Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,248,000 | 2,088 |
| Total interest expense | $3,563,000 | 2,420 |
| Net interest income | $13,685,000 | 1,951 |
| Provision for loan and lease losses | $525,000 | 1,246 |
| Total noninterest income | $2,349,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $953,000 | 1,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,396,000 | 1,960 |
| Total noninterest expense | $8,269,000 | 2,286 |
| Salaries and employee benefits | $4,319,000 | 2,414 |
| Premises and equipment expense | $575,000 | 2,777 |
| Additional noninterest expense | $1,396,000 | 1,960 |
| Pre-tax net operating income | $7,240,000 | 1,502 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $7,240,000 | 1,302 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,240,000 | 1,318 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,240,000 | 1,305 |
| Net charge-offs | $231,000 | 1,089 |
| Cash dividends | $3,539,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,240,000 | 1,325 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,375,000 | 2,113 |
| Total interest expense | $2,338,000 | 2,455 |
| Net interest income | $10,037,000 | 1,989 |
| Provision for loan and lease losses | $414,000 | 1,125 |
| Total noninterest income | $1,753,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $703,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,050,000 | 1,938 |
| Total noninterest expense | $5,966,000 | 2,329 |
| Salaries and employee benefits | $3,083,000 | 2,468 |
| Premises and equipment expense | $428,000 | 2,791 |
| Additional noninterest expense | $1,050,000 | 1,938 |
| Pre-tax net operating income | $5,410,000 | 1,566 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,410,000 | 1,360 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,410,000 | 1,371 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,410,000 | 1,360 |
| Net charge-offs | $195,000 | 898 |
| Cash dividends | $2,558,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,410,000 | 1,381 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 2,125 |
| Total interest expense | $1,359,000 | 2,472 |
| Net interest income | $6,626,000 | 2,018 |
| Provision for loan and lease losses | $203,000 | 1,326 |
| Total noninterest income | $1,150,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $462,000 | 1,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 1,892 |
| Total noninterest expense | $3,953,000 | 2,324 |
| Salaries and employee benefits | $2,019,000 | 2,495 |
| Premises and equipment expense | $292,000 | 2,746 |
| Additional noninterest expense | $688,000 | 1,889 |
| Pre-tax net operating income | $3,620,000 | 1,550 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,620,000 | 1,346 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,620,000 | 1,361 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,620,000 | 1,346 |
| Net charge-offs | $75,000 | 1,036 |
| Cash dividends | $1,661,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,620,000 | 1,362 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 2,171 |
| Total interest expense | $526,000 | 2,587 |
| Net interest income | $3,287,000 | 2,039 |
| Provision for loan and lease losses | $80,000 | 1,393 |
| Total noninterest income | $557,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $233,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 1,929 |
| Total noninterest expense | $1,904,000 | 2,419 |
| Salaries and employee benefits | $957,000 | 2,623 |
| Premises and equipment expense | $151,000 | 2,742 |
| Additional noninterest expense | $324,000 | 1,929 |
| Pre-tax net operating income | $1,860,000 | 1,546 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,860,000 | 1,354 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,860,000 | 1,354 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,860,000 | 1,354 |
| Net charge-offs | $7,000 | 1,486 |
| Cash dividends | $849,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,860,000 | 1,368 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,457,000 | 2,217 |
| Total interest expense | $757,000 | 2,764 |
| Net interest income | $11,700,000 | 2,142 |
| Provision for loan and lease losses | $540,000 | 1,188 |
| Total noninterest income | $2,285,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $897,000 | 1,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,388,000 | 1,984 |
| Total noninterest expense | $7,164,000 | 2,483 |
| Salaries and employee benefits | $3,621,000 | 2,656 |
| Premises and equipment expense | $530,000 | 2,902 |
| Additional noninterest expense | $1,388,000 | 1,984 |
| Pre-tax net operating income | $6,281,000 | 1,770 |
| Securities gains (losses) | $-1,000 | 3,144 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $6,280,000 | 1,580 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,280,000 | 1,578 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,280,000 | 1,579 |
| Net charge-offs | $46,000 | 1,593 |
| Cash dividends | $3,071,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,281,000 | 1,605 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,843,000 | 2,240 |
| Total interest expense | $386,000 | 2,986 |
| Net interest income | $8,457,000 | 2,174 |
| Provision for loan and lease losses | $340,000 | 1,179 |
| Total noninterest income | $1,717,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $687,000 | 1,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,030,000 | 2,020 |
| Total noninterest expense | $5,179,000 | 2,524 |
| Salaries and employee benefits | $2,618,000 | 2,705 |
| Premises and equipment expense | $386,000 | 2,961 |
| Additional noninterest expense | $1,030,000 | 2,020 |
| Pre-tax net operating income | $4,655,000 | 1,780 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,656,000 | 1,570 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,656,000 | 1,569 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,656,000 | 1,570 |
| Net charge-offs | $28,000 | 1,462 |
| Cash dividends | $2,142,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,655,000 | 1,601 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 2,274 |
| Total interest expense | $192,000 | 3,245 |
| Net interest income | $5,372,000 | 2,214 |
| Provision for loan and lease losses | $165,000 | 1,243 |
| Total noninterest income | $1,116,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $442,000 | 1,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,090 |
| Total noninterest expense | $3,375,000 | 2,550 |
| Salaries and employee benefits | $1,695,000 | 2,750 |
| Premises and equipment expense | $256,000 | 2,982 |
| Additional noninterest expense | $1,424,000 | 2,075 |
| Pre-tax net operating income | $2,948,000 | 1,757 |
| Securities gains (losses) | $-1,000 | 3,689 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,947,000 | 1,535 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,947,000 | 1,534 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,947,000 | 1,535 |
| Net charge-offs | $21,000 | 1,305 |
| Cash dividends | $1,302,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,948,000 | 1,570 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 2,283 |
| Total interest expense | $94,000 | 3,255 |
| Net interest income | $2,612,000 | 2,210 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $551,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $228,000 | 1,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 2,105 |
| Total noninterest expense | $1,694,000 | 2,546 |
| Salaries and employee benefits | $850,000 | 2,745 |
| Premises and equipment expense | $132,000 | 2,940 |
| Additional noninterest expense | $712,000 | 2,075 |
| Pre-tax net operating income | $1,394,000 | 1,731 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,394,000 | 1,530 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,394,000 | 1,529 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,394,000 | 1,530 |
| Net charge-offs | $16,000 | 1,033 |
| Cash dividends | $700,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,394,000 | 1,547 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,883,000 | 2,351 |
| Total interest expense | $411,000 | 3,413 |
| Net interest income | $10,472,000 | 2,261 |
| Provision for loan and lease losses | $290,000 | 1,457 |
| Total noninterest income | $2,016,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $801,000 | 1,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,215,000 | 2,435 |
| Total noninterest expense | $7,069,000 | 2,469 |
| Salaries and employee benefits | $3,851,000 | 2,558 |
| Premises and equipment expense | $565,000 | 2,830 |
| Additional noninterest expense | $2,653,000 | 2,171 |
| Pre-tax net operating income | $5,129,000 | 2,022 |
| Securities gains (losses) | $2,000 | 1,964 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $5,131,000 | 1,862 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,131,000 | 1,862 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,131,000 | 1,863 |
| Net charge-offs | $50,000 | 1,657 |
| Cash dividends | $2,775,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,129,000 | 1,829 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,096,000 | 2,408 |
| Total interest expense | $318,000 | 3,464 |
| Net interest income | $7,778,000 | 2,317 |
| Provision for loan and lease losses | $210,000 | 1,439 |
| Total noninterest income | $1,483,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $583,000 | 1,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 2,501 |
| Total noninterest expense | $5,205,000 | 2,509 |
| Salaries and employee benefits | $2,832,000 | 2,604 |
| Premises and equipment expense | $408,000 | 2,923 |
| Additional noninterest expense | $1,965,000 | 2,184 |
| Pre-tax net operating income | $3,846,000 | 2,102 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,848,000 | 1,931 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,848,000 | 1,930 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,848,000 | 1,931 |
| Net charge-offs | $42,000 | 1,431 |
| Cash dividends | $1,991,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,846,000 | 1,904 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 2,436 |
| Total interest expense | $216,000 | 3,523 |
| Net interest income | $5,059,000 | 2,336 |
| Provision for loan and lease losses | $135,000 | 1,482 |
| Total noninterest income | $951,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $363,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 2,476 |
| Total noninterest expense | $3,488,000 | 2,498 |
| Salaries and employee benefits | $1,924,000 | 2,570 |
| Premises and equipment expense | $262,000 | 2,971 |
| Additional noninterest expense | $1,302,000 | 2,176 |
| Pre-tax net operating income | $2,387,000 | 2,165 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,387,000 | 2,015 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,387,000 | 2,015 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,387,000 | 2,015 |
| Net charge-offs | $29,000 | 1,351 |
| Cash dividends | $1,360,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,387,000 | 1,980 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 2,451 |
| Total interest expense | $112,000 | 3,560 |
| Net interest income | $2,476,000 | 2,350 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $455,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $187,000 | 1,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,559 |
| Total noninterest expense | $1,654,000 | 2,567 |
| Salaries and employee benefits | $875,000 | 2,708 |
| Premises and equipment expense | $132,000 | 2,978 |
| Additional noninterest expense | $647,000 | 2,151 |
| Pre-tax net operating income | $1,202,000 | 2,144 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,202,000 | 1,991 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,202,000 | 1,991 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,202,000 | 1,991 |
| Net charge-offs | $48,000 | 843 |
| Cash dividends | $855,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,202,000 | 1,958 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 2,528 |
| Total interest expense | $592,000 | 3,642 |
| Net interest income | $9,338,000 | 2,373 |
| Provision for loan and lease losses | $360,000 | 2,530 |
| Total noninterest income | $1,910,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $932,000 | 1,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $978,000 | 2,505 |
| Total noninterest expense | $6,845,000 | 2,496 |
| Salaries and employee benefits | $3,682,000 | 2,610 |
| Premises and equipment expense | $539,000 | 2,920 |
| Additional noninterest expense | $2,624,000 | 2,131 |
| Pre-tax net operating income | $4,043,000 | 2,053 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,044,000 | 1,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,044,000 | 1,913 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,044,000 | 1,914 |
| Net charge-offs | $98,000 | 2,024 |
| Cash dividends | $1,597,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,043,000 | 1,858 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 2,676 |
| Total interest expense | $465,000 | 3,679 |
| Net interest income | $6,403,000 | 2,513 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $1,418,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $703,000 | 995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $715,000 | 2,473 |
| Total noninterest expense | $5,005,000 | 2,511 |
| Salaries and employee benefits | $2,698,000 | 2,634 |
| Premises and equipment expense | $396,000 | 2,969 |
| Additional noninterest expense | $1,911,000 | 2,144 |
| Pre-tax net operating income | $2,566,000 | 2,252 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,566,000 | 2,116 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,566,000 | 2,116 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,566,000 | 2,116 |
| Net charge-offs | $112,000 | 1,594 |
| Cash dividends | $1,121,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,566,000 | 2,056 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 2,703 |
| Total interest expense | $306,000 | 3,794 |
| Net interest income | $4,297,000 | 2,513 |
| Provision for loan and lease losses | $145,000 | 2,710 |
| Total noninterest income | $967,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $481,000 | 985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 2,395 |
| Total noninterest expense | $3,446,000 | 2,474 |
| Salaries and employee benefits | $1,821,000 | 2,622 |
| Premises and equipment expense | $261,000 | 2,985 |
| Additional noninterest expense | $1,364,000 | 2,037 |
| Pre-tax net operating income | $1,673,000 | 2,254 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,673,000 | 2,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,673,000 | 2,079 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,673,000 | 2,080 |
| Net charge-offs | $68,000 | 1,548 |
| Cash dividends | $742,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,673,000 | 2,035 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 2,698 |
| Total interest expense | $161,000 | 3,852 |
| Net interest income | $2,136,000 | 2,481 |
| Provision for loan and lease losses | $70,000 | 2,278 |
| Total noninterest income | $537,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $300,000 | 943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,247 |
| Total noninterest expense | $1,667,000 | 2,542 |
| Salaries and employee benefits | $911,000 | 2,633 |
| Premises and equipment expense | $133,000 | 2,978 |
| Additional noninterest expense | $623,000 | 2,186 |
| Pre-tax net operating income | $936,000 | 1,928 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $936,000 | 1,758 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $936,000 | 1,758 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $936,000 | 1,758 |
| Net charge-offs | $29,000 | 1,453 |
| Cash dividends | $364,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $936,000 | 1,717 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 2,818 |
| Total interest expense | $616,000 | 3,944 |
| Net interest income | $8,155,000 | 2,590 |
| Provision for loan and lease losses | $494,000 | 1,497 |
| Total noninterest income | $2,181,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,225,000 | 955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $956,000 | 2,301 |
| Total noninterest expense | $6,320,000 | 2,606 |
| Salaries and employee benefits | $3,407,000 | 2,713 |
| Premises and equipment expense | $495,000 | 3,119 |
| Additional noninterest expense | $2,418,000 | 2,265 |
| Pre-tax net operating income | $3,522,000 | 2,223 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,522,000 | 2,075 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,522,000 | 2,077 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,522,000 | 2,077 |
| Net charge-offs | $349,000 | 1,265 |
| Cash dividends | $1,812,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,522,000 | 2,037 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 2,868 |
| Total interest expense | $453,000 | 4,010 |
| Net interest income | $6,032,000 | 2,643 |
| Provision for loan and lease losses | $369,000 | 1,411 |
| Total noninterest income | $1,603,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $896,000 | 976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,317 |
| Total noninterest expense | $4,660,000 | 2,654 |
| Salaries and employee benefits | $2,507,000 | 2,753 |
| Premises and equipment expense | $367,000 | 3,164 |
| Additional noninterest expense | $1,786,000 | 2,281 |
| Pre-tax net operating income | $2,606,000 | 2,308 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,606,000 | 2,137 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,606,000 | 2,137 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,606,000 | 2,138 |
| Net charge-offs | $73,000 | 1,966 |
| Cash dividends | $1,322,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,606,000 | 2,106 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 2,936 |
| Total interest expense | $286,000 | 4,066 |
| Net interest income | $3,906,000 | 2,714 |
| Provision for loan and lease losses | $234,000 | 1,439 |
| Total noninterest income | $1,066,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $586,000 | 978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 2,259 |
| Total noninterest expense | $3,047,000 | 2,702 |
| Salaries and employee benefits | $1,652,000 | 2,790 |
| Premises and equipment expense | $233,000 | 3,258 |
| Additional noninterest expense | $1,162,000 | 2,328 |
| Pre-tax net operating income | $1,691,000 | 2,319 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,691,000 | 2,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,691,000 | 2,166 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,691,000 | 2,167 |
| Net charge-offs | $39,000 | 1,997 |
| Cash dividends | $860,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,691,000 | 2,137 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 2,956 |
| Total interest expense | $138,000 | 4,100 |
| Net interest income | $1,938,000 | 2,737 |
| Provision for loan and lease losses | $85,000 | 1,613 |
| Total noninterest income | $528,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $300,000 | 950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,259 |
| Total noninterest expense | $1,541,000 | 2,699 |
| Salaries and employee benefits | $841,000 | 2,781 |
| Premises and equipment expense | $116,000 | 3,295 |
| Additional noninterest expense | $584,000 | 2,319 |
| Pre-tax net operating income | $840,000 | 2,297 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $840,000 | 2,134 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $840,000 | 2,133 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $840,000 | 2,133 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $450,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $840,000 | 2,119 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 3,044 |
| Total interest expense | $378,000 | 4,253 |
| Net interest income | $7,124,000 | 2,860 |
| Provision for loan and lease losses | $185,000 | 2,439 |
| Total noninterest income | $2,255,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,193,000 | 996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,062,000 | 2,188 |
| Total noninterest expense | $5,843,000 | 2,765 |
| Salaries and employee benefits | $3,026,000 | 2,945 |
| Premises and equipment expense | $508,000 | 3,117 |
| Additional noninterest expense | $2,309,000 | 2,354 |
| Pre-tax net operating income | $3,351,000 | 2,341 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,351,000 | 2,158 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,351,000 | 2,156 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,351,000 | 2,157 |
| Net charge-offs | $57,000 | 2,546 |
| Cash dividends | $1,584,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,351,000 | 2,152 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,487,000 | 3,096 |
| Total interest expense | $255,000 | 4,355 |
| Net interest income | $5,232,000 | 2,917 |
| Provision for loan and lease losses | $95,000 | 2,646 |
| Total noninterest income | $1,575,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $861,000 | 1,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $714,000 | 2,321 |
| Total noninterest expense | $4,321,000 | 2,798 |
| Salaries and employee benefits | $2,247,000 | 2,976 |
| Premises and equipment expense | $372,000 | 3,196 |
| Additional noninterest expense | $1,702,000 | 2,382 |
| Pre-tax net operating income | $2,391,000 | 2,459 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,391,000 | 2,240 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,391,000 | 2,238 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,391,000 | 2,239 |
| Net charge-offs | $18,000 | 2,750 |
| Cash dividends | $1,194,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,391,000 | 2,241 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 3,148 |
| Total interest expense | $147,000 | 4,490 |
| Net interest income | $3,387,000 | 2,978 |
| Provision for loan and lease losses | $55,000 | 2,756 |
| Total noninterest income | $1,033,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $559,000 | 1,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 2,319 |
| Total noninterest expense | $2,880,000 | 2,823 |
| Salaries and employee benefits | $1,497,000 | 2,989 |
| Premises and equipment expense | $242,000 | 3,279 |
| Additional noninterest expense | $1,141,000 | 2,385 |
| Pre-tax net operating income | $1,485,000 | 2,533 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,485,000 | 2,324 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,485,000 | 2,323 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,485,000 | 2,323 |
| Net charge-offs | $8,000 | 2,667 |
| Cash dividends | $760,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,485,000 | 2,326 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,184 |
| Total interest expense | $68,000 | 4,577 |
| Net interest income | $1,665,000 | 3,021 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $511,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $274,000 | 1,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,288 |
| Total noninterest expense | $1,442,000 | 2,851 |
| Salaries and employee benefits | $746,000 | 3,012 |
| Premises and equipment expense | $126,000 | 3,223 |
| Additional noninterest expense | $570,000 | 2,384 |
| Pre-tax net operating income | $709,000 | 2,569 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $709,000 | 2,353 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $709,000 | 2,352 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $709,000 | 2,353 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $480,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $709,000 | 2,343 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 3,299 |
| Total interest expense | $258,000 | 4,585 |
| Net interest income | $6,112,000 | 3,143 |
| Provision for loan and lease losses | $220,000 | 2,289 |
| Total noninterest income | $1,938,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,058,000 | 1,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 2,445 |
| Total noninterest expense | $5,564,000 | 2,912 |
| Salaries and employee benefits | $2,825,000 | 3,112 |
| Premises and equipment expense | $469,000 | 3,381 |
| Additional noninterest expense | $2,270,000 | 2,427 |
| Pre-tax net operating income | $2,266,000 | 2,909 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,266,000 | 2,481 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,266,000 | 2,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,266,000 | 2,481 |
| Net charge-offs | $-17,000 | 4,919 |
| Cash dividends | $1,121,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,266,000 | 2,462 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 3,362 |
| Total interest expense | $189,000 | 4,640 |
| Net interest income | $4,476,000 | 3,215 |
| Provision for loan and lease losses | $195,000 | 2,058 |
| Total noninterest income | $1,443,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $796,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,493 |
| Total noninterest expense | $4,101,000 | 2,970 |
| Salaries and employee benefits | $2,086,000 | 3,149 |
| Premises and equipment expense | $348,000 | 3,428 |
| Additional noninterest expense | $1,667,000 | 2,476 |
| Pre-tax net operating income | $1,623,000 | 3,035 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,623,000 | 2,723 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,623,000 | 2,722 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,623,000 | 2,723 |
| Net charge-offs | $-80,000 | 5,282 |
| Cash dividends | $811,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,623,000 | 2,709 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 3,405 |
| Total interest expense | $124,000 | 4,667 |
| Net interest income | $2,900,000 | 3,258 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $966,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $527,000 | 1,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,480 |
| Total noninterest expense | $2,768,000 | 2,956 |
| Salaries and employee benefits | $1,407,000 | 3,142 |
| Premises and equipment expense | $230,000 | 3,473 |
| Additional noninterest expense | $1,131,000 | 2,449 |
| Pre-tax net operating income | $948,000 | 3,218 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $948,000 | 2,901 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $948,000 | 2,901 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $948,000 | 2,901 |
| Net charge-offs | $-114,000 | 5,466 |
| Cash dividends | $475,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $948,000 | 2,879 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,439 |
| Total interest expense | $61,000 | 4,705 |
| Net interest income | $1,431,000 | 3,291 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $475,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $263,000 | 1,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,509 |
| Total noninterest expense | $1,376,000 | 2,984 |
| Salaries and employee benefits | $724,000 | 3,135 |
| Premises and equipment expense | $111,000 | 3,568 |
| Additional noninterest expense | $541,000 | 2,519 |
| Pre-tax net operating income | $470,000 | 3,184 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $470,000 | 2,859 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $470,000 | 2,859 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $470,000 | 2,859 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $470,000 | 2,841 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 3,613 |
| Total interest expense | $237,000 | 4,780 |
| Net interest income | $5,273,000 | 3,461 |
| Provision for loan and lease losses | $165,000 | 2,658 |
| Total noninterest income | $1,904,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,075,000 | 1,137 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $829,000 | 2,622 |
| Total noninterest expense | $5,519,000 | 2,995 |
| Salaries and employee benefits | $2,760,000 | 3,211 |
| Premises and equipment expense | $467,000 | 3,498 |
| Additional noninterest expense | $2,292,000 | 2,481 |
| Pre-tax net operating income | $1,493,000 | 3,521 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,493,000 | 3,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,493,000 | 3,287 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,493,000 | 3,287 |
| Net charge-offs | $215,000 | 1,852 |
| Cash dividends | $626,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,493,000 | 3,244 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 3,641 |
| Total interest expense | $177,000 | 4,827 |
| Net interest income | $3,934,000 | 3,484 |
| Provision for loan and lease losses | $95,000 | 2,791 |
| Total noninterest income | $1,419,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $786,000 | 1,160 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $633,000 | 2,601 |
| Total noninterest expense | $4,106,000 | 3,013 |
| Salaries and employee benefits | $2,057,000 | 3,213 |
| Premises and equipment expense | $343,000 | 3,545 |
| Additional noninterest expense | $1,706,000 | 2,506 |
| Pre-tax net operating income | $1,152,000 | 3,527 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,152,000 | 3,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,152,000 | 3,269 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,152,000 | 3,270 |
| Net charge-offs | $183,000 | 1,529 |
| Cash dividends | $472,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,152,000 | 3,216 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 3,659 |
| Total interest expense | $118,000 | 4,871 |
| Net interest income | $2,607,000 | 3,513 |
| Provision for loan and lease losses | $70,000 | 2,604 |
| Total noninterest income | $929,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $501,000 | 1,189 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $428,000 | 2,576 |
| Total noninterest expense | $2,752,000 | 3,022 |
| Salaries and employee benefits | $1,373,000 | 3,226 |
| Premises and equipment expense | $226,000 | 3,608 |
| Additional noninterest expense | $1,153,000 | 2,475 |
| Pre-tax net operating income | $714,000 | 3,624 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $714,000 | 3,390 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $714,000 | 3,387 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $714,000 | 3,388 |
| Net charge-offs | $169,000 | 1,243 |
| Cash dividends | $430,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $714,000 | 3,328 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 3,652 |
| Total interest expense | $59,000 | 4,913 |
| Net interest income | $1,315,000 | 3,501 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $443,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $247,000 | 1,203 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $196,000 | 2,642 |
| Total noninterest expense | $1,392,000 | 3,020 |
| Salaries and employee benefits | $680,000 | 3,274 |
| Premises and equipment expense | $115,000 | 3,591 |
| Additional noninterest expense | $597,000 | 2,395 |
| Pre-tax net operating income | $351,000 | 3,621 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $351,000 | 3,365 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $351,000 | 3,363 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $351,000 | 3,363 |
| Net charge-offs | $-66,000 | 5,803 |
| Cash dividends | $330,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $351,000 | 3,299 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,834 |
| Total interest expense | $268,000 | 4,786 |
| Net interest income | $4,761,000 | 3,696 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $1,707,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $963,000 | 1,263 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $744,000 | 2,745 |
| Total noninterest expense | $5,203,000 | 3,127 |
| Salaries and employee benefits | $2,653,000 | 3,278 |
| Premises and equipment expense | $506,000 | 3,457 |
| Additional noninterest expense | $2,044,000 | 2,753 |
| Pre-tax net operating income | $1,205,000 | 3,833 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $36,000 | 3,747 |
| Income before extraordinary items | $1,169,000 | 3,672 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,169,000 | 3,671 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,169,000 | 3,673 |
| Net charge-offs | $163,000 | 2,177 |
| Cash dividends | $757,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,169,000 | 3,624 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 3,895 |
| Total interest expense | $209,000 | 4,812 |
| Net interest income | $3,516,000 | 3,774 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $1,194,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $706,000 | 1,297 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $488,000 | 2,949 |
| Total noninterest expense | $3,849,000 | 3,180 |
| Salaries and employee benefits | $1,983,000 | 3,300 |
| Premises and equipment expense | $386,000 | 3,467 |
| Additional noninterest expense | $1,480,000 | 2,817 |
| Pre-tax net operating income | $816,000 | 4,050 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $26,000 | 3,882 |
| Income before extraordinary items | $790,000 | 3,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 3,902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $790,000 | 3,903 |
| Net charge-offs | $100,000 | 2,160 |
| Cash dividends | $730,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $790,000 | 3,848 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 3,936 |
| Total interest expense | $143,000 | 4,814 |
| Net interest income | $2,311,000 | 3,814 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $856,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $468,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $388,000 | 2,715 |
| Total noninterest expense | $2,507,000 | 3,257 |
| Salaries and employee benefits | $1,324,000 | 3,319 |
| Premises and equipment expense | $255,000 | 3,496 |
| Additional noninterest expense | $928,000 | 2,977 |
| Pre-tax net operating income | $630,000 | 3,817 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $613,000 | 3,636 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $613,000 | 3,637 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $613,000 | 3,638 |
| Net charge-offs | $63,000 | 2,134 |
| Cash dividends | $660,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $613,000 | 3,580 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 3,977 |
| Total interest expense | $73,000 | 4,832 |
| Net interest income | $1,144,000 | 3,848 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $427,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $230,000 | 1,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $197,000 | 2,658 |
| Total noninterest expense | $1,259,000 | 3,271 |
| Salaries and employee benefits | $665,000 | 3,347 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $473,000 | 2,906 |
| Pre-tax net operating income | $297,000 | 3,895 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $288,000 | 3,718 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $288,000 | 3,721 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $288,000 | 3,722 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $288,000 | 3,630 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 4,034 |
| Total interest expense | $280,000 | 5,056 |
| Net interest income | $4,549,000 | 3,891 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $1,866,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,016,000 | 1,267 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $850,000 | 2,562 |
| Total noninterest expense | $4,818,000 | 3,401 |
| Salaries and employee benefits | $2,512,000 | 3,463 |
| Premises and equipment expense | $524,000 | 3,524 |
| Additional noninterest expense | $1,782,000 | 3,136 |
| Pre-tax net operating income | $1,487,000 | 3,497 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $36,000 | 3,838 |
| Income before extraordinary items | $1,451,000 | 3,296 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,451,000 | 3,297 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,451,000 | 3,297 |
| Net charge-offs | $362,000 | 1,819 |
| Cash dividends | $435,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,451,000 | 3,245 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 4,093 |
| Total interest expense | $205,000 | 5,172 |
| Net interest income | $3,393,000 | 3,934 |
| Provision for loan and lease losses | $95,000 | 2,852 |
| Total noninterest income | $1,300,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $743,000 | 1,305 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $557,000 | 2,751 |
| Total noninterest expense | $3,595,000 | 3,429 |
| Salaries and employee benefits | $1,870,000 | 3,494 |
| Premises and equipment expense | $405,000 | 3,504 |
| Additional noninterest expense | $1,320,000 | 3,171 |
| Pre-tax net operating income | $1,003,000 | 3,750 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $975,000 | 3,547 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $975,000 | 3,548 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $975,000 | 3,549 |
| Net charge-offs | $314,000 | 1,559 |
| Cash dividends | $355,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $975,000 | 3,498 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 4,126 |
| Total interest expense | $132,000 | 5,282 |
| Net interest income | $2,249,000 | 3,951 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $857,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $479,000 | 1,330 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $378,000 | 2,720 |
| Total noninterest expense | $2,394,000 | 3,450 |
| Salaries and employee benefits | $1,250,000 | 3,515 |
| Premises and equipment expense | $276,000 | 3,486 |
| Additional noninterest expense | $868,000 | 3,210 |
| Pre-tax net operating income | $642,000 | 3,743 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $623,000 | 3,566 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $623,000 | 3,571 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $623,000 | 3,572 |
| Net charge-offs | $243,000 | 1,438 |
| Cash dividends | $275,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $623,000 | 3,505 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 4,165 |
| Total interest expense | $64,000 | 5,386 |
| Net interest income | $1,118,000 | 3,974 |
| Provision for loan and lease losses | $55,000 | 2,165 |
| Total noninterest income | $427,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $244,000 | 1,296 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $183,000 | 2,689 |
| Total noninterest expense | $1,210,000 | 3,462 |
| Salaries and employee benefits | $624,000 | 3,554 |
| Premises and equipment expense | $150,000 | 3,344 |
| Additional noninterest expense | $436,000 | 3,207 |
| Pre-tax net operating income | $280,000 | 3,928 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $270,000 | 3,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $270,000 | 3,732 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $270,000 | 3,732 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $175,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $270,000 | 3,674 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 4,170 |
| Total interest expense | $285,000 | 5,476 |
| Net interest income | $4,528,000 | 3,955 |
| Provision for loan and lease losses | $380,000 | 2,166 |
| Total noninterest income | $1,832,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,041,000 | 1,300 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $791,000 | 2,687 |
| Total noninterest expense | $4,750,000 | 3,531 |
| Salaries and employee benefits | $2,529,000 | 3,514 |
| Premises and equipment expense | $545,000 | 3,535 |
| Additional noninterest expense | $1,676,000 | 3,383 |
| Pre-tax net operating income | $1,230,000 | 3,735 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $35,000 | 3,900 |
| Income before extraordinary items | $1,195,000 | 3,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,195,000 | 3,576 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,195,000 | 3,577 |
| Net charge-offs | $387,000 | 2,290 |
| Cash dividends | $602,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,195,000 | 3,532 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 4,247 |
| Total interest expense | $220,000 | 5,526 |
| Net interest income | $3,361,000 | 4,003 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $1,392,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $757,000 | 1,352 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $635,000 | 2,644 |
| Total noninterest expense | $3,553,000 | 3,554 |
| Salaries and employee benefits | $1,892,000 | 3,538 |
| Premises and equipment expense | $405,000 | 3,584 |
| Additional noninterest expense | $1,256,000 | 3,377 |
| Pre-tax net operating income | $1,015,000 | 3,661 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $17,000 | 4,157 |
| Income before extraordinary items | $998,000 | 3,429 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $998,000 | 3,432 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $998,000 | 3,433 |
| Net charge-offs | $373,000 | 1,898 |
| Cash dividends | $276,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $998,000 | 3,356 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 4,288 |
| Total interest expense | $149,000 | 5,569 |
| Net interest income | $2,212,000 | 4,036 |
| Provision for loan and lease losses | $140,000 | 2,567 |
| Total noninterest income | $894,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $461,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $433,000 | 2,685 |
| Total noninterest expense | $2,335,000 | 3,602 |
| Salaries and employee benefits | $1,249,000 | 3,575 |
| Premises and equipment expense | $261,000 | 3,690 |
| Additional noninterest expense | $825,000 | 3,427 |
| Pre-tax net operating income | $631,000 | 3,746 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $622,000 | 3,547 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $622,000 | 3,549 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $622,000 | 3,550 |
| Net charge-offs | $291,000 | 1,727 |
| Cash dividends | $276,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $622,000 | 3,442 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 4,287 |
| Total interest expense | $77,000 | 5,598 |
| Net interest income | $1,110,000 | 4,035 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $376,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $224,000 | 1,462 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,157 |
| Total noninterest expense | $1,178,000 | 3,612 |
| Salaries and employee benefits | $634,000 | 3,581 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $409,000 | 3,457 |
| Pre-tax net operating income | $218,000 | 4,343 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $218,000 | 4,125 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $218,000 | 4,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $218,000 | 4,127 |
| Net charge-offs | $286,000 | 1,090 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $218,000 | 4,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 4,374 |
| Total interest expense | $400,000 | 5,544 |
| Net interest income | $4,467,000 | 4,116 |
| Provision for loan and lease losses | $835,000 | 2,007 |
| Total noninterest income | $1,577,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $980,000 | 1,441 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $597,000 | 3,106 |
| Total noninterest expense | $4,705,000 | 3,640 |
| Salaries and employee benefits | $2,437,000 | 3,635 |
| Premises and equipment expense | $565,000 | 3,527 |
| Additional noninterest expense | $1,703,000 | 3,487 |
| Pre-tax net operating income | $504,000 | 4,909 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-8,000 | 6,526 |
| Income before extraordinary items | $512,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $512,000 | 4,900 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $512,000 | 4,901 |
| Net charge-offs | $456,000 | 2,773 |
| Cash dividends | $375,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $512,000 | 4,718 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 4,468 |
| Total interest expense | $319,000 | 5,553 |
| Net interest income | $3,305,000 | 4,210 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $1,173,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $729,000 | 1,460 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $444,000 | 3,121 |
| Total noninterest expense | $3,528,000 | 3,655 |
| Salaries and employee benefits | $1,829,000 | 3,652 |
| Premises and equipment expense | $421,000 | 3,593 |
| Additional noninterest expense | $1,278,000 | 3,488 |
| Pre-tax net operating income | $680,000 | 4,261 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $680,000 | 4,152 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $680,000 | 4,152 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $680,000 | 4,152 |
| Net charge-offs | $433,000 | 2,364 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $680,000 | 3,973 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 4,534 |
| Total interest expense | $227,000 | 5,535 |
| Net interest income | $2,163,000 | 4,280 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $771,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $498,000 | 1,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 3,201 |
| Total noninterest expense | $2,349,000 | 3,678 |
| Salaries and employee benefits | $1,224,000 | 3,652 |
| Premises and equipment expense | $282,000 | 3,575 |
| Additional noninterest expense | $843,000 | 3,535 |
| Pre-tax net operating income | $405,000 | 4,429 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $405,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $405,000 | 4,344 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $405,000 | 4,343 |
| Net charge-offs | $339,000 | 2,191 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $405,000 | 4,157 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,526 |
| Total interest expense | $118,000 | 5,564 |
| Net interest income | $1,102,000 | 4,256 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $378,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $246,000 | 1,423 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 3,257 |
| Total noninterest expense | $1,172,000 | 3,694 |
| Salaries and employee benefits | $611,000 | 3,683 |
| Premises and equipment expense | $147,000 | 3,517 |
| Additional noninterest expense | $414,000 | 3,559 |
| Pre-tax net operating income | $218,000 | 4,381 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $218,000 | 4,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $218,000 | 4,227 |
| Net charge-offs | $-21,000 | 6,886 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $218,000 | 4,072 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 4,610 |
| Total interest expense | $553,000 | 5,672 |
| Net interest income | $4,365,000 | 4,292 |
| Provision for loan and lease losses | $1,745,000 | 1,727 |
| Total noninterest income | $1,686,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,061,000 | 1,397 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $625,000 | 2,798 |
| Total noninterest expense | $4,448,000 | 3,834 |
| Salaries and employee benefits | $2,194,000 | 3,907 |
| Premises and equipment expense | $593,000 | 3,602 |
| Additional noninterest expense | $1,661,000 | 3,599 |
| Pre-tax net operating income | $-142,000 | 6,183 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $-178,000 | 6,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-178,000 | 6,325 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-178,000 | 6,325 |
| Net charge-offs | $1,533,000 | 1,843 |
| Cash dividends | $330,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-178,000 | 6,256 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 4,655 |
| Total interest expense | $425,000 | 5,737 |
| Net interest income | $3,278,000 | 4,314 |
| Provision for loan and lease losses | $1,445,000 | 1,545 |
| Total noninterest income | $1,274,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $784,000 | 1,427 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $490,000 | 2,737 |
| Total noninterest expense | $3,399,000 | 3,799 |
| Salaries and employee benefits | $1,701,000 | 3,833 |
| Premises and equipment expense | $448,000 | 3,620 |
| Additional noninterest expense | $1,250,000 | 3,581 |
| Pre-tax net operating income | $-292,000 | 6,467 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-23,000 | 6,850 |
| Income before extraordinary items | $-269,000 | 6,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-269,000 | 6,554 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-269,000 | 6,554 |
| Net charge-offs | $1,260,000 | 1,675 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-269,000 | 6,500 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 4,680 |
| Total interest expense | $288,000 | 5,813 |
| Net interest income | $2,197,000 | 4,310 |
| Provision for loan and lease losses | $965,000 | 1,522 |
| Total noninterest income | $802,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $503,000 | 1,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 2,882 |
| Total noninterest expense | $2,273,000 | 3,837 |
| Salaries and employee benefits | $1,144,000 | 3,849 |
| Premises and equipment expense | $290,000 | 3,735 |
| Additional noninterest expense | $839,000 | 3,617 |
| Pre-tax net operating income | $-239,000 | 6,594 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-44,000 | 7,016 |
| Income before extraordinary items | $-195,000 | 6,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-195,000 | 6,624 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-195,000 | 6,624 |
| Net charge-offs | $391,000 | 2,391 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-195,000 | 6,590 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 4,707 |
| Total interest expense | $146,000 | 5,890 |
| Net interest income | $1,091,000 | 4,319 |
| Provision for loan and lease losses | $290,000 | 2,046 |
| Total noninterest income | $384,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $248,000 | 1,441 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,073 |
| Total noninterest expense | $1,134,000 | 3,847 |
| Salaries and employee benefits | $578,000 | 3,836 |
| Premises and equipment expense | $141,000 | 3,865 |
| Additional noninterest expense | $415,000 | 3,641 |
| Pre-tax net operating income | $51,000 | 5,748 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $37,000 | 5,895 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $37,000 | 5,894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $216,000 | 2,058 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $37,000 | 5,866 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 4,791 |
| Total interest expense | $691,000 | 5,995 |
| Net interest income | $4,357,000 | 4,333 |
| Provision for loan and lease losses | $744,000 | 3,503 |
| Total noninterest income | $1,692,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,138,000 | 1,334 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $554,000 | 3,039 |
| Total noninterest expense | $4,520,000 | 3,886 |
| Salaries and employee benefits | $2,298,000 | 3,827 |
| Premises and equipment expense | $602,000 | 3,710 |
| Additional noninterest expense | $1,620,000 | 3,797 |
| Pre-tax net operating income | $785,000 | 3,764 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $262,000 | 2,487 |
| Income before extraordinary items | $523,000 | 4,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $523,000 | 4,253 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $523,000 | 4,253 |
| Net charge-offs | $591,000 | 3,418 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $523,000 | 4,103 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 4,875 |
| Total interest expense | $523,000 | 6,123 |
| Net interest income | $3,284,000 | 4,371 |
| Provision for loan and lease losses | $380,000 | 3,974 |
| Total noninterest income | $1,283,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $866,000 | 1,360 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $417,000 | 3,047 |
| Total noninterest expense | $3,419,000 | 3,869 |
| Salaries and employee benefits | $1,750,000 | 3,823 |
| Premises and equipment expense | $473,000 | 3,641 |
| Additional noninterest expense | $1,196,000 | 3,815 |
| Pre-tax net operating income | $768,000 | 3,534 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $215,000 | 2,477 |
| Income before extraordinary items | $553,000 | 3,933 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $553,000 | 3,935 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $553,000 | 3,935 |
| Net charge-offs | $189,000 | 4,287 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $553,000 | 3,782 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 4,886 |
| Total interest expense | $349,000 | 6,212 |
| Net interest income | $2,217,000 | 4,344 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $845,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $569,000 | 1,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $276,000 | 2,974 |
| Total noninterest expense | $2,245,000 | 3,913 |
| Salaries and employee benefits | $1,151,000 | 3,886 |
| Premises and equipment expense | $316,000 | 3,664 |
| Additional noninterest expense | $778,000 | 3,860 |
| Pre-tax net operating income | $667,000 | 3,121 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $190,000 | 2,178 |
| Income before extraordinary items | $477,000 | 3,496 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 3,493 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $477,000 | 3,495 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,000 | 3,382 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 4,958 |
| Total interest expense | $181,000 | 6,268 |
| Net interest income | $1,095,000 | 4,404 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $407,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $288,000 | 1,360 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $119,000 | 3,212 |
| Total noninterest expense | $1,090,000 | 4,032 |
| Salaries and employee benefits | $580,000 | 3,926 |
| Premises and equipment expense | $155,000 | 3,807 |
| Additional noninterest expense | $355,000 | 4,112 |
| Pre-tax net operating income | $337,000 | 3,160 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $93,000 | 2,188 |
| Income before extraordinary items | $244,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 3,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $244,000 | 3,540 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $244,000 | 3,410 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 5,068 |
| Total interest expense | $984,000 | 6,060 |
| Net interest income | $4,129,000 | 4,489 |
| Provision for loan and lease losses | $415,000 | 4,824 |
| Total noninterest income | $1,784,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,222,000 | 1,413 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $562,000 | 3,009 |
| Total noninterest expense | $4,550,000 | 3,966 |
| Salaries and employee benefits | $2,174,000 | 4,108 |
| Premises and equipment expense | $891,000 | 2,850 |
| Additional noninterest expense | $1,485,000 | 4,097 |
| Pre-tax net operating income | $948,000 | 3,070 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $246,000 | 2,207 |
| Income before extraordinary items | $702,000 | 3,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $702,000 | 3,352 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $702,000 | 3,352 |
| Net charge-offs | $143,000 | 5,379 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $702,000 | 3,294 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 5,150 |
| Total interest expense | $769,000 | 6,110 |
| Net interest income | $3,035,000 | 4,549 |
| Provision for loan and lease losses | $185,000 | 5,248 |
| Total noninterest income | $1,293,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $892,000 | 1,438 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $401,000 | 3,181 |
| Total noninterest expense | $3,459,000 | 3,931 |
| Salaries and employee benefits | $1,646,000 | 4,105 |
| Premises and equipment expense | $703,000 | 2,755 |
| Additional noninterest expense | $1,110,000 | 4,096 |
| Pre-tax net operating income | $684,000 | 3,378 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $204,000 | 2,300 |
| Income before extraordinary items | $480,000 | 3,763 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $480,000 | 3,761 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $480,000 | 3,762 |
| Net charge-offs | $113,000 | 4,947 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $480,000 | 3,675 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 5,227 |
| Total interest expense | $533,000 | 6,146 |
| Net interest income | $1,972,000 | 4,624 |
| Provision for loan and lease losses | $110,000 | 5,210 |
| Total noninterest income | $824,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $560,000 | 1,493 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $264,000 | 3,207 |
| Total noninterest expense | $2,275,000 | 3,995 |
| Salaries and employee benefits | $1,094,000 | 4,157 |
| Premises and equipment expense | $476,000 | 2,762 |
| Additional noninterest expense | $705,000 | 4,246 |
| Pre-tax net operating income | $411,000 | 3,631 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $118,000 | 2,489 |
| Income before extraordinary items | $293,000 | 4,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,000 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $293,000 | 4,000 |
| Net charge-offs | $57,000 | 4,802 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $293,000 | 3,887 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 5,326 |
| Total interest expense | $277,000 | 6,174 |
| Net interest income | $952,000 | 4,726 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $408,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $275,000 | 1,491 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $133,000 | 3,173 |
| Total noninterest expense | $1,160,000 | 3,868 |
| Salaries and employee benefits | $545,000 | 4,181 |
| Premises and equipment expense | $248,000 | 2,690 |
| Additional noninterest expense | $367,000 | 3,821 |
| Pre-tax net operating income | $150,000 | 4,508 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $43,000 | 3,015 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 5,326 |
| Total interest expense | $1,345,000 | 6,198 |
| Net interest income | $3,903,000 | 4,654 |
| Provision for loan and lease losses | $134,000 | 5,701 |
| Total noninterest income | $1,855,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,301,000 | 1,379 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $554,000 | 3,017 |
| Total noninterest expense | $4,631,000 | 3,792 |
| Salaries and employee benefits | $2,273,000 | 4,064 |
| Premises and equipment expense | $815,000 | 3,136 |
| Additional noninterest expense | $1,543,000 | 3,554 |
| Pre-tax net operating income | $993,000 | 3,771 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $241,000 | 2,640 |
| Income before extraordinary items | $752,000 | 3,835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $752,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 4,567 |
| Cash dividends | $775,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $752,000 | 3,953 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 5,359 |
| Total interest expense | $1,051,000 | 6,222 |
| Net interest income | $2,928,000 | 4,679 |
| Provision for loan and lease losses | $66,000 | 5,627 |
| Total noninterest income | $1,416,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $993,000 | 1,370 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $423,000 | 3,093 |
| Total noninterest expense | $3,458,000 | 3,801 |
| Salaries and employee benefits | $1,712,000 | 4,064 |
| Premises and equipment expense | $622,000 | 3,100 |
| Additional noninterest expense | $1,124,000 | 3,540 |
| Pre-tax net operating income | $820,000 | 4,062 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $245,000 | 2,689 |
| Income before extraordinary items | $575,000 | 4,202 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $575,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $175,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $575,000 | 4,358 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 5,428 |
| Total interest expense | $736,000 | 6,256 |
| Net interest income | $1,915,000 | 4,748 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $921,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $674,000 | 1,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $247,000 | 3,372 |
| Total noninterest expense | $2,305,000 | 3,817 |
| Salaries and employee benefits | $1,139,000 | 4,106 |
| Premises and equipment expense | $413,000 | 3,131 |
| Additional noninterest expense | $753,000 | 3,511 |
| Pre-tax net operating income | $495,000 | 4,386 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $354,000 | 4,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,779 |
| Cash dividends | $175,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $354,000 | 4,650 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 5,509 |
| Total interest expense | $380,000 | 6,343 |
| Net interest income | $954,000 | 4,780 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $457,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $336,000 | 1,304 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,432 |
| Total noninterest expense | $1,136,000 | 3,860 |
| Salaries and employee benefits | $567,000 | 4,147 |
| Premises and equipment expense | $204,000 | 3,178 |
| Additional noninterest expense | $365,000 | 3,553 |
| Pre-tax net operating income | $255,000 | 4,487 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $182,000 | 4,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $182,000 | 4,739 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 5,414 |
| Total interest expense | $1,562,000 | 6,346 |
| Net interest income | $4,057,000 | 4,583 |
| Provision for loan and lease losses | $54,000 | 5,621 |
| Total noninterest income | $1,838,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,586,000 | 1,123 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $4,491,000 | 3,761 |
| Salaries and employee benefits | $2,300,000 | 3,951 |
| Premises and equipment expense | $1,143,000 | 2,280 |
| Additional noninterest expense | $1,048,000 | 4,502 |
| Pre-tax net operating income | $1,350,000 | 4,106 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $403,000 | 3,018 |
| Income before extraordinary items | $947,000 | 4,436 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $947,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,470 |
| Cash dividends | $225,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $947,000 | 4,430 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 5,434 |
| Total interest expense | $1,160,000 | 6,394 |
| Net interest income | $3,041,000 | 4,606 |
| Provision for loan and lease losses | $37,000 | 5,394 |
| Total noninterest income | $1,346,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,156,000 | 1,140 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,582 |
| Total noninterest expense | $3,389,000 | 3,726 |
| Salaries and employee benefits | $1,754,000 | 3,899 |
| Premises and equipment expense | $847,000 | 2,283 |
| Additional noninterest expense | $788,000 | 4,410 |
| Pre-tax net operating income | $961,000 | 4,447 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $274,000 | 3,318 |
| Income before extraordinary items | $686,000 | 4,711 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $686,000 | 4,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,004 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $686,710 | 4,702 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 5,496 |
| Total interest expense | $760,000 | 6,463 |
| Net interest income | $2,009,000 | 4,652 |
| Provision for loan and lease losses | $27,000 | 5,100 |
| Total noninterest income | $873,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $739,000 | 1,197 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $134,000 | 4,530 |
| Total noninterest expense | $2,260,000 | 3,757 |
| Salaries and employee benefits | $1,173,000 | 3,919 |
| Premises and equipment expense | $560,000 | 2,317 |
| Additional noninterest expense | $527,000 | 4,430 |
| Pre-tax net operating income | $595,000 | 4,680 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $167,000 | 3,504 |
| Income before extraordinary items | $427,000 | 4,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $427,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $225,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $427,720 | 4,913 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 5,551 |
| Total interest expense | $365,000 | 6,552 |
| Net interest income | $991,000 | 4,709 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $433,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $366,000 | 1,177 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $1,132,000 | 3,740 |
| Salaries and employee benefits | $600,000 | 3,895 |
| Premises and equipment expense | $275,000 | 2,375 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $281,000 | 4,798 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $79,000 | 3,593 |
| Income before extraordinary items | $202,000 | 5,036 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $202,000 | 5,028 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 5,351 |
| Total interest expense | $1,269,000 | 6,477 |
| Net interest income | $4,103,000 | 4,592 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $1,754,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,506,000 | 1,178 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $248,000 | 4,672 |
| Total noninterest expense | $4,327,000 | 3,745 |
| Salaries and employee benefits | $2,276,000 | 3,874 |
| Premises and equipment expense | $1,048,000 | 2,355 |
| Additional noninterest expense | $1,003,000 | 4,505 |
| Pre-tax net operating income | $1,458,000 | 4,351 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $418,000 | 3,379 |
| Income before extraordinary items | $1,040,000 | 4,628 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,040,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $735,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,040,000 | 4,612 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 5,376 |
| Total interest expense | $910,000 | 6,539 |
| Net interest income | $3,078,000 | 4,620 |
| Provision for loan and lease losses | $48,000 | 5,116 |
| Total noninterest income | $1,333,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,139,000 | 1,174 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 4,591 |
| Total noninterest expense | $3,225,000 | 3,760 |
| Salaries and employee benefits | $1,706,000 | 3,873 |
| Premises and equipment expense | $768,000 | 2,422 |
| Additional noninterest expense | $751,000 | 4,490 |
| Pre-tax net operating income | $1,138,000 | 4,440 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $339,000 | 3,417 |
| Income before extraordinary items | $799,000 | 4,698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $799,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $799,000 | 4,692 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 5,379 |
| Total interest expense | $576,000 | 6,575 |
| Net interest income | $2,050,000 | 4,649 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $861,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $737,000 | 1,207 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 4,681 |
| Total noninterest expense | $2,148,000 | 3,769 |
| Salaries and employee benefits | $1,145,000 | 3,875 |
| Premises and equipment expense | $494,000 | 2,495 |
| Additional noninterest expense | $509,000 | 4,435 |
| Pre-tax net operating income | $732,000 | 4,526 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $216,000 | 3,515 |
| Income before extraordinary items | $516,000 | 4,803 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $516,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $516,000 | 4,790 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 5,399 |
| Total interest expense | $275,000 | 6,589 |
| Net interest income | $1,007,000 | 4,691 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $415,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $361,000 | 1,206 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $1,094,000 | 3,744 |
| Salaries and employee benefits | $578,000 | 3,867 |
| Premises and equipment expense | $237,000 | 2,595 |
| Additional noninterest expense | $279,000 | 4,128 |
| Pre-tax net operating income | $316,000 | 4,831 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $226,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $226,000 | 5,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 5,454 |
| Total interest expense | $791,000 | 6,813 |
| Net interest income | $3,760,000 | 4,807 |
| Provision for loan and lease losses | $179,000 | 3,826 |
| Total noninterest income | $1,798,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,555,000 | 1,145 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $243,000 | 4,794 |
| Total noninterest expense | $4,246,000 | 3,694 |
| Salaries and employee benefits | $2,279,000 | 3,749 |
| Premises and equipment expense | $1,036,000 | 2,293 |
| Additional noninterest expense | $931,000 | 4,657 |
| Pre-tax net operating income | $1,133,000 | 5,030 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $314,000 | 4,071 |
| Income before extraordinary items | $819,000 | 5,297 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $819,000 | 5,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,863 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $819,000 | 5,271 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 5,530 |
| Total interest expense | $556,000 | 6,873 |
| Net interest income | $2,734,000 | 4,919 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $1,356,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,155,000 | 1,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 4,596 |
| Total noninterest expense | $3,120,000 | 3,725 |
| Salaries and employee benefits | $1,695,000 | 3,749 |
| Premises and equipment expense | $749,000 | 2,355 |
| Additional noninterest expense | $676,000 | 4,738 |
| Pre-tax net operating income | $850,000 | 5,177 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $252,000 | 4,078 |
| Income before extraordinary items | $598,000 | 5,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $598,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,320 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $598,000 | 5,424 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 5,603 |
| Total interest expense | $350,000 | 6,898 |
| Net interest income | $1,744,000 | 5,044 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $888,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $751,000 | 1,141 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $137,000 | 4,512 |
| Total noninterest expense | $2,078,000 | 3,697 |
| Salaries and employee benefits | $1,131,000 | 3,731 |
| Premises and equipment expense | $489,000 | 2,382 |
| Additional noninterest expense | $458,000 | 4,668 |
| Pre-tax net operating income | $509,000 | 5,445 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $144,000 | 4,311 |
| Income before extraordinary items | $365,000 | 5,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,042 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $365,000 | 5,640 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,729 |
| Total interest expense | $164,000 | 6,998 |
| Net interest income | $836,000 | 5,202 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $415,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $353,000 | 1,166 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,038,000 | 3,738 |
| Salaries and employee benefits | $564,000 | 3,749 |
| Premises and equipment expense | $244,000 | 2,404 |
| Additional noninterest expense | $230,000 | 4,642 |
| Pre-tax net operating income | $191,000 | 6,058 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $141,000 | 6,234 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $141,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $141,000 | 6,188 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 5,745 |
| Total interest expense | $568,000 | 7,072 |
| Net interest income | $3,204,000 | 5,214 |
| Provision for loan and lease losses | $-19,000 | 8,696 |
| Total noninterest income | $1,775,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,522,000 | 1,181 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $253,000 | 4,613 |
| Total noninterest expense | $4,035,000 | 3,717 |
| Salaries and employee benefits | $2,240,000 | 3,648 |
| Premises and equipment expense | $847,000 | 2,649 |
| Additional noninterest expense | $948,000 | 4,542 |
| Pre-tax net operating income | $963,000 | 5,333 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $171,000 | 4,937 |
| Income before extraordinary items | $792,000 | 5,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $792,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,290 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $792,000 | 5,210 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 5,763 |
| Total interest expense | $417,000 | 7,114 |
| Net interest income | $2,386,000 | 5,216 |
| Provision for loan and lease losses | $-45,000 | 8,834 |
| Total noninterest income | $1,338,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,132,000 | 1,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $206,000 | 4,443 |
| Total noninterest expense | $2,997,000 | 3,716 |
| Salaries and employee benefits | $1,672,000 | 3,643 |
| Premises and equipment expense | $616,000 | 2,719 |
| Additional noninterest expense | $709,000 | 4,473 |
| Pre-tax net operating income | $772,000 | 5,291 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $222,000 | 4,286 |
| Income before extraordinary items | $550,000 | 5,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $550,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,818 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $550,000 | 5,506 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 5,768 |
| Total interest expense | $275,000 | 7,174 |
| Net interest income | $1,598,000 | 5,201 |
| Provision for loan and lease losses | $-66,000 | 8,944 |
| Total noninterest income | $876,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $735,000 | 1,200 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $141,000 | 4,431 |
| Total noninterest expense | $2,013,000 | 3,719 |
| Salaries and employee benefits | $1,063,000 | 3,793 |
| Premises and equipment expense | $406,000 | 2,752 |
| Additional noninterest expense | $544,000 | 4,048 |
| Pre-tax net operating income | $527,000 | 5,165 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $153,000 | 4,219 |
| Income before extraordinary items | $374,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $374,000 | 5,394 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,687 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $828,000 | 5,093 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $423,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $354,000 | 1,203 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,017,000 | 3,705 |
| Salaries and employee benefits | $528,000 | 3,833 |
| Premises and equipment expense | $205,000 | 2,758 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $210,000 | 5,718 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $59,000 | 4,619 |
| Income before extraordinary items | $151,000 | 6,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $151,000 | 5,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 5,699 |
| Total interest expense | $621,000 | 7,337 |
| Net interest income | $3,319,000 | 4,973 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $1,688,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,595,000 | 1,082 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $93,000 | 6,648 |
| Total noninterest expense | $3,784,000 | 3,861 |
| Salaries and employee benefits | $2,120,000 | 3,743 |
| Premises and equipment expense | $786,000 | 2,809 |
| Additional noninterest expense | $878,000 | 4,718 |
| Pre-tax net operating income | $1,028,000 | 5,101 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $316,000 | 4,206 |
| Income before extraordinary items | $712,000 | 5,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $712,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,863 |
| Cash dividends | $660,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $712,000 | 5,372 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 5,749 |
| Total interest expense | $479,000 | 7,417 |
| Net interest income | $2,487,000 | 4,984 |
| Provision for loan and lease losses | $149,000 | 3,948 |
| Total noninterest income | $1,279,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,203,000 | 1,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,560 |
| Total noninterest expense | $2,848,000 | 3,849 |
| Salaries and employee benefits | $1,586,000 | 3,741 |
| Premises and equipment expense | $594,000 | 2,799 |
| Additional noninterest expense | $668,000 | 4,629 |
| Pre-tax net operating income | $769,000 | 5,254 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $219,000 | 4,507 |
| Income before extraordinary items | $550,000 | 5,610 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $550,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,393 |
| Cash dividends | $405,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $550,000 | 5,429 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 5,793 |
| Total interest expense | $332,000 | 7,446 |
| Net interest income | $1,642,000 | 5,017 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $825,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $792,000 | 1,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $1,909,000 | 3,828 |
| Salaries and employee benefits | $1,072,000 | 3,689 |
| Premises and equipment expense | $393,000 | 2,815 |
| Additional noninterest expense | $444,000 | 4,638 |
| Pre-tax net operating income | $478,000 | 5,427 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $132,000 | 4,702 |
| Income before extraordinary items | $346,000 | 5,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,518 |
| Cash dividends | $405,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $346,000 | 5,555 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,820 |
| Total interest expense | $173,000 | 7,453 |
| Net interest income | $814,000 | 5,031 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $383,000 | 1,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $990,000 | 3,697 |
| Salaries and employee benefits | $570,000 | 3,505 |
| Premises and equipment expense | $197,000 | 2,795 |
| Additional noninterest expense | $223,000 | 4,588 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $148,000 | 6,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $148,000 | 5,862 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 5,713 |
| Total interest expense | $913,000 | 7,165 |
| Net interest income | $3,344,000 | 4,918 |
| Provision for loan and lease losses | $226,000 | 4,095 |
| Total noninterest income | $1,674,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,553,000 | 1,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 6,044 |
| Total noninterest expense | $3,502,000 | 3,972 |
| Salaries and employee benefits | $1,905,000 | 3,901 |
| Premises and equipment expense | $755,000 | 2,803 |
| Additional noninterest expense | $842,000 | 4,761 |
| Pre-tax net operating income | $1,290,000 | 4,513 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $384,000 | 3,964 |
| Income before extraordinary items | $906,000 | 4,865 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $906,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,058 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $906,000 | 4,739 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 5,760 |
| Total interest expense | $1,436,000 | 7,104 |
| Net interest income | $3,362,000 | 4,680 |
| Provision for loan and lease losses | $154,000 | 4,721 |
| Total noninterest income | $1,585,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,501,000 | 989 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $84,000 | 6,788 |
| Total noninterest expense | $3,443,000 | 3,868 |
| Salaries and employee benefits | $1,872,000 | 3,783 |
| Premises and equipment expense | $705,000 | 2,929 |
| Additional noninterest expense | $866,000 | 4,519 |
| Pre-tax net operating income | $1,350,000 | 4,130 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $387,000 | 3,799 |
| Income before extraordinary items | $963,000 | 4,380 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $963,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,548 |
| Cash dividends | $754,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $963,000 | 4,266 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 5,772 |
| Total interest expense | $1,523,000 | 7,108 |
| Net interest income | $3,428,000 | 4,679 |
| Provision for loan and lease losses | $53,000 | 6,459 |
| Total noninterest income | $1,644,000 | 2,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,533,000 | 877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $3,411,000 | 3,792 |
| Salaries and employee benefits | $1,780,000 | 3,814 |
| Premises and equipment expense | $653,000 | 3,057 |
| Additional noninterest expense | $978,000 | 4,049 |
| Pre-tax net operating income | $1,608,000 | 3,877 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $437,000 | 3,797 |
| Income before extraordinary items | $1,171,000 | 3,931 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,171,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $421,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,171,000 | 3,918 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 6,171 |
| Total interest expense | $1,364,000 | 7,274 |
| Net interest income | $2,860,000 | 5,346 |
| Provision for loan and lease losses | $53,000 | 6,446 |
| Total noninterest income | $1,771,000 | 2,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,672,000 | 794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,680 |
| Total noninterest expense | $3,210,000 | 3,987 |
| Salaries and employee benefits | $1,614,000 | 4,095 |
| Premises and equipment expense | $637,000 | 3,094 |
| Additional noninterest expense | $959,000 | 4,155 |
| Pre-tax net operating income | $1,368,000 | 4,367 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $454,000 | 3,839 |
| Income before extraordinary items | $914,000 | 4,699 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $914,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $297,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $914,000 | 4,659 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 6,259 |
| Total interest expense | $1,432,000 | 7,343 |
| Net interest income | $2,822,000 | 5,374 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $1,281,000 | 2,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,199,000 | 1,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $2,873,000 | 4,278 |
| Salaries and employee benefits | $1,448,000 | 4,356 |
| Premises and equipment expense | $622,000 | 3,061 |
| Additional noninterest expense | $803,000 | 4,666 |
| Pre-tax net operating income | $1,164,000 | 4,979 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $347,000 | 4,779 |
| Income before extraordinary items | $817,000 | 5,123 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $817,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $411,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $817,000 | 5,034 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 6,791 |
| Total interest expense | $1,248,000 | 7,987 |
| Net interest income | $2,607,000 | 5,886 |
| Provision for loan and lease losses | $-148,000 | 10,808 |
| Total noninterest income | $955,000 | 3,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $875,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $2,694,000 | 4,486 |
| Salaries and employee benefits | $1,303,000 | 4,778 |
| Premises and equipment expense | $551,000 | 3,415 |
| Additional noninterest expense | $840,000 | 4,563 |
| Pre-tax net operating income | $1,016,000 | 5,780 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $220,000 | 6,618 |
| Income before extraordinary items | $796,000 | 5,476 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $796,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,471 |
| Cash dividends | $422,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $796,000 | 5,426 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 7,279 |
| Total interest expense | $1,126,000 | 8,611 |
| Net interest income | $2,466,000 | 6,250 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $945,000 | 3,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $847,000 | 1,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $2,248,000 | 5,442 |
| Salaries and employee benefits | $1,142,000 | 5,431 |
| Premises and equipment expense | $439,000 | 4,211 |
| Additional noninterest expense | $667,000 | 5,934 |
| Pre-tax net operating income | $1,037,000 | 5,606 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $293,000 | 5,912 |
| Income before extraordinary items | $745,000 | 5,547 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $745,000 | 5,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $744,280 | 5,504 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 7,622 |
| Total interest expense | $1,152,000 | 8,751 |
| Net interest income | $2,290,000 | 6,707 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $975,000 | 3,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $810,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,203,000 | 5,549 |
| Salaries and employee benefits | $1,060,000 | 5,765 |
| Premises and equipment expense | $426,000 | 4,291 |
| Additional noninterest expense | $717,000 | 5,732 |
| Pre-tax net operating income | $997,000 | 6,016 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $730,000 | 5,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $730,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,360 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $730,000 | 5,798 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 7,777 |
| Total interest expense | $896,000 | 9,149 |
| Net interest income | $2,293,000 | 6,873 |
| Provision for loan and lease losses | $88,000 | 4,864 |
| Total noninterest income | $890,000 | 3,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $798,000 | 1,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $2,060,000 | 6,045 |
| Salaries and employee benefits | $976,000 | 6,201 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $683,000 | 6,446 |
| Pre-tax net operating income | $1,035,000 | 5,813 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $333,000 | 5,479 |
| Income before extraordinary items | $702,000 | 5,898 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $702,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $38,000 | 8,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $702,000 | 5,962 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 8,001 |
| Total interest expense | $988,000 | 9,167 |
| Net interest income | $2,217,000 | 7,138 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $916,000 | 3,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $812,000 | 1,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $2,031,000 | 6,248 |
| Salaries and employee benefits | $991,000 | 6,187 |
| Premises and equipment expense | $312,000 | 5,663 |
| Additional noninterest expense | $728,000 | 6,378 |
| Pre-tax net operating income | $1,012,000 | 5,847 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $398,000 | 5,028 |
| Income before extraordinary items | $638,000 | 6,510 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $638,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $38,000 | 8,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $622,640 | 6,368 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 8,118 |
| Total interest expense | $1,348,000 | 9,038 |
| Net interest income | $2,194,000 | 7,260 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $852,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $755,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,131,000 | 6,085 |
| Salaries and employee benefits | $994,000 | 6,062 |
| Premises and equipment expense | $347,000 | 5,405 |
| Additional noninterest expense | $790,000 | 6,133 |
| Pre-tax net operating income | $802,000 | 6,554 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $555,000 | 6,889 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $555,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $38,000 | 8,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $553,620 | 6,536 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.