Home > Five Points Bank > Income and Expense

Five Points Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$85,205,000608
Total interest expense$37,128,000490
Net interest income$48,077,000694
Provision for loan and lease losses$1,164,000764
Total noninterest income$8,748,000814
Gross Fiduciary activities income$1,123,000485
Service charges on deposit accounts$606,0001,459
Trading account gains and fees$0123
Additional Noninterest Income$7,019,000706
Total noninterest expense$31,496,000857
Salaries and employee benefits$17,774,000844
Premises and equipment expense$2,849,000916
Additional noninterest expense$7,019,000706
Pre-tax net operating income$24,165,000586
Securities gains (losses)$-143,0003,876
Applicable income taxes$720,0001,659
Income before extraordinary items$23,302,000523
Extraordinary gains, net$054
Net income$23,302,000529
Minority interest net income$088
Net income of bank and minority interests.$23,302,000525
Net charge-offs$-74,0004,273
Cash dividends$11,500,000446
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,440,710534
2023-09-30 (YTD Data)Rank
Total interest income$61,640,000613
Total interest expense$25,333,000498
Net interest income$36,307,000702
Provision for loan and lease losses$803,000760
Total noninterest income$6,129,000868
Gross Fiduciary activities income$772,000497
Service charges on deposit accounts$455,0001,453
Trading account gains and fees$0125
Additional Noninterest Income$4,902,000754
Total noninterest expense$22,789,000883
Salaries and employee benefits$12,811,000881
Premises and equipment expense$2,183,000905
Additional noninterest expense$4,902,000754
Pre-tax net operating income$18,844,000589
Securities gains (losses)$-143,0004,099
Applicable income taxes$563,0001,670
Income before extraordinary items$18,138,000517
Extraordinary gains, net$052
Net income$18,138,000521
Minority interest net income$081
Net income of bank and minority interests.$18,138,000516
Net charge-offs$-81,0004,323
Cash dividends$7,500,000443
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,276,710523
2023-06-30 (YTD Data)Rank
Total interest income$40,073,000601
Total interest expense$15,233,000494
Net interest income$24,840,000687
Provision for loan and lease losses$459,000819
Total noninterest income$4,037,000838
Gross Fiduciary activities income$520,000490
Service charges on deposit accounts$288,0001,489
Trading account gains and fees$0112
Additional Noninterest Income$3,229,000708
Total noninterest expense$15,025,000871
Salaries and employee benefits$8,407,000881
Premises and equipment expense$1,458,000888
Additional noninterest expense$3,229,000708
Pre-tax net operating income$13,393,000564
Securities gains (losses)$-143,0004,279
Applicable income taxes$375,0001,687
Income before extraordinary items$12,875,000499
Extraordinary gains, net$051
Net income$12,875,000507
Minority interest net income$081
Net income of bank and minority interests.$12,875,000498
Net charge-offs$-56,0004,352
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,013,710493
2023-03-31 (YTD Data)Rank
Total interest income$19,312,000622
Total interest expense$6,899,000473
Net interest income$12,413,000694
Provision for loan and lease losses$175,000955
Total noninterest income$1,941,000855
Gross Fiduciary activities income$224,000531
Service charges on deposit accounts$146,0001,495
Trading account gains and fees$097
Additional Noninterest Income$1,571,000718
Total noninterest expense$6,734,000967
Salaries and employee benefits$3,731,000992
Premises and equipment expense$701,000945
Additional noninterest expense$1,571,000718
Pre-tax net operating income$7,445,000539
Securities gains (losses)$-143,0004,392
Applicable income taxes$188,0001,715
Income before extraordinary items$7,114,000473
Extraordinary gains, net$04
Net income$7,114,000473
Minority interest net income$048
Net income of bank and minority interests.$7,114,000474
Net charge-offs$-29,0004,309
Cash dividends$2,500,000410
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,252,710477
2022-12-31 (YTD Data)Rank
Total interest income$61,937,000620
Total interest expense$10,782,000433
Net interest income$51,155,000663
Provision for loan and lease losses$1,150,000740
Total noninterest income$9,433,000787
Gross Fiduciary activities income$1,121,000492
Service charges on deposit accounts$624,0001,462
Trading account gains and fees$0116
Additional Noninterest Income$7,688,000671
Total noninterest expense$30,094,000875
Salaries and employee benefits$17,388,000851
Premises and equipment expense$2,597,000980
Additional noninterest expense$7,688,000671
Pre-tax net operating income$29,344,000577
Securities gains (losses)$-1,223,0004,483
Applicable income taxes$770,0001,749
Income before extraordinary items$27,351,000506
Extraordinary gains, net$05
Net income$27,351,000507
Minority interest net income$063
Net income of bank and minority interests.$27,351,000507
Net charge-offs$-123,0004,336
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,537,310499
2022-09-30 (YTD Data)Rank
Total interest income$42,279,000650
Total interest expense$4,404,000519
Net interest income$37,875,000661
Provision for loan and lease losses$1,050,000600
Total noninterest income$6,567,000845
Gross Fiduciary activities income$858,000492
Service charges on deposit accounts$471,0001,468
Trading account gains and fees$0111
Additional Noninterest Income$5,238,000732
Total noninterest expense$21,758,000887
Salaries and employee benefits$12,373,000884
Premises and equipment expense$1,887,000991
Additional noninterest expense$5,238,000732
Pre-tax net operating income$21,634,000581
Securities gains (losses)$291,00089
Applicable income taxes$563,0001,755
Income before extraordinary items$21,362,000484
Extraordinary gains, net$04
Net income$21,362,000482
Minority interest net income$057
Net income of bank and minority interests.$21,362,000484
Net charge-offs$-96,0004,282
Cash dividends$7,500,000439
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,079,730498
2022-06-30 (YTD Data)Rank
Total interest income$26,867,000646
Total interest expense$2,573,000467
Net interest income$24,294,000663
Provision for loan and lease losses$750,000513
Total noninterest income$4,347,000839
Gross Fiduciary activities income$475,000486
Service charges on deposit accounts$312,0001,462
Trading account gains and fees$0108
Additional Noninterest Income$3,560,000732
Total noninterest expense$14,279,000883
Salaries and employee benefits$8,171,000878
Premises and equipment expense$1,238,0001,002
Additional noninterest expense$4,870,000784
Pre-tax net operating income$13,612,000579
Securities gains (losses)$284,00079
Applicable income taxes$375,0001,691
Income before extraordinary items$13,521,000478
Extraordinary gains, net$04
Net income$13,521,000478
Minority interest net income$060
Net income of bank and minority interests.$13,521,000478
Net charge-offs$-66,0004,281
Cash dividends$5,000,000418
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,245,520496
2022-03-31 (YTD Data)Rank
Total interest income$12,786,000653
Total interest expense$1,277,000439
Net interest income$11,509,000675
Provision for loan and lease losses$250,000568
Total noninterest income$2,227,000828
Gross Fiduciary activities income$241,000494
Service charges on deposit accounts$155,0001,459
Trading account gains and fees$0103
Additional Noninterest Income$1,831,000732
Total noninterest expense$6,478,000953
Salaries and employee benefits$3,721,000951
Premises and equipment expense$612,0001,019
Additional noninterest expense$2,145,000867
Pre-tax net operating income$7,008,000536
Securities gains (losses)$0623
Applicable income taxes$188,0001,651
Income before extraordinary items$6,820,000473
Extraordinary gains, net$04
Net income$6,820,000472
Minority interest net income$050
Net income of bank and minority interests.$6,820,000473
Net charge-offs$-34,0004,303
Cash dividends$2,500,000397
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,820,000479
2021-12-31 (YTD Data)Rank
Total interest income$52,973,000642
Total interest expense$6,148,000444
Net interest income$46,825,000666
Provision for loan and lease losses$1,050,000568
Total noninterest income$10,905,000786
Gross Fiduciary activities income$1,178,000450
Service charges on deposit accounts$608,0001,399
Trading account gains and fees$0132
Additional Noninterest Income$9,119,000712
Total noninterest expense$27,196,000920
Salaries and employee benefits$16,448,000875
Premises and equipment expense$2,527,000981
Additional noninterest expense$8,221,000909
Pre-tax net operating income$29,484,000560
Securities gains (losses)$1,039,000214
Applicable income taxes$730,0001,839
Income before extraordinary items$29,793,000475
Extraordinary gains, net$010
Net income$29,793,000475
Minority interest net income$074
Net income of bank and minority interests.$29,793,000476
Net charge-offs$-157,0004,483
Cash dividends$10,000,000476
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,774,780482
2021-09-30 (YTD Data)Rank
Total interest income$39,918,000651
Total interest expense$4,854,000446
Net interest income$35,064,000679
Provision for loan and lease losses$950,000467
Total noninterest income$7,537,000851
Gross Fiduciary activities income$829,000459
Service charges on deposit accounts$510,0001,274
Trading account gains and fees$0132
Additional Noninterest Income$6,198,000790
Total noninterest expense$19,784,000946
Salaries and employee benefits$11,841,000906
Premises and equipment expense$1,878,0001,000
Additional noninterest expense$6,065,000928
Pre-tax net operating income$21,867,000579
Securities gains (losses)$437,000365
Applicable income taxes$450,0002,052
Income before extraordinary items$21,854,000493
Extraordinary gains, net$08
Net income$21,854,000491
Minority interest net income$069
Net income of bank and minority interests.$21,854,000493
Net charge-offs$-116,0004,508
Cash dividends$7,500,000465
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,425,740498
2021-06-30 (YTD Data)Rank
Total interest income$27,416,000635
Total interest expense$3,296,000461
Net interest income$24,120,000651
Provision for loan and lease losses$600,000497
Total noninterest income$5,198,000830
Gross Fiduciary activities income$552,000454
Service charges on deposit accounts$412,0001,077
Trading account gains and fees$0133
Additional Noninterest Income$4,234,000776
Total noninterest expense$13,052,000944
Salaries and employee benefits$7,751,000908
Premises and equipment expense$1,262,000997
Additional noninterest expense$4,039,000921
Pre-tax net operating income$15,666,000538
Securities gains (losses)$369,000336
Applicable income taxes$300,0002,020
Income before extraordinary items$15,735,000475
Extraordinary gains, net$06
Net income$15,735,000471
Minority interest net income$067
Net income of bank and minority interests.$15,735,000475
Net charge-offs$-87,0004,554
Cash dividends$5,000,000441
Sale, conversion, retirement of capital stock, net$0517
Net operating income$15,373,380474
2021-03-31 (YTD Data)Rank
Total interest income$14,357,000602
Total interest expense$1,665,000487
Net interest income$12,692,000618
Provision for loan and lease losses$100,0001,234
Total noninterest income$2,495,000857
Gross Fiduciary activities income$261,000464
Service charges on deposit accounts$89,0001,942
Trading account gains and fees$0127
Additional Noninterest Income$2,145,000781
Total noninterest expense$5,923,0001,010
Salaries and employee benefits$3,464,0001,000
Premises and equipment expense$643,000986
Additional noninterest expense$1,816,000979
Pre-tax net operating income$9,164,000481
