,030,000 | 1,423 |
| Net interest income | $2,633,000 | 3,328 |
| Provision for loan and lease losses | $71,000 | 1,912 |
| Total noninterest income | $67,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $45,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,667 |
| Total noninterest expense | $1,726,000 | 3,609 |
| Salaries and employee benefits | $1,050,000 | 3,472 |
| Premises and equipment expense | $257,000 | 3,004 |
| Additional noninterest expense | $419,000 | 3,916 |
| Pre-tax net operating income | $903,000 | 3,385 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $29,000 | 3,221 |
| Income before extraordinary items | $874,000 | 3,296 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $874,000 | 3,295 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $874,000 | 3,296 |
| Net charge-offs | $-22,000 | 4,093 |
| Cash dividends | $960,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $874,000 | 3,265 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 2,996 |
| Total interest expense | $545,000 | 1,426 |
| Net interest income | $1,285,000 | 3,351 |
| Provision for loan and lease losses | $41,000 | 1,873 |
| Total noninterest income | $33,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $22,000 | 3,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,659 |
| Total noninterest expense | $875,000 | 3,580 |
| Salaries and employee benefits | $524,000 | 3,477 |
| Premises and equipment expense | $136,000 | 2,927 |
| Additional noninterest expense | $215,000 | 3,879 |
| Pre-tax net operating income | $402,000 | 3,492 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $8,000 | 3,326 |
| Income before extraordinary items | $394,000 | 3,397 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $394,000 | 3,398 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $394,000 | 3,397 |
| Net charge-offs | $-21,000 | 4,363 |
| Cash dividends | $82,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $394,000 | 3,365 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 2,703 |
| Total interest expense | $2,723,000 | 1,612 |
| Net interest income | $6,150,000 | 3,019 |
| Provision for loan and lease losses | $1,155,000 | 1,471 |
| Total noninterest income | $126,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $89,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,703 |
| Total noninterest expense | $3,442,000 | 3,619 |
| Salaries and employee benefits | $2,096,000 | 3,501 |
| Premises and equipment expense | $497,000 | 3,062 |
| Additional noninterest expense | $849,000 | 3,903 |
| Pre-tax net operating income | $1,679,000 | 3,154 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $61,000 | 3,115 |
| Income before extraordinary items | $1,625,000 | 3,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,625,000 | 3,098 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,625,000 | 3,099 |
| Net charge-offs | $1,143,000 | 600 |
| Cash dividends | $1,386,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,618,280 | 3,048 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 2,639 |
| Total interest expense | $2,100,000 | 1,653 |
| Net interest income | $4,899,000 | 2,932 |
| Provision for loan and lease losses | $1,108,000 | 1,274 |
| Total noninterest income | $90,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $64,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,724 |
| Total noninterest expense | $2,579,000 | 3,602 |
| Salaries and employee benefits | $1,585,000 | 3,465 |
| Premises and equipment expense | $382,000 | 3,032 |
| Additional noninterest expense | $612,000 | 3,941 |
| Pre-tax net operating income | $1,302,000 | 3,139 |
| Securities gains (losses) | $7,000 | 2,204 |
| Applicable income taxes | $44,000 | 3,133 |
| Income before extraordinary items | $1,265,000 | 3,059 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,265,000 | 3,058 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,265,000 | 3,059 |
| Net charge-offs | $1,199,000 | 458 |
| Cash dividends | $1,305,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,258,210 | 3,003 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 2,537 |
| Total interest expense | $1,425,000 | 1,716 |
| Net interest income | $3,648,000 | 2,784 |
| Provision for loan and lease losses | $1,062,000 | 1,043 |
| Total noninterest income | $58,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $41,000 | 3,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,730 |
| Total noninterest expense | $1,757,000 | 3,576 |
| Salaries and employee benefits | $1,076,000 | 3,452 |
| Premises and equipment expense | $259,000 | 2,992 |
| Additional noninterest expense | $422,000 | 3,917 |
| Pre-tax net operating income | $887,000 | 3,102 |
| Securities gains (losses) | $7,000 | 1,953 |
| Applicable income taxes | $24,000 | 3,168 |
| Income before extraordinary items | $870,000 | 2,983 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $870,000 | 2,982 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $870,000 | 2,983 |
| Net charge-offs | $614,000 | 526 |
| Cash dividends | $770,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $863,210 | 2,955 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 2,733 |
| Total interest expense | $716,000 | 1,817 |
| Net interest income | $1,546,000 | 3,016 |
| Provision for loan and lease losses | $255,000 | 1,288 |
| Total noninterest income | $29,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,726 |
| Total noninterest expense | $850,000 | 3,672 |
| Salaries and employee benefits | $511,000 | 3,549 |
| Premises and equipment expense | $135,000 | 2,962 |
| Additional noninterest expense | $204,000 | 4,013 |
| Pre-tax net operating income | $470,000 | 2,859 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $465,000 | 2,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $465,000 | 2,726 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $465,000 | 2,728 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $85,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $465,000 | 2,715 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,377,000 | 2,882 |
| Total interest expense | $2,729,000 | 1,924 |
| Net interest income | $5,648,000 | 3,207 |
| Provision for loan and lease losses | $40,000 | 3,479 |
| Total noninterest income | $119,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $89,000 | 4,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,859 |
| Total noninterest expense | $3,373,000 | 3,714 |
| Salaries and employee benefits | $2,084,000 | 3,541 |
| Premises and equipment expense | $501,000 | 3,092 |
| Additional noninterest expense | $788,000 | 4,123 |
| Pre-tax net operating income | $2,354,000 | 2,825 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $119,000 | 2,941 |
| Income before extraordinary items | $2,235,000 | 2,742 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,235,000 | 2,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,235,000 | 2,744 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $1,901,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,235,000 | 2,710 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 2,925 |
| Total interest expense | $1,998,000 | 1,971 |
| Net interest income | $4,283,000 | 3,234 |
| Provision for loan and lease losses | $10,000 | 3,687 |
| Total noninterest income | $89,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $67,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,931 |
| Total noninterest expense | $2,528,000 | 3,743 |
| Salaries and employee benefits | $1,548,000 | 3,566 |
| Premises and equipment expense | $385,000 | 3,081 |
| Additional noninterest expense | $595,000 | 4,152 |
| Pre-tax net operating income | $1,834,000 | 2,858 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $95,000 | 2,960 |
| Income before extraordinary items | $1,739,000 | 2,743 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,739,000 | 2,744 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,739,000 | 2,744 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $1,542,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,739,000 | 2,707 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 2,940 |
| Total interest expense | $1,295,000 | 1,995 |
| Net interest income | $2,881,000 | 3,234 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $59,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $44,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,962 |
| Total noninterest expense | $1,711,000 | 3,747 |
| Salaries and employee benefits | $1,040,000 | 3,587 |
| Premises and equipment expense | $260,000 | 3,073 |
| Additional noninterest expense | $411,000 | 4,140 |
| Pre-tax net operating income | $1,229,000 | 2,828 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $64,000 | 2,960 |
