Home > Firstrust Savings Bank > Net charge- offs to loans
Firstrust Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0992% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4425% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1280% | 2,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1369% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1194% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2629% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1171% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2124% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1227% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4041% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1182% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0715% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3475% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0678% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0412% | 4,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0684% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2564% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0629% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0549% | 4,728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0141% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0465% | 4,702 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0161% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,204 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0831% | 3,862 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 3,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4369% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0820% | 1,766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,149 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1647% | 3,879 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3053% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 3,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 4,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1057% | 4,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 3,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1042% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0294% | 2,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0300% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1318% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 3,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0769% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2864% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0422% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0436% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1099% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2163% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1653% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3694% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1209% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1021% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2258% | 4,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4400% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 3,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2616% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3728% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2548% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1980% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3400% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1575% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7602% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1312% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2473% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4598% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1105% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5231% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0738% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2828% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4193% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7785% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1275% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1367% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0997% | 2,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5507% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8119% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5160% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1439% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5387% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1107% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0400% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3357% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5048% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3267% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0537% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4297% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5630% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4207% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0816% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 3,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6742% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8713% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6619% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7190% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0287% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7467% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0142% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1396% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6370% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 4,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4960% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8870% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4716% | 1,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6116% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7674% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5704% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8904% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4363% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0817% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4644% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6578% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4509% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1105% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8359% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4555% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1697% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6534% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5862% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6406% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3342% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 4,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5404% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8430% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5058% | 1,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0397% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2526% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1571% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2462% | 2,453 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 4,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0553% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1164% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6063% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1130% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9569% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1275% | 2,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0112% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1190% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1194% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0447% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 4,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0735% | 4,805 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,639 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2685% | 5,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2685% | 5,653 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0344% | 5,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0939% | 4,856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3289% | 5,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3289% | 5,683 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0321% | 5,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1443% | 4,914 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2578% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2578% | 5,599 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0620% | 5,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 4,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,335 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2826% | 4,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5532% | 5,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5532% | 5,856 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1471% | 5,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2729% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1767% | 5,554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7199% | 6,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7199% | 6,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1437% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0437% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3670% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1129% | 1,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2291% | 5,693 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8150% | 6,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8150% | 6,226 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 5,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 5,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4768% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1413% | 6,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1413% | 6,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1824% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7053% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 5,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 5,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1274% | 6,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1274% | 6,345 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0349% | 5,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.0704% | 5,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2499% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0947% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 2,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 4,954 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8129% | 6,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8129% | 6,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4199% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 5,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2602% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1293% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1841% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2225% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8214% | 6,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8214% | 6,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1867% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2152% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 5,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2391% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1652% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3316% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8697% | 6,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8697% | 6,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3137% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0478% | 5,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2601% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3358% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5524% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6654% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 4,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8610% | 6,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8610% | 6,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0780% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1499% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.2148% | 6,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2552% | 2,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1266% | 734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 3,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7186% | 6,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7186% | 6,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7663% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1659% | 3,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.1754% | 6,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2819% | 1,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 3,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 3,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6598% | 6,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6598% | 6,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0828% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1722% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.2606% | 6,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3078% | 1,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1103% | 6,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6270% | 6,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6270% | 6,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3184% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5864% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 5,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3503% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1619% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1973% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5598% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5323% | 6,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5323% | 6,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7470% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3082% | 3,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 6,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4542% | 2,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2255% | 871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 3,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2271% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1041% | 6,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0409% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0397% | 4,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0061% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3180% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 6,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4698% | 1,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2940% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 3,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2233% | 2,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4060% | 6,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1177% | 4,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1129% | 3,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3322% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2168% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3351% | 2,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.2457% | 6,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5230% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1726% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3014% | 6,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4145% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4254% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.4962% | 6,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5904% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2538% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 3,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4383% | 6,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5868% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5359% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8885% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6228% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6359% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 1.5257% | 2,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3859% | 2,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9187% | 717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3475% | 2,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4269% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1913% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1473% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0867% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6875% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7060% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 1.9800% | 1,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3815% | 1,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4843% | 692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3474% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4256% | 2,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2084% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3737% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8498% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7807% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 2.4385% | 1,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3705% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6415% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1743% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2128% | 2,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4547% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3513% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4444% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4519% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4014% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 4.8722% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4123% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6722% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3306% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4027% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0807% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7954% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1259% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7157% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7816% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 1.8603% | 2,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6716% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0609% | 880 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 3,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 3,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0987% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5854% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4289% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7233% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4522% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.7398% | 2,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6038% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0761% | 660 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 4,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 3,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9374% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4488% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8326% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1762% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4635% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.6197% | 2,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7062% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1070% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 3,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 3,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5499% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4425% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3583% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4852% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1389% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3151% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 2,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3649% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5988% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9990% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1012% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6349% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 1.0342% | 1,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8121% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3529% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 3,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 3,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3127% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7956% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9931% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7647% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2921% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.5897% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2195% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4938% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8619% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6289% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1323% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4873% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1470% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1935% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0127% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3365% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7588% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0825% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3478% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 2,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 6,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2876% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7576% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5132% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5637% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 1.4853% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2563% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2734% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 7,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6714% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4319% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2403% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2323% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1058% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0878% | 7,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7813% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3543% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0649% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1436% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7969% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9993% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.1405% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9393% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9742% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1808% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0578% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 6,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3632% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8493% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 6,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3361% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8942% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 7,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3044% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8128% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1653% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2638% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0146% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0722% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 3,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3716% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3922% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3084% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6198% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2030% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3068% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1920% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2083% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 6,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4779% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5399% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0295% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 3,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7363% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7091% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0598% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 3,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7110% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4437% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2053% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0890% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2679% | 7,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8744% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3992% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4643% | 8,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1625% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5467% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3526% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0751% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0063% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 1,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2400% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7522% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4396% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3713% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.1023% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1432% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3139% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6900% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2897% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4344% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.1589% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1993% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4676% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7047% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1514% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4985% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 8,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 8,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 8,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9593% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6520% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0347% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0202% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 3,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 8,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0283% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5184% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0565% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4268% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9330% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0226% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1663% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6013% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9627% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0454% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2143% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2250% | 9,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3446% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4013% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2275% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0883% | 1,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8003% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0190% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1236% | 10,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1624% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3665% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2691% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4099% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0171% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3760% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4509% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9047% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5921% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0422% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2585% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4234% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1898% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3137% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3401% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4065% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5545% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2556% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2187% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2584% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0858% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3750% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5050% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4856% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5516% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5012% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2524% | 6,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2653% | 671 |
| Percentage Net Loans Charged-off:Construction & development | -0.3047% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2171% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9858% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |