Home > Firstate Bank > Income and Expense
Firstate Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 4,485 |
| Total interest expense | $3,177,000 | 4,707 |
| Net interest income | $4,008,000 | 4,176 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $276,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 6,893 |
| Total noninterest expense | $1,940,000 | 5,782 |
| Salaries and employee benefits | $1,225,000 | 5,128 |
| Premises and equipment expense | $140,000 | 7,750 |
| Additional noninterest expense | $575,000 | 5,933 |
| Pre-tax net operating income | $2,276,000 | 3,010 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $605,000 | 3,090 |
| Income before extraordinary items | $1,675,000 | 2,970 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,675,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $1,289,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,672,080 | 2,962 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 4,934 |
| Total interest expense | $2,615,000 | 5,065 |
| Net interest income | $3,417,000 | 4,719 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $223,000 | 7,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,632 |
| Total noninterest expense | $1,446,000 | 6,917 |
| Salaries and employee benefits | $731,000 | 7,071 |
| Premises and equipment expense | $156,000 | 7,566 |
| Additional noninterest expense | $559,000 | 6,092 |
| Pre-tax net operating income | $2,094,000 | 3,212 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $602,000 | 3,212 |
| Income before extraordinary items | $1,495,000 | 3,253 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,495,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $1,177,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,492,870 | 3,219 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 5,278 |
| Total interest expense | $2,695,000 | 5,108 |
| Net interest income | $2,834,000 | 5,352 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $249,000 | 7,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $1,311,000 | 7,217 |
| Salaries and employee benefits | $675,000 | 7,335 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $520,000 | 6,295 |
| Pre-tax net operating income | $1,772,000 | 3,679 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $484,000 | 3,921 |
| Income before extraordinary items | $1,289,000 | 3,724 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,289,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-145,000 | 10,317 |
| Cash dividends | $1,087,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,288,270 | 3,630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 5,679 |
| Total interest expense | $2,406,000 | 5,554 |
| Net interest income | $2,731,000 | 5,701 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $208,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,267,000 | 7,460 |
| Salaries and employee benefits | $640,000 | 7,663 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $504,000 | 6,471 |
| Pre-tax net operating income | $1,622,000 | 4,189 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $445,000 | 4,569 |
| Income before extraordinary items | $1,177,000 | 4,123 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,177,000 | 4,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 10,596 |
| Cash dividends | $975,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,177,000 | 4,061 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 6,406 |
| Total interest expense | $2,081,000 | 6,266 |
| Net interest income | $2,412,000 | 6,365 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $213,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,144,000 | 8,182 |
| Salaries and employee benefits | $595,000 | 8,167 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $437,000 | 7,571 |
| Pre-tax net operating income | $1,466,000 | 4,423 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $396,000 | 4,923 |
| Income before extraordinary items | $1,087,000 | 4,197 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,087,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 11,173 |
| Cash dividends | $939,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,074,590 | 4,167 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 6,807 |
| Total interest expense | $1,955,000 | 6,575 |
| Net interest income | $2,236,000 | 6,804 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $276,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $1,158,000 | 8,359 |
| Salaries and employee benefits | $601,000 | 8,348 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $449,000 | 7,716 |
| Pre-tax net operating income | $1,254,000 | 5,108 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $289,000 | 6,150 |
| Income before extraordinary items | $974,000 | 4,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $974,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,504 |
| Cash dividends | $777,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $967,070 | 4,714 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 6,994 |
| Total interest expense | $1,546,000 | 6,762 |
| Net interest income | $2,209,000 | 7,069 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,155,000 | 8,790 |
| Salaries and employee benefits | $561,000 | 8,878 |
| Premises and equipment expense | $112,000 | 9,637 |
| Additional noninterest expense | $482,000 | 8,033 |
| Pre-tax net operating income | $1,258,000 | 5,059 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $940,000 | 4,731 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $940,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $944,500 | 4,767 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 7,450 |
| Total interest expense | $1,424,000 | 7,454 |
| Net interest income | $2,135,000 | 7,342 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $210,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,206,000 | 8,870 |
| Salaries and employee benefits | $548,000 | 9,240 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $558,000 | 7,704 |
| Pre-tax net operating income | $1,039,000 | 5,747 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $289,000 | 6,213 |
| Income before extraordinary items | $777,000 | 5,689 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $777,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 12,835 |
| Cash dividends | $645,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $757,290 | 5,544 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 7,892 |
| Total interest expense | $1,676,000 | 7,959 |
| Net interest income | $2,032,000 | 7,661 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $245,000 | 8,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $1,155,000 | 9,262 |
| Salaries and employee benefits | $556,000 | 9,219 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $493,000 | 8,524 |
| Pre-tax net operating income | $922,000 | 5,985 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $700,000 | 5,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $700,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $557,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $696,200 | 5,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.