| Income before extraordinary items | $1,165,000 | 2,716 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,165,000 | 2,716 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,165,000 | 2,715 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $1,187,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,165,000 | 2,687 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 2,940 |
| Total interest expense | $638,000 | 1,973 |
| Net interest income | $1,459,000 | 3,237 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $30,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $22,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,976 |
| Total noninterest expense | $877,000 | 3,736 |
| Salaries and employee benefits | $532,000 | 3,584 |
| Premises and equipment expense | $141,000 | 2,959 |
| Additional noninterest expense | $204,000 | 4,163 |
| Pre-tax net operating income | $612,000 | 2,786 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $38,000 | 2,821 |
| Income before extraordinary items | $574,000 | 2,695 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $574,000 | 2,694 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $574,000 | 2,694 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $99,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $574,000 | 2,674 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,151,000 | 2,902 |
| Total interest expense | $2,257,000 | 1,783 |
| Net interest income | $5,894,000 | 3,196 |
| Provision for loan and lease losses | $200,000 | 2,354 |
| Total noninterest income | $265,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $99,000 | 4,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 4,230 |
| Total noninterest expense | $3,399,000 | 3,795 |
| Salaries and employee benefits | $2,111,000 | 3,588 |
| Premises and equipment expense | $487,000 | 3,197 |
| Additional noninterest expense | $801,000 | 4,219 |
| Pre-tax net operating income | $2,560,000 | 2,738 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $99,000 | 3,093 |
| Income before extraordinary items | $2,461,000 | 2,610 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,461,000 | 2,608 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,461,000 | 2,609 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $2,031,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,461,000 | 2,605 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 2,947 |
| Total interest expense | $1,629,000 | 1,754 |
| Net interest income | $4,350,000 | 3,256 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $235,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $77,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 4,054 |
| Total noninterest expense | $2,520,000 | 3,839 |
| Salaries and employee benefits | $1,572,000 | 3,608 |
| Premises and equipment expense | $371,000 | 3,200 |
| Additional noninterest expense | $577,000 | 4,291 |
| Pre-tax net operating income | $1,865,000 | 2,855 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $70,000 | 3,193 |
| Income before extraordinary items | $1,795,000 | 2,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,795,000 | 2,692 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,795,000 | 2,692 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $1,637,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,795,000 | 2,683 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 2,971 |
| Total interest expense | $1,012,000 | 1,762 |
| Net interest income | $2,900,000 | 3,255 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $67,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $53,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,206 |
| Total noninterest expense | $1,656,000 | 3,888 |
| Salaries and employee benefits | $1,047,000 | 3,626 |
| Premises and equipment expense | $238,000 | 3,302 |
| Additional noninterest expense | $371,000 | 4,386 |
| Pre-tax net operating income | $1,251,000 | 2,805 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $43,000 | 3,213 |
| Income before extraordinary items | $1,208,000 | 2,659 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,208,000 | 2,658 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,208,000 | 2,658 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $1,237,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,208,000 | 2,649 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 2,999 |
| Total interest expense | $470,000 | 1,789 |
| Net interest income | $1,456,000 | 3,264 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $32,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $28,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,344 |
| Total noninterest expense | $835,000 | 3,919 |
| Salaries and employee benefits | $514,000 | 3,700 |
| Premises and equipment expense | $125,000 | 3,238 |
| Additional noninterest expense | $196,000 | 4,339 |
| Pre-tax net operating income | $623,000 | 2,751 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $17,000 | 3,301 |
| Income before extraordinary items | $606,000 | 2,598 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $606,000 | 2,598 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $606,000 | 2,598 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $84,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $606,000 | 2,592 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 3,021 |
| Total interest expense | $1,656,000 | 1,773 |
| Net interest income | $5,744,000 | 3,267 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $139,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $109,000 | 4,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 5,279 |
| Total noninterest expense | $3,317,000 | 3,929 |
| Salaries and employee benefits | $1,991,000 | 3,764 |
| Premises and equipment expense | $482,000 | 3,330 |
| Additional noninterest expense | $844,000 | 4,290 |
| Pre-tax net operating income | $2,446,000 | 2,780 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $82,000 | 3,371 |
| Income before extraordinary items | $2,364,000 | 2,408 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,364,000 | 2,408 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,364,000 | 2,408 |
| Net charge-offs | $-35,000 | 5,054 |
| Cash dividends | $2,138,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,364,000 | 2,395 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 3,062 |
| Total interest expense | $1,203,000 | 1,799 |
| Net interest income | $4,285,000 | 3,294 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $101,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $78,000 | 4,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 5,338 |
| Total noninterest expense | $2,425,000 | 3,993 |
| Salaries and employee benefits | $1,489,000 | 3,781 |
| Premises and equipment expense | $315,000 | 3,609 |
| Additional noninterest expense | $621,000 | 4,339 |
| Pre-tax net operating income | $1,871,000 | 2,815 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $58,000 | 3,407 |
| Income before extraordinary items | $1,813,000 | 2,563 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,813,000 | 2,563 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,813,000 | 2,563 |
| Net charge-offs | $-35,000 | 5,075 |
| Cash dividends | $1,714,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,813,000 | 2,553 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 3,067 |
| Total interest expense | $776,000 | 1,812 |
| Net interest income | $2,845,000 | 3,297 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $67,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $51,000 | 4,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,358 |
| Total noninterest expense | $1,597,000 | 4,043 |
| Salaries and employee benefits | $984,000 | 3,816 |
| Premises and equipment expense | $222,000 | 3,523 |
| Additional noninterest expense | $391,000 | 4,469 |
| Pre-tax net operating income | $1,255,000 | 2,775 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $32,000 | 3,489 |
| Income before extraordinary items | $1,223,000 | 2,489 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,223,000 | 2,488 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,223,000 | 2,489 |
| Net charge-offs | $-35,000 | 5,183 |
| Cash dividends | $1,292,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,223,000 | 2,468 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 3,101 |
| Total interest expense | $370,000 | 1,861 |
| Net interest income | $1,414,000 | 3,313 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $30,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $829,000 | 4,013 |
| Salaries and employee benefits | $501,000 | 3,848 |
| Premises and equipment expense | $127,000 | 3,315 |
| Additional noninterest expense | $201,000 | 4,462 |