Securities gains (losses)$280,000278
Applicable income taxes$150,0002,011
Income before extraordinary items$9,294,000425
Extraordinary gains, net$03
Net income$9,294,000423
Minority interest net income$055
Net income of bank and minority interests.$9,294,000425
Net charge-offs$-33,0004,492
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,019,600422
2020-12-31 (YTD Data)Rank
Total interest income$52,669,000648
Total interest expense$9,233,000536
Net interest income$43,436,000674
Provision for loan and lease losses$2,350,000942
Total noninterest income$10,411,000776
Gross Fiduciary activities income$1,015,000456
Service charges on deposit accounts$532,0001,552
Trading account gains and fees$0133
Additional Noninterest Income$8,864,000704
Total noninterest expense$26,190,000919
Salaries and employee benefits$15,531,000878
Premises and equipment expense$2,405,0001,017
Additional noninterest expense$8,254,000859
Pre-tax net operating income$25,307,000485
Securities gains (losses)$451,000641
Applicable income taxes$590,0001,831
Income before extraordinary items$25,168,000438
Extraordinary gains, net$04
Net income$25,168,000437
Minority interest net income$072
Net income of bank and minority interests.$25,168,000438
Net charge-offs$-10,0004,247
Cash dividends$8,750,000511
Sale, conversion, retirement of capital stock, net$0566
Net operating income$24,726,020428
2020-09-30 (YTD Data)Rank
Total interest income$40,607,000627
Total interest expense$7,428,000537
Net interest income$33,179,000654
Provision for loan and lease losses$2,250,000830
Total noninterest income$7,017,000814
Gross Fiduciary activities income$617,000487
Service charges on deposit accounts$399,0001,543
Trading account gains and fees$0125
Additional Noninterest Income$6,001,000728
Total noninterest expense$19,072,000923
Salaries and employee benefits$11,068,000897
Premises and equipment expense$1,791,0001,015
Additional noninterest expense$6,213,000841
Pre-tax net operating income$18,874,000464
Securities gains (losses)$87,0001,277
Applicable income taxes$360,0001,952
Income before extraordinary items$18,601,000412
Extraordinary gains, net$04
Net income$18,601,000412
Minority interest net income$065
Net income of bank and minority interests.$18,601,000412
Net charge-offs$-34,0004,568
Cash dividends$6,250,000497
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,515,740404
2020-06-30 (YTD Data)Rank
Total interest income$28,458,000610
Total interest expense$5,303,000551
Net interest income$23,155,000626
Provision for loan and lease losses$2,000,000716
Total noninterest income$4,555,000789
Gross Fiduciary activities income$402,000491
Service charges on deposit accounts$279,0001,520
Trading account gains and fees$0123
Additional Noninterest Income$3,874,000689
Total noninterest expense$12,985,000901
Salaries and employee benefits$7,518,000878
Premises and equipment expense$1,173,0001,023
Additional noninterest expense$4,294,000813
Pre-tax net operating income$12,725,000408
Securities gains (losses)$41,0001,385
Applicable income taxes$240,0001,909
Income before extraordinary items$12,526,000362
Extraordinary gains, net$04
Net income$12,526,000362
Minority interest net income$065
Net income of bank and minority interests.$12,526,000362
Net charge-offs$-2,0003,888
Cash dividends$3,750,000534
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,485,820358
2020-03-31 (YTD Data)Rank
Total interest income$12,284,000702
Total interest expense$2,963,000558
Net interest income$9,321,000734
Provision for loan and lease losses$250,0001,297
Total noninterest income$1,838,000858
Gross Fiduciary activities income$178,000518
Service charges on deposit accounts$169,0001,499
Trading account gains and fees$0106
Additional Noninterest Income$1,491,000739
Total noninterest expense$5,690,000995
Salaries and employee benefits$3,221,0001,009
Premises and equipment expense$580,0001,050
Additional noninterest expense$1,889,000924
Pre-tax net operating income$5,219,000452
Securities gains (losses)$1,0001,614
Applicable income taxes$120,0001,793
Income before extraordinary items$5,100,000391
Extraordinary gains, net$04
Net income$5,100,000390
Minority interest net income$056
Net income of bank and minority interests.$5,100,000391
Net charge-offs$11,0001,834
Cash dividends$1,250,000702
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,099,020386
2019-12-31 (YTD Data)Rank
Total interest income$47,440,000727
Total interest expense$11,062,000632
Net interest income$36,378,000758
Provision for loan and lease losses$3,050,000364
Total noninterest income$6,704,000929
Gross Fiduciary activities income$1,001,000459
Service charges on deposit accounts$730,0001,444
Trading account gains and fees$0135
Additional Noninterest Income$4,973,000837
Total noninterest expense$23,279,000959
Salaries and employee benefits$13,868,000923
Premises and equipment expense$2,052,0001,144
Additional noninterest expense$7,359,000923
Pre-tax net operating income$16,753,000699
Securities gains (losses)$86,0001,007
Applicable income taxes$478,0002,020
Income before extraordinary items$16,361,000621
Extraordinary gains, net$011
Net income$16,361,000622
Minority interest net income$076
Net income of bank and minority interests.$16,361,000622
Net charge-offs$1,665,000480
Cash dividends$8,750,000524
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,277,580610
2019-09-30 (YTD Data)Rank
Total interest income$34,915,000740
Total interest expense$8,003,000655
Net interest income$26,912,000768
Provision for loan and lease losses$1,450,000515
Total noninterest income$4,936,000932
Gross Fiduciary activities income$647,000481
Service charges on deposit accounts$539,0001,461
Trading account gains and fees$0129
Additional Noninterest Income$3,750,000828
Total noninterest expense$16,990,000980
Salaries and employee benefits$10,068,000951
Premises and equipment expense$1,519,0001,166
Additional noninterest expense$5,403,000932
Pre-tax net operating income$13,408,000669
Securities gains (losses)$85,000858
Applicable income taxes$339,0002,134
Income before extraordinary items$13,154,000599
Extraordinary gains, net$011
Net income$13,154,000599
Minority interest net income$072
Net income of bank and minority interests.$13,154,000599
Net charge-offs$1,075,000478
Cash dividends$7,500,000450
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,071,550593
2019-06-30 (YTD Data)Rank
Total interest income$22,778,000755
Total interest expense$5,110,000667
Net interest income$17,668,000776
Provision for loan and lease losses$300,0001,195
Total noninterest income$3,013,000966
Gross Fiduciary activities income$425,000484
Service charges on deposit accounts$349,0001,481
Trading account gains and fees$0131
Additional Noninterest Income$2,239,000852
Total noninterest expense$11,091,000995
Salaries and employee benefits$6,354,000985
Premises and equipment expense$1,018,0001,162
Additional noninterest expense$3,719,000913
Pre-tax net operating income$9,290,000640
Securities gains (losses)$7,0001,296
Applicable income taxes$226,0002,105
Income before extraordinary items$9,071,000570
Extraordinary gains, net$011
Net income$9,071,000568
Minority interest net income$069
Net income of bank and minority interests.$9,071,000570
Net charge-offs$-8,0004,422
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,064,140562
2019-03-31 (YTD Data)Rank
Total interest income$11,017,000778
Total interest expense$2,373,000696
Net interest income$8,644,000790
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,403,000985
Gross Fiduciary activities income$199,000498
Service charges on deposit accounts$173,0001,485
Trading account gains and fees$0126
Additional Noninterest Income$1,031,000888
Total noninterest expense$5,320,0001,029
Salaries and employee benefits$3,013,0001,022
Premises and equipment expense$503,0001,190
Additional noninterest expense$1,804,000926
Pre-tax net operating income$4,577,000629
Securities gains (losses)$01,087
Applicable income taxes$114,0002,050
Income before extraordinary items$4,463,000574
Extraordinary gains, net$05
Net income$4,463,000573
Minority interest net income$052
Net income of bank and minority interests.$4,463,000573
Net charge-offs$1,0002,582
Cash dividends$2,500,000431
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,463,000561
2018-12-31 (YTD Data)Rank
Total interest income$41,093,000767
Total interest expense$6,520,000752
Net interest income$34,573,000769
Provision for loan and lease losses$500,0001,444
Total noninterest income$6,174,000960
Gross Fiduciary activities income$824,000499
Service charges on deposit accounts$635,0001,662
Trading account gains and fees$0126
Additional Noninterest Income$4,715,000823
Total noninterest expense$22,142,000983
Salaries and employee benefits$13,386,000917
Premises and equipment expense$1,795,0001,291
Additional noninterest expense$6,961,000965
Pre-tax net operating income$18,105,000641
Securities gains (losses)$30,000493
Applicable income taxes$426,0002,117
Income before extraordinary items$17,709,000568
Extraordinary gains, net$06
Net income$17,709,000568
Minority interest net income$072
Net income of bank and minority interests.$17,709,000567
Net charge-offs$491,000965
Cash dividends$7,750,000518
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,679,600565
2018-09-30 (YTD Data)Rank
Total interest income$30,037,000770
Total interest expense$4,483,000760
Net interest income$25,554,000771
Provision for loan and lease losses$03,948
Total noninterest income$4,585,000972
Gross Fiduciary activities income$601,000498
Service charges on deposit accounts$479,0001,665
Trading account gains and fees$0138
Additional Noninterest Income$3,505,000844
Total noninterest expense$15,934,0001,011
Salaries and employee benefits$9,471,000973
Premises and equipment expense$1,299,0001,333
Additional noninterest expense$5,164,000965
Pre-tax net operating income$14,205,000616
Securities gains (losses)$30,000505
Applicable income taxes$287,0002,270
Income before extraordinary items$13,948,000547
Extraordinary gains, net$05
Net income$13,948,000545
Minority interest net income$066
Net income of bank and minority interests.$13,948,000546
Net charge-offs$-12,0004,525
Cash dividends$5,000,000532
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,918,600549
2018-06-30 (YTD Data)Rank
Total interest income$19,407,000779
Total interest expense$2,675,000786
Net interest income$16,732,000783
Provision for loan and lease losses$03,782
Total noninterest income$2,968,000987
Gross Fiduciary activities income$375,000510
Service charges on deposit accounts$311,0001,693
Trading account gains and fees$0130
Additional Noninterest Income$2,282,000856
Total noninterest expense$9,989,0001,068
Salaries and employee benefits$5,869,0001,041
Premises and equipment expense$813,0001,415
Additional noninterest expense$3,307,000996
Pre-tax net operating income$9,711,000605
Securities gains (losses)$-23,0005,131
Applicable income taxes$191,0002,260
Income before extraordinary items$9,497,000538
Extraordinary gains, net$06
Net income$9,497,000536
Minority interest net income$065
Net income of bank and minority interests.$9,497,000537
Net charge-offs$-2,0004,025
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,519,540536
2018-03-31 (YTD Data)Rank
Total interest income$9,414,000796
Total interest expense$1,236,000801
Net interest income$8,178,000797
Provision for loan and lease losses$03,508
Total noninterest income$1,381,0001,021
Gross Fiduciary activities income$187,000522
Service charges on deposit accounts$158,0001,668
Trading account gains and fees$0123
