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Florida Capital Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,003,0001,659
Total interest expense$6,425,0001,744
Net interest income$17,578,0001,604
Provision for loan and lease losses$682,0001,064
Total noninterest income$6,918,000961
Gross Fiduciary activities income$0981
Service charges on deposit accounts$482,0001,678
Trading account gains and fees$0123
Additional Noninterest Income$6,436,000746
Total noninterest expense$20,774,0001,178
Salaries and employee benefits$13,348,0001,059
Premises and equipment expense$1,067,0001,955
Additional noninterest expense$6,436,000746
Pre-tax net operating income$3,040,0002,499
Securities gains (losses)$0988
Applicable income taxes$736,0001,636
Income before extraordinary items$2,304,0002,632
Extraordinary gains, net$054
Net income$2,304,0002,658
Minority interest net income$088
Net income of bank and minority interests.$2,304,0002,634
Net charge-offs$31,0002,008
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$-10,100,0004,592
Net operating income$2,304,0002,659
2023-09-30 (YTD Data)Rank
Total interest income$17,566,0001,657
Total interest expense$3,853,0001,871
Net interest income$13,713,0001,564
Provision for loan and lease losses$638,000867
Total noninterest income$5,294,000959
Gross Fiduciary activities income$0950
Service charges on deposit accounts$350,0001,723
Trading account gains and fees$0125
Additional Noninterest Income$4,944,000750
Total noninterest expense$15,967,0001,153
Salaries and employee benefits$10,318,0001,034
Premises and equipment expense$822,0001,926
Additional noninterest expense$4,944,000750
Pre-tax net operating income$2,402,0002,489
Securities gains (losses)$0849
Applicable income taxes$584,0001,639
Income before extraordinary items$1,818,0002,613
Extraordinary gains, net$052
Net income$1,818,0002,642
Minority interest net income$081
Net income of bank and minority interests.$1,818,0002,614
Net charge-offs$64,0001,375
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$-10,100,0004,620
Net operating income$1,818,0002,636
2023-06-30 (YTD Data)Rank
Total interest income$11,210,0001,683
Total interest expense$1,546,0002,303
Net interest income$9,664,0001,505
Provision for loan and lease losses$393,000894
Total noninterest income$3,316,000943
Gross Fiduciary activities income$0931
Service charges on deposit accounts$239,0001,680
Trading account gains and fees$0112
Additional Noninterest Income$3,077,000732
Total noninterest expense$10,994,0001,107
Salaries and employee benefits$7,057,0001,008
Premises and equipment expense$576,0001,849
Additional noninterest expense$3,077,000732
Pre-tax net operating income$1,593,0002,519
Securities gains (losses)$0938
Applicable income taxes$389,0001,666
Income before extraordinary items$1,204,0002,646
Extraordinary gains, net$051
Net income$1,204,0002,676
Minority interest net income$081
Net income of bank and minority interests.$1,204,0002,646
Net charge-offs$123,000849
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$-10,100,0004,648
Net operating income$1,204,0002,663
2023-03-31 (YTD Data)Rank
Total interest income$5,467,0001,695
Total interest expense$306,0003,154
Net interest income$5,161,0001,437
Provision for loan and lease losses$159,000987
Total noninterest income$1,586,000972
Gross Fiduciary activities income$0913
Service charges on deposit accounts$119,0001,706
Trading account gains and fees$097
Additional Noninterest Income$1,467,000746
Total noninterest expense$5,340,0001,152
Salaries and employee benefits$3,622,0001,015
Premises and equipment expense$294,0001,848
Additional noninterest expense$1,467,000746
Pre-tax net operating income$1,248,0002,017
Securities gains (losses)$0950
Applicable income taxes$313,0001,355
Income before extraordinary items$935,0002,181
Extraordinary gains, net$04
Net income$935,0002,181
Minority interest net income$048
Net income of bank and minority interests.$935,0002,181
Net charge-offs$-91,0004,535
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$935,0002,200
2022-12-31 (YTD Data)Rank
Total interest income$17,402,0001,740
Total interest expense$1,776,0001,734
Net interest income$15,626,0001,737
Provision for loan and lease losses$03,012
Total noninterest income$12,106,000679
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$516,0001,648
Trading account gains and feesNANA
Additional Noninterest Income$11,590,000507
Total noninterest expense$24,851,0001,010
Salaries and employee benefits$16,494,000890
Premises and equipment expense$1,218,0001,793
Additional noninterest expense$11,590,000507
Pre-tax net operating income$2,881,0002,706
Securities gains (losses)$0691
Applicable income taxes$573,0001,938
Income before extraordinary items$2,308,0002,778
Extraordinary gains, net$05
Net income$2,308,0002,775
Minority interest net income$063
Net income of bank and minority interests.$2,308,0002,777
Net charge-offs$5,0002,318
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,308,0002,805
2022-09-30 (YTD Data)Rank
Total interest income$12,490,0001,751
Total interest expense$1,192,0001,569
Net interest income$11,298,0001,760
Provision for loan and lease losses$02,835
Total noninterest income$11,111,000595
Gross Fiduciary activities income$0968
Service charges on deposit accounts$390,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$10,721,000446
Total noninterest expense$19,487,000973
Salaries and employee benefits$13,020,000847
Premises and equipment expense$919,0001,801
Additional noninterest expense$10,721,000446
Pre-tax net operating income$2,922,0002,321
Securities gains (losses)$0740
Applicable income taxes$688,0001,617
Income before extraordinary items$2,234,0002,445
Extraordinary gains, net$04
Net income$2,234,0002,444
Minority interest net income$057
Net income of bank and minority interests.$2,234,0002,444
Net charge-offs$-33,0003,951
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,234,0002,485
2022-06-30 (YTD Data)Rank
Total interest income$7,813,0001,789
Total interest expense$634,0001,656
Net interest income$7,179,0001,788
Provision for loan and lease losses$02,599
Total noninterest income$8,612,000530
Gross Fiduciary activities income$0925
Service charges on deposit accounts$261,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$8,351,000414
Total noninterest expense$13,018,000954
Salaries and employee benefits$8,752,000826
Premises and equipment expense$608,0001,806
Additional noninterest expense$3,658,0001,000
Pre-tax net operating income$2,773,0001,832
Securities gains (losses)$0687
Applicable income taxes$664,0001,280
Income before extraordinary items$2,109,0001,940
Extraordinary gains, net$04
Net income$2,109,0001,940
Minority interest net income$060
Net income of bank and minority interests.$2,109,0001,940
Net charge-offs$152,000607
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,109,0001,980
2022-03-31 (YTD Data)Rank
Total interest income$3,197,0002,043
Total interest expense$261,0001,861
Net interest income$2,936,0002,027
Provision for loan and lease losses$02,285
Total noninterest income$4,437,000521
Gross Fiduciary activities income$0892
Service charges on deposit accounts$138,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$4,299,000421
Total noninterest expense$6,199,000989
Salaries and employee benefits$4,175,000862
Premises and equipment expense$313,0001,780
Additional noninterest expense$1,711,0001,046
Pre-tax net operating income$1,174,0001,943
Securities gains (losses)$0623
Applicable income taxes$278,0001,373
Income before extraordinary items$896,0002,052
Extraordinary gains, net$04
Net income$896,0002,051
Minority interest net income$050
Net income of bank and minority interests.$896,0002,052
Net charge-offs$184,000376
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$896,0002,068
2021-12-31 (YTD Data)Rank
Total interest income$14,073,0001,958
Total interest expense$1,801,0001,435
Net interest income$12,272,0001,999
Provision for loan and lease losses$430,0001,162
Total noninterest income$23,532,000470
Gross Fiduciary activities income$0994
Service charges on deposit accounts$647,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$22,885,000385
Total noninterest expense$29,712,000852
Salaries and employee benefits$20,613,000714
Premises and equipment expense$1,318,0001,690
Additional noninterest expense$7,781,000955
Pre-tax net operating income$5,662,0001,900
Securities gains (losses)$02,062
Applicable income taxes$875,0001,696
Income before extraordinary items$4,787,0001,941
Extraordinary gains, net$010
Net income$4,787,0001,941
Minority interest net income$074
Net income of bank and minority interests.$4,787,0001,942
Net charge-offs$577,000578
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,787,0001,916
2021-09-30 (YTD Data)Rank
Total interest income$10,967,0001,940
Total interest expense$1,536,0001,373
Net interest income$9,431,0001,998
Provision for loan and lease losses$430,000935
Total noninterest income$17,850,000468
Gross Fiduciary activities income$0957
Service charges on deposit accounts$495,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$17,355,000390
Total noninterest expense$22,979,000841
Salaries and employee benefits$16,094,000688
Premises and equipment expense$1,023,0001,665
Additional noninterest expense$5,862,000953
Pre-tax net operating income$3,872,0002,096
Securities gains (losses)$02,015
Applicable income taxes$483,0002,001
Income before extraordinary items$3,389,0002,092
Extraordinary gains, net$08
Net income$3,389,0002,093
Minority interest net income$069
Net income of bank and minority interests.$3,389,0002,093
Net charge-offs$707,000406
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,389,0002,067
2021-06-30 (YTD Data)Rank
Total interest income$7,619,0001,870
Total interest expense$1,210,0001,232
Net interest income$6,409,0001,956
Provision for loan and lease losses$292,000937
Total noninterest income$12,779,000448
Gross Fiduciary activities income$0951
Service charges on deposit accounts$290,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$12,489,000374
Total noninterest expense$15,627,000811
Salaries and employee benefits$10,954,000665
Premises and equipment expense$710,0001,611
Additional noninterest expense$3,963,000936
Pre-tax net operating income$3,269,0001,751
Securities gains (losses)$01,818
Applicable income taxes$335,0001,948
Income before extraordinary items$2,934,0001,735
Extraordinary gains, net$06
Net income$2,934,0001,735
Minority interest net income$067
Net income of bank and minority interests.$2,934,0001,735
Net charge-offs$593,000358
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,934,0001,709
2021-03-31 (YTD Data)Rank
Total interest income$3,864,0001,841
Total interest expense$655,0001,210
Net interest income$3,209,0001,936
Provision for loan and lease losses$200,000806
Total noninterest income$8,035,000392
Gross Fiduciary activities income$0922
Service charges on deposit accounts$142,0001,399
Trading account gains and feesNANA
Additional Noninterest Income$7,893,000321
Total noninterest expense$8,600,000740
Salaries and employee benefits$5,930,000625
Premises and equipment expense$355,0001,631
Additional noninterest expense$2,315,000803
Pre-tax net operating income$2,444,0001,328
Securities gains (losses)$01,392
Applicable income taxes$130,0002,105
Income before extraordinary items$2,314,0001,255
Extraordinary gains, net$03
Net income$2,314,0001,255
Minority interest net income$055
Net income of bank and minority interests.$2,314,0001,255
Net charge-offs$174,000467
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,314,0001,222
2020-12-31 (YTD Data)Rank
Total interest income$18,709,0001,584
Total interest expense$4,258,0001,099
Net interest income$14,451,0001,702
Provision for loan and lease losses$2,986,000804
Total noninterest income$41,587,000307
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$186,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$41,401,000246
Total noninterest expense$35,904,000696
Salaries and employee benefits$24,947,000570
Premises and equipment expense$1,395,0001,607
Additional noninterest expense$9,562,000765
Pre-tax net operating income$17,148,000669
Securities gains (losses)$02,675
Applicable income taxes$3,290,000654
Income before extraordinary items$13,858,000713
Extraordinary gains, net$04
Net income$13,858,000713
Minority interest net income$072
Net income of bank and minority interests.$13,858,000713
Net charge-offs$1,158,000594
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,858,000686
2020-09-30 (YTD Data)Rank
Total interest income$14,582,0001,533
Total interest expense$3,386,0001,112
Net interest income$11,196,0001,648
Provision for loan and lease losses$2,802,000724
Total noninterest income$29,994,000305
Gross Fiduciary activities income$0981
Service charges on deposit accounts$318,0001,803
Trading account gains and feesNANA
Additional Noninterest Income$29,676,000247
Total noninterest expense$27,160,000681
Salaries and employee benefits$18,897,000550
Premises and equipment expense$1,027,0001,627
Additional noninterest expense$7,236,000747
Pre-tax net operating income$11,228,000720
Securities gains (losses)$02,494
Applicable income taxes$2,521,000618
Income before extraordinary items$8,707,000801
Extraordinary gains, net$04
Net income$8,707,000801
Minority interest net income$065
Net income of bank and minority interests.$8,707,000801
Net charge-offs$1,074,000485
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,707,000772
2020-06-30 (YTD Data)Rank
Total interest income$9,663,0001,563
Total interest expense$2,443,0001,105
Net interest income$7,220,0001,693
Provision for loan and lease losses$1,510,000854
Total noninterest income$12,364,000383
Gross Fiduciary activities income$0970
Service charges on deposit accounts$186,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$12,178,000309
Total noninterest expense$17,066,000712
Salaries and employee benefits$11,625,000587
Premises and equipment expense$658,0001,670
Additional noninterest expense$4,783,000750
Pre-tax net operating income$1,008,0002,927
Securities gains (losses)$02,249
Applicable income taxes$8,0003,409
Income before extraordinary items$1,000,0002,813
Extraordinary gains, net$04
Net income$1,000,0002,812
Minority interest net income$065
Net income of bank and minority interests.$1,000,0002,813
Net charge-offs$1,109,000374
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,000,0002,763
2020-03-31 (YTD Data)Rank
Total interest income$4,887,0001,538
Total interest expense$1,320,0001,135
Net interest income$3,567,0001,680
Provision for loan and lease losses$884,000662
Total noninterest income$4,242,000477
Gross Fiduciary activities income$0941
Service charges on deposit accounts$55,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$4,187,000354
Total noninterest expense$8,499,000724
Salaries and employee benefits$5,783,000594
Premises and equipment expense$280,0001,893
Additional noninterest expense$2,436,000746
Pre-tax net operating income$-1,574,0005,049
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$-1,574,0005,029
Extraordinary gains, net$04
Net income$-1,574,0005,029
Minority interest net income$056
Net income of bank and minority interests.$-1,574,0005,029
Net charge-offs$890,000258
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-1,574,0005,048
2019-12-31 (YTD Data)Rank
Total interest income$20,243,0001,512
Total interest expense$6,249,0001,022
Net interest income$13,994,0001,710
Provision for loan and lease losses$950,000937
Total noninterest income$26,035,000351
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$160,0003,427
Trading account gains and feesNANA
Additional Noninterest Income$25,875,000274
Total noninterest expense$31,980,000736
Salaries and employee benefits$21,549,000610
Premises and equipment expense$1,561,0001,455
Additional noninterest expense$8,870,000777
Pre-tax net operating income$7,099,0001,351
Securities gains (losses)$31,0001,450
Applicable income taxes$10,0003,663
Income before extraordinary items$7,120,0001,229
Extraordinary gains, net$011
Net income$7,120,0001,229
Minority interest net income$076
Net income of bank and minority interests.$7,120,0001,231
Net charge-offs$237,0001,539
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,089,0001,204
2019-09-30 (YTD Data)Rank
Total interest income$14,586,0001,570
Total interest expense$4,461,0001,070
Net interest income$10,125,0001,787
Provision for loan and lease losses$600,0001,007
Total noninterest income$18,627,000361
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$111,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$18,516,000280
Total noninterest expense$23,082,000758
Salaries and employee benefits$15,607,000631
Premises and equipment expense$1,160,0001,477
Additional noninterest expense$6,315,000808
Pre-tax net operating income$5,070,0001,417
Securities gains (losses)$31,0001,258
Applicable income taxes$10,0003,684
Income before extraordinary items$5,091,0001,296
Extraordinary gains, net$011
Net income$5,091,0001,298
Minority interest net income$072
Net income of bank and minority interests.$5,091,0001,298
Net charge-offs$254,0001,131
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,060,0001,278
2019-06-30 (YTD Data)Rank
Total interest income$9,462,0001,609
Total interest expense$2,717,0001,139
Net interest income$6,745,0001,788
Provision for loan and lease losses$400,0001,005
Total noninterest income$10,285,000405
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$74,0003,555
Trading account gains and feesNANA
Additional Noninterest Income$10,211,000309
Total noninterest expense$14,103,000799
Salaries and employee benefits$9,192,000722
Premises and equipment expense$774,0001,482
Additional noninterest expense$4,137,000831
Pre-tax net operating income$2,527,0001,779
Securities gains (losses)$31,000891
Applicable income taxes$10,0003,606
Income before extraordinary items$2,548,0001,576
Extraordinary gains, net$011
Net income$2,548,0001,576
Minority interest net income$069
Net income of bank and minority interests.$2,548,0001,576
Net charge-offs$160,0001,131
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,517,0001,561
2019-03-31 (YTD Data)Rank
Total interest income$4,297,0001,744
Total interest expense$1,128,0001,304
Net interest income$3,169,0001,882
Provision for loan and lease losses$150,0001,133
Total noninterest income$3,884,000486
Gross Fiduciary activities income$0972
Service charges on deposit accounts$46,0003,297
Trading account gains and feesNANA
Additional Noninterest Income$3,838,000356
Total noninterest expense$6,378,000882
Salaries and employee benefits$4,153,000780
Premises and equipment expense$392,0001,484
Additional noninterest expense$1,833,000911
Pre-tax net operating income$525,0003,008
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$525,0002,837
Extraordinary gains, net$05
Net income$525,0002,836
Minority interest net income$052
Net income of bank and minority interests.$525,0002,836
Net charge-offs$104,000871
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$525,0002,820
2018-12-31 (YTD Data)Rank
Total interest income$15,757,0001,793
Total interest expense$4,347,0001,054
Net interest income$11,410,0002,024
Provision for loan and lease losses$04,082
Total noninterest income$18,440,000447
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$197,0003,324
Trading account gains and feesNANA
Additional Noninterest Income$18,243,000330
Total noninterest expense$28,822,000777
Salaries and employee benefits$18,352,000695
Premises and equipment expense$1,462,0001,535
Additional noninterest expense$9,008,000765
Pre-tax net operating income$1,028,0003,991
Securities gains (losses)$-8,0004,349
Applicable income taxes$11,0003,734
Income before extraordinary items$1,009,0003,892
Extraordinary gains, net$06
Net income$1,009,0003,891
Minority interest net income$072
Net income of bank and minority interests.$1,009,0003,891
Net charge-offs$249,0001,459
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,016,9203,889
2018-09-30 (YTD Data)Rank
Total interest income$11,379,0001,834
Total interest expense$3,074,0001,043
Net interest income$8,305,0002,075
Provision for loan and lease losses$03,948
Total noninterest income$14,375,000429
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$151,0003,332
Trading account gains and feesNANA
Additional Noninterest Income$14,224,000324
Total noninterest expense$21,718,000774
Salaries and employee benefits$13,939,000689
Premises and equipment expense$1,080,0001,568
Additional noninterest expense$6,699,000764
Pre-tax net operating income$962,0003,806
Securities gains (losses)$-8,0004,722
Applicable income taxes$10,0003,776
Income before extraordinary items$944,0003,664
Extraordinary gains, net$05
Net income$944,0003,663
Minority interest net income$066
Net income of bank and minority interests.$944,0003,663
Net charge-offs$34,0002,427
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$951,9203,664
2018-06-30 (YTD Data)Rank
Total interest income$7,420,0001,851
Total interest expense$1,990,0001,003
Net interest income$5,430,0002,104
Provision for loan and lease losses$03,782
Total noninterest income$9,641,000432
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$102,0003,305
Trading account gains and feesNANA
Additional Noninterest Income$9,539,000326
Total noninterest expense$14,501,000770
Salaries and employee benefits$9,359,000679
Premises and equipment expense$760,0001,507
Additional noninterest expense$4,382,000770
Pre-tax net operating income$570,0003,963
Securities gains (losses)$0961
Applicable income taxes$10,0003,693
Income before extraordinary items$560,0003,818
Extraordinary gains, net$06
Net income$560,0003,816
Minority interest net income$065
Net income of bank and minority interests.$560,0003,817
Net charge-offs$-25,0004,811
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$560,0003,822
2018-03-31 (YTD Data)Rank
Total interest income$3,699,0001,836
Total interest expense$923,0001,019
Net interest income$2,776,0002,080
Provision for loan and lease losses$03,508
Total noninterest income$4,242,000469
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$53,0003,274
Trading account gains and feesNANA
Additional Noninterest Income$4,189,000349
Total noninterest expense$7,164,000780
Salaries and employee benefits$4,715,000680
Premises and equipment expense$382,0001,523
Additional noninterest expense$2,067,000795
Pre-tax net operating income$-146,0005,522
Securities gains (losses)$0735
Applicable income taxes$2,0003,795
Income before extraordinary items$-148,0005,506
Extraordinary gains, net$07
Net income$-148,0005,506
Minority interest net income$052
Net income of bank and minority interests.$-148,0005,506
Net charge-offs$199,000579
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-148,0005,512
2017-12-31 (YTD Data)Rank
Total interest income$13,440,0001,929
Total interest expense$2,701,0001,196
Net interest income$10,739,0002,106
Provision for loan and lease losses$04,227
Total noninterest income$19,763,000424
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$211,0003,384
Trading account gains and feesNANA
Additional Noninterest Income$19,552,000313
Total noninterest expense$29,645,000742
Salaries and employee benefits$19,380,000627
Premises and equipment expense$1,948,0001,197
Additional noninterest expense$8,317,000801
Pre-tax net operating income$857,0004,241
Securities gains (losses)$02,243
Applicable income taxes$12,0003,854
Income before extraordinary items$845,0003,933
Extraordinary gains, net$09
Net income$845,0003,933
Minority interest net income$076
Net income of bank and minority interests.$845,0003,933
Net charge-offs$392,0001,288
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$845,0003,916
2017-09-30 (YTD Data)Rank
Total interest income$9,418,0002,052
Total interest expense$1,743,0001,353
Net interest income$7,675,0002,191
Provision for loan and lease losses$-500,0005,623
Total noninterest income$14,018,000447
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$152,0003,460
Trading account gains and feesNANA
Additional Noninterest Income$13,866,000333
Total noninterest expense$21,816,000751
Salaries and employee benefits$14,405,000632
Premises and equipment expense$1,579,0001,128
Additional noninterest expense$5,832,000844
Pre-tax net operating income$377,0004,819
Securities gains (losses)$02,274
Applicable income taxes$10,0003,874
Income before extraordinary items$367,0004,730
Extraordinary gains, net$09
Net income$367,0004,731
Minority interest net income$071
Net income of bank and minority interests.$367,0004,731
Net charge-offs$-231,0005,522
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$367,0004,720
2017-06-30 (YTD Data)Rank
Total interest income$6,156,0002,071
Total interest expense$1,117,0001,360
Net interest income$5,039,0002,210
Provision for loan and lease losses$03,871
Total noninterest income$9,549,000446
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$97,0003,526
Trading account gains and feesNANA
Additional Noninterest Income$9,452,000330
Total noninterest expense$14,425,000751
Salaries and employee benefits$9,658,000631
Premises and equipment expense$1,119,0001,064
Additional noninterest expense$3,648,000899
Pre-tax net operating income$163,0005,102
Securities gains (losses)$01,906
Applicable income taxes$7,0003,897
Income before extraordinary items$156,0005,055
Extraordinary gains, net$011
Net income$156,0005,055
Minority interest net income$071
Net income of bank and minority interests.$156,0005,055
Net charge-offs$-212,0005,595
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$156,0005,037
2017-03-31 (YTD Data)Rank
Total interest income$3,073,0002,066
Total interest expense$564,0001,328
Net interest income$2,509,0002,217
Provision for loan and lease losses$03,537
Total noninterest income$4,639,000449
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$48,0003,555
Trading account gains and feesNANA
Additional Noninterest Income$4,591,000329
Total noninterest expense$7,032,000782
Salaries and employee benefits$4,907,000629
Premises and equipment expense$544,0001,099
Additional noninterest expense$1,581,0001,019
Pre-tax net operating income$116,0004,845
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$112,0004,770
Extraordinary gains, net$08
Net income$112,0004,770
Minority interest net income$055
Net income of bank and minority interests.$112,0004,770
Net charge-offs$68,0001,139
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$112,0004,757
2016-12-31 (YTD Data)Rank
Total interest income$13,210,0001,913
Total interest expense$2,601,0001,102
Net interest income$10,609,0002,079
Provision for loan and lease losses$04,332
Total noninterest income$20,813,000411
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$148,0004,002
Trading account gains and fees$0170
Additional Noninterest Income$20,665,000307
Total noninterest expense$29,989,000713
Salaries and employee benefits$19,239,000609
Premises and equipment expense$2,489,000965
Additional noninterest expense$8,261,000802
Pre-tax net operating income$1,433,0003,572
Securities gains (losses)$20,0002,370
Applicable income taxes$4,0004,104
Income before extraordinary items$1,449,0003,327
Extraordinary gains, net$05
Net income$1,449,0003,324
Minority interest net income$082
Net income of bank and minority interests.$1,449,0003,326
Net charge-offs$-146,0005,606
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,429,0003,309
2016-09-30 (YTD Data)Rank
Total interest income$9,735,0001,945
Total interest expense$1,954,0001,100
Net interest income$7,781,0002,119
Provision for loan and lease losses$04,186
Total noninterest income$16,127,000400
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$104,0004,131
Trading account gains and fees$0169
Additional Noninterest Income$16,023,000303
Total noninterest expense$22,885,000699
Salaries and employee benefits$14,579,000604
Premises and equipment expense$1,891,000958
Additional noninterest expense$6,415,000775
Pre-tax net operating income$1,023,0003,687
Securities gains (losses)$20,0002,307
Applicable income taxes$8,0004,054
Income before extraordinary items$1,035,0003,438
Extraordinary gains, net$05
Net income$1,035,0003,436
Minority interest net income$071
Net income of bank and minority interests.$1,035,0003,438
Net charge-offs$-32,0005,238
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,015,2003,414
2016-06-30 (YTD Data)Rank
Total interest income$6,319,0001,994
Total interest expense$1,322,0001,087
Net interest income$4,997,0002,185
Provision for loan and lease losses$04,017
Total noninterest income$9,784,000424
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$98,0003,626
Trading account gains and fees$0157
Additional Noninterest Income$9,686,000319
Total noninterest expense$14,340,000740
Salaries and employee benefits$9,122,000644
Premises and equipment expense$1,318,000932
Additional noninterest expense$3,900,000847
Pre-tax net operating income$441,0004,337
Securities gains (losses)$20,0001,940
Applicable income taxes$7,0004,028
Income before extraordinary items$454,0004,103
Extraordinary gains, net$016
Net income$454,0004,100
Minority interest net income$071
Net income of bank and minority interests.$454,0004,102
Net charge-offs$-40,0005,435
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$434,4004,091
2016-03-31 (YTD Data)Rank
Total interest income$2,957,0002,104
Total interest expense$643,0001,112
Net interest income$2,314,0002,340
Provision for loan and lease losses$03,656
Total noninterest income$4,174,000458
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$49,0003,626
Trading account gains and fees$0142
Additional Noninterest Income$4,125,000343
Total noninterest expense$6,379,000830
Salaries and employee benefits$4,257,000695
Premises and equipment expense$680,000911
Additional noninterest expense$1,442,0001,126
Pre-tax net operating income$109,0005,004
Securities gains (losses)$02,077
Applicable income taxes$7,0003,863
Income before extraordinary items$102,0004,997
Extraordinary gains, net$012
Net income$102,0004,998
Minority interest net income$062
Net income of bank and minority interests.$102,0004,998
Net charge-offs$-9,0005,132
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$102,0004,939
2015-12-31 (YTD Data)Rank
Total interest income$12,608,0001,947
Total interest expense$2,749,0001,031
Net interest income$9,859,0002,169
Provision for loan and lease losses$-2,818,0006,131
Total noninterest income$17,494,000449
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$218,0003,582
Trading account gains and fees$0159
Additional Noninterest Income$17,276,000330
Total noninterest expense$28,029,000738
Salaries and employee benefits$16,720,000682
Premises and equipment expense$3,348,000735
Additional noninterest expense$7,961,000824
Pre-tax net operating income$2,142,0002,887
Securities gains (losses)$03,216
Applicable income taxes$8,0004,139
Income before extraordinary items$2,134,0002,603
Extraordinary gains, net$023
Net income$2,134,0002,604
Minority interest net income$081
Net income of bank and minority interests.$2,134,0002,605
Net charge-offs$129,0002,415
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,134,0002,556
2015-09-30 (YTD Data)Rank
Total interest income$9,569,0001,941
Total interest expense$2,111,0001,013
Net interest income$7,458,0002,150
Provision for loan and lease losses$-2,818,0006,230
Total noninterest income$12,659,000470
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$166,0003,584
Trading account gains and fees$0153
Additional Noninterest Income$12,493,000357
Total noninterest expense$20,877,000749
Salaries and employee benefits$12,509,000691
Premises and equipment expense$2,370,000794
Additional noninterest expense$5,998,000823
Pre-tax net operating income$2,058,0002,518
Securities gains (losses)$03,031
Applicable income taxes$12,0004,095
Income before extraordinary items$2,046,0002,223
Extraordinary gains, net$021
Net income$2,046,0002,224
Minority interest net income$078
Net income of bank and minority interests.$2,046,0002,224
Net charge-offs$185,0001,627
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,046,0002,188
2015-06-30 (YTD Data)Rank
Total interest income$6,415,0001,919
Total interest expense$1,424,0001,007
Net interest income$4,991,0002,141
Provision for loan and lease losses$-2,818,0006,318
Total noninterest income$7,971,000487
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$113,0003,526
Trading account gains and fees$0157
Additional Noninterest Income$7,858,000369
Total noninterest expense$13,903,000749
Salaries and employee benefits$8,320,000696
Premises and equipment expense$1,608,000783
Additional noninterest expense$3,975,000836
Pre-tax net operating income$1,877,0001,980
Securities gains (losses)$02,636
Applicable income taxes$12,0004,005
Income before extraordinary items$1,865,0001,705
Extraordinary gains, net$022
Net income$1,865,0001,709
Minority interest net income$075
Net income of bank and minority interests.$1,865,0001,709
Net charge-offs$84,0001,879
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,865,0001,658
2015-03-31 (YTD Data)Rank
Total interest income$3,139,0001,960
Total interest expense$684,0001,052
Net interest income$2,455,0002,172
Provision for loan and lease losses$-1,828,0006,392
Total noninterest income$3,884,000487
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$58,0003,437
Trading account gains and fees$0152
Additional Noninterest Income$3,826,000360
Total noninterest expense$6,727,000775
Salaries and employee benefits$3,959,000746
Premises and equipment expense$859,000747
Additional noninterest expense$1,909,000841
Pre-tax net operating income$1,440,0001,391
Securities gains (losses)$02,027
Applicable income taxes$10,0003,833
Income before extraordinary items$1,430,0001,173
Extraordinary gains, net$013
Net income$1,430,0001,174
Minority interest net income$064
Net income of bank and minority interests.$1,430,0001,174
Net charge-offs$91,0001,178
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,430,0001,135
2014-12-31 (YTD Data)Rank
Total interest income$15,276,0001,631
Total interest expense$3,032,000990
Net interest income$12,244,0001,790
Provision for loan and lease losses$04,603
Total noninterest income$11,446,000583
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$290,0003,265
Trading account gains and fees$0180
Additional Noninterest Income$11,156,000419
Total noninterest expense$26,973,000757
Salaries and employee benefits$14,970,000741
Premises and equipment expense$3,660,000675
Additional noninterest expense$8,343,000780
Pre-tax net operating income$-3,283,0006,464
Securities gains (losses)$03,259
Applicable income taxes$18,0004,061
Income before extraordinary items$-3,301,0006,461
Extraordinary gains, net$017
Net income$-3,301,0006,460
Minority interest net income$084
Net income of bank and minority interests.$-3,301,0006,460
Net charge-offs$2,018,000510
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-3,301,0006,461
2014-09-30 (YTD Data)Rank
Total interest income$11,592,0001,616
Total interest expense$2,301,000987
Net interest income$9,291,0001,780
Provision for loan and lease losses$04,401
Total noninterest income$7,654,000631
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$228,0003,210
Trading account gains and fees$0174
Additional Noninterest Income$7,426,000450
Total noninterest expense$20,325,000750
Salaries and employee benefits$11,389,000732
Premises and equipment expense$2,819,000651
Additional noninterest expense$6,117,000796
Pre-tax net operating income$-3,380,0006,566
Securities gains (losses)$02,980
Applicable income taxes$18,0004,032
Income before extraordinary items$-3,398,0006,557
Extraordinary gains, net$015
Net income$-3,398,0006,556
Minority interest net income$081
Net income of bank and minority interests.$-3,398,0006,556
Net charge-offs$2,109,000357
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-3,398,0006,557
2014-06-30 (YTD Data)Rank
Total interest income$6,952,0001,809
Total interest expense$1,541,000983
Net interest income$5,411,0001,993
Provision for loan and lease losses$04,196
Total noninterest income$5,145,000621
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$160,0003,103
Trading account gains and fees$0172
Additional Noninterest Income$4,985,000446
Total noninterest expense$13,576,000742
Salaries and employee benefits$7,674,000718
Premises and equipment expense$1,920,000642
Additional noninterest expense$3,982,000814
Pre-tax net operating income$-3,020,0006,640
Securities gains (losses)$02,580
Applicable income taxes$12,0004,039
Income before extraordinary items$-3,032,0006,634
Extraordinary gains, net$020
Net income$-3,032,0006,634
Minority interest net income$080
Net income of bank and minority interests.$-3,032,0006,634
Net charge-offs$2,136,000273
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,032,0006,635
2014-03-31 (YTD Data)Rank
Total interest income$3,433,0001,823
Total interest expense$772,000989
Net interest income$2,661,0002,012
Provision for loan and lease losses$03,817
Total noninterest income$1,869,000771
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$87,0002,933
Trading account gains and fees$0147
Additional Noninterest Income$1,782,000554
Total noninterest expense$7,198,000712
Salaries and employee benefits$4,087,000682
Premises and equipment expense$1,013,000630
Additional noninterest expense$2,098,000775
Pre-tax net operating income$-2,668,0006,722
Securities gains (losses)$01,715
Applicable income taxes$12,0003,740
Income before extraordinary items$-2,680,0006,713
Extraordinary gains, net$016
Net income$-2,680,0006,713
Minority interest net income$066
Net income of bank and minority interests.$-2,680,0006,713
Net charge-offs$777,000356
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-2,680,0006,713
2013-12-31 (YTD Data)Rank
Total interest income$17,630,0001,438
Total interest expense$5,148,000641
Net interest income$12,482,0001,725
Provision for loan and lease losses$05,091
Total noninterest income$17,250,000455
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$509,0002,345
Trading account gains and fees$0184
Additional Noninterest Income$16,741,000331
Total noninterest expense$40,951,000510
Salaries and employee benefits$21,984,000497
Premises and equipment expense$4,749,000517
Additional noninterest expense$14,218,000504
Pre-tax net operating income$-11,219,0006,794
Securities gains (losses)$-4,0006,160
Applicable income taxes$11,0004,273
Income before extraordinary items$-11,234,0006,785
Extraordinary gains, net$029
Net income$-11,234,0006,786
Minority interest net income$090
Net income of bank and minority interests.$-11,234,0006,786
Net charge-offs$2,275,000678
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-11,230,0006,784
2013-09-30 (YTD Data)Rank
Total interest income$13,676,0001,402
Total interest expense$4,142,000600
Net interest income$9,534,0001,686
Provision for loan and lease losses$04,941
Total noninterest income$15,255,000416
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$397,0002,293
Trading account gains and fees$0180
Additional Noninterest Income$14,858,000301
Total noninterest expense$33,057,000477
Salaries and employee benefits$17,677,000470
Premises and equipment expense$3,605,000514
Additional noninterest expense$11,775,000454
Pre-tax net operating income$-8,268,0006,880
Securities gains (losses)$-4,0006,407
Applicable income taxes$11,0004,292
Income before extraordinary items$-8,283,0006,873
Extraordinary gains, net$025
Net income$-8,283,0006,873
Minority interest net income$084
Net income of bank and minority interests.$-8,283,0006,873
Net charge-offs$2,916,000439
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-8,279,0006,872
2013-06-30 (YTD Data)Rank
Total interest income$9,427,0001,344
Total interest expense$2,935,000574
Net interest income$6,492,0001,663
Provision for loan and lease losses$04,788
Total noninterest income$11,786,000374
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$267,0002,249
Trading account gains and fees$0157
Additional Noninterest Income$11,519,000274
Total noninterest expense$22,477,000474
Salaries and employee benefits$12,143,000463
Premises and equipment expense$2,334,000530
Additional noninterest expense$8,000,000444
Pre-tax net operating income$-4,199,0006,913
Securities gains (losses)$02,791
Applicable income taxes$5,0004,362
Income before extraordinary items$-4,204,0006,910
Extraordinary gains, net$022
Net income$-4,204,0006,911
Minority interest net income$082
Net income of bank and minority interests.$-4,204,0006,911
Net charge-offs$1,218,000675
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-4,204,0006,909
2013-03-31 (YTD Data)Rank
Total interest income$4,938,0001,292
Total interest expense$1,546,000557
Net interest income$3,392,0001,596
Provision for loan and lease losses$04,409
Total noninterest income$6,225,000369
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$143,0002,105
Trading account gains and fees$0148
Additional Noninterest Income$6,082,000266
Total noninterest expense$11,654,000470
Salaries and employee benefits$5,976,000476
Premises and equipment expense$1,143,000539
Additional noninterest expense$4,535,000408
Pre-tax net operating income$-2,037,0006,984
Securities gains (losses)$01,966
Applicable income taxes$5,0004,175
Income before extraordinary items$-2,042,0006,981
Extraordinary gains, net$010
Net income$-2,042,0006,982
Minority interest net income$076
Net income of bank and minority interests.$-2,042,0006,982
Net charge-offs$513,000760
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-2,042,0006,979
2012-12-31 (YTD Data)Rank
Total interest income$22,454,0001,192
Total interest expense$8,154,000515
Net interest income$14,300,0001,537
Provision for loan and lease losses$11,363,000243
Total noninterest income$32,740,000301
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$492,0002,524
Trading account gains and fees$0166
Additional Noninterest Income$32,248,000224
Total noninterest expense$51,932,000429
Salaries and employee benefits$23,295,000470
Premises and equipment expense$4,705,000505
Additional noninterest expense$23,932,000343
Pre-tax net operating income$-16,255,0007,051
Securities gains (losses)$1,195,000433
Applicable income taxes$10,0004,385
Income before extraordinary items$-15,070,0007,043
Extraordinary gains, net$029
Net income$-15,070,0007,043
Minority interest net income$093
Net income of bank and minority interests.$-15,070,0007,043
Net charge-offs$20,717,000180
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-16,265,0007,043
2012-09-30 (YTD Data)Rank
Total interest income$17,192,0001,185
Total interest expense$6,403,000509
Net interest income$10,789,0001,538
Provision for loan and lease losses$10,912,000212
Total noninterest income$23,300,000305
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$332,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$22,968,000234
Total noninterest expense$40,330,000404
Salaries and employee benefits$16,473,000480
Premises and equipment expense$3,579,000503
Additional noninterest expense$20,278,000309
Pre-tax net operating income$-17,153,0007,163
Securities gains (losses)$1,195,000337
Applicable income taxes$10,0004,386
Income before extraordinary items$-15,968,0007,157
Extraordinary gains, net$020
Net income$-15,968,0007,157
Minority interest net income$086
Net income of bank and minority interests.$-15,968,0007,157
Net charge-offs$20,849,000135
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-17,163,0007,159
2012-06-30 (YTD Data)Rank
Total interest income$11,354,0001,206
Total interest expense$4,492,000505
Net interest income$6,862,0001,614
Provision for loan and lease losses$7,985,000205
Total noninterest income$13,298,000337
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$189,0003,069
Trading account gains and fees$0153
Additional Noninterest Income$13,109,000254
Total noninterest expense$26,306,000411
Salaries and employee benefits$10,632,000501
Premises and equipment expense$2,382,000503
Additional noninterest expense$13,292,000313
Pre-tax net operating income$-14,131,0007,237
Securities gains (losses)$1,195,000230
Applicable income taxes$10,0004,237
Income before extraordinary items$-12,946,0007,229
Extraordinary gains, net$019
Net income$-12,946,0007,228
Minority interest net income$084
Net income of bank and minority interests.$-12,946,0007,229
Net charge-offs$15,718,000134
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-14,141,0007,229
2012-03-31 (YTD Data)Rank
Total interest income$5,532,0001,247
Total interest expense$2,405,000483
Net interest income$3,127,0001,794
Provision for loan and lease losses$4,805,000167
Total noninterest income$5,885,000358
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$94,0003,073
Trading account gains and fees$0148
Additional Noninterest Income$5,791,000267
Total noninterest expense$13,701,000395
Salaries and employee benefits$5,163,000509
Premises and equipment expense$1,187,000504
Additional noninterest expense$7,351,000278
Pre-tax net operating income$-9,494,0007,307
Securities gains (losses)$02,210
Applicable income taxes$10,0003,991
Income before extraordinary items$-9,504,0007,298
Extraordinary gains, net$019
Net income$-9,504,0007,298
Minority interest net income$078
Net income of bank and minority interests.$-9,504,0007,298
Net charge-offs$11,894,00098
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-9,504,0007,298
2011-12-31 (YTD Data)Rank
Total interest income$27,363,0001,019
Total interest expense$12,130,000456
Net interest income$15,233,0001,453
Provision for loan and lease losses$24,606,000193
Total noninterest income$17,767,000406
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$429,0002,896
Trading account gains and fees$0146
Additional Noninterest Income$17,338,000294
Total noninterest expense$45,883,000450
Salaries and employee benefits$18,867,000517
Premises and equipment expense$5,160,000485
Additional noninterest expense$21,856,000362
Pre-tax net operating income$-37,489,0007,334
Securities gains (losses)$3,459,000141
Applicable income taxes$21,0004,103
Income before extraordinary items$-34,051,0007,331
Extraordinary gains, net$029
Net income$-34,051,0007,331
Minority interest net income$096
Net income of bank and minority interests.$-34,051,0007,331
Net charge-offs$20,651,000246
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-37,510,0007,331
2011-09-30 (YTD Data)Rank
Total interest income$20,599,0001,033
Total interest expense$9,445,000463
Net interest income$11,154,0001,503
Provision for loan and lease losses$11,323,000291
Total noninterest income$12,745,000422
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$317,0002,922
Trading account gains and fees$0145
Additional Noninterest Income$12,428,000303
Total noninterest expense$32,645,000475
Salaries and employee benefits$13,338,000549
Premises and equipment expense$3,852,000491
Additional noninterest expense$15,455,000377
Pre-tax net operating income$-20,069,0007,397
Securities gains (losses)$3,452,000115
Applicable income taxes$19,0004,063
Income before extraordinary items$-16,636,0007,385
Extraordinary gains, net$021
Net income$-16,636,0007,386
Minority interest net income$087
Net income of bank and minority interests.$-16,636,0007,385
Net charge-offs$11,714,000308
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-20,088,0007,393
2011-06-30 (YTD Data)Rank
Total interest income$14,358,000994
Total interest expense$6,667,000464
Net interest income$7,691,0001,457
Provision for loan and lease losses$5,550,000389
Total noninterest income$6,090,000543
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$208,0002,930
Trading account gains and fees$0153
Additional Noninterest Income$5,882,000376
Total noninterest expense$21,496,000483
Salaries and employee benefits$8,605,000560
Premises and equipment expense$2,564,000500
Additional noninterest expense$10,327,000378
Pre-tax net operating income$-13,265,0007,461
Securities gains (losses)$2,358,00097
Applicable income taxes$19,0003,849
Income before extraordinary items$-10,926,0007,448
Extraordinary gains, net$015
Net income$-10,926,0007,448
Minority interest net income$089
Net income of bank and minority interests.$-10,926,0007,448
Net charge-offs$6,196,000392
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-13,284,0007,458
2011-03-31 (YTD Data)Rank
Total interest income$6,997,0001,032
Total interest expense$3,532,000455
Net interest income$3,465,0001,611
Provision for loan and lease losses$1,650,000597
Total noninterest income$3,362,000501
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$108,0002,820
Trading account gains and fees$0158
Additional Noninterest Income$3,254,000357
Total noninterest expense$11,291,000463
Salaries and employee benefits$5,537,000453
Premises and equipment expense$1,281,000509
Additional noninterest expense$4,473,000424
Pre-tax net operating income$-6,114,0007,514
Securities gains (losses)$1,304,00078
Applicable income taxes$14,0003,619
Income before extraordinary items$-4,824,0007,497
Extraordinary gains, net$09
Net income$-4,824,0007,497
Minority interest net income$086
Net income of bank and minority interests.$-4,824,0007,497
Net charge-offs$2,032,000540
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-6,128,0007,510
2010-12-31 (YTD Data)Rank
Total interest income$39,058,000783
Total interest expense$19,116,000410
Net interest income$19,942,0001,122
Provision for loan and lease losses$30,126,000262
Total noninterest income$31,655,000281
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$526,0002,548
Trading account gains and fees$0175
Additional Noninterest Income$31,129,000215
Total noninterest expense$51,942,000420
Salaries and employee benefits$23,901,000406
Premises and equipment expense$5,564,000465
Additional noninterest expense$22,477,000372
Pre-tax net operating income$-30,471,0007,567
Securities gains (losses)$2,659,000204
Applicable income taxes$17,0004,070
Income before extraordinary items$-27,829,0007,556
Extraordinary gains, net$029
Net income$-27,829,0007,555
Minority interest net income$0111
Net income of bank and minority interests.$-27,829,0007,556
Net charge-offs$30,725,000232
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-30,488,0007,563
2010-09-30 (YTD Data)Rank
Total interest income$29,369,000785
Total interest expense$14,891,000413
Net interest income$14,478,0001,171
Provision for loan and lease losses$25,475,000239
Total noninterest income$20,670,000306
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$404,0002,563
Trading account gains and fees$0165
Additional Noninterest Income$20,266,000229
Total noninterest expense$34,453,000450
Salaries and employee benefits$15,832,000465
Premises and equipment expense$4,112,000472
Additional noninterest expense$14,509,000399
Pre-tax net operating income$-24,780,0007,677
Securities gains (losses)$2,659,000164
Applicable income taxes$17,0004,065
Income before extraordinary items$-22,138,0007,671
Extraordinary gains, net$023
Net income$-22,138,0007,671
Minority interest net income$0110
Net income of bank and minority interests.$-22,138,0007,671
Net charge-offs$24,048,000224
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-24,797,0007,678
2010-06-30 (YTD Data)Rank
Total interest income$19,109,000809
Total interest expense$10,419,000406
Net interest income$8,690,0001,307
Provision for loan and lease losses$17,675,000232
Total noninterest income$9,016,000402
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$276,0002,524
Trading account gains and fees$0152
Additional Noninterest Income$8,740,000288
Total noninterest expense$20,447,000499
Salaries and employee benefits$9,716,000496
Premises and equipment expense$2,686,000480
Additional noninterest expense$8,045,000463
Pre-tax net operating income$-20,416,0007,757
Securities gains (losses)$306,000699
Applicable income taxes$19,0003,810
Income before extraordinary items$-20,129,0007,757
Extraordinary gains, net$019
Net income$-20,129,0007,757
Minority interest net income$0105
Net income of bank and minority interests.$-20,129,0007,757
Net charge-offs$15,314,000243
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-20,435,0007,753
2010-03-31 (YTD Data)Rank
Total interest income$9,302,000845
Total interest expense$5,449,000409
Net interest income$3,853,0001,488
Provision for loan and lease losses$4,075,000441
Total noninterest income$3,248,000497
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$134,0002,560
Trading account gains and fees$0175
Additional Noninterest Income$3,114,000360
Total noninterest expense$9,647,000529
Salaries and employee benefits$4,700,000520
Premises and equipment expense$1,377,000486
Additional noninterest expense$3,570,000512
Pre-tax net operating income$-6,621,0007,808
Securities gains (losses)$02,284
Applicable income taxes$19,0003,480
Income before extraordinary items$-6,640,0007,819
Extraordinary gains, net$016
Net income$-6,640,0007,820
Minority interest net income$091
Net income of bank and minority interests.$-6,640,0007,820
Net charge-offs$4,992,000338
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-6,640,0007,818
2009-12-31 (YTD Data)Rank
Total interest income$43,160,000771
Total interest expense$25,313,000442
Net interest income$17,847,0001,256
Provision for loan and lease losses$13,355,000669
Total noninterest income$24,452,000341
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$687,0002,293
Trading account gains and fees$0211
Additional Noninterest Income$23,765,000251
Total noninterest expense$44,011,000490
Salaries and employee benefits$22,068,000438
Premises and equipment expense$5,592,000476
Additional noninterest expense$16,351,000516
Pre-tax net operating income$-15,067,0007,635
Securities gains (losses)$4,055,000152
Applicable income taxes$13,0003,817
Income before extraordinary items$-11,025,0007,587
Extraordinary gains, net$034
Net income$-11,025,0007,585
Minority interest net income$0115
Net income of bank and minority interests.$-11,025,0007,586
Net charge-offs$11,614,000608
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-15,080,0007,677
2009-09-30 (YTD Data)Rank
Total interest income$32,888,000778
Total interest expense$19,704,000461
Net interest income$13,184,0001,271
Provision for loan and lease losses$12,080,000538
Total noninterest income$22,327,000302
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$519,0002,288
Trading account gains and fees$0212
Additional Noninterest Income$21,808,000227
Total noninterest expense$33,251,000484
Salaries and employee benefits$16,654,000442
Premises and equipment expense$4,209,000488
Additional noninterest expense$12,388,000486
Pre-tax net operating income$-9,820,0007,737
Securities gains (losses)$03,497
Applicable income taxes$14,0003,927
Income before extraordinary items$-9,834,0007,773
Extraordinary gains, net$027
Net income$-9,834,0007,772
Minority interest net income$0118
Net income of bank and minority interests.$-9,834,0007,773
Net charge-offs$10,275,000494
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-9,834,0007,780
2009-06-30 (YTD Data)Rank
Total interest income$22,182,000793
Total interest expense$13,689,000470
Net interest income$8,493,0001,307
Provision for loan and lease losses$4,055,000881
Total noninterest income$18,019,000251
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$345,0002,264
Trading account gains and fees$0193
Additional Noninterest Income$17,674,000200
Total noninterest expense$21,410,000517
Salaries and employee benefits$10,762,000464
Premises and equipment expense$2,822,000492
Additional noninterest expense$7,826,000520
Pre-tax net operating income$1,047,0002,036
Securities gains (losses)$03,136
Applicable income taxes$12,0003,934
Income before extraordinary items$1,035,0001,795
Extraordinary gains, net$021
Net income$1,035,0001,792
Minority interest net income$0112
Net income of bank and minority interests.$1,035,0001,794
Net charge-offs$4,624,000613
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,035,0001,745
2009-03-31 (YTD Data)Rank
Total interest income$11,134,000787
Total interest expense$7,127,000466
Net interest income$4,007,0001,377
Provision for loan and lease losses$1,125,0001,101
Total noninterest income$6,317,000316
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$172,0002,214
Trading account gains and fees$0171
Additional Noninterest Income$6,145,000226
Total noninterest expense$9,456,000545
Salaries and employee benefits$4,960,000516
Premises and equipment expense$1,369,000509
Additional noninterest expense$3,127,000562
Pre-tax net operating income$-257,0006,985
Securities gains (losses)$02,434
Applicable income taxes$3,0004,463
Income before extraordinary items$-260,0007,133
Extraordinary gains, net$015
Net income$-260,0007,133
Minority interest net income$0102
Net income of bank and minority interests.$-260,0007,134
Net charge-offs$1,399,000774
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-260,0007,075
2008-12-31 (YTD Data)Rank
Total interest income$48,814,000762
Total interest expense$26,804,000585
Net interest income$22,010,000975
Provision for loan and lease losses$11,072,000556
Total noninterest income$9,227,000636
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$873,0001,968
Trading account gains and fees$0154
Additional Noninterest Income$8,354,000438
Total noninterest expense$36,328,000552
Salaries and employee benefits$18,569,000516
Premises and equipment expense$5,712,000476
Additional noninterest expense$12,047,000580
Pre-tax net operating income$-16,163,0008,071
Securities gains (losses)$03,220
Applicable income taxes$3,0004,759
Income before extraordinary items$-16,166,0008,070
Extraordinary gains, net$039
Net income$-16,166,0008,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,075,000527
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-16,166,0008,095
2008-09-30 (YTD Data)Rank
Total interest income$37,462,000769
Total interest expense$20,071,000620
Net interest income$17,391,000937
Provision for loan and lease losses$7,622,000484
Total noninterest income$7,062,000656
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$669,0001,939
Trading account gains and fees$0148
Additional Noninterest Income$6,393,000459
Total noninterest expense$25,029,000586
Salaries and employee benefits$14,179,000522
Premises and equipment expense$4,286,000483
Additional noninterest expense$6,564,000715
Pre-tax net operating income$-8,198,0008,205
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-8,198,0008,195
Extraordinary gains, net$031
Net income$-8,198,0008,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,229,000381
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-8,198,0008,223
2008-06-30 (YTD Data)Rank
Total interest income$24,937,000781
Total interest expense$13,538,000642
Net interest income$11,399,000947
Provision for loan and lease losses$6,880,000345
Total noninterest income$4,186,000739
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$431,0001,972
Trading account gains and fees$0149
Additional Noninterest Income$3,755,000526
Total noninterest expense$16,294,000598
Salaries and employee benefits$9,143,000546
Premises and equipment expense$2,823,000493
Additional noninterest expense$4,328,000696
Pre-tax net operating income$-7,589,0008,335
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-7,589,0008,352
Extraordinary gains, net$021
Net income$-7,589,0008,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,490,000660
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-7,589,0008,352
2008-03-31 (YTD Data)Rank
Total interest income$12,437,000807
Total interest expense$6,789,000676
Net interest income$5,648,000947
Provision for loan and lease losses$530,000970
Total noninterest income$2,122,000714
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$212,0001,972
Trading account gains and fees$0158
Additional Noninterest Income$1,910,000524
Total noninterest expense$8,120,000598
Salaries and employee benefits$4,417,000572
Premises and equipment expense$1,385,000501
Additional noninterest expense$2,318,000636
Pre-tax net operating income$-880,0008,247
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-880,0008,285
Extraordinary gains, net$015
Net income$-880,0008,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-106,0008,421
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-880,0008,272
2007-12-31 (YTD Data)Rank
Total interest income$50,871,000826
Total interest expense$25,507,000767
Net interest income$25,364,000865
Provision for loan and lease losses$7,980,000289
Total noninterest income$4,073,0001,287
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$653,0002,510
Trading account gains and fees$0178
Additional Noninterest Income$3,420,000918
Total noninterest expense$27,998,000671
Salaries and employee benefits$17,374,000557
Premises and equipment expense$4,858,000542
Additional noninterest expense$5,766,000983
Pre-tax net operating income$-6,541,0008,455
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-6,541,0008,470
Extraordinary gains, net$039
Net income$-6,541,0008,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,889,000375
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-6,541,0008,465
2007-09-30 (YTD Data)Rank
Total interest income$37,007,000846
Total interest expense$17,856,000835
Net interest income$19,151,000856
Provision for loan and lease losses$4,315,000287
Total noninterest income$2,980,0001,306
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$449,0002,659
Trading account gains and fees$0184
Additional Noninterest Income$2,531,000934
Total noninterest expense$20,305,000685
Salaries and employee benefits$12,970,000565
Premises and equipment expense$3,450,000566
Additional noninterest expense$3,885,0001,060
Pre-tax net operating income$-2,489,0008,466
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-2,489,0008,484
Extraordinary gains, net$033
Net income$-2,489,0008,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-2,489,0008,476
2007-06-30 (YTD Data)Rank
Total interest income$23,457,000903
Total interest expense$11,136,000884
Net interest income$12,321,000911
Provision for loan and lease losses$1,515,000414
Total noninterest income$1,679,0001,537
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$293,0002,706
Trading account gains and fees$0168
Additional Noninterest Income$1,386,0001,114
Total noninterest expense$12,941,000730
Salaries and employee benefits$8,282,000598
Premises and equipment expense$2,174,000632
Additional noninterest expense$2,485,0001,124
Pre-tax net operating income$-456,0008,271
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-456,0008,304
Extraordinary gains, net$029
Net income$-456,0008,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-456,0008,298
2007-03-31 (YTD Data)Rank
Total interest income$10,997,000962
Total interest expense$5,142,000957
Net interest income$5,855,000952
Provision for loan and lease losses$665,000408
Total noninterest income$825,0001,528
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$120,0003,069
Trading account gains and fees$0195
Additional Noninterest Income$705,0001,071
Total noninterest expense$6,293,000747
Salaries and employee benefits$4,176,000598
Premises and equipment expense$1,014,000665
Additional noninterest expense$1,103,0001,230
Pre-tax net operating income$-278,0008,397
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-278,0008,417
Extraordinary gains, net$022
Net income$-278,0008,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-278,0008,406
2006-12-31 (YTD Data)Rank
Total interest income$27,811,0001,435
Total interest expense$12,770,0001,318
Net interest income$15,041,0001,519
Provision for loan and lease losses$4,200,000285
Total noninterest income$3,168,0001,538
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$254,0004,460
Trading account gains and fees$0130
Additional Noninterest Income$2,914,0001,022
Total noninterest expense$21,550,000823
Salaries and employee benefits$14,733,000640
Premises and equipment expense$2,884,000879
Additional noninterest expense$3,933,0001,353
Pre-tax net operating income$-7,541,0008,670
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-7,541,0008,672
Extraordinary gains, net$051
Net income$-7,541,0008,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,486
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-7,541,0008,664
2006-09-30 (YTD Data)Rank
Total interest income$18,186,0001,640
Total interest expense$8,355,0001,465
Net interest income$9,831,0001,770
Provision for loan and lease losses$2,925,000283
Total noninterest income$2,339,0001,577
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$159,0004,912
Trading account gains and fees$0126
Additional Noninterest Income$2,180,0001,032
Total noninterest expense$15,300,000873
Salaries and employee benefits$10,614,000671
Premises and equipment expense$1,919,000989
Additional noninterest expense$2,767,0001,435
Pre-tax net operating income$-6,055,0008,735
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-6,055,0008,733
Extraordinary gains, net$045
Net income$-6,055,0008,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-6,055,0008,726
2006-06-30 (YTD Data)Rank
Total interest income$10,020,0001,941
Total interest expense$4,468,0001,734
Net interest income$5,552,0002,101
Provision for loan and lease losses$1,835,000293
Total noninterest income$1,494,0001,648
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$90,0005,246
Trading account gains and fees$0126
Additional Noninterest Income$1,404,0001,060
Total noninterest expense$9,406,000955
Salaries and employee benefits$6,617,000719
Premises and equipment expense$1,109,0001,158
Additional noninterest expense$1,680,0001,569
Pre-tax net operating income$-4,195,0008,768
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-4,195,0008,768
Extraordinary gains, net$039
Net income$-4,195,0008,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-4,195,0008,758
2006-03-31 (YTD Data)Rank
Total interest income$3,975,0002,339
Total interest expense$1,563,0002,253
Net interest income$2,412,0002,394
Provision for loan and lease losses$735,000351
Total noninterest income$583,0001,973
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$583,0001,196
Total noninterest expense$4,311,0001,053
Salaries and employee benefits$3,115,000776
Premises and equipment expense$465,0001,397
Additional noninterest expense$731,0001,787
Pre-tax net operating income$-2,051,0008,778
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-2,051,0008,780
Extraordinary gains, net$021
Net income$-2,051,0008,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-2,051,0008,769
2005-12-31 (YTD Data)Rank
Total interest income$4,689,0005,358
Total interest expense$1,661,0004,974
Net interest income$3,028,0005,478
Provision for loan and lease losses$1,278,000823
Total noninterest income$1,067,0003,399
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$139,0005,751
Trading account gains and fees$0138
Additional Noninterest Income$928,0002,321
Total noninterest expense$9,293,0001,823
Salaries and employee benefits$6,383,0001,465
Premises and equipment expense$994,0002,380
Additional noninterest expense$1,916,0002,590
Pre-tax net operating income$-6,476,0008,822
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-6,476,0008,821
Extraordinary gains, net$046
Net income$-6,476,0008,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-6,476,0008,810
2005-09-30 (YTD Data)Rank
Total interest income$2,257,0006,590
Total interest expense$672,0006,468
Net interest income$1,585,0006,526
Provision for loan and lease losses$526,0001,341
Total noninterest income$465,0004,737
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$107,0005,742
Trading account gains and fees$0126
Additional Noninterest Income$358,0003,488
Total noninterest expense$5,650,0002,191
Salaries and employee benefits$3,838,0001,806
Premises and equipment expense$601,0002,878
Additional noninterest expense$1,211,0003,017
Pre-tax net operating income$-4,126,0008,842
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-4,126,0008,845
Extraordinary gains, net$035
Net income$-4,126,0008,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,608
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-4,126,0008,833
2005-06-30 (YTD Data)Rank
Total interest income$1,128,0007,203
Total interest expense$253,0007,501
Net interest income$875,0006,993
Provision for loan and lease losses$123,0002,983
Total noninterest income$188,0005,870
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$73,0005,656
Trading account gains and fees$0116
Additional Noninterest Income$115,0004,902
Total noninterest expense$2,393,0003,307
Salaries and employee benefits$1,528,0002,881
Premises and equipment expense$275,0003,871
Additional noninterest expense$590,0003,863
Pre-tax net operating income$-1,453,0008,817
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,453,0008,834
Extraordinary gains, net$030
Net income$-1,453,0008,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-1,453,0008,819
2005-03-31 (YTD Data)Rank
Total interest income$433,0007,762
Total interest expense$66,0008,315
Net interest income$367,0007,438
Provision for loan and lease losses$123,0001,714
Total noninterest income$50,0007,067
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$35,0005,695
Trading account gains and fees$0115
Additional Noninterest Income$15,0007,267
Total noninterest expense$675,0005,127
Salaries and employee benefits$459,0004,374
Premises and equipment expense$65,0006,146
Additional noninterest expense$151,0005,984
Pre-tax net operating income$-381,0008,817
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-381,0008,834
Extraordinary gains, net$024
Net income$-381,0008,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-381,0008,818
2004-12-31 (YTD Data)Rank
Total interest income$239,0008,874
Total interest expense$43,0008,848
Net interest income$196,0008,868
Provision for loan and lease losses$07,314
Total noninterest income$39,0008,657
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$29,0007,562
Trading account gains and fees$0138
Additional Noninterest Income$10,0008,525
Total noninterest expense$430,0008,756
Salaries and employee benefits$301,0008,599
Premises and equipment expense$31,0008,799
Additional noninterest expense$98,0008,824
Pre-tax net operating income$-195,0008,535
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-195,0008,582
Extraordinary gains, net$034
Net income$-195,0008,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,355
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-195,0008,548
2004-09-30 (YTD Data)Rank
Total interest income$881,0008,283
Total interest expense$187,0008,325
Net interest income$694,0008,166
Provision for loan and lease losses$-60,0008,850
Total noninterest income$183,0006,852
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$160,0005,124
Trading account gains and fees$0134
Additional Noninterest Income$23,0007,956
Total noninterest expense$912,0007,378
Salaries and employee benefits$473,0007,488
Premises and equipment expense$141,0006,871
Additional noninterest expense$298,0007,104
Pre-tax net operating income$25,0008,389
Securities gains (losses)$03,710
Applicable income taxes$3,0007,043
Income before extraordinary items$22,0008,431
Extraordinary gains, net$026
Net income$22,0008,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,455
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$22,0008,388
2004-06-30 (YTD Data)Rank
Total interest income$591,0008,323
Total interest expense$135,0008,311
Net interest income$456,0008,249
Provision for loan and lease losses$-60,0008,940
Total noninterest income$124,0006,836
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$109,0005,084
Trading account gains and fees$0130
Additional Noninterest Income$15,0008,015
Total noninterest expense$611,0007,421
Salaries and employee benefits$323,0007,478
Premises and equipment expense$94,0006,920
Additional noninterest expense$194,0007,199
Pre-tax net operating income$29,0008,365
Securities gains (losses)$03,413
Applicable income taxes$4,0006,937
Income before extraordinary items$25,0008,417
Extraordinary gains, net$021
Net income$25,0008,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,564
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$25,0008,357
2004-03-31 (YTD Data)Rank
Total interest income$292,0008,386
Total interest expense$70,0008,338
Net interest income$222,0008,313
Provision for loan and lease losses$-60,0009,013
Total noninterest income$61,0006,830
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$54,0005,021
Trading account gains and fees$0121
Additional Noninterest Income$7,0008,076
Total noninterest expense$311,0007,428
Salaries and employee benefits$165,0007,473
Premises and equipment expense$44,0007,051
Additional noninterest expense$102,0007,103
Pre-tax net operating income$32,0008,152
Securities gains (losses)$02,934
Applicable income taxes$7,0006,445
Income before extraordinary items$25,0008,233
Extraordinary gains, net$016
Net income$25,0008,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,789
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$25,0008,167
2003-12-31 (YTD Data)Rank
Total interest income$1,451,0008,130
Total interest expense$398,0008,112
Net interest income$1,053,0008,031
Provision for loan and lease losses$30,0006,766
Total noninterest income$315,0006,496
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$279,0004,486
Trading account gains and fees$0160
Additional Noninterest Income$36,0007,939
Total noninterest expense$1,191,0007,487
Salaries and employee benefits$564,0007,847
Premises and equipment expense$190,0006,903
Additional noninterest expense$437,0006,921
Pre-tax net operating income$147,0008,019
Securities gains (losses)$04,500
Applicable income taxes$54,0006,222
Income before extraordinary items$93,0008,258
Extraordinary gains, net$054
Net income$93,0008,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,046
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$93,0008,150
2003-09-30 (YTD Data)Rank
Total interest income$1,132,0008,161
Total interest expense$321,0008,147
Net interest income$811,0008,063
Provision for loan and lease losses$30,0006,386
Total noninterest income$245,0006,458
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$219,0004,382
Trading account gains and fees$0153
Additional Noninterest Income$26,0008,003
Total noninterest expense$871,0007,543
Salaries and employee benefits$405,0007,910
Premises and equipment expense$143,0006,912
Additional noninterest expense$323,0006,945
Pre-tax net operating income$155,0007,945
Securities gains (losses)$04,204
Applicable income taxes$64,0006,006
Income before extraordinary items$91,0008,277
Extraordinary gains, net$040
Net income$91,0008,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$91,0008,151
2003-06-30 (YTD Data)Rank
Total interest income$789,0008,153
Total interest expense$239,0008,080
Net interest income$550,0008,068
Provision for loan and lease losses$30,0005,740
Total noninterest income$164,0006,429
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$145,0004,376
Trading account gains and fees$0150
Additional Noninterest Income$19,0007,898
Total noninterest expense$564,0007,624
Salaries and employee benefits$261,0007,999
Premises and equipment expense$96,0006,867
Additional noninterest expense$207,0007,051
Pre-tax net operating income$120,0007,845
Securities gains (losses)$03,782
Applicable income taxes$51,0005,889
Income before extraordinary items$69,0008,234
Extraordinary gains, net$030
Net income$69,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,977
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$69,0008,086
2003-03-31 (YTD Data)Rank
Total interest income$405,0008,154
Total interest expense$134,0007,969
Net interest income$271,0008,126
Provision for loan and lease losses$30,0004,429
Total noninterest income$84,0006,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$75,0004,221
Trading account gains and fees$0134
Additional Noninterest Income$9,0007,987
Total noninterest expense$304,0007,483
Salaries and employee benefits$142,0007,865
Premises and equipment expense$47,0006,953
Additional noninterest expense$115,0006,763
Pre-tax net operating income$21,0008,437
Securities gains (losses)$02,891
Applicable income taxes$15,0006,300
Income before extraordinary items$6,0008,683
Extraordinary gains, net$021
Net income$6,0008,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$6,0008,578
2002-12-31 (YTD Data)Rank
Total interest income$1,893,0007,973
Total interest expense$785,0007,564
Net interest income$1,108,0008,106
Provision for loan and lease losses$520,0002,322
Total noninterest income$334,0006,210
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$294,0004,271
Trading account gains and fees$0153
Additional Noninterest Income$40,0007,875
Total noninterest expense$1,137,0007,624
Salaries and employee benefits$567,0007,856
Premises and equipment expense$190,0006,887
Additional noninterest expense$380,0007,288
Pre-tax net operating income$-215,0008,839
Securities gains (losses)$04,537
Applicable income taxes$-71,0009,031
Income before extraordinary items$-144,0008,871
Extraordinary gains, net$070
Net income$-144,0008,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0002,150
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-144,0008,815
2001-12-31 (YTD Data)Rank
Total interest income$2,347,0007,902
Total interest expense$1,024,0007,976
Net interest income$1,323,0007,650
Provision for loan and lease losses$78,0006,034
Total noninterest income$304,0006,391
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$293,0004,212
Trading account gains and fees$0177
Additional Noninterest Income$11,0009,089
Total noninterest expense$1,125,0007,637
Salaries and employee benefits$581,0007,757
Premises and equipment expense$183,0007,026
Additional noninterest expense$361,0007,424
Pre-tax net operating income$424,0006,867
Securities gains (losses)$04,612
Applicable income taxes$149,0005,456
Income before extraordinary items$275,0007,278
Extraordinary gains, net$0105
Net income$275,0007,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,614
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$275,0007,164
2000-12-31 (YTD Data)Rank
Total interest income$1,620,0008,817
Total interest expense$624,0009,010
Net interest income$996,0008,488
Provision for loan and lease losses$08,337
Total noninterest income$282,0006,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0004,583
Trading account gains and feesNANA
Additional Noninterest Income$38,0008,238
Total noninterest expense$1,184,0007,545
Salaries and employee benefits$588,0007,757
Premises and equipment expense$156,0007,501
Additional noninterest expense$440,0006,848
Pre-tax net operating income$94,0008,817
Securities gains (losses)$01,956
Applicable income taxes$24,0007,748
Income before extraordinary items$70,0008,880
Extraordinary gains, net$038
Net income$70,0008,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$70,0008,863
1999-12-31 (YTD Data)Rank
Total interest income$1,348,0009,252
Total interest expense$595,0009,221
Net interest income$753,0009,167
Provision for loan and lease losses$100,0005,206
Total noninterest income$265,0006,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0004,737
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,625
Total noninterest expense$1,121,0007,791
Salaries and employee benefits$558,0007,988
Premises and equipment expense$160,0007,502
Additional noninterest expense$403,0007,246
Pre-tax net operating income$-203,0009,638
Securities gains (losses)$03,155
Applicable income taxes$-22,0009,727
Income before extraordinary items$-181,0009,659
Extraordinary gains, net$035
Net income$-181,0009,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-181,0009,636
1998-12-31 (YTD Data)Rank
Total interest income$1,383,0009,438
Total interest expense$598,0009,483
Net interest income$785,0009,297
Provision for loan and lease losses$08,652
Total noninterest income$273,0006,739
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0004,554
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,114
Total noninterest expense$992,0008,138
Salaries and employee benefits$595,0007,782
Premises and equipment expense$152,0007,600
Additional noninterest expense$245,0008,653
Pre-tax net operating income$66,0009,560
Securities gains (losses)$04,449
Applicable income taxes$12,0009,035
Income before extraordinary items$54,0009,605
Extraordinary gains, net$032
Net income$54,0009,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$35,0007,072
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$54,0009,541
1997-12-31 (YTD Data)Rank
Total interest income$1,307,0009,924
Total interest expense$535,00010,012
Net interest income$772,0009,743
Provision for loan and lease losses$08,829
Total noninterest income$307,0006,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$277,0004,320
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,328
Total noninterest expense$970,0008,453
Salaries and employee benefits$573,0008,100
Premises and equipment expense$159,0007,611
Additional noninterest expense$238,0008,982
Pre-tax net operating income$109,00010,033
Securities gains (losses)$03,944
Applicable income taxes$26,0009,624
Income before extraordinary items$83,00010,062
Extraordinary gains, net$044
Net income$83,00010,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$35,0007,413
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$83,00010,024
1996-12-31 (YTD Data)Rank
Total interest income$1,337,00010,332
Total interest expense$590,00010,305
Net interest income$747,00010,261
Provision for loan and lease losses$09,041
Total noninterest income$289,0007,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0004,718
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,793
Total noninterest expense$947,0008,891
Salaries and employee benefits$558,0008,417
Premises and equipment expense$166,0007,709
Additional noninterest expense$223,0009,673
Pre-tax net operating income$89,00010,430
Securities gains (losses)$04,148
Applicable income taxes$24,00010,128
Income before extraordinary items$65,00010,491
Extraordinary gains, net$053
Net income$65,00010,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$35,0007,786
Sale, conversion, retirement of capital stock, net$0953
Net operating income$65,00010,443
1995-12-31 (YTD Data)Rank
Total interest income$1,320,00010,808
Total interest expense$545,00010,867
Net interest income$775,00010,611
Provision for loan and lease losses$08,958
Total noninterest income$287,0007,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,787
Trading account gains and feesNANA
Additional Noninterest Income$26,00010,525
Total noninterest expense$977,0009,045
Salaries and employee benefits$572,0008,547
Premises and equipment expense$170,0007,815
Additional noninterest expense$235,0009,999
Pre-tax net operating income$85,00011,168
Securities gains (losses)$03,831
Applicable income taxes$20,00010,754
Income before extraordinary items$65,00011,201
Extraordinary gains, net$065
Net income$65,00011,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$35,0008,101
Sale, conversion, retirement of capital stock, net$0809
Net operating income$65,00011,170
1994-12-31 (YTD Data)Rank
Total interest income$1,234,00011,271
Total interest expense$416,00011,496
Net interest income$818,00010,995
Provision for loan and lease losses$9,0008,587
Total noninterest income$224,0008,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,872
Trading account gains and feesNANA
Additional Noninterest Income$24,00011,176
Total noninterest expense$953,0009,538
Salaries and employee benefits$550,0008,959
Premises and equipment expense$154,0008,443
Additional noninterest expense$249,00010,538
Pre-tax net operating income$80,00011,753
Securities gains (losses)$03,600
Applicable income taxes$22,00011,114
Income before extraordinary items$58,00011,746
Extraordinary gains, net$0249
Net income$58,00011,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$30,0008,349
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$58,00011,791
1993-12-31 (YTD Data)Rank
Total interest income$1,312,00011,658
Total interest expense$446,00011,970
Net interest income$866,00011,292
Provision for loan and lease losses$5,00010,098
Total noninterest income$241,0008,512
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$214,0005,711
Trading account gains and feesNANA
Additional Noninterest Income$27,00011,511
Total noninterest expense$914,00010,135
Salaries and employee benefits$509,0009,584
Premises and equipment expense$146,0009,019
Additional noninterest expense$259,00010,962
Pre-tax net operating income$188,00011,147
Securities gains (losses)$48,0003,456
Applicable income taxes$85,00010,101
Income before extraordinary items$151,00011,190
Extraordinary gains, net$03,149
Net income$151,00011,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$35,0008,340
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$120,28011,361
1992-12-31 (YTD Data)Rank
Total interest income$1,541,00011,858
Total interest expense$691,00011,861
Net interest income$850,00011,705
Provision for loan and lease losses$16,00010,806
Total noninterest income$257,0008,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0005,272
Trading account gains and feesNANA
Additional Noninterest Income$17,00012,822
Total noninterest expense$928,00010,312
Salaries and employee benefits$487,0009,901
Premises and equipment expense$146,0009,235
Additional noninterest expense$295,00010,894
Pre-tax net operating income$164,00011,387
Securities gains (losses)$23,0005,402
Applicable income taxes$62,00010,939
Income before extraordinary items$125,00011,619
Extraordinary gains, net$15,0001,287
Net income$140,00011,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$73,0007,190
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$109,59011,507

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.