Home > First State Bank of Middlebury > Net charge- offs to loans
First State Bank of Middlebury, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.2574% | 4,499 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2961% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5517% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5526% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.2413% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 4,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 3,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4667% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4675% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 3,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0492% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0089% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5455% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5466% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0556% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0580% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 3,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9576% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9601% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8302% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8322% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7380% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7395% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8407% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8441% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.4133% | 4,373 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1265% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 3,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 3,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4744% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1163% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.6643% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0609% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1655% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1311% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5099% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1220% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | -1.1941% | 4,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2442% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 3,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0722% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5769% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0559% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4926% | 3,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1465% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1509% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0725% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0815% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1233% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5458% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0949% | 2,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1189% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6763% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0543% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0566% | 2,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0171% | 2,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0856% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0332% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0348% | 4,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1430% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1472% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2847% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 4,546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1456% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1824% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1868% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2661% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2728% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 4,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.1230% | 4,659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1800% | 5,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3153% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0745% | 5,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.1685% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2379% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2591% | 2,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2655% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0828% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1083% | 5,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3567% | 5,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2617% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2682% | 1,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1642% | 5,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2064% | 5,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6940% | 5,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1466% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 4,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1887% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1934% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2073% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 7.9427% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2228% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3121% | 2,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2759% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 9.4770% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3031% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2408% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2472% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2343% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2014% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1809% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1856% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 4,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 5,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0698% | 5,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0451% | 4,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0462% | 4,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1862% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2173% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4828% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1908% | 2,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1952% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0570% | 5,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3220% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3293% | 1,885 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0555% | 5,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2125% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3584% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3665% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0530% | 5,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1651% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3434% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 4,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1762% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1804% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0491% | 5,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0401% | 5,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 5,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0728% | 5,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 5,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3687% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0463% | 3,377 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0384% | 5,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0598% | 5,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1200% | 5,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1385% | 5,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4952% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0150% | 5,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0153% | 4,970 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0359% | 5,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0917% | 5,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1881% | 6,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2160% | 6,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8847% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0226% | 4,978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0230% | 4,910 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0317% | 5,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2567% | 6,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5410% | 6,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6192% | 6,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8511% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1759% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1792% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0643% | 5,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2289% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 5,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5361% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6099% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9359% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9502% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0472% | 5,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2219% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0515% | 5,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5318% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0809% | 4,593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6052% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7065% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7168% | 1,113 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0631% | 5,608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2561% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6889% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1278% | 4,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7820% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0637% | 5,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7262% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7361% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0636% | 5,642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 5,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0908% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0918% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0627% | 5,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2161% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6932% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0719% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1303% | 6,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2232% | 1,012 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1622% | 6,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1373% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3444% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0267% | 1,288 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3599% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5980% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 3,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1054% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3110% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 6,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5465% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3606% | 1,296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1541% | 2,965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8396% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1596% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1526% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0536% | 6,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5472% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1032% | 6,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4180% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0918% | 5,676 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0477% | 1,301 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0696% | 5,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3813% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0817% | 6,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 6,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1697% | 6,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1879% | 6,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2815% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2335% | 6,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2362% | 5,961 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3073% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7394% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8635% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 1.4514% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9775% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.3871% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2125% | 2,915 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3923% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 3,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2011% | 2,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5095% | 2,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6344% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7170% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 2.0299% | 1,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1102% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2197% | 2,721 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8923% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 3,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2597% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5621% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5656% | 1,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5388% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5762% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1189% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 6,464 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5646% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2085% | 6,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3654% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5859% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5885% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8407% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8470% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9512% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4278% | 7,087 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 5,099 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4568% | 7,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7935% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1235% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1243% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7505% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5263% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0269% | 6,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3696% | 2,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8051% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2686% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6899% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8623% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9194% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 88.7850% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6733% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6677% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5868% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | -0.0366% | 6,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4851% | 1,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8182% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0191% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6452% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0201% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0792% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | 106.6800% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7427% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8750% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7591% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 6,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7278% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9557% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5089% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6729% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4113% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2875% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 131.0345% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8139% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8837% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8313% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 6,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4528% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3795% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5836% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1562% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0775% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 138.6667% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4667% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6365% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5196% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.1499% | 3,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7350% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3994% | 2,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4933% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3916% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2165% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7532% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0901% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5416% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3628% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.2096% | 2,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2547% | 2,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5325% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6513% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5225% | 1,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3341% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9869% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1976% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5944% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 3,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3766% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3063% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3970% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2987% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8332% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2400% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4229% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3803% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3699% | 2,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8236% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 7,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 7,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 6,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3933% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9753% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9426% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7777% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7443% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9768% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0485% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9710% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7571% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0535% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6279% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0192% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8223% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9108% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9101% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4163% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8697% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9769% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1834% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1085% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3994% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1157% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3730% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1012% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1503% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0190% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8474% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3389% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2177% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0061% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1822% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6842% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9447% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9830% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8640% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8832% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0681% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6528% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5085% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.2380% | 2,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1233% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 3,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3773% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6032% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5172% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 4,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.3210% | 1,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9858% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5747% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3694% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7638% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5579% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5017% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2270% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3671% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3366% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9423% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4045% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5163% | 1,082 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2977% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7698% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1795% | 4,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3496% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4403% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6554% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 4,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3538% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8863% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3707% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3868% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3545% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1742% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6767% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6123% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2363% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1633% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4514% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6699% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2085% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2281% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 2,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6681% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4419% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2097% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 6,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7913% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1067% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3151% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 3,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4499% | 1,370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 3,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3368% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1108% | 5,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4863% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0366% | 5,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3687% | 1,141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3457% | 4,588 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5963% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1939% | 2,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2193% | 4,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8275% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 3,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0328% | 5,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8868% | 1,178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2258% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2512% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3062% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0577% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1434% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3680% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0343% | 4,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3387% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2909% | 1,424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4888% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 7,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6658% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7354% | 1,205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2166% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 8,584 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2491% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7323% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 7,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9561% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5460% | 1,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2181% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2484% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2746% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 7,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5946% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0592% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 5,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5486% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8402% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 3,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1272% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 4,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4950% | 1,064 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0483% | 9,722 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 6,238 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 7,358 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 6,436 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 8,569 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 8,994 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 8,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |