First State Bank of the Florida Keys, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$51,236,000913
Total interest expense$16,451,000908
Net interest income$34,785,000918
Provision for loan and lease losses$-365,0004,446
Total noninterest income$4,349,0001,295
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,013,000980
Trading account gains and feesNANA
Additional Noninterest Income$3,336,0001,171
Total noninterest expense$29,354,000909
Salaries and employee benefits$17,148,000869
Premises and equipment expense$3,074,000846
Additional noninterest expense$3,336,0001,171
Pre-tax net operating income$10,145,0001,147
Securities gains (losses)$-2,020,0004,402
Applicable income taxes$03,369
Income before extraordinary items$8,125,0001,199
Extraordinary gains, net$054
Net income$8,125,0001,215
Minority interest net income$088
Net income of bank and minority interests.$8,125,0001,202
Net charge-offs$-586,0004,546
Cash dividends$8,650,000545
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,145,0001,013
2023-09-30 (YTD Data)Rank
Total interest income$37,776,000904
Total interest expense$10,888,000938
Net interest income$26,888,000892
Provision for loan and lease losses$-365,0004,488
Total noninterest income$3,352,0001,265
Gross Fiduciary activities income$0950
Service charges on deposit accounts$776,000968
Trading account gains and feesNANA
Additional Noninterest Income$2,576,0001,154
Total noninterest expense$21,879,000915
Salaries and employee benefits$12,440,000900
Premises and equipment expense$2,253,000871
Additional noninterest expense$2,576,0001,154
Pre-tax net operating income$8,726,0001,076
Securities gains (losses)$-746,0004,416
Applicable income taxes$03,407
Income before extraordinary items$7,980,0001,002
Extraordinary gains, net$052
Net income$7,980,0001,007
Minority interest net income$081
Net income of bank and minority interests.$7,980,0001,002
Net charge-offs$-613,0004,574
Cash dividends$8,650,000412
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,726,000943
2023-06-30 (YTD Data)Rank
Total interest income$24,751,000887
Total interest expense$6,303,000947
Net interest income$18,448,000875
Provision for loan and lease losses$-275,0004,513
Total noninterest income$2,286,0001,195
Gross Fiduciary activities income$0931
Service charges on deposit accounts$517,000956
Trading account gains and feesNANA
Additional Noninterest Income$1,769,0001,070
Total noninterest expense$14,729,000893
Salaries and employee benefits$8,282,000889
Premises and equipment expense$1,502,000855
Additional noninterest expense$1,769,0001,069
Pre-tax net operating income$6,280,0001,015
Securities gains (losses)$-124,0004,248
Applicable income taxes$03,436
Income before extraordinary items$6,156,000899
Extraordinary gains, net$051
Net income$6,156,000911
Minority interest net income$081
Net income of bank and minority interests.$6,156,000899
Net charge-offs$-587,0004,616
Cash dividends$6,400,000374
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,280,000890
2023-03-31 (YTD Data)Rank
Total interest income$12,141,000890
Total interest expense$2,731,000951
Net interest income$9,410,000871
Provision for loan and lease losses$-190,0004,578
Total noninterest income$1,168,0001,191
Gross Fiduciary activities income$0913
Service charges on deposit accounts$273,000939
Trading account gains and feesNANA
Additional Noninterest Income$895,0001,054
Total noninterest expense$7,403,000899
Salaries and employee benefits$4,090,000925
Premises and equipment expense$757,000872
Additional noninterest expense$895,0001,054
Pre-tax net operating income$3,365,000989
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,365,000855
Extraordinary gains, net$04
Net income$3,365,000854
Minority interest net income$048
Net income of bank and minority interests.$3,365,000854
Net charge-offs$-508,0004,649
Cash dividends$3,600,000333
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,365,000871
2022-12-31 (YTD Data)Rank
Total interest income$42,080,000859
Total interest expense$3,327,0001,086
Net interest income$38,753,000843
Provision for loan and lease losses$-155,0004,413
Total noninterest income$4,049,0001,358
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,052,000972
Trading account gains and feesNANA
Additional Noninterest Income$2,997,0001,260
Total noninterest expense$26,057,000976
Salaries and employee benefits$15,369,000930
Premises and equipment expense$3,128,000829
Additional noninterest expense$2,997,0001,260
Pre-tax net operating income$16,900,000864
Securities gains (losses)$-1,511,0004,512
Applicable income taxes$03,596
Income before extraordinary items$15,389,000776
Extraordinary gains, net$05
Net income$15,389,000776
Minority interest net income$063
Net income of bank and minority interests.$15,389,000777
Net charge-offs$-298,0004,515
Cash dividends$11,900,000416
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,900,000738
2022-09-30 (YTD Data)Rank
Total interest income$30,472,000851
Total interest expense$1,351,0001,418
Net interest income$29,121,000835
Provision for loan and lease losses$-155,0004,488
Total noninterest income$2,958,0001,399
Gross Fiduciary activities income$0968
Service charges on deposit accounts$772,0001,003
Trading account gains and feesNANA
Additional Noninterest Income$2,186,0001,310
Total noninterest expense$19,320,000984
Salaries and employee benefits$11,350,000944
Premises and equipment expense$2,350,000828
Additional noninterest expense$2,186,0001,310
Pre-tax net operating income$12,914,000849
Securities gains (losses)$127,000138
Applicable income taxes$03,603
Income before extraordinary items$13,041,000718
Extraordinary gains, net$04
Net income$13,041,000718
Minority interest net income$057
Net income of bank and minority interests.$13,041,000718
Net charge-offs$-202,0004,473
Cash dividends$8,600,000407
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,914,000731
2022-06-30 (YTD Data)Rank
Total interest income$19,478,000853
Total interest expense$693,0001,527
Net interest income$18,785,000830
Provision for loan and lease losses$-155,0004,515
Total noninterest income$1,851,0001,443
Gross Fiduciary activities income$0925
Service charges on deposit accounts$497,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$1,354,0001,395
Total noninterest expense$12,810,000970
Salaries and employee benefits$7,598,000932
Premises and equipment expense$1,466,000875
Additional noninterest expense$3,746,000981
Pre-tax net operating income$7,981,000845
Securities gains (losses)$119,000133
Applicable income taxes$03,564
Income before extraordinary items$8,100,000711
Extraordinary gains, net$04
Net income$8,100,000711
Minority interest net income$060
Net income of bank and minority interests.$8,100,000711
Net charge-offs$-151,0004,485
Cash dividends$5,300,000408
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,981,000729
2022-03-31 (YTD Data)Rank
Total interest income$9,333,000856
Total interest expense$434,0001,242
Net interest income$8,899,000843
Provision for loan and lease losses$-105,0004,528
Total noninterest income$1,200,0001,235
Gross Fiduciary activities income$0892
Service charges on deposit accounts$231,0001,065
Trading account gains and feesNANA
Additional Noninterest Income$969,0001,103
Total noninterest expense$6,899,000904
Salaries and employee benefits$3,742,000946
Premises and equipment expense$717,000889
Additional noninterest expense$2,440,000775
Pre-tax net operating income$3,305,000938
Securities gains (losses)$119,000120
Applicable income taxes$03,450
Income before extraordinary items$3,424,000795
Extraordinary gains, net$04
Net income$3,424,000795
Minority interest net income$050
Net income of bank and minority interests.$3,424,000795
Net charge-offs$-101,0004,556
Cash dividends$2,500,000397
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,305,000826
2021-12-31 (YTD Data)Rank
Total interest income$36,440,000907
Total interest expense$2,368,0001,146
Net interest income$34,072,000883
Provision for loan and lease losses$-2,210,0004,604
Total noninterest income$4,585,0001,386
Gross Fiduciary activities income$0994
Service charges on deposit accounts$897,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$3,688,0001,321
Total noninterest expense$24,540,000999
Salaries and employee benefits$15,021,000933
Premises and equipment expense$2,813,000915
Additional noninterest expense$6,706,0001,051
Pre-tax net operating income$16,327,000884
Securities gains (losses)$-1,051,0004,807
Applicable income taxes$03,710
Income before extraordinary items$15,276,000800
Extraordinary gains, net$010
Net income$15,276,000801
Minority interest net income$074
Net income of bank and minority interests.$15,276,000801
Net charge-offs$-1,773,0004,813
Cash dividends$8,350,000549
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,327,000745
2021-09-30 (YTD Data)Rank
Total interest income$27,343,000922
Total interest expense$1,801,0001,198
Net interest income$25,542,000896
Provision for loan and lease losses$-1,585,0004,667
Total noninterest income$3,440,0001,418
Gross Fiduciary activities income$0957
Service charges on deposit accounts$653,0001,060
Trading account gains and feesNANA
Additional Noninterest Income$2,787,0001,358
Total noninterest expense$18,286,0001,002
Salaries and employee benefits$11,252,000942
Premises and equipment expense$2,201,000894
Additional noninterest expense$4,833,0001,085
Pre-tax net operating income$12,281,000912
Securities gains (losses)$-393,0004,876
Applicable income taxes$03,719
Income before extraordinary items$11,888,000813
Extraordinary gains, net$08
Net income$11,888,000813
Minority interest net income$069
Net income of bank and minority interests.$11,888,000813
Net charge-offs$-1,246,0004,875
Cash dividends$5,250,000575
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,281,000768
2021-06-30 (YTD Data)Rank
Total interest income$17,930,000921
Total interest expense$1,202,0001,240
Net interest income$16,728,000896
Provision for loan and lease losses$-1,130,0004,690
Total noninterest income$2,233,0001,436
Gross Fiduciary activities income$0951
Service charges on deposit accounts$420,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$1,813,0001,373
Total noninterest expense$12,054,0001,003
Salaries and employee benefits$7,426,000943
Premises and equipment expense$1,833,000727
Additional noninterest expense$2,795,0001,190
Pre-tax net operating income$8,037,000913
Securities gains (losses)$-65,0004,833
Applicable income taxes$03,702
Income before extraordinary items$7,972,000801
Extraordinary gains, net$06
Net income$7,972,000801
Minority interest net income$067
Net income of bank and minority interests.$7,972,000801
Net charge-offs$-1,013,0004,911
Cash dividends$3,450,000562
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,037,000774
2021-03-31 (YTD Data)Rank
Total interest income$8,994,000913
Total interest expense$589,0001,331
Net interest income$8,405,000887
Provision for loan and lease losses$-330,0004,728
Total noninterest income$1,059,0001,475
Gross Fiduciary activities income$0922
Service charges on deposit accounts$213,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$846,0001,418
