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Focus Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$40,710,0001,108
Total interest expense$10,071,0001,282
Net interest income$30,639,0001,027
Provision for loan and lease losses$421,0001,394
Total noninterest income$5,352,0001,142
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,647,000445
Trading account gains and feesNANA
Additional Noninterest Income$2,705,0001,354
Total noninterest expense$24,536,0001,029
Salaries and employee benefits$14,186,0001,007
Premises and equipment expense$3,791,000706
Additional noninterest expense$2,705,0001,354
Pre-tax net operating income$11,034,0001,087
Securities gains (losses)$-3,0003,268
Applicable income taxes$-7,0004,333
Income before extraordinary items$11,038,000927
Extraordinary gains, net$054
Net income$11,038,000942
Minority interest net income$088
Net income of bank and minority interests.$11,038,000930
Net charge-offs$492,000760
Cash dividends$8,000,000571
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,041,000943
2023-09-30 (YTD Data)Rank
Total interest income$29,605,0001,108
Total interest expense$6,669,0001,310
Net interest income$22,936,0001,028
Provision for loan and lease losses$225,0001,554
Total noninterest income$4,103,0001,136
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,947,000447
Trading account gains and feesNANA
Additional Noninterest Income$2,156,0001,290
Total noninterest expense$18,196,0001,035
Salaries and employee benefits$10,542,0001,019
Premises and equipment expense$2,809,000714
Additional noninterest expense$2,156,0001,290
Pre-tax net operating income$8,618,0001,087
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$8,618,000935
Extraordinary gains, net$052
Net income$8,618,000940
Minority interest net income$081
Net income of bank and minority interests.$8,618,000935
Net charge-offs$304,000719
Cash dividends$7,000,000468
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,618,000951
2023-06-30 (YTD Data)Rank
Total interest income$18,880,0001,123
Total interest expense$3,690,0001,362
Net interest income$15,190,0001,040
Provision for loan and lease losses$132,0001,651
Total noninterest income$2,543,0001,126
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,227,000453
Trading account gains and feesNANA
Additional Noninterest Income$1,316,0001,283
Total noninterest expense$11,975,0001,041
Salaries and employee benefits$7,036,0001,011
Premises and equipment expense$1,756,000741
Additional noninterest expense$1,316,0001,282
Pre-tax net operating income$5,626,0001,110
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$5,626,000968
Extraordinary gains, net$051
Net income$5,626,000981
Minority interest net income$081
Net income of bank and minority interests.$5,626,000968
Net charge-offs$189,000691
Cash dividends$5,750,000406
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,626,000979
2023-03-31 (YTD Data)Rank
Total interest income$9,009,0001,154
Total interest expense$1,485,0001,431
Net interest income$7,524,0001,052
Provision for loan and lease losses$71,0001,502
Total noninterest income$1,231,0001,149
Gross Fiduciary activities income$0913
Service charges on deposit accounts$559,000499
Trading account gains and feesNANA
Additional Noninterest Income$672,0001,260
Total noninterest expense$5,971,0001,056
Salaries and employee benefits$3,526,0001,031
Premises and equipment expense$872,000782
Additional noninterest expense$672,0001,260
Pre-tax net operating income$2,713,0001,161
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,713,0001,013
Extraordinary gains, net$04
Net income$2,713,0001,012
Minority interest net income$048
Net income of bank and minority interests.$2,713,0001,012
Net charge-offs$51,000800
Cash dividends$3,500,000337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,713,0001,023
2022-12-31 (YTD Data)Rank
Total interest income$32,799,0001,062
Total interest expense$3,523,0001,038
Net interest income$29,276,0001,052
Provision for loan and lease losses$455,0001,281
Total noninterest income$5,902,0001,074
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,410,000484
Trading account gains and feesNANA
Additional Noninterest Income$3,492,0001,144
Total noninterest expense$22,686,0001,075
Salaries and employee benefits$13,496,0001,046
Premises and equipment expense$3,410,000753
Additional noninterest expense$3,492,0001,144
Pre-tax net operating income$12,037,0001,111
Securities gains (losses)$0691
Applicable income taxes$-5,0004,543
Income before extraordinary items$12,042,000963
Extraordinary gains, net$05
Net income$12,042,000964
Minority interest net income$063
Net income of bank and minority interests.$12,042,000964
Net charge-offs$437,000640
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,042,000980
2022-09-30 (YTD Data)Rank
Total interest income$24,156,0001,041
Total interest expense$2,475,000841
Net interest income$21,681,0001,050
Provision for loan and lease losses$167,0001,588
Total noninterest income$4,363,0001,104
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,753,000499
Trading account gains and feesNANA
Additional Noninterest Income$2,610,0001,168
Total noninterest expense$16,757,0001,090
Salaries and employee benefits$9,882,0001,065
Premises and equipment expense$2,595,000753
Additional noninterest expense$2,610,0001,168
Pre-tax net operating income$9,120,0001,102
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$9,120,000960
Extraordinary gains, net$04
Net income$9,120,000959
Minority interest net income$057
Net income of bank and minority interests.$9,120,000960
Net charge-offs$165,000753
Cash dividends$7,750,000432
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,120,000979
2022-06-30 (YTD Data)Rank
Total interest income$15,636,0001,021
Total interest expense$1,663,000701
Net interest income$13,973,0001,049
Provision for loan and lease losses$88,0001,623
Total noninterest income$2,837,0001,113
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,069,000536
Trading account gains and feesNANA
Additional Noninterest Income$1,768,0001,188
Total noninterest expense$11,036,0001,089
Salaries and employee benefits$6,496,0001,074
Premises and equipment expense$1,728,000743
Additional noninterest expense$2,812,0001,221
Pre-tax net operating income$5,686,0001,100
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,686,000954
Extraordinary gains, net$04
Net income$5,686,000953
Minority interest net income$060
Net income of bank and minority interests.$5,686,000954
Net charge-offs$66,000858
Cash dividends$6,250,000372
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,686,000975
2022-03-31 (YTD Data)Rank
Total interest income$7,647,0001,017
Total interest expense$869,000637
Net interest income$6,778,0001,052
Provision for loan and lease losses$47,0001,387
Total noninterest income$1,397,0001,125
Gross Fiduciary activities income$0892
Service charges on deposit accounts$516,000546
Trading account gains and feesNANA
Additional Noninterest Income$881,0001,167
Total noninterest expense$5,452,0001,098
Salaries and employee benefits$3,207,0001,087
Premises and equipment expense$845,000767
Additional noninterest expense$1,400,0001,210
Pre-tax net operating income$2,676,0001,097
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,676,000965
Extraordinary gains, net$04
Net income$2,676,000964
Minority interest net income$050
Net income of bank and minority interests.$2,676,000965
Net charge-offs$-6,0003,738
Cash dividends$3,750,000312
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,676,000976
2021-12-31 (YTD Data)Rank
Total interest income$32,127,000992
Total interest expense$4,187,000642
Net interest income$27,940,0001,031
Provision for loan and lease losses$-72,0004,211
Total noninterest income$6,312,0001,129
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,874,000564
Trading account gains and feesNANA
Additional Noninterest Income$4,438,0001,160
Total noninterest expense$21,553,0001,106
Salaries and employee benefits$12,723,0001,075
Premises and equipment expense$3,286,000788
Additional noninterest expense$5,544,0001,217
Pre-tax net operating income$12,771,0001,070
Securities gains (losses)$124,000774
Applicable income taxes$-23,0004,731
Income before extraordinary items$12,918,000937
Extraordinary gains, net$010
Net income$12,918,000937
Minority interest net income$074
Net income of bank and minority interests.$12,918,000937
Net charge-offs$51,0001,646
Cash dividends$4,700,000835
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,794,000931
2021-09-30 (YTD Data)Rank
Total interest income$23,990,0001,015
Total interest expense$3,241,000655
Net interest income$20,749,0001,063
Provision for loan and lease losses$-361,0004,507
Total noninterest income$4,782,0001,143
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,314,000594
Trading account gains and feesNANA
Additional Noninterest Income$3,468,0001,162
Total noninterest expense$16,006,0001,122
Salaries and employee benefits$9,351,0001,103
Premises and equipment expense$2,478,000801
Additional noninterest expense$4,177,0001,204
Pre-tax net operating income$9,886,0001,081
Securities gains (losses)$124,000724
Applicable income taxes$-23,0004,833
Income before extraordinary items$10,033,000946
Extraordinary gains, net$08
Net income$10,033,000945
Minority interest net income$069
Net income of bank and minority interests.$10,033,000946
Net charge-offs$-19,0003,868
Cash dividends$4,700,000620
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,909,000946
2021-06-30 (YTD Data)Rank
Total interest income$15,825,0001,015
Total interest expense$2,251,000665
Net interest income$13,574,0001,064
Provision for loan and lease losses$-399,0004,588
Total noninterest income$2,733,0001,253
Gross Fiduciary activities income$0951
Service charges on deposit accounts$811,000609
Trading account gains and feesNANA
Additional Noninterest Income$1,922,0001,324
Total noninterest expense$10,535,0001,125
Salaries and employee benefits$6,136,0001,104
Premises and equipment expense$1,632,000812
Additional noninterest expense$2,767,0001,205
Pre-tax net operating income$6,171,0001,122
Securities gains (losses)$124,000598
Applicable income taxes$-23,0004,868
Income before extraordinary items$6,318,000984
Extraordinary gains, net$06
Net income$6,318,000984
Minority interest net income$067
Net income of bank and minority interests.$6,318,000984
Net charge-offs$-37,0004,270
Cash dividends$3,200,000589
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,194,000975
2021-03-31 (YTD Data)Rank
Total interest income$7,893,0001,007
Total interest expense$1,202,000661
Net interest income$6,691,0001,066
Provision for loan and lease losses$02,741
Total noninterest income$1,329,0001,273
Gross Fiduciary activities income$0922
Service charges on deposit accounts$388,000621
Trading account gains and feesNANA
Additional Noninterest Income$941,0001,324
Total noninterest expense$5,225,0001,118
Salaries and employee benefits$3,039,0001,103
Premises and equipment expense$822,000818
Additional noninterest expense$1,364,0001,201
Pre-tax net operating income$2,795,0001,199
Securities gains (losses)$124,000422
Applicable income taxes$03,613
Income before extraordinary items$2,919,0001,045
Extraordinary gains, net$03
Net income$2,919,0001,045
Minority interest net income$055
Net income of bank and minority interests.$2,919,0001,045
Net charge-offs$-78,0004,715
Cash dividends$2,000,000449
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,795,0001,055
2020-12-31 (YTD Data)Rank
Total interest income$33,389,000969
Total interest expense$7,554,000642
Net interest income$25,835,0001,039
Provision for loan and lease losses$1,125,0001,492
Total noninterest income$5,524,0001,187
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,755,000582
Trading account gains and feesNANA
Additional Noninterest Income$3,769,0001,258
Total noninterest expense$20,882,0001,086
Salaries and employee benefits$11,903,0001,083
Premises and equipment expense$3,152,000817
Additional noninterest expense$5,827,0001,119
Pre-tax net operating income$9,352,0001,119
Securities gains (losses)$227,000972
Applicable income taxes$-95,0004,891
Income before extraordinary items$9,674,000989
Extraordinary gains, net$04
Net income$9,674,000989
Minority interest net income$072
Net income of bank and minority interests.$9,674,000989
Net charge-offs$742,000777
Cash dividends$4,950,000776
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,447,000974
2020-09-30 (YTD Data)Rank
Total interest income$24,912,000979
Total interest expense$6,068,000644
Net interest income$18,844,0001,056
Provision for loan and lease losses$1,024,0001,341
Total noninterest income$4,265,0001,135
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,282,000586
Trading account gains and feesNANA
Additional Noninterest Income$2,983,0001,172
Total noninterest expense$15,464,0001,083
Salaries and employee benefits$8,798,0001,078
Premises and equipment expense$2,380,000800
Additional noninterest expense$4,286,0001,126
Pre-tax net operating income$6,621,0001,133
Securities gains (losses)$205,000882
Applicable income taxes$-54,0004,901
Income before extraordinary items$6,880,000988
Extraordinary gains, net$04
Net income$6,880,000988
Minority interest net income$065
Net income of bank and minority interests.$6,880,000988
Net charge-offs$201,0001,262
Cash dividends$4,950,000582
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,675,000987
2020-06-30 (YTD Data)Rank
Total interest income$16,801,000983
Total interest expense$4,350,000656
Net interest income$12,451,0001,067
Provision for loan and lease losses$453,0001,680
Total noninterest income$2,498,0001,176
Gross Fiduciary activities income$0970
Service charges on deposit accounts$861,000588
Trading account gains and feesNANA
Additional Noninterest Income$1,637,0001,247
Total noninterest expense$10,229,0001,071
Salaries and employee benefits$5,850,0001,066
Premises and equipment expense$1,533,000823
Additional noninterest expense$2,846,0001,121
Pre-tax net operating income$4,267,0001,115
Securities gains (losses)$91,0001,032
Applicable income taxes$-43,0004,900
Income before extraordinary items$4,401,000961
Extraordinary gains, net$04
Net income$4,401,000961
Minority interest net income$065
Net income of bank and minority interests.$4,401,000961
Net charge-offs$139,0001,192
Cash dividends$4,200,000494
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,310,000955
2020-03-31 (YTD Data)Rank
Total interest income$8,482,000974
Total interest expense$2,301,000692
Net interest income$6,181,0001,057
Provision for loan and lease losses$76,0002,166
Total noninterest income$1,206,0001,139
Gross Fiduciary activities income$0941
Service charges on deposit accounts$542,000560
Trading account gains and feesNANA
Additional Noninterest Income$664,0001,274
Total noninterest expense$5,119,0001,084
Salaries and employee benefits$2,893,0001,094
Premises and equipment expense$756,000850
Additional noninterest expense$1,470,0001,118
Pre-tax net operating income$2,192,000970
Securities gains (losses)$6,0001,418
Applicable income taxes$-2,0004,815
Income before extraordinary items$2,200,000862
Extraordinary gains, net$04
Net income$2,200,000862
Minority interest net income$056
Net income of bank and minority interests.$2,200,000862
Net charge-offs$144,000731
Cash dividends$2,500,000453
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,194,000848
2019-12-31 (YTD Data)Rank
Total interest income$34,824,000959
Total interest expense$9,413,000721
Net interest income$25,411,0001,031
Provision for loan and lease losses$565,0001,388
Total noninterest income$4,919,0001,137
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,157,000591
Trading account gains and feesNANA
Additional Noninterest Income$2,762,0001,270
Total noninterest expense$20,064,0001,087
Salaries and employee benefits$11,465,0001,086
Premises and equipment expense$3,049,000843
Additional noninterest expense$5,550,0001,147
Pre-tax net operating income$9,701,0001,081
Securities gains (losses)$38,0001,350
Applicable income taxes$-40,0005,052
Income before extraordinary items$9,779,000953
Extraordinary gains, net$011
Net income$9,779,000954
Minority interest net income$076
Net income of bank and minority interests.$9,779,000954
Net charge-offs$1,191,000588
Cash dividends$9,800,000488
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,741,000942
2019-09-30 (YTD Data)Rank
Total interest income$26,009,000964
Total interest expense$6,908,000746
Net interest income$19,101,0001,036
Provision for loan and lease losses$420,0001,319
Total noninterest income$3,668,0001,138
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,577,000599
Trading account gains and feesNANA
Additional Noninterest Income$2,091,0001,252
Total noninterest expense$14,925,0001,091
Salaries and employee benefits$8,508,0001,096
Premises and equipment expense$2,291,000837
Additional noninterest expense$4,126,0001,155
Pre-tax net operating income$7,424,0001,082
Securities gains (losses)$-16,0004,967
Applicable income taxes$-40,0005,161
Income before extraordinary items$7,448,000961
Extraordinary gains, net$011
Net income$7,448,000962
Minority interest net income$072
Net income of bank and minority interests.$7,448,000962
Net charge-offs$1,105,000471
Cash dividends$5,300,000581
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,464,000934
2019-06-30 (YTD Data)Rank
Total interest income$17,105,000969
Total interest expense$4,401,000757
Net interest income$12,704,0001,037
Provision for loan and lease losses$290,0001,279
Total noninterest income$2,275,0001,168
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,006,000614
Trading account gains and feesNANA
Additional Noninterest Income$1,269,0001,288
Total noninterest expense$9,809,0001,104
Salaries and employee benefits$5,657,0001,092
Premises and equipment expense$1,491,000867
Additional noninterest expense$2,661,0001,190
Pre-tax net operating income$4,880,0001,073
Securities gains (losses)$-16,0005,025
Applicable income taxes$-13,0005,175
Income before extraordinary items$4,877,000944
Extraordinary gains, net$011
Net income$4,877,000944
Minority interest net income$069
Net income of bank and minority interests.$4,877,000944
Net charge-offs$1,051,000330
Cash dividends$4,500,000477
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,893,000923
2019-03-31 (YTD Data)Rank
Total interest income$8,351,000987
Total interest expense$2,074,000777
Net interest income$6,277,0001,052
Provision for loan and lease losses$113,0001,385
Total noninterest income$1,069,0001,182
Gross Fiduciary activities income$0972
Service charges on deposit accounts$485,000631
Trading account gains and feesNANA
Additional Noninterest Income$584,0001,306
Total noninterest expense$4,869,0001,100
Salaries and employee benefits$2,811,0001,095
Premises and equipment expense$750,000860
Additional noninterest expense$1,308,0001,199
Pre-tax net operating income$2,364,0001,080
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,364,000946
Extraordinary gains, net$05
Net income$2,364,000944
Minority interest net income$052
Net income of bank and minority interests.$2,364,000945
Net charge-offs$270,000506
Cash dividends$3,500,000340
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,364,000929
2018-12-31 (YTD Data)Rank
Total interest income$33,578,000936
Total interest expense$7,628,000656
Net interest income$25,950,0001,004
Provision for loan and lease losses$174,0002,523
Total noninterest income$4,142,0001,246
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,161,000593
Trading account gains and feesNANA
Additional Noninterest Income$1,981,0001,507
Total noninterest expense$19,809,0001,073
Salaries and employee benefits$11,130,0001,077
Premises and equipment expense$3,031,000825
Additional noninterest expense$5,648,0001,131
Pre-tax net operating income$10,109,0001,027
Securities gains (losses)$-21,0004,619
Applicable income taxes$03,978
Income before extraordinary items$10,088,000909
Extraordinary gains, net$06
Net income$10,088,000908
Minority interest net income$072
Net income of bank and minority interests.$10,088,000908
Net charge-offs$545,000896
Cash dividends$8,300,000490
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,109,000911
2018-09-30 (YTD Data)Rank
Total interest income$25,171,000927
Total interest expense$5,678,000632
Net interest income$19,493,0001,000
Provision for loan and lease losses$74,0002,939
Total noninterest income$3,316,0001,184
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,609,000590
Trading account gains and feesNANA
Additional Noninterest Income$1,707,0001,391
Total noninterest expense$14,653,0001,087
Salaries and employee benefits$8,304,0001,078
Premises and equipment expense$2,164,000863
Additional noninterest expense$4,185,0001,132
Pre-tax net operating income$8,082,000990
Securities gains (losses)$-21,0004,943
Applicable income taxes$04,032
Income before extraordinary items$8,061,000856
Extraordinary gains, net$05
Net income$8,061,000854
Minority interest net income$066
Net income of bank and minority interests.$8,061,000855
Net charge-offs$439,000771
Cash dividends$7,800,000385
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,082,000848
2018-06-30 (YTD Data)Rank
Total interest income$16,350,000940
Total interest expense$3,794,000584
Net interest income$12,556,0001,027
Provision for loan and lease losses$41,0002,969
Total noninterest income$2,239,0001,178
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,054,000600
Trading account gains and feesNANA
Additional Noninterest Income$1,185,0001,369
Total noninterest expense$9,728,0001,087
Salaries and employee benefits$5,574,0001,082
Premises and equipment expense$1,391,000899
Additional noninterest expense$2,763,0001,144
Pre-tax net operating income$5,026,0001,019
Securities gains (losses)$-21,0005,114
Applicable income taxes$04,018
Income before extraordinary items$5,005,000903
Extraordinary gains, net$06
Net income$5,005,000901
Minority interest net income$065
Net income of bank and minority interests.$5,005,000902
Net charge-offs$192,000958
Cash dividends$6,300,000321
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,026,000892
2018-03-31 (YTD Data)Rank
Total interest income$8,055,000939
Total interest expense$1,870,000561
Net interest income$6,185,0001,040
Provision for loan and lease losses$13,0003,072
Total noninterest income$1,044,0001,234
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$520,000608
Trading account gains and feesNANA
Additional Noninterest Income$524,0001,443
Total noninterest expense$4,802,0001,102
Salaries and employee benefits$2,767,0001,089
Premises and equipment expense$687,000910
Additional noninterest expense$1,348,0001,167
Pre-tax net operating income$2,414,0001,026
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,414,000905
Extraordinary gains, net$07
Net income$2,414,000905
Minority interest net income$052
Net income of bank and minority interests.$2,414,000905
Net charge-offs$48,0001,222
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,414,000899
2017-12-31 (YTD Data)Rank
Total interest income$31,666,000909
Total interest expense$6,652,000529
Net interest income$25,014,0001,010
Provision for loan and lease losses$441,0001,563
Total noninterest income$4,396,0001,207
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,123,000599
Trading account gains and feesNANA
Additional Noninterest Income$2,273,0001,416
Total noninterest expense$18,869,0001,109
Salaries and employee benefits$10,612,0001,107
Premises and equipment expense$2,814,000871
Additional noninterest expense$5,443,0001,172
Pre-tax net operating income$10,100,000980
Securities gains (losses)$1,0002,108
Applicable income taxes$-22,0005,480
Income before extraordinary items$10,123,000748
Extraordinary gains, net$09
Net income$10,123,000748
Minority interest net income$076
Net income of bank and minority interests.$10,123,000748
Net charge-offs$679,000897
Cash dividends$6,800,000509
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,122,000739
2017-09-30 (YTD Data)Rank
Total interest income$22,646,000950
Total interest expense$4,834,000528
Net interest income$17,812,0001,053
Provision for loan and lease losses$200,0002,013
Total noninterest income$3,565,0001,180
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,573,000607
Trading account gains and feesNANA
Additional Noninterest Income$1,992,0001,286
Total noninterest expense$14,013,0001,121
Salaries and employee benefits$7,845,0001,122
Premises and equipment expense$2,120,000877
Additional noninterest expense$4,048,0001,170
Pre-tax net operating income$7,164,0001,045
Securities gains (losses)$1,0002,145
Applicable income taxes$-11,0005,591
Income before extraordinary items$7,176,000838
Extraordinary gains, net$09
Net income$7,176,000839
Minority interest net income$071
Net income of bank and minority interests.$7,176,000838
Net charge-offs$189,0001,443
Cash dividends$6,800,000391
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,175,000827
2017-06-30 (YTD Data)Rank
Total interest income$14,826,000958
Total interest expense$3,176,000520
Net interest income$11,650,0001,068
Provision for loan and lease losses$151,0001,804
Total noninterest income$2,336,0001,184
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,033,000602
Trading account gains and feesNANA
Additional Noninterest Income$1,303,0001,304
Total noninterest expense$9,229,0001,138
Salaries and employee benefits$5,183,0001,145
Premises and equipment expense$1,363,000904
Additional noninterest expense$2,683,0001,174
Pre-tax net operating income$4,606,0001,055
Securities gains (losses)$1,0001,756
Applicable income taxes$-11,0005,646
Income before extraordinary items$4,618,000855
Extraordinary gains, net$011
Net income$4,618,000856
Minority interest net income$071
Net income of bank and minority interests.$4,618,000855
Net charge-offs$73,0001,730
Cash dividends$5,100,000348
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,617,000845
2017-03-31 (YTD Data)Rank
Total interest income$7,294,000972
Total interest expense$1,583,000509
Net interest income$5,711,0001,079
Provision for loan and lease losses$117,0001,358
Total noninterest income$1,079,0001,251
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$507,000614
Trading account gains and feesNANA
Additional Noninterest Income$572,0001,403
Total noninterest expense$4,542,0001,154
Salaries and employee benefits$2,572,0001,167
Premises and equipment expense$677,000919
Additional noninterest expense$1,293,0001,209
Pre-tax net operating income$2,131,0001,112
Securities gains (losses)$1,0001,030
Applicable income taxes$-11,0005,701
Income before extraordinary items$2,143,000883
Extraordinary gains, net$08
Net income$2,143,000884
Minority interest net income$055
Net income of bank and minority interests.$2,143,000883
Net charge-offs$-373,0005,793
Cash dividends$3,000,000280
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,142,000868
2016-12-31 (YTD Data)Rank
Total interest income$29,840,000912
Total interest expense$6,128,000489
Net interest income$23,712,0001,021
Provision for loan and lease losses$1,493,000654
Total noninterest income$4,380,0001,260
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,119,000613
Trading account gains and fees$0170
Additional Noninterest Income$2,261,0001,474
Total noninterest expense$18,253,0001,139
Salaries and employee benefits$10,050,0001,149
Premises and equipment expense$2,742,000901
Additional noninterest expense$5,461,0001,176
Pre-tax net operating income$8,346,0001,066
Securities gains (losses)$24,0002,274
Applicable income taxes$-1,215,0005,859
Income before extraordinary items$9,585,000790
Extraordinary gains, net$05
Net income$9,585,000790
Minority interest net income$082
Net income of bank and minority interests.$9,585,000789
Net charge-offs$1,172,000582
Cash dividends$5,600,000603
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,561,000767
2016-09-30 (YTD Data)Rank
Total interest income$22,468,000897
Total interest expense$4,546,000490
Net interest income$17,922,0001,014
Provision for loan and lease losses$1,150,000630
Total noninterest income$3,355,0001,240
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,558,000622
Trading account gains and fees$0169
Additional Noninterest Income$1,797,0001,411
Total noninterest expense$13,865,0001,129
Salaries and employee benefits$7,524,0001,145
Premises and equipment expense$2,066,000891
Additional noninterest expense$4,275,0001,148
Pre-tax net operating income$6,262,0001,077
Securities gains (losses)$5,0002,808
Applicable income taxes$-1,193,0005,947
Income before extraordinary items$7,460,000764
Extraordinary gains, net$05
Net income$7,460,000765
Minority interest net income$071
Net income of bank and minority interests.$7,460,000764
Net charge-offs$830,000557
Cash dividends$5,600,000460
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,455,000745
2016-06-30 (YTD Data)Rank
Total interest income$14,930,000898
Total interest expense$2,984,000496
Net interest income$11,946,0001,016
Provision for loan and lease losses$720,000638
Total noninterest income$2,103,0001,263
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,006,000632
Trading account gains and fees$0157
Additional Noninterest Income$1,097,0001,457
Total noninterest expense$9,209,0001,128
Salaries and employee benefits$4,996,0001,152
Premises and equipment expense$1,364,000897
Additional noninterest expense$2,849,0001,145
Pre-tax net operating income$4,120,0001,081
Securities gains (losses)$5,0002,477
Applicable income taxes$-923,0006,031
Income before extraordinary items$5,048,000756
Extraordinary gains, net$016
Net income$5,048,000754
Minority interest net income$071
Net income of bank and minority interests.$5,048,000755
Net charge-offs$702,000457
Cash dividends$4,400,000403
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,043,000730
2016-03-31 (YTD Data)Rank
Total interest income$7,441,000902
Total interest expense$1,486,000494
Net interest income$5,955,0001,010
Provision for loan and lease losses$304,000665
Total noninterest income$972,0001,325
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$490,000647
Trading account gains and fees$0142
Additional Noninterest Income$482,0001,546
Total noninterest expense$4,522,0001,154
Salaries and employee benefits$2,465,0001,175
Premises and equipment expense$670,000929
Additional noninterest expense$1,387,0001,158
Pre-tax net operating income$2,101,0001,044
Securities gains (losses)$5,0001,720
Applicable income taxes$-443,0006,099
Income before extraordinary items$2,549,000719
Extraordinary gains, net$012
Net income$2,549,000717
Minority interest net income$062
Net income of bank and minority interests.$2,549,000718
Net charge-offs$350,000439
Cash dividends$2,900,000325
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,544,000700
2015-12-31 (YTD Data)Rank
Total interest income$29,335,000881
Total interest expense$6,198,000439
Net interest income$23,137,000998
Provision for loan and lease losses$1,127,000733
Total noninterest income$4,226,0001,255
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,120,000620
Trading account gains and fees$0159
Additional Noninterest Income$2,106,0001,470
Total noninterest expense$18,835,0001,081
Salaries and employee benefits$9,675,0001,164
Premises and equipment expense$2,741,000894
Additional noninterest expense$6,419,0001,024
Pre-tax net operating income$7,401,0001,147
Securities gains (losses)$76,0001,329
Applicable income taxes$-454,0006,074
Income before extraordinary items$7,931,000902
Extraordinary gains, net$023
Net income$7,931,000902
Minority interest net income$081
Net income of bank and minority interests.$7,931,000902
Net charge-offs$1,319,000555
Cash dividends$5,950,000575
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,855,000884
2015-09-30 (YTD Data)Rank
Total interest income$21,895,000888
Total interest expense$4,707,000436
Net interest income$17,188,0001,015
Provision for loan and lease losses$760,000733
Total noninterest income$3,179,0001,273
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,558,000633
Trading account gains and fees$0153
Additional Noninterest Income$1,621,0001,451
Total noninterest expense$13,675,0001,121
Salaries and employee benefits$7,281,0001,165
Premises and equipment expense$2,049,000910
Additional noninterest expense$4,345,0001,120
Pre-tax net operating income$5,932,0001,101
Securities gains (losses)$75,0001,200
Applicable income taxes$-237,0006,191
Income before extraordinary items$6,244,000862
Extraordinary gains, net$021
Net income$6,244,000862
Minority interest net income$078
Net income of bank and minority interests.$6,244,000862
Net charge-offs$913,000536
Cash dividends$4,950,000495
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,169,000848
2015-06-30 (YTD Data)Rank
Total interest income$14,486,000890
Total interest expense$3,172,000425
Net interest income$11,314,0001,020
Provision for loan and lease losses$486,000788
Total noninterest income$2,068,0001,295
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$983,000649
Trading account gains and fees$0157
Additional Noninterest Income$1,085,0001,470
Total noninterest expense$9,031,0001,126
Salaries and employee benefits$4,797,0001,177
Premises and equipment expense$1,348,000916
Additional noninterest expense$2,886,0001,121
Pre-tax net operating income$3,865,0001,117
Securities gains (losses)$75,000985
Applicable income taxes$-237,0006,288
Income before extraordinary items$4,177,000862
Extraordinary gains, net$022
Net income$4,177,000862
Minority interest net income$075
Net income of bank and minority interests.$4,177,000862
Net charge-offs$601,000549
Cash dividends$3,450,000458