Additional Noninterest Income$1,036,000909
Total noninterest expense$4,724,0001,116
Salaries and employee benefits$2,770,0001,088
Premises and equipment expense$399,0001,451
Additional noninterest expense$1,555,0001,043
Pre-tax net operating income$4,835,000591
Securities gains (losses)$-23,0005,325
Applicable income taxes$96,0002,215
Income before extraordinary items$4,716,000521
Extraordinary gains, net$07
Net income$4,716,000521
Minority interest net income$052
Net income of bank and minority interests.$4,716,000521
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,738,540523
2017-12-31 (YTD Data)Rank
Total interest income$36,748,000776
Total interest expense$4,425,000774
Net interest income$32,323,000783
Provision for loan and lease losses$04,227
Total noninterest income$6,006,000982
Gross Fiduciary activities income$887,000472
Service charges on deposit accounts$745,0001,498
Trading account gains and fees$0151
Additional Noninterest Income$4,374,000893
Total noninterest expense$20,399,0001,039
Salaries and employee benefits$12,411,000962
Premises and equipment expense$1,631,0001,400
Additional noninterest expense$6,357,0001,023
Pre-tax net operating income$17,930,000597
Securities gains (losses)$-162,0005,484
Applicable income taxes$383,0002,612
Income before extraordinary items$17,385,000456
Extraordinary gains, net$09
Net income$17,385,000454
Minority interest net income$076
Net income of bank and minority interests.$17,385,000456
Net charge-offs$-249,0005,476
Cash dividends$12,250,000321
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,543,760448
2017-09-30 (YTD Data)Rank
Total interest income$27,211,000785
Total interest expense$3,185,000776
Net interest income$24,026,000789
Provision for loan and lease losses$04,088
Total noninterest income$4,428,0001,008
Gross Fiduciary activities income$622,000488
Service charges on deposit accounts$552,0001,521
Trading account gains and fees$0145
Additional Noninterest Income$3,254,000913
Total noninterest expense$14,815,0001,067
Salaries and employee benefits$8,940,0001,005
Premises and equipment expense$1,217,0001,414
Additional noninterest expense$4,658,0001,041
Pre-tax net operating income$13,639,000602
Securities gains (losses)$-165,0005,663
Applicable income taxes$283,0002,520
Income before extraordinary items$13,191,000493
Extraordinary gains, net$09
Net income$13,191,000491
Minority interest net income$071
Net income of bank and minority interests.$13,191,000493
Net charge-offs$-405,0005,621
Cash dividends$7,250,000371
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,352,700480
2017-06-30 (YTD Data)Rank
Total interest income$17,937,000788
Total interest expense$2,052,000780
Net interest income$15,885,000794
Provision for loan and lease losses$03,871
Total noninterest income$2,913,0001,021
Gross Fiduciary activities income$444,000481
Service charges on deposit accounts$357,0001,542
Trading account gains and fees$0139
Additional Noninterest Income$2,112,000928
Total noninterest expense$9,768,0001,084
Salaries and employee benefits$5,793,0001,036
Premises and equipment expense$806,0001,426
Additional noninterest expense$3,169,0001,021
Pre-tax net operating income$9,030,000593
Securities gains (losses)$-36,0005,628
Applicable income taxes$189,0002,519
Income before extraordinary items$8,805,000481
Extraordinary gains, net$011
Net income$8,805,000480
Minority interest net income$071
Net income of bank and minority interests.$8,805,000481
Net charge-offs$-421,0005,708
Cash dividends$5,250,000338
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,840,280470
2017-03-31 (YTD Data)Rank
Total interest income$8,901,000790
Total interest expense$1,008,000774
Net interest income$7,893,000798
Provision for loan and lease losses$03,537
Total noninterest income$1,457,0001,006
Gross Fiduciary activities income$262,000458
Service charges on deposit accounts$181,0001,526
Trading account gains and fees$0142
Additional Noninterest Income$1,014,000944
Total noninterest expense$4,728,0001,119
Salaries and employee benefits$2,941,0001,031
Premises and equipment expense$402,0001,445
Additional noninterest expense$1,385,0001,150
Pre-tax net operating income$4,622,000563
Securities gains (losses)$1,0001,030
Applicable income taxes$95,0002,476
Income before extraordinary items$4,528,000468
Extraordinary gains, net$08
Net income$4,528,000467
Minority interest net income$055
Net income of bank and minority interests.$4,528,000468
Net charge-offs$-562,0005,814
Cash dividends$2,750,000311
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,527,020457
2016-12-31 (YTD Data)Rank
Total interest income$34,902,000763
Total interest expense$4,275,000690
Net interest income$30,627,000783
Provision for loan and lease losses$04,332
Total noninterest income$6,222,000987
Gross Fiduciary activities income$940,000466
Service charges on deposit accounts$822,0001,409
Trading account gains and fees$0170
Additional Noninterest Income$4,460,000919
Total noninterest expense$19,482,0001,077
Salaries and employee benefits$11,692,0001,004
Premises and equipment expense$1,596,0001,430
Additional noninterest expense$6,194,0001,060
Pre-tax net operating income$17,367,000581
Securities gains (losses)$-31,0005,713
Applicable income taxes$373,0002,501
Income before extraordinary items$16,963,000465
Extraordinary gains, net$05
Net income$16,963,000462
Minority interest net income$082
Net income of bank and minority interests.$16,963,000464
Net charge-offs$-814,0005,845
Cash dividends$9,700,000395
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,993,380461
2016-09-30 (YTD Data)Rank
Total interest income$26,087,000765
Total interest expense$3,226,000684
Net interest income$22,861,000783
Provision for loan and lease losses$04,186
Total noninterest income$4,691,000972
Gross Fiduciary activities income$700,000467
Service charges on deposit accounts$619,0001,405
Trading account gains and fees$0169
Additional Noninterest Income$3,372,000914
Total noninterest expense$14,670,0001,068
Salaries and employee benefits$8,646,0001,015
Premises and equipment expense$1,225,0001,395
Additional noninterest expense$4,799,0001,030
Pre-tax net operating income$12,882,000582
Securities gains (losses)$57,0001,666
Applicable income taxes$279,0002,556
Income before extraordinary items$12,660,000479
Extraordinary gains, net$05
Net income$12,660,000477
Minority interest net income$071
Net income of bank and minority interests.$12,660,000479
Net charge-offs$-616,0005,886
Cash dividends$7,500,000363
Sale, conversion, retirement of capital stock, net$0719
Net operating income$12,604,140468
2016-06-30 (YTD Data)Rank
Total interest income$17,306,000769
Total interest expense$2,153,000685
Net interest income$15,153,000785
Provision for loan and lease losses$04,017
Total noninterest income$3,139,000963
Gross Fiduciary activities income$497,000461
Service charges on deposit accounts$392,0001,453
Trading account gains and fees$0157
Additional Noninterest Income$2,250,000892
Total noninterest expense$9,654,0001,078
Salaries and employee benefits$5,615,0001,042
Premises and equipment expense$797,0001,427
Additional noninterest expense$3,242,0001,011
Pre-tax net operating income$8,638,000571
Securities gains (losses)$54,0001,367
Applicable income taxes$186,0002,551
Income before extraordinary items$8,506,000464
Extraordinary gains, net$016
Net income$8,506,000460
Minority interest net income$071
Net income of bank and minority interests.$8,506,000463
Net charge-offs$-433,0005,959
Cash dividends$5,500,000334
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,453,080456
2016-03-31 (YTD Data)Rank
Total interest income$8,554,000782
Total interest expense$1,076,000682
Net interest income$7,478,000800
Provision for loan and lease losses$03,656
Total noninterest income$1,308,0001,068
Gross Fiduciary activities income$178,000523
Service charges on deposit accounts$183,0001,537
Trading account gains and fees$0142
Additional Noninterest Income$947,000973
Total noninterest expense$4,796,0001,097
Salaries and employee benefits$2,819,0001,042
Premises and equipment expense$402,0001,432
Additional noninterest expense$1,575,0001,045
Pre-tax net operating income$3,990,000588
Securities gains (losses)$25,0001,142
Applicable income taxes$93,0002,521
Income before extraordinary items$3,922,000475
Extraordinary gains, net$012
Net income$3,922,000473
Minority interest net income$062
Net income of bank and minority interests.$3,922,000475
Net charge-offs$-215,0006,000
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,897,500472
2015-12-31 (YTD Data)Rank
Total interest income$34,074,000745
Total interest expense$4,279,000656
Net interest income$29,795,000758
Provision for loan and lease losses$500,0001,348
Total noninterest income$5,394,0001,065
Gross Fiduciary activities income$738,000525
Service charges on deposit accounts$728,0001,599
Trading account gains and fees$0159
Additional Noninterest Income$3,928,000970
Total noninterest expense$18,911,0001,075
Salaries and employee benefits$11,620,000969
Premises and equipment expense$1,464,0001,568
Additional noninterest expense$5,827,0001,109
Pre-tax net operating income$15,778,000592
Securities gains (losses)$233,000667
Applicable income taxes$369,0002,484
Income before extraordinary items$15,642,000477
Extraordinary gains, net$023
Net income$15,642,000476
Minority interest net income$081
Net income of bank and minority interests.$15,642,000478
Net charge-offs$-355,0005,957
Cash dividends$8,068,000446
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,413,660475
2015-09-30 (YTD Data)Rank
Total interest income$25,432,000753
Total interest expense$3,066,000684
Net interest income$22,366,000760
Provision for loan and lease losses$500,0001,034
Total noninterest income$4,104,0001,073
Gross Fiduciary activities income$534,000529
Service charges on deposit accounts$530,0001,644
Trading account gains and fees$0153
Additional Noninterest Income$3,040,000956
Total noninterest expense$13,833,0001,104
Salaries and employee benefits$8,436,0001,007
Premises and equipment expense$1,103,0001,571
Additional noninterest expense$4,294,0001,132
Pre-tax net operating income$12,137,000595
Securities gains (losses)$196,000655
Applicable income taxes$279,0002,536
Income before extraordinary items$12,054,000471
Extraordinary gains, net$021
Net income$12,054,000469
Minority interest net income$078
Net income of bank and minority interests.$12,054,000471
Net charge-offs$-143,0005,887
Cash dividends$5,000,000479
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,861,920466
2015-06-30 (YTD Data)Rank
Total interest income$16,915,000759
Total interest expense$2,041,000685
Net interest income$14,874,000758
Provision for loan and lease losses$500,000753
Total noninterest income$2,758,0001,061
Gross Fiduciary activities income$346,000544
Service charges on deposit accounts$330,0001,717
Trading account gains and fees$0157
Additional Noninterest Income$2,082,000939
Total noninterest expense$9,090,0001,124
Salaries and employee benefits$5,485,0001,036
Premises and equipment expense$736,0001,577
Additional noninterest expense$2,869,0001,128
Pre-tax net operating income$8,042,000590
Securities gains (losses)$152,000643
Applicable income taxes$186,0002,548
Income before extraordinary items$8,008,000470
Extraordinary gains, net$022
Net income$8,008,000469
Minority interest net income$075
Net income of bank and minority interests.$8,008,000470
Net charge-offs$81,0001,919
Cash dividends$3,100,000492
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,859,040466
2015-03-31 (YTD Data)Rank
Total interest income$8,395,000756
Total interest expense$1,029,000680
Net interest income$7,366,000767
Provision for loan and lease losses$500,000407
Total noninterest income$1,315,0001,062
Gross Fiduciary activities income$168,000554
Service charges on deposit accounts$154,0001,784
Trading account gains and fees$0152
Additional Noninterest Income$993,000931
Total noninterest expense$4,614,0001,109
Salaries and employee benefits$2,908,000975
Premises and equipment expense$374,0001,581
Additional noninterest expense$1,332,0001,194
Pre-tax net operating income$3,567,000647
Securities gains (losses)$-1,0006,051
Applicable income taxes$93,0002,514
Income before extraordinary items$3,473,000532
Extraordinary gains, net$013
Net income$3,473,000531
Minority interest net income$064
Net income of bank and minority interests.$3,473,000532
Net charge-offs$7,0002,613
Cash dividends$1,500,000470
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,473,970520
2014-12-31 (YTD Data)Rank
Total interest income$33,423,000756
Total interest expense$4,682,000612
Net interest income$28,741,000766
Provision for loan and lease losses$3,100,000319
Total noninterest income$5,398,0001,040
Gross Fiduciary activities income$729,000534
Service charges on deposit accounts$761,0001,639
Trading account gains and fees$0180
Additional Noninterest Income$3,908,000912
Total noninterest expense$17,709,0001,140
Salaries and employee benefits$10,711,0001,013
Premises and equipment expense$1,531,0001,542
Additional noninterest expense$5,467,0001,205
Pre-tax net operating income$13,330,000632
Securities gains (losses)$164,000918
Applicable income taxes$368,0002,475
Income before extraordinary items$13,126,000520
Extraordinary gains, net$017
Net income$13,126,000516
Minority interest net income$084
Net income of bank and minority interests.$13,126,000520
Net charge-offs$2,338,000434
Cash dividends$4,568,000654
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,966,920514
2014-09-30 (YTD Data)Rank
Total interest income$24,884,000758
Total interest expense$3,455,000631
Net interest income$21,429,000771
Provision for loan and lease losses$2,100,000334
Total noninterest income$4,060,0001,043
Gross Fiduciary activities income$515,000543
Service charges on deposit accounts$556,0001,687
Trading account gains and fees$0174
Additional Noninterest Income$2,989,000901
Total noninterest expense$13,383,0001,130
Salaries and employee benefits$8,078,0001,004
Premises and equipment expense$1,171,0001,522
Additional noninterest expense$4,134,0001,191
Pre-tax net operating income$10,006,000631
Securities gains (losses)$-8,0006,123
Applicable income taxes$252,0002,605
Income before extraordinary items$9,746,000521
Extraordinary gains, net$015
Net income$9,746,000518
Minority interest net income$081
Net income of bank and minority interests.$9,746,000521
Net charge-offs$10,0004,150
Cash dividends$3,625,000580
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,753,760509
2014-06-30 (YTD Data)Rank
Total interest income$16,698,000754
Total interest expense$2,310,000631
Net interest income$14,388,000765
Provision for loan and lease losses$1,100,000418
Total noninterest income$2,662,0001,033
Gross Fiduciary activities income$300,000575
Service charges on deposit accounts$343,0001,768
Trading account gains and fees$0172
Additional Noninterest Income$2,019,000884
Total noninterest expense$8,983,0001,123
Salaries and employee benefits$5,485,000991
Premises and equipment expense$775,0001,536
Additional noninterest expense$2,723,0001,190
Pre-tax net operating income$6,967,000610
Securities gains (losses)$1,0002,460
Applicable income taxes$168,0002,575
Income before extraordinary items$6,800,000494
Extraordinary gains, net$020
Net income$6,800,000493
Minority interest net income$080
Net income of bank and minority interests.$6,800,000494
Net charge-offs$-3,0005,301
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,799,020487
2014-03-31 (YTD Data)Rank
Total interest income$8,203,000766
Total interest expense$1,160,000638
Net interest income$7,043,000778
Provision for loan and lease losses$200,000985
Total noninterest income$1,153,0001,115
Gross Fiduciary activities income$144,000585
Service charges on deposit accounts$164,0001,807
Trading account gains and fees$0147
Additional Noninterest Income$845,000964
Total noninterest expense$4,466,0001,140
Salaries and employee benefits$2,848,000970
Premises and equipment expense$370,0001,632
Additional noninterest expense$1,248,0001,287
Pre-tax net operating income$3,530,000577
Securities gains (losses)$-59,0006,603
Applicable income taxes$84,0002,504
Income before extraordinary items$3,387,000478
Extraordinary gains, net$016
Net income$3,387,000477
Minority interest net income$066
Net income of bank and minority interests.$3,387,000478
Net charge-offs$-11,0005,794
Cash dividends$1,500,000415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,444,820459
2013-12-31 (YTD Data)Rank
Total interest income$30,725,000808
Total interest expense$4,672,000718
Net interest income$26,053,000820
Provision for loan and lease losses$300,0002,425
Total noninterest income$5,878,0001,011
Gross Fiduciary activities income$649,000552
Service charges on deposit accounts$839,0001,587
Trading account gains and fees$0184
Additional Noninterest Income$4,390,000889
Total noninterest expense$17,617,0001,160
Salaries and employee benefits$11,280,000946
Premises and equipment expense$1,506,0001,572
Additional noninterest expense$4,831,0001,378
Pre-tax net operating income$14,014,000579
Securities gains (losses)$-95,0006,542
Applicable income taxes$341,0002,510
Income before extraordinary items$13,578,000500
Extraordinary gains, net$029
Net income$13,578,000500
Minority interest net income$090
Net income of bank and minority interests.$13,578,000501
Net charge-offs$62,0004,185
Cash dividends$6,368,000464
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,671,100488
2013-09-30 (YTD Data)Rank
Total interest income$22,492,000837
Total interest expense$3,473,000748
Net interest income$19,019,000848
Provision for loan and lease losses$100,0003,343
Total noninterest income$4,203,0001,071
Gross Fiduciary activities income$462,000560
Service charges on deposit accounts$621,0001,604
Trading account gains and fees$0180
Additional Noninterest Income$3,120,000946
Total noninterest expense$13,210,0001,167
Salaries and employee benefits$8,573,000940
Premises and equipment expense$1,135,0001,571
Additional noninterest expense$3,502,0001,423
Pre-tax net operating income$9,912,000612
Securities gains (losses)$186,000855
Applicable income taxes$220,0002,703
Income before extraordinary items$9,878,000525
Extraordinary gains, net$025
Net income$9,878,000523
Minority interest net income$084
Net income of bank and minority interests.$9,878,000527
Net charge-offs$36,0004,083
Cash dividends$4,800,000427
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,695,720521
2013-06-30 (YTD Data)Rank
Total interest income$14,791,000845
Total interest expense$2,365,000755
Net interest income$12,426,000857
Provision for loan and lease losses$04,788
Total noninterest income$2,885,0001,046
Gross Fiduciary activities income$311,000563
Service charges on deposit accounts$394,0001,637
Trading account gains and fees$0157
Additional Noninterest Income$2,180,000923
Total noninterest expense$8,683,0001,172
Salaries and employee benefits$5,653,000954
Premises and equipment expense$759,0001,577
Additional noninterest expense$2,271,0001,440
Pre-tax net operating income$6,628,000599
Securities gains (losses)$432,000421
Applicable income taxes$148,0002,703
Income before extraordinary items$6,912,000489
Extraordinary gains, net$022
Net income$6,912,000488
Minority interest net income$082
Net income of bank and minority interests.$6,912,000491
Net charge-offs$6,0004,482
Cash dividends$3,300,000410
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,488,640510
2013-03-31 (YTD Data)Rank
Total interest income$7,294,000857
Total interest expense$1,196,000777
Net interest income$6,098,000875
Provision for loan and lease losses$04,409
Total noninterest income$1,398,0001,071
Gross Fiduciary activities income$138,000590
Service charges on deposit accounts$189,0001,685
Trading account gains and fees$0148
Additional Noninterest Income$1,071,000943
Total noninterest expense$4,163,0001,227
Salaries and employee benefits$2,733,0001,002
Premises and equipment expense$376,0001,609
Additional noninterest expense$1,054,0001,541
Pre-tax net operating income$3,333,000598
Securities gains (losses)$37,0001,049
Applicable income taxes$76,0002,655
Income before extraordinary items$3,294,000510
Extraordinary gains, net$010
Net income$3,294,000508
Minority interest net income$076
Net income of bank and minority interests.$3,294,000511
Net charge-offs$2,0003,902
Cash dividends$2,050,000294
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,257,740491
2012-12-31 (YTD Data)Rank
Total interest income$29,162,000895
Total interest expense$4,755,000941
Net interest income$24,407,000884
Provision for loan and lease losses$775,0002,119
Total noninterest income$6,692,000924
Gross Fiduciary activities income$706,000530
Service charges on deposit accounts$815,0001,668
Trading account gains and fees$0166
Additional Noninterest Income$5,171,000792
Total noninterest expense$16,208,0001,244
Salaries and employee benefits$10,263,0001,026
Premises and equipment expense$1,556,0001,527
Additional noninterest expense$4,389,0001,532
Pre-tax net operating income$14,116,000545
Securities gains (losses)$746,000687
Applicable income taxes$290,0002,684
Income before extraordinary items$14,572,000458
Extraordinary gains, net$029
Net income$14,572,000457
Minority interest net income$093
Net income of bank and minority interests.$14,572,000457
Net charge-offs$124,0004,228
Cash dividends$6,290,000468
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,840,920470
2012-09-30 (YTD Data)Rank
Total interest income$21,592,000925
Total interest expense$3,556,000999
Net interest income$18,036,000912
Provision for loan and lease losses$575,0002,101
Total noninterest income$4,718,000969
Gross Fiduciary activities income$517,000535
Service charges on deposit accounts$607,0001,699
Trading account gains and fees$0157
Additional Noninterest Income$3,594,000815
Total noninterest expense$11,836,0001,268
Salaries and employee benefits$7,533,0001,041
Premises and equipment expense$1,162,0001,545
Additional noninterest expense$3,141,0001,597
Pre-tax net operating income$10,343,000567
Securities gains (losses)$601,000656
Applicable income taxes$209,0002,787
Income before extraordinary items$10,735,000473
Extraordinary gains, net$020
Net income$10,735,000470
Minority interest net income$086
Net income of bank and minority interests.$10,735,000472
Net charge-offs$121,0003,780
Cash dividends$4,975,000367
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,146,020480
2012-06-30 (YTD Data)Rank
Total interest income$14,255,000950
Total interest expense$2,358,0001,044
Net interest income$11,897,000926
Provision for loan and lease losses$175,0003,168
Total noninterest income$3,109,000955
Gross Fiduciary activities income$340,000546
Service charges on deposit accounts$393,0001,733
Trading account gains and fees$0153
Additional Noninterest Income$2,376,000816
Total noninterest expense$7,906,0001,265
Salaries and employee benefits$5,075,0001,026
Premises and equipment expense$755,0001,573
Additional noninterest expense$2,076,0001,615
Pre-tax net operating income$6,925,000561
Securities gains (losses)$430,000647
Applicable income taxes$140,0002,778
Income before extraordinary items$7,215,000457
Extraordinary gains, net$019
Net income$7,215,000456
Minority interest net income$084
Net income of bank and minority interests.$7,215,000456
Net charge-offs$8,0005,010
Cash dividends$3,730,000325
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,793,600464
2012-03-31 (YTD Data)Rank
Total interest income$7,114,000957
Total interest expense$1,202,0001,058
Net interest income$5,912,000926
Provision for loan and lease losses$05,254
Total noninterest income$1,401,0001,026
Gross Fiduciary activities income$121,000617
Service charges on deposit accounts$193,0001,754
Trading account gains and fees$0148
Additional Noninterest Income$1,087,000853
Total noninterest expense$3,665,0001,354
Salaries and employee benefits$2,325,0001,119
Premises and equipment expense$381,0001,561
Additional noninterest expense$959,0001,736
Pre-tax net operating income$3,648,000536
Securities gains (losses)$356,000384
Applicable income taxes$71,0002,752
Income before extraordinary items$3,933,000425
Extraordinary gains, net$019
Net income$3,933,000426
Minority interest net income$078
Net income of bank and minority interests.$3,933,000426
Net charge-offs$10,0004,036
Cash dividends$1,863,000285
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,584,120442
2011-12-31 (YTD Data)Rank
Total interest income$28,603,000974
Total interest expense$5,451,0001,103
Net interest income$23,152,000945
Provision for loan and lease losses$1,100,0002,274
Total noninterest income$4,962,0001,056
Gross Fiduciary activities income$736,000475
Service charges on deposit accounts$871,0001,668
Trading account gains and fees$0146
Additional Noninterest Income$3,355,000959
Total noninterest expense$14,759,0001,327
Salaries and employee benefits$9,418,0001,045
Premises and equipment expense$1,335,0001,866
Additional noninterest expense$4,006,0001,699
Pre-tax net operating income$12,255,000521
Securities gains (losses)$127,0001,858
Applicable income taxes$252,0002,683
Income before extraordinary items$12,130,000456
Extraordinary gains, net$029
Net income$12,130,000457
Minority interest net income$096
Net income of bank and minority interests.$12,130,000457
Net charge-offs$70,0005,262
Cash dividends$5,615,000382
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,005,540444
2011-09-30 (YTD Data)Rank
Total interest income$21,282,000998
Total interest expense$4,210,0001,119
Net interest income$17,072,000974
Provision for loan and lease losses$1,100,0001,850
Total noninterest income$3,525,0001,097
Gross Fiduciary activities income$509,000494
Service charges on deposit accounts$653,0001,676
Trading account gains and fees$0145
Additional Noninterest Income$2,363,000997
Total noninterest expense$10,704,0001,369
Salaries and employee benefits$6,651,0001,119
Premises and equipment expense$1,007,0001,865
Additional noninterest expense$3,046,0001,678
Pre-tax net operating income$8,793,000557
Securities gains (losses)$66,0002,115
Applicable income taxes$167,0002,817
Income before extraordinary items$8,692,000474
Extraordinary gains, net$021
Net income$8,692,000474
Minority interest net income$087
Net income of bank and minority interests.$8,692,000474
Net charge-offs$30,0005,320
Cash dividends$4,683,000311
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,627,320464
2011-06-30 (YTD Data)Rank
Total interest income$13,997,0001,021
Total interest expense$2,903,0001,123
Net interest income$11,094,000998
Provision for loan and lease losses$200,0003,519
Total noninterest income$2,273,0001,124
Gross Fiduciary activities income$349,000489
Service charges on deposit accounts$416,0001,712
Trading account gains and fees$0153
Additional Noninterest Income$1,508,0001,013
Total noninterest expense$6,975,0001,415
Salaries and employee benefits$4,395,0001,139
Premises and equipment expense$652,0001,932
Additional noninterest expense$1,928,0001,783
Pre-tax net operating income$6,192,000529
Securities gains (losses)$-38,0007,199
Applicable income taxes$111,0002,776
Income before extraordinary items$6,043,000446
Extraordinary gains, net$015
Net income$6,043,000445
Minority interest net income$089
Net income of bank and minority interests.$6,043,000446
Net charge-offs$19,0005,072
Cash dividends$3,683,000256
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,080,240431
2011-03-31 (YTD Data)Rank
Total interest income$6,837,0001,057
Total interest expense$1,487,0001,131
Net interest income$5,350,0001,029
Provision for loan and lease losses$05,840
Total noninterest income$1,154,0001,098
Gross Fiduciary activities income$192,000466
Service charges on deposit accounts$189,0001,825
Trading account gains and fees$0158
Additional Noninterest Income$773,0001,000
Total noninterest expense$3,150,0001,567
Salaries and employee benefits$1,914,0001,314
Premises and equipment expense$316,0002,031
Additional noninterest expense$920,0001,832
Pre-tax net operating income$3,354,000499
Securities gains (losses)$-6,0007,119
Applicable income taxes$56,0002,740
Income before extraordinary items$3,292,000405
Extraordinary gains, net$09
Net income$3,292,000405
Minority interest net income$086
Net income of bank and minority interests.$3,292,000405
Net charge-offs$-194,0007,506
Cash dividends$1,842,000226
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,297,880395
2010-12-31 (YTD Data)Rank
Total interest income$27,586,0001,127
Total interest expense$6,714,0001,223
Net interest income$20,872,0001,061
Provision for loan and lease losses$852,0003,314
Total noninterest income$5,503,0001,006
Gross Fiduciary activities income$538,000536
Service charges on deposit accounts$1,004,0001,501
Trading account gains and fees$0175
Additional Noninterest Income$3,961,000876
Total noninterest expense$13,510,0001,466
Salaries and employee benefits$8,542,0001,150
Premises and equipment expense$1,251,0002,025
Additional noninterest expense$3,717,0001,912
Pre-tax net operating income$12,013,000459
Securities gains (losses)$-243,0007,335
Applicable income taxes$219,0002,650
Income before extraordinary items$11,551,000390
Extraordinary gains, net$029
Net income$11,551,000389
Minority interest net income$0111
Net income of bank and minority interests.$11,551,000390
Net charge-offs$130,0005,185
Cash dividends$5,194,000323
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,789,140376
2010-09-30 (YTD Data)Rank
Total interest income$20,588,0001,144
Total interest expense$5,135,0001,243
Net interest income$15,453,0001,084
Provision for loan and lease losses$652,0003,132
Total noninterest income$3,509,0001,126
Gross Fiduciary activities income$369,000552
Service charges on deposit accounts$768,0001,531
Trading account gains and fees$0165
Additional Noninterest Income$2,372,000981
Total noninterest expense$9,445,0001,567
Salaries and employee benefits$5,852,0001,262
Premises and equipment expense$934,0002,058
Additional noninterest expense$2,659,0001,945
Pre-tax net operating income$8,865,000480
Securities gains (losses)$-233,0007,511
Applicable income taxes$142,0002,840
Income before extraordinary items$8,490,000402
Extraordinary gains, net$023
Net income$8,490,000402
Minority interest net income$0110
Net income of bank and minority interests.$8,490,000403
Net charge-offs$136,0004,599
Cash dividends$3,353,000321
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,718,340379
2010-06-30 (YTD Data)Rank
Total interest income$13,611,0001,170
Total interest expense$3,554,0001,251
Net interest income$10,057,0001,116
Provision for loan and lease losses$602,0002,557
Total noninterest income$2,086,0001,200
Gross Fiduciary activities income$244,000554
Service charges on deposit accounts$522,0001,510
Trading account gains and fees$0152
Additional Noninterest Income$1,320,0001,072
Total noninterest expense$6,281,0001,574
Salaries and employee benefits$3,890,0001,260
Premises and equipment expense$643,0002,020
Additional noninterest expense$1,748,0001,978
Pre-tax net operating income$5,260,000527
Securities gains (losses)$-37,0007,413
Applicable income taxes$95,0002,832
Income before extraordinary items$5,128,000426
Extraordinary gains, net$019
Net income$5,128,000427
Minority interest net income$0105
Net income of bank and minority interests.$5,128,000427
Net charge-offs$47,0004,944
Cash dividends$2,133,000324
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,164,260413
2010-03-31 (YTD Data)Rank
Total interest income$6,759,0001,196
Total interest expense$1,883,0001,237
Net interest income$4,876,0001,163
Provision for loan and lease losses$302,0002,365
Total noninterest income$966,0001,267
Gross Fiduciary activities income$105,000600
Service charges on deposit accounts$253,0001,543
Trading account gains and fees$0175
Additional Noninterest Income$608,0001,115
Total noninterest expense$2,963,0001,687
Salaries and employee benefits$1,787,0001,398
Premises and equipment expense$339,0001,985
Additional noninterest expense$837,0002,029
Pre-tax net operating income$2,577,000531
Securities gains (losses)$33,0001,315
Applicable income taxes$48,0002,818
Income before extraordinary items$2,562,000424
Extraordinary gains, net$016
Net income$2,562,000425
Minority interest net income$091
Net income of bank and minority interests.$2,562,000426
Net charge-offs$-8,0007,437
Cash dividends$913,000374
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,529,660419
2009-12-31 (YTD Data)Rank
Total interest income$28,198,0001,224
Total interest expense$9,696,0001,230
Net interest income$18,502,0001,203
Provision for loan and lease losses$1,911,0002,538
Total noninterest income$3,381,0001,479
Gross Fiduciary activities income$573,000518
Service charges on deposit accounts$1,054,0001,600
Trading account gains and fees$0211
Additional Noninterest Income$1,754,0001,501
Total noninterest expense$11,982,0001,699
Salaries and employee benefits$7,008,0001,442
Premises and equipment expense$1,191,0002,233
Additional noninterest expense$3,783,0001,938
Pre-tax net operating income$7,990,000538
Securities gains (losses)$-158,0007,373
Applicable income taxes$189,0002,429
Income before extraordinary items$7,643,000420
Extraordinary gains, net$034
Net income$7,643,000418
Minority interest net income$0115
Net income of bank and minority interests.$7,643,000421
Net charge-offs$405,0004,073
Cash dividends$2,100,000866
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,797,840419
2009-09-30 (YTD Data)Rank
Total interest income$21,154,0001,242
Total interest expense$7,582,0001,243
Net interest income$13,572,0001,240
Provision for loan and lease losses$1,608,0002,136
Total noninterest income$2,494,0001,517
Gross Fiduciary activities income$427,000518
Service charges on deposit accounts$779,0001,627
Trading account gains and fees$0212
Additional Noninterest Income$1,288,0001,543
Total noninterest expense$8,542,0001,770
Salaries and employee benefits$5,003,0001,519
Premises and equipment expense$891,0002,259
Additional noninterest expense$2,648,0001,997
Pre-tax net operating income$5,916,000579
Securities gains (losses)$-33,0007,330
Applicable income taxes$141,0002,615
Income before extraordinary items$5,742,000456
Extraordinary gains, net$027
Net income$5,742,000454
Minority interest net income$0118
Net income of bank and minority interests.$5,742,000456
Net charge-offs$293,0003,734
Cash dividends$1,498,000871
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,774,340455
2009-06-30 (YTD Data)Rank
Total interest income$14,148,0001,263
Total interest expense$5,278,0001,252
Net interest income$8,870,0001,256
Provision for loan and lease losses$1,006,0002,054
Total noninterest income$1,581,0001,582
Gross Fiduciary activities income$236,000561
Service charges on deposit accounts$504,0001,650
Trading account gains and fees$0193
Additional Noninterest Income$841,0001,585
Total noninterest expense$5,772,0001,773
Salaries and employee benefits$3,337,0001,544
Premises and equipment expense$596,0002,287
Additional noninterest expense$1,839,0001,941
Pre-tax net operating income$3,673,000617
Securities gains (losses)$-38,0007,572
Applicable income taxes$94,0002,680
Income before extraordinary items$3,541,000493
Extraordinary gains, net$021
Net income$3,541,000491
Minority interest net income$0112
Net income of bank and minority interests.$3,541,000493
Net charge-offs$182,0003,545
Cash dividends$1,199,000759
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,577,860471
2009-03-31 (YTD Data)Rank
Total interest income$6,963,0001,304
Total interest expense$2,770,0001,235
Net interest income$4,193,0001,319
Provision for loan and lease losses$404,0001,983
Total noninterest income$756,0001,614
Gross Fiduciary activities income$80,000658
Service charges on deposit accounts$247,0001,634
Trading account gains and fees$0171
Additional Noninterest Income$429,0001,542
Total noninterest expense$2,594,0001,909
Salaries and employee benefits$1,607,0001,611
Premises and equipment expense$300,0002,298
Additional noninterest expense$687,0002,269
Pre-tax net operating income$1,951,000632
Securities gains (losses)$-40,0007,924
Applicable income taxes$47,0002,939
Income before extraordinary items$1,864,000533
Extraordinary gains, net$015
Net income$1,864,000532
Minority interest net income$0102
Net income of bank and minority interests.$1,864,000536
Net charge-offs$145,0002,457
Cash dividends$899,000509
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,903,200486
2008-12-31 (YTD Data)Rank
Total interest income$29,301,0001,319
Total interest expense$13,499,0001,195
Net interest income$15,802,0001,408
Provision for loan and lease losses$2,525,0001,553
Total noninterest income$3,748,0001,333
Gross Fiduciary activities income$449,000591
Service charges on deposit accounts$1,264,0001,419
Trading account gains and fees$0154
Additional Noninterest Income$2,035,0001,286
Total noninterest expense$11,080,0001,747
Salaries and employee benefits$7,111,0001,451
Premises and equipment expense$1,162,0002,308
Additional noninterest expense$2,807,0002,128
Pre-tax net operating income$5,945,000942
Securities gains (losses)$-355,0007,454
Applicable income taxes$177,0002,926
Income before extraordinary items$5,413,000745
Extraordinary gains, net$039
Net income$5,413,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,080,0001,263
Cash dividends$3,270,000829
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,757,350754
2008-09-30 (YTD Data)Rank
Total interest income$22,214,0001,331
Total interest expense$10,400,0001,214
Net interest income$11,814,0001,435
Provision for loan and lease losses$620,0002,436
Total noninterest income$2,858,0001,348
Gross Fiduciary activities income$318,000607
Service charges on deposit accounts$957,0001,419
Trading account gains and fees$0148
Additional Noninterest Income$1,583,0001,310
Total noninterest expense$8,191,0001,767
Salaries and employee benefits$5,296,0001,487
Premises and equipment expense$874,0002,313
Additional noninterest expense$2,021,0002,143
Pre-tax net operating income$5,861,000871
Securities gains (losses)$-220,0007,620
Applicable income taxes$130,0003,354
Income before extraordinary items$5,511,000656
Extraordinary gains, net$031
Net income$5,511,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0002,477
Cash dividends$2,701,000786
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,726,600669
2008-06-30 (YTD Data)Rank
Total interest income$14,939,0001,340
Total interest expense$7,164,0001,226
Net interest income$7,775,0001,441
Provision for loan and lease losses$316,0002,460
Total noninterest income$1,954,0001,350
Gross Fiduciary activities income$217,000616
Service charges on deposit accounts$619,0001,434
Trading account gains and fees$0149
Additional Noninterest Income$1,118,0001,296
Total noninterest expense$5,551,0001,742
Salaries and employee benefits$3,681,0001,420
Premises and equipment expense$587,0002,303
Additional noninterest expense$1,283,0002,213
Pre-tax net operating income$3,862,000919
Securities gains (losses)$64,0001,264
Applicable income taxes$87,0003,597
Income before extraordinary items$3,839,000714
Extraordinary gains, net$021
Net income$3,839,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,007
Cash dividends$1,847,000844
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,776,280710
2008-03-31 (YTD Data)Rank
Total interest income$7,603,0001,353
Total interest expense$3,790,0001,236
Net interest income$3,813,0001,450
Provision for loan and lease losses$110,0002,589
Total noninterest income$1,047,0001,289
Gross Fiduciary activities income$96,000655
Service charges on deposit accounts$299,0001,461
Trading account gains and fees$0158
Additional Noninterest Income$652,0001,176
Total noninterest expense$2,651,0001,804
Salaries and employee benefits$1,765,0001,512
Premises and equipment expense$297,0002,291
Additional noninterest expense$589,0002,354
Pre-tax net operating income$2,099,000895
Securities gains (losses)$64,000951
Applicable income taxes$44,0003,700
Income before extraordinary items$2,119,000725
Extraordinary gains, net$015
Net income$2,119,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$852,000869
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,056,280707
2007-12-31 (YTD Data)Rank
Total interest income$29,010,0001,480
Total interest expense$14,621,0001,376
Net interest income$14,389,0001,574
Provision for loan and lease losses$422,0002,611
Total noninterest income$3,597,0001,417
Gross Fiduciary activities income$462,000612
Service charges on deposit accounts$1,144,0001,571
Trading account gains and fees$0178
Additional Noninterest Income$1,991,0001,369
Total noninterest expense$10,518,0001,764
Salaries and employee benefits$6,722,0001,503
Premises and equipment expense$1,142,0002,283
Additional noninterest expense$2,654,0002,065
Pre-tax net operating income$7,046,0001,204
Securities gains (losses)$9,0001,380
Applicable income taxes$164,0004,051
Income before extraordinary items$6,891,000945
Extraordinary gains, net$039
Net income$6,891,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,708
Cash dividends$2,964,0001,207
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,882,180936
2007-09-30 (YTD Data)Rank
Total interest income$21,383,0001,521
Total interest expense$10,692,0001,407
Net interest income$10,691,0001,597
Provision for loan and lease losses$312,0002,260
Total noninterest income$2,620,0001,459
Gross Fiduciary activities income$299,000642
Service charges on deposit accounts$821,0001,611
Trading account gains and fees$0184
Additional Noninterest Income$1,500,0001,376
Total noninterest expense$7,805,0001,762
Salaries and employee benefits$4,936,0001,530
Premises and equipment expense$877,0002,201
Additional noninterest expense$1,992,0002,010
Pre-tax net operating income$5,194,0001,317
Securities gains (losses)$-6,0007,659
Applicable income taxes$125,0004,230
Income before extraordinary items$5,063,0001,039
Extraordinary gains, net$033
Net income$5,063,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,063
Cash dividends$2,398,0001,063
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,068,8801,023
2007-06-30 (YTD Data)Rank
Total interest income$13,925,0001,566
Total interest expense$6,957,0001,431
Net interest income$6,968,0001,653
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,733,0001,491
Gross Fiduciary activities income$209,000641
Service charges on deposit accounts$474,0001,832
Trading account gains and fees$0168
Additional Noninterest Income$1,050,0001,353
Total noninterest expense$5,142,0001,794
Salaries and employee benefits$3,179,0001,620
Premises and equipment expense$584,0002,209
Additional noninterest expense$1,379,0001,953
Pre-tax net operating income$3,459,0001,367
Securities gains (losses)$28,000639
Applicable income taxes$83,0004,309
Income before extraordinary items$3,404,0001,063
Extraordinary gains, net$029
Net income$3,404,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,632
Cash dividends$1,552,0001,087
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,376,5601,049
2007-03-31 (YTD Data)Rank
Total interest income$6,786,0001,608
Total interest expense$3,380,0001,465
Net interest income$3,406,0001,690
Provision for loan and lease losses$05,779
Total noninterest income$761,0001,625
Gross Fiduciary activities income$86,000694
Service charges on deposit accounts$238,0001,784
Trading account gains and fees$0195
Additional Noninterest Income$437,0001,514
Total noninterest expense$2,445,0001,889
Salaries and employee benefits$1,602,0001,621
Premises and equipment expense$276,0002,364
Additional noninterest expense$567,0002,313
Pre-tax net operating income$1,722,0001,360
Securities gains (losses)$16,000605
Applicable income taxes$42,0004,302
Income before extraordinary items$1,696,0001,045
Extraordinary gains, net$022
Net income$1,696,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$705,0001,068
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,680,3201,036
2006-12-31 (YTD Data)Rank
Total interest income$25,339,0001,594
Total interest expense$11,835,0001,415
Net interest income$13,504,0001,701
Provision for loan and lease losses$900,0001,140
Total noninterest income$2,935,0001,669
Gross Fiduciary activities income$336,000689
Service charges on deposit accounts$1,064,0001,661
Trading account gains and fees$0130
Additional Noninterest Income$1,535,0001,648
Total noninterest expense$10,380,0001,716
Salaries and employee benefits$6,613,0001,499
Premises and equipment expense$1,474,0001,719
Additional noninterest expense$2,293,0002,269
Pre-tax net operating income$5,159,0001,829
Securities gains (losses)$-4,0007,017
Applicable income taxes$155,0004,563
Income before extraordinary items$5,000,0001,464
Extraordinary gains, net$051
Net income$5,000,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,095
Cash dividends$2,963,0001,139
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,003,8801,442
2006-09-30 (YTD Data)Rank
Total interest income$18,439,0001,615
Total interest expense$8,399,0001,456
Net interest income$10,040,0001,733
Provision for loan and lease losses$400,0001,696
Total noninterest income$2,087,0001,748
Gross Fiduciary activities income$206,000728
Service charges on deposit accounts$778,0001,702
Trading account gains and fees$0126
Additional Noninterest Income$1,103,0001,686
Total noninterest expense$7,614,0001,744
Salaries and employee benefits$4,873,0001,533
Premises and equipment expense$1,071,0001,775
Additional noninterest expense$1,670,0002,313
Pre-tax net operating income$4,113,0001,792
Securities gains (losses)$-4,0007,334
Applicable income taxes$109,0004,843
Income before extraordinary items$4,000,0001,411
Extraordinary gains, net$045
Net income$4,000,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,924
Cash dividends$2,117,0001,105
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,003,8801,394
2006-06-30 (YTD Data)Rank
Total interest income$11,861,0001,637
Total interest expense$5,257,0001,477
Net interest income$6,604,0001,758
Provision for loan and lease losses$100,0003,294
Total noninterest income$1,346,0001,792
Gross Fiduciary activities income$135,000745
Service charges on deposit accounts$483,0001,791
Trading account gains and fees$0126
