Home > FNB SOUTH > Income and Expense

FNB SOUTH, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,097,0001,295
Total interest expense$6,868,0001,662
Net interest income$26,229,0001,155
Provision for loan and lease losses$03,275
Total noninterest income$6,205,0001,025
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,524,000723
Trading account gains and feesNANA
Additional Noninterest Income$4,681,000922
Total noninterest expense$11,098,0001,909
Salaries and employee benefits$5,334,0002,109
Premises and equipment expense$1,325,0001,686
Additional noninterest expense$4,681,000922
Pre-tax net operating income$21,336,000652
Securities gains (losses)$-2,651,0004,432
Applicable income taxes$3,950,000625
Income before extraordinary items$14,735,000750
Extraordinary gains, net$054
Net income$14,735,000761
Minority interest net income$088
Net income of bank and minority interests.$14,735,000753
Net charge-offs$1,354,000455
Cash dividends$7,000,000622
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,829,290677
2023-09-30 (YTD Data)Rank
Total interest income$24,026,0001,299
Total interest expense$4,415,0001,723
Net interest income$19,611,0001,166
Provision for loan and lease losses$03,085
Total noninterest income$2,529,0001,519
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,151,000718
Trading account gains and feesNANA
Additional Noninterest Income$1,378,0001,687
Total noninterest expense$7,964,0001,970
Salaries and employee benefits$3,876,0002,141
Premises and equipment expense$949,0001,747
Additional noninterest expense$1,378,0001,687
Pre-tax net operating income$14,176,000738
Securities gains (losses)$0849
Applicable income taxes$900,0001,350
Income before extraordinary items$13,276,000651
Extraordinary gains, net$052
Net income$13,276,000655
Minority interest net income$081
Net income of bank and minority interests.$13,276,000651
Net charge-offs$-697,0004,581
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,276,000663
2023-06-30 (YTD Data)Rank
Total interest income$15,390,0001,309
Total interest expense$2,436,0001,794
Net interest income$12,954,0001,191
Provision for loan and lease losses$02,940
Total noninterest income$1,706,0001,440
Gross Fiduciary activities income$0931
Service charges on deposit accounts$760,000718
Trading account gains and feesNANA
Additional Noninterest Income$946,0001,592
Total noninterest expense$5,433,0001,923
Salaries and employee benefits$2,627,0002,113
Premises and equipment expense$599,0001,803
Additional noninterest expense$946,0001,590
Pre-tax net operating income$9,227,000753
Securities gains (losses)$0938
Applicable income taxes$600,0001,369
Income before extraordinary items$8,627,000672
Extraordinary gains, net$051
Net income$8,627,000683
Minority interest net income$081
Net income of bank and minority interests.$8,627,000672
Net charge-offs$-1,978,0004,640
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,627,000680
2023-03-31 (YTD Data)Rank
Total interest income$7,482,0001,319
Total interest expense$993,0001,844
Net interest income$6,489,0001,185
Provision for loan and lease losses$02,612
Total noninterest income$861,0001,419
Gross Fiduciary activities income$0913
Service charges on deposit accounts$358,000761
Trading account gains and feesNANA
Additional Noninterest Income$503,0001,522
Total noninterest expense$2,697,0001,950
Salaries and employee benefits$1,274,0002,185
Premises and equipment expense$310,0001,795
Additional noninterest expense$503,0001,522
Pre-tax net operating income$4,653,000769
Securities gains (losses)$0950
Applicable income taxes$300,0001,390
Income before extraordinary items$4,353,000692
Extraordinary gains, net$04
Net income$4,353,000691
Minority interest net income$048
Net income of bank and minority interests.$4,353,000691
Net charge-offs$-1,123,0004,665
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,353,000704
2022-12-31 (YTD Data)Rank
Total interest income$24,395,0001,336
Total interest expense$2,064,0001,566
Net interest income$22,331,0001,313
Provision for loan and lease losses$1,000,000814
Total noninterest income$4,637,0001,255
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,421,000776
Trading account gains and feesNANA
Additional Noninterest Income$3,216,0001,198
Total noninterest expense$10,072,0002,000
Salaries and employee benefits$5,092,0002,150
Premises and equipment expense$1,156,0001,861
Additional noninterest expense$3,216,0001,198
Pre-tax net operating income$15,896,000900
Securities gains (losses)$0691
Applicable income taxes$600,0001,911
Income before extraordinary items$15,296,000778
Extraordinary gains, net$05
Net income$15,296,000779
Minority interest net income$063
Net income of bank and minority interests.$15,296,000779
Net charge-offs$-1,191,0004,670
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,296,000795
2022-09-30 (YTD Data)Rank
Total interest income$17,224,0001,343
Total interest expense$1,305,0001,455
Net interest income$15,919,0001,346
Provision for loan and lease losses$02,835
Total noninterest income$3,710,0001,225
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,053,000789
Trading account gains and feesNANA
Additional Noninterest Income$2,657,0001,154
Total noninterest expense$7,494,0002,011
Salaries and employee benefits$3,753,0002,180
Premises and equipment expense$876,0001,864
Additional noninterest expense$2,657,0001,154
Pre-tax net operating income$12,135,000882
Securities gains (losses)$0740
Applicable income taxes$600,0001,705
Income before extraordinary items$11,535,000790
Extraordinary gains, net$04
Net income$11,535,000790
Minority interest net income$057
Net income of bank and minority interests.$11,535,000790
Net charge-offs$-1,677,0004,719
Cash dividends$2,000,0001,122
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,535,000803
2022-06-30 (YTD Data)Rank
Total interest income$10,706,0001,388
Total interest expense$670,0001,568
Net interest income$10,036,0001,381
Provision for loan and lease losses$02,599
Total noninterest income$2,936,0001,085
Gross Fiduciary activities income$0925
Service charges on deposit accounts$674,000807
Trading account gains and feesNANA
Additional Noninterest Income$2,262,0001,006
Total noninterest expense$5,088,0001,959
Salaries and employee benefits$2,558,0002,144
Premises and equipment expense$583,0001,856
Additional noninterest expense$1,947,0001,635
Pre-tax net operating income$7,884,000849
Securities gains (losses)$0687
Applicable income taxes$600,0001,350
Income before extraordinary items$7,284,000784
Extraordinary gains, net$04
Net income$7,284,000784
Minority interest net income$060
Net income of bank and minority interests.$7,284,000784
Net charge-offs$-3,215,0004,763
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,284,000796
2022-03-31 (YTD Data)Rank
Total interest income$5,274,0001,368
Total interest expense$300,0001,682
Net interest income$4,974,0001,354
Provision for loan and lease losses$02,285
Total noninterest income$932,0001,438
Gross Fiduciary activities income$0892
Service charges on deposit accounts$340,000799
Trading account gains and feesNANA
Additional Noninterest Income$592,0001,520
Total noninterest expense$2,338,0002,071
Salaries and employee benefits$1,260,0002,167
Premises and equipment expense$287,0001,896
Additional noninterest expense$791,0001,890
Pre-tax net operating income$3,568,000898
Securities gains (losses)$0623
Applicable income taxes$300,0001,307
Income before extraordinary items$3,268,000826
Extraordinary gains, net$04
Net income$3,268,000825
Minority interest net income$050
Net income of bank and minority interests.$3,268,000826
Net charge-offs$-2,144,0004,789
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,268,000834
2021-12-31 (YTD Data)Rank
Total interest income$20,613,0001,445
Total interest expense$1,416,0001,742
Net interest income$19,197,0001,412
Provision for loan and lease losses$1,000,000592
Total noninterest income$4,069,0001,499
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,345,000763
Trading account gains and feesNANA
Additional Noninterest Income$2,724,0001,582
Total noninterest expense$10,104,0001,964
Salaries and employee benefits$5,148,0002,135
Premises and equipment expense$1,277,0001,745
Additional noninterest expense$3,679,0001,685
Pre-tax net operating income$12,162,0001,118
Securities gains (losses)$02,062
Applicable income taxes$476,0002,136
Income before extraordinary items$11,686,0001,018
Extraordinary gains, net$010
Net income$11,686,0001,019
Minority interest net income$074
Net income of bank and minority interests.$11,686,0001,019
Net charge-offs$1,397,000348
Cash dividends$4,425,000869
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,686,0001,005
2021-09-30 (YTD Data)Rank
Total interest income$15,863,0001,436
Total interest expense$1,084,0001,797
Net interest income$14,779,0001,400
Provision for loan and lease losses$02,963
Total noninterest income$3,228,0001,482
Gross Fiduciary activities income$0957
Service charges on deposit accounts$999,000763
Trading account gains and feesNANA
Additional Noninterest Income$2,229,0001,554
Total noninterest expense$7,421,0001,997
Salaries and employee benefits$3,821,0002,153
Premises and equipment expense$1,005,0001,693
Additional noninterest expense$2,595,0001,765
Pre-tax net operating income$10,586,0001,028
Securities gains (losses)$02,015
Applicable income taxes$600,0001,856
Income before extraordinary items$9,986,000952
Extraordinary gains, net$08
Net income$9,986,000951
Minority interest net income$069
Net income of bank and minority interests.$9,986,000952
Net charge-offs$471,000523
Cash dividends$2,000,0001,149
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,986,000934
2021-06-30 (YTD Data)Rank
Total interest income$10,731,0001,418
Total interest expense$730,0001,848
Net interest income$10,001,0001,383
Provision for loan and lease losses$02,862
Total noninterest income$2,458,0001,353
Gross Fiduciary activities income$0951
Service charges on deposit accounts$654,000745
Trading account gains and feesNANA
Additional Noninterest Income$1,804,0001,379
Total noninterest expense$4,859,0002,017
Salaries and employee benefits$2,469,0002,191
Premises and equipment expense$637,0001,761
Additional noninterest expense$1,753,0001,729
Pre-tax net operating income$7,600,000966
Securities gains (losses)$01,818
Applicable income taxes$600,0001,527
Income before extraordinary items$7,000,000892
Extraordinary gains, net$06
Net income$7,000,000892
Minority interest net income$067
Net income of bank and minority interests.$7,000,000892
Net charge-offs$-1,881,0004,931
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,000,000874
2021-03-31 (YTD Data)Rank
Total interest income$5,129,0001,476
Total interest expense$374,0001,881
Net interest income$4,755,0001,420
Provision for loan and lease losses$02,741
Total noninterest income$1,584,0001,149
Gross Fiduciary activities income$0922
Service charges on deposit accounts$339,000703
Trading account gains and feesNANA
Additional Noninterest Income$1,245,0001,104
Total noninterest expense$2,414,0002,012
Salaries and employee benefits$1,222,0002,199
Premises and equipment expense$329,0001,719
Additional noninterest expense$863,0001,733
Pre-tax net operating income$3,925,000927
Securities gains (losses)$01,392
Applicable income taxes$300,0001,508
Income before extraordinary items$3,625,000878
Extraordinary gains, net$03
Net income$3,625,000878
Minority interest net income$055
Net income of bank and minority interests.$3,625,000878
Net charge-offs$-1,301,0004,961
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,625,000855
2020-12-31 (YTD Data)Rank
Total interest income$21,519,0001,390
Total interest expense$2,174,0001,874
Net interest income$19,345,0001,323
Provision for loan and lease losses$3,500,000718
Total noninterest income$3,888,0001,491
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,495,000661
Trading account gains and feesNANA
Additional Noninterest Income$2,393,0001,631
Total noninterest expense$9,990,0001,963
Salaries and employee benefits$5,226,0002,083
Premises and equipment expense$1,190,0001,811
Additional noninterest expense$3,574,0001,673
Pre-tax net operating income$9,743,0001,083
Securities gains (losses)$02,675
Applicable income taxes$900,0001,513
Income before extraordinary items$8,843,0001,066
Extraordinary gains, net$04
Net income$8,843,0001,066
Minority interest net income$072
Net income of bank and minority interests.$8,843,0001,066
Net charge-offs$1,328,000543
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,843,0001,036
2020-09-30 (YTD Data)Rank
Total interest income$16,295,0001,392
Total interest expense$1,759,0001,854
Net interest income$14,536,0001,312
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$2,582,0001,562
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,127,000659
Trading account gains and feesNANA
Additional Noninterest Income$1,455,0001,769
Total noninterest expense$7,245,0001,984
Salaries and employee benefits$3,878,0002,085
Premises and equipment expense$870,0001,839
Additional noninterest expense$2,497,0001,740
Pre-tax net operating income$8,373,000939
Securities gains (losses)$02,494
Applicable income taxes$900,0001,270
Income before extraordinary items$7,473,000920
Extraordinary gains, net$04
Net income$7,473,000920
Minority interest net income$065
Net income of bank and minority interests.$7,473,000920
Net charge-offs$-2,309,0005,027
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,473,000890
2020-06-30 (YTD Data)Rank
Total interest income$11,369,0001,355
Total interest expense$1,272,0001,847
Net interest income$10,097,0001,259
Provision for loan and lease losses$1,000,0001,077
Total noninterest income$1,786,0001,456
Gross Fiduciary activities income$0970
Service charges on deposit accounts$781,000644
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0001,664
Total noninterest expense$4,789,0001,992
Salaries and employee benefits$2,569,0002,097
Premises and equipment expense$549,0001,895
Additional noninterest expense$1,671,0001,736
Pre-tax net operating income$6,094,000796
Securities gains (losses)$02,249
Applicable income taxes$600,0001,199
Income before extraordinary items$5,494,000773
Extraordinary gains, net$04
Net income$5,494,000773
Minority interest net income$065
Net income of bank and minority interests.$5,494,000773
Net charge-offs$-2,045,0005,060
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,494,000744
2020-03-31 (YTD Data)Rank
Total interest income$5,416,0001,410
Total interest expense$726,0001,804
Net interest income$4,690,0001,325
Provision for loan and lease losses$03,711
Total noninterest income$874,0001,400
Gross Fiduciary activities income$0941
Service charges on deposit accounts$449,000672
Trading account gains and feesNANA
Additional Noninterest Income$425,0001,670
Total noninterest expense$2,484,0001,956
Salaries and employee benefits$1,381,0002,005
Premises and equipment expense$284,0001,875
Additional noninterest expense$819,0001,793
Pre-tax net operating income$3,080,000718
Securities gains (losses)$01,705
Applicable income taxes$300,0001,074
Income before extraordinary items$2,780,000704
Extraordinary gains, net$04
Net income$2,780,000704
Minority interest net income$056
Net income of bank and minority interests.$2,780,000704
Net charge-offs$-1,496,0005,108
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,780,000680
2019-12-31 (YTD Data)Rank
Total interest income$21,170,0001,449
Total interest expense$3,073,0001,777
Net interest income$18,097,0001,351
Provision for loan and lease losses$1,000,000898
Total noninterest income$3,834,0001,355
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,896,000665
Trading account gains and feesNANA
Additional Noninterest Income$1,938,0001,568
Total noninterest expense$10,075,0001,913
Salaries and employee benefits$4,987,0002,107
Premises and equipment expense$1,292,0001,704
Additional noninterest expense$3,796,0001,581
Pre-tax net operating income$10,856,000989
Securities gains (losses)$1,0002,288
Applicable income taxes$665,0001,749
Income before extraordinary items$10,192,000924
Extraordinary gains, net$011
Net income$10,192,000925
Minority interest net income$076
Net income of bank and minority interests.$10,192,000925
Net charge-offs$1,145,000609
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,191,060902
2019-09-30 (YTD Data)Rank
Total interest income$15,466,0001,493
Total interest expense$2,302,0001,786
Net interest income$13,164,0001,402
Provision for loan and lease losses$03,836
Total noninterest income$3,302,0001,213
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,405,000667
Trading account gains and feesNANA
Additional Noninterest Income$1,897,0001,324
Total noninterest expense$7,619,0001,909
Salaries and employee benefits$3,855,0002,076
Premises and equipment expense$992,0001,678
Additional noninterest expense$2,772,0001,608
Pre-tax net operating income$8,847,000935
Securities gains (losses)$02,167
Applicable income taxes$600,0001,655
Income before extraordinary items$8,247,000881
Extraordinary gains, net$011
Net income$8,247,000882
Minority interest net income$072
Net income of bank and minority interests.$8,247,000882
Net charge-offs$-337,0005,148
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,247,000862
2019-06-30 (YTD Data)Rank
Total interest income$10,465,0001,479
Total interest expense$1,495,0001,792
Net interest income$8,970,0001,370
Provision for loan and lease losses$03,685
Total noninterest income$2,070,0001,244
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$909,000680
Trading account gains and feesNANA
Additional Noninterest Income$1,161,0001,362
Total noninterest expense$5,192,0001,882
Salaries and employee benefits$2,486,0002,129
Premises and equipment expense$669,0001,681
Additional noninterest expense$2,037,0001,492
Pre-tax net operating income$5,848,000921
Securities gains (losses)$01,702
Applicable income taxes$600,0001,294
Income before extraordinary items$5,248,000889
Extraordinary gains, net$011
Net income$5,248,000889
Minority interest net income$069
Net income of bank and minority interests.$5,248,000889
Net charge-offs$-2,169,0005,294
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,248,000879
2019-03-31 (YTD Data)Rank
Total interest income$5,074,0001,509
Total interest expense$715,0001,811
Net interest income$4,359,0001,413
Provision for loan and lease losses$03,406
Total noninterest income$864,0001,360
Gross Fiduciary activities income$0972
Service charges on deposit accounts$463,000655
Trading account gains and feesNANA
Additional Noninterest Income$401,0001,665
Total noninterest expense$2,591,0001,884
Salaries and employee benefits$1,310,0002,064
Premises and equipment expense$342,0001,666
Additional noninterest expense$939,0001,592
Pre-tax net operating income$2,632,000977
Securities gains (losses)$01,087
Applicable income taxes$300,0001,257
Income before extraordinary items$2,332,000957
Extraordinary gains, net$05
Net income$2,332,000956
Minority interest net income$052
Net income of bank and minority interests.$2,332,000956
Net charge-offs$-493,0005,329
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,332,000942
2018-12-31 (YTD Data)Rank
Total interest income$20,923,0001,381
Total interest expense$2,063,0001,900
Net interest income$18,860,0001,300
Provision for loan and lease losses$2,000,000506
Total noninterest income$4,851,0001,113
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,920,000658
Trading account gains and feesNANA
Additional Noninterest Income$2,931,0001,160
Total noninterest expense$10,275,0001,862
Salaries and employee benefits$4,785,0002,171
Premises and equipment expense$1,261,0001,747
Additional noninterest expense$4,229,0001,436
Pre-tax net operating income$11,436,000934
Securities gains (losses)$01,125
Applicable income taxes$854,0001,523
Income before extraordinary items$10,582,000865
Extraordinary gains, net$06
Net income$10,582,000863
Minority interest net income$072
Net income of bank and minority interests.$10,582,000864
Net charge-offs$1,992,000363
Cash dividends$4,500,000801
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,582,000866
2018-09-30 (YTD Data)Rank
Total interest income$15,087,0001,420
Total interest expense$1,447,0001,913
Net interest income$13,640,0001,342
Provision for loan and lease losses$03,948
Total noninterest income$4,125,0001,043
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,423,000666
Trading account gains and feesNANA
Additional Noninterest Income$2,702,0001,008
Total noninterest expense$7,514,0001,898
Salaries and employee benefits$3,529,0002,193
Premises and equipment expense$928,0001,785
Additional noninterest expense$3,057,0001,487
Pre-tax net operating income$10,251,000806
Securities gains (losses)$01,118
Applicable income taxes$200,0002,539
Income before extraordinary items$10,051,000712
Extraordinary gains, net$05
Net income$10,051,000711
Minority interest net income$066
Net income of bank and minority interests.$10,051,000711
Net charge-offs$436,000779
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,051,000708
2018-06-30 (YTD Data)Rank
Total interest income$9,919,0001,418
Total interest expense$908,0001,920
Net interest income$9,011,0001,344
Provision for loan and lease losses$03,782
Total noninterest income$3,023,000976
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$925,000674
Trading account gains and feesNANA
Additional Noninterest Income$2,098,000908
Total noninterest expense$5,044,0001,903
Salaries and employee benefits$2,282,0002,256
Premises and equipment expense$581,0001,870
Additional noninterest expense$2,181,0001,407
Pre-tax net operating income$6,990,000781
Securities gains (losses)$0961
Applicable income taxes$200,0002,222
Income before extraordinary items$6,790,000703
Extraordinary gains, net$06
Net income$6,790,000702
Minority interest net income$065
Net income of bank and minority interests.$6,790,000702
Net charge-offs$-379,0005,436
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,790,000702
2018-03-31 (YTD Data)Rank
Total interest income$5,107,0001,378
Total interest expense$431,0001,920
Net interest income$4,676,0001,305
Provision for loan and lease losses$03,508
Total noninterest income$846,0001,432
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$466,000675
Trading account gains and feesNANA
Additional Noninterest Income$380,0001,762
Total noninterest expense$2,295,0002,061
Salaries and employee benefits$1,204,0002,184
Premises and equipment expense$285,0001,927
Additional noninterest expense$806,0001,810
Pre-tax net operating income$3,227,000810
Securities gains (losses)$0735
Applicable income taxes$200,0001,573
Income before extraordinary items$3,027,000748
Extraordinary gains, net$07
Net income$3,027,000748
Minority interest net income$052
Net income of bank and minority interests.$3,027,000748
Net charge-offs$-1,171,0005,585
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,027,000746
2017-12-31 (YTD Data)Rank
Total interest income$19,092,0001,402
Total interest expense$1,666,0001,765
Net interest income$17,426,0001,351
Provision for loan and lease losses$1,000,000886
Total noninterest income$3,958,0001,298
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,877,000683
Trading account gains and feesNANA
Additional Noninterest Income$2,081,0001,496
Total noninterest expense$9,483,0001,997
Salaries and employee benefits$4,381,0002,319
Premises and equipment expense$1,224,0001,813
Additional noninterest expense$3,878,0001,563
Pre-tax net operating income$10,901,000922
Securities gains (losses)$02,243
Applicable income taxes$1,542,0001,511
Income before extraordinary items$9,359,000797
Extraordinary gains, net$09
Net income$9,359,000797
Minority interest net income$076
Net income of bank and minority interests.$9,359,000797
Net charge-offs$940,000724
Cash dividends$7,000,000497
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,359,000787
2017-09-30 (YTD Data)Rank
Total interest income$14,584,0001,373
Total interest expense$1,209,0001,793
Net interest income$13,375,0001,337
Provision for loan and lease losses$04,088
Total noninterest income$2,760,0001,380
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,394,000685
Trading account gains and feesNANA
Additional Noninterest Income$1,366,0001,634
Total noninterest expense$6,628,0002,111
Salaries and employee benefits$3,371,0002,283
Premises and equipment expense$825,0001,980
Additional noninterest expense$2,432,0001,822
Pre-tax net operating income$9,507,000818
Securities gains (losses)$02,274
Applicable income taxes$900,0001,556
Income before extraordinary items$8,607,000725
Extraordinary gains, net$09
Net income$8,607,000725
Minority interest net income$071
Net income of bank and minority interests.$8,607,000725
Net charge-offs$-2,496,0005,723
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,607,000707
2017-06-30 (YTD Data)Rank
Total interest income$9,828,0001,362
Total interest expense$770,0001,819
Net interest income$9,058,0001,318
Provision for loan and lease losses$03,871
Total noninterest income$2,264,0001,214
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$908,000696
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0001,266
Total noninterest expense$4,393,0002,127
Salaries and employee benefits$2,213,0002,323
Premises and equipment expense$545,0001,985
Additional noninterest expense$1,635,0001,799
Pre-tax net operating income$6,929,000723
Securities gains (losses)$01,906
Applicable income taxes$600,0001,531
Income before extraordinary items$6,329,000643
Extraordinary gains, net$011
Net income$6,329,000643
Minority interest net income$071
Net income of bank and minority interests.$6,329,000643
Net charge-offs$-2,969,0005,778
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,329,000630
2017-03-31 (YTD Data)Rank
Total interest income$4,685,0001,405
Total interest expense$369,0001,865
Net interest income$4,316,0001,368
Provision for loan and lease losses$03,537
Total noninterest income$962,0001,336
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$451,000699
Trading account gains and feesNANA
Additional Noninterest Income$511,0001,508
Total noninterest expense$2,325,0002,052
Salaries and employee benefits$1,183,0002,225
Premises and equipment expense$298,0001,895
Additional noninterest expense$844,0001,757
Pre-tax net operating income$2,953,000826
Securities gains (losses)$01,153
Applicable income taxes$300,0001,492
Income before extraordinary items$2,653,000732
Extraordinary gains, net$08
Net income$2,653,000732
Minority interest net income$055
Net income of bank and minority interests.$2,653,000732
Net charge-offs$-1,643,0005,848
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,653,000720
2016-12-31 (YTD Data)Rank
Total interest income$18,264,0001,397
Total interest expense$1,333,0001,967
Net interest income$16,931,0001,351
Provision for loan and lease losses$4,200,000296
Total noninterest income$2,886,0001,687
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,732,000742
Trading account gains and fees$0170
Additional Noninterest Income$1,154,0002,227
Total noninterest expense$8,713,0002,144
Salaries and employee benefits$4,106,0002,454
Premises and equipment expense$980,0002,185
Additional noninterest expense$3,627,0001,687
Pre-tax net operating income$6,904,0001,255
Securities gains (losses)$03,212
Applicable income taxes$1,435,0001,310
Income before extraordinary items$5,469,0001,290
Extraordinary gains, net$05
Net income$5,469,0001,289
Minority interest net income$082
Net income of bank and minority interests.$5,469,0001,289
Net charge-offs$4,277,000236
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,469,0001,260
2016-09-30 (YTD Data)Rank
Total interest income$13,655,0001,399
Total interest expense$995,0001,974
Net interest income$12,660,0001,352
Provision for loan and lease losses$1,500,000507
Total noninterest income$2,227,0001,655
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,297,000746
Trading account gains and fees$0169
Additional Noninterest Income$930,0002,135
Total noninterest expense$6,434,0002,172
Salaries and employee benefits$3,151,0002,396
Premises and equipment expense$783,0002,082
Additional noninterest expense$2,500,0001,801
Pre-tax net operating income$6,953,000991
Securities gains (losses)$03,160
Applicable income taxes$540,0001,994
Income before extraordinary items$6,413,000868
Extraordinary gains, net$05
Net income$6,413,000868
Minority interest net income$071
Net income of bank and minority interests.$6,413,000868
Net charge-offs$1,773,000328
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,413,000844
2016-06-30 (YTD Data)Rank
Total interest income$9,169,0001,387
Total interest expense$661,0001,990
Net interest income$8,508,0001,349
Provision for loan and lease losses$750,000620
Total noninterest income$1,385,0001,716
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$853,000741
Trading account gains and fees$0157
Additional Noninterest Income$532,0002,296
Total noninterest expense$4,194,0002,216
Salaries and employee benefits$2,079,0002,434
Premises and equipment expense$554,0001,981
Additional noninterest expense$1,561,0001,909
Pre-tax net operating income$4,949,000942
Securities gains (losses)$02,835
Applicable income taxes$345,0002,009
Income before extraordinary items$4,604,000812
Extraordinary gains, net$016
Net income$4,604,000811
Minority interest net income$071
Net income of bank and minority interests.$4,604,000811
Net charge-offs$1,043,000345
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,604,000786
2016-03-31 (YTD Data)Rank
Total interest income$4,692,0001,369
Total interest expense$333,0001,979
Net interest income$4,359,0001,326
Provision for loan and lease losses$03,656
Total noninterest income$702,0001,664
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$427,000740
Trading account gains and fees$0142
Additional Noninterest Income$275,0002,199
Total noninterest expense$2,256,0002,096
Salaries and employee benefits$1,102,0002,323
Premises and equipment expense$317,0001,791
Additional noninterest expense$837,0001,772
Pre-tax net operating income$2,805,000810
Securities gains (losses)$02,077
Applicable income taxes$150,0002,101
Income before extraordinary items$2,655,000696
Extraordinary gains, net$012
Net income$2,655,000695
Minority interest net income$062
Net income of bank and minority interests.$2,655,000696
Net charge-offs$1,009,000224
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,655,000676
2015-12-31 (YTD Data)Rank
Total interest income$17,765,0001,398
Total interest expense$1,307,0001,977
Net interest income$16,458,0001,355
Provision for loan and lease losses$3,250,000299
Total noninterest income$2,925,0001,634
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,795,000741
Trading account gains and fees$0159
Additional Noninterest Income$1,130,0002,221
Total noninterest expense$9,449,0001,994
Salaries and employee benefits$4,154,0002,416
Premises and equipment expense$1,157,0001,947
Additional noninterest expense$4,138,0001,480
Pre-tax net operating income$6,684,0001,246
Securities gains (losses)$03,216
Applicable income taxes$643,0002,001
Income before extraordinary items$6,041,0001,166
Extraordinary gains, net$023
Net income$6,041,0001,166
Minority interest net income$081
Net income of bank and minority interests.$6,041,0001,166
Net charge-offs$2,853,000283
Cash dividends$2,600,0001,100
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,041,0001,137
2015-09-30 (YTD Data)Rank
Total interest income$13,185,0001,426
Total interest expense$978,0002,003
Net interest income$12,207,0001,383
Provision for loan and lease losses$1,750,000373
Total noninterest income$2,783,0001,392
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,344,000747
Trading account gains and fees$0153
Additional Noninterest Income$1,439,0001,576
Total noninterest expense$6,678,0002,110
Salaries and employee benefits$2,923,0002,550
Premises and equipment expense$869,0001,972
Additional noninterest expense$2,886,0001,572
Pre-tax net operating income$6,562,0001,018
Securities gains (losses)$03,031
Applicable income taxes$450,0002,098
Income before extraordinary items$6,112,000883
Extraordinary gains, net$021
Net income$6,112,000882
Minority interest net income$078
Net income of bank and minority interests.$6,112,000883
Net charge-offs$1,722,000309
Cash dividends$600,0002,126
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,112,000856
2015-06-30 (YTD Data)Rank
Total interest income$8,787,0001,433
Total interest expense$651,0002,009
Net interest income$8,136,0001,382
Provision for loan and lease losses$1,250,000359
Total noninterest income$1,563,0001,574
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$889,000744
Trading account gains and fees$0157
Additional Noninterest Income$674,0002,014
Total noninterest expense$4,523,0002,093
Salaries and employee benefits$2,005,0002,514
Premises and equipment expense$648,0001,788
Additional noninterest expense$1,870,0001,636
Pre-tax net operating income$3,926,0001,103
Securities gains (losses)$02,636
Applicable income taxes$300,0002,125
Income before extraordinary items$3,626,000979
Extraordinary gains, net$022
Net income$3,626,000979
Minority interest net income$075
Net income of bank and minority interests.$3,626,000979
Net charge-offs$990,000354
Cash dividends$300,0002,403
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,626,000951
2015-03-31 (YTD Data)Rank
Total interest income$4,404,0001,426
Total interest expense$326,0002,017
Net interest income$4,078,0001,374
Provision for loan and lease losses$750,000282
Total noninterest income$749,0001,583
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$429,000742
Trading account gains and fees$0152
Additional Noninterest Income$320,0002,032
Total noninterest expense$2,112,0002,223
Salaries and employee benefits$943,0002,646
Premises and equipment expense$305,0001,898
Additional noninterest expense$864,0001,746
Pre-tax net operating income$1,965,0001,077
Securities gains (losses)$02,027
Applicable income taxes$150,0002,088
Income before extraordinary items$1,815,000946
Extraordinary gains, net$013
Net income$1,815,000947
Minority interest net income$064
Net income of bank and minority interests.$1,815,000947
Net charge-offs$596,000295
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,815,000909
2014-12-31 (YTD Data)Rank
Total interest income$16,791,0001,485
Total interest expense$1,458,0001,938
Net interest income$15,333,0001,445
Provision for loan and lease losses$3,250,000301
Total noninterest income$2,948,0001,597
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,881,000734
Trading account gains and fees$0180
Additional Noninterest Income$1,067,0002,246
Total noninterest expense$8,951,0002,110
Salaries and employee benefits$3,954,0002,527
Premises and equipment expense$1,111,0002,057
Additional noninterest expense$3,886,0001,604
Pre-tax net operating income$6,080,0001,294
Securities gains (losses)$03,259
Applicable income taxes$957,0001,592
Income before extraordinary items$5,123,0001,274
Extraordinary gains, net$017
Net income$5,123,0001,272
Minority interest net income$084
Net income of bank and minority interests.$5,123,0001,273
Net charge-offs$4,493,000256
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,123,0001,246
2014-09-30 (YTD Data)Rank
Total interest income$12,565,0001,500
Total interest expense$1,112,0001,933
Net interest income$11,453,0001,458
Provision for loan and lease losses$2,250,000311
Total noninterest income$3,109,0001,263
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,399,000732
Trading account gains and fees$0174
Additional Noninterest Income$1,710,0001,332
Total noninterest expense$7,323,0001,943
Salaries and employee benefits$2,925,0002,557
Premises and equipment expense$874,0001,990
Additional noninterest expense$3,524,0001,372
Pre-tax net operating income$4,989,0001,221
Securities gains (losses)$02,980
Applicable income taxes$600,0001,796
Income before extraordinary items$4,389,0001,138
Extraordinary gains, net$015
Net income$4,389,0001,135
Minority interest net income$081
Net income of bank and minority interests.$4,389,0001,137
Net charge-offs$2,891,000271
Cash dividends$250,0002,892
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,389,0001,108
2014-06-30 (YTD Data)Rank
Total interest income$8,329,0001,500
Total interest expense$748,0001,947
Net interest income$7,581,0001,452
Provision for loan and lease losses$1,500,000318
Total noninterest income$2,284,0001,157
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$917,000726
Trading account gains and fees$0172
Additional Noninterest Income$1,367,0001,171
Total noninterest expense$4,850,0001,954
Salaries and employee benefits$2,008,0002,500
Premises and equipment expense$584,0001,997
Additional noninterest expense$2,258,0001,417
Pre-tax net operating income$3,515,0001,128
Securities gains (losses)$02,580
Applicable income taxes$400,0001,762
Income before extraordinary items$3,115,0001,033
Extraordinary gains, net$020
Net income$3,115,0001,032
Minority interest net income$080
Net income of bank and minority interests.$3,115,0001,034
Net charge-offs$1,512,000363
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,115,0001,014
2014-03-31 (YTD Data)Rank
Total interest income$4,015,0001,542
Total interest expense$375,0001,977
Net interest income$3,640,0001,502
Provision for loan and lease losses$750,000310
Total noninterest income$1,381,000979
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$441,000739
Trading account gains and fees$0147
Additional Noninterest Income$940,000891
Total noninterest expense$2,233,0002,128
Salaries and employee benefits$967,0002,593
Premises and equipment expense$284,0002,094
Additional noninterest expense$982,0001,576
Pre-tax net operating income$2,038,000960
Securities gains (losses)$01,715
Applicable income taxes$100,0002,366
Income before extraordinary items$1,938,000809
Extraordinary gains, net$016
Net income$1,938,000811
Minority interest net income$066
Net income of bank and minority interests.$1,938,000810
Net charge-offs$614,000418
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,938,000790
2013-12-31 (YTD Data)Rank
Total interest income$16,792,0001,493
Total interest expense$1,602,0002,040
Net interest income$15,190,0001,427
Provision for loan and lease losses$4,550,000290
Total noninterest income$3,437,0001,470
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,798,000771
Trading account gains and fees$0184
Additional Noninterest Income$1,639,0001,746
Total noninterest expense$10,358,0001,838
Salaries and employee benefits$3,849,0002,561
Premises and equipment expense$1,019,0002,217
Additional noninterest expense$5,490,0001,228
Pre-tax net operating income$3,719,0001,819
Securities gains (losses)$03,182
Applicable income taxes$206,0002,925
Income before extraordinary items$3,513,0001,670
Extraordinary gains, net$029
Net income$3,513,0001,673
Minority interest net income$090
Net income of bank and minority interests.$3,513,0001,674
Net charge-offs$5,049,000329
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,513,0001,639
2013-09-30 (YTD Data)Rank
Total interest income$12,751,0001,487
Total interest expense$1,214,0002,084
Net interest income$11,537,0001,402
Provision for loan and lease losses$2,150,000462
Total noninterest income$2,598,0001,489
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,338,000784
Trading account gains and fees$0180
Additional Noninterest Income$1,260,0001,766
Total noninterest expense$7,682,0001,856
Salaries and employee benefits$2,660,0002,774
Premises and equipment expense$750,0002,282
Additional noninterest expense$4,272,0001,171
Pre-tax net operating income$4,303,0001,303
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,303,0001,087
Extraordinary gains, net$025
Net income$4,303,0001,089
Minority interest net income$084
Net income of bank and minority interests.$4,303,0001,089
Net charge-offs$1,494,000740
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,303,0001,068
2013-06-30 (YTD Data)Rank
Total interest income$8,498,0001,484
Total interest expense$821,0002,088
Net interest income$7,677,0001,399
Provision for loan and lease losses$650,000927
Total noninterest income$1,716,0001,505
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$856,000805
Trading account gains and fees$0157
Additional Noninterest Income$860,0001,775
Total noninterest expense$5,216,0001,840
Salaries and employee benefits$1,823,0002,728
Premises and equipment expense$501,0002,283
Additional noninterest expense$2,892,0001,150
Pre-tax net operating income$3,527,0001,067
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,527,000882
Extraordinary gains, net$022
Net income$3,527,000882
Minority interest net income$082
Net income of bank and minority interests.$3,527,000884
Net charge-offs$336,0001,583
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,527,000848
2013-03-31 (YTD Data)Rank
Total interest income$4,323,0001,474
Total interest expense$425,0002,084
Net interest income$3,898,0001,376
Provision for loan and lease losses$650,000563
Total noninterest income$702,0001,721
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$409,000828
Trading account gains and fees$0148
Additional Noninterest Income$293,0002,254
Total noninterest expense$2,320,0002,067
Salaries and employee benefits$890,0002,789
Premises and equipment expense$247,0002,332
Additional noninterest expense$1,183,0001,379
Pre-tax net operating income$1,630,0001,123
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,630,000935
Extraordinary gains, net$010
Net income$1,630,000936
Minority interest net income$076
Net income of bank and minority interests.$1,630,000937
Net charge-offs$480,000791
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,630,000891
2012-12-31 (YTD Data)Rank
Total interest income$16,736,0001,591
Total interest expense$2,289,0001,904
Net interest income$14,447,0001,521
Provision for loan and lease losses$5,100,000497
Total noninterest income$2,783,0001,737
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,841,000775
Trading account gains and fees$0166
Additional Noninterest Income$942,0002,456
Total noninterest expense$8,923,0002,136
Salaries and employee benefits$3,520,0002,769
Premises and equipment expense$973,0002,325
Additional noninterest expense$4,430,0001,517
Pre-tax net operating income$3,207,0001,976
Securities gains (losses)$03,810
Applicable income taxes$89,0003,587
Income before extraordinary items$3,118,0001,794
Extraordinary gains, net$029
Net income$3,118,0001,793
Minority interest net income$093
Net income of bank and minority interests.$3,118,0001,794
Net charge-offs$5,795,000515
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,118,0001,693
2012-09-30 (YTD Data)Rank
Total interest income$12,654,0001,612
Total interest expense$1,801,0001,895
Net interest income$10,853,0001,530
Provision for loan and lease losses$3,500,000547
Total noninterest income$2,151,0001,697
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,406,000770
Trading account gains and fees$0157
Additional Noninterest Income$745,0002,371
Total noninterest expense$6,447,0002,220
Salaries and employee benefits$2,580,0002,839
Premises and equipment expense$783,0002,224
Additional noninterest expense$3,084,0001,635
Pre-tax net operating income$3,057,0001,668
Securities gains (losses)$1,0003,476
Applicable income taxes$04,802
Income before extraordinary items$3,058,0001,463
Extraordinary gains, net$020
Net income$3,058,0001,464
Minority interest net income$086
Net income of bank and minority interests.$3,058,0001,464
Net charge-offs$3,898,000561
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,057,0001,376
2012-06-30 (YTD Data)Rank
Total interest income$8,577,0001,594
Total interest expense$1,242,0001,892
Net interest income$7,335,0001,520
Provision for loan and lease losses$2,500,000539
Total noninterest income$1,361,0001,747
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$927,000761
Trading account gains and fees$0153
Additional Noninterest Income$434,0002,529
Total noninterest expense$4,273,0002,238
Salaries and employee benefits$1,741,0002,815
Premises and equipment expense$526,0002,199
Additional noninterest expense$2,006,0001,666
Pre-tax net operating income$1,923,0001,736
Securities gains (losses)$31,0002,315
