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FNB Bank, Inc., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$31,349,000	1,350
Total interest expense	$9,388,000	1,352
Net interest income	$21,961,000	1,334
Provision for loan and lease losses	$150,000	2,186
Total noninterest income	$4,064,000	1,345
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,331,000	804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,733,000	1,345
Total noninterest expense	$16,694,000	1,392
Salaries and employee benefits	$9,362,000	1,410
Premises and equipment expense	$1,152,000	1,864
Additional noninterest expense	$2,733,000	1,345
Pre-tax net operating income	$9,181,000	1,238
Securities gains (losses)	$0	988
Applicable income taxes	$2,167,000	933
Income before extraordinary items	$7,014,000	1,336
Extraordinary gains, net	$0	54
Net income	$7,014,000	1,352
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,014,000	1,339
Net charge-offs	$82,000	1,605
Cash dividends	$11,775,000	440
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,014,000	1,358
2023-09-30 (YTD Data)		Rank
Total interest income	$150,000	4,576
Total interest expense	$10,000	4,506
Net interest income	$1,700,000	4,136
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,432	4,569
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,808	4,397
Trading account gains and fees	$0	125
Additional Noninterest Income	$0	4,497
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,553
Additional noninterest expense	$11,957	4,413
Pre-tax net operating income	NA	NA
Securities gains (losses)	$242,000	98
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,000	4,373
Extraordinary gains, net	$2,759,000	46
Net income	$5,603,000	1,326
Minority interest net income	$289,000	38
Net income of bank and minority interests.	$0	4,357
Net charge-offs	$0	2,641
Cash dividends	$502,000	2,236
Sale, conversion, retirement of capital stock, net	$-6	4,561
Net operating income	$0	4,379
2023-06-30 (YTD Data)		Rank
Total interest income	$150,000	4,588
Total interest expense	$10,000	4,534
Net interest income	$1,700,000	3,829
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,451	4,605
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$2,054	4,402
Trading account gains and fees	$0	112
Additional Noninterest Income	$70,000	3,893
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,583
Additional noninterest expense	$10,575	4,416
Pre-tax net operating income	NA	NA
Securities gains (losses)	$243,000	102
Applicable income taxes	$0	3,436
Income before extraordinary items	$3,000	4,430
Extraordinary gains, net	$2,759,000	45
Net income	$3,844,000	1,299
Minority interest net income	$289,000	33
Net income of bank and minority interests.	$0	4,409
Net charge-offs	$0	2,431
Cash dividends	$474,000	2,009
Sale, conversion, retirement of capital stock, net	$66	473
Net operating income	$0	4,423
2023-03-31 (YTD Data)		Rank
Total interest income	$7,369,000	1,330
Total interest expense	$1,701,000	1,318
Net interest income	$5,668,000	1,327
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$976,000	1,314
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$298,000	869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$678,000	1,248
Total noninterest expense	$4,015,000	1,437
Salaries and employee benefits	$2,236,000	1,480
Premises and equipment expense	$284,000	1,884
Additional noninterest expense	$678,000	1,248
Pre-tax net operating income	$2,554,000	1,207
Securities gains (losses)	$0	950
Applicable income taxes	$604,000	919
Income before extraordinary items	$1,950,000	1,310
Extraordinary gains, net	$0	4
Net income	$1,950,000	1,309
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,950,000	1,310
Net charge-offs	$-6,000	3,898
Cash dividends	$4,700,000	276
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,950,000	1,329
2022-12-31 (YTD Data)		Rank
Total interest income	$25,039,000	1,310
Total interest expense	$2,745,000	1,260
Net interest income	$22,294,000	1,315
Provision for loan and lease losses	$550,000	1,172
Total noninterest income	$7,416,000	923
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,229,000	869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,187,000	763
Total noninterest expense	$16,078,000	1,399
Salaries and employee benefits	$8,968,000	1,440
Premises and equipment expense	$1,137,000	1,883
Additional noninterest expense	$6,187,000	763
Pre-tax net operating income	$13,082,000	1,054
Securities gains (losses)	$0	691
Applicable income taxes	$3,075,000	822
Income before extraordinary items	$10,007,000	1,106
Extraordinary gains, net	$0	5
Net income	$10,007,000	1,105
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,007,000	1,106
Net charge-offs	$55,000	1,492
Cash dividends	$2,850,000	1,193
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,007,000	1,128
2022-09-30 (YTD Data)		Rank
Total interest income	$17,921,000	1,315
Total interest expense	$1,632,000	1,219
Net interest income	$16,289,000	1,327
Provision for loan and lease losses	$50,000	2,233
Total noninterest income	$4,125,000	1,149
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$904,000	884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,221,000	1,013
Total noninterest expense	$11,639,000	1,433
Salaries and employee benefits	$6,419,000	1,490
Premises and equipment expense	$866,000	1,875
Additional noninterest expense	$3,221,000	1,013
Pre-tax net operating income	$8,725,000	1,128
Securities gains (losses)	$0	740
Applicable income taxes	$2,076,000	875
Income before extraordinary items	$6,649,000	1,187
Extraordinary gains, net	$0	4
Net income	$6,649,000	1,186
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,649,000	1,187
Net charge-offs	$20,000	1,597
Cash dividends	$1,500,000	1,342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,649,000	1,213
2022-06-30 (YTD Data)		Rank
Total interest income	$11,218,000	1,340
Total interest expense	$942,000	1,197
Net interest income	$10,276,000	1,356
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,995,000	1,388
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$575,000	922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,420,000	1,364
Total noninterest expense	$7,501,000	1,465
Salaries and employee benefits	$4,091,000	1,537
Premises and equipment expense	$564,000	1,907
Additional noninterest expense	$2,846,000	1,214
Pre-tax net operating income	$4,770,000	1,243
Securities gains (losses)	$0	687
Applicable income taxes	$1,118,000	938
Income before extraordinary items	$3,652,000	1,305
Extraordinary gains, net	$0	4
Net income	$3,652,000	1,305
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,652,000	1,305
Net charge-offs	$3,000	1,878
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,652,000	1,334
2022-03-31 (YTD Data)		Rank
Total interest income	$5,352,000	1,353
Total interest expense	$466,000	1,158
Net interest income	$4,886,000	1,372
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,012,000	1,358
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$278,000	935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$734,000	1,332
Total noninterest expense	$3,668,000	1,482
Salaries and employee benefits	$1,931,000	1,613
Premises and equipment expense	$309,000	1,795
Additional noninterest expense	$1,428,000	1,187
Pre-tax net operating income	$2,230,000	1,254
Securities gains (losses)	$0	623
Applicable income taxes	$510,000	959
Income before extraordinary items	$1,720,000	1,326
Extraordinary gains, net	$0	4
Net income	$1,720,000	1,326
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,720,000	1,326
Net charge-offs	$-2,000	3,266
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,720,000	1,341
2021-12-31 (YTD Data)		Rank
Total interest income	$22,183,000	1,361
Total interest expense	$2,328,000	1,159
Net interest income	$19,855,000	1,375
Provision for loan and lease losses	$300,000	1,389
Total noninterest income	$3,994,000	1,518
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,015,000	968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,979,000	1,497
Total noninterest expense	$16,018,000	1,370
Salaries and employee benefits	$8,561,000	1,477
Premises and equipment expense	$1,349,000	1,656
Additional noninterest expense	$6,108,000	1,126
Pre-tax net operating income	$7,531,000	1,548
Securities gains (losses)	$22,000	1,473
Applicable income taxes	$1,518,000	1,303
Income before extraordinary items	$6,035,000	1,653
Extraordinary gains, net	$0	10
Net income	$6,035,000	1,652
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,035,000	1,653
Net charge-offs	$5,000	2,441
Cash dividends	$2,700,000	1,271
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,017,400	1,628
2021-09-30 (YTD Data)		Rank
Total interest income	$16,739,000	1,384
Total interest expense	$1,841,000	1,169
Net interest income	$14,898,000	1,394
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$3,030,000	1,545
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$722,000	1,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,308,000	1,517
Total noninterest expense	$11,360,000	1,453
Salaries and employee benefits	$6,351,000	1,496
Premises and equipment expense	$1,007,000	1,687
Additional noninterest expense	$4,002,000	1,260
Pre-tax net operating income	$6,368,000	1,482
Securities gains (losses)	$21,000	1,375
Applicable income taxes	$1,326,000	1,252
Income before extraordinary items	$5,063,000	1,595
Extraordinary gains, net	$0	8
Net income	$5,063,000	1,595
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,063,000	1,595
Net charge-offs	$-6,000	3,495
Cash dividends	$1,950,000	1,190
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,046,410	1,570
2021-06-30 (YTD Data)		Rank
Total interest income	$10,922,000	1,392
Total interest expense	$1,327,000	1,124
Net interest income	$9,595,000	1,423
Provision for loan and lease losses	$100,000	1,668
Total noninterest income	$1,971,000	1,537
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$446,000	1,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,525,000	1,498
Total noninterest expense	$7,580,000	1,439
Salaries and employee benefits	$4,220,000	1,494
Premises and equipment expense	$672,000	1,678
Additional noninterest expense	$2,688,000	1,235
Pre-tax net operating income	$3,886,000	1,559
Securities gains (losses)	$21,000	1,163
Applicable income taxes	$750,000	1,372
Income before extraordinary items	$3,157,000	1,654
Extraordinary gains, net	$0	6
Net income	$3,157,000	1,654
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,157,000	1,654
Net charge-offs	$-12,000	3,873
Cash dividends	$1,350,000	1,143
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,139,990	1,630
2021-03-31 (YTD Data)		Rank
Total interest income	$5,442,000	1,392
Total interest expense	$689,000	1,148
Net interest income	$4,753,000	1,422
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$951,000	1,560
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$212,000	1,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$739,000	1,535
Total noninterest expense	$3,724,000	1,453
Salaries and employee benefits	$2,083,000	1,499
Premises and equipment expense	$342,000	1,675
Additional noninterest expense	$1,299,000	1,259
Pre-tax net operating income	$1,880,000	1,593
Securities gains (losses)	$1,000	1,331
Applicable income taxes	$422,000	1,262
Income before extraordinary items	$1,459,000	1,755
Extraordinary gains, net	$0	3
Net income	$1,459,000	1,755
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,459,000	1,755
Net charge-offs	$-3,000	3,553
Cash dividends	$700,000	968
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,458,210	1,715
2020-12-31 (YTD Data)		Rank
Total interest income	$21,276,000	1,413
Total interest expense	$3,791,000	1,227
Net interest income	$17,485,000	1,447
Provision for loan and lease losses	$1,250,000	1,387
Total noninterest income	$3,148,000	1,693
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$952,000	992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,196,000	1,706
Total noninterest expense	$15,689,000	1,359
Salaries and employee benefits	$8,374,000	1,452
Premises and equipment expense	$1,372,000	1,629
Additional noninterest expense	$5,943,000	1,096
Pre-tax net operating income	$3,694,000	2,154
Securities gains (losses)	$183,000	1,071
Applicable income taxes	$643,000	1,762
Income before extraordinary items	$3,234,000	2,197
Extraordinary gains, net	$0	4
Net income	$3,234,000	2,197
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,234,000	2,197
Net charge-offs	$132,000	1,807
Cash dividends	$2,550,000	1,270
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,082,110	2,223
2020-09-30 (YTD Data)		Rank
Total interest income	$15,657,000	1,446
Total interest expense	$3,030,000	1,225
Net interest income	$12,627,000	1,486
Provision for loan and lease losses	$1,025,000	1,338
Total noninterest income	$2,409,000	1,613
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$709,000	989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,700,000	1,631
Total noninterest expense	$11,631,000	1,358
Salaries and employee benefits	$6,160,000	1,461
Premises and equipment expense	$1,017,000	1,639
Additional noninterest expense	$4,454,000	1,088
Pre-tax net operating income	$2,380,000	2,347
Securities gains (losses)	$181,000	937
Applicable income taxes	$408,000	1,862
Income before extraordinary items	$2,153,000	2,340
Extraordinary gains, net	$0	4
Net income	$2,153,000	2,340
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,153,000	2,340
Net charge-offs	$85,000	1,766
Cash dividends	$1,800,000	1,191
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,000,960	2,399
2020-06-30 (YTD Data)		Rank
Total interest income	$10,521,000	1,453
Total interest expense	$2,210,000	1,208
Net interest income	$8,311,000	1,501
Provision for loan and lease losses	$800,000	1,225
Total noninterest income	$1,545,000	1,593
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$474,000	996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,071,000	1,609
Total noninterest expense	$7,777,000	1,343
Salaries and employee benefits	$4,119,000	1,447
Premises and equipment expense	$659,000	1,668
Additional noninterest expense	$2,999,000	1,078
Pre-tax net operating income	$1,279,000	2,608
Securities gains (losses)	$179,000	745
Applicable income taxes	$219,000	1,985
Income before extraordinary items	$1,239,000	2,501
Extraordinary gains, net	$0	4
Net income	$1,239,000	2,500
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,239,000	2,501
Net charge-offs	$65,000	1,580
Cash dividends	$1,275,000	1,109
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,086,850	2,649
2020-03-31 (YTD Data)		Rank
Total interest income	$5,302,000	1,435
Total interest expense	$1,236,000	1,201
Net interest income	$4,066,000	1,486
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$839,000	1,431
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$286,000	992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$553,000	1,424
Total noninterest expense	$3,976,000	1,336
Salaries and employee benefits	$2,079,000	1,451
Premises and equipment expense	$332,000	1,682
Additional noninterest expense	$1,565,000	1,073
Pre-tax net operating income	$804,000	2,154
Securities gains (losses)	$180,000	410
Applicable income taxes	$163,000	1,562
Income before extraordinary items	$821,000	1,938
Extraordinary gains, net	$0	4
Net income	$821,000	1,937
Minority interest net income	$0	56
Net income of bank and minority interests.	$821,000	1,938
Net charge-offs	$38,000	1,316
Cash dividends	$750,000	993
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$671,600	2,209
2019-12-31 (YTD Data)		Rank
Total interest income	$21,851,000	1,415
Total interest expense	$5,152,000	1,212
Net interest income	$16,699,000	1,450
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$2,943,000	1,587
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,284,000	916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,659,000	1,710
Total noninterest expense	$14,516,000	1,398
Salaries and employee benefits	$7,536,000	1,536
Premises and equipment expense	$1,143,000	1,851
Additional noninterest expense	$5,837,000	1,110
Pre-tax net operating income	$4,826,000	1,811
Securities gains (losses)	$0	2,379
Applicable income taxes	$715,000	1,695
Income before extraordinary items	$4,111,000	1,844
Extraordinary gains, net	$0	11
Net income	$4,111,000	1,846
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,111,000	1,846
Net charge-offs	$264,000	1,454
Cash dividends	$3,850,000	1,001
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,111,000	1,813
2019-09-30 (YTD Data)		Rank
Total interest income	$16,273,000	1,430
Total interest expense	$3,870,000	1,213
Net interest income	$12,403,000	1,470
Provision for loan and lease losses	$225,000	1,834
Total noninterest income	$2,242,000	1,561
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$958,000	920
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,284,000	1,667
Total noninterest expense	$10,929,000	1,399
Salaries and employee benefits	$5,747,000	1,508
Premises and equipment expense	$833,000	1,905
Additional noninterest expense	$4,349,000	1,111
Pre-tax net operating income	$3,491,000	1,909
Securities gains (losses)	$0	2,167
Applicable income taxes	$501,000	1,792
Income before extraordinary items	$2,990,000	1,940
Extraordinary gains, net	$0	11
Net income	$2,990,000	1,940
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,990,000	1,941
Net charge-offs	$187,000	1,345
Cash dividends	$3,100,000	852
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,990,000	1,906
2019-06-30 (YTD Data)		Rank
Total interest income	$10,787,000	1,435
Total interest expense	$2,595,000	1,186
Net interest income	$8,192,000	1,487
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$1,448,000	1,563
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$612,000	947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$836,000	1,670
Total noninterest expense	$7,295,000	1,405
Salaries and employee benefits	$3,810,000	1,523
Premises and equipment expense	$550,000	1,932
Additional noninterest expense	$2,935,000	1,111
Pre-tax net operating income	$2,195,000	1,975
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$260,000	1,983
Income before extraordinary items	$1,936,000	1,969
Extraordinary gains, net	$0	11
Net income	$1,936,000	1,967
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,936,000	1,969
Net charge-offs	$148,000	1,177
Cash dividends	$2,000,000	856
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,935,120	1,945
2019-03-31 (YTD Data)		Rank
Total interest income	$5,298,000	1,459
Total interest expense	$1,267,000	1,181
Net interest income	$4,031,000	1,508
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$674,000	1,608
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$300,000	950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	1,726
Total noninterest expense	$3,539,000	1,449
Salaries and employee benefits	$1,862,000	1,566
Premises and equipment expense	$270,000	1,983
Additional noninterest expense	$1,407,000	1,132
Pre-tax net operating income	$1,091,000	1,940
Securities gains (losses)	$0	1,087
Applicable income taxes	$194,000	1,617
Income before extraordinary items	$897,000	2,028
Extraordinary gains, net	$0	5
Net income	$897,000	2,027
Minority interest net income	$0	52
Net income of bank and minority interests.	$897,000	2,027
Net charge-offs	$10,000	1,981
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$897,000	2,011
2018-12-31 (YTD Data)		Rank
Total interest income	$20,553,000	1,408
Total interest expense	$4,005,000	1,128
Net interest income	$16,548,000	1,460
Provision for loan and lease losses	$300,000	1,959
Total noninterest income	$3,068,000	1,520
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,373,000	888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,695,000	1,663
Total noninterest expense	$14,545,000	1,393
Salaries and employee benefits	$7,162,000	1,569
Premises and equipment expense	$1,105,000	1,908
Additional noninterest expense	$6,278,000	1,055
Pre-tax net operating income	$4,771,000	1,836
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$811,000	1,572
Income before extraordinary items	$3,959,000	1,928
Extraordinary gains, net	$0	6
Net income	$3,959,000	1,926
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,959,000	1,927
Net charge-offs	$107,000	2,105
Cash dividends	$3,550,000	957
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,959,830	1,920
2018-09-30 (YTD Data)		Rank
Total interest income	$15,179,000	1,410
Total interest expense	$2,815,000	1,130
Net interest income	$12,364,000	1,455
Provision for loan and lease losses	$225,000	1,851
Total noninterest income	$2,291,000	1,547
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,023,000	889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,268,000	1,684
Total noninterest expense	$10,941,000	1,384
Salaries and employee benefits	$5,322,000	1,581
Premises and equipment expense	$826,000	1,921
Additional noninterest expense	$4,793,000	1,030
Pre-tax net operating income	$3,489,000	1,894
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$580,000	1,658
Income before extraordinary items	$2,908,000	1,952
Extraordinary gains, net	$0	5
Net income	$2,908,000	1,949
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,908,000	1,951
Net charge-offs	$14,000	2,857
Cash dividends	$2,250,000	974
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,908,830	1,942
2018-06-30 (YTD Data)		Rank
Total interest income	$9,915,000	1,420
Total interest expense	$1,752,000	1,138
Net interest income	$8,163,000	1,469
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$1,516,000	1,552
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$663,000	908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$853,000	1,672
Total noninterest expense	$7,242,000	1,403
Salaries and employee benefits	$3,499,000	1,621
Premises and equipment expense	$529,000	1,991
Additional noninterest expense	$3,214,000	1,023
Pre-tax net operating income	$2,287,000	1,895
Securities gains (losses)	$0	961
Applicable income taxes	$366,000	1,695
Income before extraordinary items	$1,921,000	1,947
Extraordinary gains, net	$0	6
Net income	$1,921,000	1,945
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,921,000	1,946
Net charge-offs	$10,000	2,589
Cash dividends	$1,500,000	946
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,921,000	1,938
2018-03-31 (YTD Data)		Rank
Total interest income	$4,900,000	1,421
Total interest expense	$835,000	1,135
Net interest income	$4,065,000	1,475
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$726,000	1,592
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$327,000	923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$399,000	1,714
Total noninterest expense	$3,517,000	1,451
Salaries and employee benefits	$1,654,000	1,713
Premises and equipment expense	$257,000	2,078
Additional noninterest expense	$1,606,000	1,006
Pre-tax net operating income	$1,199,000	1,780
Securities gains (losses)	$0	735
Applicable income taxes	$176,000	1,699
Income before extraordinary items	$1,023,000	1,812
Extraordinary gains, net	$0	7
Net income	$1,023,000	1,811
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,023,000	1,812
Net charge-offs	$0	2,722
Cash dividends	$750,000	890
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,023,000	1,804
2017-12-31 (YTD Data)		Rank
Total interest income	$18,512,000	1,450
Total interest expense	$2,371,000	1,341
Net interest income	$16,141,000	1,447
Provision for loan and lease losses	$405,000	1,634
Total noninterest income	$2,969,000	1,600
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,344,000	912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,625,000	1,728
Total noninterest expense	$12,836,000	1,539
Salaries and employee benefits	$6,409,000	1,717
Premises and equipment expense	$876,000	2,303
Additional noninterest expense	$5,551,000	1,145
Pre-tax net operating income	$5,869,000	1,492
Securities gains (losses)	$-1,000	4,786
Applicable income taxes	$1,910,000	1,309
Income before extraordinary items	$3,958,000	1,623
Extraordinary gains, net	$0	9
Net income	$3,958,000	1,623
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,958,000	1,623
Net charge-offs	$124,000	2,244
Cash dividends	$2,590,000	1,149
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,958,670	1,604
2017-09-30 (YTD Data)		Rank
Total interest income	$13,634,000	1,468
Total interest expense	$1,614,000	1,432
Net interest income	$12,020,000	1,458
Provision for loan and lease losses	$300,000	1,614
Total noninterest income	$2,215,000	1,623
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$996,000	923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,219,000	1,747
Total noninterest expense	$9,732,000	1,531
Salaries and employee benefits	$4,785,000	1,725
Premises and equipment expense	$643,000	2,342
Additional noninterest expense	$4,304,000	1,122
Pre-tax net operating income	$4,203,000	1,568
Securities gains (losses)	$-1,000	5,136
Applicable income taxes	$1,044,000	1,430
Income before extraordinary items	$3,158,000	1,659
Extraordinary gains, net	$0	9
Net income	$3,158,000	1,660
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,158,000	1,660
Net charge-offs	$125,000	1,750
Cash dividends	$1,840,000	1,130
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,158,750	1,640
2017-06-30 (YTD Data)		Rank
Total interest income	$8,862,000	1,489
Total interest expense	$943,000	1,546
Net interest income	$7,919,000	1,462
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$1,441,000	1,640
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$651,000	931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$790,000	1,789
Total noninterest expense	$6,609,000	1,516
Salaries and employee benefits	$3,161,000	1,741
Premises and equipment expense	$423,000	2,375
Additional noninterest expense	$3,025,000	1,071
Pre-tax net operating income	$2,451,000	1,730
Securities gains (losses)	$0	1,906
Applicable income taxes	$576,000	1,565
Income before extraordinary items	$1,875,000	1,796
Extraordinary gains, net	$0	11
Net income	$1,875,000	1,796
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,875,000	1,796
Net charge-offs	$111,000	1,443
Cash dividends	$1,175,000	1,172
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,875,000	1,772
2017-03-31 (YTD Data)		Rank
Total interest income	$4,314,000	1,510
Total interest expense	$427,000	1,655
Net interest income	$3,887,000	1,490
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$702,000	1,654
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$319,000	944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	1,799
Total noninterest expense	$2,928,000	1,685
Salaries and employee benefits	$1,585,000	1,760
Premises and equipment expense	$204,000	2,480
Additional noninterest expense	$1,139,000	1,340
Pre-tax net operating income	$1,511,000	1,434
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$385,000	1,274
Income before extraordinary items	$1,125,000	1,533
Extraordinary gains, net	$0	8
Net income	$1,125,000	1,533
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,125,000	1,533
Net charge-offs	$4,000	2,506
Cash dividends	$675,000	972
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,125,750	1,512
2016-12-31 (YTD Data)		Rank
Total interest income	$17,095,000	1,489
Total interest expense	$1,515,000	1,790
Net interest income	$15,580,000	1,447
Provision for loan and lease losses	$495,000	1,488
Total noninterest income	$2,974,000	1,658
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,428,000	880
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,546,000	1,849
Total noninterest expense	$11,280,000	1,703
Salaries and employee benefits	$6,138,000	1,747
Premises and equipment expense	$878,000	2,355
Additional noninterest expense	$4,264,000	1,438
Pre-tax net operating income	$6,779,000	1,278
Securities gains (losses)	$-2,000	5,543
Applicable income taxes	$1,884,000	1,095
Income before extraordinary items	$4,893,000	1,417
Extraordinary gains, net	$0	5
Net income	$4,893,000	1,416
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,893,000	1,416
Net charge-offs	$39,000	3,314
Cash dividends	$1,710,000	1,576
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,894,440	1,386
2016-09-30 (YTD Data)		Rank
Total interest income	$12,621,000	1,508
Total interest expense	$1,099,000	1,836
Net interest income	$11,522,000	1,462
Provision for loan and lease losses	$495,000	1,157
Total noninterest income	$2,214,000	1,665
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,069,000	881
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,145,000	1,873
Total noninterest expense	$8,526,000	1,695
Salaries and employee benefits	$4,688,000	1,722
Premises and equipment expense	$658,000	2,353
Additional noninterest expense	$3,180,000	1,452
Pre-tax net operating income	$4,715,000	1,368
Securities gains (losses)	$-2,000	5,712
Applicable income taxes	$1,289,000	1,210
Income before extraordinary items	$3,424,000	1,509
Extraordinary gains, net	$0	5
Net income	$3,424,000	1,508
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,424,000	1,509
Net charge-offs	$30,000	2,910
Cash dividends	$1,010,000	1,643
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,425,460	1,470
2016-06-30 (YTD Data)		Rank
Total interest income	$8,295,000	1,530
Total interest expense	$708,000	1,889
Net interest income	$7,587,000	1,490
Provision for loan and lease losses	$330,000	1,164
Total noninterest income	$1,476,000	1,643
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$720,000	862
Trading account gains and fees	$0	157
Additional Noninterest Income	$756,000	1,859
Total noninterest expense	$5,579,000	1,730
Salaries and employee benefits	$3,064,000	1,749
Premises and equipment expense	$431,000	2,383
Additional noninterest expense	$2,084,000	1,482
Pre-tax net operating income	$3,154,000	1,364
Securities gains (losses)	$-1,000	5,765
Applicable income taxes	$866,000	1,198
Income before extraordinary items	$2,287,000	1,498
Extraordinary gains, net	$0	16
Net income	$2,287,000	1,498
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,287,000	1,498
Net charge-offs	$42,000	2,277
Cash dividends	$510,000	1,943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,287,730	1,459
2016-03-31 (YTD Data)		Rank
Total interest income	$4,117,000	1,541
Total interest expense	$349,000	1,913
Net interest income	$3,768,000	1,495
Provision for loan and lease losses	$165,000	1,090
Total noninterest income	$650,000	1,748
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$348,000	878
Trading account gains and fees	$0	142
Additional Noninterest Income	$302,000	2,083
Total noninterest expense	$2,723,000	1,769
Salaries and employee benefits	$1,497,000	1,798
Premises and equipment expense	$210,000	2,458
Additional noninterest expense	$1,016,000	1,501
Pre-tax net operating income	$1,530,000	1,386
Securities gains (losses)	$-1,000	5,825
Applicable income taxes	$446,000	1,143
Income before extraordinary items	$1,083,000	1,517
Extraordinary gains, net	$0	12
Net income	$1,083,000	1,518
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,083,000	1,518
Net charge-offs	$18,000	2,041
Cash dividends	$60,000	2,577
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,083,710	1,482
2015-12-31 (YTD Data)		Rank
Total interest income	$16,467,000	1,497
Total interest expense	$1,282,000	2,008
Net interest income	$15,185,000	1,455
Provision for loan and lease losses	$780,000	990
Total noninterest income	$2,806,000	1,680
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,412,000	906
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,394,000	1,941
Total noninterest expense	$11,305,000	1,683
Salaries and employee benefits	$5,522,000	1,890
Premises and equipment expense	$918,000	2,310
Additional noninterest expense	$4,865,000	1,296
Pre-tax net operating income	$5,906,000	1,380
Securities gains (losses)	$11,000	2,544
Applicable income taxes	$1,624,000	1,171
Income before extraordinary items	$4,293,000	1,527
Extraordinary gains, net	$0	23
Net income	$4,293,000	1,527
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,293,000	1,527
Net charge-offs	$362,000	1,447
Cash dividends	$2,740,000	1,058
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,284,970	1,498
2015-09-30 (YTD Data)		Rank
Total interest income	$12,203,000	1,530
Total interest expense	$942,000	2,073
Net interest income	$11,261,000	1,477
Provision for loan and lease losses	$585,000	924
Total noninterest income	$2,079,000	1,700
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,037,000	928
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,042,000	1,975
Total noninterest expense	$7,912,000	1,805
Salaries and employee benefits	$3,956,000	1,970
Premises and equipment expense	$688,000	2,336
Additional noninterest expense	$3,268,000	1,434
Pre-tax net operating income	$4,843,000	1,308
Securities gains (losses)	$12,000	2,263
Applicable income taxes	$1,360,000	1,112
Income before extraordinary items	$3,495,000	1,446
Extraordinary gains, net	$0	21
Net income	$3,495,000	1,447
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,495,000	1,447
Net charge-offs	$393,000	1,023
Cash dividends	$2,740,000	776
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,486,360	1,421
2015-06-30 (YTD Data)		Rank
Total interest income	$8,053,000	1,554
Total interest expense	$612,000	2,124
Net interest income	$7,441,000	1,494
Provision for loan and lease losses	$390,000	933
Total noninterest income	$1,340,000	1,755
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$657,000	956
Trading account gains and fees	$0	157
Additional Noninterest Income	$683,000	1,997
Total noninterest expense	$5,096,000	1,871
Salaries and employee benefits	$2,485,000	2,088
Premises and equipment expense	$453,000	2,378
Additional noninterest expense	$2,158,000	1,446
Pre-tax net operating income	$3,295,000	1,278
Securities gains (losses)	$11,000	1,976
Applicable income taxes	$930,000	1,084
Income before extraordinary items	$2,376,000	1,403
Extraordinary gains, net	$0	22
Net income	$2,376,000	1,404
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,376,000	1,404
Net charge-offs	$105,000	1,688
Cash dividends	$1,750,000	795
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,368,080	1,365
2015-03-31 (YTD Data)		Rank
Total interest income	$3,993,000	1,555
Total interest expense	$305,000	2,142
Net interest income	$3,688,000	1,508
Provision for loan and lease losses	$195,000	926
Total noninterest income	$629,000	1,818
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$316,000	965
Trading account gains and fees	$0	152
Additional Noninterest Income	$313,000	2,066
Total noninterest expense	$2,505,000	1,894
Salaries and employee benefits	$1,214,000	2,134
Premises and equipment expense	$229,000	2,396
Additional noninterest expense	$1,062,000	1,451
Pre-tax net operating income	$1,617,000	1,254
Securities gains (losses)	$11,000	1,447
Applicable income taxes	$458,000	1,073
Income before extraordinary items	$1,170,000	1,402
Extraordinary gains, net	$0	13
Net income	$1,170,000	1,405
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,170,000	1,404
Net charge-offs	$-4,000	5,028
Cash dividends	$750,000	825
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,162,080	1,364
2014-12-31 (YTD Data)		Rank
Total interest income	$15,701,000	1,586
Total interest expense	$1,236,000	2,202
Net interest income	$14,465,000	1,533
Provision for loan and lease losses	$780,000	1,039
Total noninterest income	$2,608,000	1,742
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,385,000	954
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,223,000	2,044
Total noninterest expense	$10,128,000	1,862
Salaries and employee benefits	$4,864,000	2,099
Premises and equipment expense	$920,000	2,401
Additional noninterest expense	$4,344,000	1,455
Pre-tax net operating income	$6,165,000	1,275
Securities gains (losses)	$-118,000	6,350
Applicable income taxes	$1,672,000	1,119
Income before extraordinary items	$4,375,000	1,466
Extraordinary gains, net	$0	17
Net income	$4,375,000	1,464
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,375,000	1,465
Net charge-offs	$295,000	2,035
Cash dividends	$3,695,000	780
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,459,960	1,421
2014-09-30 (YTD Data)		Rank
Total interest income	$11,628,000	1,612
Total interest expense	$915,000	2,262
Net interest income	$10,713,000	1,558
Provision for loan and lease losses	$585,000	1,014
Total noninterest income	$1,904,000	1,782
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,034,000	966
Trading account gains and fees	$0	174
Additional Noninterest Income	$870,000	2,125
Total noninterest expense	$7,522,000	1,890
Salaries and employee benefits	$3,577,000	2,151
Premises and equipment expense	$697,000	2,403
Additional noninterest expense	$3,248,000	1,465
Pre-tax net operating income	$4,510,000	1,317
Securities gains (losses)	$-114,000	6,452
Applicable income taxes	$1,206,000	1,147
Income before extraordinary items	$3,190,000	1,490
Extraordinary gains, net	$0	15
Net income	$3,190,000	1,490
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,190,000	1,490
Net charge-offs	$273,000	1,683
Cash dividends	$2,825,000	707
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,273,220	1,437
2014-06-30 (YTD Data)		Rank
Total interest income	$7,617,000	1,631
Total interest expense	$596,000	2,337
Net interest income	$7,021,000	1,575
Provision for loan and lease losses	$390,000	1,032
Total noninterest income	$1,271,000	1,754
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$677,000	971
Trading account gains and fees	$0	172
Additional Noninterest Income	$594,000	2,071
Total noninterest expense	$4,953,000	1,909
Salaries and employee benefits	$2,367,000	2,162
Premises and equipment expense	$467,000	2,408
Additional noninterest expense	$2,119,000	1,483
Pre-tax net operating income	$2,949,000	1,301
Securities gains (losses)	$-65,000	6,509
Applicable income taxes	$787,000	1,143
Income before extraordinary items	$2,097,000	1,470
Extraordinary gains, net	$0	20
Net income	$2,097,000	1,472
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,097,000	1,472
Net charge-offs	$116,000	2,043
Cash dividends	$2,175,000	605
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,144,450	1,418
2014-03-31 (YTD Data)		Rank
Total interest income	$3,781,000	1,643
Total interest expense	$300,000	2,355
Net interest income	$3,481,000	1,572
Provision for loan and lease losses	$195,000	1,029
Total noninterest income	$594,000	1,812
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$324,000	992
Trading account gains and fees	$0	147
Additional Noninterest Income	$270,000	2,157
Total noninterest expense	$2,452,000	1,931
Salaries and employee benefits	$1,168,000	2,207
Premises and equipment expense	$239,000	2,396
Additional noninterest expense	$1,045,000	1,498
Pre-tax net operating income	$1,428,000	1,308
Securities gains (losses)	$-64,000	6,611
Applicable income taxes	$364,000	1,161
Income before extraordinary items	$1,000,000	1,499
Extraordinary gains, net	$0	16
Net income	$1,000,000	1,502
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,000,000	1,502
Net charge-offs	$107,000	1,334
Cash dividends	$1,025,000	593
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,046,720	1,415
2013-12-31 (YTD Data)		Rank
Total interest income	$15,265,000	1,633
Total interest expense	$1,370,000	2,335
Net interest income	$13,895,000	1,565
Provision for loan and lease losses	$870,000	1,242
Total noninterest income	$2,582,000	1,817
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,255,000	1,098
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,327,000	2,002
Total noninterest expense	$9,732,000	1,948
Salaries and employee benefits	$4,715,000	2,173
Premises and equipment expense	$904,000	2,456
Additional noninterest expense	$4,113,000	1,587
Pre-tax net operating income	$5,875,000	1,256
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$1,558,000	1,096
Income before extraordinary items	$4,312,000	1,395
Extraordinary gains, net	$0	29
Net income	$4,312,000	1,398
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,312,000	1,398
Net charge-offs	$126,000	3,507
Cash dividends	$3,450,000	783
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,315,650	1,375
2013-09-30 (YTD Data)		Rank
Total interest income	$11,344,000	1,661
Total interest expense	$1,048,000	2,353
Net interest income	$10,296,000	1,593
Provision for loan and lease losses	$645,000	1,263
Total noninterest income	$1,875,000	1,878
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$887,000	1,169
Trading account gains and fees	$0	180
Additional Noninterest Income	$988,000	2,051
Total noninterest expense	$7,113,000	1,993
Salaries and employee benefits	$3,478,000	2,200
Premises and equipment expense	$667,000	2,509
Additional noninterest expense	$2,968,000	1,630
Pre-tax net operating income	$4,413,000	1,280
Securities gains (losses)	$-5,000	6,429
Applicable income taxes	$1,163,000	1,120
Income before extraordinary items	$3,245,000	1,399
Extraordinary gains, net	$0	25
Net income	$3,245,000	1,401
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,245,000	1,401
Net charge-offs	$20,000	4,412
Cash dividends	$2,650,000	706
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,248,700	1,368
2013-06-30 (YTD Data)		Rank
Total interest income	$7,507,000	1,672
Total interest expense	$723,000	2,329
Net interest income	$6,784,000	1,592
Provision for loan and lease losses	$420,000	1,329
Total noninterest income	$1,187,000	1,988
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$565,000	1,192
Trading account gains and fees	$0	157
Additional Noninterest Income	$622,000	2,184
Total noninterest expense	$4,657,000	2,036
Salaries and employee benefits	$2,315,000	2,196
Premises and equipment expense	$434,000	2,572
Additional noninterest expense	$1,908,000	1,669
Pre-tax net operating income	$2,894,000	1,281
Securities gains (losses)	$-2,000	6,527
Applicable income taxes	$751,000	1,146
Income before extraordinary items	$2,141,000	1,413
Extraordinary gains, net	$0	22
Net income	$2,141,000	1,417
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,141,000	1,416
Net charge-offs	$-4,000	5,877
Cash dividends	$1,700,000	719
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,142,480	1,357
2013-03-31 (YTD Data)		Rank
Total interest income	$3,696,000	1,708
Total interest expense	$370,000	2,354
Net interest income	$3,326,000	1,625
Provision for loan and lease losses	$195,000	1,390
Total noninterest income	$582,000	1,999
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$276,000	1,214
Trading account gains and fees	$0	148
Additional Noninterest Income	$306,000	2,199
Total noninterest expense	$2,308,000	2,075
Salaries and employee benefits	$1,163,000	2,219
Premises and equipment expense	$204,000	2,724
Additional noninterest expense	$941,000	1,695
Pre-tax net operating income	$1,405,000	1,295
Securities gains (losses)	$0	1,966
Applicable income taxes	$361,000	1,161
Income before extraordinary items	$1,044,000	1,410
Extraordinary gains, net	$0	10
Net income	$1,044,000	1,412
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,044,000	1,412
Net charge-offs	$-3,000	5,668
Cash dividends	$850,000	637
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,044,000	1,359
2012-12-31 (YTD Data)		Rank
Total interest income	$15,312,000	1,730
Total interest expense	$1,741,000	2,410
Net interest income	$13,571,000	1,621
Provision for loan and lease losses	$1,045,000	1,725
Total noninterest income	$2,466,000	1,888
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,192,000	1,184
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,274,000	2,047
Total noninterest expense	$9,153,000	2,092
Salaries and employee benefits	$4,281,000	2,302
Premises and equipment expense	$866,000	2,575
Additional noninterest expense	$4,006,000	1,673
Pre-tax net operating income	$5,839,000	1,201
Securities gains (losses)	$101,000	2,264
Applicable income taxes	$1,617,000	1,032
Income before extraordinary items	$4,323,000	1,362
Extraordinary gains, net	$0	29
Net income	$4,323,000	1,363
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,323,000	1,363
Net charge-offs	$280,000	3,391
Cash dividends	$3,900,000	712
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,249,270	1,306
2012-09-30 (YTD Data)		Rank
Total interest income	$11,301,000	1,782
Total interest expense	$1,351,000	2,434
Net interest income	$9,950,000	1,682
Provision for loan and lease losses	$635,000	1,976
Total noninterest income	$1,809,000	1,921
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$877,000	1,221
Trading account gains and fees	$0	157
Additional Noninterest Income	$932,000	2,079
Total noninterest expense	$6,789,000	2,119
Salaries and employee benefits	$3,151,000	2,344
Premises and equipment expense	$657,000	2,561
Additional noninterest expense	$2,981,000	1,684
Pre-tax net operating income	$4,335,000	1,238
Securities gains (losses)	$101,000	1,976
Applicable income taxes	$1,220,000	1,054
Income before extraordinary items	$3,216,000	1,398
Extraordinary gains, net	$0	20
Net income	$3,216,000	1,398
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,216,000	1,399
Net charge-offs	$179,000	3,413
Cash dividends	$2,900,000	581
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,143,280	1,347
2012-06-30 (YTD Data)		Rank
Total interest income	$7,526,000	1,794
Total interest expense	$932,000	2,438
Net interest income	$6,594,000	1,688
Provision for loan and lease losses	$410,000	2,042
Total noninterest income	$1,184,000	1,930
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$577,000	1,222
Trading account gains and fees	$0	153
Additional Noninterest Income	$607,000	2,093
Total noninterest expense	$4,428,000	2,177
Salaries and employee benefits	$2,066,000	2,386
Premises and equipment expense	$430,000	2,613
Additional noninterest expense	$1,932,000	1,721
Pre-tax net operating income	$2,940,000	1,214
Securities gains (losses)	$48,000	2,076
Applicable income taxes	$839,000	1,028
Income before extraordinary items	$2,149,000	1,382
Extraordinary gains, net	$0	19
Net income	$2,149,000	1,382
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,149,000	1,382
Net charge-offs	$135,000	3,147
Cash dividends	$1,700,000	617
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,114,440	1,325
2012-03-31 (YTD Data)		Rank
Total interest income	$3,734,000	1,825
Total interest expense	$487,000	2,438
Net interest income	$3,247,000	1,719
Provision for loan and lease losses	$185,000	2,099
Total noninterest income	$583,000	1,949
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$285,000	1,236
Trading account gains and fees	$0	148
Additional Noninterest Income	$298,000	2,106
Total noninterest expense	$2,206,000	2,158
Salaries and employee benefits	$1,017,000	2,436
Premises and equipment expense	$202,000	2,775
Additional noninterest expense	$987,000	1,681
Pre-tax net operating income	$1,439,000	1,220
Securities gains (losses)	$47,000	1,254
Applicable income taxes	$427,000	1,018
Income before extraordinary items	$1,059,000	1,376
Extraordinary gains, net	$0	19
Net income	$1,059,000	1,377
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,059,000	1,377
Net charge-offs	$-11,000	6,688
Cash dividends	$750,000	607
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,025,630	1,342
2011-12-31 (YTD Data)		Rank
Total interest income	$15,132,000	1,862
Total interest expense	$2,212,000	2,558
Net interest income	$12,920,000	1,738
Provision for loan and lease losses	$840,000	2,662
Total noninterest income	$2,336,000	1,807
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,186,000	1,239
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,150,000	1,960
Total noninterest expense	$8,802,000	2,171
Salaries and employee benefits	$4,200,000	2,299
Premises and equipment expense	$847,000	2,789
Additional noninterest expense	$3,755,000	1,797
Pre-tax net operating income	$5,614,000	1,067
Securities gains (losses)	$2,000	3,652
Applicable income taxes	$1,676,000	911
Income before extraordinary items	$3,940,000	1,272
Extraordinary gains, net	$0	29
Net income	$3,940,000	1,272
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,940,000	1,272
Net charge-offs	$117,000	4,844
Cash dividends	$3,975,000	531
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,938,600	1,195
2011-09-30 (YTD Data)		Rank
Total interest income	$11,141,000	1,918
Total interest expense	$1,685,000	2,621
Net interest income	$9,456,000	1,783
Provision for loan and lease losses	$450,000	3,020
Total noninterest income	$1,712,000	1,817
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$876,000	1,270
Trading account gains and fees	$0	145
Additional Noninterest Income	$836,000	1,975
Total noninterest expense	$6,438,000	2,225
Salaries and employee benefits	$3,100,000	2,324
Premises and equipment expense	$637,000	2,794
Additional noninterest expense	$2,701,000	1,883
Pre-tax net operating income	$4,280,000	1,078
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$1,295,000	889
Income before extraordinary items	$2,986,000	1,297
Extraordinary gains, net	$0	21
Net income	$2,986,000	1,297
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,986,000	1,297
Net charge-offs	$-6,000	6,915
Cash dividends	$3,125,000	437
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,985,300	1,233
2011-06-30 (YTD Data)		Rank
Total interest income	$7,356,000	1,954
Total interest expense	$1,148,000	2,657
Net interest income	$6,208,000	1,803
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$1,090,000	1,873
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$549,000	1,326
Trading account gains and fees	$0	153
Additional Noninterest Income	$541,000	1,993
Total noninterest expense	$4,279,000	2,244
Salaries and employee benefits	$2,024,000	2,397
Premises and equipment expense	$409,000	2,915
Additional noninterest expense	$1,846,000	1,844
Pre-tax net operating income	$2,719,000	1,100
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$833,000	891
Income before extraordinary items	$1,887,000	1,334
Extraordinary gains, net	$0	15
Net income	$1,887,000	1,334
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,887,000	1,334
Net charge-offs	$-5,000	6,855
Cash dividends	$2,125,000	397
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,886,310	1,262
2011-03-31 (YTD Data)		Rank
Total interest income	$3,630,000	1,984
Total interest expense	$578,000	2,712
Net interest income	$3,052,000	1,822
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$517,000	1,938
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$261,000	1,371
Trading account gains and fees	$0	158
Additional Noninterest Income	$256,000	2,113
Total noninterest expense	$2,120,000	2,283
Salaries and employee benefits	$998,000	2,437
Premises and equipment expense	$206,000	2,911
Additional noninterest expense	$916,000	1,840
Pre-tax net operating income	$1,299,000	1,126
Securities gains (losses)	$0	1,772
Applicable income taxes	$413,000	863
Income before extraordinary items	$886,000	1,366
Extraordinary gains, net	$0	9
Net income	$886,000	1,366
Minority interest net income	$0	86
Net income of bank and minority interests.	$886,000	1,366
Net charge-offs	$-10,000	6,997
Cash dividends	$875,000	440
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$886,000	1,324
2010-12-31 (YTD Data)		Rank
Total interest income	$10,585,000	2,818
Total interest expense	$2,071,000	3,466
Net interest income	$8,514,000	2,575
Provision for loan and lease losses	$625,000	3,779
Total noninterest income	$1,527,000	2,483
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$811,000	1,803
Trading account gains and fees	$0	175
Additional Noninterest Income	$716,000	2,658
Total noninterest expense	$6,864,000	2,769
Salaries and employee benefits	$3,127,000	2,999
Premises and equipment expense	$666,000	3,441
Additional noninterest expense	$3,071,000	2,253
Pre-tax net operating income	$2,552,000	1,855
Securities gains (losses)	$1,000	3,687
Applicable income taxes	$703,000	1,561
Income before extraordinary items	$1,850,000	2,156
Extraordinary gains, net	$0	29
Net income	$1,850,000	2,157
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,850,000	2,158
Net charge-offs	$262,000	4,475
Cash dividends	$1,100,000	1,370
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,849,280	2,080
2010-09-30 (YTD Data)		Rank
Total interest income	$6,991,000	3,192
Total interest expense	$1,462,000	3,767
Net interest income	$5,529,000	2,987
Provision for loan and lease losses	$475,000	3,632
Total noninterest income	$916,000	2,903
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$503,000	2,161
Trading account gains and fees	$0	165
Additional Noninterest Income	$413,000	3,059
Total noninterest expense	$4,567,000	3,078
Salaries and employee benefits	$2,109,000	3,306
Premises and equipment expense	$430,000	3,899
Additional noninterest expense	$2,028,000	2,455
Pre-tax net operating income	$1,403,000	2,504
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$343,000	2,019
Income before extraordinary items	$1,061,000	2,775
Extraordinary gains, net	$0	23
Net income	$1,061,000	2,772
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,061,000	2,776
Net charge-offs	$71,000	5,240
Cash dividends	$570,000	1,618
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,060,240	2,650
2010-06-30 (YTD Data)		Rank
Total interest income	$4,578,000	3,272
Total interest expense	$985,000	3,846
Net interest income	$3,593,000	3,049
Provision for loan and lease losses	$150,000	4,587
Total noninterest income	$580,000	2,936
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$323,000	2,225
Trading account gains and fees	$0	152
Additional Noninterest Income	$257,000	3,079
Total noninterest expense	$2,830,000	3,262
Salaries and employee benefits	$1,360,000	3,415
Premises and equipment expense	$270,000	4,082
Additional noninterest expense	$1,200,000	2,717
Pre-tax net operating income	$1,193,000	2,064
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$302,000	1,734
Income before extraordinary items	$892,000	2,317
Extraordinary gains, net	$0	19
Net income	$892,000	2,314
Minority interest net income	$0	105
Net income of bank and minority interests.	$892,000	2,317
Net charge-offs	$71,000	4,583
Cash dividends	$530,000	1,271
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$891,250	2,230
2010-03-31 (YTD Data)		Rank
Total interest income	$2,255,000	3,373
Total interest expense	$494,000	3,967
Net interest income	$1,761,000	3,115
Provision for loan and lease losses	$75,000	4,293
Total noninterest income	$258,000	3,162
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$154,000	2,292
Trading account gains and fees	$0	175
Additional Noninterest Income	$104,000	3,434
Total noninterest expense	$1,345,000	3,443
Salaries and employee benefits	$656,000	3,562
Premises and equipment expense	$139,000	4,082
Additional noninterest expense	$550,000	2,924
Pre-tax net operating income	$599,000	2,104
Securities gains (losses)	$0	2,284
Applicable income taxes	$152,000	1,724
Income before extraordinary items	$447,000	2,359
Extraordinary gains, net	$0	16
Net income	$447,000	2,358
Minority interest net income	$0	91
Net income of bank and minority interests.	$447,000	2,359
Net charge-offs	$42,000	3,871
Cash dividends	$290,000	1,115
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$447,000	2,266
2009-12-31 (YTD Data)		Rank
Total interest income	$8,961,000	3,524
Total interest expense	$2,174,000	4,224
Net interest income	$6,787,000	3,126
Provision for loan and lease losses	$290,000	5,320
Total noninterest income	$851,000	3,640
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$680,000	2,310
Trading account gains and fees	$0	211
Additional Noninterest Income	$171,000	4,901
Total noninterest expense	$5,642,000	3,334
Salaries and employee benefits	$2,769,000	3,414
Premises and equipment expense	$540,000	4,178
Additional noninterest expense	$2,333,000	2,912
Pre-tax net operating income	$1,706,000	2,172
Securities gains (losses)	$21,000	3,019
Applicable income taxes	$134,000	2,677
Income before extraordinary items	$1,593,000	2,011
Extraordinary gains, net	$0	34
Net income	$1,593,000	2,008
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,593,000	2,010
Net charge-offs	$98,000	5,708
Cash dividends	$750,000	2,028
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,573,680	2,001
2009-09-30 (YTD Data)		Rank
Total interest income	$6,633,000	3,610
Total interest expense	$1,641,000	4,347
Net interest income	$4,992,000	3,197
Provision for loan and lease losses	$215,000	5,067
Total noninterest income	$888,000	3,059
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$502,000	2,349
Trading account gains and fees	$0	212
Additional Noninterest Income	$386,000	3,243
Total noninterest expense	$4,182,000	3,383
Salaries and employee benefits	$2,084,000	3,426
Premises and equipment expense	$399,000	4,269
Additional noninterest expense	$1,699,000	2,972
Pre-tax net operating income	$1,483,000	2,075
Securities gains (losses)	$2,000	3,313
Applicable income taxes	$416,000	1,587
Income before extraordinary items	$1,069,000	2,367
Extraordinary gains, net	$0	27
Net income	$1,069,000	2,364
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,069,000	2,367
Net charge-offs	$18,000	6,290
Cash dividends	$500,000	1,982
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,067,560	2,320
2009-06-30 (YTD Data)		Rank
Total interest income	$4,346,000	3,681
Total interest expense	$1,112,000	4,434
Net interest income	$3,234,000	3,253
Provision for loan and lease losses	$145,000	4,830
Total noninterest income	$562,000	3,160
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$320,000	2,410
Trading account gains and fees	$0	193
Additional Noninterest Income	$242,000	3,355
Total noninterest expense	$2,777,000	3,432
Salaries and employee benefits	$1,371,000	3,498
Premises and equipment expense	$296,000	3,976
Additional noninterest expense	$1,110,000	3,036
Pre-tax net operating income	$874,000	2,351
Securities gains (losses)	$2,000	2,937
Applicable income taxes	$228,000	1,823
Income before extraordinary items	$648,000	2,634
Extraordinary gains, net	$0	21
Net income	$648,000	2,631
Minority interest net income	$0	112
Net income of bank and minority interests.	$648,000	2,633
Net charge-offs	$-1,000	7,516
Cash dividends	$200,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$646,520	2,555
2009-03-31 (YTD Data)		Rank
Total interest income	$2,161,000	3,726
Total interest expense	$564,000	4,504
Net interest income	$1,597,000	3,272
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$262,000	3,283
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$154,000	2,407
Trading account gains and fees	$0	171
Additional Noninterest Income	$108,000	3,540
Total noninterest expense	$1,285,000	3,567
Salaries and employee benefits	$693,000	3,494
Premises and equipment expense	$118,000	4,670
Additional noninterest expense	$474,000	3,142
Pre-tax net operating income	$499,000	2,380
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$131,000	1,909
Income before extraordinary items	$369,000	2,727
Extraordinary gains, net	$0	15
Net income	$369,000	2,725
Minority interest net income	$0	102
Net income of bank and minority interests.	$369,000	2,728
Net charge-offs	$-18,000	7,976
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$368,260	2,593
2008-12-31 (YTD Data)		Rank
Total interest income	$8,997,000	3,801
Total interest expense	$2,693,000	4,550
Net interest income	$6,304,000	3,344
Provision for loan and lease losses	$395,000	4,154
Total noninterest income	$993,000	3,417
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$622,000	2,585
Trading account gains and fees	$0	154
Additional Noninterest Income	$371,000	3,708
Total noninterest expense	$5,081,000	3,519
Salaries and employee benefits	$2,687,000	3,558
Premises and equipment expense	$440,000	4,819
Additional noninterest expense	$1,954,000	2,921
Pre-tax net operating income	$1,821,000	2,646
Securities gains (losses)	$235,000	650
Applicable income taxes	$575,000	1,707
Income before extraordinary items	$1,481,000	2,537
Extraordinary gains, net	$0	39
Net income	$1,481,000	2,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,055
Cash dividends	$1,422,000	1,798
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,311,800	2,895
2008-09-30 (YTD Data)		Rank
Total interest income	$6,736,000	3,865
Total interest expense	$2,067,000	4,599
Net interest income	$4,669,000	3,392
Provision for loan and lease losses	$180,000	4,348
Total noninterest income	$736,000	3,538
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$456,000	2,640
Trading account gains and fees	$0	148
Additional Noninterest Income	$280,000	3,797
Total noninterest expense	$3,711,000	3,586
Salaries and employee benefits	$1,982,000	3,640
Premises and equipment expense	$312,000	4,994
Additional noninterest expense	$1,417,000	2,921
Pre-tax net operating income	$1,514,000	2,827
Securities gains (losses)	$235,000	553
Applicable income taxes	$440,000	2,052
Income before extraordinary items	$1,309,000	2,586
Extraordinary gains, net	$0	31
Net income	$1,309,000	2,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,047
Cash dividends	$1,422,000	1,382
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,132,750	3,000
2008-06-30 (YTD Data)		Rank
Total interest income	$4,493,000	3,917
Total interest expense	$1,441,000	4,620
Net interest income	$3,052,000	3,447
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$448,000	3,760
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$291,000	2,704
Trading account gains and fees	$0	149
Additional Noninterest Income	$157,000	4,231
Total noninterest expense	$2,391,000	3,715
Salaries and employee benefits	$1,317,000	3,686
Premises and equipment expense	$188,000	5,311
Additional noninterest expense	$886,000	3,058
Pre-tax net operating income	$989,000	2,979
Securities gains (losses)	$233,000	550
Applicable income taxes	$307,000	2,191
Income before extraordinary items	$915,000	2,768
Extraordinary gains, net	$0	21
Net income	$915,000	2,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,190
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$740,250	3,165
2008-03-31 (YTD Data)		Rank
Total interest income	$2,260,000	3,992
Total interest expense	$802,000	4,501
Net interest income	$1,458,000	3,556
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$234,000	3,661
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$141,000	2,748
Trading account gains and fees	$0	158
Additional Noninterest Income	$93,000	3,915
Total noninterest expense	$1,198,000	3,708
Salaries and employee benefits	$673,000	3,652
Premises and equipment expense	$92,000	5,397
Additional noninterest expense	$433,000	3,077
Pre-tax net operating income	$434,000	3,358
Securities gains (losses)	$219,000	420
Applicable income taxes	$159,000	2,248
Income before extraordinary items	$494,000	2,719
Extraordinary gains, net	$0	15
Net income	$494,000	2,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,203
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$327,560	3,522
2007-12-31 (YTD Data)		Rank
Total interest income	$4,570,000	5,949
Total interest expense	$1,851,000	6,002
Net interest income	$2,719,000	5,750
Provision for loan and lease losses	$125,000	4,554
Total noninterest income	$506,000	5,005
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$306,000	4,037
Trading account gains and fees	$0	178
Additional Noninterest Income	$200,000	5,055
Total noninterest expense	$2,216,000	5,937
Salaries and employee benefits	$1,100,000	6,227
Premises and equipment expense	$190,000	6,837
Additional noninterest expense	$926,000	4,889
Pre-tax net operating income	$884,000	4,985
Securities gains (losses)	$0	2,146
Applicable income taxes	$259,000	3,565
Income before extraordinary items	$625,000	5,266
Extraordinary gains, net	$0	39
Net income	$625,000	5,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,831
Cash dividends	$350,000	4,232
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$625,000	5,254
2007-09-30 (YTD Data)		Rank
Total interest income	$2,280,000	6,853
Total interest expense	$925,000	6,830
Net interest income	$1,355,000	6,784
Provision for loan and lease losses	$0	6,528
Total noninterest income	$242,000	5,955
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$151,000	4,911
Trading account gains and fees	$0	184
Additional Noninterest Income	$91,000	5,961
Total noninterest expense	$1,063,000	7,027
Salaries and employee benefits	$523,000	7,233
Premises and equipment expense	$88,000	7,556
Additional noninterest expense	$452,000	6,096
Pre-tax net operating income	$534,000	5,658
Securities gains (losses)	$0	1,655
Applicable income taxes	$114,000	4,317
Income before extraordinary items	$420,000	5,728
Extraordinary gains, net	$0	33
Net income	$420,000	5,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,838
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$420,000	5,714
2007-06-30 (YTD Data)		Rank
Total interest income	$0	8,611
Total interest expense	$0	8,596
Net interest income	$0	8,609
Provision for loan and lease losses	$0	6,209
Total noninterest income	$0	8,515
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$0	7,560
Trading account gains and fees	$0	168
Additional Noninterest Income	$0	8,426
Total noninterest expense	$0	8,612
Salaries and employee benefits	$0	8,588
Premises and equipment expense	$0	8,576
Additional noninterest expense	$0	8,610
Pre-tax net operating income	$0	7,762
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$0	7,791
Extraordinary gains, net	$0	29
Net income	$0	7,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$0	7,775
2007-03-31 (YTD Data)		Rank
Total interest income	$2,101,000	4,254
Total interest expense	$820,000	4,502
Net interest income	$1,281,000	3,955
Provision for loan and lease losses	$0	5,779
Total noninterest income	$182,000	4,231
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$134,000	2,839
Trading account gains and fees	$0	195
Additional Noninterest Income	$48,000	5,190
Total noninterest expense	$995,000	4,158
Salaries and employee benefits	$537,000	4,211
Premises and equipment expense	$89,000	5,403
Additional noninterest expense	$369,000	3,384
Pre-tax net operating income	$468,000	3,664
Securities gains (losses)	$0	1,187
Applicable income taxes	$120,000	3,028
Income before extraordinary items	$348,000	3,836
Extraordinary gains, net	$0	22
Net income	$348,000	3,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,312
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$348,000	3,816
2006-12-31 (YTD Data)		Rank
Total interest income	$7,984,000	4,208
Total interest expense	$2,909,000	4,394
Net interest income	$5,075,000	3,958
Provision for loan and lease losses	$0	6,850
Total noninterest income	$763,000	4,175
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$564,000	2,810
Trading account gains and fees	$0	130
Additional Noninterest Income	$199,000	5,134
Total noninterest expense	$4,287,000	3,781
Salaries and employee benefits	$2,422,000	3,696
Premises and equipment expense	$390,000	5,007
Additional noninterest expense	$1,475,000	3,327
Pre-tax net operating income	$1,551,000	4,216
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$326,000	3,693
Income before extraordinary items	$1,224,000	4,243
Extraordinary gains, net	$0	51
Net income	$1,224,000	4,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,205
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,224,790	4,220
2006-09-30 (YTD Data)		Rank
Total interest income	$5,843,000	4,245
Total interest expense	$2,049,000	4,481
Net interest income	$3,794,000	3,995
Provision for loan and lease losses	$0	6,685
Total noninterest income	$583,000	4,135
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$430,000	2,796
Trading account gains and fees	$0	126
Additional Noninterest Income	$153,000	5,083
Total noninterest expense	$3,220,000	3,764
Salaries and employee benefits	$1,815,000	3,693
Premises and equipment expense	$298,000	4,971
Additional noninterest expense	$1,107,000	3,342
Pre-tax net operating income	$1,157,000	4,386
Securities gains (losses)	$0	1,388
Applicable income taxes	$294,000	3,605
Income before extraordinary items	$863,000	4,528
Extraordinary gains, net	$0	45
Net income	$863,000	4,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	1,964
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$863,000	4,511
2006-06-30 (YTD Data)		Rank
Total interest income	$3,834,000	4,251
Total interest expense	$1,292,000	4,494
Net interest income	$2,542,000	3,998
Provision for loan and lease losses	$0	6,419
Total noninterest income	$381,000	4,168
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$286,000	2,761
Trading account gains and fees	$0	126
Additional Noninterest Income	$95,000	5,241
Total noninterest expense	$2,143,000	3,777
Salaries and employee benefits	$1,228,000	3,680
Premises and equipment expense	$189,000	5,108
Additional noninterest expense	$726,000	3,372
Pre-tax net operating income	$780,000	4,381
Securities gains (losses)	$0	1,185
Applicable income taxes	$204,000	3,595
Income before extraordinary items	$576,000	4,544
Extraordinary gains, net	$0	39
Net income	$576,000	4,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,515
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$576,000	4,535
2006-03-31 (YTD Data)		Rank
Total interest income	$1,873,000	4,268
Total interest expense	$608,000	4,544
Net interest income	$1,265,000	4,012
Provision for loan and lease losses	$0	6,013
Total noninterest income	$180,000	4,205
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$137,000	2,792
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,402
Total noninterest expense	$1,076,000	3,789
Salaries and employee benefits	$622,000	3,651
Premises and equipment expense	$93,000	5,175
Additional noninterest expense	$361,000	3,383
Pre-tax net operating income	$369,000	4,464
Securities gains (losses)	$0	955
Applicable income taxes	$95,000	3,663
Income before extraordinary items	$274,000	4,637
Extraordinary gains, net	$0	21
Net income	$274,000	4,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,434
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$274,000	4,619
2005-12-31 (YTD Data)		Rank
Total interest income	$6,843,000	4,219
Total interest expense	$1,974,000	4,472
Net interest income	$4,869,000	4,034
Provision for loan and lease losses	$-174,000	8,679
Total noninterest income	$753,000	4,191
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$536,000	2,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$217,000	5,007
Total noninterest expense	$4,291,000	3,662
Salaries and employee benefits	$2,388,000	3,613
Premises and equipment expense	$370,000	5,101
Additional noninterest expense	$1,533,000	3,175
Pre-tax net operating income	$1,505,000	4,370
Securities gains (losses)	$-28,000	7,972
Applicable income taxes	$142,000	5,055
Income before extraordinary items	$1,335,000	4,081
Extraordinary gains, net	$0	46
Net income	$1,335,000	4,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-324,000	8,757
Cash dividends	$2,500,000	1,197
Sale, conversion, retirement of capital stock, net	$-182,000	8,776
Net operating income	$1,360,200	3,998
2005-09-30 (YTD Data)		Rank
Total interest income	$5,030,000	4,224
Total interest expense	$1,401,000	4,509
Net interest income	$3,629,000	4,046
Provision for loan and lease losses	$0	6,899
Total noninterest income	$565,000	4,202
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$372,000	3,064
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	4,673
Total noninterest expense	$3,049,000	3,796
Salaries and employee benefits	$1,658,000	3,807
Premises and equipment expense	$287,000	4,989
Additional noninterest expense	$1,104,000	3,251
Pre-tax net operating income	$1,145,000	4,433
Securities gains (losses)	$-28,000	8,307
Applicable income taxes	$262,000	4,017
Income before extraordinary items	$855,000	4,582
Extraordinary gains, net	$0	35
Net income	$855,000	4,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-143,000	8,696
Cash dividends	$2,500,000	869
Sale, conversion, retirement of capital stock, net	$-182,000	8,821
Net operating income	$876,560	4,481
2005-06-30 (YTD Data)		Rank
Total interest income	$3,296,000	4,207
Total interest expense	$892,000	4,466
Net interest income	$2,404,000	4,046
Provision for loan and lease losses	$0	6,626
Total noninterest income	$366,000	4,255
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$216,000	3,326
Trading account gains and fees	$0	116
Additional Noninterest Income	$150,000	4,323
Total noninterest expense	$2,002,000	3,808
Salaries and employee benefits	$1,107,000	3,793
Premises and equipment expense	$187,000	5,041
Additional noninterest expense	$708,000	3,338
Pre-tax net operating income	$768,000	4,375
Securities gains (losses)	$-14,000	8,251
Applicable income taxes	$180,000	3,968
Income before extraordinary items	$574,000	4,538
Extraordinary gains, net	$0	30
Net income	$574,000	4,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	8,382
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$-182,000	8,842
Net operating income	$584,640	4,433
2005-03-31 (YTD Data)		Rank
Total interest income	$1,620,000	4,239
Total interest expense	$431,000	4,444
Net interest income	$1,189,000	4,091
Provision for loan and lease losses	$0	6,226
Total noninterest income	$187,000	4,152
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$91,000	3,658
Trading account gains and fees	$0	115
Additional Noninterest Income	$96,000	3,813
Total noninterest expense	$977,000	3,907
Salaries and employee benefits	$532,000	3,899
Premises and equipment expense	$95,000	5,050
Additional noninterest expense	$350,000	3,363
Pre-tax net operating income	$399,000	4,282
Securities gains (losses)	$0	1,685
Applicable income taxes	$115,000	3,530
Income before extraordinary items	$284,000	4,518
Extraordinary gains, net	$0	24
Net income	$284,000	4,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,582
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$284,000	4,478
2004-12-31 (YTD Data)		Rank
Total interest income	$6,415,000	4,059
Total interest expense	$1,704,000	4,137
Net interest income	$4,711,000	3,980
Provision for loan and lease losses	$87,000	5,241
Total noninterest income	$678,000	4,483
Gross Fiduciary activities income	$79,000	982
Service charges on deposit accounts	$356,000	3,898
Trading account gains and fees	$0	138
Additional Noninterest Income	$243,000	4,700
Total noninterest expense	$4,352,000	3,501
Salaries and employee benefits	$2,418,000	3,440
Premises and equipment expense	$396,000	4,801
Additional noninterest expense	$1,538,000	3,068
Pre-tax net operating income	$950,000	5,375
Securities gains (losses)	$171,000	910
Applicable income taxes	$107,000	5,445
Income before extraordinary items	$1,014,000	4,657
Extraordinary gains, net	$0	34
Net income	$1,014,000	4,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,346,000	619
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$860,100	5,026
2004-09-30 (YTD Data)		Rank
Total interest income	$4,821,000	4,037
Total interest expense	$1,290,000	4,059
Net interest income	$3,531,000	3,980
Provision for loan and lease losses	$0	7,100
Total noninterest income	$521,000	4,418
Gross Fiduciary activities income	$79,000	924
Service charges on deposit accounts	$254,000	4,058
Trading account gains and fees	$0	134
Additional Noninterest Income	$188,000	4,630
Total noninterest expense	$3,185,000	3,538
Salaries and employee benefits	$1,783,000	3,458
Premises and equipment expense	$314,000	4,627
Additional noninterest expense	$1,088,000	3,181
Pre-tax net operating income	$867,000	4,982
Securities gains (losses)	$171,000	849
Applicable income taxes	$276,000	3,925
Income before extraordinary items	$762,000	4,749
Extraordinary gains, net	$0	26
Net income	$762,000	4,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$861,000	635
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$637,170	5,114
2004-06-30 (YTD Data)		Rank
Total interest income	$3,241,000	4,019
Total interest expense	$878,000	4,001
Net interest income	$2,363,000	3,947
Provision for loan and lease losses	$0	6,885
Total noninterest income	$330,000	4,568
Gross Fiduciary activities income	$79,000	841
Service charges on deposit accounts	$156,000	4,235
Trading account gains and fees	$0	130
Additional Noninterest Income	$95,000	5,258
Total noninterest expense	$2,095,000	3,608
Salaries and employee benefits	$1,161,000	3,546
Premises and equipment expense	$213,000	4,576
Additional noninterest expense	$721,000	3,223
Pre-tax net operating income	$598,000	4,841
Securities gains (losses)	$160,000	753
Applicable income taxes	$217,000	3,619
Income before extraordinary items	$541,000	4,525
Extraordinary gains, net	$0	21
Net income	$541,000	4,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$836,000	491
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$427,400	5,054
2004-03-31 (YTD Data)		Rank
Total interest income	$1,639,000	3,977
Total interest expense	$456,000	3,926
Net interest income	$1,183,000	3,939
Provision for loan and lease losses	$0	6,501
Total noninterest income	$196,000	4,105
Gross Fiduciary activities income	$66,000	741
Service charges on deposit accounts	$76,000	4,234
Trading account gains and fees	$0	121
Additional Noninterest Income	$54,000	4,970
Total noninterest expense	$1,064,000	3,586
Salaries and employee benefits	$588,000	3,536
Premises and equipment expense	$106,000	4,616
Additional noninterest expense	$370,000	3,128
Pre-tax net operating income	$315,000	4,704
Securities gains (losses)	$139,000	652
Applicable income taxes	$135,000	3,278
Income before extraordinary items	$319,000	4,110
Extraordinary gains, net	$0	16
Net income	$319,000	4,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,838
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$221,700	4,950
2003-12-31 (YTD Data)		Rank
Total interest income	$7,994,000	3,449
Total interest expense	$2,573,000	3,272
Net interest income	$5,421,000	3,474
Provision for loan and lease losses	$2,150,000	611
Total noninterest income	$639,000	4,807
Gross Fiduciary activities income	$89,000	982
Service charges on deposit accounts	$410,000	3,595
Trading account gains and fees	$0	160
Additional Noninterest Income	$140,000	5,948
Total noninterest expense	$4,420,000	3,397
Salaries and employee benefits	$2,362,000	3,420
Premises and equipment expense	$699,000	3,084
Additional noninterest expense	$1,359,000	3,362
Pre-tax net operating income	$-510,000	8,828
Securities gains (losses)	$-5,000	8,699
Applicable income taxes	$-7,000	8,748
Income before extraordinary items	$-508,000	8,910
Extraordinary gains, net	$0	54
Net income	$-508,000	8,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,468,000	691
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-503,050	8,845
2003-09-30 (YTD Data)		Rank
Total interest income	$6,197,000	3,394
Total interest expense	$2,058,000	3,215
Net interest income	$4,139,000	3,422
Provision for loan and lease losses	$1,700,000	596
Total noninterest income	$440,000	5,075
Gross Fiduciary activities income	$23,000	1,161
Service charges on deposit accounts	$316,000	3,545
Trading account gains and fees	$0	153
Additional Noninterest Income	$101,000	6,060
Total noninterest expense	$3,303,000	3,401
Salaries and employee benefits	$1,749,000	3,453
Premises and equipment expense	$516,000	3,137
Additional noninterest expense	$1,038,000	3,285
Pre-tax net operating income	$-424,000	8,928
Securities gains (losses)	$-5,000	8,870
Applicable income taxes	$0	7,524
Income before extraordinary items	$-429,000	9,004
Extraordinary gains, net	$0	40
Net income	$-429,000	9,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,208,000	613
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-424,000	8,943
2003-06-30 (YTD Data)		Rank
Total interest income	$4,214,000	3,351
Total interest expense	$1,473,000	3,101
Net interest income	$2,741,000	3,440
Provision for loan and lease losses	$994,000	644
Total noninterest income	$299,000	4,991
Gross Fiduciary activities income	$23,000	1,090
Service charges on deposit accounts	$212,000	3,487
Trading account gains and fees	$0	150
Additional Noninterest Income	$64,000	6,138
Total noninterest expense	$2,218,000	3,372
Salaries and employee benefits	$1,140,000	3,509
Premises and equipment expense	$347,000	3,096
Additional noninterest expense	$731,000	3,113
Pre-tax net operating income	$-172,000	8,904
Securities gains (losses)	$8,000	3,037
Applicable income taxes	$0	7,529
Income before extraordinary items	$-164,000	8,977
Extraordinary gains, net	$0	30
Net income	$-164,000	8,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$647,000	713
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-172,000	8,914
2003-03-31 (YTD Data)		Rank
Total interest income	$2,175,000	3,277
Total interest expense	$775,000	3,020
Net interest income	$1,400,000	3,367
Provision for loan and lease losses	$719,000	486
Total noninterest income	$145,000	4,974
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$114,000	3,214
Trading account gains and fees	$0	134
Additional Noninterest Income	$31,000	6,166
Total noninterest expense	$1,108,000	3,366
Salaries and employee benefits	$539,000	3,664
Premises and equipment expense	$173,000	3,114
Additional noninterest expense	$396,000	2,888
Pre-tax net operating income	$-282,000	9,131
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-282,000	9,175
Extraordinary gains, net	$0	21
Net income	$-282,000	9,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$539,000	471
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-282,000	9,121
2002-12-31 (YTD Data)		Rank
Total interest income	$10,159,000	2,977
Total interest expense	$4,293,000	2,584
Net interest income	$5,866,000	3,203
Provision for loan and lease losses	$1,893,000	783
Total noninterest income	$676,000	4,420
Gross Fiduciary activities income	$108,000	976
Service charges on deposit accounts	$454,000	3,215
Trading account gains and fees	$0	153
Additional Noninterest Income	$114,000	6,167
Total noninterest expense	$3,980,000	3,572
Salaries and employee benefits	$1,985,000	3,762
Premises and equipment expense	$680,000	3,072
Additional noninterest expense	$1,315,000	3,335
Pre-tax net operating income	$669,000	6,193
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$199,000	5,125
Income before extraordinary items	$472,000	6,528
Extraordinary gains, net	$0	70
Net income	$472,000	6,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,453,000	694
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$470,600	6,393
2001-12-31 (YTD Data)		Rank
Total interest income	$12,183,000	2,778
Total interest expense	$6,221,000	2,572
Net interest income	$5,962,000	2,960
Provision for loan and lease losses	$800,000	1,496
Total noninterest income	$786,000	3,898
Gross Fiduciary activities income	$122,000	953
Service charges on deposit accounts	$537,000	2,668
Trading account gains and fees	$0	177
Additional Noninterest Income	$127,000	5,878
Total noninterest expense	$4,071,000	3,376
Salaries and employee benefits	$1,944,000	3,676
Premises and equipment expense	$714,000	2,896
Additional noninterest expense	$1,418,000	3,019
Pre-tax net operating income	$1,877,000	3,326
Securities gains (losses)	$1,000	4,410
Applicable income taxes	$545,000	3,167
Income before extraordinary items	$1,328,000	3,536
Extraordinary gains, net	$0	105
Net income	$1,328,000	3,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$647,000	1,287
Cash dividends	$1,400,000	1,751
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,327,290	3,444
2000-12-31 (YTD Data)		Rank
Total interest income	$11,932,000	2,910
Total interest expense	$6,437,000	2,590
Net interest income	$5,495,000	3,207
Provision for loan and lease losses	$700,000	1,410
Total noninterest income	$691,000	4,033
Gross Fiduciary activities income	$182,000	826
Service charges on deposit accounts	$425,000	3,090
Trading account gains and fees	$0	180
Additional Noninterest Income	$84,000	6,813
Total noninterest expense	$3,401,000	3,812
Salaries and employee benefits	$1,735,000	3,888
Premises and equipment expense	$486,000	3,877
Additional noninterest expense	$1,180,000	3,484
Pre-tax net operating income	$2,085,000	3,220
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$726,000	2,713
Income before extraordinary items	$1,361,000	3,512
Extraordinary gains, net	$0	38
Net income	$1,361,000	3,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	1,950
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,359,700	3,502
1999-12-31 (YTD Data)		Rank
Total interest income	$9,440,000	3,399
Total interest expense	$4,682,000	3,110
Net interest income	$4,758,000	3,608
Provision for loan and lease losses	$575,000	1,581
Total noninterest income	$429,000	5,407
Gross Fiduciary activities income	$88,000	1,015
Service charges on deposit accounts	$277,000	4,214
Trading account gains and fees	$0	173
Additional Noninterest Income	$64,000	7,600
Total noninterest expense	$2,962,000	4,259
Salaries and employee benefits	$1,570,000	4,178
Premises and equipment expense	$411,000	4,437
Additional noninterest expense	$981,000	4,080
Pre-tax net operating income	$1,650,000	3,845
Securities gains (losses)	$0	3,155
Applicable income taxes	$515,000	3,573
Income before extraordinary items	$1,135,000	4,036
Extraordinary gains, net	$0	35
Net income	$1,135,000	4,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$452,000	1,316
Cash dividends	$100,000	6,057
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,135,000	3,999
1998-12-31 (YTD Data)		Rank
Total interest income	$7,979,000	3,943
Total interest expense	$4,066,000	3,631
Net interest income	$3,913,000	4,197
Provision for loan and lease losses	$225,000	3,261
Total noninterest income	$387,000	5,726
Gross Fiduciary activities income	$92,000	1,024
Service charges on deposit accounts	$231,000	4,740
Trading account gains and fees	$0	224
Additional Noninterest Income	$64,000	7,673
Total noninterest expense	$2,497,000	4,785
Salaries and employee benefits	$1,300,000	4,763
Premises and equipment expense	$384,000	4,575
Additional noninterest expense	$813,000	4,624
Pre-tax net operating income	$1,578,000	4,023
Securities gains (losses)	$21,000	2,394
Applicable income taxes	$518,000	3,747
Income before extraordinary items	$1,081,000	4,243
Extraordinary gains, net	$0	32
Net income	$1,081,000	4,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,189
Cash dividends	$600,000	3,104
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,066,720	4,194
1997-12-31 (YTD Data)		Rank
Total interest income	$7,509,000	4,233
Total interest expense	$3,852,000	3,819
Net interest income	$3,657,000	4,567
Provision for loan and lease losses	$130,000	4,446
Total noninterest income	$422,000	5,550
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$223,000	5,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	4,961
Total noninterest expense	$2,205,000	5,282
Salaries and employee benefits	$1,194,000	5,118
Premises and equipment expense	$284,000	5,616
Additional noninterest expense	$727,000	5,074
Pre-tax net operating income	$1,744,000	3,963
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$512,000	4,144
Income before extraordinary items	$1,235,000	3,955
Extraordinary gains, net	$0	44
Net income	$1,235,000	3,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	10,480
Cash dividends	$550,000	3,253
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,232,870	3,894
1996-12-31 (YTD Data)		Rank
Total interest income	$6,906,000	4,633
Total interest expense	$3,434,000	4,261
Net interest income	$3,472,000	4,854
Provision for loan and lease losses	$25,000	7,649
Total noninterest income	$374,000	6,173
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$223,000	5,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	5,947
Total noninterest expense	$2,130,000	5,676
Salaries and employee benefits	$1,133,000	5,469
Premises and equipment expense	$289,000	5,733
Additional noninterest expense	$708,000	5,698
Pre-tax net operating income	$1,691,000	3,950
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$503,000	4,124
Income before extraordinary items	$1,190,000	3,894
Extraordinary gains, net	$0	53
Net income	$1,190,000	3,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,536
Cash dividends	$700,000	2,732
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,188,600	3,854
1995-12-31 (YTD Data)		Rank
Total interest income	$6,110,000	5,123
Total interest expense	$3,069,000	4,660
Net interest income	$3,041,000	5,439
Provision for loan and lease losses	$0	8,958
Total noninterest income	$328,000	6,747
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$197,000	5,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,381
Total noninterest expense	$1,984,000	6,020
Salaries and employee benefits	$1,010,000	6,009
Premises and equipment expense	$275,000	5,986
Additional noninterest expense	$699,000	5,855
Pre-tax net operating income	$1,385,000	4,733
Securities gains (losses)	$-10,000	10,097
Applicable income taxes	$371,000	5,206
Income before extraordinary items	$1,004,000	4,606
Extraordinary gains, net	$0	65
Net income	$1,004,000	4,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	11,740
Cash dividends	$600,000	2,907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,011,300	4,550
1994-12-31 (YTD Data)		Rank
Total interest income	$5,215,000	5,473
Total interest expense	$2,304,000	4,976
Net interest income	$2,911,000	5,726
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$335,000	6,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$197,000	5,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	6,471
Total noninterest expense	$1,995,000	6,207
Salaries and employee benefits	$945,000	6,387
Premises and equipment expense	$285,000	5,938
Additional noninterest expense	$765,000	5,909
Pre-tax net operating income	$1,239,000	5,116
Securities gains (losses)	$-21,000	10,372
Applicable income taxes	$299,000	5,888
Income before extraordinary items	$919,000	4,823
Extraordinary gains, net	$0	249
Net income	$919,000	4,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	11,034
Cash dividends	$400,000	3,689
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$934,750	4,803
1993-12-31 (YTD Data)		Rank
Total interest income	$5,224,000	5,563
Total interest expense	$2,381,000	5,023
Net interest income	$2,843,000	5,894
Provision for loan and lease losses	$125,000	5,103
Total noninterest income	$321,000	7,370
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	6,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	6,969
Total noninterest expense	$1,974,000	6,408
Salaries and employee benefits	$936,000	6,503
Premises and equipment expense	$168,000	8,425
Additional noninterest expense	$870,000	5,522
Pre-tax net operating income	$1,065,000	5,634
Securities gains (losses)	$14,000	5,105
Applicable income taxes	$307,000	5,986
Income before extraordinary items	$772,000	5,718
Extraordinary gains, net	$0	3,149
Net income	$772,000	5,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,873
Cash dividends	$450,000	3,356
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$761,920	5,519
1992-12-31 (YTD Data)		Rank
Total interest income	$5,960,000	5,528
Total interest expense	$3,121,000	4,990
Net interest income	$2,839,000	5,988
Provision for loan and lease losses	$110,000	7,010
Total noninterest income	$304,000	7,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$168,000	6,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	6,990
Total noninterest expense	$1,914,000	6,617
Salaries and employee benefits	$883,000	6,713
Premises and equipment expense	$300,000	5,973
Additional noninterest expense	$731,000	6,544
Pre-tax net operating income	$1,119,000	5,187
Securities gains (losses)	$30,000	4,989
Applicable income taxes	$287,000	6,115
Income before extraordinary items	$862,000	5,071
Extraordinary gains, net	$0	1,422
Net income	$862,000	5,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	13,107
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$839,500	4,863

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.