Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,266,0002,363
Total interest expense$5,004,0002,010
Net interest income$9,262,0002,481
Provision for loan and lease losses$03,275
Total noninterest income$1,951,0002,047
Gross Fiduciary activities income$0981
Service charges on deposit accounts$255,0002,406
Trading account gains and feesNANA
Additional Noninterest Income$1,696,0001,761
Total noninterest expense$6,033,0002,776
Salaries and employee benefits$3,477,0002,727
Premises and equipment expense$477,0003,022
Additional noninterest expense$1,696,0001,761
Pre-tax net operating income$5,180,0001,874
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$5,180,0001,684
Extraordinary gains, net$054
Net income$5,180,0001,705
Minority interest net income$088
Net income of bank and minority interests.$5,180,0001,687
Net charge-offs$02,884
Cash dividends$2,795,0001,267
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,180,0001,712
2023-09-30 (YTD Data)Rank
Total interest income$10,212,0002,394
Total interest expense$3,512,0001,972
Net interest income$6,700,0002,548
Provision for loan and lease losses$03,085
Total noninterest income$1,345,0002,125
Gross Fiduciary activities income$0950
Service charges on deposit accounts$185,0002,466
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,847
Total noninterest expense$4,487,0002,772
Salaries and employee benefits$2,598,0002,720
Premises and equipment expense$361,0003,020
Additional noninterest expense$1,160,0001,847
Pre-tax net operating income$3,558,0002,032
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$3,558,0001,856
Extraordinary gains, net$052
Net income$3,558,0001,873
Minority interest net income$081
Net income of bank and minority interests.$3,558,0001,856
Net charge-offs$02,641
Cash dividends$2,796,000934
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,558,0001,880
2023-06-30 (YTD Data)Rank
Total interest income$6,508,0002,426
Total interest expense$2,219,0001,888
Net interest income$4,289,0002,634
Provision for loan and lease losses$02,940
Total noninterest income$879,0002,094
Gross Fiduciary activities income$0931
Service charges on deposit accounts$117,0002,503
Trading account gains and feesNANA
Additional Noninterest Income$762,0001,795
Total noninterest expense$2,936,0002,805
Salaries and employee benefits$1,734,0002,722
Premises and equipment expense$239,0003,026
Additional noninterest expense$762,0001,793
Pre-tax net operating income$2,232,0002,105
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,232,0001,915
Extraordinary gains, net$051
Net income$2,232,0001,939
Minority interest net income$081
Net income of bank and minority interests.$2,232,0001,915
Net charge-offs$02,431
Cash dividends$2,436,000760
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,232,0001,922
2023-03-31 (YTD Data)Rank
Total interest income$3,106,0002,487
Total interest expense$1,055,0001,779
Net interest income$2,051,0002,712
Provision for loan and lease losses$02,612
Total noninterest income$432,0002,116
Gross Fiduciary activities income$0913
Service charges on deposit accounts$57,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$375,0001,809
Total noninterest expense$1,449,0002,855
Salaries and employee benefits$860,0002,775
Premises and equipment expense$115,0003,125
Additional noninterest expense$375,0001,809
Pre-tax net operating income$1,034,0002,259
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,034,0002,050
Extraordinary gains, net$04
Net income$1,034,0002,049
Minority interest net income$048
Net income of bank and minority interests.$1,034,0002,050
Net charge-offs$02,062
Cash dividends$2,300,000431
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,034,0002,076
2022-12-31 (YTD Data)Rank
Total interest income$9,858,0002,540
Total interest expense$1,189,0002,194
Net interest income$8,669,0002,555
Provision for loan and lease losses$03,012
Total noninterest income$2,000,0002,040
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$240,0002,537
Trading account gains and feesNANA
Additional Noninterest Income$1,760,0001,748
Total noninterest expense$5,632,0002,849
Salaries and employee benefits$3,318,0002,784
Premises and equipment expense$462,0003,106
Additional noninterest expense$1,760,0001,748
Pre-tax net operating income$5,037,0002,034
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$5,037,0001,809
Extraordinary gains, net$05
Net income$5,037,0001,807
Minority interest net income$063
Net income of bank and minority interests.$5,037,0001,808
Net charge-offs$02,620
Cash dividends$2,810,0001,209
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,037,0001,842
2022-09-30 (YTD Data)Rank
Total interest income$6,960,0002,575
Total interest expense$496,0002,664
Net interest income$6,464,0002,540
Provision for loan and lease losses$02,835
Total noninterest income$1,351,0002,179
Gross Fiduciary activities income$0968
Service charges on deposit accounts$181,0002,543
Trading account gains and feesNANA
Additional Noninterest Income$1,170,0001,891
Total noninterest expense$4,211,0002,839
Salaries and employee benefits$2,503,0002,768
Premises and equipment expense$351,0003,079
Additional noninterest expense$1,170,0001,891
Pre-tax net operating income$3,604,0002,059
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,604,0001,851
Extraordinary gains, net$04
Net income$3,604,0001,849
Minority interest net income$057
Net income of bank and minority interests.$3,604,0001,850
Net charge-offs$02,349
Cash dividends$2,810,000892
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,604,0001,887
2022-06-30 (YTD Data)Rank
Total interest income$4,388,0002,616
Total interest expense$187,0003,275
Net interest income$4,201,0002,554
Provision for loan and lease losses$02,599
Total noninterest income$884,0002,196
Gross Fiduciary activities income$0925
Service charges on deposit accounts$114,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$770,0001,953
Total noninterest expense$2,786,0002,851
Salaries and employee benefits$1,665,0002,778
Premises and equipment expense$236,0003,084
Additional noninterest expense$885,0002,815
Pre-tax net operating income$2,299,0002,032
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,299,0001,813
Extraordinary gains, net$04
Net income$2,299,0001,814
Minority interest net income$060
Net income of bank and minority interests.$2,299,0001,813
Net charge-offs$02,156
Cash dividends$2,433,000727
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,299,0001,855
2022-03-31 (YTD Data)Rank
Total interest income$2,125,0002,619
Total interest expense$82,0003,417
Net interest income$2,043,0002,558
Provision for loan and lease losses$02,285
Total noninterest income$430,0002,223
Gross Fiduciary activities income$0892
Service charges on deposit accounts$56,0002,606
Trading account gains and feesNANA
Additional Noninterest Income$374,0001,970
Total noninterest expense$1,352,0002,898
Salaries and employee benefits$815,0002,803
Premises and equipment expense$114,0003,142
Additional noninterest expense$423,0002,873
Pre-tax net operating income$1,121,0001,971
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,121,0001,776
Extraordinary gains, net$04
Net income$1,121,0001,776
Minority interest net income$050
Net income of bank and minority interests.$1,121,0001,776
Net charge-offs$01,838
Cash dividends$1,992,000483
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,121,0001,793
2021-12-31 (YTD Data)Rank
Total interest income$9,036,0002,618
Total interest expense$397,0003,445
Net interest income$8,639,0002,529
Provision for loan and lease losses$250,0001,548
Total noninterest income$1,843,0002,323
Gross Fiduciary activities income$0994
Service charges on deposit accounts$222,0002,555
Trading account gains and feesNANA
Additional Noninterest Income$1,621,0002,131
Total noninterest expense$5,636,0002,815
Salaries and employee benefits$3,412,0002,746
Premises and equipment expense$460,0003,146
Additional noninterest expense$1,764,0002,808
Pre-tax net operating income$4,596,0002,165
Securities gains (losses)$57,0001,070
Applicable income taxes$03,710
Income before extraordinary items$4,653,0001,983
Extraordinary gains, net$010
Net income$4,653,0001,983
Minority interest net income$074
Net income of bank and minority interests.$4,653,0001,984
Net charge-offs$02,705
Cash dividends$2,672,0001,281
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,596,0001,963
2021-09-30 (YTD Data)Rank
Total interest income$6,731,0002,677
Total interest expense$313,0003,481
Net interest income$6,418,0002,588
Provision for loan and lease losses$250,0001,285
Total noninterest income$1,363,0002,383
Gross Fiduciary activities income$0957
Service charges on deposit accounts$162,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$1,201,0002,187
Total noninterest expense$4,206,0002,843
Salaries and employee benefits$2,563,0002,759
Premises and equipment expense$341,0003,192
Additional noninterest expense$1,302,0002,838
Pre-tax net operating income$3,325,0002,293
Securities gains (losses)$52,0001,038
Applicable income taxes$03,719
Income before extraordinary items$3,377,0002,095
Extraordinary gains, net$08
Net income$3,377,0002,096
Minority interest net income$069
Net income of bank and minority interests.$3,377,0002,096
Net charge-offs$02,463
Cash dividends$2,672,000941
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,325,0002,087
2021-06-30 (YTD Data)Rank
Total interest income$4,369,0002,723
Total interest expense$220,0003,498
Net interest income$4,149,0002,637
Provision for loan and lease losses$02,862
Total noninterest income$903,0002,346
Gross Fiduciary activities income$0951
Service charges on deposit accounts$101,0002,632
Trading account gains and feesNANA
Additional Noninterest Income$802,0002,162
Total noninterest expense$2,778,0002,854
Salaries and employee benefits$1,710,0002,748
Premises and equipment expense$224,0003,215
Additional noninterest expense$844,0002,875
Pre-tax net operating income$2,274,0002,225
Securities gains (losses)$56,000846
Applicable income taxes$03,702
Income before extraordinary items$2,330,0002,046
Extraordinary gains, net$06
Net income$2,330,0002,046
Minority interest net income$067
Net income of bank and minority interests.$2,330,0002,046
Net charge-offs$02,245
Cash dividends$2,201,000786
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,274,0002,040
2021-03-31 (YTD Data)Rank
Total interest income$2,033,0002,836
Total interest expense$122,0003,444
Net interest income$1,911,0002,741
Provision for loan and lease losses$02,741
Total noninterest income$419,0002,431
Gross Fiduciary activities income$0922
Service charges on deposit accounts$48,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,230
Total noninterest expense$1,379,0002,865
Salaries and employee benefits$860,0002,730
Premises and equipment expense$113,0003,215
Additional noninterest expense$406,0002,910
Pre-tax net operating income$951,0002,438
Securities gains (losses)$56,000622
Applicable income taxes$03,613
Income before extraordinary items$1,007,0002,202
Extraordinary gains, net$03
Net income$1,007,0002,202
Minority interest net income$055
Net income of bank and minority interests.$1,007,0002,202
Net charge-offs$01,930
Cash dividends$1,861,000496
Sale, conversion, retirement of capital stock, net$0482
Net operating income$951,0002,237
2020-12-31 (YTD Data)Rank
Total interest income$8,886,0002,701
Total interest expense$953,0003,017
Net interest income$7,933,0002,626
Provision for loan and lease losses$04,319
Total noninterest income$1,591,0002,361
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$216,0002,674
Trading account gains and feesNANA
Additional Noninterest Income$1,375,0002,150
Total noninterest expense$5,432,0002,850
Salaries and employee benefits$3,395,0002,736
Premises and equipment expense$439,0003,254
Additional noninterest expense$1,598,0002,942
Pre-tax net operating income$4,092,0002,036
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,092,0001,891
Extraordinary gains, net$04
Net income$4,092,0001,890
Minority interest net income$072
Net income of bank and minority interests.$4,092,0001,891
Net charge-offs$03,443
Cash dividends$2,464,0001,309
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,092,0001,847
2020-09-30 (YTD Data)Rank
Total interest income$6,672,0002,712
Total interest expense$797,0002,938
Net interest income$5,875,0002,655
Provision for loan and lease losses$04,239
Total noninterest income$1,199,0002,318
Gross Fiduciary activities income$0981
Service charges on deposit accounts$157,0002,733
Trading account gains and feesNANA
Additional Noninterest Income$1,042,0002,104
Total noninterest expense$4,018,0002,859
Salaries and employee benefits$2,541,0002,734
Premises and equipment expense$314,0003,332
Additional noninterest expense$1,163,0002,969
Pre-tax net operating income$3,056,0002,020
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,056,0001,878
Extraordinary gains, net$04
Net income$3,056,0001,877
Minority interest net income$065
Net income of bank and minority interests.$3,056,0001,878
Net charge-offs$03,243
Cash dividends$2,464,000942
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,056,0001,835
2020-06-30 (YTD Data)Rank
Total interest income$4,455,0002,745
Total interest expense$584,0002,914
Net interest income$3,871,0002,687
Provision for loan and lease losses$04,134
Total noninterest income$760,0002,332
Gross Fiduciary activities income$0970