Applicable income taxes$04,770
Income before extraordinary items$1,954,0001,518
Extraordinary gains, net$019
Net income$1,954,0001,517
Minority interest net income$084
Net income of bank and minority interests.$1,954,0001,518
Net charge-offs$2,161,000651
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,923,0001,447
2012-03-31 (YTD Data)Rank
Total interest income$4,221,0001,631
Total interest expense$644,0001,905
Net interest income$3,577,0001,565
Provision for loan and lease losses$1,000,000612
Total noninterest income$648,0001,812
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$462,000760
Trading account gains and fees$0148
Additional Noninterest Income$186,0002,759
Total noninterest expense$2,197,0002,170
Salaries and employee benefits$828,0002,949
Premises and equipment expense$278,0002,100
Additional noninterest expense$1,091,0001,546
Pre-tax net operating income$1,028,0001,643
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,028,0001,420
Extraordinary gains, net$019
Net income$1,028,0001,421
Minority interest net income$078
Net income of bank and minority interests.$1,028,0001,421
Net charge-offs$753,000825
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,028,0001,341
2011-12-31 (YTD Data)Rank
Total interest income$17,763,0001,600
Total interest expense$3,553,0001,678
Net interest income$14,210,0001,570
Provision for loan and lease losses$7,313,000570
Total noninterest income$3,421,0001,360
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,869,000782
Trading account gains and fees$0146
Additional Noninterest Income$1,552,0001,614
Total noninterest expense$7,824,0002,422
Salaries and employee benefits$3,400,0002,811
Premises and equipment expense$964,0002,478
Additional noninterest expense$3,460,0001,944
Pre-tax net operating income$2,494,0002,137
Securities gains (losses)$03,838
Applicable income taxes$-324,0006,990
Income before extraordinary items$2,818,0001,706
Extraordinary gains, net$029
Net income$2,818,0001,706
Minority interest net income$096
Net income of bank and minority interests.$2,818,0001,707
Net charge-offs$5,321,000760
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,818,0001,623
2011-09-30 (YTD Data)Rank
Total interest income$13,483,0001,598
Total interest expense$2,841,0001,658
Net interest income$10,642,0001,585
Provision for loan and lease losses$4,813,000635
Total noninterest income$2,783,0001,284
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,382,000800
Trading account gains and fees$0145
Additional Noninterest Income$1,401,0001,405
Total noninterest expense$6,122,0002,339
Salaries and employee benefits$2,494,0002,868
Premises and equipment expense$749,0002,433
Additional noninterest expense$2,879,0001,760
Pre-tax net operating income$2,490,0001,737
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,490,0001,524
Extraordinary gains, net$021
Net income$2,490,0001,524
Minority interest net income$087
Net income of bank and minority interests.$2,490,0001,524
Net charge-offs$3,031,000948
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,490,0001,443
2011-06-30 (YTD Data)Rank
Total interest income$8,817,0001,645
Total interest expense$2,044,0001,605
Net interest income$6,773,0001,654
Provision for loan and lease losses$2,713,000737
Total noninterest income$2,249,0001,135
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$891,000821
Trading account gains and fees$0153
Additional Noninterest Income$1,358,0001,096
Total noninterest expense$4,112,0002,348
Salaries and employee benefits$1,606,0002,965
Premises and equipment expense$492,0002,486
Additional noninterest expense$2,014,0001,704
Pre-tax net operating income$2,197,0001,331
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,197,0001,127
Extraordinary gains, net$015
Net income$2,197,0001,127
Minority interest net income$089
Net income of bank and minority interests.$2,197,0001,127
Net charge-offs$1,156,0001,351
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,197,0001,088
2011-03-31 (YTD Data)Rank
Total interest income$4,400,0001,659
Total interest expense$1,086,0001,567
Net interest income$3,314,0001,691
Provision for loan and lease losses$2,713,000404
Total noninterest income$1,562,000879
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$445,000809
Trading account gains and fees$0158
Additional Noninterest Income$1,117,000762
Total noninterest expense$2,188,0002,199
Salaries and employee benefits$824,0002,923
Premises and equipment expense$256,0002,441
Additional noninterest expense$1,108,0001,561
Pre-tax net operating income$-25,0006,482
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-25,0006,513
Extraordinary gains, net$09
Net income$-25,0006,513
Minority interest net income$086
Net income of bank and minority interests.$-25,0006,513
Net charge-offs$456,0001,413
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-25,0006,496
2010-12-31 (YTD Data)Rank
Total interest income$19,830,0001,553
Total interest expense$5,381,0001,544
Net interest income$14,449,0001,548
Provision for loan and lease losses$7,185,000857
Total noninterest income$3,162,0001,487
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,089,000725
Trading account gains and fees$0175
Additional Noninterest Income$1,073,0002,096
Total noninterest expense$8,470,0002,286
Salaries and employee benefits$3,326,0002,847
Premises and equipment expense$1,039,0002,400
Additional noninterest expense$4,105,0001,752
Pre-tax net operating income$1,956,0002,281
Securities gains (losses)$03,793
Applicable income taxes$214,0002,662
Income before extraordinary items$1,742,0002,251
Extraordinary gains, net$029
Net income$1,742,0002,250
Minority interest net income$0111
Net income of bank and minority interests.$1,742,0002,252
Net charge-offs$8,855,000663
Cash dividends$500,0002,343
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,742,0002,161
2010-09-30 (YTD Data)Rank
Total interest income$15,022,0001,571
Total interest expense$4,178,0001,556
Net interest income$10,844,0001,561
Provision for loan and lease losses$4,225,000998
Total noninterest income$2,186,0001,576
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,577,000736
Trading account gains and fees$0165
Additional Noninterest Income$609,0002,462
Total noninterest expense$5,554,0002,611
Salaries and employee benefits$2,398,0002,965
Premises and equipment expense$800,0002,384
Additional noninterest expense$2,356,0002,180
Pre-tax net operating income$3,251,0001,215
Securities gains (losses)$135,0001,684
Applicable income taxes$509,0001,655
Income before extraordinary items$2,877,0001,170
Extraordinary gains, net$023
Net income$2,877,0001,174
Minority interest net income$0110
Net income of bank and minority interests.$2,877,0001,174
Net charge-offs$4,564,000837
Cash dividends$500,0001,751
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,762,2501,167
2010-06-30 (YTD Data)Rank
Total interest income$9,977,0001,589
Total interest expense$2,877,0001,563
Net interest income$7,100,0001,593
Provision for loan and lease losses$2,325,0001,146
Total noninterest income$1,447,0001,540
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,022,000757
Trading account gains and fees$0152
Additional Noninterest Income$425,0002,327
Total noninterest expense$3,514,0002,725
Salaries and employee benefits$1,508,0003,135
Premises and equipment expense$513,0002,486
Additional noninterest expense$1,493,0002,265
Pre-tax net operating income$2,708,000993
Securities gains (losses)$171,0001,041
Applicable income taxes$418,0001,408
Income before extraordinary items$2,461,000907
Extraordinary gains, net$019
Net income$2,461,000907
Minority interest net income$0105
Net income of bank and minority interests.$2,461,000908
Net charge-offs$860,0001,874
Cash dividends$100,0002,812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,315,650935
2010-03-31 (YTD Data)Rank
Total interest income$4,886,0001,652
Total interest expense$1,464,0001,606
Net interest income$3,422,0001,659
Provision for loan and lease losses$900,0001,245
Total noninterest income$708,0001,585
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$505,000764
Trading account gains and fees$0175
Additional Noninterest Income$203,0002,370
Total noninterest expense$1,764,0002,756
Salaries and employee benefits$789,0003,051
Premises and equipment expense$241,0002,662
Additional noninterest expense$734,0002,304
Pre-tax net operating income$1,466,000916
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,466,000757
Extraordinary gains, net$016
Net income$1,466,000759
Minority interest net income$091
Net income of bank and minority interests.$1,466,000761
Net charge-offs$648,0001,393
Cash dividends$100,0001,873
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,466,000723
2009-12-31 (YTD Data)Rank
Total interest income$20,721,0001,651
Total interest expense$7,882,0001,501
Net interest income$12,839,0001,736
Provision for loan and lease losses$5,200,0001,397
Total noninterest income$2,878,0001,660
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,155,000798
Trading account gains and fees$0211
Additional Noninterest Income$723,0002,605
Total noninterest expense$8,528,0002,319
Salaries and employee benefits$4,004,0002,442
Premises and equipment expense$1,021,0002,527
Additional noninterest expense$3,503,0002,059
Pre-tax net operating income$1,989,0001,917
Securities gains (losses)$-425,0007,559
Applicable income taxes$446,0001,659
Income before extraordinary items$1,118,0002,584
Extraordinary gains, net$034
Net income$1,118,0002,582
Minority interest net income$0115
Net income of bank and minority interests.$1,118,0002,583
Net charge-offs$2,798,0001,676
Cash dividends$330,0003,100
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,419,7502,170
2009-09-30 (YTD Data)Rank
Total interest income$15,690,0001,673
Total interest expense$6,297,0001,491
Net interest income$9,393,0001,784
Provision for loan and lease losses$3,000,0001,475
Total noninterest income$2,140,0001,696
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,596,000804
Trading account gains and fees$0212
Additional Noninterest Income$544,0002,681
Total noninterest expense$5,877,0002,515
Salaries and employee benefits$2,982,0002,489
Premises and equipment expense$758,0002,578
Additional noninterest expense$2,137,0002,420
Pre-tax net operating income$2,656,0001,222
Securities gains (losses)$-425,0007,715
Applicable income taxes$498,0001,405
Income before extraordinary items$1,733,0001,547
Extraordinary gains, net$027
Net income$1,733,0001,544
Minority interest net income$0118
Net income of bank and minority interests.$1,733,0001,547
Net charge-offs$2,473,0001,331
Cash dividends$230,0002,930
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,064,5001,269
2009-06-30 (YTD Data)Rank
Total interest income$10,415,0001,707
Total interest expense$4,426,0001,494
Net interest income$5,989,0001,852
Provision for loan and lease losses$1,500,0001,645
Total noninterest income$1,378,0001,748
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,009,000830
Trading account gains and fees$0193
Additional Noninterest Income$369,0002,665
Total noninterest expense$3,826,0002,609
Salaries and employee benefits$1,999,0002,514
Premises and equipment expense$508,0002,599
Additional noninterest expense$1,319,0002,614
Pre-tax net operating income$2,041,0001,117
Securities gains (losses)$-425,0007,886
Applicable income taxes$498,0001,095
Income before extraordinary items$1,118,0001,662
Extraordinary gains, net$021
Net income$1,118,0001,659
Minority interest net income$0112
Net income of bank and minority interests.$1,118,0001,661
Net charge-offs$174,0003,604
Cash dividends$130,0003,072
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,411,2501,299
2009-03-31 (YTD Data)Rank
Total interest income$5,303,0001,690
Total interest expense$2,345,0001,481
Net interest income$2,958,0001,866
Provision for loan and lease losses$750,0001,392
Total noninterest income$717,0001,669
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$516,000781
Trading account gains and fees$0171
Additional Noninterest Income$201,0002,509
Total noninterest expense$1,956,0002,474
Salaries and employee benefits$1,087,0002,361
Premises and equipment expense$234,0002,836
Additional noninterest expense$635,0002,440
Pre-tax net operating income$969,0001,328
Securities gains (losses)$02,434
Applicable income taxes$380,000869
Income before extraordinary items$589,0001,834
Extraordinary gains, net$015
Net income$589,0001,835
Minority interest net income$0102
Net income of bank and minority interests.$589,0001,836
Net charge-offs$63,0003,324
Cash dividends$100,0002,226
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$589,0001,725
2008-12-31 (YTD Data)Rank
Total interest income$25,667,0001,512
Total interest expense$11,118,0001,463
Net interest income$14,549,0001,539
Provision for loan and lease losses$3,950,0001,185
Total noninterest income$2,829,0001,652
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,119,000829
Trading account gains and fees$0154
Additional Noninterest Income$710,0002,632
Total noninterest expense$7,730,0002,447
Salaries and employee benefits$4,064,0002,473
Premises and equipment expense$1,148,0002,336
Additional noninterest expense$2,518,0002,322
Pre-tax net operating income$5,698,000982
Securities gains (losses)$03,220
Applicable income taxes$1,919,000705
Income before extraordinary items$3,779,0001,095
Extraordinary gains, net$039
Net income$3,779,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,405,000916
Cash dividends$900,0002,472
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,779,0001,162
2008-09-30 (YTD Data)Rank
Total interest income$19,772,0001,514
Total interest expense$8,465,0001,499
Net interest income$11,307,0001,495
Provision for loan and lease losses$2,700,000967
Total noninterest income$2,153,0001,690
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,592,000833
Trading account gains and fees$0148
Additional Noninterest Income$561,0002,626
Total noninterest expense$5,672,0002,490
Salaries and employee benefits$3,071,0002,487
Premises and equipment expense$810,0002,462
Additional noninterest expense$1,791,0002,374
Pre-tax net operating income$5,088,000994
Securities gains (losses)$03,106
Applicable income taxes$1,981,000661
Income before extraordinary items$3,107,0001,185
Extraordinary gains, net$031
Net income$3,107,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,795
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,107,0001,256
2008-06-30 (YTD Data)Rank
Total interest income$13,501,0001,501
Total interest expense$5,773,0001,524
Net interest income$7,728,0001,451
Provision for loan and lease losses$1,650,000887
Total noninterest income$1,426,0001,712
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,023,000844
Trading account gains and fees$0149
Additional Noninterest Income$403,0002,578
Total noninterest expense$3,660,0002,578
Salaries and employee benefits$2,025,0002,546
Premises and equipment expense$528,0002,519
Additional noninterest expense$1,107,0002,511
Pre-tax net operating income$3,844,000923
Securities gains (losses)$03,233
Applicable income taxes$1,509,000656
Income before extraordinary items$2,335,0001,183
Extraordinary gains, net$021
Net income$2,335,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-312,0008,425
Cash dividends$700,0001,851
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,335,0001,163
2008-03-31 (YTD Data)Rank
Total interest income$7,061,0001,456
Total interest expense$3,007,0001,565
Net interest income$4,054,0001,369
Provision for loan and lease losses$900,000661
Total noninterest income$755,0001,636
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$518,000825
Trading account gains and fees$0158
Additional Noninterest Income$237,0002,305
Total noninterest expense$1,899,0002,484
Salaries and employee benefits$1,092,0002,388
Premises and equipment expense$261,0002,574
Additional noninterest expense$546,0002,514
Pre-tax net operating income$2,010,000940
Securities gains (losses)$02,688
Applicable income taxes$791,000694
Income before extraordinary items$1,219,0001,230
Extraordinary gains, net$015
Net income$1,219,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-475,0008,486
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,219,0001,193
2007-12-31 (YTD Data)Rank
Total interest income$28,829,0001,493
Total interest expense$12,612,0001,592
Net interest income$16,217,0001,379
Provision for loan and lease losses$3,400,000577
Total noninterest income$3,028,0001,626
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,153,000825
Trading account gains and fees$0178
Additional Noninterest Income$875,0002,419
Total noninterest expense$7,570,0002,410
Salaries and employee benefits$3,813,0002,602
Premises and equipment expense$1,112,0002,330
Additional noninterest expense$2,645,0002,074
Pre-tax net operating income$8,275,0001,019
Securities gains (losses)$02,146
Applicable income taxes$3,007,000819
Income before extraordinary items$5,268,0001,217
Extraordinary gains, net$039
Net income$5,268,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,144,000450
Cash dividends$1,500,0001,987
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,268,0001,210
2007-09-30 (YTD Data)Rank
Total interest income$21,726,0001,492
Total interest expense$9,460,0001,591
Net interest income$12,266,0001,375
Provision for loan and lease losses$1,800,000563
Total noninterest income$2,224,0001,658
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,566,000839
Trading account gains and fees$0184
Additional Noninterest Income$658,0002,424
Total noninterest expense$5,428,0002,499
Salaries and employee benefits$2,894,0002,563
Premises and equipment expense$783,0002,465
Additional noninterest expense$1,751,0002,264
Pre-tax net operating income$7,262,000951
Securities gains (losses)$01,655
Applicable income taxes$2,790,000739
Income before extraordinary items$4,472,0001,162
Extraordinary gains, net$033
Net income$4,472,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,063
Cash dividends$1,100,0001,854
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,472,0001,144
2007-06-30 (YTD Data)Rank
Total interest income$14,366,0001,522
Total interest expense$6,205,0001,623
Net interest income$8,161,0001,399
Provision for loan and lease losses$1,200,000506
Total noninterest income$1,455,0001,704
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,022,000874
Trading account gains and fees$0168
Additional Noninterest Income$433,0002,465
Total noninterest expense$3,516,0002,595
Salaries and employee benefits$1,856,0002,686
Premises and equipment expense$487,0002,648
Additional noninterest expense$1,173,0002,264
Pre-tax net operating income$4,900,000975
Securities gains (losses)$01,444
Applicable income taxes$1,881,000767
Income before extraordinary items$3,019,0001,186
Extraordinary gains, net$029
Net income$3,019,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-439,0008,574
Cash dividends$700,0001,963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,019,0001,168
2007-03-31 (YTD Data)Rank
Total interest income$7,212,0001,508
Total interest expense$3,048,0001,640
Net interest income$4,164,0001,361
Provision for loan and lease losses$600,000449
Total noninterest income$729,0001,684
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$500,000861
Trading account gains and fees$0195
Additional Noninterest Income$229,0002,354
Total noninterest expense$1,762,0002,590
Salaries and employee benefits$954,0002,649
Premises and equipment expense$241,0002,674
Additional noninterest expense$567,0002,313
Pre-tax net operating income$2,531,000933
Securities gains (losses)$01,187
Applicable income taxes$970,000752
Income before extraordinary items$1,561,0001,131
Extraordinary gains, net$022
Net income$1,561,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,583,0008,646
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,561,0001,111
2006-12-31 (YTD Data)Rank
Total interest income$25,774,0001,554
Total interest expense$11,205,0001,500
Net interest income$14,569,0001,575
Provision for loan and lease losses$3,000,000373
Total noninterest income$2,956,0001,653
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,161,000812
Trading account gains and fees$0130
Additional Noninterest Income$795,0002,586
Total noninterest expense$7,118,0002,484
Salaries and employee benefits$3,616,0002,668
Premises and equipment expense$1,044,0002,366
Additional noninterest expense$2,458,0002,134
Pre-tax net operating income$7,407,0001,329
Securities gains (losses)$01,687
Applicable income taxes$3,024,000939
Income before extraordinary items$4,383,0001,646
Extraordinary gains, net$051
Net income$4,383,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,209,000590
Cash dividends$900,0002,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,383,0001,633
2006-09-30 (YTD Data)Rank
Total interest income$18,890,0001,576
Total interest expense$8,202,0001,490
Net interest income$10,688,0001,624
Provision for loan and lease losses$1,800,000442
Total noninterest income$2,216,0001,661
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,605,000824
Trading account gains and fees$0126
Additional Noninterest Income$611,0002,539
Total noninterest expense$5,138,0002,560
Salaries and employee benefits$2,617,0002,738
Premises and equipment expense$794,0002,349
Additional noninterest expense$1,727,0002,249
Pre-tax net operating income$5,966,0001,280
Securities gains (losses)$01,388
Applicable income taxes$2,296,000974
Income before extraordinary items$3,670,0001,523
Extraordinary gains, net$045
Net income$3,670,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,101,0008,732
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,670,0001,503
2006-06-30 (YTD Data)Rank
Total interest income$12,197,0001,592
Total interest expense$5,220,0001,488
Net interest income$6,977,0001,654
Provision for loan and lease losses$1,200,000421
Total noninterest income$1,462,0001,685
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,004,000868
Trading account gains and fees$0126
Additional Noninterest Income$458,0002,341
Total noninterest expense$3,411,0002,584
Salaries and employee benefits$1,788,0002,696
Premises and equipment expense$509,0002,428
Additional noninterest expense$1,114,0002,326
Pre-tax net operating income$3,828,0001,320
Securities gains (losses)$01,185
Applicable income taxes$1,541,000970
Income before extraordinary items$2,287,0001,601
Extraordinary gains, net$039
Net income$2,287,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,856,0008,765
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,287,0001,590
2006-03-31 (YTD Data)Rank
Total interest income$5,792,0001,638
Total interest expense$2,383,0001,541
Net interest income$3,409,0001,694
Provision for loan and lease losses$600,000400
Total noninterest income$739,0001,627
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$480,000879
Trading account gains and fees$0115
Additional Noninterest Income$259,0002,149
Total noninterest expense$1,786,0002,483
Salaries and employee benefits$932,0002,606
Premises and equipment expense$254,0002,440
Additional noninterest expense$600,0002,156
Pre-tax net operating income$1,762,0001,401
Securities gains (losses)$0955
Applicable income taxes$788,000943
Income before extraordinary items$974,0001,841
Extraordinary gains, net$021
Net income$974,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,958,0008,783
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$974,0001,823
2005-12-31 (YTD Data)Rank
Total interest income$18,794,0001,799
Total interest expense$6,236,0001,818
Net interest income$12,558,0001,745
Provision for loan and lease losses$3,000,000359
Total noninterest income$2,423,0001,919
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,800,000969
Trading account gains and fees$0138
Additional Noninterest Income$623,0002,992
Total noninterest expense$7,129,0002,353
Salaries and employee benefits$3,411,0002,658
Premises and equipment expense$1,043,0002,280
Additional noninterest expense$2,675,0001,897
Pre-tax net operating income$4,852,0001,918
Securities gains (losses)$02,296
Applicable income taxes$1,763,0001,509
Income before extraordinary items$3,089,0002,189
Extraordinary gains, net$046
Net income$3,089,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,729,000309
Cash dividends$1,650,0001,703
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,089,0002,162
2005-09-30 (YTD Data)Rank
Total interest income$13,605,0001,805
Total interest expense$4,210,0001,899
Net interest income$9,395,0001,735
Provision for loan and lease losses$1,325,000579
Total noninterest income$1,765,0001,966
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,332,000984
Trading account gains and fees$0126
Additional Noninterest Income$433,0003,139
Total noninterest expense$5,134,0002,418
Salaries and employee benefits$2,547,0002,621
Premises and equipment expense$726,0002,428
Additional noninterest expense$1,861,0001,996
Pre-tax net operating income$4,701,0001,525
Securities gains (losses)$02,317
Applicable income taxes$1,619,0001,298
Income before extraordinary items$3,082,0001,708
Extraordinary gains, net$035
Net income$3,082,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,000802
Cash dividends$1,050,0001,715
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,082,0001,678
2005-06-30 (YTD Data)Rank
Total interest income$8,778,0001,815
Total interest expense$2,543,0001,963
Net interest income$6,235,0001,722
Provision for loan and lease losses$750,000672
Total noninterest income$1,141,0001,984
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$848,0001,016
Trading account gains and fees$0116
Additional Noninterest Income$293,0003,100
Total noninterest expense$3,339,0002,448
Salaries and employee benefits$1,667,0002,657
Premises and equipment expense$468,0002,473
Additional noninterest expense$1,204,0002,043
Pre-tax net operating income$3,287,0001,425
Securities gains (losses)$02,146
Applicable income taxes$1,222,0001,147
Income before extraordinary items$2,065,0001,656
Extraordinary gains, net$030
Net income$2,065,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-964,0008,848
Cash dividends$1,050,0001,232
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,065,0001,629
2005-03-31 (YTD Data)Rank
Total interest income$4,178,0001,861
Total interest expense$1,185,0001,988
Net interest income$2,993,0001,785
Provision for loan and lease losses$375,000622
Total noninterest income$544,0002,018
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$401,0001,030
Trading account gains and fees$0115
Additional Noninterest Income$143,0003,065
Total noninterest expense$1,658,0002,470
Salaries and employee benefits$789,0002,806
Premises and equipment expense$240,0002,439
Additional noninterest expense$629,0001,955
Pre-tax net operating income$1,504,0001,514
Securities gains (losses)$01,685
Applicable income taxes$599,0001,159
Income before extraordinary items$905,0001,871
Extraordinary gains, net$024
Net income$905,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-552,0008,916
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$905,0001,829
2004-12-31 (YTD Data)Rank
Total interest income$14,263,0001,985
Total interest expense$3,782,0002,155
Net interest income$10,481,0001,942
Provision for loan and lease losses$2,356,000474
Total noninterest income$2,134,0002,101
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,726,0001,034
Trading account gains and fees$0138
Additional Noninterest Income$408,0003,677
Total noninterest expense$6,154,0002,570
Salaries and employee benefits$2,868,0002,954
Premises and equipment expense$1,022,0002,242
Additional noninterest expense$2,264,0002,150
Pre-tax net operating income$4,105,0002,020
Securities gains (losses)$2,0003,489
Applicable income taxes$1,528,0001,579
Income before extraordinary items$2,579,0002,364
Extraordinary gains, net$034
Net income$2,579,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,776,000503
Cash dividends$850,0002,606
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,577,7202,312
2004-09-30 (YTD Data)Rank
Total interest income$10,462,0002,004
Total interest expense$2,726,0002,191
Net interest income$7,736,0001,950
Provision for loan and lease losses$1,125,000694
Total noninterest income$1,620,0002,092
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,284,0001,050
Trading account gains and fees$0134
Additional Noninterest Income$336,0003,518
Total noninterest expense$4,208,0002,790
Salaries and employee benefits$2,018,0003,101
Premises and equipment expense$703,0002,410
Additional noninterest expense$1,487,0002,411
Pre-tax net operating income$4,023,0001,603
Securities gains (losses)$2,0003,384
Applicable income taxes$1,530,0001,262
Income before extraordinary items$2,495,0001,905
Extraordinary gains, net$026
Net income$2,495,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,408
Cash dividends$600,0002,394
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,493,7201,859
2004-06-30 (YTD Data)Rank
Total interest income$6,918,0002,008
Total interest expense$1,803,0002,180
Net interest income$5,115,0001,946
Provision for loan and lease losses$750,000665
Total noninterest income$1,012,0002,181
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$818,0001,087
Trading account gains and fees$0130
Additional Noninterest Income$194,0003,796
Total noninterest expense$2,802,0002,791
Salaries and employee benefits$1,401,0003,013
Premises and equipment expense$488,0002,339
Additional noninterest expense$913,0002,590
Pre-tax net operating income$2,575,0001,639
Securities gains (losses)$2,0003,048
Applicable income taxes$997,0001,286
Income before extraordinary items$1,580,0001,983
Extraordinary gains, net$021
Net income$1,580,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-483,0009,047
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,578,7201,932
2004-03-31 (YTD Data)Rank
Total interest income$3,397,0002,054
Total interest expense$917,0002,171
Net interest income$2,480,0002,008
Provision for loan and lease losses$375,000665
Total noninterest income$482,0002,212
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$387,0001,110
Trading account gains and fees$0121
Additional Noninterest Income$95,0003,820
Total noninterest expense$1,366,0002,864
Salaries and employee benefits$676,0003,126
Premises and equipment expense$225,0002,519
Additional noninterest expense$465,0002,529
Pre-tax net operating income$1,221,0001,687
Securities gains (losses)$2,0002,612
Applicable income taxes$479,0001,343
Income before extraordinary items$744,0002,062
Extraordinary gains, net$016
Net income$744,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-333,0009,082
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$742,7201,987
2003-12-31 (YTD Data)Rank
Total interest income$14,090,0002,012
Total interest expense$4,715,0001,904
Net interest income$9,375,0002,085
Provision for loan and lease losses$2,100,000618
Total noninterest income$2,054,0002,283
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,726,0001,009
Trading account gains and fees$0160
Additional Noninterest Income$328,0004,323
Total noninterest expense$5,872,0002,642
Salaries and employee benefits$2,633,0003,127
Premises and equipment expense$1,087,0002,091
Additional noninterest expense$2,152,0002,241
Pre-tax net operating income$3,457,0002,234
Securities gains (losses)$5,0003,903
Applicable income taxes$1,228,0001,913
Income before extraordinary items$2,234,0002,626
Extraordinary gains, net$054
Net income$2,234,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,583,000655
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,230,7502,506
2003-09-30 (YTD Data)Rank
Total interest income$10,737,0002,020
Total interest expense$3,755,0001,867
Net interest income$6,982,0002,111
Provision for loan and lease losses$1,125,000801
Total noninterest income$1,515,0002,345
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,280,0001,022
Trading account gains and fees$0153
Additional Noninterest Income$235,0004,496
Total noninterest expense$4,091,0002,841
Salaries and employee benefits$1,886,0003,254
Premises and equipment expense$830,0002,077
Additional noninterest expense$1,375,0002,579
Pre-tax net operating income$3,281,0001,899
Securities gains (losses)$5,0003,620
Applicable income taxes$1,272,0001,531
Income before extraordinary items$2,014,0002,316
Extraordinary gains, net$040
Net income$2,014,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,010,8002,212
2003-06-30 (YTD Data)Rank
Total interest income$7,190,0002,022
Total interest expense$2,653,0001,814
Net interest income$4,537,0002,152
Provision for loan and lease losses$750,000809
Total noninterest income$996,0002,366
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$844,0001,017
Trading account gains and fees$0150
Additional Noninterest Income$152,0004,553
Total noninterest expense$2,797,0002,769
Salaries and employee benefits$1,274,0003,219
Premises and equipment expense$570,0002,009
Additional noninterest expense$953,0002,477
Pre-tax net operating income$1,986,0002,051
Securities gains (losses)$5,0003,210
Applicable income taxes$750,0001,716
Income before extraordinary items$1,241,0002,500
Extraordinary gains, net$030
Net income$1,241,0002,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-225,0009,213
Cash dividends$300,0002,868
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,237,8002,357
2003-03-31 (YTD Data)Rank
Total interest income$3,560,0002,064
Total interest expense$1,396,0001,782
Net interest income$2,164,0002,247
Provision for loan and lease losses$375,000770
Total noninterest income$485,0002,337
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$410,0001,013
Trading account gains and fees$0134
Additional Noninterest Income$75,0004,475
Total noninterest expense$1,410,0002,735
Salaries and employee benefits$609,0003,320
Premises and equipment expense$303,0001,888
Additional noninterest expense$498,0002,345
Pre-tax net operating income$864,0002,318
Securities gains (losses)$5,0002,406
Applicable income taxes$307,0002,016
Income before extraordinary items$562,0002,685
Extraordinary gains, net$021
Net income$562,0002,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-898,0009,307
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$558,7502,566
2002-12-31 (YTD Data)Rank
Total interest income$14,834,0002,074
Total interest expense$6,124,0001,865
Net interest income$8,710,0002,222
Provision for loan and lease losses$1,700,000848
Total noninterest income$1,988,0002,140
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,635,000987
Trading account gains and fees$0153
Additional Noninterest Income$353,0003,929
Total noninterest expense$5,203,0002,824
Salaries and employee benefits$2,344,0003,296
Premises and equipment expense$1,084,0002,022
Additional noninterest expense$1,775,0002,570
Pre-tax net operating income$3,795,0002,076
Securities gains (losses)$04,537
Applicable income taxes$1,694,0001,489
Income before extraordinary items$2,101,0002,697
Extraordinary gains, net$070
Net income$2,101,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,885,000591
Cash dividends$600,0003,138
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,101,0002,604
2001-12-31 (YTD Data)Rank
Total interest income$16,791,0002,048
Total interest expense$8,400,0001,928
Net interest income$8,391,0002,126
Provision for loan and lease losses$2,000,000699
Total noninterest income$1,792,0002,193
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,417,0001,049
Trading account gains and fees$0177
Additional Noninterest Income$375,0003,673
Total noninterest expense$5,103,0002,778
Salaries and employee benefits$2,411,0003,046
Premises and equipment expense$941,0002,264
Additional noninterest expense$1,751,0002,536
Pre-tax net operating income$3,080,0002,205
Securities gains (losses)$-2,0009,092
Applicable income taxes$989,0002,081
Income before extraordinary items$2,089,0002,428
Extraordinary gains, net$0105
Net income$2,089,0002,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,897,000591
Cash dividends$525,0003,371
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,090,3602,353
2000-12-31 (YTD Data)Rank
Total interest income$16,470,0002,139
Total interest expense$7,815,0002,181
Net interest income$8,655,0002,055
Provision for loan and lease losses$1,800,000663
Total noninterest income$1,362,0002,523
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$958,0001,424
Trading account gains and fees$0180
Additional Noninterest Income$404,0003,318
Total noninterest expense$4,672,0002,902
Salaries and employee benefits$2,122,0003,294
Premises and equipment expense$926,0002,220
Additional noninterest expense$1,624,0002,624
Pre-tax net operating income$3,545,0002,060
Securities gains (losses)$01,956
Applicable income taxes$1,224,0001,792
Income before extraordinary items$2,321,0002,224
Extraordinary gains, net$038
Net income$2,321,0002,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,176,000668
Cash dividends$500,0003,528
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,321,0002,230
1999-12-31 (YTD Data)Rank
Total interest income$14,352,0002,267
Total interest expense$6,364,0002,309
Net interest income$7,988,0002,196
Provision for loan and lease losses$1,300,000793
Total noninterest income$985,0003,125
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$498,0002,642
Trading account gains and fees$0173
Additional Noninterest Income$487,0003,000
Total noninterest expense$3,957,0003,337
Salaries and employee benefits$1,817,0003,711
Premises and equipment expense$795,0002,553
Additional noninterest expense$1,345,0003,136
Pre-tax net operating income$3,716,0001,981
Securities gains (losses)$03,155
Applicable income taxes$1,270,0001,819
Income before extraordinary items$2,446,0002,140
Extraordinary gains, net$035
Net income$2,446,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,008,000706
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,446,0002,108
1998-12-31 (YTD Data)Rank
Total interest income$13,381,0002,430
Total interest expense$6,508,0002,314
Net interest income$6,873,0002,465
Provision for loan and lease losses$1,800,000627
Total noninterest income$954,0003,189
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$441,0002,874
Trading account gains and fees$0224
Additional Noninterest Income$513,0002,935
Total noninterest expense$3,621,0003,509
Salaries and employee benefits$1,551,0004,136
Premises and equipment expense$835,0002,339
Additional noninterest expense$1,235,0003,287
Pre-tax net operating income$2,406,0002,876
Securities gains (losses)$6,0003,324
Applicable income taxes$754,0002,868
Income before extraordinary items$1,658,0002,996
Extraordinary gains, net$032
Net income$1,658,0002,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,275,000627
Cash dividends$425,0003,866
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,653,8602,922
1997-12-31 (YTD Data)Rank
Total interest income$11,187,0002,913
Total interest expense$5,135,0002,912
Net interest income$6,052,0002,884
Provision for loan and lease losses$1,230,000838
Total noninterest income$554,0004,669
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$313,0003,940
Trading account gains and fees$0239
Additional Noninterest Income$241,0004,467
Total noninterest expense$3,233,0003,863
Salaries and employee benefits$1,421,0004,447
Premises and equipment expense$548,0003,425
Additional noninterest expense$1,264,0003,200
Pre-tax net operating income$2,143,0003,319
Securities gains (losses)$-3,0009,416
Applicable income taxes$662,0003,411
Income before extraordinary items$1,478,0003,405
Extraordinary gains, net$044
Net income$1,478,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,080,000762
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,480,0703,328
1996-12-31 (YTD Data)Rank
Total interest income$10,493,0003,134
Total interest expense$5,080,0002,956
Net interest income$5,413,0003,269
Provision for loan and lease losses$980,0001,046
Total noninterest income$587,0004,637
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$260,0004,682
Trading account gains and fees$0262
Additional Noninterest Income$327,0003,872
Total noninterest expense$2,766,0004,604
Salaries and employee benefits$1,222,0005,114
Premises and equipment expense$565,0003,398
Additional noninterest expense$979,0004,482
Pre-tax net operating income$2,254,0003,091
Securities gains (losses)$04,148
Applicable income taxes$962,0002,438
Income before extraordinary items$1,292,0003,646
Extraordinary gains, net$053
Net income$1,292,0003,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,400
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,292,0003,585
1995-12-31 (YTD Data)Rank
Total interest income$9,173,0003,561
Total interest expense$4,692,0003,200
Net interest income$4,481,0003,917
Provision for loan and lease losses$540,0001,477
Total noninterest income$349,0006,495
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$238,0005,087
Trading account gains and fees$0522
Additional Noninterest Income$111,0006,893
Total noninterest expense$2,612,0004,809
Salaries and employee benefits$1,021,0005,956
Premises and equipment expense$462,0004,030
Additional noninterest expense$1,129,0003,944
Pre-tax net operating income$1,678,0004,063
Securities gains (losses)$-3,0009,402
Applicable income taxes$564,0003,825
Income before extraordinary items$1,111,0004,219
Extraordinary gains, net$065
Net income$1,111,0004,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,743
Cash dividends$285,0004,691
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,112,9804,191
1994-12-31 (YTD Data)Rank
Total interest income$6,762,0004,360
Total interest expense$2,593,0004,495
Net interest income$4,169,0004,221
Provision for loan and lease losses$580,0001,378
Total noninterest income$275,0007,580
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,136
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,913
Total noninterest expense$2,383,0005,382
Salaries and employee benefits$978,0006,192
Premises and equipment expense$315,0005,499
Additional noninterest expense$1,090,0004,388
Pre-tax net operating income$1,481,0004,456
Securities gains (losses)$-112,00011,610
Applicable income taxes$456,0004,342
Income before extraordinary items$913,0004,851
Extraordinary gains, net$0249
Net income$913,0004,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$506,0001,363
Cash dividends$1,045,0001,826
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$988,0404,625
1993-12-31 (YTD Data)Rank
Total interest income$5,616,0005,234
Total interest expense$2,301,0005,159
Net interest income$3,315,0005,193
Provision for loan and lease losses$550,0001,962
Total noninterest income$590,0005,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$464,0003,009
Trading account gains and feesNANA
Additional Noninterest Income$126,0007,138
Total noninterest expense$2,186,0005,896
Salaries and employee benefits$862,0006,936
Premises and equipment expense$273,0006,295
Additional noninterest expense$1,051,0004,718
Pre-tax net operating income$1,169,0005,277
Securities gains (losses)$07,477
Applicable income taxes$347,0005,537
Income before extraordinary items$822,0005,453
Extraordinary gains, net$325,000654
Net income$1,147,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0002,354
Cash dividends$556,0002,822
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$822,0005,210
1992-12-31 (YTD Data)Rank
Total interest income$5,860,0005,597
Total interest expense$2,633,0005,749
Net interest income$3,227,0005,368
Provision for loan and lease losses$530,0002,875
Total noninterest income$518,0005,518
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$433,0003,235
Trading account gains and feesNANA
Additional Noninterest Income$85,0008,638
Total noninterest expense$2,150,0006,032
Salaries and employee benefits$764,0007,512
Premises and equipment expense$216,0007,482
Additional noninterest expense$1,170,0004,441
Pre-tax net operating income$1,065,0005,376
Securities gains (losses)$4,0007,235
Applicable income taxes$212,0007,328
Income before extraordinary items$857,0005,093
Extraordinary gains, net$01,422
Net income$857,0005,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0002,585
Cash dividends$420,0003,185
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$853,8004,803

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.