Home > Freedom Bank > Income and Expense
Freedom Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 1,929 |
| Total interest expense | $1,125,000 | 2,012 |
| Net interest income | $6,355,000 | 1,863 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $1,498,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $149,000 | 2,288 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,349,000 | 1,396 |
| Total noninterest expense | $4,552,000 | 2,062 |
| Salaries and employee benefits | $2,990,000 | 1,875 |
| Premises and equipment expense | $294,000 | 2,789 |
| Additional noninterest expense | $1,268,000 | 2,138 |
| Pre-tax net operating income | $2,926,000 | 1,487 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $663,000 | 1,122 |
| Income before extraordinary items | $2,263,000 | 1,667 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,263,000 | 1,668 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,263,000 | 1,668 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 452 |
| Net operating income | $2,263,000 | 1,619 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 1,877 |
| Total interest expense | $641,000 | 1,952 |
| Net interest income | $3,197,000 | 1,824 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $1,295,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $71,000 | 2,584 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,224,000 | 847 |
| Total noninterest expense | $2,666,000 | 1,851 |
| Salaries and employee benefits | $1,764,000 | 1,665 |
| Premises and equipment expense | $152,000 | 2,748 |
| Additional noninterest expense | $750,000 | 1,924 |
| Pre-tax net operating income | $1,751,000 | 1,171 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $423,000 | 834 |
| Income before extraordinary items | $1,328,000 | 1,314 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,328,000 | 1,313 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,328,000 | 1,314 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 437 |
| Net operating income | $1,328,000 | 1,291 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,044,000 | 1,913 |
| Total interest expense | $2,943,000 | 1,827 |
| Net interest income | $12,101,000 | 1,918 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $3,347,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $252,000 | 2,865 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $3,095,000 | 1,173 |
| Total noninterest expense | $9,298,000 | 2,029 |
| Salaries and employee benefits | $6,391,000 | 1,752 |
| Premises and equipment expense | $594,000 | 2,810 |
| Additional noninterest expense | $2,313,000 | 2,331 |
| Pre-tax net operating income | $5,910,000 | 1,554 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,435,000 | 1,148 |
| Income before extraordinary items | $4,475,000 | 1,741 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,475,000 | 1,743 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,475,000 | 1,743 |
| Net charge-offs | $-9,000 | 4,434 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 551 |
| Net operating income | $4,475,000 | 1,709 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,106,000 | 1,964 |
| Total interest expense | $2,222,000 | 1,840 |
| Net interest income | $8,884,000 | 1,967 |
| Provision for loan and lease losses | $105,000 | 2,554 |
| Total noninterest income | $2,690,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $182,000 | 2,954 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,508,000 | 1,097 |
| Total noninterest expense | $6,753,000 | 2,079 |
| Salaries and employee benefits | $4,609,000 | 1,815 |
| Premises and equipment expense | $443,000 | 2,835 |
| Additional noninterest expense | $1,701,000 | 2,362 |
| Pre-tax net operating income | $4,716,000 | 1,519 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,184,000 | 1,105 |
| Income before extraordinary items | $3,532,000 | 1,706 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,532,000 | 1,708 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,532,000 | 1,708 |
| Net charge-offs | $-34,000 | 4,735 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 522 |
| Net operating income | $3,532,000 | 1,673 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 1,990 |
| Total interest expense | $1,442,000 | 1,850 |
| Net interest income | $5,829,000 | 1,999 |
| Provision for loan and lease losses | $-30,000 | 5,137 |
| Total noninterest income | $1,964,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $115,000 | 3,021 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,849,000 | 980 |
| Total noninterest expense | $4,547,000 | 2,071 |
| Salaries and employee benefits | $3,043,000 | 1,834 |
| Premises and equipment expense | $293,000 | 2,866 |
| Additional noninterest expense | $1,211,000 | 2,273 |
| Pre-tax net operating income | $3,276,000 | 1,443 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $824,000 | 1,028 |
| Income before extraordinary items | $2,452,000 | 1,633 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,452,000 | 1,634 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,452,000 | 1,634 |
| Net charge-offs | $-34,000 | 4,808 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 517 |
| Net operating income | $2,452,000 | 1,598 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 2,059 |
| Total interest expense | $684,000 | 1,882 |
| Net interest income | $2,784,000 | 2,081 |
| Provision for loan and lease losses | $135,000 | 1,269 |
| Total noninterest income | $369,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $58,000 | 3,014 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 1,935 |
| Total noninterest expense | $2,039,000 | 2,239 |
| Salaries and employee benefits | $1,375,000 | 1,997 |
| Premises and equipment expense | $148,000 | 2,869 |
| Additional noninterest expense | $516,000 | 2,526 |
| Pre-tax net operating income | $979,000 | 2,080 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $203,000 | 1,575 |
| Income before extraordinary items | $776,000 | 2,233 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $776,000 | 2,232 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $776,000 | 2,232 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 467 |
| Net operating income | $776,000 | 2,212 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,782,000 | 2,242 |
| Total interest expense | $1,755,000 | 2,107 |
| Net interest income | $10,027,000 | 2,242 |
| Provision for loan and lease losses | $412,000 | 1,641 |
| Total noninterest income | $1,234,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $235,000 | 3,108 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $999,000 | 2,238 |
| Total noninterest expense | $6,842,000 | 2,502 |
| Salaries and employee benefits | $4,623,000 | 2,231 |
| Premises and equipment expense | $565,000 | 2,947 |
| Additional noninterest expense | $1,654,000 | 2,971 |
| Pre-tax net operating income | $4,007,000 | 2,108 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $990,000 | 1,398 |
| Income before extraordinary items | $3,017,000 | 2,314 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,017,000 | 2,313 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,017,000 | 2,313 |
