Home > Frandsen Bank & Trust > Income and Expense

Frandsen Bank & Trust, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$141,579,000	392
Total interest expense	$33,529,000	527
Net interest income	$108,050,000	345
Provision for loan and lease losses	$3,500,000	408
Total noninterest income	$23,498,000	405
Gross Fiduciary activities income	$2,660,000	354
Service charges on deposit accounts	$3,575,000	351
Trading account gains and fees	$0	123
Additional Noninterest Income	$17,263,000	370
Total noninterest expense	$81,513,000	369
Salaries and employee benefits	$48,225,000	330
Premises and equipment expense	$7,074,000	412
Additional noninterest expense	$17,263,000	370
Pre-tax net operating income	$46,535,000	369
Securities gains (losses)	$-1,775,000	4,384
Applicable income taxes	$4,140,000	613
Income before extraordinary items	$40,620,000	337
Extraordinary gains, net	$0	54
Net income	$40,620,000	342
Minority interest net income	$0	88
Net income of bank and minority interests.	$40,620,000	340
Net charge-offs	$-197,000	4,438
Cash dividends	$24,552,000	266
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$42,235,250	339
2023-09-30 (YTD Data)		Rank
Total interest income	$102,543,000	395
Total interest expense	$21,411,000	573
Net interest income	$81,132,000	349
Provision for loan and lease losses	$2,750,000	381
Total noninterest income	$17,100,000	423
Gross Fiduciary activities income	$2,020,000	352
Service charges on deposit accounts	$2,805,000	341
Trading account gains and fees	$0	125
Additional Noninterest Income	$12,275,000	391
Total noninterest expense	$60,550,000	369
Salaries and employee benefits	$35,876,000	337
Premises and equipment expense	$5,349,000	410
Additional noninterest expense	$12,275,000	391
Pre-tax net operating income	$34,932,000	381
Securities gains (losses)	$78,000	192
Applicable income taxes	$2,530,000	721
Income before extraordinary items	$32,480,000	337
Extraordinary gains, net	$0	52
Net income	$32,480,000	340
Minority interest net income	$0	81
Net income of bank and minority interests.	$32,480,000	337
Net charge-offs	$94,000	1,200
Cash dividends	$20,552,000	248
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$32,407,460	344
2023-06-30 (YTD Data)		Rank
Total interest income	$65,786,000	388
Total interest expense	$11,273,000	627
Net interest income	$54,513,000	345
Provision for loan and lease losses	$2,000,000	357
Total noninterest income	$11,082,000	414
Gross Fiduciary activities income	$1,369,000	342
Service charges on deposit accounts	$1,865,000	334
Trading account gains and fees	$0	112
Additional Noninterest Income	$7,848,000	388
Total noninterest expense	$39,418,000	367
Salaries and employee benefits	$23,305,000	335
Premises and equipment expense	$3,673,000	392
Additional noninterest expense	$7,848,000	388
Pre-tax net operating income	$24,177,000	372
Securities gains (losses)	$60,000	249
Applicable income taxes	$1,649,000	742
Income before extraordinary items	$22,588,000	328
Extraordinary gains, net	$0	51
Net income	$22,588,000	335
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,588,000	329
Net charge-offs	$83,000	992
Cash dividends	$15,935,000	211
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$22,532,200	333
2023-03-31 (YTD Data)		Rank
Total interest income	$31,250,000	406
Total interest expense	$3,731,000	766
Net interest income	$27,519,000	345
Provision for loan and lease losses	$1,250,000	306
Total noninterest income	$5,633,000	409
Gross Fiduciary activities income	$637,000	366
Service charges on deposit accounts	$906,000	356
Trading account gains and fees	$0	97
Additional Noninterest Income	$4,090,000	373
Total noninterest expense	$19,027,000	387
Salaries and employee benefits	$11,243,000	361
Premises and equipment expense	$1,922,000	392
Additional noninterest expense	$4,090,000	373
Pre-tax net operating income	$12,875,000	362
Securities gains (losses)	$36,000	324
Applicable income taxes	$478,000	1,076
Income before extraordinary items	$12,433,000	313
Extraordinary gains, net	$0	4
Net income	$12,433,000	314
Minority interest net income	$0	48
Net income of bank and minority interests.	$12,433,000	314
Net charge-offs	$66,000	711
Cash dividends	$10,604,000	166
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$12,398,440	318
2022-12-31 (YTD Data)		Rank
Total interest income	$107,915,000	387
Total interest expense	$2,780,000	1,250
Net interest income	$105,135,000	347
Provision for loan and lease losses	$1,614,000	597
Total noninterest income	$26,050,000	394
Gross Fiduciary activities income	$2,566,000	372
Service charges on deposit accounts	$3,873,000	349
Trading account gains and fees	$0	116
Additional Noninterest Income	$19,611,000	355
Total noninterest expense	$78,235,000	367
Salaries and employee benefits	$46,827,000	342
Premises and equipment expense	$6,944,000	417
Additional noninterest expense	$19,611,000	355
Pre-tax net operating income	$51,336,000	371
Securities gains (losses)	$-913,000	4,438
Applicable income taxes	$4,325,000	658
Income before extraordinary items	$46,098,000	342
Extraordinary gains, net	$0	5
Net income	$46,098,000	341
Minority interest net income	$0	63
Net income of bank and minority interests.	$46,098,000	342
Net charge-offs	$-485,000	4,591
Cash dividends	$39,434,000	197
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$46,928,830	347
2022-09-30 (YTD Data)		Rank
Total interest income	$73,132,000	398
Total interest expense	$1,259,000	1,492
Net interest income	$71,873,000	372
Provision for loan and lease losses	$640,000	830
Total noninterest income	$19,377,000	404
Gross Fiduciary activities income	$1,955,000	370
Service charges on deposit accounts	$2,803,000	366
Trading account gains and fees	$0	111
Additional Noninterest Income	$14,619,000	377
Total noninterest expense	$53,827,000	390
Salaries and employee benefits	$31,933,000	367
Premises and equipment expense	$5,009,000	431
Additional noninterest expense	$14,619,000	377
Pre-tax net operating income	$36,783,000	384
Securities gains (losses)	$-39,000	4,072
Applicable income taxes	$3,115,000	676
Income before extraordinary items	$33,629,000	345
Extraordinary gains, net	$0	4
Net income	$33,629,000	345
Minority interest net income	$0	57
Net income of bank and minority interests.	$33,629,000	345
Net charge-offs	$-487,000	4,626
Cash dividends	$35,733,000	168
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$33,664,880	351
2022-06-30 (YTD Data)		Rank
Total interest income	$44,381,000	414
Total interest expense	$577,000	1,784
Net interest income	$43,804,000	395
Provision for loan and lease losses	$0	2,599
Total noninterest income	$13,665,000	383
Gross Fiduciary activities income	$1,320,000	327
Service charges on deposit accounts	$1,793,000	372
Trading account gains and fees	$0	108
Additional Noninterest Income	$10,552,000	359
Total noninterest expense	$33,835,000	405
Salaries and employee benefits	$19,867,000	378
Premises and equipment expense	$3,291,000	426
Additional noninterest expense	$10,677,000	410
Pre-tax net operating income	$23,634,000	383
Securities gains (losses)	$-42,000	4,215
Applicable income taxes	$2,026,000	653
Income before extraordinary items	$21,566,000	339
Extraordinary gains, net	$0	4
Net income	$21,566,000	339
Minority interest net income	$0	60
Net income of bank and minority interests.	$21,566,000	339
Net charge-offs	$-47,000	4,165
Cash dividends	$32,314,000	132
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$21,604,220	349
2022-03-31 (YTD Data)		Rank
Total interest income	$22,246,000	400
Total interest expense	$305,000	1,651
Net interest income	$21,941,000	383
Provision for loan and lease losses	$0	2,285
Total noninterest income	$5,840,000	438
Gross Fiduciary activities income	$641,000	333
Service charges on deposit accounts	$870,000	377
Trading account gains and fees	$0	103
Additional Noninterest Income	$4,329,000	420
Total noninterest expense	$16,331,000	421
Salaries and employee benefits	$9,403,000	405
Premises and equipment expense	$1,740,000	404
Additional noninterest expense	$5,188,000	416
Pre-tax net operating income	$11,450,000	378
Securities gains (losses)	$-19,000	4,330
Applicable income taxes	$627,000	857
Income before extraordinary items	$10,804,000	333
Extraordinary gains, net	$0	4
Net income	$10,804,000	333
Minority interest net income	$0	50
Net income of bank and minority interests.	$10,804,000	333
Net charge-offs	$-27,000	4,250
Cash dividends	$27,213,000	93
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$10,822,050	337
2021-12-31 (YTD Data)		Rank
Total interest income	$86,823,000	411
Total interest expense	$2,065,000	1,296
Net interest income	$84,758,000	395
Provision for loan and lease losses	$750,000	759
Total noninterest income	$28,136,000	409
Gross Fiduciary activities income	$2,734,000	316
Service charges on deposit accounts	$3,273,000	377
Trading account gains and fees	$0	132
Additional Noninterest Income	$22,129,000	393
Total noninterest expense	$70,214,000	390
Salaries and employee benefits	$42,879,000	362
Premises and equipment expense	$6,320,000	440
Additional noninterest expense	$21,015,000	407
Pre-tax net operating income	$41,930,000	432
Securities gains (losses)	$186,000	636
Applicable income taxes	$3,156,000	826
Income before extraordinary items	$38,960,000	396
Extraordinary gains, net	$0	10
Net income	$38,960,000	395
Minority interest net income	$0	74
Net income of bank and minority interests.	$38,960,000	396
Net charge-offs	$-150,000	4,471
Cash dividends	$31,537,000	228
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$38,787,020	390
2021-09-30 (YTD Data)		Rank
Total interest income	$64,719,000	418
Total interest expense	$1,597,000	1,331
Net interest income	$63,122,000	400
Provision for loan and lease losses	$525,000	775
Total noninterest income	$21,403,000	410
Gross Fiduciary activities income	$2,075,000	313
Service charges on deposit accounts	$2,352,000	386
Trading account gains and fees	$0	132
Additional Noninterest Income	$16,976,000	397
Total noninterest expense	$49,882,000	409
Salaries and employee benefits	$30,137,000	387
Premises and equipment expense	$4,659,000	449
Additional noninterest expense	$15,086,000	422
Pre-tax net operating income	$34,118,000	421
Securities gains (losses)	$162,000	633
Applicable income taxes	$2,503,000	837
Income before extraordinary items	$31,777,000	385
Extraordinary gains, net	$0	8
Net income	$31,777,000	383
Minority interest net income	$0	69
Net income of bank and minority interests.	$31,777,000	385
Net charge-offs	$-149,000	4,575
Cash dividends	$29,469,000	192
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$31,626,340	382
2021-06-30 (YTD Data)		Rank
Total interest income	$41,554,000	431
Total interest expense	$1,091,000	1,369
Net interest income	$40,463,000	409
Provision for loan and lease losses	$300,000	865
Total noninterest income	$14,736,000	405
Gross Fiduciary activities income	$1,363,000	312
Service charges on deposit accounts	$1,472,000	389
Trading account gains and fees	$0	133
Additional Noninterest Income	$11,901,000	387
Total noninterest expense	$31,994,000	421
Salaries and employee benefits	$19,564,000	390
Premises and equipment expense	$3,120,000	449
Additional noninterest expense	$9,310,000	441
Pre-tax net operating income	$22,905,000	422
Securities gains (losses)	$143,000	554
Applicable income taxes	$504,000	1,653
Income before extraordinary items	$22,544,000	360
Extraordinary gains, net	$0	6
Net income	$22,544,000	359
Minority interest net income	$0	67
Net income of bank and minority interests.	$22,544,000	360
Net charge-offs	$-26,000	4,150
Cash dividends	$28,315,000	137
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$22,403,860	358
2021-03-31 (YTD Data)		Rank
Total interest income	$19,749,000	449
Total interest expense	$576,000	1,359
Net interest income	$19,173,000	417
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$7,298,000	411
Gross Fiduciary activities income	$613,000	324
Service charges on deposit accounts	$706,000	398