Service charges on deposit accounts$103,0002,784
Trading account gains and feesNANA
Additional Noninterest Income$657,0002,084
Total noninterest expense$2,668,0002,884
Salaries and employee benefits$1,702,0002,727
Premises and equipment expense$205,0003,365
Additional noninterest expense$761,0002,997
Pre-tax net operating income$1,963,0002,030
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,963,0001,873
Extraordinary gains, net$04
Net income$1,963,0001,873
Minority interest net income$065
Net income of bank and minority interests.$1,963,0001,874
Net charge-offs$03,033
Cash dividends$2,196,000751
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,963,0001,836
2020-03-31 (YTD Data)Rank
Total interest income$2,255,0002,739
Total interest expense$330,0002,870
Net interest income$1,925,0002,660
Provision for loan and lease losses$03,711
Total noninterest income$393,0002,206
Gross Fiduciary activities income$0941
Service charges on deposit accounts$59,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$334,0001,894
Total noninterest expense$1,340,0002,898
Salaries and employee benefits$850,0002,744
Premises and equipment expense$102,0003,388
Additional noninterest expense$388,0002,987
Pre-tax net operating income$978,0001,855
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$978,0001,695
Extraordinary gains, net$04
Net income$978,0001,696
Minority interest net income$056
Net income of bank and minority interests.$978,0001,696
Net charge-offs$02,581
Cash dividends$1,881,000544
Sale, conversion, retirement of capital stock, net$0482
Net operating income$978,0001,661
2019-12-31 (YTD Data)Rank
Total interest income$9,786,0002,612
Total interest expense$1,660,0002,616
Net interest income$8,126,0002,596
Provision for loan and lease losses$03,973
Total noninterest income$1,509,0002,280
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$261,0002,815
Trading account gains and feesNANA
Additional Noninterest Income$1,248,0002,005
Total noninterest expense$5,471,0002,847
Salaries and employee benefits$3,494,0002,667
Premises and equipment expense$443,0003,298
Additional noninterest expense$1,534,0003,047
Pre-tax net operating income$4,164,0001,998
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$4,164,0001,830
Extraordinary gains, net$011
Net income$4,164,0001,832
Minority interest net income$076
Net income of bank and minority interests.$4,164,0001,832
Net charge-offs$2,0003,605
Cash dividends$2,659,0001,303
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,164,0001,798
2019-09-30 (YTD Data)Rank
Total interest income$7,382,0002,645
Total interest expense$1,289,0002,593
Net interest income$6,093,0002,622
Provision for loan and lease losses$03,836
Total noninterest income$1,132,0002,282
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$194,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$938,0001,999
Total noninterest expense$4,110,0002,852
Salaries and employee benefits$2,615,0002,685
Premises and equipment expense$333,0003,329
Additional noninterest expense$1,162,0003,034
Pre-tax net operating income$3,115,0002,062
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,115,0001,887
Extraordinary gains, net$011
Net income$3,115,0001,886
Minority interest net income$072
Net income of bank and minority interests.$3,115,0001,888
Net charge-offs$5,0003,150
Cash dividends$2,659,000963
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,115,0001,852
2019-06-30 (YTD Data)Rank
Total interest income$4,839,0002,681
Total interest expense$833,0002,615
Net interest income$4,006,0002,657
Provision for loan and lease losses$03,685
Total noninterest income$731,0002,303
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$127,0002,886
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,002
Total noninterest expense$2,717,0002,882
Salaries and employee benefits$1,724,0002,721
Premises and equipment expense$212,0003,416
Additional noninterest expense$781,0003,050
Pre-tax net operating income$2,020,0002,081
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,020,0001,902
Extraordinary gains, net$011
Net income$2,020,0001,901
Minority interest net income$069
Net income of bank and minority interests.$2,020,0001,902
Net charge-offs$03,172
Cash dividends$2,132,000824
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,020,0001,878
2019-03-31 (YTD Data)Rank
Total interest income$2,409,0002,690
Total interest expense$404,0002,631
Net interest income$2,005,0002,674
Provision for loan and lease losses$03,406
Total noninterest income$353,0002,323
Gross Fiduciary activities income$0972
Service charges on deposit accounts$63,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$290,0001,998
Total noninterest expense$1,353,0002,910
Salaries and employee benefits$855,0002,756
Premises and equipment expense$107,0003,440
Additional noninterest expense$391,0003,053
Pre-tax net operating income$1,005,0002,053
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,005,0001,861
Extraordinary gains, net$05
Net income$1,005,0001,859
Minority interest net income$052
Net income of bank and minority interests.$1,005,0001,860
Net charge-offs$02,740
Cash dividends$1,773,000561
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,005,0001,841
2018-12-31 (YTD Data)Rank
Total interest income$8,758,0002,772
Total interest expense$1,060,0002,851
Net interest income$7,698,0002,716
Provision for loan and lease losses$04,082
Total noninterest income$1,682,0002,195
Gross Fiduciary activities income$104,000762
Service charges on deposit accounts$260,0002,954
Trading account gains and feesNANA
Additional Noninterest Income$1,318,0001,932
Total noninterest expense$5,371,0002,928
Salaries and employee benefits$3,325,0002,767
Premises and equipment expense$468,0003,269
Additional noninterest expense$1,578,0003,071
Pre-tax net operating income$4,009,0002,103
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,009,0001,909
Extraordinary gains, net$06
Net income$4,009,0001,907
Minority interest net income$072
Net income of bank and minority interests.$4,009,0001,908
Net charge-offs$3,0003,612
Cash dividends$2,252,0001,347
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,009,0001,901
2018-09-30 (YTD Data)Rank
Total interest income$6,388,0002,816
Total interest expense$669,0003,035
Net interest income$5,719,0002,735
Provision for loan and lease losses$03,948
Total noninterest income$1,337,0002,130
Gross Fiduciary activities income$105,000729
Service charges on deposit accounts$201,0002,928
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,909
Total noninterest expense$4,038,0002,926
Salaries and employee benefits$2,497,0002,776
Premises and equipment expense$350,0003,314
Additional noninterest expense$1,191,0003,045
Pre-tax net operating income$3,018,0002,117
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,018,0001,901
Extraordinary gains, net$05
Net income$3,018,0001,899
Minority interest net income$066
Net income of bank and minority interests.$3,018,0001,900
Net charge-offs$3,0003,293
Cash dividends$2,252,000972
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,018,0001,890
2018-06-30 (YTD Data)Rank
Total interest income$4,170,0002,842
Total interest expense$411,0003,076
Net interest income$3,759,0002,774
Provision for loan and lease losses$03,782
Total noninterest income$814,0002,250
Gross Fiduciary activities income$105,000699
Service charges on deposit accounts$130,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,111
Total noninterest expense$2,709,0002,935
Salaries and employee benefits$1,692,0002,772
Premises and equipment expense$231,0003,347
Additional noninterest expense$786,0003,088
Pre-tax net operating income$1,864,0002,194
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,864,0001,983
Extraordinary gains, net$06
Net income$1,864,0001,981
Minority interest net income$065
Net income of bank and minority interests.$1,864,0001,982
Net charge-offs$3,0002,950
Cash dividends$1,998,000783
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,864,0001,971
2018-03-31 (YTD Data)Rank
Total interest income$2,087,0002,849
Total interest expense$181,0003,238
Net interest income$1,906,0002,768
Provision for loan and lease losses$03,508
Total noninterest income$420,0002,189
Gross Fiduciary activities income$70,000672
Service charges on deposit accounts$66,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$284,0002,086
Total noninterest expense$1,339,0002,983
Salaries and employee benefits$836,0002,816
Premises and equipment expense$110,0003,474
Additional noninterest expense$393,0003,095
Pre-tax net operating income$987,0002,064
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$987,0001,865
Extraordinary gains, net$07
Net income$987,0001,864
Minority interest net income$052
Net income of bank and minority interests.$987,0001,865
Net charge-offs$2,0002,440
Cash dividends$1,608,000500
Sale, conversion, retirement of capital stock, net$0580
Net operating income$987,0001,853
2017-12-31 (YTD Data)Rank
Total interest income$7,979,0002,871
Total interest expense$595,0003,397
Net interest income$7,384,0002,784
Provision for loan and lease losses$04,227
Total noninterest income$1,514,0002,391
Gross Fiduciary activities income$164,000735
Service charges on deposit accounts$280,0002,962
Trading account gains and feesNANA
Additional Noninterest Income$1,070,0002,212
Total noninterest expense$5,300,0002,995
Salaries and employee benefits$3,280,0002,830
Premises and equipment expense$482,0003,330
Additional noninterest expense$1,538,0003,175
Pre-tax net operating income$3,598,0002,199
Securities gains (losses)$4,0001,851
Applicable income taxes$04,135
Income before extraordinary items$3,602,0001,750
Extraordinary gains, net$09
Net income$3,602,0001,751
Minority interest net income$076
Net income of bank and minority interests.$3,602,0001,751
Net charge-offs$04,128
Cash dividends$1,864,0001,506
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,598,0001,738
2017-09-30 (YTD Data)Rank
Total interest income$5,843,0002,936
Total interest expense$391,0003,617
Net interest income$5,452,0002,838
Provision for loan and lease losses$04,088
Total noninterest income$1,123,0002,417
Gross Fiduciary activities income$120,000738
Service charges on deposit accounts$210,0002,992
Trading account gains and feesNANA
Additional Noninterest Income$793,0002,266
Total noninterest expense$3,948,0003,020
Salaries and employee benefits$2,441,0002,864
Premises and equipment expense$351,0003,415
Additional noninterest expense$1,156,0003,181
Pre-tax net operating income$2,627,0002,283
Securities gains (losses)$4,0001,878
Applicable income taxes$04,172
Income before extraordinary items$2,631,0001,948
Extraordinary gains, net$09
Net income$2,631,0001,948
Minority interest net income$071
Net income of bank and minority interests.$2,631,0001,948
Net charge-offs$03,796
Cash dividends$1,864,0001,125
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,627,0001,924
2017-06-30 (YTD Data)Rank
Total interest income$3,779,0002,993
Total interest expense$232,0003,791
Net interest income$3,547,0002,874
Provision for loan and lease losses$03,871
Total noninterest income$729,0002,464
Gross Fiduciary activities income$80,000743
Service charges on deposit accounts$140,0002,997
Trading account gains and feesNANA
Additional Noninterest Income$509,0002,302
Total noninterest expense$2,629,0003,043
Salaries and employee benefits$1,615,0002,890
Premises and equipment expense$239,0003,394
Additional noninterest expense$775,0003,177
Pre-tax net operating income$1,647,0002,341
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,647,0002,006
Extraordinary gains, net$011
Net income$1,647,0002,006
Minority interest net income$071
Net income of bank and minority interests.$1,647,0002,006
Net charge-offs$03,512
Cash dividends$1,594,000907
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,647,0001,979
2017-03-31 (YTD Data)Rank
Total interest income$1,823,0003,065
Total interest expense$107,0003,912
Net interest income$1,716,0002,944
Provision for loan and lease losses$03,537
Total noninterest income$350,0002,509
Gross Fiduciary activities income$39,000755
Service charges on deposit accounts$71,0002,966
Trading account gains and fees$0142
Additional Noninterest Income$240,0002,362
Total noninterest expense$1,304,0003,089
Salaries and employee benefits$783,0002,979
Premises and equipment expense$113,0003,535
Additional noninterest expense$408,0003,079
Pre-tax net operating income$762,0002,380
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$762,0002,054
Extraordinary gains, net$08
Net income$762,0002,055
Minority interest net income$055
Net income of bank and minority interests.$762,0002,055
Net charge-offs$02,943
Cash dividends$1,274,000593
Sale, conversion, retirement of capital stock, net$0632
Net operating income$762,0002,028
2016-12-31 (YTD Data)Rank
Total interest income$7,522,0002,983
Total interest expense$436,0003,877
Net interest income$7,086,0002,848
Provision for loan and lease losses$04,332
Total noninterest income$1,474,0002,519
Gross Fiduciary activities income$155,000761
Service charges on deposit accounts$281,0003,045
Trading account gains and fees$0170
Additional Noninterest Income$1,038,0002,359
Total noninterest expense$5,246,0003,088
Salaries and employee benefits$3,188,0002,920
Premises and equipment expense$466,0003,504
Additional noninterest expense$1,592,0003,209
Pre-tax net operating income$3,314,0002,224
Securities gains (losses)$5,0002,878
Applicable income taxes$04,278
Income before extraordinary items$3,319,0001,930
Extraordinary gains, net$05
Net income$3,319,0001,929
Minority interest net income$082
Net income of bank and minority interests.$3,319,0001,929
Net charge-offs$26,0003,527
Cash dividends$1,860,0001,510
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,314,0001,891
2016-09-30 (YTD Data)Rank
Total interest income$5,689,0002,967
Total interest expense$322,0003,925
Net interest income$5,367,0002,843
Provision for loan and lease losses$04,186
Total noninterest income$1,073,0002,547
Gross Fiduciary activities income$119,000752
Service charges on deposit accounts$205,0003,115
Trading account gains and fees$0169
Additional Noninterest Income$749,0002,404
Total noninterest expense$3,864,0003,133
Salaries and employee benefits$2,379,0002,927
Premises and equipment expense$326,0003,656
Additional noninterest expense$1,159,0003,295
Pre-tax net operating income$2,576,0002,202
Securities gains (losses)$5,0002,808
Applicable income taxes$04,325
Income before extraordinary items$2,581,0001,894
Extraordinary gains, net$05
Net income$2,581,0001,894
Minority interest net income$071
Net income of bank and minority interests.$2,581,0001,894
Net charge-offs$1,0003,867
Cash dividends$1,860,0001,103
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,576,0001,843
2016-06-30 (YTD Data)Rank
Total interest income$3,788,0002,977
Total interest expense$207,0004,002
Net interest income$3,581,0002,855
Provision for loan and lease losses$04,017
Total noninterest income$701,0002,548
Gross Fiduciary activities income$79,000763
Service charges on deposit accounts$135,0003,132
Trading account gains and fees$0157
Additional Noninterest Income$487,0002,410
Total noninterest expense$2,563,0003,153
Salaries and employee benefits$1,577,0002,954
Premises and equipment expense$212,0003,723
Additional noninterest expense$774,0003,319
Pre-tax net operating income$1,719,0002,175
Securities gains (losses)$5,0002,477
Applicable income taxes$04,338
Income before extraordinary items$1,724,0001,880
Extraordinary gains, net$016
Net income$1,724,0001,879
Minority interest net income$071
Net income of bank and minority interests.$1,724,0001,879
Net charge-offs$1,0003,591
Cash dividends$1,607,000911
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,719,0001,829
2016-03-31 (YTD Data)Rank
Total interest income$1,888,0002,989
Total interest expense$98,0004,131
Net interest income$1,790,0002,856
Provision for loan and lease losses$03,656
Total noninterest income$344,0002,545
Gross Fiduciary activities income$39,000770
Service charges on deposit accounts$66,0003,163
Trading account gains and fees$0142
Additional Noninterest Income$239,0002,396
Total noninterest expense$1,275,0003,179
Salaries and employee benefits$794,0002,961
Premises and equipment expense$110,0003,683
Additional noninterest expense$371,0003,404
Pre-tax net operating income$859,0002,163
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$859,0001,867
Extraordinary gains, net$012
Net income$859,0001,868
Minority interest net income$062
Net income of bank and minority interests.$859,0001,868
Net charge-offs$03,094
Cash dividends$1,270,000606
Sale, conversion, retirement of capital stock, net$0659
Net operating income$859,0001,823
2015-12-31 (YTD Data)Rank
Total interest income$7,450,0002,981
Total interest expense$386,0004,214
Net interest income$7,064,0002,841
Provision for loan and lease losses$04,380
Total noninterest income$1,316,0002,653
Gross Fiduciary activities income$162,000774
Service charges on deposit accounts$272,0003,213
Trading account gains and fees$0159
Additional Noninterest Income$882,0002,535
Total noninterest expense$5,069,0003,181
Salaries and employee benefits$3,123,0002,959
Premises and equipment expense$468,0003,605
Additional noninterest expense$1,478,0003,431
Pre-tax net operating income$3,311,0002,155
Securities gains (losses)$-1,0005,649
Applicable income taxes$04,402
Income before extraordinary items$3,310,0001,886
Extraordinary gains, net$023
Net income$3,310,0001,886
Minority interest net income$081
Net income of bank and minority interests.$3,310,0001,888
Net charge-offs$-1,0004,850
Cash dividends$1,669,0001,530
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,311,0001,841
2015-09-30 (YTD Data)Rank
Total interest income$5,525,0003,025
Total interest expense$290,0004,269
Net interest income$5,235,0002,885
Provision for loan and lease losses$04,232
Total noninterest income$985,0002,685
Gross Fiduciary activities income$114,000779
Service charges on deposit accounts$202,0003,244
Trading account gains and fees$0153
Additional Noninterest Income$669,0002,532
Total noninterest expense$3,785,0003,212
Salaries and employee benefits$2,337,0002,988
Premises and equipment expense$357,0003,621
Additional noninterest expense$1,091,0003,482
Pre-tax net operating income$2,435,0002,224
Securities gains (losses)$-1,0005,801
Applicable income taxes$04,489
Income before extraordinary items$2,434,0001,934
Extraordinary gains, net$021
Net income$2,434,0001,936
Minority interest net income$078
Net income of bank and minority interests.$2,434,0001,936
Net charge-offs$-1,0004,684
Cash dividends$1,669,0001,132
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,435,0001,901
2015-06-30 (YTD Data)Rank
Total interest income$3,652,0003,040
Total interest expense$193,0004,311
Net interest income$3,459,0002,901
Provision for loan and lease losses$04,069
Total noninterest income$642,0002,745
Gross Fiduciary activities income$77,000788
Service charges on deposit accounts$131,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$434,0002,577
Total noninterest expense$2,509,0003,256
Salaries and employee benefits$1,554,0003,009
Premises and equipment expense$234,0003,692
Additional noninterest expense$721,0003,516
Pre-tax net operating income$1,592,0002,239
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,592,0001,944
Extraordinary gains, net$022
Net income$1,592,0001,946
Minority interest net income$075
Net income of bank and minority interests.$1,592,0001,946
Net charge-offs$03,893
Cash dividends$1,669,000829
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,592,0001,902
2015-03-31 (YTD Data)Rank
Total interest income$1,836,0003,051
Total interest expense$98,0004,326
Net interest income$1,738,0002,904
Provision for loan and lease losses$03,703
Total noninterest income$330,0002,661
Gross Fiduciary activities income$39,000794
Service charges on deposit accounts$66,0003,229
Trading account gains and fees$0152
Additional Noninterest Income$225,0002,476
Total noninterest expense$1,194,0003,377
Salaries and employee benefits$719,0003,186
Premises and equipment expense$110,0003,843
Additional noninterest expense$365,0003,489
Pre-tax net operating income$874,0002,067
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$874,0001,793
Extraordinary gains, net$013
Net income$874,0001,795
Minority interest net income$064
Net income of bank and minority interests.$874,0001,795
Net charge-offs$03,288
Cash dividends$1,303,000527
Sale, conversion, retirement of capital stock, net$0697
Net operating income$874,0001,725
2014-12-31 (YTD Data)Rank
Total interest income$7,094,0003,150
Total interest expense$418,0004,368
Net interest income$6,676,0002,998
Provision for loan and lease losses$04,603
Total noninterest income$1,236,0002,797
Gross Fiduciary activities income$151,000808
Service charges on deposit accounts$301,0003,198
Trading account gains and fees$0180
Additional Noninterest Income$784,0002,659
Total noninterest expense$4,845,0003,388
Salaries and employee benefits$3,009,0003,069
Premises and equipment expense$452,0003,842
Additional noninterest expense$1,384,0003,722
Pre-tax net operating income$3,067,0002,242
Securities gains (losses)$21,0002,297
Applicable income taxes$04,531
Income before extraordinary items$3,088,0001,974
Extraordinary gains, net$017
Net income$3,088,0001,973
Minority interest net income$084
Net income of bank and minority interests.$3,088,0001,972
Net charge-offs$1,0004,914
Cash dividends$1,749,0001,408
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,067,0001,939
2014-09-30 (YTD Data)Rank
Total interest income$5,285,0003,189
Total interest expense$314,0004,430
Net interest income$4,971,0003,031
Provision for loan and lease losses$04,401
Total noninterest income$920,0002,824
Gross Fiduciary activities income$125,000791
Service charges on deposit accounts$222,0003,257
Trading account gains and fees$0174
Additional Noninterest Income$573,0002,711
Total noninterest expense$3,643,0003,404
Salaries and employee benefits$2,293,0003,054
Premises and equipment expense$342,0003,890
Additional noninterest expense$1,008,0003,809
Pre-tax net operating income$2,248,0002,320
Securities gains (losses)$21,0001,994
Applicable income taxes$04,583
Income before extraordinary items$2,269,0002,008
Extraordinary gains, net$015
Net income$2,269,0002,008
Minority interest net income$081
Net income of bank and minority interests.$2,269,0002,007
Net charge-offs$1,0004,590
Cash dividends$1,749,0001,053
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,248,0001,979
2014-06-30 (YTD Data)Rank
Total interest income$3,463,0003,238
Total interest expense$209,0004,475
Net interest income$3,254,0003,075
Provision for loan and lease losses$04,196
Total noninterest income$606,0002,815
Gross Fiduciary activities income$84,000800
Service charges on deposit accounts$146,0003,274
Trading account gains and fees$0172
Additional Noninterest Income$376,0002,731
Total noninterest expense$2,402,0003,444
Salaries and employee benefits$1,556,0003,041
Premises and equipment expense$223,0003,960
Additional noninterest expense$623,0004,012
Pre-tax net operating income$1,458,0002,324
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,458,0002,034
Extraordinary gains, net$020
Net income$1,458,0002,037
Minority interest net income$080
Net income of bank and minority interests.$1,458,0002,036
Net charge-offs$1,0004,238
Cash dividends$1,510,000819
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,458,0001,978
2014-03-31 (YTD Data)Rank
Total interest income$1,742,0003,226
Total interest expense$104,0004,553
Net interest income$1,638,0003,064
Provision for loan and lease losses$03,817
Total noninterest income$296,0002,815
Gross Fiduciary activities income$44,000800
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$180,0002,713
Total noninterest expense$1,146,0003,568
Salaries and employee benefits$730,0003,201
Premises and equipment expense$104,0004,128
Additional noninterest expense$312,0004,020
Pre-tax net operating income$788,0002,109
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$788,0001,832
Extraordinary gains, net$016
Net income$788,0001,837
Minority interest net income$066
Net income of bank and minority interests.$788,0001,835
Net charge-offs$1,0003,492
Cash dividends$1,226,000512
Sale, conversion, retirement of capital stock, net$0747
Net operating income$788,0001,794
2013-12-31 (YTD Data)Rank
Total interest income$6,489,0003,443
Total interest expense$495,0004,477
Net interest income$5,994,0003,278
Provision for loan and lease losses$100,0003,676
Total noninterest income$1,220,0002,887
Gross Fiduciary activities income$166,000805
Service charges on deposit accounts$295,0003,386
Trading account gains and fees$0184
Additional Noninterest Income$759,0002,742
Total noninterest expense$4,755,0003,528
Salaries and employee benefits$3,045,0003,073
Premises and equipment expense$462,0003,903
Additional noninterest expense$1,248,0004,106
Pre-tax net operating income$2,359,0002,557
Securities gains (losses)$55,0001,731
Applicable income taxes$04,631
Income before extraordinary items$2,414,0002,261
Extraordinary gains, net$029
Net income$2,414,0002,264
Minority interest net income$090
Net income of bank and minority interests.$2,414,0002,264
Net charge-offs$05,475
Cash dividends$1,687,0001,369
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,359,0002,253
2013-09-30 (YTD Data)Rank
Total interest income$4,780,0003,508
Total interest expense$387,0004,479
Net interest income$4,393,0003,355
Provision for loan and lease losses$04,941
Total noninterest income$962,0002,878
Gross Fiduciary activities income$150,000771
Service charges on deposit accounts$217,0003,441
Trading account gains and fees$0180
Additional Noninterest Income$595,0002,753
Total noninterest expense$3,554,0003,553
Salaries and employee benefits$2,284,0003,104
Premises and equipment expense$349,0003,935
Additional noninterest expense$921,0004,145
Pre-tax net operating income$1,801,0002,619
Securities gains (losses)$10,0002,497
Applicable income taxes$04,713
Income before extraordinary items$1,811,0002,306
Extraordinary gains, net$025
Net income$1,811,0002,311
Minority interest net income$084
Net income of bank and minority interests.$1,811,0002,311
Net charge-offs$05,212
Cash dividends$1,687,0001,014
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,801,0002,250
2013-06-30 (YTD Data)Rank
Total interest income$3,119,0003,566
Total interest expense$276,0004,399
Net interest income$2,843,0003,415
Provision for loan and lease losses$04,788
Total noninterest income$643,0002,905
Gross Fiduciary activities income$101,000778
Service charges on deposit accounts$138,0003,497
Trading account gains and fees$0157
Additional Noninterest Income$404,0002,791
Total noninterest expense$2,378,0003,564
Salaries and employee benefits$1,544,0003,080
Premises and equipment expense$229,0003,986
Additional noninterest expense$605,0004,168
Pre-tax net operating income$1,108,0002,705
Securities gains (losses)$10,0002,282
Applicable income taxes$04,679
Income before extraordinary items$1,118,0002,408
Extraordinary gains, net$022
Net income$1,118,0002,417
Minority interest net income$082
Net income of bank and minority interests.$1,118,0002,415
Net charge-offs$04,909
Cash dividends$1,487,000806
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,108,0002,333
2013-03-31 (YTD Data)Rank
Total interest income$1,540,0003,628
Total interest expense$147,0004,351
Net interest income$1,393,0003,476
Provision for loan and lease losses$04,409
Total noninterest income$314,0002,938
Gross Fiduciary activities income$51,000775
Service charges on deposit accounts$66,0003,575
Trading account gains and fees$0148
Additional Noninterest Income$197,0002,795
Total noninterest expense$1,149,0003,665
Salaries and employee benefits$742,0003,197
Premises and equipment expense$110,0004,105
Additional noninterest expense$297,0004,250
Pre-tax net operating income$558,0002,678
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$558,0002,381
Extraordinary gains, net$010
Net income$558,0002,383
Minority interest net income$076
Net income of bank and minority interests.$558,0002,383
Net charge-offs$04,145
Cash dividends$1,230,000450
Sale, conversion, retirement of capital stock, net$0789
Net operating income$558,0002,286
2012-12-31 (YTD Data)Rank
Total interest income$6,715,0003,538
Total interest expense$714,0004,357
Net interest income$6,001,0003,380
Provision for loan and lease losses$05,905
Total noninterest income$1,223,0002,929
Gross Fiduciary activities income$223,000772
Service charges on deposit accounts$302,0003,472
Trading account gains and fees$0166
Additional Noninterest Income$698,0002,900
Total noninterest expense$4,728,0003,623
Salaries and employee benefits$3,023,0003,115
Premises and equipment expense$458,0004,022
Additional noninterest expense$1,247,0004,267
Pre-tax net operating income$2,496,0002,409
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,496,0002,182
Extraordinary gains, net$029
Net income$2,496,0002,181
Minority interest net income$093
Net income of bank and minority interests.$2,496,0002,183
Net charge-offs$05,985
Cash dividends$1,726,0001,351
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,496,0002,051
2012-09-30 (YTD Data)Rank
Total interest income$5,057,0003,602
Total interest expense$560,0004,383
Net interest income$4,497,0003,430
Provision for loan and lease losses$05,790
Total noninterest income$903,0002,974
Gross Fiduciary activities income$157,000773
Service charges on deposit accounts$230,0003,482
Trading account gains and fees$0157
Additional Noninterest Income$516,0002,909
Total noninterest expense$3,524,0003,661
Salaries and employee benefits$2,255,0003,141
Premises and equipment expense$342,0004,091
Additional noninterest expense$927,0004,305
Pre-tax net operating income$1,876,0002,468
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,876,0002,233
Extraordinary gains, net$020
Net income$1,876,0002,233
Minority interest net income$086
Net income of bank and minority interests.$1,876,0002,233
Net charge-offs$05,771
Cash dividends$1,725,000897
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,876,0002,104
2012-06-30 (YTD Data)Rank
Total interest income$3,326,0003,670
Total interest expense$387,0004,408
Net interest income$2,939,0003,486
Provision for loan and lease losses$05,619
Total noninterest income$594,0002,952
Gross Fiduciary activities income$103,000782
Service charges on deposit accounts$152,0003,480
Trading account gains and fees$0153
Additional Noninterest Income$339,0002,900
Total noninterest expense$2,335,0003,698
Salaries and employee benefits$1,504,0003,155
Premises and equipment expense$224,0004,138
Additional noninterest expense$607,0004,363
Pre-tax net operating income$1,198,0002,520
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,198,0002,275
Extraordinary gains, net$019
Net income$1,198,0002,275
Minority interest net income$084
Net income of bank and minority interests.$1,198,0002,275
Net charge-offs$05,507
Cash dividends$1,549,000663
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,198,0002,142
2012-03-31 (YTD Data)Rank
Total interest income$1,694,0003,662
Total interest expense$201,0004,443
Net interest income$1,493,0003,469
Provision for loan and lease losses$05,254
Total noninterest income$266,0003,139
Gross Fiduciary activities income$50,000796
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$143,0003,133
Total noninterest expense$1,132,0003,788
Salaries and employee benefits$740,0003,209
Premises and equipment expense$109,0004,223
Additional noninterest expense$283,0004,526
Pre-tax net operating income$627,0002,454
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$627,0002,169
Extraordinary gains, net$019
Net income$627,0002,170
Minority interest net income$078
Net income of bank and minority interests.$627,0002,171
Net charge-offs$04,730
Cash dividends$1,270,000385
Sale, conversion, retirement of capital stock, net$0861
Net operating income$627,0002,070
2011-12-31 (YTD Data)Rank
Total interest income$7,226,0003,592
Total interest expense$895,0004,659
Net interest income$6,331,0003,327
Provision for loan and lease losses$06,496
Total noninterest income$1,144,0002,889
Gross Fiduciary activities income$186,000758
Service charges on deposit accounts$330,0003,410
Trading account gains and fees$0146
Additional Noninterest Income$628,0002,788
Total noninterest expense$4,701,0003,696
Salaries and employee benefits$3,004,0003,116
Premises and equipment expense$477,0004,162
Additional noninterest expense$1,220,0004,402
Pre-tax net operating income$2,774,0001,969
Securities gains (losses)$16,0003,164
Applicable income taxes$04,719
Income before extraordinary items$2,790,0001,720
Extraordinary gains, net$029
Net income$2,790,0001,721
Minority interest net income$096
Net income of bank and minority interests.$2,790,0001,721
Net charge-offs$-3,0006,894
Cash dividends$1,696,0001,108
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,774,0001,644
2011-09-30 (YTD Data)Rank
Total interest income$5,433,0003,631
Total interest expense$682,0004,744
Net interest income$4,751,0003,344
Provision for loan and lease losses$06,393
Total noninterest income$837,0002,922
Gross Fiduciary activities income$138,000755
Service charges on deposit accounts$249,0003,405
Trading account gains and fees$0145
Additional Noninterest Income$450,0002,851
Total noninterest expense$3,534,0003,700
