FNB Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,763,000 | 2,509 |
| Total interest expense | $2,921,000 | 2,645 |
| Net interest income | $9,842,000 | 2,408 |
| Provision for loan and lease losses | $261,000 | 1,782 |
| Total noninterest income | $1,123,000 | 2,605 |
| Gross Fiduciary activities income | $338,000 | 634 |
| Service charges on deposit accounts | $366,000 | 1,990 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $419,000 | 3,134 |
| Total noninterest expense | $7,829,000 | 2,363 |
| Salaries and employee benefits | $4,863,000 | 2,229 |
| Premises and equipment expense | $1,240,000 | 1,761 |
| Additional noninterest expense | $419,000 | 3,134 |
| Pre-tax net operating income | $2,875,000 | 2,561 |
| Securities gains (losses) | $208,000 | 164 |
| Applicable income taxes | $91,000 | 2,841 |
| Income before extraordinary items | $2,992,000 | 2,346 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,992,000 | 2,370 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,992,000 | 2,349 |
| Net charge-offs | $261,000 | 1,037 |
| Cash dividends | $2,200,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,790,240 | 2,440 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 2,505 |
| Total interest expense | $2,092,000 | 2,595 |
| Net interest income | $7,304,000 | 2,435 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $733,000 | 2,773 |
| Gross Fiduciary activities income | $215,000 | 645 |
| Service charges on deposit accounts | $276,000 | 1,986 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $242,000 | 3,350 |
| Total noninterest expense | $5,808,000 | 2,374 |
| Salaries and employee benefits | $3,575,000 | 2,245 |
| Premises and equipment expense | $980,000 | 1,707 |
| Additional noninterest expense | $242,000 | 3,349 |
| Pre-tax net operating income | $2,229,000 | 2,573 |
| Securities gains (losses) | $10,000 | 615 |
| Applicable income taxes | $70,000 | 2,889 |
| Income before extraordinary items | $2,169,000 | 2,424 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,169,000 | 2,447 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,169,000 | 2,426 |
| Net charge-offs | $-12,000 | 3,870 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,159,300 | 2,450 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 2,487 |
| Total interest expense | $1,301,000 | 2,522 |
| Net interest income | $4,916,000 | 2,442 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $488,000 | 2,731 |
| Gross Fiduciary activities income | $139,000 | 643 |
| Service charges on deposit accounts | $177,000 | 2,014 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $172,000 | 3,302 |
| Total noninterest expense | $3,827,000 | 2,387 |
| Salaries and employee benefits | $2,375,000 | 2,253 |
| Premises and equipment expense | $683,000 | 1,649 |
| Additional noninterest expense | $172,000 | 3,293 |
| Pre-tax net operating income | $1,577,000 | 2,530 |
| Securities gains (losses) | $42,000 | 297 |
| Applicable income taxes | $42,000 | 2,958 |
| Income before extraordinary items | $1,577,000 | 2,351 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,577,000 | 2,378 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,577,000 | 2,351 |
| Net charge-offs | $-8,000 | 3,857 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,536,260 | 2,397 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 2,486 |
| Total interest expense | $611,000 | 2,402 |
| Net interest income | $2,497,000 | 2,432 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $209,000 | 2,905 |
| Gross Fiduciary activities income | $55,000 | 689 |
| Service charges on deposit accounts | $73,000 | 2,232 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $81,000 | 3,340 |
| Total noninterest expense | $1,950,000 | 2,376 |
| Salaries and employee benefits | $1,209,000 | 2,261 |
| Premises and equipment expense | $375,000 | 1,559 |
| Additional noninterest expense | $81,000 | 3,340 |
| Pre-tax net operating income | $756,000 | 2,616 |
| Securities gains (losses) | $25,000 | 387 |
| Applicable income taxes | $21,000 | 2,950 |
| Income before extraordinary items | $760,000 | 2,436 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $760,000 | 2,436 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $760,000 | 2,436 |
| Net charge-offs | $-8,000 | 3,980 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $735,750 | 2,495 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 2,537 |
| Total interest expense | $978,000 | 2,446 |
| Net interest income | $8,904,000 | 2,524 |
| Provision for loan and lease losses | $50,000 | 2,541 |
| Total noninterest income | $1,541,000 | 2,312 |
| Gross Fiduciary activities income | $237,000 | 690 |
| Service charges on deposit accounts | $402,000 | 1,948 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $902,000 | 2,439 |
| Total noninterest expense | $7,242,000 | 2,462 |
| Salaries and employee benefits | $4,682,000 | 2,276 |
| Premises and equipment expense | $1,170,000 | 1,846 |
| Additional noninterest expense | $902,000 | 2,439 |
| Pre-tax net operating income | $3,153,000 | 2,594 |
| Securities gains (losses) | $-361,000 | 4,249 |
| Applicable income taxes | $71,000 | 3,134 |
| Income before extraordinary items | $2,721,000 | 2,572 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,721,000 | 2,569 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,721,000 | 2,571 |
| Net charge-offs | $208,000 | 909 |
| Cash dividends | $2,300,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,071,170 | 2,456 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 2,578 |
| Total interest expense | $552,000 | 2,547 |
| Net interest income | $6,392,000 | 2,557 |
| Provision for loan and lease losses | $50,000 | 2,233 |
| Total noninterest income | $1,251,000 | 2,262 |
| Gross Fiduciary activities income | $160,000 | 696 |
| Service charges on deposit accounts | $294,000 | 1,985 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $797,000 | 2,310 |
| Total noninterest expense | $5,487,000 | 2,436 |
| Salaries and employee benefits | $3,563,000 | 2,258 |
| Premises and equipment expense | $917,000 | 1,803 |
| Additional noninterest expense | $797,000 | 2,310 |
| Pre-tax net operating income | $2,106,000 | 2,721 |
| Securities gains (losses) | $-375,000 | 4,449 |
| Applicable income taxes | $36,000 | 3,271 |
| Income before extraordinary items | $1,695,000 | 2,785 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,695,000 | 2,783 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,695,000 | 2,784 |
| Net charge-offs | $132,000 | 829 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,062,500 | 2,579 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 2,627 |
| Total interest expense | $291,000 | 2,691 |
| Net interest income | $4,066,000 | 2,598 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $974,000 | 2,094 |
| Gross Fiduciary activities income | $100,000 | 668 |
| Service charges on deposit accounts | $187,000 | 2,040 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $687,000 | 2,063 |
| Total noninterest expense | $3,682,000 | 2,412 |
| Salaries and employee benefits | $2,381,000 | 2,252 |
| Premises and equipment expense | $649,000 | 1,733 |
| Additional noninterest expense | $652,000 | 3,302 |
| Pre-tax net operating income | $1,358,000 | 2,683 |
| Securities gains (losses) | $-307,000 | 4,524 |
| Applicable income taxes | $24,000 | 3,203 |
| Income before extraordinary items | $1,027,000 | 2,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,027,000 | 2,796 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,027,000 | 2,798 |
| Net charge-offs | $96,000 | 743 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,327,860 | 2,536 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 2,692 |
| Total interest expense | $119,000 | 2,952 |
| Net interest income | $1,908,000 | 2,650 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $301,000 | 2,590 |
| Gross Fiduciary activities income | $68,000 | 642 |
| Service charges on deposit accounts | $95,000 | 2,004 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $138,000 | 2,962 |
| Total noninterest expense | $1,854,000 | 2,408 |
| Salaries and employee benefits | $1,234,000 | 2,192 |
| Premises and equipment expense | $321,000 | 1,756 |
| Additional noninterest expense | $299,000 | 3,420 |
| Pre-tax net operating income | $355,000 | 3,255 |
| Securities gains (losses) | $-158,000 | 4,578 |
| Applicable income taxes | $12,000 | 3,083 |
| Income before extraordinary items | $185,000 | 3,692 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $185,000 | 3,691 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $185,000 | 3,692 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $333,520 | 3,183 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 2,570 |
| Total interest expense | $348,000 | 3,591 |
| Net interest income | $8,930,000 | 2,480 |
| Provision for loan and lease losses | $175,000 | 1,845 |
| Total noninterest income | $1,119,000 | 2,848 |
| Gross Fiduciary activities income | $224,000 | 657 |
| Service charges on deposit accounts | $425,000 | 1,787 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $470,000 | 3,312 |
| Total noninterest expense | $7,266,000 | 2,417 |
| Salaries and employee benefits | $4,716,000 | 2,239 |
| Premises and equipment expense | $1,125,000 | 1,898 |
| Additional noninterest expense | $1,425,000 | 3,175 |
| Pre-tax net operating income | $2,608,000 | 2,854 |
| Securities gains (losses) | $71,000 | 994 |
| Applicable income taxes | $71,000 | 3,182 |
| Income before extraordinary items | $2,608,000 | 2,712 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,608,000 | 2,713 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,608,000 | 2,713 |
| Net charge-offs | $5,000 | 2,441 |
| Cash dividends | $1,800,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,539,130 | 2,723 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 2,606 |
| Total interest expense | $253,000 | 3,724 |
| Net interest income | $6,760,000 | 2,507 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $784,000 | 2,966 |
| Gross Fiduciary activities income | $153,000 | 660 |
| Service charges on deposit accounts | $310,000 | 1,809 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $321,000 | 3,452 |
| Total noninterest expense | $5,413,000 | 2,441 |
| Salaries and employee benefits | $3,473,000 | 2,274 |
| Premises and equipment expense | $840,000 | 1,935 |
| Additional noninterest expense | $1,100,000 | 3,154 |
| Pre-tax net operating income | $2,031,000 | 2,914 |
| Securities gains (losses) | $50,000 | 1,056 |
| Applicable income taxes | $78,000 | 3,026 |
| Income before extraordinary items | $2,003,000 | 2,799 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,003,000 | 2,799 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,003,000 | 2,799 |
| Net charge-offs | $5,000 | 2,152 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,955,000 | 2,804 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 2,587 |
| Total interest expense | $169,000 | 3,794 |
| Net interest income | $4,564,000 | 2,486 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $586,000 | 2,817 |
| Gross Fiduciary activities income | $94,000 | 675 |
| Service charges on deposit accounts | $197,000 | 1,824 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $295,000 | 3,144 |
| Total noninterest expense | $3,570,000 | 2,455 |
| Salaries and employee benefits | $2,280,000 | 2,296 |
| Premises and equipment expense | $566,000 | 1,913 |
| Additional noninterest expense | $724,000 | 3,165 |
| Pre-tax net operating income | $1,580,000 | 2,710 |
| Securities gains (losses) | $42,000 | 946 |
| Applicable income taxes | $58,000 | 2,976 |
| Income before extraordinary items | $1,564,000 | 2,562 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,564,000 | 2,561 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,564,000 | 2,562 |
| Net charge-offs | $7,000 | 1,839 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,523,680 | 2,573 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 2,673 |
| Total interest expense | $88,000 | 3,815 |
| Net interest income | $2,152,000 | 2,558 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $298,000 | 2,807 |
| Gross Fiduciary activities income | $56,000 | 661 |
| Service charges on deposit accounts | $98,000 | 1,805 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $144,000 | 3,155 |
| Total noninterest expense | $1,839,000 | 2,387 |
| Salaries and employee benefits | $1,141,000 | 2,293 |
| Premises and equipment expense | $312,000 | 1,791 |
| Additional noninterest expense | $386,000 | 3,006 |
| Pre-tax net operating income | $611,000 | 3,019 |
| Securities gains (losses) | $21,000 | 866 |
| Applicable income taxes | $34,000 | 2,861 |
| Income before extraordinary items | $598,000 | 2,911 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $598,000 | 2,910 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $598,000 | 2,911 |
| Net charge-offs | $15,000 | 1,237 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $578,050 | 2,920 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 2,726 |
| Total interest expense | $554,000 | 3,721 |
| Net interest income | $8,199,000 | 2,581 |
| Provision for loan and lease losses | $200,000 | 3,026 |
| Total noninterest income | $1,376,000 | 2,526 |
| Gross Fiduciary activities income | $243,000 | 659 |
| Service charges on deposit accounts | $459,000 | 1,703 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $674,000 | 2,851 |
| Total noninterest expense | $6,672,000 | 2,540 |
| Salaries and employee benefits | $4,419,000 | 2,326 |
| Premises and equipment expense | $920,000 | 2,141 |
| Additional noninterest expense | $1,333,000 | 3,233 |
| Pre-tax net operating income | $2,703,000 | 2,557 |
| Securities gains (losses) | $27,000 | 1,983 |
| Applicable income taxes | $122,000 | 2,851 |
| Income before extraordinary items | $2,608,000 | 2,491 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,608,000 | 2,491 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,608,000 | 2,491 |
| Net charge-offs | $25,000 | 2,728 |
| Cash dividends | $1,800,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,582,080 | 2,452 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 2,755 |
| Total interest expense | $457,000 | 3,702 |
| Net interest income | $6,049,000 | 2,613 |
| Provision for loan and lease losses | $200,000 | 2,745 |
| Total noninterest income | $1,077,000 | 2,440 |
| Gross Fiduciary activities income | $158,000 | 661 |
| Service charges on deposit accounts | $355,000 | 1,672 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $564,000 | 2,721 |
| Total noninterest expense | $4,947,000 | 2,531 |
| Salaries and employee benefits | $3,224,000 | 2,350 |
| Premises and equipment expense | $715,000 | 2,087 |
| Additional noninterest expense | $1,008,000 | 3,211 |
| Pre-tax net operating income | $1,979,000 | 2,595 |
| Securities gains (losses) | $-6,000 | 4,734 |
| Applicable income taxes | $99,000 | 2,807 |
| Income before extraordinary items | $1,874,000 | 2,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,874,000 | 2,527 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,874,000 | 2,527 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,879,700 | 2,477 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 2,784 |
| Total interest expense | $345,000 | 3,657 |
| Net interest income | $4,023,000 | 2,627 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $786,000 | 2,284 |
| Gross Fiduciary activities income | $109,000 | 659 |
| Service charges on deposit accounts | $244,000 | 1,662 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $433,000 | 2,523 |
| Total noninterest expense | $3,290,000 | 2,531 |
| Salaries and employee benefits | $2,122,000 | 2,368 |
| Premises and equipment expense | $477,000 | 2,084 |
| Additional noninterest expense | $691,000 | 3,165 |
| Pre-tax net operating income | $1,419,000 | 2,464 |
| Securities gains (losses) | $-37,000 | 4,901 |
| Applicable income taxes | $73,000 | 2,708 |
| Income before extraordinary items | $1,309,000 | 2,432 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,309,000 | 2,431 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,309,000 | 2,432 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,344,150 | 2,361 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 2,787 |
| Total interest expense | $208,000 | 3,543 |
| Net interest income | $1,973,000 | 2,622 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $552,000 | 1,844 |
| Gross Fiduciary activities income | $57,000 | 664 |
| Service charges on deposit accounts | $140,000 | 1,712 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $355,000 | 1,844 |
| Total noninterest expense | $1,671,000 | 2,535 |
| Salaries and employee benefits | $1,058,000 | 2,387 |
| Premises and equipment expense | $250,000 | 2,052 |
| Additional noninterest expense | $363,000 | 3,115 |
| Pre-tax net operating income | $754,000 | 2,234 |
| Securities gains (losses) | $-116,000 | 4,986 |
| Applicable income taxes | $33,000 | 2,648 |
| Income before extraordinary items | $605,000 | 2,393 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $605,000 | 2,392 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $605,000 | 2,393 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $715,200 | 2,102 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 2,780 |
| Total interest expense | $1,287,000 | 2,950 |
| Net interest income | $7,647,000 | 2,702 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $1,066,000 | 2,735 |
| Gross Fiduciary activities income | $210,000 | 685 |
| Service charges on deposit accounts | $594,000 | 1,679 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $262,000 | 3,704 |
| Total noninterest expense | $6,484,000 | 2,565 |
| Salaries and employee benefits | $4,126,000 | 2,382 |
| Premises and equipment expense | $945,000 | 2,108 |
| Additional noninterest expense | $1,413,000 | 3,201 |
| Pre-tax net operating income | $2,029,000 | 3,006 |
| Securities gains (losses) | $76,000 | 1,074 |
| Applicable income taxes | $61,000 | 3,228 |
| Income before extraordinary items | $2,044,000 | 2,871 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,044,000 | 2,871 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,044,000 | 2,872 |
| Net charge-offs | $56,000 | 2,575 |
| Cash dividends | $1,500,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,970,280 | 2,881 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 2,819 |
| Total interest expense | $1,018,000 | 2,900 |
| Net interest income | $5,659,000 | 2,768 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $776,000 | 2,791 |
| Gross Fiduciary activities income | $149,000 | 684 |
| Service charges on deposit accounts | $454,000 | 1,672 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $173,000 | 3,860 |
| Total noninterest expense | $4,955,000 | 2,551 |
| Salaries and employee benefits | $3,188,000 | 2,354 |
| Premises and equipment expense | $711,000 | 2,119 |
| Additional noninterest expense | $1,056,000 | 3,233 |
| Pre-tax net operating income | $1,280,000 | 3,309 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $36,000 | 3,375 |
| Income before extraordinary items | $1,244,000 | 3,205 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,244,000 | 3,204 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,244,000 | 3,205 |
| Net charge-offs | $61,000 | 2,092 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,244,000 | 3,183 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 2,833 |
| Total interest expense | $657,000 | 2,933 |
| Net interest income | $3,762,000 | 2,779 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $520,000 | 2,754 |
| Gross Fiduciary activities income | $87,000 | 697 |
| Service charges on deposit accounts | $300,000 | 1,659 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $133,000 | 3,714 |
| Total noninterest expense | $3,331,000 | 2,556 |
| Salaries and employee benefits | $2,140,000 | 2,359 |
| Premises and equipment expense | $482,000 | 2,113 |
| Additional noninterest expense | $709,000 | 3,244 |
| Pre-tax net operating income | $851,000 | 3,311 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $20,000 | 3,439 |
| Income before extraordinary items | $831,000 | 3,194 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $831,000 | 3,192 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $831,000 | 3,192 |
| Net charge-offs | $98,000 | 1,422 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $831,000 | 3,166 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 2,855 |
| Total interest expense | $310,000 | 2,989 |
| Net interest income | $1,889,000 | 2,792 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $271,000 | 2,645 |
| Gross Fiduciary activities income | $52,000 | 693 |
| Service charges on deposit accounts | $148,000 | 1,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 3,636 |
| Total noninterest expense | $1,706,000 | 2,530 |
| Salaries and employee benefits | $1,028,000 | 2,443 |
| Premises and equipment expense | $312,000 | 1,786 |
| Additional noninterest expense | $366,000 | 3,188 |
| Pre-tax net operating income | $454,000 | 3,204 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $9,000 | 3,424 |
| Income before extraordinary items | $445,000 | 3,062 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $445,000 | 3,059 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $445,000 | 3,061 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $445,000 | 3,049 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 2,908 |
| Total interest expense | $969,000 | 2,979 |
| Net interest income | $7,166,000 | 2,850 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $1,219,000 | 2,595 |
| Gross Fiduciary activities income | $186,000 | 713 |
| Service charges on deposit accounts | $603,000 | 1,732 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $430,000 | 3,265 |
| Total noninterest expense | $6,339,000 | 2,626 |
| Salaries and employee benefits | $3,913,000 | 2,488 |
| Premises and equipment expense | $1,050,000 | 1,981 |
| Additional noninterest expense | $1,376,000 | 3,334 |
| Pre-tax net operating income | $1,946,000 | 3,180 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $52,000 | 3,353 |
| Income before extraordinary items | $1,894,000 | 3,008 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,894,000 | 3,007 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,894,000 | 3,007 |
| Net charge-offs | $30,000 | 2,911 |
| Cash dividends | $1,800,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,894,000 | 3,009 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 2,940 |
| Total interest expense | $650,000 | 3,081 |
| Net interest income | $5,340,000 | 2,876 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $952,000 | 2,576 |
| Gross Fiduciary activities income | $138,000 | 705 |
| Service charges on deposit accounts | $458,000 | 1,736 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,167 |
| Total noninterest expense | $4,605,000 | 2,692 |
| Salaries and employee benefits | $2,963,000 | 2,472 |
| Premises and equipment expense | $650,000 | 2,260 |
| Additional noninterest expense | $992,000 | 3,417 |
| Pre-tax net operating income | $1,587,000 | 3,106 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $19,000 | 3,648 |
| Income before extraordinary items | $1,568,000 | 2,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,568,000 | 2,915 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,568,000 | 2,915 |
| Net charge-offs | $25,000 | 2,593 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,568,000 | 2,906 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 2,974 |
| Total interest expense | $371,000 | 3,240 |
| Net interest income | $3,536,000 | 2,900 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $664,000 | 2,510 |
| Gross Fiduciary activities income | $83,000 | 723 |
| Service charges on deposit accounts | $304,000 | 1,726 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $277,000 | 2,998 |
| Total noninterest expense | $3,039,000 | 2,725 |
| Salaries and employee benefits | $1,978,000 | 2,488 |
| Premises and equipment expense | $428,000 | 2,306 |
| Additional noninterest expense | $633,000 | 3,515 |
| Pre-tax net operating income | $1,061,000 | 3,071 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $19,000 | 3,531 |
| Income before extraordinary items | $1,042,000 | 2,884 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,042,000 | 2,883 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,042,000 | 2,883 |
| Net charge-offs | $104,000 | 1,297 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,042,000 | 2,875 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 3,119 |
| Total interest expense | $166,000 | 3,367 |
| Net interest income | $1,633,000 | 3,050 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $394,000 | 2,273 |
| Gross Fiduciary activities income | $46,000 | 724 |
| Service charges on deposit accounts | $152,000 | 1,734 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $196,000 | 2,513 |
| Total noninterest expense | $1,534,000 | 2,747 |
| Salaries and employee benefits | $991,000 | 2,523 |
| Premises and equipment expense | $204,000 | 2,417 |
| Additional noninterest expense | $339,000 | 3,406 |
| Pre-tax net operating income | $493,000 | 3,118 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $19,000 | 3,269 |
| Income before extraordinary items | $474,000 | 2,981 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $474,000 | 2,983 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $474,000 | 2,982 |
| Net charge-offs | $104,000 | 837 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $474,000 | 2,975 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 3,035 |
| Total interest expense | $595,000 | 3,397 |
| Net interest income | $6,760,000 | 2,963 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,286,000 | 2,599 |
| Gross Fiduciary activities income | $193,000 | 720 |
| Service charges on deposit accounts | $606,000 | 1,759 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $487,000 | 3,190 |
| Total noninterest expense | $5,804,000 | 2,830 |
| Salaries and employee benefits | $3,627,000 | 2,638 |
| Premises and equipment expense | $867,000 | 2,324 |
| Additional noninterest expense | $1,310,000 | 3,482 |
| Pre-tax net operating income | $2,242,000 | 2,934 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $104,000 | 3,268 |
| Income before extraordinary items | $2,138,000 | 2,578 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,138,000 | 2,578 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,138,000 | 2,578 |
| Net charge-offs | $246,000 | 1,653 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,138,000 | 2,556 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,076 |
| Total interest expense | $427,000 | 3,473 |
| Net interest income | $5,019,000 | 2,996 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $865,000 | 2,775 |
| Gross Fiduciary activities income | $134,000 | 730 |
| Service charges on deposit accounts | $456,000 | 1,767 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $275,000 | 3,590 |
| Total noninterest expense | $4,383,000 | 2,833 |
| Salaries and employee benefits | $2,764,000 | 2,635 |
| Premises and equipment expense | $647,000 | 2,330 |
| Additional noninterest expense | $972,000 | 3,514 |
| Pre-tax net operating income | $1,501,000 | 3,176 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,501,000 | 2,862 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,501,000 | 2,861 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,501,000 | 2,862 |
| Net charge-offs | $243,000 | 1,260 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,501,000 | 2,843 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 3,109 |
| Total interest expense | $255,000 | 3,632 |
| Net interest income | $3,302,000 | 3,012 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $567,000 | 2,793 |
| Gross Fiduciary activities income | $81,000 | 741 |
| Service charges on deposit accounts | $299,000 | 1,767 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $187,000 | 3,570 |
| Total noninterest expense | $2,943,000 | 2,843 |
| Salaries and employee benefits | $1,850,000 | 2,641 |
| Premises and equipment expense | $429,000 | 2,352 |
| Additional noninterest expense | $664,000 | 3,489 |
| Pre-tax net operating income | $926,000 | 3,250 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $926,000 | 2,933 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $926,000 | 2,933 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $926,000 | 2,933 |
| Net charge-offs | $162,000 | 1,191 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $926,000 | 2,913 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,126 |
| Total interest expense | $107,000 | 3,912 |
| Net interest income | $1,654,000 | 3,013 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $283,000 | 2,782 |
| Gross Fiduciary activities income | $43,000 | 745 |
| Service charges on deposit accounts | $146,000 | 1,793 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,554 |
| Total noninterest expense | $1,481,000 | 2,851 |
| Salaries and employee benefits | $917,000 | 2,691 |
| Premises and equipment expense | $229,000 | 2,282 |
| Additional noninterest expense | $335,000 | 3,484 |
| Pre-tax net operating income | $456,000 | 3,231 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $456,000 | 2,909 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $456,000 | 2,909 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $456,000 | 2,909 |
| Net charge-offs | $174,000 | 658 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $456,000 | 2,890 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,814,000 | 3,180 |
| Total interest expense | $394,000 | 4,048 |
| Net interest income | $6,420,000 | 3,055 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,253,000 | 2,713 |
| Gross Fiduciary activities income | $175,000 | 748 |
| Service charges on deposit accounts | $654,000 | 1,705 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $424,000 | 3,477 |
| Total noninterest expense | $5,630,000 | 2,956 |
| Salaries and employee benefits | $3,458,000 | 2,776 |
| Premises and equipment expense | $841,000 | 2,405 |
| Additional noninterest expense | $1,331,000 | 3,589 |
| Pre-tax net operating income | $2,043,000 | 3,018 |
| Securities gains (losses) | $201,000 | 874 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,244,000 | 2,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,244,000 | 2,594 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,244,000 | 2,595 |
| Net charge-offs | $-73,000 | 5,451 |
| Cash dividends | $2,755,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,043,000 | 2,698 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 3,235 |
| Total interest expense | $293,000 | 4,091 |
| Net interest income | $4,694,000 | 3,113 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $906,000 | 2,773 |
| Gross Fiduciary activities income | $123,000 | 749 |
| Service charges on deposit accounts | $505,000 | 1,668 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $278,000 | 3,685 |
| Total noninterest expense | $4,273,000 | 2,938 |
| Salaries and employee benefits | $2,591,000 | 2,770 |
| Premises and equipment expense | $641,000 | 2,390 |
| Additional noninterest expense | $1,041,000 | 3,524 |
| Pre-tax net operating income | $1,327,000 | 3,307 |
| Securities gains (losses) | $207,000 | 781 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,534,000 | 2,787 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,534,000 | 2,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,534,000 | 2,787 |
| Net charge-offs | $-29,000 | 5,201 |
| Cash dividends | $1,555,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,327,000 | 2,972 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 3,276 |
| Total interest expense | $192,000 | 4,153 |
| Net interest income | $3,079,000 | 3,159 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $597,000 | 2,760 |
| Gross Fiduciary activities income | $81,000 | 760 |
| Service charges on deposit accounts | $340,000 | 1,636 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,770 |
| Total noninterest expense | $2,835,000 | 2,958 |
| Salaries and employee benefits | $1,729,000 | 2,798 |
| Premises and equipment expense | $405,000 | 2,490 |
| Additional noninterest expense | $701,000 | 3,526 |
| Pre-tax net operating income | $841,000 | 3,381 |
| Securities gains (losses) | $51,000 | 1,407 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $892,000 | 2,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $892,000 | 2,979 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $892,000 | 2,980 |
| Net charge-offs | $-25,000 | 5,283 |
| Cash dividends | $55,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $841,000 | 3,029 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,258 |
| Total interest expense | $94,000 | 4,215 |
| Net interest income | $1,564,000 | 3,137 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $301,000 | 2,720 |
| Gross Fiduciary activities income | $40,000 | 768 |
| Service charges on deposit accounts | $166,000 | 1,657 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $95,000 | 3,625 |
| Total noninterest expense | $1,439,000 | 2,955 |
| Salaries and employee benefits | $884,000 | 2,759 |
| Premises and equipment expense | $199,000 | 2,551 |
| Additional noninterest expense | $356,000 | 3,506 |
| Pre-tax net operating income | $426,000 | 3,295 |
| Securities gains (losses) | $51,000 | 815 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $477,000 | 2,828 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $477,000 | 2,827 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $477,000 | 2,828 |
| Net charge-offs | $-17,000 | 5,410 |
| Cash dividends | $55,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $426,000 | 2,950 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 3,265 |
| Total interest expense | $367,000 | 4,312 |
| Net interest income | $6,155,000 | 3,137 |
| Provision for loan and lease losses | $-1,375,000 | 6,072 |
| Total noninterest income | $1,292,000 | 2,686 |
| Gross Fiduciary activities income | $172,000 | 769 |
| Service charges on deposit accounts | $599,000 | 1,834 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $521,000 | 3,224 |
| Total noninterest expense | $5,812,000 | 2,922 |
| Salaries and employee benefits | $3,301,000 | 2,856 |
| Premises and equipment expense | $792,000 | 2,581 |
| Additional noninterest expense | $1,719,000 | 3,105 |
| Pre-tax net operating income | $3,010,000 | 2,323 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,029,000 | 2,039 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,029,000 | 2,040 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,029,000 | 2,041 |
| Net charge-offs | $-1,089,000 | 6,107 |
| Cash dividends | $2,950,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,010,000 | 2,014 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 3,338 |
| Total interest expense | $275,000 | 4,372 |
| Net interest income | $4,529,000 | 3,198 |
| Provision for loan and lease losses | $-650,000 | 6,115 |
| Total noninterest income | $923,000 | 2,769 |
| Gross Fiduciary activities income | $130,000 | 767 |
| Service charges on deposit accounts | $440,000 | 1,878 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 3,379 |
| Total noninterest expense | $4,501,000 | 2,877 |
| Salaries and employee benefits | $2,469,000 | 2,871 |
| Premises and equipment expense | $633,000 | 2,485 |
| Additional noninterest expense | $1,399,000 | 2,940 |
| Pre-tax net operating income | $1,601,000 | 2,959 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,620,000 | 2,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,620,000 | 2,638 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,620,000 | 2,639 |
| Net charge-offs | $-361,000 | 6,062 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,601,000 | 2,607 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 3,400 |
| Total interest expense | $183,000 | 4,407 |
| Net interest income | $2,946,000 | 3,262 |
| Provision for loan and lease losses | $-650,000 | 6,225 |
| Total noninterest income | $599,000 | 2,825 |
| Gross Fiduciary activities income | $85,000 | 778 |
| Service charges on deposit accounts | $291,000 | 1,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,470 |
| Total noninterest expense | $3,002,000 | 2,884 |
| Salaries and employee benefits | $1,603,000 | 2,933 |
| Premises and equipment expense | $413,000 | 2,532 |
| Additional noninterest expense | $986,000 | 2,834 |
| Pre-tax net operating income | $1,193,000 | 2,742 |
| Securities gains (losses) | $19,000 | 1,735 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,212,000 | 2,420 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,212,000 | 2,422 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,212,000 | 2,422 |
| Net charge-offs | $-359,000 | 6,168 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,193,000 | 2,387 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,502 |
| Total interest expense | $98,000 | 4,326 |
| Net interest income | $1,396,000 | 3,385 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $316,000 | 2,716 |
| Gross Fiduciary activities income | $42,000 | 786 |
| Service charges on deposit accounts | $139,000 | 1,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 3,176 |
| Total noninterest expense | $1,512,000 | 2,884 |
| Salaries and employee benefits | $795,000 | 2,981 |
| Premises and equipment expense | $187,000 | 2,781 |
| Additional noninterest expense | $530,000 | 2,672 |
| Pre-tax net operating income | $200,000 | 4,436 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $200,000 | 4,299 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $200,000 | 4,301 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $200,000 | 4,302 |
| Net charge-offs | $-31,000 | 5,819 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $200,000 | 4,219 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,156,000 | 3,470 |
| Total interest expense | $607,000 | 3,608 |
| Net interest income | $5,549,000 | 3,417 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,433,000 | 2,584 |
| Gross Fiduciary activities income | $178,000 | 791 |
| Service charges on deposit accounts | $549,000 | 2,122 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $706,000 | 2,805 |
| Total noninterest expense | $5,971,000 | 2,928 |
| Salaries and employee benefits | $3,204,000 | 2,959 |
| Premises and equipment expense | $734,000 | 2,819 |
| Additional noninterest expense | $2,033,000 | 2,846 |
| Pre-tax net operating income | $1,011,000 | 4,117 |
| Securities gains (losses) | $59,000 | 1,621 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,070,000 | 3,838 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,070,000 | 3,838 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,070,000 | 3,839 |
| Net charge-offs | $351,000 | 1,854 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,011,000 | 3,892 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 3,487 |
| Total interest expense | $453,000 | 3,691 |
| Net interest income | $4,191,000 | 3,426 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,092,000 | 2,578 |
| Gross Fiduciary activities income | $142,000 | 774 |
| Service charges on deposit accounts | $415,000 | 2,115 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $535,000 | 2,816 |
| Total noninterest expense | $4,448,000 | 2,951 |
| Salaries and employee benefits | $2,436,000 | 2,933 |
| Premises and equipment expense | $540,000 | 2,890 |
| Additional noninterest expense | $1,472,000 | 2,923 |
| Pre-tax net operating income | $835,000 | 4,060 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $845,000 | 3,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $845,000 | 3,818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $845,000 | 3,819 |
| Net charge-offs | $356,000 | 1,448 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $835,000 | 3,784 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 3,516 |
| Total interest expense | $299,000 | 3,740 |
| Net interest income | $2,760,000 | 3,449 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $641,000 | 2,735 |
| Gross Fiduciary activities income | $85,000 | 798 |
| Service charges on deposit accounts | $273,000 | 2,106 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $283,000 | 3,119 |
| Total noninterest expense | $2,886,000 | 3,020 |
| Salaries and employee benefits | $1,505,000 | 3,107 |
| Premises and equipment expense | $365,000 | 2,885 |
| Additional noninterest expense | $1,016,000 | 2,841 |
| Pre-tax net operating income | $515,000 | 4,128 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $525,000 | 3,861 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $525,000 | 3,866 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $525,000 | 3,867 |
| Net charge-offs | $381,000 | 1,075 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $515,000 | 3,845 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 3,641 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $1,310,000 | 3,577 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $311,000 | 2,750 |
| Gross Fiduciary activities income | $52,000 | 772 |
| Service charges on deposit accounts | $133,000 | 2,134 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $126,000 | 3,228 |
| Total noninterest expense | $1,445,000 | 3,038 |
| Salaries and employee benefits | $739,000 | 3,172 |
| Premises and equipment expense | $180,000 | 2,964 |
| Additional noninterest expense | $526,000 | 2,772 |
| Pre-tax net operating income | $176,000 | 4,667 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $186,000 | 4,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 4,377 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $186,000 | 4,378 |
| Net charge-offs | $269,000 | 777 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $176,000 | 4,403 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 3,808 |
| Total interest expense | $624,000 | 4,006 |
| Net interest income | $4,950,000 | 3,722 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,369,000 | 2,733 |
| Gross Fiduciary activities income | $171,000 | 800 |
| Service charges on deposit accounts | $566,000 | 2,171 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $632,000 | 3,034 |
| Total noninterest expense | $6,135,000 | 2,937 |
| Salaries and employee benefits | $3,037,000 | 3,080 |
| Premises and equipment expense | $774,000 | 2,766 |
| Additional noninterest expense | $2,324,000 | 2,631 |
| Pre-tax net operating income | $184,000 | 5,755 |
| Securities gains (losses) | $256,000 | 771 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $440,000 | 5,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $440,000 | 5,048 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $440,000 | 5,048 |
| Net charge-offs | $515,000 | 1,986 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $184,000 | 5,697 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 3,866 |
| Total interest expense | $473,000 | 4,063 |
| Net interest income | $3,662,000 | 3,784 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,053,000 | 2,738 |
| Gross Fiduciary activities income | $131,000 | 790 |
| Service charges on deposit accounts | $426,000 | 2,165 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $496,000 | 3,035 |
| Total noninterest expense | $4,579,000 | 2,955 |
| Salaries and employee benefits | $2,205,000 | 3,172 |
| Premises and equipment expense | $602,000 | 2,724 |
| Additional noninterest expense | $1,772,000 | 2,589 |
| Pre-tax net operating income | $136,000 | 5,876 |
| Securities gains (losses) | $336,000 | 583 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $472,000 | 4,677 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $472,000 | 4,679 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $472,000 | 4,680 |
| Net charge-offs | $297,000 | 2,127 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $136,000 | 5,818 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 3,897 |
| Total interest expense | $317,000 | 4,116 |
| Net interest income | $2,419,000 | 3,799 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $676,000 | 2,825 |
| Gross Fiduciary activities income | $87,000 | 803 |
| Service charges on deposit accounts | $281,000 | 2,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $308,000 | 3,169 |
| Total noninterest expense | $3,115,000 | 2,914 |
| Salaries and employee benefits | $1,518,000 | 3,129 |
| Premises and equipment expense | $447,000 | 2,500 |
| Additional noninterest expense | $1,150,000 | 2,638 |
| Pre-tax net operating income | $-20,000 | 6,359 |
| Securities gains (losses) | $232,000 | 676 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $212,000 | 5,198 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $212,000 | 5,200 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $212,000 | 5,201 |
| Net charge-offs | $247,000 | 1,882 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-20,000 | 6,364 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,008 |
| Total interest expense | $159,000 | 4,201 |
| Net interest income | $1,164,000 | 3,906 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $328,000 | 2,877 |
| Gross Fiduciary activities income | $39,000 | 824 |
| Service charges on deposit accounts | $134,000 | 2,222 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 3,131 |
| Total noninterest expense | $1,611,000 | 2,858 |
| Salaries and employee benefits | $775,000 | 3,120 |
| Premises and equipment expense | $229,000 | 2,476 |
| Additional noninterest expense | $607,000 | 2,517 |
| Pre-tax net operating income | $-119,000 | 6,641 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-119,000 | 6,679 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-119,000 | 6,680 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-119,000 | 6,680 |
| Net charge-offs | $86,000 | 2,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-119,000 | 6,650 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 2,964 |
| Total interest expense | $804,000 | 4,110 |
| Net interest income | $7,659,000 | 2,755 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $7,382,000 | 849 |
| Gross Fiduciary activities income | $197,000 | 792 |
| Service charges on deposit accounts | $737,000 | 1,813 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,448,000 | 665 |
| Total noninterest expense | $8,661,000 | 2,188 |
| Salaries and employee benefits | $4,080,000 | 2,394 |
| Premises and equipment expense | $1,113,000 | 2,074 |
| Additional noninterest expense | $3,468,000 | 1,896 |
| Pre-tax net operating income | $6,380,000 | 1,120 |
| Securities gains (losses) | $-55,000 | 6,851 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,325,000 | 958 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,325,000 | 958 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,325,000 | 958 |
| Net charge-offs | $1,386,000 | 1,465 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,380,000 | 885 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,071 |
| Total interest expense | $641,000 | 4,087 |
| Net interest income | $5,594,000 | 2,869 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,841,000 | 1,899 |
| Gross Fiduciary activities income | $145,000 | 788 |
| Service charges on deposit accounts | $574,000 | 1,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,122,000 | 1,852 |
| Total noninterest expense | $6,583,000 | 2,180 |
| Salaries and employee benefits | $2,939,000 | 2,503 |
| Premises and equipment expense | $875,000 | 2,015 |
| Additional noninterest expense | $2,769,000 | 1,794 |
| Pre-tax net operating income | $852,000 | 3,929 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $852,000 | 3,746 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $852,000 | 3,746 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $852,000 | 3,748 |
| Net charge-offs | $394,000 | 2,476 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $852,000 | 3,584 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 3,097 |
| Total interest expense | $457,000 | 4,039 |
| Net interest income | $3,694,000 | 2,900 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,377,000 | 1,731 |
| Gross Fiduciary activities income | $79,000 | 827 |
| Service charges on deposit accounts | $386,000 | 1,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $912,000 | 1,602 |
| Total noninterest expense | $4,540,000 | 2,118 |
| Salaries and employee benefits | $1,920,000 | 2,561 |
| Premises and equipment expense | $619,000 | 1,911 |
| Additional noninterest expense | $2,001,000 | 1,674 |
| Pre-tax net operating income | $531,000 | 4,017 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $531,000 | 3,879 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $531,000 | 3,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $531,000 | 3,882 |
| Net charge-offs | $87,000 | 3,551 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $531,000 | 3,686 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 3,077 |
| Total interest expense | $255,000 | 3,889 |
| Net interest income | $1,862,000 | 2,893 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $725,000 | 1,647 |
| Gross Fiduciary activities income | $40,000 | 828 |
| Service charges on deposit accounts | $186,000 | 1,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $499,000 | 1,512 |
| Total noninterest expense | $2,416,000 | 1,982 |
| Salaries and employee benefits | $942,000 | 2,627 |
| Premises and equipment expense | $315,000 | 1,893 |
| Additional noninterest expense | $1,159,000 | 1,449 |
| Pre-tax net operating income | $171,000 | 4,744 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $165,000 | 4,689 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 4,693 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $165,000 | 4,693 |
| Net charge-offs | $-49,000 | 7,062 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $165,000 | 4,552 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,531,000 | 2,878 |
| Total interest expense | $1,361,000 | 3,680 |
| Net interest income | $8,170,000 | 2,679 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $2,020,000 | 1,987 |
| Gross Fiduciary activities income | $193,000 | 749 |
| Service charges on deposit accounts | $813,000 | 1,764 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,014,000 | 2,116 |
| Total noninterest expense | $9,674,000 | 1,971 |
| Salaries and employee benefits | $4,194,000 | 2,302 |
| Premises and equipment expense | $1,239,000 | 1,994 |
| Additional noninterest expense | $4,241,000 | 1,614 |
| Pre-tax net operating income | $516,000 | 4,704 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-11,000 | 6,594 |
| Income before extraordinary items | $527,000 | 4,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $527,000 | 4,580 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $527,000 | 4,579 |
| Net charge-offs | $2,349,000 | 1,410 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 852 |
| Net operating income | $527,000 | 4,474 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,071,000 | 2,949 |
| Total interest expense | $1,071,000 | 3,666 |
| Net interest income | $6,000,000 | 2,743 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,390,000 | 2,113 |
| Gross Fiduciary activities income | $144,000 | 745 |
| Service charges on deposit accounts | $618,000 | 1,751 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $628,000 | 2,362 |
| Total noninterest expense | $7,467,000 | 1,923 |
| Salaries and employee benefits | $3,171,000 | 2,281 |
| Premises and equipment expense | $932,000 | 2,017 |
| Additional noninterest expense | $3,364,000 | 1,529 |
| Pre-tax net operating income | $-77,000 | 6,259 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-50,000 | 6,930 |
| Income before extraordinary items | $-27,000 | 6,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-27,000 | 6,307 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-27,000 | 6,307 |
| Net charge-offs | $1,939,000 | 1,252 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-27,000 | 6,198 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 2,963 |
| Total interest expense | $750,000 | 3,650 |
| Net interest income | $3,956,000 | 2,768 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $991,000 | 2,006 |
| Gross Fiduciary activities income | $80,000 | 781 |
| Service charges on deposit accounts | $410,000 | 1,735 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $501,000 | 2,093 |
| Total noninterest expense | $4,862,000 | 1,986 |
| Salaries and employee benefits | $2,221,000 | 2,194 |
| Premises and equipment expense | $696,000 | 1,820 |
| Additional noninterest expense | $1,945,000 | 1,768 |
| Pre-tax net operating income | $85,000 | 5,762 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-38,000 | 6,999 |
| Income before extraordinary items | $123,000 | 5,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 5,537 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $123,000 | 5,538 |
| Net charge-offs | $1,113,000 | 1,384 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $123,000 | 5,449 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 3,043 |
| Total interest expense | $398,000 | 3,621 |
| Net interest income | $1,900,000 | 2,845 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $388,000 | 2,402 |
| Gross Fiduciary activities income | $43,000 | 786 |
| Service charges on deposit accounts | $197,000 | 1,765 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 2,922 |
| Total noninterest expense | $2,437,000 | 1,985 |
| Salaries and employee benefits | $1,193,000 | 2,048 |
| Premises and equipment expense | $363,000 | 1,779 |
| Additional noninterest expense | $881,000 | 1,921 |
| Pre-tax net operating income | $-149,000 | 6,765 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-42,000 | 7,168 |
| Income before extraordinary items | $-107,000 | 6,738 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-107,000 | 6,737 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-107,000 | 6,738 |
| Net charge-offs | $-75,000 | 7,410 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-107,000 | 6,726 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,412,000 | 2,629 |
| Total interest expense | $2,071,000 | 3,466 |
| Net interest income | $9,341,000 | 2,334 |
| Provision for loan and lease losses | $5,875,000 | 1,011 |
| Total noninterest income | $2,642,000 | 1,694 |
| Gross Fiduciary activities income | $231,000 | 733 |
| Service charges on deposit accounts | $997,000 | 1,507 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,414,000 | 1,760 |
| Total noninterest expense | $10,045,000 | 1,945 |
| Salaries and employee benefits | $5,023,000 | 1,935 |
| Premises and equipment expense | $1,523,000 | 1,689 |
| Additional noninterest expense | $3,499,000 | 2,004 |
| Pre-tax net operating income | $-3,937,000 | 7,026 |
| Securities gains (losses) | $865,000 | 557 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,072,000 | 7,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,072,000 | 7,009 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,072,000 | 7,010 |
| Net charge-offs | $3,372,000 | 1,365 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 999 |
| Net operating income | $-3,937,000 | 7,073 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,974,000 | 2,561 |
| Total interest expense | $1,598,000 | 3,532 |
| Net interest income | $7,376,000 | 2,274 |
| Provision for loan and lease losses | $4,400,000 | 974 |
| Total noninterest income | $2,477,000 | 1,436 |
| Gross Fiduciary activities income | $171,000 | 719 |
| Service charges on deposit accounts | $780,000 | 1,511 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,526,000 | 1,326 |
| Total noninterest expense | $7,494,000 | 1,940 |
| Salaries and employee benefits | $3,681,000 | 1,971 |
| Premises and equipment expense | $1,146,000 | 1,712 |
| Additional noninterest expense | $2,667,000 | 1,939 |
| Pre-tax net operating income | $-2,041,000 | 7,072 |
| Securities gains (losses) | $780,000 | 508 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,261,000 | 6,978 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,261,000 | 6,977 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,261,000 | 6,978 |
| Net charge-offs | $3,278,000 | 1,068 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,041,000 | 7,117 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,159,000 | 2,526 |
| Total interest expense | $1,086,000 | 3,583 |
| Net interest income | $5,073,000 | 2,183 |
| Provision for loan and lease losses | $4,400,000 | 710 |
| Total noninterest income | $206,000 | 4,978 |
| Gross Fiduciary activities income | $118,000 | 718 |
| Service charges on deposit accounts | $545,000 | 1,443 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-457,000 | 7,699 |
| Total noninterest expense | $5,148,000 | 1,911 |
| Salaries and employee benefits | $2,491,000 | 1,956 |
| Premises and equipment expense | $845,000 | 1,557 |
| Additional noninterest expense | $1,812,000 | 1,913 |
| Pre-tax net operating income | $-4,269,000 | 7,516 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,269,000 | 7,541 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,269,000 | 7,541 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,269,000 | 7,541 |
| Net charge-offs | $1,893,000 | 1,174 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,269,000 | 7,539 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 2,547 |
| Total interest expense | $553,000 | 3,656 |
| Net interest income | $2,565,000 | 2,171 |
| Provision for loan and lease losses | $1,300,000 | 978 |
| Total noninterest income | $383,000 | 2,448 |
| Gross Fiduciary activities income | $63,000 | 711 |
| Service charges on deposit accounts | $264,000 | 1,484 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $2,696,000 | 1,845 |
| Salaries and employee benefits | $1,271,000 | 1,945 |
| Premises and equipment expense | $453,000 | 1,490 |
| Additional noninterest expense | $972,000 | 1,787 |
| Pre-tax net operating income | $-1,048,000 | 7,426 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,048,000 | 7,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,048,000 | 7,477 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,048,000 | 7,478 |
| Net charge-offs | $704,000 | 1,323 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,048,000 | 7,470 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,434,000 | 2,179 |
| Total interest expense | $2,821,000 | 3,583 |
| Net interest income | $12,613,000 | 1,765 |
| Provision for loan and lease losses | $11,721,000 | 760 |
| Total noninterest income | $-3,014,000 | 7,982 |
| Gross Fiduciary activities income | $188,000 | 773 |
| Service charges on deposit accounts | $1,062,000 | 1,588 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,264,000 | 7,983 |
| Total noninterest expense | $14,248,000 | 1,444 |
| Salaries and employee benefits | $5,129,000 | 1,921 |
| Premises and equipment expense | $1,653,000 | 1,631 |
| Additional noninterest expense | $7,466,000 | 1,035 |
| Pre-tax net operating income | $-16,370,000 | 7,657 |
| Securities gains (losses) | $1,718,000 | 314 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-14,652,000 | 7,671 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-14,652,000 | 7,670 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-14,652,000 | 7,670 |
| Net charge-offs | $11,206,000 | 630 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 936 |
| Net operating income | $-16,370,000 | 7,690 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,808,000 | 2,180 |
| Total interest expense | $2,231,000 | 3,564 |
| Net interest income | $9,577,000 | 1,749 |
| Provision for loan and lease losses | $3,225,000 | 1,416 |
| Total noninterest income | $-1,669,000 | 8,065 |
| Gross Fiduciary activities income | $136,000 | 774 |
| Service charges on deposit accounts | $785,000 | 1,619 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-2,590,000 | 8,068 |
| Total noninterest expense | $7,966,000 | 1,900 |
| Salaries and employee benefits | $4,142,000 | 1,819 |
| Premises and equipment expense | $1,290,000 | 1,591 |
| Additional noninterest expense | $2,534,000 | 2,083 |
| Pre-tax net operating income | $-3,283,000 | 7,337 |
| Securities gains (losses) | $1,061,000 | 361 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,222,000 | 7,234 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,222,000 | 7,232 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,222,000 | 7,233 |
| Net charge-offs | $2,847,000 | 1,218 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 981 |
| Net operating income | $-3,283,000 | 7,415 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 2,172 |
| Total interest expense | $1,589,000 | 3,528 |
| Net interest income | $6,491,000 | 1,720 |
| Provision for loan and lease losses | $725,000 | 2,448 |
| Total noninterest income | $-1,650,000 | 8,158 |
| Gross Fiduciary activities income | $85,000 | 801 |
| Service charges on deposit accounts | $500,000 | 1,657 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,235,000 | 8,159 |
| Total noninterest expense | $5,015,000 | 2,026 |
| Salaries and employee benefits | $2,791,000 | 1,824 |
| Premises and equipment expense | $928,000 | 1,502 |
| Additional noninterest expense | $1,296,000 | 2,654 |
| Pre-tax net operating income | $-899,000 | 6,957 |
| Securities gains (losses) | $1,061,000 | 272 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $162,000 | 4,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 4,781 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $162,000 | 4,781 |
| Net charge-offs | $763,000 | 1,890 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 875 |
| Net operating income | $-899,000 | 7,076 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 2,109 |
| Total interest expense | $868,000 | 3,407 |
| Net interest income | $3,342,000 | 1,668 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $-329,000 | 8,189 |
| Gross Fiduciary activities income | $35,000 | 836 |
| Service charges on deposit accounts | $246,000 | 1,640 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-610,000 | 8,204 |
| Total noninterest expense | $2,458,000 | 2,019 |
| Salaries and employee benefits | $1,438,000 | 1,804 |
| Premises and equipment expense | $472,000 | 1,511 |
| Additional noninterest expense | $548,000 | 2,785 |
| Pre-tax net operating income | $355,000 | 3,041 |
| Securities gains (losses) | $312,000 | 484 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $667,000 | 1,615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $667,000 | 1,616 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $667,000 | 1,617 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 575 |
| Net operating income | $355,000 | 2,648 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,139,000 | 1,813 |
| Total interest expense | $6,432,000 | 2,367 |
| Net interest income | $14,707,000 | 1,522 |
| Provision for loan and lease losses | $4,676,000 | 1,051 |
| Total noninterest income | $87,000 | 7,431 |
| Gross Fiduciary activities income | $227,000 | 762 |
| Service charges on deposit accounts | $1,087,000 | 1,637 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,227,000 | 8,254 |
| Total noninterest expense | $11,011,000 | 1,762 |
| Salaries and employee benefits | $5,707,000 | 1,794 |
| Premises and equipment expense | $2,045,000 | 1,343 |
| Additional noninterest expense | $3,259,000 | 1,879 |
| Pre-tax net operating income | $-893,000 | 6,961 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-893,000 | 6,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-893,000 | 6,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,711,000 | 1,074 |
| Cash dividends | $1,400,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,314 |
| Net operating income | $-893,000 | 7,058 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,425,000 | 1,805 |
| Total interest expense | $5,159,000 | 2,312 |
| Net interest income | $11,266,000 | 1,502 |
| Provision for loan and lease losses | $700,000 | 2,264 |
| Total noninterest income | $24,000 | 7,988 |
| Gross Fiduciary activities income | $168,000 | 760 |
| Service charges on deposit accounts | $820,000 | 1,637 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-964,000 | 8,357 |
| Total noninterest expense | $8,316,000 | 1,743 |
| Salaries and employee benefits | $4,321,000 | 1,798 |
| Premises and equipment expense | $1,500,000 | 1,382 |
| Additional noninterest expense | $2,495,000 | 1,780 |
| Pre-tax net operating income | $2,274,000 | 2,088 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $56,000 | 4,035 |
| Income before extraordinary items | $2,218,000 | 1,628 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,218,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 2,020 |
| Cash dividends | $1,400,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,218,000 | 1,717 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,266,000 | 1,779 |
| Total interest expense | $3,672,000 | 2,276 |
| Net interest income | $7,594,000 | 1,473 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $625,000 | 3,055 |
| Gross Fiduciary activities income | $104,000 | 796 |
| Service charges on deposit accounts | $529,000 | 1,668 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-8,000 | 8,318 |
| Total noninterest expense | $5,433,000 | 1,776 |
| Salaries and employee benefits | $2,882,000 | 1,810 |
| Premises and equipment expense | $1,015,000 | 1,363 |
| Additional noninterest expense | $1,536,000 | 1,875 |
| Pre-tax net operating income | $2,711,000 | 1,292 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $75,000 | 3,735 |
| Income before extraordinary items | $2,636,000 | 1,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,636,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,940 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,636,000 | 1,030 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 1,849 |
| Total interest expense | $2,086,000 | 2,164 |
| Net interest income | $3,467,000 | 1,599 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $206,000 | 3,945 |
| Gross Fiduciary activities income | $53,000 | 790 |
| Service charges on deposit accounts | $259,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-106,000 | 8,455 |
| Total noninterest expense | $2,652,000 | 1,801 |
| Salaries and employee benefits | $1,440,000 | 1,823 |
| Premises and equipment expense | $514,000 | 1,349 |
| Additional noninterest expense | $698,000 | 2,019 |
| Pre-tax net operating income | $946,000 | 1,882 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $926,000 | 1,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $926,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $926,000 | 1,548 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,836,000 | 1,723 |
| Total interest expense | $11,674,000 | 1,716 |
| Net interest income | $13,162,000 | 1,717 |
| Provision for loan and lease losses | $730,000 | 1,792 |
| Total noninterest income | $3,514,000 | 1,454 |
| Gross Fiduciary activities income | $267,000 | 738 |
| Service charges on deposit accounts | $1,094,000 | 1,639 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,153,000 | 1,310 |
| Total noninterest expense | $13,679,000 | 1,348 |
| Salaries and employee benefits | $7,333,000 | 1,386 |
| Premises and equipment expense | $3,091,000 | 857 |
| Additional noninterest expense | $3,255,000 | 1,710 |
| Pre-tax net operating income | $2,267,000 | 3,047 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $54,000 | 4,887 |
| Income before extraordinary items | $2,208,000 | 2,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,208,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,381,000 | 798 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,223 |
| Net operating income | $2,212,900 | 2,609 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,381,000 | 1,755 |
| Total interest expense | $8,910,000 | 1,685 |
| Net interest income | $9,471,000 | 1,797 |
| Provision for loan and lease losses | $640,000 | 1,287 |
| Total noninterest income | $3,044,000 | 1,287 |
| Gross Fiduciary activities income | $188,000 | 741 |
| Service charges on deposit accounts | $804,000 | 1,643 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,052,000 | 1,088 |
| Total noninterest expense | $10,871,000 | 1,271 |
| Salaries and employee benefits | $5,870,000 | 1,279 |
| Premises and equipment expense | $2,444,000 | 813 |
| Additional noninterest expense | $2,557,000 | 1,584 |
| Pre-tax net operating income | $1,004,000 | 4,348 |
| Securities gains (losses) | $-28,000 | 8,044 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $976,000 | 3,948 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $976,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,337,000 | 539 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,004,000 | 3,868 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,068,000 | 1,790 |
| Total interest expense | $5,901,000 | 1,700 |
| Net interest income | $6,167,000 | 1,867 |
| Provision for loan and lease losses | $265,000 | 1,721 |
| Total noninterest income | $2,472,000 | 1,135 |
| Gross Fiduciary activities income | $117,000 | 774 |
| Service charges on deposit accounts | $548,000 | 1,609 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,807,000 | 921 |
| Total noninterest expense | $7,818,000 | 1,212 |
| Salaries and employee benefits | $4,500,000 | 1,135 |
| Premises and equipment expense | $1,425,000 | 926 |
| Additional noninterest expense | $1,893,000 | 1,442 |
| Pre-tax net operating income | $556,000 | 4,838 |
| Securities gains (losses) | $-27,000 | 8,189 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $511,000 | 4,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $511,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $537,190 | 4,402 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 1,771 |
| Total interest expense | $2,872,000 | 1,737 |
| Net interest income | $3,207,000 | 1,792 |
| Provision for loan and lease losses | $115,000 | 1,841 |
| Total noninterest income | $1,325,000 | 1,055 |
| Gross Fiduciary activities income | $66,000 | 758 |
| Service charges on deposit accounts | $264,000 | 1,623 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $995,000 | 846 |
| Total noninterest expense | $4,198,000 | 1,119 |
| Salaries and employee benefits | $2,381,000 | 1,078 |
| Premises and equipment expense | $728,000 | 912 |
| Additional noninterest expense | $1,089,000 | 1,244 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $-28,000 | 8,414 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $191,000 | 5,175 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $191,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,000 | 4,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,175,000 | 1,823 |
| Total interest expense | $9,806,000 | 1,708 |
| Net interest income | $12,369,000 | 1,870 |
| Provision for loan and lease losses | $235,000 | 3,248 |
| Total noninterest income | $4,914,000 | 1,108 |
| Gross Fiduciary activities income | $226,000 | 772 |
| Service charges on deposit accounts | $1,041,000 | 1,691 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,647,000 | 867 |
| Total noninterest expense | $15,330,000 | 1,176 |
| Salaries and employee benefits | $9,034,000 | 1,072 |
| Premises and equipment expense | $2,819,000 | 901 |
| Additional noninterest expense | $3,477,000 | 1,520 |
| Pre-tax net operating income | $1,718,000 | 3,988 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $59,000 | 5,342 |
| Income before extraordinary items | $1,659,000 | 3,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,659,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 959 |
| Cash dividends | $2,450,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,107 |
| Net operating income | $1,659,000 | 3,523 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,323,000 | 1,848 |
| Total interest expense | $6,955,000 | 1,758 |
| Net interest income | $9,368,000 | 1,860 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $2,808,000 | 1,375 |
| Gross Fiduciary activities income | $175,000 | 753 |
| Service charges on deposit accounts | $780,000 | 1,696 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,853,000 | 1,165 |
| Total noninterest expense | $10,113,000 | 1,335 |
| Salaries and employee benefits | $5,936,000 | 1,242 |
| Premises and equipment expense | $2,064,000 | 919 |
| Additional noninterest expense | $2,113,000 | 1,833 |
| Pre-tax net operating income | $1,938,000 | 3,188 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $78,000 | 5,146 |
| Income before extraordinary items | $1,860,000 | 2,729 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,860,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,911 |
| Cash dividends | $1,850,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,860,000 | 2,713 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 1,863 |
| Total interest expense | $4,326,000 | 1,781 |
| Net interest income | $6,246,000 | 1,859 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,167,000 | 1,994 |
| Gross Fiduciary activities income | $123,000 | 760 |
| Service charges on deposit accounts | $516,000 | 1,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $528,000 | 2,142 |
| Total noninterest expense | $5,495,000 | 1,629 |
| Salaries and employee benefits | $2,846,000 | 1,719 |
| Premises and equipment expense | $1,076,000 | 1,201 |
| Additional noninterest expense | $1,573,000 | 1,679 |
| Pre-tax net operating income | $1,858,000 | 2,455 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $43,000 | 5,337 |
| Income before extraordinary items | $1,815,000 | 1,996 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,815,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,572 |
| Cash dividends | $1,100,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,815,000 | 1,983 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 1,859 |
| Total interest expense | $2,073,000 | 1,763 |
| Net interest income | $3,101,000 | 1,861 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $550,000 | 2,058 |
| Gross Fiduciary activities income | $55,000 | 790 |
| Service charges on deposit accounts | $241,000 | 1,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $254,000 | 2,172 |
| Total noninterest expense | $2,703,000 | 1,657 |
| Salaries and employee benefits | $1,466,000 | 1,688 |
| Premises and equipment expense | $462,000 | 1,407 |
| Additional noninterest expense | $775,000 | 1,687 |
| Pre-tax net operating income | $948,000 | 2,374 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $912,000 | 1,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $912,000 | 1,926 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,539,000 | 1,811 |
| Total interest expense | $6,121,000 | 1,857 |
| Net interest income | $12,418,000 | 1,767 |
| Provision for loan and lease losses | $52,000 | 5,700 |
| Total noninterest income | $2,402,000 | 1,930 |
| Gross Fiduciary activities income | $210,000 | 786 |
| Service charges on deposit accounts | $999,000 | 1,738 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,193,000 | 1,973 |
| Total noninterest expense | $11,181,000 | 1,534 |
| Salaries and employee benefits | $5,505,000 | 1,702 |
| Premises and equipment expense | $2,290,000 | 1,047 |
| Additional noninterest expense | $3,386,000 | 1,495 |
| Pre-tax net operating income | $3,587,000 | 2,418 |
| Securities gains (losses) | $43,000 | 979 |
| Applicable income taxes | $78,000 | 5,566 |
| Income before extraordinary items | $3,552,000 | 1,933 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,552,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,180 |
| Cash dividends | $3,200,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,509,860 | 1,934 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,540,000 | 1,815 |
| Total interest expense | $4,291,000 | 1,856 |
| Net interest income | $9,249,000 | 1,763 |
| Provision for loan and lease losses | $52,000 | 5,144 |
| Total noninterest income | $1,674,000 | 2,033 |
| Gross Fiduciary activities income | $166,000 | 766 |
| Service charges on deposit accounts | $756,000 | 1,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $752,000 | 2,207 |
| Total noninterest expense | $8,572,000 | 1,492 |
| Salaries and employee benefits | $4,247,000 | 1,631 |
| Premises and equipment expense | $1,753,000 | 1,018 |
| Additional noninterest expense | $2,572,000 | 1,455 |
| Pre-tax net operating income | $2,299,000 | 2,744 |
| Securities gains (losses) | $43,000 | 942 |
| Applicable income taxes | $13,000 | 6,453 |
| Income before extraordinary items | $2,329,000 | 2,198 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,329,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,856 |
| Cash dividends | $2,600,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,286,430 | 2,197 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 1,802 |
| Total interest expense | $2,676,000 | 1,869 |
| Net interest income | $6,151,000 | 1,747 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,122,000 | 2,005 |
| Gross Fiduciary activities income | $115,000 | 765 |
| Service charges on deposit accounts | $473,000 | 1,765 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $534,000 | 2,089 |
| Total noninterest expense | $5,709,000 | 1,484 |
| Salaries and employee benefits | $2,812,000 | 1,639 |
| Premises and equipment expense | $1,171,000 | 1,011 |
| Additional noninterest expense | $1,726,000 | 1,445 |
| Pre-tax net operating income | $1,564,000 | 2,674 |
| Securities gains (losses) | $43,000 | 851 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $1,594,000 | 2,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,594,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $1,300,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,551,430 | 2,137 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 1,816 |
| Total interest expense | $1,266,000 | 1,872 |
| Net interest income | $3,046,000 | 1,754 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $529,000 | 2,060 |
| Gross Fiduciary activities income | $56,000 | 780 |
| Service charges on deposit accounts | $214,000 | 1,893 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $259,000 | 2,098 |
| Total noninterest expense | $2,839,000 | 1,494 |
| Salaries and employee benefits | $1,402,000 | 1,653 |
| Premises and equipment expense | $581,000 | 1,026 |
| Additional noninterest expense | $856,000 | 1,460 |
| Pre-tax net operating income | $736,000 | 2,745 |
| Securities gains (losses) | $39,000 | 615 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $762,000 | 2,175 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $762,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,673 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $723,780 | 2,232 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,359,000 | 1,747 |
| Total interest expense | $4,136,000 | 1,965 |
| Net interest income | $12,223,000 | 1,665 |
| Provision for loan and lease losses | $135,000 | 4,427 |
| Total noninterest income | $2,287,000 | 2,001 |
| Gross Fiduciary activities income | $202,000 | 787 |
| Service charges on deposit accounts | $908,000 | 1,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,177,000 | 1,934 |
| Total noninterest expense | $11,087,000 | 1,466 |
| Salaries and employee benefits | $5,481,000 | 1,609 |
| Premises and equipment expense | $1,929,000 | 1,189 |
| Additional noninterest expense | $3,677,000 | 1,356 |
| Pre-tax net operating income | $3,288,000 | 2,397 |
| Securities gains (losses) | $132,000 | 1,064 |
| Applicable income taxes | $43,000 | 6,124 |
| Income before extraordinary items | $3,377,000 | 1,866 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,377,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,696 |
| Cash dividends | $2,100,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,246,320 | 1,888 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,031,000 | 1,760 |
| Total interest expense | $2,951,000 | 2,026 |
| Net interest income | $9,080,000 | 1,668 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,791,000 | 1,943 |
| Gross Fiduciary activities income | $137,000 | 806 |
| Service charges on deposit accounts | $689,000 | 1,920 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $965,000 | 1,813 |
| Total noninterest expense | $8,214,000 | 1,482 |
| Salaries and employee benefits | $4,109,000 | 1,616 |
| Premises and equipment expense | $1,400,000 | 1,232 |
| Additional noninterest expense | $2,705,000 | 1,370 |
| Pre-tax net operating income | $2,522,000 | 2,368 |
| Securities gains (losses) | $128,000 | 1,018 |
| Applicable income taxes | $61,000 | 5,814 |
| Income before extraordinary items | $2,589,000 | 1,845 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,589,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,336 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,463,560 | 1,878 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 1,776 |
| Total interest expense | $1,923,000 | 2,056 |
| Net interest income | $5,993,000 | 1,679 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $1,192,000 | 1,932 |
| Gross Fiduciary activities income | $103,000 | 790 |
| Service charges on deposit accounts | $458,000 | 1,899 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $631,000 | 1,853 |
| Total noninterest expense | $5,566,000 | 1,453 |
| Salaries and employee benefits | $2,780,000 | 1,587 |
| Premises and equipment expense | $920,000 | 1,254 |
| Additional noninterest expense | $1,866,000 | 1,306 |
| Pre-tax net operating income | $1,494,000 | 2,598 |
| Securities gains (losses) | $86,000 | 1,124 |
| Applicable income taxes | $40,000 | 5,827 |
| Income before extraordinary items | $1,540,000 | 2,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,540,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,713 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,456,580 | 2,069 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 1,735 |
| Total interest expense | $963,000 | 2,076 |
| Net interest income | $3,092,000 | 1,612 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $670,000 | 1,723 |
| Gross Fiduciary activities income | $62,000 | 756 |
| Service charges on deposit accounts | $222,000 | 1,899 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $386,000 | 1,572 |
| Total noninterest expense | $2,817,000 | 1,448 |
| Salaries and employee benefits | $1,385,000 | 1,614 |
| Premises and equipment expense | $420,000 | 1,392 |
| Additional noninterest expense | $1,012,000 | 1,190 |
| Pre-tax net operating income | $895,000 | 2,211 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $870,000 | 1,804 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $870,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,622 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $870,000 | 1,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,476,000 | 1,730 |
| Total interest expense | $4,555,000 | 1,962 |
| Net interest income | $11,921,000 | 1,628 |
| Provision for loan and lease losses | $402,000 | 2,574 |
| Total noninterest income | $2,937,000 | 1,718 |
| Gross Fiduciary activities income | $197,000 | 808 |
| Service charges on deposit accounts | $980,000 | 1,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,760,000 | 1,608 |
| Total noninterest expense | $11,997,000 | 1,342 |
| Salaries and employee benefits | $5,703,000 | 1,502 |
| Premises and equipment expense | $1,990,000 | 1,143 |
| Additional noninterest expense | $4,304,000 | 1,175 |
| Pre-tax net operating income | $2,459,000 | 2,928 |
| Securities gains (losses) | $400,000 | 876 |
| Applicable income taxes | $127,000 | 5,469 |
| Income before extraordinary items | $2,732,000 | 2,213 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,732,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,592 |
| Cash dividends | $2,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,348,000 | 2,397 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,276,000 | 1,769 |
| Total interest expense | $3,532,000 | 1,979 |
| Net interest income | $8,744,000 | 1,677 |
| Provision for loan and lease losses | $372,000 | 2,139 |
| Total noninterest income | $2,207,000 | 1,758 |
| Gross Fiduciary activities income | $150,000 | 798 |
| Service charges on deposit accounts | $756,000 | 1,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,301,000 | 1,697 |
| Total noninterest expense | $9,018,000 | 1,355 |
| Salaries and employee benefits | $4,420,000 | 1,469 |
| Premises and equipment expense | $1,471,000 | 1,166 |
| Additional noninterest expense | $3,127,000 | 1,209 |
| Pre-tax net operating income | $1,561,000 | 3,441 |
| Securities gains (losses) | $338,000 | 893 |
| Applicable income taxes | $85,000 | 5,744 |
| Income before extraordinary items | $1,814,000 | 2,542 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,814,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,725 |
| Cash dividends | $1,400,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,489,520 | 2,835 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 1,715 |
| Total interest expense | $2,495,000 | 1,930 |
| Net interest income | $6,088,000 | 1,602 |
| Provision for loan and lease losses | $302,000 | 1,765 |
| Total noninterest income | $1,548,000 | 1,677 |
| Gross Fiduciary activities income | $100,000 | 812 |
| Service charges on deposit accounts | $512,000 | 1,649 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $936,000 | 1,591 |
| Total noninterest expense | $6,072,000 | 1,348 |
| Salaries and employee benefits | $2,937,000 | 1,465 |
| Premises and equipment expense | $979,000 | 1,168 |
| Additional noninterest expense | $2,156,000 | 1,166 |
| Pre-tax net operating income | $1,262,000 | 2,966 |
| Securities gains (losses) | $338,000 | 745 |
| Applicable income taxes | $73,000 | 5,513 |
| Income before extraordinary items | $1,527,000 | 2,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,527,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,893 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,205,900 | 2,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 1,656 |
| Total interest expense | $1,309,000 | 1,885 |
| Net interest income | $3,160,000 | 1,543 |
| Provision for loan and lease losses | $152,000 | 1,660 |
| Total noninterest income | $801,000 | 1,580 |
| Gross Fiduciary activities income | $62,000 | 760 |
| Service charges on deposit accounts | $245,000 | 1,672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $494,000 | 1,500 |
| Total noninterest expense | $3,177,000 | 1,267 |
| Salaries and employee benefits | $1,485,000 | 1,443 |
| Premises and equipment expense | $502,000 | 1,152 |
| Additional noninterest expense | $1,190,000 | 1,038 |
| Pre-tax net operating income | $632,000 | 2,967 |
| Securities gains (losses) | $65,000 | 1,236 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $666,000 | 2,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $666,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $603,600 | 2,397 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,302,000 | 1,590 |
| Total interest expense | $6,927,000 | 1,649 |
| Net interest income | $12,375,000 | 1,567 |
| Provision for loan and lease losses | $1,355,000 | 1,021 |
| Total noninterest income | $3,700,000 | 1,332 |
| Gross Fiduciary activities income | $165,000 | 891 |
| Service charges on deposit accounts | $1,020,000 | 1,585 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,515,000 | 1,124 |
| Total noninterest expense | $12,164,000 | 1,263 |
| Salaries and employee benefits | $5,584,000 | 1,457 |
| Premises and equipment expense | $1,898,000 | 1,170 |
| Additional noninterest expense | $4,682,000 | 1,051 |
| Pre-tax net operating income | $2,556,000 | 2,838 |
| Securities gains (losses) | $60,000 | 2,237 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $2,604,000 | 2,274 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,604,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $945,000 | 1,020 |
| Cash dividends | $1,700,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,544,000 | 2,243 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,150,000 | 1,532 |
| Total interest expense | $10,726,000 | 1,519 |
| Net interest income | $11,424,000 | 1,556 |
| Provision for loan and lease losses | $1,917,000 | 737 |
| Total noninterest income | $3,734,000 | 1,252 |
| Gross Fiduciary activities income | $147,000 | 906 |
| Service charges on deposit accounts | $1,115,000 | 1,344 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,472,000 | 1,076 |
| Total noninterest expense | $11,615,000 | 1,251 |
| Salaries and employee benefits | $4,901,000 | 1,538 |
| Premises and equipment expense | $1,858,000 | 1,142 |
| Additional noninterest expense | $4,856,000 | 1,003 |
| Pre-tax net operating income | $1,626,000 | 3,669 |
| Securities gains (losses) | $2,063,000 | 243 |
| Applicable income taxes | $165,000 | 5,310 |
| Income before extraordinary items | $3,524,000 | 1,519 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,524,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,600,000 | 677 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,543,520 | 3,060 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,968,000 | 1,503 |
| Total interest expense | $12,041,000 | 1,433 |
| Net interest income | $10,927,000 | 1,600 |
| Provision for loan and lease losses | $1,315,000 | 847 |
| Total noninterest income | $4,183,000 | 1,043 |
| Gross Fiduciary activities income | $151,000 | 859 |
| Service charges on deposit accounts | $973,000 | 1,400 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,059,000 | 849 |
| Total noninterest expense | $11,276,000 | 1,228 |
| Salaries and employee benefits | $4,685,000 | 1,515 |
| Premises and equipment expense | $1,642,000 | 1,242 |
| Additional noninterest expense | $4,949,000 | 952 |
| Pre-tax net operating income | $2,519,000 | 2,750 |
| Securities gains (losses) | $-83,000 | 9,368 |
| Applicable income taxes | $20,000 | 7,844 |
| Income before extraordinary items | $2,416,000 | 2,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,416,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,492,000 | 566 |
| Cash dividends | $2,300,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,498,170 | 2,085 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,810,000 | 1,726 |
| Total interest expense | $9,106,000 | 1,647 |
| Net interest income | $9,704,000 | 1,794 |
| Provision for loan and lease losses | $260,000 | 2,969 |
| Total noninterest income | $4,039,000 | 1,087 |
| Gross Fiduciary activities income | $153,000 | 919 |
| Service charges on deposit accounts | $924,000 | 1,406 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,962,000 | 897 |
| Total noninterest expense | $10,301,000 | 1,352 |
| Salaries and employee benefits | $4,293,000 | 1,612 |
| Premises and equipment expense | $1,450,000 | 1,397 |
| Additional noninterest expense | $4,558,000 | 1,035 |
| Pre-tax net operating income | $3,182,000 | 2,282 |
| Securities gains (losses) | $-67,000 | 9,866 |
| Applicable income taxes | $131,000 | 6,497 |
| Income before extraordinary items | $2,984,000 | 1,784 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,984,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,325 |
| Cash dividends | $2,650,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,048,320 | 1,715 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,431,000 | 2,111 |
| Total interest expense | $7,868,000 | 1,949 |
| Net interest income | $7,563,000 | 2,258 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $4,260,000 | 1,048 |
| Gross Fiduciary activities income | $176,000 | 891 |
| Service charges on deposit accounts | $830,000 | 1,526 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,254,000 | 860 |
| Total noninterest expense | $8,809,000 | 1,505 |
| Salaries and employee benefits | $3,370,000 | 1,983 |
| Premises and equipment expense | $1,319,000 | 1,488 |
| Additional noninterest expense | $4,120,000 | 1,099 |
| Pre-tax net operating income | $2,854,000 | 2,494 |
| Securities gains (losses) | $351,000 | 684 |
| Applicable income taxes | $884,000 | 2,530 |
| Income before extraordinary items | $2,321,000 | 2,241 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,321,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,606 |
| Cash dividends | $5,350,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,068,280 | 2,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,493,000 | 2,253 |
| Total interest expense | $7,334,000 | 2,071 |
| Net interest income | $7,159,000 | 2,429 |
| Provision for loan and lease losses | $570,000 | 1,607 |
| Total noninterest income | $3,232,000 | 1,229 |
| Gross Fiduciary activities income | $145,000 | 971 |
| Service charges on deposit accounts | $782,000 | 1,658 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,305,000 | 993 |
| Total noninterest expense | $7,475,000 | 1,740 |
| Salaries and employee benefits | $2,845,000 | 2,323 |
| Premises and equipment expense | $1,107,000 | 1,782 |
| Additional noninterest expense | $3,523,000 | 1,245 |
| Pre-tax net operating income | $2,346,000 | 3,075 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $764,000 | 3,030 |
| Income before extraordinary items | $1,582,000 | 3,202 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,582,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,054 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,582,000 | 3,137 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,748,000 | 2,620 |
| Total interest expense | $6,637,000 | 2,323 |
| Net interest income | $6,111,000 | 2,905 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,401,000 | 1,597 |
| Gross Fiduciary activities income | $95,000 | 1,121 |
| Service charges on deposit accounts | $738,000 | 1,839 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,568,000 | 1,353 |
| Total noninterest expense | $6,295,000 | 2,185 |
| Salaries and employee benefits | $2,723,000 | 2,445 |
| Premises and equipment expense | $946,000 | 2,111 |
| Additional noninterest expense | $2,626,000 | 1,936 |
| Pre-tax net operating income | $2,217,000 | 3,136 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $661,000 | 3,321 |
| Income before extraordinary items | $1,547,000 | 3,104 |
| Extraordinary gains, net | $231,000 | 14 |
| Net income | $1,778,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 804 |
| Net operating income | $1,553,300 | 3,053 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,872,000 | 2,818 |
| Total interest expense | $5,707,000 | 2,696 |
| Net interest income | $6,165,000 | 2,889 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,642,000 | 2,145 |
| Gross Fiduciary activities income | $130,000 | 1,103 |
| Service charges on deposit accounts | $642,000 | 2,122 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $870,000 | 1,985 |
| Total noninterest expense | $5,428,000 | 2,508 |
| Salaries and employee benefits | $2,509,000 | 2,664 |
| Premises and equipment expense | $765,000 | 2,601 |
| Additional noninterest expense | $2,154,000 | 2,261 |
| Pre-tax net operating income | $2,379,000 | 2,990 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $737,000 | 3,095 |
| Income before extraordinary items | $1,635,000 | 2,999 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,635,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 10,450 |
| Net operating income | $1,639,830 | 2,963 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 3,270 |
| Total interest expense | $3,866,000 | 3,158 |
| Net interest income | $5,356,000 | 3,347 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $1,191,000 | 2,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 2,455 |
| Total noninterest expense | $4,643,000 | 2,971 |
| Salaries and employee benefits | $2,088,000 | 3,155 |
| Premises and equipment expense | $669,000 | 2,944 |
| Additional noninterest expense | $1,886,000 | 2,709 |
| Pre-tax net operating income | $2,104,000 | 3,290 |
| Securities gains (losses) | $-156,000 | 11,818 |
| Applicable income taxes | $595,000 | 3,538 |
| Income before extraordinary items | $1,353,000 | 3,467 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,353,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 296 |
| Net operating income | $1,460,640 | 3,281 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 4,226 |
| Total interest expense | $2,845,000 | 4,304 |
| Net interest income | $4,319,000 | 4,107 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $1,091,000 | 3,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,749 |
| Total noninterest expense | $3,784,000 | 3,660 |
| Salaries and employee benefits | $1,667,000 | 3,885 |
| Premises and equipment expense | $543,000 | 3,614 |
| Additional noninterest expense | $1,574,000 | 3,361 |
| Pre-tax net operating income | $1,611,000 | 4,068 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $344,000 | 5,572 |
| Income before extraordinary items | $1,269,000 | 3,804 |
| Extraordinary gains, net | $42,000 | 2,278 |
| Net income | $1,311,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $825,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,267,420 | 3,604 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,781,000 | 4,388 |
| Total interest expense | $3,455,000 | 4,584 |
| Net interest income | $4,326,000 | 4,156 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $1,024,000 | 3,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,874 |
| Total noninterest expense | $3,788,000 | 3,675 |
| Salaries and employee benefits | $1,711,000 | 3,745 |
| Premises and equipment expense | $481,000 | 4,113 |
| Additional noninterest expense | $1,596,000 | 3,410 |
| Pre-tax net operating income | $1,467,000 | 4,123 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $531,000 | 3,795 |
| Income before extraordinary items | $936,000 | 4,779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $936,000 | 4,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $725,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $936,000 | 4,461 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.