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First State Bank of Forrest, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,776,000	2,508
Total interest expense	$4,451,000	2,160
Net interest income	$8,325,000	2,628
Provision for loan and lease losses	$370,000	1,494
Total noninterest income	$828,000	2,956
Gross Fiduciary activities income	$8,000	868
Service charges on deposit accounts	$208,000	2,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$612,000	2,775
Total noninterest expense	$6,350,000	2,694
Salaries and employee benefits	$3,713,000	2,637
Premises and equipment expense	$772,000	2,360
Additional noninterest expense	$612,000	2,775
Pre-tax net operating income	$2,433,000	2,734
Securities gains (losses)	$0	988
Applicable income taxes	$12,000	3,274
Income before extraordinary items	$2,421,000	2,577
Extraordinary gains, net	$0	54
Net income	$2,421,000	2,603
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,421,000	2,579
Net charge-offs	$195,000	1,176
Cash dividends	$1,080,000	2,088
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,421,000	2,597
2023-09-30 (YTD Data)		Rank
Total interest income	$9,228,000	2,534
Total interest expense	$2,884,000	2,203
Net interest income	$6,344,000	2,627
Provision for loan and lease losses	$90,000	2,173
Total noninterest income	$602,000	2,980
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$149,000	2,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	2,780
Total noninterest expense	$4,640,000	2,733
Salaries and employee benefits	$2,701,000	2,667
Premises and equipment expense	$582,000	2,347
Additional noninterest expense	$453,000	2,779
Pre-tax net operating income	$2,216,000	2,582
Securities gains (losses)	$0	849
Applicable income taxes	$9,000	3,303
Income before extraordinary items	$2,207,000	2,398
Extraordinary gains, net	$0	52
Net income	$2,207,000	2,421
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,207,000	2,400
Net charge-offs	$175,000	937
Cash dividends	$1,080,000	1,625
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,207,000	2,417
2023-06-30 (YTD Data)		Rank
Total interest income	$5,908,000	2,562
Total interest expense	$1,695,000	2,201
Net interest income	$4,213,000	2,660
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$381,000	3,012
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$94,000	2,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	2,799
Total noninterest expense	$3,061,000	2,738
Salaries and employee benefits	$1,813,000	2,664
Premises and equipment expense	$396,000	2,322
Additional noninterest expense	$287,000	2,793
Pre-tax net operating income	$1,473,000	2,605
Securities gains (losses)	$0	938
Applicable income taxes	$6,000	3,340
Income before extraordinary items	$1,467,000	2,424
Extraordinary gains, net	$0	51
Net income	$1,467,000	2,452
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,467,000	2,424
Net charge-offs	$178,000	713
Cash dividends	$970,000	1,430
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,467,000	2,442
2023-03-31 (YTD Data)		Rank
Total interest income	$2,844,000	2,592
Total interest expense	$744,000	2,172
Net interest income	$2,100,000	2,674
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$176,000	3,095
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$44,000	2,850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	2,868
Total noninterest expense	$1,580,000	2,720
Salaries and employee benefits	$912,000	2,685
Premises and equipment expense	$204,000	2,323
Additional noninterest expense	$132,000	2,868
Pre-tax net operating income	$666,000	2,769
Securities gains (losses)	$0	950
Applicable income taxes	$3,000	3,301
Income before extraordinary items	$663,000	2,593
Extraordinary gains, net	$0	4
Net income	$663,000	2,594
Minority interest net income	$0	48
Net income of bank and minority interests.	$663,000	2,593
Net charge-offs	$47,000	820
Cash dividends	$750,000	976
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$663,000	2,621
2022-12-31 (YTD Data)		Rank
Total interest income	$9,766,000	2,554
Total interest expense	$1,251,000	2,141
Net interest income	$8,515,000	2,585
Provision for loan and lease losses	$305,000	1,506
Total noninterest income	$866,000	2,979
Gross Fiduciary activities income	$15,000	877
Service charges on deposit accounts	$179,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$672,000	2,758
Total noninterest expense	$5,694,000	2,826
Salaries and employee benefits	$3,321,000	2,781
Premises and equipment expense	$828,000	2,259
Additional noninterest expense	$672,000	2,758
Pre-tax net operating income	$3,382,000	2,510
Securities gains (losses)	$0	691
Applicable income taxes	$12,000	3,499
Income before extraordinary items	$3,370,000	2,309
Extraordinary gains, net	$0	5
Net income	$3,370,000	2,308
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,370,000	2,308
Net charge-offs	$46,000	1,593
Cash dividends	$745,000	2,399
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,370,000	2,339
2022-09-30 (YTD Data)		Rank
Total interest income	$7,027,000	2,562
Total interest expense	$797,000	2,053
Net interest income	$6,230,000	2,601
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$661,000	2,995
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$133,000	2,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	2,743
Total noninterest expense	$4,311,000	2,802
Salaries and employee benefits	$2,527,000	2,749
Premises and equipment expense	$604,000	2,314
Additional noninterest expense	$528,000	2,743
Pre-tax net operating income	$2,490,000	2,535
Securities gains (losses)	$0	740
Applicable income taxes	$9,000	3,493
Income before extraordinary items	$2,481,000	2,310
Extraordinary gains, net	$0	4
Net income	$2,481,000	2,309
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,481,000	2,309
Net charge-offs	$28,000	1,462
Cash dividends	$745,000	1,910
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,481,000	2,348
2022-06-30 (YTD Data)		Rank
Total interest income	$4,478,000	2,586
Total interest expense	$471,000	2,030
Net interest income	$4,007,000	2,622
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$468,000	2,902
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$86,000	2,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	2,683
Total noninterest expense	$2,986,000	2,745
Salaries and employee benefits	$1,691,000	2,757
Premises and equipment expense	$410,000	2,294
Additional noninterest expense	$885,000	2,815
Pre-tax net operating income	$1,429,000	2,622
Securities gains (losses)	$0	687
Applicable income taxes	$6,000	3,450
Income before extraordinary items	$1,423,000	2,423
Extraordinary gains, net	$0	4
Net income	$1,423,000	2,423
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,423,000	2,423
Net charge-offs	$2,000	1,931
Cash dividends	$638,000	1,691
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,423,000	2,459
2022-03-31 (YTD Data)		Rank
Total interest income	$2,183,000	2,585
Total interest expense	$257,000	1,883
Net interest income	$1,926,000	2,638
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$260,000	2,754
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$42,000	2,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	2,479
Total noninterest expense	$1,531,000	2,695
Salaries and employee benefits	$847,000	2,748
Premises and equipment expense	$207,000	2,292
Additional noninterest expense	$477,000	2,672
Pre-tax net operating income	$625,000	2,675
Securities gains (losses)	$0	623
Applicable income taxes	$3,000	3,335
Income before extraordinary items	$622,000	2,501
Extraordinary gains, net	$0	4
Net income	$622,000	2,498
Minority interest net income	$0	50
Net income of bank and minority interests.	$622,000	2,501
Net charge-offs	$4,000	1,408
Cash dividends	$425,000	1,275
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$622,000	2,521
2021-12-31 (YTD Data)		Rank
Total interest income	$9,112,000	2,598
Total interest expense	$1,567,000	1,610
Net interest income	$7,545,000	2,735
Provision for loan and lease losses	$270,000	1,492
Total noninterest income	$285,000	4,079
Gross Fiduciary activities income	$2,000	941
Service charges on deposit accounts	$154,000	2,982
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	4,244
Total noninterest expense	$4,962,000	3,033
Salaries and employee benefits	$2,591,000	3,154
Premises and equipment expense	$856,000	2,220
Additional noninterest expense	$1,515,000	3,088
Pre-tax net operating income	$2,598,000	2,858
Securities gains (losses)	$0	2,062
Applicable income taxes	$12,000	3,564
Income before extraordinary items	$2,586,000	2,722
Extraordinary gains, net	$0	10
Net income	$2,586,000	2,723
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,586,000	2,723
Net charge-offs	$6,000	2,402
Cash dividends	$213,000	3,249
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,586,000	2,701
2021-09-30 (YTD Data)		Rank
Total interest income	$6,320,000	2,781
Total interest expense	$1,256,000	1,600
Net interest income	$5,064,000	2,942
Provision for loan and lease losses	$240,000	1,326
Total noninterest income	$645,000	3,169
Gross Fiduciary activities income	$2,000	906
Service charges on deposit accounts	$111,000	3,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$532,000	3,008
Total noninterest expense	$3,668,000	3,060
Salaries and employee benefits	$1,860,000	3,227
Premises and equipment expense	$656,000	2,226
Additional noninterest expense	$1,152,000	3,084
Pre-tax net operating income	$1,801,000	3,052
Securities gains (losses)	$0	2,015
Applicable income taxes	$9,000	3,534
Income before extraordinary items	$1,792,000	2,925
Extraordinary gains, net	$0	8
Net income	$1,792,000	2,925
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,792,000	2,925
Net charge-offs	$-11,000	3,687
Cash dividends	$213,000	2,830
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,792,000	2,901
2021-06-30 (YTD Data)		Rank
Total interest income	$4,180,000	2,808
Total interest expense	$921,000	1,555
Net interest income	$3,259,000	3,005
Provision for loan and lease losses	$210,000	1,148
Total noninterest income	$307,000	3,498
Gross Fiduciary activities income	$2,000	890
Service charges on deposit accounts	$68,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	3,347
Total noninterest expense	$2,224,000	3,222
Salaries and employee benefits	$1,162,000	3,315
Premises and equipment expense	$373,000	2,424
Additional noninterest expense	$689,000	3,233
Pre-tax net operating income	$1,132,000	3,120
Securities gains (losses)	$0	1,818
Applicable income taxes	$6,000	3,509
Income before extraordinary items	$1,126,000	2,997
Extraordinary gains, net	$0	6
Net income	$1,126,000	2,996
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,126,000	2,997
Net charge-offs	$-7,000	3,675
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,126,000	2,968
2021-03-31 (YTD Data)		Rank
Total interest income	$2,082,000	2,790
Total interest expense	$507,000	1,509
Net interest income	$1,575,000	3,037
Provision for loan and lease losses	$180,000	863
Total noninterest income	$186,000	3,301
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$32,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	3,100
Total noninterest expense	$1,230,000	3,043
Salaries and employee benefits	$684,000	3,078
Premises and equipment expense	$189,000	2,429
Additional noninterest expense	$357,000	3,141
Pre-tax net operating income	$351,000	3,637
Securities gains (losses)	$0	1,392
Applicable income taxes	$3,000	3,464
Income before extraordinary items	$348,000	3,529
Extraordinary gains, net	$0	3
Net income	$348,000	3,530
Minority interest net income	$0	55
Net income of bank and minority interests.	$348,000	3,529
Net charge-offs	$9,000	1,389
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$348,000	3,507
2020-12-31 (YTD Data)		Rank
Total interest income	$8,827,000	2,709
Total interest expense	$2,933,000	1,512
Net interest income	$5,894,000	3,077
Provision for loan and lease losses	$185,000	3,103
Total noninterest income	$579,000	3,463
Gross Fiduciary activities income	$1,000	991
Service charges on deposit accounts	$192,000	2,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$386,000	3,405
Total noninterest expense	$4,966,000	3,023
Salaries and employee benefits	$2,672,000	3,113
Premises and equipment expense	$707,000	2,510
Additional noninterest expense	$1,587,000	2,952
Pre-tax net operating income	$1,322,000	3,415
Securities gains (losses)	$0	2,675
Applicable income taxes	$12,000	3,476
Income before extraordinary items	$1,310,000	3,339
Extraordinary gains, net	$0	4
Net income	$1,310,000	3,339
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,310,000	3,339
Net charge-offs	$227,000	1,474
Cash dividends	$250,000	3,277
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,310,000	3,284
2020-09-30 (YTD Data)		Rank
Total interest income	$6,717,000	2,703
Total interest expense	$2,297,000	1,543
Net interest income	$4,420,000	3,089
Provision for loan and lease losses	$155,000	2,962
Total noninterest income	$299,000	3,820
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$98,000	3,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	3,709
Total noninterest expense	$3,761,000	2,992
Salaries and employee benefits	$1,991,000	3,104
Premises and equipment expense	$522,000	2,531
Additional noninterest expense	$1,248,000	2,840
Pre-tax net operating income	$803,000	3,665
Securities gains (losses)	$0	2,494
Applicable income taxes	$9,000	3,481
Income before extraordinary items	$794,000	3,609
Extraordinary gains, net	$0	4
Net income	$794,000	3,608
Minority interest net income	$0	65
Net income of bank and minority interests.	$794,000	3,609
Net charge-offs	$216,000	1,211
Cash dividends	$250,000	2,822
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$794,000	3,559
2020-06-30 (YTD Data)		Rank
Total interest income	$4,654,000	2,680
Total interest expense	$1,570,000	1,592
Net interest income	$3,084,000	3,045
Provision for loan and lease losses	$125,000	2,786
Total noninterest income	$147,000	4,050
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$65,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	4,072
Total noninterest expense	$2,494,000	3,006
Salaries and employee benefits	$1,261,000	3,201
Premises and equipment expense	$367,000	2,440
Additional noninterest expense	$866,000	2,763
Pre-tax net operating income	$612,000	3,523
Securities gains (losses)	$0	2,249
Applicable income taxes	$6,000	3,445
Income before extraordinary items	$606,000	3,449
Extraordinary gains, net	$0	4
Net income	$606,000	3,449
Minority interest net income	$0	65
Net income of bank and minority interests.	$606,000	3,449
Net charge-offs	$114,000	1,295
Cash dividends	$250,000	2,530
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$606,000	3,387
2020-03-31 (YTD Data)		Rank
Total interest income	$2,370,000	2,647
Total interest expense	$780,000	1,715
Net interest income	$1,590,000	2,978
Provision for loan and lease losses	$95,000	2,025
Total noninterest income	$79,000	3,998
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$40,000	3,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	4,029
Total noninterest expense	$1,248,000	3,029
Salaries and employee benefits	$629,000	3,231
Premises and equipment expense	$168,000	2,602
Additional noninterest expense	$451,000	2,706
Pre-tax net operating income	$326,000	3,314
Securities gains (losses)	$0	1,705
Applicable income taxes	$3,000	3,353
Income before extraordinary items	$323,000	3,192
Extraordinary gains, net	$0	4
Net income	$323,000	3,192
Minority interest net income	$0	56
Net income of bank and minority interests.	$323,000	3,193
Net charge-offs	$118,000	804
Cash dividends	$250,000	1,776
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$323,000	3,162
2019-12-31 (YTD Data)		Rank
Total interest income	$9,006,000	2,762
Total interest expense	$2,923,000	1,837
Net interest income	$6,083,000	3,074
Provision for loan and lease losses	$1,000,000	898
Total noninterest income	$334,000	4,058
Gross Fiduciary activities income	$1,000	1,009
Service charges on deposit accounts	$201,000	3,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	4,252
Total noninterest expense	$4,478,000	3,216
Salaries and employee benefits	$2,357,000	3,332
Premises and equipment expense	$666,000	2,618
Additional noninterest expense	$1,455,000	3,150
Pre-tax net operating income	$939,000	3,935
Securities gains (losses)	$0	2,379
Applicable income taxes	$11,000	3,652
Income before extraordinary items	$928,000	3,864
Extraordinary gains, net	$0	11
Net income	$928,000	3,864
Minority interest net income	$0	76
Net income of bank and minority interests.	$928,000	3,865
Net charge-offs	$932,000	682
Cash dividends	$975,000	2,384
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$928,000	3,836
2019-09-30 (YTD Data)		Rank
Total interest income	$6,656,000	2,826
Total interest expense	$2,130,000	1,887
Net interest income	$4,526,000	3,130
Provision for loan and lease losses	$785,000	833
Total noninterest income	$232,000	4,176
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$150,000	3,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	4,424
Total noninterest expense	$3,337,000	3,235
Salaries and employee benefits	$1,762,000	3,354
Premises and equipment expense	$496,000	2,661
Additional noninterest expense	$1,079,000	3,197
Pre-tax net operating income	$636,000	4,131
Securities gains (losses)	$0	2,167
Applicable income taxes	$8,000	3,720
Income before extraordinary items	$628,000	4,041
Extraordinary gains, net	$0	11
Net income	$628,000	4,041
Minority interest net income	$0	72
Net income of bank and minority interests.	$628,000	4,041
Net charge-offs	$726,000	599
Cash dividends	$975,000	1,858
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$628,000	4,017
2019-06-30 (YTD Data)		Rank
Total interest income	$4,293,000	2,891
Total interest expense	$1,317,000	1,969
Net interest income	$2,976,000	3,168
Provision for loan and lease losses	$755,000	611
Total noninterest income	$130,000	4,341
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$91,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	4,625
Total noninterest expense	$2,195,000	3,292
Salaries and employee benefits	$1,158,000	3,395
Premises and equipment expense	$358,000	2,524
Additional noninterest expense	$679,000	3,329
Pre-tax net operating income	$156,000	4,782
Securities gains (losses)	$0	1,702
Applicable income taxes	$5,000	3,726
Income before extraordinary items	$151,000	4,760
Extraordinary gains, net	$0	11
Net income	$151,000	4,758
Minority interest net income	$0	69
Net income of bank and minority interests.	$151,000	4,758
Net charge-offs	$726,000	445
Cash dividends	$975,000	1,476
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$151,000	4,749
2019-03-31 (YTD Data)		Rank
Total interest income	$2,095,000	2,942
Total interest expense	$616,000	2,022
Net interest income	$1,479,000	3,206
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$77,000	4,194
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$44,000	3,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	4,305
Total noninterest expense	$1,059,000	3,383
Salaries and employee benefits	$559,000	3,499
Premises and equipment expense	$174,000	2,591
Additional noninterest expense	$326,000	3,401
Pre-tax net operating income	$477,000	3,131
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,000	3,681
Income before extraordinary items	$475,000	2,958
Extraordinary gains, net	$0	5
Net income	$475,000	2,956
Minority interest net income	$0	52
Net income of bank and minority interests.	$475,000	2,957
Net charge-offs	$34,000	1,428
Cash dividends	$325,000	1,662
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$475,000	2,949
2018-12-31 (YTD Data)		Rank
Total interest income	$7,777,000	2,982
Total interest expense	$1,784,000	2,087
Net interest income	$5,993,000	3,171
Provision for loan and lease losses	$0	4,082
Total noninterest income	$265,000	4,432
Gross Fiduciary activities income	$1,000	1,056
Service charges on deposit accounts	$174,000	3,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	4,642
Total noninterest expense	$4,610,000	3,221
Salaries and employee benefits	$2,206,000	3,510
Premises and equipment expense	$767,000	2,428
Additional noninterest expense	$1,637,000	2,996
Pre-tax net operating income	$1,648,000	3,398
Securities gains (losses)	$-6,000	4,285
Applicable income taxes	$8,000	3,785
Income before extraordinary items	$1,634,000	3,244
Extraordinary gains, net	$0	6
Net income	$1,634,000	3,243
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,634,000	3,243
Net charge-offs	$12,000	3,283
Cash dividends	$1,300,000	1,905
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,640,000	3,234
2018-09-30 (YTD Data)		Rank
Total interest income	$5,705,000	3,013
Total interest expense	$1,256,000	2,099
Net interest income	$4,449,000	3,212
Provision for loan and lease losses	$0	3,948
Total noninterest income	$218,000	4,388
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$128,000	3,545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	4,525
Total noninterest expense	$3,453,000	3,218
Salaries and employee benefits	$1,646,000	3,529
Premises and equipment expense	$558,000	2,489
Additional noninterest expense	$1,249,000	2,956
Pre-tax net operating income	$1,214,000	3,482
Securities gains (losses)	$-6,000	4,655
Applicable income taxes	$7,000	3,824
Income before extraordinary items	$1,201,000	3,315
Extraordinary gains, net	$0	5
Net income	$1,201,000	3,314
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,201,000	3,314
Net charge-offs	$-23,000	4,700
Cash dividends	$1,300,000	1,441
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,206,940	3,298
2018-06-30 (YTD Data)		Rank
Total interest income	$3,731,000	3,044
Total interest expense	$767,000	2,146
Net interest income	$2,964,000	3,219
Provision for loan and lease losses	$0	3,782
Total noninterest income	$112,000	4,650
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$81,000	3,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	4,930
Total noninterest expense	$2,454,000	3,116
Salaries and employee benefits	$1,083,000	3,567
Premises and equipment expense	$483,000	2,127
Additional noninterest expense	$888,000	2,833
Pre-tax net operating income	$622,000	3,854
Securities gains (losses)	$-5,000	4,867
Applicable income taxes	$5,000	3,805
Income before extraordinary items	$612,000	3,699
Extraordinary gains, net	$0	6
Net income	$612,000	3,697
Minority interest net income	$0	65
Net income of bank and minority interests.	$612,000	3,698
Net charge-offs	$-29,000	4,866
Cash dividends	$975,000	1,350
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$616,950	3,692
2018-03-31 (YTD Data)		Rank
Total interest income	$1,772,000	3,149
Total interest expense	$364,000	2,156
Net interest income	$1,408,000	3,319
Provision for loan and lease losses	$0	3,508
Total noninterest income	$85,000	4,282
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$43,000	3,549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	4,292
Total noninterest expense	$1,337,000	2,986
Salaries and employee benefits	$518,000	3,688
Premises and equipment expense	$272,000	1,996
Additional noninterest expense	$547,000	2,458
Pre-tax net operating income	$156,000	4,570
Securities gains (losses)	$0	735
Applicable income taxes	$4,000	3,713
Income before extraordinary items	$152,000	4,463
Extraordinary gains, net	$0	7
Net income	$152,000	4,461
Minority interest net income	$0	52
Net income of bank and minority interests.	$152,000	4,463
Net charge-offs	$-9,000	4,705
Cash dividends	$325,000	1,528
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$152,000	4,472
2017-12-31 (YTD Data)		Rank
Total interest income	$6,719,000	3,200
Total interest expense	$1,195,000	2,244
Net interest income	$5,524,000	3,341
Provision for loan and lease losses	$367,000	1,747
Total noninterest income	$393,000	4,220
Gross Fiduciary activities income	$1,000	1,092
Service charges on deposit accounts	$191,000	3,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	4,210
Total noninterest expense	$3,864,000	3,624
Salaries and employee benefits	$2,004,000	3,746
Premises and equipment expense	$830,000	2,391
Additional noninterest expense	$1,030,000	3,971
Pre-tax net operating income	$1,686,000	3,380
Securities gains (losses)	$0	2,243
Applicable income taxes	$16,000	3,805
Income before extraordinary items	$1,670,000	2,967
Extraordinary gains, net	$0	9
Net income	$1,670,000	2,966
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,670,000	2,967
Net charge-offs	$402,000	1,257
Cash dividends	$1,300,000	1,872
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,670,000	2,947
2017-09-30 (YTD Data)		Rank
Total interest income	$4,984,000	3,238
Total interest expense	$856,000	2,302
Net interest income	$4,128,000	3,368
Provision for loan and lease losses	$384,000	1,392
Total noninterest income	$291,000	4,285
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$146,000	3,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	4,296
Total noninterest expense	$2,738,000	3,746
Salaries and employee benefits	$1,455,000	3,827
Premises and equipment expense	$522,000	2,688
Additional noninterest expense	$761,000	3,998
Pre-tax net operating income	$1,297,000	3,377
Securities gains (losses)	$0	2,274
Applicable income taxes	$12,000	3,840
Income before extraordinary items	$1,285,000	3,099
Extraordinary gains, net	$0	9
Net income	$1,285,000	3,098
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,285,000	3,099
Net charge-offs	$377,000	964
Cash dividends	$1,300,000	1,439
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,285,000	3,076
2017-06-30 (YTD Data)		Rank
Total interest income	$3,252,000	3,274
Total interest expense	$544,000	2,345
Net interest income	$2,708,000	3,402
Provision for loan and lease losses	$132,000	1,965
Total noninterest income	$212,000	4,199
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$95,000	3,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	4,124
Total noninterest expense	$1,901,000	3,674
Salaries and employee benefits	$973,000	3,838
Premises and equipment expense	$353,000	2,667
Additional noninterest expense	$575,000	3,788
Pre-tax net operating income	$887,000	3,322
Securities gains (losses)	$0	1,906
Applicable income taxes	$7,000	3,897
Income before extraordinary items	$880,000	3,023
Extraordinary gains, net	$0	11
Net income	$880,000	3,022
Minority interest net income	$0	71
Net income of bank and minority interests.	$880,000	3,023
Net charge-offs	$132,000	1,318
Cash dividends	$975,000	1,361
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$880,000	2,999
2017-03-31 (YTD Data)		Rank
Total interest income	$1,616,000	3,296
Total interest expense	$271,000	2,326
Net interest income	$1,345,000	3,427
Provision for loan and lease losses	$37,000	2,319
Total noninterest income	$97,000	4,312
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$45,000	3,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	4,253
Total noninterest expense	$849,000	3,960
Salaries and employee benefits	$488,000	3,893
Premises and equipment expense	$158,000	2,905
Additional noninterest expense	$203,000	4,445
Pre-tax net operating income	$556,000	2,919
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,000	3,875
Income before extraordinary items	$553,000	2,605
Extraordinary gains, net	$0	8
Net income	$553,000	2,605
Minority interest net income	$0	55
Net income of bank and minority interests.	$553,000	2,605
Net charge-offs	$22,000	1,835
Cash dividends	$325,000	1,572
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$553,000	2,581
2016-12-31 (YTD Data)		Rank
Total interest income	$6,432,000	3,282
Total interest expense	$895,000	2,608
Net interest income	$5,537,000	3,349
Provision for loan and lease losses	$128,000	2,874
Total noninterest income	$421,000	4,315
Gross Fiduciary activities income	$2,000	1,113
Service charges on deposit accounts	$192,000	3,632
Trading account gains and fees	$0	170
Additional Noninterest Income	$227,000	4,236
Total noninterest expense	$3,223,000	4,086
Salaries and employee benefits	$1,604,000	4,271
Premises and equipment expense	$736,000	2,630
Additional noninterest expense	$883,000	4,386
Pre-tax net operating income	$2,607,000	2,610
Securities gains (losses)	$0	3,212
Applicable income taxes	$7,000	4,051
Income before extraordinary items	$2,600,000	2,342
Extraordinary gains, net	$0	5
Net income	$2,600,000	2,339
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,600,000	2,341
Net charge-offs	$150,000	2,220
Cash dividends	$2,240,000	1,291
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,600,000	2,292
2016-09-30 (YTD Data)		Rank
Total interest income	$4,789,000	3,316
Total interest expense	$651,000	2,665
Net interest income	$4,138,000	3,372
Provision for loan and lease losses	$128,000	2,521
Total noninterest income	$340,000	4,241
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$151,000	3,583
Trading account gains and fees	$0	169
Additional Noninterest Income	$188,000	4,180
Total noninterest expense	$2,255,000	4,249
Salaries and employee benefits	$1,194,000	4,280
Premises and equipment expense	$423,000	3,155
Additional noninterest expense	$638,000	4,485
Pre-tax net operating income	$2,095,000	2,540
Securities gains (losses)	$0	3,160
Applicable income taxes	$6,000	4,094
Income before extraordinary items	$2,089,000	2,273
Extraordinary gains, net	$0	5
Net income	$2,089,000	2,272
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,089,000	2,273
Net charge-offs	$145,000	1,725
Cash dividends	$1,740,000	1,168
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,089,000	2,208
2016-06-30 (YTD Data)		Rank
Total interest income	$3,152,000	3,363
Total interest expense	$421,000	2,741
Net interest income	$2,731,000	3,407
Provision for loan and lease losses	$128,000	2,058
Total noninterest income	$190,000	4,478
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$98,000	3,626
Trading account gains and fees	$0	157
Additional Noninterest Income	$92,000	4,505
Total noninterest expense	$1,452,000	4,353
Salaries and employee benefits	$783,000	4,342
Premises and equipment expense	$270,000	3,252
Additional noninterest expense	$399,000	4,626
Pre-tax net operating income	$1,341,000	2,577
Securities gains (losses)	$0	2,835
Applicable income taxes	$4,000	4,116
Income before extraordinary items	$1,337,000	2,309
Extraordinary gains, net	$0	16
Net income	$1,337,000	2,308
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,337,000	2,308
Net charge-offs	$127,000	1,434
Cash dividends	$1,305,000	1,074
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,337,000	2,249
2016-03-31 (YTD Data)		Rank
Total interest income	$1,542,000	3,411
Total interest expense	$207,000	2,781
Net interest income	$1,335,000	3,468
Provision for loan and lease losses	$52,000	2,112
Total noninterest income	$99,000	4,406
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$49,000	3,626
Trading account gains and fees	$0	142
Additional Noninterest Income	$50,000	4,402
Total noninterest expense	$715,000	4,402
Salaries and employee benefits	$386,000	4,421
Premises and equipment expense	$133,000	3,327
Additional noninterest expense	$196,000	4,686
Pre-tax net operating income	$667,000	2,556
Securities gains (losses)	$0	2,077
Applicable income taxes	$3,000	4,042
Income before extraordinary items	$664,000	2,284
Extraordinary gains, net	$0	12
Net income	$664,000	2,284
Minority interest net income	$0	62
Net income of bank and minority interests.	$664,000	2,284
Net charge-offs	$45,000	1,498
Cash dividends	$435,000	1,311
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$664,000	2,235
2015-12-31 (YTD Data)		Rank
Total interest income	$6,062,000	3,416
Total interest expense	$680,000	3,115
Net interest income	$5,382,000	3,423
Provision for loan and lease losses	$33,000	3,839
Total noninterest income	$334,000	4,682
Gross Fiduciary activities income	$1,000	1,155
Service charges on deposit accounts	$204,000	3,676
Trading account gains and fees	$0	159
Additional Noninterest Income	$129,000	4,900
Total noninterest expense	$3,097,000	4,273
Salaries and employee benefits	$1,555,000	4,421
Premises and equipment expense	$629,000	3,012
Additional noninterest expense	$913,000	4,464
Pre-tax net operating income	$2,586,000	2,566
Securities gains (losses)	$0	3,216
Applicable income taxes	$13,000	4,040
Income before extraordinary items	$2,573,000	2,290
Extraordinary gains, net	$0	23
Net income	$2,573,000	2,290
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,573,000	2,291
Net charge-offs	$33,000	3,516
Cash dividends	$2,240,000	1,239
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,573,000	2,252
2015-09-30 (YTD Data)		Rank
Total interest income	$4,494,000	3,475
Total interest expense	$478,000	3,285
Net interest income	$4,016,000	3,466
Provision for loan and lease losses	$0	4,232
Total noninterest income	$228,000	4,823
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$147,000	3,771
Trading account gains and fees	$0	153
Additional Noninterest Income	$80,000	5,085
Total noninterest expense	$2,284,000	4,335
Salaries and employee benefits	$1,179,000	4,426
Premises and equipment expense	$431,000	3,242
Additional noninterest expense	$674,000	4,514
Pre-tax net operating income	$1,960,000	2,603
Securities gains (losses)	$0	3,031
Applicable income taxes	$10,000	4,140
Income before extraordinary items	$1,950,000	2,310
Extraordinary gains, net	$0	21
Net income	$1,950,000	2,311
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,950,000	2,311
Net charge-offs	$0	4,182
Cash dividends	$1,740,000	1,095
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,950,000	2,273
2015-06-30 (YTD Data)		Rank
Total interest income	$2,976,000	3,504
Total interest expense	$303,000	3,437
Net interest income	$2,673,000	3,486
Provision for loan and lease losses	$0	4,069
Total noninterest income	$181,000	4,666
Gross Fiduciary activities income	$1,000	1,108
Service charges on deposit accounts	$92,000	3,849
Trading account gains and fees	$0	157
Additional Noninterest Income	$88,000	4,648
Total noninterest expense	$1,544,000	4,338
Salaries and employee benefits	$795,000	4,446
Premises and equipment expense	$283,000	3,288
Additional noninterest expense	$466,000	4,489
Pre-tax net operating income	$1,310,000	2,576
Securities gains (losses)	$0	2,636
Applicable income taxes	$6,000	4,204
Income before extraordinary items	$1,304,000	2,286
Extraordinary gains, net	$0	22
Net income	$1,304,000	2,288
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,304,000	2,288
Net charge-offs	$0	3,893
Cash dividends	$1,305,000	991
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,304,000	2,239
2015-03-31 (YTD Data)		Rank
Total interest income	$1,460,000	3,554
Total interest expense	$148,000	3,510
Net interest income	$1,312,000	3,527
Provision for loan and lease losses	$0	3,703
Total noninterest income	$115,000	4,328
Gross Fiduciary activities income	$1,000	1,061
Service charges on deposit accounts	$46,000	3,828
Trading account gains and fees	$0	152
Additional Noninterest Income	$68,000	4,131
Total noninterest expense	$761,000	4,400
Salaries and employee benefits	$392,000	4,503
Premises and equipment expense	$137,000	3,385
Additional noninterest expense	$232,000	4,519
Pre-tax net operating income	$666,000	2,508
Securities gains (losses)	$0	2,027
Applicable income taxes	$3,000	4,151
Income before extraordinary items	$663,000	2,236
Extraordinary gains, net	$0	13
Net income	$663,000	2,237
Minority interest net income	$0	64
Net income of bank and minority interests.	$663,000	2,237
Net charge-offs	$0	3,288
Cash dividends	$435,000	1,234
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$663,000	2,173
2014-12-31 (YTD Data)		Rank
Total interest income	$5,738,000	3,624
Total interest expense	$537,000	3,857
Net interest income	$5,201,000	3,553
Provision for loan and lease losses	$0	4,603
Total noninterest income	$49,000	6,239
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$196,000	3,944
Trading account gains and fees	$0	180
Additional Noninterest Income	$-147,000	6,407
Total noninterest expense	$3,071,000	4,426
Salaries and employee benefits	$1,551,000	4,550
Premises and equipment expense	$554,000	3,408
Additional noninterest expense	$966,000	4,522
Pre-tax net operating income	$2,179,000	2,839
Securities gains (losses)	$0	3,259
Applicable income taxes	$-16,000	6,156
Income before extraordinary items	$2,195,000	2,527
Extraordinary gains, net	$0	17
Net income	$2,195,000	2,527
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,195,000	2,527
Net charge-offs	$9,000	4,601
Cash dividends	$2,240,000	1,175
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,195,000	2,493
2014-09-30 (YTD Data)		Rank
Total interest income	$4,266,000	3,680
Total interest expense	$390,000	4,005
Net interest income	$3,876,000	3,595
Provision for loan and lease losses	$0	4,401
Total noninterest income	$223,000	5,050
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$143,000	4,037
Trading account gains and fees	$0	174
Additional Noninterest Income	$80,000	5,241
Total noninterest expense	$2,258,000	4,495
Salaries and employee benefits	$1,161,000	4,569
Premises and equipment expense	$391,000	3,580
Additional noninterest expense	$706,000	4,597
Pre-tax net operating income	$1,841,000	2,664
Securities gains (losses)	$0	2,980
Applicable income taxes	$-19,000	6,316
Income before extraordinary items	$1,860,000	2,346
Extraordinary gains, net	$0	15
Net income	$1,860,000	2,347
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,860,000	2,346
Net charge-offs	$7,000	4,273
Cash dividends	$1,740,000	1,056
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,860,000	2,286
2014-06-30 (YTD Data)		Rank
Total interest income	$2,813,000	3,706
Total interest expense	$251,000	4,109
Net interest income	$2,562,000	3,619
Provision for loan and lease losses	$0	4,196
Total noninterest income	$173,000	4,873
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$89,000	4,133
Trading account gains and fees	$0	172
Additional Noninterest Income	$84,000	4,787
Total noninterest expense	$1,492,000	4,553
Salaries and employee benefits	$779,000	4,598
Premises and equipment expense	$250,000	3,712
Additional noninterest expense	$463,000	4,648
Pre-tax net operating income	$1,243,000	2,582
Securities gains (losses)	$0	2,580
Applicable income taxes	$-23,000	6,420
Income before extraordinary items	$1,266,000	2,254
Extraordinary gains, net	$0	20
Net income	$1,266,000	2,257
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,266,000	2,256
Net charge-offs	$0	4,375
Cash dividends	$1,305,000	934
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,266,000	2,203
2014-03-31 (YTD Data)		Rank
Total interest income	$1,375,000	3,769
Total interest expense	$124,000	4,189
Net interest income	$1,251,000	3,685
Provision for loan and lease losses	$0	3,817
Total noninterest income	$108,000	4,516
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$43,000	4,189
Trading account gains and fees	$0	147
Additional Noninterest Income	$65,000	4,219
Total noninterest expense	$708,000	4,718
Salaries and employee benefits	$386,000	4,664
Premises and equipment expense	$117,000	3,893
Additional noninterest expense	$205,000	4,949
Pre-tax net operating income	$651,000	2,441
Securities gains (losses)	$0	1,715
Applicable income taxes	$-26,000	6,521
Income before extraordinary items	$677,000	2,060
Extraordinary gains, net	$0	16
Net income	$677,000	2,063
Minority interest net income	$0	66
Net income of bank and minority interests.	$677,000	2,063
Net charge-offs	$0	3,660
Cash dividends	$435,000	1,150
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$677,000	2,025
2013-12-31 (YTD Data)		Rank
Total interest income	$5,524,000	3,828
Total interest expense	$476,000	4,576
Net interest income	$5,048,000	3,681
Provision for loan and lease losses	$24,000	4,658
Total noninterest income	$398,000	4,746
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$198,000	4,115
Trading account gains and fees	$0	184
Additional Noninterest Income	$200,000	4,616
Total noninterest expense	$2,924,000	4,666
Salaries and employee benefits	$1,563,000	4,655
Premises and equipment expense	$480,000	3,815
Additional noninterest expense	$881,000	4,856
Pre-tax net operating income	$2,498,000	2,471
Securities gains (losses)	$0	3,182
Applicable income taxes	$51,000	3,742
Income before extraordinary items	$2,447,000	2,231
Extraordinary gains, net	$0	29
Net income	$2,447,000	2,234
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,447,000	2,234
Net charge-offs	$6,000	5,197
Cash dividends	$2,240,000	1,101
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,447,000	2,183
2013-09-30 (YTD Data)		Rank
Total interest income	$4,107,000	3,879
Total interest expense	$345,000	4,728
Net interest income	$3,762,000	3,715
Provision for loan and lease losses	$19,000	4,534
Total noninterest income	$311,000	4,754
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$149,000	4,144
Trading account gains and fees	$0	180
Additional Noninterest Income	$162,000	4,609
Total noninterest expense	$2,188,000	4,693
Salaries and employee benefits	$1,179,000	4,662
Premises and equipment expense	$343,000	3,980
Additional noninterest expense	$666,000	4,872
Pre-tax net operating income	$1,866,000	2,550
Securities gains (losses)	$0	3,040
Applicable income taxes	$38,000	3,846
Income before extraordinary items	$1,828,000	2,295
Extraordinary gains, net	$0	25
Net income	$1,828,000	2,300
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,828,000	2,300
Net charge-offs	$19,000	4,438
Cash dividends	$1,740,000	978
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,828,000	2,227
2013-06-30 (YTD Data)		Rank
Total interest income	$2,707,000	3,918
Total interest expense	$234,000	4,754
Net interest income	$2,473,000	3,744
Provision for loan and lease losses	$19,000	4,286
Total noninterest income	$230,000	4,645
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$96,000	4,178
Trading account gains and fees	$0	157
Additional Noninterest Income	$134,000	4,358
Total noninterest expense	$1,374,000	4,852
Salaries and employee benefits	$789,000	4,678
Premises and equipment expense	$239,000	3,892
Additional noninterest expense	$346,000	5,368
Pre-tax net operating income	$1,310,000	2,436
Securities gains (losses)	$0	2,791
Applicable income taxes	$24,000	3,862
Income before extraordinary items	$1,286,000	2,181
Extraordinary gains, net	$0	22
Net income	$1,286,000	2,189
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,286,000	2,187
Net charge-offs	$19,000	4,030
Cash dividends	$1,305,000	873
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,286,000	2,091
2013-03-31 (YTD Data)		Rank
Total interest income	$1,344,000	3,964
Total interest expense	$124,000	4,720
Net interest income	$1,220,000	3,801
Provision for loan and lease losses	$1,000	4,363
Total noninterest income	$105,000	4,771
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$47,000	4,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$58,000	4,529
Total noninterest expense	$677,000	4,930
Salaries and employee benefits	$387,000	4,754
Premises and equipment expense	$120,000	3,899
Additional noninterest expense	$170,000	5,473
Pre-tax net operating income	$647,000	2,415
Securities gains (losses)	$0	1,966
Applicable income taxes	$11,000	3,890
Income before extraordinary items	$636,000	2,156
Extraordinary gains, net	$0	10
Net income	$636,000	2,158
Minority interest net income	$0	76
Net income of bank and minority interests.	$636,000	2,158
Net charge-offs	$1,000	4,010
Cash dividends	$435,000	1,045
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$636,000	2,065
2012-12-31 (YTD Data)		Rank
Total interest income	$5,517,000	4,056
Total interest expense	$594,000	4,770
Net interest income	$4,923,000	3,858
Provision for loan and lease losses	$33,000	5,417
Total noninterest income	$1,087,000	3,115
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$222,000	4,062
Trading account gains and fees	$0	166
Additional Noninterest Income	$865,000	2,565
Total noninterest expense	$2,523,000	5,157
Salaries and employee benefits	$1,497,000	4,854
Premises and equipment expense	$392,000	4,350
Additional noninterest expense	$634,000	5,718
Pre-tax net operating income	$3,454,000	1,842
Securities gains (losses)	$0	3,810
Applicable income taxes	$75,000	3,693
Income before extraordinary items	$3,379,000	1,689
Extraordinary gains, net	$0	29
Net income	$3,379,000	1,690
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,379,000	1,690
Net charge-offs	$27,000	5,259
Cash dividends	$2,300,000	1,089
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,379,000	1,591
2012-09-30 (YTD Data)		Rank
Total interest income	$4,142,000	4,122
Total interest expense	$463,000	4,819
Net interest income	$3,679,000	3,924
Provision for loan and lease losses	$4,000	5,716
Total noninterest income	$880,000	3,013
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$166,000	4,125
Trading account gains and fees	$0	157
Additional Noninterest Income	$714,000	2,435
Total noninterest expense	$1,881,000	5,205
Salaries and employee benefits	$1,127,000	4,866
Premises and equipment expense	$282,000	4,501
Additional noninterest expense	$472,000	5,785
Pre-tax net operating income	$2,674,000	1,844
Securities gains (losses)	$0	3,575
Applicable income taxes	$65,000	3,648
Income before extraordinary items	$2,609,000	1,682
Extraordinary gains, net	$0	20
Net income	$2,609,000	1,680
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,609,000	1,683
Net charge-offs	$-1,000	6,225
Cash dividends	$1,800,000	854
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,609,000	1,583
2012-06-30 (YTD Data)		Rank
Total interest income	$2,764,000	4,160
Total interest expense	$325,000	4,816
Net interest income	$2,439,000	3,950
Provision for loan and lease losses	$0	5,619
Total noninterest income	$715,000	2,660
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$104,000	4,226
Trading account gains and fees	$0	153
Additional Noninterest Income	$611,000	2,078
Total noninterest expense	$1,280,000	5,194
Salaries and employee benefits	$746,000	4,911
Premises and equipment expense	$194,000	4,443
Additional noninterest expense	$340,000	5,698
Pre-tax net operating income	$1,874,000	1,771
Securities gains (losses)	$0	3,178
Applicable income taxes	$56,000	3,474
Income before extraordinary items	$1,818,000	1,613
Extraordinary gains, net	$0	19
Net income	$1,818,000	1,612
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,818,000	1,613
Net charge-offs	$-4,000	6,440
Cash dividends	$1,365,000	749
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,818,000	1,527
2012-03-31 (YTD Data)		Rank
Total interest income	$1,381,000	4,206
Total interest expense	$179,000	4,694
Net interest income	$1,202,000	4,003
Provision for loan and lease losses	$0	5,254
Total noninterest income	$598,000	1,908
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$51,000	4,252
Trading account gains and fees	$0	148
Additional Noninterest Income	$547,000	1,418
Total noninterest expense	$676,000	5,097
Salaries and employee benefits	$386,000	4,864
Premises and equipment expense	$100,000	4,398
Additional noninterest expense	$190,000	5,468
Pre-tax net operating income	$1,124,000	1,522
Securities gains (losses)	$0	2,210
Applicable income taxes	$46,000	3,136
Income before extraordinary items	$1,078,000	1,348
Extraordinary gains, net	$0	19
Net income	$1,078,000	1,349
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,078,000	1,349
Net charge-offs	$-1,000	5,761
Cash dividends	$495,000	908
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,078,000	1,274
2011-12-31 (YTD Data)		Rank
Total interest income	$5,953,000	4,089
Total interest expense	$908,000	4,630
Net interest income	$5,045,000	3,890
Provision for loan and lease losses	$82,000	5,513
Total noninterest income	$398,000	4,788
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$246,000	3,998
Trading account gains and fees	$0	146
Additional Noninterest Income	$152,000	4,839
Total noninterest expense	$2,826,000	5,035
Salaries and employee benefits	$1,649,000	4,688
Premises and equipment expense	$417,000	4,473
Additional noninterest expense	$760,000	5,507
Pre-tax net operating income	$2,535,000	2,109
Securities gains (losses)	$0	3,838
Applicable income taxes	$31,000	3,950
Income before extraordinary items	$2,504,000	1,876
Extraordinary gains, net	$0	29
Net income	$2,504,000	1,877
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,504,000	1,877
Net charge-offs	$81,000	5,153
Cash dividends	$2,310,000	849
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,504,000	1,788
2011-09-30 (YTD Data)		Rank
Total interest income	$4,491,000	4,110
Total interest expense	$707,000	4,649
Net interest income	$3,784,000	3,897
Provision for loan and lease losses	$0	6,393
Total noninterest income	$285,000	4,910
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$187,000	3,982
Trading account gains and fees	$0	145
Additional Noninterest Income	$98,000	5,116
Total noninterest expense	$2,143,000	5,015
Salaries and employee benefits	$1,243,000	4,688
Premises and equipment expense	$301,000	4,602
Additional noninterest expense	$599,000	5,440
Pre-tax net operating income	$1,926,000	2,137
Securities gains (losses)	$0	3,555
Applicable income taxes	$31,000	3,860
Income before extraordinary items	$1,895,000	1,921
Extraordinary gains, net	$0	21
Net income	$1,895,000	1,921
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,895,000	1,921
Net charge-offs	$-1,000	6,695
Cash dividends	$1,810,000	701
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,895,000	1,830
2011-06-30 (YTD Data)		Rank
Total interest income	$2,990,000	4,158
Total interest expense	$493,000	4,670
Net interest income	$2,497,000	3,939
Provision for loan and lease losses	$0	6,217
Total noninterest income	$170,000	5,097
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$120,000	4,037
Trading account gains and fees	$0	153
Additional Noninterest Income	$50,000	5,462
Total noninterest expense	$1,439,000	5,050
Salaries and employee benefits	$822,000	4,748
Premises and equipment expense	$225,000	4,389
Additional noninterest expense	$392,000	5,575
Pre-tax net operating income	$1,228,000	2,189
Securities gains (losses)	$0	2,914
Applicable income taxes	$31,000	3,615
Income before extraordinary items	$1,197,000	1,962
Extraordinary gains, net	$0	15
Net income	$1,197,000	1,962
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,197,000	1,962
Net charge-offs	$-1,000	6,559
Cash dividends	$1,315,000	642
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,197,000	1,893
2011-03-31 (YTD Data)		Rank
Total interest income	$1,475,000	4,215
Total interest expense	$247,000	4,776
Net interest income	$1,228,000	3,992
Provision for loan and lease losses	$0	5,840
Total noninterest income	$78,000	5,316
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$58,000	4,076
Trading account gains and fees	$0	158
Additional Noninterest Income	$20,000	5,800
Total noninterest expense	$705,000	5,139
Salaries and employee benefits	$404,000	4,843
Premises and equipment expense	$97,000	4,779
Additional noninterest expense	$204,000	5,485
Pre-tax net operating income	$601,000	2,221
Securities gains (losses)	$0	1,772
Applicable income taxes	$31,000	3,162
Income before extraordinary items	$570,000	2,003
Extraordinary gains, net	$0	9
Net income	$570,000	2,002
Minority interest net income	$0	86
Net income of bank and minority interests.	$570,000	2,003
Net charge-offs	$0	5,107
Cash dividends	$325,000	1,056
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$570,000	1,962
2010-12-31 (YTD Data)		Rank
Total interest income	$3,044,000	6,004
Total interest expense	$690,000	5,999
Net interest income	$2,354,000	5,897
Provision for loan and lease losses	$0	7,042
Total noninterest income	$238,000	5,738
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$159,000	4,807
Trading account gains and fees	$0	175
Additional Noninterest Income	$79,000	5,699
Total noninterest expense	$1,420,000	6,615
Salaries and employee benefits	$751,000	6,563
Premises and equipment expense	$184,000	6,338
Additional noninterest expense	$485,000	6,566
Pre-tax net operating income	$1,172,000	3,127
Securities gains (losses)	$0	3,793
Applicable income taxes	$12,000	4,176
Income before extraordinary items	$1,160,000	2,976
Extraordinary gains, net	$0	29
Net income	$1,160,000	2,973
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,160,000	2,976
Net charge-offs	$0	6,851
Cash dividends	$1,050,000	1,416
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,160,000	2,853
2010-09-30 (YTD Data)		Rank
Total interest income	$2,267,000	6,122
Total interest expense	$548,000	6,035
Net interest income	$1,719,000	6,054
Provision for loan and lease losses	$0	6,977
Total noninterest income	$162,000	5,969
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$119,000	4,892
Trading account gains and fees	$0	165
Additional Noninterest Income	$43,000	6,143
Total noninterest expense	$1,041,000	6,702
Salaries and employee benefits	$567,000	6,596
Premises and equipment expense	$128,000	6,544
Additional noninterest expense	$346,000	6,678
Pre-tax net operating income	$840,000	3,382
Securities gains (losses)	$0	3,651
Applicable income taxes	$12,000	4,186
Income before extraordinary items	$828,000	3,219
Extraordinary gains, net	$0	23
Net income	$828,000	3,217
Minority interest net income	$0	110
Net income of bank and minority interests.	$828,000	3,219
Net charge-offs	$0	6,672
Cash dividends	$900,000	1,140
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$828,000	3,101
2010-06-30 (YTD Data)		Rank
Total interest income	$1,495,000	6,199
Total interest expense	$387,000	6,026
Net interest income	$1,108,000	6,164
Provision for loan and lease losses	$0	6,857
Total noninterest income	$113,000	5,911
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$77,000	4,938
Trading account gains and fees	$0	152
Additional Noninterest Income	$36,000	5,960
Total noninterest expense	$703,000	6,728
Salaries and employee benefits	$381,000	6,633
Premises and equipment expense	$88,000	6,528
Additional noninterest expense	$234,000	6,698
Pre-tax net operating income	$518,000	3,566
Securities gains (losses)	$0	3,184
Applicable income taxes	$12,000	4,023
Income before extraordinary items	$506,000	3,391
Extraordinary gains, net	$0	19
Net income	$506,000	3,388
Minority interest net income	$0	105
Net income of bank and minority interests.	$506,000	3,390
Net charge-offs	$0	6,372
Cash dividends	$675,000	1,023
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$506,000	3,280
2010-03-31 (YTD Data)		Rank
Total interest income	$735,000	6,309
Total interest expense	$212,000	5,961
Net interest income	$523,000	6,342
Provision for loan and lease losses	$0	6,552
Total noninterest income	$47,000	6,211
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$35,000	5,100
Trading account gains and fees	$0	175
Additional Noninterest Income	$12,000	6,461
Total noninterest expense	$358,000	6,779
Salaries and employee benefits	$191,000	6,710
Premises and equipment expense	$45,000	6,571
Additional noninterest expense	$122,000	6,706
Pre-tax net operating income	$212,000	3,963
Securities gains (losses)	$0	2,284
Applicable income taxes	$12,000	3,714
Income before extraordinary items	$200,000	3,885
Extraordinary gains, net	$0	16
Net income	$200,000	3,883
Minority interest net income	$0	91
Net income of bank and minority interests.	$200,000	3,884
Net charge-offs	$0	5,610
Cash dividends	$225,000	1,291
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$200,000	3,774
2009-12-31 (YTD Data)		Rank
Total interest income	$3,174,000	6,240
Total interest expense	$1,133,000	5,772
Net interest income	$2,041,000	6,308
Provision for loan and lease losses	$125,000	6,214
Total noninterest income	$285,000	5,685
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$158,000	5,072
Trading account gains and fees	$0	211
Additional Noninterest Income	$127,000	5,338
Total noninterest expense	$1,339,000	6,995
Salaries and employee benefits	$647,000	7,097
Premises and equipment expense	$215,000	6,367
Additional noninterest expense	$477,000	6,854
Pre-tax net operating income	$862,000	3,222
Securities gains (losses)	$0	3,754
Applicable income taxes	$15,000	3,769
Income before extraordinary items	$847,000	3,049
Extraordinary gains, net	$0	34
Net income	$847,000	3,047
Minority interest net income	$0	115
Net income of bank and minority interests.	$847,000	3,047
Net charge-offs	$127,000	5,484
Cash dividends	$625,000	2,253
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$847,000	2,990
2009-09-30 (YTD Data)		Rank
Total interest income	$2,411,000	6,272
Total interest expense	$888,000	5,826
Net interest income	$1,523,000	6,341
Provision for loan and lease losses	$0	7,284
Total noninterest income	$232,000	5,630
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$117,000	5,112
Trading account gains and fees	$0	212
Additional Noninterest Income	$115,000	5,187
Total noninterest expense	$916,000	7,160
Salaries and employee benefits	$488,000	7,119
Premises and equipment expense	$159,000	6,438
Additional noninterest expense	$269,000	7,259
Pre-tax net operating income	$839,000	3,038
Securities gains (losses)	$0	3,497
Applicable income taxes	$15,000	3,904
Income before extraordinary items	$824,000	2,814
Extraordinary gains, net	$0	27
Net income	$824,000	2,811
Minority interest net income	$0	118
Net income of bank and minority interests.	$824,000	2,814
Net charge-offs	$2,000	6,855
Cash dividends	$625,000	1,745
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$824,000	2,763
2009-06-30 (YTD Data)		Rank
Total interest income	$1,651,000	6,278
Total interest expense	$622,000	5,843
Net interest income	$1,029,000	6,326
Provision for loan and lease losses	$0	7,158
Total noninterest income	$170,000	5,508
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$72,000	5,252
Trading account gains and fees	$0	193
Additional Noninterest Income	$98,000	4,834
Total noninterest expense	$597,000	7,258
Salaries and employee benefits	$328,000	7,185
Premises and equipment expense	$103,000	6,529
Additional noninterest expense	$166,000	7,414
Pre-tax net operating income	$602,000	3,005
Securities gains (losses)	$0	3,136
Applicable income taxes	$15,000	3,839
Income before extraordinary items	$587,000	2,807
Extraordinary gains, net	$0	21
Net income	$587,000	2,804
Minority interest net income	$0	112
Net income of bank and minority interests.	$587,000	2,807
Net charge-offs	$2,000	6,442
Cash dividends	$450,000	1,730
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$587,000	2,706
2009-03-31 (YTD Data)		Rank
Total interest income	$827,000	6,321
Total interest expense	$329,000	5,826
Net interest income	$498,000	6,417
Provision for loan and lease losses	$0	6,744
Total noninterest income	$91,000	5,372
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$39,000	5,065
Trading account gains and fees	$0	171
Additional Noninterest Income	$52,000	4,774
Total noninterest expense	$304,000	7,249
Salaries and employee benefits	$164,000	7,226
Premises and equipment expense	$53,000	6,520
Additional noninterest expense	$87,000	7,278
Pre-tax net operating income	$285,000	3,413
Securities gains (losses)	$0	2,434
Applicable income taxes	$15,000	3,758
Income before extraordinary items	$270,000	3,311
Extraordinary gains, net	$0	15
Net income	$270,000	3,311
Minority interest net income	$0	102
Net income of bank and minority interests.	$270,000	3,312
Net charge-offs	$2,000	5,430
Cash dividends	$100,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$270,000	3,169
2008-12-31 (YTD Data)		Rank
Total interest income	$3,704,000	6,194
Total interest expense	$1,741,000	5,645
Net interest income	$1,963,000	6,454
Provision for loan and lease losses	$0	7,334
Total noninterest income	$236,000	6,234
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$198,000	4,809
Trading account gains and fees	$0	154
Additional Noninterest Income	$38,000	7,010
Total noninterest expense	$1,167,000	7,313
Salaries and employee benefits	$627,000	7,340
Premises and equipment expense	$206,000	6,633
Additional noninterest expense	$334,000	7,305
Pre-tax net operating income	$1,032,000	3,701
Securities gains (losses)	$0	3,220
Applicable income taxes	$13,000	4,449
Income before extraordinary items	$1,019,000	3,248
Extraordinary gains, net	$0	39
Net income	$1,019,000	3,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,128
Cash dividends	$950,000	2,399
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,019,000	3,401
2008-09-30 (YTD Data)		Rank
Total interest income	$2,833,000	6,209
Total interest expense	$1,365,000	5,661
Net interest income	$1,468,000	6,515
Provision for loan and lease losses	$0	6,991
Total noninterest income	$178,000	6,332
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$151,000	4,805
Trading account gains and fees	$0	148
Additional Noninterest Income	$27,000	7,207
Total noninterest expense	$877,000	7,332
Salaries and employee benefits	$481,000	7,318
Premises and equipment expense	$156,000	6,637
Additional noninterest expense	$240,000	7,380
Pre-tax net operating income	$769,000	4,170
Securities gains (losses)	$0	3,106
Applicable income taxes	$13,000	4,781
Income before extraordinary items	$756,000	3,671
Extraordinary gains, net	$0	31
Net income	$756,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,490
Cash dividends	$700,000	2,266
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$756,000	3,809
2008-06-30 (YTD Data)		Rank
Total interest income	$1,926,000	6,222
Total interest expense	$946,000	5,720
Net interest income	$980,000	6,526
Provision for loan and lease losses	$0	6,671
Total noninterest income	$114,000	6,455
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$99,000	4,847
Trading account gains and fees	$0	149
Additional Noninterest Income	$15,000	7,431
Total noninterest expense	$586,000	7,383
Salaries and employee benefits	$325,000	7,361
Premises and equipment expense	$102,000	6,713
Additional noninterest expense	$159,000	7,425
Pre-tax net operating income	$508,000	4,350
Securities gains (losses)	$0	3,233
Applicable income taxes	$13,000	4,890
Income before extraordinary items	$495,000	4,045
Extraordinary gains, net	$0	21
Net income	$495,000	4,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,590
Cash dividends	$600,000	2,026
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$495,000	3,985
2008-03-31 (YTD Data)		Rank
Total interest income	$1,022,000	6,170
Total interest expense	$488,000	5,821
Net interest income	$534,000	6,351
Provision for loan and lease losses	$0	6,080
Total noninterest income	$61,000	6,336
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$48,000	4,876
Trading account gains and fees	$0	158
Additional Noninterest Income	$13,000	6,970
Total noninterest expense	$295,000	7,407
Salaries and employee benefits	$166,000	7,364
Premises and equipment expense	$53,000	6,667
Additional noninterest expense	$76,000	7,503
Pre-tax net operating income	$300,000	4,160
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$300,000	3,797
Extraordinary gains, net	$0	15
Net income	$300,000	3,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$300,000	3,719
2007-12-31 (YTD Data)		Rank
Total interest income	$3,855,000	6,300
Total interest expense	$1,792,000	6,064
Net interest income	$2,063,000	6,427
Provision for loan and lease losses	$0	6,851
Total noninterest income	$244,000	6,444
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$204,000	4,879
Trading account gains and fees	$0	178
Additional Noninterest Income	$40,000	7,305
Total noninterest expense	$1,207,000	7,352
Salaries and employee benefits	$641,000	7,423
Premises and equipment expense	$234,000	6,405
Additional noninterest expense	$332,000	7,387
Pre-tax net operating income	$1,100,000	4,545
Securities gains (losses)	$0	2,146
Applicable income taxes	$15,000	5,528
Income before extraordinary items	$1,085,000	4,141
Extraordinary gains, net	$0	39
Net income	$1,085,000	4,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$1,075,000	2,511
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,085,000	4,135
2007-09-30 (YTD Data)		Rank
Total interest income	$2,868,000	6,359
Total interest expense	$1,335,000	6,111
Net interest income	$1,533,000	6,481
Provision for loan and lease losses	$0	6,528
Total noninterest income	$193,000	6,372
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$152,000	4,898
Trading account gains and fees	$0	184
Additional Noninterest Income	$41,000	7,030
Total noninterest expense	$914,000	7,316
Salaries and employee benefits	$493,000	7,356
Premises and equipment expense	$177,000	6,379
Additional noninterest expense	$244,000	7,407
Pre-tax net operating income	$812,000	4,807
Securities gains (losses)	$0	1,655
Applicable income taxes	$15,000	5,595
Income before extraordinary items	$797,000	4,357
Extraordinary gains, net	$0	33
Net income	$797,000	4,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,926
Cash dividends	$800,000	2,293
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$797,000	4,351
2007-06-30 (YTD Data)		Rank
Total interest income	$1,874,000	6,438
Total interest expense	$878,000	6,165
Net interest income	$996,000	6,592
Provision for loan and lease losses	$0	6,209
Total noninterest income	$135,000	6,308
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$102,000	4,904
Trading account gains and fees	$0	168
Additional Noninterest Income	$33,000	6,866
Total noninterest expense	$623,000	7,314
Salaries and employee benefits	$328,000	7,403
Premises and equipment expense	$126,000	6,246
Additional noninterest expense	$169,000	7,366
Pre-tax net operating income	$508,000	5,004
Securities gains (losses)	$0	1,444
Applicable income taxes	$15,000	5,484
Income before extraordinary items	$493,000	4,578
Extraordinary gains, net	$0	29
Net income	$493,000	4,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$600,000	2,169
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$493,000	4,576
2007-03-31 (YTD Data)		Rank
Total interest income	$929,000	6,476
Total interest expense	$435,000	6,201
Net interest income	$494,000	6,639
Provision for loan and lease losses	$0	5,779
Total noninterest income	$69,000	6,268
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$50,000	4,884
Trading account gains and fees	$0	195
Additional Noninterest Income	$19,000	6,688
Total noninterest expense	$313,000	7,343
Salaries and employee benefits	$167,000	7,418
Premises and equipment expense	$64,000	6,249
Additional noninterest expense	$82,000	7,439
Pre-tax net operating income	$250,000	5,050
Securities gains (losses)	$0	1,187
Applicable income taxes	$15,000	5,100
Income before extraordinary items	$235,000	4,706
Extraordinary gains, net	$0	22
Net income	$235,000	4,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$235,000	4,688
2006-12-31 (YTD Data)		Rank
Total interest income	$3,630,000	6,346
Total interest expense	$1,543,000	6,052
Net interest income	$2,087,000	6,461
Provision for loan and lease losses	$0	6,850
Total noninterest income	$271,000	6,371
Gross Fiduciary activities income	$1,000	1,470
Service charges on deposit accounts	$226,000	4,729
Trading account gains and fees	$0	130
Additional Noninterest Income	$44,000	7,377
Total noninterest expense	$1,238,000	7,321
Salaries and employee benefits	$658,000	7,408
Premises and equipment expense	$284,000	5,869
Additional noninterest expense	$296,000	7,606
Pre-tax net operating income	$1,120,000	4,944
Securities gains (losses)	$0	1,687
Applicable income taxes	$16,000	5,999
Income before extraordinary items	$1,104,000	4,478
Extraordinary gains, net	$0	51
Net income	$1,104,000	4,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,822
Cash dividends	$1,075,000	2,447
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,104,000	4,466
2006-09-30 (YTD Data)		Rank
Total interest income	$2,714,000	6,370
Total interest expense	$1,142,000	6,027
Net interest income	$1,572,000	6,514
Provision for loan and lease losses	$0	6,685
Total noninterest income	$202,000	6,431
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$174,000	4,719
Trading account gains and fees	$0	126
Additional Noninterest Income	$27,000	7,623
Total noninterest expense	$933,000	7,312
Salaries and employee benefits	$500,000	7,371
Premises and equipment expense	$204,000	6,013
Additional noninterest expense	$229,000	7,556
Pre-tax net operating income	$841,000	5,133
Securities gains (losses)	$0	1,388
Applicable income taxes	$16,000	6,057
Income before extraordinary items	$825,000	4,627
Extraordinary gains, net	$0	45
Net income	$825,000	4,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,625
Cash dividends	$800,000	2,242
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$825,000	4,625
2006-06-30 (YTD Data)		Rank
Total interest income	$1,788,000	6,398
Total interest expense	$745,000	5,993
Net interest income	$1,043,000	6,560
Provision for loan and lease losses	$0	6,419
Total noninterest income	$131,000	6,491
Gross Fiduciary activities income	$1,000	1,376
Service charges on deposit accounts	$113,000	4,738
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,000	7,713
Total noninterest expense	$634,000	7,325
Salaries and employee benefits	$326,000	7,460
Premises and equipment expense	$150,000	5,772
Additional noninterest expense	$158,000	7,528
Pre-tax net operating income	$540,000	5,236
Securities gains (losses)	$0	1,185
Applicable income taxes	$16,000	5,921
Income before extraordinary items	$524,000	4,770
Extraordinary gains, net	$0	39
Net income	$524,000	4,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$600,000	2,089
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$524,000	4,755
2006-03-31 (YTD Data)		Rank
Total interest income	$875,000	6,422
Total interest expense	$351,000	6,035
Net interest income	$524,000	6,564
Provision for loan and lease losses	$0	6,013
Total noninterest income	$63,000	6,543
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$54,000	4,773
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,000	7,631
Total noninterest expense	$311,000	7,366
Salaries and employee benefits	$164,000	7,468
Premises and equipment expense	$61,000	6,319
Additional noninterest expense	$86,000	7,378
Pre-tax net operating income	$276,000	5,151
Securities gains (losses)	$0	955
Applicable income taxes	$16,000	5,499
Income before extraordinary items	$260,000	4,773
Extraordinary gains, net	$0	21
Net income	$260,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$200,000	2,370
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$260,000	4,749
2005-12-31 (YTD Data)		Rank
Total interest income	$3,269,000	6,374
Total interest expense	$1,037,000	6,205
Net interest income	$2,232,000	6,338
Provision for loan and lease losses	$70,000	5,300
Total noninterest income	$185,000	7,183
Gross Fiduciary activities income	$1,000	1,485
Service charges on deposit accounts	$168,000	5,414
Trading account gains and fees	$0	138
Additional Noninterest Income	$16,000	8,235
Total noninterest expense	$1,059,000	7,647
Salaries and employee benefits	$620,000	7,554
Premises and equipment expense	$137,000	7,433
Additional noninterest expense	$302,000	7,640
Pre-tax net operating income	$1,288,000	4,748
Securities gains (losses)	$0	2,296
Applicable income taxes	$21,000	6,311
Income before extraordinary items	$1,267,000	4,211
Extraordinary gains, net	$0	46
Net income	$1,267,000	4,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,162
Cash dividends	$1,050,000	2,345
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,267,000	4,189
2005-09-30 (YTD Data)		Rank
Total interest income	$2,400,000	6,424
Total interest expense	$701,000	6,359
Net interest income	$1,699,000	6,337
Provision for loan and lease losses	$70,000	4,797
Total noninterest income	$121,000	7,423
Gross Fiduciary activities income	$1,000	1,428
Service charges on deposit accounts	$102,000	5,825
Trading account gains and fees	$0	126
Additional Noninterest Income	$18,000	8,051
Total noninterest expense	$795,000	7,623
Salaries and employee benefits	$472,000	7,497
Premises and equipment expense	$104,000	7,419
Additional noninterest expense	$219,000	7,697
Pre-tax net operating income	$955,000	4,890
Securities gains (losses)	$0	2,317
Applicable income taxes	$21,000	6,272
Income before extraordinary items	$934,000	4,362
Extraordinary gains, net	$0	35
Net income	$934,000	4,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,883
Cash dividends	$800,000	2,109
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$934,000	4,308
2005-06-30 (YTD Data)		Rank
Total interest income	$1,564,000	6,452
Total interest expense	$417,000	6,506
Net interest income	$1,147,000	6,309
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$98,000	7,094
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$64,000	5,897
Trading account gains and fees	$0	116
Additional Noninterest Income	$33,000	7,057
Total noninterest expense	$543,000	7,594
Salaries and employee benefits	$310,000	7,537
Premises and equipment expense	$86,000	7,006
Additional noninterest expense	$147,000	7,662
Pre-tax net operating income	$642,000	4,841
Securities gains (losses)	$0	2,146
Applicable income taxes	$21,000	6,068
Income before extraordinary items	$621,000	4,332
Extraordinary gains, net	$0	30
Net income	$621,000	4,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,782
Cash dividends	$600,000	1,914
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$621,000	4,272
2005-03-31 (YTD Data)		Rank
Total interest income	$775,000	6,476
Total interest expense	$193,000	6,633
Net interest income	$582,000	6,310
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$48,000	7,143
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$31,000	5,927
Trading account gains and fees	$0	115
Additional Noninterest Income	$17,000	7,096
Total noninterest expense	$263,000	7,709
Salaries and employee benefits	$155,000	7,590
Premises and equipment expense	$37,000	7,362
Additional noninterest expense	$71,000	7,777
Pre-tax net operating income	$337,000	4,703
Securities gains (losses)	$0	1,685
Applicable income taxes	$21,000	5,628
Income before extraordinary items	$316,000	4,219
Extraordinary gains, net	$0	24
Net income	$316,000	4,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$200,000	2,181
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$316,000	4,173
2004-12-31 (YTD Data)		Rank
Total interest income	$2,988,000	6,429
Total interest expense	$681,000	6,658
Net interest income	$2,307,000	6,229
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$207,000	7,093
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$142,000	5,899
Trading account gains and fees	$0	138
Additional Noninterest Income	$65,000	7,078
Total noninterest expense	$987,000	7,842
Salaries and employee benefits	$586,000	7,715
Premises and equipment expense	$109,000	7,856
Additional noninterest expense	$292,000	7,745
Pre-tax net operating income	$1,407,000	4,414
Securities gains (losses)	$0	3,819
Applicable income taxes	$19,000	6,562
Income before extraordinary items	$1,388,000	3,819
Extraordinary gains, net	$0	34
Net income	$1,388,000	3,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,254
Cash dividends	$1,025,000	2,273
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,388,000	3,767
2004-09-30 (YTD Data)		Rank
Total interest income	$2,239,000	6,444
Total interest expense	$503,000	6,685
Net interest income	$1,736,000	6,233
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$165,000	7,021
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$111,000	5,858
Trading account gains and fees	$0	134
Additional Noninterest Income	$54,000	6,952
Total noninterest expense	$737,000	7,825
Salaries and employee benefits	$438,000	7,674
Premises and equipment expense	$80,000	7,880
Additional noninterest expense	$219,000	7,752
Pre-tax net operating income	$1,074,000	4,437
Securities gains (losses)	$0	3,710
Applicable income taxes	$19,000	6,539
Income before extraordinary items	$1,055,000	3,883
Extraordinary gains, net	$0	26
Net income	$1,055,000	3,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,128
Cash dividends	$775,000	2,056
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,055,000	3,807
2004-06-30 (YTD Data)		Rank
Total interest income	$1,494,000	6,472
Total interest expense	$331,000	6,755
Net interest income	$1,163,000	6,249
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$111,000	7,053
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$70,000	5,970
Trading account gains and fees	$0	130
Additional Noninterest Income	$41,000	6,763
Total noninterest expense	$491,000	7,870
Salaries and employee benefits	$290,000	7,752
Premises and equipment expense	$57,000	7,822
Additional noninterest expense	$144,000	7,800
Pre-tax net operating income	$723,000	4,377
Securities gains (losses)	$0	3,413
Applicable income taxes	$19,000	6,311
Income before extraordinary items	$704,000	3,832
Extraordinary gains, net	$0	21
Net income	$704,000	3,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,267
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$704,000	3,746
2004-03-31 (YTD Data)		Rank
Total interest income	$746,000	6,505
Total interest expense	$168,000	6,778
Net interest income	$578,000	6,266
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$55,000	7,060
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$34,000	5,974
Trading account gains and fees	$0	121
Additional Noninterest Income	$21,000	6,731
Total noninterest expense	$249,000	7,889
Salaries and employee benefits	$144,000	7,786
Premises and equipment expense	$31,000	7,720
Additional noninterest expense	$74,000	7,797
Pre-tax net operating income	$354,000	4,401
Securities gains (losses)	$0	2,934
Applicable income taxes	$19,000	5,825
Income before extraordinary items	$335,000	3,965
Extraordinary gains, net	$0	16
Net income	$335,000	3,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$125,000	2,644
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$335,000	3,835
2003-12-31 (YTD Data)		Rank
Total interest income	$3,162,000	6,363
Total interest expense	$860,000	6,527
Net interest income	$2,302,000	6,176
Provision for loan and lease losses	$220,000	3,843
Total noninterest income	$164,000	7,673
Gross Fiduciary activities income	$1,000	1,575
Service charges on deposit accounts	$147,000	5,895
Trading account gains and fees	$0	160
Additional Noninterest Income	$16,000	8,557
Total noninterest expense	$912,000	8,050
Salaries and employee benefits	$534,000	7,956
Premises and equipment expense	$112,000	7,912
Additional noninterest expense	$266,000	7,998
Pre-tax net operating income	$1,334,000	4,416
Securities gains (losses)	$0	4,500
Applicable income taxes	$10,000	7,040
Income before extraordinary items	$1,324,000	3,864
Extraordinary gains, net	$0	54
Net income	$1,324,000	3,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,498
Cash dividends	$800,000	2,674
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,324,000	3,699
2003-09-30 (YTD Data)		Rank
Total interest income	$2,388,000	6,401
Total interest expense	$669,000	6,584
Net interest income	$1,719,000	6,220
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$118,000	7,793
Gross Fiduciary activities income	$1,000	1,533
Service charges on deposit accounts	$108,000	5,977
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,000	8,738
Total noninterest expense	$688,000	8,050
Salaries and employee benefits	$401,000	7,927
Premises and equipment expense	$89,000	7,828
Additional noninterest expense	$198,000	8,008
Pre-tax net operating income	$1,059,000	4,407
Securities gains (losses)	$0	4,204
Applicable income taxes	$10,000	7,078
Income before extraordinary items	$1,049,000	3,869
Extraordinary gains, net	$0	40
Net income	$1,049,000	3,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,181
Cash dividends	$500,000	2,668
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,049,000	3,709
2003-06-30 (YTD Data)		Rank
Total interest income	$1,604,000	6,421
Total interest expense	$470,000	6,565
Net interest income	$1,134,000	6,256
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$77,000	7,826
Gross Fiduciary activities income	$1,000	1,488
Service charges on deposit accounts	$70,000	6,025
Trading account gains and fees	$0	150
Additional Noninterest Income	$6,000	8,732
Total noninterest expense	$453,000	8,091
Salaries and employee benefits	$264,000	7,974
Premises and equipment expense	$64,000	7,719
Additional noninterest expense	$125,000	8,110
Pre-tax net operating income	$698,000	4,435
Securities gains (losses)	$0	3,782
Applicable income taxes	$10,000	6,956
Income before extraordinary items	$688,000	3,915
Extraordinary gains, net	$0	30
Net income	$688,000	3,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,326
Cash dividends	$375,000	2,557
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$688,000	3,729
2003-03-31 (YTD Data)		Rank
Total interest income	$797,000	6,473
Total interest expense	$240,000	6,601
Net interest income	$557,000	6,301
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$36,000	7,906
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$34,000	6,012
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,000	8,884
Total noninterest expense	$224,000	8,139
Salaries and employee benefits	$131,000	8,020
Premises and equipment expense	$33,000	7,707
Additional noninterest expense	$60,000	8,208
Pre-tax net operating income	$339,000	4,460
Securities gains (losses)	$0	2,891
Applicable income taxes	$10,000	6,563
Income before extraordinary items	$329,000	3,980
Extraordinary gains, net	$0	21
Net income	$329,000	3,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,406
Cash dividends	$125,000	2,703
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$329,000	3,794
2002-12-31 (YTD Data)		Rank
Total interest income	$3,071,000	6,783
Total interest expense	$1,136,000	6,576
Net interest income	$1,935,000	6,729
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$139,000	7,951
Gross Fiduciary activities income	$5,000	1,497
Service charges on deposit accounts	$124,000	6,185
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,000	8,905
Total noninterest expense	$734,000	8,485
Salaries and employee benefits	$402,000	8,508
Premises and equipment expense	$110,000	8,038
Additional noninterest expense	$222,000	8,395
Pre-tax net operating income	$1,220,000	4,666
Securities gains (losses)	$0	4,537
Applicable income taxes	$8,000	7,355
Income before extraordinary items	$1,212,000	4,063
Extraordinary gains, net	$0	70
Net income	$1,212,000	4,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,119
Cash dividends	$333,000	4,152
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,212,000	3,953
2001-12-31 (YTD Data)		Rank
Total interest income	$3,089,000	7,168
Total interest expense	$1,742,000	6,521
Net interest income	$1,347,000	7,608
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$120,000	8,231
Gross Fiduciary activities income	$5,000	1,541
Service charges on deposit accounts	$105,000	6,491
Trading account gains and fees	$0	177
Additional Noninterest Income	$10,000	9,130
Total noninterest expense	$686,000	8,715
Salaries and employee benefits	$369,000	8,753
Premises and equipment expense	$106,000	8,210
Additional noninterest expense	$211,000	8,568
Pre-tax net operating income	$661,000	5,947
Securities gains (losses)	$3,000	4,114
Applicable income taxes	$9,000	7,619
Income before extraordinary items	$655,000	5,387
Extraordinary gains, net	$0	105
Net income	$655,000	5,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,098
Cash dividends	$450,000	3,641
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$652,030	5,274
2000-12-31 (YTD Data)		Rank
Total interest income	$2,921,000	7,493
Total interest expense	$1,619,000	6,916
Net interest income	$1,302,000	7,863
Provision for loan and lease losses	$120,000	4,828
Total noninterest income	$114,000	8,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	6,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	9,267
Total noninterest expense	$675,000	8,890
Salaries and employee benefits	$405,000	8,728
Premises and equipment expense	$104,000	8,374
Additional noninterest expense	$166,000	9,102
Pre-tax net operating income	$621,000	6,501
Securities gains (losses)	$0	1,956
Applicable income taxes	$7,000	8,144
Income before extraordinary items	$614,000	5,774
Extraordinary gains, net	$0	38
Net income	$614,000	5,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,816
Cash dividends	$292,000	4,576
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$614,000	5,786
1999-12-31 (YTD Data)		Rank
Total interest income	$2,529,000	7,880
Total interest expense	$1,385,000	7,223
Net interest income	$1,144,000	8,309
Provision for loan and lease losses	$69,000	5,962
Total noninterest income	$108,000	8,699
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	6,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	9,383
Total noninterest expense	$622,000	9,259
Salaries and employee benefits	$367,000	9,081
Premises and equipment expense	$105,000	8,534
Additional noninterest expense	$150,000	9,512
Pre-tax net operating income	$561,000	6,860
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$561,000	6,097
Extraordinary gains, net	$0	35
Net income	$561,000	6,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,730
Cash dividends	$219,000	5,085
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$561,000	6,069
1998-12-31 (YTD Data)		Rank
Total interest income	$2,170,000	8,483
Total interest expense	$1,215,000	7,872
Net interest income	$955,000	8,902
Provision for loan and lease losses	$92,000	5,281
Total noninterest income	$101,000	9,013
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	7,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	9,238
Total noninterest expense	$617,000	9,374
Salaries and employee benefits	$345,000	9,322
Premises and equipment expense	$120,000	8,264
Additional noninterest expense	$152,000	9,634
Pre-tax net operating income	$347,000	8,148
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$347,000	7,551
Extraordinary gains, net	$0	32
Net income	$347,000	7,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,524
Cash dividends	$336,000	4,336
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$347,000	7,469
1997-12-31 (YTD Data)		Rank
Total interest income	$1,943,000	9,085
Total interest expense	$1,102,000	8,400
Net interest income	$841,000	9,572
Provision for loan and lease losses	$42,000	6,950
Total noninterest income	$80,000	9,759
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	9,900
Total noninterest expense	$544,000	9,960
Salaries and employee benefits	$302,000	9,943
Premises and equipment expense	$69,000	9,733
Additional noninterest expense	$173,000	9,747
Pre-tax net operating income	$335,000	8,802
Securities gains (losses)	$0	3,944
Applicable income taxes	$41,000	9,392
Income before extraordinary items	$294,000	8,424
Extraordinary gains, net	$0	44
Net income	$294,000	8,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,858
Cash dividends	$120,000	6,224
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$294,000	8,380
1996-12-31 (YTD Data)		Rank
Total interest income	$1,828,000	9,612
Total interest expense	$1,011,000	8,966
Net interest income	$817,000	10,068
Provision for loan and lease losses	$30,000	7,397
Total noninterest income	$90,000	10,079
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	8,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	10,581
Total noninterest expense	$429,000	10,873
Salaries and employee benefits	$250,000	10,717
Premises and equipment expense	$29,000	11,154
Additional noninterest expense	$150,000	10,550
Pre-tax net operating income	$448,000	8,221
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$140,000	8,024
Income before extraordinary items	$309,000	8,343
Extraordinary gains, net	$0	53
Net income	$309,000	8,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,970
Cash dividends	$210,000	5,303
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$308,310	8,295
1995-12-31 (YTD Data)		Rank
Total interest income	$1,627,000	10,302
Total interest expense	$781,000	10,020
Net interest income	$846,000	10,396
Provision for loan and lease losses	$30,000	7,070
Total noninterest income	$85,000	10,621
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$68,000	8,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	11,076
Total noninterest expense	$460,000	11,192
Salaries and employee benefits	$242,000	11,218
Premises and equipment expense	$33,000	11,548
Additional noninterest expense	$185,000	10,620
Pre-tax net operating income	$441,000	8,798
Securities gains (losses)	$0	3,831
Applicable income taxes	$165,000	8,017
Income before extraordinary items	$276,000	9,174
Extraordinary gains, net	$0	65
Net income	$276,000	9,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,876
Cash dividends	$75,000	7,260
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$276,000	9,141
1994-12-31 (YTD Data)		Rank
Total interest income	$1,397,000	10,944
Total interest expense	$602,000	10,594
Net interest income	$795,000	11,073
Provision for loan and lease losses	$24,000	7,499
Total noninterest income	$88,000	11,036
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	11,176
Total noninterest expense	$455,000	11,816
Salaries and employee benefits	$237,000	11,777
Premises and equipment expense	$40,000	11,980
Additional noninterest expense	$178,000	11,428
Pre-tax net operating income	$404,000	9,335
Securities gains (losses)	$0	3,600
Applicable income taxes	$125,000	8,819
Income before extraordinary items	$279,000	9,389
Extraordinary gains, net	$0	249
Net income	$279,000	9,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,622
Cash dividends	$195,000	5,579
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$279,000	9,438
1993-12-31 (YTD Data)		Rank
Total interest income	$1,492,000	11,260
Total interest expense	$655,000	10,848
Net interest income	$837,000	11,387
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$86,000	11,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	11,885
Total noninterest expense	$443,000	12,453
Salaries and employee benefits	$235,000	12,320
Premises and equipment expense	$31,000	12,825
Additional noninterest expense	$177,000	12,062
Pre-tax net operating income	$468,000	8,880
Securities gains (losses)	$0	7,477
Applicable income taxes	$170,000	8,203
Income before extraordinary items	$298,000	9,507
Extraordinary gains, net	$44,000	2,256
Net income	$342,000	9,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	9,413
Cash dividends	$135,000	6,315
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$298,000	9,239
1992-12-31 (YTD Data)		Rank
Total interest income	$1,581,000	11,772
Total interest expense	$863,000	11,037
Net interest income	$718,000	12,245
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$86,000	12,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	9,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	12,470
Total noninterest expense	$449,000	12,902
Salaries and employee benefits	$249,000	12,618
Premises and equipment expense	$39,000	13,096
Additional noninterest expense	$161,000	12,768
Pre-tax net operating income	$350,000	9,690
Securities gains (losses)	$0	8,369
Applicable income taxes	$121,000	9,332
Income before extraordinary items	$229,000	10,191
Extraordinary gains, net	$0	1,422
Net income	$229,000	10,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$229,000	9,834

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.