Home > Florida Bank of Commerce > Income and Expense
Florida Bank of Commerce, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,304,000 | 2,022 |
| Total interest expense | $458,000 | 3,307 |
| Net interest income | $8,846,000 | 1,893 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $670,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $191,000 | 3,253 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $479,000 | 2,950 |
| Total noninterest expense | $7,211,000 | 1,982 |
| Salaries and employee benefits | $3,590,000 | 2,158 |
| Premises and equipment expense | $895,000 | 1,879 |
| Additional noninterest expense | $2,726,000 | 1,666 |
| Pre-tax net operating income | $2,305,000 | 2,390 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $880,000 | 1,533 |
| Income before extraordinary items | $1,425,000 | 2,903 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,425,000 | 2,903 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,425,000 | 2,903 |
| Net charge-offs | $111,000 | 1,984 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,425,000 | 2,851 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,154,000 | 2,043 |
| Total interest expense | $299,000 | 3,361 |
| Net interest income | $5,855,000 | 1,907 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $432,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $123,000 | 3,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $309,000 | 2,984 |
| Total noninterest expense | $4,418,000 | 2,118 |
| Salaries and employee benefits | $2,410,000 | 2,158 |
| Premises and equipment expense | $607,000 | 1,859 |
| Additional noninterest expense | $1,401,000 | 2,102 |
| Pre-tax net operating income | $1,869,000 | 2,050 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $713,000 | 1,336 |
| Income before extraordinary items | $1,156,000 | 2,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,156,000 | 2,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,156,000 | 2,541 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,156,000 | 2,478 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 2,078 |
| Total interest expense | $149,000 | 3,387 |
| Net interest income | $2,859,000 | 1,956 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $207,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $56,000 | 3,440 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $151,000 | 2,972 |
| Total noninterest expense | $2,253,000 | 2,099 |
| Salaries and employee benefits | $1,269,000 | 2,081 |
| Premises and equipment expense | $310,000 | 1,825 |
| Additional noninterest expense | $674,000 | 2,157 |
| Pre-tax net operating income | $813,000 | 2,242 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $310,000 | 1,441 |
| Income before extraordinary items | $503,000 | 2,746 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $503,000 | 2,745 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $503,000 | 2,746 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $503,000 | 2,693 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,362,000 | 2,122 |
| Total interest expense | $619,000 | 3,323 |
| Net interest income | $10,743,000 | 2,013 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,484,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $288,000 | 3,110 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,196,000 | 2,145 |
| Total noninterest expense | $8,452,000 | 2,187 |
| Salaries and employee benefits | $4,749,000 | 2,145 |
| Premises and equipment expense | $1,209,000 | 1,881 |
| Additional noninterest expense | $2,494,000 | 2,347 |
| Pre-tax net operating income | $3,775,000 | 1,955 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,436,000 | 1,274 |
| Income before extraordinary items | $2,339,000 | 2,456 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,339,000 | 2,458 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,339,000 | 2,458 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,339,000 | 2,411 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 2,157 |
| Total interest expense | $461,000 | 3,378 |
| Net interest income | $7,980,000 | 2,033 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,097,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $219,000 | 3,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $878,000 | 2,190 |
| Total noninterest expense | $6,269,000 | 2,206 |
| Salaries and employee benefits | $3,501,000 | 2,180 |
| Premises and equipment expense | $927,000 | 1,858 |
| Additional noninterest expense | $1,841,000 | 2,378 |
| Pre-tax net operating income | $2,808,000 | 2,009 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,068,000 | 1,308 |
| Income before extraordinary items | $1,740,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,740,000 | 2,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,740,000 | 2,509 |
| Net charge-offs | $-76,000 | 5,737 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,740,000 | 2,464 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 2,175 |
| Total interest expense | $304,000 | 3,432 |
| Net interest income | $5,258,000 | 2,050 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $716,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $145,000 | 3,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $571,000 | 2,267 |
| Total noninterest expense | $4,260,000 | 2,194 |
| Salaries and employee benefits | $2,307,000 | 2,215 |
| Premises and equipment expense | $621,000 | 1,854 |
| Additional noninterest expense | $1,332,000 | 2,207 |
| Pre-tax net operating income | $1,714,000 | 2,137 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $657,000 | 1,378 |
| Income before extraordinary items | $1,057,000 | 2,653 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,057,000 | 2,655 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,057,000 | 2,655 |
| Net charge-offs | $-100,000 | 5,927 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,057,000 | 2,596 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 2,227 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $2,552,000 | 2,090 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $377,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $79,000 | 2,888 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $298,000 | 2,142 |
| Total noninterest expense | $2,132,000 | 2,205 |
| Salaries and employee benefits | $1,119,000 | 2,296 |
| Premises and equipment expense | $305,000 | 1,898 |
| Additional noninterest expense | $708,000 | 2,084 |
| Pre-tax net operating income | $797,000 | 2,217 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $304,000 | 1,428 |
| Income before extraordinary items | $493,000 | 2,745 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $493,000 | 2,748 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $493,000 | 2,748 |
| Net charge-offs | $-9,000 | 5,373 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $493,000 | 2,669 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,422,000 | 2,312 |
| Total interest expense | $534,000 | 3,869 |
| Net interest income | $9,888,000 | 2,151 |
| Provision for loan and lease losses | $77,000 | 3,440 |
| Total noninterest income | $879,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $293,000 | 3,252 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $586,000 | 3,050 |
| Total noninterest expense | $7,444,000 | 2,468 |
| Salaries and employee benefits | $4,092,000 | 2,440 |
| Premises and equipment expense | $1,155,000 | 1,989 |
| Additional noninterest expense | $2,197,000 | 2,670 |
| Pre-tax net operating income | $3,246,000 | 2,144 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,241,000 | 1,337 |
| Income before extraordinary items | $2,005,000 | 2,710 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,005,000 | 2,708 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,005,000 | 2,710 |
| Net charge-offs | $-61,000 | 6,035 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,005,000 | 2,655 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,755,000 | 2,345 |
| Total interest expense | $400,000 | 3,944 |
| Net interest income | $7,355,000 | 2,182 |
| Provision for loan and lease losses | $77,000 | 3,083 |
| Total noninterest income | $671,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $211,000 | 3,366 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $460,000 | 3,023 |
| Total noninterest expense | $5,688,000 | 2,427 |
| Salaries and employee benefits | $3,071,000 | 2,437 |
| Premises and equipment expense | $865,000 | 2,004 |
| Additional noninterest expense | $1,752,000 | 2,548 |
| Pre-tax net operating income | $2,261,000 | 2,310 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $866,000 | 1,440 |
| Income before extraordinary items | $1,395,000 | 2,872 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,395,000 | 2,873 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,395,000 | 2,873 |
| Net charge-offs | $-31,000 | 5,903 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,395,000 | 2,818 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 2,369 |
| Total interest expense | $270,000 | 3,965 |
| Net interest income | $4,816,000 | 2,199 |
| Provision for loan and lease losses | $77,000 | 2,600 |
| Total noninterest income | $500,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $129,000 | 3,504 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $371,000 | 2,758 |
| Total noninterest expense | $3,815,000 | 2,423 |
| Salaries and employee benefits | $2,050,000 | 2,447 |
| Premises and equipment expense | $580,000 | 2,010 |
| Additional noninterest expense | $1,185,000 | 2,520 |
| Pre-tax net operating income | $1,424,000 | 2,353 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $547,000 | 1,457 |
| Income before extraordinary items | $877,000 | 2,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $877,000 | 2,913 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $877,000 | 2,913 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $877,000 | 2,850 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 2,380 |
| Total interest expense | $136,000 | 4,004 |
| Net interest income | $2,392,000 | 2,212 |
| Provision for loan and lease losses | $77,000 | 1,794 |
| Total noninterest income | $252,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $195,000 | 2,599 |
| Total noninterest expense | $1,916,000 | 2,440 |
| Salaries and employee benefits | $1,028,000 | 2,447 |
| Premises and equipment expense | $286,000 | 2,073 |
| Additional noninterest expense | $602,000 | 2,474 |
| Pre-tax net operating income | $651,000 | 2,441 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $250,000 | 1,509 |
| Income before extraordinary items | $401,000 | 2,990 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 2,993 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $401,000 | 2,993 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $401,000 | 2,953 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 2,572 |
| Total interest expense | $629,000 | 3,988 |
| Net interest income | $8,754,000 | 2,399 |
| Provision for loan and lease losses | $436,000 | 2,005 |
| Total noninterest income | $908,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $228,000 | 3,877 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $680,000 | 2,911 |
| Total noninterest expense | $7,410,000 | 2,500 |
| Salaries and employee benefits | $3,836,000 | 2,569 |
| Premises and equipment expense | $1,157,000 | 1,980 |
| Additional noninterest expense | $2,417,000 | 2,540 |
| Pre-tax net operating income | $1,816,000 | 3,042 |
| Securities gains (losses) | $39,000 | 1,968 |
| Applicable income taxes | $717,000 | 1,789 |
| Income before extraordinary items | $1,138,000 | 3,654 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,138,000 | 3,657 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,138,000 | 3,658 |
| Net charge-offs | $485,000 | 2,047 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,113,040 | 3,645 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 2,674 |
| Total interest expense | $481,000 | 4,029 |
| Net interest income | $6,312,000 | 2,493 |
| Provision for loan and lease losses | $390,000 | 1,805 |
| Total noninterest income | $758,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $169,000 | 3,933 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $589,000 | 2,768 |
| Total noninterest expense | $5,592,000 | 2,494 |
| Salaries and employee benefits | $2,834,000 | 2,612 |
| Premises and equipment expense | $878,000 | 1,971 |
| Additional noninterest expense | $1,880,000 | 2,441 |
| Pre-tax net operating income | $1,088,000 | 3,545 |
| Securities gains (losses) | $39,000 | 1,833 |
| Applicable income taxes | $438,000 | 2,044 |
| Income before extraordinary items | $689,000 | 4,083 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $689,000 | 4,087 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $689,000 | 4,087 |
| Net charge-offs | $423,000 | 1,775 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $664,040 | 4,076 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 2,709 |
| Total interest expense | $328,000 | 4,046 |
| Net interest income | $4,131,000 | 2,532 |
| Provision for loan and lease losses | $310,000 | 1,604 |
| Total noninterest income | $617,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $116,000 | 3,839 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $501,000 | 2,470 |
| Total noninterest expense | $3,745,000 | 2,474 |
| Salaries and employee benefits | $1,906,000 | 2,608 |
| Premises and equipment expense | $594,000 | 1,940 |
| Additional noninterest expense | $1,245,000 | 2,452 |
| Pre-tax net operating income | $693,000 | 3,590 |
| Securities gains (losses) | $39,000 | 1,677 |
| Applicable income taxes | $283,000 | 2,075 |
| Income before extraordinary items | $449,000 | 4,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $449,000 | 4,125 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $449,000 | 4,125 |
| Net charge-offs | $397,000 | 1,449 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $424,040 | 4,107 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 2,715 |
| Total interest expense | $172,000 | 4,023 |
| Net interest income | $2,070,000 | 2,542 |
| Provision for loan and lease losses | $280,000 | 1,071 |
| Total noninterest income | $437,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 1,930 |
| Total noninterest expense | $1,884,000 | 2,492 |
| Salaries and employee benefits | $949,000 | 2,636 |
| Premises and equipment expense | $301,000 | 1,962 |
| Additional noninterest expense | $634,000 | 2,419 |
| Pre-tax net operating income | $343,000 | 3,550 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $208,000 | 4,206 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $208,000 | 4,208 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $208,000 | 4,208 |
| Net charge-offs | $339,000 | 972 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $208,000 | 4,100 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,633,000 | 2,924 |
| Total interest expense | $1,111,000 | 3,356 |
| Net interest income | $7,522,000 | 2,805 |
| Provision for loan and lease losses | $598,000 | 2,486 |
| Total noninterest income | $1,416,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $255,000 | 3,799 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,161,000 | 2,181 |
| Total noninterest expense | $7,264,000 | 2,579 |
| Salaries and employee benefits | $3,456,000 | 2,821 |
| Premises and equipment expense | $1,172,000 | 1,989 |
| Additional noninterest expense | $2,636,000 | 2,451 |
| Pre-tax net operating income | $1,076,000 | 3,904 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $420,000 | 2,345 |
| Income before extraordinary items | $656,000 | 4,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $656,000 | 4,574 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $656,000 | 4,575 |
| Net charge-offs | $1,638,000 | 1,337 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $656,000 | 4,397 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 2,979 |
| Total interest expense | $886,000 | 3,333 |
| Net interest income | $5,555,000 | 2,884 |
| Provision for loan and lease losses | $568,000 | 2,122 |
| Total noninterest income | $1,514,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $195,000 | 3,811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,319,000 | 1,662 |
| Total noninterest expense | $5,701,000 | 2,483 |
| Salaries and employee benefits | $2,557,000 | 2,860 |
| Premises and equipment expense | $887,000 | 1,995 |
| Additional noninterest expense | $2,257,000 | 2,153 |
| Pre-tax net operating income | $800,000 | 4,028 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $312,000 | 2,424 |
| Income before extraordinary items | $488,000 | 4,680 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $488,000 | 4,679 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $488,000 | 4,679 |
| Net charge-offs | $1,383,000 | 1,183 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $488,000 | 4,500 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 2,992 |
| Total interest expense | $628,000 | 3,306 |
| Net interest income | $3,705,000 | 2,893 |
| Provision for loan and lease losses | $538,000 | 1,731 |
| Total noninterest income | $822,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $692,000 | 1,930 |
| Total noninterest expense | $3,605,000 | 2,620 |
| Salaries and employee benefits | $1,688,000 | 2,891 |
| Premises and equipment expense | $583,000 | 2,015 |
| Additional noninterest expense | $1,334,000 | 2,433 |
| Pre-tax net operating income | $384,000 | 4,514 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $146,000 | 2,743 |
| Income before extraordinary items | $238,000 | 5,113 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $238,000 | 5,113 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $238,000 | 5,113 |
| Net charge-offs | $760,000 | 1,371 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $238,000 | 4,921 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 2,973 |
| Total interest expense | $333,000 | 3,277 |
| Net interest income | $1,879,000 | 2,866 |
| Provision for loan and lease losses | $208,000 | 1,965 |
| Total noninterest income | $240,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $179,000 | 2,813 |
| Total noninterest expense | $1,764,000 | 2,657 |
| Salaries and employee benefits | $835,000 | 2,931 |
| Premises and equipment expense | $278,000 | 2,100 |
| Additional noninterest expense | $651,000 | 2,454 |
| Pre-tax net operating income | $147,000 | 4,969 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $58,000 | 2,933 |
| Income before extraordinary items | $89,000 | 5,509 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,000 | 5,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $89,000 | 5,509 |
| Net charge-offs | $753,000 | 825 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $89,000 | 5,349 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,684,000 | 2,830 |
| Total interest expense | $2,072,000 | 2,703 |
| Net interest income | $7,612,000 | 2,859 |
| Provision for loan and lease losses | $1,110,000 | 2,264 |
| Total noninterest income | $705,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $271,000 | 3,802 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $434,000 | 3,318 |
| Total noninterest expense | $7,265,000 | 2,582 |
| Salaries and employee benefits | $3,494,000 | 2,756 |
| Premises and equipment expense | $1,124,000 | 2,166 |
| Additional noninterest expense | $2,647,000 | 2,479 |
| Pre-tax net operating income | $-58,000 | 6,098 |
| Securities gains (losses) | $255,000 | 1,262 |
| Applicable income taxes | $94,000 | 3,413 |
| Income before extraordinary items | $103,000 | 5,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $103,000 | 5,869 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $103,000 | 5,869 |
| Net charge-offs | $1,471,000 | 1,904 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 862 |
| Net operating income | $-60,200 | 6,129 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 2,840 |
| Total interest expense | $1,631,000 | 2,695 |
| Net interest income | $5,706,000 | 2,874 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $167,000 | 5,701 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $208,000 | 3,775 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-41,000 | 6,994 |
| Total noninterest expense | $5,595,000 | 2,520 |
| Salaries and employee benefits | $2,708,000 | 2,676 |
| Premises and equipment expense | $884,000 | 2,114 |
| Additional noninterest expense | $2,003,000 | 2,461 |
| Pre-tax net operating income | $188,000 | 5,517 |
| Securities gains (losses) | $50,000 | 2,333 |
| Applicable income taxes | $99,000 | 3,203 |
| Income before extraordinary items | $139,000 | 5,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 5,753 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $139,000 | 5,753 |
| Net charge-offs | $815,000 | 2,119 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 767 |
| Net operating income | $107,000 | 5,737 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 2,845 |
| Total interest expense | $1,101,000 | 2,745 |
| Net interest income | $3,826,000 | 2,847 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $31,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-108,000 | 7,212 |
| Total noninterest expense | $3,753,000 | 2,528 |
| Salaries and employee benefits | $1,847,000 | 2,608 |
| Premises and equipment expense | $603,000 | 2,094 |
| Additional noninterest expense | $1,303,000 | 2,548 |
| Pre-tax net operating income | $44,000 | 5,972 |
| Securities gains (losses) | $50,000 | 1,598 |
| Applicable income taxes | $44,000 | 3,439 |
| Income before extraordinary items | $50,000 | 6,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 6,008 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $50,000 | 6,009 |
| Net charge-offs | $404,000 | 2,353 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $18,000 | 6,127 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 2,890 |
| Total interest expense | $552,000 | 2,823 |
| Net interest income | $1,879,000 | 2,877 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $209,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 2,972 |
| Total noninterest expense | $1,902,000 | 2,517 |
| Salaries and employee benefits | $927,000 | 2,615 |
| Premises and equipment expense | $307,000 | 2,084 |
| Additional noninterest expense | $668,000 | 2,482 |
| Pre-tax net operating income | $126,000 | 4,862 |
| Securities gains (losses) | $50,000 | 760 |
| Applicable income taxes | $71,000 | 2,541 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $385,000 | 1,553 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 571 |
| Net operating income | $73,000 | 5,325 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,627,000 | 2,810 |
| Total interest expense | $2,869,000 | 2,696 |
| Net interest income | $7,758,000 | 2,805 |
| Provision for loan and lease losses | $3,585,000 | 1,434 |
| Total noninterest income | $1,178,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $276,000 | 3,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $902,000 | 2,317 |
| Total noninterest expense | $9,158,000 | 2,114 |
| Salaries and employee benefits | $3,488,000 | 2,744 |
| Premises and equipment expense | $1,245,000 | 2,034 |
| Additional noninterest expense | $4,425,000 | 1,627 |
| Pre-tax net operating income | $-3,807,000 | 7,017 |
| Securities gains (losses) | $308,000 | 1,239 |
| Applicable income taxes | $-1,296,000 | 7,369 |
| Income before extraordinary items | $-2,203,000 | 6,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,203,000 | 6,890 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,203,000 | 6,891 |
| Net charge-offs | $2,855,000 | 1,512 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,084,000 | 208 |
| Net operating income | $-2,400,120 | 6,896 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 2,833 |
| Total interest expense | $2,292,000 | 2,656 |
| Net interest income | $5,749,000 | 2,871 |
| Provision for loan and lease losses | $910,000 | 2,636 |
| Total noninterest income | $937,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $211,000 | 3,832 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $726,000 | 2,209 |
| Total noninterest expense | $5,613,000 | 2,581 |
| Salaries and employee benefits | $2,585,000 | 2,771 |
| Premises and equipment expense | $952,000 | 2,025 |
| Additional noninterest expense | $2,076,000 | 2,406 |
| Pre-tax net operating income | $163,000 | 5,380 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $76,000 | 3,301 |
| Income before extraordinary items | $89,000 | 5,780 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $89,000 | 5,783 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $89,000 | 5,782 |
| Net charge-offs | $1,092,000 | 2,090 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,064,000 | 279 |
| Net operating income | $87,720 | 5,640 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 2,854 |
| Total interest expense | $1,636,000 | 2,597 |
| Net interest income | $3,738,000 | 2,943 |
| Provision for loan and lease losses | $5,000 | 6,764 |
| Total noninterest income | $676,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $113,000 | 4,263 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $563,000 | 1,947 |
| Total noninterest expense | $3,606,000 | 2,662 |
| Salaries and employee benefits | $1,694,000 | 2,816 |
| Premises and equipment expense | $627,000 | 2,061 |
| Additional noninterest expense | $1,285,000 | 2,566 |
| Pre-tax net operating income | $803,000 | 2,791 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $314,000 | 1,699 |
| Income before extraordinary items | $491,000 | 3,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $491,000 | 3,447 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $491,000 | 3,449 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 703 |
| Net operating income | $489,720 | 3,339 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 3,884 |
| Total interest expense | $647,000 | 3,245 |
| Net interest income | $1,238,000 | 4,058 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $200,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 2,701 |
| Total noninterest expense | $1,259,000 | 3,627 |
| Salaries and employee benefits | $584,000 | 3,906 |
| Premises and equipment expense | $235,000 | 2,719 |
| Additional noninterest expense | $440,000 | 3,541 |
| Pre-tax net operating income | $179,000 | 4,275 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $75,000 | 2,410 |
| Income before extraordinary items | $106,000 | 4,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 4,890 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $106,000 | 4,889 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $104,720 | 4,807 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,667,000 | 3,937 |
| Total interest expense | $3,286,000 | 3,194 |
| Net interest income | $4,381,000 | 4,305 |
| Provision for loan and lease losses | $2,052,000 | 2,445 |
| Total noninterest income | $653,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $492,000 | 3,227 |
| Total noninterest expense | $5,485,000 | 3,413 |
| Salaries and employee benefits | $2,307,000 | 3,935 |
| Premises and equipment expense | $953,000 | 2,688 |
| Additional noninterest expense | $2,225,000 | 3,048 |
| Pre-tax net operating income | $-2,503,000 | 6,772 |
| Securities gains (losses) | $650,000 | 727 |
| Applicable income taxes | $-667,000 | 7,135 |
| Income before extraordinary items | $-1,186,000 | 6,436 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,186,000 | 6,437 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,186,000 | 6,437 |
| Net charge-offs | $1,132,000 | 2,720 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 1,003 |
| Net operating income | $-1,602,000 | 6,603 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 4,011 |
| Total interest expense | $2,512,000 | 3,277 |
| Net interest income | $3,214,000 | 4,385 |
| Provision for loan and lease losses | $171,000 | 5,365 |
| Total noninterest income | $395,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $116,000 | 5,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $279,000 | 3,732 |
| Total noninterest expense | $3,724,000 | 3,714 |
| Salaries and employee benefits | $1,749,000 | 3,935 |
| Premises and equipment expense | $691,000 | 2,795 |
| Additional noninterest expense | $1,284,000 | 3,696 |
| Pre-tax net operating income | $-286,000 | 6,120 |
| Securities gains (losses) | $278,000 | 1,052 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $-27,000 | 5,837 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-27,000 | 5,837 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-27,000 | 5,837 |
| Net charge-offs | $263,000 | 3,901 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 926 |
| Net operating income | $-305,000 | 6,234 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 4,064 |
| Total interest expense | $1,643,000 | 3,434 |
| Net interest income | $2,140,000 | 4,378 |
| Provision for loan and lease losses | $16,000 | 6,772 |
| Total noninterest income | $161,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $77,000 | 5,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $84,000 | 5,093 |
| Total noninterest expense | $2,428,000 | 3,818 |
| Salaries and employee benefits | $1,165,000 | 3,966 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $810,000 | 3,837 |
| Pre-tax net operating income | $-143,000 | 6,173 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $-35,000 | 6,937 |
| Income before extraordinary items | $-98,000 | 6,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-98,000 | 6,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-98,000 | 6,184 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 906 |
| Net operating income | $-105,400 | 6,165 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 4,108 |
| Total interest expense | $815,000 | 3,571 |
| Net interest income | $1,075,000 | 4,359 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $1,126,000 | 3,956 |
| Salaries and employee benefits | $582,000 | 4,006 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $318,000 | 4,227 |
| Pre-tax net operating income | $4,000 | 6,184 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $1,000 | 6,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 6,393 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,000 | 6,393 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $1,000 | 6,241 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 4,412 |
| Total interest expense | $3,349,000 | 3,954 |
| Net interest income | $3,828,000 | 4,712 |
| Provision for loan and lease losses | $727,000 | 3,188 |
| Total noninterest income | $194,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 5,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $72,000 | 6,346 |
| Total noninterest expense | $5,080,000 | 3,521 |
| Salaries and employee benefits | $2,701,000 | 3,544 |
| Premises and equipment expense | $807,000 | 3,158 |
| Additional noninterest expense | $1,572,000 | 3,502 |
| Pre-tax net operating income | $-1,785,000 | 7,297 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-656,000 | 7,585 |
| Income before extraordinary items | $-1,129,000 | 7,049 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,129,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 1,071 |
| Net operating income | $-1,129,000 | 7,172 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 4,543 |
| Total interest expense | $2,486,000 | 4,091 |
| Net interest income | $2,787,000 | 4,830 |
| Provision for loan and lease losses | $354,000 | 3,283 |
| Total noninterest income | $166,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 5,906 |
| Total noninterest expense | $3,476,000 | 3,779 |
| Salaries and employee benefits | $1,986,000 | 3,636 |
| Premises and equipment expense | $576,000 | 3,291 |
| Additional noninterest expense | $914,000 | 4,159 |
| Pre-tax net operating income | $-877,000 | 7,463 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-319,000 | 7,757 |
| Income before extraordinary items | $-558,000 | 7,232 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-558,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 940 |
| Net operating income | $-558,000 | 7,361 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 4,671 |
| Total interest expense | $1,630,000 | 4,273 |
| Net interest income | $1,822,000 | 4,901 |
| Provision for loan and lease losses | $178,000 | 3,355 |
| Total noninterest income | $124,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $2,228,000 | 3,916 |
| Salaries and employee benefits | $1,267,000 | 3,807 |
| Premises and equipment expense | $378,000 | 3,358 |
| Additional noninterest expense | $583,000 | 4,274 |
| Pre-tax net operating income | $-460,000 | 7,577 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-164,000 | 7,943 |
| Income before extraordinary items | $-296,000 | 7,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-296,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 869 |
| Net operating income | $-296,000 | 7,499 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 4,663 |
| Total interest expense | $841,000 | 4,375 |
| Net interest income | $943,000 | 4,818 |
| Provision for loan and lease losses | $64,000 | 3,423 |
| Total noninterest income | $64,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $1,100,000 | 3,958 |
| Salaries and employee benefits | $662,000 | 3,691 |
| Premises and equipment expense | $182,000 | 3,469 |
| Additional noninterest expense | $256,000 | 4,609 |
| Pre-tax net operating income | $-157,000 | 7,674 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-56,000 | 8,046 |
| Income before extraordinary items | $-101,000 | 7,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-101,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $-101,000 | 7,612 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 4,929 |
| Total interest expense | $2,755,000 | 5,012 |
| Net interest income | $3,799,000 | 4,778 |
| Provision for loan and lease losses | $478,000 | 2,411 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-47,000 | 8,484 |
| Total noninterest expense | $3,806,000 | 4,282 |
| Salaries and employee benefits | $2,190,000 | 4,100 |
| Premises and equipment expense | $678,000 | 3,518 |
| Additional noninterest expense | $938,000 | 4,846 |
| Pre-tax net operating income | $-448,000 | 7,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-157,000 | 8,089 |
| Income before extraordinary items | $-291,000 | 7,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-291,000 | 7,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-291,000 | 7,749 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,125 |
| Total interest expense | $1,923,000 | 5,213 |
| Net interest income | $2,740,000 | 4,915 |
| Provision for loan and lease losses | $347,000 | 2,107 |
| Total noninterest income | $-11,000 | 8,523 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-65,000 | 8,533 |
| Total noninterest expense | $2,707,000 | 4,410 |
| Salaries and employee benefits | $1,578,000 | 4,211 |
| Premises and equipment expense | $495,000 | 3,569 |
| Additional noninterest expense | $634,000 | 5,119 |
| Pre-tax net operating income | $-325,000 | 7,972 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-116,000 | 8,253 |
| Income before extraordinary items | $-209,000 | 7,941 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-209,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-209,000 | 7,923 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,380 |
| Total interest expense | $1,165,000 | 5,467 |
| Net interest income | $1,723,000 | 5,126 |
| Provision for loan and lease losses | $173,000 | 2,411 |
| Total noninterest income | $-20,000 | 8,589 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-53,000 | 8,596 |
| Total noninterest expense | $1,717,000 | 4,576 |
| Salaries and employee benefits | $985,000 | 4,458 |
| Premises and equipment expense | $329,000 | 3,603 |
| Additional noninterest expense | $403,000 | 5,280 |
| Pre-tax net operating income | $-187,000 | 8,072 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-66,000 | 8,329 |
| Income before extraordinary items | $-121,000 | 8,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-121,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-121,000 | 8,024 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,681 |
| Total interest expense | $518,000 | 5,771 |
| Net interest income | $776,000 | 5,482 |
| Provision for loan and lease losses | $62,000 | 2,721 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $823,000 | 4,724 |
| Salaries and employee benefits | $493,000 | 4,485 |
| Premises and equipment expense | $160,000 | 3,698 |
| Additional noninterest expense | $170,000 | 5,750 |
| Pre-tax net operating income | $-80,000 | 8,102 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-28,000 | 8,340 |
| Income before extraordinary items | $-52,000 | 8,057 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-52,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-52,000 | 8,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 6,980 |
| Total interest expense | $1,013,000 | 6,922 |
| Net interest income | $1,715,000 | 6,913 |
| Provision for loan and lease losses | $500,000 | 1,903 |
| Total noninterest income | $103,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 6,607 |
| Total noninterest expense | $2,609,000 | 5,346 |
| Salaries and employee benefits | $1,411,000 | 5,397 |
| Premises and equipment expense | $468,000 | 4,456 |
| Additional noninterest expense | $730,000 | 5,525 |
| Pre-tax net operating income | $-1,291,000 | 8,493 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-473,000 | 8,561 |
| Income before extraordinary items | $-818,000 | 8,413 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-818,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-818,000 | 8,399 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 7,334 |
| Total interest expense | $579,000 | 7,374 |
| Net interest income | $1,154,000 | 7,205 |
| Provision for loan and lease losses | $278,000 | 2,284 |
| Total noninterest income | $16,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $1,842,000 | 5,519 |
| Salaries and employee benefits | $1,025,000 | 5,472 |
| Premises and equipment expense | $317,000 | 4,749 |
| Additional noninterest expense | $500,000 | 5,780 |
| Pre-tax net operating income | $-950,000 | 8,574 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-347,000 | 8,668 |
| Income before extraordinary items | $-603,000 | 8,506 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-603,000 | 8,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-603,000 | 8,498 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,718 |
| Total interest expense | $322,000 | 7,608 |
| Net interest income | $610,000 | 7,663 |
| Provision for loan and lease losses | $113,000 | 3,163 |
| Total noninterest income | $5,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $1,120,000 | 5,834 |
| Salaries and employee benefits | $626,000 | 5,762 |
| Premises and equipment expense | $190,000 | 5,092 |
| Additional noninterest expense | $304,000 | 6,035 |
| Pre-tax net operating income | $-618,000 | 8,603 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-224,000 | 8,698 |
| Income before extraordinary items | $-394,000 | 8,542 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-394,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-394,000 | 8,539 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,989 |
| Total interest expense | $122,000 | 7,932 |
| Net interest income | $260,000 | 7,920 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $524,000 | 6,040 |
| Salaries and employee benefits | $281,000 | 6,130 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $149,000 | 6,079 |
| Pre-tax net operating income | $-263,000 | 8,593 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-94,000 | 8,693 |
| Income before extraordinary items | $-169,000 | 8,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-169,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-169,000 | 8,526 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 8,727 |
| Total interest expense | $13,000 | 8,777 |
| Net interest income | $266,000 | 8,697 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $462,000 | 8,613 |
| Salaries and employee benefits | $241,000 | 8,619 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $191,000 | 8,279 |
| Pre-tax net operating income | $-271,000 | 8,421 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-97,000 | 8,604 |
| Income before extraordinary items | $-174,000 | 8,405 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-174,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $18,000,000 | 83 |
| Net operating income | $-174,000 | 8,382 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.