Home > Fourth Capital Bank > Income and Expense
Fourth Capital Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,441,000 | 1,423 |
| Total interest expense | $13,624,000 | 1,052 |
| Net interest income | $15,817,000 | 1,735 |
| Provision for loan and lease losses | $4,354,000 | 353 |
| Total noninterest income | $1,071,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $50,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,021,000 | 2,262 |
| Total noninterest expense | $22,251,000 | 1,108 |
| Salaries and employee benefits | $13,382,000 | 1,056 |
| Premises and equipment expense | $2,869,000 | 910 |
| Additional noninterest expense | $1,021,000 | 2,262 |
| Pre-tax net operating income | $-9,717,000 | 4,582 |
| Securities gains (losses) | $80,000 | 296 |
| Applicable income taxes | $-610,000 | 4,520 |
| Income before extraordinary items | $-9,027,000 | 4,564 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-9,027,000 | 4,564 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-9,027,000 | 4,565 |
| Net charge-offs | $2,709,000 | 335 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-9,102,200 | 4,568 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,486,000 | 1,421 |
| Total interest expense | $9,590,000 | 1,022 |
| Net interest income | $11,896,000 | 1,731 |
| Provision for loan and lease losses | $4,289,000 | 290 |
| Total noninterest income | $828,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $48,000 | 3,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,235 |
| Total noninterest expense | $16,761,000 | 1,095 |
| Salaries and employee benefits | $10,548,000 | 1,018 |
| Premises and equipment expense | $2,118,000 | 928 |
| Additional noninterest expense | $780,000 | 2,235 |
| Pre-tax net operating income | $-8,326,000 | 4,586 |
| Securities gains (losses) | $81,000 | 186 |
| Applicable income taxes | $-524,000 | 4,570 |
| Income before extraordinary items | $-7,721,000 | 4,601 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-7,721,000 | 4,600 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-7,721,000 | 4,601 |
| Net charge-offs | $2,588,000 | 265 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-7,797,140 | 4,604 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,667,000 | 1,441 |
| Total interest expense | $5,711,000 | 1,011 |
| Net interest income | $7,956,000 | 1,748 |
| Provision for loan and lease losses | $3,364,000 | 264 |
| Total noninterest income | $547,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $47,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 2,200 |
| Total noninterest expense | $9,323,000 | 1,256 |
| Salaries and employee benefits | $5,405,000 | 1,266 |
| Premises and equipment expense | $1,406,000 | 917 |
| Additional noninterest expense | $500,000 | 2,197 |
| Pre-tax net operating income | $-4,184,000 | 4,607 |
| Securities gains (losses) | $81,000 | 201 |
| Applicable income taxes | $-259,000 | 4,588 |
| Income before extraordinary items | $-3,844,000 | 4,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,844,000 | 4,629 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-3,844,000 | 4,629 |
| Net charge-offs | $2,156,000 | 220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $6,225,000 | 37 |
| Net operating income | $-3,920,140 | 4,631 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 1,497 |
| Total interest expense | $2,422,000 | 1,032 |
| Net interest income | $4,014,000 | 1,749 |
| Provision for loan and lease losses | $546,000 | 495 |
| Total noninterest income | $234,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $26,000 | 3,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 2,387 |
| Total noninterest expense | $4,646,000 | 1,278 |
| Salaries and employee benefits | $2,710,000 | 1,277 |
| Premises and equipment expense | $706,000 | 937 |
| Additional noninterest expense | $208,000 | 2,387 |
| Pre-tax net operating income | $-944,000 | 4,642 |
| Securities gains (losses) | $77,000 | 199 |
| Applicable income taxes | $-53,000 | 4,565 |
| Income before extraordinary items | $-814,000 | 4,617 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-814,000 | 4,617 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-814,000 | 4,617 |
| Net charge-offs | $79,000 | 660 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $4,975,000 | 28 |
| Net operating income | $-886,380 | 4,628 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,713,000 | 1,597 |
| Total interest expense | $2,767,000 | 1,253 |
| Net interest income | $16,946,000 | 1,637 |
| Provision for loan and lease losses | $1,139,000 | 750 |
| Total noninterest income | $1,561,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $78,000 | 3,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,483,000 | 1,911 |
| Total noninterest expense | $16,884,000 | 1,356 |
| Salaries and employee benefits | $9,481,000 | 1,376 |
| Premises and equipment expense | $2,724,000 | 939 |
| Additional noninterest expense | $1,483,000 | 1,911 |
| Pre-tax net operating income | $484,000 | 4,191 |
| Securities gains (losses) | $-2,270,000 | 4,565 |
| Applicable income taxes | $-102,000 | 4,604 |
| Income before extraordinary items | $-1,684,000 | 4,652 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,684,000 | 4,651 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-1,684,000 | 4,652 |
| Net charge-offs | $595,000 | 543 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $5,875,000 | 108 |
| Net operating income | $449,800 | 4,180 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,233,000 | 1,589 |
| Total interest expense | $1,463,000 | 1,345 |
| Net interest income | $12,770,000 | 1,615 |
| Provision for loan and lease losses | $714,000 | 779 |
| Total noninterest income | $1,253,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $57,000 | 3,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,196,000 | 1,872 |
| Total noninterest expense | $12,638,000 | 1,349 |
| Salaries and employee benefits | $7,127,000 | 1,364 |
| Premises and equipment expense | $2,054,000 | 929 |
| Additional noninterest expense | $1,196,000 | 1,872 |
| Pre-tax net operating income | $671,000 | 3,858 |
| Securities gains (losses) | $-319,000 | 4,425 |
| Applicable income taxes | $33,000 | 3,293 |
| Income before extraordinary items | $319,000 | 4,171 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $319,000 | 4,170 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $319,000 | 4,170 |
| Net charge-offs | $472,000 | 453 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $5,875,000 | 85 |
| Net operating income | $609,290 | 3,836 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 1,617 |
| Total interest expense | $739,000 | 1,448 |
| Net interest income | $8,233,000 | 1,623 |
| Provision for loan and lease losses | $456,000 | 727 |
| Total noninterest income | $702,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $33,000 | 3,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,096 |
| Total noninterest expense | $8,321,000 | 1,354 |
| Salaries and employee benefits | $4,718,000 | 1,364 |
| Premises and equipment expense | $1,381,000 | 912 |
| Additional noninterest expense | $2,222,000 | 1,481 |
| Pre-tax net operating income | $158,000 | 4,278 |
| Securities gains (losses) | $-277,000 | 4,507 |
| Applicable income taxes | $2,000 | 3,520 |
| Income before extraordinary items | $-121,000 | 4,612 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-121,000 | 4,612 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-121,000 | 4,612 |
| Net charge-offs | $268,000 | 463 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $156,000 | 4,250 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 1,616 |
| Total interest expense | $314,000 | 1,613 |
| Net interest income | $4,020,000 | 1,601 |
| Provision for loan and lease losses | $380,000 | 413 |
| Total noninterest income | $308,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $16,000 | 3,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,213 |
| Total noninterest expense | $4,297,000 | 1,317 |
| Salaries and employee benefits | $2,507,000 | 1,309 |
| Premises and equipment expense | $694,000 | 912 |
| Additional noninterest expense | $1,096,000 | 1,477 |
| Pre-tax net operating income | $-349,000 | 4,743 |
| Securities gains (losses) | $-286,000 | 4,636 |
| Applicable income taxes | $-36,000 | 4,692 |
| Income before extraordinary items | $-599,000 | 4,740 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-599,000 | 4,738 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-599,000 | 4,740 |
| Net charge-offs | $212,000 | 358 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-330,160 | 4,740 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,362,000 | 1,745 |
| Total interest expense | $1,266,000 | 1,874 |
| Net interest income | $15,096,000 | 1,719 |
| Provision for loan and lease losses | $925,000 | 643 |
| Total noninterest income | $1,390,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $51,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,339,000 | 2,343 |
| Total noninterest expense | $15,561,000 | 1,405 |
| Salaries and employee benefits | $9,175,000 | 1,391 |
| Premises and equipment expense | $2,570,000 | 972 |
| Additional noninterest expense | $3,816,000 | 1,631 |
| Pre-tax net operating income | $0 | 4,684 |
| Securities gains (losses) | $183,000 | 644 |
| Applicable income taxes | $19,000 | 3,504 |
| Income before extraordinary items | $164,000 | 4,526 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $164,000 | 4,526 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $164,000 | 4,526 |
| Net charge-offs | $834,000 | 472 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 63 |
| Net operating income | $-700 | 4,683 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,545,000 | 1,858 |
| Total interest expense | $964,000 | 1,938 |
| Net interest income | $10,581,000 | 1,833 |
| Provision for loan and lease losses | $496,000 | 830 |
| Total noninterest income | $1,050,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $36,000 | 4,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,014,000 | 2,366 |
| Total noninterest expense | $11,607,000 | 1,422 |
| Salaries and employee benefits | $6,949,000 | 1,375 |
| Premises and equipment expense | $1,914,000 | 989 |
| Additional noninterest expense | $2,744,000 | 1,693 |
| Pre-tax net operating income | $-472,000 | 4,850 |
| Securities gains (losses) | $204,000 | 550 |
| Applicable income taxes | $-17,000 | 4,819 |
| Income before extraordinary items | $-251,000 | 4,821 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-251,000 | 4,821 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-251,000 | 4,821 |
| Net charge-offs | $731,000 | 397 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 69 |
| Net operating income | $-442,760 | 4,837 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 1,927 |
| Total interest expense | $648,000 | 2,002 |
| Net interest income | $6,720,000 | 1,888 |
| Provision for loan and lease losses | $184,000 | 1,239 |
| Total noninterest income | $590,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $20,000 | 4,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,503 |
| Total noninterest expense | $7,554,000 | 1,444 |
| Salaries and employee benefits | $4,564,000 | 1,396 |
| Premises and equipment expense | $1,260,000 | 998 |
| Additional noninterest expense | $1,730,000 | 1,753 |
| Pre-tax net operating income | $-428,000 | 4,896 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-27,000 | 4,874 |
| Income before extraordinary items | $-401,000 | 4,891 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-401,000 | 4,891 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-401,000 | 4,891 |
| Net charge-offs | $469,000 | 423 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 55 |
| Net operating income | $-401,000 | 4,889 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,050 |
| Total interest expense | $346,000 | 1,982 |
| Net interest income | $2,994,000 | 2,036 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $247,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $9,000 | 4,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,676 |
| Total noninterest expense | $3,685,000 | 1,461 |
| Salaries and employee benefits | $2,259,000 | 1,403 |
| Premises and equipment expense | $628,000 | 1,000 |
| Additional noninterest expense | $798,000 | 1,840 |
| Pre-tax net operating income | $-444,000 | 4,951 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-28,000 | 4,923 |
| Income before extraordinary items | $-416,000 | 4,941 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-416,000 | 4,941 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-416,000 | 4,941 |
| Net charge-offs | $294,000 | 351 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 39 |
| Net operating income | $-416,000 | 4,942 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,687,000 | 2,281 |
| Total interest expense | $2,422,000 | 1,740 |
| Net interest income | $9,265,000 | 2,384 |
| Provision for loan and lease losses | $1,055,000 | 1,542 |
| Total noninterest income | $296,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $50,000 | 4,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,796 |
| Total noninterest expense | $12,332,000 | 1,672 |
| Salaries and employee benefits | $7,563,000 | 1,589 |
| Premises and equipment expense | $1,829,000 | 1,279 |
| Additional noninterest expense | $2,940,000 | 1,940 |
| Pre-tax net operating income | $-3,826,000 | 4,965 |
| Securities gains (losses) | $131,000 | 1,251 |
| Applicable income taxes | $-240,000 | 4,925 |
| Income before extraordinary items | $-3,455,000 | 4,958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,455,000 | 4,958 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-3,455,000 | 4,958 |
| Net charge-offs | $184,000 | 1,600 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $8,200,000 | 67 |
| Net operating income | $-3,578,140 | 4,956 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,543,000 | 2,336 |
| Total interest expense | $2,015,000 | 1,686 |
| Net interest income | $6,528,000 | 2,476 |
| Provision for loan and lease losses | $1,055,000 | 1,311 |
| Total noninterest income | $213,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $38,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,822 |
| Total noninterest expense | $8,568,000 | 1,745 |
| Salaries and employee benefits | $5,438,000 | 1,621 |
| Premises and equipment expense | $1,124,000 | 1,519 |
| Additional noninterest expense | $2,006,000 | 2,075 |
| Pre-tax net operating income | $-2,882,000 | 4,989 |
| Securities gains (losses) | $131,000 | 1,097 |
| Applicable income taxes | $-178,000 | 4,941 |
| Income before extraordinary items | $-2,573,000 | 4,978 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,573,000 | 4,978 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,573,000 | 4,978 |
| Net charge-offs | $52,000 | 2,038 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $8,200,000 | 52 |
| Net operating income | $-2,696,140 | 4,981 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 2,372 |
| Total interest expense | $1,451,000 | 1,687 |
| Net interest income | $4,201,000 | 2,547 |
| Provision for loan and lease losses | $970,000 | 1,118 |
| Total noninterest income | $143,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $26,000 | 4,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,795 |
| Total noninterest expense | $5,262,000 | 1,857 |
| Salaries and employee benefits | $3,494,000 | 1,662 |
| Premises and equipment expense | $594,000 | 1,804 |
| Additional noninterest expense | $1,174,000 | 2,254 |
| Pre-tax net operating income | $-1,888,000 | 5,005 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-117,000 | 4,937 |
| Income before extraordinary items | $-1,771,000 | 4,994 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,771,000 | 4,994 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,771,000 | 4,994 |
| Net charge-offs | $53,000 | 1,703 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $8,200,000 | 34 |
| Net operating income | $-1,771,000 | 4,998 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 2,347 |
| Total interest expense | $829,000 | 1,650 |
| Net interest income | $2,021,000 | 2,583 |
| Provision for loan and lease losses | $88,000 | 2,099 |
| Total noninterest income | $70,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $16,000 | 4,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 3,790 |
| Total noninterest expense | $2,548,000 | 1,919 |
| Salaries and employee benefits | $1,650,000 | 1,751 |
| Premises and equipment expense | $292,000 | 1,844 |
| Additional noninterest expense | $606,000 | 2,234 |
| Pre-tax net operating income | $-545,000 | 4,987 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-34,000 | 4,918 |
| Income before extraordinary items | $-511,000 | 4,958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-511,000 | 4,958 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-511,000 | 4,958 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $8,200,000 | 21 |
| Net operating income | $-511,000 | 4,982 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,754,000 | 2,175 |
| Total interest expense | $3,565,000 | 1,615 |
| Net interest income | $9,189,000 | 2,395 |
| Provision for loan and lease losses | $1,951,000 | 546 |
| Total noninterest income | $454,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $88,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,372 |
| Total noninterest expense | $8,987,000 | 2,075 |
| Salaries and employee benefits | $4,852,000 | 2,156 |
| Premises and equipment expense | $1,346,000 | 1,644 |
| Additional noninterest expense | $2,789,000 | 2,043 |
| Pre-tax net operating income | $-1,295,000 | 5,114 |
| Securities gains (losses) | $294,000 | 515 |
| Applicable income taxes | $-62,000 | 5,074 |
| Income before extraordinary items | $-939,000 | 5,097 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-939,000 | 5,098 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-939,000 | 5,098 |
| Net charge-offs | $1,683,000 | 471 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 236 |
| Net operating income | $-1,215,360 | 5,104 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,751,000 | 2,171 |
| Total interest expense | $2,703,000 | 1,605 |
| Net interest income | $7,048,000 | 2,388 |
| Provision for loan and lease losses | $1,873,000 | 432 |
| Total noninterest income | $263,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $69,000 | 4,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,753 |
| Total noninterest expense | $6,128,000 | 2,221 |
| Salaries and employee benefits | $3,400,000 | 2,257 |
| Premises and equipment expense | $898,000 | 1,817 |
| Additional noninterest expense | $1,830,000 | 2,250 |
| Pre-tax net operating income | $-690,000 | 5,176 |
| Securities gains (losses) | $199,000 | 531 |
| Applicable income taxes | $-34,000 | 5,154 |
| Income before extraordinary items | $-457,000 | 5,160 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-457,000 | 5,160 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-457,000 | 5,160 |
| Net charge-offs | $1,495,000 | 377 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 187 |
| Net operating income | $-642,070 | 5,171 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,550,000 | 2,162 |
| Total interest expense | $1,794,000 | 1,587 |
| Net interest income | $4,756,000 | 2,367 |
| Provision for loan and lease losses | $265,000 | 1,338 |
| Total noninterest income | $287,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $43,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,039 |
| Total noninterest expense | $4,044,000 | 2,243 |
| Salaries and employee benefits | $2,121,000 | 2,372 |
| Premises and equipment expense | $651,000 | 1,712 |
| Additional noninterest expense | $1,272,000 | 2,196 |
| Pre-tax net operating income | $734,000 | 3,504 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $48,000 | 3,101 |
| Income before extraordinary items | $686,000 | 3,460 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $686,000 | 3,457 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $686,000 | 3,459 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $686,000 | 3,441 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 2,200 |
| Total interest expense | $825,000 | 1,636 |
| Net interest income | $2,373,000 | 2,374 |
| Provision for loan and lease losses | $185,000 | 998 |
| Total noninterest income | $98,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,547 |
| Total noninterest expense | $1,946,000 | 2,318 |
| Salaries and employee benefits | $1,043,000 | 2,414 |
| Premises and equipment expense | $337,000 | 1,686 |
| Additional noninterest expense | $566,000 | 2,370 |
| Pre-tax net operating income | $340,000 | 3,604 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $22,000 | 3,116 |
| Income before extraordinary items | $318,000 | 3,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $318,000 | 3,543 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $318,000 | 3,543 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $318,000 | 3,538 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,328,000 | 2,307 |
| Total interest expense | $2,305,000 | 1,754 |
| Net interest income | $9,023,000 | 2,447 |
| Provision for loan and lease losses | $1,471,000 | 646 |
| Total noninterest income | $826,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $211,000 | 3,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,820 |
| Total noninterest expense | $7,686,000 | 2,314 |
| Salaries and employee benefits | $4,366,000 | 2,316 |
| Premises and equipment expense | $1,425,000 | 1,575 |
| Additional noninterest expense | $1,895,000 | 2,677 |
| Pre-tax net operating income | $692,000 | 4,397 |
| Securities gains (losses) | $-5,000 | 4,250 |
| Applicable income taxes | $36,000 | 3,476 |
| Income before extraordinary items | $651,000 | 4,343 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $651,000 | 4,342 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $651,000 | 4,342 |
| Net charge-offs | $1,096,000 | 535 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 242 |
| Net operating income | $655,750 | 4,343 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 2,340 |
| Total interest expense | $1,611,000 | 1,769 |
| Net interest income | $6,689,000 | 2,468 |
| Provision for loan and lease losses | $1,401,000 | 498 |
| Total noninterest income | $577,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $157,000 | 3,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $420,000 | 2,971 |
| Total noninterest expense | $5,737,000 | 2,323 |
| Salaries and employee benefits | $3,274,000 | 2,314 |
| Premises and equipment expense | $1,058,000 | 1,600 |
| Additional noninterest expense | $1,405,000 | 2,715 |
| Pre-tax net operating income | $128,000 | 5,150 |
| Securities gains (losses) | $-5,000 | 4,626 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $121,000 | 5,137 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $121,000 | 5,135 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $121,000 | 5,136 |
| Net charge-offs | $1,097,000 | 409 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 191 |
| Net operating income | $125,900 | 5,126 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 2,395 |
| Total interest expense | $983,000 | 1,797 |
| Net interest income | $4,350,000 | 2,512 |
| Provision for loan and lease losses | $1,376,000 | 376 |
| Total noninterest income | $143,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $100,000 | 3,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,771 |
| Total noninterest expense | $3,657,000 | 2,407 |
| Salaries and employee benefits | $2,109,000 | 2,385 |
| Premises and equipment expense | $694,000 | 1,630 |
| Additional noninterest expense | $854,000 | 2,916 |
| Pre-tax net operating income | $-540,000 | 5,479 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-41,000 | 5,454 |
| Income before extraordinary items | $-499,000 | 5,469 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-499,000 | 5,468 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-499,000 | 5,468 |
| Net charge-offs | $1,098,000 | 305 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-499,000 | 5,470 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 2,430 |
| Total interest expense | $469,000 | 1,794 |
| Net interest income | $2,134,000 | 2,545 |
| Provision for loan and lease losses | $1,239,000 | 241 |
| Total noninterest income | $54,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $45,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,158 |
| Total noninterest expense | $1,770,000 | 2,496 |
| Salaries and employee benefits | $956,000 | 2,573 |
| Premises and equipment expense | $332,000 | 1,718 |
| Additional noninterest expense | $482,000 | 2,705 |
| Pre-tax net operating income | $-821,000 | 5,588 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-57,000 | 5,544 |
| Income before extraordinary items | $-764,000 | 5,577 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-764,000 | 5,577 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-764,000 | 5,577 |
| Net charge-offs | $1,099,000 | 208 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-764,000 | 5,579 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 4,803 |
| Total interest expense | $460,000 | 3,815 |
| Net interest income | $2,071,000 | 4,899 |
| Provision for loan and lease losses | $646,000 | 1,217 |
| Total noninterest income | $202,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $51,000 | 4,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 4,479 |
| Total noninterest expense | $2,545,000 | 4,388 |
| Salaries and employee benefits | $958,000 | 4,884 |
| Premises and equipment expense | $330,000 | 4,011 |
| Additional noninterest expense | $1,257,000 | 3,573 |
| Pre-tax net operating income | $-918,000 | 5,599 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-44,000 | 5,516 |
| Income before extraordinary items | $-874,000 | 5,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-874,000 | 5,564 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-874,000 | 5,564 |
| Net charge-offs | $781,000 | 824 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 704 |
| Net operating income | $-874,000 | 5,563 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.