| Net charge-offs | $-20,000 | 4,676 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 589 |
| Net operating income | $3,017,000 | 2,312 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 2,295 |
| Total interest expense | $1,227,000 | 2,128 |
| Net interest income | $7,283,000 | 2,313 |
| Provision for loan and lease losses | $274,000 | 1,659 |
| Total noninterest income | $948,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $176,000 | 3,132 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $772,000 | 2,227 |
| Total noninterest expense | $4,949,000 | 2,567 |
| Salaries and employee benefits | $3,332,000 | 2,282 |
| Premises and equipment expense | $418,000 | 2,996 |
| Additional noninterest expense | $1,199,000 | 3,030 |
| Pre-tax net operating income | $3,008,000 | 2,123 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $741,000 | 1,443 |
| Income before extraordinary items | $2,267,000 | 2,323 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,267,000 | 2,322 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,267,000 | 2,322 |
| Net charge-offs | $-15,000 | 4,585 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 567 |
| Net operating income | $2,267,000 | 2,318 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 2,347 |
| Total interest expense | $774,000 | 2,138 |
| Net interest income | $4,697,000 | 2,361 |
| Provision for loan and lease losses | $274,000 | 1,279 |
| Total noninterest income | $302,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $113,000 | 3,176 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $189,000 | 3,455 |
| Total noninterest expense | $3,257,000 | 2,603 |
| Salaries and employee benefits | $2,239,000 | 2,282 |
| Premises and equipment expense | $269,000 | 3,066 |
| Additional noninterest expense | $749,000 | 3,188 |
| Pre-tax net operating income | $1,468,000 | 2,553 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $358,000 | 1,712 |
| Income before extraordinary items | $1,110,000 | 2,801 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,110,000 | 2,800 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,110,000 | 2,800 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $1,110,000 | 2,795 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 2,436 |
| Total interest expense | $344,000 | 2,239 |
| Net interest income | $2,247,000 | 2,445 |
| Provision for loan and lease losses | $137,000 | 1,236 |
| Total noninterest income | $121,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $53,000 | 3,274 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $68,000 | 3,853 |
| Total noninterest expense | $1,625,000 | 2,626 |
| Salaries and employee benefits | $1,143,000 | 2,266 |
| Premises and equipment expense | $134,000 | 3,101 |
| Additional noninterest expense | $348,000 | 3,358 |
| Pre-tax net operating income | $606,000 | 2,804 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $145,000 | 1,859 |
| Income before extraordinary items | $461,000 | 3,027 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $461,000 | 3,028 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $461,000 | 3,028 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 525 |
| Net operating income | $461,000 | 3,020 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 2,667 |
| Total interest expense | $1,082,000 | 2,420 |
| Net interest income | $7,807,000 | 2,685 |
| Provision for loan and lease losses | $384,000 | 1,704 |
| Total noninterest income | $1,220,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $219,000 | 3,331 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,001,000 | 2,291 |
| Total noninterest expense | $5,716,000 | 2,859 |
| Salaries and employee benefits | $3,898,000 | 2,512 |
| Premises and equipment expense | $508,000 | 3,234 |
| Additional noninterest expense | $1,310,000 | 3,482 |
| Pre-tax net operating income | $2,927,000 | 2,521 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,204,000 | 1,715 |
| Income before extraordinary items | $1,723,000 | 2,930 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,723,000 | 2,929 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,723,000 | 2,930 |
| Net charge-offs | $24,000 | 3,347 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 610 |
| Net operating income | $1,723,000 | 2,910 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,446,000 | 2,742 |
| Total interest expense | $784,000 | 2,452 |
| Net interest income | $5,662,000 | 2,768 |
| Provision for loan and lease losses | $288,000 | 1,667 |
| Total noninterest income | $712,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $154,000 | 3,437 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $558,000 | 2,679 |
| Total noninterest expense | $4,162,000 | 2,942 |
| Salaries and employee benefits | $2,817,000 | 2,594 |
| Premises and equipment expense | $377,000 | 3,297 |
| Additional noninterest expense | $968,000 | 3,528 |
| Pre-tax net operating income | $1,924,000 | 2,770 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $691,000 | 1,806 |
| Income before extraordinary items | $1,233,000 | 3,160 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,233,000 | 3,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,233,000 | 3,160 |
| Net charge-offs | $29,000 | 2,799 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 568 |
| Net operating income | $1,233,000 | 3,142 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 2,805 |
| Total interest expense | $504,000 | 2,473 |
| Net interest income | $3,635,000 | 2,833 |
| Provision for loan and lease losses | $192,000 | 1,602 |
| Total noninterest income | $586,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $495,000 | 2,346 |
| Total noninterest expense | $2,754,000 | 2,968 |
| Salaries and employee benefits | $1,848,000 | 2,647 |
| Premises and equipment expense | $249,000 | 3,307 |
| Additional noninterest expense | $657,000 | 3,510 |
| Pre-tax net operating income | $1,275,000 | 2,748 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $458,000 | 1,777 |
| Income before extraordinary items | $817,000 | 3,137 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $817,000 | 3,136 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $817,000 | 3,137 |
| Net charge-offs | $-9,000 | 4,762 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 541 |
| Net operating income | $817,000 | 3,119 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 2,893 |
| Total interest expense | $239,000 | 2,533 |
| Net interest income | $1,728,000 | 2,929 |
| Provision for loan and lease losses | $96,000 | 1,494 |
| Total noninterest income | $139,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $40,000 | 3,802 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $99,000 | 3,487 |
| Total noninterest expense | $1,352,000 | 3,023 |
| Salaries and employee benefits | $919,000 | 2,687 |
| Premises and equipment expense | $117,000 | 3,483 |
| Additional noninterest expense | $316,000 | 3,602 |
