Home > First State Bank of Middlebury > Income and Expense
First State Bank of Middlebury, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,480,000 | 1,201 |
| Total interest expense | $9,310,000 | 1,366 |
| Net interest income | $27,170,000 | 1,129 |
| Provision for loan and lease losses | $708,000 | 1,035 |
| Total noninterest income | $4,254,000 | 1,310 |
| Gross Fiduciary activities income | $1,160,000 | 477 |
| Service charges on deposit accounts | $911,000 | 1,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,183,000 | 1,544 |
| Total noninterest expense | $19,425,000 | 1,236 |
| Salaries and employee benefits | $10,212,000 | 1,323 |
| Premises and equipment expense | $1,967,000 | 1,236 |
| Additional noninterest expense | $2,183,000 | 1,544 |
| Pre-tax net operating income | $11,291,000 | 1,066 |
| Securities gains (losses) | $32,000 | 528 |
| Applicable income taxes | $1,992,000 | 987 |
| Income before extraordinary items | $9,331,000 | 1,067 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,331,000 | 1,079 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,331,000 | 1,070 |
| Net charge-offs | $209,000 | 1,138 |
| Cash dividends | $4,500,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,304,760 | 1,095 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,601,000 | 1,203 |
| Total interest expense | $6,075,000 | 1,393 |
| Net interest income | $20,526,000 | 1,132 |
| Provision for loan and lease losses | $547,000 | 950 |
| Total noninterest income | $3,128,000 | 1,312 |
| Gross Fiduciary activities income | $877,000 | 474 |
| Service charges on deposit accounts | $630,000 | 1,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,621,000 | 1,536 |
| Total noninterest expense | $14,620,000 | 1,230 |
| Salaries and employee benefits | $7,629,000 | 1,322 |
| Premises and equipment expense | $1,505,000 | 1,213 |
| Additional noninterest expense | $1,621,000 | 1,536 |
| Pre-tax net operating income | $8,487,000 | 1,103 |
| Securities gains (losses) | $35,000 | 317 |
| Applicable income taxes | $1,331,000 | 1,083 |
| Income before extraordinary items | $7,191,000 | 1,098 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,191,000 | 1,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,191,000 | 1,098 |
| Net charge-offs | $-75,000 | 4,303 |
| Cash dividends | $3,500,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,161,600 | 1,118 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,225,000 | 1,206 |
| Total interest expense | $3,418,000 | 1,438 |
| Net interest income | $13,807,000 | 1,135 |
| Provision for loan and lease losses | $286,000 | 1,093 |
| Total noninterest income | $2,021,000 | 1,290 |
| Gross Fiduciary activities income | $567,000 | 472 |
| Service charges on deposit accounts | $381,000 | 1,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,073,000 | 1,470 |
| Total noninterest expense | $9,848,000 | 1,208 |
| Salaries and employee benefits | $5,239,000 | 1,297 |
| Premises and equipment expense | $1,013,000 | 1,199 |
| Additional noninterest expense | $1,073,000 | 1,468 |
| Pre-tax net operating income | $5,694,000 | 1,096 |
| Securities gains (losses) | $35,000 | 331 |
| Applicable income taxes | $887,000 | 1,091 |
| Income before extraordinary items | $4,842,000 | 1,082 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,842,000 | 1,095 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,842,000 | 1,082 |
| Net charge-offs | $-16,000 | 4,052 |
| Cash dividends | $1,550,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,812,250 | 1,094 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,318,000 | 1,218 |
| Total interest expense | $1,377,000 | 1,521 |
| Net interest income | $6,941,000 | 1,131 |
| Provision for loan and lease losses | $210,000 | 864 |
| Total noninterest income | $973,000 | 1,319 |
| Gross Fiduciary activities income | $272,000 | 491 |
| Service charges on deposit accounts | $185,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 1,495 |
| Total noninterest expense | $4,806,000 | 1,247 |
| Salaries and employee benefits | $2,542,000 | 1,342 |
| Premises and equipment expense | $501,000 | 1,242 |
| Additional noninterest expense | $516,000 | 1,495 |
| Pre-tax net operating income | $2,898,000 | 1,103 |
| Securities gains (losses) | $34,000 | 331 |
| Applicable income taxes | $455,000 | 1,099 |
| Income before extraordinary items | $2,477,000 | 1,081 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,477,000 | 1,080 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,477,000 | 1,080 |
| Net charge-offs | $22,000 | 1,082 |
| Cash dividends | $850,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,448,440 | 1,108 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $29,064,000 | 1,175 |
| Total interest expense | $2,788,000 | 1,246 |
| Net interest income | $26,276,000 | 1,151 |
| Provision for loan and lease losses | $235,000 | 1,713 |
| Total noninterest income | $5,264,000 | 1,172 |
| Gross Fiduciary activities income | $1,237,000 | 477 |
| Service charges on deposit accounts | $795,000 | 1,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,232,000 | 1,194 |
| Total noninterest expense | $19,540,000 | 1,207 |
| Salaries and employee benefits | $10,458,000 | 1,278 |
| Premises and equipment expense | $1,988,000 | 1,217 |
| Additional noninterest expense | $3,232,000 | 1,194 |
| Pre-tax net operating income | $11,765,000 | 1,133 |
| Securities gains (losses) | $217,000 | 113 |
| Applicable income taxes | $1,833,000 | 1,142 |
| Income before extraordinary items | $10,149,000 | 1,094 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,149,000 | 1,093 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,149,000 | 1,094 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $5,700,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,964,550 | 1,132 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $20,924,000 | 1,176 |
| Total interest expense | $1,711,000 | 1,166 |
| Net interest income | $19,213,000 | 1,158 |
| Provision for loan and lease losses | $167,000 | 1,588 |
| Total noninterest income | $4,100,000 | 1,152 |
| Gross Fiduciary activities income | $969,000 | 479 |
| Service charges on deposit accounts | $588,000 | 1,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,543,000 | 1,190 |
| Total noninterest expense | $14,410,000 | 1,216 |
| Salaries and employee benefits | $7,711,000 | 1,285 |
| Premises and equipment expense | $1,533,000 | 1,179 |
| Additional noninterest expense | $2,543,000 | 1,190 |
| Pre-tax net operating income | $8,736,000 | 1,126 |
| Securities gains (losses) | $209,000 | 103 |
| Applicable income taxes | $1,286,000 | 1,190 |
| Income before extraordinary items | $7,659,000 | 1,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,659,000 | 1,079 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,659,000 | 1,080 |
| Net charge-offs | $33,000 | 1,393 |
| Cash dividends | $4,350,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,479,260 | 1,122 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,408,000 | 1,164 |
| Total interest expense | $1,055,000 | 1,090 |
| Net interest income | $12,353,000 | 1,158 |
| Provision for loan and lease losses | $98,000 | 1,552 |
| Total noninterest income | $2,884,000 | 1,098 |
| Gross Fiduciary activities income | $655,000 | 439 |
| Service charges on deposit accounts | $356,000 | 1,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,873,000 | 1,141 |
| Total noninterest expense | $9,497,000 | 1,220 |
| Salaries and employee benefits | $4,997,000 | 1,312 |
| Premises and equipment expense | $1,033,000 | 1,160 |
| Additional noninterest expense | $3,467,000 | 1,051 |
| Pre-tax net operating income | $5,642,000 | 1,107 |
| Securities gains (losses) | $170,000 | 109 |
| Applicable income taxes | $811,000 | 1,159 |
| Income before extraordinary items | $5,001,000 | 1,044 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,001,000 | 1,043 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,001,000 | 1,044 |
| Net charge-offs | $57,000 | 913 |
| Cash dividends | $3,500,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,854,800 | 1,093 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 1,168 |
| Total interest expense | $536,000 | 1,024 |
| Net interest income | $5,920,000 | 1,165 |
| Provision for loan and lease losses | $36,000 | 1,505 |
| Total noninterest income | $1,234,000 | 1,217 |
| Gross Fiduciary activities income | $325,000 | 446 |
| Service charges on deposit accounts | $167,000 | 1,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $742,000 | 1,324 |
| Total noninterest expense | $4,683,000 | 1,228 |
| Salaries and employee benefits | $2,470,000 | 1,323 |
| Premises and equipment expense | $533,000 | 1,130 |
| Additional noninterest expense | $1,680,000 | 1,057 |
| Pre-tax net operating income | $2,435,000 | 1,176 |
| Securities gains (losses) | $26,000 | 264 |
| Applicable income taxes | $310,000 | 1,280 |
| Income before extraordinary items | $2,151,000 | 1,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,151,000 | 1,140 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,151,000 | 1,141 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $650,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,128,380 | 1,162 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,796,000 | 1,159 |
| Total interest expense | $2,453,000 | 1,107 |
| Net interest income | $24,343,000 | 1,157 |
| Provision for loan and lease losses | $233,000 | 1,634 |
| Total noninterest income | $7,172,000 | 1,053 |
| Gross Fiduciary activities income | $1,228,000 | 445 |
| Service charges on deposit accounts | $617,000 | 1,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,327,000 | 1,024 |
| Total noninterest expense | $19,360,000 | 1,193 |
| Salaries and employee benefits | $10,643,000 | 1,240 |
| Premises and equipment expense | $2,192,000 | 1,122 |
| Additional noninterest expense | $6,525,000 | 1,078 |
| Pre-tax net operating income | $11,922,000 | 1,130 |
| Securities gains (losses) | $626,000 | 304 |
| Applicable income taxes | $1,759,000 | 1,183 |
| Income before extraordinary items | $10,789,000 | 1,086 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,789,000 | 1,086 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,789,000 | 1,086 |
| Net charge-offs | $-75,000 | 4,266 |
| Cash dividends | $2,675,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,250,640 | 1,114 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $20,066,000 | 1,186 |
| Total interest expense | $1,882,000 | 1,145 |
| Net interest income | $18,184,000 | 1,184 |
| Provision for loan and lease losses | $227,000 | 1,355 |
| Total noninterest income | $4,796,000 | 1,141 |
| Gross Fiduciary activities income | $916,000 | 442 |
| Service charges on deposit accounts | $451,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,429,000 | 1,172 |
| Total noninterest expense | $14,295,000 | 1,209 |
| Salaries and employee benefits | $8,006,000 | 1,240 |
| Premises and equipment expense | $1,617,000 | 1,148 |
| Additional noninterest expense | $4,672,000 | 1,115 |
| Pre-tax net operating income | $8,458,000 | 1,217 |
| Securities gains (losses) | $542,000 | 305 |
| Applicable income taxes | $1,370,000 | 1,222 |
| Income before extraordinary items | $7,630,000 | 1,179 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,630,000 | 1,179 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,630,000 | 1,180 |
| Net charge-offs | $-96,000 | 4,444 |
| Cash dividends | $1,725,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,169,300 | 1,212 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $13,136,000 | 1,199 |
| Total interest expense | $1,302,000 | 1,147 |
| Net interest income | $11,834,000 | 1,196 |
| Provision for loan and lease losses | $222,000 | 1,125 |
| Total noninterest income | $3,340,000 | 1,111 |
| Gross Fiduciary activities income | $615,000 | 435 |
| Service charges on deposit accounts | $289,000 | 1,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,436,000 | 1,126 |
| Total noninterest expense | $9,348,000 | 1,217 |
| Salaries and employee benefits | $5,323,000 | 1,240 |
| Premises and equipment expense | $1,040,000 | 1,177 |
| Additional noninterest expense | $2,985,000 | 1,135 |
| Pre-tax net operating income | $5,604,000 | 1,211 |
| Securities gains (losses) | $318,000 | 369 |
| Applicable income taxes | $906,000 | 1,229 |
| Income before extraordinary items | $5,016,000 | 1,174 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,016,000 | 1,175 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,016,000 | 1,175 |
| Net charge-offs | $-62,000 | 4,425 |
| Cash dividends | $1,150,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,745,700 | 1,202 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 1,182 |
| Total interest expense | $668,000 | 1,188 |
| Net interest income | $6,053,000 | 1,167 |
| Provision for loan and lease losses | $153,000 | 932 |
| Total noninterest income | $1,462,000 | 1,201 |
| Gross Fiduciary activities income | $314,000 | 431 |
| Service charges on deposit accounts | $147,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,001,000 | 1,277 |
| Total noninterest expense | $4,608,000 | 1,215 |
| Salaries and employee benefits | $2,597,000 | 1,251 |
| Premises and equipment expense | $517,000 | 1,186 |
| Additional noninterest expense | $1,494,000 | 1,110 |
| Pre-tax net operating income | $2,754,000 | 1,219 |
| Securities gains (losses) | $195,000 | 337 |
| Applicable income taxes | $468,000 | 1,186 |
| Income before extraordinary items | $2,481,000 | 1,197 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,481,000 | 1,197 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,481,000 | 1,197 |
| Net charge-offs | $-31,000 | 4,474 |
| Cash dividends | $575,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,317,200 | 1,221 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $28,258,000 | 1,119 |
| Total interest expense | $3,376,000 | 1,353 |
| Net interest income | $24,882,000 | 1,078 |
| Provision for loan and lease losses | $1,287,000 | 1,360 |
| Total noninterest income | $6,162,000 | 1,105 |
| Gross Fiduciary activities income | $1,085,000 | 443 |
| Service charges on deposit accounts | $690,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,387,000 | 1,125 |
| Total noninterest expense | $17,930,000 | 1,208 |
| Salaries and employee benefits | $10,106,000 | 1,245 |
| Premises and equipment expense | $2,031,000 | 1,165 |
| Additional noninterest expense | $5,793,000 | 1,127 |
| Pre-tax net operating income | $11,827,000 | 925 |
| Securities gains (losses) | $779,000 | 447 |
| Applicable income taxes | $2,102,000 | 911 |
| Income before extraordinary items | $10,504,000 | 914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,504,000 | 914 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,504,000 | 914 |
| Net charge-offs | $734,000 | 785 |
| Cash dividends | $2,300,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,857,430 | 935 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $21,166,000 | 1,119 |
| Total interest expense | $2,687,000 | 1,347 |
| Net interest income | $18,479,000 | 1,071 |
| Provision for loan and lease losses | $982,000 | 1,389 |
| Total noninterest income | $4,378,000 | 1,115 |
| Gross Fiduciary activities income | $822,000 | 440 |
| Service charges on deposit accounts | $515,000 | 1,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,041,000 | 1,157 |
| Total noninterest expense | $13,411,000 | 1,192 |
| Salaries and employee benefits | $7,462,000 | 1,251 |
| Premises and equipment expense | $1,703,000 | 1,054 |
| Additional noninterest expense | $4,246,000 | 1,133 |
| Pre-tax net operating income | $8,464,000 | 926 |
| Securities gains (losses) | $621,000 | 436 |
| Applicable income taxes | $1,538,000 | 881 |
| Income before extraordinary items | $7,547,000 | 910 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,547,000 | 910 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,547,000 | 910 |
| Net charge-offs | $677,000 | 631 |
| Cash dividends | $1,350,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,031,570 | 940 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,708,000 | 1,152 |
| Total interest expense | $1,920,000 | 1,355 |
| Net interest income | $11,788,000 | 1,108 |
| Provision for loan and lease losses | $530,000 | 1,565 |
| Total noninterest income | $2,649,000 | 1,129 |
| Gross Fiduciary activities income | $535,000 | 447 |
| Service charges on deposit accounts | $351,000 | 1,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,763,000 | 1,185 |
| Total noninterest expense | $9,002,000 | 1,173 |
| Salaries and employee benefits | $4,986,000 | 1,235 |
| Premises and equipment expense | $1,148,000 | 1,042 |
| Additional noninterest expense | $2,868,000 | 1,110 |
| Pre-tax net operating income | $4,905,000 | 969 |
| Securities gains (losses) | $577,000 | 336 |
| Applicable income taxes | $894,000 | 903 |
| Income before extraordinary items | $4,588,000 | 925 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,588,000 | 925 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,588,000 | 925 |
| Net charge-offs | $12,000 | 2,384 |
| Cash dividends | $900,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,103,320 | 996 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 1,160 |
| Total interest expense | $1,032,000 | 1,394 |
| Net interest income | $5,798,000 | 1,107 |
| Provision for loan and lease losses | $81,000 | 2,132 |
| Total noninterest income | $1,123,000 | 1,198 |
| Gross Fiduciary activities income | $282,000 | 439 |
| Service charges on deposit accounts | $208,000 | 1,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 1,312 |
| Total noninterest expense | $4,647,000 | 1,162 |
| Salaries and employee benefits | $2,581,000 | 1,206 |
| Premises and equipment expense | $595,000 | 1,033 |
| Additional noninterest expense | $1,471,000 | 1,116 |
| Pre-tax net operating income | $2,193,000 | 968 |
| Securities gains (losses) | $318,000 | 270 |
| Applicable income taxes | $400,000 | 874 |
| Income before extraordinary items | $2,111,000 | 894 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,111,000 | 894 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,111,000 | 894 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $450,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,843,880 | 996 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,298,000 | 1,174 |
| Total interest expense | $4,187,000 | 1,434 |
| Net interest income | $23,111,000 | 1,111 |
| Provision for loan and lease losses | $28,000 | 3,632 |
| Total noninterest income | $4,156,000 | 1,278 |
| Gross Fiduciary activities income | $983,000 | 462 |
| Service charges on deposit accounts | $848,000 | 1,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,325,000 | 1,404 |
| Total noninterest expense | $17,716,000 | 1,184 |
| Salaries and employee benefits | $9,751,000 | 1,226 |
| Premises and equipment expense | $2,053,000 | 1,143 |
| Additional noninterest expense | $5,912,000 | 1,093 |
| Pre-tax net operating income | $9,523,000 | 1,090 |
| Securities gains (losses) | $475,000 | 367 |
| Applicable income taxes | $1,568,000 | 1,077 |
| Income before extraordinary items | $8,430,000 | 1,072 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,430,000 | 1,074 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,430,000 | 1,074 |
| Net charge-offs | $99,000 | 2,213 |
| Cash dividends | $1,600,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,031,000 | 1,089 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,395,000 | 1,183 |
| Total interest expense | $3,111,000 | 1,446 |
| Net interest income | $17,284,000 | 1,121 |
| Provision for loan and lease losses | $75,000 | 2,839 |
| Total noninterest income | $3,196,000 | 1,242 |
| Gross Fiduciary activities income | $680,000 | 473 |
| Service charges on deposit accounts | $627,000 | 1,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,889,000 | 1,327 |
| Total noninterest expense | $13,161,000 | 1,197 |
| Salaries and employee benefits | $7,273,000 | 1,240 |
| Premises and equipment expense | $1,582,000 | 1,126 |
| Additional noninterest expense | $4,306,000 | 1,121 |
| Pre-tax net operating income | $7,244,000 | 1,103 |
| Securities gains (losses) | $476,000 | 326 |
| Applicable income taxes | $1,227,000 | 1,075 |
| Income before extraordinary items | $6,493,000 | 1,078 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,493,000 | 1,079 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,493,000 | 1,079 |
| Net charge-offs | $-40,000 | 4,774 |
| Cash dividends | $1,200,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,093,160 | 1,100 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,410,000 | 1,187 |
| Total interest expense | $1,978,000 | 1,471 |
| Net interest income | $11,432,000 | 1,125 |
| Provision for loan and lease losses | $118,000 | 2,093 |
| Total noninterest income | $2,006,000 | 1,273 |
| Gross Fiduciary activities income | $445,000 | 475 |
| Service charges on deposit accounts | $407,000 | 1,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,154,000 | 1,366 |
| Total noninterest expense | $8,816,000 | 1,191 |
| Salaries and employee benefits | $4,878,000 | 1,232 |
| Premises and equipment expense | $1,027,000 | 1,150 |
| Additional noninterest expense | $2,911,000 | 1,118 |
| Pre-tax net operating income | $4,504,000 | 1,135 |
| Securities gains (losses) | $347,000 | 273 |
| Applicable income taxes | $756,000 | 1,107 |
| Income before extraordinary items | $4,095,000 | 1,091 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,095,000 | 1,091 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,095,000 | 1,091 |
| Net charge-offs | $-71,000 | 4,994 |
| Cash dividends | $800,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,803,520 | 1,133 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 1,198 |
| Total interest expense | $878,000 | 1,575 |
| Net interest income | $5,682,000 | 1,131 |
| Provision for loan and lease losses | $111,000 | 1,395 |
| Total noninterest income | $923,000 | 1,308 |
| Gross Fiduciary activities income | $225,000 | 477 |
| Service charges on deposit accounts | $201,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 1,450 |
| Total noninterest expense | $4,456,000 | 1,184 |
| Salaries and employee benefits | $2,425,000 | 1,241 |
| Premises and equipment expense | $530,000 | 1,128 |
| Additional noninterest expense | $1,501,000 | 1,073 |
| Pre-tax net operating income | $2,038,000 | 1,191 |
| Securities gains (losses) | $229,000 | 185 |
| Applicable income taxes | $346,000 | 1,157 |
| Income before extraordinary items | $1,921,000 | 1,123 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,921,000 | 1,122 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,921,000 | 1,122 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $400,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,726,350 | 1,206 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $24,868,000 | 1,186 |
| Total interest expense | $2,726,000 | 1,535 |
| Net interest income | $22,142,000 | 1,137 |
| Provision for loan and lease losses | $1,167,000 | 795 |
| Total noninterest income | $4,472,000 | 1,174 |
| Gross Fiduciary activities income | $843,000 | 494 |
| Service charges on deposit accounts | $839,000 | 1,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,790,000 | 1,203 |
| Total noninterest expense | $16,721,000 | 1,223 |
| Salaries and employee benefits | $9,265,000 | 1,242 |
| Premises and equipment expense | $2,041,000 | 1,153 |
| Additional noninterest expense | $5,415,000 | 1,168 |
| Pre-tax net operating income | $8,726,000 | 1,153 |
| Securities gains (losses) | $503,000 | 123 |
| Applicable income taxes | $1,393,000 | 1,098 |
| Income before extraordinary items | $7,836,000 | 1,105 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,836,000 | 1,104 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,836,000 | 1,104 |
| Net charge-offs | $-106,000 | 5,052 |
| Cash dividends | $1,400,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,408,450 | 1,157 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $18,280,000 | 1,193 |
| Total interest expense | $1,928,000 | 1,529 |
| Net interest income | $16,352,000 | 1,146 |
| Provision for loan and lease losses | $561,000 | 1,037 |
| Total noninterest income | $3,261,000 | 1,202 |
| Gross Fiduciary activities income | $590,000 | 500 |
| Service charges on deposit accounts | $411,000 | 1,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,260,000 | 1,157 |
| Total noninterest expense | $12,616,000 | 1,220 |
| Salaries and employee benefits | $6,950,000 | 1,242 |
| Premises and equipment expense | $1,529,000 | 1,150 |
| Additional noninterest expense | $4,137,000 | 1,146 |
| Pre-tax net operating income | $6,436,000 | 1,167 |
| Securities gains (losses) | $495,000 | 124 |
| Applicable income taxes | $1,052,000 | 1,130 |
| Income before extraordinary items | $5,879,000 | 1,115 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,879,000 | 1,114 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,879,000 | 1,114 |
| Net charge-offs | $-107,000 | 5,128 |
| Cash dividends | $1,050,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,458,250 | 1,168 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,947,000 | 1,203 |
| Total interest expense | $1,190,000 | 1,552 |
| Net interest income | $10,757,000 | 1,156 |
| Provision for loan and lease losses | $118,000 | 2,093 |
| Total noninterest income | $2,039,000 | 1,269 |
| Gross Fiduciary activities income | $365,000 | 517 |
| Service charges on deposit accounts | $266,000 | 1,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,408,000 | 1,209 |
| Total noninterest expense | $8,307,000 | 1,236 |
| Salaries and employee benefits | $4,585,000 | 1,264 |
| Premises and equipment expense | $993,000 | 1,187 |
| Additional noninterest expense | $2,729,000 | 1,159 |
| Pre-tax net operating income | $4,371,000 | 1,140 |
| Securities gains (losses) | $386,000 | 120 |
| Applicable income taxes | $729,000 | 1,091 |
| Income before extraordinary items | $4,028,000 | 1,073 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,028,000 | 1,072 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,028,000 | 1,072 |
| Net charge-offs | $-164,000 | 5,317 |
| Cash dividends | $700,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,699,900 | 1,131 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 1,226 |
| Total interest expense | $540,000 | 1,611 |
| Net interest income | $5,262,000 | 1,176 |
| Provision for loan and lease losses | $6,000 | 3,271 |
| Total noninterest income | $929,000 | 1,333 |
| Gross Fiduciary activities income | $171,000 | 545 |
| Service charges on deposit accounts | $135,000 | 1,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 1,302 |
| Total noninterest expense | $4,198,000 | 1,228 |
| Salaries and employee benefits | $2,329,000 | 1,255 |
| Premises and equipment expense | $520,000 | 1,153 |
| Additional noninterest expense | $1,349,000 | 1,166 |
| Pre-tax net operating income | $1,987,000 | 1,195 |
| Securities gains (losses) | $256,000 | 102 |
| Applicable income taxes | $340,000 | 1,122 |
| Income before extraordinary items | $1,903,000 | 1,092 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,903,000 | 1,091 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,903,000 | 1,092 |
| Net charge-offs | $-161,000 | 5,456 |
| Cash dividends | $350,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,685,400 | 1,193 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $22,623,000 | 1,217 |
| Total interest expense | $2,116,000 | 1,476 |
| Net interest income | $20,507,000 | 1,185 |
| Provision for loan and lease losses | $852,000 | 1,002 |
| Total noninterest income | $4,324,000 | 1,220 |
| Gross Fiduciary activities income | $694,000 | 523 |
| Service charges on deposit accounts | $557,000 | 1,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,073,000 | 1,140 |
| Total noninterest expense | $16,048,000 | 1,244 |
| Salaries and employee benefits | $8,582,000 | 1,314 |
| Premises and equipment expense | $1,990,000 | 1,178 |
| Additional noninterest expense | $5,476,000 | 1,165 |
| Pre-tax net operating income | $7,931,000 | 1,188 |
| Securities gains (losses) | $358,000 | 274 |
| Applicable income taxes | $2,220,000 | 1,204 |
| Income before extraordinary items | $6,069,000 | 1,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,069,000 | 1,159 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,069,000 | 1,159 |
| Net charge-offs | $708,000 | 874 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,807,660 | 1,180 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,724,000 | 1,234 |
| Total interest expense | $1,564,000 | 1,462 |
| Net interest income | $15,160,000 | 1,201 |
| Provision for loan and lease losses | $714,000 | 912 |
| Total noninterest income | $3,168,000 | 1,262 |
| Gross Fiduciary activities income | $522,000 | 527 |
| Service charges on deposit accounts | $409,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,237,000 | 1,170 |
| Total noninterest expense | $11,940,000 | 1,267 |
| Salaries and employee benefits | $6,342,000 | 1,339 |
| Premises and equipment expense | $1,529,000 | 1,161 |
| Additional noninterest expense | $4,069,000 | 1,163 |
| Pre-tax net operating income | $5,674,000 | 1,256 |
| Securities gains (losses) | $267,000 | 308 |
| Applicable income taxes | $1,389,000 | 1,180 |
| Income before extraordinary items | $4,552,000 | 1,244 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,552,000 | 1,244 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,552,000 | 1,244 |
| Net charge-offs | $694,000 | 635 |
| Cash dividends | $900,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,346,410 | 1,265 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 1,251 |
| Total interest expense | $1,024,000 | 1,454 |
| Net interest income | $9,860,000 | 1,225 |
| Provision for loan and lease losses | $397,000 | 995 |
| Total noninterest income | $2,098,000 | 1,266 |
| Gross Fiduciary activities income | $342,000 | 539 |
| Service charges on deposit accounts | $262,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,494,000 | 1,194 |
| Total noninterest expense | $7,869,000 | 1,279 |
| Salaries and employee benefits | $4,173,000 | 1,360 |
| Premises and equipment expense | $1,035,000 | 1,145 |
| Additional noninterest expense | $2,661,000 | 1,181 |
| Pre-tax net operating income | $3,692,000 | 1,267 |
| Securities gains (losses) | $180,000 | 300 |
| Applicable income taxes | $896,000 | 1,184 |
| Income before extraordinary items | $2,976,000 | 1,248 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,976,000 | 1,248 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,976,000 | 1,248 |
| Net charge-offs | $244,000 | 937 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,837,400 | 1,282 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 1,268 |
| Total interest expense | $511,000 | 1,434 |
| Net interest income | $4,784,000 | 1,258 |
| Provision for loan and lease losses | $197,000 | 952 |
| Total noninterest income | $1,012,000 | 1,296 |
| Gross Fiduciary activities income | $154,000 | 568 |
| Service charges on deposit accounts | $125,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $733,000 | 1,191 |
| Total noninterest expense | $3,922,000 | 1,293 |
| Salaries and employee benefits | $2,086,000 | 1,375 |
| Premises and equipment expense | $504,000 | 1,184 |
| Additional noninterest expense | $1,332,000 | 1,185 |
| Pre-tax net operating income | $1,677,000 | 1,338 |
| Securities gains (losses) | $83,000 | 262 |
| Applicable income taxes | $387,000 | 1,268 |
| Income before extraordinary items | $1,373,000 | 1,316 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,373,000 | 1,315 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,373,000 | 1,316 |
| Net charge-offs | $-23,000 | 5,304 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,308,260 | 1,340 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,442,000 | 1,277 |
| Total interest expense | $1,963,000 | 1,442 |
| Net interest income | $18,479,000 | 1,251 |
| Provision for loan and lease losses | $1,173,000 | 802 |
| Total noninterest income | $4,492,000 | 1,243 |
| Gross Fiduciary activities income | $657,000 | 538 |
| Service charges on deposit accounts | $600,000 | 1,801 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,235,000 | 1,150 |
| Total noninterest expense | $15,911,000 | 1,261 |
| Salaries and employee benefits | $8,382,000 | 1,324 |
| Premises and equipment expense | $1,955,000 | 1,201 |
| Additional noninterest expense | $5,574,000 | 1,154 |
| Pre-tax net operating income | $5,887,000 | 1,422 |
| Securities gains (losses) | $270,000 | 710 |
| Applicable income taxes | $1,310,000 | 1,387 |
| Income before extraordinary items | $4,847,000 | 1,425 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,847,000 | 1,424 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,847,000 | 1,424 |
| Net charge-offs | $650,000 | 910 |
| Cash dividends | $1,050,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,633,700 | 1,445 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,084,000 | 1,300 |
| Total interest expense | $1,461,000 | 1,450 |
| Net interest income | $13,623,000 | 1,281 |
| Provision for loan and lease losses | $616,000 | 998 |
| Total noninterest income | $3,344,000 | 1,242 |
| Gross Fiduciary activities income | $492,000 | 541 |
| Service charges on deposit accounts | $466,000 | 1,765 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,386,000 | 1,165 |
| Total noninterest expense | $12,005,000 | 1,255 |
| Salaries and employee benefits | $6,254,000 | 1,326 |
| Premises and equipment expense | $1,495,000 | 1,187 |
| Additional noninterest expense | $4,256,000 | 1,152 |
| Pre-tax net operating income | $4,346,000 | 1,459 |
| Securities gains (losses) | $221,000 | 752 |
| Applicable income taxes | $970,000 | 1,440 |
| Income before extraordinary items | $3,597,000 | 1,458 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,597,000 | 1,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,597,000 | 1,458 |
| Net charge-offs | $126,000 | 1,860 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,422,410 | 1,473 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 1,317 |
| Total interest expense | $963,000 | 1,464 |
| Net interest income | $8,950,000 | 1,305 |
| Provision for loan and lease losses | $459,000 | 916 |
| Total noninterest income | $2,205,000 | 1,234 |
| Gross Fiduciary activities income | $346,000 | 528 |
| Service charges on deposit accounts | $313,000 | 1,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,546,000 | 1,163 |
| Total noninterest expense | $7,899,000 | 1,276 |
| Salaries and employee benefits | $4,094,000 | 1,351 |
| Premises and equipment expense | $999,000 | 1,184 |
| Additional noninterest expense | $2,806,000 | 1,159 |
| Pre-tax net operating income | $2,797,000 | 1,491 |
| Securities gains (losses) | $126,000 | 826 |
| Applicable income taxes | $613,000 | 1,477 |
| Income before extraordinary items | $2,310,000 | 1,490 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,310,000 | 1,490 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,310,000 | 1,490 |
| Net charge-offs | $151,000 | 1,316 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,210,460 | 1,496 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 1,338 |
| Total interest expense | $479,000 | 1,469 |
| Net interest income | $4,357,000 | 1,327 |
| Provision for loan and lease losses | $304,000 | 665 |
| Total noninterest income | $1,069,000 | 1,237 |
| Gross Fiduciary activities income | $175,000 | 526 |
| Service charges on deposit accounts | $166,000 | 1,657 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $728,000 | 1,172 |
| Total noninterest expense | $3,904,000 | 1,291 |
| Salaries and employee benefits | $2,019,000 | 1,373 |
| Premises and equipment expense | $523,000 | 1,142 |
| Additional noninterest expense | $1,362,000 | 1,185 |
| Pre-tax net operating income | $1,218,000 | 1,647 |
| Securities gains (losses) | $86,000 | 594 |
| Applicable income taxes | $252,000 | 1,650 |
| Income before extraordinary items | $1,052,000 | 1,558 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,052,000 | 1,558 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,052,000 | 1,559 |
| Net charge-offs | $110,000 | 958 |
| Cash dividends | $250,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $982,340 | 1,607 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,698,000 | 1,348 |
| Total interest expense | $1,890,000 | 1,460 |
| Net interest income | $16,808,000 | 1,334 |
| Provision for loan and lease losses | $480,000 | 1,398 |
| Total noninterest income | $4,275,000 | 1,245 |
| Gross Fiduciary activities income | $588,000 | 562 |
| Service charges on deposit accounts | $811,000 | 1,461 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,876,000 | 1,196 |
| Total noninterest expense | $16,187,000 | 1,228 |
| Salaries and employee benefits | $8,465,000 | 1,289 |
| Premises and equipment expense | $1,922,000 | 1,223 |
| Additional noninterest expense | $5,800,000 | 1,115 |
| Pre-tax net operating income | $4,416,000 | 1,741 |
| Securities gains (losses) | $425,000 | 407 |
| Applicable income taxes | $902,000 | 1,680 |
| Income before extraordinary items | $3,939,000 | 1,617 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,939,000 | 1,619 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,939,000 | 1,619 |
| Net charge-offs | $106,000 | 2,593 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,594,750 | 1,717 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,889,000 | 1,368 |
| Total interest expense | $1,425,000 | 1,465 |
| Net interest income | $12,464,000 | 1,357 |
| Provision for loan and lease losses | $274,000 | 1,601 |
| Total noninterest income | $3,228,000 | 1,253 |
| Gross Fiduciary activities income | $431,000 | 565 |
| Service charges on deposit accounts | $603,000 | 1,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,194,000 | 1,197 |
| Total noninterest expense | $12,181,000 | 1,237 |
| Salaries and employee benefits | $6,389,000 | 1,293 |
| Premises and equipment expense | $1,443,000 | 1,247 |
| Additional noninterest expense | $4,349,000 | 1,119 |
| Pre-tax net operating income | $3,237,000 | 1,797 |
| Securities gains (losses) | $389,000 | 382 |
| Applicable income taxes | $677,000 | 1,729 |
| Income before extraordinary items | $2,949,000 | 1,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,949,000 | 1,650 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,949,000 | 1,650 |
| Net charge-offs | $93,000 | 2,243 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,633,910 | 1,777 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 1,390 |
| Total interest expense | $950,000 | 1,471 |
| Net interest income | $8,157,000 | 1,381 |
| Provision for loan and lease losses | $121,000 | 2,001 |
| Total noninterest income | $2,265,000 | 1,222 |
| Gross Fiduciary activities income | $301,000 | 572 |
| Service charges on deposit accounts | $386,000 | 1,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,578,000 | 1,141 |
| Total noninterest expense | $8,028,000 | 1,256 |
| Salaries and employee benefits | $4,173,000 | 1,319 |
| Premises and equipment expense | $972,000 | 1,229 |
| Additional noninterest expense | $2,883,000 | 1,122 |
| Pre-tax net operating income | $2,273,000 | 1,707 |
| Securities gains (losses) | $327,000 | 360 |
| Applicable income taxes | $511,000 | 1,602 |
| Income before extraordinary items | $2,089,000 | 1,558 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,089,000 | 1,561 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,089,000 | 1,561 |
| Net charge-offs | $131,000 | 1,486 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,827,400 | 1,698 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 1,408 |
| Total interest expense | $468,000 | 1,486 |
| Net interest income | $4,011,000 | 1,404 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $978,000 | 1,315 |
| Gross Fiduciary activities income | $123,000 | 613 |
| Service charges on deposit accounts | $183,000 | 1,555 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $672,000 | 1,223 |
| Total noninterest expense | $3,955,000 | 1,267 |
| Salaries and employee benefits | $2,060,000 | 1,342 |
| Premises and equipment expense | $497,000 | 1,218 |
| Additional noninterest expense | $1,398,000 | 1,139 |
| Pre-tax net operating income | $1,031,000 | 1,806 |
| Securities gains (losses) | $108,000 | 564 |
| Applicable income taxes | $196,000 | 1,842 |
| Income before extraordinary items | $943,000 | 1,692 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $943,000 | 1,694 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $943,000 | 1,694 |
| Net charge-offs | $99,000 | 1,124 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $853,360 | 1,763 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,652,000 | 1,430 |
| Total interest expense | $1,917,000 | 1,543 |
| Net interest income | $15,735,000 | 1,413 |
| Provision for loan and lease losses | $66,000 | 3,555 |
| Total noninterest income | $3,921,000 | 1,298 |
| Gross Fiduciary activities income | $547,000 | 592 |
| Service charges on deposit accounts | $758,000 | 1,646 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,616,000 | 1,205 |
| Total noninterest expense | $15,352,000 | 1,288 |
| Salaries and employee benefits | $7,953,000 | 1,326 |
| Premises and equipment expense | $1,790,000 | 1,329 |
| Additional noninterest expense | $5,609,000 | 1,172 |
| Pre-tax net operating income | $4,238,000 | 1,754 |
| Securities gains (losses) | $79,000 | 1,426 |
| Applicable income taxes | $680,000 | 1,920 |
| Income before extraordinary items | $3,637,000 | 1,705 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,637,000 | 1,706 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,637,000 | 1,704 |
| Net charge-offs | $642,000 | 1,234 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,570,640 | 1,700 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,089,000 | 1,451 |
| Total interest expense | $1,436,000 | 1,557 |
| Net interest income | $11,653,000 | 1,438 |
| Provision for loan and lease losses | $61,000 | 3,245 |
| Total noninterest income | $2,934,000 | 1,310 |
| Gross Fiduciary activities income | $407,000 | 590 |
| Service charges on deposit accounts | $560,000 | 1,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,967,000 | 1,215 |
| Total noninterest expense | $11,404,000 | 1,312 |
| Salaries and employee benefits | $5,855,000 | 1,350 |
| Premises and equipment expense | $1,373,000 | 1,311 |
| Additional noninterest expense | $4,176,000 | 1,184 |
| Pre-tax net operating income | $3,122,000 | 1,785 |
| Securities gains (losses) | $68,000 | 1,250 |
| Applicable income taxes | $573,000 | 1,848 |
| Income before extraordinary items | $2,617,000 | 1,783 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,617,000 | 1,784 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,617,000 | 1,783 |
| Net charge-offs | $451,000 | 1,244 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,561,240 | 1,777 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,588,000 | 1,462 |
| Total interest expense | $956,000 | 1,571 |
| Net interest income | $7,632,000 | 1,445 |
| Provision for loan and lease losses | $56,000 | 2,927 |
| Total noninterest income | $1,935,000 | 1,313 |
| Gross Fiduciary activities income | $243,000 | 615 |
| Service charges on deposit accounts | $364,000 | 1,690 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,328,000 | 1,189 |
| Total noninterest expense | $7,521,000 | 1,323 |
| Salaries and employee benefits | $3,835,000 | 1,380 |
| Premises and equipment expense | $918,000 | 1,311 |
| Additional noninterest expense | $2,768,000 | 1,176 |
| Pre-tax net operating income | $1,990,000 | 1,825 |
| Securities gains (losses) | $68,000 | 1,001 |
| Applicable income taxes | $352,000 | 1,904 |
| Income before extraordinary items | $1,706,000 | 1,767 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,706,000 | 1,770 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,706,000 | 1,769 |
| Net charge-offs | $381,000 | 1,075 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,649,560 | 1,776 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 1,481 |
| Total interest expense | $480,000 | 1,593 |
| Net interest income | $3,756,000 | 1,459 |
| Provision for loan and lease losses | $4,000 | 3,658 |
| Total noninterest income | $852,000 | 1,389 |
| Gross Fiduciary activities income | $114,000 | 630 |
| Service charges on deposit accounts | $183,000 | 1,674 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $555,000 | 1,309 |
| Total noninterest expense | $3,782,000 | 1,326 |
| Salaries and employee benefits | $1,945,000 | 1,377 |
| Premises and equipment expense | $472,000 | 1,304 |
| Additional noninterest expense | $1,365,000 | 1,168 |
| Pre-tax net operating income | $822,000 | 2,056 |
| Securities gains (losses) | $19,000 | 970 |
| Applicable income taxes | $119,000 | 2,202 |
| Income before extraordinary items | $722,000 | 1,957 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $722,000 | 1,960 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $722,000 | 1,960 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $705,660 | 1,950 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,936,000 | 1,485 |
| Total interest expense | $2,302,000 | 1,477 |
| Net interest income | $14,634,000 | 1,484 |
| Provision for loan and lease losses | $-1,075,000 | 6,683 |
| Total noninterest income | $3,218,000 | 1,542 |
| Gross Fiduciary activities income | $537,000 | 588 |
| Service charges on deposit accounts | $776,000 | 1,694 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,905,000 | 1,564 |
| Total noninterest expense | $13,496,000 | 1,450 |
| Salaries and employee benefits | $7,243,000 | 1,444 |
| Premises and equipment expense | $1,696,000 | 1,401 |
| Additional noninterest expense | $4,557,000 | 1,458 |
| Pre-tax net operating income | $5,431,000 | 1,348 |
| Securities gains (losses) | $350,000 | 618 |
| Applicable income taxes | $1,356,000 | 1,204 |
| Income before extraordinary items | $4,425,000 | 1,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,425,000 | 1,365 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,425,000 | 1,366 |
| Net charge-offs | $1,095,000 | 1,180 |
| Cash dividends | $2,700,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,155,500 | 1,422 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,613,000 | 1,504 |
| Total interest expense | $1,801,000 | 1,460 |
| Net interest income | $10,812,000 | 1,508 |
| Provision for loan and lease losses | $-620,000 | 6,746 |
| Total noninterest income | $2,372,000 | 1,577 |
| Gross Fiduciary activities income | $404,000 | 588 |
| Service charges on deposit accounts | $562,000 | 1,740 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,406,000 | 1,627 |
| Total noninterest expense | $9,816,000 | 1,495 |
| Salaries and employee benefits | $5,258,000 | 1,483 |
| Premises and equipment expense | $1,256,000 | 1,427 |
| Additional noninterest expense | $3,302,000 | 1,506 |
| Pre-tax net operating income | $3,988,000 | 1,387 |
| Securities gains (losses) | $311,000 | 616 |
| Applicable income taxes | $1,017,000 | 1,230 |
| Income before extraordinary items | $3,282,000 | 1,382 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,282,000 | 1,384 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,282,000 | 1,384 |
| Net charge-offs | $290,000 | 2,157 |
| Cash dividends | $2,150,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,045,640 | 1,450 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 1,515 |
| Total interest expense | $1,268,000 | 1,418 |
| Net interest income | $7,052,000 | 1,533 |
| Provision for loan and lease losses | $-326,000 | 6,787 |
| Total noninterest income | $1,587,000 | 1,575 |
| Gross Fiduciary activities income | $285,000 | 577 |
| Service charges on deposit accounts | $342,000 | 1,847 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $960,000 | 1,623 |
| Total noninterest expense | $6,344,000 | 1,526 |
| Salaries and employee benefits | $3,363,000 | 1,545 |
| Premises and equipment expense | $814,000 | 1,482 |
| Additional noninterest expense | $2,167,000 | 1,501 |
| Pre-tax net operating income | $2,621,000 | 1,385 |
| Securities gains (losses) | $244,000 | 652 |
| Applicable income taxes | $686,000 | 1,210 |
| Income before extraordinary items | $2,179,000 | 1,392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,179,000 | 1,394 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,179,000 | 1,395 |
| Net charge-offs | $178,000 | 2,216 |
| Cash dividends | $850,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,993,560 | 1,458 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 1,545 |
| Total interest expense | $677,000 | 1,374 |
| Net interest income | $3,418,000 | 1,582 |
| Provision for loan and lease losses | $-128,000 | 6,861 |
| Total noninterest income | $831,000 | 1,529 |
| Gross Fiduciary activities income | $109,000 | 640 |
| Service charges on deposit accounts | $146,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $576,000 | 1,423 |
| Total noninterest expense | $3,107,000 | 1,572 |
| Salaries and employee benefits | $1,667,000 | 1,580 |
| Premises and equipment expense | $418,000 | 1,456 |
| Additional noninterest expense | $1,022,000 | 1,585 |
| Pre-tax net operating income | $1,270,000 | 1,393 |
| Securities gains (losses) | $133,000 | 593 |
| Applicable income taxes | $341,000 | 1,213 |
| Income before extraordinary items | $1,062,000 | 1,390 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,062,000 | 1,392 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,062,000 | 1,392 |
| Net charge-offs | $18,000 | 3,151 |
| Cash dividends | $550,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $960,920 | 1,485 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,155,000 | 1,547 |
| Total interest expense | $3,242,000 | 1,374 |
| Net interest income | $13,913,000 | 1,583 |
| Provision for loan and lease losses | $1,716,000 | 1,207 |
| Total noninterest income | $3,470,000 | 1,476 |
| Gross Fiduciary activities income | $479,000 | 612 |
| Service charges on deposit accounts | $725,000 | 1,840 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,266,000 | 1,422 |
| Total noninterest expense | $12,206,000 | 1,587 |
| Salaries and employee benefits | $6,458,000 | 1,567 |
| Premises and equipment expense | $1,573,000 | 1,516 |
| Additional noninterest expense | $4,175,000 | 1,620 |
| Pre-tax net operating income | $3,461,000 | 1,837 |
| Securities gains (losses) | $474,000 | 979 |
| Applicable income taxes | $846,000 | 1,635 |
| Income before extraordinary items | $3,089,000 | 1,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,089,000 | 1,807 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,089,000 | 1,808 |
| Net charge-offs | $2,057,000 | 1,132 |
| Cash dividends | $1,200,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,714,540 | 1,924 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,921,000 | 1,567 |
| Total interest expense | $2,509,000 | 1,396 |
| Net interest income | $10,412,000 | 1,598 |
| Provision for loan and lease losses | $1,560,000 | 1,044 |
| Total noninterest income | $2,473,000 | 1,533 |
| Gross Fiduciary activities income | $373,000 | 598 |
| Service charges on deposit accounts | $549,000 | 1,845 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,551,000 | 1,491 |
| Total noninterest expense | $9,059,000 | 1,612 |
| Salaries and employee benefits | $4,792,000 | 1,577 |
| Premises and equipment expense | $1,167,000 | 1,539 |
| Additional noninterest expense | $3,100,000 | 1,628 |
| Pre-tax net operating income | $2,266,000 | 2,146 |
| Securities gains (losses) | $265,000 | 1,222 |
| Applicable income taxes | $489,000 | 1,969 |
| Income before extraordinary items | $2,042,000 | 2,070 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,042,000 | 2,068 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,042,000 | 2,071 |
| Net charge-offs | $1,323,000 | 1,223 |
| Cash dividends | $900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,827,350 | 2,152 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 1,570 |
| Total interest expense | $1,723,000 | 1,405 |
| Net interest income | $6,957,000 | 1,594 |
| Provision for loan and lease losses | $1,107,000 | 1,010 |
| Total noninterest income | $1,750,000 | 1,439 |
| Gross Fiduciary activities income | $287,000 | 580 |
| Service charges on deposit accounts | $353,000 | 1,889 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,110,000 | 1,417 |
| Total noninterest expense | $5,908,000 | 1,642 |
| Salaries and employee benefits | $3,198,000 | 1,583 |
| Premises and equipment expense | $765,000 | 1,552 |
| Additional noninterest expense | $1,945,000 | 1,710 |
| Pre-tax net operating income | $1,692,000 | 1,932 |
| Securities gains (losses) | $187,000 | 1,153 |
| Applicable income taxes | $384,000 | 1,767 |
| Income before extraordinary items | $1,495,000 | 1,893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,495,000 | 1,892 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,495,000 | 1,893 |
| Net charge-offs | $750,000 | 1,378 |
| Cash dividends | $600,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,345,400 | 1,957 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 1,592 |
| Total interest expense | $894,000 | 1,411 |
| Net interest income | $3,430,000 | 1,628 |
| Provision for loan and lease losses | $455,000 | 1,132 |
| Total noninterest income | $832,000 | 1,487 |
| Gross Fiduciary activities income | $72,000 | 724 |
| Service charges on deposit accounts | $180,000 | 1,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $580,000 | 1,367 |
| Total noninterest expense | $2,950,000 | 1,635 |
| Salaries and employee benefits | $1,611,000 | 1,564 |
| Premises and equipment expense | $380,000 | 1,567 |
| Additional noninterest expense | $959,000 | 1,736 |
| Pre-tax net operating income | $857,000 | 1,924 |
| Securities gains (losses) | $116,000 | 843 |
| Applicable income taxes | $204,000 | 1,703 |
| Income before extraordinary items | $769,000 | 1,861 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $769,000 | 1,861 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $769,000 | 1,862 |
| Net charge-offs | $585,000 | 992 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $677,360 | 1,959 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,149,000 | 1,573 |
| Total interest expense | $4,453,000 | 1,362 |
| Net interest income | $13,696,000 | 1,622 |
| Provision for loan and lease losses | $2,107,000 | 1,516 |
| Total noninterest income | $2,669,000 | 1,634 |
| Gross Fiduciary activities income | $347,000 | 638 |
| Service charges on deposit accounts | $765,000 | 1,852 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,557,000 | 1,607 |
| Total noninterest expense | $11,557,000 | 1,674 |
| Salaries and employee benefits | $6,070,000 | 1,615 |
| Premises and equipment expense | $1,589,000 | 1,560 |
| Additional noninterest expense | $3,898,000 | 1,739 |
| Pre-tax net operating income | $2,701,000 | 2,011 |
| Securities gains (losses) | $302,000 | 1,137 |
| Applicable income taxes | $500,000 | 2,034 |
| Income before extraordinary items | $2,503,000 | 1,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,503,000 | 1,878 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,503,000 | 1,878 |
| Net charge-offs | $2,115,000 | 1,497 |
| Cash dividends | $1,350,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,252,340 | 1,961 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,744,000 | 1,570 |
| Total interest expense | $3,455,000 | 1,376 |
| Net interest income | $10,289,000 | 1,629 |
| Provision for loan and lease losses | $1,807,000 | 1,328 |
| Total noninterest income | $1,860,000 | 1,698 |
| Gross Fiduciary activities income | $246,000 | 636 |
| Service charges on deposit accounts | $565,000 | 1,876 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,049,000 | 1,722 |
| Total noninterest expense | $8,530,000 | 1,698 |
| Salaries and employee benefits | $4,458,000 | 1,650 |
| Premises and equipment expense | $1,195,000 | 1,567 |
| Additional noninterest expense | $2,877,000 | 1,762 |
| Pre-tax net operating income | $1,812,000 | 2,251 |
| Securities gains (losses) | $132,000 | 1,537 |
| Applicable income taxes | $260,000 | 2,415 |
| Income before extraordinary items | $1,684,000 | 2,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,684,000 | 2,108 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,684,000 | 2,109 |
| Net charge-offs | $1,417,000 | 1,555 |
| Cash dividends | $1,100,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,569,160 | 2,138 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 1,574 |
| Total interest expense | $2,352,000 | 1,394 |
| Net interest income | $6,892,000 | 1,631 |
| Provision for loan and lease losses | $1,205,000 | 1,323 |
| Total noninterest income | $1,335,000 | 1,614 |
| Gross Fiduciary activities income | $193,000 | 617 |
| Service charges on deposit accounts | $357,000 | 1,938 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $785,000 | 1,584 |
| Total noninterest expense | $5,714,000 | 1,711 |
| Salaries and employee benefits | $2,961,000 | 1,671 |
| Premises and equipment expense | $784,000 | 1,608 |
| Additional noninterest expense | $1,969,000 | 1,745 |
| Pre-tax net operating income | $1,308,000 | 2,081 |
| Securities gains (losses) | $97,000 | 1,166 |
| Applicable income taxes | $197,000 | 2,244 |
| Income before extraordinary items | $1,208,000 | 1,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,208,000 | 1,949 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,208,000 | 1,949 |
| Net charge-offs | $1,241,000 | 1,281 |
| Cash dividends | $600,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,124,580 | 1,993 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 1,577 |
| Total interest expense | $1,214,000 | 1,402 |
| Net interest income | $3,430,000 | 1,632 |
| Provision for loan and lease losses | $603,000 | 1,245 |
| Total noninterest income | $642,000 | 1,667 |
| Gross Fiduciary activities income | $97,000 | 618 |
| Service charges on deposit accounts | $173,000 | 1,965 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $372,000 | 1,652 |
| Total noninterest expense | $2,866,000 | 1,724 |
| Salaries and employee benefits | $1,500,000 | 1,655 |
| Premises and equipment expense | $405,000 | 1,587 |
| Additional noninterest expense | $961,000 | 1,763 |
| Pre-tax net operating income | $603,000 | 2,213 |
| Securities gains (losses) | $26,000 | 999 |
| Applicable income taxes | $76,000 | 2,483 |
| Income before extraordinary items | $553,000 | 2,062 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $553,000 | 2,061 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $553,000 | 2,062 |
| Net charge-offs | $628,000 | 1,158 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $530,120 | 2,099 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,810,000 | 1,554 |
| Total interest expense | $5,951,000 | 1,397 |
| Net interest income | $13,859,000 | 1,610 |
| Provision for loan and lease losses | $2,706,000 | 1,729 |
| Total noninterest income | $2,561,000 | 1,730 |
| Gross Fiduciary activities income | $287,000 | 682 |
| Service charges on deposit accounts | $799,000 | 1,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,475,000 | 1,722 |
| Total noninterest expense | $11,600,000 | 1,694 |
| Salaries and employee benefits | $5,902,000 | 1,648 |
| Premises and equipment expense | $1,652,000 | 1,540 |
| Additional noninterest expense | $4,046,000 | 1,779 |
| Pre-tax net operating income | $2,114,000 | 2,141 |
| Securities gains (losses) | $261,000 | 1,379 |
| Applicable income taxes | $289,000 | 2,390 |
| Income before extraordinary items | $2,086,000 | 1,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,086,000 | 1,951 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,086,000 | 1,952 |
| Net charge-offs | $1,847,000 | 1,957 |
| Cash dividends | $1,030,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,856,320 | 2,068 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,931,000 | 1,578 |
| Total interest expense | $4,592,000 | 1,413 |
| Net interest income | $10,339,000 | 1,641 |
| Provision for loan and lease losses | $1,807,000 | 1,772 |
| Total noninterest income | $1,929,000 | 1,743 |
| Gross Fiduciary activities income | $217,000 | 665 |
| Service charges on deposit accounts | $607,000 | 1,865 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,105,000 | 1,691 |
| Total noninterest expense | $8,644,000 | 1,707 |
| Salaries and employee benefits | $4,474,000 | 1,635 |
| Premises and equipment expense | $1,285,000 | 1,510 |
| Additional noninterest expense | $2,885,000 | 1,833 |
| Pre-tax net operating income | $1,817,000 | 2,046 |
| Securities gains (losses) | $212,000 | 1,337 |
| Applicable income taxes | $298,000 | 2,153 |
| Income before extraordinary items | $1,731,000 | 1,905 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,731,000 | 1,906 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,731,000 | 1,907 |
| Net charge-offs | $1,184,000 | 2,004 |
| Cash dividends | $730,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,550,800 | 1,988 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,023,000 | 1,578 |
| Total interest expense | $3,120,000 | 1,445 |
| Net interest income | $6,903,000 | 1,628 |
| Provision for loan and lease losses | $1,202,000 | 1,741 |
| Total noninterest income | $1,324,000 | 1,643 |
| Gross Fiduciary activities income | $145,000 | 668 |
| Service charges on deposit accounts | $396,000 | 1,906 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $783,000 | 1,546 |
| Total noninterest expense | $5,762,000 | 1,714 |
| Salaries and employee benefits | $2,977,000 | 1,660 |
| Premises and equipment expense | $870,000 | 1,510 |
| Additional noninterest expense | $1,915,000 | 1,837 |
| Pre-tax net operating income | $1,263,000 | 1,973 |
| Securities gains (losses) | $212,000 | 925 |
| Applicable income taxes | $238,000 | 1,964 |
| Income before extraordinary items | $1,237,000 | 1,757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,237,000 | 1,756 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,237,000 | 1,757 |
| Net charge-offs | $870,000 | 1,867 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,058,920 | 1,921 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 1,624 |
| Total interest expense | $1,587,000 | 1,487 |
| Net interest income | $3,386,000 | 1,683 |
| Provision for loan and lease losses | $602,000 | 1,608 |
| Total noninterest income | $655,000 | 1,679 |
| Gross Fiduciary activities income | $84,000 | 647 |
| Service charges on deposit accounts | $192,000 | 1,938 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $379,000 | 1,558 |
| Total noninterest expense | $2,838,000 | 1,748 |
| Salaries and employee benefits | $1,480,000 | 1,689 |
| Premises and equipment expense | $436,000 | 1,549 |
| Additional noninterest expense | $922,000 | 1,862 |
| Pre-tax net operating income | $601,000 | 2,096 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $525,000 | 2,061 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $525,000 | 2,060 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $525,000 | 2,061 |
| Net charge-offs | $278,000 | 2,102 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $525,000 | 1,974 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,903,000 | 1,633 |
| Total interest expense | $7,518,000 | 1,562 |
| Net interest income | $13,385,000 | 1,672 |
| Provision for loan and lease losses | $4,520,000 | 1,533 |
| Total noninterest income | $2,558,000 | 1,796 |
| Gross Fiduciary activities income | $300,000 | 667 |
| Service charges on deposit accounts | $982,000 | 1,713 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,276,000 | 1,841 |
| Total noninterest expense | $11,520,000 | 1,770 |
| Salaries and employee benefits | $5,726,000 | 1,726 |
| Premises and equipment expense | $2,406,000 | 1,137 |
| Additional noninterest expense | $3,388,000 | 2,112 |
| Pre-tax net operating income | $-97,000 | 5,585 |
| Securities gains (losses) | $429,000 | 978 |
| Applicable income taxes | $-389,000 | 6,955 |
| Income before extraordinary items | $721,000 | 3,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $721,000 | 3,313 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $721,000 | 3,313 |
| Net charge-offs | $2,778,000 | 1,684 |
| Cash dividends | $720,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $292,000 | 4,429 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,798,000 | 1,660 |
| Total interest expense | $5,823,000 | 1,589 |
| Net interest income | $9,975,000 | 1,686 |
| Provision for loan and lease losses | $2,801,000 | 1,543 |
| Total noninterest income | $1,917,000 | 1,836 |
| Gross Fiduciary activities income | $225,000 | 665 |
| Service charges on deposit accounts | $756,000 | 1,671 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $936,000 | 1,913 |
| Total noninterest expense | $8,743,000 | 1,735 |
| Salaries and employee benefits | $4,405,000 | 1,711 |
| Premises and equipment expense | $1,806,000 | 1,146 |
| Additional noninterest expense | $2,532,000 | 2,084 |
| Pre-tax net operating income | $348,000 | 4,360 |
| Securities gains (losses) | $231,000 | 1,193 |
| Applicable income taxes | $-179,000 | 7,074 |
| Income before extraordinary items | $758,000 | 2,974 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $758,000 | 2,972 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $758,000 | 2,975 |
| Net charge-offs | $2,259,000 | 1,402 |
| Cash dividends | $720,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $527,000 | 3,518 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,539,000 | 1,684 |
| Total interest expense | $4,037,000 | 1,616 |
| Net interest income | $6,502,000 | 1,715 |
| Provision for loan and lease losses | $1,877,000 | 1,453 |
| Total noninterest income | $1,469,000 | 1,686 |
| Gross Fiduciary activities income | $158,000 | 662 |
| Service charges on deposit accounts | $499,000 | 1,663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $812,000 | 1,634 |
| Total noninterest expense | $5,903,000 | 1,738 |
| Salaries and employee benefits | $2,950,000 | 1,731 |
| Premises and equipment expense | $1,216,000 | 1,157 |
| Additional noninterest expense | $1,737,000 | 2,043 |
| Pre-tax net operating income | $191,000 | 4,703 |
| Securities gains (losses) | $186,000 | 1,057 |
| Applicable income taxes | $-117,000 | 7,186 |
| Income before extraordinary items | $494,000 | 3,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 3,109 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $494,000 | 3,111 |
| Net charge-offs | $2,070,000 | 1,099 |
| Cash dividends | $370,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $308,000 | 3,810 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 1,695 |
| Total interest expense | $2,090,000 | 1,619 |
| Net interest income | $3,199,000 | 1,728 |
| Provision for loan and lease losses | $605,000 | 1,582 |
| Total noninterest income | $701,000 | 1,696 |
| Gross Fiduciary activities income | $80,000 | 658 |
| Service charges on deposit accounts | $239,000 | 1,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $382,000 | 1,670 |
| Total noninterest expense | $2,961,000 | 1,685 |
| Salaries and employee benefits | $1,482,000 | 1,751 |
| Premises and equipment expense | $627,000 | 1,142 |
| Additional noninterest expense | $852,000 | 1,889 |
| Pre-tax net operating income | $334,000 | 3,162 |
| Securities gains (losses) | $185,000 | 702 |
| Applicable income taxes | $57,000 | 2,772 |
| Income before extraordinary items | $462,000 | 2,282 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $462,000 | 2,282 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $462,000 | 2,284 |
| Net charge-offs | $745,000 | 1,120 |
| Cash dividends | $220,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $297,350 | 3,004 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,902,000 | 1,679 |
| Total interest expense | $9,676,000 | 1,681 |
| Net interest income | $13,226,000 | 1,678 |
| Provision for loan and lease losses | $3,077,000 | 1,362 |
| Total noninterest income | $3,119,000 | 1,513 |
| Gross Fiduciary activities income | $294,000 | 694 |
| Service charges on deposit accounts | $1,326,000 | 1,358 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,499,000 | 1,601 |
| Total noninterest expense | $11,196,000 | 1,732 |
| Salaries and employee benefits | $5,719,000 | 1,788 |
| Premises and equipment expense | $2,329,000 | 1,180 |
| Additional noninterest expense | $3,148,000 | 1,929 |
| Pre-tax net operating income | $2,072,000 | 2,377 |
| Securities gains (losses) | $177,000 | 779 |
| Applicable income taxes | $390,000 | 2,103 |
| Income before extraordinary items | $1,859,000 | 2,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,859,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,885,000 | 1,342 |
| Cash dividends | $1,800,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,712,090 | 2,425 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,408,000 | 1,705 |
| Total interest expense | $7,381,000 | 1,716 |
| Net interest income | $10,027,000 | 1,671 |
| Provision for loan and lease losses | $1,463,000 | 1,458 |
| Total noninterest income | $2,436,000 | 1,529 |
| Gross Fiduciary activities income | $220,000 | 695 |
| Service charges on deposit accounts | $1,030,000 | 1,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,186,000 | 1,616 |
| Total noninterest expense | $8,446,000 | 1,721 |
| Salaries and employee benefits | $4,415,000 | 1,753 |
| Premises and equipment expense | $1,739,000 | 1,189 |
| Additional noninterest expense | $2,292,000 | 1,910 |
| Pre-tax net operating income | $2,554,000 | 1,888 |
| Securities gains (losses) | $52,000 | 1,390 |
| Applicable income taxes | $613,000 | 1,660 |
| Income before extraordinary items | $1,993,000 | 1,786 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,993,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 2,112 |
| Cash dividends | $1,400,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,953,480 | 1,913 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,764,000 | 1,710 |
| Total interest expense | $5,011,000 | 1,763 |
| Net interest income | $6,753,000 | 1,664 |
| Provision for loan and lease losses | $624,000 | 1,657 |
| Total noninterest income | $1,640,000 | 1,539 |
| Gross Fiduciary activities income | $156,000 | 690 |
| Service charges on deposit accounts | $670,000 | 1,325 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $814,000 | 1,623 |
| Total noninterest expense | $5,694,000 | 1,696 |
| Salaries and employee benefits | $3,055,000 | 1,709 |
| Premises and equipment expense | $1,157,000 | 1,188 |
| Additional noninterest expense | $1,482,000 | 1,945 |
| Pre-tax net operating income | $2,075,000 | 1,638 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $528,000 | 1,539 |
| Income before extraordinary items | $1,547,000 | 1,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,547,000 | 1,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,149 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,547,000 | 1,718 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 1,709 |
| Total interest expense | $2,617,000 | 1,801 |
| Net interest income | $3,426,000 | 1,619 |
| Provision for loan and lease losses | $270,000 | 1,503 |
| Total noninterest income | $810,000 | 1,552 |
| Gross Fiduciary activities income | $95,000 | 656 |
| Service charges on deposit accounts | $317,000 | 1,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $398,000 | 1,639 |
| Total noninterest expense | $2,874,000 | 1,686 |
| Salaries and employee benefits | $1,552,000 | 1,693 |
| Premises and equipment expense | $589,000 | 1,173 |
| Additional noninterest expense | $733,000 | 1,922 |
| Pre-tax net operating income | $1,092,000 | 1,648 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $284,000 | 1,535 |
| Income before extraordinary items | $808,000 | 1,796 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $808,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,427 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $808,000 | 1,731 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,084,000 | 1,770 |
| Total interest expense | $10,488,000 | 1,888 |
| Net interest income | $13,596,000 | 1,661 |
| Provision for loan and lease losses | $1,080,000 | 1,341 |
| Total noninterest income | $2,976,000 | 1,654 |
| Gross Fiduciary activities income | $262,000 | 742 |
| Service charges on deposit accounts | $1,216,000 | 1,477 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,498,000 | 1,669 |
| Total noninterest expense | $10,627,000 | 1,746 |
| Salaries and employee benefits | $5,654,000 | 1,786 |
| Premises and equipment expense | $2,179,000 | 1,218 |
| Additional noninterest expense | $2,794,000 | 1,979 |
| Pre-tax net operating income | $4,865,000 | 1,687 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $1,269,000 | 1,590 |
| Income before extraordinary items | $3,608,000 | 1,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,608,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 1,109 |
| Cash dividends | $2,550,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,599,120 | 1,741 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,937,000 | 1,788 |
| Total interest expense | $7,845,000 | 1,890 |
| Net interest income | $10,092,000 | 1,682 |
| Provision for loan and lease losses | $639,000 | 1,293 |
| Total noninterest income | $2,071,000 | 1,745 |
| Gross Fiduciary activities income | $157,000 | 789 |
| Service charges on deposit accounts | $903,000 | 1,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,011,000 | 1,823 |
| Total noninterest expense | $7,927,000 | 1,734 |
| Salaries and employee benefits | $4,262,000 | 1,775 |
| Premises and equipment expense | $1,611,000 | 1,224 |
| Additional noninterest expense | $2,054,000 | 1,963 |
| Pre-tax net operating income | $3,597,000 | 1,821 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $979,000 | 1,676 |
| Income before extraordinary items | $2,629,000 | 1,925 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,629,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 953 |
| Cash dividends | $1,800,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,620,970 | 1,913 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,761,000 | 1,835 |
| Total interest expense | $5,146,000 | 1,915 |
| Net interest income | $6,615,000 | 1,735 |
| Provision for loan and lease losses | $420,000 | 1,189 |
| Total noninterest income | $1,373,000 | 1,775 |
| Gross Fiduciary activities income | $132,000 | 745 |
| Service charges on deposit accounts | $583,000 | 1,507 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $658,000 | 1,859 |
| Total noninterest expense | $5,245,000 | 1,761 |
| Salaries and employee benefits | $2,817,000 | 1,824 |
| Premises and equipment expense | $1,072,000 | 1,248 |
| Additional noninterest expense | $1,356,000 | 1,991 |
| Pre-tax net operating income | $2,323,000 | 1,912 |
| Securities gains (losses) | $11,000 | 843 |
| Applicable income taxes | $628,000 | 1,784 |
| Income before extraordinary items | $1,706,000 | 2,006 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,706,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 647 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,697,970 | 1,993 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 1,844 |
| Total interest expense | $2,534,000 | 1,924 |
| Net interest income | $3,303,000 | 1,744 |
| Provision for loan and lease losses | $210,000 | 1,110 |
| Total noninterest income | $662,000 | 1,811 |
| Gross Fiduciary activities income | $70,000 | 742 |
| Service charges on deposit accounts | $286,000 | 1,503 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $306,000 | 1,932 |
| Total noninterest expense | $2,633,000 | 1,763 |
| Salaries and employee benefits | $1,406,000 | 1,828 |
| Premises and equipment expense | $542,000 | 1,243 |
| Additional noninterest expense | $685,000 | 1,937 |
| Pre-tax net operating income | $1,122,000 | 1,975 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $306,000 | 1,831 |
| Income before extraordinary items | $816,000 | 2,024 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $816,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 378 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $816,000 | 2,017 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,126,000 | 1,827 |
| Total interest expense | $9,220,000 | 1,807 |
| Net interest income | $12,906,000 | 1,787 |
| Provision for loan and lease losses | $735,000 | 1,352 |
| Total noninterest income | $2,608,000 | 1,820 |
| Gross Fiduciary activities income | $236,000 | 761 |
| Service charges on deposit accounts | $1,128,000 | 1,571 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,244,000 | 1,911 |
| Total noninterest expense | $9,446,000 | 1,889 |
| Salaries and employee benefits | $5,085,000 | 1,912 |
| Premises and equipment expense | $1,806,000 | 1,421 |
| Additional noninterest expense | $2,555,000 | 2,061 |
| Pre-tax net operating income | $5,333,000 | 1,787 |
| Securities gains (losses) | $-97,000 | 8,193 |
| Applicable income taxes | $1,457,000 | 1,707 |
| Income before extraordinary items | $3,779,000 | 1,880 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,779,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,277 |
| Cash dividends | $3,400,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,848,840 | 1,835 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,278,000 | 1,854 |
| Total interest expense | $6,667,000 | 1,818 |
| Net interest income | $9,611,000 | 1,820 |
| Provision for loan and lease losses | $480,000 | 1,442 |
| Total noninterest income | $1,946,000 | 1,838 |
| Gross Fiduciary activities income | $175,000 | 753 |
| Service charges on deposit accounts | $830,000 | 1,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $941,000 | 1,899 |
| Total noninterest expense | $7,034,000 | 1,888 |
| Salaries and employee benefits | $3,751,000 | 1,941 |
| Premises and equipment expense | $1,345,000 | 1,445 |
| Additional noninterest expense | $1,938,000 | 2,025 |
| Pre-tax net operating income | $4,043,000 | 1,823 |
| Securities gains (losses) | $-106,000 | 8,422 |
| Applicable income taxes | $1,092,000 | 1,771 |
| Income before extraordinary items | $2,845,000 | 1,920 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,845,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,588 |
| Cash dividends | $2,900,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,921,320 | 1,860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,491,000 | 1,877 |
| Total interest expense | $4,188,000 | 1,832 |
| Net interest income | $6,303,000 | 1,845 |
| Provision for loan and lease losses | $315,000 | 1,403 |
| Total noninterest income | $1,255,000 | 1,884 |
| Gross Fiduciary activities income | $119,000 | 766 |
| Service charges on deposit accounts | $534,000 | 1,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $602,000 | 1,955 |
| Total noninterest expense | $4,519,000 | 1,956 |
| Salaries and employee benefits | $2,470,000 | 1,964 |
| Premises and equipment expense | $878,000 | 1,487 |
| Additional noninterest expense | $1,171,000 | 2,222 |
| Pre-tax net operating income | $2,724,000 | 1,821 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $761,000 | 1,735 |
| Income before extraordinary items | $1,963,000 | 1,864 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,963,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,402 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,963,000 | 1,845 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 1,887 |
| Total interest expense | $1,955,000 | 1,863 |
| Net interest income | $3,123,000 | 1,850 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $577,000 | 1,988 |
| Gross Fiduciary activities income | $52,000 | 797 |
| Service charges on deposit accounts | $258,000 | 1,640 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $267,000 | 2,111 |
| Total noninterest expense | $2,243,000 | 1,976 |
| Salaries and employee benefits | $1,232,000 | 1,989 |
| Premises and equipment expense | $437,000 | 1,487 |
| Additional noninterest expense | $574,000 | 2,238 |
| Pre-tax net operating income | $1,307,000 | 1,840 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $363,000 | 1,777 |
| Income before extraordinary items | $944,000 | 1,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $944,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,321 |
| Cash dividends | $1,800,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $944,000 | 1,874 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,097,000 | 1,860 |
| Total interest expense | $6,395,000 | 1,776 |
| Net interest income | $11,702,000 | 1,887 |
| Provision for loan and lease losses | $465,000 | 2,017 |
| Total noninterest income | $2,401,000 | 1,931 |
| Gross Fiduciary activities income | $278,000 | 736 |
| Service charges on deposit accounts | $1,004,000 | 1,729 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,119,000 | 2,054 |
| Total noninterest expense | $8,941,000 | 1,888 |
| Salaries and employee benefits | $4,781,000 | 1,932 |
| Premises and equipment expense | $1,635,000 | 1,492 |
| Additional noninterest expense | $2,525,000 | 2,002 |
| Pre-tax net operating income | $4,697,000 | 1,958 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $1,308,000 | 1,880 |
| Income before extraordinary items | $3,405,000 | 2,014 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,405,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,701 |
| Cash dividends | $1,600,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,393,480 | 1,996 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,202,000 | 1,864 |
| Total interest expense | $4,545,000 | 1,766 |
| Net interest income | $8,657,000 | 1,898 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $1,736,000 | 1,981 |
| Gross Fiduciary activities income | $184,000 | 747 |
| Service charges on deposit accounts | $734,000 | 1,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $818,000 | 2,089 |
| Total noninterest expense | $6,620,000 | 1,894 |
| Salaries and employee benefits | $3,530,000 | 1,939 |
| Premises and equipment expense | $1,221,000 | 1,486 |
| Additional noninterest expense | $1,869,000 | 1,986 |
| Pre-tax net operating income | $3,413,000 | 2,026 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $975,000 | 1,917 |
| Income before extraordinary items | $2,454,000 | 2,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,454,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,056 |
| Cash dividends | $1,050,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,442,480 | 2,071 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 1,882 |
| Total interest expense | $2,790,000 | 1,806 |
| Net interest income | $5,708,000 | 1,902 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $1,119,000 | 2,008 |
| Gross Fiduciary activities income | $124,000 | 744 |
| Service charges on deposit accounts | $467,000 | 1,789 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $528,000 | 2,104 |
| Total noninterest expense | $4,332,000 | 1,913 |
| Salaries and employee benefits | $2,306,000 | 1,960 |
| Premises and equipment expense | $787,000 | 1,534 |
| Additional noninterest expense | $1,239,000 | 1,981 |
| Pre-tax net operating income | $2,285,000 | 1,971 |
| Securities gains (losses) | $-8,000 | 8,078 |
| Applicable income taxes | $682,000 | 1,820 |
| Income before extraordinary items | $1,595,000 | 2,122 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,595,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,600,600 | 2,081 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 1,943 |
| Total interest expense | $1,279,000 | 1,852 |
| Net interest income | $2,722,000 | 1,975 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $549,000 | 2,002 |
| Gross Fiduciary activities income | $66,000 | 741 |
| Service charges on deposit accounts | $223,000 | 1,816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $260,000 | 2,092 |
| Total noninterest expense | $2,078,000 | 1,993 |
| Salaries and employee benefits | $1,138,000 | 2,010 |
| Premises and equipment expense | $380,000 | 1,602 |
| Additional noninterest expense | $560,000 | 2,180 |
| Pre-tax net operating income | $1,088,000 | 2,025 |
| Securities gains (losses) | $-7,000 | 8,456 |
| Applicable income taxes | $321,000 | 1,887 |
| Income before extraordinary items | $760,000 | 2,182 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $760,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,152 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $764,900 | 2,132 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,131,000 | 1,889 |
| Total interest expense | $4,526,000 | 1,795 |
| Net interest income | $10,605,000 | 1,914 |
| Provision for loan and lease losses | $390,000 | 2,417 |
| Total noninterest income | $2,252,000 | 2,025 |
| Gross Fiduciary activities income | $242,000 | 748 |
| Service charges on deposit accounts | $877,000 | 1,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,133,000 | 1,983 |
| Total noninterest expense | $7,940,000 | 2,017 |
| Salaries and employee benefits | $4,416,000 | 1,973 |
| Premises and equipment expense | $1,378,000 | 1,691 |
| Additional noninterest expense | $2,146,000 | 2,268 |
| Pre-tax net operating income | $4,527,000 | 1,852 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $1,314,000 | 1,782 |
| Income before extraordinary items | $3,227,000 | 1,939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,227,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,217,060 | 1,901 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,137,000 | 1,900 |
| Total interest expense | $3,348,000 | 1,790 |
| Net interest income | $7,789,000 | 1,932 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,659,000 | 2,053 |
| Gross Fiduciary activities income | $182,000 | 744 |
| Service charges on deposit accounts | $647,000 | 2,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $830,000 | 2,030 |
| Total noninterest expense | $5,876,000 | 2,032 |
| Salaries and employee benefits | $3,200,000 | 2,037 |
| Premises and equipment expense | $1,024,000 | 1,702 |
| Additional noninterest expense | $1,652,000 | 2,186 |
| Pre-tax net operating income | $3,302,000 | 1,896 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $956,000 | 1,849 |
| Income before extraordinary items | $2,360,000 | 1,994 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,360,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,914 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,350,060 | 1,947 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 1,907 |
| Total interest expense | $2,209,000 | 1,794 |
| Net interest income | $5,141,000 | 1,936 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $1,033,000 | 2,149 |
| Gross Fiduciary activities income | $115,000 | 763 |
| Service charges on deposit accounts | $427,000 | 2,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $491,000 | 2,219 |
| Total noninterest expense | $3,871,000 | 2,055 |
| Salaries and employee benefits | $2,115,000 | 2,067 |
| Premises and equipment expense | $675,000 | 1,713 |
| Additional noninterest expense | $1,081,000 | 2,232 |
| Pre-tax net operating income | $2,123,000 | 1,941 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $611,000 | 1,900 |
| Income before extraordinary items | $1,519,000 | 2,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,519,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,894 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,514,030 | 1,999 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 1,917 |
| Total interest expense | $1,115,000 | 1,800 |
| Net interest income | $2,547,000 | 1,960 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $469,000 | 2,257 |
| Gross Fiduciary activities income | $44,000 | 835 |
| Service charges on deposit accounts | $207,000 | 2,008 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $218,000 | 2,333 |
| Total noninterest expense | $1,883,000 | 2,126 |
| Salaries and employee benefits | $1,053,000 | 2,092 |
| Premises and equipment expense | $338,000 | 1,721 |
| Additional noninterest expense | $492,000 | 2,402 |
| Pre-tax net operating income | $1,043,000 | 1,935 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $299,000 | 1,938 |
| Income before extraordinary items | $745,000 | 2,056 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $745,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,205 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $744,290 | 1,983 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,025,000 | 1,878 |
| Total interest expense | $4,863,000 | 1,841 |
| Net interest income | $10,162,000 | 1,916 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,995,000 | 2,324 |
| Gross Fiduciary activities income | $218,000 | 782 |
| Service charges on deposit accounts | $875,000 | 1,961 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $902,000 | 2,541 |
| Total noninterest expense | $7,444,000 | 2,114 |
| Salaries and employee benefits | $3,939,000 | 2,155 |
| Premises and equipment expense | $1,317,000 | 1,720 |
| Additional noninterest expense | $2,188,000 | 2,208 |
| Pre-tax net operating income | $4,413,000 | 1,824 |
| Securities gains (losses) | $84,000 | 2,048 |
| Applicable income taxes | $1,348,000 | 1,777 |
| Income before extraordinary items | $3,149,000 | 1,954 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,149,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,211 |
| Cash dividends | $2,500,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,090,200 | 1,901 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,300,000 | 1,916 |
| Total interest expense | $3,757,000 | 1,863 |
| Net interest income | $7,543,000 | 1,947 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,487,000 | 2,377 |
| Gross Fiduciary activities income | $157,000 | 783 |
| Service charges on deposit accounts | $650,000 | 1,989 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $680,000 | 2,616 |
| Total noninterest expense | $5,539,000 | 2,142 |
| Salaries and employee benefits | $2,927,000 | 2,183 |
| Premises and equipment expense | $1,011,000 | 1,689 |
| Additional noninterest expense | $1,601,000 | 2,243 |
| Pre-tax net operating income | $3,266,000 | 1,907 |
| Securities gains (losses) | $84,000 | 1,896 |
| Applicable income taxes | $1,008,000 | 1,849 |
| Income before extraordinary items | $2,342,000 | 2,039 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,342,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,948 |
| Cash dividends | $1,100,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,283,200 | 1,967 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 1,926 |
| Total interest expense | $2,604,000 | 1,847 |
| Net interest income | $4,934,000 | 1,982 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,003,000 | 2,355 |
| Gross Fiduciary activities income | $108,000 | 789 |
| Service charges on deposit accounts | $430,000 | 1,959 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $465,000 | 2,551 |
| Total noninterest expense | $3,682,000 | 2,132 |
| Salaries and employee benefits | $1,962,000 | 2,162 |
| Premises and equipment expense | $676,000 | 1,685 |
| Additional noninterest expense | $1,044,000 | 2,275 |
| Pre-tax net operating income | $2,105,000 | 1,948 |
| Securities gains (losses) | $84,000 | 1,639 |
| Applicable income taxes | $664,000 | 1,899 |
| Income before extraordinary items | $1,525,000 | 2,081 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,525,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,567 |
| Cash dividends | $1,100,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,466,200 | 2,034 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 1,950 |
| Total interest expense | $1,312,000 | 1,877 |
| Net interest income | $2,443,000 | 2,013 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $475,000 | 2,373 |
| Gross Fiduciary activities income | $39,000 | 876 |
| Service charges on deposit accounts | $215,000 | 1,909 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $221,000 | 2,545 |
| Total noninterest expense | $1,848,000 | 2,117 |
| Salaries and employee benefits | $989,000 | 2,129 |
| Premises and equipment expense | $344,000 | 1,668 |
| Additional noninterest expense | $515,000 | 2,273 |
| Pre-tax net operating income | $995,000 | 2,049 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $301,000 | 2,048 |
| Income before extraordinary items | $694,000 | 2,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,503 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $694,000 | 2,090 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,817,000 | 1,951 |
| Total interest expense | $6,145,000 | 1,858 |
| Net interest income | $9,672,000 | 1,999 |
| Provision for loan and lease losses | $320,000 | 3,297 |
| Total noninterest income | $1,850,000 | 2,276 |
| Gross Fiduciary activities income | $221,000 | 800 |
| Service charges on deposit accounts | $760,000 | 2,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $869,000 | 2,375 |
| Total noninterest expense | $7,084,000 | 2,122 |
| Salaries and employee benefits | $3,795,000 | 2,104 |
| Premises and equipment expense | $1,271,000 | 1,742 |
| Additional noninterest expense | $2,018,000 | 2,288 |
| Pre-tax net operating income | $4,118,000 | 1,942 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,347,000 | 1,809 |
| Income before extraordinary items | $2,771,000 | 2,161 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,771,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,771,000 | 2,079 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,536,000 | 1,949 |
| Total interest expense | $8,582,000 | 1,891 |
| Net interest income | $8,954,000 | 1,991 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,459,000 | 2,566 |
| Gross Fiduciary activities income | $242,000 | 789 |
| Service charges on deposit accounts | $443,000 | 3,136 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $774,000 | 2,435 |
| Total noninterest expense | $6,652,000 | 2,158 |
| Salaries and employee benefits | $3,663,000 | 2,056 |
| Premises and equipment expense | $1,192,000 | 1,808 |
| Additional noninterest expense | $1,797,000 | 2,479 |
| Pre-tax net operating income | $3,581,000 | 1,942 |
| Securities gains (losses) | $45,000 | 2,460 |
| Applicable income taxes | $1,191,000 | 1,825 |
| Income before extraordinary items | $2,435,000 | 2,141 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,435,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,525 |
| Cash dividends | $688,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,404,850 | 2,095 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,055,000 | 2,066 |
| Total interest expense | $8,773,000 | 1,969 |
| Net interest income | $8,282,000 | 2,134 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,318,000 | 2,576 |
| Gross Fiduciary activities income | $317,000 | 708 |
| Service charges on deposit accounts | $399,000 | 3,250 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $602,000 | 2,625 |
| Total noninterest expense | $6,133,000 | 2,234 |
| Salaries and employee benefits | $3,473,000 | 2,051 |
| Premises and equipment expense | $1,093,000 | 1,904 |
| Additional noninterest expense | $1,567,000 | 2,703 |
| Pre-tax net operating income | $3,347,000 | 2,163 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $1,038,000 | 2,056 |
| Income before extraordinary items | $2,305,000 | 2,236 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,305,000 | 2,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,034 |
| Cash dividends | $636,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,307,760 | 2,241 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,269,000 | 2,137 |
| Total interest expense | $7,519,000 | 1,981 |
| Net interest income | $7,750,000 | 2,275 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $1,034,000 | 3,010 |
| Gross Fiduciary activities income | $205,000 | 862 |
| Service charges on deposit accounts | $319,000 | 3,803 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $510,000 | 2,923 |
| Total noninterest expense | $5,462,000 | 2,478 |
| Salaries and employee benefits | $3,181,000 | 2,209 |
| Premises and equipment expense | $868,000 | 2,338 |
| Additional noninterest expense | $1,413,000 | 3,013 |
| Pre-tax net operating income | $3,262,000 | 2,234 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $1,044,000 | 2,151 |
| Income before extraordinary items | $2,225,000 | 2,335 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,225,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,233 |
| Cash dividends | $825,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,220,240 | 2,309 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,940,000 | 2,185 |
| Total interest expense | $7,261,000 | 2,086 |
| Net interest income | $7,679,000 | 2,227 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,063,000 | 2,948 |
| Gross Fiduciary activities income | $246,000 | 827 |
| Service charges on deposit accounts | $334,000 | 3,612 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $483,000 | 3,044 |
| Total noninterest expense | $5,061,000 | 2,577 |
| Salaries and employee benefits | $2,967,000 | 2,272 |
| Premises and equipment expense | $764,000 | 2,551 |
| Additional noninterest expense | $1,330,000 | 3,070 |
| Pre-tax net operating income | $3,621,000 | 2,000 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $1,209,000 | 1,983 |
| Income before extraordinary items | $2,433,000 | 2,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,433,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 10,156 |
| Cash dividends | $860,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,418,930 | 2,091 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,234,000 | 2,292 |
| Total interest expense | $6,914,000 | 2,179 |
| Net interest income | $7,320,000 | 2,384 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $948,000 | 3,182 |
| Gross Fiduciary activities income | $193,000 | 903 |
| Service charges on deposit accounts | $328,000 | 3,796 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $427,000 | 3,151 |
| Total noninterest expense | $4,875,000 | 2,634 |
| Salaries and employee benefits | $2,833,000 | 2,344 |
| Premises and equipment expense | $766,000 | 2,518 |
| Additional noninterest expense | $1,276,000 | 3,167 |
| Pre-tax net operating income | $3,273,000 | 2,302 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $1,096,000 | 2,255 |
| Income before extraordinary items | $2,186,000 | 2,383 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,186,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $2,018,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,179,970 | 2,331 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,365,000 | 2,497 |
| Total interest expense | $6,471,000 | 2,386 |
| Net interest income | $6,894,000 | 2,562 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $736,000 | 3,940 |
| Gross Fiduciary activities income | $52,000 | 1,230 |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $388,000 | 3,461 |
| Total noninterest expense | $4,331,000 | 3,116 |
| Salaries and employee benefits | $2,550,000 | 2,635 |
| Premises and equipment expense | $690,000 | 2,849 |
| Additional noninterest expense | $1,091,000 | 4,085 |
| Pre-tax net operating income | $3,099,000 | 2,303 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $1,058,000 | 2,229 |
| Income before extraordinary items | $2,059,000 | 2,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,059,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $802,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,047,120 | 2,358 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,463,000 | 2,677 |
| Total interest expense | $5,958,000 | 2,578 |
| Net interest income | $6,505,000 | 2,741 |
| Provision for loan and lease losses | $216,000 | 2,867 |
| Total noninterest income | $705,000 | 4,064 |
| Gross Fiduciary activities income | $42,000 | 1,316 |
| Service charges on deposit accounts | $315,000 | 4,126 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $348,000 | 3,626 |
| Total noninterest expense | $4,150,000 | 3,214 |
| Salaries and employee benefits | $2,360,000 | 2,827 |
| Premises and equipment expense | $686,000 | 2,867 |
| Additional noninterest expense | $1,104,000 | 4,015 |
| Pre-tax net operating income | $2,844,000 | 2,538 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $939,000 | 2,514 |
| Income before extraordinary items | $1,898,000 | 2,628 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,898,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $780,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,902,690 | 2,590 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,408,000 | 2,924 |
| Total interest expense | $4,488,000 | 2,728 |
| Net interest income | $5,920,000 | 3,033 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $713,000 | 4,062 |
| Gross Fiduciary activities income | $56,000 | 1,280 |
| Service charges on deposit accounts | $303,000 | 4,324 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $354,000 | 3,687 |
| Total noninterest expense | $3,915,000 | 3,492 |
| Salaries and employee benefits | $2,156,000 | 3,067 |
| Premises and equipment expense | $628,000 | 3,138 |
| Additional noninterest expense | $1,131,000 | 4,267 |
| Pre-tax net operating income | $2,518,000 | 2,810 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $834,000 | 2,673 |
| Income before extraordinary items | $1,658,000 | 2,904 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,658,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $414,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,675,420 | 2,914 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,615,000 | 3,218 |
| Total interest expense | $4,353,000 | 2,932 |
| Net interest income | $5,262,000 | 3,407 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | $26,000 | 1,422 |
| Service charges on deposit accounts | $285,000 | 4,624 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $340,000 | 4,178 |
| Total noninterest expense | $3,724,000 | 3,718 |
| Salaries and employee benefits | $2,022,000 | 3,252 |
| Premises and equipment expense | $629,000 | 3,179 |
| Additional noninterest expense | $1,073,000 | 4,638 |
| Pre-tax net operating income | $1,989,000 | 3,331 |
| Securities gains (losses) | $130,000 | 2,156 |
| Applicable income taxes | $697,000 | 3,129 |
| Income before extraordinary items | $1,422,000 | 3,400 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,422,000 | 3,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $378,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,334,900 | 3,427 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,729,000 | 3,583 |
| Total interest expense | $4,808,000 | 3,430 |
| Net interest income | $4,921,000 | 3,704 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $507,000 | 5,586 |
| Gross Fiduciary activities income | $24,000 | 1,469 |
| Service charges on deposit accounts | $276,000 | 4,743 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $3,275,000 | 4,185 |
| Salaries and employee benefits | $1,715,000 | 3,735 |
| Premises and equipment expense | $610,000 | 3,305 |
| Additional noninterest expense | $950,000 | 5,272 |
| Pre-tax net operating income | $1,883,000 | 3,290 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $612,000 | 3,378 |
| Income before extraordinary items | $1,271,000 | 3,613 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,271,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $286,000 | 4,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,271,000 | 3,346 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.