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,102,000853
2015-03-31 (YTD Data)Rank
Total interest income$7,150,000899
Total interest expense$1,582,000422
Net interest income$5,568,0001,035
Provision for loan and lease losses$230,000802
Total noninterest income$959,0001,336
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$456,000687
Trading account gains and fees$0152
Additional Noninterest Income$503,0001,500
Total noninterest expense$4,479,0001,139
Salaries and employee benefits$2,377,0001,184
Premises and equipment expense$693,000906
Additional noninterest expense$1,409,0001,130
Pre-tax net operating income$1,818,0001,136
Securities gains (losses)$55,000806
Applicable income taxes$-38,0006,310
Income before extraordinary items$1,911,000904
Extraordinary gains, net$013
Net income$1,911,000904
Minority interest net income$064
Net income of bank and minority interests.$1,911,000904
Net charge-offs$83,0001,230
Cash dividends$2,550,000301
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,856,000892
2014-12-31 (YTD Data)Rank
Total interest income$28,826,000876
Total interest expense$6,438,000436
Net interest income$22,388,0001,002
Provision for loan and lease losses$1,398,000658
Total noninterest income$3,880,0001,304
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,975,000688
Trading account gains and fees$0180
Additional Noninterest Income$1,905,0001,517
Total noninterest expense$17,958,0001,121
Salaries and employee benefits$9,755,0001,111
Premises and equipment expense$2,572,000945
Additional noninterest expense$5,631,0001,167
Pre-tax net operating income$6,912,0001,171
Securities gains (losses)$109,0001,195
Applicable income taxes$2,680,000789
Income before extraordinary items$4,341,0001,477
Extraordinary gains, net$017
Net income$4,341,0001,473
Minority interest net income$084
Net income of bank and minority interests.$4,341,0001,476
Net charge-offs$1,429,000676
Cash dividends$2,900,000950
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,271,2401,471
2014-09-30 (YTD Data)Rank
Total interest income$21,422,000889
Total interest expense$4,815,000441
Net interest income$16,607,0001,023
Provision for loan and lease losses$1,002,000662
Total noninterest income$2,934,0001,310
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,461,000695
Trading account gains and fees$0174
Additional Noninterest Income$1,473,0001,478
Total noninterest expense$13,342,0001,138
Salaries and employee benefits$7,251,0001,128
Premises and equipment expense$1,906,000959
Additional noninterest expense$4,185,0001,181
Pre-tax net operating income$5,197,0001,175
Securities gains (losses)$77,0001,176
Applicable income taxes$2,680,000644
Income before extraordinary items$2,594,0001,796
Extraordinary gains, net$015
Net income$2,594,0001,796
Minority interest net income$081
Net income of bank and minority interests.$2,594,0001,795
Net charge-offs$1,240,000574
Cash dividends$2,600,000755
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,544,7201,789
2014-06-30 (YTD Data)Rank
Total interest income$13,996,000900
Total interest expense$3,178,000446
Net interest income$10,818,0001,044
Provision for loan and lease losses$668,000664
Total noninterest income$1,851,0001,342
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$916,000728
Trading account gains and fees$0172
Additional Noninterest Income$935,0001,523
Total noninterest expense$8,751,0001,159
Salaries and employee benefits$4,743,0001,150
Premises and equipment expense$1,232,000994
Additional noninterest expense$2,776,0001,173
Pre-tax net operating income$3,250,0001,219
Securities gains (losses)$76,000938
Applicable income taxes$2,680,000464
Income before extraordinary items$646,0003,492
Extraordinary gains, net$020
Net income$646,0003,498
Minority interest net income$080
Net income of bank and minority interests.$646,0003,498
Net charge-offs$990,000505
Cash dividends$1,600,000776
Sale, conversion, retirement of capital stock, net$0794
Net operating income$597,3603,572
2014-03-31 (YTD Data)Rank
Total interest income$6,857,000925
Total interest expense$1,567,000450
Net interest income$5,290,0001,067
Provision for loan and lease losses$323,000659
Total noninterest income$843,0001,403
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$439,000746
Trading account gains and fees$0147
Additional Noninterest Income$404,0001,647
Total noninterest expense$4,328,0001,180
Salaries and employee benefits$2,352,0001,169
Premises and equipment expense$613,0001,019
Additional noninterest expense$1,363,0001,170
Pre-tax net operating income$1,482,0001,258
Securities gains (losses)$01,715
Applicable income taxes$2,680,000272
Income before extraordinary items$-1,198,0006,694
Extraordinary gains, net$016
Net income$-1,198,0006,694
Minority interest net income$066
Net income of bank and minority interests.$-1,198,0006,694
Net charge-offs$464,000532
Cash dividends$1,600,000394
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,198,0006,694
2013-12-31 (YTD Data)Rank
Total interest income$28,384,000879
Total interest expense$6,613,000473
Net interest income$21,771,0001,006
Provision for loan and lease losses$1,949,000640
Total noninterest income$3,365,0001,489
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,916,000727
Trading account gains and fees$0184
Additional Noninterest Income$1,449,0001,892
Total noninterest expense$16,942,0001,204
Salaries and employee benefits$9,099,0001,189
Premises and equipment expense$2,362,0001,012
Additional noninterest expense$5,481,0001,230
Pre-tax net operating income$6,245,0001,181
Securities gains (losses)$9,0002,663
Applicable income taxes$2,037,000893
Income before extraordinary items$4,217,0001,431
Extraordinary gains, net$029
Net income$4,217,0001,433
Minority interest net income$090
Net income of bank and minority interests.$4,217,0001,434
Net charge-offs$2,719,000588
Cash dividends$1,600,0001,411
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,210,9701,409
2013-09-30 (YTD Data)Rank
Total interest income$21,201,000898
Total interest expense$5,035,000480
Net interest income$16,166,0001,024
Provision for loan and lease losses$1,613,000600
Total noninterest income$2,412,0001,558
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,398,000753
Trading account gains and fees$0180
Additional Noninterest Income$1,014,0002,024
Total noninterest expense$12,472,0001,222
Salaries and employee benefits$6,867,0001,186
Premises and equipment expense$1,709,0001,056
Additional noninterest expense$3,896,0001,290
Pre-tax net operating income$4,493,0001,256
Securities gains (losses)$9,0002,535
Applicable income taxes$1,505,000931
Income before extraordinary items$2,997,0001,503
Extraordinary gains, net$025
Net income$2,997,0001,505
Minority interest net income$084
Net income of bank and minority interests.$2,997,0001,506
Net charge-offs$2,566,000497
Cash dividends$1,300,0001,194
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,990,9701,466
2013-06-30 (YTD Data)Rank
Total interest income$14,103,000890
Total interest expense$3,415,000484
Net interest income$10,688,0001,021
Provision for loan and lease losses$621,000962
Total noninterest income$1,536,0001,619
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$907,000767
Trading account gains and fees$0157
Additional Noninterest Income$629,0002,170
Total noninterest expense$8,114,0001,248
Salaries and employee benefits$4,446,0001,205
Premises and equipment expense$1,136,0001,053
Additional noninterest expense$2,532,0001,313
Pre-tax net operating income$3,489,0001,076
Securities gains (losses)$9,0002,315
Applicable income taxes$1,206,000802
Income before extraordinary items$2,292,0001,324
Extraordinary gains, net$022
Net income$2,292,0001,326
Minority interest net income$082
Net income of bank and minority interests.$2,292,0001,326
Net charge-offs$1,988,000451
Cash dividends$300,0002,170
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,286,0601,273
2013-03-31 (YTD Data)Rank
Total interest income$7,065,000888
Total interest expense$1,737,000495
Net interest income$5,328,0001,019
Provision for loan and lease losses$297,0001,057
Total noninterest income$707,0001,711
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$415,000816
Trading account gains and fees$0148
Additional Noninterest Income$292,0002,257
Total noninterest expense$4,035,0001,260
Salaries and employee benefits$2,198,0001,231
Premises and equipment expense$570,0001,071
Additional noninterest expense$1,267,0001,300
Pre-tax net operating income$1,703,0001,079
Securities gains (losses)$2,0001,785
Applicable income taxes$576,000802
Income before extraordinary items$1,129,0001,325
Extraordinary gains, net$010
Net income$1,129,0001,328
Minority interest net income$076
Net income of bank and minority interests.$1,129,0001,327
Net charge-offs$235,0001,232
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,127,6801,266
2012-12-31 (YTD Data)Rank
Total interest income$30,080,000864
Total interest expense$8,040,000523
Net interest income$22,040,000995
Provision for loan and lease losses$1,339,0001,443
Total noninterest income$2,930,0001,658
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,666,000846
Trading account gains and fees$0166
Additional Noninterest Income$1,264,0002,057
Total noninterest expense$15,925,0001,264
Salaries and employee benefits$8,557,0001,229
Premises and equipment expense$2,335,0001,021
Additional noninterest expense$5,033,0001,348
Pre-tax net operating income$7,706,000920
Securities gains (losses)$147,0001,968
Applicable income taxes$2,774,000652
Income before extraordinary items$5,079,0001,166
Extraordinary gains, net$029
Net income$5,079,0001,167
Minority interest net income$093
Net income of bank and minority interests.$5,079,0001,167
Net charge-offs$1,218,0001,616
Cash dividends$5,100,000558
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,983,4501,124
2012-09-30 (YTD Data)Rank
Total interest income$22,846,000869
Total interest expense$6,171,000538
Net interest income$16,675,000989
Provision for loan and lease losses$991,0001,448
Total noninterest income$2,282,0001,623
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,227,000872
Trading account gains and fees$0157
Additional Noninterest Income$1,055,0001,926
Total noninterest expense$12,000,0001,248
Salaries and employee benefits$6,549,0001,201
Premises and equipment expense$1,721,0001,041
Additional noninterest expense$3,730,0001,364
Pre-tax net operating income$5,966,000920
Securities gains (losses)$143,0001,703
Applicable income taxes$2,197,000648
Income before extraordinary items$3,912,0001,154
Extraordinary gains, net$020
Net income$3,912,0001,155
Minority interest net income$086
Net income of bank and minority interests.$3,912,0001,155
Net charge-offs$901,0001,568
Cash dividends$2,500,000637
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,820,4801,110
2012-06-30 (YTD Data)Rank
Total interest income$15,199,000878
Total interest expense$4,154,000560
Net interest income$11,045,0001,001
Provision for loan and lease losses$658,0001,477
Total noninterest income$1,403,0001,706
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$792,000889
Trading account gains and fees$0153
Additional Noninterest Income$611,0002,078
Total noninterest expense$8,036,0001,244
Salaries and employee benefits$4,379,0001,196
Premises and equipment expense$1,129,0001,050
Additional noninterest expense$2,528,0001,344
Pre-tax net operating income$3,754,000955
Securities gains (losses)$40,0002,188
Applicable income taxes$1,357,000695
Income before extraordinary items$2,437,0001,227
Extraordinary gains, net$019
Net income$2,437,0001,228
Minority interest net income$084
Net income of bank and minority interests.$2,437,0001,227
Net charge-offs$685,0001,479
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,411,4001,168
2012-03-31 (YTD Data)Rank
Total interest income$7,550,000891
Total interest expense$2,115,000567
Net interest income$5,435,0001,011
Provision for loan and lease losses$325,0001,413
Total noninterest income$794,0001,536
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$385,000903
Trading account gains and fees$0148
Additional Noninterest Income$409,0001,731
Total noninterest expense$3,991,0001,251
Salaries and employee benefits$2,153,0001,208
Premises and equipment expense$561,0001,066
Additional noninterest expense$1,277,0001,318
Pre-tax net operating income$1,913,000928
Securities gains (losses)$37,0001,357
Applicable income taxes$711,000652
Income before extraordinary items$1,239,0001,181
Extraordinary gains, net$019
Net income$1,239,0001,181
Minority interest net income$078
Net income of bank and minority interests.$1,239,0001,181
Net charge-offs$310,0001,458
Cash dividends$1,200,000397
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,215,3201,142
2011-12-31 (YTD Data)Rank
Total interest income$31,994,000871
Total interest expense$9,630,000593
Net interest income$22,364,000978
Provision for loan and lease losses$1,827,0001,663
Total noninterest income$3,185,0001,436
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,843,000794
Trading account gains and fees$0146
Additional Noninterest Income$1,342,0001,766
Total noninterest expense$15,680,0001,258
Salaries and employee benefits$8,354,0001,190
Premises and equipment expense$2,313,0001,075
Additional noninterest expense$5,013,0001,376
Pre-tax net operating income$8,042,000762
Securities gains (losses)$154,0001,689
Applicable income taxes$2,870,000594
Income before extraordinary items$5,326,000948
Extraordinary gains, net$029
Net income$5,326,000946
Minority interest net income$096
Net income of bank and minority interests.$5,326,000948
Net charge-offs$1,367,0002,003
Cash dividends$2,500,000785
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,225,900927
2011-09-30 (YTD Data)Rank
Total interest income$23,875,000888
Total interest expense$7,368,000611
Net interest income$16,507,0001,003
Provision for loan and lease losses$1,411,0001,569
Total noninterest income$2,474,0001,389
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,390,000793
Trading account gains and fees$0145
Additional Noninterest Income$1,084,0001,671
Total noninterest expense$11,603,0001,276
Salaries and employee benefits$6,027,0001,234
Premises and equipment expense$1,708,0001,114
Additional noninterest expense$3,868,0001,333
Pre-tax net operating income$5,967,000789
Securities gains (losses)$130,0001,550
Applicable income taxes$2,162,000584
Income before extraordinary items$3,935,000986
Extraordinary gains, net$021
Net income$3,935,000983
Minority interest net income$087
Net income of bank and minority interests.$3,935,000986
Net charge-offs$1,281,0001,660
Cash dividends$2,000,000634
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,850,500956
2011-06-30 (YTD Data)Rank
Total interest income$15,660,000922
Total interest expense$4,977,000630
Net interest income$10,683,0001,036
Provision for loan and lease losses$997,0001,504
Total noninterest income$1,642,0001,388
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$950,000768
Trading account gains and fees$0153
Additional Noninterest Income$692,0001,725
Total noninterest expense$7,680,0001,295
Salaries and employee benefits$3,967,0001,256
Premises and equipment expense$1,152,0001,108
Additional noninterest expense$2,561,0001,366
Pre-tax net operating income$3,648,000830
Securities gains (losses)$100,0001,143
Applicable income taxes$1,309,000610
Income before extraordinary items$2,439,0001,012
Extraordinary gains, net$015
Net income$2,439,0001,010
Minority interest net income$089
Net income of bank and minority interests.$2,439,0001,012
Net charge-offs$1,080,0001,407
Cash dividends$1,200,000683
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,374,0001,011
2011-03-31 (YTD Data)Rank
Total interest income$7,604,000957
Total interest expense$2,510,000653
Net interest income$5,094,0001,085
Provision for loan and lease losses$593,0001,294
Total noninterest income$806,0001,410
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$463,000770
Trading account gains and fees$0158
Additional Noninterest Income$343,0001,751
Total noninterest expense$3,780,0001,321
Salaries and employee benefits$1,952,0001,289
Premises and equipment expense$585,0001,120
Additional noninterest expense$1,243,0001,408
Pre-tax net operating income$1,527,000994
Securities gains (losses)$13,0001,224
Applicable income taxes$518,000728
Income before extraordinary items$1,022,0001,209
Extraordinary gains, net$09
Net income$1,022,0001,208
Minority interest net income$086
Net income of bank and minority interests.$1,022,0001,209
Net charge-offs$596,0001,196
Cash dividends$900,000427
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,013,4201,185
2010-12-31 (YTD Data)Rank
Total interest income$31,629,000961
Total interest expense$12,381,000637
Net interest income$19,248,0001,164
Provision for loan and lease losses$2,308,0001,897
Total noninterest income$3,495,0001,396
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,294,000651
Trading account gains and fees$0175
Additional Noninterest Income$1,201,0001,955
Total noninterest expense$14,482,0001,381
Salaries and employee benefits$7,591,0001,294
Premises and equipment expense$2,235,0001,168
Additional noninterest expense$4,656,0001,547
Pre-tax net operating income$5,953,000877
Securities gains (losses)$256,0001,392
Applicable income taxes$2,084,000722
Income before extraordinary items$4,125,0001,050
Extraordinary gains, net$029
Net income$4,125,0001,052
Minority interest net income$0111
Net income of bank and minority interests.$4,125,0001,053
Net charge-offs$952,0002,759
Cash dividends$2,150,000765
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,956,0401,045
2010-09-30 (YTD Data)Rank
Total interest income$23,708,000978
Total interest expense$9,542,000650
Net interest income$14,166,0001,197
Provision for loan and lease losses$1,524,0001,955
Total noninterest income$2,680,0001,353
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,757,000648
Trading account gains and fees$0165
Additional Noninterest Income$923,0001,893
Total noninterest expense$10,884,0001,379
Salaries and employee benefits$5,802,0001,273
Premises and equipment expense$1,607,0001,220
Additional noninterest expense$3,475,0001,527
Pre-tax net operating income$4,438,000929
Securities gains (losses)$87,0002,041
Applicable income taxes$1,530,000732
Income before extraordinary items$2,995,0001,128
Extraordinary gains, net$023
Net income$2,995,0001,132
Minority interest net income$0110
Net income of bank and minority interests.$2,995,0001,132
Net charge-offs$597,0002,838
Cash dividends$1,950,000555
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,937,5801,106
2010-06-30 (YTD Data)Rank
Total interest income$15,767,000993
Total interest expense$6,488,000660
Net interest income$9,279,0001,228
Provision for loan and lease losses$938,0002,009
Total noninterest income$1,798,0001,320
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,216,000629
Trading account gains and fees$0152
Additional Noninterest Income$582,0001,902
Total noninterest expense$7,310,0001,365
Salaries and employee benefits$3,862,0001,272
Premises and equipment expense$1,097,0001,208
Additional noninterest expense$2,351,0001,510
Pre-tax net operating income$2,829,000959
Securities gains (losses)$82,0001,559
Applicable income taxes$982,000728
Income before extraordinary items$1,929,0001,160
Extraordinary gains, net$019
Net income$1,929,0001,161
Minority interest net income$0105
Net income of bank and minority interests.$1,929,0001,161
Net charge-offs$343,0002,890
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,874,8801,146
2010-03-31 (YTD Data)Rank
Total interest income$7,761,0001,034
Total interest expense$3,267,000693
Net interest income$4,494,0001,283
Provision for loan and lease losses$749,0001,419
Total noninterest income$864,0001,378
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$627,000609
Trading account gains and fees$0175
Additional Noninterest Income$237,0002,146
Total noninterest expense$3,604,0001,399
Salaries and employee benefits$1,909,0001,310
Premises and equipment expense$537,0001,274
Additional noninterest expense$1,158,0001,530
Pre-tax net operating income$1,005,0001,299
Securities gains (losses)$63,0001,031
Applicable income taxes$352,000917
Income before extraordinary items$716,0001,526
Extraordinary gains, net$016
Net income$716,0001,528
Minority interest net income$091
Net income of bank and minority interests.$716,0001,528
Net charge-offs$146,0002,749
Cash dividends$900,000379
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$673,7901,558
2009-12-31 (YTD Data)Rank
Total interest income$31,792,0001,082
Total interest expense$14,055,000835
Net interest income$17,737,0001,265
Provision for loan and lease losses$3,487,0001,792
Total noninterest income$3,822,0001,345
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,770,000605
Trading account gains and fees$0211
Additional Noninterest Income$1,052,0002,089
Total noninterest expense$14,350,0001,433
Salaries and employee benefits$7,342,0001,372
Premises and equipment expense$2,256,0001,208
Additional noninterest expense$4,752,0001,569
Pre-tax net operating income$3,722,0001,105
Securities gains (losses)$93,0002,205
Applicable income taxes$1,101,000894
Income before extraordinary items$2,714,0001,222
Extraordinary gains, net$034
Net income$2,714,0001,221
Minority interest net income$0115
Net income of bank and minority interests.$2,714,0001,221
Net charge-offs$946,0002,933
Cash dividends$1,600,0001,121
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,647,9701,251
2009-09-30 (YTD Data)Rank
Total interest income$23,718,0001,108
Total interest expense$10,802,000856
Net interest income$12,916,0001,291
Provision for loan and lease losses$988,0002,801
Total noninterest income$2,830,0001,383
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,048,000615
Trading account gains and fees$0212
Additional Noninterest Income$782,0002,150
Total noninterest expense$11,006,0001,393
Salaries and employee benefits$5,698,0001,330
Premises and equipment expense$1,681,0001,231
Additional noninterest expense$3,627,0001,489
Pre-tax net operating income$3,752,000896
Securities gains (losses)$59,0002,194
Applicable income taxes$1,231,000719
Income before extraordinary items$2,580,0001,057
Extraordinary gains, net$027
Net income$2,580,0001,056
Minority interest net income$0118
Net income of bank and minority interests.$2,580,0001,057
Net charge-offs$516,0003,000
Cash dividends$1,300,000993