| Pre-tax net operating income | $419,000 | 3,361 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $148,000 | 2,125 |
| Income before extraordinary items | $271,000 | 3,753 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $271,000 | 3,752 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $271,000 | 3,753 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 494 |
| Net operating income | $271,000 | 3,740 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 3,143 |
| Total interest expense | $840,000 | 2,733 |
| Net interest income | $6,095,000 | 3,165 |
| Provision for loan and lease losses | $-140,000 | 5,611 |
| Total noninterest income | $1,073,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $146,000 | 4,026 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $927,000 | 2,478 |
| Total noninterest expense | $5,076,000 | 3,155 |
| Salaries and employee benefits | $3,171,000 | 2,931 |
| Premises and equipment expense | $467,000 | 3,498 |
| Additional noninterest expense | $1,438,000 | 3,436 |
| Pre-tax net operating income | $2,232,000 | 2,874 |
| Securities gains (losses) | $148,000 | 1,064 |
| Applicable income taxes | $867,000 | 1,776 |
| Income before extraordinary items | $1,513,000 | 3,276 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,513,000 | 3,275 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,513,000 | 3,275 |
| Net charge-offs | $-584,000 | 5,820 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 592 |
| Net operating income | $1,418,280 | 3,328 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 3,203 |
| Total interest expense | $625,000 | 2,747 |
| Net interest income | $4,445,000 | 3,237 |
| Provision for loan and lease losses | $-305,000 | 5,815 |
| Total noninterest income | $783,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $108,000 | 4,071 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $675,000 | 2,534 |
| Total noninterest expense | $3,742,000 | 3,190 |
| Salaries and employee benefits | $2,353,000 | 2,943 |
| Premises and equipment expense | $349,000 | 3,514 |
| Additional noninterest expense | $1,040,000 | 3,526 |
| Pre-tax net operating income | $1,791,000 | 2,801 |
| Securities gains (losses) | $148,000 | 988 |
| Applicable income taxes | $706,000 | 1,746 |
| Income before extraordinary items | $1,233,000 | 3,159 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,233,000 | 3,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,233,000 | 3,159 |
| Net charge-offs | $-592,000 | 5,882 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 561 |
| Net operating income | $1,138,280 | 3,229 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 3,256 |
| Total interest expense | $412,000 | 2,780 |
| Net interest income | $2,899,000 | 3,290 |
| Provision for loan and lease losses | $-470,000 | 5,959 |
| Total noninterest income | $579,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $70,000 | 4,120 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $509,000 | 2,351 |
| Total noninterest expense | $2,545,000 | 3,169 |
| Salaries and employee benefits | $1,563,000 | 2,971 |
| Premises and equipment expense | $228,000 | 3,594 |
| Additional noninterest expense | $754,000 | 3,371 |
| Pre-tax net operating income | $1,403,000 | 2,518 |
| Securities gains (losses) | $148,000 | 740 |
| Applicable income taxes | $570,000 | 1,539 |
| Income before extraordinary items | $981,000 | 2,836 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $981,000 | 2,834 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $981,000 | 2,835 |
| Net charge-offs | $-582,000 | 5,985 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 549 |
| Net operating income | $886,280 | 2,936 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 3,335 |
| Total interest expense | $201,000 | 2,830 |
| Net interest income | $1,400,000 | 3,363 |
| Provision for loan and lease losses | $-500,000 | 6,064 |
| Total noninterest income | $141,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $1,277,000 | 3,176 |
| Salaries and employee benefits | $778,000 | 3,002 |
| Premises and equipment expense | $113,000 | 3,632 |
| Additional noninterest expense | $386,000 | 3,307 |
| Pre-tax net operating income | $764,000 | 2,334 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $281,000 | 1,541 |
| Income before extraordinary items | $483,000 | 2,808 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $483,000 | 2,807 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $483,000 | 2,808 |
| Net charge-offs | $-582,000 | 6,081 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 502 |
| Net operating income | $483,000 | 2,757 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 3,746 |
| Total interest expense | $707,000 | 3,046 |
| Net interest income | $4,527,000 | 3,802 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $249,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $113,000 | 4,537 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $136,000 | 4,848 |
| Total noninterest expense | $3,913,000 | 3,758 |
| Salaries and employee benefits | $2,337,000 | 3,575 |
| Premises and equipment expense | $443,000 | 3,706 |
| Additional noninterest expense | $1,133,000 | 4,045 |
| Pre-tax net operating income | $863,000 | 4,295 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $321,000 | 2,608 |
| Income before extraordinary items | $542,000 | 4,732 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $542,000 | 4,734 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $542,000 | 4,734 |
| Net charge-offs | $-31,000 | 5,445 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 628 |
| Net operating income | $542,000 | 4,691 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 3,885 |
| Total interest expense | $498,000 | 3,219 |
| Net interest income | $3,244,000 | 3,946 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $183,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $83,000 | 4,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 4,899 |
| Total noninterest expense | $2,911,000 | 3,803 |
| Salaries and employee benefits | $1,750,000 | 3,580 |
| Premises and equipment expense | $335,000 | 3,741 |
| Additional noninterest expense | $826,000 | 4,115 |
| Pre-tax net operating income | $516,000 | 4,698 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $187,000 | 2,874 |
| Income before extraordinary items | $329,000 | 5,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 5,044 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $329,000 | 5,046 |
| Net charge-offs | $-20,000 | 5,343 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 601 |
| Net operating income | $329,000 | 4,991 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 3,933 |
| Total interest expense | $300,000 | 3,451 |
| Net interest income | $2,160,000 | 3,961 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $122,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $53,000 | 4,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $69,000 | 4,910 |
| Total noninterest expense | $1,934,000 | 3,844 |
| Salaries and employee benefits | $1,160,000 | 3,625 |
| Premises and equipment expense | $226,000 | 3,756 |
| Additional noninterest expense | $548,000 | 4,158 |
| Pre-tax net operating income | $348,000 | 4,658 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $125,000 | 2,865 |
| Income before extraordinary items | $223,000 | 5,030 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $223,000 | 5,032 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $223,000 | 5,034 |
| Net charge-offs | $-9,000 | 5,225 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 589 |
| Net operating income | $223,000 | 4,969 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 4,000 |
| Total interest expense | $132,000 | 3,733 |
| Net interest income | $1,073,000 | 3,995 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $59,000 | 5,141 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 4,969 |
| Total noninterest expense | $967,000 | 3,879 |
| Salaries and employee benefits | $571,000 | 3,703 |
| Premises and equipment expense | $107,000 | 3,891 |
| Additional noninterest expense | $289,000 | 4,053 |
| Pre-tax net operating income | $165,000 | 4,707 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $66,000 | 2,792 |
| Income before extraordinary items | $99,000 | 5,135 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $99,000 | 5,137 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $99,000 | 5,139 |
| Net charge-offs | $17,000 | 2,218 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 574 |
| Net operating income | $99,000 | 5,064 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 4,288 |
| Total interest expense | $468,000 | 4,153 |
| Net interest income | $3,884,000 | 4,262 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $233,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $103,000 | 4,951 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $130,000 | 5,002 |
| Total noninterest expense | $3,591,000 | 4,081 |
| Salaries and employee benefits | $1,910,000 | 4,079 |
| Premises and equipment expense | $439,000 | 3,910 |
| Additional noninterest expense | $1,242,000 | 3,988 |
| Pre-tax net operating income | $526,000 | 4,989 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-2,582,000 | 6,458 |
| Income before extraordinary items | $3,108,000 | 1,964 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,108,000 | 1,963 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,108,000 | 1,962 |
| Net charge-offs | $-56,000 | 6,016 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
| Net operating income | $3,108,000 | 1,921 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 4,426 |
| Total interest expense | $338,000 | 4,265 |
| Net interest income | $2,782,000 | 4,385 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $166,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $67,000 | 5,216 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $99,000 | 5,050 |
| Total noninterest expense | $2,619,000 | 4,161 |
| Salaries and employee benefits | $1,373,000 | 4,195 |
| Premises and equipment expense | $321,000 | 3,996 |
| Additional noninterest expense | $925,000 | 4,015 |
| Pre-tax net operating income | $329,000 | 5,254 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-2,654,000 | 6,561 |
| Income before extraordinary items | $2,983,000 | 1,589 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,983,000 | 1,589 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,983,000 | 1,589 |
| Net charge-offs | $-35,000 | 5,938 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $2,983,000 | 1,564 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 4,567 |
| Total interest expense | $219,000 | 4,374 |
| Net interest income | $1,740,000 | 4,536 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $102,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $66,000 | 5,055 |
| Total noninterest expense | $1,634,000 | 4,348 |
| Salaries and employee benefits | $886,000 | 4,292 |
| Premises and equipment expense | $206,000 | 4,113 |
| Additional noninterest expense | $542,000 | 4,310 |
| Pre-tax net operating income | $208,000 | 5,290 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-2,693,000 | 6,638 |
| Income before extraordinary items | $2,901,000 | 1,116 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,901,000 | 1,117 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,901,000 | 1,117 |
| Net charge-offs | $-21,000 | 5,911 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,901,000 | 1,091 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 4,699 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $836,000 | 4,670 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $49,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $777,000 | 4,492 |
| Salaries and employee benefits | $416,000 | 4,481 |
| Premises and equipment expense | $96,000 | 4,302 |
| Additional noninterest expense | $265,000 | 4,385 |
| Pre-tax net operating income | $108,000 | 5,195 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-2,732,000 | 6,722 |
| Income before extraordinary items | $2,840,000 | 563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,840,000 | 564 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,840,000 | 564 |
| Net charge-offs | $-12,000 | 5,829 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,840,000 | 555 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 4,919 |
| Total interest expense | $426,000 | 4,782 |
| Net interest income | $3,099,000 | 4,861 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $163,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $65,000 | 5,745 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $98,000 | 5,395 |
| Total noninterest expense | $2,990,000 | 4,615 |
| Salaries and employee benefits | $1,670,000 | 4,497 |
| Premises and equipment expense | $371,000 | 4,392 |
| Additional noninterest expense | $949,000 | 4,687 |
| Pre-tax net operating income | $272,000 | 5,550 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $249,000 | 5,568 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $249,000 | 5,573 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $249,000 | 5,573 |
| Net charge-offs | $647,000 | 1,723 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 909 |
| Net operating income | $249,000 | 5,510 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 5,035 |
| Total interest expense | $316,000 | 4,901 |
| Net interest income | $2,246,000 | 4,976 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $113,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 5,546 |
| Total noninterest expense | $2,232,000 | 4,651 |
| Salaries and employee benefits | $1,254,000 | 4,504 |
| Premises and equipment expense | $278,000 | 4,434 |
| Additional noninterest expense | $700,000 | 4,763 |
| Pre-tax net operating income | $127,000 | 5,899 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $24,000 | 4,036 |
| Income before extraordinary items | $103,000 | 6,005 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $103,000 | 6,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $103,000 | 6,007 |
