Home > First United Bank > Income and Expense

First United Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$28,551,000	1,455
Total interest expense	$7,687,000	1,545
Net interest income	$20,864,000	1,391
Provision for loan and lease losses	$600,000	1,141
Total noninterest income	$2,174,000	1,926
Gross Fiduciary activities income	$907,000	521
Service charges on deposit accounts	$432,000	1,808
Trading account gains and fees	NA	NA
Additional Noninterest Income	$835,000	2,468
Total noninterest expense	$13,990,000	1,616
Salaries and employee benefits	$9,308,000	1,416
Premises and equipment expense	$1,338,000	1,675
Additional noninterest expense	$835,000	2,468
Pre-tax net operating income	$8,448,000	1,339
Securities gains (losses)	$-542,000	4,204
Applicable income taxes	$0	3,369
Income before extraordinary items	$7,906,000	1,222
Extraordinary gains, net	$0	54
Net income	$7,906,000	1,238
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,906,000	1,225
Net charge-offs	$24,000	2,124
Cash dividends	$5,600,000	739
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,448,000	1,183
2023-09-30 (YTD Data)		Rank
Total interest income	$20,714,000	1,465
Total interest expense	$4,986,000	1,589
Net interest income	$15,728,000	1,389
Provision for loan and lease losses	$600,000	901
Total noninterest income	$1,565,000	1,962
Gross Fiduciary activities income	$654,000	524
Service charges on deposit accounts	$326,000	1,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	2,532
Total noninterest expense	$10,715,000	1,578
Salaries and employee benefits	$7,069,000	1,401
Premises and equipment expense	$973,000	1,715
Additional noninterest expense	$585,000	2,531
Pre-tax net operating income	$5,978,000	1,449
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$5,978,000	1,251
Extraordinary gains, net	$0	52
Net income	$5,978,000	1,260
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,978,000	1,251
Net charge-offs	$-8,000	3,787
Cash dividends	$4,400,000	671
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,978,000	1,275
2023-06-30 (YTD Data)		Rank
Total interest income	$12,872,000	1,519
Total interest expense	$2,300,000	1,854
Net interest income	$10,572,000	1,402
Provision for loan and lease losses	$300,000	1,014
Total noninterest income	$1,076,000	1,867
Gross Fiduciary activities income	$460,000	511
Service charges on deposit accounts	$213,000	1,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	2,445
Total noninterest expense	$7,100,000	1,567
Salaries and employee benefits	$4,681,000	1,400
Premises and equipment expense	$687,000	1,639
Additional noninterest expense	$403,000	2,441
Pre-tax net operating income	$4,248,000	1,356
Securities gains (losses)	$12,000	583
Applicable income taxes	$0	3,436
Income before extraordinary items	$4,260,000	1,194
Extraordinary gains, net	$0	51
Net income	$4,260,000	1,205
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,260,000	1,194
Net charge-offs	$-19,000	4,096
Cash dividends	$2,900,000	658
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,248,000	1,202
2023-03-31 (YTD Data)		Rank
Total interest income	$6,191,000	1,541
Total interest expense	$820,000	2,070
Net interest income	$5,371,000	1,379
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$483,000	1,991
Gross Fiduciary activities income	$210,000	541
Service charges on deposit accounts	$98,000	1,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	2,592
Total noninterest expense	$3,572,000	1,580
Salaries and employee benefits	$2,303,000	1,450
Premises and equipment expense	$359,000	1,615
Additional noninterest expense	$175,000	2,592
Pre-tax net operating income	$2,132,000	1,405
Securities gains (losses)	$4,000	770
Applicable income taxes	$0	3,388
Income before extraordinary items	$2,136,000	1,216
Extraordinary gains, net	$0	4
Net income	$2,136,000	1,215
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,136,000	1,216
Net charge-offs	$-5,000	3,836
Cash dividends	$1,400,000	630
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,132,000	1,241
2022-12-31 (YTD Data)		Rank
Total interest income	$22,199,000	1,444
Total interest expense	$1,371,000	2,021
Net interest income	$20,828,000	1,384
Provision for loan and lease losses	$0	3,012
Total noninterest income	$2,066,000	2,010
Gross Fiduciary activities income	$771,000	561
Service charges on deposit accounts	$391,000	1,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$904,000	2,438
Total noninterest expense	$14,177,000	1,554
Salaries and employee benefits	$8,525,000	1,490
Premises and equipment expense	$2,182,000	1,122
Additional noninterest expense	$904,000	2,438
Pre-tax net operating income	$8,717,000	1,410
Securities gains (losses)	$-5,000	3,305
Applicable income taxes	$0	3,596
Income before extraordinary items	$8,712,000	1,228
Extraordinary gains, net	$0	5
Net income	$8,712,000	1,227
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,712,000	1,228
Net charge-offs	$-21,000	3,848
Cash dividends	$3,500,000	1,029
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,717,000	1,247
2022-09-30 (YTD Data)		Rank
Total interest income	$16,050,000	1,429
Total interest expense	$877,000	1,932
Net interest income	$15,173,000	1,402
Provision for loan and lease losses	$-300,000	4,538
Total noninterest income	$1,399,000	2,141
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$285,000	2,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,114,000	1,940
Total noninterest expense	$10,319,000	1,593
Salaries and employee benefits	$6,206,000	1,533
Premises and equipment expense	$1,108,000	1,553
Additional noninterest expense	$1,114,000	1,940
Pre-tax net operating income	$6,553,000	1,391
Securities gains (losses)	$-4,000	3,629
Applicable income taxes	$0	3,603
Income before extraordinary items	$6,549,000	1,209
Extraordinary gains, net	$0	4
Net income	$6,549,000	1,208
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,549,000	1,209
Net charge-offs	$-27,000	3,901
Cash dividends	$2,300,000	1,022
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,553,000	1,234
2022-06-30 (YTD Data)		Rank
Total interest income	$5,394,000	2,329
Total interest expense	$446,000	2,104
Net interest income	$4,948,000	2,325
Provision for loan and lease losses	$-800,000	4,652
Total noninterest income	$312,000	3,341
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$97,000	2,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	3,245
Total noninterest expense	$3,223,000	2,615
Salaries and employee benefits	$1,985,000	2,511
Premises and equipment expense	$300,000	2,723
Additional noninterest expense	$938,000	2,721
Pre-tax net operating income	$2,837,000	1,793
Securities gains (losses)	$-9,000	3,915
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,828,000	1,571
Extraordinary gains, net	$0	4
Net income	$2,828,000	1,569
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,828,000	1,571
Net charge-offs	$-24,000	3,945
Cash dividends	$525,000	1,837
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,837,000	1,598
2022-03-31 (YTD Data)		Rank
Total interest income	$2,581,000	2,358
Total interest expense	$226,000	2,046
Net interest income	$2,355,000	2,349
Provision for loan and lease losses	$-800,000	4,671
Total noninterest income	$145,000	3,385
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$45,000	2,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	3,273
Total noninterest expense	$1,591,000	2,639
Salaries and employee benefits	$990,000	2,521
Premises and equipment expense	$145,000	2,795
Additional noninterest expense	$456,000	2,759
Pre-tax net operating income	$1,709,000	1,500
Securities gains (losses)	$3,000	496
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,712,000	1,329
Extraordinary gains, net	$0	4
Net income	$1,712,000	1,329
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,712,000	1,329
Net charge-offs	$-12,000	3,981
Cash dividends	$400,000	1,311
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,709,000	1,348
2021-12-31 (YTD Data)		Rank
Total interest income	$11,132,000	2,309
Total interest expense	$1,011,000	2,198
Net interest income	$10,121,000	2,314
Provision for loan and lease losses	$0	3,064
Total noninterest income	$612,000	3,463
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$176,000	2,842
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	3,378
Total noninterest expense	$5,611,000	2,822
Salaries and employee benefits	$3,369,000	2,769
Premises and equipment expense	$576,000	2,804
Additional noninterest expense	$1,666,000	2,918
Pre-tax net operating income	$5,122,000	2,026
Securities gains (losses)	$-3,000	4,291
Applicable income taxes	$0	3,710
Income before extraordinary items	$5,119,000	1,867
Extraordinary gains, net	$0	10
Net income	$5,119,000	1,868
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,119,000	1,868
Net charge-offs	$-30,000	3,958
Cash dividends	$5,000,000	790
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,122,000	1,830
2021-09-30 (YTD Data)		Rank
Total interest income	$8,493,000	2,329
Total interest expense	$768,000	2,269
Net interest income	$7,725,000	2,325
Provision for loan and lease losses	$0	2,963
Total noninterest income	$453,000	3,522
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$125,000	2,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	3,432
Total noninterest expense	$4,576,000	2,710
Salaries and employee benefits	$2,971,000	2,530
Premises and equipment expense	$417,000	2,873
Additional noninterest expense	$1,188,000	3,020
Pre-tax net operating income	$3,602,000	2,193
Securities gains (losses)	$-7,000	4,530
Applicable income taxes	$0	3,719
Income before extraordinary items	$3,595,000	2,013
Extraordinary gains, net	$0	8
Net income	$3,595,000	2,012
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,595,000	2,013
Net charge-offs	$-23,000	3,934
Cash dividends	$4,200,000	666
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,602,000	1,989
2021-06-30 (YTD Data)		Rank
Total interest income	$5,182,000	2,459
Total interest expense	$514,000	2,339
Net interest income	$4,668,000	2,456
Provision for loan and lease losses	$0	2,862
Total noninterest income	$307,000	3,498
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$76,000	2,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	3,376
Total noninterest expense	$3,044,000	2,706
Salaries and employee benefits	$1,978,000	2,529
Premises and equipment expense	$273,000	2,909
Additional noninterest expense	$793,000	2,996
Pre-tax net operating income	$1,931,000	2,441
Securities gains (losses)	$-12,000	4,663
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,919,000	2,280
Extraordinary gains, net	$0	6
Net income	$1,919,000	2,278
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,919,000	2,280
Net charge-offs	$-9,000	3,778
Cash dividends	$3,700,000	538
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,931,000	2,240
2021-03-31 (YTD Data)		Rank
Total interest income	$3,071,000	2,179
Total interest expense	$261,000	2,382
Net interest income	$2,810,000	2,123
Provision for loan and lease losses	$0	2,741
Total noninterest income	$167,000	3,413
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$39,000	2,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	3,275
Total noninterest expense	$1,493,000	2,722
Salaries and employee benefits	$981,000	2,520
Premises and equipment expense	$135,000	2,940
Additional noninterest expense	$377,000	3,048
Pre-tax net operating income	$1,484,000	1,884
Securities gains (losses)	$-18,000	4,716
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,466,000	1,747
Extraordinary gains, net	$0	3
Net income	$1,466,000	1,747
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,466,000	1,747
Net charge-offs	$-4,000	3,680
Cash dividends	$3,000,000	336
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,484,000	1,691
2020-12-31 (YTD Data)		Rank
Total interest income	$11,131,000	2,358
Total interest expense	$1,316,000	2,564
Net interest income	$9,815,000	2,282
Provision for loan and lease losses	$0	4,319
Total noninterest income	$639,000	3,360
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$189,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$450,000	3,253
Total noninterest expense	$6,017,000	2,688
Salaries and employee benefits	$3,822,000	2,549
Premises and equipment expense	$565,000	2,849
Additional noninterest expense	$1,630,000	2,897
Pre-tax net operating income	$4,437,000	1,933
Securities gains (losses)	$5,000	2,442
Applicable income taxes	$0	3,697
Income before extraordinary items	$4,442,000	1,789
Extraordinary gains, net	$0	4
Net income	$4,442,000	1,789
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,442,000	1,789
Net charge-offs	$-339,000	4,922
Cash dividends	$2,700,000	1,225
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,437,000	1,747
2020-09-30 (YTD Data)		Rank
Total interest income	$8,554,000	2,335
Total interest expense	$1,026,000	2,598
Net interest income	$7,528,000	2,253
Provision for loan and lease losses	$60,000	3,613
Total noninterest income	$472,000	3,362
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$145,000	2,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$327,000	3,253
Total noninterest expense	$4,493,000	2,692
Salaries and employee benefits	$2,877,000	2,528
Premises and equipment expense	$424,000	2,849
Additional noninterest expense	$1,192,000	2,927
Pre-tax net operating income	$3,447,000	1,865
Securities gains (losses)	$-5,000	4,719
Applicable income taxes	$0	3,696
Income before extraordinary items	$3,442,000	1,731
Extraordinary gains, net	$0	4
Net income	$3,442,000	1,731
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,442,000	1,731
Net charge-offs	$-11,000	4,273
Cash dividends	$2,200,000	1,031
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,447,000	1,673
2020-06-30 (YTD Data)		Rank
Total interest income	$5,880,000	2,325
Total interest expense	$711,000	2,633
Net interest income	$5,169,000	2,209
Provision for loan and lease losses	$60,000	3,299
Total noninterest income	$300,000	3,397
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$99,000	2,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	3,295
Total noninterest expense	$2,928,000	2,731
Salaries and employee benefits	$1,875,000	2,576
Premises and equipment expense	$281,000	2,865
Additional noninterest expense	$772,000	2,971
Pre-tax net operating income	$2,481,000	1,705
Securities gains (losses)	$-5,000	4,717
Applicable income taxes	$0	3,655
Income before extraordinary items	$2,476,000	1,542
Extraordinary gains, net	$0	4
Net income	$2,476,000	1,542
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,476,000	1,543
Net charge-offs	$-9,000	4,288
Cash dividends	$1,600,000	940
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,481,000	1,488
2020-03-31 (YTD Data)		Rank
Total interest income	$2,810,000	2,370
Total interest expense	$383,000	2,669
Net interest income	$2,427,000	2,275
Provision for loan and lease losses	$20,000	3,107
Total noninterest income	$162,000	3,276
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$62,000	2,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	3,179
Total noninterest expense	$1,459,000	2,758
Salaries and employee benefits	$942,000	2,582
Premises and equipment expense	$141,000	2,894
Additional noninterest expense	$376,000	3,044
Pre-tax net operating income	$1,110,000	1,693
Securities gains (losses)	$3,000	1,525
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,113,000	1,530
Extraordinary gains, net	$0	4
Net income	$1,113,000	1,528
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,113,000	1,530
Net charge-offs	$-5,000	4,210
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,110,000	1,510
2019-12-31 (YTD Data)		Rank
Total interest income	$11,905,000	2,301
Total interest expense	$1,499,000	2,744
Net interest income	$10,406,000	2,163
Provision for loan and lease losses	$405,000	1,671
Total noninterest income	$657,000	3,345
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$283,000	2,713
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	3,347
Total noninterest expense	$5,910,000	2,723
Salaries and employee benefits	$3,753,000	2,559
Premises and equipment expense	$557,000	2,927
Additional noninterest expense	$1,600,000	2,959
Pre-tax net operating income	$4,748,000	1,831
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$4,748,000	1,664
Extraordinary gains, net	$0	11
Net income	$4,748,000	1,666
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,748,000	1,666
Net charge-offs	$13,000	3,248
Cash dividends	$2,850,000	1,229
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,748,000	1,629
2019-09-30 (YTD Data)		Rank
Total interest income	$8,931,000	2,328
Total interest expense	$1,086,000	2,806
Net interest income	$7,845,000	2,182
Provision for loan and lease losses	$303,000	1,594
Total noninterest income	$489,000	3,372
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$210,000	2,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	3,371
Total noninterest expense	$4,420,000	2,744
Salaries and employee benefits	$2,789,000	2,595
Premises and equipment expense	$421,000	2,929
Additional noninterest expense	$1,210,000	2,961
Pre-tax net operating income	$3,611,000	1,846
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$3,611,000	1,668
Extraordinary gains, net	$0	11
Net income	$3,611,000	1,669
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,611,000	1,669
Net charge-offs	$12,000	2,893
Cash dividends	$2,150,000	1,130
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,611,000	1,634
2019-06-30 (YTD Data)		Rank
Total interest income	$5,812,000	2,364
Total interest expense	$660,000	2,927
Net interest income	$5,152,000	2,220
Provision for loan and lease losses	$165,000	1,721
Total noninterest income	$323,000	3,349
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$136,000	2,789
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	3,345
Total noninterest expense	$2,941,000	2,771
Salaries and employee benefits	$1,854,000	2,609
Premises and equipment expense	$281,000	2,941
Additional noninterest expense	$806,000	2,987
Pre-tax net operating income	$2,369,000	1,856
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$2,369,000	1,669
Extraordinary gains, net	$0	11
Net income	$2,369,000	1,669
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,369,000	1,669
Net charge-offs	$66,000	1,650
Cash dividends	$1,450,000	1,127
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,369,000	1,638
2019-03-31 (YTD Data)		Rank
Total interest income	$2,822,000	2,414
Total interest expense	$292,000	3,082
Net interest income	$2,530,000	2,254
Provision for loan and lease losses	$50,000	2,037
Total noninterest income	$167,000	3,276
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$68,000	2,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,236
Total noninterest expense	$1,499,000	2,742
Salaries and employee benefits	$945,000	2,584
Premises and equipment expense	$149,000	2,854
Additional noninterest expense	$405,000	2,982
Pre-tax net operating income	$1,148,000	1,868
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,148,000	1,685
Extraordinary gains, net	$0	5
Net income	$1,148,000	1,683
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,148,000	1,684
Net charge-offs	$-1,000	3,818
Cash dividends	$800,000	964
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,148,000	1,659
2018-12-31 (YTD Data)		Rank
Total interest income	$10,593,000	2,428
Total interest expense	$971,000	2,974
Net interest income	$9,622,000	2,310
Provision for loan and lease losses	$200,000	2,354
Total noninterest income	$626,000	3,510
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$263,000	2,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	3,469
Total noninterest expense	$5,848,000	2,764
Salaries and employee benefits	$3,708,000	2,578
Premises and equipment expense	$584,000	2,884
Additional noninterest expense	$1,556,000	3,102
Pre-tax net operating income	$4,200,000	2,038
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$4,200,000	1,839
Extraordinary gains, net	$0	6
Net income	$4,200,000	1,838
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,200,000	1,838
Net charge-offs	$88,000	2,240
Cash dividends	$2,642,000	1,198
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,200,000	1,833
2018-09-30 (YTD Data)		Rank
Total interest income	$7,715,000	2,468
Total interest expense	$686,000	2,999
Net interest income	$7,029,000	2,371
Provision for loan and lease losses	$125,000	2,416
Total noninterest income	$455,000	3,560
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$193,000	2,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,531
Total noninterest expense	$4,235,000	2,834
Salaries and employee benefits	$2,744,000	2,609
Premises and equipment expense	$403,000	3,061
Additional noninterest expense	$1,088,000	3,239
Pre-tax net operating income	$3,124,000	2,068
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$3,124,000	1,850
Extraordinary gains, net	$0	5
Net income	$3,124,000	1,848
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,124,000	1,849
Net charge-offs	$2,000	3,345
Cash dividends	$1,970,000	1,101
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,124,000	1,843
2018-06-30 (YTD Data)		Rank
Total interest income	$4,917,000	2,542
Total interest expense	$392,000	3,157
Net interest income	$4,525,000	2,439
Provision for loan and lease losses	$45,000	2,895
Total noninterest income	$289,000	3,640
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$128,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	3,641
Total noninterest expense	$2,818,000	2,862
Salaries and employee benefits	$1,822,000	2,630
Premises and equipment expense	$268,000	3,076
Additional noninterest expense	$728,000	3,243
Pre-tax net operating income	$1,951,000	2,134
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,951,000	1,916
Extraordinary gains, net	$0	6
Net income	$1,951,000	1,914
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,951,000	1,915
Net charge-offs	$3,000	2,950
Cash dividends	$1,350,000	1,047
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,951,000	1,912
2018-03-31 (YTD Data)		Rank
Total interest income	$2,412,000	2,561
Total interest expense	$188,000	3,181
Net interest income	$2,224,000	2,468
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$152,000	3,549
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$68,000	2,923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	3,568
Total noninterest expense	$1,415,000	2,886
Salaries and employee benefits	$919,000	2,639
Premises and equipment expense	$132,000	3,131
Additional noninterest expense	$364,000	3,258
Pre-tax net operating income	$931,000	2,137
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$931,000	1,938
Extraordinary gains, net	$0	7
Net income	$931,000	1,937