Trading account gains and fees	$0	127
Additional Noninterest Income	$5,979,000	398
Total noninterest expense	$15,301,000	434
Salaries and employee benefits	$9,351,000	408
Premises and equipment expense	$1,585,000	444
Additional noninterest expense	$4,365,000	448
Pre-tax net operating income	$11,095,000	422
Securities gains (losses)	$0	1,392
Applicable income taxes	$33,000	2,870
Income before extraordinary items	$11,062,000	370
Extraordinary gains, net	$0	3
Net income	$11,062,000	368
Minority interest net income	$0	55
Net income of bank and minority interests.	$11,062,000	370
Net charge-offs	$-9,000	4,024
Cash dividends	$21,619,000	92
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$11,062,000	363
2020-12-31 (YTD Data)		Rank
Total interest income	$90,185,000	396
Total interest expense	$3,727,000	1,242
Net interest income	$86,458,000	357
Provision for loan and lease losses	$8,000,000	417
Total noninterest income	$27,708,000	396
Gross Fiduciary activities income	$2,396,000	315
Service charges on deposit accounts	$3,228,000	363
Trading account gains and fees	$0	133
Additional Noninterest Income	$22,084,000	379
Total noninterest expense	$67,908,000	389
Salaries and employee benefits	$42,007,000	358
Premises and equipment expense	$5,786,000	463
Additional noninterest expense	$20,115,000	409
Pre-tax net operating income	$38,258,000	362
Securities gains (losses)	$109,000	1,340
Applicable income taxes	$15,000	3,440
Income before extraordinary items	$38,352,000	309
Extraordinary gains, net	$0	4
Net income	$38,352,000	307
Minority interest net income	$0	72
Net income of bank and minority interests.	$38,352,000	309
Net charge-offs	$-183,000	4,838
Cash dividends	$37,255,000	190
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$38,243,000	302
2020-09-30 (YTD Data)		Rank
Total interest income	$57,629,000	451
Total interest expense	$1,903,000	1,761
Net interest income	$55,726,000	402
Provision for loan and lease losses	$6,000,000	436
Total noninterest income	$17,388,000	430
Gross Fiduciary activities income	$1,805,000	309
Service charges on deposit accounts	$2,257,000	371
Trading account gains and fees	$0	125
Additional Noninterest Income	$13,326,000	416
Total noninterest expense	$43,025,000	442
Salaries and employee benefits	$26,040,000	409
Premises and equipment expense	$3,959,000	495
Additional noninterest expense	$13,026,000	448
Pre-tax net operating income	$24,089,000	387
Securities gains (losses)	$105,000	1,187
Applicable income taxes	$15,000	3,396
Income before extraordinary items	$24,179,000	330
Extraordinary gains, net	$0	4
Net income	$24,179,000	329
Minority interest net income	$0	65
Net income of bank and minority interests.	$24,179,000	330
Net charge-offs	$-92,000	4,800
Cash dividends	$26,019,000	185
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$24,074,000	326
2020-06-30 (YTD Data)		Rank
Total interest income	$39,738,000	444
Total interest expense	$1,326,000	1,798
Net interest income	$38,412,000	388
Provision for loan and lease losses	$4,500,000	422
Total noninterest income	$10,564,000	432
Gross Fiduciary activities income	$1,146,000	319
Service charges on deposit accounts	$1,527,000	370
Trading account gains and fees	$0	123
Additional Noninterest Income	$7,891,000	421
Total noninterest expense	$27,232,000	454
Salaries and employee benefits	$15,944,000	433
Premises and equipment expense	$2,645,000	497
Additional noninterest expense	$8,643,000	442
Pre-tax net operating income	$17,244,000	324
Securities gains (losses)	$104,000	961
Applicable income taxes	$15,000	3,293
Income before extraordinary items	$17,333,000	277
Extraordinary gains, net	$0	4
Net income	$17,333,000	276
Minority interest net income	$0	65
Net income of bank and minority interests.	$17,333,000	277
Net charge-offs	$-11,000	4,346
Cash dividends	$23,680,000	152
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$17,229,000	273
2020-03-31 (YTD Data)		Rank
Total interest income	$16,951,000	519
Total interest expense	$763,000	1,748
Net interest income	$16,188,000	446
Provision for loan and lease losses	$200,000	1,434
Total noninterest income	$5,296,000	409
Gross Fiduciary activities income	$489,000	356
Service charges on deposit accounts	$910,000	363
Trading account gains and fees	$0	106
Additional Noninterest Income	$3,897,000	380
Total noninterest expense	$12,879,000	479
Salaries and employee benefits	$7,059,000	488
Premises and equipment expense	$1,398,000	481
Additional noninterest expense	$4,422,000	440
Pre-tax net operating income	$8,405,000	302
Securities gains (losses)	$104,000	594
Applicable income taxes	$14,000	3,035
Income before extraordinary items	$8,495,000	258
Extraordinary gains, net	$0	4
Net income	$8,495,000	258
Minority interest net income	$0	56
Net income of bank and minority interests.	$8,495,000	258
Net charge-offs	$-19,000	4,651
Cash dividends	$18,581,000	133
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$8,391,000	257
2019-12-31 (YTD Data)		Rank
Total interest income	$69,429,000	507
Total interest expense	$3,524,000	1,621
Net interest income	$65,905,000	437
Provision for loan and lease losses	$550,000	1,403
Total noninterest income	$18,321,000	455
Gross Fiduciary activities income	$2,005,000	348
Service charges on deposit accounts	$3,874,000	346
Trading account gains and fees	$0	135
Additional Noninterest Income	$12,442,000	451
Total noninterest expense	$55,390,000	433
Salaries and employee benefits	$32,773,000	411
Premises and equipment expense	$5,551,000	477
Additional noninterest expense	$17,066,000	429
Pre-tax net operating income	$28,286,000	471
Securities gains (losses)	$-64,000	5,043
Applicable income taxes	$12,000	3,641
Income before extraordinary items	$28,210,000	403
Extraordinary gains, net	$0	11
Net income	$28,210,000	403
Minority interest net income	$0	76
Net income of bank and minority interests.	$28,210,000	403
Net charge-offs	$143,000	1,965
Cash dividends	$25,426,000	263
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$28,274,000	397
2019-09-30 (YTD Data)		Rank
Total interest income	$51,733,000	513
Total interest expense	$2,592,000	1,657
Net interest income	$49,141,000	442
Provision for loan and lease losses	$550,000	1,073
Total noninterest income	$13,463,000	462
Gross Fiduciary activities income	$1,544,000	340
Service charges on deposit accounts	$2,896,000	350
Trading account gains and fees	$0	129
Additional Noninterest Income	$9,023,000	460
Total noninterest expense	$40,579,000	435
Salaries and employee benefits	$24,056,000	419
Premises and equipment expense	$4,153,000	476
Additional noninterest expense	$12,370,000	442
Pre-tax net operating income	$21,475,000	480
Securities gains (losses)	$-64,000	5,130
Applicable income taxes	$12,000	3,649
Income before extraordinary items	$21,399,000	408
Extraordinary gains, net	$0	11
Net income	$21,399,000	408
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,399,000	408
Net charge-offs	$-103,000	4,976
Cash dividends	$23,542,000	223
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$21,463,000	396
2019-06-30 (YTD Data)		Rank
Total interest income	$33,918,000	521
Total interest expense	$1,615,000	1,703
Net interest income	$32,303,000	448
Provision for loan and lease losses	$450,000	914
Total noninterest income	$9,336,000	441
Gross Fiduciary activities income	$1,025,000	343
Service charges on deposit accounts	$1,895,000	352
Trading account gains and fees	$0	131
Additional Noninterest Income	$6,416,000	433
Total noninterest expense	$26,832,000	441
Salaries and employee benefits	$15,823,000	422
Premises and equipment expense	$2,786,000	481
Additional noninterest expense	$8,223,000	450
Pre-tax net operating income	$14,357,000	464
Securities gains (losses)	$-64,000	5,181
Applicable income taxes	$12,000	3,559
Income before extraordinary items	$14,281,000	397
Extraordinary gains, net	$0	11
Net income	$14,281,000	398
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,281,000	398
Net charge-offs	$-7,000	4,387
Cash dividends	$21,200,000	177
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$14,345,000	392
2019-03-31 (YTD Data)		Rank
Total interest income	$16,628,000	527
Total interest expense	$697,000	1,844
Net interest income	$15,931,000	451
Provision for loan and lease losses	$100,000	1,466
Total noninterest income	$4,139,000	462
Gross Fiduciary activities income	$485,000	350
Service charges on deposit accounts	$901,000	360
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,753,000	470
Total noninterest expense	$13,436,000	438
Salaries and employee benefits	$7,812,000	423
Premises and equipment expense	$1,419,000	478
Additional noninterest expense	$4,205,000	438
Pre-tax net operating income	$6,534,000	486
Securities gains (losses)	$0	1,087
Applicable income taxes	$12,000	3,343
Income before extraordinary items	$6,522,000	421
Extraordinary gains, net	$0	5
Net income	$6,522,000	421
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,522,000	421
Net charge-offs	$-75,000	5,151
Cash dividends	$15,797,000	141
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$6,522,000	415
2018-12-31 (YTD Data)		Rank
Total interest income	$64,713,000	504
Total interest expense	$2,288,000	1,764
Net interest income	$62,425,000	448
Provision for loan and lease losses	$450,000	1,544
Total noninterest income	$18,658,000	438
Gross Fiduciary activities income	$2,016,000	346
Service charges on deposit accounts	$3,854,000	362
Trading account gains and fees	$0	126
Additional Noninterest Income	$12,788,000	427
Total noninterest expense	$54,750,000	425
Salaries and employee benefits	$32,215,000	405
Premises and equipment expense	$5,695,000	470
Additional noninterest expense	$16,840,000	431
Pre-tax net operating income	$25,883,000	483
Securities gains (losses)	$-286,000	5,207
Applicable income taxes	$12,000	3,719
Income before extraordinary items	$25,585,000	423
Extraordinary gains, net	$0	6
Net income	$25,585,000	421
Minority interest net income	$0	72
Net income of bank and minority interests.	$25,585,000	422
Net charge-offs	$-286,000	5,235
Cash dividends	$24,652,000	233
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$25,871,000	422
2018-09-30 (YTD Data)		Rank
Total interest income	$48,217,000	500
Total interest expense	$1,640,000	1,746
Net interest income	$46,577,000	449
Provision for loan and lease losses	$450,000	1,204
Total noninterest income	$13,334,000	463
Gross Fiduciary activities income	$1,542,000	341
Service charges on deposit accounts	$2,891,000	365
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,901,000	450
Total noninterest expense	$40,481,000	430
Salaries and employee benefits	$24,032,000	407
Premises and equipment expense	$4,292,000	468
Additional noninterest expense	$12,157,000	441
Pre-tax net operating income	$18,980,000	498
Securities gains (losses)	$-29,000	5,012
Applicable income taxes	$12,000	3,739
Income before extraordinary items	$18,939,000	429
Extraordinary gains, net	$0	5
Net income	$18,939,000	428
Minority interest net income	$0	66
Net income of bank and minority interests.	$18,939,000	428
Net charge-offs	$-481,000	5,382
Cash dividends	$22,792,000	194
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$18,968,000	428
2018-06-30 (YTD Data)		Rank
Total interest income	$31,752,000	501
Total interest expense	$939,000	1,868
Net interest income	$30,813,000	449
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$8,773,000	464
Gross Fiduciary activities income	$1,021,000	346
Service charges on deposit accounts	$1,907,000	366
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,845,000	457
Total noninterest expense	$26,902,000	434
Salaries and employee benefits	$15,857,000	409
Premises and equipment expense	$2,874,000	469
Additional noninterest expense	$8,171,000	443
Pre-tax net operating income	$12,384,000	503
Securities gains (losses)	$-29,000	5,180
Applicable income taxes	$12,000	3,647
Income before extraordinary items	$12,343,000	431
Extraordinary gains, net	$0	6
Net income	$12,343,000	429
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,343,000	430
Net charge-offs	$-520,000	5,468
Cash dividends	$20,201,000	155
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$12,372,000	431
2018-03-31 (YTD Data)		Rank
Total interest income	$15,651,000	503
Total interest expense	$408,000	1,997
Net interest income	$15,243,000	452
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$4,282,000	464
Gross Fiduciary activities income	$514,000	346
Service charges on deposit accounts	$942,000	369
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,826,000	456
Total noninterest expense	$13,036,000	445
Salaries and employee benefits	$7,666,000	423
Premises and equipment expense	$1,466,000	464
Additional noninterest expense	$3,904,000	452
Pre-tax net operating income	$6,339,000	486
Securities gains (losses)	$-29,000	5,356
Applicable income taxes	$12,000	3,428
Income before extraordinary items	$6,298,000	420
Extraordinary gains, net	$0	7
Net income	$6,298,000	419
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,298,000	420
Net charge-offs	$-735,000	5,576
Cash dividends	$16,754,000	100
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$6,327,000	419
2017-12-31 (YTD Data)		Rank
Total interest income	$60,574,000	481
Total interest expense	$1,697,000	1,737
Net interest income	$58,877,000	442
Provision for loan and lease losses	$-500,000	5,512
Total noninterest income	$18,179,000	451
Gross Fiduciary activities income	$2,063,000	335
Service charges on deposit accounts	$3,724,000	372
Trading account gains and fees	$0	151
Additional Noninterest Income	$12,392,000	446
Total noninterest expense	$52,602,000	432
Salaries and employee benefits	$30,760,000	409
Premises and equipment expense	$5,775,000	448
Additional noninterest expense	$16,067,000	440
Pre-tax net operating income	$24,954,000	456
Securities gains (losses)	$-366,000	5,562
Applicable income taxes	$11,000	3,870
Income before extraordinary items	$24,577,000	349
Extraordinary gains, net	$0	9
Net income	$24,577,000	350
Minority interest net income	$0	76
Net income of bank and minority interests.	$24,577,000	350
Net charge-offs	$-280,000	5,495
Cash dividends	$23,983,000	207
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$24,943,000	346
2017-09-30 (YTD Data)		Rank
Total interest income	$45,072,000	487
Total interest expense	$1,296,000	1,702
Net interest income	$43,776,000	450
Provision for loan and lease losses	$-500,000	5,623
Total noninterest income	$13,795,000	455
Gross Fiduciary activities income	$1,546,000	332
Service charges on deposit accounts	$2,768,000	382
Trading account gains and fees	$0	145
Additional Noninterest Income	$9,481,000	439
Total noninterest expense	$39,380,000	440
Salaries and employee benefits	$22,967,000	419
Premises and equipment expense	$4,308,000	452
Additional noninterest expense	$12,105,000	438
Pre-tax net operating income	$18,691,000	470
Securities gains (losses)	$45,000	927
Applicable income taxes	$11,000	3,858
Income before extraordinary items	$18,725,000	381
Extraordinary gains, net	$0	9
Net income	$18,725,000	381
Minority interest net income	$0	71
Net income of bank and minority interests.	$18,725,000	381
Net charge-offs	$-693,000	5,667
Cash dividends	$22,244,000	168
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$18,680,000	379
2017-06-30 (YTD Data)		Rank
Total interest income	$29,526,000	489
Total interest expense	$857,000	1,680
Net interest income	$28,669,000	453
Provision for loan and lease losses	$-500,000	5,701
Total noninterest income	$8,833,000	469
Gross Fiduciary activities income	$959,000	346
Service charges on deposit accounts	$1,829,000	380
Trading account gains and fees	$0	139
Additional Noninterest Income	$6,045,000	460
Total noninterest expense	$26,343,000	440
Salaries and employee benefits	$15,037,000	428
Premises and equipment expense	$2,929,000	448
Additional noninterest expense	$8,377,000	422
Pre-tax net operating income	$11,659,000	491
Securities gains (losses)	$45,000	687
Applicable income taxes	$11,000	3,790
Income before extraordinary items	$11,693,000	399
Extraordinary gains, net	$0	11
Net income	$11,693,000	398
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,693,000	399
Net charge-offs	$-594,000	5,728
Cash dividends	$19,049,000	129
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$11,648,000	397
2017-03-31 (YTD Data)		Rank
Total interest income	$14,351,000	499
Total interest expense	$422,000	1,682
Net interest income	$13,929,000	461
Provision for loan and lease losses	$0	3,537
Total noninterest income	$4,479,000	460
Gross Fiduciary activities income	$468,000	352
Service charges on deposit accounts	$893,000	387
Trading account gains and fees	$0	142
Additional Noninterest Income	$3,118,000	437
Total noninterest expense	$13,086,000	444
Salaries and employee benefits	$7,338,000	443
Premises and equipment expense	$1,571,000	432
Additional noninterest expense	$4,177,000	428
Pre-tax net operating income	$5,322,000	505
Securities gains (losses)	$39,000	385
Applicable income taxes	$11,000	3,564
Income before extraordinary items	$5,350,000	419
Extraordinary gains, net	$0	8
Net income	$5,350,000	418
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,350,000	419
Net charge-offs	$-76,000	5,566
Cash dividends	$16,220,000	89
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$5,311,000	415
2016-12-31 (YTD Data)		Rank
Total interest income	$59,158,000	462
Total interest expense	$1,673,000	1,639
Net interest income	$57,485,000	425
Provision for loan and lease losses	$200,000	2,434
Total noninterest income	$17,024,000	474
Gross Fiduciary activities income	$2,165,000	319
Service charges on deposit accounts	$3,837,000	371
Trading account gains and fees	$0	170
Additional Noninterest Income	$11,022,000	479
Total noninterest expense	$50,932,000	443
Salaries and employee benefits	$26,765,000	454
Premises and equipment expense	$5,504,000	463
Additional noninterest expense	$18,663,000	393
Pre-tax net operating income	$23,377,000	450
Securities gains (losses)	$100,000	1,344
Applicable income taxes	$11,000	3,980
Income before extraordinary items	$23,466,000	367
Extraordinary gains, net	$0	5
Net income	$23,466,000	366
Minority interest net income	$0	82
Net income of bank and minority interests.	$23,466,000	366
Net charge-offs	$1,260,000	550
Cash dividends	$27,995,000	173
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$23,366,000	363
2016-09-30 (YTD Data)		Rank
Total interest income	$41,704,000	486
Total interest expense	$1,132,000	1,795
Net interest income	$40,572,000	448
Provision for loan and lease losses	$200,000	2,037
Total noninterest income	$11,483,000	508
Gross Fiduciary activities income	$1,506,000	336
Service charges on deposit accounts	$2,828,000	377
Trading account gains and fees	$0	169
Additional Noninterest Income	$7,149,000	535
Total noninterest expense	$35,638,000	472
Salaries and employee benefits	$18,285,000	497
Premises and equipment expense	$3,917,000	482
Additional noninterest expense	$13,436,000	403
Pre-tax net operating income	$16,217,000	482
Securities gains (losses)	$98,000	1,272
Applicable income taxes	$9,000	4,039
Income before extraordinary items	$16,306,000	381
Extraordinary gains, net	$0	5
Net income	$16,306,000	381
Minority interest net income	$0	71
Net income of bank and minority interests.	$16,306,000	381
Net charge-offs	$911,000	516
Cash dividends	$26,278,000	142
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$16,208,000	377
2016-06-30 (YTD Data)		Rank
Total interest income	$27,827,000	488
Total interest expense	$765,000	1,780
Net interest income	$27,062,000	450
Provision for loan and lease losses	$200,000	1,606
Total noninterest income	$7,155,000	532
Gross Fiduciary activities income	$881,000	354
Service charges on deposit accounts	$1,830,000	382
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,444,000	546
Total noninterest expense	$23,118,000	490
Salaries and employee benefits	$11,711,000	511
Premises and equipment expense	$2,623,000	488
Additional noninterest expense	$8,784,000	404
Pre-tax net operating income	$10,899,000	476
Securities gains (losses)	$64,000	1,267
Applicable income taxes	$5,000	4,087
Income before extraordinary items	$10,958,000	373
Extraordinary gains, net	$0	16
Net income	$10,958,000	372
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,958,000	372
Net charge-offs	$326,000	814
Cash dividends	$20,418,000	131
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$10,894,000	369
2016-03-31 (YTD Data)		Rank
Total interest income	$13,799,000	487
Total interest expense	$397,000	1,703
Net interest income	$13,402,000	451
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$3,360,000	531
Gross Fiduciary activities income	$416,000	365
Service charges on deposit accounts	$875,000	389
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,069,000	558
Total noninterest expense	$11,086,000	498
Salaries and employee benefits	$5,510,000	535
Premises and equipment expense	$1,362,000	480
Additional noninterest expense	$4,214,000	416
Pre-tax net operating income	$5,526,000	455
Securities gains (losses)	$46,000	869
Applicable income taxes	$1,000	4,176
Income before extraordinary items	$5,571,000	357
Extraordinary gains, net	$0	12
Net income	$5,571,000	357
Minority interest net income	$0	62
Net income of bank and minority interests.	$5,571,000	357
Net charge-offs	$599,000	297
Cash dividends	$17,974,000	93
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,525,000	354
2015-12-31 (YTD Data)		Rank
Total interest income	$55,157,000	465
Total interest expense	$1,705,000	1,594
Net interest income	$53,452,000	432
Provision for loan and lease losses	$675,000	1,084
Total noninterest income	$16,399,000	474
Gross Fiduciary activities income	$1,999,000	335
Service charges on deposit accounts	$3,931,000	363
Trading account gains and fees	$0	159
Additional Noninterest Income	$10,469,000	475
Total noninterest expense	$46,712,000	466
Salaries and employee benefits	$23,721,000	485
Premises and equipment expense	$5,171,000	484
Additional noninterest expense	$17,820,000	411
Pre-tax net operating income	$22,464,000	437
Securities gains (losses)	$133,000	987
Applicable income taxes	$9,000	4,119
Income before extraordinary items	$22,588,000	348
Extraordinary gains, net	$0	23
Net income	$22,588,000	348
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,588,000	348
Net charge-offs	$1,654,000	451
Cash dividends	$20,314,000	217
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$22,455,000	346
2015-09-30 (YTD Data)		Rank
Total interest income	$41,270,000	468
Total interest expense	$1,306,000	1,582
Net interest income	$39,964,000	435
Provision for loan and lease losses	$675,000	812
Total noninterest income	$11,194,000	516
Gross Fiduciary activities income	$1,305,000	368
Service charges on deposit accounts	$2,951,000	365
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,938,000	538
Total noninterest expense	$34,533,000	480
Salaries and employee benefits	$17,164,000	503
Premises and equipment expense	$3,971,000	489
Additional noninterest expense	$13,398,000	407
Pre-tax net operating income	$15,950,000	476
Securities gains (losses)	$133,000	855
Applicable income taxes	$7,000	4,223
Income before extraordinary items	$16,076,000	376
Extraordinary gains, net	$0	21
Net income	$16,076,000	376
Minority interest net income	$0	78
Net income of bank and minority interests.	$16,076,000	376
Net charge-offs	$1,321,000	389
Cash dividends	$18,220,000	187
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$15,943,000	372
2015-06-30 (YTD Data)		Rank
Total interest income	$27,484,000	467
Total interest expense	$877,000	1,577
Net interest income	$26,607,000	431
Provision for loan and lease losses	$450,000	841
Total noninterest income	$7,284,000	523
Gross Fiduciary activities income	$825,000	376
Service charges on deposit accounts	$1,926,000	373
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,533,000	548
Total noninterest expense	$23,528,000	467
Salaries and employee benefits	$11,464,000	499
Premises and equipment expense	$2,742,000	483
Additional noninterest expense	$9,322,000	393
Pre-tax net operating income	$9,913,000	509
Securities gains (losses)	$68,000	1,059
Applicable income taxes	$4,000	4,265
Income before extraordinary items	$9,977,000	398
Extraordinary gains, net	$0	22
Net income	$9,977,000	397
Minority interest net income	$0	75
Net income of bank and minority interests.	$9,977,000	398
Net charge-offs	$1,220,000	307
Cash dividends	$16,060,000	160
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$9,909,000	392
2015-03-31 (YTD Data)		Rank
Total interest income	$13,570,000	472
Total interest expense	$435,000	1,603
Net interest income	$13,135,000	429
Provision for loan and lease losses	$225,000	816
Total noninterest income	$3,469,000	523
Gross Fiduciary activities income	$405,000	380
Service charges on deposit accounts	$893,000	388
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,171,000	535
Total noninterest expense	$11,329,000	482
Salaries and employee benefits	$5,739,000	502
Premises and equipment expense	$1,427,000	470
Additional noninterest expense	$4,163,000	419
Pre-tax net operating income	$5,050,000	486
Securities gains (losses)	$40,000	939
Applicable income taxes	$0	4,400
Income before extraordinary items	$5,090,000	379
Extraordinary gains, net	$0	13
Net income	$5,090,000	379
Minority interest net income	$0	64
Net income of bank and minority interests.	$5,090,000	379
Net charge-offs	$909,000	219
Cash dividends	$14,750,000	105
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$5,050,000	377
2014-12-31 (YTD Data)		Rank
Total interest income	$56,044,000	442
Total interest expense	$1,915,000	1,546
Net interest income	$54,129,000	418
Provision for loan and lease losses	$1,125,000	796
Total noninterest income	$15,849,000	459
Gross Fiduciary activities income	$1,515,000	387
Service charges on deposit accounts	$4,120,000	362
Trading account gains and fees	$0	180
Additional Noninterest Income	$10,214,000	441
Total noninterest expense	$48,132,000	452
Salaries and employee benefits	$22,605,000	493
Premises and equipment expense	$5,397,000	476
Additional noninterest expense	$20,130,000	365
Pre-tax net operating income	$20,721,000	440
Securities gains (losses)	$107,000	1,213
Applicable income taxes	$-2,000	6,087
Income before extraordinary items	$20,830,000	357
Extraordinary gains, net	$0	17
Net income	$20,830,000	357
Minority interest net income	$0	84
Net income of bank and minority interests.	$20,830,000	357
Net charge-offs	$2,126,000	474
Cash dividends	$22,668,000	193
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$20,723,000	351
2014-09-30 (YTD Data)		Rank
Total interest income	$42,110,000	442
Total interest expense	$1,484,000	1,518
Net interest income	$40,626,000	418
Provision for loan and lease losses	$825,000	793
Total noninterest income	$11,432,000	467
Gross Fiduciary activities income	$1,095,000	397
Service charges on deposit accounts	$3,118,000	359
Trading account gains and fees	$0	174
Additional Noninterest Income	$7,219,000	457
Total noninterest expense	$36,587,000	445
Salaries and employee benefits	$17,128,000	483
Premises and equipment expense	$4,025,000	476
Additional noninterest expense	$15,434,000	358
Pre-tax net operating income	$14,646,000	460
Securities gains (losses)	$82,000	1,127
Applicable income taxes	$-4,000	6,271
Income before extraordinary items	$14,732,000	382
Extraordinary gains, net	$0	15
Net income	$14,732,000	380
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,732,000	382
Net charge-offs	$1,956,000	391
Cash dividends	$20,540,000	165
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$14,650,000	374
2014-06-30 (YTD Data)		Rank
Total interest income	$27,917,000	445
Total interest expense	$1,020,000	1,463
Net interest income	$26,897,000	417
Provision for loan and lease losses	$450,000	910
Total noninterest income	$7,490,000	473
Gross Fiduciary activities income	$720,000	399
Service charges on deposit accounts	$2,049,000	356
Trading account gains and fees	$0	172
Additional Noninterest Income	$4,721,000	477
Total noninterest expense	$24,286,000	446
Salaries and employee benefits	$11,210,000	492
Premises and equipment expense	$2,701,000	479
Additional noninterest expense	$10,375,000	351
Pre-tax net operating income	$9,651,000	463
Securities gains (losses)	$211,000	470
Applicable income taxes	$-6,000	6,362
Income before extraordinary items	$9,868,000	373
Extraordinary gains, net	$0	20
Net income	$9,868,000	372
Minority interest net income	$0	80
Net income of bank and minority interests.	$9,868,000	373
Net charge-offs	$423,000	992
Cash dividends	$18,080,000	139
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$9,657,000	372
2014-03-31 (YTD Data)		Rank
Total interest income	$13,914,000	446
Total interest expense	$524,000	1,444
Net interest income	$13,390,000	417
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$3,246,000	515
Gross Fiduciary activities income	$360,000	396
Service charges on deposit accounts	$984,000	359
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,902,000	531
Total noninterest expense	$11,572,000	466
Salaries and employee benefits	$5,517,000	499
Premises and equipment expense	$1,396,000	479
Additional noninterest expense	$4,659,000	384
Pre-tax net operating income	$4,914,000	444
Securities gains (losses)	$128,000	365
Applicable income taxes	$-12,000	6,470
Income before extraordinary items	$5,054,000	342
Extraordinary gains, net	$0	16
Net income	$5,054,000	342
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,054,000	342
Net charge-offs	$-5,000	5,444
Cash dividends	$16,351,000	89
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$4,926,000	348
2013-12-31 (YTD Data)		Rank
Total interest income	$54,268,000	452
Total interest expense	$2,546,000	1,332
Net interest income	$51,722,000	425
Provision for loan and lease losses	$375,000	2,178
Total noninterest income	$15,331,000	495
Gross Fiduciary activities income	$1,420,000	387
Service charges on deposit accounts	$4,313,000	346
Trading account gains and fees	$0	184
Additional Noninterest Income	$9,598,000	497
Total noninterest expense	$45,151,000	467
Salaries and employee benefits	$19,918,000	544
Premises and equipment expense	$4,496,000	549
Additional noninterest expense	$20,737,000	366
Pre-tax net operating income	$21,527,000	417
Securities gains (losses)	$86,000	1,434
Applicable income taxes	$82,000	3,519
Income before extraordinary items	$21,531,000	338
Extraordinary gains, net	$0	29
Net income	$21,531,000	338
Minority interest net income	$0	90
Net income of bank and minority interests.	$21,531,000	338
Net charge-offs	$1,208,000	1,091
Cash dividends	$21,139,000	183
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$21,445,000	333
2013-09-30 (YTD Data)		Rank
Total interest income	$38,766,000	477
Total interest expense	$1,854,000	1,420
Net interest income	$36,912,000	442
Provision for loan and lease losses	$375,000	1,842
Total noninterest income	$11,291,000	509
Gross Fiduciary activities income	$950,000	409
Service charges on deposit accounts	$3,147,000	357
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,194,000	512
Total noninterest expense	$32,665,000	481
Salaries and employee benefits	$14,660,000	550
Premises and equipment expense	$3,398,000	549
Additional noninterest expense	$14,607,000	384
Pre-tax net operating income	$15,163,000	451
Securities gains (losses)	$-17,000	6,554
Applicable income taxes	$83,000	3,419
Income before extraordinary items	$15,063,000	359
Extraordinary gains, net	$0	25
Net income	$15,063,000	360
Minority interest net income	$0	84
Net income of bank and minority interests.	$15,063,000	360
Net charge-offs	$644,000	1,364
Cash dividends	$19,289,000	153
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$15,079,830	354
2013-06-30 (YTD Data)		Rank
Total interest income	$25,707,000	479
Total interest expense	$1,294,000	1,379
Net interest income	$24,413,000	447
Provision for loan and lease losses	$225,000	1,972
Total noninterest income	$6,703,000	566
Gross Fiduciary activities income	$650,000	404
Service charges on deposit accounts	$2,014,000	365
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,039,000	578
Total noninterest expense	$21,357,000	498
Salaries and employee benefits	$9,621,000	559
Premises and equipment expense	$2,297,000	537
Additional noninterest expense	$9,439,000	392
Pre-tax net operating income	$9,534,000	457
Securities gains (losses)	$3,000	2,553
Applicable income taxes	$57,000	3,427
Income before extraordinary items	$9,480,000	368
Extraordinary gains, net	$0	22
Net income	$9,480,000	370
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,480,000	370
Net charge-offs	$567,000	1,158
Cash dividends	$17,710,000	123
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$9,477,030	358
2013-03-31 (YTD Data)		Rank
Total interest income	$12,898,000	479
Total interest expense	$681,000	1,364
Net interest income	$12,217,000	446
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$3,195,000	581
Gross Fiduciary activities income	$330,000	399
Service charges on deposit accounts	$971,000	368
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,894,000	612
Total noninterest expense	$10,679,000	501
Salaries and employee benefits	$4,825,000	568
Premises and equipment expense	$1,185,000	525
Additional noninterest expense	$4,669,000	396
Pre-tax net operating income	$4,658,000	462
Securities gains (losses)	$-55,000	6,930
Applicable income taxes	$29,000	3,388
Income before extraordinary items	$4,574,000	375
Extraordinary gains, net	$0	10
Net income	$4,574,000	376
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,574,000	376
Net charge-offs	$348,000	964
Cash dividends	$15,835,000	69
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$4,628,450	367
2012-12-31 (YTD Data)		Rank
Total interest income	$54,994,000	474
Total interest expense	$4,254,000	1,064
Net interest income	$50,740,000	439
Provision for loan and lease losses	$2,335,000	947
Total noninterest income	$16,103,000	481
Gross Fiduciary activities income	$1,169,000	413
Service charges on deposit accounts	$4,050,000	377
Trading account gains and fees	$0	166
Additional Noninterest Income	$10,884,000	461
Total noninterest expense	$44,547,000	492
Salaries and employee benefits	$19,710,000	542
Premises and equipment expense	$4,414,000	549
Additional noninterest expense	$20,423,000	388
Pre-tax net operating income	$19,961,000	433
Securities gains (losses)	$-38,000	6,832
Applicable income taxes	$22,000	4,187
Income before extraordinary items	$19,901,000	355
Extraordinary gains, net	$0	29
Net income	$19,901,000	355
Minority interest net income	$0	93
Net income of bank and minority interests.	$19,901,000	355
Net charge-offs	$3,623,000	742
Cash dividends	$15,730,000	228
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$19,939,000	343
2012-09-30 (YTD Data)		Rank
Total interest income	$41,673,000	475
Total interest expense	$3,455,000	1,032
Net interest income	$38,218,000	439
Provision for loan and lease losses	$2,060,000	831
Total noninterest income	$11,637,000	487
Gross Fiduciary activities income	$839,000	420
Service charges on deposit accounts	$2,987,000	383
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,811,000	473
Total noninterest expense	$33,397,000	488
Salaries and employee benefits	$14,685,000	540
Premises and equipment expense	$3,353,000	541
Additional noninterest expense	$15,359,000	384
Pre-tax net operating income	$14,398,000	445
Securities gains (losses)	$-58,000	6,973
Applicable income taxes	$0	4,802
Income before extraordinary items	$14,340,000	366
Extraordinary gains, net	$0	20
Net income	$14,340,000	366
Minority interest net income	$0	86
Net income of bank and minority interests.	$14,340,000	366
Net charge-offs	$2,070,000	907
Cash dividends	$14,666,000	164
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$14,398,000	353
2012-06-30 (YTD Data)		Rank
Total interest income	$28,537,000	465
Total interest expense	$2,482,000	986
Net interest income	$26,055,000	436
Provision for loan and lease losses	$1,660,000	743
Total noninterest income	$6,692,000	528
Gross Fiduciary activities income	$559,000	418
Service charges on deposit accounts	$2,076,000	369
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,057,000	552
Total noninterest expense	$22,276,000	481
Salaries and employee benefits	$9,784,000	539
Premises and equipment expense	$2,260,000	535
Additional noninterest expense	$10,232,000	381
Pre-tax net operating income	$8,811,000	464
Securities gains (losses)	$-63,000	7,064
Applicable income taxes	$-24,000	6,891
Income before extraordinary items	$8,772,000	383
Extraordinary gains, net	$0	19
Net income	$8,772,000	382
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,772,000	382
Net charge-offs	$1,709,000	773
Cash dividends	$12,990,000	135
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$8,835,000	360
2012-03-31 (YTD Data)		Rank
Total interest income	$14,241,000	471
Total interest expense	$1,336,000	951
Net interest income	$12,905,000	438
Provision for loan and lease losses	$760,000	756
Total noninterest income	$3,345,000	535
Gross Fiduciary activities income	$282,000	422
Service charges on deposit accounts	$1,003,000	378
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,060,000	541
Total noninterest expense	$11,261,000	466
Salaries and employee benefits	$4,914,000	533
Premises and equipment expense	$1,168,000	514
Additional noninterest expense	$5,179,000	368
Pre-tax net operating income	$4,229,000	479
Securities gains (losses)	$15,000	1,690
Applicable income taxes	$-47,000	7,108
Income before extraordinary items	$4,291,000	386
Extraordinary gains, net	$0	19
Net income	$4,291,000	387
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,291,000	387
Net charge-offs	$511,000	1,077
Cash dividends	$10,620,000	81
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$4,276,000	370
2011-12-31 (YTD Data)		Rank
Total interest income	$58,213,000	469
Total interest expense	$7,020,000	856
Net interest income	$51,193,000	430
Provision for loan and lease losses	$5,182,000	765
Total noninterest income	$12,715,000	519
Gross Fiduciary activities income	$1,129,000	374
Service charges on deposit accounts	$4,279,000	362
Trading account gains and fees	$0	146
Additional Noninterest Income	$7,307,000	533
Total noninterest expense	$44,708,000	465
Salaries and employee benefits	$19,018,000	513
Premises and equipment expense	$4,858,000	511
Additional noninterest expense	$20,832,000	376
Pre-tax net operating income	$14,018,000	473
Securities gains (losses)	$394,000	941
Applicable income taxes	$1,480,000	1,012
Income before extraordinary items	$12,932,000	426
Extraordinary gains, net	$0	29
Net income	$12,932,000	427
Minority interest net income	$0	96
Net income of bank and minority interests.	$12,932,000	427
Net charge-offs	$5,235,000	768
Cash dividends	$10,755,000	223
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$12,577,400	425
2011-09-30 (YTD Data)		Rank
Total interest income	$43,588,000	474
Total interest expense	$5,525,000	844
Net interest income	$38,063,000	436
Provision for loan and lease losses	$4,382,000	694
Total noninterest income	$9,347,000	526
Gross Fiduciary activities income	$859,000	365
Service charges on deposit accounts	$3,254,000	362
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,234,000	560
Total noninterest expense	$34,000,000	452
Salaries and employee benefits	$14,527,000	507
Premises and equipment expense	$3,737,000	503
Additional noninterest expense	$15,736,000	368
Pre-tax net operating income	$9,028,000	543
Securities gains (losses)	$394,000	756
Applicable income taxes	$1,481,000	802
Income before extraordinary items	$7,941,000	522
Extraordinary gains, net	$0	21
Net income	$7,941,000	522
Minority interest net income	$0	87
Net income of bank and minority interests.	$7,941,000	522
Net charge-offs	$4,701,000	658
Cash dividends	$9,445,000	164
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$7,610,040	528
2011-06-30 (YTD Data)		Rank
Total interest income	$23,936,000	591
Total interest expense	$2,993,000	1,089
Net interest income	$20,943,000	530
Provision for loan and lease losses	$2,762,000	728
Total noninterest income	$5,324,000	593
Gross Fiduciary activities income	$589,000	366
Service charges on deposit accounts	$1,843,000	418
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,892,000	637
Total noninterest expense	$19,446,000	525
Salaries and employee benefits	$8,338,000	577
Premises and equipment expense	$2,225,000	584
Additional noninterest expense	$8,883,000	440
Pre-tax net operating income	$4,059,000	762
Securities gains (losses)	$56,000	1,520
Applicable income taxes	$23,000	3,768
Income before extraordinary items	$4,092,000	633
Extraordinary gains, net	$0	15
Net income	$4,092,000	632
Minority interest net income	$0	89
Net income of bank and minority interests.	$4,092,000	633
Net charge-offs	$3,186,000	658
Cash dividends	$8,363,000	117
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$4,036,560	623
2011-03-31 (YTD Data)		Rank
Total interest income	$11,788,000	609
Total interest expense	$1,585,000	1,076
Net interest income	$10,203,000	540
Provision for loan and lease losses	$1,137,000	780
Total noninterest income	$2,474,000	622
Gross Fiduciary activities income	$319,000	356
Service charges on deposit accounts	$921,000	413
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,234,000	715
Total noninterest expense	$9,448,000	543
Salaries and employee benefits	$4,275,000	568
Premises and equipment expense	$1,198,000	540
Additional noninterest expense	$3,975,000	472
Pre-tax net operating income	$2,092,000	750
Securities gains (losses)	$46,000	790
Applicable income taxes	$3,000	4,206
Income before extraordinary items	$2,135,000	616
Extraordinary gains, net	$0	9
Net income	$2,135,000	613
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,135,000	616
Net charge-offs	$1,231,000	743
Cash dividends	$7,683,000	69
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,089,000	610
2010-12-31 (YTD Data)		Rank
Total interest income	$42,567,000	706
Total interest expense	$7,058,000	1,162
Net interest income	$35,509,000	609
Provision for loan and lease losses	$6,400,000	940
Total noninterest income	$10,269,000	624
Gross Fiduciary activities income	$1,108,000	372
Service charges on deposit accounts	$3,311,000	462
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,850,000	660
Total noninterest expense	$31,327,000	651
Salaries and employee benefits	$14,664,000	662
Premises and equipment expense	$3,961,000	654
Additional noninterest expense	$12,702,000	593
Pre-tax net operating income	$8,051,000	664
Securities gains (losses)	$214,000	1,533
Applicable income taxes	$7,000	4,295
Income before extraordinary items	$8,258,000	547
Extraordinary gains, net	$0	29
Net income	$8,258,000	546
Minority interest net income	$0	111
Net income of bank and minority interests.	$8,258,000	548
Net charge-offs	$4,000,000	1,208
Cash dividends	$9,204,000	187
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$8,044,000	547
2010-09-30 (YTD Data)		Rank
Total interest income	$31,942,000	712
Total interest expense	$5,526,000	1,161
Net interest income	$26,416,000	611
Provision for loan and lease losses	$4,750,000	910
Total noninterest income	$7,560,000	611
Gross Fiduciary activities income	$835,000	376
Service charges on deposit accounts	$2,453,000	465
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,272,000	636
Total noninterest expense	$23,510,000	641
Salaries and employee benefits	$10,937,000	653
Premises and equipment expense	$3,023,000	636
Additional noninterest expense	$9,550,000	574
Pre-tax net operating income	$5,716,000	739
Securities gains (losses)	$195,000	1,396
Applicable income taxes	$2,000	4,515
Income before extraordinary items	$5,909,000	583
Extraordinary gains, net	$0	23
Net income	$5,909,000	582
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,909,000	583
Net charge-offs	$2,663,000	1,251
Cash dividends	$8,713,000	127
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,714,000	575
2010-06-30 (YTD Data)		Rank
Total interest income	$21,290,000	717
Total interest expense	$3,840,000	1,165
Net interest income	$17,450,000	617
Provision for loan and lease losses	$3,950,000	771
Total noninterest income	$4,754,000	629
Gross Fiduciary activities income	$554,000	376
Service charges on deposit accounts	$1,635,000	467
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,565,000	666
Total noninterest expense	$15,960,000	633
Salaries and employee benefits	$7,286,000	649
Premises and equipment expense	$2,210,000	584
Additional noninterest expense	$6,464,000	567
Pre-tax net operating income	$2,294,000	1,155
Securities gains (losses)	$0	3,184
Applicable income taxes	$2,000	4,454
Income before extraordinary items	$2,292,000	983
Extraordinary gains, net	$0	19
Net income	$2,292,000	984
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,292,000	984
Net charge-offs	$1,802,000	1,220
Cash dividends	$8,233,000	81
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,292,000	942
2010-03-31 (YTD Data)		Rank
Total interest income	$8,141,000	990
Total interest expense	$1,582,000	1,495
Net interest income	$6,559,000	844
Provision for loan and lease losses	$1,500,000	888
Total noninterest income	$1,681,000	812
Gross Fiduciary activities income	$274,000	384
Service charges on deposit accounts	$605,000	637
Trading account gains and fees	$0	175
Additional Noninterest Income	$802,000	931
Total noninterest expense	$5,937,000	837
Salaries and employee benefits	$2,879,000	856
Premises and equipment expense	$812,000	833
Additional noninterest expense	$2,246,000	800
Pre-tax net operating income	$803,000	1,616
Securities gains (losses)	$-1,000	7,364
Applicable income taxes	$0	4,611
Income before extraordinary items	$802,000	1,366
Extraordinary gains, net	$0	16
Net income	$802,000	1,369
Minority interest net income	$0	91
Net income of bank and minority interests.	$802,000	1,368
Net charge-offs	$717,000	1,305
Cash dividends	$5,526,000	57
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$803,000	1,322
2009-12-31 (YTD Data)		Rank
Total interest income	$35,040,000	962
Total interest expense	$8,021,000	1,483
Net interest income	$27,019,000	800
Provision for loan and lease losses	$2,555,000	2,149
Total noninterest income	$7,253,000	818
Gross Fiduciary activities income	$1,080,000	367
Service charges on deposit accounts	$2,738,000	614
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,435,000	955
Total noninterest expense	$24,578,000	857
Salaries and employee benefits	$11,278,000	874
Premises and equipment expense	$3,302,000	818
Additional noninterest expense	$9,998,000	789
Pre-tax net operating income	$7,139,000	609
Securities gains (losses)	$269,000	1,320
Applicable income taxes	$60,000	3,171
Income before extraordinary items	$7,348,000	446
Extraordinary gains, net	$0	34
Net income	$7,348,000	446
Minority interest net income	$0	115
Net income of bank and minority interests.	$7,348,000	448
Net charge-offs	$2,809,000	1,674
Cash dividends	$7,705,000	240
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$7,081,690	471
2009-09-30 (YTD Data)		Rank
Total interest income	$12,189,000	2,122
Total interest expense	$2,706,000	3,097
Net interest income	$9,483,000	1,770
Provision for loan and lease losses	$1,200,000	2,516
Total noninterest income	$2,815,000	1,388
Gross Fiduciary activities income	$810,000	365
Service charges on deposit accounts	$948,000	1,362
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,057,000	1,757
Total noninterest expense	$8,879,000	1,701
Salaries and employee benefits	$4,184,000	1,796
Premises and equipment expense	$1,197,000	1,719
Additional noninterest expense	$3,498,000	1,537
Pre-tax net operating income	$2,219,000	1,467
Securities gains (losses)	$0	3,497
Applicable income taxes	$8,000	4,112
Income before extraordinary items	$2,211,000	1,211
Extraordinary gains, net	$0	27
Net income	$2,211,000	1,210
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,211,000	1,211
Net charge-offs	$1,060,000	2,144
Cash dividends	$3,628,000	346
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,211,000	1,198
2009-06-30 (YTD Data)		Rank
Total interest income	$8,175,000	2,151
Total interest expense	$1,877,000	3,123
Net interest income	$6,298,000	1,780
Provision for loan and lease losses	$525,000	2,906
Total noninterest income	$1,887,000	1,399
Gross Fiduciary activities income	$540,000	372
Service charges on deposit accounts	$622,000	1,367
Trading account gains and fees	$0	193
Additional Noninterest Income	$725,000	1,774
Total noninterest expense	$5,670,000	1,809
Salaries and employee benefits	$2,831,000	1,803
Premises and equipment expense	$811,000	1,719
Additional noninterest expense	$2,028,000	1,797
Pre-tax net operating income	$1,990,000	1,145
Securities gains (losses)	$0	3,136
Applicable income taxes	$8,000	4,086
Income before extraordinary items	$1,982,000	960
Extraordinary gains, net	$0	21
Net income	$1,982,000	960
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,982,000	960
Net charge-offs	$682,000	2,008
Cash dividends	$3,389,000	255
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,982,000	927
2009-03-31 (YTD Data)		Rank
Total interest income	$4,108,000	2,161
Total interest expense	$990,000	3,078
Net interest income	$3,118,000	1,785
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$897,000	1,412
Gross Fiduciary activities income	$270,000	372
Service charges on deposit accounts	$303,000	1,361
Trading account gains and fees	$0	171
Additional Noninterest Income	$324,000	1,854
Total noninterest expense	$2,788,000	1,774
Salaries and employee benefits	$1,492,000	1,739
Premises and equipment expense	$433,000	1,634
Additional noninterest expense	$863,000	1,866
Pre-tax net operating income	$927,000	1,393
Securities gains (losses)	$0	2,434
Applicable income taxes	$8,000	4,098
Income before extraordinary items	$919,000	1,181
Extraordinary gains, net	$0	15
Net income	$919,000	1,182
Minority interest net income	$0	102
Net income of bank and minority interests.	$919,000	1,183
Net charge-offs	$46,000	3,656
Cash dividends	$3,150,000	136
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$919,000	1,105
2008-12-31 (YTD Data)		Rank
Total interest income	$17,548,000	2,159
Total interest expense	$5,522,000	2,712
Net interest income	$12,026,000	1,855
Provision for loan and lease losses	$988,000	2,731
Total noninterest income	$3,409,000	1,434
Gross Fiduciary activities income	$1,000,000	410
Service charges on deposit accounts	$1,412,000	1,271
Trading account gains and fees	$0	154
Additional Noninterest Income	$997,000	2,123
Total noninterest expense	$10,561,000	1,836
Salaries and employee benefits	$5,825,000	1,749
Premises and equipment expense	$1,620,000	1,702
Additional noninterest expense	$3,116,000	1,942
Pre-tax net operating income	$3,886,000	1,405
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$3,886,000	1,072
Extraordinary gains, net	$0	39
Net income	$3,886,000	1,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$413,000	3,075
Cash dividends	$4,633,000	609
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,886,000	1,141
2008-09-30 (YTD Data)		Rank
Total interest income	$13,243,000	2,202
Total interest expense	$4,385,000	2,674
Net interest income	$8,858,000	1,909
Provision for loan and lease losses	$563,000	2,558
Total noninterest income	$2,492,000	1,503
Gross Fiduciary activities income	$740,000	418
Service charges on deposit accounts	$1,072,000	1,261
Trading account gains and fees	$0	148
Additional Noninterest Income	$680,000	2,362
Total noninterest expense	$7,696,000	1,867
Salaries and employee benefits	$4,279,000	1,815
Premises and equipment expense	$1,196,000	1,727
Additional noninterest expense	$2,221,000	1,961
Pre-tax net operating income	$3,091,000	1,577
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$3,091,000	1,193
Extraordinary gains, net	$0	31
Net income	$3,091,000	1,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	2,508
Cash dividends	$4,499,000	503
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,091,000	1,264
2008-06-30 (YTD Data)		Rank
Total interest income	$7,964,000	2,427
Total interest expense	$2,822,000	2,869
Net interest income	$5,142,000	2,158
Provision for loan and lease losses	$263,000	2,742
Total noninterest income	$1,594,000	1,574
Gross Fiduciary activities income	$495,000	422
Service charges on deposit accounts	$670,000	1,325
Trading account gains and fees	$0	149
Additional Noninterest Income	$429,000	2,471
Total noninterest expense	$4,338,000	2,203
Salaries and employee benefits	$2,475,000	2,100
Premises and equipment expense	$646,000	2,083
Additional noninterest expense	$1,217,000	2,310
Pre-tax net operating income	$2,135,000	1,597
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$2,135,000	1,291
Extraordinary gains, net	$0	21
Net income	$2,135,000	1,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,622
Cash dividends	$4,160,000	394
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,135,000	1,268
2008-03-31 (YTD Data)		Rank
Total interest income	$4,069,000	2,436
Total interest expense	$1,564,000	2,774
Net interest income	$2,505,000	2,208
Provision for loan and lease losses	$86,000	2,973
Total noninterest income	$777,000	1,599
Gross Fiduciary activities income	$240,000	430
Service charges on deposit accounts	$332,000	1,317
Trading account gains and fees	$0	158
Additional Noninterest Income	$205,000	2,532
Total noninterest expense	$2,145,000	2,225
Salaries and employee benefits	$1,226,000	2,137
Premises and equipment expense	$323,000	2,101
Additional noninterest expense	$596,000	2,322
Pre-tax net operating income	$1,051,000	1,708
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,051,000	1,426
Extraordinary gains, net	$0	15
Net income	$1,051,000	1,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	2,479
Cash dividends	$3,839,000	234
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,051,000	1,380
2007-12-31 (YTD Data)		Rank
Total interest income	$17,242,000	2,388
Total interest expense	$7,266,000	2,535
Net interest income	$9,976,000	2,251
Provision for loan and lease losses	$0	6,851
Total noninterest income	$3,160,000	1,580
Gross Fiduciary activities income	$1,005,000	418
Service charges on deposit accounts	$1,360,000	1,311
Trading account gains and fees	$0	178
Additional Noninterest Income	$795,000	2,564
Total noninterest expense	$8,781,000	2,096
Salaries and employee benefits	$4,978,000	2,018
Premises and equipment expense	$1,317,000	1,986
Additional noninterest expense	$2,486,000	2,187
Pre-tax net operating income	$4,355,000	1,852
Securities gains (losses)	$-2,000	7,197
Applicable income taxes	$0	6,070
Income before extraordinary items	$4,353,000	1,473
Extraordinary gains, net	$0	39
Net income	$4,353,000	1,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,808
Cash dividends	$3,577,000	1,035
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,355,000	1,456
2007-09-30 (YTD Data)		Rank
Total interest income	$12,852,000	2,407
Total interest expense	$5,438,000	2,532
Net interest income	$7,414,000	2,278
Provision for loan and lease losses	$0	6,528
Total noninterest income	$2,286,000	1,627
Gross Fiduciary activities income	$725,000	423
Service charges on deposit accounts	$979,000	1,347
Trading account gains and fees	$0	184
Additional Noninterest Income	$582,000	2,606
Total noninterest expense	$6,570,000	2,080
Salaries and employee benefits	$3,667,000	2,057
Premises and equipment expense	$999,000	1,938
Additional noninterest expense	$1,904,000	2,100
Pre-tax net operating income	$3,130,000	2,033
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$3,130,000	1,616
Extraordinary gains, net	$0	33
Net income	$3,130,000	1,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,320
Cash dividends	$3,315,000	803
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,130,000	1,606
2007-06-30 (YTD Data)		Rank
Total interest income	$8,430,000	2,461
Total interest expense	$3,555,000	2,582
Net interest income	$4,875,000	2,329
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,489,000	1,682
Gross Fiduciary activities income	$485,000	433
Service charges on deposit accounts	$647,000	1,363
Trading account gains and fees	$0	168
Additional Noninterest Income	$357,000	2,742
Total noninterest expense	$4,355,000	2,116
Salaries and employee benefits	$2,376,000	2,158
Premises and equipment expense	$647,000	2,009
Additional noninterest expense	$1,332,000	2,021
Pre-tax net operating income	$2,009,000	2,156
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$2,009,000	1,724
Extraordinary gains, net	$0	29
Net income	$2,009,000	1,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,510
Cash dividends	$3,055,000	630
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,009,000	1,703
2007-03-31 (YTD Data)		Rank
Total interest income	$4,149,000	2,480
Total interest expense	$1,743,000	2,622
Net interest income	$2,406,000	2,362
Provision for loan and lease losses	$0	5,779
Total noninterest income	$712,000	1,717
Gross Fiduciary activities income	$245,000	432
Service charges on deposit accounts	$297,000	1,444
Trading account gains and fees	$0	195
Additional Noninterest Income	$170,000	2,796
Total noninterest expense	$2,182,000	2,121
Salaries and employee benefits	$1,213,000	2,112
Premises and equipment expense	$320,000	2,040
Additional noninterest expense	$649,000	2,021
Pre-tax net operating income	$936,000	2,280
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$936,000	1,824
Extraordinary gains, net	$0	22
Net income	$936,000	1,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$2,800,000	359
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$936,000	1,812
2006-12-31 (YTD Data)		Rank
Total interest income	$15,997,000	2,423
Total interest expense	$5,794,000	2,666
Net interest income	$10,203,000	2,259
Provision for loan and lease losses	$16,000	6,407
Total noninterest income	$3,014,000	1,631
Gross Fiduciary activities income	$956,000	414
Service charges on deposit accounts	$1,354,000	1,316
Trading account gains and fees	$0	130
Additional Noninterest Income	$704,000	2,757
Total noninterest expense	$8,857,000	1,987
Salaries and employee benefits	$4,797,000	2,039
Premises and equipment expense	$1,214,000	2,059
Additional noninterest expense	$2,846,000	1,849
Pre-tax net operating income	$4,344,000	2,110
Securities gains (losses)	$13,000	1,022
Applicable income taxes	$-1,000	8,132
Income before extraordinary items	$4,358,000	1,657
Extraordinary gains, net	$0	51
Net income	$4,358,000	1,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,923
Cash dividends	$6,301,000	576
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,345,000	1,649
2006-09-30 (YTD Data)		Rank
Total interest income	$11,752,000	2,451
Total interest expense	$4,081,000	2,725
Net interest income	$7,671,000	2,269
Provision for loan and lease losses	$16,000	6,161
Total noninterest income	$2,235,000	1,643
Gross Fiduciary activities income	$686,000	428
Service charges on deposit accounts	$1,031,000	1,299
Trading account gains and fees	$0	126
Additional Noninterest Income	$518,000	2,802
Total noninterest expense	$6,657,000	1,981
Salaries and employee benefits	$3,543,000	2,067
Premises and equipment expense	$934,000	2,023
Additional noninterest expense	$2,180,000	1,781
Pre-tax net operating income	$3,233,000	2,199
Securities gains (losses)	$11,000	877
Applicable income taxes	$1,000	6,574
Income before extraordinary items	$3,243,000	1,718
Extraordinary gains, net	$0	45
Net income	$3,243,000	1,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,707
Cash dividends	$5,969,000	453
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,232,000	1,712
2006-06-30 (YTD Data)		Rank
Total interest income	$7,697,000	2,455
Total interest expense	$2,546,000	2,773
Net interest income	$5,151,000	2,271
Provision for loan and lease losses	$16,000	5,712
Total noninterest income	$1,461,000	1,686
Gross Fiduciary activities income	$456,000	438
Service charges on deposit accounts	$651,000	1,358
Trading account gains and fees	$0	126
Additional Noninterest Income	$354,000	2,743
Total noninterest expense	$4,479,000	1,972
Salaries and employee benefits	$2,338,000	2,093
Premises and equipment expense	$625,000	2,015
Additional noninterest expense	$1,516,000	1,742
Pre-tax net operating income	$2,117,000	2,216
Securities gains (losses)	$11,000	713
Applicable income taxes	$0	6,706
Income before extraordinary items	$2,128,000	1,714
Extraordinary gains, net	$0	39
Net income	$2,128,000	1,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,811
Cash dividends	$5,558,000	342
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,117,000	1,707
2006-03-31 (YTD Data)		Rank
Total interest income	$3,796,000	2,437
Total interest expense	$1,187,000	2,827
Net interest income	$2,609,000	2,230
Provision for loan and lease losses	$16,000	4,730
Total noninterest income	$692,000	1,711
Gross Fiduciary activities income	$225,000	444
Service charges on deposit accounts	$301,000	1,424
Trading account gains and fees	$0	115
Additional Noninterest Income	$166,000	2,791
Total noninterest expense	$2,183,000	2,021
Salaries and employee benefits	$1,158,000	2,130
Premises and equipment expense	$337,000	1,875
Additional noninterest expense	$688,000	1,899
Pre-tax net operating income	$1,102,000	2,113
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,102,000	1,626
Extraordinary gains, net	$0	21
Net income	$1,102,000	1,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	1,969
Cash dividends	$4,822,000	223
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,102,000	1,607
2005-12-31 (YTD Data)		Rank
Total interest income	$9,959,000	3,164
Total interest expense	$2,549,000	3,763
Net interest income	$7,410,000	2,891
Provision for loan and lease losses	$3,000	7,042
Total noninterest income	$2,280,000	2,010
Gross Fiduciary activities income	$835,000	436
Service charges on deposit accounts	$937,000	1,824
Trading account gains and fees	$0	138
Additional Noninterest Income	$508,000	3,341
Total noninterest expense	$6,262,000	2,648
Salaries and employee benefits	$3,565,000	2,555
Premises and equipment expense	$806,000	2,878
Additional noninterest expense	$1,891,000	2,625
Pre-tax net operating income	$3,425,000	2,490
Securities gains (losses)	$14,000	1,379
Applicable income taxes	$399,000	3,704
Income before extraordinary items	$3,040,000	2,219
Extraordinary gains, net	$0	46
Net income	$3,040,000	2,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,297
Cash dividends	$2,548,000	1,192
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,027,680	2,191
2005-09-30 (YTD Data)		Rank
Total interest income	$7,309,000	3,168
Total interest expense	$1,777,000	3,834
Net interest income	$5,532,000	2,888
Provision for loan and lease losses	$3,000	6,812
Total noninterest income	$1,659,000	2,045
Gross Fiduciary activities income	$593,000	442
Service charges on deposit accounts	$694,000	1,848
Trading account gains and fees	$0	126
Additional Noninterest Income	$372,000	3,403
Total noninterest expense	$4,589,000	2,664
Salaries and employee benefits	$2,631,000	2,549
Premises and equipment expense	$571,000	3,007
Additional noninterest expense	$1,387,000	2,652
Pre-tax net operating income	$2,599,000	2,497
Securities gains (losses)	$14,000	1,366
Applicable income taxes	$399,000	3,329
Income before extraordinary items	$2,214,000	2,300
Extraordinary gains, net	$0	35
Net income	$2,214,000	2,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,418
Cash dividends	$2,548,000	858
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,202,100	2,270
2005-06-30 (YTD Data)		Rank
Total interest income	$4,792,000	3,156
Total interest expense	$1,100,000	3,865
Net interest income	$3,692,000	2,858
Provision for loan and lease losses	$3,000	6,494
Total noninterest income	$1,109,000	2,028
Gross Fiduciary activities income	$388,000	449
Service charges on deposit accounts	$450,000	1,857
Trading account gains and fees	$0	116
Additional Noninterest Income	$271,000	3,253
Total noninterest expense	$2,935,000	2,759
Salaries and employee benefits	$1,712,000	2,594
Premises and equipment expense	$326,000	3,387
Additional noninterest expense	$897,000	2,711
Pre-tax net operating income	$1,863,000	2,314
Securities gains (losses)	$14,000	1,233
Applicable income taxes	$399,000	2,619
Income before extraordinary items	$1,478,000	2,259
Extraordinary gains, net	$0	30
Net income	$1,478,000	2,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,582
Cash dividends	$2,548,000	586
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,466,940	2,239
2005-03-31 (YTD Data)		Rank
Total interest income	$1,989,000	3,616
Total interest expense	$414,000	4,576
Net interest income	$1,575,000	3,275
Provision for loan and lease losses	$0	6,226
Total noninterest income	$496,000	2,147
Gross Fiduciary activities income	$205,000	445
Service charges on deposit accounts	$186,000	2,145
Trading account gains and fees	$0	115
Additional Noninterest Income	$105,000	3,636
Total noninterest expense	$1,206,000	3,298
Salaries and employee benefits	$724,000	3,030
Premises and equipment expense	$119,000	4,321
Additional noninterest expense	$363,000	3,266
Pre-tax net operating income	$865,000	2,410
Securities gains (losses)	$8,000	1,073
Applicable income taxes	$490,000	1,379
Income before extraordinary items	$383,000	3,722
Extraordinary gains, net	$0	24
Net income	$383,000	3,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$2,304,000	323
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$377,880	3,728
2004-12-31 (YTD Data)		Rank
Total interest income	$7,925,000	3,437
Total interest expense	$1,565,000	4,404
Net interest income	$6,360,000	3,134
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$2,036,000	2,172
Gross Fiduciary activities income	$725,000	448
Service charges on deposit accounts	$798,000	2,148
Trading account gains and fees	$0	138
Additional Noninterest Income	$513,000	3,261
Total noninterest expense	$4,742,000	3,280
Salaries and employee benefits	$2,772,000	3,066
Premises and equipment expense	$479,000	4,229
Additional noninterest expense	$1,491,000	3,136
Pre-tax net operating income	$3,594,000	2,228
Securities gains (losses)	$11,000	2,784
Applicable income taxes	$1,300,000	1,795
Income before extraordinary items	$2,305,000	2,591
Extraordinary gains, net	$0	34
Net income	$2,305,000	2,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,793
Cash dividends	$2,280,000	1,219
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,297,960	2,544
2004-09-30 (YTD Data)		Rank
Total interest income	$3,207,000	5,321
Total interest expense	$670,000	5,942
Net interest income	$2,537,000	5,012
Provision for loan and lease losses	$1,000	7,077
Total noninterest income	$1,049,000	2,830
Gross Fiduciary activities income	$516,000	461
Service charges on deposit accounts	$327,000	3,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$206,000	4,443
Total noninterest expense	$2,235,000	4,648
Salaries and employee benefits	$1,346,000	4,318
Premises and equipment expense	$198,000	6,006
Additional noninterest expense	$691,000	4,576
Pre-tax net operating income	$1,350,000	3,853
Securities gains (losses)	$0	3,710
Applicable income taxes	$471,000	3,010
Income before extraordinary items	$879,000	4,341
Extraordinary gains, net	$0	26
Net income	$879,000	4,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	3,609
Cash dividends	$1,397,000	1,349
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$879,000	4,264
2004-06-30 (YTD Data)		Rank
Total interest income	$2,147,000	5,323
Total interest expense	$450,000	5,953
Net interest income	$1,697,000	4,996
Provision for loan and lease losses	$1,000	6,852
Total noninterest income	$691,000	2,858
Gross Fiduciary activities income	$340,000	468
Service charges on deposit accounts	$217,000	3,458
Trading account gains and fees	$0	130
Additional Noninterest Income	$134,000	4,528
Total noninterest expense	$1,481,000	4,703
Salaries and employee benefits	$893,000	4,349
Premises and equipment expense	$137,000	5,939
Additional noninterest expense	$451,000	4,672
Pre-tax net operating income	$906,000	3,785
Securities gains (losses)	$0	3,413
Applicable income taxes	$312,000	3,013
Income before extraordinary items	$594,000	4,275
Extraordinary gains, net	$0	21
Net income	$594,000	4,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,878
Cash dividends	$1,397,000	962
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$594,000	4,192
2004-03-31 (YTD Data)		Rank
Total interest income	$1,077,000	5,342
Total interest expense	$231,000	5,920
Net interest income	$846,000	5,005
Provision for loan and lease losses	$0	6,501
Total noninterest income	$338,000	2,854
Gross Fiduciary activities income	$175,000	468
Service charges on deposit accounts	$103,000	3,510
Trading account gains and fees	$0	121
Additional Noninterest Income	$60,000	4,738
Total noninterest expense	$736,000	4,749
Salaries and employee benefits	$439,000	4,431
Premises and equipment expense	$73,000	5,767
Additional noninterest expense	$224,000	4,663
Pre-tax net operating income	$448,000	3,795
Securities gains (losses)	$0	2,934
Applicable income taxes	$154,000	3,042
Income before extraordinary items	$294,000	4,322
Extraordinary gains, net	$0	16
Net income	$294,000	4,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$1,397,000	502
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$294,000	4,197
2003-12-31 (YTD Data)		Rank
Total interest income	$4,908,000	4,955
Total interest expense	$1,143,000	5,729
Net interest income	$3,765,000	4,568
Provision for loan and lease losses	$4,000	7,558
Total noninterest income	$1,412,000	2,968
Gross Fiduciary activities income	$675,000	472
Service charges on deposit accounts	$436,000	3,456
Trading account gains and fees	$0	160
Additional Noninterest Income	$301,000	4,499
Total noninterest expense	$3,025,000	4,586
Salaries and employee benefits	$1,890,000	4,114
Premises and equipment expense	$274,000	5,930
Additional noninterest expense	$861,000	4,798
Pre-tax net operating income	$2,148,000	3,233
Securities gains (losses)	$0	4,500
Applicable income taxes	$751,000	2,651
Income before extraordinary items	$1,397,000	3,733
Extraordinary gains, net	$0	54
Net income	$1,397,000	3,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,121
Cash dividends	$1,219,000	2,027
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,397,000	3,579
2003-09-30 (YTD Data)		Rank
Total interest income	$3,771,000	4,935
Total interest expense	$891,000	5,750
Net interest income	$2,880,000	4,514
Provision for loan and lease losses	$4,000	7,376
Total noninterest income	$1,050,000	3,035
Gross Fiduciary activities income	$483,000	487
Service charges on deposit accounts	$329,000	3,438
Trading account gains and fees	$0	153
Additional Noninterest Income	$238,000	4,469
Total noninterest expense	$2,268,000	4,569
Salaries and employee benefits	$1,427,000	4,085
Premises and equipment expense	$208,000	5,887
Additional noninterest expense	$633,000	4,826
Pre-tax net operating income	$1,658,000	3,276
Securities gains (losses)	$0	4,204
Applicable income taxes	$582,000	2,730
Income before extraordinary items	$1,076,000	3,807
Extraordinary gains, net	$0	40
Net income	$1,076,000	3,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,021
Cash dividends	$1,219,000	1,501
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,076,000	3,636
2003-06-30 (YTD Data)		Rank
Total interest income	$2,557,000	4,910
Total interest expense	$628,000	5,684
Net interest income	$1,929,000	4,501
Provision for loan and lease losses	$4,000	7,175
Total noninterest income	$658,000	3,137
Gross Fiduciary activities income	$323,000	486
Service charges on deposit accounts	$218,000	3,416
Trading account gains and fees	$0	150
Additional Noninterest Income	$117,000	5,041
Total noninterest expense	$1,503,000	4,584
Salaries and employee benefits	$944,000	4,100
Premises and equipment expense	$136,000	5,946
Additional noninterest expense	$423,000	4,815
Pre-tax net operating income	$1,080,000	3,332
Securities gains (losses)	$0	3,782
Applicable income taxes	$376,000	2,807
Income before extraordinary items	$704,000	3,847
Extraordinary gains, net	$0	30
Net income	$704,000	3,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$1,219,000	1,105
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$704,000	3,652
2003-03-31 (YTD Data)		Rank
Total interest income	$1,283,000	4,921
Total interest expense	$333,000	5,603
Net interest income	$950,000	4,552
Provision for loan and lease losses	$0	6,934
Total noninterest income	$307,000	3,195
Gross Fiduciary activities income	$160,000	500
Service charges on deposit accounts	$96,000	3,642
Trading account gains and fees	$1,000	131
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$743,000	4,601
Salaries and employee benefits	$463,000	4,138
Premises and equipment expense	$70,000	5,840
Additional noninterest expense	$210,000	4,789
Pre-tax net operating income	$514,000	3,426
Securities gains (losses)	$0	2,891
Applicable income taxes	$176,000	2,913
Income before extraordinary items	$338,000	3,905
Extraordinary gains, net	$0	21
Net income	$338,000	3,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$1,219,000	577
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$338,000	3,722
2002-12-31 (YTD Data)		Rank
Total interest income	$5,573,000	4,798
Total interest expense	$2,017,000	4,767
Net interest income	$3,556,000	4,712
Provision for loan and lease losses	$0	8,089
Total noninterest income	$1,276,000	2,947
Gross Fiduciary activities income	$663,000	487
Service charges on deposit accounts	$407,000	3,498
Trading account gains and fees	$0	153
Additional Noninterest Income	$206,000	4,956
Total noninterest expense	$2,830,000	4,655
Salaries and employee benefits	$1,721,000	4,232
Premises and equipment expense	$289,000	5,697
Additional noninterest expense	$820,000	4,845
Pre-tax net operating income	$2,002,000	3,425
Securities gains (losses)	$7,000	3,799
Applicable income taxes	$700,000	2,844
Income before extraordinary items	$1,309,000	3,871
Extraordinary gains, net	$0	70
Net income	$1,309,000	3,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,176
Cash dividends	$731,000	2,808
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,304,450	3,769
2001-12-31 (YTD Data)		Rank
Total interest income	$6,255,000	4,820
Total interest expense	$2,939,000	4,805
Net interest income	$3,316,000	4,726
Provision for loan and lease losses	$0	8,228
Total noninterest income	$1,056,000	3,219
Gross Fiduciary activities income	$632,000	521
Service charges on deposit accounts	$325,000	3,958
Trading account gains and fees	$0	177
Additional Noninterest Income	$99,000	6,463
Total noninterest expense	$3,108,000	4,217
Salaries and employee benefits	$1,654,000	4,198
Premises and equipment expense	$315,000	5,372
Additional noninterest expense	$1,139,000	3,667
Pre-tax net operating income	$1,264,000	4,303
Securities gains (losses)	$3,000	4,114
Applicable income taxes	$535,000	3,209
Income before extraordinary items	$732,000	5,119
Extraordinary gains, net	$0	105
Net income	$732,000	5,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,336
Cash dividends	$2,390,000	1,134
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$730,080	5,019
2000-12-31 (YTD Data)		Rank
Total interest income	$6,501,000	4,836
Total interest expense	$3,035,000	4,877
Net interest income	$3,466,000	4,637
Provision for loan and lease losses	$0	8,337
Total noninterest income	$1,041,000	3,044
Gross Fiduciary activities income	$610,000	546
Service charges on deposit accounts	$310,000	3,964
Trading account gains and fees	$0	180
Additional Noninterest Income	$121,000	5,977
Total noninterest expense	$3,123,000	4,094
Salaries and employee benefits	$1,641,000	4,068
Premises and equipment expense	$319,000	5,237
Additional noninterest expense	$1,163,000	3,534
Pre-tax net operating income	$1,384,000	4,313
Securities gains (losses)	$-17,000	8,651
Applicable income taxes	$573,000	3,211
Income before extraordinary items	$794,000	5,067
Extraordinary gains, net	$0	38
Net income	$794,000	5,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,468
Cash dividends	$857,000	2,544
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$804,880	5,029
1999-12-31 (YTD Data)		Rank
Total interest income	$6,754,000	4,528
Total interest expense	$3,018,000	4,579
Net interest income	$3,736,000	4,428
Provision for loan and lease losses	$0	8,503
Total noninterest income	$993,000	3,110
Gross Fiduciary activities income	$536,000	616
Service charges on deposit accounts	$301,000	3,979
Trading account gains and fees	$0	173
Additional Noninterest Income	$156,000	5,512
Total noninterest expense	$3,233,000	3,953
Salaries and employee benefits	$1,698,000	3,926
Premises and equipment expense	$325,000	5,223
Additional noninterest expense	$1,210,000	3,408
Pre-tax net operating income	$1,496,000	4,096
Securities gains (losses)	$0	3,155
Applicable income taxes	$639,000	3,084
Income before extraordinary items	$857,000	4,881
Extraordinary gains, net	$0	35
Net income	$857,000	4,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,310
Cash dividends	$404,000	3,888
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$857,000	4,839
1998-12-31 (YTD Data)		Rank
Total interest income	$3,116,000	7,388
Total interest expense	$1,420,000	7,375
Net interest income	$1,696,000	7,299
Provision for loan and lease losses	$0	8,652
Total noninterest income	$417,000	5,478
Gross Fiduciary activities income	$205,000	863
Service charges on deposit accounts	$140,000	6,094
Trading account gains and fees	$0	224
Additional Noninterest Income	$72,000	7,421
Total noninterest expense	$1,411,000	6,936
Salaries and employee benefits	$801,000	6,682
Premises and equipment expense	$162,000	7,398
Additional noninterest expense	$448,000	6,825
Pre-tax net operating income	$702,000	6,467
Securities gains (losses)	$0	4,449
Applicable income taxes	$297,000	5,196
Income before extraordinary items	$405,000	7,179
Extraordinary gains, net	$0	32
Net income	$405,000	7,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	10,018
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$405,000	7,091
1997-12-31 (YTD Data)		Rank
Total interest income	$7,094,000	4,448
Total interest expense	$3,497,000	4,143
Net interest income	$3,597,000	4,634
Provision for loan and lease losses	$0	8,829
Total noninterest income	$1,093,000	2,836
Gross Fiduciary activities income	$412,000	722
Service charges on deposit accounts	$290,000	4,180
Trading account gains and fees	$0	239
Additional Noninterest Income	$391,000	3,325
Total noninterest expense	$2,810,000	4,321
Salaries and employee benefits	$1,626,000	3,968
Premises and equipment expense	$330,000	5,120
Additional noninterest expense	$854,000	4,504
Pre-tax net operating income	$1,880,000	3,731
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$665,000	3,395
Income before extraordinary items	$1,211,000	4,018
Extraordinary gains, net	$0	44
Net income	$1,211,000	4,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,735
Cash dividends	$1,234,000	1,855
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,213,600	3,946
1996-12-31 (YTD Data)		Rank
Total interest income	$6,682,000	4,763
Total interest expense	$3,255,000	4,453
Net interest income	$3,427,000	4,917
Provision for loan and lease losses	$0	9,041
Total noninterest income	$1,148,000	2,781
Gross Fiduciary activities income	$394,000	775
Service charges on deposit accounts	$262,000	4,660
Trading account gains and fees	$0	262
Additional Noninterest Income	$492,000	2,957
Total noninterest expense	$2,693,000	4,725
Salaries and employee benefits	$1,543,000	4,207
Premises and equipment expense	$285,000	5,776
Additional noninterest expense	$865,000	4,898
Pre-tax net operating income	$1,882,000	3,583
Securities gains (losses)	$0	4,148
Applicable income taxes	$649,000	3,367
Income before extraordinary items	$1,233,000	3,792
Extraordinary gains, net	$0	53
Net income	$1,233,000	3,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,803
Cash dividends	$792,000	2,537
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,233,000	3,743
1995-12-31 (YTD Data)		Rank
Total interest income	$6,256,000	5,015
Total interest expense	$3,211,000	4,468
Net interest income	$3,045,000	5,433
Provision for loan and lease losses	$29,000	7,212
Total noninterest income	$833,000	3,584
Gross Fiduciary activities income	$375,000	822
Service charges on deposit accounts	$245,000	5,015
Trading account gains and fees	$0	522
Additional Noninterest Income	$213,000	4,944
Total noninterest expense	$2,626,000	4,787
Salaries and employee benefits	$1,477,000	4,347
Premises and equipment expense	$269,000	6,072
Additional noninterest expense	$880,000	4,871
Pre-tax net operating income	$1,223,000	5,182
Securities gains (losses)	$-53,000	11,206
Applicable income taxes	$378,000	5,146
Income before extraordinary items	$792,000	5,488
Extraordinary gains, net	$0	65
Net income	$792,000	5,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	11,613
Cash dividends	$691,000	2,682
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$828,040	5,289
1994-12-31 (YTD Data)		Rank
Total interest income	$5,567,000	5,184
Total interest expense	$2,735,000	4,291
Net interest income	$2,832,000	5,861
Provision for loan and lease losses	$0	9,146
Total noninterest income	$805,000	3,708
Gross Fiduciary activities income	$357,000	842
Service charges on deposit accounts	$230,000	5,352
Trading account gains and fees	$0	475
Additional Noninterest Income	$218,000	4,998
Total noninterest expense	$2,647,000	4,911
Salaries and employee benefits	$1,395,000	4,585
Premises and equipment expense	$238,000	6,721
Additional noninterest expense	$1,014,000	4,661
Pre-tax net operating income	$990,000	6,002
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$300,000	5,876
Income before extraordinary items	$691,000	5,970
Extraordinary gains, net	$0	249
Net income	$691,000	5,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,674
Cash dividends	$1,190,000	1,663
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$690,300	6,034
1993-12-31 (YTD Data)		Rank
Total interest income	$5,835,000	5,076
Total interest expense	$3,154,000	3,953
Net interest income	$2,681,000	6,198
Provision for loan and lease losses	$0	10,371
Total noninterest income	$900,000	3,632
Gross Fiduciary activities income	$379,000	858
Service charges on deposit accounts	$209,000	5,817
Trading account gains and fees	$0	532
Additional Noninterest Income	$312,000	4,360
Total noninterest expense	$2,480,000	5,320
Salaries and employee benefits	$1,275,000	4,970
Premises and equipment expense	$231,000	7,075
Additional noninterest expense	$974,000	5,031
Pre-tax net operating income	$1,101,000	5,508
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$375,000	5,243
Income before extraordinary items	$727,000	5,949
Extraordinary gains, net	$463,000	501
Net income	$1,190,000	4,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	12,676
Cash dividends	$489,000	3,175
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$726,340	5,690
1992-12-31 (YTD Data)		Rank
Total interest income	$2,653,000	9,619
Total interest expense	$1,349,000	9,032
Net interest income	$1,304,000	9,970
Provision for loan and lease losses	$30,000	9,956
Total noninterest income	$275,000	8,098
Gross Fiduciary activities income	$114,000	1,221
Service charges on deposit accounts	$77,000	9,282
Trading account gains and fees	$0	504
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$767,000	11,167
Salaries and employee benefits	$425,000	10,584
Premises and equipment expense	$77,000	11,610
Additional noninterest expense	$265,000	11,348
Pre-tax net operating income	$782,000	6,653
Securities gains (losses)	$0	8,369
Applicable income taxes	$293,000	6,029
Income before extraordinary items	$489,000	7,423
Extraordinary gains, net	$0	1,422
Net income	$489,000	7,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	4,125
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$489,000	7,049

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.