Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 3,963 |
| Total interest expense | $1,076,000 | 3,649 |
| Net interest income | $2,511,000 | 4,040 |
| Provision for loan and lease losses | $178,000 | 2,105 |
| Total noninterest income | $288,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $102,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,714 |
| Total noninterest expense | $2,455,000 | 3,887 |
| Salaries and employee benefits | $1,287,000 | 3,925 |
| Premises and equipment expense | $236,000 | 3,808 |
| Additional noninterest expense | $186,000 | 3,714 |
| Pre-tax net operating income | $166,000 | 4,199 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $166,000 | 4,174 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $166,000 | 4,215 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $166,000 | 4,176 |
| Net charge-offs | $68,000 | 1,684 |
| Cash dividends | $281,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $166,000 | 4,200 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 3,984 |
| Total interest expense | $658,000 | 3,724 |
| Net interest income | $1,961,000 | 4,029 |
| Provision for loan and lease losses | $119,000 | 2,039 |
| Total noninterest income | $215,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $72,000 | 3,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,692 |
| Total noninterest expense | $1,740,000 | 3,935 |
| Salaries and employee benefits | $912,000 | 3,957 |
| Premises and equipment expense | $145,000 | 3,990 |
| Additional noninterest expense | $143,000 | 3,690 |
| Pre-tax net operating income | $317,000 | 4,090 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $317,000 | 4,024 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $317,000 | 4,062 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $317,000 | 4,024 |
| Net charge-offs | $8,000 | 2,199 |
| Cash dividends | $186,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $317,000 | 4,047 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 4,069 |
| Total interest expense | $356,000 | 3,781 |
| Net interest income | $1,224,000 | 4,113 |
| Provision for loan and lease losses | $31,000 | 2,428 |
| Total noninterest income | $146,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $45,000 | 3,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,671 |
| Total noninterest expense | $1,174,000 | 3,935 |
| Salaries and employee benefits | $613,000 | 3,971 |
| Premises and equipment expense | $91,000 | 4,039 |
| Additional noninterest expense | $101,000 | 3,655 |
| Pre-tax net operating income | $165,000 | 4,203 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $165,000 | 4,159 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $165,000 | 4,200 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $165,000 | 4,158 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $51,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $165,000 | 4,175 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 4,156 |
| Total interest expense | $147,000 | 3,807 |
| Net interest income | $584,000 | 4,164 |
| Provision for loan and lease losses | $11,000 | 2,319 |
| Total noninterest income | $79,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $21,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 3,587 |
| Total noninterest expense | $539,000 | 4,051 |
| Salaries and employee benefits | $299,000 | 4,034 |
| Premises and equipment expense | $56,000 | 3,932 |
| Additional noninterest expense | $58,000 | 3,587 |
| Pre-tax net operating income | $113,000 | 4,159 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $113,000 | 4,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $113,000 | 4,100 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $113,000 | 4,100 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $113,000 | 4,129 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 4,196 |
| Total interest expense | $311,000 | 3,723 |
| Net interest income | $2,019,000 | 4,213 |
| Provision for loan and lease losses | $47,000 | 2,577 |
| Total noninterest income | $-40,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $81,000 | 3,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-121,000 | 4,703 |
| Total noninterest expense | $2,318,000 | 3,989 |
| Salaries and employee benefits | $1,240,000 | 4,015 |
| Premises and equipment expense | $233,000 | 3,884 |
| Additional noninterest expense | $-121,000 | 4,703 |
| Pre-tax net operating income | $-386,000 | 4,619 |
| Securities gains (losses) | $-11,000 | 3,459 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $-397,000 | 4,600 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-397,000 | 4,599 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-397,000 | 4,600 |
| Net charge-offs | $31,000 | 1,755 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-386,000 | 4,609 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 4,234 |
| Total interest expense | $199,000 | 3,716 |
| Net interest income | $1,449,000 | 4,250 |
| Provision for loan and lease losses | $29,000 | 2,472 |
| Total noninterest income | $-121,000 | 4,735 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $60,000 | 3,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-181,000 | 4,746 |
| Total noninterest expense | $1,761,000 | 3,984 |
| Salaries and employee benefits | $905,000 | 4,035 |
| Premises and equipment expense | $175,000 | 3,894 |
| Additional noninterest expense | $-181,000 | 4,746 |
| Pre-tax net operating income | $-462,000 | 4,685 |
| Securities gains (losses) | $-11,000 | 3,806 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-473,000 | 4,658 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-473,000 | 4,658 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-473,000 | 4,658 |
| Net charge-offs | $30,000 | 1,431 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-462,000 | 4,676 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 4,289 |
| Total interest expense | $111,000 | 3,851 |
| Net interest income | $920,000 | 4,300 |
| Provision for loan and lease losses | $18,000 | 2,281 |
| Total noninterest income | $-193,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $40,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-233,000 | 4,758 |
| Total noninterest expense | $1,141,000 | 4,023 |
| Salaries and employee benefits | $575,000 | 4,095 |
| Premises and equipment expense | $116,000 | 3,929 |
| Additional noninterest expense | $450,000 | 3,780 |
| Pre-tax net operating income | $-432,000 | 4,707 |
| Securities gains (losses) | $-11,000 | 3,956 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-443,000 | 4,680 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-443,000 | 4,680 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-443,000 | 4,680 |
| Net charge-offs | $30,000 | 1,166 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-432,000 | 4,705 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 4,328 |
| Total interest expense | $53,000 | 3,878 |
| Net interest income | $431,000 | 4,337 |
| Provision for loan and lease losses | $9,000 | 2,030 |
| Total noninterest income | $-260,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $19,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-279,000 | 4,795 |
| Total noninterest expense | $586,000 | 4,011 |
| Salaries and employee benefits | $288,000 | 4,104 |
| Premises and equipment expense | $59,000 | 3,945 |
| Additional noninterest expense | $239,000 | 3,700 |
| Pre-tax net operating income | $-424,000 | 4,750 |
| Securities gains (losses) | $-11,000 | 4,268 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-435,000 | 4,732 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-435,000 | 4,731 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-435,000 | 4,732 |
| Net charge-offs | $29,000 | 840 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-424,000 | 4,747 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 4,278 |
| Total interest expense | $304,000 | 3,746 |
| Net interest income | $2,052,000 | 4,285 |
| Provision for loan and lease losses | $10,000 | 2,957 |
| Total noninterest income | $735,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $76,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 3,029 |
| Total noninterest expense | $2,244,000 | 4,076 |
| Salaries and employee benefits | $1,156,000 | 4,138 |
| Premises and equipment expense | $232,000 | 3,980 |
| Additional noninterest expense | $856,000 | 3,863 |
| Pre-tax net operating income | $533,000 | 4,220 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $533,000 | 4,173 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $533,000 | 4,172 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $533,000 | 4,173 |
| Net charge-offs | $277,000 | 873 |
| Cash dividends | $325,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $533,000 | 4,155 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 4,316 |
| Total interest expense | $245,000 | 3,767 |
| Net interest income | $1,591,000 | 4,337 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $281,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $54,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,762 |
| Total noninterest expense | $1,637,000 | 4,146 |
| Salaries and employee benefits | $828,000 | 4,215 |
| Premises and equipment expense | $174,000 | 4,044 |
| Additional noninterest expense | $635,000 | 3,887 |
| Pre-tax net operating income | $235,000 | 4,483 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $235,000 | 4,469 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $235,000 | 4,468 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $235,000 | 4,469 |
| Net charge-offs | $277,000 | 674 |
| Cash dividends | $65,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $235,000 | 4,450 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,345 |
| Total interest expense | $182,000 | 3,708 |
| Net interest income | $1,060,000 | 4,372 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $157,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $34,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,907 |
| Total noninterest expense | $1,034,000 | 4,211 |
| Salaries and employee benefits | $516,000 | 4,304 |
| Premises and equipment expense | $116,000 | 4,059 |
| Additional noninterest expense | $402,000 | 3,963 |
| Pre-tax net operating income | $183,000 | 4,469 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $183,000 | 4,451 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $183,000 | 4,450 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $183,000 | 4,451 |
| Net charge-offs | $17,000 | 1,565 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $183,000 | 4,435 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 4,336 |
| Total interest expense | $103,000 | 3,656 |
| Net interest income | $531,000 | 4,369 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $58,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $17,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,147 |
| Total noninterest expense | $514,000 | 4,231 |
| Salaries and employee benefits | $260,000 | 4,311 |
| Premises and equipment expense | $57,000 | 4,089 |
| Additional noninterest expense | $197,000 | 3,979 |
| Pre-tax net operating income | $75,000 | 4,512 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $75,000 | 4,507 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $75,000 | 4,506 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $75,000 | 4,507 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $75,000 | 4,486 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 4,290 |
| Total interest expense | $541,000 | 3,746 |
| Net interest income | $2,210,000 | 4,335 |
| Provision for loan and lease losses | $313,000 | 2,640 |
| Total noninterest income | $1,283,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $82,000 | 3,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,201,000 | 2,300 |
| Total noninterest expense | $2,320,000 | 4,127 |
| Salaries and employee benefits | $1,218,000 | 4,197 |
| Premises and equipment expense | $228,000 | 4,121 |
| Additional noninterest expense | $874,000 | 3,858 |
| Pre-tax net operating income | $860,000 | 3,826 |
| Securities gains (losses) | $-12,000 | 4,841 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $848,000 | 3,813 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $848,000 | 3,813 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $848,000 | 3,813 |
| Net charge-offs | $24,000 | 2,740 |
| Cash dividends | $250,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $860,000 | 3,737 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 4,284 |
| Total interest expense | $424,000 | 3,792 |
| Net interest income | $1,709,000 | 4,326 |
| Provision for loan and lease losses | $284,000 | 2,474 |
| Total noninterest income | $759,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $62,000 | 3,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 2,505 |
| Total noninterest expense | $1,741,000 | 4,131 |
| Salaries and employee benefits | $899,000 | 4,225 |
| Premises and equipment expense | $173,000 | 4,120 |
| Additional noninterest expense | $669,000 | 3,828 |
| Pre-tax net operating income | $443,000 | 4,135 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $443,000 | 4,102 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $443,000 | 4,102 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $443,000 | 4,102 |
| Net charge-offs | $17,000 | 2,566 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $443,000 | 4,053 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 4,305 |
| Total interest expense | $305,000 | 3,802 |
| Net interest income | $1,162,000 | 4,350 |
| Provision for loan and lease losses | $18,000 | 3,868 |
| Total noninterest income | $229,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $42,000 | 3,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,370 |
| Total noninterest expense | $1,134,000 | 4,171 |
| Salaries and employee benefits | $600,000 | 4,241 |
| Premises and equipment expense | $113,000 | 4,165 |
| Additional noninterest expense | $421,000 | 3,921 |
| Pre-tax net operating income | $239,000 | 4,251 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $239,000 | 4,215 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $239,000 | 4,215 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $239,000 | 4,215 |
| Net charge-offs | $9,000 | 2,487 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $239,000 | 4,170 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 4,440 |
| Total interest expense | $161,000 | 3,852 |
| Net interest income | $499,000 | 4,537 |
| Provision for loan and lease losses | $9,000 | 3,440 |
| Total noninterest income | $59,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $25,000 | 3,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,133 |
| Total noninterest expense | $571,000 | 4,206 |
| Salaries and employee benefits | $304,000 | 4,270 |
| Premises and equipment expense | $56,000 | 4,194 |
| Additional noninterest expense | $211,000 | 3,967 |
| Pre-tax net operating income | $-22,000 | 4,796 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-22,000 | 4,785 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-22,000 | 4,785 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-22,000 | 4,785 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-22,000 | 4,796 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 4,482 |
| Total interest expense | $631,000 | 3,931 |
| Net interest income | $2,070,000 | 4,568 |
| Provision for loan and lease losses | $36,000 | 3,517 |
| Total noninterest income | $234,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $104,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 4,261 |
| Total noninterest expense | $2,177,000 | 4,300 |
| Salaries and employee benefits | $1,134,000 | 4,370 |
| Premises and equipment expense | $233,000 | 4,215 |
| Additional noninterest expense | $810,000 | 4,083 |
| Pre-tax net operating income | $91,000 | 4,898 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $92,000 | 4,897 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $92,000 | 4,898 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $92,000 | 4,899 |
| Net charge-offs | $17,000 | 3,182 |
| Cash dividends | $1,053,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $91,000 | 4,883 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 4,537 |
| Total interest expense | $464,000 | 3,984 |
| Net interest income | $1,586,000 | 4,625 |
| Provision for loan and lease losses | $27,000 | 3,410 |
| Total noninterest income | $180,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $80,000 | 3,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,298 |
| Total noninterest expense | $1,639,000 | 4,343 |
| Salaries and employee benefits | $875,000 | 4,374 |
| Premises and equipment expense | $170,000 | 4,301 |
| Additional noninterest expense | $594,000 | 4,157 |
| Pre-tax net operating income | $100,000 | 4,959 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $101,000 | 4,958 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $101,000 | 4,957 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $101,000 | 4,958 |
| Net charge-offs | $17,000 | 2,774 |
| Cash dividends | $1,053,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $100,000 | 4,942 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 4,562 |
| Total interest expense | $298,000 | 4,024 |
| Net interest income | $1,062,000 | 4,648 |
| Provision for loan and lease losses | $18,000 | 3,321 |
| Total noninterest income | $116,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $54,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,369 |
| Total noninterest expense | $1,077,000 | 4,397 |
| Salaries and employee benefits | $587,000 | 4,403 |
| Premises and equipment expense | $115,000 | 4,307 |
| Additional noninterest expense | $375,000 | 4,242 |
| Pre-tax net operating income | $83,000 | 4,964 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $83,000 | 4,951 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $83,000 | 4,948 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $83,000 | 4,949 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $53,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $83,000 | 4,941 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 4,601 |
| Total interest expense | $142,000 | 4,062 |
| Net interest income | $541,000 | 4,680 |
| Provision for loan and lease losses | $9,000 | 3,120 |
| Total noninterest income | $55,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,409 |
| Total noninterest expense | $565,000 | 4,380 |
| Salaries and employee benefits | $321,000 | 4,358 |
| Premises and equipment expense | $58,000 | 4,339 |
| Additional noninterest expense | $186,000 | 4,296 |
| Pre-tax net operating income | $22,000 | 5,078 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $22,000 | 5,076 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $22,000 | 5,075 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $22,000 | 5,075 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $43,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $22,000 | 5,073 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 4,601 |
| Total interest expense | $401,000 | 4,197 |
| Net interest income | $2,295,000 | 4,618 |
| Provision for loan and lease losses | $56,000 | 3,442 |
| Total noninterest income | $259,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $107,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 4,299 |
| Total noninterest expense | $2,079,000 | 4,506 |
| Salaries and employee benefits | $1,123,000 | 4,546 |
| Premises and equipment expense | $240,000 | 4,332 |
| Additional noninterest expense | $716,000 | 4,374 |
| Pre-tax net operating income | $419,000 | 4,727 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $421,000 | 4,667 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $421,000 | 4,666 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $421,000 | 4,666 |
| Net charge-offs | $16,000 | 3,193 |
| Cash dividends | $392,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $419,000 | 4,676 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 4,649 |
| Total interest expense | $273,000 | 4,286 |
| Net interest income | $1,730,000 | 4,662 |
| Provision for loan and lease losses | $47,000 | 3,220 |
| Total noninterest income | $199,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $81,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 4,307 |
| Total noninterest expense | $1,559,000 | 4,535 |
| Salaries and employee benefits | $846,000 | 4,562 |
| Premises and equipment expense | $176,000 | 4,396 |
| Additional noninterest expense | $537,000 | 4,391 |
| Pre-tax net operating income | $323,000 | 4,816 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $324,000 | 4,728 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $324,000 | 4,726 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $324,000 | 4,727 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $302,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $323,000 | 4,740 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,715 |
| Total interest expense | $170,000 | 4,321 |
| Net interest income | $1,136,000 | 4,723 |
| Provision for loan and lease losses | $18,000 | 3,390 |
| Total noninterest income | $152,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $54,000 | 4,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,150 |
| Total noninterest expense | $1,029,000 | 4,596 |
| Salaries and employee benefits | $551,000 | 4,628 |
| Premises and equipment expense | $117,000 | 4,425 |
| Additional noninterest expense | $361,000 | 4,422 |
| Pre-tax net operating income | $241,000 | 4,763 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $242,000 | 4,671 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $242,000 | 4,670 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $242,000 | 4,670 |
| Net charge-offs | $7,000 | 2,719 |
| Cash dividends | $168,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $241,000 | 4,683 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 4,774 |
| Total interest expense | $79,000 | 4,384 |
| Net interest income | $557,000 | 4,786 |
| Provision for loan and lease losses | $9,000 | 3,174 |
| Total noninterest income | $62,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,433 |
| Total noninterest expense | $524,000 | 4,629 |
| Salaries and employee benefits | $295,000 | 4,609 |
| Premises and equipment expense | $57,000 | 4,517 |
| Additional noninterest expense | $172,000 | 4,559 |
| Pre-tax net operating income | $86,000 | 4,964 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $86,000 | 4,904 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $86,000 | 4,903 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $86,000 | 4,904 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $73,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $86,000 | 4,906 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 4,896 |
| Total interest expense | $297,000 | 4,418 |
| Net interest income | $2,041,000 | 4,915 |
| Provision for loan and lease losses | $46,000 | 3,615 |
| Total noninterest income | $-322,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $124,000 | 4,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-446,000 | 5,656 |
| Total noninterest expense | $1,970,000 | 4,751 |
| Salaries and employee benefits | $974,000 | 4,873 |
| Premises and equipment expense | $237,000 | 4,531 |
| Additional noninterest expense | $759,000 | 4,466 |
| Pre-tax net operating income | $-297,000 | 5,539 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-300,000 | 5,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-300,000 | 5,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-300,000 | 5,483 |
| Net charge-offs | $58,000 | 2,865 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-297,000 | 5,483 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 4,957 |
| Total interest expense | $219,000 | 4,459 |
| Net interest income | $1,520,000 | 4,973 |
| Provision for loan and lease losses | $37,000 | 3,457 |
| Total noninterest income | $-148,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $97,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-245,000 | 5,719 |
| Total noninterest expense | $1,495,000 | 4,762 |
| Salaries and employee benefits | $732,000 | 4,903 |
| Premises and equipment expense | $176,000 | 4,573 |
| Additional noninterest expense | $587,000 | 4,438 |
| Pre-tax net operating income | $-160,000 | 5,592 |
| Securities gains (losses) | $-4,000 | 5,286 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-164,000 | 5,600 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-164,000 | 5,600 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-164,000 | 5,600 |
| Net charge-offs | $59,000 | 2,337 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-160,000 | 5,596 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 4,994 |
| Total interest expense | $143,000 | 4,486 |
| Net interest income | $1,002,000 | 5,014 |
| Provision for loan and lease losses | $28,000 | 3,275 |
| Total noninterest income | $-165,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $62,000 | 4,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-227,000 | 5,773 |
| Total noninterest expense | $975,000 | 4,834 |
| Salaries and employee benefits | $468,000 | 4,989 |
| Premises and equipment expense | $115,000 | 4,608 |
| Additional noninterest expense | $392,000 | 4,463 |
| Pre-tax net operating income | $-166,000 | 5,663 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-165,000 | 5,656 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-165,000 | 5,656 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-165,000 | 5,656 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-166,000 | 5,657 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 5,054 |
| Total interest expense | $71,000 | 4,510 |
| Net interest income | $493,000 | 5,068 |
| Provision for loan and lease losses | $19,000 | 2,853 |
| Total noninterest income | $-236,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-267,000 | 5,854 |
| Total noninterest expense | $518,000 | 4,800 |
| Salaries and employee benefits | $249,000 | 4,962 |
| Premises and equipment expense | $57,000 | 4,655 |
| Additional noninterest expense | $212,000 | 4,359 |
| Pre-tax net operating income | $-280,000 | 5,785 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-279,000 | 5,787 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-279,000 | 5,787 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-279,000 | 5,787 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-280,000 | 5,786 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 5,096 |
| Total interest expense | $284,000 | 4,525 |
| Net interest income | $1,952,000 | 5,136 |
| Provision for loan and lease losses | $182,000 | 2,543 |
| Total noninterest income | $536,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $129,000 | 4,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $407,000 | 3,539 |
| Total noninterest expense | $2,066,000 | 4,852 |
| Salaries and employee benefits | $922,000 | 5,109 |
| Premises and equipment expense | $240,000 | 4,668 |
| Additional noninterest expense | $904,000 | 4,340 |
| Pre-tax net operating income | $240,000 | 5,264 |
| Securities gains (losses) | $22,000 | 2,312 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $262,000 | 5,188 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $262,000 | 5,187 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $262,000 | 5,187 |
| Net charge-offs | $162,000 | 2,152 |
| Cash dividends | $150,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $240,000 | 5,185 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 5,144 |
| Total interest expense | $211,000 | 4,576 |
| Net interest income | $1,464,000 | 5,184 |
| Provision for loan and lease losses | $173,000 | 2,230 |
| Total noninterest income | $491,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $93,000 | 4,287 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $398,000 | 3,188 |
| Total noninterest expense | $1,599,000 | 4,827 |
| Salaries and employee benefits | $708,000 | 5,083 |
| Premises and equipment expense | $181,000 | 4,688 |
| Additional noninterest expense | $710,000 | 4,281 |
| Pre-tax net operating income | $183,000 | 5,334 |
| Securities gains (losses) | $-1,000 | 5,663 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $182,000 | 5,308 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $182,000 | 5,308 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $182,000 | 5,308 |
| Net charge-offs | $166,000 | 1,603 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $183,000 | 5,258 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,201 |
| Total interest expense | $138,000 | 4,632 |
| Net interest income | $980,000 | 5,226 |
| Provision for loan and lease losses | $159,000 | 1,850 |
| Total noninterest income | $429,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $59,000 | 4,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $370,000 | 2,756 |
| Total noninterest expense | $1,090,000 | 4,848 |
| Salaries and employee benefits | $460,000 | 5,184 |
| Premises and equipment expense | $121,000 | 4,716 |
| Additional noninterest expense | $509,000 | 4,196 |
| Pre-tax net operating income | $160,000 | 5,237 |
| Securities gains (losses) | $-1,000 | 5,765 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $159,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,199 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $159,000 | 5,199 |
| Net charge-offs | $144,000 | 1,350 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $160,000 | 5,128 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 5,247 |
| Total interest expense | $68,000 | 4,702 |
| Net interest income | $489,000 | 5,273 |
| Provision for loan and lease losses | $145,000 | 1,246 |
| Total noninterest income | $139,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $111,000 | 3,406 |
| Total noninterest expense | $540,000 | 4,897 |
| Salaries and employee benefits | $211,000 | 5,326 |
| Premises and equipment expense | $58,000 | 4,801 |
| Additional noninterest expense | $271,000 | 4,091 |
| Pre-tax net operating income | $-57,000 | 5,912 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-58,000 | 5,932 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-58,000 | 5,932 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-58,000 | 5,932 |
| Net charge-offs | $143,000 | 813 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-57,000 | 5,916 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 5,142 |
| Total interest expense | $282,000 | 4,725 |
| Net interest income | $2,144,000 | 5,158 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $481,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $123,000 | 4,425 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $358,000 | 3,737 |
| Total noninterest expense | $1,922,000 | 5,120 |
| Salaries and employee benefits | $915,000 | 5,295 |
| Premises and equipment expense | $230,000 | 4,894 |
| Additional noninterest expense | $777,000 | 4,759 |
| Pre-tax net operating income | $673,000 | 4,611 |
| Securities gains (losses) | $-24,000 | 5,954 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $649,000 | 4,503 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $649,000 | 4,504 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $649,000 | 4,504 |
| Net charge-offs | $461,000 | 1,242 |
| Cash dividends | $614,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $673,000 | 4,408 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 5,195 |
| Total interest expense | $212,000 | 4,789 |
| Net interest income | $1,616,000 | 5,211 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $410,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 3,535 |
| Total noninterest expense | $1,397,000 | 5,198 |
| Salaries and employee benefits | $651,000 | 5,398 |
| Premises and equipment expense | $170,000 | 4,957 |
| Additional noninterest expense | $576,000 | 4,821 |
| Pre-tax net operating income | $629,000 | 4,442 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $629,000 | 4,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $629,000 | 4,258 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $629,000 | 4,260 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $256,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $629,000 | 4,200 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,239 |
| Total interest expense | $143,000 | 4,814 |
| Net interest income | $1,074,000 | 5,248 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $344,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,140 |
| Total noninterest expense | $964,000 | 5,192 |
| Salaries and employee benefits | $448,000 | 5,403 |
| Premises and equipment expense | $114,000 | 4,988 |
| Additional noninterest expense | $402,000 | 4,741 |
| Pre-tax net operating income | $454,000 | 4,313 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $454,000 | 4,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $454,000 | 4,129 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $454,000 | 4,131 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $256,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $454,000 | 4,069 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 5,272 |
| Total interest expense | $71,000 | 4,880 |
| Net interest income | $538,000 | 5,270 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $228,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 2,640 |
| Total noninterest expense | $484,000 | 5,231 |
| Salaries and employee benefits | $216,000 | 5,496 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $212,000 | 4,686 |
| Pre-tax net operating income | $282,000 | 3,977 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $282,000 | 3,756 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $282,000 | 3,759 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $282,000 | 3,760 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $282,000 | 3,669 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 5,337 |
| Total interest expense | $315,000 | 4,874 |
| Net interest income | $2,142,000 | 5,342 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $540,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $140,000 | 4,493 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $400,000 | 3,602 |
| Total noninterest expense | $1,946,000 | 5,318 |
| Salaries and employee benefits | $954,000 | 5,442 |
| Premises and equipment expense | $244,000 | 5,045 |
| Additional noninterest expense | $748,000 | 5,043 |
| Pre-tax net operating income | $736,000 | 4,587 |
| Securities gains (losses) | $-4,000 | 5,927 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $732,000 | 4,424 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $732,000 | 4,424 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $732,000 | 4,425 |
| Net charge-offs | $163,000 | 2,696 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $736,000 | 4,370 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 5,403 |
| Total interest expense | $240,000 | 4,921 |
| Net interest income | $1,604,000 | 5,414 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $248,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $104,000 | 4,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $144,000 | 4,622 |
| Total noninterest expense | $1,406,000 | 5,411 |
| Salaries and employee benefits | $704,000 | 5,494 |
| Premises and equipment expense | $183,000 | 5,093 |
| Additional noninterest expense | $519,000 | 5,205 |
| Pre-tax net operating income | $446,000 | 4,931 |
| Securities gains (losses) | $-4,000 | 6,036 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $442,000 | 4,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 4,795 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $442,000 | 4,796 |
| Net charge-offs | $19,000 | 3,858 |
| Cash dividends | $315,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $446,000 | 4,729 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 5,428 |
| Total interest expense | $160,000 | 4,972 |
| Net interest income | $1,079,000 | 5,427 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $176,000 | 4,848 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $107,000 | 4,484 |
| Total noninterest expense | $971,000 | 5,389 |
| Salaries and employee benefits | $500,000 | 5,422 |
| Premises and equipment expense | $122,000 | 5,140 |
| Additional noninterest expense | $349,000 | 5,219 |
| Pre-tax net operating income | $284,000 | 4,968 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $280,000 | 4,841 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $280,000 | 4,843 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $280,000 | 4,844 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $284,000 | 4,761 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 5,504 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $531,000 | 5,499 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $68,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $466,000 | 5,507 |
| Salaries and employee benefits | $240,000 | 5,564 |
| Premises and equipment expense | $63,000 | 5,143 |
| Additional noninterest expense | $163,000 | 5,384 |
| Pre-tax net operating income | $133,000 | 4,999 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $130,000 | 4,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 4,868 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $130,000 | 4,867 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $133,000 | 4,797 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 5,488 |
| Total interest expense | $373,000 | 5,041 |
| Net interest income | $2,211,000 | 5,477 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $306,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $155,000 | 4,532 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $151,000 | 4,943 |
| Total noninterest expense | $2,026,000 | 5,445 |
| Salaries and employee benefits | $1,099,000 | 5,392 |
| Premises and equipment expense | $246,000 | 5,221 |
| Additional noninterest expense | $681,000 | 5,375 |
| Pre-tax net operating income | $491,000 | 5,021 |
| Securities gains (losses) | $-37,000 | 6,415 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $454,000 | 5,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $454,000 | 5,006 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $454,000 | 5,006 |
| Net charge-offs | $-30,000 | 6,337 |
| Cash dividends | $120,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $491,000 | 4,870 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 5,532 |
| Total interest expense | $288,000 | 5,083 |
| Net interest income | $1,662,000 | 5,529 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $227,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $119,000 | 4,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 5,093 |
| Total noninterest expense | $1,508,000 | 5,479 |
| Salaries and employee benefits | $803,000 | 5,454 |
| Premises and equipment expense | $184,000 | 5,248 |
| Additional noninterest expense | $521,000 | 5,359 |
| Pre-tax net operating income | $381,000 | 5,086 |
| Securities gains (losses) | $-16,000 | 6,546 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $365,000 | 5,046 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $365,000 | 5,047 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $365,000 | 5,048 |
| Net charge-offs | $-60,000 | 6,501 |
| Cash dividends | $90,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $381,000 | 4,887 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,539 |
| Total interest expense | $200,000 | 5,061 |
| Net interest income | $1,110,000 | 5,548 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $162,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,951 |
| Total noninterest expense | $1,012,000 | 5,497 |
| Salaries and employee benefits | $556,000 | 5,430 |
| Premises and equipment expense | $118,000 | 5,339 |
| Additional noninterest expense | $338,000 | 5,413 |
| Pre-tax net operating income | $260,000 | 5,028 |
| Securities gains (losses) | $-18,000 | 6,712 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $242,000 | 5,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $242,000 | 5,049 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $242,000 | 5,050 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $90,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $260,000 | 4,839 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 5,560 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $552,000 | 5,595 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $87,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $500,000 | 5,572 |
| Salaries and employee benefits | $265,000 | 5,532 |
| Premises and equipment expense | $58,000 | 5,397 |
| Additional noninterest expense | $177,000 | 5,392 |
| Pre-tax net operating income | $139,000 | 4,946 |
| Securities gains (losses) | $-16,000 | 6,849 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $123,000 | 4,986 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $123,000 | 4,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $123,000 | 4,988 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $90,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $139,000 | 4,737 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 5,581 |
| Total interest expense | $565,000 | 4,885 |
| Net interest income | $2,260,000 | 5,655 |
| Provision for loan and lease losses | $20,000 | 5,589 |
| Total noninterest income | $374,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $160,000 | 4,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $214,000 | 4,512 |
| Total noninterest expense | $2,181,000 | 5,484 |
| Salaries and employee benefits | $1,049,000 | 5,615 |
| Premises and equipment expense | $258,000 | 5,277 |
| Additional noninterest expense | $874,000 | 5,099 |
| Pre-tax net operating income | $433,000 | 5,072 |
| Securities gains (losses) | $-79,000 | 6,880 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $354,000 | 5,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $354,000 | 5,327 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $354,000 | 5,328 |
| Net charge-offs | $130,000 | 4,187 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $433,000 | 4,905 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 5,622 |
| Total interest expense | $436,000 | 4,949 |
| Net interest income | $1,748,000 | 5,682 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $265,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,680 |
| Total noninterest expense | $1,647,000 | 5,509 |
| Salaries and employee benefits | $764,000 | 5,699 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $692,000 | 5,033 |
| Pre-tax net operating income | $366,000 | 5,086 |
| Securities gains (losses) | $-34,000 | 6,941 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $332,000 | 5,207 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $332,000 | 5,205 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $332,000 | 5,205 |
| Net charge-offs | $89,000 | 4,081 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $366,000 | 4,914 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 5,663 |
| Total interest expense | $303,000 | 4,962 |
| Net interest income | $1,159,000 | 5,723 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $180,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $78,000 | 4,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,633 |
| Total noninterest expense | $1,090,000 | 5,558 |
| Salaries and employee benefits | $510,000 | 5,756 |
| Premises and equipment expense | $123,000 | 5,458 |
| Additional noninterest expense | $457,000 | 5,077 |
| Pre-tax net operating income | $249,000 | 5,060 |
| Securities gains (losses) | $-34,000 | 7,022 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $215,000 | 5,253 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $215,000 | 5,253 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $215,000 | 5,253 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $249,000 | 4,871 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 5,685 |
| Total interest expense | $161,000 | 4,951 |
| Net interest income | $576,000 | 5,775 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $88,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $526,000 | 5,671 |
| Salaries and employee benefits | $241,000 | 5,913 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $225,000 | 5,100 |
| Pre-tax net operating income | $138,000 | 5,046 |
| Securities gains (losses) | $-34,000 | 7,137 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $104,000 | 5,306 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $104,000 | 5,308 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $138,000 | 4,824 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 5,447 |
| Total interest expense | $810,000 | 4,899 |
| Net interest income | $2,693,000 | 5,494 |
| Provision for loan and lease losses | $310,000 | 4,057 |
| Total noninterest income | $-28,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $190,000 | 4,477 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-218,000 | 6,965 |
| Total noninterest expense | $2,525,000 | 5,316 |
| Salaries and employee benefits | $1,084,000 | 5,724 |
| Premises and equipment expense | $252,000 | 5,579 |
| Additional noninterest expense | $1,189,000 | 4,475 |
| Pre-tax net operating income | $-170,000 | 6,207 |
| Securities gains (losses) | $-51,000 | 7,019 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-221,000 | 6,345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-221,000 | 6,348 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-221,000 | 6,348 |
| Net charge-offs | $414,000 | 3,403 |
| Cash dividends | $150,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-170,000 | 6,250 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 5,463 |
| Total interest expense | $630,000 | 4,926 |
| Net interest income | $2,039,000 | 5,507 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $-26,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $144,000 | 4,469 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-170,000 | 7,113 |
| Total noninterest expense | $1,789,000 | 5,459 |
| Salaries and employee benefits | $800,000 | 5,770 |
| Premises and equipment expense | $187,000 | 5,656 |
| Additional noninterest expense | $802,000 | 4,776 |
| Pre-tax net operating income | $-76,000 | 6,257 |
| Securities gains (losses) | $-52,000 | 7,154 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-128,000 | 6,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-128,000 | 6,446 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-128,000 | 6,445 |
| Net charge-offs | $314,000 | 3,196 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-76,000 | 6,293 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 5,509 |
| Total interest expense | $433,000 | 4,965 |
| Net interest income | $1,350,000 | 5,559 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $155,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $1,151,000 | 5,606 |
| Salaries and employee benefits | $524,000 | 5,851 |
| Premises and equipment expense | $122,000 | 5,740 |
| Additional noninterest expense | $505,000 | 4,983 |
| Pre-tax net operating income | $294,000 | 4,650 |
| Securities gains (losses) | $-47,000 | 7,227 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $247,000 | 4,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,721 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $247,000 | 4,722 |
| Net charge-offs | $134,000 | 3,540 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $294,000 | 4,402 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 5,521 |
| Total interest expense | $228,000 | 4,966 |
| Net interest income | $672,000 | 5,582 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $73,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $550,000 | 5,752 |
| Salaries and employee benefits | $268,000 | 5,850 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $218,000 | 5,320 |
| Pre-tax net operating income | $165,000 | 4,518 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $165,000 | 4,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $165,000 | 4,303 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $165,000 | 4,304 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $60,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $165,000 | 4,245 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 5,352 |
| Total interest expense | $1,091,000 | 5,034 |
| Net interest income | $2,991,000 | 5,364 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $291,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 4,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $101,000 | 5,434 |
| Total noninterest expense | $2,407,000 | 5,585 |
| Salaries and employee benefits | $1,236,000 | 5,600 |
| Premises and equipment expense | $259,000 | 5,737 |
| Additional noninterest expense | $912,000 | 5,330 |
| Pre-tax net operating income | $755,000 | 3,817 |
| Securities gains (losses) | $-345,000 | 7,377 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $410,000 | 4,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $410,000 | 4,591 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $410,000 | 4,591 |
| Net charge-offs | $18,000 | 6,413 |
| Cash dividends | $256,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $755,000 | 3,580 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 5,421 |
| Total interest expense | $838,000 | 5,126 |
| Net interest income | $2,258,000 | 5,412 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $217,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $143,000 | 4,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $74,000 | 5,596 |
| Total noninterest expense | $1,788,000 | 5,662 |
| Salaries and employee benefits | $918,000 | 5,653 |
| Premises and equipment expense | $195,000 | 5,778 |
| Additional noninterest expense | $675,000 | 5,358 |
| Pre-tax net operating income | $597,000 | 3,957 |
| Securities gains (losses) | $-285,000 | 7,534 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $312,000 | 4,816 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $312,000 | 4,819 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $312,000 | 4,819 |
| Net charge-offs | $-28,000 | 7,583 |
| Cash dividends | $175,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $597,000 | 3,651 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,454 |
| Total interest expense | $563,000 | 5,210 |
| Net interest income | $1,513,000 | 5,424 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $93,000 | 4,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 5,665 |
| Total noninterest expense | $1,183,000 | 5,706 |
| Salaries and employee benefits | $601,000 | 5,734 |
| Premises and equipment expense | $131,000 | 5,800 |
| Additional noninterest expense | $451,000 | 5,363 |
| Pre-tax net operating income | $410,000 | 3,957 |
| Securities gains (losses) | $-166,000 | 7,578 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $244,000 | 4,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $244,000 | 4,615 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $244,000 | 4,615 |
| Net charge-offs | $-10,000 | 7,481 |
| Cash dividends | $75,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $410,000 | 3,638 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,488 |
| Total interest expense | $281,000 | 5,348 |
| Net interest income | $774,000 | 5,391 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $66,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $617,000 | 5,661 |
| Salaries and employee benefits | $321,000 | 5,627 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $235,000 | 5,294 |
| Pre-tax net operating income | $193,000 | 4,140 |
| Securities gains (losses) | $-112,000 | 7,712 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $81,000 | 5,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 5,241 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $81,000 | 5,240 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $193,000 | 3,844 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 5,347 |
| Total interest expense | $1,670,000 | 4,908 |
| Net interest income | $2,946,000 | 5,430 |
| Provision for loan and lease losses | $234,000 | 5,599 |
| Total noninterest income | $367,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $195,000 | 4,707 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $172,000 | 4,888 |
| Total noninterest expense | $2,466,000 | 5,722 |
| Salaries and employee benefits | $1,227,000 | 5,792 |
| Premises and equipment expense | $264,000 | 5,944 |
| Additional noninterest expense | $975,000 | 5,304 |
| Pre-tax net operating income | $613,000 | 3,749 |
| Securities gains (losses) | $-63,000 | 7,214 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $550,000 | 3,730 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $550,000 | 3,727 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $550,000 | 3,728 |
| Net charge-offs | $11,000 | 6,867 |
| Cash dividends | $495,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $613,000 | 3,494 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 5,377 |
| Total interest expense | $1,357,000 | 4,854 |
| Net interest income | $2,160,000 | 5,507 |
| Provision for loan and lease losses | $204,000 | 5,134 |
| Total noninterest income | $295,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $148,000 | 4,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $147,000 | 4,809 |
| Total noninterest expense | $1,810,000 | 5,797 |
| Salaries and employee benefits | $936,000 | 5,765 |
| Premises and equipment expense | $199,000 | 5,972 |
| Additional noninterest expense | $675,000 | 5,510 |
| Pre-tax net operating income | $441,000 | 4,056 |
| Securities gains (losses) | $-63,000 | 7,407 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $378,000 | 4,128 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $378,000 | 4,124 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $378,000 | 4,127 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $342,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $441,000 | 3,798 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 5,382 |
| Total interest expense | $959,000 | 4,838 |
| Net interest income | $1,418,000 | 5,558 |
| Provision for loan and lease losses | $146,000 | 4,824 |
| Total noninterest income | $193,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $96,000 | 4,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $97,000 | 4,856 |
| Total noninterest expense | $1,215,000 | 5,821 |
| Salaries and employee benefits | $610,000 | 5,879 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $475,000 | 5,381 |
| Pre-tax net operating income | $250,000 | 4,382 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $250,000 | 4,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,247 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $250,000 | 4,247 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $208,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $250,000 | 4,142 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 5,438 |
| Total interest expense | $509,000 | 4,788 |
| Net interest income | $677,000 | 5,676 |
| Provision for loan and lease losses | $56,000 | 4,791 |
| Total noninterest income | $69,000 | 5,846 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $600,000 | 5,813 |
| Salaries and employee benefits | $326,000 | 5,759 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $209,000 | 5,487 |
| Pre-tax net operating income | $90,000 | 5,135 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $90,000 | 5,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $90,000 | 5,095 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,000 | 4,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 5,413 |
| Total interest expense | $2,205,000 | 5,070 |
| Net interest income | $2,871,000 | 5,531 |
| Provision for loan and lease losses | $72,000 | 6,313 |
| Total noninterest income | $401,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $232,000 | 4,515 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $169,000 | 5,122 |
| Total noninterest expense | $2,339,000 | 5,812 |
| Salaries and employee benefits | $1,267,000 | 5,822 |
| Premises and equipment expense | $276,000 | 5,999 |
| Additional noninterest expense | $796,000 | 5,486 |
| Pre-tax net operating income | $861,000 | 4,042 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $861,000 | 3,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $861,000 | 3,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,509 |
| Cash dividends | $584,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $861,000 | 3,711 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 5,479 |
| Total interest expense | $1,640,000 | 5,213 |
| Net interest income | $2,175,000 | 5,549 |
| Provision for loan and lease losses | $72,000 | 5,542 |
| Total noninterest income | $316,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $174,000 | 4,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 5,033 |
| Total noninterest expense | $1,753,000 | 5,819 |
| Salaries and employee benefits | $965,000 | 5,804 |
| Premises and equipment expense | $206,000 | 6,021 |
| Additional noninterest expense | $582,000 | 5,506 |
| Pre-tax net operating income | $666,000 | 4,440 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $666,000 | 3,919 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $666,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,006 |
| Cash dividends | $407,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $666,000 | 4,075 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 5,555 |
| Total interest expense | $1,124,000 | 5,284 |
| Net interest income | $1,404,000 | 5,660 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $229,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $112,000 | 4,627 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $117,000 | 4,777 |
| Total noninterest expense | $1,157,000 | 5,880 |
| Salaries and employee benefits | $622,000 | 5,945 |
| Premises and equipment expense | $132,000 | 6,169 |
| Additional noninterest expense | $403,000 | 5,397 |
| Pre-tax net operating income | $404,000 | 4,782 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $404,000 | 4,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,043 |
| Cash dividends | $322,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $404,000 | 4,394 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 5,609 |
| Total interest expense | $592,000 | 5,325 |
| Net interest income | $694,000 | 5,716 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $53,000 | 4,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $599,000 | 5,815 |
| Salaries and employee benefits | $325,000 | 5,863 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $208,000 | 5,252 |
| Pre-tax net operating income | $169,000 | 5,260 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $169,000 | 5,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,919 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $169,000 | 4,909 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 5,474 |
| Total interest expense | $2,329,000 | 5,455 |
| Net interest income | $3,156,000 | 5,367 |
| Provision for loan and lease losses | $22,000 | 6,287 |
| Total noninterest income | $383,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $253,000 | 4,433 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $130,000 | 5,813 |
| Total noninterest expense | $2,179,000 | 5,982 |
| Salaries and employee benefits | $1,245,000 | 5,876 |
| Premises and equipment expense | $273,000 | 6,002 |
| Additional noninterest expense | $661,000 | 5,884 |
| Pre-tax net operating income | $1,338,000 | 4,120 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $505,000 | 2,727 |
| Income before extraordinary items | $833,000 | 4,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $833,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,997 |
| Cash dividends | $308,000 | 4,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $833,000 | 4,687 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 5,529 |
| Total interest expense | $1,727,000 | 5,494 |
| Net interest income | $2,326,000 | 5,437 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $265,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 4,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $1,646,000 | 5,938 |
| Salaries and employee benefits | $956,000 | 5,780 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $488,000 | 5,876 |
| Pre-tax net operating income | $945,000 | 4,481 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $357,000 | 2,956 |
| Income before extraordinary items | $588,000 | 5,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $588,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,005 |
| Cash dividends | $233,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $588,000 | 5,021 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 5,574 |
| Total interest expense | $1,133,000 | 5,543 |
| Net interest income | $1,555,000 | 5,465 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $171,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $1,078,000 | 6,029 |
| Salaries and employee benefits | $623,000 | 5,901 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $322,000 | 5,928 |
| Pre-tax net operating income | $648,000 | 4,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $245,000 | 2,993 |
| Income before extraordinary items | $403,000 | 5,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $158,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $403,000 | 5,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 5,566 |
| Total interest expense | $565,000 | 5,548 |
| Net interest income | $784,000 | 5,452 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $557,000 | 5,976 |
| Salaries and employee benefits | $331,000 | 5,775 |
| Premises and equipment expense | $67,000 | 6,138 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $311,000 | 4,575 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $117,000 | 3,061 |
| Income before extraordinary items | $194,000 | 5,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $194,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $73,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $194,000 | 5,124 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 5,543 |
| Total interest expense | $1,994,000 | 5,415 |
| Net interest income | $3,028,000 | 5,500 |
| Provision for loan and lease losses | $108,000 | 4,633 |
| Total noninterest income | $477,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $267,000 | 4,358 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 5,026 |
| Total noninterest expense | $2,210,000 | 5,862 |
| Salaries and employee benefits | $1,271,000 | 5,719 |
| Premises and equipment expense | $303,000 | 5,727 |
| Additional noninterest expense | $636,000 | 5,901 |
| Pre-tax net operating income | $1,187,000 | 4,813 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $389,000 | 3,469 |
| Income before extraordinary items | $798,000 | 5,218 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $798,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,717 |
| Cash dividends | $337,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $798,000 | 5,217 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 5,589 |
| Total interest expense | $1,436,000 | 5,455 |
| Net interest income | $2,275,000 | 5,534 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $383,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $200,000 | 4,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $1,688,000 | 5,796 |
| Salaries and employee benefits | $992,000 | 5,577 |
| Premises and equipment expense | $217,000 | 5,851 |
| Additional noninterest expense | $479,000 | 5,884 |
| Pre-tax net operating income | $862,000 | 5,071 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $325,000 | 3,467 |
| Income before extraordinary items | $537,000 | 5,613 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $537,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,365 |
| Cash dividends | $252,000 | 3,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $537,000 | 5,607 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 5,622 |
| Total interest expense | $909,000 | 5,482 |
| Net interest income | $1,515,000 | 5,560 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $249,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $1,108,000 | 5,862 |
| Salaries and employee benefits | $636,000 | 5,719 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $329,000 | 5,801 |
| Pre-tax net operating income | $586,000 | 5,050 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $221,000 | 3,482 |
| Income before extraordinary items | $365,000 | 5,595 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $365,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,456 |
| Cash dividends | $187,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $365,000 | 5,593 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 5,620 |
| Total interest expense | $436,000 | 5,468 |
| Net interest income | $755,000 | 5,585 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,842 |
| Total noninterest expense | $578,000 | 5,740 |
| Salaries and employee benefits | $329,000 | 5,652 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $174,000 | 5,609 |
| Pre-tax net operating income | $265,000 | 5,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $105,000 | 3,523 |
| Income before extraordinary items | $160,000 | 5,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,471 |
| Cash dividends | $135,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $160,000 | 5,814 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 5,680 |
| Total interest expense | $1,289,000 | 5,638 |
| Net interest income | $2,916,000 | 5,595 |
| Provision for loan and lease losses | $14,000 | 6,689 |
| Total noninterest income | $433,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $321,000 | 4,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,225 |
| Total noninterest expense | $2,152,000 | 5,859 |
| Salaries and employee benefits | $1,263,000 | 5,617 |
| Premises and equipment expense | $259,000 | 6,117 |
| Additional noninterest expense | $630,000 | 5,906 |
| Pre-tax net operating income | $1,183,000 | 4,936 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $381,000 | 3,779 |
| Income before extraordinary items | $802,000 | 5,331 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $802,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 8,679 |
| Cash dividends | $1,930,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $802,000 | 5,307 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 5,852 |
| Total interest expense | $884,000 | 5,760 |
| Net interest income | $2,065,000 | 5,796 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $329,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,190 |
| Total noninterest expense | $1,620,000 | 5,816 |
| Salaries and employee benefits | $963,000 | 5,546 |
| Premises and equipment expense | $190,000 | 6,160 |
| Additional noninterest expense | $467,000 | 5,914 |
| Pre-tax net operating income | $760,000 | 5,459 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $205,000 | 4,378 |
| Income before extraordinary items | $555,000 | 5,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $555,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $299,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $555,000 | 5,609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 6,018 |
| Total interest expense | $524,000 | 5,912 |
| Net interest income | $1,291,000 | 5,969 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $200,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $160,000 | 3,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $1,074,000 | 5,826 |
| Salaries and employee benefits | $629,000 | 5,593 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $321,000 | 5,795 |
| Pre-tax net operating income | $417,000 | 5,879 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $116,000 | 4,625 |
| Income before extraordinary items | $301,000 | 6,114 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $301,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $199,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $301,000 | 6,064 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,252 |
| Total interest expense | $216,000 | 6,342 |
| Net interest income | $622,000 | 6,109 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $95,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $521,000 | 5,966 |
| Salaries and employee benefits | $292,000 | 5,864 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $169,000 | 5,615 |
| Pre-tax net operating income | $196,000 | 6,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $53,000 | 4,694 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 6,265 |
| Total interest expense | $648,000 | 6,782 |
| Net interest income | $2,525,000 | 5,974 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $478,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $359,000 | 3,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,114 |
| Total noninterest expense | $2,259,000 | 5,613 |
| Salaries and employee benefits | $1,268,000 | 5,528 |
| Premises and equipment expense | $251,000 | 6,176 |
| Additional noninterest expense | $740,000 | 5,346 |
| Pre-tax net operating income | $744,000 | 5,963 |
| Securities gains (losses) | $132,000 | 1,064 |
| Applicable income taxes | $289,000 | 4,225 |
| Income before extraordinary items | $587,000 | 5,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $587,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-257,000 | 8,897 |
| Cash dividends | $391,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $498,560 | 6,298 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 6,274 |
| Total interest expense | $469,000 | 6,860 |
| Net interest income | $1,909,000 | 5,954 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $364,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $274,000 | 3,876 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 6,127 |
| Total noninterest expense | $1,616,000 | 5,736 |
| Salaries and employee benefits | $955,000 | 5,468 |
| Premises and equipment expense | $166,000 | 6,493 |
| Additional noninterest expense | $495,000 | 5,670 |
| Pre-tax net operating income | $657,000 | 5,663 |
| Securities gains (losses) | $132,000 | 1,010 |
| Applicable income taxes | $268,000 | 3,963 |
| Income before extraordinary items | $521,000 | 5,718 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $521,000 | 5,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-264,000 | 8,942 |
| Cash dividends | $311,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $433,880 | 6,066 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 6,268 |
| Total interest expense | $312,000 | 6,891 |
| Net interest income | $1,284,000 | 5,924 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $205,000 | 5,761 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $182,000 | 3,874 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $1,108,000 | 5,682 |
| Salaries and employee benefits | $662,000 | 5,379 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $337,000 | 5,621 |
| Pre-tax net operating income | $381,000 | 5,976 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $129,000 | 4,494 |
| Income before extraordinary items | $251,000 | 6,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 8,894 |
| Cash dividends | $153,000 | 3,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $251,660 | 6,342 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,287 |
| Total interest expense | $156,000 | 6,953 |
| Net interest income | $639,000 | 5,935 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $119,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $544,000 | 5,759 |
| Salaries and employee benefits | $313,000 | 5,604 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $176,000 | 5,500 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $141,000 | 6,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $141,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $141,660 | 6,039 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 6,304 |
| Total interest expense | $685,000 | 7,092 |
| Net interest income | $2,531,000 | 5,861 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $571,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $459,000 | 3,322 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $2,397,000 | 5,372 |
| Salaries and employee benefits | $1,404,000 | 5,084 |
| Premises and equipment expense | $192,000 | 6,882 |
| Additional noninterest expense | $801,000 | 5,038 |
| Pre-tax net operating income | $705,000 | 5,999 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $216,000 | 4,814 |
| Income before extraordinary items | $523,000 | 6,243 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $523,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 1,322 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $498,860 | 6,192 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 6,312 |
| Total interest expense | $526,000 | 7,187 |
| Net interest income | $1,925,000 | 5,841 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $442,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $352,000 | 3,268 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,265 |
| Total noninterest expense | $1,739,000 | 5,460 |
| Salaries and employee benefits | $992,000 | 5,275 |
| Premises and equipment expense | $133,000 | 7,071 |
| Additional noninterest expense | $614,000 | 4,928 |
| Pre-tax net operating income | $628,000 | 5,764 |
| Securities gains (losses) | $34,000 | 2,597 |
| Applicable income taxes | $250,000 | 4,279 |
| Income before extraordinary items | $412,000 | 6,288 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $412,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,152 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $390,240 | 6,238 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 6,288 |
| Total interest expense | $363,000 | 7,231 |
| Net interest income | $1,306,000 | 5,782 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $298,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $241,000 | 3,157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $1,192,000 | 5,350 |
| Salaries and employee benefits | $670,000 | 5,244 |
| Premises and equipment expense | $91,000 | 7,004 |
| Additional noninterest expense | $431,000 | 4,742 |
| Pre-tax net operating income | $412,000 | 5,789 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $169,000 | 4,287 |
| Income before extraordinary items | $277,000 | 6,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 984 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $255,240 | 6,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 6,158 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $694,000 | 5,574 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $151,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $591,000 | 5,394 |
| Salaries and employee benefits | $310,000 | 5,520 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $254,000 | 5,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $96,000 | 4,015 |
| Income before extraordinary items | $158,000 | 5,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 944 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $158,000 | 5,697 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 5,349 |
| Total interest expense | $1,410,000 | 5,912 |
| Net interest income | $3,337,000 | 4,925 |
| Provision for loan and lease losses | $933,000 | 1,438 |
| Total noninterest income | $913,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $561,000 | 2,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 3,931 |
| Total noninterest expense | $2,615,000 | 4,932 |
| Salaries and employee benefits | $1,427,000 | 4,874 |
| Premises and equipment expense | $228,000 | 6,413 |
| Additional noninterest expense | $960,000 | 4,317 |
| Pre-tax net operating income | $702,000 | 6,073 |
| Securities gains (losses) | $157,000 | 1,341 |
| Applicable income taxes | $307,000 | 4,403 |
| Income before extraordinary items | $552,000 | 6,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $552,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,881,000 | 378 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $451,520 | 6,479 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 4,424 |
| Total interest expense | $3,221,000 | 4,471 |
| Net interest income | $3,808,000 | 4,279 |
| Provision for loan and lease losses | $4,603,000 | 374 |
| Total noninterest income | $855,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $726,000 | 2,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $129,000 | 5,838 |
| Total noninterest expense | $2,401,000 | 5,106 |
| Salaries and employee benefits | $1,294,000 | 5,051 |
| Premises and equipment expense | $255,000 | 6,034 |
| Additional noninterest expense | $852,000 | 4,592 |
| Pre-tax net operating income | $-2,341,000 | 9,509 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-1,010,000 | 9,550 |
| Income before extraordinary items | $-1,331,000 | 9,470 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,331,000 | 9,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,924,000 | 440 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,331,000 | 9,442 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 4,630 |
| Total interest expense | $2,944,000 | 4,990 |
| Net interest income | $3,973,000 | 4,204 |
| Provision for loan and lease losses | $2,582,000 | 513 |
| Total noninterest income | $852,000 | 3,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,231 |
| Total noninterest expense | $2,280,000 | 5,195 |
| Salaries and employee benefits | $1,284,000 | 4,942 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $774,000 | 4,841 |
| Pre-tax net operating income | $-37,000 | 9,186 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-119,000 | 9,610 |
| Income before extraordinary items | $82,000 | 8,812 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $82,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,210 |
| Cash dividends | $238,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $82,000 | 8,802 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 4,932 |
| Total interest expense | $2,348,000 | 5,419 |
| Net interest income | $3,688,000 | 4,476 |
| Provision for loan and lease losses | $363,000 | 2,262 |
| Total noninterest income | $711,000 | 3,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,910 |
| Total noninterest expense | $2,086,000 | 5,526 |
| Salaries and employee benefits | $1,174,000 | 5,249 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $704,000 | 5,219 |
| Pre-tax net operating income | $1,950,000 | 3,400 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $692,000 | 2,925 |
| Income before extraordinary items | $1,258,000 | 3,719 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,258,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,240 |
| Cash dividends | $217,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,258,000 | 3,691 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 5,414 |
| Total interest expense | $2,214,000 | 5,815 |
| Net interest income | $3,139,000 | 4,982 |
| Provision for loan and lease losses | $276,000 | 2,805 |
| Total noninterest income | $573,000 | 4,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 2,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $1,755,000 | 6,111 |
| Salaries and employee benefits | $961,000 | 5,938 |
| Premises and equipment expense | $185,000 | 6,955 |
| Additional noninterest expense | $609,000 | 5,701 |
| Pre-tax net operating income | $1,681,000 | 3,840 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $592,000 | 3,442 |
| Income before extraordinary items | $1,089,000 | 4,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,089,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,159 |
| Cash dividends | $173,000 | 5,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,089,000 | 4,123 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 6,163 |
| Total interest expense | $1,916,000 | 6,435 |
| Net interest income | $2,653,000 | 5,822 |
| Provision for loan and lease losses | $216,000 | 3,274 |
| Total noninterest income | $507,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,520,000 | 6,740 |
| Salaries and employee benefits | $869,000 | 6,445 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $474,000 | 6,723 |
| Pre-tax net operating income | $1,424,000 | 4,672 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $496,000 | 4,237 |
| Income before extraordinary items | $925,000 | 4,963 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $925,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $130,000 | 6,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $926,950 | 4,900 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,800 |
| Total interest expense | $1,713,000 | 7,047 |
| Net interest income | $2,352,000 | 6,474 |
| Provision for loan and lease losses | $158,000 | 3,958 |
| Total noninterest income | $563,000 | 4,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $1,433,000 | 7,302 |
| Salaries and employee benefits | $784,000 | 7,058 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $474,000 | 7,256 |
| Pre-tax net operating income | $1,324,000 | 4,774 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $428,000 | 4,679 |
| Income before extraordinary items | $897,000 | 4,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $897,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,538 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $896,320 | 4,831 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 7,231 |
| Total interest expense | $1,509,000 | 7,678 |
| Net interest income | $2,266,000 | 6,756 |
| Provision for loan and lease losses | $388,000 | 1,905 |
| Total noninterest income | $399,000 | 5,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $1,383,000 | 7,639 |
| Salaries and employee benefits | $712,000 | 7,650 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $525,000 | 7,075 |
| Pre-tax net operating income | $894,000 | 6,450 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $341,000 | 5,550 |
| Income before extraordinary items | $550,000 | 6,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $550,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,018 |
| Cash dividends | $87,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $551,920 | 6,870 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 7,953 |
| Total interest expense | $1,018,000 | 8,613 |
| Net interest income | $2,037,000 | 7,482 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $430,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,608,000 | 7,274 |
| Salaries and employee benefits | $678,000 | 8,042 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $811,000 | 5,635 |
| Pre-tax net operating income | $749,000 | 7,134 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $472,000 | 7,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $472,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $464,320 | 7,629 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 8,598 |
| Total interest expense | $819,000 | 9,936 |
| Net interest income | $2,022,000 | 7,605 |
| Provision for loan and lease losses | $278,000 | 3,181 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $1,186,000 | 8,948 |
| Salaries and employee benefits | $575,000 | 9,014 |
| Premises and equipment expense | $170,000 | 8,376 |
| Additional noninterest expense | $441,000 | 8,808 |
| Pre-tax net operating income | $944,000 | 6,144 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $459,000 | 4,522 |
| Income before extraordinary items | $492,000 | 7,624 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $492,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $487,520 | 7,404 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 9,562 |
| Total interest expense | $916,000 | 10,785 |
| Net interest income | $1,770,000 | 8,439 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $389,000 | 6,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,020,000 | 9,886 |
| Salaries and employee benefits | $533,000 | 9,445 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $350,000 | 10,192 |
| Pre-tax net operating income | $1,014,000 | 5,563 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $396,000 | 4,834 |
| Income before extraordinary items | $618,000 | 6,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $618,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $87,000 | 6,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $618,000 | 6,085 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.