Home > Focus Bank > Net charge- offs to loans
Focus Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0572% | 4,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1298% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3558% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0776% | 4,462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3296% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3296% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1180% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0142% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2299% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2299% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0382% | 4,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2070% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0689% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0689% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0414% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 3,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1468% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1468% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 3,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1976% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1976% | 1,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 3,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0542% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1009% | 4,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1069% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0481% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0481% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0715% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0386% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 3,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0894% | 4,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 3,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1217% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1217% | 4,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1357% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0664% | 3,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0664% | 3,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0502% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0707% | 4,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2593% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1867% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1867% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7162% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7162% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3177% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3177% | 1,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3565% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3565% | 1,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2108% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6351% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6351% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1923% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1293% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9355% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9355% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2380% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2151% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1682% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1793% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1758% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8298% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8298% | 845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3394% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3177% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2576% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2712% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0014% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0014% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4968% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5967% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5967% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1108% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8579% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8579% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1482% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1291% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0484% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0484% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 4,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2246% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3022% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3022% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4509% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2692% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2439% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5254% | 5,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7051% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1895% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1141% | 5,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7018% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7018% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1562% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7250% | 5,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6310% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6310% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2413% | 5,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0335% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4662% | 5,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8131% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8131% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 5,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8402% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3106% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0344% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5626% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5626% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1922% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 5,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7504% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4180% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8153% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6502% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6502% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1867% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2260% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 5,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3451% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5445% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2333% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8667% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8667% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1562% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2275% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2012% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 5,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.6686% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9884% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9884% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1342% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1798% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1441% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9839% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3157% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3157% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1520% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1676% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 4,163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1165% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2666% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2666% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1386% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 4,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5842% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5176% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5176% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0885% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 5,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 5,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0776% | 5,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0819% | 5,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2128% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0679% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0679% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0213% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2126% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4065% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2564% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0946% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2076% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8232% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8232% | 403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2206% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2941% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2760% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 5,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5441% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3199% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4654% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6027% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6027% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2149% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3581% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3485% | 877 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 5,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8203% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2862% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5836% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2683% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6673% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6673% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2479% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3426% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3247% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0628% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0652% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2524% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2524% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1264% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5127% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 5,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4293% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2169% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4575% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7921% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0961% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0961% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2077% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6479% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2871% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 5,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5732% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2803% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6094% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2590% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6578% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0711% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0711% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1380% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7559% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 5,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1433% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3304% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9845% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2882% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5051% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1355% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1355% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1146% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0391% | 5,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2484% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1359% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1447% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3653% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1518% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1518% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 5,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.4276% | 1,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3348% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3002% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3047% | 1,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2999% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0335% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3307% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3307% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2586% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2507% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.1515% | 1,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3555% | 1,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3054% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3261% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4181% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4181% | 2,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2656% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2839% | 2,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0290% | 1,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4678% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3016% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3222% | 2,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5370% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5370% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2185% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2428% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2542% | 2,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5838% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5307% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5307% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2115% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2456% | 3,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0406% | 2,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4065% | 2,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 3,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2480% | 1,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2228% | 3,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2687% | 3,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5503% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4903% | 2,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2939% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3325% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3391% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0536% | 2,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5676% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2967% | 2,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3250% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2946% | 2,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3288% | 2,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3942% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3408% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2576% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4335% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0824% | 2,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8565% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2381% | 2,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4927% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2193% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5107% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4127% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2465% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4769% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4538% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0210% | 1,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1606% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8179% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5530% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4148% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2658% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 5,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1903% | 4,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.2607% | 6,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 3,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4006% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1069% | 4,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 3,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2429% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1499% | 4,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 6,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1164% | 2,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2613% | 2,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2806% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3451% | 3,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2246% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 6,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1814% | 2,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2461% | 2,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2644% | 2,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 6,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0167% | 4,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2076% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 3,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 6,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 1,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2999% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3223% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0326% | 6,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2630% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 4,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.4543% | 2,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 3,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2454% | 1,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 3,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1580% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9328% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4384% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 5,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.1678% | 2,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0873% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1260% | 3,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3326% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1118% | 3,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1553% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3667% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 4,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.2347% | 2,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 3,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3003% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 3,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1345% | 3,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3390% | 3,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2468% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 3,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.4272% | 1,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0923% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0663% | 6,790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 4,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 3,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 3,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3521% | 3,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7306% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7555% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 3,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 2,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2251% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 4,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5940% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2369% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1167% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5584% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0938% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6048% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 3,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1956% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0883% | 3,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2856% | 4,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1971% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 4,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 1,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0652% | 7,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0786% | 7,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5753% | 7,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1734% | 8,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2280% | 3,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8558% | 7,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 3,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 7,918 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 3,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5443% | 2,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5946% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 7,993 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 7,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 3,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3290% | 3,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5877% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 7,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 8,097 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 7,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6565% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0473% | 8,225 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3665% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9014% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6267% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0595% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 6,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6257% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1485% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6701% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3064% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 3,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2428% | 3,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0975% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 8,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 8,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 8,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 3,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6838% | 3,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3115% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 8,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0491% | 8,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0540% | 8,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8605% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3026% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 8,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 8,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0842% | 8,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 6,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2696% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4094% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 7,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1173% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 8,381 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3513% | 5,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2630% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,460 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2378% | 5,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2607% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 4,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 8,522 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 7,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1618% | 5,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1623% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 8,696 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1900% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1965% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0826% | 7,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0193% | 7,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1557% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2325% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1375% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 7,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6367% | 1,419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2500% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3465% | 5,003 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3465% | 1,556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1359% | 1,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5206% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 4,580 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4145% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 3,638 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 5,129 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |