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Freedom Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,548,0001,683
Total interest expense$9,612,0001,330
Net interest income$13,936,0001,923
Provision for loan and lease losses$-13,0004,209
Total noninterest income$2,723,0001,725
Gross Fiduciary activities income$0981
Service charges on deposit accounts$609,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$2,114,0001,571
Total noninterest expense$8,430,0002,254
Salaries and employee benefits$4,357,0002,397
Premises and equipment expense$497,0002,965
Additional noninterest expense$2,114,0001,571
Pre-tax net operating income$8,242,0001,365
Securities gains (losses)$-3,0003,268
Applicable income taxes$03,369
Income before extraordinary items$8,239,0001,185
Extraordinary gains, net$054
Net income$8,239,0001,201
Minority interest net income$088
Net income of bank and minority interests.$8,239,0001,188
Net charge-offs$67,0001,687
Cash dividends$4,627,000861
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,242,0001,204
2023-09-30 (YTD Data)Rank
Total interest income$17,328,0001,675
Total interest expense$6,743,0001,301
Net interest income$10,585,0001,917
Provision for loan and lease losses$-13,0004,266
Total noninterest income$2,055,0001,712
Gross Fiduciary activities income$0950
Service charges on deposit accounts$444,0001,477
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0001,546
Total noninterest expense$6,278,0002,253
Salaries and employee benefits$3,349,0002,352
Premises and equipment expense$345,0003,082
Additional noninterest expense$1,611,0001,546
Pre-tax net operating income$6,375,0001,380
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,375,0001,188
Extraordinary gains, net$052
Net income$6,375,0001,197
Minority interest net income$081
Net income of bank and minority interests.$6,375,0001,188
Net charge-offs$47,0001,508
Cash dividends$3,580,000786
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,375,0001,213
2023-06-30 (YTD Data)Rank
Total interest income$11,303,0001,672
Total interest expense$4,181,0001,268
Net interest income$7,122,0001,918
Provision for loan and lease losses$-13,0004,347
Total noninterest income$1,291,0001,707
Gross Fiduciary activities income$0931
Service charges on deposit accounts$287,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$1,004,0001,531
Total noninterest expense$4,273,0002,223
Salaries and employee benefits$2,310,0002,293
Premises and equipment expense$235,0003,054
Additional noninterest expense$1,004,0001,529
Pre-tax net operating income$4,153,0001,387
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,153,0001,219
Extraordinary gains, net$051
Net income$4,153,0001,230
Minority interest net income$081
Net income of bank and minority interests.$4,153,0001,219
Net charge-offs$45,0001,211
Cash dividends$2,529,000729
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,153,0001,227
2023-03-31 (YTD Data)Rank
Total interest income$5,494,0001,687
Total interest expense$1,933,0001,222
Net interest income$3,561,0001,919
Provision for loan and lease losses$34,0001,879
Total noninterest income$708,0001,605
Gross Fiduciary activities income$0913
Service charges on deposit accounts$142,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$566,0001,417
Total noninterest expense$2,121,0002,260
Salaries and employee benefits$1,153,0002,331
Premises and equipment expense$118,0003,085
Additional noninterest expense$566,0001,417
Pre-tax net operating income$2,114,0001,412
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,114,0001,222
Extraordinary gains, net$04
Net income$2,114,0001,222
Minority interest net income$048
Net income of bank and minority interests.$2,114,0001,222
Net charge-offs$39,000889
Cash dividends$1,318,000661
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,114,0001,248
2022-12-31 (YTD Data)Rank
Total interest income$18,829,0001,656
Total interest expense$2,564,0001,327
Net interest income$16,265,0001,680
Provision for loan and lease losses$300,0001,513
Total noninterest income$2,604,0001,772
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$612,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$1,992,0001,629
Total noninterest expense$8,375,0002,236
Salaries and employee benefits$4,383,0002,353
Premises and equipment expense$597,0002,717
Additional noninterest expense$1,992,0001,629
Pre-tax net operating income$10,194,0001,266
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$10,194,0001,092
Extraordinary gains, net$05
Net income$10,194,0001,091
Minority interest net income$063
Net income of bank and minority interests.$10,194,0001,092
Net charge-offs$65,0001,418
Cash dividends$7,637,000567
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,194,0001,110
2022-09-30 (YTD Data)Rank
Total interest income$13,547,0001,658
Total interest expense$1,451,0001,356
Net interest income$12,096,0001,678
Provision for loan and lease losses$225,0001,390
Total noninterest income$1,958,0001,793
Gross Fiduciary activities income$0968
Service charges on deposit accounts$458,0001,495
Trading account gains and feesNANA
Additional Noninterest Income$1,500,0001,652
Total noninterest expense$6,284,0002,230
Salaries and employee benefits$3,379,0002,320
Premises and equipment expense$470,0002,652
Additional noninterest expense$1,500,0001,652
Pre-tax net operating income$7,545,0001,261
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$7,545,0001,091
Extraordinary gains, net$04
Net income$7,545,0001,090
Minority interest net income$057
Net income of bank and minority interests.$7,545,0001,091
Net charge-offs$56,0001,168
Cash dividends$5,511,000545
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,545,0001,114
2022-06-30 (YTD Data)Rank
Total interest income$8,575,0001,681
Total interest expense$811,0001,342
Net interest income$7,764,0001,699
Provision for loan and lease losses$150,0001,272
Total noninterest income$1,304,0001,775
Gross Fiduciary activities income$0925
Service charges on deposit accounts$287,0001,543
Trading account gains and feesNANA
Additional Noninterest Income$1,017,0001,665
Total noninterest expense$4,162,0002,225
Salaries and employee benefits$2,251,0002,321
Premises and equipment expense$324,0002,603
Additional noninterest expense$1,587,0001,914
Pre-tax net operating income$4,756,0001,246
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,756,0001,082
Extraordinary gains, net$04
Net income$4,756,0001,081
Minority interest net income$060
Net income of bank and minority interests.$4,756,0001,082
Net charge-offs$50,000966
Cash dividends$3,716,000527
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,756,0001,109
2022-03-31 (YTD Data)Rank
Total interest income$4,126,0001,688
Total interest expense$377,0001,367
Net interest income$3,749,0001,706
Provision for loan and lease losses$75,0001,098
Total noninterest income$757,0001,638
Gross Fiduciary activities income$0892
Service charges on deposit accounts$137,0001,579
Trading account gains and feesNANA
Additional Noninterest Income$620,0001,477
Total noninterest expense$2,011,0002,279
Salaries and employee benefits$1,081,0002,388
Premises and equipment expense$160,0002,634
Additional noninterest expense$770,0001,932
Pre-tax net operating income$2,420,0001,183
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,420,0001,041
Extraordinary gains, net$04
Net income$2,420,0001,040
Minority interest net income$050
Net income of bank and minority interests.$2,420,0001,041
Net charge-offs$2,0001,559
Cash dividends$1,952,000487
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,420,0001,054
2021-12-31 (YTD Data)Rank
Total interest income$16,589,0001,727
Total interest expense$2,058,0001,300
Net interest income$14,531,0001,759
Provision for loan and lease losses$600,000874
Total noninterest income$5,444,0001,241
Gross Fiduciary activities income$0994
Service charges on deposit accounts$493,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$4,951,0001,078
Total noninterest expense$8,116,0002,263
Salaries and employee benefits$4,227,0002,408
Premises and equipment expense$716,0002,482
Additional noninterest expense$3,173,0001,895
Pre-tax net operating income$11,259,0001,174
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$11,259,0001,046
Extraordinary gains, net$010
Net income$11,259,0001,047
Minority interest net income$074
Net income of bank and minority interests.$11,259,0001,047
Net charge-offs$36,0001,822
Cash dividends$6,033,000682
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,259,0001,031
2021-09-30 (YTD Data)Rank
Total interest income$12,412,0001,750
Total interest expense$1,642,0001,303
Net interest income$10,770,0001,801
Provision for loan and lease losses$450,000883
Total noninterest income$4,366,0001,210
Gross Fiduciary activities income$0957
Service charges on deposit accounts$345,0001,676
Trading account gains and feesNANA
Additional Noninterest Income$4,021,0001,048
Total noninterest expense$6,149,0002,258
Salaries and employee benefits$3,212,0002,407
Premises and equipment expense$555,0002,456
Additional noninterest expense$2,382,0001,893
Pre-tax net operating income$8,537,0001,208
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$8,537,0001,074
Extraordinary gains, net$08
Net income$8,537,0001,075
Minority interest net income$069
Net income of bank and minority interests.$8,537,0001,075
Net charge-offs$29,0001,582
Cash dividends$4,220,000663
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,537,0001,060
2021-06-30 (YTD Data)Rank
Total interest income$8,276,0001,754
Total interest expense$1,128,0001,325
Net interest income$7,148,0001,799
Provision for loan and lease losses$300,000865
Total noninterest income$2,950,0001,196
Gross Fiduciary activities income$0951
Service charges on deposit accounts$212,0001,723
Trading account gains and feesNANA
Additional Noninterest Income$2,738,0001,045
Total noninterest expense$4,093,0002,255
Salaries and employee benefits$2,128,0002,407
Premises and equipment expense$393,0002,361
Additional noninterest expense$1,572,0001,892
Pre-tax net operating income$5,705,0001,189
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,705,0001,071
Extraordinary gains, net$06
Net income$5,705,0001,072
Minority interest net income$067
Net income of bank and minority interests.$5,705,0001,072
Net charge-offs$23,0001,444
Cash dividends$2,668,000682
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,705,0001,048
2021-03-31 (YTD Data)Rank
Total interest income$4,199,0001,738
Total interest expense$571,0001,373
Net interest income$3,628,0001,771
Provision for loan and lease losses$150,000937
Total noninterest income$1,649,0001,125
Gross Fiduciary activities income$0922
Service charges on deposit accounts$106,0001,720
Trading account gains and feesNANA
Additional Noninterest Income$1,543,000961
Total noninterest expense$1,918,0002,332
Salaries and employee benefits$972,0002,538
Premises and equipment expense$186,0002,458
Additional noninterest expense$760,0001,906
Pre-tax net operating income$3,209,0001,088
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,209,000958
Extraordinary gains, net$03
Net income$3,209,000958
Minority interest net income$055
Net income of bank and minority interests.$3,209,000958
Net charge-offs$26,0001,055
Cash dividends$901,000811
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,209,000941
2020-12-31 (YTD Data)Rank
Total interest income$17,990,0001,634
Total interest expense$3,303,0001,375
Net interest income$14,687,0001,677
Provision for loan and lease losses$950,0001,651
Total noninterest income$4,348,0001,381
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$494,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$3,854,0001,238
Total noninterest expense$7,684,0002,330
Salaries and employee benefits$4,024,0002,473
Premises and equipment expense$1,007,0002,029
Additional noninterest expense$2,653,0002,122
Pre-tax net operating income$10,401,0001,028
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$10,401,000924
Extraordinary gains, net$04
Net income$10,401,000924
Minority interest net income$072
Net income of bank and minority interests.$10,401,000924
Net charge-offs$1,032,000636
Cash dividends$4,743,000796
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,401,000883
2020-09-30 (YTD Data)Rank
Total interest income$13,606,0001,623
Total interest expense$2,652,0001,358
Net interest income$10,954,0001,681
Provision for loan and lease losses$375,0002,212
Total noninterest income$3,556,0001,275
Gross Fiduciary activities income$0981
Service charges on deposit accounts$363,0001,651
Trading account gains and feesNANA
Additional Noninterest Income$3,193,0001,114
Total noninterest expense$5,702,0002,326
Salaries and employee benefits$2,981,0002,471
Premises and equipment expense$735,0002,056
Additional noninterest expense$1,986,0002,086
Pre-tax net operating income$8,433,000932
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$8,433,000827
Extraordinary gains, net$04
Net income$8,433,000827
Minority interest net income$065
Net income of bank and minority interests.$8,433,000827
Net charge-offs$75,0001,836
Cash dividends$3,821,000688
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,433,000797
2020-06-30 (YTD Data)Rank
Total interest income$9,254,0001,614
Total interest expense$1,950,0001,338
Net interest income$7,304,0001,684
Provision for loan and lease losses$225,0002,290
Total noninterest income$2,563,0001,152
Gross Fiduciary activities income$0970
Service charges on deposit accounts$239,0001,685
Trading account gains and feesNANA
Additional Noninterest Income$2,324,000964
Total noninterest expense$3,733,0002,351
Salaries and employee benefits$1,941,0002,521
Premises and equipment expense$462,0002,129
Additional noninterest expense$1,330,0002,072
Pre-tax net operating income$5,909,000826
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$5,909,000732
Extraordinary gains, net$04
Net income$5,909,000733
Minority interest net income$065
Net income of bank and minority interests.$5,909,000732
Net charge-offs$56,0001,672
Cash dividends$2,481,000690
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,909,000700
2020-03-31 (YTD Data)Rank
Total interest income$4,705,0001,584
Total interest expense$1,110,0001,322
Net interest income$3,595,0001,667
Provision for loan and lease losses$75,0002,175
Total noninterest income$602,0001,751
Gross Fiduciary activities income$0941
Service charges on deposit accounts$149,0001,633
Trading account gains and feesNANA
Additional Noninterest Income$453,0001,613
Total noninterest expense$1,814,0002,412
Salaries and employee benefits$907,0002,642
Premises and equipment expense$217,0002,231
Additional noninterest expense$690,0002,038
Pre-tax net operating income$2,308,000934
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,308,000827
Extraordinary gains, net$04
Net income$2,308,000827
Minority interest net income$056
Net income of bank and minority interests.$2,308,000827
Net charge-offs$6,0002,039
Cash dividends$1,538,000595
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,308,000816
2019-12-31 (YTD Data)Rank
Total interest income$19,177,0001,569
Total interest expense$4,886,0001,266
Net interest income$14,291,0001,671
Provision for loan and lease losses$03,973
Total noninterest income$2,513,0001,743
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$668,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$1,845,0001,612
Total noninterest expense$7,325,0002,372
Salaries and employee benefits$3,841,0002,523
Premises and equipment expense$844,0002,268
Additional noninterest expense$2,640,0002,127
Pre-tax net operating income$9,479,0001,094
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$9,479,000977
Extraordinary gains, net$011
Net income$9,479,000978
Minority interest net income$076
Net income of bank and minority interests.$9,479,000978
Net charge-offs$211,0001,636
Cash dividends$6,295,000673
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,479,000962
2019-09-30 (YTD Data)Rank
Total interest income$14,327,0001,592
Total interest expense$3,673,0001,270
Net interest income$10,654,0001,701
Provision for loan and lease losses$03,836
Total noninterest income$1,795,0001,787
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$494,0001,580
Trading account gains and feesNANA
Additional Noninterest Income$1,301,0001,656
Total noninterest expense$5,415,0002,408
Salaries and employee benefits$2,812,0002,576
Premises and equipment expense$634,0002,284
Additional noninterest expense$1,969,0002,139
Pre-tax net operating income$7,034,0001,125
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,034,0001,003
Extraordinary gains, net$011
Net income$7,034,0001,004
Minority interest net income$072
Net income of bank and minority interests.$7,034,0001,004
Net charge-offs$171,0001,409
Cash dividends$4,647,000649
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,034,000981
2019-06-30 (YTD Data)Rank
Total interest income$9,470,0001,607
Total interest expense$2,454,0001,240
Net interest income$7,016,0001,714
Provision for loan and lease losses$03,685
Total noninterest income$1,167,0001,794
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$325,0001,582
Trading account gains and feesNANA
Additional Noninterest Income$842,0001,664
Total noninterest expense$3,549,0002,445
Salaries and employee benefits$1,827,0002,639
Premises and equipment expense$429,0002,275
Additional noninterest expense$1,293,0002,171
Pre-tax net operating income$4,634,0001,108
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,634,000981
Extraordinary gains, net$011
Net income$4,634,000981
Minority interest net income$069
Net income of bank and minority interests.$4,634,000981
Net charge-offs$153,0001,148
Cash dividends$3,148,000615
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,634,000961
2019-03-31 (YTD Data)Rank
Total interest income$4,629,0001,634
Total interest expense$1,190,0001,242
Net interest income$3,439,0001,752
Provision for loan and lease losses$03,406
Total noninterest income$519,0001,878
Gross Fiduciary activities income$0972
Service charges on deposit accounts$158,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$361,0001,766
Total noninterest expense$1,725,0002,502
Salaries and employee benefits$856,0002,754
Premises and equipment expense$234,0002,169
Additional noninterest expense$635,0002,196
Pre-tax net operating income$2,233,0001,124
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,233,000991
Extraordinary gains, net$05
Net income$2,233,000990
Minority interest net income$052
Net income of bank and minority interests.$2,233,000990
Net charge-offs$6,0002,153
Cash dividends$1,602,000595
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,233,000972
2018-12-31 (YTD Data)Rank
Total interest income$17,312,0001,648
Total interest expense$3,297,0001,329
Net interest income$14,015,0001,708
Provision for loan and lease losses$04,082
Total noninterest income$2,235,0001,868
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$780,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$1,455,0001,831
Total noninterest expense$7,009,0002,467
Salaries and employee benefits$3,561,0002,643
Premises and equipment expense$862,0002,258
Additional noninterest expense$2,586,0002,166
Pre-tax net operating income$9,241,0001,105
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$9,241,000977
Extraordinary gains, net$06
Net income$9,241,000976
Minority interest net income$072
Net income of bank and minority interests.$9,241,000976
Net charge-offs$-40,0004,837
Cash dividends$6,960,000564
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,241,000975
2018-09-30 (YTD Data)Rank
Total interest income$12,722,0001,660
Total interest expense$2,268,0001,348
Net interest income$10,454,0001,715
Provision for loan and lease losses$03,948
Total noninterest income$1,638,0001,914
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$573,0001,434
Trading account gains and feesNANA
Additional Noninterest Income$1,065,0001,864
Total noninterest expense$5,285,0002,471
Salaries and employee benefits$2,659,0002,655
Premises and equipment expense$643,0002,280
Additional noninterest expense$1,983,0002,137
Pre-tax net operating income$6,807,0001,122
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,807,0001,003
Extraordinary gains, net$05
Net income$6,807,0001,002
Minority interest net income$066
Net income of bank and minority interests.$6,807,0001,002
Net charge-offs$-107,0005,128
Cash dividends$5,402,000506
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,807,0001,000
2018-06-30 (YTD Data)Rank
Total interest income$8,296,0001,675
Total interest expense$1,395,0001,372
Net interest income$6,901,0001,728
Provision for loan and lease losses$03,782
Total noninterest income$1,024,0001,987
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$374,0001,448
Trading account gains and feesNANA
Additional Noninterest Income$650,0001,962
Total noninterest expense$3,472,0002,509
Salaries and employee benefits$1,743,0002,719
Premises and equipment expense$413,0002,357
Additional noninterest expense$1,316,0002,151
Pre-tax net operating income$4,453,0001,124
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,453,0001,002
Extraordinary gains, net$06
Net income$4,453,0001,001
Minority interest net income$065
Net income of bank and minority interests.$4,453,0001,001
Net charge-offs$-149,0005,298
Cash dividends$3,728,000489
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,453,000994
2018-03-31 (YTD Data)Rank
Total interest income$4,044,0001,696
Total interest expense$654,0001,384
Net interest income$3,390,0001,754
Provision for loan and lease losses$03,508
Total noninterest income$483,0002,029
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$181,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$302,0002,016
Total noninterest expense$1,666,0002,588
Salaries and employee benefits$833,0002,824
Premises and equipment expense$203,0002,424
Additional noninterest expense$630,0002,196
Pre-tax net operating income$2,207,0001,111
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,207,000991
Extraordinary gains, net$07
Net income$2,207,000989
Minority interest net income$052
Net income of bank and minority interests.$2,207,000991
Net charge-offs$31,0001,438
Cash dividends$2,094,000403
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,207,000984
2017-12-31 (YTD Data)Rank
Total interest income$15,615,0001,690
Total interest expense$2,135,0001,461
Net interest income$13,480,0001,727
Provision for loan and lease losses$360,0001,763
Total noninterest income$2,432,0001,803
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$725,0001,523
Trading account gains and feesNANA
Additional Noninterest Income$1,707,0001,682
Total noninterest expense$6,623,0002,596
Salaries and employee benefits$3,344,0002,793
Premises and equipment expense$647,0002,798
Additional noninterest expense$2,632,0002,164
Pre-tax net operating income$8,929,0001,084
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$8,929,000822
Extraordinary gains, net$09
Net income$8,929,000823
Minority interest net income$076
Net income of bank and minority interests.$8,929,000822
Net charge-offs$-654,0005,596
Cash dividends$7,006,000496
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,929,000808
2017-09-30 (YTD Data)Rank
Total interest income$11,573,0001,706
Total interest expense$1,531,0001,489
Net interest income$10,042,0001,739
Provision for loan and lease losses$270,0001,724
Total noninterest income$1,693,0001,909
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$516,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$1,177,0001,779
Total noninterest expense$4,941,0002,621
Salaries and employee benefits$2,473,0002,832
Premises and equipment expense$470,0002,875
Additional noninterest expense$1,998,0002,123
Pre-tax net operating income$6,524,0001,128
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$6,524,000905
Extraordinary gains, net$09
Net income$6,524,000906
Minority interest net income$071
Net income of bank and minority interests.$6,524,000905
Net charge-offs$-247,0005,534
Cash dividends$5,138,000486
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,524,000892
2017-06-30 (YTD Data)Rank
Total interest income$7,606,0001,718
Total interest expense$969,0001,521
Net interest income$6,637,0001,739
Provision for loan and lease losses$180,0001,642
Total noninterest income$1,036,0002,009
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$319,0001,672
Trading account gains and feesNANA
Additional Noninterest Income$717,0001,904
Total noninterest expense$3,205,0002,679
Salaries and employee benefits$1,591,0002,916
Premises and equipment expense$305,0002,927
Additional noninterest expense$1,309,0002,161
Pre-tax net operating income$4,288,0001,129
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,288,000909
Extraordinary gains, net$011
Net income$4,288,000910
Minority interest net income$071
Net income of bank and minority interests.$4,288,000909
Net charge-offs$8,0002,974
Cash dividends$3,522,000479
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,288,000896
2017-03-31 (YTD Data)Rank
Total interest income$3,752,0001,733
Total interest expense$469,0001,539
Net interest income$3,283,0001,755
Provision for loan and lease losses$90,0001,522
Total noninterest income$519,0001,999
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$162,0001,650
Trading account gains and feesNANA
Additional Noninterest Income$357,0001,869
Total noninterest expense$1,526,0002,793
Salaries and employee benefits$744,0003,079
Premises and equipment expense$157,0002,913
Additional noninterest expense$625,0002,243
Pre-tax net operating income$2,186,0001,086
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,186,000864
Extraordinary gains, net$08
Net income$2,186,000865
Minority interest net income$055
Net income of bank and minority interests.$2,186,000864
Net charge-offs$37,0001,511
Cash dividends$1,882,000433
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,186,000850
2016-12-31 (YTD Data)Rank
Total interest income$14,790,0001,707
Total interest expense$1,795,0001,544
Net interest income$12,995,0001,728
Provision for loan and lease losses$750,0001,141
Total noninterest income$3,196,0001,579
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$656,0001,701
Trading account gains and fees$0170
Additional Noninterest Income$2,540,0001,359
Total noninterest expense$6,118,0002,811
Salaries and employee benefits$3,181,0002,923
Premises and equipment expense$500,0003,378
Additional noninterest expense$2,437,0002,359
Pre-tax net operating income$9,323,000976
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$9,323,000810
Extraordinary gains, net$05
Net income$9,323,000809
Minority interest net income$082
Net income of bank and minority interests.$9,323,000809
Net charge-offs$482,0001,103
Cash dividends$7,048,000505
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,323,000790
2016-09-30 (YTD Data)Rank
Total interest income$11,025,0001,729
Total interest expense$1,353,0001,545
Net interest income$9,672,0001,742
Provision for loan and lease losses$660,000949
Total noninterest income$2,468,0001,533
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$478,0001,733
Trading account gains and fees$0169
Additional Noninterest Income$1,990,0001,314
Total noninterest expense$4,588,0002,809
Salaries and employee benefits$2,375,0002,931
Premises and equipment expense$373,0003,407
Additional noninterest expense$1,840,0002,346
Pre-tax net operating income$6,892,000998
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$6,892,000822
Extraordinary gains, net$05
Net income$6,892,000821
Minority interest net income$071
Net income of bank and minority interests.$6,892,000822
Net charge-offs$470,000835
Cash dividends$5,335,000477
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,892,000799
2016-06-30 (YTD Data)Rank
Total interest income$7,310,0001,739
Total interest expense$916,0001,518
Net interest income$6,394,0001,760
Provision for loan and lease losses$570,000773
Total noninterest income$1,841,0001,402
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$309,0001,761
Trading account gains and fees$0157
Additional Noninterest Income$1,532,0001,171
Total noninterest expense$3,052,0002,825
Salaries and employee benefits$1,569,0002,964
Premises and equipment expense$240,0003,495
Additional noninterest expense$1,243,0002,325
Pre-tax net operating income$4,613,000987
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$4,613,000809
Extraordinary gains, net$016
Net income$4,613,000808
Minority interest net income$071
Net income of bank and minority interests.$4,613,000808
Net charge-offs$387,000721
Cash dividends$3,486,000512
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,613,000782
2016-03-31 (YTD Data)Rank
Total interest income$3,651,0001,741
Total interest expense$455,0001,526
Net interest income$3,196,0001,759
Provision for loan and lease losses$90,0001,597
Total noninterest income$600,0001,849
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$148,0001,811
Trading account gains and fees$0142
Additional Noninterest Income$452,0001,620
Total noninterest expense$1,472,0002,916
Salaries and employee benefits$757,0003,055
Premises and equipment expense$105,0003,775
Additional noninterest expense$610,0002,354
Pre-tax net operating income$2,234,000987
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,234,000815
Extraordinary gains, net$012
Net income$2,234,000815
Minority interest net income$062
Net income of bank and minority interests.$2,234,000816
Net charge-offs$-13,0005,298
Cash dividends$1,790,000478
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,234,000789
2015-12-31 (YTD Data)Rank
Total interest income$14,438,0001,717
Total interest expense$1,764,0001,547
Net interest income$12,674,0001,727
Provision for loan and lease losses$360,0001,703
Total noninterest income$2,357,0001,896
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$678,0001,696
Trading account gains and fees$0159
Additional Noninterest Income$1,679,0001,724
Total noninterest expense$6,030,0002,857
Salaries and employee benefits$3,128,0002,953
Premises and equipment expense$440,0003,724
Additional noninterest expense$2,462,0002,370
Pre-tax net operating income$8,641,0001,011
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$8,641,000830
Extraordinary gains, net$023
Net income$8,641,000830
Minority interest net income$081
Net income of bank and minority interests.$8,641,000830
Net charge-offs$711,000882
Cash dividends$6,158,000552
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,641,000816
2015-09-30 (YTD Data)Rank
Total interest income$10,796,0001,734
Total interest expense$1,311,0001,576
Net interest income$9,485,0001,744
Provision for loan and lease losses$270,0001,610
Total noninterest income$1,751,0001,930
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$498,0001,727
Trading account gains and fees$0153
Additional Noninterest Income$1,253,0001,740
Total noninterest expense$4,544,0002,855
Salaries and employee benefits$2,358,0002,967
Premises and equipment expense$319,0003,844
Additional noninterest expense$1,867,0002,342
Pre-tax net operating income$6,422,0001,036
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$6,422,000843
Extraordinary gains, net$021
Net income$6,422,000844
Minority interest net income$078
Net income of bank and minority interests.$6,422,000843
Net charge-offs$681,000696
Cash dividends$4,506,000525
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,422,000819
2015-06-30 (YTD Data)Rank
Total interest income$7,153,0001,751
Total interest expense$863,0001,592
Net interest income$6,290,0001,756
Provision for loan and lease losses$180,0001,603
Total noninterest income$1,149,0001,962
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$315,0001,778
Trading account gains and fees$0157
Additional Noninterest Income$834,0001,758
Total noninterest expense$2,971,0002,907
Salaries and employee benefits$1,553,0003,012
Premises and equipment expense$201,0003,982
Additional noninterest expense$1,217,0002,395
Pre-tax net operating income$4,288,0001,029
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$4,288,000842
Extraordinary gains, net$022
Net income$4,288,000842
Minority interest net income$075
Net income of bank and minority interests.$4,288,000842
Net charge-offs$666,000503
Cash dividends$2,872,000526
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,288,000818
2015-03-31 (YTD Data)Rank
Total interest income$3,533,0001,761
Total interest expense$427,0001,624
Net interest income$3,106,0001,776
Provision for loan and lease losses$90,0001,532
Total noninterest income$582,0001,916
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$152,0001,796
Trading account gains and fees$0152
Additional Noninterest Income$430,0001,682
Total noninterest expense$1,460,0002,958
Salaries and employee benefits$771,0003,045
Premises and equipment expense$98,0004,064
Additional noninterest expense$591,0002,448
Pre-tax net operating income$2,138,0001,007
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,138,000819
Extraordinary gains, net$013
Net income$2,138,000817
Minority interest net income$064
Net income of bank and minority interests.$2,138,000819
Net charge-offs$612,000288
Cash dividends$1,660,000432
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,138,000791
2014-12-31 (YTD Data)Rank
Total interest income$14,302,0001,755
Total interest expense$1,928,0001,534
Net interest income$12,374,0001,767
Provision for loan and lease losses$240,0002,251
Total noninterest income$2,093,0002,038
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$692,0001,761
Trading account gains and fees$0180
Additional Noninterest Income$1,401,0001,853
Total noninterest expense$5,818,0002,983
Salaries and employee benefits$2,960,0003,105
Premises and equipment expense$441,0003,902
Additional noninterest expense$2,417,0002,473
Pre-tax net operating income$8,409,000980
Securities gains (losses)$2,0003,069
Applicable income taxes$04,531
Income before extraordinary items$8,411,000796
Extraordinary gains, net$017
Net income$8,411,000795
Minority interest net income$084
Net income of bank and minority interests.$8,411,000795
Net charge-offs$47,0003,811
Cash dividends$6,290,000501
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,409,000780
2014-09-30 (YTD Data)Rank
Total interest income$10,664,0001,778
Total interest expense$1,462,0001,539
Net interest income$9,202,0001,792
Provision for loan and lease losses$195,0002,112
Total noninterest income$1,567,0002,043
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$514,0001,787
Trading account gains and fees$0174
Additional Noninterest Income$1,053,0001,873
Total noninterest expense$4,359,0003,001
Salaries and employee benefits$2,203,0003,142
Premises and equipment expense$327,0003,963
Additional noninterest expense$1,829,0002,469
Pre-tax net operating income$6,215,0001,005
Securities gains (losses)$2,0002,770
Applicable income taxes$04,583
Income before extraordinary items$6,217,000803
Extraordinary gains, net$015
Net income$6,217,000803
Minority interest net income$081
Net income of bank and minority interests.$6,217,000802
Net charge-offs$10,0004,150
Cash dividends$4,680,000480
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,215,000788
2014-06-30 (YTD Data)Rank
Total interest income$7,051,0001,782
Total interest expense$974,0001,548
Net interest income$6,077,0001,801
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,044,0002,034
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$330,0001,820
Trading account gains and fees$0172
Additional Noninterest Income$714,0001,830
Total noninterest expense$2,871,0003,030
Salaries and employee benefits$1,463,0003,170
Premises and equipment expense$223,0003,960
Additional noninterest expense$1,185,0002,520
Pre-tax net operating income$4,100,0001,004
Securities gains (losses)$2,0002,363
Applicable income taxes$04,568
Income before extraordinary items$4,102,000793
Extraordinary gains, net$020
Net income$4,102,000792
Minority interest net income$080
Net income of bank and minority interests.$4,102,000793
Net charge-offs$-10,0005,673
Cash dividends$2,990,000484
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,100,000774
2014-03-31 (YTD Data)Rank
Total interest income$3,475,0001,794
Total interest expense$482,0001,585
Net interest income$2,993,0001,820
Provision for loan and lease losses$75,0001,807
Total noninterest income$421,0002,294
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$153,0001,902
Trading account gains and fees$0147
Additional Noninterest Income$268,0002,170
Total noninterest expense$1,406,0003,114
Salaries and employee benefits$734,0003,184
Premises and equipment expense$108,0004,038
Additional noninterest expense$564,0002,628
Pre-tax net operating income$1,933,0001,013
Securities gains (losses)$2,0001,528
Applicable income taxes$04,445
Income before extraordinary items$1,935,000811
Extraordinary gains, net$016
Net income$1,935,000813
Minority interest net income$066
Net income of bank and minority interests.$1,935,000812
Net charge-offs$1,0003,492
Cash dividends$1,480,000437
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,933,000792
2013-12-31 (YTD Data)Rank
Total interest income$14,056,0001,777
Total interest expense$2,124,0001,616
Net interest income$11,932,0001,802
Provision for loan and lease losses$270,0002,582
Total noninterest income$1,981,0002,191
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$650,0001,938
Trading account gains and fees$0184
Additional Noninterest Income$1,331,0001,998
Total noninterest expense$5,560,0003,151
Salaries and employee benefits$2,846,0003,218
Premises and equipment expense$392,0004,261
Additional noninterest expense$2,322,0002,634
Pre-tax net operating income$8,083,000951
Securities gains (losses)$03,182
Applicable income taxes$-45,0006,404
Income before extraordinary items$8,128,000779
Extraordinary gains, net$029
Net income$8,128,000778
Minority interest net income$090
Net income of bank and minority interests.$8,128,000780
Net charge-offs$190,0003,071
Cash dividends$6,105,000484
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,128,000760
2013-09-30 (YTD Data)Rank
Total interest income$10,518,0001,785
Total interest expense$1,618,0001,629
Net interest income$8,900,0001,814
Provision for loan and lease losses$270,0002,189
Total noninterest income$1,535,0002,177
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$474,0001,979
Trading account gains and fees$0180
Additional Noninterest Income$1,061,0001,964
Total noninterest expense$4,163,0003,162
Salaries and employee benefits$2,159,0003,215
Premises and equipment expense$301,0004,247
Additional noninterest expense$1,703,0002,689
Pre-tax net operating income$6,002,000969
Securities gains (losses)$03,040
Applicable income taxes$-45,0006,625
Income before extraordinary items$6,047,000797
Extraordinary gains, net$025
Net income$6,047,000799
Minority interest net income$084
Net income of bank and minority interests.$6,047,000799
Net charge-offs$75,0003,529
Cash dividends$4,575,000447
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,047,000772
2013-06-30 (YTD Data)Rank
Total interest income$6,991,0001,788
Total interest expense$1,093,0001,632
Net interest income$5,898,0001,811
Provision for loan and lease losses$180,0002,226
Total noninterest income$1,101,0002,097
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$299,0002,042
Trading account gains and fees$0157
Additional Noninterest Income$802,0001,854
Total noninterest expense$2,781,0003,166
Salaries and employee benefits$1,446,0003,220
Premises and equipment expense$207,0004,197
Additional noninterest expense$1,128,0002,676
Pre-tax net operating income$4,038,000940
Securities gains (losses)$02,791
Applicable income taxes$-45,0006,687
Income before extraordinary items$4,083,000761
Extraordinary gains, net$022
Net income$4,083,000763
Minority interest net income$082
Net income of bank and minority interests.$4,083,000763
Net charge-offs$55,0003,270
Cash dividends$3,003,000446
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,083,000730
2013-03-31 (YTD Data)Rank
Total interest income$3,501,0001,805
Total interest expense$551,0001,677
Net interest income$2,950,0001,816
Provision for loan and lease losses$90,0002,172
Total noninterest income$546,0002,092
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$138,0002,168
Trading account gains and fees$0148
Additional Noninterest Income$408,0001,834
Total noninterest expense$1,397,0003,174
Salaries and employee benefits$714,0003,276
Premises and equipment expense$105,0004,201
Additional noninterest expense$578,0002,633
Pre-tax net operating income$2,009,000932
Securities gains (losses)$01,966
Applicable income taxes$-45,0006,859
Income before extraordinary items$2,054,000761
Extraordinary gains, net$010
Net income$2,054,000762
Minority interest net income$076
Net income of bank and minority interests.$2,054,000763
Net charge-offs$39,0002,600
Cash dividends$1,403,000415
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,054,000723
2012-12-31 (YTD Data)Rank
Total interest income$14,555,0001,811
Total interest expense$2,785,0001,593
Net interest income$11,770,0001,863
Provision for loan and lease losses$900,0001,884
Total noninterest income$2,428,0001,910
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$563,0002,265
Trading account gains and fees$0166
Additional Noninterest Income$1,865,0001,595
Total noninterest expense$5,316,0003,311
Salaries and employee benefits$2,791,0003,289
Premises and equipment expense$412,0004,251
Additional noninterest expense$2,113,0002,968
Pre-tax net operating income$7,982,000889
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$7,982,000752
Extraordinary gains, net$029
Net income$7,982,000749
Minority interest net income$093
Net income of bank and minority interests.$7,982,000752
Net charge-offs$79,0004,605
Cash dividends$4,640,000616
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,982,000707
2012-09-30 (YTD Data)Rank
Total interest income$10,892,0001,845
Total interest expense$2,151,0001,622
Net interest income$8,741,0001,899
Provision for loan and lease losses$675,0001,891
Total noninterest income$1,732,0001,977
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$403,0002,376
Trading account gains and fees$0157
Additional Noninterest Income$1,329,0001,650
Total noninterest expense$3,974,0003,355
Salaries and employee benefits$2,055,0003,357
Premises and equipment expense$313,0004,262
Additional noninterest expense$1,606,0002,934
Pre-tax net operating income$5,824,000935
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,824,000786
Extraordinary gains, net$020
Net income$5,824,000784
Minority interest net income$086
Net income of bank and minority interests.$5,824,000786
Net charge-offs$70,0004,285
Cash dividends$3,355,000502
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,824,000743
2012-06-30 (YTD Data)Rank
Total interest income$7,169,0001,872
Total interest expense$1,447,0001,663
Net interest income$5,722,0001,935
Provision for loan and lease losses$450,0001,913
Total noninterest income$1,071,0002,068
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$250,0002,480
Trading account gains and fees$0153
Additional Noninterest Income$821,0001,728
Total noninterest expense$2,645,0003,371
Salaries and employee benefits$1,368,0003,376
Premises and equipment expense$200,0004,362
Additional noninterest expense$1,077,0002,937
Pre-tax net operating income$3,698,000967
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,698,000824
Extraordinary gains, net$019
Net income$3,698,000823
Minority interest net income$084
Net income of bank and minority interests.$3,698,000824
Net charge-offs$28,0004,441
Cash dividends$2,210,000483
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,698,000768
2012-03-31 (YTD Data)Rank
Total interest income$3,580,0001,894
Total interest expense$736,0001,697
Net interest income$2,844,0001,952
Provision for loan and lease losses$225,0001,839
Total noninterest income$459,0002,282
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$112,0002,689
Trading account gains and fees$0148
Additional Noninterest Income$347,0001,934
Total noninterest expense$1,288,0003,454
Salaries and employee benefits$673,0003,446
Premises and equipment expense$98,0004,443
Additional noninterest expense$517,0003,015
Pre-tax net operating income$1,790,000992
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,790,000842
Extraordinary gains, net$019
Net income$1,790,000841
Minority interest net income$078
Net income of bank and minority interests.$1,790,000843
Net charge-offs$10,0004,036
Cash dividends$1,136,000423
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,790,000789
2011-12-31 (YTD Data)Rank
Total interest income$14,139,0001,986
Total interest expense$3,160,0001,869
Net interest income$10,979,0001,988
Provision for loan and lease losses$900,0002,561
Total noninterest income$1,451,0002,503
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$489,0002,621
Trading account gains and fees$0146
Additional Noninterest Income$962,0002,190
Total noninterest expense$5,029,0003,520
Salaries and employee benefits$2,601,0003,451
Premises and equipment expense$406,0004,530
Additional noninterest expense$2,022,0003,118
Pre-tax net operating income$6,501,000922
Securities gains (losses)$03,838
Applicable income taxes$3,761,000492
Income before extraordinary items$2,740,0001,744
Extraordinary gains, net$029
Net income$2,740,0001,745
Minority interest net income$096
Net income of bank and minority interests.$2,740,0001,745
Net charge-offs$193,0004,329
Cash dividends$200,0003,331
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,740,0001,662
2011-09-30 (YTD Data)Rank
Total interest income$10,494,0002,027
Total interest expense$2,385,0001,936
Net interest income$8,109,0002,030
Provision for loan and lease losses$675,0002,485
Total noninterest income$924,0002,747
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$357,0002,689
Trading account gains and fees$0145
Additional Noninterest Income$567,0002,506
Total noninterest expense$3,751,0003,544
Salaries and employee benefits$1,921,0003,498
Premises and equipment expense$300,0004,611
Additional noninterest expense$1,530,0003,105
Pre-tax net operating income$4,607,0001,010
Securities gains (losses)$03,555
Applicable income taxes$1,824,000681
Income before extraordinary items$2,783,0001,387
Extraordinary gains, net$021
Net income$2,783,0001,387
Minority interest net income$087
Net income of bank and minority interests.$2,783,0001,387
Net charge-offs$118,0004,263
Cash dividends$200,0002,677
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,783,0001,309
2011-06-30 (YTD Data)Rank
Total interest income$6,849,0002,070
Total interest expense$1,597,0001,986
Net interest income$5,252,0002,084
Provision for loan and lease losses$450,0002,433
Total noninterest income$572,0002,881
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$227,0002,767
Trading account gains and fees$0153
Additional Noninterest Income$345,0002,678
Total noninterest expense$2,546,0003,534
Salaries and employee benefits$1,282,0003,514
Premises and equipment expense$194,0004,729
Additional noninterest expense$1,070,0003,026
Pre-tax net operating income$2,828,0001,061
Securities gains (losses)$02,914
Applicable income taxes$1,120,000689
Income before extraordinary items$1,708,0001,439
Extraordinary gains, net$015
Net income$1,708,0001,440
Minority interest net income$089
Net income of bank and minority interests.$1,708,0001,440
Net charge-offs$57,0004,347
Cash dividends$100,0002,767
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,708,0001,381
2011-03-31 (YTD Data)Rank
Total interest income$3,391,0002,109
Total interest expense$835,0001,980
Net interest income$2,556,0002,126
Provision for loan and lease losses$225,0002,264
Total noninterest income$280,0002,938
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$107,0002,839
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,680
Total noninterest expense$1,248,0003,589
Salaries and employee benefits$634,0003,572
Premises and equipment expense$92,0004,915
Additional noninterest expense$522,0003,071
Pre-tax net operating income$1,363,0001,084
Securities gains (losses)$01,772
Applicable income taxes$540,000696
Income before extraordinary items$823,0001,447
Extraordinary gains, net$09
Net income$823,0001,447
Minority interest net income$086
Net income of bank and minority interests.$823,0001,447
Net charge-offs$26,0003,862
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$823,0001,405
2010-12-31 (YTD Data)Rank
Total interest income$13,920,0002,167
Total interest expense$3,657,0002,163
Net interest income$10,263,0002,127
Provision for loan and lease losses$1,150,0002,843
Total noninterest income$1,679,0002,343
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$464,0002,776
Trading account gains and fees$0175
Additional Noninterest Income$1,215,0001,941
Total noninterest expense$4,878,0003,686
Salaries and employee benefits$2,456,0003,625
Premises and equipment expense$357,0005,022
Additional noninterest expense$2,065,0003,169
Pre-tax net operating income$5,914,000883
Securities gains (losses)$03,793
Applicable income taxes$2,324,000656
Income before extraordinary items$3,590,0001,196
Extraordinary gains, net$029
Net income$3,590,0001,196
Minority interest net income$0111
Net income of bank and minority interests.$3,590,0001,198
Net charge-offs$367,0004,041
Cash dividends$990,0001,510
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,590,0001,151
2010-09-30 (YTD Data)Rank
Total interest income$10,358,0002,238
Total interest expense$2,778,0002,233
Net interest income$7,580,0002,186
Provision for loan and lease losses$925,0002,613
Total noninterest income$1,044,0002,651
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$332,0002,952
Trading account gains and fees$0165
Additional Noninterest Income$712,0002,234
Total noninterest expense$3,651,0003,704
Salaries and employee benefits$1,803,0003,735
Premises and equipment expense$264,0005,116
Additional noninterest expense$1,584,0003,061
Pre-tax net operating income$4,048,0001,006
Securities gains (losses)$03,651
Applicable income taxes$1,586,000714
Income before extraordinary items$2,462,0001,356
Extraordinary gains, net$023
Net income$2,462,0001,359
Minority interest net income$0110
Net income of bank and minority interests.$2,462,0001,360
Net charge-offs$70,0005,256
Cash dividends$220,0002,635
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,462,0001,306
2010-06-30 (YTD Data)Rank
Total interest income$6,839,0002,289
Total interest expense$1,870,0002,289
Net interest income$4,969,0002,236
Provision for loan and lease losses$700,0002,366
Total noninterest income$593,0002,890
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$213,0003,034
Trading account gains and fees$0152
Additional Noninterest Income$380,0002,485
Total noninterest expense$2,432,0003,702
Salaries and employee benefits$1,185,0003,800
Premises and equipment expense$174,0005,189
Additional noninterest expense$1,073,0003,013
Pre-tax net operating income$2,430,0001,097
Securities gains (losses)$03,184
Applicable income taxes$944,000757
Income before extraordinary items$1,486,0001,486
Extraordinary gains, net$019
Net income$1,486,0001,487
Minority interest net income$0105
Net income of bank and minority interests.$1,486,0001,487
Net charge-offs$49,0004,905
Cash dividends$220,0002,238
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,486,0001,418
2010-03-31 (YTD Data)Rank
Total interest income$3,338,0002,383
Total interest expense$934,0002,418
Net interest income$2,404,0002,342
Provision for loan and lease losses$375,0002,136
Total noninterest income$300,0002,866
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$99,0003,161
Trading account gains and fees$0175
Additional Noninterest Income$201,0002,388
Total noninterest expense$1,184,0003,799
Salaries and employee benefits$583,0003,911
Premises and equipment expense$85,0005,323
Additional noninterest expense$516,0003,086
Pre-tax net operating income$1,145,0001,148
Securities gains (losses)$02,284
Applicable income taxes$455,000763
Income before extraordinary items$690,0001,584
Extraordinary gains, net$016
Net income$690,0001,586
Minority interest net income$091
Net income of bank and minority interests.$690,0001,586
Net charge-offs$30,0004,145
Cash dividends$220,0001,321
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$690,0001,523
2009-12-31 (YTD Data)Rank
Total interest income$13,549,0002,466
Total interest expense$4,878,0002,312
Net interest income$8,671,0002,494
Provision for loan and lease losses$1,325,0003,066
Total noninterest income$1,541,0002,519
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$509,0002,847
Trading account gains and fees$0211
Additional Noninterest Income$1,032,0002,108
Total noninterest expense$4,897,0003,760
Salaries and employee benefits$2,308,0003,932
Premises and equipment expense$363,0005,229
Additional noninterest expense$2,226,0003,047
Pre-tax net operating income$3,990,0001,042
Securities gains (losses)$03,754
Applicable income taxes$1,588,000677
Income before extraordinary items$2,402,0001,390
Extraordinary gains, net$034
Net income$2,402,0001,389
Minority interest net income$0115
Net income of bank and minority interests.$2,402,0001,390
Net charge-offs$370,0004,203
Cash dividends$775,0001,983
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,402,0001,364
2009-09-30 (YTD Data)Rank
Total interest income$10,134,0002,510
Total interest expense$3,837,0002,309
Net interest income$6,297,0002,604
Provision for loan and lease losses$1,075,0002,682
Total noninterest income$1,219,0002,475
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$370,0002,925
Trading account gains and fees$0212
Additional Noninterest Income$849,0002,050
Total noninterest expense$3,611,0003,803
Salaries and employee benefits$1,710,0003,990
Premises and equipment expense$276,0005,231
Additional noninterest expense$1,625,0003,085
Pre-tax net operating income$2,830,0001,150
Securities gains (losses)$03,497
Applicable income taxes$1,127,000772
Income before extraordinary items$1,703,0001,579
Extraordinary gains, net$027
Net income$1,703,0001,577
Minority interest net income$0118
Net income of bank and minority interests.$1,703,0001,579
Net charge-offs$270,0003,868
Cash dividends$50,0003,887
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,703,0001,537
2009-06-30 (YTD Data)Rank
Total interest income$6,770,0002,535
Total interest expense$2,620,0002,339
Net interest income$4,150,0002,618
Provision for loan and lease losses$700,0002,488
Total noninterest income$903,0002,336
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$239,0002,956
Trading account gains and fees$0193
Additional Noninterest Income$664,0001,865
Total noninterest expense$2,396,0003,857
Salaries and employee benefits$1,123,0004,066
Premises and equipment expense$184,0005,282
Additional noninterest expense$1,089,0003,075
Pre-tax net operating income$1,957,0001,167
Securities gains (losses)$03,136
Applicable income taxes$781,000766
Income before extraordinary items$1,176,0001,588
Extraordinary gains, net$021
Net income$1,176,0001,584
Minority interest net income$0112
Net income of bank and minority interests.$1,176,0001,587
Net charge-offs$75,0004,536
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,176,0001,563
2009-03-31 (YTD Data)Rank
Total interest income$3,393,0002,563
Total interest expense$1,360,0002,344
Net interest income$2,033,0002,669
Provision for loan and lease losses$325,0002,204
Total noninterest income$478,0002,210
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$107,0003,139
Trading account gains and fees$0171
Additional Noninterest Income$371,0001,692
Total noninterest expense$1,130,0003,943
Salaries and employee benefits$558,0004,116
Premises and equipment expense$95,0005,244
Additional noninterest expense$477,0003,126
Pre-tax net operating income$1,056,0001,224
Securities gains (losses)$02,434
Applicable income taxes$417,000801
Income before extraordinary items$639,0001,686
Extraordinary gains, net$015
Net income$639,0001,687
Minority interest net income$0102
Net income of bank and minority interests.$639,0001,688
Net charge-offs$17,0004,442
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$639,0001,601
2008-12-31 (YTD Data)Rank
Total interest income$14,257,0002,595
Total interest expense$6,282,0002,421
Net interest income$7,975,0002,714
Provision for loan and lease losses$680,0003,289
Total noninterest income$1,267,0002,952
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$612,0002,618
Trading account gains and fees$0154
Additional Noninterest Income$655,0002,751
Total noninterest expense$4,388,0003,957
Salaries and employee benefits$2,302,0004,009
Premises and equipment expense$393,0005,129
Additional noninterest expense$1,693,0003,309
Pre-tax net operating income$4,174,0001,306
Securities gains (losses)$03,220
Applicable income taxes$1,644,000801
Income before extraordinary items$2,530,0001,597
Extraordinary gains, net$039
Net income$2,530,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0002,995
Cash dividends$847,0002,574
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,530,0001,704
2008-09-30 (YTD Data)Rank
Total interest income$10,731,0002,635
Total interest expense$4,781,0002,477
Net interest income$5,950,0002,745
Provision for loan and lease losses$455,0002,870
Total noninterest income$959,0002,978
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$462,0002,614
Trading account gains and fees$0148
Additional Noninterest Income$497,0002,825
Total noninterest expense$3,279,0003,941
Salaries and employee benefits$1,733,0004,027
Premises and equipment expense$292,0005,182
Additional noninterest expense$1,254,0003,259
Pre-tax net operating income$3,175,0001,543
Securities gains (losses)$03,106
Applicable income taxes$1,250,000972
Income before extraordinary items$1,925,0001,836
Extraordinary gains, net$031
Net income$1,925,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,285
Cash dividends$395,0003,071
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,925,0001,935
2008-06-30 (YTD Data)Rank
Total interest income$7,189,0002,654
Total interest expense$3,318,0002,475
Net interest income$3,871,0002,794
Provision for loan and lease losses$290,0002,610
Total noninterest income$661,0002,950
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$292,0002,698
Trading account gains and fees$0149
Additional Noninterest Income$369,0002,702
Total noninterest expense$2,181,0003,976
Salaries and employee benefits$1,139,0004,106
Premises and equipment expense$194,0005,229
Additional noninterest expense$848,0003,178
Pre-tax net operating income$2,061,0001,648
Securities gains (losses)$03,233
Applicable income taxes$813,0001,104
Income before extraordinary items$1,248,0002,120
Extraordinary gains, net$021
Net income$1,248,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,727
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,248,0002,066
2008-03-31 (YTD Data)Rank
Total interest income$3,665,0002,675
Total interest expense$1,779,0002,467
Net interest income$1,886,0002,849
Provision for loan and lease losses$125,0002,397
Total noninterest income$335,0002,906
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$144,0002,710
Trading account gains and fees$0158
Additional Noninterest Income$191,0002,646
Total noninterest expense$1,086,0003,996
Salaries and employee benefits$552,0004,214
Premises and equipment expense$99,0005,177
Additional noninterest expense$435,0003,060
Pre-tax net operating income$1,010,0001,765
Securities gains (losses)$02,688
Applicable income taxes$398,0001,199
Income before extraordinary items$612,0002,276
Extraordinary gains, net$015
Net income$612,0002,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$612,0002,202
2007-12-31 (YTD Data)Rank
Total interest income$14,349,0002,803
Total interest expense$7,123,0002,577
Net interest income$7,226,0003,013
Provision for loan and lease losses$330,0003,017
Total noninterest income$1,134,0003,258
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$610,0002,639
Trading account gains and fees$0178
Additional Noninterest Income$524,0003,223
Total noninterest expense$4,266,0003,919
Salaries and employee benefits$2,174,0004,127
Premises and equipment expense$390,0005,105
Additional noninterest expense$1,702,0003,079
Pre-tax net operating income$3,764,0002,074
Securities gains (losses)$02,146
Applicable income taxes$1,482,0001,427
Income before extraordinary items$2,282,0002,551
Extraordinary gains, net$039
Net income$2,282,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,352
Cash dividends$737,0003,110
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,282,0002,543
2007-09-30 (YTD Data)Rank
Total interest income$10,596,0002,845
Total interest expense$5,267,0002,606
Net interest income$5,329,0003,062
Provision for loan and lease losses$200,0002,996
Total noninterest income$839,0003,291
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$430,0002,758
Trading account gains and fees$0184
Additional Noninterest Income$409,0003,163
Total noninterest expense$3,132,0003,964
Salaries and employee benefits$1,643,0004,086
Premises and equipment expense$282,0005,185
Additional noninterest expense$1,207,0003,174
Pre-tax net operating income$2,836,0002,213
Securities gains (losses)$01,655
Applicable income taxes$1,116,0001,519
Income before extraordinary items$1,720,0002,687
Extraordinary gains, net$033
Net income$1,720,0002,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,976
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,720,0002,670
2007-06-30 (YTD Data)Rank
Total interest income$6,899,0002,919
Total interest expense$3,406,0002,686
Net interest income$3,493,0003,127
Provision for loan and lease losses$120,0002,960
Total noninterest income$557,0003,322
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$276,0002,830
Trading account gains and fees$0168
Additional Noninterest Income$281,0003,126
Total noninterest expense$2,069,0004,032
Salaries and employee benefits$1,101,0004,097
Premises and equipment expense$184,0005,276
Additional noninterest expense$784,0003,252
Pre-tax net operating income$1,861,0002,286
Securities gains (losses)$01,444
Applicable income taxes$735,0001,591
Income before extraordinary items$1,126,0002,782
Extraordinary gains, net$029
Net income$1,126,0002,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,769
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,126,0002,763
2007-03-31 (YTD Data)Rank
Total interest income$3,375,0002,974
Total interest expense$1,661,0002,729
Net interest income$1,714,0003,172
Provision for loan and lease losses$60,0002,747
Total noninterest income$272,0003,336
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$142,0003,115
Total noninterest expense$1,006,0004,123
Salaries and employee benefits$535,0004,220
Premises and equipment expense$93,0005,263
Additional noninterest expense$378,0003,323
Pre-tax net operating income$920,0002,308
Securities gains (losses)$01,187
Applicable income taxes$365,0001,617
Income before extraordinary items$555,0002,797
Extraordinary gains, net$022
Net income$555,0002,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,785
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$555,0002,790
2006-12-31 (YTD Data)Rank
Total interest income$12,847,0002,921
Total interest expense$6,228,0002,518
Net interest income$6,619,0003,268
Provision for loan and lease losses$240,0003,157
Total noninterest income$1,121,0003,286
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$613,0002,646
Trading account gains and fees$0130
Additional Noninterest Income$508,0003,306
Total noninterest expense$3,823,0004,118
Salaries and employee benefits$2,011,0004,247
Premises and equipment expense$374,0005,132
Additional noninterest expense$1,438,0003,401
Pre-tax net operating income$3,677,0002,392
Securities gains (losses)$01,687
Applicable income taxes$1,459,0001,701
Income before extraordinary items$2,218,0002,875
Extraordinary gains, net$051
Net income$2,218,0002,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,898
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$-375,0008,634
Net operating income$2,218,0002,862
2006-09-30 (YTD Data)Rank
Total interest income$9,431,0002,949
Total interest expense$4,517,0002,519
Net interest income$4,914,0003,317
Provision for loan and lease losses$180,0003,038
Total noninterest income$828,0003,318
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$448,0002,696
Trading account gains and fees$0126
Additional Noninterest Income$380,0003,295
Total noninterest expense$2,831,0004,145
Salaries and employee benefits$1,493,0004,247
Premises and equipment expense$277,0005,184
Additional noninterest expense$1,061,0003,444
Pre-tax net operating income$2,731,0002,488
Securities gains (losses)$01,388
Applicable income taxes$1,084,0001,777
Income before extraordinary items$1,647,0002,985
Extraordinary gains, net$045
Net income$1,647,0002,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,286
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$-356,0008,713
Net operating income$1,647,0002,978
2006-06-30 (YTD Data)Rank
Total interest income$6,127,0002,968
Total interest expense$2,895,0002,508
Net interest income$3,232,0003,356
Provision for loan and lease losses$120,0002,983
Total noninterest income$542,0003,338
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$286,0002,761
Trading account gains and fees$0126
Additional Noninterest Income$256,0003,285
Total noninterest expense$1,871,0004,184
Salaries and employee benefits$985,0004,315
Premises and equipment expense$182,0005,229
Additional noninterest expense$704,0003,456
Pre-tax net operating income$1,783,0002,534
Securities gains (losses)$01,185
Applicable income taxes$708,0001,837
Income before extraordinary items$1,075,0003,044
Extraordinary gains, net$039
Net income$1,075,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$-174,0008,737
Net operating income$1,075,0003,033
2006-03-31 (YTD Data)Rank
Total interest income$2,981,0002,988
Total interest expense$1,411,0002,445
Net interest income$1,570,0003,411
Provision for loan and lease losses$60,0002,788
Total noninterest income$253,0003,436
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$131,0002,892
Trading account gains and fees$0115
Additional Noninterest Income$122,0003,355
Total noninterest expense$917,0004,266
Salaries and employee benefits$478,0004,420
Premises and equipment expense$97,0005,056
Additional noninterest expense$342,0003,506
Pre-tax net operating income$846,0002,600
Securities gains (losses)$0955
Applicable income taxes$337,0001,862
Income before extraordinary items$509,0003,116
Extraordinary gains, net$021
Net income$509,0003,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$509,0003,094
2005-12-31 (YTD Data)Rank
Total interest income$10,618,0002,997
Total interest expense$4,727,0002,316
Net interest income$5,891,0003,476
Provision for loan and lease losses$420,0002,180
Total noninterest income$1,100,0003,333
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$603,0002,652
Trading account gains and fees$0138
Additional Noninterest Income$497,0003,376
Total noninterest expense$3,441,0004,344
Salaries and employee benefits$1,794,0004,487
Premises and equipment expense$346,0005,324
Additional noninterest expense$1,301,0003,616
Pre-tax net operating income$3,130,0002,663
Securities gains (losses)$02,296
Applicable income taxes$1,271,0001,922
Income before extraordinary items$1,859,0003,275
Extraordinary gains, net$046
Net income$1,859,0003,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,517
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$-161,0008,774
Net operating income$1,859,0003,246
2005-09-30 (YTD Data)Rank
Total interest income$7,744,0003,017
Total interest expense$3,373,0002,305
Net interest income$4,371,0003,498
Provision for loan and lease losses$315,0002,100
Total noninterest income$818,0003,355
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$439,0002,709
Trading account gains and fees$0126
Additional Noninterest Income$379,0003,374
Total noninterest expense$2,548,0004,355
Salaries and employee benefits$1,333,0004,488
Premises and equipment expense$257,0005,347
Additional noninterest expense$958,0003,619
Pre-tax net operating income$2,326,0002,718
Securities gains (losses)$02,317
Applicable income taxes$947,0001,954
Income before extraordinary items$1,379,0003,348
Extraordinary gains, net$035
Net income$1,379,0003,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$-115,0008,812
Net operating income$1,379,0003,304
2005-06-30 (YTD Data)Rank
Total interest income$4,993,0003,038
Total interest expense$2,167,0002,261
Net interest income$2,826,0003,575
Provision for loan and lease losses$210,0002,058
Total noninterest income$499,0003,523
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$273,0002,807
Trading account gains and fees$0116
Additional Noninterest Income$226,0003,553
Total noninterest expense$1,662,0004,420
Salaries and employee benefits$875,0004,515
Premises and equipment expense$162,0005,492
Additional noninterest expense$625,0003,676
Pre-tax net operating income$1,453,0002,829
Securities gains (losses)$02,146
Applicable income taxes$601,0002,000
Income before extraordinary items$852,0003,487
Extraordinary gains, net$030
Net income$852,0003,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$-60,0008,829
Net operating income$852,0003,439
2005-03-31 (YTD Data)Rank
Total interest income$2,417,0003,080
Total interest expense$1,046,0002,238
Net interest income$1,371,0003,673
Provision for loan and lease losses$105,0001,941
Total noninterest income$242,0003,540
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$125,0002,945
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,447
Total noninterest expense$838,0004,408
Salaries and employee benefits$433,0004,567
Premises and equipment expense$88,0005,294
Additional noninterest expense$317,0003,630
Pre-tax net operating income$670,0002,955
Securities gains (losses)$01,685
Applicable income taxes$289,0002,030
Income before extraordinary items$381,0003,737
Extraordinary gains, net$024
Net income$381,0003,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$-10,0008,889
Net operating income$381,0003,698
2004-12-31 (YTD Data)Rank
Total interest income$8,809,0003,152
Total interest expense$3,488,0002,311
Net interest income$5,321,0003,627
Provision for loan and lease losses$420,0002,272
Total noninterest income$845,0003,919
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$417,0003,550
Trading account gains and fees$0138
Additional Noninterest Income$428,0003,594
Total noninterest expense$3,135,0004,524