Minority interest net income	$0	52
Net income of bank and minority interests.	$931,000	1,938
Net charge-offs	$1,000	2,559
Cash dividends	$800,000	845
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$931,000	1,926
2017-12-31 (YTD Data)		Rank
Total interest income	$9,809,000	2,481
Total interest expense	$775,000	2,973
Net interest income	$9,034,000	2,394
Provision for loan and lease losses	$135,000	2,755
Total noninterest income	$659,000	3,557
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$302,000	2,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$357,000	3,589
Total noninterest expense	$5,716,000	2,859
Salaries and employee benefits	$3,607,000	2,654
Premises and equipment expense	$538,000	3,130
Additional noninterest expense	$1,571,000	3,136
Pre-tax net operating income	$3,842,000	2,101
Securities gains (losses)	$0	2,243
Applicable income taxes	$277,000	2,797
Income before extraordinary items	$3,565,000	1,774
Extraordinary gains, net	$0	9
Net income	$3,565,000	1,775
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,565,000	1,775
Net charge-offs	$68,000	2,755
Cash dividends	$2,610,000	1,137
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,565,000	1,756
2017-09-30 (YTD Data)		Rank
Total interest income	$7,264,000	2,514
Total interest expense	$584,000	2,948
Net interest income	$6,680,000	2,435
Provision for loan and lease losses	$135,000	2,385
Total noninterest income	$489,000	3,605
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$232,000	2,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	3,677
Total noninterest expense	$4,172,000	2,937
Salaries and employee benefits	$2,688,000	2,682
Premises and equipment expense	$378,000	3,294
Additional noninterest expense	$1,106,000	3,264
Pre-tax net operating income	$2,862,000	2,145
Securities gains (losses)	$0	2,274
Applicable income taxes	$277,000	2,538
Income before extraordinary items	$2,585,000	1,978
Extraordinary gains, net	$0	9
Net income	$2,585,000	1,978
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,585,000	1,978
Net charge-offs	$-25,000	4,992
Cash dividends	$2,010,000	1,036
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,585,000	1,950
2017-06-30 (YTD Data)		Rank
Total interest income	$4,727,000	2,551
Total interest expense	$374,000	2,998
Net interest income	$4,353,000	2,468
Provision for loan and lease losses	$135,000	1,938
Total noninterest income	$313,000	3,673
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$146,000	2,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	3,716
Total noninterest expense	$2,794,000	2,938
Salaries and employee benefits	$1,783,000	2,706
Premises and equipment expense	$254,000	3,262
Additional noninterest expense	$757,000	3,220
Pre-tax net operating income	$1,737,000	2,240
Securities gains (losses)	$0	1,906
Applicable income taxes	$299,000	2,149
Income before extraordinary items	$1,438,000	2,220
Extraordinary gains, net	$0	11
Net income	$1,438,000	2,221
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,438,000	2,221
Net charge-offs	$-24,000	5,068
Cash dividends	$1,610,000	899
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,438,000	2,191
2017-03-31 (YTD Data)		Rank
Total interest income	$1,896,000	2,985
Total interest expense	$160,000	3,243
Net interest income	$1,736,000	2,917
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$125,000	3,985
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$46,000	3,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	3,796
Total noninterest expense	$1,145,000	3,341
Salaries and employee benefits	$734,000	3,105
Premises and equipment expense	$98,000	3,778
Additional noninterest expense	$313,000	3,618
Pre-tax net operating income	$656,000	2,645
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$656,000	2,302
Extraordinary gains, net	$0	8
Net income	$656,000	2,301
Minority interest net income	$0	55
Net income of bank and minority interests.	$656,000	2,302
Net charge-offs	$2,000	2,694
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$656,000	2,270
2016-12-31 (YTD Data)		Rank
Total interest income	$8,241,000	2,789
Total interest expense	$689,000	3,080
Net interest income	$7,552,000	2,733
Provision for loan and lease losses	$520,000	1,432
Total noninterest income	$572,000	3,886
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$225,000	3,426
Trading account gains and fees	$0	170
Additional Noninterest Income	$347,000	3,768
Total noninterest expense	$4,467,000	3,429
Salaries and employee benefits	$2,738,000	3,224
Premises and equipment expense	$433,000	3,644
Additional noninterest expense	$1,296,000	3,651
Pre-tax net operating income	$3,137,000	2,333
Securities gains (losses)	$22,000	2,312
Applicable income taxes	$0	4,278
Income before extraordinary items	$3,159,000	2,017
Extraordinary gains, net	$0	5
Net income	$3,159,000	2,016
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,159,000	2,016
Net charge-offs	$437,000	1,183
Cash dividends	$1,900,000	1,486
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,137,000	1,975
2016-09-30 (YTD Data)		Rank
Total interest income	$6,089,000	2,820
Total interest expense	$504,000	3,114
Net interest income	$5,585,000	2,761
Provision for loan and lease losses	$345,000	1,491
Total noninterest income	$423,000	3,941
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$178,000	3,358
Trading account gains and fees	$0	169
Additional Noninterest Income	$245,000	3,862
Total noninterest expense	$3,283,000	3,465
Salaries and employee benefits	$2,025,000	3,249
Premises and equipment expense	$334,000	3,601
Additional noninterest expense	$924,000	3,785
Pre-tax net operating income	$2,380,000	2,337
Securities gains (losses)	$22,000	2,256
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,402,000	2,005
Extraordinary gains, net	$0	5
Net income	$2,402,000	2,005
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,402,000	2,005
Net charge-offs	$5,000	3,620
Cash dividends	$1,500,000	1,263
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,380,000	1,966
2016-06-30 (YTD Data)		Rank
Total interest income	$3,978,000	2,872
Total interest expense	$326,000	3,176
Net interest income	$3,652,000	2,813
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$274,000	3,982
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$122,000	3,313
Trading account gains and fees	$0	157
Additional Noninterest Income	$152,000	3,957
Total noninterest expense	$2,165,000	3,520
Salaries and employee benefits	$1,344,000	3,273
Premises and equipment expense	$215,000	3,697
Additional noninterest expense	$606,000	3,844
Pre-tax net operating income	$1,521,000	2,379
Securities gains (losses)	$22,000	1,892
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,543,000	2,074
Extraordinary gains, net	$0	16
Net income	$1,543,000	2,074
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,543,000	2,074
Net charge-offs	$-4,000	4,670
Cash dividends	$1,100,000	1,217
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,521,000	2,033
2016-03-31 (YTD Data)		Rank
Total interest income	$1,959,000	2,905
Total interest expense	$163,000	3,197
Net interest income	$1,796,000	2,842
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$137,000	3,958
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$58,000	3,385
Trading account gains and fees	$0	142
Additional Noninterest Income	$79,000	3,885
Total noninterest expense	$1,094,000	3,498
Salaries and employee benefits	$672,000	3,298
Premises and equipment expense	$115,000	3,591
Additional noninterest expense	$307,000	3,833
Pre-tax net operating income	$719,000	2,443
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$719,000	2,163
Extraordinary gains, net	$0	12
Net income	$719,000	2,163
Minority interest net income	$0	62
Net income of bank and minority interests.	$719,000	2,163
Net charge-offs	$-3,000	4,617
Cash dividends	$750,000	911
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$719,000	2,105
2015-12-31 (YTD Data)		Rank
Total interest income	$7,678,000	2,913
Total interest expense	$667,000	3,164
Net interest income	$7,011,000	2,858
Provision for loan and lease losses	$430,000	1,516
Total noninterest income	$564,000	3,987
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$235,000	3,457
Trading account gains and fees	$0	159
Additional Noninterest Income	$329,000	3,857
Total noninterest expense	$4,369,000	3,515
Salaries and employee benefits	$2,669,000	3,264
Premises and equipment expense	$421,000	3,822
Additional noninterest expense	$1,279,000	3,781
Pre-tax net operating income	$2,776,000	2,454
Securities gains (losses)	$7,000	2,729
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,783,000	2,167
Extraordinary gains, net	$0	23
Net income	$2,783,000	2,167
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,783,000	2,168
Net charge-offs	$-73,000	5,659
Cash dividends	$1,600,000	1,564
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,776,000	2,132
2015-09-30 (YTD Data)		Rank
Total interest income	$5,665,000	2,974
Total interest expense	$494,000	3,235
Net interest income	$5,171,000	2,910
Provision for loan and lease losses	$363,000	1,338
Total noninterest income	$419,000	4,032
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$180,000	3,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$239,000	3,936
Total noninterest expense	$3,171,000	3,612
Salaries and employee benefits	$1,936,000	3,347
Premises and equipment expense	$322,000	3,812
Additional noninterest expense	$913,000	3,896
Pre-tax net operating income	$2,056,000	2,522
Securities gains (losses)	$7,000	2,511
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,063,000	2,213
Extraordinary gains, net	$0	21
Net income	$2,063,000	2,215
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,063,000	2,214
Net charge-offs	$-67,000	5,706
Cash dividends	$1,250,000	1,372
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,056,000	2,176
2015-06-30 (YTD Data)		Rank
Total interest income	$3,651,000	3,041
Total interest expense	$316,000	3,341
Net interest income	$3,335,000	2,996
Provision for loan and lease losses	$143,000	1,879
Total noninterest income	$286,000	4,010
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$119,000	3,432
Trading account gains and fees	$0	157
Additional Noninterest Income	$167,000	3,896
Total noninterest expense	$2,090,000	3,669
Salaries and employee benefits	$1,275,000	3,406
Premises and equipment expense	$215,000	3,847
Additional noninterest expense	$600,000	3,958
Pre-tax net operating income	$1,388,000	2,480
Securities gains (losses)	$4,000	2,295
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,392,000	2,182
Extraordinary gains, net	$0	22
Net income	$1,392,000	2,185
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,392,000	2,185
Net charge-offs	$-59,000	5,792
Cash dividends	$950,000	1,295
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,388,000	2,131
2015-03-31 (YTD Data)		Rank
Total interest income	$1,778,000	3,117
Total interest expense	$156,000	3,396
Net interest income	$1,622,000	3,067
Provision for loan and lease losses	$68,000	1,824
Total noninterest income	$144,000	3,983
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$59,000	3,409
Trading account gains and fees	$0	152
Additional Noninterest Income	$85,000	3,841
Total noninterest expense	$1,034,000	3,720
Salaries and employee benefits	$633,000	3,452
Premises and equipment expense	$113,000	3,790