| Pre-tax net operating income | $585,000 | 2,837 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $582,000 | 2,509 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $582,000 | 2,508 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $582,000 | 2,509 |
| Net charge-offs | $-35,000 | 5,406 |
| Cash dividends | $85,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $582,000 | 2,487 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 3,118 |
| Total interest expense | $1,396,000 | 1,895 |
| Net interest income | $5,625,000 | 3,316 |
| Provision for loan and lease losses | $110,000 | 3,038 |
| Total noninterest income | $135,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $107,000 | 4,435 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $28,000 | 5,526 |
| Total noninterest expense | $3,097,000 | 4,167 |
| Salaries and employee benefits | $1,855,000 | 3,967 |
| Premises and equipment expense | $480,000 | 3,454 |
| Additional noninterest expense | $762,000 | 4,643 |
| Pre-tax net operating income | $2,553,000 | 2,643 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $113,000 | 3,243 |
| Income before extraordinary items | $2,440,000 | 2,446 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,440,000 | 2,445 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,440,000 | 2,446 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $2,104,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,440,000 | 2,392 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 3,148 |
| Total interest expense | $1,034,000 | 1,930 |
| Net interest income | $4,183,000 | 3,351 |
| Provision for loan and lease losses | $80,000 | 2,967 |
| Total noninterest income | $101,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $80,000 | 4,466 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $21,000 | 5,569 |
| Total noninterest expense | $2,289,000 | 4,208 |
| Salaries and employee benefits | $1,378,000 | 3,988 |
| Premises and equipment expense | $367,000 | 3,437 |
| Additional noninterest expense | $544,000 | 4,752 |
| Pre-tax net operating income | $1,915,000 | 2,691 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $80,000 | 3,344 |
| Income before extraordinary items | $1,835,000 | 2,482 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,835,000 | 2,483 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,835,000 | 2,483 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $1,823,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,835,000 | 2,425 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,166 |
| Total interest expense | $673,000 | 1,967 |
| Net interest income | $2,786,000 | 3,374 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $66,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $52,000 | 4,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,643 |
| Total noninterest expense | $1,525,000 | 4,248 |
| Salaries and employee benefits | $913,000 | 4,037 |
| Premises and equipment expense | $239,000 | 3,507 |
| Additional noninterest expense | $373,000 | 4,755 |
| Pre-tax net operating income | $1,277,000 | 2,659 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $48,000 | 3,418 |
| Income before extraordinary items | $1,229,000 | 2,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,229,000 | 2,457 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,229,000 | 2,457 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $1,362,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,229,000 | 2,396 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,200 |
| Total interest expense | $326,000 | 2,008 |
| Net interest income | $1,384,000 | 3,386 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $32,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,724 |
| Total noninterest expense | $782,000 | 4,223 |
| Salaries and employee benefits | $465,000 | 4,041 |
| Premises and equipment expense | $127,000 | 3,407 |
| Additional noninterest expense | $190,000 | 4,756 |
| Pre-tax net operating income | $614,000 | 2,702 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $599,000 | 2,451 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $599,000 | 2,451 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $599,000 | 2,451 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $453,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $599,000 | 2,401 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,240 |
| Total interest expense | $1,321,000 | 1,964 |
| Net interest income | $5,287,000 | 3,463 |
| Provision for loan and lease losses | $68,000 | 3,378 |
| Total noninterest income | $188,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $107,000 | 4,621 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $81,000 | 5,236 |
| Total noninterest expense | $2,822,000 | 4,449 |
| Salaries and employee benefits | $1,689,000 | 4,241 |
| Premises and equipment expense | $453,000 | 3,655 |
| Additional noninterest expense | $680,000 | 4,981 |
| Pre-tax net operating income | $2,585,000 | 2,568 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $121,000 | 3,229 |
| Income before extraordinary items | $2,464,000 | 2,368 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,464,000 | 2,369 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,464,000 | 2,370 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $1,943,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,464,000 | 2,329 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 3,266 |
| Total interest expense | $1,000,000 | 1,970 |
| Net interest income | $3,950,000 | 3,500 |
| Provision for loan and lease losses | $40,000 | 3,461 |
| Total noninterest income | $155,000 | 5,243 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $80,000 | 4,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 5,126 |
| Total noninterest expense | $2,109,000 | 4,492 |
| Salaries and employee benefits | $1,265,000 | 4,267 |
| Premises and equipment expense | $343,000 | 3,704 |
| Additional noninterest expense | $501,000 | 5,047 |
| Pre-tax net operating income | $1,956,000 | 2,608 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $89,000 | 3,339 |
| Income before extraordinary items | $1,867,000 | 2,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,867,000 | 2,380 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,867,000 | 2,380 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $1,496,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,867,000 | 2,348 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 3,286 |
| Total interest expense | $668,000 | 1,967 |
| Net interest income | $2,632,000 | 3,507 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $110,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $51,000 | 4,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,047 |
| Total noninterest expense | $1,407,000 | 4,526 |
| Salaries and employee benefits | $860,000 | 4,279 |
| Premises and equipment expense | $224,000 | 3,764 |
| Additional noninterest expense | $323,000 | 5,142 |
| Pre-tax net operating income | $1,295,000 | 2,596 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $56,000 | 3,388 |
| Income before extraordinary items | $1,239,000 | 2,390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,239,000 | 2,392 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,239,000 | 2,392 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $1,178,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,239,000 | 2,334 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 3,352 |
| Total interest expense | $338,000 | 1,974 |
| Net interest income | $1,266,000 | 3,608 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $71,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 4,610 |
| Total noninterest expense | $703,000 | 4,562 |
| Salaries and employee benefits | $424,000 | 4,332 |
| Premises and equipment expense | $116,000 | 3,731 |
| Additional noninterest expense | $163,000 | 5,156 |
| Pre-tax net operating income | $624,000 | 2,617 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $23,000 | 3,469 |
| Income before extraordinary items | $601,000 | 2,386 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $601,000 | 2,389 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $601,000 | 2,388 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $85,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $601,000 | 2,318 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 3,382 |
| Total interest expense | $1,345,000 | 2,073 |
| Net interest income | $5,044,000 | 3,622 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $130,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $106,000 | 4,910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $24,000 | 5,995 |
| Total noninterest expense | $2,855,000 | 4,591 |
| Salaries and employee benefits | $1,592,000 | 4,492 |
| Premises and equipment expense | $494,000 | 3,665 |
| Additional noninterest expense | $769,000 | 4,993 |
| Pre-tax net operating income | $2,209,000 | 2,811 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $107,000 | 3,351 |
| Income before extraordinary items | $2,102,000 | 2,611 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,102,000 | 2,610 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,102,000 | 2,611 |
| Net charge-offs | $56,000 | 3,671 |
| Cash dividends | $1,630,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,102,000 | 2,569 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 3,415 |
| Total interest expense | $1,002,000 | 2,120 |
| Net interest income | $3,783,000 | 3,651 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $97,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $18,000 | 6,080 |
| Total noninterest expense | $2,199,000 | 4,565 |
| Salaries and employee benefits | $1,200,000 | 4,502 |
| Premises and equipment expense | $408,000 | 3,488 |
| Additional noninterest expense | $591,000 | 4,982 |
| Pre-tax net operating income | $1,621,000 | 2,892 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $79,000 | 3,415 |
| Income before extraordinary items | $1,542,000 | 2,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,542,000 | 2,679 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,542,000 | 2,679 |
| Net charge-offs | $62,000 | 3,093 |
| Cash dividends | $1,309,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,542,000 | 2,634 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 3,488 |
| Total interest expense | $658,000 | 2,158 |
| Net interest income | $2,435,000 | 3,740 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $62,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $51,000 | 5,044 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $11,000 | 6,166 |
| Total noninterest expense | $1,466,000 | 4,600 |
| Salaries and employee benefits | $802,000 | 4,533 |
| Premises and equipment expense | $281,000 | 3,451 |
| Additional noninterest expense | $383,000 | 5,058 |
| Pre-tax net operating income | $971,000 | 3,018 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $46,000 | 3,470 |
| Income before extraordinary items | $925,000 | 2,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $925,000 | 2,808 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $925,000 | 2,808 |
| Net charge-offs | $62,000 | 2,595 |
| Cash dividends | $1,027,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $925,000 | 2,750 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 3,571 |
| Total interest expense | $319,000 | 2,246 |
| Net interest income | $1,190,000 | 3,817 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $31,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $739,000 | 4,618 |
| Salaries and employee benefits | $402,000 | 4,570 |
| Premises and equipment expense | $151,000 | 3,330 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $452,000 | 3,084 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $20,000 | 3,505 |
| Income before extraordinary items | $432,000 | 2,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $432,000 | 2,861 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $432,000 | 2,861 |
| Net charge-offs | $67,000 | 1,638 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $432,000 | 2,813 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 3,525 |
| Total interest expense | $1,385,000 | 2,306 |
| Net interest income | $4,863,000 | 3,762 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $176,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $108,000 | 5,144 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $68,000 | 5,687 |
| Total noninterest expense | $2,545,000 | 5,001 |
| Salaries and employee benefits | $1,512,000 | 4,731 |
| Premises and equipment expense | $480,000 | 3,815 |
| Additional noninterest expense | $553,000 | 5,707 |
| Pre-tax net operating income | $2,344,000 | 2,568 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $111,000 | 3,348 |
| Income before extraordinary items | $2,233,000 | 2,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,233,000 | 2,396 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,233,000 | 2,395 |
| Net charge-offs | $83,000 | 3,931 |
| Cash dividends | $1,833,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,233,000 | 2,339 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 3,529 |
| Total interest expense | $1,054,000 | 2,340 |
| Net interest income | $3,689,000 | 3,754 |
| Provision for loan and lease losses | $80,000 | 3,586 |
| Total noninterest income | $104,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $79,000 | 5,234 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $25,000 | 6,151 |
| Total noninterest expense | $1,848,000 | 5,098 |
| Salaries and employee benefits | $1,136,000 | 4,749 |
| Premises and equipment expense | $349,000 | 3,935 |
| Additional noninterest expense | $363,000 | 5,930 |
| Pre-tax net operating income | $1,865,000 | 2,553 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $88,000 | 3,393 |
| Income before extraordinary items | $1,777,000 | 2,332 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,777,000 | 2,337 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,777,000 | 2,337 |
| Net charge-offs | $84,000 | 3,418 |
| Cash dividends | $1,386,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,777,000 | 2,270 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 3,509 |
| Total interest expense | $713,000 | 2,356 |
| Net interest income | $2,482,000 | 3,732 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $67,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,217 |
| Total noninterest expense | $1,195,000 | 5,173 |
| Salaries and employee benefits | $752,000 | 4,801 |
| Premises and equipment expense | $232,000 | 3,952 |
| Additional noninterest expense | $211,000 | 6,114 |
| Pre-tax net operating income | $1,304,000 | 2,442 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $60,000 | 3,392 |
| Income before extraordinary items | $1,244,000 | 2,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,244,000 | 2,250 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,244,000 | 2,248 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $1,096,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,244,000 | 2,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,421 |
| Total interest expense | $360,000 | 2,409 |
| Net interest income | $1,325,000 | 3,596 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $573,000 | 5,302 |
| Salaries and employee benefits | $386,000 | 4,766 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $75,000 | 6,521 |
| Pre-tax net operating income | $734,000 | 2,186 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $32,000 | 3,314 |
| Income before extraordinary items | $702,000 | 1,994 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $702,000 | 1,995 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $702,000 | 1,996 |
| Net charge-offs | $84,000 | 2,029 |
| Cash dividends | $269,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $702,000 | 1,912 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 3,475 |
| Total interest expense | $2,148,000 | 2,014 |
| Net interest income | $4,762,000 | 3,936 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $140,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $109,000 | 5,314 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $31,000 | 6,101 |
| Total noninterest expense | $3,264,000 | 4,541 |
| Salaries and employee benefits | $1,552,000 | 4,757 |
| Premises and equipment expense | $463,000 | 4,001 |
| Additional noninterest expense | $1,249,000 | 4,262 |
| Pre-tax net operating income | $1,518,000 | 3,316 |
| Securities gains (losses) | $140,000 | 2,000 |
| Applicable income taxes | $79,000 | 3,659 |
| Income before extraordinary items | $1,579,000 | 3,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,579,000 | 3,020 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,579,000 | 3,021 |
| Net charge-offs | $179,000 | 3,871 |
| Cash dividends | $1,458,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,446,000 | 3,067 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,238,000 | 3,513 |
| Total interest expense | $1,735,000 | 1,970 |
| Net interest income | $3,503,000 | 4,037 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $104,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $80,000 | 5,412 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 6,228 |
| Total noninterest expense | $2,192,000 | 4,838 |
| Salaries and employee benefits | $1,205,000 | 4,690 |
| Premises and equipment expense | $348,000 | 4,049 |
| Additional noninterest expense | $639,000 | 5,193 |
| Pre-tax net operating income | $1,295,000 | 3,155 |
| Securities gains (losses) | $53,000 | 2,416 |
| Applicable income taxes | $63,000 | 3,667 |
| Income before extraordinary items | $1,285,000 | 2,933 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,285,000 | 2,933 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,285,000 | 2,932 |
| Net charge-offs | $193,000 | 3,347 |
| Cash dividends | $1,201,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,234,650 | 2,865 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 3,515 |
| Total interest expense | $1,194,000 | 1,976 |
| Net interest income | $2,321,000 | 4,073 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $70,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $54,000 | 5,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $1,423,000 | 4,936 |
| Salaries and employee benefits | $812,000 | 4,692 |
| Premises and equipment expense | $231,000 | 4,068 |
| Additional noninterest expense | $380,000 | 5,454 |
| Pre-tax net operating income | $848,000 | 3,171 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $38,000 | 3,701 |
| Income before extraordinary items | $810,000 | 3,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $810,000 | 3,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $810,000 | 3,009 |
| Net charge-offs | $195,000 | 2,786 |
| Cash dividends | $936,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $810,000 | 2,864 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 3,445 |
| Total interest expense | $607,000 | 2,019 |
| Net interest income | $1,226,000 | 3,960 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $699,000 | 5,005 |
| Salaries and employee benefits | $421,000 | 4,648 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $168,000 | 5,731 |
| Pre-tax net operating income | $439,000 | 3,149 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $421,000 | 2,952 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $421,000 | 2,955 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $421,000 | 2,956 |
| Net charge-offs | $195,000 | 1,874 |
| Cash dividends | $390,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $421,000 | 2,803 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 3,506 |
| Total interest expense | $3,111,000 | 1,896 |
| Net interest income | $4,385,000 | 4,281 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $144,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $108,000 | 5,402 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $2,812,000 | 5,053 |
| Salaries and employee benefits | $1,550,000 | 4,876 |
| Premises and equipment expense | $445,000 | 4,324 |
| Additional noninterest expense | $817,000 | 5,381 |
| Pre-tax net operating income | $1,637,000 | 2,886 |
| Securities gains (losses) | $80,000 | 2,236 |
| Applicable income taxes | $86,000 | 3,454 |
| Income before extraordinary items | $1,631,000 | 2,608 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,631,000 | 2,609 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,631,000 | 2,609 |
| Net charge-offs | $191,000 | 4,339 |
| Cash dividends | $1,679,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,555,000 | 2,622 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 3,516 |
| Total interest expense | $2,444,000 | 1,894 |
| Net interest income | $3,234,000 | 4,361 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $116,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $82,000 | 5,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $34,000 | 6,085 |
| Total noninterest expense | $2,124,000 | 5,044 |
| Salaries and employee benefits | $1,151,000 | 4,900 |
| Premises and equipment expense | $344,000 | 4,309 |
| Additional noninterest expense | $629,000 | 5,335 |
| Pre-tax net operating income | $1,226,000 | 2,962 |
| Securities gains (losses) | $80,000 | 1,980 |
| Applicable income taxes | $60,000 | 3,526 |
| Income before extraordinary items | $1,246,000 | 2,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,246,000 | 2,652 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,246,000 | 2,652 |
| Net charge-offs | $25,000 | 5,435 |
| Cash dividends | $1,083,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,170,000 | 2,670 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 3,510 |
| Total interest expense | $1,734,000 | 1,838 |
| Net interest income | $2,095,000 | 4,451 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $70,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $1,426,000 | 5,070 |
| Salaries and employee benefits | $764,000 | 4,945 |
| Premises and equipment expense | $231,000 | 4,319 |
| Additional noninterest expense | $431,000 | 5,346 |
| Pre-tax net operating income | $739,000 | 3,082 |
| Securities gains (losses) | $80,000 | 1,291 |
| Applicable income taxes | $41,000 | 3,483 |
| Income before extraordinary items | $778,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $778,000 | 2,719 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $778,000 | 2,719 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $690,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $702,000 | 2,841 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 3,528 |
| Total interest expense | $906,000 | 1,822 |
| Net interest income | $1,012,000 | 4,542 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $722,000 | 5,078 |
| Salaries and employee benefits | $392,000 | 4,923 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $215,000 | 5,349 |
| Pre-tax net operating income | $322,000 | 3,393 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $306,000 | 3,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $306,000 | 3,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $306,000 | 3,190 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $316,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $306,000 | 3,129 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,046,000 | 3,541 |
| Total interest expense | $4,187,000 | 1,909 |
| Net interest income | $3,859,000 | 4,676 |
| Provision for loan and lease losses | $1,024,000 | 3,010 |
| Total noninterest income | $132,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 5,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 6,229 |
| Total noninterest expense | $2,880,000 | 5,129 |
| Salaries and employee benefits | $1,447,000 | 5,142 |
| Premises and equipment expense | $423,000 | 4,615 |
| Additional noninterest expense | $1,010,000 | 5,066 |
| Pre-tax net operating income | $87,000 | 5,509 |
| Securities gains (losses) | $289,000 | 1,294 |
| Applicable income taxes | $13,000 | 4,154 |
| Income before extraordinary items | $363,000 | 4,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $363,000 | 4,734 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $363,000 | 4,734 |
| Net charge-offs | $1,124,000 | 2,527 |
| Cash dividends | $800,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $82,670 | 5,540 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 3,587 |
| Total interest expense | $3,181,000 | 1,964 |
| Net interest income | $2,886,000 | 4,751 |
| Provision for loan and lease losses | $469,000 | 3,653 |
| Total noninterest income | $101,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $67,000 | 5,704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $34,000 | 6,327 |
| Total noninterest expense | $2,356,000 | 4,904 |
| Salaries and employee benefits | $1,131,000 | 5,076 |
| Premises and equipment expense | $359,000 | 4,362 |
| Additional noninterest expense | $866,000 | 4,704 |
| Pre-tax net operating income | $162,000 | 5,384 |
| Securities gains (losses) | $110,000 | 1,858 |
| Applicable income taxes | $8,000 | 4,311 |
| Income before extraordinary items | $264,000 | 5,030 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $264,000 | 5,031 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $264,000 | 5,032 |
| Net charge-offs | $533,000 | 2,989 |
| Cash dividends | $679,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $157,300 | 5,318 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 3,590 |
| Total interest expense | $2,132,000 | 2,033 |
| Net interest income | $1,966,000 | 4,707 |
| Provision for loan and lease losses | $439,000 | 3,061 |
| Total noninterest income | $71,000 | 6,510 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $1,597,000 | 4,870 |
| Salaries and employee benefits | $783,000 | 4,995 |
| Premises and equipment expense | $245,000 | 4,323 |
| Additional noninterest expense | $569,000 | 4,733 |
| Pre-tax net operating income | $1,000 | 6,054 |
| Securities gains (losses) | $63,000 | 1,740 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $61,000 | 5,810 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $61,000 | 5,812 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $61,000 | 5,811 |
| Net charge-offs | $433,000 | 2,605 |
| Cash dividends | $574,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,150 | 6,077 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 3,487 |
| Total interest expense | $1,075,000 | 2,116 |
| Net interest income | $1,101,000 | 4,387 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $817,000 | 4,852 |
| Salaries and employee benefits | $393,000 | 5,051 |
| Premises and equipment expense | $122,000 | 4,428 |
| Additional noninterest expense | $302,000 | 4,566 |
| Pre-tax net operating income | $312,000 | 3,296 |
| Securities gains (losses) | $63,000 | 1,031 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $364,000 | 2,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $364,000 | 2,724 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $364,000 | 2,726 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $443,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $302,890 | 2,998 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 3,668 |
| Total interest expense | $4,652,000 | 2,414 |
| Net interest income | $3,841,000 | 4,686 |
| Provision for loan and lease losses | $285,000 | 5,342 |
| Total noninterest income | $119,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $71,000 | 6,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $48,000 | 6,408 |
| Total noninterest expense | $3,392,000 | 4,817 |
| Salaries and employee benefits | $1,531,000 | 5,129 |
| Premises and equipment expense | $534,000 | 4,203 |
| Additional noninterest expense | $1,327,000 | 4,446 |
| Pre-tax net operating income | $283,000 | 4,549 |
| Securities gains (losses) | $590,000 | 781 |
| Applicable income taxes | $33,000 | 3,470 |
| Income before extraordinary items | $840,000 | 3,069 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $840,000 | 3,068 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $840,000 | 3,068 |
| Net charge-offs | $406,000 | 4,069 |
| Cash dividends | $221,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 214 |
| Net operating income | $273,600 | 4,496 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 3,752 |
| Total interest expense | $3,499,000 | 2,508 |
| Net interest income | $2,750,000 | 4,843 |
| Provision for loan and lease losses | $105,000 | 5,912 |
| Total noninterest income | $89,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $52,000 | 6,222 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,000 | 6,539 |
| Total noninterest expense | $2,370,000 | 5,030 |
| Salaries and employee benefits | $1,169,000 | 5,121 |
| Premises and equipment expense | $399,000 | 4,269 |
| Additional noninterest expense | $802,000 | 5,057 |
| Pre-tax net operating income | $364,000 | 4,307 |
| Securities gains (losses) | $257,000 | 1,124 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $605,000 | 3,379 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $605,000 | 3,377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $605,000 | 3,379 |
| Net charge-offs | $406,000 | 3,330 |
| Cash dividends | $144,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $2,945,000 | 224 |
| Net operating income | $355,710 | 4,136 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 3,874 |
| Total interest expense | $2,335,000 | 2,605 |
| Net interest income | $1,705,000 | 5,040 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $58,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $1,487,000 | 5,274 |
| Salaries and employee benefits | $789,000 | 5,139 |
| Premises and equipment expense | $262,000 | 4,330 |
| Additional noninterest expense | $436,000 | 5,606 |
| Pre-tax net operating income | $256,000 | 4,351 |
| Securities gains (losses) | $189,000 | 1,047 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $445,000 | 3,307 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 3,302 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $445,000 | 3,305 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $144,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $2,945,000 | 171 |
| Net operating income | $256,000 | 4,108 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 3,898 |
| Total interest expense | $1,171,000 | 2,685 |
| Net interest income | $859,000 | 5,013 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $751,000 | 5,181 |
| Salaries and employee benefits | $388,000 | 5,246 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $227,000 | 5,236 |
| Pre-tax net operating income | $134,000 | 4,663 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $134,000 | 4,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 4,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $134,000 | 4,540 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $68,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $2,945,000 | 97 |
| Net operating income | $134,000 | 4,369 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 3,998 |
| Total interest expense | $4,645,000 | 3,166 |
| Net interest income | $3,779,000 | 4,748 |
| Provision for loan and lease losses | $1,060,000 | 2,615 |
| Total noninterest income | $1,044,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 6,437 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $980,000 | 2,147 |
| Total noninterest expense | $2,628,000 | 5,512 |
| Salaries and employee benefits | $1,421,000 | 5,498 |
| Premises and equipment expense | $432,000 | 4,875 |
| Additional noninterest expense | $775,000 | 5,557 |
| Pre-tax net operating income | $1,135,000 | 3,523 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $76,000 | 3,593 |
| Income before extraordinary items | $1,059,000 | 3,182 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,059,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 2,303 |
| Cash dividends | $1,177,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,059,000 | 3,325 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,028 |
| Total interest expense | $3,490,000 | 3,253 |
| Net interest income | $2,870,000 | 4,740 |
| Provision for loan and lease losses | $770,000 | 2,138 |
| Total noninterest income | $903,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $45,000 | 6,537 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $858,000 | 2,028 |
| Total noninterest expense | $1,831,000 | 5,707 |
| Salaries and employee benefits | $1,035,000 | 5,587 |
| Premises and equipment expense | $261,000 | 5,469 |
| Additional noninterest expense | $535,000 | 5,721 |
| Pre-tax net operating income | $1,172,000 | 3,366 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $62,000 | 3,966 |
| Income before extraordinary items | $1,110,000 | 2,898 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,110,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,332 |
| Cash dividends | $1,061,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,110,000 | 3,045 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 4,067 |
| Total interest expense | $2,341,000 | 3,347 |
| Net interest income | $1,933,000 | 4,725 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $38,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $1,113,000 | 5,993 |
| Salaries and employee benefits | $655,000 | 5,794 |
| Premises and equipment expense | $144,000 | 5,936 |
| Additional noninterest expense | $314,000 | 6,069 |
| Pre-tax net operating income | $648,000 | 3,849 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $39,000 | 4,250 |
| Income before extraordinary items | $609,000 | 3,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $727,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $609,000 | 3,554 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 4,002 |
| Total interest expense | $1,192,000 | 3,470 |
| Net interest income | $1,059,000 | 4,433 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $539,000 | 6,106 |
| Salaries and employee benefits | $322,000 | 5,889 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $389,000 | 3,603 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $362,000 | 3,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $155,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $362,000 | 3,314 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,570,000 | 3,880 |
| Total interest expense | $4,896,000 | 3,520 |
| Net interest income | $4,674,000 | 4,195 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $84,000 | 7,723 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $51,000 | 6,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,000 | 7,470 |
| Total noninterest expense | $1,890,000 | 6,357 |
| Salaries and employee benefits | $1,132,000 | 6,147 |
| Premises and equipment expense | $254,000 | 6,213 |
| Additional noninterest expense | $504,000 | 6,554 |
| Pre-tax net operating income | $2,688,000 | 2,662 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,224 |