Total noninterest expense$5,926,0001,009
Salaries and employee benefits$3,721,000935
Premises and equipment expense$892,000767
Additional noninterest expense$1,313,0001,240
Pre-tax net operating income$3,868,000937
Securities gains (losses)$16,000931
Applicable income taxes$03,613
Income before extraordinary items$3,884,000830
Extraordinary gains, net$03
Net income$3,884,000830
Minority interest net income$055
Net income of bank and minority interests.$3,884,000830
Net charge-offs$-332,0004,909
Cash dividends$1,650,000534
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,868,000810
2020-12-31 (YTD Data)Rank
Total interest income$36,361,000909
Total interest expense$3,814,0001,217
Net interest income$32,547,000877
Provision for loan and lease losses$2,320,000949
Total noninterest income$3,742,0001,527
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$794,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$2,948,0001,448
Total noninterest expense$24,008,000976
Salaries and employee benefits$15,571,000874
Premises and equipment expense$3,399,000758
Additional noninterest expense$5,038,0001,271
Pre-tax net operating income$9,961,0001,066
Securities gains (losses)$1,266,000307
Applicable income taxes$03,697
Income before extraordinary items$11,227,000863
Extraordinary gains, net$04
Net income$11,227,000863
Minority interest net income$072
Net income of bank and minority interests.$11,227,000863
Net charge-offs$-195,0004,848
Cash dividends$2,500,0001,288
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,961,000925
2020-09-30 (YTD Data)Rank
Total interest income$27,450,000899
Total interest expense$3,185,0001,172
Net interest income$24,265,000874
Provision for loan and lease losses$1,720,000975
Total noninterest income$2,817,0001,485
Gross Fiduciary activities income$0981
Service charges on deposit accounts$590,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$2,227,0001,396
Total noninterest expense$18,272,000951
Salaries and employee benefits$11,958,000844
Premises and equipment expense$2,518,000756
Additional noninterest expense$3,796,0001,237
Pre-tax net operating income$7,090,0001,067
Securities gains (losses)$1,235,000259
Applicable income taxes$03,696
Income before extraordinary items$8,325,000836
Extraordinary gains, net$04
Net income$8,325,000836
Minority interest net income$065
Net income of bank and minority interests.$8,325,000836
Net charge-offs$-259,0004,934
Cash dividends$1,800,0001,191
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,090,000934
2020-06-30 (YTD Data)Rank
Total interest income$18,446,000903
Total interest expense$2,368,0001,149
Net interest income$16,078,000877
Provision for loan and lease losses$870,0001,179
Total noninterest income$1,865,0001,426
Gross Fiduciary activities income$0970
Service charges on deposit accounts$414,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0001,341
Total noninterest expense$12,326,000935
Salaries and employee benefits$8,083,000831
Premises and equipment expense$1,652,000771
Additional noninterest expense$2,591,0001,210
Pre-tax net operating income$4,747,000998
Securities gains (losses)$1,029,000212
Applicable income taxes$03,655
Income before extraordinary items$5,776,000747
Extraordinary gains, net$04
Net income$5,776,000748
Minority interest net income$065
Net income of bank and minority interests.$5,776,000747
Net charge-offs$-405,0005,031
Cash dividends$1,800,000873
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,747,000867
2020-03-31 (YTD Data)Rank
Total interest income$9,110,000914
Total interest expense$1,464,0001,030
Net interest income$7,646,000891
Provision for loan and lease losses$200,0001,434
Total noninterest income$1,060,0001,237
Gross Fiduciary activities income$0941
Service charges on deposit accounts$251,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$809,0001,125
Total noninterest expense$6,230,000935
Salaries and employee benefits$4,105,000822
Premises and equipment expense$780,000822
Additional noninterest expense$1,345,0001,187
Pre-tax net operating income$2,276,000944
Securities gains (losses)$430,000210
Applicable income taxes$03,513
Income before extraordinary items$2,706,000717
Extraordinary gains, net$04
Net income$2,706,000717
Minority interest net income$056
Net income of bank and minority interests.$2,706,000717
Net charge-offs$-4,0004,126
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,276,000826
2019-12-31 (YTD Data)Rank
Total interest income$39,889,000857
Total interest expense$6,674,000968
Net interest income$33,215,000835
Provision for loan and lease losses$03,973
Total noninterest income$3,911,0001,336
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,013,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$2,898,0001,226
Total noninterest expense$24,856,000928
Salaries and employee benefits$16,748,000787
Premises and equipment expense$2,966,000865
Additional noninterest expense$5,142,0001,208
Pre-tax net operating income$12,270,000884
Securities gains (losses)$62,0001,149
Applicable income taxes$03,859
Income before extraordinary items$12,332,000786
Extraordinary gains, net$011
Net income$12,332,000787
Minority interest net income$076
Net income of bank and minority interests.$12,332,000787
Net charge-offs$115,0002,118
Cash dividends$9,200,000503
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,270,000768
2019-09-30 (YTD Data)Rank
Total interest income$30,189,000854
Total interest expense$5,053,000967
Net interest income$25,136,000824
Provision for loan and lease losses$03,836
Total noninterest income$3,006,0001,299
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$757,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$2,249,0001,194
Total noninterest expense$18,493,000923
Salaries and employee benefits$12,431,000794
Premises and equipment expense$2,253,000857
Additional noninterest expense$3,809,0001,224
Pre-tax net operating income$9,649,000870
Securities gains (losses)$50,0001,068
Applicable income taxes$03,902
Income before extraordinary items$9,699,000759
Extraordinary gains, net$011
Net income$9,699,000760
Minority interest net income$072
Net income of bank and minority interests.$9,699,000760
Net charge-offs$-36,0004,746
Cash dividends$6,800,000479
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,649,000748
2019-06-30 (YTD Data)Rank
Total interest income$20,116,000848
Total interest expense$3,341,000961
Net interest income$16,775,000812
Provision for loan and lease losses$03,685
Total noninterest income$2,023,0001,265
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$498,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$1,525,0001,149
Total noninterest expense$12,369,000914
Salaries and employee benefits$8,192,000793
Premises and equipment expense$1,507,000853
Additional noninterest expense$2,670,0001,187
Pre-tax net operating income$6,429,000842
Securities gains (losses)$33,000876
Applicable income taxes$03,901
Income before extraordinary items$6,462,000740
Extraordinary gains, net$011
Net income$6,462,000741
Minority interest net income$069
Net income of bank and minority interests.$6,462,000740
Net charge-offs$91,0001,460
Cash dividends$4,400,000493
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,429,000730
2019-03-31 (YTD Data)Rank
Total interest income$10,041,000845
Total interest expense$1,694,000920
Net interest income$8,347,000818
Provision for loan and lease losses$03,406
Total noninterest income$1,038,0001,214
Gross Fiduciary activities income$0972
Service charges on deposit accounts$257,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$781,0001,076
Total noninterest expense$6,142,000918
Salaries and employee benefits$4,082,000794
Premises and equipment expense$743,000871
Additional noninterest expense$1,317,0001,196
Pre-tax net operating income$3,243,000833
Securities gains (losses)$31,000490
Applicable income taxes$03,800
Income before extraordinary items$3,274,000717
Extraordinary gains, net$05
Net income$3,274,000718
Minority interest net income$052
Net income of bank and minority interests.$3,274,000716
Net charge-offs$234,000552
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,243,000717
2018-12-31 (YTD Data)Rank
Total interest income$36,675,000859
Total interest expense$4,865,000946
Net interest income$31,810,000841
Provision for loan and lease losses$120,0002,842
Total noninterest income$4,232,0001,223
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$936,0001,221
Trading account gains and feesNANA
Additional Noninterest Income$3,296,0001,067
Total noninterest expense$23,350,000937
Salaries and employee benefits$15,557,000809
Premises and equipment expense$2,629,000939
Additional noninterest expense$5,164,0001,209
Pre-tax net operating income$12,572,000862
Securities gains (losses)$-83,0004,962
Applicable income taxes$03,978
Income before extraordinary items$12,489,000750
Extraordinary gains, net$06
Net income$12,489,000749
Minority interest net income$072
Net income of bank and minority interests.$12,489,000749
Net charge-offs$360,0001,189
Cash dividends$10,200,000410
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,572,000746
2018-09-30 (YTD Data)Rank
Total interest income$26,993,000862
Total interest expense$3,267,000976
Net interest income$23,726,000835
Provision for loan and lease losses$245,0001,778
Total noninterest income$3,344,0001,182
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$688,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$2,656,0001,018
Total noninterest expense$17,326,000944
Salaries and employee benefits$11,499,000815
Premises and equipment expense$1,925,000949
Additional noninterest expense$3,902,0001,206
Pre-tax net operating income$9,499,000868
Securities gains (losses)$104,000294
Applicable income taxes$04,032
Income before extraordinary items$9,603,000739
Extraordinary gains, net$05
Net income$9,603,000738
Minority interest net income$066
Net income of bank and minority interests.$9,603,000738
Net charge-offs$717,000569
Cash dividends$7,700,000390
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,499,000741
2018-06-30 (YTD Data)Rank
Total interest income$17,724,000863
Total interest expense$2,067,000963
Net interest income$15,657,000840
Provision for loan and lease losses$245,0001,363
Total noninterest income$2,467,0001,105
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$454,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$2,013,000934
Total noninterest expense$11,424,000953
Salaries and employee benefits$7,591,000823
Premises and equipment expense$1,212,000998
Additional noninterest expense$2,621,0001,194
Pre-tax net operating income$6,455,000832
Securities gains (losses)$104,000237
Applicable income taxes$04,018
Income before extraordinary items$6,559,000722
Extraordinary gains, net$06
Net income$6,559,000721
Minority interest net income$065
Net income of bank and minority interests.$6,559,000721
Net charge-offs$368,000642
Cash dividends$5,200,000370
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,455,000728
2018-03-31 (YTD Data)Rank
Total interest income$8,779,000863