Additional noninterest expense	$288,000	4,060
Pre-tax net operating income	$664,000	2,516
Securities gains (losses)	$4,000	1,704
Applicable income taxes	$0	4,400
Income before extraordinary items	$668,000	2,225
Extraordinary gains, net	$0	13
Net income	$668,000	2,226
Minority interest net income	$0	64
Net income of bank and minority interests.	$668,000	2,226
Net charge-offs	$-6,000	5,215
Cash dividends	$600,000	972
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$664,000	2,170
2014-12-31 (YTD Data)		Rank
Total interest income	$7,333,000	3,079
Total interest expense	$664,000	3,414
Net interest income	$6,669,000	3,000
Provision for loan and lease losses	$170,000	2,655
Total noninterest income	$595,000	4,009
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$279,000	3,349
Trading account gains and fees	$0	180
Additional Noninterest Income	$316,000	3,942
Total noninterest expense	$4,261,000	3,684
Salaries and employee benefits	$2,608,000	3,391
Premises and equipment expense	$507,000	3,598
Additional noninterest expense	$1,146,000	4,141
Pre-tax net operating income	$2,833,000	2,360
Securities gains (losses)	$12,000	2,563
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,845,000	2,109
Extraordinary gains, net	$0	17
Net income	$2,845,000	2,109
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,845,000	2,108
Net charge-offs	$-13,000	5,712
Cash dividends	$1,450,000	1,609
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,833,000	2,062
2014-09-30 (YTD Data)		Rank
Total interest income	$5,406,000	3,136
Total interest expense	$495,000	3,471
Net interest income	$4,911,000	3,063
Provision for loan and lease losses	$110,000	2,695
Total noninterest income	$442,000	4,057
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$210,000	3,375
Trading account gains and fees	$0	174
Additional Noninterest Income	$232,000	4,013
Total noninterest expense	$3,172,000	3,717
Salaries and employee benefits	$1,958,000	3,397
Premises and equipment expense	$369,000	3,726
Additional noninterest expense	$845,000	4,215
Pre-tax net operating income	$2,071,000	2,458
Securities gains (losses)	$14,000	2,191
Applicable income taxes	$0	4,583
Income before extraordinary items	$2,085,000	2,156
Extraordinary gains, net	$0	15
Net income	$2,085,000	2,156
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,085,000	2,155
Net charge-offs	$-25,000	5,846
Cash dividends	$1,175,000	1,381
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,071,000	2,121
2014-06-30 (YTD Data)		Rank
Total interest income	$3,510,000	3,204
Total interest expense	$328,000	3,518
Net interest income	$3,182,000	3,125
Provision for loan and lease losses	$80,000	2,568
Total noninterest income	$289,000	4,095
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$136,000	3,416
Trading account gains and fees	$0	172
Additional Noninterest Income	$153,000	4,020
Total noninterest expense	$2,105,000	3,738
Salaries and employee benefits	$1,295,000	3,431
Premises and equipment expense	$257,000	3,654
Additional noninterest expense	$553,000	4,275
Pre-tax net operating income	$1,286,000	2,514
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,286,000	2,225
Extraordinary gains, net	$0	20
Net income	$1,286,000	2,229
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,286,000	2,228
Net charge-offs	$-17,000	5,822
Cash dividends	$850,000	1,313
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,286,000	2,175
2014-03-31 (YTD Data)		Rank
Total interest income	$1,694,000	3,301
Total interest expense	$167,000	3,538
Net interest income	$1,527,000	3,225
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$136,000	4,142
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$61,000	3,594
Trading account gains and fees	$0	147
Additional Noninterest Income	$75,000	3,997
Total noninterest expense	$1,045,000	3,799
Salaries and employee benefits	$629,000	3,534
Premises and equipment expense	$134,000	3,597
Additional noninterest expense	$282,000	4,247
Pre-tax net operating income	$573,000	2,657
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$573,000	2,342
Extraordinary gains, net	$0	16
Net income	$573,000	2,343
Minority interest net income	$0	66
Net income of bank and minority interests.	$573,000	2,344
Net charge-offs	$-15,000	5,922
Cash dividends	$600,000	900
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$573,000	2,307
2013-12-31 (YTD Data)		Rank
Total interest income	$6,905,000	3,283
Total interest expense	$712,000	3,711
Net interest income	$6,193,000	3,190
Provision for loan and lease losses	$110,000	3,600
Total noninterest income	$577,000	4,190
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$264,000	3,612
Trading account gains and fees	$0	184
Additional Noninterest Income	$313,000	4,033
Total noninterest expense	$3,904,000	3,982
Salaries and employee benefits	$2,393,000	3,648
Premises and equipment expense	$461,000	3,910
Additional noninterest expense	$1,050,000	4,478
Pre-tax net operating income	$2,756,000	2,302
Securities gains (losses)	$9,000	2,663
Applicable income taxes	$-24,000	6,359
Income before extraordinary items	$2,789,000	2,006
Extraordinary gains, net	$0	29
Net income	$2,789,000	2,009
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,789,000	2,010
Net charge-offs	$58,000	4,238
Cash dividends	$1,400,000	1,549
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,780,000	1,962
2013-09-30 (YTD Data)		Rank
Total interest income	$5,137,000	3,337
Total interest expense	$534,000	3,787
Net interest income	$4,603,000	3,236
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$438,000	4,233
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$200,000	3,605
Trading account gains and fees	$0	180
Additional Noninterest Income	$238,000	4,085
Total noninterest expense	$2,877,000	4,038
Salaries and employee benefits	$1,766,000	3,702
Premises and equipment expense	$345,000	3,967
Additional noninterest expense	$766,000	4,579
Pre-tax net operating income	$2,074,000	2,352
Securities gains (losses)	$9,000	2,535
Applicable income taxes	$-22,000	6,570
Income before extraordinary items	$2,105,000	2,043
Extraordinary gains, net	$0	25
Net income	$2,105,000	2,049
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,105,000	2,049
Net charge-offs	$-2,000	5,787
Cash dividends	$1,075,000	1,367
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,096,000	1,992
2013-06-30 (YTD Data)		Rank
Total interest income	$3,356,000	3,404
Total interest expense	$352,000	3,887
Net interest income	$3,004,000	3,283
Provision for loan and lease losses	$40,000	3,782
Total noninterest income	$290,000	4,270
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$134,000	3,553
Trading account gains and fees	$0	157
Additional Noninterest Income	$156,000	4,165
Total noninterest expense	$1,900,000	4,077
Salaries and employee benefits	$1,174,000	3,729
Premises and equipment expense	$231,000	3,962
Additional noninterest expense	$495,000	4,659
Pre-tax net operating income	$1,354,000	2,383
Securities gains (losses)	$11,000	2,258
Applicable income taxes	$-22,000	6,638
Income before extraordinary items	$1,387,000	2,057
Extraordinary gains, net	$0	22
Net income	$1,387,000	2,066
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,387,000	2,063
Net charge-offs	$-1,000	5,537
Cash dividends	$750,000	1,346
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,376,000	1,988
2013-03-31 (YTD Data)		Rank
Total interest income	$1,696,000	3,396
Total interest expense	$179,000	3,932
Net interest income	$1,517,000	3,273
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$143,000	4,278
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$67,000	3,545
Trading account gains and fees	$0	148
Additional Noninterest Income	$76,000	4,167
Total noninterest expense	$922,000	4,201
Salaries and employee benefits	$584,000	3,772
Premises and equipment expense	$119,000	3,917
Additional noninterest expense	$219,000	4,955
Pre-tax net operating income	$708,000	2,254
Securities gains (losses)	$0	1,966
Applicable income taxes	$38,000	3,190
Income before extraordinary items	$670,000	2,061
Extraordinary gains, net	$0	10
Net income	$670,000	2,063
Minority interest net income	$0	76
Net income of bank and minority interests.	$670,000	2,063
Net charge-offs	$1,000	4,010
Cash dividends	$400,000	1,090
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$670,000	1,985
2012-12-31 (YTD Data)		Rank
Total interest income	$6,979,000	3,459
Total interest expense	$815,000	4,081
Net interest income	$6,164,000	3,300
Provision for loan and lease losses	$215,000	3,845
Total noninterest income	$589,000	4,205
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$265,000	3,723
Trading account gains and fees	$0	166
Additional Noninterest Income	$324,000	3,938
Total noninterest expense	$3,751,000	4,214
Salaries and employee benefits	$2,232,000	3,861
Premises and equipment expense	$469,000	3,967
Additional noninterest expense	$1,050,000	4,680
Pre-tax net operating income	$2,787,000	2,222
Securities gains (losses)	$37,000	2,896
Applicable income taxes	$184,000	3,071
Income before extraordinary items	$2,640,000	2,070
Extraordinary gains, net	$0	29
Net income	$2,640,000	2,068
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,640,000	2,071
Net charge-offs	$-48,000	6,847
Cash dividends	$500,000	2,749
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,605,590	1,971
2012-09-30 (YTD Data)		Rank
Total interest income	$5,140,000	3,553
Total interest expense	$628,000	4,135
Net interest income	$4,512,000	3,419
Provision for loan and lease losses	$175,000	3,700
Total noninterest income	$445,000	4,235
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$207,000	3,688
Trading account gains and fees	$0	157
Additional Noninterest Income	$238,000	4,009
Total noninterest expense	$2,770,000	4,262
Salaries and employee benefits	$1,651,000	3,899
Premises and equipment expense	$333,000	4,143
Additional noninterest expense	$786,000	4,710
Pre-tax net operating income	$2,012,000	2,348
Securities gains (losses)	$41,000	2,548
Applicable income taxes	$133,000	3,167
Income before extraordinary items	$1,920,000	2,188
Extraordinary gains, net	$0	20
Net income	$1,920,000	2,188
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,920,000	2,189
Net charge-offs	$-28,000	6,818
Cash dividends	$500,000	2,021
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,881,460	2,096
2012-06-30 (YTD Data)		Rank
Total interest income	$3,291,000	3,705
Total interest expense	$424,000	4,203
Net interest income	$2,867,000	3,552
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$295,000	4,250
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$137,000	3,688
Trading account gains and fees	$0	153
Additional Noninterest Income	$158,000	3,989
Total noninterest expense	$1,842,000	4,288
Salaries and employee benefits	$1,098,000	3,924
Premises and equipment expense	$221,000	4,163
Additional noninterest expense	$523,000	4,740
Pre-tax net operating income	$1,200,000	2,517
Securities gains (losses)	$61,000	1,912
Applicable income taxes	$82,000	3,215
Income before extraordinary items	$1,179,000	2,306
Extraordinary gains, net	$0	19
Net income	$1,179,000	2,306
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,179,000	2,306
Net charge-offs	$-21,000	6,811
Cash dividends	$350,000	1,976
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,122,270	2,259
2012-03-31 (YTD Data)		Rank
Total interest income	$1,560,000	3,867
Total interest expense	$225,000	4,181
Net interest income	$1,335,000	3,743
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$152,000	4,205
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$68,000	3,711
Trading account gains and fees	$0	148
Additional Noninterest Income	$84,000	3,962
Total noninterest expense	$912,000	4,336
Salaries and employee benefits	$547,000	3,972
Premises and equipment expense	$111,000	4,168
Additional noninterest expense	$254,000	4,825
Pre-tax net operating income	$515,000	2,826
Securities gains (losses)	$69,000	1,083
Applicable income taxes	$38,000	3,275
Income before extraordinary items	$546,000	2,437
Extraordinary gains, net	$0	19
Net income	$546,000	2,438
Minority interest net income	$0	78
Net income of bank and minority interests.	$546,000	2,440
Net charge-offs	$-2,000	6,038
Cash dividends	$250,000	1,398
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$481,830	2,563
2011-12-31 (YTD Data)		Rank
Total interest income	$6,432,000	3,885
Total interest expense	$1,105,000	4,165
Net interest income	$5,327,000	3,758
Provision for loan and lease losses	$220,000	4,524
Total noninterest income	$570,000	4,168
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$294,000	3,624
Trading account gains and fees	$0	146
Additional Noninterest Income	$276,000	3,996
Total noninterest expense	$3,622,000	4,398
Salaries and employee benefits	$2,090,000	4,060
Premises and equipment expense	$472,000	4,193
Additional noninterest expense	$1,060,000	4,766
Pre-tax net operating income	$2,055,000	2,454
Securities gains (losses)	$0	3,838
Applicable income taxes	$134,000	3,188
Income before extraordinary items	$1,921,000	2,328
Extraordinary gains, net	$0	29
Net income	$1,921,000	2,329
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,921,000	2,329
Net charge-offs	$130,000	4,743
Cash dividends	$1,300,000	1,356
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,921,000	2,254
2011-09-30 (YTD Data)		Rank
Total interest income	$4,787,000	3,936
Total interest expense	$866,000	4,177
Net interest income	$3,921,000	3,815
Provision for loan and lease losses	$160,000	4,413
Total noninterest income	$437,000	4,138
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$236,000	3,511
Trading account gains and fees	$0	145
Additional Noninterest Income	$201,000	4,080
Total noninterest expense	$2,665,000	4,464
Salaries and employee benefits	$1,546,000	4,100
Premises and equipment expense	$352,000	4,239
Additional noninterest expense	$767,000	4,875
Pre-tax net operating income	$1,533,000	2,528
Securities gains (losses)	$0	3,555
Applicable income taxes	$107,000	3,157
Income before extraordinary items	$1,426,000	2,420
Extraordinary gains, net	$0	21
Net income	$1,426,000	2,422
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,426,000	2,422
Net charge-offs	$74,000	4,689
Cash dividends	$1,050,000	1,107
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,426,000	2,310
2011-06-30 (YTD Data)		Rank
Total interest income	$3,136,000	4,013
Total interest expense	$601,000	4,196
Net interest income	$2,535,000	3,906
Provision for loan and lease losses	$100,000	4,367
Total noninterest income	$290,000	4,163
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$154,000	3,537
Trading account gains and fees	$0	153
Additional Noninterest Income	$136,000	4,116
Total noninterest expense	$1,771,000	4,504
Salaries and employee benefits	$1,002,000	4,202
Premises and equipment expense	$233,000	4,301
Additional noninterest expense	$536,000	4,830
Pre-tax net operating income	$954,000	2,617
Securities gains (losses)	$0	2,914
Applicable income taxes	$67,000	3,157
Income before extraordinary items	$887,000	2,485
Extraordinary gains, net	$0	15
Net income	$887,000	2,485
Minority interest net income	$0	89
Net income of bank and minority interests.	$887,000	2,485
Net charge-offs	$-3,000	6,756
Cash dividends	$800,000	975
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$887,000	2,403
2011-03-31 (YTD Data)		Rank
Total interest income	$1,563,000	4,052
Total interest expense	$310,000	4,217
Net interest income	$1,253,000	3,935
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$139,000	4,317
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$72,000	3,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$67,000	4,206
Total noninterest expense	$880,000	4,537
Salaries and employee benefits	$505,000	4,195
Premises and equipment expense	$118,000	4,318
Additional noninterest expense	$257,000	4,941
Pre-tax net operating income	$452,000	2,746
Securities gains (losses)	$0	1,772
Applicable income taxes	$32,000	3,147
Income before extraordinary items	$420,000	2,564
Extraordinary gains, net	$0	9
Net income	$420,000	2,563
Minority interest net income	$0	86
Net income of bank and minority interests.	$420,000	2,564
Net charge-offs	$-4,000	6,688
Cash dividends	$600,000	613
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$420,000	2,507
2010-12-31 (YTD Data)		Rank
Total interest income	$6,680,000	4,030
Total interest expense	$1,428,000	4,376
Net interest income	$5,252,000	3,825
Provision for loan and lease losses	$325,000	4,741
Total noninterest income	$613,000	4,193
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$341,000	3,397
Trading account gains and fees	$0	175
Additional Noninterest Income	$272,000	4,102
Total noninterest expense	$3,478,000	4,611
Salaries and employee benefits	$2,017,000	4,207
Premises and equipment expense	$442,000	4,501
Additional noninterest expense	$1,019,000	5,042
Pre-tax net operating income	$2,062,000	2,183
Securities gains (losses)	$0	3,793
Applicable income taxes	$139,000	2,990
Income before extraordinary items	$1,923,000	2,093
Extraordinary gains, net	$0	29
Net income	$1,923,000	2,094
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,923,000	2,095
Net charge-offs	$275,000	4,413
Cash dividends	$1,000,000	1,460
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,923,000	2,016
2010-09-30 (YTD Data)		Rank
Total interest income	$4,939,000	4,143
Total interest expense	$1,106,000	4,460
Net interest income	$3,833,000	3,953
Provision for loan and lease losses	$235,000	4,655
Total noninterest income	$439,000	4,329
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$259,000	3,435
Trading account gains and fees	$0	165
Additional Noninterest Income	$180,000	4,351
Total noninterest expense	$2,544,000	4,692
Salaries and employee benefits	$1,489,000	4,286
Premises and equipment expense	$323,000	4,642
Additional noninterest expense	$732,000	5,151
Pre-tax net operating income	$1,493,000	2,383
Securities gains (losses)	$0	3,651
Applicable income taxes	$99,000	3,134
Income before extraordinary items	$1,394,000	2,285
Extraordinary gains, net	$0	23
Net income	$1,394,000	2,284
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,394,000	2,286
Net charge-offs	$183,000	4,322
Cash dividends	$800,000	1,267
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,394,000	2,175
2010-06-30 (YTD Data)		Rank
Total interest income	$3,236,000	4,217
Total interest expense	$757,000	4,487
Net interest income	$2,479,000	4,036
Provision for loan and lease losses	$135,000	4,762
Total noninterest income	$296,000	4,290
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$168,000	3,485
Trading account gains and fees	$0	152
Additional Noninterest Income	$128,000	4,245
Total noninterest expense	$1,701,000	4,702
Salaries and employee benefits	$994,000	4,306
Premises and equipment expense	$216,000	4,658
Additional noninterest expense	$491,000	5,136
Pre-tax net operating income	$939,000	2,496
Securities gains (losses)	$0	3,184
Applicable income taxes	$60,000	3,168
Income before extraordinary items	$879,000	2,340
Extraordinary gains, net	$0	19
Net income	$879,000	2,336
Minority interest net income	$0	105
Net income of bank and minority interests.	$879,000	2,339
Net charge-offs	$92,000	4,329
Cash dividends	$650,000	1,052
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$879,000	2,248
2010-03-31 (YTD Data)		Rank
Total interest income	$1,578,000	4,355
Total interest expense	$381,000	4,602
Net interest income	$1,197,000	4,170
Provision for loan and lease losses	$38,000	5,148
Total noninterest income	$123,000	4,660
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$82,000	3,542
Trading account gains and fees	$0	175
Additional Noninterest Income	$41,000	5,010
Total noninterest expense	$832,000	4,791
Salaries and employee benefits	$491,000	4,403
Premises and equipment expense	$111,000	4,666
Additional noninterest expense	$230,000	5,344
Pre-tax net operating income	$450,000	2,604
Securities gains (losses)	$0	2,284
Applicable income taxes	$26,000	3,267
Income before extraordinary items	$424,000	2,458
Extraordinary gains, net	$0	16
Net income	$424,000	2,456
Minority interest net income	$0	91
Net income of bank and minority interests.	$424,000	2,458
Net charge-offs	$-16,000	7,594
Cash dividends	$500,000	654
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$424,000	2,361
2009-12-31 (YTD Data)		Rank
Total interest income	$6,537,000	4,368
Total interest expense	$1,791,000	4,752
Net interest income	$4,746,000	4,077
Provision for loan and lease losses	$325,000	5,153
Total noninterest income	$505,000	4,708
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$388,000	3,387
Trading account gains and fees	$0	211
Additional Noninterest Income	$117,000	5,441
Total noninterest expense	$3,499,000	4,721
Salaries and employee benefits	$1,999,000	4,369
Premises and equipment expense	$441,000	4,742
Additional noninterest expense	$1,059,000	5,088
Pre-tax net operating income	$1,427,000	2,430
Securities gains (losses)	$0	3,754
Applicable income taxes	$100,000	2,879
Income before extraordinary items	$1,327,000	2,316
Extraordinary gains, net	$0	34
Net income	$1,327,000	2,312
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,327,000	2,314
Net charge-offs	$186,000	5,097
Cash dividends	$883,000	1,796
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,327,000	2,276
2009-09-30 (YTD Data)		Rank
Total interest income	$4,872,000	4,441
Total interest expense	$1,389,000	4,798
Net interest income	$3,483,000	4,139
Provision for loan and lease losses	$265,000	4,793
Total noninterest income	$375,000	4,791
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$291,000	3,394
Trading account gains and fees	$0	212
Additional Noninterest Income	$84,000	5,611
Total noninterest expense	$2,625,000	4,722
Salaries and employee benefits	$1,507,000	4,372
Premises and equipment expense	$327,000	4,810
Additional noninterest expense	$791,000	5,091
Pre-tax net operating income	$968,000	2,792
Securities gains (losses)	$0	3,497
Applicable income taxes	$68,000	3,140
Income before extraordinary items	$900,000	2,647
Extraordinary gains, net	$0	27
Net income	$900,000	2,643
Minority interest net income	$0	118
Net income of bank and minority interests.	$900,000	2,647
Net charge-offs	$58,000	5,561
Cash dividends	$733,000	1,596
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$900,000	2,608
2009-06-30 (YTD Data)		Rank
Total interest income	$3,211,000	4,507
Total interest expense	$947,000	4,863
Net interest income	$2,264,000	4,207
Provision for loan and lease losses	$155,000	4,696
Total noninterest income	$254,000	4,776
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$191,000	3,397
Trading account gains and fees	$0	193
Additional Noninterest Income	$63,000	5,502
Total noninterest expense	$1,765,000	4,746
Salaries and employee benefits	$1,000,000	4,437
Premises and equipment expense	$218,000	4,845
Additional noninterest expense	$547,000	4,986
Pre-tax net operating income	$598,000	3,011
Securities gains (losses)	$0	3,136
Applicable income taxes	$42,000	3,265
Income before extraordinary items	$556,000	2,905
Extraordinary gains, net	$0	21
Net income	$556,000	2,904
Minority interest net income	$0	112
Net income of bank and minority interests.	$556,000	2,905
Net charge-offs	$-82,000	8,135
Cash dividends	$603,000	1,408
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$556,000	2,797
2009-03-31 (YTD Data)		Rank
Total interest income	$1,590,000	4,584
Total interest expense	$482,000	4,930
Net interest income	$1,108,000	4,251
Provision for loan and lease losses	$90,000	4,033
Total noninterest income	$131,000	4,701
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$88,000	3,501
Trading account gains and fees	$0	171
Additional Noninterest Income	$43,000	5,090
Total noninterest expense	$831,000	4,838
Salaries and employee benefits	$494,000	4,508
Premises and equipment expense	$111,000	4,833
Additional noninterest expense	$226,000	5,251
Pre-tax net operating income	$318,000	3,246
Securities gains (losses)	$0	2,434
Applicable income taxes	$22,000	3,499
Income before extraordinary items	$296,000	3,165
Extraordinary gains, net	$0	15
Net income	$296,000	3,165
Minority interest net income	$0	102
Net income of bank and minority interests.	$296,000	3,165
Net charge-offs	$-28,000	8,052
Cash dividends	$500,000	851
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$296,000	3,010
2008-12-31 (YTD Data)		Rank
Total interest income	$7,160,000	4,421
Total interest expense	$2,688,000	4,553
Net interest income	$4,472,000	4,245
Provision for loan and lease losses	$250,000	4,899
Total noninterest income	$543,000	4,665
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$395,000	3,479
Trading account gains and fees	$0	154
Additional Noninterest Income	$148,000	5,337
Total noninterest expense	$3,250,000	4,863
Salaries and employee benefits	$1,942,000	4,555
Premises and equipment expense	$447,000	4,775
Additional noninterest expense	$861,000	5,272
Pre-tax net operating income	$1,515,000	3,015
Securities gains (losses)	$0	3,220
Applicable income taxes	$106,000	3,345
Income before extraordinary items	$1,409,000	2,621
Extraordinary gains, net	$0	39
Net income	$1,409,000	2,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$284,000	3,612
Cash dividends	$878,000	2,522
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,409,000	2,773
2008-09-30 (YTD Data)		Rank
Total interest income	$5,414,000	4,456
Total interest expense	$2,115,000	4,542
Net interest income	$3,299,000	4,314
Provision for loan and lease losses	$140,000	4,706
Total noninterest income	$420,000	4,706
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$302,000	3,475
Trading account gains and fees	$0	148
Additional Noninterest Income	$118,000	5,326
Total noninterest expense	$2,387,000	4,908
Salaries and employee benefits	$1,445,000	4,601
Premises and equipment expense	$328,000	4,857
Additional noninterest expense	$614,000	5,360
Pre-tax net operating income	$1,192,000	3,329
Securities gains (losses)	$0	3,106
Applicable income taxes	$83,000	3,748
Income before extraordinary items	$1,109,000	2,900
Extraordinary gains, net	$0	31
Net income	$1,109,000	2,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,938
Cash dividends	$678,000	2,327
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,109,000	3,049
2008-06-30 (YTD Data)		Rank
Total interest income	$3,570,000	4,556
Total interest expense	$1,473,000	4,552
Net interest income	$2,097,000	4,451
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$288,000	4,719
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$203,000	3,453
Trading account gains and fees	$0	149
Additional Noninterest Income	$85,000	5,318
Total noninterest expense	$1,584,000	4,950
Salaries and employee benefits	$960,000	4,658
Premises and equipment expense	$221,000	4,859
Additional noninterest expense	$403,000	5,397
Pre-tax net operating income	$741,000	3,595
Securities gains (losses)	$0	3,233
Applicable income taxes	$52,000	4,033
Income before extraordinary items	$689,000	3,346
Extraordinary gains, net	$0	21
Net income	$689,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,143
Cash dividends	$503,000	2,238
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$689,000	3,291
2008-03-31 (YTD Data)		Rank
Total interest income	$1,811,000	4,607
Total interest expense	$784,000	4,564
Net interest income	$1,027,000	4,535
Provision for loan and lease losses	$21,000	4,844
Total noninterest income	$156,000	4,526
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$112,000	3,210
Trading account gains and fees	$0	158
Additional Noninterest Income	$44,000	5,289
Total noninterest expense	$792,000	4,960
Salaries and employee benefits	$475,000	4,726
Premises and equipment expense	$113,000	4,801
Additional noninterest expense	$204,000	5,318
Pre-tax net operating income	$370,000	3,714
Securities gains (losses)	$0	2,688
Applicable income taxes	$26,000	4,162
Income before extraordinary items	$344,000	3,519
Extraordinary gains, net	$0	15
Net income	$344,000	3,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,847
Cash dividends	$400,000	1,571
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$344,000	3,415
2007-12-31 (YTD Data)		Rank
Total interest income	$7,538,000	4,535
Total interest expense	$3,263,000	4,536
Net interest income	$4,275,000	4,439
Provision for loan and lease losses	$100,000	4,892
Total noninterest income	$556,000	4,790
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$414,000	3,464
Trading account gains and fees	$0	178
Additional Noninterest Income	$142,000	5,665
Total noninterest expense	$3,105,000	4,907
Salaries and employee benefits	$1,873,000	4,612
Premises and equipment expense	$447,000	4,690
Additional noninterest expense	$785,000	5,412
Pre-tax net operating income	$1,626,000	3,756
Securities gains (losses)	$0	2,146
Applicable income taxes	$115,000	4,365
Income before extraordinary items	$1,511,000	3,436
Extraordinary gains, net	$0	39
Net income	$1,511,000	3,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,708
Cash dividends	$1,010,000	2,593
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,511,000	3,416
2007-09-30 (YTD Data)		Rank
Total interest income	$5,607,000	4,570
Total interest expense	$2,418,000	4,583
Net interest income	$3,189,000	4,483
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$403,000	4,892
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$313,000	3,448
Trading account gains and fees	$0	184
Additional Noninterest Income	$90,000	5,978
Total noninterest expense	$2,296,000	4,917
Salaries and employee benefits	$1,398,000	4,595
Premises and equipment expense	$324,000	4,778
Additional noninterest expense	$574,000	5,436
Pre-tax net operating income	$1,206,000	3,934
Securities gains (losses)	$0	1,655
Applicable income taxes	$84,000	4,584
Income before extraordinary items	$1,122,000	3,633
Extraordinary gains, net	$0	33
Net income	$1,122,000	3,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,136
Cash dividends	$710,000	2,449
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,122,000	3,615
2007-06-30 (YTD Data)		Rank
Total interest income	$3,607,000	4,673
Total interest expense	$1,540,000	4,710
Net interest income	$2,067,000	4,586
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$275,000	4,857
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$215,000	3,366
Trading account gains and fees	$0	168
Additional Noninterest Income	$60,000	5,996
Total noninterest expense	$1,505,000	4,996
Salaries and employee benefits	$921,000	4,677
Premises and equipment expense	$217,000	4,776
Additional noninterest expense	$367,000	5,552
Pre-tax net operating income	$777,000	4,082
Securities gains (losses)	$0	1,444
Applicable income taxes	$54,000	4,693
Income before extraordinary items	$723,000	3,744
Extraordinary gains, net	$0	29
Net income	$723,000	3,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,920
Cash dividends	$560,000	2,302
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$723,000	3,727
2007-03-31 (YTD Data)		Rank
Total interest income	$1,766,000	4,738
Total interest expense	$756,000	4,760
Net interest income	$1,010,000	4,660
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$129,000	4,959
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$96,000	3,535
Trading account gains and fees	$0	195
Additional Noninterest Income	$33,000	5,825
Total noninterest expense	$733,000	5,095
Salaries and employee benefits	$454,000	4,757
Premises and equipment expense	$111,000	4,742
Additional noninterest expense	$168,000	5,794
Pre-tax net operating income	$376,000	4,139
Securities gains (losses)	$0	1,187
Applicable income taxes	$26,000	4,731
Income before extraordinary items	$350,000	3,823
Extraordinary gains, net	$0	22
Net income	$350,000	3,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,895
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$350,000	3,804
2006-12-31 (YTD Data)		Rank
Total interest income	$6,778,000	4,653
Total interest expense	$2,748,000	4,543
Net interest income	$4,030,000	4,640
Provision for loan and lease losses	$95,000	4,832
Total noninterest income	$467,000	5,281
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$355,000	3,787
Trading account gains and fees	$0	130
Additional Noninterest Income	$112,000	6,140
Total noninterest expense	$3,123,000	4,751
Salaries and employee benefits	$1,829,000	4,568
Premises and equipment expense	$440,000	4,637
Additional noninterest expense	$854,000	5,025
Pre-tax net operating income	$1,279,000	4,659
Securities gains (losses)	$0	1,687
Applicable income taxes	$91,000	5,046
Income before extraordinary items	$1,188,000	4,301
Extraordinary gains, net	$0	51
Net income	$1,188,000	4,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,499
Cash dividends	$848,000	2,857
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,188,000	4,285
2006-09-30 (YTD Data)		Rank
Total interest income	$4,935,000	4,728
Total interest expense	$1,949,000	4,620
Net interest income	$2,986,000	4,706
Provision for loan and lease losses	$70,000	4,662
Total noninterest income	$358,000	5,243
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$274,000	3,751
Trading account gains and fees	$0	126
Additional Noninterest Income	$84,000	6,144
Total noninterest expense	$2,300,000	4,804
Salaries and employee benefits	$1,371,000	4,537
Premises and equipment expense	$326,000	4,676
Additional noninterest expense	$603,000	5,195
Pre-tax net operating income	$974,000	4,778
Securities gains (losses)	$0	1,388
Applicable income taxes	$68,000	5,235
Income before extraordinary items	$906,000	4,401
Extraordinary gains, net	$0	45
Net income	$906,000	4,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,781
Cash dividends	$610,000	2,627
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$906,000	4,393
2006-06-30 (YTD Data)		Rank
Total interest income	$3,088,000	4,857
Total interest expense	$1,154,000	4,841
Net interest income	$1,934,000	4,810
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$236,000	5,274
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$177,000	3,795
Trading account gains and fees	$0	126
Additional Noninterest Income	$59,000	6,112
Total noninterest expense	$1,524,000	4,828
Salaries and employee benefits	$910,000	4,581
Premises and equipment expense	$214,000	4,729
Additional noninterest expense	$400,000	5,206
Pre-tax net operating income	$596,000	5,005
Securities gains (losses)	$0	1,185
Applicable income taxes	$42,000	5,356
Income before extraordinary items	$554,000	4,634
Extraordinary gains, net	$0	39
Net income	$554,000	4,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	7,997
Cash dividends	$460,000	2,506
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$554,000	4,624
2006-03-31 (YTD Data)		Rank
Total interest income	$1,480,000	4,928
Total interest expense	$536,000	4,922
Net interest income	$944,000	4,883
Provision for loan and lease losses	$20,000	4,517
Total noninterest income	$118,000	5,248
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$89,000	3,722
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,131
Total noninterest expense	$768,000	4,821
Salaries and employee benefits	$452,000	4,621
Premises and equipment expense	$112,000	4,612
Additional noninterest expense	$204,000	5,117
Pre-tax net operating income	$274,000	5,166
Securities gains (losses)	$0	955
Applicable income taxes	$19,000	5,395
Income before extraordinary items	$255,000	4,814
Extraordinary gains, net	$0	21
Net income	$255,000	4,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,154
Cash dividends	$280,000	2,045
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$255,000	4,793
2005-12-31 (YTD Data)		Rank
Total interest income	$5,657,000	4,772
Total interest expense	$1,803,000	4,737
Net interest income	$3,854,000	4,737
Provision for loan and lease losses	$119,000	4,600
Total noninterest income	$485,000	5,311
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$358,000	3,796
Trading account gains and fees	$0	138
Additional Noninterest Income	$127,000	6,018
Total noninterest expense	$2,940,000	4,832
Salaries and employee benefits	$1,703,000	4,657
Premises and equipment expense	$415,000	4,748
Additional noninterest expense	$822,000	5,080
Pre-tax net operating income	$1,280,000	4,766
Securities gains (losses)	$-14,000	7,671
Applicable income taxes	$90,000	5,449
Income before extraordinary items	$1,176,000	4,399
Extraordinary gains, net	$0	46
Net income	$1,176,000	4,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,016
Cash dividends	$900,000	2,650
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,189,020	4,332
2005-09-30 (YTD Data)		Rank
Total interest income	$4,138,000	4,805
Total interest expense	$1,273,000	4,775
Net interest income	$2,865,000	4,777
Provision for loan and lease losses	$89,000	4,490
Total noninterest income	$373,000	5,264
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$278,000	3,738
Trading account gains and fees	$0	126
Additional Noninterest Income	$95,000	6,029
Total noninterest expense	$2,175,000	4,856
Salaries and employee benefits	$1,271,000	4,647
Premises and equipment expense	$308,000	4,750
Additional noninterest expense	$596,000	5,144
Pre-tax net operating income	$974,000	4,833
Securities gains (losses)	$0	2,317
Applicable income taxes	$68,000	5,573
Income before extraordinary items	$906,000	4,438
Extraordinary gains, net	$0	35
Net income	$906,000	4,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,791
Cash dividends	$700,000	2,306
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$906,000	4,400
2005-06-30 (YTD Data)		Rank
Total interest income	$2,651,000	4,874
Total interest expense	$777,000	4,862
Net interest income	$1,874,000	4,809
Provision for loan and lease losses	$59,000	4,370
Total noninterest income	$238,000	5,338
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$181,000	3,732
Trading account gains and fees	$0	116
Additional Noninterest Income	$57,000	6,200
Total noninterest expense	$1,433,000	4,881
Salaries and employee benefits	$844,000	4,642
Premises and equipment expense	$202,000	4,786
Additional noninterest expense	$387,000	5,195
Pre-tax net operating income	$620,000	4,929
Securities gains (losses)	$0	2,146
Applicable income taxes	$43,000	5,638
Income before extraordinary items	$577,000	4,516
Extraordinary gains, net	$0	30
Net income	$577,000	4,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,591
Cash dividends	$500,000	2,165
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$577,000	4,460
2005-03-31 (YTD Data)		Rank
Total interest income	$1,295,000	4,932
Total interest expense	$369,000	4,906
Net interest income	$926,000	4,869
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$111,000	5,463
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$79,000	3,954
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	6,055
Total noninterest expense	$690,000	5,040
Salaries and employee benefits	$414,000	4,707
Premises and equipment expense	$102,000	4,794
Additional noninterest expense	$174,000	5,522
Pre-tax net operating income	$317,000	4,847
Securities gains (losses)	$0	1,685
Applicable income taxes	$22,000	5,594
Income before extraordinary items	$295,000	4,421
Extraordinary gains, net	$0	24
Net income	$295,000	4,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,322
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$295,000	4,379
2004-12-31 (YTD Data)		Rank
Total interest income	$5,111,000	4,769
Total interest expense	$1,400,000	4,701
Net interest income	$3,711,000	4,716
Provision for loan and lease losses	$130,000	4,479
Total noninterest income	$455,000	5,503
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$322,000	4,161
Trading account gains and fees	$0	138
Additional Noninterest Income	$133,000	5,919
Total noninterest expense	$2,795,000	4,903
Salaries and employee benefits	$1,630,000	4,674
Premises and equipment expense	$349,000	5,226
Additional noninterest expense	$816,000	5,023
Pre-tax net operating income	$1,241,000	4,716
Securities gains (losses)	$0	3,819
Applicable income taxes	$81,000	5,713
Income before extraordinary items	$1,160,000	4,295
Extraordinary gains, net	$0	34
Net income	$1,160,000	4,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,809
Cash dividends	$765,000	2,792
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,160,000	4,223
2004-09-30 (YTD Data)		Rank
Total interest income	$3,761,000	4,821
Total interest expense	$1,030,000	4,712
Net interest income	$2,731,000	4,767
Provision for loan and lease losses	$95,000	4,360
Total noninterest income	$350,000	5,467
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$250,000	4,105
Trading account gains and fees	$0	134
Additional Noninterest Income	$100,000	5,916
Total noninterest expense	$2,069,000	4,916
Salaries and employee benefits	$1,214,000	4,638
Premises and equipment expense	$260,000	5,221
Additional noninterest expense	$595,000	5,081
Pre-tax net operating income	$917,000	4,832
Securities gains (losses)	$0	3,710
Applicable income taxes	$58,000	5,852
Income before extraordinary items	$859,000	4,407
Extraordinary gains, net	$0	26
Net income	$859,000	4,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,314
Cash dividends	$600,000	2,394
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$859,000	4,331
2004-06-30 (YTD Data)		Rank
Total interest income	$2,429,000	4,934
Total interest expense	$667,000	4,801
Net interest income	$1,762,000	4,864
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$229,000	5,505
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$156,000	4,235
Trading account gains and fees	$0	130
Additional Noninterest Income	$73,000	5,776
Total noninterest expense	$1,370,000	4,965
Salaries and employee benefits	$798,000	4,735
Premises and equipment expense	$175,000	5,210
Additional noninterest expense	$397,000	5,090
Pre-tax net operating income	$561,000	5,004
Securities gains (losses)	$0	3,413
Applicable income taxes	$33,000	5,966
Income before extraordinary items	$528,000	4,597
Extraordinary gains, net	$0	21
Net income	$528,000	4,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,234
Cash dividends	$400,000	2,444
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$528,000	4,506
2004-03-31 (YTD Data)		Rank
Total interest income	$1,209,000	4,973
Total interest expense	$337,000	4,820
Net interest income	$872,000	4,903
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$103,000	5,713
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$68,000	4,481
Trading account gains and fees	$0	121
Additional Noninterest Income	$35,000	5,821
Total noninterest expense	$684,000	4,992
Salaries and employee benefits	$392,000	4,808
Premises and equipment expense	$88,000	5,242
Additional noninterest expense	$204,000	5,003
Pre-tax net operating income	$261,000	5,161
Securities gains (losses)	$0	2,934
Applicable income taxes	$12,000	6,136
Income before extraordinary items	$249,000	4,769
Extraordinary gains, net	$0	16
Net income	$249,000	4,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,046
Cash dividends	$220,000	2,062
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$249,000	4,648
2003-12-31 (YTD Data)		Rank
Total interest income	$5,140,000	4,798
Total interest expense	$1,617,000	4,664
Net interest income	$3,523,000	4,770
Provision for loan and lease losses	$130,000	4,806
Total noninterest income	$428,000	5,820
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$290,000	4,377
Trading account gains and fees	$0	160
Additional Noninterest Income	$138,000	5,969
Total noninterest expense	$2,694,000	4,951
Salaries and employee benefits	$1,553,000	4,744
Premises and equipment expense	$346,000	5,207
Additional noninterest expense	$795,000	5,063
Pre-tax net operating income	$1,127,000	4,840
Securities gains (losses)	$0	4,500
Applicable income taxes	$86,000	5,872
Income before extraordinary items	$1,041,000	4,532
Extraordinary gains, net	$0	54
Net income	$1,041,000	4,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,330
Cash dividends	$775,000	2,761
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,041,000	4,362
2003-09-30 (YTD Data)		Rank
Total interest income	$3,834,000	4,867
Total interest expense	$1,250,000	4,691
Net interest income	$2,584,000	4,852
Provision for loan and lease losses	$95,000	4,748
Total noninterest income	$340,000	5,739
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$227,000	4,294
Trading account gains and fees	$0	153
Additional Noninterest Income	$113,000	5,844
Total noninterest expense	$2,005,000	4,974
Salaries and employee benefits	$1,165,000	4,731
Premises and equipment expense	$257,000	5,238
Additional noninterest expense	$583,000	5,110
Pre-tax net operating income	$824,000	5,050
Securities gains (losses)	$0	4,204
Applicable income taxes	$61,000	6,055
Income before extraordinary items	$763,000	4,734
Extraordinary gains, net	$0	40
Net income	$763,000	4,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,410
Cash dividends	$575,000	2,483
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$763,000	4,552
2003-06-30 (YTD Data)		Rank
Total interest income	$2,547,000	4,929
Total interest expense	$857,000	4,718
Net interest income	$1,690,000	4,915
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$208,000	5,906
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$149,000	4,309
Trading account gains and fees	$0	150
Additional Noninterest Income	$59,000	6,287
Total noninterest expense	$1,324,000	4,990
Salaries and employee benefits	$773,000	4,729
Premises and equipment expense	$174,000	5,157
Additional noninterest expense	$377,000	5,216