Additional Noninterest Income$728,0001,714
Total noninterest expense$5,024,0001,765
Salaries and employee benefits$3,182,0001,558
Premises and equipment expense$695,0001,817
Additional noninterest expense$1,147,0002,266
Pre-tax net operating income$2,826,0001,744
Securities gains (losses)$-4,0007,633
Applicable income taxes$72,0004,887
Income before extraordinary items$2,750,0001,364
Extraordinary gains, net$039
Net income$2,750,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,722
Cash dividends$1,271,0001,194
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,753,8801,353
2006-03-31 (YTD Data)Rank
Total interest income$5,774,0001,646
Total interest expense$2,475,0001,484
Net interest income$3,299,0001,742
Provision for loan and lease losses$06,013
Total noninterest income$615,0001,896
Gross Fiduciary activities income$54,000792
Service charges on deposit accounts$220,0001,890
Trading account gains and fees$0115
Additional Noninterest Income$341,0001,764
Total noninterest expense$2,662,0001,683
Salaries and employee benefits$1,767,0001,408
Premises and equipment expense$342,0001,847
Additional noninterest expense$553,0002,324
Pre-tax net operating income$1,252,0001,902
Securities gains (losses)$-7,0008,168
Applicable income taxes$37,0004,820
Income before extraordinary items$1,208,0001,504
Extraordinary gains, net$021
Net income$1,208,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$706,0001,014
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,214,7901,472
2005-12-31 (YTD Data)Rank
Total interest income$21,091,0001,606
Total interest expense$7,589,0001,494
Net interest income$13,502,0001,622
Provision for loan and lease losses$327,0002,656
Total noninterest income$2,821,0001,704
Gross Fiduciary activities income$334,000675
Service charges on deposit accounts$1,069,0001,630
Trading account gains and fees$0138
Additional Noninterest Income$1,418,0001,743
Total noninterest expense$9,863,0001,721
Salaries and employee benefits$6,201,0001,518
Premises and equipment expense$1,421,0001,719
Additional noninterest expense$2,241,0002,230
Pre-tax net operating income$6,133,0001,552
Securities gains (losses)$4,0001,802
Applicable income taxes$139,0005,079
Income before extraordinary items$5,998,0001,204
Extraordinary gains, net$046
Net income$5,998,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,600
Cash dividends$2,355,0001,294
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,994,0801,185
2005-09-30 (YTD Data)Rank
Total interest income$15,439,0001,593
Total interest expense$5,414,0001,477
Net interest income$10,025,0001,629
Provision for loan and lease losses$120,0003,874
Total noninterest income$2,119,0001,703
Gross Fiduciary activities income$227,000690
Service charges on deposit accounts$810,0001,600
Trading account gains and fees$0126
Additional Noninterest Income$1,082,0001,721
Total noninterest expense$7,400,0001,701
Salaries and employee benefits$4,719,0001,470
Premises and equipment expense$1,078,0001,691
Additional noninterest expense$1,603,0002,298
Pre-tax net operating income$4,624,0001,547
Securities gains (losses)$4,0001,810
Applicable income taxes$104,0005,203
Income before extraordinary items$4,524,0001,195
Extraordinary gains, net$035
Net income$4,524,0001,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,398
Cash dividends$1,805,0001,150
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,520,0801,169
2005-06-30 (YTD Data)Rank
Total interest income$10,050,0001,593
Total interest expense$3,472,0001,445
Net interest income$6,578,0001,633
Provision for loan and lease losses$114,0003,186
Total noninterest income$1,439,0001,653
Gross Fiduciary activities income$158,000677
Service charges on deposit accounts$538,0001,559
Trading account gains and fees$0116
Additional Noninterest Income$743,0001,672
Total noninterest expense$4,813,0001,733
Salaries and employee benefits$3,047,0001,525
Premises and equipment expense$721,0001,664
Additional noninterest expense$1,045,0002,334
Pre-tax net operating income$3,090,0001,507
Securities gains (losses)$4,0001,659
Applicable income taxes$69,0005,230
Income before extraordinary items$3,025,0001,163
Extraordinary gains, net$030
Net income$3,025,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0001,641
Cash dividends$1,255,0001,076
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,021,0801,141
2005-03-31 (YTD Data)Rank
Total interest income$5,021,0001,555
Total interest expense$1,699,0001,412
Net interest income$3,322,0001,609
Provision for loan and lease losses$7,0005,663
Total noninterest income$747,0001,575
Gross Fiduciary activities income$68,000733
Service charges on deposit accounts$260,0001,563
Trading account gains and fees$0115
Additional Noninterest Income$419,0001,503
Total noninterest expense$2,463,0001,710
Salaries and employee benefits$1,614,0001,430
Premises and equipment expense$352,0001,702
Additional noninterest expense$497,0002,454
Pre-tax net operating income$1,599,0001,430
Securities gains (losses)$01,685
Applicable income taxes$35,0005,166
Income before extraordinary items$1,564,0001,103
Extraordinary gains, net$024
Net income$1,564,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$580,0001,083
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,564,0001,076
2004-12-31 (YTD Data)Rank
Total interest income$18,559,0001,551
Total interest expense$6,769,0001,214
Net interest income$11,790,0001,716
Provision for loan and lease losses$121,0004,610
Total noninterest income$3,022,0001,591
Gross Fiduciary activities income$326,000670
Service charges on deposit accounts$1,146,0001,531
Trading account gains and fees$0138
Additional Noninterest Income$1,550,0001,601
Total noninterest expense$9,444,0001,716
Salaries and employee benefits$5,644,0001,572
Premises and equipment expense$1,437,0001,621
Additional noninterest expense$2,363,0002,071
Pre-tax net operating income$5,247,0001,627
Securities gains (losses)$03,819
Applicable income taxes$132,0005,243
Income before extraordinary items$5,115,0001,273
Extraordinary gains, net$034
Net income$5,115,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,844
Cash dividends$2,497,0001,145
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,115,0001,236
2004-09-30 (YTD Data)Rank
Total interest income$13,692,0001,556
Total interest expense$5,060,0001,181
Net interest income$8,632,0001,743
Provision for loan and lease losses$117,0004,021
Total noninterest income$2,191,0001,645
Gross Fiduciary activities income$199,000727
Service charges on deposit accounts$861,0001,543
Trading account gains and fees$0134
Additional Noninterest Income$1,131,0001,622
Total noninterest expense$6,932,0001,744
Salaries and employee benefits$4,218,0001,573
Premises and equipment expense$966,0001,796
Additional noninterest expense$1,748,0002,068
Pre-tax net operating income$3,774,0001,702
Securities gains (losses)$03,710
Applicable income taxes$100,0005,346
Income before extraordinary items$3,674,0001,338
Extraordinary gains, net$026
Net income$3,674,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,172
Cash dividends$1,938,0001,027
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,674,0001,295
2004-06-30 (YTD Data)Rank
Total interest income$9,021,0001,565
Total interest expense$3,345,0001,177
Net interest income$5,676,0001,759
Provision for loan and lease losses$108,0003,351
Total noninterest income$1,406,0001,698
Gross Fiduciary activities income$130,000734
Service charges on deposit accounts$519,0001,685
Trading account gains and fees$0130
Additional Noninterest Income$757,0001,614
Total noninterest expense$4,507,0001,774
Salaries and employee benefits$2,757,0001,600
Premises and equipment expense$614,0001,860
Additional noninterest expense$1,136,0002,126
Pre-tax net operating income$2,467,0001,705
Securities gains (losses)$03,413
Applicable income taxes$67,0005,332
Income before extraordinary items$2,400,0001,354
Extraordinary gains, net$021
Net income$2,400,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,563
Cash dividends$1,338,000986
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,400,0001,302
2004-03-31 (YTD Data)Rank
Total interest income$4,501,0001,567
Total interest expense$1,686,0001,182
Net interest income$2,815,0001,764
Provision for loan and lease losses$7,0005,890
Total noninterest income$624,0001,816
Gross Fiduciary activities income$46,000817
Service charges on deposit accounts$206,0002,020
Trading account gains and fees$0121
Additional Noninterest Income$372,0001,614
Total noninterest expense$2,257,0001,789
Salaries and employee benefits$1,479,0001,503
Premises and equipment expense$269,0002,153
Additional noninterest expense$509,0002,319
Pre-tax net operating income$1,175,0001,759
Securities gains (losses)$1,0002,756
Applicable income taxes$34,0005,263
Income before extraordinary items$1,142,0001,412
Extraordinary gains, net$016
Net income$1,142,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$688,000933
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,141,0301,335
2003-12-31 (YTD Data)Rank
Total interest income$19,138,0001,499
Total interest expense$7,333,0001,211
Net interest income$11,805,0001,642
Provision for loan and lease losses$377,0002,700
Total noninterest income$2,858,0001,757
Gross Fiduciary activities income$379,000645
Service charges on deposit accounts$1,073,0001,593
Trading account gains and fees$0160
Additional Noninterest Income$1,406,0001,908
Total noninterest expense$8,285,0001,918
Salaries and employee benefits$5,061,0001,700
Premises and equipment expense$1,161,0001,964
Additional noninterest expense$2,063,0002,338
Pre-tax net operating income$6,001,0001,374
Securities gains (losses)$-36,0008,928
Applicable income taxes$126,0005,481
Income before extraordinary items$5,839,0001,107
Extraordinary gains, net$054
Net income$5,839,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,467
Cash dividends$4,230,000749
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,874,2801,040
2003-09-30 (YTD Data)Rank
Total interest income$14,277,0001,536
Total interest expense$5,584,0001,246
Net interest income$8,693,0001,686
Provision for loan and lease losses$195,0003,379
Total noninterest income$2,132,0001,809
Gross Fiduciary activities income$267,000662
Service charges on deposit accounts$832,0001,556
Trading account gains and fees$0153
Additional Noninterest Income$1,033,0002,004
Total noninterest expense$6,040,0001,974
Salaries and employee benefits$3,643,0001,783
Premises and equipment expense$897,0001,915
Additional noninterest expense$1,500,0002,395
Pre-tax net operating income$4,590,0001,406
Securities gains (losses)$04,204
Applicable income taxes$96,0005,612
Income before extraordinary items$4,494,0001,119
Extraordinary gains, net$040
Net income$4,494,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,375
Cash dividends$2,505,000845
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,494,0001,050
2003-06-30 (YTD Data)Rank
Total interest income$9,560,0001,546
Total interest expense$3,801,0001,260
Net interest income$5,759,0001,694
Provision for loan and lease losses$143,0003,205
Total noninterest income$1,493,0001,725
Gross Fiduciary activities income$198,000640
Service charges on deposit accounts$554,0001,538
Trading account gains and fees$0150
Additional Noninterest Income$741,0001,885
Total noninterest expense$3,890,0002,026
Salaries and employee benefits$2,360,0001,825
Premises and equipment expense$552,0002,077
Additional noninterest expense$978,0002,411
Pre-tax net operating income$3,219,0001,328
Securities gains (losses)$03,782
Applicable income taxes$64,0005,657
Income before extraordinary items$3,155,0001,058
Extraordinary gains, net$030
Net income$3,155,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,471
Cash dividends$1,650,000878
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,155,000980
2003-03-31 (YTD Data)Rank
Total interest income$4,832,0001,539
Total interest expense$1,965,0001,242
Net interest income$2,867,0001,700
Provision for loan and lease losses$57,0003,503
Total noninterest income$796,0001,584
Gross Fiduciary activities income$118,000595
Service charges on deposit accounts$271,0001,528
Trading account gains and fees$0134
Additional Noninterest Income$407,0001,717
Total noninterest expense$2,027,0001,928
Salaries and employee benefits$1,254,0001,703
Premises and equipment expense$257,0002,200
Additional noninterest expense$516,0002,272
Pre-tax net operating income$1,579,0001,358
Securities gains (losses)$02,891
Applicable income taxes$32,0005,652
Income before extraordinary items$1,547,0001,071
Extraordinary gains, net$021
Net income$1,547,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$825,000801
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,547,000999
2002-12-31 (YTD Data)Rank
Total interest income$20,546,0001,500
Total interest expense$8,667,0001,288
Net interest income$11,879,0001,632
Provision for loan and lease losses$527,0002,301
Total noninterest income$2,608,0001,744
Gross Fiduciary activities income$284,000729
Service charges on deposit accounts$1,186,0001,367
Trading account gains and fees$0153
Additional Noninterest Income$1,138,0002,005
Total noninterest expense$7,390,0002,034
Salaries and employee benefits$4,491,0001,784
Premises and equipment expense$1,008,0002,168
Additional noninterest expense$1,891,0002,440
Pre-tax net operating income$6,570,0001,289
Securities gains (losses)$82,0001,935
Applicable income taxes$103,0005,938
Income before extraordinary items$6,549,000951
Extraordinary gains, net$070
Net income$6,549,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,548
Cash dividends$2,918,000947
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,468,640925
2001-12-31 (YTD Data)Rank
Total interest income$22,773,0001,496
Total interest expense$12,555,0001,298
Net interest income$10,218,0001,749
Provision for loan and lease losses$352,0002,898
Total noninterest income$2,487,0001,691
Gross Fiduciary activities income$212,000821
Service charges on deposit accounts$1,176,0001,269
Trading account gains and fees$0177
Additional Noninterest Income$1,099,0001,909
Total noninterest expense$7,327,0001,959
Salaries and employee benefits$4,285,0001,755
Premises and equipment expense$1,036,0002,056
Additional noninterest expense$2,006,0002,233
Pre-tax net operating income$5,026,0001,428
Securities gains (losses)$306,000888
Applicable income taxes$132,0005,641
Income before extraordinary items$5,200,0001,057
Extraordinary gains, net$0105
Net income$5,200,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,498
Cash dividends$3,312,000840
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,900,1201,076
2000-12-31 (YTD Data)Rank
Total interest income$21,339,0001,614
Total interest expense$12,444,0001,395
Net interest income$8,895,0001,986
Provision for loan and lease losses$427,0002,153
Total noninterest income$2,063,0001,829
Gross Fiduciary activities income$98,000951
Service charges on deposit accounts$1,038,0001,311
Trading account gains and fees$0180
Additional Noninterest Income$927,0001,950
Total noninterest expense$6,346,0002,171
Salaries and employee benefits$3,792,0001,897
Premises and equipment expense$934,0002,206
Additional noninterest expense$1,620,0002,634
Pre-tax net operating income$4,185,0001,750
Securities gains (losses)$-23,0008,808
Applicable income taxes$137,0006,078
Income before extraordinary items$4,025,0001,306
Extraordinary gains, net$038
Net income$4,025,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,880
Cash dividends$4,541,000673
Sale, conversion, retirement of capital stock, net$980,000461
Net operating income$4,047,3101,286
1999-12-31 (YTD Data)Rank
Total interest income$18,237,0001,783
Total interest expense$9,897,0001,510
Net interest income$8,340,0002,114
Provision for loan and lease losses$347,0002,377
Total noninterest income$1,937,0001,903
Gross Fiduciary activities income$60,0001,076
Service charges on deposit accounts$987,0001,327
Trading account gains and fees$0173
Additional Noninterest Income$890,0002,015
Total noninterest expense$5,558,0002,441
Salaries and employee benefits$3,188,0002,201
Premises and equipment expense$842,0002,397
Additional noninterest expense$1,528,0002,813
Pre-tax net operating income$4,372,0001,721
Securities gains (losses)$10,0001,755
Applicable income taxes$117,0006,695
Income before extraordinary items$4,265,0001,268
Extraordinary gains, net$035
Net income$4,265,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,537
Cash dividends$3,968,000786
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,255,3001,250
1998-12-31 (YTD Data)Rank
Total interest income$17,780,0001,828
Total interest expense$9,729,0001,581
Net interest income$8,051,0002,118
Provision for loan and lease losses$202,0003,487
Total noninterest income$1,868,0001,934
Gross Fiduciary activities income$54,0001,101
Service charges on deposit accounts$984,0001,263
Trading account gains and fees$0224
Additional Noninterest Income$830,0002,113
Total noninterest expense$5,025,0002,600
Salaries and employee benefits$2,865,0002,356
Premises and equipment expense$855,0002,282
Additional noninterest expense$1,305,0003,121
Pre-tax net operating income$4,692,0001,579
Securities gains (losses)$103,0001,252
Applicable income taxes$1,529,0001,592
Income before extraordinary items$3,266,0001,610
Extraordinary gains, net$032
Net income$3,266,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,626
Cash dividends$620,0003,067
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,195,9601,585
1997-12-31 (YTD Data)Rank
Total interest income$16,831,0001,955
Total interest expense$9,422,0001,641
Net interest income$7,409,0002,359
Provision for loan and lease losses$185,0003,603
Total noninterest income$1,600,0002,091
Gross Fiduciary activities income$56,0001,155
Service charges on deposit accounts$918,0001,406
Trading account gains and fees$0239
Additional Noninterest Income$626,0002,405
Total noninterest expense$4,612,0002,758
Salaries and employee benefits$2,588,0002,559
Premises and equipment expense$722,0002,661
Additional noninterest expense$1,302,0003,111
Pre-tax net operating income$4,212,0001,807
Securities gains (losses)$6,0002,665
Applicable income taxes$1,345,0001,877
Income before extraordinary items$2,873,0001,845
Extraordinary gains, net$044
Net income$2,873,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,659
Cash dividends$546,0003,295
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,868,9201,801
1996-12-31 (YTD Data)Rank
Total interest income$15,513,0002,175
Total interest expense$8,599,0001,834
Net interest income$6,914,0002,556
Provision for loan and lease losses$160,0003,923
Total noninterest income$1,422,0002,387
Gross Fiduciary activities income$70,0001,173
Service charges on deposit accounts$833,0001,605
Trading account gains and fees$0262
Additional Noninterest Income$519,0002,846
Total noninterest expense$4,243,0003,159
Salaries and employee benefits$2,367,0002,834
Premises and equipment expense$646,0002,989
Additional noninterest expense$1,230,0003,707
Pre-tax net operating income$3,933,0001,827
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,280,0001,888
Income before extraordinary items$2,652,0001,865
Extraordinary gains, net$053
Net income$2,652,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,102
Cash dividends$385,0004,001
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,652,6701,832
1995-12-31 (YTD Data)Rank
Total interest income$13,793,0002,422
Total interest expense$7,580,0002,069
Net interest income$6,213,0002,860
Provision for loan and lease losses$223,0002,821
Total noninterest income$1,216,0002,689
Gross Fiduciary activities income$70,0001,232
Service charges on deposit accounts$789,0001,719
Trading account gains and fees$0522
Additional Noninterest Income$357,0003,558
Total noninterest expense$3,658,0003,586
Salaries and employee benefits$1,925,0003,423
Premises and equipment expense$547,0003,477
Additional noninterest expense$1,186,0003,772
Pre-tax net operating income$3,548,0002,070
Securities gains (losses)$-38,00011,009
Applicable income taxes$1,162,0002,083
Income before extraordinary items$2,348,0002,164
Extraordinary gains, net$065
Net income$2,348,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,373,4602,092
1994-12-31 (YTD Data)Rank
Total interest income$10,867,0002,797
Total interest expense$5,187,0002,377
Net interest income$5,680,0003,153
Provision for loan and lease losses$105,0004,433
Total noninterest income$1,245,0002,663
Gross Fiduciary activities income$51,0001,299
Service charges on deposit accounts$812,0001,664
Trading account gains and fees$0475
Additional Noninterest Income$382,0003,509
Total noninterest expense$3,624,0003,735
Salaries and employee benefits$1,762,0003,700
Premises and equipment expense$456,0004,111
Additional noninterest expense$1,406,0003,517
Pre-tax net operating income$3,196,0002,222
Securities gains (losses)$-60,00011,176
Applicable income taxes$1,061,0002,106
Income before extraordinary items$2,075,0002,342
Extraordinary gains, net$0249
Net income$2,075,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,935
Cash dividends$330,0004,218
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,114,6002,315
1993-12-31 (YTD Data)Rank
Total interest income$9,923,0003,110
Total interest expense$4,643,0002,774
Net interest income$5,280,0003,395
Provision for loan and lease losses$90,0006,008
Total noninterest income$1,251,0002,810
Gross Fiduciary activities income$38,0001,383
Service charges on deposit accounts$722,0001,888
Trading account gains and fees$0532
Additional Noninterest Income$491,0003,298
Total noninterest expense$3,288,0004,146
Salaries and employee benefits$1,666,0003,888
Premises and equipment expense$405,0004,666
Additional noninterest expense$1,217,0004,145
Pre-tax net operating income$3,153,0002,165
Securities gains (losses)$69,0002,994
Applicable income taxes$1,079,0002,101
Income before extraordinary items$2,143,0002,330
Extraordinary gains, net$03,149
Net income$2,143,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0004,432
Cash dividends$275,0004,630
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,096,7702,240
1992-12-31 (YTD Data)Rank
Total interest income$9,936,0003,505
Total interest expense$5,046,0003,281
Net interest income$4,890,0003,723
Provision for loan and lease losses$217,0005,017
Total noninterest income$1,061,0003,159
Gross Fiduciary activities income$35,0001,416
Service charges on deposit accounts$662,0002,054
Trading account gains and fees$0504
Additional Noninterest Income$364,0003,932
Total noninterest expense$2,976,0004,573
Salaries and employee benefits$1,479,0004,290
Premises and equipment expense$365,0005,178
Additional noninterest expense$1,132,0004,574
Pre-tax net operating income$2,758,0002,238
Securities gains (losses)$-27,00013,553
Applicable income taxes$829,0002,512
Income before extraordinary items$1,902,0002,405
Extraordinary gains, net$01,422
Net income$1,902,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0009,104
Cash dividends$275,0004,239
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,920,9002,211

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.