Total interest expense$1,032,000929
Net interest income$7,747,000843
Provision for loan and lease losses$245,000822
Total noninterest income$1,474,000978
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$225,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$1,249,000791
Total noninterest expense$5,661,000973
Salaries and employee benefits$3,769,000839
Premises and equipment expense$619,000992
Additional noninterest expense$1,273,0001,220
Pre-tax net operating income$3,315,000780
Securities gains (losses)$40,000249
Applicable income taxes$03,948
Income before extraordinary items$3,355,000694
Extraordinary gains, net$07
Net income$3,355,000694
Minority interest net income$052
Net income of bank and minority interests.$3,355,000694
Net charge-offs$244,000500
Cash dividends$2,400,000372
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,315,000694
2017-12-31 (YTD Data)Rank
Total interest income$34,924,000820
Total interest expense$4,682,000726
Net interest income$30,242,000831
Provision for loan and lease losses$-617,0005,552
Total noninterest income$3,342,0001,465
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$972,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$2,370,0001,372
Total noninterest expense$22,145,000974
Salaries and employee benefits$14,880,000822
Premises and equipment expense$2,836,000863
Additional noninterest expense$4,429,0001,383
Pre-tax net operating income$12,056,000855
Securities gains (losses)$101,000623
Applicable income taxes$04,135
Income before extraordinary items$12,157,000630
Extraordinary gains, net$09
Net income$12,157,000630
Minority interest net income$076
Net income of bank and minority interests.$12,157,000630
Net charge-offs$-796,0005,610
Cash dividends$9,900,000384
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,056,000633
2017-09-30 (YTD Data)Rank
Total interest income$26,088,000819
Total interest expense$3,462,000717
Net interest income$22,626,000833
Provision for loan and lease losses$-917,0005,667
Total noninterest income$2,594,0001,428
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$737,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$1,857,0001,349
Total noninterest expense$16,703,000965
Salaries and employee benefits$11,203,000818
Premises and equipment expense$2,187,000846
Additional noninterest expense$3,313,0001,382
Pre-tax net operating income$9,434,000827
Securities gains (losses)$101,000594
Applicable income taxes$04,172
Income before extraordinary items$9,535,000659
Extraordinary gains, net$09
Net income$9,535,000659
Minority interest net income$071
Net income of bank and minority interests.$9,535,000659
Net charge-offs$-1,620,0005,709
Cash dividends$6,400,000409
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,434,000654
2017-06-30 (YTD Data)Rank
Total interest income$17,118,000828
Total interest expense$2,271,000701
Net interest income$14,847,000843
Provision for loan and lease losses$-892,0005,734
Total noninterest income$1,857,0001,374
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$508,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$1,349,0001,271
Total noninterest expense$11,059,000974
Salaries and employee benefits$7,392,000827
Premises and equipment expense$1,452,000857
Additional noninterest expense$2,215,0001,375
Pre-tax net operating income$6,537,000768
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,537,000622
Extraordinary gains, net$011
Net income$6,537,000622
Minority interest net income$071
Net income of bank and minority interests.$6,537,000622
Net charge-offs$-937,0005,748
Cash dividends$4,500,000391
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,537,000611
2017-03-31 (YTD Data)Rank
Total interest income$8,224,000854
Total interest expense$1,071,000719
Net interest income$7,153,000866
Provision for loan and lease losses$-72,0005,724
Total noninterest income$921,0001,370
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$257,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$664,0001,271
Total noninterest expense$5,380,0001,001
Salaries and employee benefits$3,607,000855
Premises and equipment expense$692,000900
Additional noninterest expense$1,081,0001,403
Pre-tax net operating income$2,766,000884
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,766,000711
Extraordinary gains, net$08
Net income$2,766,000711
Minority interest net income$055
Net income of bank and minority interests.$2,766,000711
Net charge-offs$-73,0005,549
Cash dividends$2,250,000370
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,766,000699
2016-12-31 (YTD Data)Rank
Total interest income$32,146,000841
Total interest expense$4,700,000638
Net interest income$27,446,000864
Provision for loan and lease losses$-1,074,0005,837
Total noninterest income$3,723,0001,407
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,119,0001,093
Trading account gains and fees$0170
Additional Noninterest Income$2,604,0001,335
Total noninterest expense$21,141,0001,005
Salaries and employee benefits$14,004,000841
Premises and equipment expense$2,899,000852
Additional noninterest expense$4,238,0001,451
Pre-tax net operating income$11,102,000851
Securities gains (losses)$886,000272
Applicable income taxes$04,278
Income before extraordinary items$11,988,000650
Extraordinary gains, net$05
Net income$11,988,000649
Minority interest net income$082
Net income of bank and minority interests.$11,988,000649
Net charge-offs$-973,0005,856
Cash dividends$9,100,000413
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,102,000685
2016-09-30 (YTD Data)Rank
Total interest income$24,086,000831
Total interest expense$3,600,000621
Net interest income$20,486,000869
Provision for loan and lease losses$-755,0005,893
Total noninterest income$3,221,0001,269
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$835,0001,099
Trading account gains and fees$0169
Additional Noninterest Income$2,386,0001,165
Total noninterest expense$16,037,000990
Salaries and employee benefits$10,529,000833
Premises and equipment expense$2,240,000834
Additional noninterest expense$3,268,0001,421
Pre-tax net operating income$8,425,000835
Securities gains (losses)$884,000236
Applicable income taxes$04,325
Income before extraordinary items$9,309,000632
Extraordinary gains, net$05
Net income$9,309,000632
Minority interest net income$071
Net income of bank and minority interests.$9,309,000632
Net charge-offs$-714,0005,897
Cash dividends$7,000,000384
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,425,000673
2016-06-30 (YTD Data)Rank
Total interest income$16,204,000826
Total interest expense$2,435,000607
Net interest income$13,769,000858
Provision for loan and lease losses$-715,0005,995
Total noninterest income$2,075,0001,279
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$550,0001,098
Trading account gains and fees$0157
Additional Noninterest Income$1,525,0001,177
Total noninterest expense$10,515,0001,002
Salaries and employee benefits$6,908,000850
Premises and equipment expense$1,436,000871
Additional noninterest expense$2,171,0001,422
Pre-tax net operating income$6,044,000773
Securities gains (losses)$259,000487
Applicable income taxes$04,338
Income before extraordinary items$6,303,000612
Extraordinary gains, net$016
Net income$6,303,000610
Minority interest net income$071
Net income of bank and minority interests.$6,303,000611
Net charge-offs$-602,0005,988
Cash dividends$4,800,000372
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,044,000624
2016-03-31 (YTD Data)Rank
Total interest income$7,808,000856
Total interest expense$1,232,000598
Net interest income$6,576,000909
Provision for loan and lease losses$-570,0006,080
Total noninterest income$1,002,0001,303
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$274,0001,100
Trading account gains and fees$0142
Additional Noninterest Income$728,0001,172
Total noninterest expense$5,232,0001,005
Salaries and employee benefits$3,454,000852
Premises and equipment expense$712,000877
Additional noninterest expense$1,066,0001,437
Pre-tax net operating income$2,916,000785
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,916,000631
Extraordinary gains, net$012
Net income$2,916,000629
Minority interest net income$062
Net income of bank and minority interests.$2,916,000631
Net charge-offs$-574,0006,080
Cash dividends$2,700,000343
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,916,000616
2015-12-31 (YTD Data)Rank
Total interest income$29,234,000886
Total interest expense$4,511,000623
Net interest income$24,723,000923
Provision for loan and lease losses$-700,0005,995
Total noninterest income$4,552,0001,200
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,167,0001,067
Trading account gains and fees$0159
Additional Noninterest Income$3,385,0001,071
Total noninterest expense$21,006,000981
Salaries and employee benefits$13,174,000863
Premises and equipment expense$3,069,000808
Additional noninterest expense$4,763,0001,327
Pre-tax net operating income$8,969,000979
Securities gains (losses)$471,000373
Applicable income taxes$04,402
Income before extraordinary items$9,440,000764
Extraordinary gains, net$023
Net income$9,440,000764
Minority interest net income$081
Net income of bank and minority interests.$9,440,000764
Net charge-offs$21,0003,740
Cash dividends$8,375,000437
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,969,000791
2015-09-30 (YTD Data)Rank
Total interest income$21,749,000895
Total interest expense$3,348,000631
Net interest income$18,401,000936
Provision for loan and lease losses$-450,0006,069
Total noninterest income$3,406,0001,207
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$851,0001,105
Trading account gains and fees$0153
Additional Noninterest Income$2,555,0001,088
Total noninterest expense$15,960,000978
Salaries and employee benefits$9,810,000874
Premises and equipment expense$2,334,000810
Additional noninterest expense$3,816,0001,259
Pre-tax net operating income$6,297,0001,046
Securities gains (losses)$361,000411
Applicable income taxes$04,489
Income before extraordinary items$6,658,000814
Extraordinary gains, net$021
Net income$6,658,000814
Minority interest net income$078
Net income of bank and minority interests.$6,658,000814
Net charge-offs$105,0002,110
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,297,000831
2015-06-30 (YTD Data)Rank
Total interest income$14,486,000890
Total interest expense$2,234,000629
Net interest income$12,252,000931
Provision for loan and lease losses$-300,0006,142
Total noninterest income$2,396,0001,180
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$563,0001,089
Trading account gains and fees$0157
Additional Noninterest Income$1,833,0001,034
Total noninterest expense$10,501,000996
Salaries and employee benefits$6,436,000891
Premises and equipment expense$1,574,000809
Additional noninterest expense$2,491,0001,273
Pre-tax net operating income$4,447,000997
Securities gains (losses)$343,000348
Applicable income taxes$04,497
Income before extraordinary items$4,790,000771
Extraordinary gains, net$022
Net income$4,790,000770
Minority interest net income$075
Net income of bank and minority interests.$4,790,000771
Net charge-offs$78,0001,953
Cash dividends$4,200,000393
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,447,000798
2015-03-31 (YTD Data)Rank
Total interest income$7,066,000912
Total interest expense$1,129,000619
Net interest income$5,937,000965
Provision for loan and lease losses$-150,0006,236
Total noninterest income$1,034,0001,258
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$281,0001,076
Trading account gains and fees$0152
Additional Noninterest Income$753,0001,144
Total noninterest expense$5,093,0001,020
Salaries and employee benefits$3,159,000904
Premises and equipment expense$770,000826
Additional noninterest expense$1,164,0001,327
Pre-tax net operating income$2,028,0001,045
Securities gains (losses)$216,000337
Applicable income taxes$04,400
Income before extraordinary items$2,244,000783
Extraordinary gains, net$013
Net income$2,244,000781
Minority interest net income$064
Net income of bank and minority interests.$2,244,000783
Net charge-offs$80,0001,260
Cash dividends$1,900,000383
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,028,000832
2014-12-31 (YTD Data)Rank
Total interest income$28,666,000881
Total interest expense$4,511,000638
Net interest income$24,155,000914
Provision for loan and lease losses$04,603
Total noninterest income$4,026,0001,282
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,268,0001,042
Trading account gains and fees$0180
Additional Noninterest Income$2,758,0001,157
Total noninterest expense$20,802,000980
Salaries and employee benefits$12,224,000899
Premises and equipment expense$3,368,000739
Additional noninterest expense$5,210,0001,249
Pre-tax net operating income$7,379,0001,099
Securities gains (losses)$54,0001,680
Applicable income taxes$04,531
Income before extraordinary items$7,433,000892
Extraordinary gains, net$017
Net income$7,433,000891
Minority interest net income$084
Net income of bank and minority interests.$7,433,000891
Net charge-offs$650,0001,228
Cash dividends$7,300,000436
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,379,000875
2014-09-30 (YTD Data)Rank
Total interest income$21,465,000885
Total interest expense$3,376,000642
Net interest income$18,089,000916
Provision for loan and lease losses$50,0003,379
Total noninterest income$3,021,0001,290
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$923,0001,075
Trading account gains and fees$0174
Additional Noninterest Income$2,098,0001,167
Total noninterest expense$15,681,000967
Salaries and employee benefits$9,095,000903
Premises and equipment expense$2,605,000712
Additional noninterest expense$3,981,0001,235
Pre-tax net operating income$5,379,0001,140
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$5,379,000926
Extraordinary gains, net$015
Net income$5,379,000925
Minority interest net income$081
Net income of bank and minority interests.$5,379,000925
Net charge-offs$794,000806
Cash dividends$4,800,000469
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,379,000900
2014-06-30 (YTD Data)Rank
Total interest income$14,200,000886
Total interest expense$2,248,000646
Net interest income$11,952,000921
Provision for loan and lease losses$50,0002,981
Total noninterest income$2,113,0001,235
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$596,0001,098
Trading account gains and fees$0172
Additional Noninterest Income$1,517,0001,089
Total noninterest expense$10,528,000953
Salaries and employee benefits$6,056,000901
Premises and equipment expense$1,758,000709
Additional noninterest expense$2,714,0001,194
Pre-tax net operating income$3,487,0001,135
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,487,000930
Extraordinary gains, net$020
Net income$3,487,000930
Minority interest net income$080
Net income of bank and minority interests.$3,487,000930
Net charge-offs$747,000638
Cash dividends$3,300,000437
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,487,000909
2014-03-31 (YTD Data)Rank
Total interest income$6,998,000899
Total interest expense$1,116,000663
Net interest income$5,882,000939
Provision for loan and lease losses$50,0002,211
Total noninterest income$1,155,0001,114
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$291,0001,111
Trading account gains and fees$0147
Additional Noninterest Income$864,000948
Total noninterest expense$5,221,000970
Salaries and employee benefits$3,043,000917
Premises and equipment expense$799,000798
Additional noninterest expense$1,379,0001,159
Pre-tax net operating income$1,766,0001,085
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,766,000892
Extraordinary gains, net$016
Net income$1,766,000893
Minority interest net income$066
Net income of bank and minority interests.$1,766,000893
Net charge-offs$260,000792
Cash dividends$1,700,000378
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,766,000863
2013-12-31 (YTD Data)Rank
Total interest income$26,750,000947
Total interest expense$4,818,000697
Net interest income$21,932,0001,000
Provision for loan and lease losses$1,050,0001,053
Total noninterest income$3,706,0001,388
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,358,0001,020
Trading account gains and fees$0184
Additional Noninterest Income$2,348,0001,358
Total noninterest expense$20,963,000974
Salaries and employee benefits$11,617,000924
Premises and equipment expense$3,164,000770
Additional noninterest expense$6,182,0001,095
Pre-tax net operating income$3,625,0001,849
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,625,0001,635
Extraordinary gains, net$029
Net income$3,625,0001,638
Minority interest net income$090
Net income of bank and minority interests.$3,625,0001,639
Net charge-offs$4,681,000358
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,625,0001,598
2013-09-30 (YTD Data)Rank
Total interest income$20,090,000951
Total interest expense$3,691,000706
Net interest income$16,399,0001,007
Provision for loan and lease losses$1,050,000841
Total noninterest income$2,820,0001,403
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,024,0001,011
Trading account gains and fees$0180
Additional Noninterest Income$1,796,0001,368
Total noninterest expense$15,683,000974
Salaries and employee benefits$8,679,000929
Premises and equipment expense$2,340,000785
Additional noninterest expense$4,664,0001,082
Pre-tax net operating income$2,486,0002,069
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,486,0001,778
Extraordinary gains, net$025
Net income$2,486,0001,782
Minority interest net income$084
Net income of bank and minority interests.$2,486,0001,783
Net charge-offs$4,557,000291
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,486,0001,740
2013-06-30 (YTD Data)Rank
Total interest income$13,619,000928
Total interest expense$2,589,000683
Net interest income$11,030,000978
Provision for loan and lease losses$650,000927
Total noninterest income$1,891,0001,404
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$688,000976
Trading account gains and fees$0157
Additional Noninterest Income$1,203,0001,392
Total noninterest expense$10,608,000953
Salaries and employee benefits$5,773,000935
Premises and equipment expense$1,693,000723
Additional noninterest expense$3,142,0001,075
Pre-tax net operating income$1,663,0002,014
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,663,0001,758
Extraordinary gains, net$022
Net income$1,663,0001,763
Minority interest net income$082
Net income of bank and minority interests.$1,663,0001,764
Net charge-offs$1,155,000690
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,663,0001,699
2013-03-31 (YTD Data)Rank
Total interest income$6,935,000911
Total interest expense$1,340,000684
Net interest income$5,595,000957
Provision for loan and lease losses$390,000829
Total noninterest income$842,0001,514
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$356,000932
Trading account gains and fees$0148
Additional Noninterest Income$486,0001,609
Total noninterest expense$5,445,000941
Salaries and employee benefits$2,899,000945
Premises and equipment expense$871,000720
Additional noninterest expense$1,675,0001,000
Pre-tax net operating income$602,0002,546
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$602,0002,261
Extraordinary gains, net$010
Net income$602,0002,263
Minority interest net income$076
Net income of bank and minority interests.$602,0002,263
Net charge-offs$541,000728
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$602,0002,175
2012-12-31 (YTD Data)Rank
Total interest income$30,437,000853
Total interest expense$6,147,000704
Net interest income$24,290,000890
Provision for loan and lease losses$2,260,000975
Total noninterest income$2,719,0001,764
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,418,0001,004
Trading account gains and fees$0166
Additional Noninterest Income$1,301,0002,022
Total noninterest expense$22,462,000901
Salaries and employee benefits$11,281,000920
Premises and equipment expense$3,846,000628
Additional noninterest expense$7,335,000956
Pre-tax net operating income$2,287,0002,574
Securities gains (losses)$835,000629
Applicable income taxes$04,751
Income before extraordinary items$3,122,0001,791
Extraordinary gains, net$029
Net income$3,122,0001,790
Minority interest net income$093
Net income of bank and minority interests.$3,122,0001,791
Net charge-offs$3,557,000756
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,287,0002,228
2012-09-30 (YTD Data)Rank
Total interest income$23,314,000857
Total interest expense$4,730,000717
Net interest income$18,584,000877
Provision for loan and lease losses$1,745,000969
Total noninterest income$2,138,0001,703
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,040,0001,033
Trading account gains and fees$0157
Additional Noninterest Income$1,098,0001,876
Total noninterest expense$17,140,000878
Salaries and employee benefits$8,495,000923
Premises and equipment expense$2,998,000603
Additional noninterest expense$5,647,000928
Pre-tax net operating income$1,837,0002,506
Securities gains (losses)$835,000481
Applicable income taxes$04,802
Income before extraordinary items$2,672,0001,648
Extraordinary gains, net$020
Net income$2,672,0001,649
Minority interest net income$086
Net income of bank and minority interests.$2,672,0001,649
Net charge-offs$2,443,000791
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,837,0002,143
2012-06-30 (YTD Data)Rank
Total interest income$15,702,000857
Total interest expense$3,257,000727
Net interest income$12,445,000870
Provision for loan and lease losses$1,245,000919
Total noninterest income$997,0002,154
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$708,0001,005
Trading account gains and fees$0153
Additional Noninterest Income$289,0003,120
Total noninterest expense$11,001,000910
Salaries and employee benefits$5,566,000939
Premises and equipment expense$1,685,000721
Additional noninterest expense$3,750,000922
Pre-tax net operating income$1,196,0002,522
Securities gains (losses)$810,000344
Applicable income taxes$04,770
Income before extraordinary items$2,006,0001,480
Extraordinary gains, net$019
Net income$2,006,0001,480
Minority interest net income$084
Net income of bank and minority interests.$2,006,0001,480
Net charge-offs$1,708,000774
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,196,0002,146
2012-03-31 (YTD Data)Rank
Total interest income$7,753,000864
Total interest expense$1,675,000726
Net interest income$6,078,000902
Provision for loan and lease losses$465,0001,115
Total noninterest income$552,0002,013
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$363,000971
Trading account gains and fees$0148
Additional Noninterest Income$189,0002,741
Total noninterest expense$5,472,000909
Salaries and employee benefits$2,830,000920
Premises and equipment expense$862,000707
Additional noninterest expense$1,780,000948
Pre-tax net operating income$693,0002,286
Securities gains (losses)$256,000510
Applicable income taxes$04,704
Income before extraordinary items$949,0001,547
Extraordinary gains, net$019
Net income$949,0001,548
Minority interest net income$078
Net income of bank and minority interests.$949,0001,548
Net charge-offs$472,0001,139
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$693,0001,919
2011-12-31 (YTD Data)Rank
Total interest income$30,510,000917
Total interest expense$6,525,000929
Net interest income$23,985,000909
Provision for loan and lease losses$10,354,000404
Total noninterest income$2,295,0001,823
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,530,000963
Trading account gains and fees$0146
Additional Noninterest Income$765,0002,518
Total noninterest expense$21,625,000908
Salaries and employee benefits$10,849,000904
Premises and equipment expense$3,298,000752
Additional noninterest expense$7,478,000943
Pre-tax net operating income$-5,699,0007,095
Securities gains (losses)$1,136,000390
Applicable income taxes$04,719
Income before extraordinary items$-4,563,0007,054
Extraordinary gains, net$029
Net income$-4,563,0007,053
Minority interest net income$096
Net income of bank and minority interests.$-4,563,0007,054
Net charge-offs$10,628,000429
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,699,0007,088
2011-09-30 (YTD Data)Rank
Total interest income$22,968,000928
Total interest expense$4,856,000985
Net interest income$18,112,000910
Provision for loan and lease losses$8,214,000378
Total noninterest income$2,017,0001,603
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,123,000988
Trading account gains and fees$0145
Additional Noninterest Income$894,0001,901
Total noninterest expense$16,484,000900
Salaries and employee benefits$8,166,000907
Premises and equipment expense$2,467,000762
Additional noninterest expense$5,851,000899
Pre-tax net operating income$-4,569,0007,213
Securities gains (losses)$1,011,000351
Applicable income taxes$04,740
Income before extraordinary items$-3,558,0007,195
Extraordinary gains, net$021
Net income$-3,558,0007,192
Minority interest net income$087
Net income of bank and minority interests.$-3,558,0007,195
Net charge-offs$8,490,000401
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,569,0007,224
2011-06-30 (YTD Data)Rank
Total interest income$15,398,000937
Total interest expense$3,232,0001,025
Net interest income$12,166,000916
Provision for loan and lease losses$5,764,000372
Total noninterest income$1,305,0001,633
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$758,000962
Trading account gains and fees$0153
Additional Noninterest Income$547,0001,974
Total noninterest expense$10,826,000926
Salaries and employee benefits$5,499,000901
Premises and equipment expense$1,633,000775
Additional noninterest expense$3,694,000985
Pre-tax net operating income$-3,119,0007,277
Securities gains (losses)$679,000272
Applicable income taxes$04,697
Income before extraordinary items$-2,440,0007,247
Extraordinary gains, net$015
Net income$-2,440,0007,247
Minority interest net income$089
Net income of bank and minority interests.$-2,440,0007,248
Net charge-offs$6,009,000400
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,119,0007,294
2011-03-31 (YTD Data)Rank
Total interest income$7,907,000917
Total interest expense$1,752,000972
Net interest income$6,155,000899
Provision for loan and lease losses$2,124,000489
Total noninterest income$761,0001,471
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$378,000954
Trading account gains and fees$0158
Additional Noninterest Income$383,0001,617
Total noninterest expense$5,836,000859
Salaries and employee benefits$2,799,000898
Premises and equipment expense$829,000783
Additional noninterest expense$2,208,000809
Pre-tax net operating income$-1,044,0007,287
Securities gains (losses)$272,000273
Applicable income taxes$04,545
Income before extraordinary items$-772,0007,237
Extraordinary gains, net$09
Net income$-772,0007,237
Minority interest net income$086
Net income of bank and minority interests.$-772,0007,238
Net charge-offs$2,701,000433
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,044,0007,303
2010-12-31 (YTD Data)Rank
Total interest income$35,744,000847
Total interest expense$11,164,000717
Net interest income$24,580,000897
Provision for loan and lease losses$20,100,000366
Total noninterest income$2,550,0001,734
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,687,000896
Trading account gains and fees$0175
Additional Noninterest Income$863,0002,394
Total noninterest expense$21,517,000928
Salaries and employee benefits$11,240,000876
Premises and equipment expense$3,481,000737
Additional noninterest expense$6,796,0001,090
Pre-tax net operating income$-14,487,0007,444
Securities gains (losses)$3,372,000157
Applicable income taxes$04,655
Income before extraordinary items$-11,115,0007,404
Extraordinary gains, net$029
Net income$-11,115,0007,403
Minority interest net income$0111
Net income of bank and minority interests.$-11,115,0007,404
Net charge-offs$13,904,000460
Cash dividends$1,290,0001,228
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-14,487,0007,454
2010-09-30 (YTD Data)Rank
Total interest income$28,000,000817
Total interest expense$8,957,000690
Net interest income$19,043,000865
Provision for loan and lease losses$15,000,000360
Total noninterest income$2,056,0001,657
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,254,000932
Trading account gains and fees$0165
Additional Noninterest Income$802,0002,073
Total noninterest expense$15,288,000964
Salaries and employee benefits$8,417,000865
Premises and equipment expense$2,695,000726
Additional noninterest expense$4,176,0001,294
Pre-tax net operating income$-9,189,0007,530
Securities gains (losses)$3,372,000126
Applicable income taxes$04,726
Income before extraordinary items$-5,817,0007,458
Extraordinary gains, net$023
Net income$-5,817,0007,458
Minority interest net income$0110
Net income of bank and minority interests.$-5,817,0007,458
Net charge-offs$11,031,000428
Cash dividends$1,290,000848
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-9,189,0007,554
2010-06-30 (YTD Data)Rank
Total interest income$19,385,000792
Total interest expense$6,306,000680
Net interest income$13,079,000834
Provision for loan and lease losses$5,050,000630
Total noninterest income$1,310,0001,661
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$829,000955
Trading account gains and fees$0152
Additional Noninterest Income$481,0002,139
Total noninterest expense$10,288,000960
Salaries and employee benefits$5,595,000869
Premises and equipment expense$1,763,000748
Additional noninterest expense$2,930,0001,208
Pre-tax net operating income$-949,0006,984
Securities gains (losses)$2,403,000118
Applicable income taxes$04,691
Income before extraordinary items$1,454,0001,510
Extraordinary gains, net$019
Net income$1,454,0001,511
Minority interest net income$0105
Net income of bank and minority interests.$1,454,0001,511
Net charge-offs$4,961,000576
Cash dividends$1,090,000649
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-949,0007,039
2010-03-31 (YTD Data)Rank
Total interest income$9,841,000796
Total interest expense$3,221,000702
Net interest income$6,620,000835
Provision for loan and lease losses$2,050,000740
Total noninterest income$533,0001,937
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$406,000971
Trading account gains and fees$0175
Additional Noninterest Income$127,0003,101
Total noninterest expense$5,069,000982
Salaries and employee benefits$2,866,000861
Premises and equipment expense$894,000751
Additional noninterest expense$1,309,0001,361
Pre-tax net operating income$34,0005,864
Securities gains (losses)$1,142,000123
Applicable income taxes$04,611
Income before extraordinary items$1,176,000928
Extraordinary gains, net$016
Net income$1,176,000932
Minority interest net income$091
Net income of bank and minority interests.$1,176,000932
Net charge-offs$1,869,000676
Cash dividends$800,000420
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$34,0005,817
2009-12-31 (YTD Data)Rank
Total interest income$40,095,000836
Total interest expense$14,462,000804
Net interest income$25,633,000846
Provision for loan and lease losses$7,051,0001,120
Total noninterest income$3,402,0001,472
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,763,000983
Trading account gains and fees$0211
Additional Noninterest Income$1,639,0001,567
Total noninterest expense$20,522,0001,020
Salaries and employee benefits$11,698,000837
Premises and equipment expense$3,601,000747
Additional noninterest expense$5,223,0001,425
Pre-tax net operating income$1,462,0002,387
Securities gains (losses)$4,309,000139
Applicable income taxes$04,388
Income before extraordinary items$5,771,000581
Extraordinary gains, net$034
Net income$5,771,000581
Minority interest net income$0115
Net income of bank and minority interests.$5,771,000582
Net charge-offs$4,724,0001,196
Cash dividends$3,931,000452
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,462,0002,133
2009-09-30 (YTD Data)Rank
Total interest income$30,666,000835
Total interest expense$11,188,000823
Net interest income$19,478,000842
Provision for loan and lease losses$5,100,0001,029
Total noninterest income$2,509,0001,509
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,282,0001,015
Trading account gains and fees$0212
Additional Noninterest Income$1,227,0001,600
Total noninterest expense$15,655,000989
Salaries and employee benefits$8,888,000839
Premises and equipment expense$2,717,000753
Additional noninterest expense$4,050,0001,339
Pre-tax net operating income$1,232,0002,387
Securities gains (losses)$3,719,000134
Applicable income taxes$04,592
Income before extraordinary items$4,951,000545
Extraordinary gains, net$027
Net income$4,951,000546
Minority interest net income$0118
Net income of bank and minority interests.$4,951,000546
Net charge-offs$3,197,0001,140
Cash dividends$3,030,000404
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,232,0002,082
2009-06-30 (YTD Data)Rank
Total interest income$21,061,000829
Total interest expense$7,774,000833
Net interest income$13,287,000812
Provision for loan and lease losses$3,500,000982
Total noninterest income$1,736,0001,478
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$840,0001,013
Trading account gains and fees$0193
Additional Noninterest Income$896,0001,526
Total noninterest expense$10,742,000996
Salaries and employee benefits$6,145,000824
Premises and equipment expense$1,833,000767
Additional noninterest expense$2,764,0001,345
Pre-tax net operating income$781,0002,551
Securities gains (losses)$2,920,000131
Applicable income taxes$04,657
Income before extraordinary items$3,701,000474
Extraordinary gains, net$021
Net income$3,701,000471
Minority interest net income$0112
Net income of bank and minority interests.$3,701,000474
Net charge-offs$2,365,0001,013
Cash dividends$1,931,000471
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$781,0002,211
2009-03-31 (YTD Data)Rank
Total interest income$10,781,000815
Total interest expense$4,066,000825
Net interest income$6,715,000805
Provision for loan and lease losses$1,500,000913
Total noninterest income$851,0001,479
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$439,000939
Trading account gains and fees$0171
Additional Noninterest Income$412,0001,587
Total noninterest expense$5,392,000951
Salaries and employee benefits$3,226,000783
Premises and equipment expense$933,000763
Additional noninterest expense$1,233,0001,325
Pre-tax net operating income$674,0001,862
Securities gains (losses)$1,714,000130
Applicable income taxes$04,835
Income before extraordinary items$2,388,000402
Extraordinary gains, net$015
Net income$2,388,000403
Minority interest net income$0102
Net income of bank and minority interests.$2,388,000404
Net charge-offs$951,000978
Cash dividends$965,000481
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$674,0001,514
2008-12-31 (YTD Data)Rank
Total interest income$48,388,000767
Total interest expense$19,951,000784
Net interest income$28,437,000762
Provision for loan and lease losses$2,630,0001,519
Total noninterest income$2,373,0001,884
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,786,0001,001
Trading account gains and fees$0154
Additional Noninterest Income$587,0002,923
Total noninterest expense$21,260,000937
Salaries and employee benefits$12,486,000792
Premises and equipment expense$3,727,000740
Additional noninterest expense$5,047,0001,259
Pre-tax net operating income$6,920,000798
Securities gains (losses)$1,212,000183
Applicable income taxes$04,979
Income before extraordinary items$8,132,000481
Extraordinary gains, net$039
Net income$8,132,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,264,0001,724
Cash dividends$3,862,000727
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,920,000611
2008-09-30 (YTD Data)Rank
Total interest income$36,691,000785
Total interest expense$15,200,000811
Net interest income$21,491,000773
Provision for loan and lease losses$1,960,0001,208
Total noninterest income$2,761,0001,394
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,293,0001,047
Trading account gains and fees$0148
Additional Noninterest Income$1,468,0001,380
Total noninterest expense$16,296,000909
Salaries and employee benefits$9,459,000805
Premises and equipment expense$2,790,000744
Additional noninterest expense$4,047,0001,135
Pre-tax net operating income$5,996,000849
Securities gains (losses)$1,081,000170
Applicable income taxes$05,372
Income before extraordinary items$7,077,000515
Extraordinary gains, net$031
Net income$7,077,000514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,028,0001,277
Cash dividends$3,864,000588
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,996,000641
2008-06-30 (YTD Data)Rank
Total interest income$24,769,000785
Total interest expense$10,357,000820
Net interest income$14,412,000762
Provision for loan and lease losses$1,560,000925
Total noninterest income$1,834,0001,416
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$852,0001,033
Trading account gains and fees$0149
Additional Noninterest Income$982,0001,416
Total noninterest expense$10,927,000903
Salaries and employee benefits$6,296,000817
Premises and equipment expense$1,866,000746
Additional noninterest expense$2,765,0001,086
Pre-tax net operating income$3,759,000944
Securities gains (losses)$1,081,000175
Applicable income taxes$05,627
Income before extraordinary items$4,840,000573
Extraordinary gains, net$021
Net income$4,840,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,0001,009
Cash dividends$2,897,000575
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,759,000712
2008-03-31 (YTD Data)Rank
Total interest income$12,640,000798
Total interest expense$5,530,000821
Net interest income$7,110,000768
Provision for loan and lease losses$1,160,000563
Total noninterest income$932,0001,407
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$440,000984
Trading account gains and fees$0158
Additional Noninterest Income$492,0001,436
Total noninterest expense$5,464,000885
Salaries and employee benefits$3,167,000815
Premises and equipment expense$936,000747
Additional noninterest expense$1,361,0001,067
Pre-tax net operating income$1,418,0001,330
Securities gains (losses)$1,043,000145
Applicable income taxes$05,622
Income before extraordinary items$2,461,000614
Extraordinary gains, net$015
Net income$2,461,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,000733
Cash dividends$968,000794
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,418,0001,023
2007-12-31 (YTD Data)Rank
Total interest income$46,254,000908
Total interest expense$21,643,000912
Net interest income$24,611,000899
Provision for loan and lease losses$935,0001,490
Total noninterest income$3,782,0001,356
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,754,0001,020
Trading account gains and fees$0178
Additional Noninterest Income$2,028,0001,356
Total noninterest expense$19,651,000955
Salaries and employee benefits$11,737,000844
Premises and equipment expense$3,564,000747
Additional noninterest expense$4,350,0001,293
Pre-tax net operating income$7,807,0001,075
Securities gains (losses)$-99,0008,145
Applicable income taxes$06,070
Income before extraordinary items$7,708,000840
Extraordinary gains, net$039
Net income$7,708,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$830,0001,177
Cash dividends$4,432,000828
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,807,000822
2007-09-30 (YTD Data)Rank
Total interest income$33,927,000930
Total interest expense$15,842,000940
Net interest income$18,085,000922
Provision for loan and lease losses$410,0001,819
Total noninterest income$2,898,0001,341
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,308,0001,007
Trading account gains and fees$0184
Additional Noninterest Income$1,590,0001,327
Total noninterest expense$14,603,000953
Salaries and employee benefits$8,767,000848
Premises and equipment expense$2,634,000759
Additional noninterest expense$3,202,0001,275
Pre-tax net operating income$5,970,0001,145
Securities gains (losses)$-118,0008,316
Applicable income taxes$06,220
Income before extraordinary items$5,852,000890
Extraordinary gains, net$033
Net income$5,852,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,000933
Cash dividends$4,432,000632
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,970,000869
2007-06-30 (YTD Data)Rank
Total interest income$22,292,000958
Total interest expense$10,339,000966
Net interest income$11,953,000941
Provision for loan and lease losses$138,0002,777
Total noninterest income$2,034,0001,310
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$877,0001,008
Trading account gains and fees$0168
Additional Noninterest Income$1,157,0001,260
Total noninterest expense$9,685,000974
Salaries and employee benefits$5,839,000866
Premises and equipment expense$1,701,000801
Additional noninterest expense$2,145,0001,289
Pre-tax net operating income$4,164,0001,142
Securities gains (losses)$-120,0008,422
Applicable income taxes$06,265
Income before extraordinary items$4,044,000906
Extraordinary gains, net$029
Net income$4,044,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,000840
Cash dividends$3,469,000580
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,164,000867
2007-03-31 (YTD Data)Rank
Total interest income$11,021,000961
Total interest expense$5,127,000958
Net interest income$5,894,000949
Provision for loan and lease losses$48,0003,154
Total noninterest income$988,0001,325
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$438,000979
Trading account gains and fees$0195
Additional Noninterest Income$550,0001,273
Total noninterest expense$4,779,000983
Salaries and employee benefits$2,876,000890
Premises and equipment expense$852,000792
Additional noninterest expense$1,051,0001,278
Pre-tax net operating income$2,055,0001,143
Securities gains (losses)$-54,0008,501
Applicable income taxes$06,196
Income before extraordinary items$2,001,000885
Extraordinary gains, net$022
Net income$2,001,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,000547
Cash dividends$1,537,000569
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,055,000857
2006-12-31 (YTD Data)Rank
Total interest income$39,757,000991
Total interest expense$15,588,0001,075
Net interest income$24,169,000915
Provision for loan and lease losses$57,0005,470
Total noninterest income$3,632,0001,387
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,679,0001,052
Trading account gains and fees$0130
Additional Noninterest Income$1,953,0001,384
Total noninterest expense$18,280,000981
Salaries and employee benefits$10,661,000903
Premises and equipment expense$3,224,000782
Additional noninterest expense$4,395,0001,214
Pre-tax net operating income$9,464,0001,034
Securities gains (losses)$-11,0007,326
Applicable income taxes$06,600
Income before extraordinary items$9,453,000786
Extraordinary gains, net$051
Net income$9,453,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,014
Cash dividends$6,151,000589
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,464,000772
2006-09-30 (YTD Data)Rank
Total interest income$28,747,0001,026
Total interest expense$10,763,0001,138
Net interest income$17,984,000950
Provision for loan and lease losses$40,0005,377
Total noninterest income$2,755,0001,397
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,191,0001,124
Trading account gains and fees$0126
Additional Noninterest Income$1,564,0001,330
Total noninterest expense$13,536,000997
Salaries and employee benefits$7,890,000922
Premises and equipment expense$2,379,000807
Additional noninterest expense$3,267,0001,228
Pre-tax net operating income$7,163,0001,072
Securities gains (losses)$66,000500
Applicable income taxes$06,687
Income before extraordinary items$7,229,000810
Extraordinary gains, net$045
Net income$7,229,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,088
Cash dividends$6,151,000435
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,163,000809
2006-06-30 (YTD Data)Rank
Total interest income$18,595,0001,035
Total interest expense$6,510,0001,196
Net interest income$12,085,000938
Provision for loan and lease losses$40,0004,712
Total noninterest income$1,710,0001,466
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$769,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$941,0001,423
Total noninterest expense$8,963,0001,008
Salaries and employee benefits$5,227,000930
Premises and equipment expense$1,591,000808
Additional noninterest expense$2,145,0001,263
Pre-tax net operating income$4,792,0001,058
Securities gains (losses)$42,000477
Applicable income taxes$06,706
Income before extraordinary items$4,834,000805
Extraordinary gains, net$039
Net income$4,834,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$4,614,000406
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,792,000800
2006-03-31 (YTD Data)Rank
Total interest income$8,932,0001,042
Total interest expense$2,999,0001,246
Net interest income$5,933,000954
Provision for loan and lease losses$40,0003,523
Total noninterest income$851,0001,440
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$383,0001,133
Trading account gains and fees$0115
Additional Noninterest Income$468,0001,409
Total noninterest expense$4,536,000991
Salaries and employee benefits$2,608,000936
Premises and equipment expense$802,000804
Additional noninterest expense$1,126,0001,183
Pre-tax net operating income$2,208,0001,126
Securities gains (losses)$42,000369
Applicable income taxes$06,588
Income before extraordinary items$2,250,000843
Extraordinary gains, net$021
Net income$2,250,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$1,538,000504
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,208,000847
2005-12-31 (YTD Data)Rank
Total interest income$32,001,0001,032
Total interest expense$8,828,0001,284
Net interest income$23,173,000925
Provision for loan and lease losses$340,0002,574
Total noninterest income$3,830,0001,325
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,755,0001,000
Trading account gains and fees$0138
Additional Noninterest Income$2,075,0001,324
Total noninterest expense$17,346,000975
Salaries and employee benefits$10,059,000901
Premises and equipment expense$2,949,000814
Additional noninterest expense$4,338,0001,189
Pre-tax net operating income$9,317,0001,041
Securities gains (losses)$19,0001,270
Applicable income taxes$06,964
Income before extraordinary items$9,336,000774
Extraordinary gains, net$046
Net income$9,336,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,434
Cash dividends$6,044,000560
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,317,000765
2005-09-30 (YTD Data)Rank
Total interest income$23,346,0001,025
Total interest expense$6,075,0001,313
Net interest income$17,271,000917
Provision for loan and lease losses$250,0002,545
Total noninterest income$2,928,0001,321
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,351,000965
Trading account gains and fees$0126
Additional Noninterest Income$1,577,0001,311
Total noninterest expense$12,835,000983
Salaries and employee benefits$7,483,000903
Premises and equipment expense$2,118,000831
Additional noninterest expense$3,234,0001,173
Pre-tax net operating income$7,114,0001,024
Securities gains (losses)$19,0001,247
Applicable income taxes$06,976
Income before extraordinary items$7,133,000755
Extraordinary gains, net$035
Net income$7,133,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,456
Cash dividends$6,044,000413
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,114,000740
2005-06-30 (YTD Data)Rank
Total interest income$15,125,0001,021
Total interest expense$3,763,0001,337
Net interest income$11,362,000919
Provision for loan and lease losses$170,0002,439
Total noninterest income$1,991,0001,269
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$896,000949
Trading account gains and fees$0116
Additional Noninterest Income$1,095,0001,254
Total noninterest expense$8,379,000993
Salaries and employee benefits$4,867,000922
Premises and equipment expense$1,354,000861
Additional noninterest expense$2,158,0001,157
Pre-tax net operating income$4,804,000984
Securities gains (losses)$17,0001,160
Applicable income taxes$06,961
Income before extraordinary items$4,821,000734
Extraordinary gains, net$030
Net income$4,821,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$4,506,000367
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,804,000717
2005-03-31 (YTD Data)Rank
Total interest income$7,299,0001,036
Total interest expense$1,713,0001,402
Net interest income$5,586,000930
Provision for loan and lease losses$90,0002,180
Total noninterest income$1,004,0001,242
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$445,000923
Trading account gains and fees$0115
Additional Noninterest Income$559,0001,224
Total noninterest expense$4,117,0001,013
Salaries and employee benefits$2,403,000928
Premises and equipment expense$671,000877
Additional noninterest expense$1,043,0001,182
Pre-tax net operating income$2,383,000982
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$2,383,000740
Extraordinary gains, net$024
Net income$2,383,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$1,501,000462
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,383,000717
2004-12-31 (YTD Data)Rank
Total interest income$26,468,0001,071
Total interest expense$5,471,0001,506
Net interest income$20,997,000941
Provision for loan and lease losses$460,0002,096
Total noninterest income$4,136,0001,242
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,848,000945
Trading account gains and fees$0138
Additional Noninterest Income$2,288,0001,211
Total noninterest expense$16,077,0001,010
Salaries and employee benefits$9,243,000932
Premises and equipment expense$2,613,000854
Additional noninterest expense$4,221,0001,167
Pre-tax net operating income$8,596,0001,020
Securities gains (losses)$485,000464
Applicable income taxes$07,185
Income before extraordinary items$9,081,000737
Extraordinary gains, net$034
Net income$9,081,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,277
Cash dividends$5,722,000551
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,596,000737
2004-09-30 (YTD Data)Rank
Total interest income$19,556,0001,073
Total interest expense$3,948,0001,528
Net interest income$15,608,000943
Provision for loan and lease losses$340,0002,055
Total noninterest income$3,166,0001,252
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,341,000989
Trading account gains and fees$0134
Additional Noninterest Income$1,825,0001,162
Total noninterest expense$12,064,0001,015
Salaries and employee benefits$6,905,000930
Premises and equipment expense$1,944,000862
Additional noninterest expense$3,215,0001,147
Pre-tax net operating income$6,370,0001,034
Securities gains (losses)$485,000432
Applicable income taxes$07,220
Income before extraordinary items$6,855,000736
Extraordinary gains, net$026
Net income$6,855,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,607
Cash dividends$5,722,000414
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,370,000757
2004-06-30 (YTD Data)Rank
Total interest income$12,897,0001,072
Total interest expense$2,570,0001,545
Net interest income$10,327,000944
Provision for loan and lease losses$220,0002,035
Total noninterest income$2,221,0001,182
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$881,000997
Trading account gains and fees$0130
Additional Noninterest Income$1,340,0001,077
Total noninterest expense$8,015,0001,005
Salaries and employee benefits$4,575,000932
Premises and equipment expense$1,282,000871
Additional noninterest expense$2,158,0001,132
Pre-tax net operating income$4,313,0001,013
Securities gains (losses)$232,000594
Applicable income taxes$07,214
Income before extraordinary items$4,545,000733
Extraordinary gains, net$021
Net income$4,545,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,147
Cash dividends$4,291,000376
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,313,000730
2004-03-31 (YTD Data)Rank
Total interest income$6,278,0001,113
Total interest expense$1,257,0001,596
Net interest income$5,021,000978
Provision for loan and lease losses$100,0002,105
Total noninterest income$1,021,0001,239
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$450,000930
Trading account gains and fees$0121
Additional Noninterest Income$571,0001,187
Total noninterest expense$3,912,0001,037
Salaries and employee benefits$2,272,000952
Premises and equipment expense$625,000913
Additional noninterest expense$1,015,0001,184
Pre-tax net operating income$2,030,0001,065
Securities gains (losses)$183,000535
Applicable income taxes$07,103
Income before extraordinary items$2,213,000753
Extraordinary gains, net$016
Net income$2,213,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$1,431,000492
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,030,000770
2003-12-31 (YTD Data)Rank
Total interest income$25,070,0001,141
Total interest expense$5,748,0001,553
Net interest income$19,322,0001,000
Provision for loan and lease losses$390,0002,639
Total noninterest income$4,317,0001,269
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,000,000856
Trading account gains and fees$0160
Additional Noninterest Income$2,317,0001,310
Total noninterest expense$15,278,0001,064
Salaries and employee benefits$8,818,000972
Premises and equipment expense$2,410,000932
Additional noninterest expense$4,050,0001,227
Pre-tax net operating income$7,971,0001,051
Securities gains (losses)$900,000514
Applicable income taxes$-40,0008,851
Income before extraordinary items$8,911,000728
Extraordinary gains, net$054
Net income$8,911,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,475
Cash dividends$6,973,000487
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,011,000762
2003-09-30 (YTD Data)Rank
Total interest income$18,779,0001,158
Total interest expense$4,337,0001,622
Net interest income$14,442,0001,011
Provision for loan and lease losses$255,0002,819
Total noninterest income$3,311,0001,278
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,468,000877
Trading account gains and fees$0153
Additional Noninterest Income$1,843,0001,315
Total noninterest expense$11,516,0001,060
Salaries and employee benefits$6,663,000977
Premises and equipment expense$1,808,000942
Additional noninterest expense$3,045,0001,244
Pre-tax net operating income$5,982,0001,085
Securities gains (losses)$860,000494
Applicable income taxes$-40,0009,000
Income before extraordinary items$6,882,000744
Extraordinary gains, net$040
Net income$6,882,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,702
Cash dividends$6,973,000388
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,022,000778
2003-06-30 (YTD Data)Rank
Total interest income$12,408,0001,191
Total interest expense$2,928,0001,661
Net interest income$9,480,0001,023
Provision for loan and lease losses$100,0003,841
Total noninterest income$2,211,0001,267
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$970,000876
Trading account gains and fees$0150
Additional Noninterest Income$1,241,0001,297
Total noninterest expense$7,704,0001,052
Salaries and employee benefits$4,417,000983
Premises and equipment expense$1,187,000970
Additional noninterest expense$2,100,0001,197
Pre-tax net operating income$3,887,0001,108
Securities gains (losses)$837,000414
Applicable income taxes$-40,0009,065
Income before extraordinary items$4,764,000721
Extraordinary gains, net$030
Net income$4,764,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,770
Cash dividends$5,542,000314
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,927,000791
2003-03-31 (YTD Data)Rank
Total interest income$6,148,0001,205
Total interest expense$1,482,0001,682
Net interest income$4,666,0001,038
Provision for loan and lease losses$75,0002,805
Total noninterest income$1,065,0001,279
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$481,000857
Trading account gains and fees$0134
Additional Noninterest Income$584,0001,330
Total noninterest expense$3,900,0001,040
Salaries and employee benefits$2,252,000958
Premises and equipment expense$593,000971
Additional noninterest expense$1,055,0001,159
Pre-tax net operating income$1,756,0001,222
Securities gains (losses)$729,000276
Applicable income taxes$-40,0009,163
Income before extraordinary items$2,525,000680
Extraordinary gains, net$021
Net income$2,525,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,970
Cash dividends$3,969,000235
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,796,000866
2002-12-31 (YTD Data)Rank
Total interest income$25,951,0001,184
Total interest expense$6,786,0001,684
Net interest income$19,165,0001,015
Provision for loan and lease losses$405,0002,800
Total noninterest income$3,910,0001,273
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,931,000827
Trading account gains and fees$0153
Additional Noninterest Income$1,979,0001,318
Total noninterest expense$15,236,0001,019
Salaries and employee benefits$8,547,000947
Premises and equipment expense$2,620,000834
Additional noninterest expense$4,069,0001,200
Pre-tax net operating income$7,434,0001,134
Securities gains (losses)$3,0004,139
Applicable income taxes$07,681
Income before extraordinary items$7,437,000852
Extraordinary gains, net$070
Net income$7,437,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,0001,258
Cash dividends$7,224,000455
Sale, conversion, retirement of capital stock, net$40,000731
Net operating income$7,434,000817
2001-12-31 (YTD Data)Rank
Total interest income$31,430,0001,083
Total interest expense$12,051,0001,354
Net interest income$19,379,000915
Provision for loan and lease losses$1,668,000822
Total noninterest income$3,928,0001,195
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,011,000743
Trading account gains and fees$0177
Additional Noninterest Income$1,917,0001,285
Total noninterest expense$13,479,0001,097
Salaries and employee benefits$7,467,0001,002
Premises and equipment expense$2,213,000943
Additional noninterest expense$3,799,0001,248
Pre-tax net operating income$8,160,000922
Securities gains (losses)$-160,0009,531
Applicable income taxes$07,903
Income before extraordinary items$8,000,000704
Extraordinary gains, net$0105
Net income$8,000,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$742,0001,160
Cash dividends$6,285,000510
Sale, conversion, retirement of capital stock, net$38,000765
Net operating income$8,160,000662
2000-12-31 (YTD Data)Rank
Total interest income$30,058,0001,174
Total interest expense$13,607,0001,284
Net interest income$16,451,0001,072
Provision for loan and lease losses$450,0002,054
Total noninterest income$3,375,0001,219
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,864,000732
Trading account gains and fees$0180
Additional Noninterest Income$1,511,0001,374
Total noninterest expense$12,705,0001,096
Salaries and employee benefits$6,700,0001,048
Premises and equipment expense$2,327,000854
Additional noninterest expense$3,678,0001,239
Pre-tax net operating income$6,671,0001,124
Securities gains (losses)$-54,0009,228
Applicable income taxes$08,362
Income before extraordinary items$6,617,000814
Extraordinary gains, net$038
Net income$6,617,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,922
Cash dividends$4,284,000712
Sale, conversion, retirement of capital stock, net$37,000801
Net operating income$6,671,000804
1999-12-31 (YTD Data)Rank
Total interest income$24,974,0001,300
Total interest expense$9,705,0001,550
Net interest income$15,269,0001,153
Provision for loan and lease losses$662,0001,380
Total noninterest income$2,883,0001,398
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,615,000818
Trading account gains and fees$0173
Additional Noninterest Income$1,268,0001,569
Total noninterest expense$11,179,0001,236
Salaries and employee benefits$6,158,0001,123
Premises and equipment expense$1,783,0001,125
Additional noninterest expense$3,238,0001,423
Pre-tax net operating income$6,311,0001,218
Securities gains (losses)$-88,0009,933
Applicable income taxes$08,765
Income before extraordinary items$6,223,000906
Extraordinary gains, net$035
Net income$6,223,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,829
Cash dividends$2,920,0001,003
Sale, conversion, retirement of capital stock, net$-1,00010,039
Net operating income$6,311,000878
1998-12-31 (YTD Data)Rank
Total interest income$21,338,0001,515
Total interest expense$8,814,0001,738
Net interest income$12,524,0001,355
Provision for loan and lease losses$570,0001,556
Total noninterest income$2,404,0001,585
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,346,000922
Trading account gains and fees$0224
Additional Noninterest Income$1,058,0001,780
Total noninterest expense$9,438,0001,395
Salaries and employee benefits$5,304,0001,245
Premises and equipment expense$1,323,0001,484
Additional noninterest expense$2,811,0001,540
Pre-tax net operating income$4,920,0001,500
Securities gains (losses)$-17,00010,264
Applicable income taxes$09,340
Income before extraordinary items$4,903,0001,102
Extraordinary gains, net$032
Net income$4,903,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,149
Cash dividends$3,385,000894
Sale, conversion, retirement of capital stock, net$62,000832
Net operating income$4,920,0001,059
1997-12-31 (YTD Data)Rank
Total interest income$17,610,0001,879
Total interest expense$6,943,0002,165
Net interest income$10,667,0001,622
Provision for loan and lease losses$60,0006,153
Total noninterest income$2,126,0001,684
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,361,000936
Trading account gains and fees$0239
Additional Noninterest Income$765,0002,091
Total noninterest expense$8,493,0001,547
Salaries and employee benefits$4,462,0001,463
Premises and equipment expense$1,244,0001,563
Additional noninterest expense$2,787,0001,537
Pre-tax net operating income$4,240,0001,801
Securities gains (losses)$15,0002,081
Applicable income taxes$1,809,0001,449
Income before extraordinary items$2,446,0002,154
Extraordinary gains, net$044
Net income$2,446,0002,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,231
Cash dividends$1,699,0001,485
Sale, conversion, retirement of capital stock, net$-442,00010,834
Net operating income$2,436,4002,113
1996-12-31 (YTD Data)Rank
Total interest income$14,773,0002,273
Total interest expense$5,292,0002,862
Net interest income$9,481,0001,879
Provision for loan and lease losses$60,0006,086
Total noninterest income$1,747,0002,047
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,177,0001,119
Trading account gains and fees$0262
Additional Noninterest Income$570,0002,660
Total noninterest expense$7,149,0001,960
Salaries and employee benefits$3,852,0001,719
Premises and equipment expense$1,165,0001,731
Additional noninterest expense$2,132,0002,314
Pre-tax net operating income$4,019,0001,792
Securities gains (losses)$5,0002,986
Applicable income taxes$1,344,0001,779
Income before extraordinary items$2,680,0001,843
Extraordinary gains, net$053
Net income$2,680,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0006,098
Cash dividends$1,190,0001,906
Sale, conversion, retirement of capital stock, net$-136,00011,364
Net operating income$2,676,6501,814
1995-12-31 (YTD Data)Rank
Total interest income$13,724,0002,434
Total interest expense$5,018,0003,019
Net interest income$8,706,0002,063
Provision for loan and lease losses$08,958
Total noninterest income$1,463,0002,321
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,065,0001,263
Trading account gains and fees$0522
Additional Noninterest Income$398,0003,323
Total noninterest expense$6,180,0002,202
Salaries and employee benefits$3,349,0001,983
Premises and equipment expense$1,040,0001,960
Additional noninterest expense$1,791,0002,635
Pre-tax net operating income$3,989,0001,855
Securities gains (losses)$-84,00011,411
Applicable income taxes$1,275,0001,918
Income before extraordinary items$2,630,0001,903
Extraordinary gains, net$065
Net income$2,630,0001,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,600
Cash dividends$392,0003,956
Sale, conversion, retirement of capital stock, net$-2,00010,427
Net operating income$2,686,2801,848
1994-12-31 (YTD Data)Rank
Total interest income$12,737,0002,377
Total interest expense$4,202,0002,906
Net interest income$8,535,0002,107
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,512,0002,277
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,142,0001,157
Trading account gains and fees$0475
Additional Noninterest Income$370,0003,575
Total noninterest expense$5,938,0002,368
Salaries and employee benefits$3,177,0002,082
Premises and equipment expense$963,0002,102
Additional noninterest expense$1,798,0002,834
Pre-tax net operating income$4,049,0001,754
Securities gains (losses)$-302,00012,115
Applicable income taxes$1,137,0001,983
Income before extraordinary items$2,610,0001,869
Extraordinary gains, net$0249
Net income$2,610,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,944
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$-7,00012,451
Net operating income$2,821,4001,739
1993-12-31 (YTD Data)Rank
Total interest income$11,716,0002,638
Total interest expense$3,730,0003,375
Net interest income$7,986,0002,252
Provision for loan and lease losses$295,0003,072
Total noninterest income$1,554,0002,380
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,150,0001,163
Trading account gains and fees$0532
Additional Noninterest Income$404,0003,725
Total noninterest expense$5,594,0002,559
Salaries and employee benefits$2,999,0002,213
Premises and equipment expense$816,0002,511
Additional noninterest expense$1,779,0003,014
Pre-tax net operating income$3,651,0001,869
Securities gains (losses)$95,0002,571
Applicable income taxes$1,176,0001,957
Income before extraordinary items$2,570,0001,950
Extraordinary gains, net$03,149
Net income$2,570,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0006,463
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$-646,00013,243
Net operating income$2,504,4501,880
1992-12-31 (YTD Data)Rank
Total interest income$11,448,0003,077
Total interest expense$4,306,0003,808
Net interest income$7,142,0002,543
Provision for loan and lease losses$651,0002,487
Total noninterest income$1,279,0002,711
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$974,0001,372
Trading account gains and fees$0504
Additional Noninterest Income$305,0004,373
Total noninterest expense$5,214,0002,752
Salaries and employee benefits$2,802,0002,317
Premises and equipment expense$729,0002,830
Additional noninterest expense$1,683,0003,249
Pre-tax net operating income$2,556,0002,426
Securities gains (losses)$446,0001,177
Applicable income taxes$903,0002,315
Income before extraordinary items$2,099,0002,187
Extraordinary gains, net$01,422
Net income$2,099,0002,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0003,138
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-447,00013,861
Net operating income$1,786,8002,376

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.