Home > Firstmerit Bank > Net charge- offs to loans
Firstmerit Bank, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2282% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2405% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 1.4018% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0706% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0667% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1023% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2989% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1586% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2318% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1564% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1645% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1400% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2369% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1459% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3360% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2212% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4314% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6442% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3259% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1001% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.1287% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9042% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2740% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3663% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4263% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0455% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3406% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2447% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0690% | 38 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.1767% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8987% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2582% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3457% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1641% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1667% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2284% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3051% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2713% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0959% | 27 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2895% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.3506% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1959% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4364% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2868% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3952% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0560% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4359% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3482% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3339% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1707% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1515% | 21 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3561% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.6692% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1221% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5480% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3822% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5354% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2199% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6640% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2963% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1749% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3553% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4605% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.6735% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3049% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6674% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5953% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7703% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4207% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1298% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4944% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8638% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4166% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3000% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3978% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5095% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.8530% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3435% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6295% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6460% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8353% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4597% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1961% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4933% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9968% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4072% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2978% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4105% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5078% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 1.0986% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3203% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6772% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6323% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7117% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5555% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5479% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4551% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2650% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4320% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4290% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2417% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1374% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7535% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7022% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8022% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3413% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6392% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7861% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5126% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2300% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3676% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5363% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 1.7171% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1701% | 1,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9557% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5158% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7385% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 4,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5543% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3913% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3318% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0149% | 1,375 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3237% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4327% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 1.7046% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 1,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7744% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3495% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5014% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3847% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6463% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2044% | 2,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2894% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4451% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 1.1860% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9378% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3409% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4944% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1808% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4739% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6215% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2998% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4527% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5303% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 2.4394% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9596% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5540% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8445% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2009% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2142% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4765% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5060% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3968% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7683% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9881% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 1.6701% | 1,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6038% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0029% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7949% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7016% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8987% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4681% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6657% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8062% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3973% | 2,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3913% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8204% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9829% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 1.2002% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6008% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8831% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9488% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8119% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0983% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6141% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7221% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8308% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4554% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4110% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7673% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0104% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 1.4439% | 1,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6746% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3179% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9227% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7137% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1458% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4444% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5870% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9923% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2782% | 2,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3835% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7997% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9111% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 1.3420% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5414% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7444% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9316% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0029% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8573% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6505% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7571% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6736% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5098% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3734% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1302% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5516% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 3.5452% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6624% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8211% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5186% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2888% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7505% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 3,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0746% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8615% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6368% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1350% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1200% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4910% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 3.0871% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7313% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0496% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6289% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3974% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8601% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2598% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1182% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0075% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6473% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2158% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0966% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4160% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 2.6274% | 1,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8110% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4981% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6365% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3112% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9591% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2285% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2502% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6954% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6701% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1511% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0326% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2561% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 1.2058% | 1,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0828% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0522% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5489% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8880% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1958% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4147% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5839% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7835% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8215% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0200% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7718% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 1.5473% | 2,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4402% | 2,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4266% | 475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7337% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7125% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7538% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5580% | 3,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5297% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6871% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1304% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0309% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7460% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 1.1721% | 2,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5000% | 1,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4376% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8286% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8395% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8182% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5495% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6607% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4913% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2036% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1045% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7507% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 1.1837% | 1,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4435% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3699% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9018% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9757% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8325% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5898% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9583% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5635% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1844% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2737% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7346% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.7871% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4189% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3730% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9825% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9302% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0314% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0907% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2128% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8477% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2828% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2118% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7602% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | 1.1046% | 2,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5863% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2008% | 543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7823% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8990% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6843% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1535% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5474% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9879% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0080% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0276% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6247% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.7147% | 2,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4804% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8062% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7250% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8353% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6347% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8080% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4231% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9462% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8005% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0141% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4985% | 2,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.3253% | 2,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4018% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8082% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6169% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7710% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4944% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0060% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4861% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0285% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5134% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8413% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3969% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.5194% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1932% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6267% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7946% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4967% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5727% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4397% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0798% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4103% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6766% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5098% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 1.7948% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1574% | 1,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2212% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4738% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4718% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4752% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0933% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7640% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3627% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8888% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6258% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4857% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 1.3552% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3271% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5075% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5230% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4967% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 3,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6201% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2520% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6454% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6174% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5306% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 1.7420% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1545% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1966% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5291% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5959% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4838% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 7,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5858% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0727% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4193% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6385% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5061% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 1.7912% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 6,105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4656% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5635% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4001% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 6,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6744% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8932% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4391% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3975% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3039% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.1791% | 1,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2388% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0284% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4253% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4098% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4358% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 3,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1368% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5927% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0541% | 7,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3608% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2283% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0785% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0378% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4498% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4351% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4597% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 2,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0783% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6182% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2631% | 7,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3156% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2124% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0862% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4311% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4879% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3924% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1410% | 7,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1005% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8762% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2540% | 7,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.1783% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1260% | 8,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1793% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3163% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3170% | 7,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1020% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3817% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3396% | 7,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1016% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8426% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 1.3023% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2138% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6622% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4164% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3400% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4740% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6529% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0872% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3640% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5271% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6611% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3838% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.1488% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5902% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6572% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3269% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2751% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1145% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0024% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2168% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2522% | 7,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6567% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3603% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0260% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6457% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9857% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2185% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1678% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2307% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9405% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8553% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2648% | 7,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5468% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5439% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1704% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7618% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1729% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1227% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7613% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2046% | 7,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7594% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2210% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0840% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1582% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5046% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2901% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4166% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8577% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8151% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3438% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3558% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6469% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2387% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0932% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2330% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3551% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2811% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4298% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1704% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5086% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5501% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5812% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6989% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6697% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.1323% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2010% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5375% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2028% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6445% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5458% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3750% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6947% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7254% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2133% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2684% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7628% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6386% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2284% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2115% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0367% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2662% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.3569% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3369% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3119% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2502% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1377% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8006% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0038% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8554% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0303% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1268% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2949% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.3604% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4389% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3342% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2539% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1697% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9763% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0635% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9431% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3687% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3604% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.5024% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6033% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5032% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1262% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0911% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9815% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9516% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1262% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1042% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.4252% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 8,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1531% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2532% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0554% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2239% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8088% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6141% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7795% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4323% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.4617% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6359% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0475% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3584% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2591% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7707% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9883% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5116% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0527% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3125% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3121% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.2915% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2861% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0331% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3480% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3941% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3196% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4177% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7236% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4387% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2641% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3841% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3086% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.3113% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3178% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0504% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3192% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3843% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2794% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6160% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7751% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7425% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6931% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5016% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3102% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.3844% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2358% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1003% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3590% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3796% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3469% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1138% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9174% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9145% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6677% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3277% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4634% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 1.1299% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3376% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2304% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4004% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5014% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3472% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2063% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6466% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2810% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1273% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6047% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.2235% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6129% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2512% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4339% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4524% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8838% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7663% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4000% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0931% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0275% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2262% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2147% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7372% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3539% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4323% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0161% | 1,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2596% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3709% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0772% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4944% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3834% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1521% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3382% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1966% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4757% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2638% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3958% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 807 |
| Percentage Net Loans Charged-off:Construction & development | -0.1412% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 1,289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1394% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7301% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2298% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4761% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4051% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5232% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6492% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9104% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4862% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3005% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1672% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0641% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5225% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7594% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6626% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0852% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2006% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1661% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6039% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4544% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0804% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9539% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1882% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0063% | 1,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6028% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3797% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4196% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5629% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0800% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |