Home > FNBC Bank > Net charge- offs to loans

FNBC Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%1,315
Percentage Net Loans Charged-off: Total real estate loans-0.0374%4,348
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0956%4,495
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%4,071
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0169%4,103
Percentage Net Loans Charged-off: Commercial and industrial0.0228%1,499
Percentage Net Loans Charged-off: Loans to individuals0.9039%756
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.9039%654
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%1,325
Percentage Net Loans Charged-off: Total real estate loans-0.0505%4,423
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.1299%4,538
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%4,157
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0218%4,194
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%3,836
Percentage Net Loans Charged-off: Loans to individuals0.8945%660
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.8945%614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%805
Percentage Net Loans Charged-off: Total real estate loans-0.0098%4,036
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0308%4,311
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0317%4,288
Percentage Net Loans Charged-off: Commercial and industrial-0.0126%3,773
Percentage Net Loans Charged-off: Loans to individuals0.9588%604
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.9588%600
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%674
Percentage Net Loans Charged-off: Total real estate loans-0.0198%4,299
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0625%4,498
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0642%4,509
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals1.0655%545
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual1.0655%498
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1099%682
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,429
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0120%3,897
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0123%3,943
Percentage Net Loans Charged-off: Commercial and industrial-0.0587%4,047
Percentage Net Loans Charged-off: Loans to individuals1.4690%339
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual1.4690%312
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1077%580
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,036
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,431
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0016%3,515
Percentage Net Loans Charged-off: Commercial and industrial-0.0751%4,083
Percentage Net Loans Charged-off: Loans to individuals1.4630%306
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual1.4630%276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0942%610
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,018
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,411
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,481
Percentage Net Loans Charged-off: Commercial and industrial-0.0847%3,975
Percentage Net Loans Charged-off: Loans to individuals1.3041%356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3041%327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1077%495
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,288
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%3,669
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0049%3,724
Percentage Net Loans Charged-off: Commercial and industrial0.0563%490
Percentage Net Loans Charged-off: Loans to individuals1.4478%328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4478%300
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1076%819
Percentage Net Loans Charged-off: Total real estate loans0.1135%328
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.2547%208
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0316%542
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0320%537
Percentage Net Loans Charged-off: Commercial and industrial0.0557%1,121
Percentage Net Loans Charged-off: Loans to individuals0.2339%1,442
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2339%1,344
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1177%665
Percentage Net Loans Charged-off: Total real estate loans0.1449%241
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.3336%153
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0135%669
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0137%634
Percentage Net Loans Charged-off: Commercial and industrial0.0703%878
Percentage Net Loans Charged-off: Loans to individuals-0.0362%3,864
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0362%3,825
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0190%3,976
Percentage Net Loans Charged-off: Total real estate loans0.0071%901
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0276%492
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0280%483
Percentage Net Loans Charged-off: Commercial and industrial0.0805%745
Percentage Net Loans Charged-off: Loans to individuals-0.5026%4,580
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5026%4,544
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0412%4,319
Percentage Net Loans Charged-off: Total real estate loans0.0155%574
Percentage Net Loans Charged-off:Construction & development-0.0184%4,252
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0650%272
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0661%258
Percentage Net Loans Charged-off: Commercial and industrial0.1698%455
Percentage Net Loans Charged-off: Loans to individuals-1.0813%4,705
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0813%4,671
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%1,878
Percentage Net Loans Charged-off: Total real estate loans0.0174%1,451
Percentage Net Loans Charged-off:Construction & development0.0380%261
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0555%741
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0564%721
Percentage Net Loans Charged-off: Commercial and industrial0.0265%1,874
Percentage Net Loans Charged-off: Loans to individuals0.6436%984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6436%891
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0791%1,519
Percentage Net Loans Charged-off: Total real estate loans0.0309%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.1123%406
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.1141%394
Percentage Net Loans Charged-off: Commercial and industrial0.0301%1,590
Percentage Net Loans Charged-off: Loans to individuals0.7066%849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7066%773
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0742%1,509
Percentage Net Loans Charged-off: Total real estate loans0.0224%1,003
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0800%478
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0813%441
Percentage Net Loans Charged-off: Commercial and industrial0.0437%1,326
Percentage Net Loans Charged-off: Loans to individuals0.7378%923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7378%827
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1206%985
Percentage Net Loans Charged-off: Total real estate loans0.0408%616
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.1443%288
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.1467%270
Percentage Net Loans Charged-off: Commercial and industrial0.1064%835
Percentage Net Loans Charged-off: Loans to individuals1.0197%755
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0197%685
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2931%712
Percentage Net Loans Charged-off: Total real estate loans0.1810%458
Percentage Net Loans Charged-off:Construction & development0.0760%247
Percentage Net Loans Charged-off: Commercial real estate0.2823%333
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1757%420
Percentage Net Loans Charged-off: Home equity loans1.2298%43
All other 1-4 family - Percent of loans charged-off, net0.1566%451
Percentage Net Loans Charged-off: Commercial and industrial0.6301%746
Percentage Net Loans Charged-off: Loans to individuals1.1783%662
Percentage Net Loans Charged-off: Credit card loans3.2293%197
Percentage Net Loans Charged-off: Other loans to individual1.1628%603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2759%635
Percentage Net Loans Charged-off: Total real estate loans0.2337%286
Percentage Net Loans Charged-off:Construction & development0.1047%172
Percentage Net Loans Charged-off: Commercial real estate0.3796%225
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.2122%318
Percentage Net Loans Charged-off: Home equity loans1.6021%29
All other 1-4 family - Percent of loans charged-off, net0.1864%334
Percentage Net Loans Charged-off: Commercial and industrial0.0808%1,511
Percentage Net Loans Charged-off: Loans to individuals1.3178%553
Percentage Net Loans Charged-off: Credit card loans2.8719%209
Percentage Net Loans Charged-off: Other loans to individual1.3030%494
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3190%533
Percentage Net Loans Charged-off: Total real estate loans0.3417%179
Percentage Net Loans Charged-off:Construction & development0.1588%124
Percentage Net Loans Charged-off: Commercial real estate0.5789%157
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2737%232
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.2788%218
Percentage Net Loans Charged-off: Commercial and industrial0.0615%1,322
Percentage Net Loans Charged-off: Loans to individuals0.7313%1,009
Percentage Net Loans Charged-off: Credit card loans3.2292%184
Percentage Net Loans Charged-off: Other loans to individual0.6991%954
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5145%286
Percentage Net Loans Charged-off: Total real estate loans0.5810%101
Percentage Net Loans Charged-off:Construction & development0.3219%65
Percentage Net Loans Charged-off: Commercial real estate1.2173%67
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1650%318
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.1681%310
Percentage Net Loans Charged-off: Commercial and industrial0.1229%822
Percentage Net Loans Charged-off: Loans to individuals0.8123%921
Percentage Net Loans Charged-off: Credit card loans3.8278%143
Percentage Net Loans Charged-off: Other loans to individual0.7726%861
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1696%1,132
Percentage Net Loans Charged-off: Total real estate loans0.1127%676
Percentage Net Loans Charged-off:Construction & development0.5157%120
Percentage Net Loans Charged-off: Commercial real estate0.0291%855
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.1281%627
Percentage Net Loans Charged-off: Home equity loans0.3745%117
All other 1-4 family - Percent of loans charged-off, net0.1223%660
Percentage Net Loans Charged-off: Commercial and industrial0.0052%2,157
Percentage Net Loans Charged-off: Loans to individuals0.7942%1,045
Percentage Net Loans Charged-off: Credit card loans3.4014%172
Percentage Net Loans Charged-off: Other loans to individual0.7560%999
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1671%991
Percentage Net Loans Charged-off: Total real estate loans0.1329%481
Percentage Net Loans Charged-off:Construction & development0.6929%78
Percentage Net Loans Charged-off: Commercial real estate0.0390%622
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1142%625
Percentage Net Loans Charged-off: Home equity loans0.4820%83
All other 1-4 family - Percent of loans charged-off, net0.1052%677
Percentage Net Loans Charged-off: Commercial and industrial0.0072%1,856
Percentage Net Loans Charged-off: Loans to individuals0.9130%831
Percentage Net Loans Charged-off: Credit card loans4.5243%108
Percentage Net Loans Charged-off: Other loans to individual0.8588%790
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1242%1,187
Percentage Net Loans Charged-off: Total real estate loans0.0835%641
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0584%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1783%388
Percentage Net Loans Charged-off: Home equity loans0.6955%59
All other 1-4 family - Percent of loans charged-off, net0.1653%417
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%3,878
Percentage Net Loans Charged-off: Loans to individuals0.8580%836
Percentage Net Loans Charged-off: Credit card loans4.8830%93
Percentage Net Loans Charged-off: Other loans to individual0.7955%804
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1322%1,013
Percentage Net Loans Charged-off: Total real estate loans0.0976%497
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.1175%240
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1410%443
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1446%427
Percentage Net Loans Charged-off: Commercial and industrial-0.0103%3,975
Percentage Net Loans Charged-off: Loans to individuals0.8590%902
Percentage Net Loans Charged-off: Credit card loans8.3707%45
Percentage Net Loans Charged-off: Other loans to individual0.7371%938
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%2,142
Percentage Net Loans Charged-off: Total real estate loans0.0303%1,835
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0952%1,113
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0976%1,056
Percentage Net Loans Charged-off: Commercial and industrial0.2502%1,395
Percentage Net Loans Charged-off: Loans to individuals0.7052%1,300
Percentage Net Loans Charged-off: Credit card loans3.8101%142
Percentage Net Loans Charged-off: Other loans to individual0.6457%1,303
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0773%2,038
Percentage Net Loans Charged-off: Total real estate loans0.0359%1,496
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1131%893
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.1160%860
Percentage Net Loans Charged-off: Commercial and industrial0.0870%1,558
Percentage Net Loans Charged-off: Loans to individuals0.7281%1,155
Percentage Net Loans Charged-off: Credit card loans4.6886%100
Percentage Net Loans Charged-off: Other loans to individual0.6497%1,169
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0606%2,056
Percentage Net Loans Charged-off: Total real estate loans0.0164%1,648
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0517%1,223
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0531%1,183
Percentage Net Loans Charged-off: Commercial and industrial0.1061%1,260
Percentage Net Loans Charged-off: Loans to individuals0.6562%1,217
Percentage Net Loans Charged-off: Credit card loans6.9230%62
Percentage Net Loans Charged-off: Other loans to individual0.5263%1,330
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0820%1,527
Percentage Net Loans Charged-off: Total real estate loans0.0268%1,147
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0831%814
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0853%767
Percentage Net Loans Charged-off: Commercial and industrial0.2034%735
Percentage Net Loans Charged-off: Loans to individuals0.6713%1,167
Percentage Net Loans Charged-off: Credit card loans10.0982%41
Percentage Net Loans Charged-off: Other loans to individual0.4655%1,350
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1120%2,145
Percentage Net Loans Charged-off: Total real estate loans0.0453%1,879
Percentage Net Loans Charged-off:Construction & development0.1348%366
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0779%1,572
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0805%1,479
Percentage Net Loans Charged-off: Commercial and industrial0.2844%1,343
Percentage Net Loans Charged-off: Loans to individuals0.8515%1,099
Percentage Net Loans Charged-off: Credit card loans3.3370%157
Percentage Net Loans Charged-off: Other loans to individual0.7896%1,108
Percentage Net Loans Charged-off: All other loans and lease-0.1533%5,275
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1259%1,702
Percentage Net Loans Charged-off: Total real estate loans0.0545%1,466
Percentage Net Loans Charged-off:Construction & development0.1935%280
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0829%1,351
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0858%1,282
Percentage Net Loans Charged-off: Commercial and industrial0.4028%929
Percentage Net Loans Charged-off: Loans to individuals0.7329%1,155
Percentage Net Loans Charged-off: Credit card loans4.1121%106
Percentage Net Loans Charged-off: Other loans to individual0.6469%1,200
Percentage Net Loans Charged-off: All other loans and lease-0.1734%5,315
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1534%1,410
Percentage Net Loans Charged-off: Total real estate loans0.0814%1,145
Percentage Net Loans Charged-off:Construction & development0.3135%199
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1173%1,055
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1215%982
Percentage Net Loans Charged-off: Commercial and industrial0.4711%760
Percentage Net Loans Charged-off: Loans to individuals0.7278%1,107
Percentage Net Loans Charged-off: Credit card loans2.2514%258
Percentage Net Loans Charged-off: Other loans to individual0.6873%1,062
Percentage Net Loans Charged-off: All other loans and lease-0.1744%5,362
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1842%1,057
Percentage Net Loans Charged-off: Total real estate loans0.0525%1,162
Percentage Net Loans Charged-off:Construction & development0.5106%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.9874%388
Percentage Net Loans Charged-off: Loans to individuals0.5127%1,358
Percentage Net Loans Charged-off: Credit card loans2.2535%261
Percentage Net Loans Charged-off: Other loans to individual0.4648%1,293
Percentage Net Loans Charged-off: All other loans and lease-0.1027%5,321
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0955%2,469
Percentage Net Loans Charged-off: Total real estate loans0.0640%2,071
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1547%1,339
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1601%1,278
Percentage Net Loans Charged-off: Commercial and industrial-0.0405%4,771
Percentage Net Loans Charged-off: Loans to individuals0.8322%1,005
Percentage Net Loans Charged-off: Credit card loans6.8842%64
Percentage Net Loans Charged-off: Other loans to individual0.6361%1,218
Percentage Net Loans Charged-off: All other loans and lease0.1085%1,017
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0956%2,195
Percentage Net Loans Charged-off: Total real estate loans0.0745%1,751
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1788%1,092
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1850%1,033
Percentage Net Loans Charged-off: Commercial and industrial-0.1491%5,289
Percentage Net Loans Charged-off: Loans to individuals0.8497%884
Percentage Net Loans Charged-off: Credit card loans7.3051%64
Percentage Net Loans Charged-off: Other loans to individual0.6336%1,094
Percentage Net Loans Charged-off: All other loans and lease0.1675%816
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%2,535
Percentage Net Loans Charged-off: Total real estate loans0.0481%1,950
Percentage Net Loans Charged-off:Construction & development0.0113%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1119%1,434
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1157%1,362
Percentage Net Loans Charged-off: Commercial and industrial-0.2167%5,482
Percentage Net Loans Charged-off: Loans to individuals0.6157%1,145
Percentage Net Loans Charged-off: Credit card loans8.7876%44
Percentage Net Loans Charged-off: Other loans to individual0.3273%1,682
Percentage Net Loans Charged-off: All other loans and lease0.2558%619
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0280%5,209
Percentage Net Loans Charged-off: Total real estate loans-0.0023%4,678
Percentage Net Loans Charged-off:Construction & development-0.0240%5,044
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.3943%5,778
Percentage Net Loans Charged-off: Loans to individuals0.6521%1,087
Percentage Net Loans Charged-off: Credit card loans6.7066%71
Percentage Net Loans Charged-off: Other loans to individual0.4271%1,326
Percentage Net Loans Charged-off: All other loans and lease-0.2303%5,595
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1530%2,509
Percentage Net Loans Charged-off: Total real estate loans0.0803%2,578
Percentage Net Loans Charged-off:Construction & development-1.4980%5,783
Percentage Net Loans Charged-off: Commercial real estate0.1528%1,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3296%1,055
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.3384%1,015
Percentage Net Loans Charged-off: Commercial and industrial0.1005%2,189
Percentage Net Loans Charged-off: Loans to individuals1.2717%709
Percentage Net Loans Charged-off: Credit card loans5.4521%90
Percentage Net Loans Charged-off: Other loans to individual1.1201%732
Percentage Net Loans Charged-off: All other loans and lease0.1475%977
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2427%1,585
Percentage Net Loans Charged-off: Total real estate loans0.2251%1,240
Percentage Net Loans Charged-off:Construction & development0.2253%692
Percentage Net Loans Charged-off: Commercial real estate0.2047%1,026
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2943%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.3018%1,046
Percentage Net Loans Charged-off: Commercial and industrial0.0245%2,240
Percentage Net Loans Charged-off: Loans to individuals1.1600%723
Percentage Net Loans Charged-off: Credit card loans6.3241%74
Percentage Net Loans Charged-off: Other loans to individual0.9743%817
Percentage Net Loans Charged-off: All other loans and lease0.0552%1,123
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2139%1,743
Percentage Net Loans Charged-off: Total real estate loans0.2064%1,336
Percentage Net Loans Charged-off:Construction & development0.3488%558
Percentage Net Loans Charged-off: Commercial real estate0.3065%782
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1537%1,672
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1575%1,583
Percentage Net Loans Charged-off: Commercial and industrial0.0296%1,874
Percentage Net Loans Charged-off: Loans to individuals0.8665%1,007
Percentage Net Loans Charged-off: Credit card loans3.9971%125
Percentage Net Loans Charged-off: Other loans to individual0.7535%1,032
Percentage Net Loans Charged-off: All other loans and lease0.0675%982
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1665%1,723
Percentage Net Loans Charged-off: Total real estate loans0.1546%1,373
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.2890%560
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1074%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.1099%1,455
Percentage Net Loans Charged-off: Commercial and industrial-0.0300%4,883
Percentage Net Loans Charged-off: Loans to individuals0.9368%941
Percentage Net Loans Charged-off: Credit card loans4.3956%128
Percentage Net Loans Charged-off: Other loans to individual0.8136%952
Percentage Net Loans Charged-off: All other loans and lease-0.0268%5,551
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3042%2,166
Percentage Net Loans Charged-off: Total real estate loans0.3205%1,665
Percentage Net Loans Charged-off:Construction & development0.0083%1,624
Percentage Net Loans Charged-off: Commercial real estate0.2329%1,597
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.5110%1,109
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.5217%1,055
Percentage Net Loans Charged-off: Commercial and industrial0.0768%2,659
Percentage Net Loans Charged-off: Loans to individuals0.8542%1,349
Percentage Net Loans Charged-off: Credit card loans2.9724%240
Percentage Net Loans Charged-off: Other loans to individual0.7644%1,378
Percentage Net Loans Charged-off: All other loans and lease0.0712%1,191
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2904%2,083
Percentage Net Loans Charged-off: Total real estate loans0.3250%1,604
Percentage Net Loans Charged-off:Construction & development-0.0110%5,368
Percentage Net Loans Charged-off: Commercial real estate0.3092%1,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.4599%1,146
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.4691%1,095
Percentage Net Loans Charged-off: Commercial and industrial0.1160%2,204
Percentage Net Loans Charged-off: Loans to individuals0.4104%2,102
Percentage Net Loans Charged-off: Credit card loans1.4094%449
Percentage Net Loans Charged-off: Other loans to individual0.3658%2,101
Percentage Net Loans Charged-off: All other loans and lease0.0856%1,054
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2016%2,549
Percentage Net Loans Charged-off: Total real estate loans0.2322%1,963
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0616%1,737
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4545%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.4633%1,126
Percentage Net Loans Charged-off: Commercial and industrial0.0591%2,134
Percentage Net Loans Charged-off: Loans to individuals0.1969%2,668
Percentage Net Loans Charged-off: Credit card loans1.2640%447
Percentage Net Loans Charged-off: Other loans to individual0.1446%2,743
Percentage Net Loans Charged-off: All other loans and lease0.0766%983
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0640%3,182
Percentage Net Loans Charged-off: Total real estate loans0.1094%2,216
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1256%1,094
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1367%1,916
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.1394%1,793
Percentage Net Loans Charged-off: Commercial and industrial0.2037%1,257
Percentage Net Loans Charged-off: Loans to individuals-1.0246%6,609
Percentage Net Loans Charged-off: Credit card loans1.6615%373
Percentage Net Loans Charged-off: Other loans to individual-1.1583%6,599
Percentage Net Loans Charged-off: All other loans and lease0.0506%857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8662%1,321
Percentage Net Loans Charged-off: Total real estate loans0.8870%1,151
Percentage Net Loans Charged-off:Construction & development4.0116%674
Percentage Net Loans Charged-off: Commercial real estate1.0023%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4356%1,997
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.4444%1,902
Percentage Net Loans Charged-off: Commercial and industrial0.4476%2,188
Percentage Net Loans Charged-off: Loans to individuals1.5903%830
Percentage Net Loans Charged-off: Credit card loans13.9110%39
Percentage Net Loans Charged-off: Other loans to individual0.9702%1,312
Percentage Net Loans Charged-off: All other loans and lease0.7442%637
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6244%1,762
Percentage Net Loans Charged-off: Total real estate loans0.5802%1,666
Percentage Net Loans Charged-off:Construction & development3.2490%763
Percentage Net Loans Charged-off: Commercial real estate0.1993%2,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4992%1,745
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.5095%1,649
Percentage Net Loans Charged-off: Commercial and industrial0.2810%2,276
Percentage Net Loans Charged-off: Loans to individuals1.5308%834
Percentage Net Loans Charged-off: Credit card loans13.4387%46
Percentage Net Loans Charged-off: Other loans to individual0.9303%1,243
Percentage Net Loans Charged-off: All other loans and lease0.9723%502
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6622%1,663
Percentage Net Loans Charged-off: Total real estate loans0.6747%1,468
Percentage Net Loans Charged-off:Construction & development4.7209%547
Percentage Net Loans Charged-off: Commercial real estate0.2614%1,661
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3168%2,170
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.3234%2,048
Percentage Net Loans Charged-off: Commercial and industrial0.4561%1,780
Percentage Net Loans Charged-off: Loans to individuals1.7667%725
Percentage Net Loans Charged-off: Credit card loans18.0155%33
Percentage Net Loans Charged-off: Other loans to individual0.9567%1,162
Percentage Net Loans Charged-off: All other loans and lease0.0625%1,077
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2731%2,578
Percentage Net Loans Charged-off: Total real estate loans0.1989%2,487
Percentage Net Loans Charged-off:Construction & development1.2837%888
Percentage Net Loans Charged-off: Commercial real estate-0.0537%6,775
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2067%2,168
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.2109%2,017
Percentage Net Loans Charged-off: Commercial and industrial0.4368%1,337
Percentage Net Loans Charged-off: Loans to individuals1.6154%755
Percentage Net Loans Charged-off: Credit card loans22.3292%22
Percentage Net Loans Charged-off: Other loans to individual0.5783%1,520
Percentage Net Loans Charged-off: All other loans and lease-0.0493%6,049
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7350%2,314
Percentage Net Loans Charged-off: Total real estate loans0.6695%2,235
Percentage Net Loans Charged-off:Construction & development2.6865%1,496
Percentage Net Loans Charged-off: Commercial real estate0.1894%2,765
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5157%2,176
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.5258%2,079
Percentage Net Loans Charged-off: Commercial and industrial1.3476%1,645
Percentage Net Loans Charged-off: Loans to individuals0.9907%1,674
Percentage Net Loans Charged-off: Credit card loans8.1424%105
Percentage Net Loans Charged-off: Other loans to individual0.5397%2,394
Percentage Net Loans Charged-off: All other loans and lease0.4642%832
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6300%2,360
Percentage Net Loans Charged-off: Total real estate loans0.6565%2,042
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.3233%859
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net1.3486%856
Percentage Net Loans Charged-off: Commercial and industrial0.4547%2,485
Percentage Net Loans Charged-off: Loans to individuals1.3604%1,147
Percentage Net Loans Charged-off: Credit card loans6.0278%170
Percentage Net Loans Charged-off: Other loans to individual0.9812%1,310
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7095%2,091
Percentage Net Loans Charged-off: Total real estate loans0.7642%1,746
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.5300%737
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net1.5589%745
Percentage Net Loans Charged-off: Commercial and industrial0.4764%2,211
Percentage Net Loans Charged-off: Loans to individuals1.2274%1,225
Percentage Net Loans Charged-off: Credit card loans5.6272%198
Percentage Net Loans Charged-off: Other loans to individual0.8413%1,428
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1791%1,182
Percentage Net Loans Charged-off: Total real estate loans1.2966%962
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential2.5686%382
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net2.6151%363
Percentage Net Loans Charged-off: Commercial and industrial0.6410%1,509
Percentage Net Loans Charged-off: Loans to individuals1.9097%784
Percentage Net Loans Charged-off: Credit card loans7.8393%145
Percentage Net Loans Charged-off: Other loans to individual1.2383%882
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9712%2,234
Percentage Net Loans Charged-off: Total real estate loans0.7026%2,434
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.4356%970
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net1.4599%961
Percentage Net Loans Charged-off: Commercial and industrial3.0078%1,149
Percentage Net Loans Charged-off: Loans to individuals2.4203%866
Percentage Net Loans Charged-off: Credit card loans6.8418%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8600%2,295
Percentage Net Loans Charged-off: Total real estate loans0.5575%2,549
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1176%1,118
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net1.1360%1,101
Percentage Net Loans Charged-off: Commercial and industrial2.9657%1,027
Percentage Net Loans Charged-off: Loans to individuals2.5275%794
Percentage Net Loans Charged-off: Credit card loans7.0595%201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5984%2,732
Percentage Net Loans Charged-off: Total real estate loans0.3706%2,839
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.7406%1,472
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.7528%1,413
Percentage Net Loans Charged-off: Commercial and industrial1.5621%1,568
Percentage Net Loans Charged-off: Loans to individuals2.4686%821
Percentage Net Loans Charged-off: Credit card loans7.9179%184
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4876%2,600
Percentage Net Loans Charged-off: Total real estate loans0.3007%2,534
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5975%1,412
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.6075%1,331
Percentage Net Loans Charged-off: Commercial and industrial1.7164%1,185
Percentage Net Loans Charged-off: Loans to individuals1.5764%1,261
Percentage Net Loans Charged-off: Credit card loans-2.7409%1,532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5987%3,422
Percentage Net Loans Charged-off: Total real estate loans0.2050%4,105
Percentage Net Loans Charged-off:Construction & development0.4165%3,011
Percentage Net Loans Charged-off: Commercial real estate0.0748%2,990
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2675%2,917
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.2726%2,747
Percentage Net Loans Charged-off: Commercial and industrial2.1435%1,787
Percentage Net Loans Charged-off: Loans to individuals3.1931%744
Percentage Net Loans Charged-off: Credit card loans10.5937%146
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2909%1,468
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6016%2,873
Percentage Net Loans Charged-off: Total real estate loans0.1600%3,862
Percentage Net Loans Charged-off:Construction & development0.1898%2,833
Percentage Net Loans Charged-off: Commercial real estate0.0990%2,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2161%2,730
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2203%2,568
Percentage Net Loans Charged-off: Commercial and industrial2.6861%1,197
Percentage Net Loans Charged-off: Loans to individuals3.4414%652
Percentage Net Loans Charged-off: Credit card loans10.4910%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1585%6,909
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5613%2,644
Percentage Net Loans Charged-off: Total real estate loans0.1420%3,489
Percentage Net Loans Charged-off:Construction & development0.0373%2,602
Percentage Net Loans Charged-off: Commercial real estate0.1170%1,780
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2059%2,454
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2101%2,292
Percentage Net Loans Charged-off: Commercial and industrial2.0219%1,298
Percentage Net Loans Charged-off: Loans to individuals3.7869%554
Percentage Net Loans Charged-off: Credit card loans13.0160%100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2419%6,963
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6077%1,959
Percentage Net Loans Charged-off: Total real estate loans0.2184%2,342
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.2277%913
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3009%1,604
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.3073%1,469
Percentage Net Loans Charged-off: Commercial and industrial0.6423%1,720
Percentage Net Loans Charged-off: Loans to individuals4.9696%372
Percentage Net Loans Charged-off: Credit card loans10.6921%136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1807%963
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4619%2,519
Percentage Net Loans Charged-off: Total real estate loans0.1603%3,138
Percentage Net Loans Charged-off:Construction & development0.8821%1,658
Percentage Net Loans Charged-off: Commercial real estate0.0030%2,336
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0720%3,164
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0735%2,967
Percentage Net Loans Charged-off: Commercial and industrial1.3593%1,490
Percentage Net Loans Charged-off: Loans to individuals2.5506%709
Percentage Net Loans Charged-off: Credit card loans6.3807%190
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0137%6,745
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4190%1,974
Percentage Net Loans Charged-off: Total real estate loans0.1551%2,433
Percentage Net Loans Charged-off:Construction & development1.0036%1,086
Percentage Net Loans Charged-off: Commercial real estate0.0040%1,728
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0191%3,225
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0195%3,011
Percentage Net Loans Charged-off: Commercial and industrial1.3011%1,092
Percentage Net Loans Charged-off: Loans to individuals2.0879%783
Percentage Net Loans Charged-off: Credit card loans5.8968%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0185%6,766
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1426%3,312
Percentage Net Loans Charged-off: Total real estate loans-0.0018%7,613
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0061%1,294
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%7,739
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0073%7,719
Percentage Net Loans Charged-off: Commercial and industrial0.1297%2,560
Percentage Net Loans Charged-off: Loans to individuals1.6105%1,020
Percentage Net Loans Charged-off: Credit card loans5.3689%213
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3806%8,301
Percentage Net Loans Charged-off: Total real estate loans-0.1899%8,258
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0123%765
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.3878%8,245
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.3956%8,220
Percentage Net Loans Charged-off: Commercial and industrial-2.7260%8,036
Percentage Net Loans Charged-off: Loans to individuals0.4331%2,649
Percentage Net Loans Charged-off: Credit card loans9.3023%100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1135%410
Percentage Net Loans Charged-off: Total real estate loans0.0385%3,061
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0775%2,117
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0791%1,966
Percentage Net Loans Charged-off: Commercial and industrial4.9817%206
Percentage Net Loans Charged-off: Loans to individuals6.4599%87
Percentage Net Loans Charged-off: Credit card loans5.4130%164
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0364%6,980
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8066%434
Percentage Net Loans Charged-off: Total real estate loans0.0182%2,746
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0368%2,053
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0376%1,906
Percentage Net Loans Charged-off: Commercial and industrial4.5624%208
Percentage Net Loans Charged-off: Loans to individuals3.4033%225
Percentage Net Loans Charged-off: Credit card loans4.9309%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0196%6,895
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0125%320
Percentage Net Loans Charged-off: Total real estate loans0.0210%2,152
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0427%1,596
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0436%1,474
Percentage Net Loans Charged-off: Commercial and industrial6.2576%143
Percentage Net Loans Charged-off: Loans to individuals3.7086%190
Percentage Net Loans Charged-off: Credit card loans5.2204%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0288%6,941
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4955%636
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.9592%628
Percentage Net Loans Charged-off: Loans to individuals4.5401%156
Percentage Net Loans Charged-off: Credit card loans5.6111%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0277%6,918
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3248%1,231
Percentage Net Loans Charged-off: Total real estate loans0.0040%3,262
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0077%2,729
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0078%2,529
Percentage Net Loans Charged-off: Commercial and industrial0.5106%1,607
Percentage Net Loans Charged-off: Loans to individuals2.8972%309
Percentage Net Loans Charged-off: Credit card loans5.8684%123
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0139%6,884
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3579%887
Percentage Net Loans Charged-off: Total real estate loans0.0157%2,349
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0294%1,901
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0300%1,780
Percentage Net Loans Charged-off: Commercial and industrial0.7024%1,035
Percentage Net Loans Charged-off: Loans to individuals2.9068%283
Percentage Net Loans Charged-off: Credit card loans6.4043%107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4028%772
Percentage Net Loans Charged-off: Total real estate loans0.0240%1,842
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0444%1,458
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0452%1,366
Percentage Net Loans Charged-off: Commercial and industrial0.7456%927
Percentage Net Loans Charged-off: Loans to individuals3.2706%241
Percentage Net Loans Charged-off: Credit card loans6.8634%116
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5860%475
Percentage Net Loans Charged-off: Total real estate loans0.0615%940
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1128%736
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1149%687
Percentage Net Loans Charged-off: Commercial and industrial1.3223%501
Percentage Net Loans Charged-off: Loans to individuals4.2121%202
Percentage Net Loans Charged-off: Credit card loans9.6606%84
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2082%2,227
Percentage Net Loans Charged-off: Total real estate loans0.0051%3,298
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0091%2,818
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0093%2,635
Percentage Net Loans Charged-off: Commercial and industrial0.3207%2,355
Percentage Net Loans Charged-off: Loans to individuals1.7821%805
Percentage Net Loans Charged-off: Credit card loans3.1359%542
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1814%2,136
Percentage Net Loans Charged-off: Total real estate loans0.0069%2,785
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0123%2,359
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0125%2,205
Percentage Net Loans Charged-off: Commercial and industrial0.1803%2,409
Percentage Net Loans Charged-off: Loans to individuals1.6437%823
Percentage Net Loans Charged-off: Credit card loans1.6623%832
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2112%1,733
Percentage Net Loans Charged-off: Total real estate loans0.0105%2,253
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0186%1,867
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0189%1,743
Percentage Net Loans Charged-off: Commercial and industrial0.2362%1,895
Percentage Net Loans Charged-off: Loans to individuals1.8842%673
Percentage Net Loans Charged-off: Credit card loans1.7349%750
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2584%1,285
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.4546%1,072
Percentage Net Loans Charged-off: Loans to individuals2.2078%576
Percentage Net Loans Charged-off: Credit card loans1.9260%607
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1009%4,181
Percentage Net Loans Charged-off: Total real estate loans0.0006%3,874
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0011%3,217
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0011%3,040
Percentage Net Loans Charged-off: Commercial and industrial0.1020%3,588
Percentage Net Loans Charged-off: Loans to individuals0.9323%2,208
Percentage Net Loans Charged-off: Credit card loans4.0704%449
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%4,067
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0063%3,605
Percentage Net Loans Charged-off: Loans to individuals0.7914%2,408
Percentage Net Loans Charged-off: Credit card loans3.3038%577
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0918%3,541
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0197%2,967
Percentage Net Loans Charged-off: Loans to individuals0.9296%2,000
Percentage Net Loans Charged-off: Credit card loans3.5898%529
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1068%2,795
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0417%2,019
Percentage Net Loans Charged-off: Loans to individuals1.0526%1,716
Percentage Net Loans Charged-off: Credit card loans6.3249%284
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1117%4,568
Percentage Net Loans Charged-off: Total real estate loans0.0129%3,506
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0211%2,888
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0212%2,755
Percentage Net Loans Charged-off: Commercial and industrial0.2068%3,615
Percentage Net Loans Charged-off: Loans to individuals0.8422%2,838
Percentage Net Loans Charged-off: Credit card loans2.5761%987
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0245%7,342
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1113%4,096
Percentage Net Loans Charged-off: Total real estate loans0.0019%3,414
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0031%2,862
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0031%2,713
Percentage Net Loans Charged-off: Commercial and industrial0.2231%3,045
Percentage Net Loans Charged-off: Loans to individuals0.9127%2,381
Percentage Net Loans Charged-off: Credit card loans1.7285%1,207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0327%7,383
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%3,351
Percentage Net Loans Charged-off: Total real estate loans0.0030%2,857
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0047%2,338
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0047%2,214
Percentage Net Loans Charged-off: Commercial and industrial0.2401%2,562
Percentage Net Loans Charged-off: Loans to individuals1.2215%1,647
Percentage Net Loans Charged-off: Credit card loans1.7591%1,097
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0499%7,447
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1295%2,983
Percentage Net Loans Charged-off: Total real estate loans0.0060%1,946
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0091%1,547
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0091%1,457
Percentage Net Loans Charged-off: Commercial and industrial0.5142%1,417
Percentage Net Loans Charged-off: Loans to individuals0.8133%2,346
Percentage Net Loans Charged-off: Credit card loans0.8357%1,136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0988%7,561
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1217%4,759
Percentage Net Loans Charged-off: Total real estate loans0.0501%2,559
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0758%1,959
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0759%1,899
Percentage Net Loans Charged-off: Commercial and industrial0.0933%4,302
Percentage Net Loans Charged-off: Loans to individuals0.7239%3,286
Percentage Net Loans Charged-off: Credit card loans2.5004%1,086
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0930%5,239
Percentage Net Loans Charged-off: Total real estate loans0.0270%2,895
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0400%2,280
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0401%2,176
Percentage Net Loans Charged-off: Commercial and industrial0.2642%3,400
Percentage Net Loans Charged-off: Loans to individuals0.4187%4,561
Percentage Net Loans Charged-off: Credit card loans1.5958%1,437
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0996%4,637
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5903%1,114
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2347%3,055
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1294%4,922
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4178%2,133
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0921%5,812
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0264%7,797
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2243%5,059
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1853%7,471
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA