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Flagler National Bank, Income and Expense

1992-12-31 (YTD Data)Rank
Total interest income$34,105,0001,070
Total interest expense$13,816,0001,283
Net interest income$20,289,000928
Provision for loan and lease losses$3,898,000696
Total noninterest income$3,983,0001,143
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,558,000537
Trading account gains and fees$0504
Additional Noninterest Income$1,425,0001,566
Total noninterest expense$28,568,000636
Salaries and employee benefits$9,502,000733
Premises and equipment expense$4,639,000547
Additional noninterest expense$14,427,000586
Pre-tax net operating income$-8,194,00013,851
Securities gains (losses)$1,510,000496
Applicable income taxes$-2,434,00013,880
Income before extraordinary items$-4,250,00013,777
Extraordinary gains, net$01,422
Net income$-4,250,00013,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,140,0001,437
Cash dividends$768,0001,987
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-5,216,40013,774

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.