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,539,8801,061
2009-06-30 (YTD Data)Rank
Total interest income$15,638,0001,148
Total interest expense$7,401,000875
Net interest income$8,237,0001,354
Provision for loan and lease losses$614,0002,664
Total noninterest income$1,804,0001,442
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,300,000637
Trading account gains and fees$0193
Additional Noninterest Income$504,0002,210
Total noninterest expense$7,389,0001,403
Salaries and employee benefits$3,823,0001,346
Premises and equipment expense$1,111,0001,262
Additional noninterest expense$2,455,0001,505
Pre-tax net operating income$2,038,0001,122
Securities gains (losses)$58,0001,817
Applicable income taxes$648,000880
Income before extraordinary items$1,448,0001,310
Extraordinary gains, net$021
Net income$1,448,0001,309
Minority interest net income$0112
Net income of bank and minority interests.$1,448,0001,309
Net charge-offs$223,0003,299
Cash dividends$900,0001,017
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,407,9801,310
2009-03-31 (YTD Data)Rank
Total interest income$7,748,0001,173
Total interest expense$3,803,000895
Net interest income$3,945,0001,404
Provision for loan and lease losses$454,0001,871
Total noninterest income$841,0001,496
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$593,000680
Trading account gains and fees$0171
Additional Noninterest Income$248,0002,210
Total noninterest expense$3,506,0001,414
Salaries and employee benefits$1,920,0001,348
Premises and equipment expense$528,0001,348
Additional noninterest expense$1,058,0001,526
Pre-tax net operating income$826,0001,549
Securities gains (losses)$48,0001,321
Applicable income taxes$255,0001,210
Income before extraordinary items$619,0001,744
Extraordinary gains, net$015
Net income$619,0001,745
Minority interest net income$0102
Net income of bank and minority interests.$619,0001,746
Net charge-offs$109,0002,775
Cash dividends$600,000715
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$584,9201,741
2008-12-31 (YTD Data)Rank
Total interest income$31,839,0001,199
Total interest expense$16,407,000979
Net interest income$15,432,0001,446
Provision for loan and lease losses$1,466,0002,191
Total noninterest income$3,882,0001,295
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,679,000649
Trading account gains and fees$0154
Additional Noninterest Income$1,203,0001,875
Total noninterest expense$13,811,0001,414
Salaries and employee benefits$7,403,0001,377
Premises and equipment expense$2,155,0001,269
Additional noninterest expense$4,253,0001,459
Pre-tax net operating income$4,037,0001,356
Securities gains (losses)$6,0002,702
Applicable income taxes$1,193,0001,043
Income before extraordinary items$2,850,0001,436
Extraordinary gains, net$039
Net income$2,850,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$782,0002,232
Cash dividends$1,300,0001,926
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,845,8001,535
2008-09-30 (YTD Data)Rank
Total interest income$23,476,0001,248
Total interest expense$12,302,0001,015
Net interest income$11,174,0001,517
Provision for loan and lease losses$956,0001,871
Total noninterest income$2,906,0001,331
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,987,000666
Trading account gains and fees$0148
Additional Noninterest Income$919,0001,938
Total noninterest expense$10,278,0001,407
Salaries and employee benefits$5,603,0001,389
Premises and equipment expense$1,581,0001,307
Additional noninterest expense$3,094,0001,450
Pre-tax net operating income$2,846,0001,706
Securities gains (losses)$6,0002,568
Applicable income taxes$838,0001,324
Income before extraordinary items$2,014,0001,770
Extraordinary gains, net$031
Net income$2,014,0001,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0002,347
Cash dividends$1,300,0001,485
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,009,7401,866
2008-06-30 (YTD Data)Rank
Total interest income$15,284,0001,306
Total interest expense$8,165,0001,071
Net interest income$7,119,0001,579
Provision for loan and lease losses$321,0002,442
Total noninterest income$1,928,0001,369
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,261,000686
Trading account gains and fees$0149
Additional Noninterest Income$667,0001,854
Total noninterest expense$6,712,0001,438
Salaries and employee benefits$3,713,0001,407
Premises and equipment expense$1,030,0001,344
Additional noninterest expense$1,969,0001,497
Pre-tax net operating income$2,014,0001,684
Securities gains (losses)$6,0002,681
Applicable income taxes$573,0001,445
Income before extraordinary items$1,447,0001,857
Extraordinary gains, net$021
Net income$1,447,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,239
Cash dividends$1,100,0001,301
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,442,6801,828
2008-03-31 (YTD Data)Rank
Total interest income$7,571,0001,360
Total interest expense$4,148,0001,130
Net interest income$3,423,0001,621
Provision for loan and lease losses$145,0002,228
Total noninterest income$870,0001,475
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$583,000742
Trading account gains and fees$0158
Additional Noninterest Income$287,0002,026
Total noninterest expense$3,263,0001,467
Salaries and employee benefits$1,820,0001,458
Premises and equipment expense$489,0001,424
Additional noninterest expense$954,0001,508
Pre-tax net operating income$885,0001,991
Securities gains (losses)$6,0002,176
Applicable income taxes$250,0001,686
Income before extraordinary items$641,0002,180
Extraordinary gains, net$015
Net income$641,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,940
Cash dividends$900,000823
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$636,6802,127
2007-12-31 (YTD Data)Rank
Total interest income$30,385,0001,411
Total interest expense$16,830,0001,178
Net interest income$13,555,0001,667
Provision for loan and lease losses$610,0002,022
Total noninterest income$3,284,0001,538
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,540,000698
Trading account gains and fees$0178
Additional Noninterest Income$744,0002,662
Total noninterest expense$12,197,0001,518
Salaries and employee benefits$6,771,0001,487
Premises and equipment expense$1,875,0001,425
Additional noninterest expense$3,551,0001,564
Pre-tax net operating income$4,032,0001,977
Securities gains (losses)$-1,0007,069
Applicable income taxes$1,188,0001,659
Income before extraordinary items$2,843,0002,126
Extraordinary gains, net$039
Net income$2,843,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,427
Cash dividends$1,300,0002,213
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,843,7102,111
2007-09-30 (YTD Data)Rank
Total interest income$22,547,0001,438
Total interest expense$12,473,0001,189
Net interest income$10,074,0001,686
Provision for loan and lease losses$414,0001,811
Total noninterest income$2,448,0001,550
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,869,000694
Trading account gains and fees$0184
Additional Noninterest Income$579,0002,618
Total noninterest expense$9,085,0001,499
Salaries and employee benefits$5,205,0001,457
Premises and equipment expense$1,358,0001,473
Additional noninterest expense$2,522,0001,615
Pre-tax net operating income$3,023,0002,089
Securities gains (losses)$-1,0007,322
Applicable income taxes$903,0001,757
Income before extraordinary items$2,119,0002,275
Extraordinary gains, net$033
Net income$2,119,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,771
Cash dividends$1,100,0001,854
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,119,7002,255
2007-06-30 (YTD Data)Rank
Total interest income$14,703,0001,480
Total interest expense$8,065,0001,239
Net interest income$6,638,0001,727
Provision for loan and lease losses$232,0001,948
Total noninterest income$1,585,0001,608
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,190,000739
Trading account gains and fees$0168
Additional Noninterest Income$395,0002,595
Total noninterest expense$6,010,0001,528
Salaries and employee benefits$3,449,0001,490
Premises and equipment expense$871,0001,544
Additional noninterest expense$1,690,0001,600
Pre-tax net operating income$1,981,0002,178
Securities gains (losses)$-1,0007,616
Applicable income taxes$591,0001,860
Income before extraordinary items$1,389,0002,348
Extraordinary gains, net$029
Net income$1,389,0002,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-115,0008,462
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,389,7002,330
2007-03-31 (YTD Data)Rank
Total interest income$7,167,0001,515
Total interest expense$3,931,0001,255
Net interest income$3,236,0001,776
Provision for loan and lease losses$102,0001,992
Total noninterest income$731,0001,675
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$534,000800
Trading account gains and fees$0195
Additional Noninterest Income$197,0002,570
Total noninterest expense$2,916,0001,571
Salaries and employee benefits$1,691,0001,534
Premises and equipment expense$409,0001,639
Additional noninterest expense$816,0001,645
Pre-tax net operating income$949,0002,262
Securities gains (losses)$01,187
Applicable income taxes$275,0001,972
Income before extraordinary items$674,0002,409
Extraordinary gains, net$022
Net income$674,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-151,0008,553
Cash dividends$700,0001,071
Sale, conversion, retirement of capital stock, net$0885
Net operating income$674,0002,391
2006-12-31 (YTD Data)Rank
Total interest income$26,052,0001,532
Total interest expense$13,525,0001,242
Net interest income$12,527,0001,841
Provision for loan and lease losses$882,0001,171
Total noninterest income$2,666,0001,789
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,150,000814
Trading account gains and fees$0130
Additional Noninterest Income$516,0003,282
Total noninterest expense$11,164,0001,585
Salaries and employee benefits$6,388,0001,546
Premises and equipment expense$1,560,0001,639
Additional noninterest expense$3,216,0001,630
Pre-tax net operating income$3,147,0002,686
Securities gains (losses)$-14,0007,418
Applicable income taxes$847,0002,401
Income before extraordinary items$2,286,0002,807
Extraordinary gains, net$051
Net income$2,286,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,460
Cash dividends$650,0003,319
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,296,2202,791
2006-09-30 (YTD Data)Rank
Total interest income$18,995,0001,568
Total interest expense$9,663,0001,276
Net interest income$9,332,0001,869
Provision for loan and lease losses$524,0001,348
Total noninterest income$1,917,0001,865
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,536,000867
Trading account gains and fees$0126
Additional Noninterest Income$381,0003,291
Total noninterest expense$8,026,0001,666
Salaries and employee benefits$4,643,0001,608
Premises and equipment expense$1,135,0001,689
Additional noninterest expense$2,248,0001,736
Pre-tax net operating income$2,699,0002,501
Securities gains (losses)$-14,0007,714
Applicable income taxes$762,0002,269
Income before extraordinary items$1,923,0002,648
Extraordinary gains, net$045
Net income$1,923,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,493
Cash dividends$450,0003,081
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,933,0802,629
2006-06-30 (YTD Data)Rank