| Income before extraordinary items | $2,553,000 | 2,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,553,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,611,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,553,000 | 2,303 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 3,845 |
| Total interest expense | $3,666,000 | 3,521 |
| Net interest income | $3,621,000 | 4,111 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $62,000 | 7,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $1,414,000 | 6,352 |
| Salaries and employee benefits | $878,000 | 6,041 |
| Premises and equipment expense | $176,000 | 6,396 |
| Additional noninterest expense | $360,000 | 6,663 |
| Pre-tax net operating income | $2,134,000 | 2,715 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,134,000 | 2,261 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,134,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,344,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,134,000 | 2,241 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 3,860 |
| Total interest expense | $2,422,000 | 3,543 |
| Net interest income | $2,449,000 | 4,102 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $43,000 | 7,805 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $927,000 | 6,426 |
| Salaries and employee benefits | $574,000 | 6,148 |
| Premises and equipment expense | $118,000 | 6,409 |
| Additional noninterest expense | $235,000 | 6,739 |
| Pre-tax net operating income | $1,475,000 | 2,705 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $74,000 | 4,429 |
| Income before extraordinary items | $1,401,000 | 2,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,401,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $805,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,401,000 | 2,313 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 3,865 |
| Total interest expense | $1,229,000 | 3,480 |
| Net interest income | $1,191,000 | 4,188 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $453,000 | 6,535 |
| Salaries and employee benefits | $277,000 | 6,289 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $722,000 | 2,738 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $36,000 | 4,461 |
| Income before extraordinary items | $686,000 | 2,367 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $686,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $97,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $686,000 | 2,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,032,000 | 3,857 |
| Total interest expense | $4,192,000 | 3,482 |
| Net interest income | $4,840,000 | 4,101 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $101,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 7,436 |
| Total noninterest expense | $1,722,000 | 6,547 |
| Salaries and employee benefits | $983,000 | 6,453 |
| Premises and equipment expense | $224,000 | 6,477 |
| Additional noninterest expense | $515,000 | 6,468 |
| Pre-tax net operating income | $3,039,000 | 2,751 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $151,000 | 4,587 |
| Income before extraordinary items | $2,888,000 | 2,340 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,888,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,704,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,888,000 | 2,321 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 3,933 |
| Total interest expense | $2,949,000 | 3,556 |
| Net interest income | $3,587,000 | 4,168 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $1,281,000 | 6,590 |
| Salaries and employee benefits | $722,000 | 6,503 |
| Premises and equipment expense | $168,000 | 6,497 |
| Additional noninterest expense | $391,000 | 6,451 |
| Pre-tax net operating income | $2,246,000 | 2,875 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $111,000 | 4,825 |
| Income before extraordinary items | $2,135,000 | 2,443 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,135,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $841,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,135,000 | 2,432 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 3,957 |
| Total interest expense | $1,898,000 | 3,537 |
| Net interest income | $2,343,000 | 4,244 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $858,000 | 6,596 |
| Salaries and employee benefits | $486,000 | 6,502 |
| Premises and equipment expense | $112,000 | 6,510 |
| Additional noninterest expense | $260,000 | 6,472 |
| Pre-tax net operating income | $1,447,000 | 2,949 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $71,000 | 4,907 |
| Income before extraordinary items | $1,376,000 | 2,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,376,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $518,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,376,000 | 2,488 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 3,993 |
| Total interest expense | $889,000 | 3,572 |
| Net interest income | $1,173,000 | 4,214 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $429,000 | 6,598 |
| Salaries and employee benefits | $246,000 | 6,500 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $126,000 | 6,517 |
| Pre-tax net operating income | $719,000 | 2,925 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $34,000 | 4,897 |
| Income before extraordinary items | $685,000 | 2,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $72,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $685,000 | 2,463 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 4,229 |
| Total interest expense | $2,812,000 | 3,516 |
| Net interest income | $4,005,000 | 4,622 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $84,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $55,000 | 7,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $1,629,000 | 6,672 |
| Salaries and employee benefits | $947,000 | 6,512 |
| Premises and equipment expense | $237,000 | 6,342 |
| Additional noninterest expense | $445,000 | 6,856 |
| Pre-tax net operating income | $2,280,000 | 3,375 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $114,000 | 5,263 |
| Income before extraordinary items | $2,166,000 | 2,890 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,166,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,093,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,166,000 | 2,860 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 4,409 |
| Total interest expense | $1,974,000 | 3,549 |
| Net interest income | $2,786,000 | 4,856 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $66,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $1,212,000 | 6,697 |
| Salaries and employee benefits | $704,000 | 6,523 |
| Premises and equipment expense | $176,000 | 6,342 |
| Additional noninterest expense | $332,000 | 6,870 |
| Pre-tax net operating income | $1,505,000 | 3,742 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $76,000 | 5,483 |
| Income before extraordinary items | $1,429,000 | 3,250 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,429,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $583,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,429,000 | 3,217 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 4,546 |
| Total interest expense | $1,183,000 | 3,654 |
| Net interest income | $1,777,000 | 4,977 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $28,000 | 7,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $803,000 | 6,721 |
| Salaries and employee benefits | $472,000 | 6,508 |
| Premises and equipment expense | $117,000 | 6,347 |
| Additional noninterest expense | $214,000 | 6,934 |
| Pre-tax net operating income | $920,000 | 3,931 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $874,000 | 3,428 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $874,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $363,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $874,000 | 3,378 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,653 |
| Total interest expense | $559,000 | 3,708 |
| Net interest income | $856,000 | 5,114 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $401,000 | 6,766 |
| Salaries and employee benefits | $235,000 | 6,549 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $106,000 | 6,999 |
| Pre-tax net operating income | $430,000 | 4,077 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $408,000 | 3,575 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $408,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $92,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $408,000 | 3,538 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 5,260 |
| Total interest expense | $1,772,000 | 4,021 |
| Net interest income | $2,617,000 | 5,857 |
| Provision for loan and lease losses | $140,000 | 4,374 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $67,000 | 7,004 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,078 |
| Total noninterest expense | $1,551,000 | 6,792 |
| Salaries and employee benefits | $872,000 | 6,716 |
| Premises and equipment expense | $254,000 | 6,147 |
| Additional noninterest expense | $425,000 | 6,988 |
| Pre-tax net operating income | $1,018,000 | 5,196 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $71,000 | 5,805 |
| Income before extraordinary items | $947,000 | 4,842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $947,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $722,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 287 |
| Net operating income | $947,000 | 4,772 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 5,455 |
| Total interest expense | $1,280,000 | 4,080 |
| Net interest income | $1,811,000 | 6,121 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $63,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $1,125,000 | 6,855 |
| Salaries and employee benefits | $643,000 | 6,725 |
| Premises and equipment expense | $190,000 | 6,146 |
| Additional noninterest expense | $292,000 | 7,155 |
| Pre-tax net operating income | $654,000 | 5,678 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $606,000 | 5,338 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $606,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $246,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 205 |
| Net operating income | $606,000 | 5,254 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 5,621 |
| Total interest expense | $816,000 | 4,218 |
| Net interest income | $1,138,000 | 6,314 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $38,000 | 8,442 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $796,000 | 6,734 |
| Salaries and employee benefits | $423,000 | 6,801 |
| Premises and equipment expense | $133,000 | 6,029 |
| Additional noninterest expense | $240,000 | 6,668 |
| Pre-tax net operating income | $340,000 | 6,243 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $340,000 | 5,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 133 |
| Net operating income | $340,000 | 5,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 5,903 |
| Total interest expense | $372,000 | 4,528 |
| Net interest income | $533,000 | 6,514 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $393,000 | 6,810 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $143,000 | 6,537 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $143,000 | 6,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $143,000 | 6,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 6,139 |
| Total interest expense | $1,394,000 | 5,109 |
| Net interest income | $1,990,000 | 6,607 |
| Provision for loan and lease losses | $130,000 | 4,806 |
| Total noninterest income | $75,000 | 8,562 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $59,000 | 7,289 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,000 | 8,557 |
| Total noninterest expense | $1,382,000 | 7,105 |
| Salaries and employee benefits | $816,000 | 6,859 |
| Premises and equipment expense | $235,000 | 6,370 |
| Additional noninterest expense | $331,000 | 7,567 |
| Pre-tax net operating income | $553,000 | 6,507 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $553,000 | 6,121 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $553,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,862 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $553,000 | 5,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 6,227 |
| Total interest expense | $1,043,000 | 5,247 |
| Net interest income | $1,482,000 | 6,669 |
| Provision for loan and lease losses | $95,000 | 4,748 |
| Total noninterest income | $55,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $1,041,000 | 7,098 |
| Salaries and employee benefits | $614,000 | 6,860 |
| Premises and equipment expense | $176,000 | 6,369 |
| Additional noninterest expense | $251,000 | 7,548 |
| Pre-tax net operating income | $401,000 | 6,706 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $401,000 | 6,349 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $401,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,842 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $401,000 | 6,170 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 6,183 |
| Total interest expense | $700,000 | 5,344 |
| Net interest income | $1,034,000 | 6,543 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $682,000 | 7,169 |
| Salaries and employee benefits | $407,000 | 6,893 |
| Premises and equipment expense | $111,000 | 6,499 |
| Additional noninterest expense | $164,000 | 7,579 |
| Pre-tax net operating income | $306,000 | 6,466 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $306,000 | 6,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $306,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,869 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $306,000 | 5,857 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,098 |
| Total interest expense | $348,000 | 5,464 |
| Net interest income | $553,000 | 6,326 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $353,000 | 7,096 |
| Salaries and employee benefits | $203,000 | 6,940 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $158,000 | 6,363 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $158,000 | 5,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $158,000 | 5,697 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 6,677 |
| Total interest expense | $1,414,000 | 5,902 |
| Net interest income | $1,752,000 | 7,035 |
| Provision for loan and lease losses | $64,000 | 6,398 |
| Total noninterest income | $70,000 | 8,746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $48,000 | 7,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $1,106,000 | 7,706 |
| Salaries and employee benefits | $606,000 | 7,684 |
| Premises and equipment expense | $217,000 | 6,567 |
| Additional noninterest expense | $283,000 | 7,930 |
| Pre-tax net operating income | $652,000 | 6,243 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $652,000 | 5,744 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $652,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,281 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $652,000 | 5,606 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 7,788 |
| Total interest expense | $1,373,000 | 7,243 |
| Net interest income | $1,089,000 | 8,104 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $71,000 | 8,893 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $885,000 | 8,244 |
| Salaries and employee benefits | $447,000 | 8,411 |
| Premises and equipment expense | $239,000 | 6,220 |
| Additional noninterest expense | $199,000 | 8,661 |
| Pre-tax net operating income | $275,000 | 7,529 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $275,000 | 7,278 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $275,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-262,000 | 9,568 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
| Net operating income | $275,000 | 7,164 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 8,723 |
| Total interest expense | $974,000 | 8,277 |
| Net interest income | $740,000 | 9,022 |
| Provision for loan and lease losses | $620,000 | 1,562 |
| Total noninterest income | $46,000 | 9,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $990,000 | 8,057 |
| Salaries and employee benefits | $583,000 | 7,788 |
| Premises and equipment expense | $169,000 | 7,263 |
| Additional noninterest expense | $238,000 | 8,437 |
| Pre-tax net operating income | $-824,000 | 9,675 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-8,000 | 9,314 |
| Income before extraordinary items | $-816,000 | 9,689 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-816,000 | 9,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,329 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-816,000 | 9,687 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 9,864 |
| Total interest expense | $319,000 | 9,774 |
| Net interest income | $352,000 | 9,893 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $49,000 | 9,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $718,000 | 8,979 |
| Salaries and employee benefits | $393,000 | 8,927 |
| Premises and equipment expense | $112,000 | 8,385 |
| Additional noninterest expense | $213,000 | 8,902 |
| Pre-tax net operating income | $-437,000 | 9,809 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-113,000 | 9,938 |
| Income before extraordinary items | $-324,000 | 9,784 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-324,000 | 9,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,896,000 | 316 |
| Net operating income | $-324,000 | 9,766 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.