| Net charge-offs | $381,000 | 1,874 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $103,000 | 5,944 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 5,139 |
| Total interest expense | $215,000 | 4,923 |
| Net interest income | $1,423,000 | 5,103 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $74,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $27,000 | 6,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,551 |
| Total noninterest expense | $1,487,000 | 4,671 |
| Salaries and employee benefits | $827,000 | 4,558 |
| Premises and equipment expense | $185,000 | 4,447 |
| Additional noninterest expense | $475,000 | 4,729 |
| Pre-tax net operating income | $10,000 | 6,259 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $24,000 | 3,862 |
| Income before extraordinary items | $-14,000 | 6,403 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-14,000 | 6,405 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-14,000 | 6,405 |
| Net charge-offs | $451,000 | 1,333 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-14,000 | 6,347 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 5,243 |
| Total interest expense | $111,000 | 4,943 |
| Net interest income | $679,000 | 5,221 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $41,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,392 |
| Total noninterest expense | $758,000 | 4,657 |
| Salaries and employee benefits | $410,000 | 4,639 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $253,000 | 4,612 |
| Pre-tax net operating income | $-38,000 | 6,504 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $-41,000 | 6,561 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-41,000 | 6,562 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-41,000 | 6,562 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-41,000 | 6,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 5,241 |
| Total interest expense | $542,000 | 4,973 |
| Net interest income | $2,849,000 | 5,220 |
| Provision for loan and lease losses | $1,010,000 | 1,753 |
| Total noninterest income | $-431,000 | 6,983 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $44,000 | 6,325 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-475,000 | 6,920 |
| Total noninterest expense | $3,572,000 | 4,324 |
| Salaries and employee benefits | $1,412,000 | 4,992 |
| Premises and equipment expense | $526,000 | 3,696 |
| Additional noninterest expense | $1,634,000 | 3,572 |
| Pre-tax net operating income | $-2,164,000 | 6,823 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-13,000 | 6,538 |
| Income before extraordinary items | $-2,151,000 | 6,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,151,000 | 6,844 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,151,000 | 6,845 |
| Net charge-offs | $397,000 | 2,946 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $7,499,000 | 54 |
| Net operating income | $-2,151,000 | 6,827 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 5,286 |
| Total interest expense | $421,000 | 5,033 |
| Net interest income | $2,165,000 | 5,270 |
| Provision for loan and lease losses | $134,000 | 4,063 |
| Total noninterest income | $-264,000 | 7,071 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $32,000 | 6,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-296,000 | 7,017 |
| Total noninterest expense | $2,721,000 | 4,308 |
| Salaries and employee benefits | $1,063,000 | 5,015 |
| Premises and equipment expense | $427,000 | 3,558 |
| Additional noninterest expense | $1,231,000 | 3,576 |
| Pre-tax net operating income | $-954,000 | 6,821 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-12,000 | 6,761 |
| Income before extraordinary items | $-942,000 | 6,870 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-942,000 | 6,867 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-942,000 | 6,868 |
| Net charge-offs | $364,000 | 2,579 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 896 |
| Net operating income | $-942,000 | 6,835 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 5,278 |
| Total interest expense | $293,000 | 5,038 |
| Net interest income | $1,472,000 | 5,263 |
| Provision for loan and lease losses | $134,000 | 3,510 |
| Total noninterest income | $-292,000 | 7,163 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-308,000 | 7,121 |
| Total noninterest expense | $1,784,000 | 4,381 |
| Salaries and employee benefits | $704,000 | 5,077 |
| Premises and equipment expense | $281,000 | 3,586 |
| Additional noninterest expense | $799,000 | 3,667 |
| Pre-tax net operating income | $-738,000 | 6,905 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-7,000 | 6,816 |
| Income before extraordinary items | $-731,000 | 6,944 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-731,000 | 6,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-731,000 | 6,944 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 863 |
| Net operating income | $-731,000 | 6,921 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 5,304 |
| Total interest expense | $154,000 | 5,038 |
| Net interest income | $736,000 | 5,288 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $27,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $792,000 | 4,684 |
| Salaries and employee benefits | $334,000 | 5,236 |
| Premises and equipment expense | $138,000 | 3,667 |
| Additional noninterest expense | $320,000 | 4,209 |
| Pre-tax net operating income | $-29,000 | 6,564 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $-33,000 | 6,669 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-33,000 | 6,669 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-33,000 | 6,669 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $-33,000 | 6,582 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 5,259 |
| Total interest expense | $776,000 | 4,979 |
| Net interest income | $3,028,000 | 5,241 |
| Provision for loan and lease losses | $263,000 | 4,300 |
| Total noninterest income | $-340,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $35,000 | 6,553 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-375,000 | 7,051 |
| Total noninterest expense | $3,129,000 | 4,767 |
| Salaries and employee benefits | $1,317,000 | 5,302 |
| Premises and equipment expense | $653,000 | 3,356 |
| Additional noninterest expense | $1,159,000 | 4,561 |
| Pre-tax net operating income | $-704,000 | 6,489 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-6,000 | 6,561 |
| Income before extraordinary items | $-698,000 | 6,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-698,000 | 6,557 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-698,000 | 6,556 |
| Net charge-offs | $477,000 | 3,238 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 972 |
| Net operating income | $-698,000 | 6,529 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,282 |
| Total interest expense | $613,000 | 4,995 |
| Net interest income | $2,280,000 | 5,271 |
| Provision for loan and lease losses | $232,000 | 3,945 |
| Total noninterest income | $164,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $137,000 | 4,664 |
| Total noninterest expense | $2,642,000 | 4,477 |
| Salaries and employee benefits | $993,000 | 5,298 |
| Premises and equipment expense | $472,000 | 3,494 |
| Additional noninterest expense | $1,177,000 | 3,739 |
| Pre-tax net operating income | $-430,000 | 6,566 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-9,000 | 6,778 |
| Income before extraordinary items | $-421,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-421,000 | 6,656 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-421,000 | 6,656 |
| Net charge-offs | $473,000 | 2,729 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 915 |
| Net operating income | $-421,000 | 6,597 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 5,312 |
| Total interest expense | $442,000 | 4,917 |
| Net interest income | $1,504,000 | 5,331 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $130,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,372 |
| Total noninterest expense | $1,816,000 | 4,435 |
| Salaries and employee benefits | $662,000 | 5,340 |
| Premises and equipment expense | $337,000 | 3,356 |
| Additional noninterest expense | $817,000 | 3,688 |
| Pre-tax net operating income | $-227,000 | 6,580 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-9,000 | 6,862 |
| Income before extraordinary items | $-218,000 | 6,646 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-218,000 | 6,647 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-218,000 | 6,647 |
| Net charge-offs | $253,000 | 2,870 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 867 |
| Net operating income | $-218,000 | 6,619 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 5,292 |
| Total interest expense | $233,000 | 4,915 |
| Net interest income | $756,000 | 5,317 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $35,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $1,032,000 | 4,097 |
| Salaries and employee benefits | $348,000 | 5,243 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $512,000 | 3,114 |
| Pre-tax net operating income | $-286,000 | 6,919 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $-284,000 | 6,975 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-284,000 | 6,975 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-284,000 | 6,975 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 835 |
| Net operating income | $-284,000 | 6,959 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 5,111 |
| Total interest expense | $1,427,000 | 4,378 |
| Net interest income | $3,056,000 | 5,305 |
| Provision for loan and lease losses | $2,506,000 | 1,804 |
| Total noninterest income | $263,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 6,429 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 4,403 |
| Total noninterest expense | $3,830,000 | 4,332 |
| Salaries and employee benefits | $1,414,000 | 5,218 |
| Premises and equipment expense | $730,000 | 3,188 |
| Additional noninterest expense | $1,686,000 | 3,693 |
| Pre-tax net operating income | $-3,017,000 | 6,923 |
| Securities gains (losses) | $10,000 | 3,313 |
| Applicable income taxes | $671,000 | 1,620 |
| Income before extraordinary items | $-3,678,000 | 7,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,678,000 | 7,068 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,678,000 | 7,068 |
| Net charge-offs | $2,239,000 | 1,744 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $797,000 | 397 |
| Net operating income | $-3,688,000 | 7,053 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 5,141 |
| Total interest expense | $1,125,000 | 4,408 |
| Net interest income | $2,328,000 | 5,336 |
| Provision for loan and lease losses | $505,000 | 3,512 |
| Total noninterest income | $213,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $28,000 | 6,510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $185,000 | 4,307 |
| Total noninterest expense | $2,926,000 | 4,302 |
| Salaries and employee benefits | $1,091,000 | 5,175 |
| Premises and equipment expense | $570,000 | 3,147 |
| Additional noninterest expense | $1,265,000 | 3,676 |
| Pre-tax net operating income | $-890,000 | 6,746 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $-331,000 | 7,292 |
| Income before extraordinary items | $-549,000 | 6,688 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-549,000 | 6,689 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-549,000 | 6,689 |
| Net charge-offs | $357,000 | 3,499 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $781,000 | 321 |
| Net operating income | $-555,400 | 6,639 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 5,181 |
| Total interest expense | $762,000 | 4,475 |
| Net interest income | $1,532,000 | 5,385 |
| Provision for loan and lease losses | $215,000 | 4,117 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $1,652,000 | 4,767 |
| Salaries and employee benefits | $734,000 | 5,174 |
| Premises and equipment expense | $391,000 | 3,115 |
| Additional noninterest expense | $527,000 | 4,946 |
| Pre-tax net operating income | $-257,000 | 6,516 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $-93,000 | 7,182 |
| Income before extraordinary items | $-154,000 | 6,503 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-154,000 | 6,505 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-154,000 | 6,503 |
| Net charge-offs | $292,000 | 3,084 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $781,000 | 226 |
| Net operating income | $-160,400 | 6,453 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,271 |
| Total interest expense | $389,000 | 4,545 |
| Net interest income | $749,000 | 5,483 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $819,000 | 4,846 |
| Salaries and employee benefits | $366,000 | 5,233 |
| Premises and equipment expense | $196,000 | 3,173 |
| Additional noninterest expense | $257,000 | 5,040 |
| Pre-tax net operating income | $-115,000 | 6,691 |
| Securities gains (losses) | $10,000 | 1,722 |
| Applicable income taxes | $-39,000 | 7,281 |
| Income before extraordinary items | $-66,000 | 6,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-66,000 | 6,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-66,000 | 6,666 |
| Net charge-offs | $266,000 | 2,159 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $781,000 | 135 |
| Net operating income | $-72,400 | 6,613 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,283 |
| Total interest expense | $1,865,000 | 4,657 |
| Net interest income | $2,870,000 | 5,499 |
| Provision for loan and lease losses | $3,500,000 | 1,790 |
| Total noninterest income | $240,000 | 5,978 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $34,000 | 6,723 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $206,000 | 4,586 |
| Total noninterest expense | $3,908,000 | 4,409 |
| Salaries and employee benefits | $1,698,000 | 4,825 |
| Premises and equipment expense | $892,000 | 2,847 |
| Additional noninterest expense | $1,318,000 | 4,465 |
| Pre-tax net operating income | $-4,298,000 | 7,100 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-676,000 | 7,141 |
| Income before extraordinary items | $-3,622,000 | 7,098 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,622,000 | 7,096 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,622,000 | 7,096 |
| Net charge-offs | $2,955,000 | 1,621 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,185,000 | 406 |
| Net operating income | $-3,622,000 | 7,095 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 5,355 |
| Total interest expense | $1,427,000 | 4,737 |
| Net interest income | $2,123,000 | 5,561 |
| Provision for loan and lease losses | $2,650,000 | 1,604 |
| Total noninterest income | $212,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $27,000 | 6,750 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $185,000 | 4,416 |
| Total noninterest expense | $2,965,000 | 4,387 |
| Salaries and employee benefits | $1,223,000 | 4,987 |
| Premises and equipment expense | $680,000 | 2,841 |
| Additional noninterest expense | $1,062,000 | 4,223 |
| Pre-tax net operating income | $-3,280,000 | 7,336 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,280,000 | 7,413 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,280,000 | 7,413 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,280,000 | 7,413 |
| Net charge-offs | $745,000 | 2,566 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,280,000 | 7,414 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 5,407 |
| Total interest expense | $947,000 | 4,863 |
| Net interest income | $1,413,000 | 5,573 |
| Provision for loan and lease losses | $520,000 | 2,920 |
| Total noninterest income | $176,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $17,000 | 6,819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $159,000 | 3,999 |
| Total noninterest expense | $1,694,000 | 4,866 |
| Salaries and employee benefits | $788,000 | 5,144 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $453,000 | 5,516 |
| Pre-tax net operating income | $-625,000 | 6,745 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-625,000 | 6,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-625,000 | 6,879 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-625,000 | 6,879 |
| Net charge-offs | $45,000 | 5,014 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-625,000 | 6,867 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 5,506 |
| Total interest expense | $466,000 | 5,019 |
| Net interest income | $697,000 | 5,601 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $815,000 | 4,898 |
| Salaries and employee benefits | $369,000 | 5,395 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $219,000 | 5,356 |
| Pre-tax net operating income | $7,000 | 6,161 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $7,000 | 6,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,000 | 6,322 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,000 | 6,322 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,000 | 6,175 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 5,423 |
| Total interest expense | $1,946,000 | 5,379 |
| Net interest income | $3,106,000 | 5,322 |
| Provision for loan and lease losses | $153,000 | 5,534 |
| Total noninterest income | $321,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,892 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $290,000 | 4,164 |
| Total noninterest expense | $3,607,000 | 4,536 |
| Salaries and employee benefits | $1,762,000 | 4,860 |
| Premises and equipment expense | $926,000 | 2,807 |
| Additional noninterest expense | $919,000 | 5,088 |
| Pre-tax net operating income | $-333,000 | 6,653 |
| Securities gains (losses) | $40,000 | 1,753 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-293,000 | 6,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-293,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,646 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-333,000 | 6,744 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 5,475 |
| Total interest expense | $1,459,000 | 5,497 |
| Net interest income | $2,358,000 | 5,323 |
| Provision for loan and lease losses | $123,000 | 4,912 |
| Total noninterest income | $218,000 | 5,948 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $21,000 | 6,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 4,450 |
| Total noninterest expense | $2,772,000 | 4,463 |
| Salaries and employee benefits | $1,383,000 | 4,733 |
| Premises and equipment expense | $693,000 | 2,833 |
| Additional noninterest expense | $696,000 | 4,971 |
| Pre-tax net operating income | $-319,000 | 7,128 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-300,000 | 7,020 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-300,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,759 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-319,000 | 7,188 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 5,529 |
| Total interest expense | $994,000 | 5,592 |
| Net interest income | $1,564,000 | 5,341 |
| Provision for loan and lease losses | $108,000 | 4,159 |
| Total noninterest income | $150,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $139,000 | 4,437 |
| Total noninterest expense | $1,887,000 | 4,424 |
| Salaries and employee benefits | $946,000 | 4,707 |
| Premises and equipment expense | $462,000 | 2,837 |
| Additional noninterest expense | $479,000 | 4,877 |
| Pre-tax net operating income | $-281,000 | 7,413 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-262,000 | 7,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-262,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,975 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-281,000 | 7,480 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 5,517 |
| Total interest expense | $533,000 | 5,598 |
| Net interest income | $795,000 | 5,338 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $70,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $957,000 | 4,372 |
| Salaries and employee benefits | $484,000 | 4,665 |
| Premises and equipment expense | $246,000 | 2,694 |
| Additional noninterest expense | $227,000 | 4,985 |
| Pre-tax net operating income | $-182,000 | 7,732 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-174,000 | 7,799 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-174,000 | 7,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,099 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-182,000 | 7,782 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 5,301 |
| Total interest expense | $2,956,000 | 4,842 |
| Net interest income | $2,921,000 | 5,576 |
| Provision for loan and lease losses | $340,000 | 2,967 |
| Total noninterest income | $327,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $9,000 | 7,324 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $318,000 | 4,133 |
| Total noninterest expense | $3,338,000 | 4,675 |
| Salaries and employee benefits | $1,760,000 | 4,817 |
| Premises and equipment expense | $760,000 | 3,219 |
| Additional noninterest expense | $818,000 | 5,275 |
| Pre-tax net operating income | $-430,000 | 7,774 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-429,000 | 7,846 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-429,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-430,000 | 7,833 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 5,325 |