Pre-tax net operating income	$514,000	5,254
Securities gains (losses)	$0	3,782
Applicable income taxes	$39,000	6,120
Income before extraordinary items	$475,000	4,930
Extraordinary gains, net	$0	30
Net income	$475,000	4,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,597
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$475,000	4,722
2003-03-31 (YTD Data)		Rank
Total interest income	$1,285,000	4,916
Total interest expense	$429,000	4,816
Net interest income	$856,000	4,854
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$98,000	5,965
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$68,000	4,446
Trading account gains and fees	$0	134
Additional Noninterest Income	$30,000	6,231
Total noninterest expense	$669,000	4,957
Salaries and employee benefits	$385,000	4,742
Premises and equipment expense	$90,000	5,048
Additional noninterest expense	$194,000	5,069
Pre-tax net operating income	$255,000	5,225
Securities gains (losses)	$0	2,891
Applicable income taxes	$19,000	6,113
Income before extraordinary items	$236,000	4,864
Extraordinary gains, net	$0	21
Net income	$236,000	4,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$200,000	2,197
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$236,000	4,671
2002-12-31 (YTD Data)		Rank
Total interest income	$5,642,000	4,746
Total interest expense	$2,217,000	4,493
Net interest income	$3,425,000	4,824
Provision for loan and lease losses	$180,000	4,547
Total noninterest income	$429,000	5,602
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$303,000	4,209
Trading account gains and fees	$0	153
Additional Noninterest Income	$126,000	5,962
Total noninterest expense	$2,674,000	4,855
Salaries and employee benefits	$1,544,000	4,588
Premises and equipment expense	$340,000	5,183
Additional noninterest expense	$790,000	4,968
Pre-tax net operating income	$1,000,000	5,209
Securities gains (losses)	$0	4,537
Applicable income taxes	$72,000	6,252
Income before extraordinary items	$928,000	4,799
Extraordinary gains, net	$0	70
Net income	$928,000	4,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	3,463
Cash dividends	$250,000	4,584
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$928,000	4,669
2001-12-31 (YTD Data)		Rank
Total interest income	$5,994,000	4,964
Total interest expense	$2,857,000	4,913
Net interest income	$3,137,000	4,903
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$408,000	5,627
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$305,000	4,124
Trading account gains and fees	$0	177
Additional Noninterest Income	$103,000	6,375
Total noninterest expense	$2,603,000	4,826
Salaries and employee benefits	$1,465,000	4,604
Premises and equipment expense	$324,000	5,287
Additional noninterest expense	$814,000	4,721
Pre-tax net operating income	$822,000	5,417
Securities gains (losses)	$0	4,612
Applicable income taxes	$60,000	6,535
Income before extraordinary items	$762,000	5,001
Extraordinary gains, net	$0	105
Net income	$762,000	5,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,784
Cash dividends	$290,000	4,456
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$762,000	4,890
2000-12-31 (YTD Data)		Rank
Total interest income	$5,566,000	5,343
Total interest expense	$2,569,000	5,456
Net interest income	$2,997,000	5,167
Provision for loan and lease losses	$171,000	4,128
Total noninterest income	$321,000	6,117
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$265,000	4,378
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	7,603
Total noninterest expense	$2,294,000	5,170
Salaries and employee benefits	$1,312,000	4,870
Premises and equipment expense	$261,000	5,893
Additional noninterest expense	$721,000	5,070
Pre-tax net operating income	$853,000	5,691
Securities gains (losses)	$0	1,956
Applicable income taxes	$60,000	7,071
Income before extraordinary items	$793,000	5,073
Extraordinary gains, net	$0	38
Net income	$793,000	5,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,069
Cash dividends	$585,000	3,279
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$793,000	5,065
1999-12-31 (YTD Data)		Rank
Total interest income	$5,067,000	5,526
Total interest expense	$2,159,000	5,717
Net interest income	$2,908,000	5,283
Provision for loan and lease losses	$591,000	1,544
Total noninterest income	$325,000	6,213
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$256,000	4,455
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	7,453
Total noninterest expense	$2,119,000	5,457
Salaries and employee benefits	$1,230,000	5,074
Premises and equipment expense	$266,000	5,851
Additional noninterest expense	$623,000	5,687
Pre-tax net operating income	$523,000	7,044
Securities gains (losses)	$0	3,155
Applicable income taxes	$38,000	7,850
Income before extraordinary items	$485,000	6,523
Extraordinary gains, net	$0	35
Net income	$485,000	6,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$609,000	1,037
Cash dividends	$216,000	5,105
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$485,000	6,510
1998-12-31 (YTD Data)		Rank
Total interest income	$5,200,000	5,527
Total interest expense	$2,275,000	5,702
Net interest income	$2,925,000	5,223
Provision for loan and lease losses	$220,000	3,309
Total noninterest income	$289,000	6,578
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$227,000	4,781
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,734
Total noninterest expense	$2,014,000	5,569
Salaries and employee benefits	$1,144,000	5,249
Premises and equipment expense	$218,000	6,462
Additional noninterest expense	$652,000	5,438
Pre-tax net operating income	$980,000	5,477
Securities gains (losses)	$0	4,449
Applicable income taxes	$72,000	7,959
Income before extraordinary items	$908,000	4,793
Extraordinary gains, net	$0	32
Net income	$908,000	4,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	2,772
Cash dividends	$658,000	2,955
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$908,000	4,702
1997-12-31 (YTD Data)		Rank
Total interest income	$5,024,000	5,789
Total interest expense	$2,120,000	6,048
Net interest income	$2,904,000	5,439
Provision for loan and lease losses	$100,000	5,146
Total noninterest income	$300,000	6,640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,197
Total noninterest expense	$1,906,000	5,831
Salaries and employee benefits	$1,067,000	5,608
Premises and equipment expense	$214,000	6,591
Additional noninterest expense	$625,000	5,653
Pre-tax net operating income	$1,198,000	5,256
Securities gains (losses)	$-31,000	10,527
Applicable income taxes	$232,000	6,470
Income before extraordinary items	$935,000	4,928
Extraordinary gains, net	$0	44
Net income	$935,000	4,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,544
Cash dividends	$842,000	2,480
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$959,800	4,781
1996-12-31 (YTD Data)		Rank
Total interest income	$4,641,000	6,251
Total interest expense	$2,015,000	6,377
Net interest income	$2,626,000	6,002
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$289,000	7,080
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,636
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	7,355
Total noninterest expense	$1,844,000	6,284
Salaries and employee benefits	$997,000	5,999
Premises and equipment expense	$199,000	7,045
Additional noninterest expense	$648,000	6,045
Pre-tax net operating income	$1,011,000	5,698
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$302,000	5,805
Income before extraordinary items	$711,000	5,718
Extraordinary gains, net	$0	53
Net income	$711,000	5,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,481
Cash dividends	$686,000	2,799
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$709,600	5,665
1995-12-31 (YTD Data)		Rank
Total interest income	$2,684,000	8,660
Total interest expense	$1,124,000	8,831
Net interest income	$1,560,000	8,363
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$122,000	9,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$60,000	8,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	8,656
Total noninterest expense	$1,001,000	8,947
Salaries and employee benefits	$542,000	8,772
Premises and equipment expense	$109,000	9,346
Additional noninterest expense	$350,000	8,689
Pre-tax net operating income	$645,000	7,618
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$196,000	7,489
Income before extraordinary items	$445,000	7,680
Extraordinary gains, net	$0	65
Net income	$445,000	7,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,150
Cash dividends	$350,000	4,167
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$447,760	7,629
1994-12-31 (YTD Data)		Rank
Total interest income	$2,461,000	8,973
Total interest expense	$888,000	9,191
Net interest income	$1,573,000	8,660
Provision for loan and lease losses	$42,000	6,508
Total noninterest income	$129,000	10,121
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	9,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	8,491
Total noninterest expense	$973,000	9,468
Salaries and employee benefits	$501,000	9,385
Premises and equipment expense	$103,000	9,932
Additional noninterest expense	$369,000	9,130
Pre-tax net operating income	$687,000	7,473
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$208,000	7,209
Income before extraordinary items	$478,000	7,472
Extraordinary gains, net	$0	249
Net income	$478,000	7,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	10,614
Cash dividends	$377,000	3,887
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$478,700	7,511
1993-12-31 (YTD Data)		Rank
Total interest income	$2,516,000	9,153
Total interest expense	$864,000	9,721
Net interest income	$1,652,000	8,634
Provision for loan and lease losses	$32,000	8,327
Total noninterest income	$117,000	10,904
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	10,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,943
Total noninterest expense	$930,000	10,055
Salaries and employee benefits	$472,000	9,938
Premises and equipment expense	$99,000	10,473
Additional noninterest expense	$359,000	9,744
Pre-tax net operating income	$807,000	6,775
Securities gains (losses)	$-2,000	12,373
Applicable income taxes	$246,000	6,869
Income before extraordinary items	$559,000	7,087
Extraordinary gains, net	$40,000	2,305
Net income	$599,000	6,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	9,554
Cash dividends	$457,000	3,326
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$560,380	6,816
1992-12-31 (YTD Data)		Rank
Total interest income	$2,698,000	9,539
Total interest expense	$1,148,000	9,800
Net interest income	$1,550,000	9,117
Provision for loan and lease losses	$58,000	8,742
Total noninterest income	$146,000	10,574
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	10,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	8,063
Total noninterest expense	$898,000	10,493
Salaries and employee benefits	$461,000	10,184
Premises and equipment expense	$76,000	11,645
Additional noninterest expense	$361,000	10,061
Pre-tax net operating income	$740,000	6,885
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$240,000	6,828
Income before extraordinary items	$505,000	7,288
Extraordinary gains, net	$0	1,422
Net income	$505,000	7,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	12,654
Cash dividends	$188,000	5,253
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$501,600	6,941

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.