Home > First Valley Bank > Income and Expense
First Valley Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,675,000 | 3,380 |
Total interest expense | $3,830,000 | 3,870 |
Net interest income | $5,845,000 | 3,031 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $933,000 | 3,309 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $436,000 | 3,094 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $497,000 | 2,934 |
Total noninterest expense | $4,308,000 | 3,131 |
Salaries and employee benefits | $1,990,000 | 3,348 |
Premises and equipment expense | $770,000 | 2,547 |
Additional noninterest expense | $1,548,000 | 3,044 |
Pre-tax net operating income | $2,470,000 | 2,794 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $877,000 | 2,638 |
Income before extraordinary items | $1,593,000 | 3,014 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,593,000 | 3,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 5,845 |
Cash dividends | $203,000 | 5,368 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,593,000 | 2,984 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $9,496,000 | 3,446 |
Total interest expense | $4,090,000 | 3,612 |
Net interest income | $5,406,000 | 3,285 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $974,000 | 3,159 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $525,000 | 2,570 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $449,000 | 3,073 |
Total noninterest expense | $4,065,000 | 3,277 |
Salaries and employee benefits | $1,998,000 | 3,310 |
Premises and equipment expense | $665,000 | 2,940 |
Additional noninterest expense | $1,402,000 | 3,258 |
Pre-tax net operating income | $2,315,000 | 3,064 |
Securities gains (losses) | $-7,000 | 9,876 |
Applicable income taxes | $797,000 | 2,879 |
Income before extraordinary items | $1,511,000 | 3,230 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,511,000 | 3,228 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-21,000 | 11,045 |
Cash dividends | $166,000 | 5,884 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,515,550 | 3,200 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,375,000 | 3,581 |
Total interest expense | $2,802,000 | 4,200 |
Net interest income | $5,573,000 | 3,219 |
Provision for loan and lease losses | $280,000 | 2,395 |
Total noninterest income | $900,000 | 3,359 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $506,000 | 2,706 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $394,000 | 3,436 |
Total noninterest expense | $4,255,000 | 3,224 |
Salaries and employee benefits | $1,932,000 | 3,392 |
Premises and equipment expense | $668,000 | 2,949 |
Additional noninterest expense | $1,655,000 | 3,038 |
Pre-tax net operating income | $1,938,000 | 3,519 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $665,000 | 3,213 |
Income before extraordinary items | $1,273,000 | 3,657 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,273,000 | 3,666 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $182,000 | 2,648 |
Cash dividends | $146,000 | 6,190 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,273,000 | 3,698 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,563,000 | 3,586 |
Total interest expense | $3,239,000 | 3,856 |
Net interest income | $5,324,000 | 3,370 |
Provision for loan and lease losses | $325,000 | 2,832 |
Total noninterest income | $1,051,000 | 3,222 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $522,000 | 2,668 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $529,000 | 3,143 |
Total noninterest expense | $4,178,000 | 3,343 |
Salaries and employee benefits | $1,781,000 | 3,644 |
Premises and equipment expense | $696,000 | 2,895 |
Additional noninterest expense | $1,701,000 | 3,134 |
Pre-tax net operating income | $1,872,000 | 3,537 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $652,000 | 3,336 |
Income before extraordinary items | $1,220,000 | 3,952 |
Extraordinary gains, net | $-154,000 | 13,009 |
Net income | $1,066,000 | 4,562 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $297,000 | 2,488 |
Cash dividends | $124,000 | 6,485 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,220,000 | 3,743 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,894,000 | 3,893 |
Total interest expense | $4,027,000 | 4,055 |
Net interest income | $4,867,000 | 3,741 |
Provision for loan and lease losses | $570,000 | 2,721 |
Total noninterest income | $1,092,000 | 3,077 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $506,000 | 2,743 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $586,000 | 2,867 |
Total noninterest expense | $3,920,000 | 3,570 |
Salaries and employee benefits | $1,711,000 | 3,745 |
Premises and equipment expense | $757,000 | 2,743 |
Additional noninterest expense | $1,452,000 | 3,698 |
Pre-tax net operating income | $1,469,000 | 4,115 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $503,000 | 3,982 |
Income before extraordinary items | $966,000 | 4,648 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $966,000 | 4,698 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $415,000 | 2,762 |
Cash dividends | $124,000 | 6,153 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $966,000 | 4,324 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.