| Total interest expense | $2,268,000 | 4,780 |
| Net interest income | $2,123,000 | 5,681 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $272,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,342 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $265,000 | 3,979 |
| Total noninterest expense | $2,425,000 | 4,749 |
| Salaries and employee benefits | $1,300,000 | 4,843 |
| Premises and equipment expense | $541,000 | 3,348 |
| Additional noninterest expense | $584,000 | 5,380 |
| Pre-tax net operating income | $-120,000 | 7,828 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-120,000 | 7,872 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-120,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-120,000 | 7,857 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 5,386 |
| Total interest expense | $1,490,000 | 4,820 |
| Net interest income | $1,389,000 | 5,763 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $243,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $237,000 | 3,456 |
| Total noninterest expense | $1,567,000 | 4,874 |
| Salaries and employee benefits | $854,000 | 4,921 |
| Premises and equipment expense | $355,000 | 3,398 |
| Additional noninterest expense | $358,000 | 5,627 |
| Pre-tax net operating income | $10,000 | 7,733 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $10,000 | 7,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $10,000 | 7,732 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 5,557 |
| Total interest expense | $711,000 | 4,932 |
| Net interest income | $643,000 | 5,979 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $762,000 | 4,955 |
| Salaries and employee benefits | $425,000 | 4,966 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $164,000 | 5,864 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $4,000 | 7,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 6,283 |
| Total interest expense | $1,586,000 | 5,984 |
| Net interest income | $2,155,000 | 6,387 |
| Provision for loan and lease losses | $410,000 | 2,219 |
| Total noninterest income | $114,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $8,000 | 7,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 6,231 |
| Total noninterest expense | $2,519,000 | 5,459 |
| Salaries and employee benefits | $1,505,000 | 5,180 |
| Premises and equipment expense | $388,000 | 5,023 |
| Additional noninterest expense | $626,000 | 5,943 |
| Pre-tax net operating income | $-660,000 | 8,328 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-648,000 | 8,350 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-648,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-660,000 | 8,351 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 6,596 |
| Total interest expense | $950,000 | 6,435 |
| Net interest income | $1,517,000 | 6,605 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $86,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $6,000 | 7,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,855,000 | 5,498 |
| Salaries and employee benefits | $1,113,000 | 5,209 |
| Premises and equipment expense | $285,000 | 5,112 |
| Additional noninterest expense | $457,000 | 6,024 |
| Pre-tax net operating income | $-477,000 | 8,440 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-477,000 | 8,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-477,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-477,000 | 8,454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 6,953 |
| Total interest expense | $488,000 | 6,903 |
| Net interest income | $922,000 | 6,858 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $1,188,000 | 5,639 |
| Salaries and employee benefits | $734,000 | 5,255 |
| Premises and equipment expense | $164,000 | 5,536 |
| Additional noninterest expense | $290,000 | 6,171 |
| Pre-tax net operating income | $-360,000 | 8,504 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-360,000 | 8,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-360,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-360,000 | 8,518 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,221 |
| Total interest expense | $193,000 | 7,291 |
| Net interest income | $421,000 | 7,102 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $592,000 | 5,670 |
| Salaries and employee benefits | $365,000 | 5,310 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $137,000 | 6,320 |
| Pre-tax net operating income | $-223,000 | 8,567 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-223,000 | 8,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-223,000 | 8,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-223,000 | 8,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 8,282 |
| Total interest expense | $262,000 | 8,289 |
| Net interest income | $798,000 | 8,221 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $32,000 | 8,536 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,000 | 7,708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,856 |
| Total noninterest expense | $2,228,000 | 5,739 |
| Salaries and employee benefits | $968,000 | 6,446 |
| Premises and equipment expense | $282,000 | 5,893 |
| Additional noninterest expense | $978,000 | 4,490 |
| Pre-tax net operating income | $-1,638,000 | 8,735 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,638,000 | 8,751 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,638,000 | 8,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $13,994,000 | 126 |
| Net operating income | $-1,638,000 | 8,735 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $555,000 | 8,551 |
| Total interest expense | $122,000 | 8,546 |
| Net interest income | $433,000 | 8,512 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $23,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $1,675,000 | 5,702 |
| Salaries and employee benefits | $639,000 | 6,758 |
| Premises and equipment expense | $184,000 | 6,235 |
| Additional noninterest expense | $852,000 | 3,991 |
| Pre-tax net operating income | $-1,369,000 | 8,772 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,369,000 | 8,790 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,369,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $13,994,000 | 88 |
| Net operating income | $-1,369,000 | 8,771 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,758 |
| Total interest expense | $42,000 | 8,705 |
| Net interest income | $148,000 | 8,757 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $1,136,000 | 5,641 |
| Salaries and employee benefits | $324,000 | 7,433 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $730,000 | 3,247 |
| Pre-tax net operating income | $-1,059,000 | 8,788 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-1,059,000 | 8,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,059,000 | 8,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $13,994,000 | 58 |
| Net operating income | $-1,059,000 | 8,790 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.