Home > Floridian Bank > Income and Expense
Floridian Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,340,000 | 1,731 |
| Total interest expense | $1,430,000 | 1,845 |
| Net interest income | $12,910,000 | 1,694 |
| Provision for loan and lease losses | $-300,000 | 5,863 |
| Total noninterest income | $1,286,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $364,000 | 2,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $922,000 | 2,489 |
| Total noninterest expense | $11,310,000 | 1,682 |
| Salaries and employee benefits | $6,416,000 | 1,644 |
| Premises and equipment expense | $1,891,000 | 1,244 |
| Additional noninterest expense | $3,003,000 | 2,008 |
| Pre-tax net operating income | $3,186,000 | 2,229 |
| Securities gains (losses) | $49,000 | 1,662 |
| Applicable income taxes | $1,333,000 | 1,320 |
| Income before extraordinary items | $1,902,000 | 2,823 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,902,000 | 2,825 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,902,000 | 2,826 |
| Net charge-offs | $-41,000 | 5,512 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 689 |
| Net operating income | $1,870,640 | 2,802 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,515,000 | 1,781 |
| Total interest expense | $1,051,000 | 1,896 |
| Net interest income | $9,464,000 | 1,749 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,044,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $277,000 | 2,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $767,000 | 2,374 |
| Total noninterest expense | $8,287,000 | 1,724 |
| Salaries and employee benefits | $4,893,000 | 1,617 |
| Premises and equipment expense | $1,430,000 | 1,255 |
| Additional noninterest expense | $1,964,000 | 2,237 |
| Pre-tax net operating income | $2,221,000 | 2,386 |
| Securities gains (losses) | $38,000 | 1,651 |
| Applicable income taxes | $902,000 | 1,464 |
| Income before extraordinary items | $1,357,000 | 2,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,357,000 | 2,959 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,357,000 | 2,960 |
| Net charge-offs | $-37,000 | 5,525 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 651 |
| Net operating income | $1,332,680 | 2,938 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 1,790 |
| Total interest expense | $655,000 | 2,001 |
| Net interest income | $6,330,000 | 1,738 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $736,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $185,000 | 2,646 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $551,000 | 2,305 |
| Total noninterest expense | $5,495,000 | 1,744 |
| Salaries and employee benefits | $3,285,000 | 1,616 |
| Premises and equipment expense | $929,000 | 1,288 |
| Additional noninterest expense | $1,281,000 | 2,296 |
| Pre-tax net operating income | $1,571,000 | 2,262 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $610,000 | 1,457 |
| Income before extraordinary items | $993,000 | 2,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $993,000 | 2,769 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $993,000 | 2,770 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 631 |
| Net operating income | $972,520 | 2,742 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 1,788 |
| Total interest expense | $307,000 | 2,133 |
| Net interest income | $3,188,000 | 1,726 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $281,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $189,000 | 2,714 |
| Total noninterest expense | $2,737,000 | 1,753 |
| Salaries and employee benefits | $1,659,000 | 1,610 |
| Premises and equipment expense | $462,000 | 1,296 |
| Additional noninterest expense | $616,000 | 2,365 |
| Pre-tax net operating income | $732,000 | 2,348 |
| Securities gains (losses) | $32,000 | 1,035 |
| Applicable income taxes | $311,000 | 1,406 |
| Income before extraordinary items | $453,000 | 2,907 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $453,000 | 2,910 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $453,000 | 2,910 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 586 |
| Net operating income | $432,520 | 2,926 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,535,000 | 1,855 |
| Total interest expense | $1,376,000 | 2,032 |
| Net interest income | $12,159,000 | 1,804 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,703,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $399,000 | 2,692 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,304,000 | 1,315 |
| Total noninterest expense | $12,298,000 | 1,559 |
| Salaries and employee benefits | $6,383,000 | 1,624 |
| Premises and equipment expense | $2,185,000 | 1,095 |
| Additional noninterest expense | $3,730,000 | 1,663 |
| Pre-tax net operating income | $2,564,000 | 2,536 |
| Securities gains (losses) | $37,000 | 1,949 |
| Applicable income taxes | $-9,649,000 | 6,492 |
| Income before extraordinary items | $12,250,000 | 559 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $12,250,000 | 557 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,250,000 | 559 |
| Net charge-offs | $1,046,000 | 861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 568 |
| Net operating income | $12,213,000 | 549 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 1,852 |
| Total interest expense | $1,033,000 | 2,070 |
| Net interest income | $9,164,000 | 1,801 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,611,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $298,000 | 2,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,313,000 | 1,616 |
| Total noninterest expense | $8,852,000 | 1,626 |
| Salaries and employee benefits | $4,740,000 | 1,636 |
| Premises and equipment expense | $1,612,000 | 1,127 |
| Additional noninterest expense | $2,500,000 | 1,850 |
| Pre-tax net operating income | $1,923,000 | 2,581 |
| Securities gains (losses) | $35,000 | 1,693 |
| Applicable income taxes | $-9,879,000 | 6,577 |
| Income before extraordinary items | $11,837,000 | 450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,837,000 | 449 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,837,000 | 450 |
| Net charge-offs | $1,135,000 | 608 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 524 |
| Net operating income | $11,802,000 | 445 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 1,861 |
| Total interest expense | $674,000 | 2,118 |
| Net interest income | $6,067,000 | 1,808 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $723,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $202,000 | 2,687 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $521,000 | 2,261 |
| Total noninterest expense | $5,708,000 | 1,670 |
| Salaries and employee benefits | $3,060,000 | 1,679 |
| Premises and equipment expense | $1,091,000 | 1,116 |
| Additional noninterest expense | $1,557,000 | 1,965 |
| Pre-tax net operating income | $1,082,000 | 2,818 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $-10,190,000 | 6,649 |
| Income before extraordinary items | $11,277,000 | 328 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $11,277,000 | 328 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $11,277,000 | 328 |
| Net charge-offs | $881,000 | 563 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 484 |
| Net operating income | $11,272,000 | 322 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,775 |
| Total interest expense | $130,000 | 4,088 |
| Net interest income | $1,241,000 | 3,704 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $87,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $1,199,000 | 3,476 |
| Salaries and employee benefits | $679,000 | 3,358 |
| Premises and equipment expense | $235,000 | 2,440 |
| Additional noninterest expense | $285,000 | 4,210 |
| Pre-tax net operating income | $129,000 | 5,031 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $127,000 | 4,883 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 4,885 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $127,000 | 4,884 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 493 |
| Net operating income | $127,000 | 4,836 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 3,844 |
| Total interest expense | $476,000 | 4,576 |
| Net interest income | $5,010,000 | 3,692 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $320,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $126,000 | 4,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,652 |
| Total noninterest expense | $4,559,000 | 3,618 |
| Salaries and employee benefits | $2,531,000 | 3,512 |
| Premises and equipment expense | $828,000 | 2,628 |
| Additional noninterest expense | $1,200,000 | 4,199 |
| Pre-tax net operating income | $771,000 | 4,458 |
| Securities gains (losses) | $-36,000 | 6,412 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $735,000 | 4,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $735,000 | 4,376 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $735,000 | 4,377 |
| Net charge-offs | $786,000 | 1,506 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 562 |
| Net operating income | $771,000 | 4,252 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 3,994 |
| Total interest expense | $361,000 | 4,634 |
| Net interest income | $3,551,000 | 3,849 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $236,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $98,000 | 4,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $138,000 | 4,822 |
| Total noninterest expense | $3,431,000 | 3,629 |
| Salaries and employee benefits | $1,879,000 | 3,560 |
| Premises and equipment expense | $593,000 | 2,749 |
| Additional noninterest expense | $959,000 | 4,046 |
| Pre-tax net operating income | $356,000 | 5,163 |
| Securities gains (losses) | $-49,000 | 6,651 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $307,000 | 5,229 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $307,000 | 5,230 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 5,231 |
| Net charge-offs | $24,000 | 4,312 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 520 |
| Net operating income | $356,000 | 4,990 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 4,113 |
| Total interest expense | $247,000 | 4,642 |
| Net interest income | $2,259,000 | 3,982 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $155,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,819 |
| Total noninterest expense | $2,349,000 | 3,591 |
| Salaries and employee benefits | $1,245,000 | 3,586 |
| Premises and equipment expense | $383,000 | 2,822 |
| Additional noninterest expense | $721,000 | 3,748 |
| Pre-tax net operating income | $65,000 | 6,003 |
| Securities gains (losses) | $-11,000 | 6,669 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $54,000 | 6,115 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $54,000 | 6,116 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $54,000 | 6,117 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 468 |
| Net operating income | $65,000 | 5,966 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 4,218 |
| Total interest expense | $126,000 | 4,682 |
| Net interest income | $1,089,000 | 4,091 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $1,196,000 | 3,568 |
| Salaries and employee benefits | $628,000 | 3,606 |
| Premises and equipment expense | $200,000 | 2,773 |
| Additional noninterest expense | $368,000 | 3,725 |
| Pre-tax net operating income | $-39,000 | 6,506 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-37,000 | 6,554 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-37,000 | 6,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-37,000 | 6,555 |
| Net charge-offs | $25,000 | 2,912 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 436 |
| Net operating income | $-39,000 | 6,513 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 4,086 |
| Total interest expense | $644,000 | 4,601 |
| Net interest income | $4,813,000 | 3,913 |
| Provision for loan and lease losses | $506,000 | 2,703 |
| Total noninterest income | $467,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $283,000 | 4,109 |
| Total noninterest expense | $4,414,000 | 3,773 |
| Salaries and employee benefits | $1,981,000 | 4,160 |
| Premises and equipment expense | $793,000 | 2,772 |
| Additional noninterest expense | $1,640,000 | 3,567 |
| Pre-tax net operating income | $360,000 | 5,253 |
| Securities gains (losses) | $324,000 | 1,302 |
| Applicable income taxes | $78,000 | 3,666 |
| Income before extraordinary items | $606,000 | 4,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $606,000 | 4,680 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $606,000 | 4,681 |
| Net charge-offs | $-116,000 | 6,955 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 571 |
| Net operating income | $317,640 | 5,229 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 4,116 |
| Total interest expense | $510,000 | 4,603 |
| Net interest income | $3,647,000 | 3,942 |
| Provision for loan and lease losses | $359,000 | 2,742 |
| Total noninterest income | $370,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $142,000 | 4,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 4,068 |
| Total noninterest expense | $3,201,000 | 3,878 |
| Salaries and employee benefits | $1,441,000 | 4,247 |
| Premises and equipment expense | $603,000 | 2,762 |
| Additional noninterest expense | $1,157,000 | 3,740 |
| Pre-tax net operating income | $457,000 | 4,825 |
| Securities gains (losses) | $322,000 | 1,056 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $779,000 | 3,903 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $779,000 | 3,903 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $779,000 | 3,905 |
| Net charge-offs | $-116,000 | 7,051 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 515 |
| Net operating income | $457,000 | 4,598 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 4,075 |
| Total interest expense | $372,000 | 4,494 |
| Net interest income | $2,471,000 | 3,923 |
| Provision for loan and lease losses | $495,000 | 1,839 |
| Total noninterest income | $248,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 4,072 |
| Total noninterest expense | $2,059,000 | 4,001 |
| Salaries and employee benefits | $899,000 | 4,451 |
| Premises and equipment expense | $397,000 | 2,792 |
| Additional noninterest expense | $763,000 | 3,775 |
| Pre-tax net operating income | $165,000 | 5,502 |
| Securities gains (losses) | $338,000 | 778 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $503,000 | 3,982 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $503,000 | 3,985 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $503,000 | 3,986 |
| Net charge-offs | $167,000 | 2,931 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 496 |
| Net operating income | $165,000 | 5,368 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 4,032 |
| Total interest expense | $189,000 | 4,572 |
| Net interest income | $1,275,000 | 3,864 |
| Provision for loan and lease losses | $384,000 | 1,285 |
| Total noninterest income | $136,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 3,962 |
| Total noninterest expense | $936,000 | 4,267 |
| Salaries and employee benefits | $381,000 | 4,897 |
| Premises and equipment expense | $187,000 | 2,928 |
| Additional noninterest expense | $368,000 | 3,841 |
| Pre-tax net operating income | $91,000 | 5,502 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $91,000 | 5,487 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,487 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $91,000 | 5,487 |
| Net charge-offs | $184,000 | 1,925 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 443 |
| Net operating income | $91,000 | 5,323 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 4,130 |
| Total interest expense | $1,056,000 | 4,287 |
| Net interest income | $4,821,000 | 3,999 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $425,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $192,000 | 4,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $233,000 | 4,237 |
| Total noninterest expense | $4,570,000 | 3,763 |
| Salaries and employee benefits | $2,250,000 | 3,852 |
| Premises and equipment expense | $683,000 | 3,256 |
| Additional noninterest expense | $1,637,000 | 3,641 |
| Pre-tax net operating income | $376,000 | 5,035 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $428,000 | 2,178 |
| Income before extraordinary items | $-52,000 | 6,223 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-52,000 | 6,225 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-52,000 | 6,225 |
| Net charge-offs | $892,000 | 2,496 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 736 |
| Net operating income | $-52,000 | 6,119 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,207 |
| Total interest expense | $825,000 | 4,296 |
| Net interest income | $3,549,000 | 4,069 |
| Provision for loan and lease losses | $165,000 | 4,383 |
| Total noninterest income | $311,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $142,000 | 4,492 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $169,000 | 4,354 |
| Total noninterest expense | $3,459,000 | 3,760 |
| Salaries and employee benefits | $1,776,000 | 3,719 |
| Premises and equipment expense | $527,000 | 3,235 |
| Additional noninterest expense | $1,156,000 | 3,782 |
| Pre-tax net operating income | $236,000 | 5,334 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $165,000 | 2,831 |
| Income before extraordinary items | $71,000 | 6,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 6,009 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $71,000 | 6,009 |
| Net charge-offs | $448,000 | 2,793 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 701 |
| Net operating income | $71,000 | 5,895 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 4,265 |
| Total interest expense | $565,000 | 4,328 |
| Net interest income | $2,320,000 | 4,152 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $240,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $92,000 | 4,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 3,974 |
| Total noninterest expense | $2,222,000 | 3,889 |
| Salaries and employee benefits | $1,152,000 | 3,829 |
| Premises and equipment expense | $352,000 | 3,241 |
| Additional noninterest expense | $718,000 | 4,031 |
| Pre-tax net operating income | $298,000 | 4,628 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $140,000 | 2,574 |
| Income before extraordinary items | $158,000 | 5,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $158,000 | 5,311 |
| Net charge-offs | $258,000 | 2,849 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,247 |
| Total interest expense | $291,000 | 4,387 |
| Net interest income | $1,166,000 | 4,122 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $1,112,000 | 3,904 |
| Salaries and employee benefits | $567,000 | 3,887 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $373,000 | 3,914 |
| Pre-tax net operating income | $150,000 | 4,641 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $150,000 | 4,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $150,000 | 4,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $150,000 | 4,454 |
| Net charge-offs | $-83,000 | 7,426 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 571 |
| Net operating income | $150,000 | 4,388 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 3,907 |
| Total interest expense | $1,831,000 | 3,786 |
| Net interest income | $5,152,000 | 3,878 |
| Provision for loan and lease losses | $4,266,000 | 1,277 |
| Total noninterest income | $342,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 5,249 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 4,433 |
| Total noninterest expense | $4,741,000 | 3,763 |
| Salaries and employee benefits | $2,331,000 | 3,791 |
| Premises and equipment expense | $696,000 | 3,313 |
| Additional noninterest expense | $1,714,000 | 3,657 |
| Pre-tax net operating income | $-3,513,000 | 6,986 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,502,000 | 7,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,502,000 | 7,054 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,502,000 | 7,054 |
| Net charge-offs | $4,018,000 | 1,204 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 868 |
| Net operating income | $-3,513,000 | 7,034 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 3,933 |
| Total interest expense | $1,475,000 | 3,748 |
| Net interest income | $3,881,000 | 3,917 |
| Provision for loan and lease losses | $3,572,000 | 1,130 |
| Total noninterest income | $259,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $87,000 | 5,364 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $172,000 | 4,432 |
| Total noninterest expense | $3,631,000 | 3,723 |
| Salaries and employee benefits | $1,773,000 | 3,778 |
| Premises and equipment expense | $542,000 | 3,257 |
| Additional noninterest expense | $1,316,000 | 3,575 |
| Pre-tax net operating income | $-3,063,000 | 7,209 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,052,000 | 7,282 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,052,000 | 7,282 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,052,000 | 7,282 |
| Net charge-offs | $1,003,000 | 2,189 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 816 |
| Net operating income | $-3,063,000 | 7,258 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 3,926 |
| Total interest expense | $1,080,000 | 3,594 |
| Net interest income | $2,534,000 | 3,981 |
| Provision for loan and lease losses | $1,680,000 | 1,419 |
| Total noninterest income | $161,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $57,000 | 5,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 4,587 |
| Total noninterest expense | $2,273,000 | 3,870 |
| Salaries and employee benefits | $1,198,000 | 3,770 |
| Premises and equipment expense | $354,000 | 3,337 |
| Additional noninterest expense | $721,000 | 4,060 |
| Pre-tax net operating income | $-1,258,000 | 7,105 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,247,000 | 7,170 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,247,000 | 7,169 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,247,000 | 7,170 |
| Net charge-offs | $785,000 | 1,957 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 772 |
| Net operating income | $-1,258,000 | 7,155 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 3,996 |
| Total interest expense | $568,000 | 3,579 |
| Net interest income | $1,234,000 | 4,072 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $1,131,000 | 3,924 |
| Salaries and employee benefits | $611,000 | 3,765 |
| Premises and equipment expense | $212,000 | 2,990 |
| Additional noninterest expense | $308,000 | 4,512 |
| Pre-tax net operating income | $142,000 | 4,632 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $143,000 | 4,463 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 4,463 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $143,000 | 4,462 |
| Net charge-offs | $51,000 | 3,695 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 699 |
| Net operating income | $142,000 | 4,364 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 4,340 |
| Total interest expense | $2,366,000 | 4,042 |
| Net interest income | $4,256,000 | 4,390 |
| Provision for loan and lease losses | $707,000 | 4,024 |
| Total noninterest income | $294,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $96,000 | 5,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $198,000 | 4,655 |
| Total noninterest expense | $4,363,000 | 4,088 |
| Salaries and employee benefits | $1,903,000 | 4,525 |
| Premises and equipment expense | $736,000 | 3,328 |
| Additional noninterest expense | $1,724,000 | 3,712 |
| Pre-tax net operating income | $-520,000 | 5,998 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-512,000 | 6,088 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-512,000 | 6,087 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-512,000 | 6,088 |
| Net charge-offs | $1,255,000 | 2,582 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 1,033 |
| Net operating income | $-520,000 | 6,088 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 4,487 |
| Total interest expense | $1,731,000 | 4,220 |
| Net interest income | $3,061,000 | 4,526 |
| Provision for loan and lease losses | $65,000 | 6,361 |
| Total noninterest income | $217,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $67,000 | 5,944 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $150,000 | 4,762 |
| Total noninterest expense | $3,317,000 | 4,058 |
| Salaries and employee benefits | $1,478,000 | 4,432 |
| Premises and equipment expense | $582,000 | 3,235 |
| Additional noninterest expense | $1,257,000 | 3,755 |
| Pre-tax net operating income | $-104,000 | 5,892 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-96,000 | 5,965 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-96,000 | 5,965 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-96,000 | 5,965 |
| Net charge-offs | $1,255,000 | 1,951 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 970 |
| Net operating income | $-104,000 | 5,953 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 4,598 |
| Total interest expense | $1,113,000 | 4,432 |
| Net interest income | $2,016,000 | 4,560 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $98,000 | 4,834 |
| Total noninterest expense | $2,165,000 | 4,150 |
| Salaries and employee benefits | $976,000 | 4,507 |
| Premises and equipment expense | $342,000 | 3,588 |
| Additional noninterest expense | $847,000 | 3,720 |
| Pre-tax net operating income | $-53,000 | 5,972 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-45,000 | 6,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-45,000 | 6,054 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-45,000 | 6,054 |
| Net charge-offs | $1,255,000 | 1,473 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
| Net operating income | $-53,000 | 6,023 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 4,646 |
| Total interest expense | $572,000 | 4,470 |
| Net interest income | $985,000 | 4,626 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $1,041,000 | 4,194 |
| Salaries and employee benefits | $477,000 | 4,629 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $402,000 | 3,566 |
| Pre-tax net operating income | $-11,000 | 6,303 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $-7,000 | 7,165 |
| Income before extraordinary items | $4,000 | 6,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 6,358 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,000 | 6,358 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-1,120 | 6,268 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 5,340 |
| Total interest expense | $2,031,000 | 5,264 |
| Net interest income | $3,195,000 | 5,241 |
| Provision for loan and lease losses | $1,873,000 | 1,886 |
| Total noninterest income | $229,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $59,000 | 6,504 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $170,000 | 5,116 |
| Total noninterest expense | $3,660,000 | 4,502 |
| Salaries and employee benefits | $1,989,000 | 4,475 |
| Premises and equipment expense | $615,000 | 3,862 |
| Additional noninterest expense | $1,056,000 | 4,663 |
| Pre-tax net operating income | $-2,109,000 | 7,393 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $311,000 | 2,354 |
| Income before extraordinary items | $-2,416,000 | 7,490 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,416,000 | 7,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,209 |
| Net operating income | $-2,420,000 | 7,577 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 5,521 |
| Total interest expense | $1,475,000 | 5,467 |
| Net interest income | $2,287,000 | 5,409 |
| Provision for loan and lease losses | $354,000 | 3,283 |
| Total noninterest income | $165,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 5,265 |
| Total noninterest expense | $2,706,000 | 4,523 |
| Salaries and employee benefits | $1,483,000 | 4,520 |
| Premises and equipment expense | $430,000 | 4,073 |
| Additional noninterest expense | $793,000 | 4,572 |
| Pre-tax net operating income | $-608,000 | 7,323 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-223,000 | 7,680 |
| Income before extraordinary items | $-385,000 | 7,092 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-385,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,093 |
| Net operating income | $-385,000 | 7,234 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 5,796 |
| Total interest expense | $886,000 | 5,865 |
| Net interest income | $1,442,000 | 5,575 |
| Provision for loan and lease losses | $234,000 | 2,911 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $1,717,000 | 4,711 |
| Salaries and employee benefits | $968,000 | 4,632 |
| Premises and equipment expense | $267,000 | 4,327 |
| Additional noninterest expense | $482,000 | 4,852 |
| Pre-tax net operating income | $-407,000 | 7,531 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-144,000 | 7,926 |
| Income before extraordinary items | $-263,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-263,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,007 |
| Net operating income | $-263,000 | 7,463 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,969 |
| Total interest expense | $449,000 | 6,009 |
| Net interest income | $670,000 | 5,807 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $830,000 | 4,818 |
| Salaries and employee benefits | $484,000 | 4,665 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $221,000 | 5,061 |
| Pre-tax net operating income | $-162,000 | 7,687 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-56,000 | 8,046 |
| Income before extraordinary items | $-106,000 | 7,669 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-106,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 877 |
| Net operating income | $-106,000 | 7,627 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 6,093 |
| Total interest expense | $1,832,000 | 6,022 |
| Net interest income | $2,436,000 | 6,042 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $214,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $36,000 | 6,943 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $178,000 | 5,284 |
| Total noninterest expense | $2,972,000 | 5,030 |
| Salaries and employee benefits | $1,731,000 | 4,881 |
| Premises and equipment expense | $465,000 | 4,578 |
| Additional noninterest expense | $776,000 | 5,448 |
| Pre-tax net operating income | $-567,000 | 7,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-186,000 | 8,119 |
| Income before extraordinary items | $-381,000 | 7,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-381,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,091 |
| Net operating income | $-381,000 | 7,805 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 6,157 |
| Total interest expense | $1,391,000 | 6,024 |
| Net interest income | $1,772,000 | 6,154 |
| Provision for loan and lease losses | $245,000 | 2,643 |
| Total noninterest income | $165,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $141,000 | 5,213 |
| Total noninterest expense | $2,229,000 | 5,009 |
| Salaries and employee benefits | $1,298,000 | 4,848 |
| Premises and equipment expense | $342,000 | 4,612 |
| Additional noninterest expense | $589,000 | 5,363 |
| Pre-tax net operating income | $-537,000 | 8,102 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-202,000 | 8,314 |
| Income before extraordinary items | $-335,000 | 8,027 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-335,000 | 8,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 942 |
| Net operating income | $-335,000 | 8,012 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 6,317 |
| Total interest expense | $863,000 | 6,218 |
| Net interest income | $1,123,000 | 6,322 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $106,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $91,000 | 5,292 |
| Total noninterest expense | $1,429,000 | 5,165 |
| Salaries and employee benefits | $851,000 | 4,932 |
| Premises and equipment expense | $206,000 | 4,941 |
| Additional noninterest expense | $372,000 | 5,513 |
| Pre-tax net operating income | $-390,000 | 8,218 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-147,000 | 8,432 |
| Income before extraordinary items | $-243,000 | 8,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-243,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 822 |
| Net operating income | $-243,000 | 8,142 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 6,576 |
| Total interest expense | $353,000 | 6,623 |
| Net interest income | $540,000 | 6,443 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $655,000 | 5,482 |
| Salaries and employee benefits | $416,000 | 5,038 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $152,000 | 6,088 |
| Pre-tax net operating income | $-141,000 | 8,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-53,000 | 8,425 |
| Income before extraordinary items | $-88,000 | 8,152 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-88,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 613 |
| Net operating income | $-88,000 | 8,142 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 7,677 |
| Total interest expense | $583,000 | 7,751 |
| Net interest income | $1,245,000 | 7,526 |
| Provision for loan and lease losses | $480,000 | 1,962 |
| Total noninterest income | $91,000 | 7,841 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $7,000 | 7,474 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 6,607 |
| Total noninterest expense | $1,936,000 | 6,243 |
| Salaries and employee benefits | $1,158,000 | 6,016 |
| Premises and equipment expense | $258,000 | 6,138 |
| Additional noninterest expense | $520,000 | 6,450 |
| Pre-tax net operating income | $-1,080,000 | 8,444 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-553,000 | 8,580 |
| Income before extraordinary items | $-527,000 | 8,306 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-527,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,100,000 | 106 |
| Net operating income | $-527,000 | 8,302 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 8,045 |
| Total interest expense | $322,000 | 8,077 |
| Net interest income | $759,000 | 7,911 |
| Provision for loan and lease losses | $340,000 | 1,939 |
| Total noninterest income | $68,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $1,402,000 | 6,340 |
| Salaries and employee benefits | $834,000 | 6,116 |
| Premises and equipment expense | $171,000 | 6,459 |
| Additional noninterest expense | $397,000 | 6,415 |
| Pre-tax net operating income | $-915,000 | 8,561 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-229,000 | 8,637 |
| Income before extraordinary items | $-686,000 | 8,533 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-686,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,095,000 | 77 |
| Net operating income | $-686,000 | 8,526 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $425,000 | 8,489 |
| Total interest expense | $82,000 | 8,553 |
| Net interest income | $343,000 | 8,351 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $14,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $847,000 | 6,631 |
| Salaries and employee benefits | $513,000 | 6,363 |
| Premises and equipment expense | $107,000 | 6,618 |
| Additional noninterest expense | $227,000 | 6,822 |
| Pre-tax net operating income | $-700,000 | 8,630 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-156,000 | 8,670 |
| Income before extraordinary items | $-544,000 | 8,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-544,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,089,000 | 43 |
| Net operating income | $-544,000 | 8,599 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $89,000 | 8,727 |
| Total interest expense | $7,000 | 8,719 |
| Net interest income | $82,000 | 8,686 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $323,000 | 7,286 |
| Salaries and employee benefits | $190,000 | 7,116 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $111,000 | 6,846 |
| Pre-tax net operating income | $-241,000 | 8,581 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-241,000 | 8,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-241,000 | 8,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $17,085,000 | 13 |
| Net operating income | $-241,000 | 8,593 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.