Total interest income$12,177,0001,598
Total interest expense$5,978,0001,309
Net interest income$6,199,0001,878
Provision for loan and lease losses$206,0002,070
Total noninterest income$1,338,0001,800
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,000,000871
Trading account gains and fees$0126
Additional Noninterest Income$338,0002,808
Total noninterest expense$5,260,0001,703
Salaries and employee benefits$3,036,0001,628
Premises and equipment expense$745,0001,717
Additional noninterest expense$1,479,0001,773
Pre-tax net operating income$2,071,0002,245
Securities gains (losses)$-14,0007,975
Applicable income taxes$556,0002,152
Income before extraordinary items$1,501,0002,339
Extraordinary gains, net$039
Net income$1,501,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,392
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,511,2202,312
2006-03-31 (YTD Data)Rank
Total interest income$5,858,0001,621
Total interest expense$2,781,0001,335
Net interest income$3,077,0001,881
Provision for loan and lease losses$113,0001,842
Total noninterest income$661,0001,780
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$486,000865
Trading account gains and fees$0115
Additional Noninterest Income$175,0002,721
Total noninterest expense$2,542,0001,755
Salaries and employee benefits$1,469,0001,683
Premises and equipment expense$374,0001,717
Additional noninterest expense$699,0001,869
Pre-tax net operating income$1,083,0002,145
Securities gains (losses)$0955
Applicable income taxes$341,0001,846
Income before extraordinary items$742,0002,348
Extraordinary gains, net$021
Net income$742,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,000974
Cash dividends$100,0003,061
Sale, conversion, retirement of capital stock, net$0648
Net operating income$742,0002,324
2005-12-31 (YTD Data)Rank
Total interest income$21,045,0001,610
Total interest expense$8,500,0001,336
Net interest income$12,545,0001,750
Provision for loan and lease losses$686,0001,460
Total noninterest income$2,741,0001,733
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,218,000785
Trading account gains and fees$0138
Additional Noninterest Income$523,0003,290
Total noninterest expense$9,846,0001,725
Salaries and employee benefits$5,165,0001,806
Premises and equipment expense$1,475,0001,658
Additional noninterest expense$3,206,0001,595
Pre-tax net operating income$4,754,0001,940
Securities gains (losses)$02,296
Applicable income taxes$1,501,0001,704
Income before extraordinary items$3,253,0002,101
Extraordinary gains, net$046
Net income$3,253,0002,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,0001,131
Cash dividends$500,0003,617
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,253,0002,075
2005-09-30 (YTD Data)Rank
Total interest income$15,289,0001,616
Total interest expense$5,907,0001,363
Net interest income$9,382,0001,737
Provision for loan and lease losses$417,0001,664
Total noninterest income$2,037,0001,757
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,650,000789
Trading account gains and fees$0126
Additional Noninterest Income$387,0003,335
Total noninterest expense$7,114,0001,773
Salaries and employee benefits$3,645,0001,890
Premises and equipment expense$1,078,0001,691
Additional noninterest expense$2,391,0001,576
Pre-tax net operating income$3,888,0001,809
Securities gains (losses)$02,317
Applicable income taxes$1,263,0001,585
Income before extraordinary items$2,625,0001,982
Extraordinary gains, net$035
Net income$2,625,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,000998
Cash dividends$500,0002,773
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,625,0001,946
2005-06-30 (YTD Data)Rank
Total interest income$9,799,0001,635
Total interest expense$3,592,0001,400
Net interest income$6,207,0001,733
Provision for loan and lease losses$138,0002,810
Total noninterest income$1,340,0001,763
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,061,000799
Trading account gains and fees$0116
Additional Noninterest Income$279,0003,197
Total noninterest expense$4,553,0001,820
Salaries and employee benefits$2,262,0001,995
Premises and equipment expense$687,0001,744
Additional noninterest expense$1,604,0001,548
Pre-tax net operating income$2,856,0001,632
Securities gains (losses)$02,146
Applicable income taxes$990,0001,385
Income before extraordinary items$1,866,0001,830
Extraordinary gains, net$030
Net income$1,866,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,494
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,866,0001,796
2005-03-31 (YTD Data)Rank
Total interest income$2,228,0003,306
Total interest expense$730,0003,013
Net interest income$1,498,0003,417
Provision for loan and lease losses$35,0003,777
Total noninterest income$309,0003,001
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$224,0001,808
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,053
Total noninterest expense$1,029,0003,763
Salaries and employee benefits$454,0004,413
Premises and equipment expense$180,0003,146
Additional noninterest expense$395,0003,051
Pre-tax net operating income$743,0002,728
Securities gains (losses)$1,0001,514
Applicable income taxes$255,0002,240
Income before extraordinary items$489,0003,099
Extraordinary gains, net$024
Net income$489,0003,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$488,3403,062
2004-12-31 (YTD Data)Rank
Total interest income$8,385,0003,290
Total interest expense$2,506,0003,056
Net interest income$5,879,0003,337
Provision for loan and lease losses$217,0003,563
Total noninterest income$1,251,0003,033
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$991,0001,773
Trading account gains and fees$0138
Additional Noninterest Income$260,0004,547
Total noninterest expense$4,114,0003,651
Salaries and employee benefits$1,827,0004,289
Premises and equipment expense$689,0003,166
Additional noninterest expense$1,598,0002,977
Pre-tax net operating income$2,799,0002,732
Securities gains (losses)$11,0002,784
Applicable income taxes$905,0002,324
Income before extraordinary items$1,905,0003,046
Extraordinary gains, net$034
Net income$1,905,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,044
Cash dividends$900,0002,509
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,897,5202,993
2004-09-30 (YTD Data)Rank
Total interest income$6,183,0003,308
Total interest expense$1,799,0003,105
Net interest income$4,384,0003,343
Provision for loan and lease losses$175,0003,272
Total noninterest income$984,0002,968
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$764,0001,739
Trading account gains and fees$0134
Additional Noninterest Income$220,0004,322
Total noninterest expense$3,079,0003,634
Salaries and employee benefits$1,327,0004,357
Premises and equipment expense$513,0003,185
Additional noninterest expense$1,239,0002,846
Pre-tax net operating income$2,114,0002,746
Securities gains (losses)$11,0002,659
Applicable income taxes$660,0002,414
Income before extraordinary items$1,465,0003,010
Extraordinary gains, net$026
Net income$1,465,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,170
Cash dividends$900,0001,840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,457,4102,946
2004-06-30 (YTD Data)Rank
Total interest income$3,990,0003,389
Total interest expense$1,150,0003,187
Net interest income$2,840,0003,418
Provision for loan and lease losses$131,0002,969
Total noninterest income$645,0003,011
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$512,0001,708
Trading account gains and fees$0130
Additional Noninterest Income$133,0004,546
Total noninterest expense$2,109,0003,586
Salaries and employee benefits$888,0004,371
Premises and equipment expense$335,0003,246
Additional noninterest expense$886,0002,660
Pre-tax net operating income$1,245,0003,022
Securities gains (losses)$11,0002,367
Applicable income taxes$342,0002,847
Income before extraordinary items$914,0003,165
Extraordinary gains, net$021
Net income$914,0003,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,617
Cash dividends$900,0001,395
Sale, conversion, retirement of capital stock, net$0638
Net operating income$905,9703,118
2004-03-31 (YTD Data)Rank
Total interest income$1,933,0003,478
Total interest expense$555,0003,324
Net interest income$1,378,0003,488
Provision for loan and lease losses$46,0003,418
Total noninterest income$306,0003,062
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$228,0001,847
Trading account gains and fees$0121
Additional Noninterest Income$78,0004,224
Total noninterest expense$979,0003,823
Salaries and employee benefits$445,0004,386
Premises and equipment expense$167,0003,286
Additional noninterest expense$367,0003,156
Pre-tax net operating income$659,0002,839
Securities gains (losses)$11,0002,005
Applicable income taxes$229,0002,342
Income before extraordinary items$441,0003,244
Extraordinary gains, net$016
Net income$441,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$900,000738
Sale, conversion, retirement of capital stock, net$0464
Net operating income$433,7403,182
2003-12-31 (YTD Data)Rank
Total interest income$7,201,0003,728
Total interest expense$2,135,0003,822
Net interest income$5,066,0003,644
Provision for loan and lease losses$345,0002,886
Total noninterest income$1,164,0003,367
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$925,0001,869
Trading account gains and fees$0160
Additional Noninterest Income$239,0004,932
Total noninterest expense$3,766,0003,875
Salaries and employee benefits$1,638,0004,558
Premises and equipment expense$655,0003,266
Additional noninterest expense$1,473,0003,138
Pre-tax net operating income$2,119,0003,263
Securities gains (losses)$97,0001,927
Applicable income taxes$732,0002,701
Income before extraordinary items$1,484,0003,585
Extraordinary gains, net$054
Net income$1,484,0003,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,205
Cash dividends$1,150,0002,122
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,419,0103,533
2003-09-30 (YTD Data)Rank
Total interest income$5,325,0003,826
Total interest expense$1,597,0003,950
Net interest income$3,728,0003,714
Provision for loan and lease losses$275,0002,660
Total noninterest income$883,0003,425
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$677,0001,912
Trading account gains and fees$0153
Additional Noninterest Income$206,0004,738
Total noninterest expense$2,683,0004,019
Salaries and employee benefits$1,208,0004,595
Premises and equipment expense$451,0003,519
Additional noninterest expense$1,024,0003,329
Pre-tax net operating income$1,653,0003,287
Securities gains (losses)$97,0001,782
Applicable income taxes$619,0002,612
Income before extraordinary items$1,131,0003,662
Extraordinary gains, net$040
Net income$1,131,0003,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,899
Cash dividends$1,150,0001,571
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,067,9503,664
2003-06-30 (YTD Data)Rank
Total interest income$3,445,0003,957
Total interest expense$1,044,0004,106
Net interest income$2,401,0003,827
Provision for loan and lease losses$174,0002,792
Total noninterest income$575,0003,458
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$443,0001,913
Trading account gains and fees$0150
Additional Noninterest Income$132,0004,817
Total noninterest expense$1,771,0004,050
