Home > FNB Oxford Bank > Income and Expense
FNB Oxford Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,462,000 | 1,508 |
| Total interest expense | $10,372,000 | 1,260 |
| Net interest income | $17,090,000 | 1,636 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $2,196,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $371,000 | 1,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,825,000 | 1,695 |
| Total noninterest expense | $11,921,000 | 1,817 |
| Salaries and employee benefits | $7,709,000 | 1,652 |
| Premises and equipment expense | $1,259,000 | 1,746 |
| Additional noninterest expense | $1,825,000 | 1,695 |
| Pre-tax net operating income | $7,065,000 | 1,526 |
| Securities gains (losses) | $-269,000 | 4,041 |
| Applicable income taxes | $1,465,000 | 1,204 |
| Income before extraordinary items | $5,331,000 | 1,661 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,331,000 | 1,681 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,331,000 | 1,664 |
| Net charge-offs | $-32,000 | 4,103 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,543,510 | 1,644 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,625,000 | 1,532 |
| Total interest expense | $6,999,000 | 1,266 |
| Net interest income | $12,626,000 | 1,666 |
| Provision for loan and lease losses | $225,000 | 1,554 |
| Total noninterest income | $1,189,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $289,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 2,095 |
| Total noninterest expense | $8,385,000 | 1,895 |
| Salaries and employee benefits | $5,505,000 | 1,709 |
| Premises and equipment expense | $889,000 | 1,829 |
| Additional noninterest expense | $900,000 | 2,095 |
| Pre-tax net operating income | $5,205,000 | 1,607 |
| Securities gains (losses) | $-269,000 | 4,262 |
| Applicable income taxes | $1,025,000 | 1,270 |
| Income before extraordinary items | $3,911,000 | 1,737 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,911,000 | 1,751 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,911,000 | 1,737 |
| Net charge-offs | $-45,000 | 4,195 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,123,510 | 1,701 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,559,000 | 1,545 |
| Total interest expense | $4,126,000 | 1,279 |
| Net interest income | $8,433,000 | 1,687 |
| Provision for loan and lease losses | $75,000 | 1,977 |
| Total noninterest income | $814,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $202,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 1,994 |
| Total noninterest expense | $5,544,000 | 1,894 |
| Salaries and employee benefits | $3,641,000 | 1,722 |
| Premises and equipment expense | $574,000 | 1,856 |
| Additional noninterest expense | $612,000 | 1,991 |
| Pre-tax net operating income | $3,628,000 | 1,541 |
| Securities gains (losses) | $-272,000 | 4,394 |
| Applicable income taxes | $690,000 | 1,266 |
| Income before extraordinary items | $2,666,000 | 1,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,666,000 | 1,734 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,666,000 | 1,714 |
| Net charge-offs | $-60,000 | 4,365 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,880,880 | 1,628 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 1,551 |
| Total interest expense | $1,824,000 | 1,273 |
| Net interest income | $4,273,000 | 1,678 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $450,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $108,000 | 1,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 1,884 |
| Total noninterest expense | $2,674,000 | 1,966 |
| Salaries and employee benefits | $1,728,000 | 1,810 |
| Premises and equipment expense | $283,000 | 1,888 |
| Additional noninterest expense | $342,000 | 1,884 |
| Pre-tax net operating income | $2,049,000 | 1,446 |
| Securities gains (losses) | $-272,000 | 4,483 |
| Applicable income taxes | $360,000 | 1,243 |
| Income before extraordinary items | $1,417,000 | 1,664 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,417,000 | 1,664 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,417,000 | 1,664 |
| Net charge-offs | $-71,000 | 4,505 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,634,600 | 1,524 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,141,000 | 1,693 |
| Total interest expense | $3,193,000 | 1,116 |
| Net interest income | $14,948,000 | 1,798 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,427,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $446,000 | 1,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $981,000 | 2,345 |
| Total noninterest expense | $9,993,000 | 2,017 |
| Salaries and employee benefits | $6,544,000 | 1,835 |
| Premises and equipment expense | $1,109,000 | 1,902 |
| Additional noninterest expense | $981,000 | 2,345 |
| Pre-tax net operating income | $6,262,000 | 1,773 |
| Securities gains (losses) | $-109,000 | 3,929 |
| Applicable income taxes | $1,175,000 | 1,429 |
| Income before extraordinary items | $4,978,000 | 1,826 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,978,000 | 1,824 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,978,000 | 1,825 |
| Net charge-offs | $-49,000 | 4,086 |
| Cash dividends | $525,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,066,290 | 1,836 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,441,000 | 1,755 |
| Total interest expense | $1,583,000 | 1,254 |
| Net interest income | $10,858,000 | 1,819 |
| Provision for loan and lease losses | $120,000 | 1,768 |
| Total noninterest income | $755,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $345,000 | 1,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 2,996 |
| Total noninterest expense | $7,220,000 | 2,059 |
| Salaries and employee benefits | $4,561,000 | 1,922 |
| Premises and equipment expense | $890,000 | 1,840 |
| Additional noninterest expense | $410,000 | 2,996 |
| Pre-tax net operating income | $4,273,000 | 1,854 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $870,000 | 1,443 |
| Income before extraordinary items | $3,404,000 | 1,930 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,404,000 | 1,929 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,404,000 | 1,929 |
| Net charge-offs | $-44,000 | 4,041 |
| Cash dividends | $525,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,403,200 | 1,964 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,663,000 | 1,817 |
| Total interest expense | $699,000 | 1,516 |
| Net interest income | $6,964,000 | 1,822 |
| Provision for loan and lease losses | $90,000 | 1,575 |
| Total noninterest income | $478,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $223,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,091 |
| Total noninterest expense | $4,713,000 | 2,069 |
| Salaries and employee benefits | $2,981,000 | 1,952 |
| Premises and equipment expense | $569,000 | 1,891 |
| Additional noninterest expense | $1,163,000 | 2,352 |
| Pre-tax net operating income | $2,639,000 | 1,877 |
| Securities gains (losses) | $-6,000 | 3,865 |
| Applicable income taxes | $515,000 | 1,464 |
| Income before extraordinary items | $2,118,000 | 1,931 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,118,000 | 1,931 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,118,000 | 1,931 |
| Net charge-offs | $-26,000 | 3,974 |
| Cash dividends | $525,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,122,800 | 1,967 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 1,816 |
| Total interest expense | $311,000 | 1,623 |
| Net interest income | $3,399,000 | 1,814 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $65,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $113,000 | 1,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-48,000 | 4,779 |
| Total noninterest expense | $2,248,000 | 2,129 |
| Salaries and employee benefits | $1,426,000 | 2,006 |
| Premises and equipment expense | $274,000 | 1,954 |
| Additional noninterest expense | $548,000 | 2,434 |
| Pre-tax net operating income | $1,171,000 | 1,946 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $255,000 | 1,434 |
| Income before extraordinary items | $916,000 | 2,021 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $916,000 | 2,020 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $916,000 | 2,021 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $525,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $916,000 | 2,038 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,068,000 | 1,862 |
| Total interest expense | $1,770,000 | 1,462 |
| Net interest income | $13,298,000 | 1,898 |
| Provision for loan and lease losses | $130,000 | 2,000 |
| Total noninterest income | $3,691,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $403,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,288,000 | 1,406 |
| Total noninterest expense | $8,557,000 | 2,191 |
| Salaries and employee benefits | $5,538,000 | 2,046 |
| Premises and equipment expense | $982,000 | 2,055 |
| Additional noninterest expense | $2,037,000 | 2,572 |
| Pre-tax net operating income | $8,302,000 | 1,444 |
| Securities gains (losses) | $-277,000 | 4,749 |
| Applicable income taxes | $1,743,000 | 1,189 |
| Income before extraordinary items | $6,282,000 | 1,614 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,282,000 | 1,614 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,282,000 | 1,614 |
| Net charge-offs | $143,000 | 1,173 |
| Cash dividends | $1,971,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,500,830 | 1,560 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 1,877 |
| Total interest expense | $1,472,000 | 1,425 |
| Net interest income | $9,965,000 | 1,928 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,324,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $289,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,035,000 | 1,279 |
| Total noninterest expense | $6,337,000 | 2,221 |
| Salaries and employee benefits | $4,015,000 | 2,092 |
| Premises and equipment expense | $819,000 | 1,954 |
| Additional noninterest expense | $1,503,000 | 2,585 |
| Pre-tax net operating income | $6,952,000 | 1,392 |
| Securities gains (losses) | $-277,000 | 4,859 |
| Applicable income taxes | $1,445,000 | 1,181 |
| Income before extraordinary items | $5,230,000 | 1,558 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,230,000 | 1,558 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,230,000 | 1,558 |
| Net charge-offs | $121,000 | 1,005 |
| Cash dividends | $1,464,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,448,830 | 1,489 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 1,916 |
| Total interest expense | $1,104,000 | 1,355 |
| Net interest income | $6,303,000 | 1,979 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,205,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $183,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,022,000 | 1,885 |
| Total noninterest expense | $4,118,000 | 2,242 |
| Salaries and employee benefits | $2,611,000 | 2,122 |
| Premises and equipment expense | $535,000 | 1,974 |
| Additional noninterest expense | $972,000 | 2,640 |
| Pre-tax net operating income | $3,390,000 | 1,705 |
| Securities gains (losses) | $-280,000 | 4,912 |
| Applicable income taxes | $610,000 | 1,514 |
| Income before extraordinary items | $2,500,000 | 1,943 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,500,000 | 1,942 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,500,000 | 1,943 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $976,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,724,000 | 1,787 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 1,887 |
| Total interest expense | $622,000 | 1,265 |
| Net interest income | $3,113,000 | 1,974 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $294,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $89,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,811 |
| Total noninterest expense | $1,999,000 | 2,271 |
| Salaries and employee benefits | $1,272,000 | 2,137 |
| Premises and equipment expense | $266,000 | 1,996 |
| Additional noninterest expense | $461,000 | 2,690 |
| Pre-tax net operating income | $1,408,000 | 1,944 |
| Securities gains (losses) | $-3,000 | 4,585 |
| Applicable income taxes | $280,000 | 1,560 |
| Income before extraordinary items | $1,125,000 | 2,065 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,125,000 | 2,064 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,125,000 | 2,065 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $488,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,127,400 | 2,031 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,796,000 | 1,914 |
| Total interest expense | $3,044,000 | 1,466 |
| Net interest income | $11,752,000 | 1,989 |
| Provision for loan and lease losses | $900,000 | 1,710 |
| Total noninterest income | $1,232,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $384,000 | 1,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $848,000 | 2,637 |
| Total noninterest expense | $7,929,000 | 2,288 |
| Salaries and employee benefits | $4,971,000 | 2,165 |
| Premises and equipment expense | $986,000 | 2,058 |
| Additional noninterest expense | $1,972,000 | 2,557 |
| Pre-tax net operating income | $4,155,000 | 2,019 |
| Securities gains (losses) | $306,000 | 821 |
| Applicable income taxes | $858,000 | 1,555 |
| Income before extraordinary items | $3,603,000 | 2,049 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,603,000 | 2,049 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,603,000 | 2,049 |
| Net charge-offs | $76,000 | 2,164 |
| Cash dividends | $938,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,355,140 | 2,095 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,070,000 | 1,928 |
| Total interest expense | $2,391,000 | 1,486 |
| Net interest income | $8,679,000 | 2,016 |
| Provision for loan and lease losses | $825,000 | 1,523 |
| Total noninterest income | $801,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $292,000 | 1,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 2,828 |
| Total noninterest expense | $5,888,000 | 2,278 |
| Salaries and employee benefits | $3,646,000 | 2,171 |
| Premises and equipment expense | $774,000 | 1,993 |
| Additional noninterest expense | $1,468,000 | 2,547 |
| Pre-tax net operating income | $2,767,000 | 2,151 |
| Securities gains (losses) | $305,000 | 701 |
| Applicable income taxes | $573,000 | 1,635 |
| Income before extraordinary items | $2,499,000 | 2,152 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,499,000 | 2,152 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,499,000 | 2,152 |
| Net charge-offs | $75,000 | 1,836 |
| Cash dividends | $938,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,251,950 | 2,230 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,344,000 | 1,953 |
| Total interest expense | $1,701,000 | 1,496 |
| Net interest income | $5,643,000 | 2,063 |
| Provision for loan and lease losses | $750,000 | 1,265 |
| Total noninterest income | $543,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $208,000 | 1,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 2,784 |
| Total noninterest expense | $3,833,000 | 2,314 |
| Salaries and employee benefits | $2,429,000 | 2,172 |
| Premises and equipment expense | $495,000 | 2,044 |
| Additional noninterest expense | $909,000 | 2,671 |
| Pre-tax net operating income | $1,603,000 | 2,304 |
| Securities gains (losses) | $300,000 | 543 |
| Applicable income taxes | $348,000 | 1,636 |
| Income before extraordinary items | $1,555,000 | 2,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,555,000 | 2,190 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,555,000 | 2,190 |
| Net charge-offs | $25,000 | 2,088 |
| Cash dividends | $938,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,309,000 | 2,398 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 1,972 |
| Total interest expense | $924,000 | 1,503 |
| Net interest income | $2,671,000 | 2,107 |
| Provision for loan and lease losses | $260,000 | 1,278 |
| Total noninterest income | $314,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $132,000 | 1,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,546 |
| Total noninterest expense | $1,904,000 | 2,335 |
| Salaries and employee benefits | $1,200,000 | 2,204 |
| Premises and equipment expense | $257,000 | 2,013 |
| Additional noninterest expense | $447,000 | 2,727 |
| Pre-tax net operating income | $821,000 | 2,128 |
| Securities gains (losses) | $300,000 | 283 |
| Applicable income taxes | $213,000 | 1,349 |
| Income before extraordinary items | $908,000 | 1,796 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $908,000 | 1,796 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $908,000 | 1,796 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $469,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $665,000 | 2,224 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,405,000 | 2,103 |
| Total interest expense | $3,153,000 | 1,747 |
| Net interest income | $10,252,000 | 2,193 |
| Provision for loan and lease losses | $180,000 | 2,435 |
| Total noninterest income | $1,745,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $585,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,160,000 | 2,089 |
| Total noninterest expense | $7,710,000 | 2,301 |
| Salaries and employee benefits | $4,910,000 | 2,130 |
| Premises and equipment expense | $935,000 | 2,127 |
| Additional noninterest expense | $1,865,000 | 2,683 |
| Pre-tax net operating income | $4,107,000 | 2,020 |
| Securities gains (losses) | $684,000 | 294 |
| Applicable income taxes | $918,000 | 1,500 |
| Income before extraordinary items | $3,873,000 | 1,927 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,873,000 | 1,928 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,873,000 | 1,929 |
| Net charge-offs | $49,000 | 2,658 |
| Cash dividends | $1,876,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,318,960 | 2,112 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 2,155 |
| Total interest expense | $2,322,000 | 1,772 |
| Net interest income | $7,536,000 | 2,265 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $1,180,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $446,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $734,000 | 2,268 |
| Total noninterest expense | $5,842,000 | 2,293 |
| Salaries and employee benefits | $3,631,000 | 2,168 |
| Premises and equipment expense | $753,000 | 2,051 |
| Additional noninterest expense | $1,458,000 | 2,607 |
| Pre-tax net operating income | $2,754,000 | 2,227 |
| Securities gains (losses) | $686,000 | 255 |
| Applicable income taxes | $586,000 | 1,670 |
| Income before extraordinary items | $2,854,000 | 2,008 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,854,000 | 2,008 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,854,000 | 2,009 |
| Net charge-offs | $20,000 | 2,707 |
| Cash dividends | $1,407,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,284,620 | 2,294 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 2,212 |
| Total interest expense | $1,366,000 | 1,914 |
| Net interest income | $4,972,000 | 2,285 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $863,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $287,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,050 |
| Total noninterest expense | $3,913,000 | 2,295 |
| Salaries and employee benefits | $2,423,000 | 2,172 |
| Premises and equipment expense | $496,000 | 2,078 |
| Additional noninterest expense | $994,000 | 2,590 |
| Pre-tax net operating income | $1,862,000 | 2,183 |
| Securities gains (losses) | $52,000 | 738 |
| Applicable income taxes | $286,000 | 1,900 |
| Income before extraordinary items | $1,628,000 | 2,221 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,628,000 | 2,220 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,628,000 | 2,221 |
| Net charge-offs | $20,000 | 2,347 |
| Cash dividends | $938,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,583,800 | 2,224 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 2,281 |
| Total interest expense | $600,000 | 2,062 |
| Net interest income | $2,464,000 | 2,303 |
| Provision for loan and lease losses | $40,000 | 2,260 |
| Total noninterest income | $555,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $148,000 | 1,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 1,645 |
| Total noninterest expense | $1,910,000 | 2,345 |
| Salaries and employee benefits | $1,211,000 | 2,190 |
| Premises and equipment expense | $232,000 | 2,183 |
| Additional noninterest expense | $467,000 | 2,716 |
| Pre-tax net operating income | $1,069,000 | 1,973 |
| Securities gains (losses) | $52,000 | 383 |
| Applicable income taxes | $178,000 | 1,691 |
| Income before extraordinary items | $943,000 | 1,964 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $943,000 | 1,962 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $943,000 | 1,963 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $469,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $899,320 | 2,007 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,441,000 | 2,289 |
| Total interest expense | $1,375,000 | 2,470 |
| Net interest income | $10,066,000 | 2,234 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $1,590,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $621,000 | 1,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $969,000 | 2,274 |
| Total noninterest expense | $7,565,000 | 2,342 |
| Salaries and employee benefits | $4,785,000 | 2,171 |
| Premises and equipment expense | $921,000 | 2,168 |
| Additional noninterest expense | $1,859,000 | 2,715 |
| Pre-tax net operating income | $3,911,000 | 2,140 |
| Securities gains (losses) | $28,000 | 506 |
| Applicable income taxes | $574,000 | 1,863 |
| Income before extraordinary items | $3,365,000 | 2,148 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,365,000 | 2,146 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,365,000 | 2,147 |
| Net charge-offs | $78,000 | 2,325 |
| Cash dividends | $651,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,341,200 | 2,157 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 2,310 |
| Total interest expense | $880,000 | 2,627 |
| Net interest income | $7,566,000 | 2,235 |
| Provision for loan and lease losses | $140,000 | 2,318 |
| Total noninterest income | $1,253,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $468,000 | 1,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,210 |
| Total noninterest expense | $5,589,000 | 2,368 |
| Salaries and employee benefits | $3,530,000 | 2,190 |
| Premises and equipment expense | $693,000 | 2,160 |
| Additional noninterest expense | $1,366,000 | 2,771 |
| Pre-tax net operating income | $3,090,000 | 2,087 |
| Securities gains (losses) | $56,000 | 394 |
| Applicable income taxes | $516,000 | 1,757 |
| Income before extraordinary items | $2,630,000 | 2,095 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,630,000 | 2,093 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,630,000 | 2,094 |
| Net charge-offs | $51,000 | 2,192 |
| Cash dividends | $451,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,582,960 | 2,118 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 2,325 |
| Total interest expense | $534,000 | 2,702 |
| Net interest income | $5,016,000 | 2,232 |
| Provision for loan and lease losses | $80,000 | 2,377 |
| Total noninterest income | $670,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $302,000 | 1,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 2,628 |
| Total noninterest expense | $3,683,000 | 2,397 |
| Salaries and employee benefits | $2,337,000 | 2,218 |
| Premises and equipment expense | $462,000 | 2,187 |
| Additional noninterest expense | $884,000 | 2,842 |
| Pre-tax net operating income | $1,923,000 | 2,154 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $295,000 | 1,882 |
| Income before extraordinary items | $1,628,000 | 2,185 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,628,000 | 2,182 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,628,000 | 2,184 |
| Net charge-offs | $23,000 | 2,165 |
| Cash dividends | $451,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,628,000 | 2,176 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 2,345 |
| Total interest expense | $255,000 | 2,713 |
| Net interest income | $2,473,000 | 2,264 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $345,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $158,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,575 |
| Total noninterest expense | $1,849,000 | 2,411 |
| Salaries and employee benefits | $1,144,000 | 2,265 |
| Premises and equipment expense | $236,000 | 2,188 |
| Additional noninterest expense | $469,000 | 2,753 |
| Pre-tax net operating income | $929,000 | 2,140 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $145,000 | 1,859 |
| Income before extraordinary items | $785,000 | 2,194 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $785,000 | 2,193 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $785,000 | 2,194 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $451,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $784,160 | 2,187 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,491,000 | 2,350 |
| Total interest expense | $756,000 | 3,017 |
| Net interest income | $9,735,000 | 2,266 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,469,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $633,000 | 1,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,836,000 | 1,612 |
| Total noninterest expense | $7,537,000 | 2,375 |
| Salaries and employee benefits | $4,661,000 | 2,203 |
| Premises and equipment expense | $829,000 | 2,396 |
| Additional noninterest expense | $2,047,000 | 2,605 |
| Pre-tax net operating income | $4,667,000 | 1,812 |
| Securities gains (losses) | $-119,000 | 5,435 |
| Applicable income taxes | $1,300,000 | 1,661 |
| Income before extraordinary items | $3,248,000 | 1,916 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,248,000 | 1,916 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,248,000 | 1,917 |
| Net charge-offs | $12,000 | 3,620 |
| Cash dividends | $1,633,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,332,490 | 1,848 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 2,394 |
| Total interest expense | $534,000 | 3,103 |
| Net interest income | $7,192,000 | 2,301 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,930,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $477,000 | 1,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,453,000 | 1,585 |
| Total noninterest expense | $5,420,000 | 2,466 |
| Salaries and employee benefits | $3,448,000 | 2,239 |
| Premises and equipment expense | $613,000 | 2,432 |
| Additional noninterest expense | $1,359,000 | 2,834 |
| Pre-tax net operating income | $3,702,000 | 1,752 |
| Securities gains (losses) | $-6,000 | 5,335 |
| Applicable income taxes | $885,000 | 1,573 |
| Income before extraordinary items | $2,811,000 | 1,823 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,811,000 | 1,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,811,000 | 1,823 |
| Net charge-offs | $13,000 | 3,165 |
| Cash dividends | $1,183,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,815,560 | 1,794 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 2,406 |
| Total interest expense | $337,000 | 3,164 |
| Net interest income | $4,717,000 | 2,319 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,582,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $307,000 | 1,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,275,000 | 1,322 |
| Total noninterest expense | $3,603,000 | 2,486 |
| Salaries and employee benefits | $2,278,000 | 2,274 |
| Premises and equipment expense | $411,000 | 2,427 |
| Additional noninterest expense | $914,000 | 2,836 |
| Pre-tax net operating income | $2,696,000 | 1,603 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $655,000 | 1,463 |
| Income before extraordinary items | $2,041,000 | 1,675 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,041,000 | 1,674 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,041,000 | 1,675 |
| Net charge-offs | $14,000 | 2,775 |
| Cash dividends | $789,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,041,000 | 1,662 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 2,434 |
| Total interest expense | $164,000 | 3,197 |
| Net interest income | $2,321,000 | 2,350 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,261,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $161,000 | 1,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,100,000 | 892 |
| Total noninterest expense | $1,802,000 | 2,500 |
| Salaries and employee benefits | $1,119,000 | 2,321 |
| Premises and equipment expense | $206,000 | 2,465 |
| Additional noninterest expense | $477,000 | 2,768 |
| Pre-tax net operating income | $1,780,000 | 1,293 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $495,000 | 1,086 |
| Income before extraordinary items | $1,285,000 | 1,381 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,285,000 | 1,380 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,285,000 | 1,381 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $394,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,285,000 | 1,360 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,469,000 | 2,519 |
| Total interest expense | $583,000 | 3,368 |
| Net interest income | $8,886,000 | 2,411 |
| Provision for loan and lease losses | $80,000 | 3,303 |
| Total noninterest income | $1,313,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $670,000 | 1,675 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $643,000 | 2,942 |
| Total noninterest expense | $6,925,000 | 2,573 |
| Salaries and employee benefits | $4,396,000 | 2,318 |
| Premises and equipment expense | $789,000 | 2,525 |
| Additional noninterest expense | $1,740,000 | 3,028 |
| Pre-tax net operating income | $3,194,000 | 2,295 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $612,000 | 2,090 |
| Income before extraordinary items | $2,582,000 | 2,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,582,000 | 2,348 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,582,000 | 2,350 |
| Net charge-offs | $30,000 | 3,453 |
| Cash dividends | $1,768,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,582,000 | 2,302 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 2,556 |
| Total interest expense | $429,000 | 3,426 |
| Net interest income | $6,577,000 | 2,440 |
| Provision for loan and lease losses | $20,000 | 3,825 |
| Total noninterest income | $1,003,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $509,000 | 1,659 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $494,000 | 2,911 |
| Total noninterest expense | $5,068,000 | 2,612 |
| Salaries and employee benefits | $3,169,000 | 2,387 |
| Premises and equipment expense | $587,000 | 2,538 |
| Additional noninterest expense | $1,312,000 | 3,020 |
| Pre-tax net operating income | $2,492,000 | 2,254 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $427,000 | 2,182 |
| Income before extraordinary items | $2,065,000 | 2,290 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,065,000 | 2,289 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,065,000 | 2,290 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $1,374,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,065,000 | 2,226 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 2,621 |
| Total interest expense | $275,000 | 3,525 |
| Net interest income | $4,265,000 | 2,499 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $661,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $329,000 | 1,681 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $332,000 | 2,897 |
| Total noninterest expense | $3,402,000 | 2,614 |
| Salaries and employee benefits | $2,120,000 | 2,390 |
| Premises and equipment expense | $387,000 | 2,574 |
| Additional noninterest expense | $895,000 | 2,979 |
| Pre-tax net operating income | $1,524,000 | 2,373 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $232,000 | 2,371 |
| Income before extraordinary items | $1,292,000 | 2,377 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,292,000 | 2,375 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,292,000 | 2,376 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $583,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,292,000 | 2,309 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 2,647 |
| Total interest expense | $137,000 | 3,552 |
| Net interest income | $2,103,000 | 2,530 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $344,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $169,000 | 1,637 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $175,000 | 2,801 |
| Total noninterest expense | $1,696,000 | 2,628 |
| Salaries and employee benefits | $1,069,000 | 2,387 |
| Premises and equipment expense | $189,000 | 2,647 |
| Additional noninterest expense | $438,000 | 3,031 |
| Pre-tax net operating income | $751,000 | 2,362 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $107,000 | 2,400 |
| Income before extraordinary items | $644,000 | 2,333 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $644,000 | 2,333 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $644,000 | 2,333 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $291,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $644,000 | 2,284 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 2,694 |
| Total interest expense | $595,000 | 3,404 |
| Net interest income | $8,017,000 | 2,590 |
| Provision for loan and lease losses | $80,000 | 3,250 |
| Total noninterest income | $1,303,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $644,000 | 1,754 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $659,000 | 2,917 |
| Total noninterest expense | $6,833,000 | 2,597 |
| Salaries and employee benefits | $4,342,000 | 2,312 |
| Premises and equipment expense | $759,000 | 2,658 |
| Additional noninterest expense | $1,732,000 | 3,094 |
| Pre-tax net operating income | $2,407,000 | 2,697 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $350,000 | 2,530 |
| Income before extraordinary items | $2,081,000 | 2,649 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,081,000 | 2,650 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,081,000 | 2,651 |
| Net charge-offs | $-14,000 | 5,265 |
| Cash dividends | $1,169,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,060,360 | 2,629 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 2,728 |
| Total interest expense | $455,000 | 3,413 |
| Net interest income | $5,952,000 | 2,634 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $990,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $488,000 | 1,762 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 2,918 |
| Total noninterest expense | $4,970,000 | 2,668 |
| Salaries and employee benefits | $3,157,000 | 2,380 |
| Premises and equipment expense | $526,000 | 2,864 |
| Additional noninterest expense | $1,287,000 | 3,123 |
| Pre-tax net operating income | $1,892,000 | 2,662 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $350,000 | 2,339 |
| Income before extraordinary items | $1,566,000 | 2,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,566,000 | 2,690 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,566,000 | 2,691 |
| Net charge-offs | $-23,000 | 5,382 |
| Cash dividends | $876,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,546,320 | 2,653 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 2,748 |
| Total interest expense | $307,000 | 3,407 |
| Net interest income | $3,925,000 | 2,651 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $653,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $314,000 | 1,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $339,000 | 2,891 |
| Total noninterest expense | $3,297,000 | 2,702 |
| Salaries and employee benefits | $2,116,000 | 2,389 |
| Premises and equipment expense | $342,000 | 2,904 |
| Additional noninterest expense | $839,000 | 3,206 |
| Pre-tax net operating income | $1,231,000 | 2,691 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $200,000 | 2,486 |
| Income before extraordinary items | $1,031,000 | 2,699 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,031,000 | 2,700 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,031,000 | 2,701 |
| Net charge-offs | $-31,000 | 5,601 |
| Cash dividends | $584,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,031,000 | 2,646 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 2,746 |
| Total interest expense | $154,000 | 3,427 |
| Net interest income | $1,956,000 | 2,661 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $321,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $152,000 | 1,796 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 2,858 |
| Total noninterest expense | $1,662,000 | 2,697 |
| Salaries and employee benefits | $1,066,000 | 2,372 |
| Premises and equipment expense | $165,000 | 3,008 |
| Additional noninterest expense | $431,000 | 3,127 |
| Pre-tax net operating income | $585,000 | 2,741 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $82,000 | 2,616 |
| Income before extraordinary items | $503,000 | 2,717 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $503,000 | 2,720 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $503,000 | 2,720 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $292,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $503,000 | 2,635 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,730,000 | 2,713 |
| Total interest expense | $568,000 | 3,744 |
| Net interest income | $8,162,000 | 2,576 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $1,246,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $690,000 | 1,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $556,000 | 3,123 |
| Total noninterest expense | $6,824,000 | 2,670 |
| Salaries and employee benefits | $4,377,000 | 2,302 |
| Premises and equipment expense | $584,000 | 3,290 |
| Additional noninterest expense | $1,863,000 | 3,050 |
| Pre-tax net operating income | $2,524,000 | 2,570 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $411,000 | 2,391 |
| Income before extraordinary items | $2,115,000 | 2,597 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,115,000 | 2,597 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,115,000 | 2,597 |
| Net charge-offs | $114,000 | 3,051 |
| Cash dividends | $1,237,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,113,320 | 2,557 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,563,000 | 2,728 |
| Total interest expense | $419,000 | 3,846 |
| Net interest income | $6,144,000 | 2,586 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $939,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $529,000 | 1,746 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $410,000 | 3,196 |
| Total noninterest expense | $4,905,000 | 2,753 |
| Salaries and employee benefits | $3,107,000 | 2,412 |
| Premises and equipment expense | $406,000 | 3,500 |
| Additional noninterest expense | $1,392,000 | 3,058 |
| Pre-tax net operating income | $2,148,000 | 2,398 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $421,000 | 2,139 |
| Income before extraordinary items | $1,729,000 | 2,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,729,000 | 2,471 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,729,000 | 2,470 |
| Net charge-offs | $113,000 | 2,570 |
| Cash dividends | $944,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,727,400 | 2,425 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 2,712 |
| Total interest expense | $281,000 | 3,870 |
| Net interest income | $4,121,000 | 2,566 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $615,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $334,000 | 1,805 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $281,000 | 3,131 |
| Total noninterest expense | $3,227,000 | 2,797 |
| Salaries and employee benefits | $2,024,000 | 2,485 |
| Premises and equipment expense | $279,000 | 3,466 |
| Additional noninterest expense | $924,000 | 3,079 |
| Pre-tax net operating income | $1,509,000 | 2,259 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $301,000 | 2,028 |
| Income before extraordinary items | $1,210,000 | 2,328 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,210,000 | 2,332 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,210,000 | 2,332 |
| Net charge-offs | $81,000 | 2,385 |
| Cash dividends | $651,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,208,400 | 2,280 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 2,665 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $2,099,000 | 2,517 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $315,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $172,000 | 1,752 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $143,000 | 3,037 |
| Total noninterest expense | $1,590,000 | 2,854 |
| Salaries and employee benefits | $966,000 | 2,595 |
| Premises and equipment expense | $138,000 | 3,531 |
| Additional noninterest expense | $486,000 | 2,950 |
| Pre-tax net operating income | $824,000 | 2,053 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $161,000 | 1,930 |
| Income before extraordinary items | $663,000 | 2,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $663,000 | 2,096 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $663,000 | 2,096 |
| Net charge-offs | $44,000 | 1,967 |
| Cash dividends | $358,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $663,000 | 2,054 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,708,000 | 2,753 |
| Total interest expense | $661,000 | 3,870 |
| Net interest income | $8,047,000 | 2,591 |
| Provision for loan and lease losses | $-75,000 | 6,352 |
| Total noninterest income | $1,147,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $736,000 | 1,761 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $411,000 | 3,632 |
| Total noninterest expense | $6,412,000 | 2,839 |
| Salaries and employee benefits | $4,061,000 | 2,448 |
| Premises and equipment expense | $539,000 | 3,562 |
| Additional noninterest expense | $1,812,000 | 3,206 |
| Pre-tax net operating income | $2,857,000 | 2,241 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $521,000 | 2,108 |
| Income before extraordinary items | $2,336,000 | 2,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,336,000 | 2,327 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,336,000 | 2,326 |
| Net charge-offs | $22,000 | 4,804 |
| Cash dividends | $1,638,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,336,000 | 2,275 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,556,000 | 2,753 |
| Total interest expense | $509,000 | 3,899 |
| Net interest income | $6,047,000 | 2,598 |
| Provision for loan and lease losses | $-75,000 | 6,535 |
| Total noninterest income | $832,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $561,000 | 1,743 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $271,000 | 3,897 |
| Total noninterest expense | $4,657,000 | 2,930 |
| Salaries and employee benefits | $2,847,000 | 2,597 |
| Premises and equipment expense | $419,000 | 3,508 |
| Additional noninterest expense | $1,391,000 | 3,138 |
| Pre-tax net operating income | $2,297,000 | 2,206 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $448,000 | 2,024 |
| Income before extraordinary items | $1,849,000 | 2,277 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,849,000 | 2,282 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,849,000 | 2,282 |
| Net charge-offs | $27,000 | 4,250 |
| Cash dividends | $1,345,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,849,000 | 2,208 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 2,748 |
| Total interest expense | $353,000 | 3,883 |
| Net interest income | $4,025,000 | 2,596 |
| Provision for loan and lease losses | $-75,000 | 6,659 |
| Total noninterest income | $563,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $368,000 | 1,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 3,829 |
| Total noninterest expense | $3,185,000 | 2,855 |
| Salaries and employee benefits | $1,891,000 | 2,630 |
| Premises and equipment expense | $280,000 | 3,521 |
| Additional noninterest expense | $1,014,000 | 2,935 |
| Pre-tax net operating income | $1,478,000 | 2,217 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $263,000 | 2,158 |
| Income before extraordinary items | $1,215,000 | 2,278 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,215,000 | 2,287 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,215,000 | 2,285 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $1,063,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,215,000 | 2,190 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 2,797 |
| Total interest expense | $194,000 | 3,737 |
| Net interest income | $1,969,000 | 2,651 |
| Provision for loan and lease losses | $-75,000 | 6,830 |
| Total noninterest income | $303,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $185,000 | 1,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $1,674,000 | 2,763 |
| Salaries and employee benefits | $974,000 | 2,566 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $551,000 | 2,744 |
| Pre-tax net operating income | $673,000 | 2,341 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $115,000 | 2,261 |
| Income before extraordinary items | $558,000 | 2,381 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $558,000 | 2,383 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $558,000 | 2,383 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $782,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $558,000 | 2,286 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,095,000 | 2,805 |
| Total interest expense | $985,000 | 3,645 |
| Net interest income | $8,110,000 | 2,638 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $930,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $714,000 | 1,865 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $216,000 | 4,497 |
| Total noninterest expense | $6,365,000 | 2,904 |
| Salaries and employee benefits | $3,959,000 | 2,477 |
| Premises and equipment expense | $568,000 | 3,515 |
| Additional noninterest expense | $1,838,000 | 3,293 |
| Pre-tax net operating income | $2,675,000 | 2,292 |
| Securities gains (losses) | $143,000 | 1,983 |
| Applicable income taxes | $481,000 | 2,221 |
| Income before extraordinary items | $2,337,000 | 2,302 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,337,000 | 2,303 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,337,000 | 2,304 |
| Net charge-offs | $62,000 | 4,780 |
| Cash dividends | $1,630,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,218,310 | 2,278 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 2,849 |
| Total interest expense | $766,000 | 3,680 |
| Net interest income | $6,102,000 | 2,676 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $666,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $532,000 | 1,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,769 |
| Total noninterest expense | $4,727,000 | 2,928 |
| Salaries and employee benefits | $2,876,000 | 2,563 |
| Premises and equipment expense | $447,000 | 3,455 |
| Additional noninterest expense | $1,404,000 | 3,276 |
| Pre-tax net operating income | $2,041,000 | 2,324 |
| Securities gains (losses) | $143,000 | 1,703 |
| Applicable income taxes | $381,000 | 2,221 |
| Income before extraordinary items | $1,803,000 | 2,293 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,803,000 | 2,293 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,803,000 | 2,293 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $1,349,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,684,310 | 2,309 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 2,873 |
| Total interest expense | $528,000 | 3,690 |
| Net interest income | $4,039,000 | 2,699 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $389,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $340,000 | 1,949 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,470 |
| Total noninterest expense | $3,166,000 | 2,926 |
| Salaries and employee benefits | $1,943,000 | 2,523 |
| Premises and equipment expense | $292,000 | 3,502 |
| Additional noninterest expense | $931,000 | 3,310 |
| Pre-tax net operating income | $1,262,000 | 2,419 |
| Securities gains (losses) | $143,000 | 1,343 |
| Applicable income taxes | $241,000 | 2,275 |
| Income before extraordinary items | $1,164,000 | 2,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,164,000 | 2,325 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,164,000 | 2,326 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $1,068,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,045,310 | 2,401 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 2,891 |
| Total interest expense | $273,000 | 3,719 |
| Net interest income | $2,027,000 | 2,697 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $210,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $172,000 | 1,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,091 |
| Total noninterest expense | $1,585,000 | 2,921 |
| Salaries and employee benefits | $968,000 | 2,556 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $469,000 | 3,247 |
| Pre-tax net operating income | $652,000 | 2,379 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $95,000 | 2,490 |
| Income before extraordinary items | $557,000 | 2,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $557,000 | 2,399 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $557,000 | 2,400 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $784,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $557,000 | 2,281 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,454,000 | 2,661 |
| Total interest expense | $1,428,000 | 3,569 |
| Net interest income | $9,026,000 | 2,430 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $813,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $736,000 | 1,909 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $77,000 | 5,559 |
| Total noninterest expense | $6,439,000 | 2,884 |
| Salaries and employee benefits | $3,891,000 | 2,462 |
| Premises and equipment expense | $548,000 | 3,808 |
| Additional noninterest expense | $2,000,000 | 3,144 |
| Pre-tax net operating income | $3,100,000 | 1,777 |
| Securities gains (losses) | $-4,000 | 6,806 |
| Applicable income taxes | $535,000 | 1,970 |
| Income before extraordinary items | $2,561,000 | 1,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,561,000 | 1,845 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,561,000 | 1,845 |
| Net charge-offs | $182,000 | 4,414 |
| Cash dividends | $2,135,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,564,320 | 1,761 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,980,000 | 2,647 |
| Total interest expense | $1,122,000 | 3,571 |
| Net interest income | $6,858,000 | 2,398 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $613,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $557,000 | 1,897 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $4,732,000 | 2,930 |
| Salaries and employee benefits | $2,809,000 | 2,561 |
| Premises and equipment expense | $436,000 | 3,705 |
| Additional noninterest expense | $1,487,000 | 3,177 |
| Pre-tax net operating income | $2,439,000 | 1,775 |
| Securities gains (losses) | $-4,000 | 6,937 |
| Applicable income taxes | $510,000 | 1,721 |
| Income before extraordinary items | $1,925,000 | 1,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,925,000 | 1,899 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,925,000 | 1,900 |
| Net charge-offs | $175,000 | 3,864 |
| Cash dividends | $852,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,928,160 | 1,800 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 2,640 |
| Total interest expense | $767,000 | 3,609 |
| Net interest income | $4,602,000 | 2,384 |
| Provision for loan and lease losses | $225,000 | 3,378 |
| Total noninterest income | $361,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $364,000 | 1,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 6,991 |
| Total noninterest expense | $3,188,000 | 2,937 |
| Salaries and employee benefits | $1,860,000 | 2,592 |
| Premises and equipment expense | $289,000 | 3,749 |
| Additional noninterest expense | $1,039,000 | 3,108 |
| Pre-tax net operating income | $1,550,000 | 1,830 |
| Securities gains (losses) | $-4,000 | 6,995 |
| Applicable income taxes | $335,000 | 1,687 |
| Income before extraordinary items | $1,211,000 | 1,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,211,000 | 1,943 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,211,000 | 1,943 |
| Net charge-offs | $85,000 | 4,004 |
| Cash dividends | $568,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,214,120 | 1,865 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 2,663 |
| Total interest expense | $389,000 | 3,667 |
| Net interest income | $2,291,000 | 2,396 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $228,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $187,000 | 1,848 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 4,959 |
| Total noninterest expense | $1,564,000 | 2,996 |
| Salaries and employee benefits | $925,000 | 2,620 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $501,000 | 3,177 |
| Pre-tax net operating income | $855,000 | 1,677 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $170,000 | 1,667 |
| Income before extraordinary items | $685,000 | 1,710 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $685,000 | 1,710 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $685,000 | 1,710 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $284,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $685,000 | 1,661 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,652,000 | 2,567 |
| Total interest expense | $2,668,000 | 2,847 |
| Net interest income | $8,984,000 | 2,443 |
| Provision for loan and lease losses | $975,000 | 3,094 |
| Total noninterest income | $901,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $907,000 | 1,636 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,000 | 7,022 |
| Total noninterest expense | $6,639,000 | 2,856 |
| Salaries and employee benefits | $3,699,000 | 2,599 |
| Premises and equipment expense | $599,000 | 3,723 |
| Additional noninterest expense | $2,341,000 | 2,830 |
| Pre-tax net operating income | $2,271,000 | 2,031 |
| Securities gains (losses) | $-284,000 | 7,350 |
| Applicable income taxes | $85,000 | 3,340 |
| Income before extraordinary items | $1,902,000 | 2,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,902,000 | 2,122 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,902,000 | 2,123 |
| Net charge-offs | $964,000 | 2,741 |
| Cash dividends | $1,135,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,174,640 | 1,806 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 2,589 |
| Total interest expense | $2,234,000 | 2,723 |
| Net interest income | $6,635,000 | 2,508 |
| Provision for loan and lease losses | $775,000 | 2,892 |
| Total noninterest income | $695,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $700,000 | 1,650 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-5,000 | 7,205 |
| Total noninterest expense | $4,891,000 | 2,893 |
| Salaries and employee benefits | $2,701,000 | 2,661 |
| Premises and equipment expense | $459,000 | 3,724 |
| Additional noninterest expense | $1,731,000 | 2,809 |
| Pre-tax net operating income | $1,664,000 | 2,195 |
| Securities gains (losses) | $-284,000 | 7,532 |
| Applicable income taxes | $105,000 | 3,086 |
| Income before extraordinary items | $1,275,000 | 2,444 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,275,000 | 2,441 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,275,000 | 2,445 |
| Net charge-offs | $798,000 | 2,467 |
| Cash dividends | $852,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,536,280 | 2,009 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 2,604 |
| Total interest expense | $1,508,000 | 2,776 |
| Net interest income | $4,441,000 | 2,494 |
| Provision for loan and lease losses | $575,000 | 2,656 |
| Total noninterest income | $478,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $457,000 | 1,676 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $3,264,000 | 2,897 |
| Salaries and employee benefits | $1,813,000 | 2,663 |
| Premises and equipment expense | $301,000 | 3,786 |
| Additional noninterest expense | $1,150,000 | 2,813 |
| Pre-tax net operating income | $1,080,000 | 2,230 |
| Securities gains (losses) | $-112,000 | 7,536 |
| Applicable income taxes | $55,000 | 3,215 |
| Income before extraordinary items | $913,000 | 2,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $913,000 | 2,279 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $913,000 | 2,282 |
| Net charge-offs | $409,000 | 2,681 |
| Cash dividends | $568,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,018,280 | 2,003 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,634 |
| Total interest expense | $774,000 | 2,833 |
| Net interest income | $2,227,000 | 2,528 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $254,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $233,000 | 1,643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $1,611,000 | 2,955 |
| Salaries and employee benefits | $906,000 | 2,705 |
| Premises and equipment expense | $145,000 | 3,969 |
| Additional noninterest expense | $560,000 | 2,883 |
| Pre-tax net operating income | $570,000 | 2,181 |
| Securities gains (losses) | $-112,000 | 7,712 |
| Applicable income taxes | $30,000 | 3,171 |
| Income before extraordinary items | $428,000 | 2,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $428,000 | 2,437 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $428,000 | 2,439 |
| Net charge-offs | $164,000 | 2,636 |
| Cash dividends | $284,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $532,160 | 1,952 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,804,000 | 2,421 |
| Total interest expense | $3,759,000 | 2,876 |
| Net interest income | $10,045,000 | 2,179 |
| Provision for loan and lease losses | $1,900,000 | 2,548 |
| Total noninterest income | $1,291,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,049,000 | 1,609 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $242,000 | 4,326 |
| Total noninterest expense | $6,680,000 | 2,910 |
| Salaries and employee benefits | $3,844,000 | 2,536 |
| Premises and equipment expense | $586,000 | 3,943 |
| Additional noninterest expense | $2,250,000 | 3,015 |
| Pre-tax net operating income | $2,756,000 | 1,450 |
| Securities gains (losses) | $-209,000 | 7,428 |
| Applicable income taxes | $272,000 | 2,115 |
| Income before extraordinary items | $2,275,000 | 1,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,275,000 | 1,461 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,275,000 | 1,462 |
| Net charge-offs | $1,622,000 | 2,280 |
| Cash dividends | $1,062,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,461,010 | 1,330 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,592,000 | 2,408 |
| Total interest expense | $2,935,000 | 2,903 |
| Net interest income | $7,657,000 | 2,144 |
| Provision for loan and lease losses | $1,650,000 | 2,115 |
| Total noninterest income | $983,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $796,000 | 1,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $187,000 | 4,400 |
| Total noninterest expense | $4,874,000 | 2,983 |
| Salaries and employee benefits | $2,813,000 | 2,616 |
| Premises and equipment expense | $454,000 | 3,891 |
| Additional noninterest expense | $1,607,000 | 3,112 |
| Pre-tax net operating income | $2,116,000 | 1,535 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $410,000 | 1,602 |
| Income before extraordinary items | $1,703,000 | 1,579 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,703,000 | 1,577 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,703,000 | 1,579 |
| Net charge-offs | $1,433,000 | 1,815 |
| Cash dividends | $747,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,705,430 | 1,536 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 2,354 |
| Total interest expense | $2,021,000 | 2,936 |
| Net interest income | $5,298,000 | 2,074 |
| Provision for loan and lease losses | $525,000 | 2,906 |
| Total noninterest income | $608,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $508,000 | 1,633 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $100,000 | 4,791 |
| Total noninterest expense | $3,303,000 | 2,965 |
| Salaries and employee benefits | $1,900,000 | 2,620 |
| Premises and equipment expense | $296,000 | 3,976 |
| Additional noninterest expense | $1,107,000 | 3,044 |
| Pre-tax net operating income | $2,078,000 | 1,091 |
| Securities gains (losses) | $-4,000 | 7,416 |
| Applicable income taxes | $575,000 | 967 |
| Income before extraordinary items | $1,499,000 | 1,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,499,000 | 1,257 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,499,000 | 1,258 |
| Net charge-offs | $570,000 | 2,200 |
| Cash dividends | $432,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,501,880 | 1,222 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 2,335 |
| Total interest expense | $1,093,000 | 2,848 |
| Net interest income | $2,633,000 | 2,077 |
| Provision for loan and lease losses | $275,000 | 2,441 |
| Total noninterest income | $339,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $238,000 | 1,700 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $101,000 | 3,637 |
| Total noninterest expense | $1,602,000 | 2,960 |
| Salaries and employee benefits | $937,000 | 2,690 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $520,000 | 2,902 |
| Pre-tax net operating income | $1,095,000 | 1,170 |
| Securities gains (losses) | $-4,000 | 7,767 |
| Applicable income taxes | $285,000 | 1,103 |
| Income before extraordinary items | $806,000 | 1,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $806,000 | 1,360 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $806,000 | 1,360 |
| Net charge-offs | $249,000 | 1,958 |
| Cash dividends | $115,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $808,960 | 1,282 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,352,000 | 2,411 |
| Total interest expense | $5,843,000 | 2,576 |
| Net interest income | $9,509,000 | 2,312 |
| Provision for loan and lease losses | $1,106,000 | 2,559 |
| Total noninterest income | $1,467,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,164,000 | 1,536 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $303,000 | 4,078 |
| Total noninterest expense | $6,157,000 | 3,003 |
| Salaries and employee benefits | $3,820,000 | 2,616 |
| Premises and equipment expense | $617,000 | 3,855 |
| Additional noninterest expense | $1,720,000 | 3,261 |
| Pre-tax net operating income | $3,713,000 | 1,471 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $760,000 | 1,443 |
| Income before extraordinary items | $2,967,000 | 1,383 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,967,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 2,462 |
| Cash dividends | $2,591,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,955,800 | 1,484 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,663,000 | 2,442 |
| Total interest expense | $4,494,000 | 2,608 |
| Net interest income | $7,169,000 | 2,315 |
| Provision for loan and lease losses | $906,000 | 1,944 |
| Total noninterest income | $1,134,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $879,000 | 1,539 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $255,000 | 3,982 |
| Total noninterest expense | $4,432,000 | 3,098 |
| Salaries and employee benefits | $2,653,000 | 2,813 |
| Premises and equipment expense | $471,000 | 3,806 |
| Additional noninterest expense | $1,308,000 | 3,132 |
| Pre-tax net operating income | $2,965,000 | 1,645 |
| Securities gains (losses) | $34,000 | 1,677 |
| Applicable income taxes | $760,000 | 1,431 |
| Income before extraordinary items | $2,239,000 | 1,613 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,239,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 2,020 |
| Cash dividends | $1,548,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,213,500 | 1,718 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 2,459 |
| Total interest expense | $3,165,000 | 2,583 |
| Net interest income | $4,699,000 | 2,334 |
| Provision for loan and lease losses | $706,000 | 1,519 |
| Total noninterest income | $745,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $567,000 | 1,560 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $178,000 | 3,996 |
| Total noninterest expense | $2,951,000 | 3,109 |
| Salaries and employee benefits | $1,786,000 | 2,829 |
| Premises and equipment expense | $302,000 | 3,952 |
| Additional noninterest expense | $863,000 | 3,126 |
| Pre-tax net operating income | $1,787,000 | 1,871 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $455,000 | 1,714 |
| Income before extraordinary items | $1,366,000 | 1,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,366,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,378 |
| Cash dividends | $957,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,340,500 | 1,944 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 2,459 |
| Total interest expense | $1,653,000 | 2,636 |
| Net interest income | $2,371,000 | 2,323 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $388,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $282,000 | 1,553 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $1,461,000 | 3,141 |
| Salaries and employee benefits | $891,000 | 2,858 |
| Premises and equipment expense | $138,000 | 4,248 |
| Additional noninterest expense | $432,000 | 3,084 |
| Pre-tax net operating income | $1,223,000 | 1,503 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $310,000 | 1,439 |
| Income before extraordinary items | $913,000 | 1,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $913,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $367,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $913,000 | 1,570 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,777,000 | 2,567 |
| Total interest expense | $6,745,000 | 2,716 |
| Net interest income | $9,032,000 | 2,440 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $1,510,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,142,000 | 1,573 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $368,000 | 3,893 |
| Total noninterest expense | $5,802,000 | 3,061 |
| Salaries and employee benefits | $3,602,000 | 2,727 |
| Premises and equipment expense | $544,000 | 4,114 |
| Additional noninterest expense | $1,656,000 | 3,147 |
| Pre-tax net operating income | $4,440,000 | 1,818 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,070,000 | 1,779 |
| Income before extraordinary items | $3,370,000 | 1,852 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,370,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,243 |
| Cash dividends | $1,408,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,370,000 | 1,839 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,766,000 | 2,579 |
| Total interest expense | $5,044,000 | 2,726 |
| Net interest income | $6,722,000 | 2,474 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $1,140,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $855,000 | 1,541 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $4,137,000 | 3,161 |
| Salaries and employee benefits | $2,444,000 | 2,991 |
| Premises and equipment expense | $429,000 | 3,957 |
| Additional noninterest expense | $1,264,000 | 3,054 |
| Pre-tax net operating income | $3,515,000 | 1,846 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $855,000 | 1,812 |
| Income before extraordinary items | $2,660,000 | 1,894 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,660,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $1,041,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,660,000 | 1,883 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 2,629 |
| Total interest expense | $3,284,000 | 2,775 |
| Net interest income | $4,452,000 | 2,509 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $779,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $571,000 | 1,536 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $208,000 | 3,702 |
| Total noninterest expense | $2,750,000 | 3,193 |
| Salaries and employee benefits | $1,615,000 | 3,049 |
| Premises and equipment expense | $283,000 | 4,012 |
| Additional noninterest expense | $852,000 | 3,028 |
| Pre-tax net operating income | $2,391,000 | 1,879 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $565,000 | 1,911 |
| Income before extraordinary items | $1,826,000 | 1,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,826,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $694,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,826,000 | 1,872 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 2,692 |
| Total interest expense | $1,614,000 | 2,799 |
| Net interest income | $2,136,000 | 2,610 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $388,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $281,000 | 1,525 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $107,000 | 3,642 |
| Total noninterest expense | $1,327,000 | 3,293 |
| Salaries and employee benefits | $793,000 | 3,110 |
| Premises and equipment expense | $134,000 | 4,191 |
| Additional noninterest expense | $400,000 | 3,173 |
| Pre-tax net operating income | $1,167,000 | 1,906 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $275,000 | 1,972 |
| Income before extraordinary items | $892,000 | 1,887 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $892,000 | 1,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $347,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $892,000 | 1,879 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,971,000 | 2,695 |
| Total interest expense | $5,258,000 | 2,906 |
| Net interest income | $8,713,000 | 2,588 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $1,463,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,185,000 | 1,510 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $278,000 | 4,451 |
| Total noninterest expense | $5,516,000 | 3,076 |
| Salaries and employee benefits | $3,357,000 | 2,836 |
| Premises and equipment expense | $576,000 | 3,883 |
| Additional noninterest expense | $1,583,000 | 3,152 |
| Pre-tax net operating income | $4,510,000 | 2,045 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $1,072,000 | 2,099 |
| Income before extraordinary items | $3,409,000 | 2,059 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,409,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,959 |
| Cash dividends | $1,378,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,431,040 | 2,038 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 2,741 |
| Total interest expense | $3,729,000 | 2,960 |
| Net interest income | $6,521,000 | 2,618 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $1,078,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $880,000 | 1,526 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $198,000 | 4,555 |
| Total noninterest expense | $3,896,000 | 3,234 |
| Salaries and employee benefits | $2,300,000 | 3,055 |
| Premises and equipment expense | $430,000 | 3,904 |
| Additional noninterest expense | $1,166,000 | 3,212 |
| Pre-tax net operating income | $3,583,000 | 2,021 |
| Securities gains (losses) | $-29,000 | 7,976 |
| Applicable income taxes | $876,000 | 2,063 |
| Income before extraordinary items | $2,678,000 | 2,024 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,678,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,886 |
| Cash dividends | $1,031,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,699,750 | 2,004 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 2,752 |
| Total interest expense | $2,366,000 | 2,957 |
| Net interest income | $4,337,000 | 2,627 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $753,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $597,000 | 1,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 4,229 |
| Total noninterest expense | $2,560,000 | 3,284 |
| Salaries and employee benefits | $1,526,000 | 3,072 |
| Premises and equipment expense | $287,000 | 3,901 |
| Additional noninterest expense | $747,000 | 3,306 |
| Pre-tax net operating income | $2,440,000 | 1,990 |
| Securities gains (losses) | $-64,000 | 8,428 |
| Applicable income taxes | $609,000 | 2,037 |
| Income before extraordinary items | $1,767,000 | 2,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,767,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $704,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,814,360 | 1,985 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 2,761 |
| Total interest expense | $1,132,000 | 2,946 |
| Net interest income | $2,125,000 | 2,654 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $380,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $286,000 | 1,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,842 |
| Total noninterest expense | $1,307,000 | 3,248 |
| Salaries and employee benefits | $755,000 | 3,131 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $411,000 | 3,045 |
| Pre-tax net operating income | $1,153,000 | 2,052 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $307,000 | 1,994 |
| Income before extraordinary items | $846,000 | 2,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 2,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,422 |
| Cash dividends | $377,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $846,000 | 2,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,129,000 | 2,690 |
| Total interest expense | $3,516,000 | 2,933 |
| Net interest income | $8,613,000 | 2,531 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $1,519,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,208,000 | 1,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $311,000 | 4,260 |
| Total noninterest expense | $5,101,000 | 3,182 |
| Salaries and employee benefits | $3,110,000 | 2,882 |
| Premises and equipment expense | $592,000 | 3,699 |
| Additional noninterest expense | $1,399,000 | 3,412 |
| Pre-tax net operating income | $4,881,000 | 1,907 |
| Securities gains (losses) | $78,000 | 785 |
| Applicable income taxes | $1,340,000 | 1,845 |
| Income before extraordinary items | $3,619,000 | 1,896 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,619,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,752 |
| Cash dividends | $1,468,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,562,060 | 1,902 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 2,684 |
| Total interest expense | $2,479,000 | 2,949 |
| Net interest income | $6,410,000 | 2,526 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,122,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $892,000 | 1,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $3,575,000 | 3,344 |
| Salaries and employee benefits | $2,070,000 | 3,177 |
| Premises and equipment expense | $432,000 | 3,753 |
| Additional noninterest expense | $1,073,000 | 3,321 |
| Pre-tax net operating income | $3,867,000 | 1,819 |
| Securities gains (losses) | $78,000 | 746 |
| Applicable income taxes | $1,109,000 | 1,747 |
| Income before extraordinary items | $2,836,000 | 1,848 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,836,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,343 |
| Cash dividends | $935,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,779,840 | 1,846 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 2,671 |
| Total interest expense | $1,561,000 | 2,957 |
| Net interest income | $4,250,000 | 2,519 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $734,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $579,000 | 1,460 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $155,000 | 4,242 |
| Total noninterest expense | $2,348,000 | 3,362 |
| Salaries and employee benefits | $1,354,000 | 3,211 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $716,000 | 3,308 |
| Pre-tax net operating income | $2,576,000 | 1,794 |
| Securities gains (losses) | $78,000 | 650 |
| Applicable income taxes | $759,000 | 1,690 |
| Income before extraordinary items | $1,895,000 | 1,795 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,895,000 | 1,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $623,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,839,620 | 1,824 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 2,734 |
| Total interest expense | $696,000 | 3,134 |
| Net interest income | $2,100,000 | 2,545 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $387,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $286,000 | 1,438 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,720 |
| Total noninterest expense | $1,190,000 | 3,331 |
| Salaries and employee benefits | $683,000 | 3,194 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $373,000 | 3,201 |
| Pre-tax net operating income | $1,267,000 | 1,794 |
| Securities gains (losses) | $75,000 | 437 |
| Applicable income taxes | $387,000 | 1,644 |
| Income before extraordinary items | $955,000 | 1,766 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $955,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $312,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $901,750 | 1,840 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,351,000 | 2,746 |
| Total interest expense | $2,339,000 | 3,218 |
| Net interest income | $8,012,000 | 2,547 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,449,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,210,000 | 1,450 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $239,000 | 4,731 |
| Total noninterest expense | $4,798,000 | 3,242 |
| Salaries and employee benefits | $2,957,000 | 2,875 |
| Premises and equipment expense | $560,000 | 3,748 |
| Additional noninterest expense | $1,281,000 | 3,564 |
| Pre-tax net operating income | $4,543,000 | 1,844 |
| Securities gains (losses) | $118,000 | 1,136 |
| Applicable income taxes | $1,341,000 | 1,754 |
| Income before extraordinary items | $3,320,000 | 1,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,320,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $1,173,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,236,220 | 1,891 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,520,000 | 2,785 |
| Total interest expense | $1,779,000 | 3,138 |
| Net interest income | $5,741,000 | 2,612 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $1,081,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $909,000 | 1,461 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 4,813 |
| Total noninterest expense | $3,369,000 | 3,392 |
| Salaries and employee benefits | $2,010,000 | 3,110 |
| Premises and equipment expense | $406,000 | 3,830 |
| Additional noninterest expense | $953,000 | 3,562 |
| Pre-tax net operating income | $3,348,000 | 1,874 |
| Securities gains (losses) | $114,000 | 1,095 |
| Applicable income taxes | $986,000 | 1,797 |
| Income before extraordinary items | $2,476,000 | 1,915 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,476,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $861,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,393,920 | 1,919 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 2,838 |
| Total interest expense | $1,213,000 | 3,051 |
| Net interest income | $3,684,000 | 2,699 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $721,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $594,000 | 1,481 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $2,243,000 | 3,424 |
| Salaries and employee benefits | $1,338,000 | 3,140 |
| Premises and equipment expense | $265,000 | 3,895 |
| Additional noninterest expense | $640,000 | 3,547 |
| Pre-tax net operating income | $2,072,000 | 1,985 |
| Securities gains (losses) | $114,000 | 952 |
| Applicable income taxes | $608,000 | 1,909 |
| Income before extraordinary items | $1,578,000 | 1,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,578,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $574,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,495,920 | 2,022 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 2,905 |
| Total interest expense | $600,000 | 3,115 |
| Net interest income | $1,799,000 | 2,762 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $367,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $298,000 | 1,434 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,153,000 | 3,333 |
| Salaries and employee benefits | $670,000 | 3,150 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $342,000 | 3,360 |
| Pre-tax net operating income | $983,000 | 2,029 |
| Securities gains (losses) | $138,000 | 655 |
| Applicable income taxes | $315,000 | 1,851 |
| Income before extraordinary items | $806,000 | 1,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $806,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $287,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $706,640 | 2,080 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,276,000 | 2,762 |
| Total interest expense | $2,738,000 | 3,111 |
| Net interest income | $7,538,000 | 2,561 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $1,408,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,198,000 | 1,440 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $210,000 | 5,193 |
| Total noninterest expense | $4,641,000 | 3,259 |
| Salaries and employee benefits | $2,813,000 | 2,934 |
| Premises and equipment expense | $533,000 | 3,868 |
| Additional noninterest expense | $1,295,000 | 3,501 |
| Pre-tax net operating income | $4,095,000 | 1,942 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,121,000 | 2,025 |
| Income before extraordinary items | $2,974,000 | 2,058 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,974,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,045 |
| Cash dividends | $1,336,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,974,000 | 1,964 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 2,729 |
| Total interest expense | $2,145,000 | 3,093 |
| Net interest income | $5,753,000 | 2,528 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,056,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $884,000 | 1,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $3,317,000 | 3,390 |
| Salaries and employee benefits | $1,944,000 | 3,176 |
| Premises and equipment expense | $401,000 | 3,850 |
| Additional noninterest expense | $972,000 | 3,472 |
| Pre-tax net operating income | $3,312,000 | 1,882 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $910,000 | 2,001 |
| Income before extraordinary items | $2,402,000 | 1,998 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,402,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,129 |
| Cash dividends | $1,048,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,402,000 | 1,890 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 2,722 |
| Total interest expense | $1,489,000 | 3,065 |
| Net interest income | $3,834,000 | 2,540 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $723,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $585,000 | 1,469 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $138,000 | 4,712 |
| Total noninterest expense | $2,173,000 | 3,436 |
| Salaries and employee benefits | $1,277,000 | 3,215 |
| Premises and equipment expense | $257,000 | 3,964 |
| Additional noninterest expense | $639,000 | 3,514 |
| Pre-tax net operating income | $2,264,000 | 1,835 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $640,000 | 1,956 |
| Income before extraordinary items | $1,624,000 | 1,960 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,624,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $626,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,624,000 | 1,850 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 2,738 |
| Total interest expense | $761,000 | 3,078 |
| Net interest income | $1,906,000 | 2,544 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $367,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $290,000 | 1,426 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $1,086,000 | 3,425 |
| Salaries and employee benefits | $626,000 | 3,240 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $327,000 | 3,382 |
| Pre-tax net operating income | $1,127,000 | 1,844 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $270,000 | 2,196 |
| Income before extraordinary items | $857,000 | 1,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 1,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $354,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $857,000 | 1,732 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,998,000 | 2,768 |
| Total interest expense | $3,507,000 | 3,093 |
| Net interest income | $7,491,000 | 2,558 |
| Provision for loan and lease losses | $204,000 | 4,309 |
| Total noninterest income | $1,360,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,206,000 | 1,352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,539 |
| Total noninterest expense | $4,535,000 | 3,199 |
| Salaries and employee benefits | $2,631,000 | 2,986 |
| Premises and equipment expense | $585,000 | 3,480 |
| Additional noninterest expense | $1,319,000 | 3,324 |
| Pre-tax net operating income | $4,112,000 | 1,944 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $1,125,000 | 2,026 |
| Income before extraordinary items | $3,042,000 | 1,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,042,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,536 |
| Cash dividends | $3,863,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,001,850 | 1,936 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,684,000 | 2,683 |
| Total interest expense | $5,946,000 | 2,696 |
| Net interest income | $6,738,000 | 2,659 |
| Provision for loan and lease losses | $292,000 | 3,281 |
| Total noninterest income | $1,103,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $962,000 | 1,537 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $141,000 | 5,661 |
| Total noninterest expense | $4,046,000 | 3,390 |
| Salaries and employee benefits | $2,357,000 | 3,110 |
| Premises and equipment expense | $555,000 | 3,583 |
| Additional noninterest expense | $1,134,000 | 3,679 |
| Pre-tax net operating income | $3,503,000 | 1,977 |
| Securities gains (losses) | $-210,000 | 9,545 |
| Applicable income taxes | $836,000 | 2,352 |
| Income before extraordinary items | $2,457,000 | 2,122 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,457,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,244 |
| Cash dividends | $1,412,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,614,500 | 1,923 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,741,000 | 2,947 |
| Total interest expense | $5,377,000 | 3,105 |
| Net interest income | $6,364,000 | 2,791 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $845,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $698,000 | 1,979 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $147,000 | 5,529 |
| Total noninterest expense | $3,941,000 | 3,372 |
| Salaries and employee benefits | $2,220,000 | 3,158 |
| Premises and equipment expense | $545,000 | 3,543 |
| Additional noninterest expense | $1,176,000 | 3,492 |
| Pre-tax net operating income | $3,118,000 | 2,317 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $740,000 | 2,666 |
| Income before extraordinary items | $2,379,000 | 2,181 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,379,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,854 |
| Cash dividends | $1,628,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,378,240 | 2,183 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,513,000 | 3,073 |
| Total interest expense | $4,543,000 | 3,205 |
| Net interest income | $5,970,000 | 2,943 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $845,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $698,000 | 1,903 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $3,798,000 | 3,470 |
| Salaries and employee benefits | $2,095,000 | 3,297 |
| Premises and equipment expense | $529,000 | 3,598 |
| Additional noninterest expense | $1,174,000 | 3,501 |
| Pre-tax net operating income | $2,927,000 | 2,471 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $750,000 | 2,779 |
| Income before extraordinary items | $2,183,000 | 2,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,183,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $814,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,178,560 | 2,366 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,218,000 | 3,168 |
| Total interest expense | $4,454,000 | 3,332 |
| Net interest income | $5,764,000 | 2,992 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $817,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $667,000 | 1,910 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $3,712,000 | 3,438 |
| Salaries and employee benefits | $1,974,000 | 3,383 |
| Premises and equipment expense | $538,000 | 3,493 |
| Additional noninterest expense | $1,200,000 | 3,374 |
| Pre-tax net operating income | $2,809,000 | 2,521 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $768,000 | 2,831 |
| Income before extraordinary items | $2,041,000 | 2,501 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,041,000 | 2,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $1,684,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,041,000 | 2,424 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,638,000 | 3,351 |
| Total interest expense | $3,964,000 | 3,704 |
| Net interest income | $5,674,000 | 3,074 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $793,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $678,000 | 1,925 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $3,650,000 | 3,477 |
| Salaries and employee benefits | $1,982,000 | 3,340 |
| Premises and equipment expense | $489,000 | 3,778 |
| Additional noninterest expense | $1,179,000 | 3,409 |
| Pre-tax net operating income | $2,757,000 | 2,694 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $680,000 | 3,311 |
| Income before extraordinary items | $2,093,000 | 2,488 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,093,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $1,120,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,081,000 | 2,440 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,003,000 | 3,618 |
| Total interest expense | $3,755,000 | 3,932 |
| Net interest income | $5,248,000 | 3,380 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $770,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $674,000 | 2,007 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $3,418,000 | 3,860 |
| Salaries and employee benefits | $1,776,000 | 3,716 |
| Premises and equipment expense | $441,000 | 4,189 |
| Additional noninterest expense | $1,201,000 | 3,781 |
| Pre-tax net operating income | $2,490,000 | 2,778 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $620,000 | 3,492 |
| Income before extraordinary items | $1,854,000 | 2,619 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,854,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $861,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,866,000 | 2,570 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,789 |
| Total interest expense | $3,444,000 | 4,215 |
| Net interest income | $5,079,000 | 3,480 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $759,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $675,000 | 1,997 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $2,944,000 | 4,363 |
| Salaries and employee benefits | $1,546,000 | 4,185 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $1,151,000 | 3,887 |
| Pre-tax net operating income | $2,794,000 | 2,585 |
| Securities gains (losses) | $-114,000 | 11,548 |
| Applicable income taxes | $669,000 | 3,370 |
| Income before extraordinary items | $2,011,000 | 2,501 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,011,000 | 2,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,067 |
| Cash dividends | $852,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,096,500 | 2,370 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 3,725 |
| Total interest expense | $3,093,000 | 3,856 |
| Net interest income | $4,917,000 | 3,618 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $783,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $660,000 | 2,058 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $2,993,000 | 4,421 |
| Salaries and employee benefits | $1,484,000 | 4,314 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $1,239,000 | 3,941 |
| Pre-tax net operating income | $2,582,000 | 2,744 |
| Securities gains (losses) | $-63,000 | 11,211 |
| Applicable income taxes | $753,000 | 2,920 |
| Income before extraordinary items | $1,766,000 | 2,742 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,766,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $501,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,810,100 | 2,693 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 3,893 |
| Total interest expense | $2,927,000 | 4,203 |
| Net interest income | $4,885,000 | 3,645 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $741,000 | 4,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $632,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $2,719,000 | 4,896 |
| Salaries and employee benefits | $1,284,000 | 4,939 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $1,196,000 | 4,200 |
| Pre-tax net operating income | $2,797,000 | 2,457 |
| Securities gains (losses) | $77,000 | 2,843 |
| Applicable income taxes | $839,000 | 2,656 |
| Income before extraordinary items | $2,035,000 | 2,462 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,035,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $1,083,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,980,330 | 2,393 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,054,000 | 4,266 |
| Total interest expense | $3,355,000 | 4,709 |
| Net interest income | $4,699,000 | 3,851 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $637,000 | 4,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $2,561,000 | 5,198 |
| Salaries and employee benefits | $1,152,000 | 5,365 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $1,188,000 | 4,374 |
| Pre-tax net operating income | $2,520,000 | 2,462 |
| Securities gains (losses) | $-57,000 | 13,694 |
| Applicable income taxes | $877,000 | 2,378 |
| Income before extraordinary items | $1,586,000 | 2,903 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,586,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Cash dividends | $489,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,622,480 | 2,621 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.