Salaries and employee benefits$1,600,0004,731
Premises and equipment expense$376,0004,969
Additional noninterest expense$1,159,0003,860
Pre-tax net operating income$2,611,0002,889
Securities gains (losses)$03,819
Applicable income taxes$1,037,0002,097
Income before extraordinary items$1,574,0003,513
Extraordinary gains, net$034
Net income$1,574,0003,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,610
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$-175,0008,907
Net operating income$1,574,0003,440
2004-09-30 (YTD Data)Rank
Total interest income$6,453,0003,197
Total interest expense$2,530,0002,335
Net interest income$3,923,0003,655
Provision for loan and lease losses$315,0002,173
Total noninterest income$634,0003,948
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$299,0003,683
Trading account gains and fees$0134
Additional Noninterest Income$335,0003,523
Total noninterest expense$2,319,0004,537
Salaries and employee benefits$1,203,0004,671
Premises and equipment expense$272,0005,074
Additional noninterest expense$844,0003,920
Pre-tax net operating income$1,923,0002,984
Securities gains (losses)$03,710
Applicable income taxes$764,0002,173
Income before extraordinary items$1,159,0003,629
Extraordinary gains, net$026
Net income$1,159,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,523
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$-151,0008,979
Net operating income$1,159,0003,560
2004-06-30 (YTD Data)Rank
Total interest income$4,196,0003,261
Total interest expense$1,657,0002,340
Net interest income$2,539,0003,733
Provision for loan and lease losses$210,0002,090
Total noninterest income$407,0004,051
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$181,0003,891
Trading account gains and fees$0130
Additional Noninterest Income$226,0003,513
Total noninterest expense$1,532,0004,594
Salaries and employee benefits$796,0004,740
Premises and equipment expense$183,0005,061
Additional noninterest expense$553,0003,994
Pre-tax net operating income$1,204,0003,105
Securities gains (losses)$03,413
Applicable income taxes$480,0002,270
Income before extraordinary items$724,0003,781
Extraordinary gains, net$021
Net income$724,0003,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,218
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$-104,0009,043
Net operating income$724,0003,690
2004-03-31 (YTD Data)Rank
Total interest income$2,063,0003,307
Total interest expense$822,0002,385
Net interest income$1,241,0003,793
Provision for loan and lease losses$105,0002,016
Total noninterest income$194,0004,135
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$74,0004,298
Trading account gains and fees$0121
Additional Noninterest Income$120,0003,347
Total noninterest expense$761,0004,638
Salaries and employee benefits$393,0004,803
Premises and equipment expense$91,0005,132
Additional noninterest expense$277,0003,998
Pre-tax net operating income$569,0003,210
Securities gains (losses)$02,934
Applicable income taxes$226,0002,372
Income before extraordinary items$343,0003,905
Extraordinary gains, net$016
Net income$343,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,783
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$7,000419
Net operating income$343,0003,781
2003-12-31 (YTD Data)Rank
Total interest income$7,969,0003,459
Total interest expense$3,272,0002,652
Net interest income$4,697,0003,867
Provision for loan and lease losses$395,0002,618
Total noninterest income$1,086,0003,533
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$335,0004,057
Trading account gains and fees$0160
Additional Noninterest Income$751,0002,841
Total noninterest expense$2,860,0004,762
Salaries and employee benefits$1,484,0004,878
Premises and equipment expense$382,0004,895
Additional noninterest expense$994,0004,298
Pre-tax net operating income$2,528,0002,853
Securities gains (losses)$04,500
Applicable income taxes$1,015,0002,160
Income before extraordinary items$1,513,0003,539
Extraordinary gains, net$054
Net income$1,513,0003,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,782
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$27,000772
Net operating income$1,513,0003,384
2003-09-30 (YTD Data)Rank
Total interest income$5,922,0003,529
Total interest expense$2,452,0002,727
Net interest income$3,470,0003,933
Provision for loan and lease losses$290,0002,572
Total noninterest income$892,0003,400
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$249,0004,105
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,710
Total noninterest expense$2,136,0004,765
Salaries and employee benefits$1,106,0004,882
Premises and equipment expense$293,0004,793
Additional noninterest expense$737,0004,319
Pre-tax net operating income$1,936,0002,918
Securities gains (losses)$04,204
Applicable income taxes$776,0002,243
Income before extraordinary items$1,160,0003,589
Extraordinary gains, net$040
Net income$1,160,0003,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$21,000620
Net operating income$1,160,0003,410
2003-06-30 (YTD Data)Rank
Total interest income$3,903,0003,580
Total interest expense$1,653,0002,784
Net interest income$2,250,0004,016
Provision for loan and lease losses$185,0002,635
Total noninterest income$577,0003,447
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$159,0004,157
Trading account gains and fees$0150
Additional Noninterest Income$418,0002,729
Total noninterest expense$1,394,0004,828
Salaries and employee benefits$729,0004,930
Premises and equipment expense$187,0004,922
Additional noninterest expense$478,0004,392
Pre-tax net operating income$1,248,0002,986
Securities gains (losses)$03,782
Applicable income taxes$501,0002,308
Income before extraordinary items$747,0003,681
Extraordinary gains, net$030
Net income$747,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$14,000508
Net operating income$747,0003,489
2003-03-31 (YTD Data)Rank
Total interest income$1,918,0003,652
Total interest expense$831,0002,837
Net interest income$1,087,0004,136
Provision for loan and lease losses$90,0002,494
Total noninterest income$275,0003,450
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$77,0004,164
Trading account gains and fees$0134
Additional Noninterest Income$198,0002,732
Total noninterest expense$677,0004,909
Salaries and employee benefits$350,0005,087
Premises and equipment expense$94,0004,897
Additional noninterest expense$233,0004,460
Pre-tax net operating income$595,0003,101
Securities gains (losses)$02,891
Applicable income taxes$242,0002,375
Income before extraordinary items$353,0003,774
Extraordinary gains, net$021
Net income$353,0003,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$7,000367
Net operating income$353,0003,601
2002-12-31 (YTD Data)Rank
Total interest income$7,199,0003,957
Total interest expense$3,315,0003,253
Net interest income$3,884,0004,444
Provision for loan and lease losses$475,0002,480
Total noninterest income$823,0003,921
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$266,0004,535
Trading account gains and fees$0153
Additional Noninterest Income$557,0003,091
Total noninterest expense$2,418,0005,192
Salaries and employee benefits$1,247,0005,350
Premises and equipment expense$327,0005,300
Additional noninterest expense$844,0004,750
Pre-tax net operating income$1,814,0003,644
Securities gains (losses)$04,537
Applicable income taxes$731,0002,750
Income before extraordinary items$1,083,0004,370
Extraordinary gains, net$070
Net income$1,083,0004,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,719
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$28,000755
Net operating income$1,083,0004,263
2001-12-31 (YTD Data)Rank
Total interest income$5,976,0004,978
Total interest expense$3,124,0004,579
Net interest income$2,852,0005,261
Provision for loan and lease losses$487,0002,252
Total noninterest income$510,0005,011
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$161,0005,656
Trading account gains and fees$0177
Additional Noninterest Income$349,0003,820
Total noninterest expense$1,569,0006,640
Salaries and employee benefits$818,0006,704
Premises and equipment expense$188,0006,954
Additional noninterest expense$563,0006,074
Pre-tax net operating income$1,306,0004,212
Securities gains (losses)$04,612
Applicable income taxes$537,0003,201
Income before extraordinary items$769,0004,974
Extraordinary gains, net$0105
Net income$769,0004,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,305
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$28,000794
Net operating income$769,0004,859
2000-12-31 (YTD Data)Rank
Total interest income$3,679,0006,755
Total interest expense$1,775,0006,641
Net interest income$1,904,0006,724
Provision for loan and lease losses$414,0002,219
Total noninterest income$136,0008,098
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0007,374
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,039
Total noninterest expense$1,201,0007,500
Salaries and employee benefits$639,0007,499
Premises and equipment expense$169,0007,263
Additional noninterest expense$393,0007,200
Pre-tax net operating income$425,0007,341
Securities gains (losses)$01,956
Applicable income taxes$100,0006,505
Income before extraordinary items$325,0007,315
Extraordinary gains, net$038
Net income$325,0007,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$27,000837
Net operating income$325,0007,316
1999-12-31 (YTD Data)Rank
Total interest income$291,00010,085
Total interest expense$30,00010,126
Net interest income$261,00010,010
Provision for loan and lease losses$17,0007,804
Total noninterest income$4,00010,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$4,00010,002
Total noninterest expense$457,0009,742
Salaries and employee benefits$89,00010,151
Premises and equipment expense$18,00010,101
Additional noninterest expense$350,0007,704
Pre-tax net operating income$-209,0009,641
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-209,0009,688
Extraordinary gains, net$035
Net income$-209,0009,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$9,120,00090
Net operating income$-209,0009,667

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.