Salaries and employee benefits$799,0004,612
Premises and equipment expense$295,0003,546
Additional noninterest expense$677,0003,336
Pre-tax net operating income$1,031,0003,457
Securities gains (losses)$97,0001,539
Applicable income taxes$389,0002,741
Income before extraordinary items$739,0003,710
Extraordinary gains, net$030
Net income$739,0003,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$1,150,0001,177
Sale, conversion, retirement of capital stock, net$0589
Net operating income$674,9803,787
2003-03-31 (YTD Data)Rank
Total interest income$1,694,0004,032
Total interest expense$496,0004,363
Net interest income$1,198,0003,826
Provision for loan and lease losses$89,0002,624
Total noninterest income$272,0003,469
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$204,0001,991
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$879,0004,067
Salaries and employee benefits$392,0004,676
Premises and equipment expense$133,0003,855
Additional noninterest expense$354,0003,166
Pre-tax net operating income$502,0003,476
Securities gains (losses)$73,0001,183
Applicable income taxes$179,0002,892
Income before extraordinary items$396,0003,483
Extraordinary gains, net$021
Net income$396,0003,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$1,150,000612
Sale, conversion, retirement of capital stock, net$0419
Net operating income$345,6303,658
2002-12-31 (YTD Data)Rank
Total interest income$6,417,0004,349
Total interest expense$2,158,0004,574
Net interest income$4,259,0004,146
Provision for loan and lease losses$233,0004,048
Total noninterest income$1,021,0003,442
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$842,0001,914
Trading account gains and fees$0153
Additional Noninterest Income$179,0005,238
Total noninterest expense$3,382,0004,077
Salaries and employee benefits$1,421,0004,890
Premises and equipment expense$534,0003,751
Additional noninterest expense$1,427,0003,074
Pre-tax net operating income$1,665,0003,833
Securities gains (losses)$2,0004,234
Applicable income taxes$503,0003,432
Income before extraordinary items$1,164,0004,166
Extraordinary gains, net$070
Net income$1,164,0004,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,793
Cash dividends$875,0002,482
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,162,6004,071
2001-12-31 (YTD Data)Rank
Total interest income$7,281,0004,307
Total interest expense$3,734,0004,015
Net interest income$3,547,0004,515
Provision for loan and lease losses$372,0002,771
Total noninterest income$998,0003,342
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$704,0002,130
Trading account gains and fees$0177
Additional Noninterest Income$294,0004,159
Total noninterest expense$2,850,0004,512
Salaries and employee benefits$1,216,0005,262
Premises and equipment expense$457,0004,178
Additional noninterest expense$1,177,0003,558
Pre-tax net operating income$1,323,0004,171
Securities gains (losses)$04,612
Applicable income taxes$441,0003,536
Income before extraordinary items$882,0004,622
Extraordinary gains, net$0105
Net income$882,0004,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,135
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$882,0004,514
2000-12-31 (YTD Data)Rank
Total interest income$7,047,0004,563
Total interest expense$3,724,0004,192
Net interest income$3,323,0004,794
Provision for loan and lease losses$268,0003,103
Total noninterest income$817,0003,616
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$582,0002,360
Trading account gains and feesNANA
Additional Noninterest Income$235,0004,427
Total noninterest expense$2,601,0004,723
Salaries and employee benefits$1,051,0005,732
Premises and equipment expense$387,0004,615
Additional noninterest expense$1,163,0003,534
Pre-tax net operating income$1,271,0004,565
Securities gains (losses)$43,000751
Applicable income taxes$403,0003,969
Income before extraordinary items$911,0004,643
Extraordinary gains, net$038
Net income$911,0004,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,678
Cash dividends$1,205,0001,970
Sale, conversion, retirement of capital stock, net$0969
Net operating income$881,3304,746
1999-12-31 (YTD Data)Rank
Total interest income$6,717,0004,563
Total interest expense$3,053,0004,538
Net interest income$3,664,0004,501
Provision for loan and lease losses$190,0003,663
Total noninterest income$1,036,0003,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$637,0002,091
Trading account gains and feesNANA
Additional Noninterest Income$399,0003,431
Total noninterest expense$2,699,0004,598
Salaries and employee benefits$1,075,0005,602
Premises and equipment expense$357,0004,899
Additional noninterest expense$1,267,0003,279
Pre-tax net operating income$1,811,0003,593
Securities gains (losses)$03,155
Applicable income taxes$604,0003,207
Income before extraordinary items$1,207,0003,860
Extraordinary gains, net$035
Net income$1,207,0003,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,565
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,207,0003,827
1998-12-31 (YTD Data)Rank
Total interest income$7,155,0004,326
Total interest expense$3,531,0004,097
Net interest income$3,624,0004,452
Provision for loan and lease losses$50,0006,568
Total noninterest income$865,0003,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$546,0002,360
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,890
Total noninterest expense$2,690,0004,515
Salaries and employee benefits$1,031,0005,658
Premises and equipment expense$382,0004,585
Additional noninterest expense$1,277,0003,195
Pre-tax net operating income$1,749,0003,719
Securities gains (losses)$-5,00010,072
Applicable income taxes$577,0003,506
Income before extraordinary items$1,167,0004,024
Extraordinary gains, net$032
Net income$1,167,0004,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,356
Cash dividends$1,100,0002,078
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,170,3503,918
1997-12-31 (YTD Data)Rank
Total interest income$7,378,0004,313
Total interest expense$3,537,0004,108
Net interest income$3,841,0004,387
Provision for loan and lease losses$105,0005,052
Total noninterest income$717,0003,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,514
Total noninterest expense$2,617,0004,605
Salaries and employee benefits$1,246,0004,942
Premises and equipment expense$391,0004,520
Additional noninterest expense$980,0003,984
Pre-tax net operating income$1,836,0003,798
Securities gains (losses)$-49,00010,641
Applicable income taxes$650,0003,452
Income before extraordinary items$1,137,0004,249
Extraordinary gains, net$044
Net income$1,137,0004,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,168,3604,085
1996-12-31 (YTD Data)Rank
Total interest income$6,591,0004,812
Total interest expense$2,925,0004,885
Net interest income$3,666,0004,646
Provision for loan and lease losses$362,0002,241
Total noninterest income$755,0003,860
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$310,0004,126
Trading account gains and feesNANA
Additional Noninterest Income$445,0003,167
Total noninterest expense$2,465,0005,066
Salaries and employee benefits$1,142,0005,431
Premises and equipment expense$330,0005,225
Additional noninterest expense$993,0004,431
Pre-tax net operating income$1,594,0004,129
Securities gains (losses)$04,148
Applicable income taxes$562,0003,777
Income before extraordinary items$1,032,0004,369
Extraordinary gains, net$053
Net income$1,032,0004,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,414
Cash dividends$900,0002,306
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,032,0004,317
1995-12-31 (YTD Data)Rank
Total interest income$5,783,0005,366
Total interest expense$2,769,0005,099
Net interest income$3,014,0005,475
Provision for loan and lease losses$135,0003,846
Total noninterest income$797,0003,692
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$305,0004,239
Trading account gains and feesNANA
Additional Noninterest Income$492,0002,909
Total noninterest expense$2,165,0005,632
Salaries and employee benefits$897,0006,570
Premises and equipment expense$321,0005,340
Additional noninterest expense$947,0004,556
Pre-tax net operating income$1,511,0004,429
Securities gains (losses)$13,0002,193
Applicable income taxes$520,0004,074
Income before extraordinary items$1,004,0004,606
Extraordinary gains, net$065
Net income$1,004,0004,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,566
Cash dividends$1,001,0002,008
Sale, conversion, retirement of capital stock, net$0809
Net operating income$995,4204,618
1994-12-31 (YTD Data)Rank
Total interest income$5,174,0005,512
Total interest expense$2,098,0005,398
Net interest income$3,076,0005,516
Provision for loan and lease losses$50,0006,087
Total noninterest income$612,0004,583
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$306,0004,292
Trading account gains and feesNANA
Additional Noninterest Income$306,0004,036
Total noninterest expense$2,115,0005,928
Salaries and employee benefits$966,0006,260
Premises and equipment expense$309,0005,586
Additional noninterest expense$840,0005,476
Pre-tax net operating income$1,523,0004,362
Securities gains (losses)$18,0001,859
Applicable income taxes$530,0003,886
Income before extraordinary items$1,011,0004,504
Extraordinary gains, net$0249
Net income$1,011,0004,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,752
Cash dividends$830,0002,213
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$999,1204,591
1993-12-31 (YTD Data)Rank
Total interest income$4,856,0005,923
Total interest expense$1,981,0005,881
Net interest income$2,875,0005,841
Provision for loan and lease losses$160,0004,468
Total noninterest income$446,0006,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$259,0004,971
Trading account gains and feesNANA
Additional Noninterest Income$187,0005,888
Total noninterest expense$1,918,0006,571
Salaries and employee benefits$818,0007,212
Premises and equipment expense$214,0007,406
Additional noninterest expense$886,0005,442
Pre-tax net operating income$1,243,0005,052
Securities gains (losses)$131,0002,144
Applicable income taxes$482,0004,314
Income before extraordinary items$892,0005,134
Extraordinary gains, net$03,149
Net income$892,0005,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0004,605
Cash dividends$825,0002,084
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$806,8505,299
1992-12-31 (YTD Data)Rank
Total interest income$5,585,0005,822
Total interest expense$2,400,0006,184
Net interest income$3,185,0005,429
Provision for loan and lease losses$300,0004,111
Total noninterest income$332,0007,326
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0005,104
Trading account gains and feesNANA
Additional Noninterest Income$80,0008,855
Total noninterest expense$1,920,0006,603
Salaries and employee benefits$957,0006,279
Premises and equipment expense$210,0007,616
Additional noninterest expense$753,0006,401
Pre-tax net operating income$1,297,0004,614
Securities gains (losses)$99,0003,013
Applicable income taxes$462,0004,260
Income before extraordinary items$934,0004,787
Extraordinary gains, net$01,422
Net income$934,0004,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0004,152
Cash dividends$840,0001,819
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$867,6704,744

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.