Salaries and employee benefits$2,255,0003,125
Premises and equipment expense$372,0004,106
Additional noninterest expense$907,0004,430
Pre-tax net operating income$2,054,0002,044
Securities gains (losses)$16,0002,895
Applicable income taxes$04,740
Income before extraordinary items$2,070,0001,787
Extraordinary gains, net$021
Net income$2,070,0001,787
Minority interest net income$087
Net income of bank and minority interests.$2,070,0001,787
Net charge-offs$-2,0006,766
Cash dividends$1,696,000752
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,054,0001,720
2011-06-30 (YTD Data)Rank
Total interest income$3,545,0003,725
Total interest expense$463,0004,816
Net interest income$3,082,0003,413
Provision for loan and lease losses$06,217
Total noninterest income$547,0002,962
Gross Fiduciary activities income$93,000762
Service charges on deposit accounts$164,0003,422
Trading account gains and fees$0153
Additional Noninterest Income$290,0002,924
Total noninterest expense$2,384,0003,707
Salaries and employee benefits$1,493,0003,154
Premises and equipment expense$244,0004,180
Additional noninterest expense$647,0004,315
Pre-tax net operating income$1,245,0002,171
Securities gains (losses)$16,0002,184
Applicable income taxes$04,697
Income before extraordinary items$1,261,0001,875
Extraordinary gains, net$015
Net income$1,261,0001,875
Minority interest net income$089
Net income of bank and minority interests.$1,261,0001,875
Net charge-offs$-2,0006,677
Cash dividends$1,489,000576
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,245,0001,828
2011-03-31 (YTD Data)Rank
Total interest income$1,764,0003,763
Total interest expense$241,0004,837
Net interest income$1,523,0003,427
Provision for loan and lease losses$05,840
Total noninterest income$271,0003,004
Gross Fiduciary activities income$46,000773
Service charges on deposit accounts$79,0003,463
Trading account gains and fees$0158
Additional Noninterest Income$146,0002,950
Total noninterest expense$1,182,0003,735
Salaries and employee benefits$746,0003,166
Premises and equipment expense$113,0004,429
Additional noninterest expense$323,0004,323
Pre-tax net operating income$612,0002,187
Securities gains (losses)$16,0001,172
Applicable income taxes$04,545
Income before extraordinary items$628,0001,840
Extraordinary gains, net$09
Net income$628,0001,839
Minority interest net income$086
Net income of bank and minority interests.$628,0001,840
Net charge-offs$-2,0006,441
Cash dividends$1,217,000317
Sale, conversion, retirement of capital stock, net$0925
Net operating income$612,0001,839
2010-12-31 (YTD Data)Rank
Total interest income$7,282,0003,812
Total interest expense$1,148,0004,926
Net interest income$6,134,0003,416
Provision for loan and lease losses$07,042
Total noninterest income$1,132,0003,009
Gross Fiduciary activities income$192,000771
Service charges on deposit accounts$390,0003,120
Trading account gains and fees$0175
Additional Noninterest Income$550,0003,054
Total noninterest expense$4,831,0003,717
Salaries and employee benefits$3,054,0003,061
Premises and equipment expense$508,0004,139
Additional noninterest expense$1,269,0004,459
Pre-tax net operating income$2,435,0001,928
Securities gains (losses)$33,0002,887
Applicable income taxes$04,655
Income before extraordinary items$2,468,0001,668
Extraordinary gains, net$029
Net income$2,468,0001,668
Minority interest net income$0111
Net income of bank and minority interests.$2,468,0001,670
Net charge-offs$16,0006,440
Cash dividends$1,064,0001,401
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,435,0001,626
2010-09-30 (YTD Data)Rank
Total interest income$5,437,0003,898
Total interest expense$887,0005,011
Net interest income$4,550,0003,486
Provision for loan and lease losses$06,977
Total noninterest income$872,0002,990
Gross Fiduciary activities income$149,000753
Service charges on deposit accounts$300,0003,154
Trading account gains and fees$0165
Additional Noninterest Income$423,0003,033
Total noninterest expense$3,640,0003,712
Salaries and employee benefits$2,325,0003,045
Premises and equipment expense$380,0004,208
Additional noninterest expense$935,0004,500
Pre-tax net operating income$1,782,0002,077
Securities gains (losses)$33,0002,674
Applicable income taxes$04,726
Income before extraordinary items$1,815,0001,814
Extraordinary gains, net$023
Net income$1,815,0001,815
Minority interest net income$0110
Net income of bank and minority interests.$1,815,0001,816
Net charge-offs$-5,0007,383
Cash dividends$1,064,000992
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,782,0001,754
2010-06-30 (YTD Data)Rank
Total interest income$3,537,0003,994
Total interest expense$607,0005,050
Net interest income$2,930,0003,577
Provision for loan and lease losses$06,857
Total noninterest income$596,0002,883
Gross Fiduciary activities income$98,000761
Service charges on deposit accounts$201,0003,153
Trading account gains and fees$0152
Additional Noninterest Income$297,0002,853
Total noninterest expense$2,447,0003,687
Salaries and employee benefits$1,566,0003,029
Premises and equipment expense$255,0004,219
Additional noninterest expense$626,0004,480
Pre-tax net operating income$1,079,0002,232
Securities gains (losses)$29,0002,194
Applicable income taxes$04,691
Income before extraordinary items$1,108,0001,941
Extraordinary gains, net$019
Net income$1,108,0001,941
Minority interest net income$0105
Net income of bank and minority interests.$1,108,0001,941
Net charge-offs$-3,0007,284
Cash dividends$875,000821
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,079,0001,889
2010-03-31 (YTD Data)Rank
Total interest income$1,741,0004,091
Total interest expense$315,0005,077
Net interest income$1,426,0003,693
Provision for loan and lease losses$06,552
Total noninterest income$268,0003,086
Gross Fiduciary activities income$47,000779
Service charges on deposit accounts$94,0003,271
Trading account gains and fees$0175
Additional Noninterest Income$127,0003,101
Total noninterest expense$1,240,0003,675
Salaries and employee benefits$782,0003,067
Premises and equipment expense$133,0004,203
Additional noninterest expense$325,0004,373
Pre-tax net operating income$454,0002,590
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$454,0002,310
Extraordinary gains, net$016
Net income$454,0002,309
Minority interest net income$091
Net income of bank and minority interests.$454,0002,310
Net charge-offs$05,610
Cash dividends$664,000503
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$454,0002,229
2009-12-31 (YTD Data)Rank
Total interest income$7,863,0003,866
Total interest expense$1,607,0005,000
Net interest income$6,256,0003,348
Provision for loan and lease losses$150,0006,058
Total noninterest income$1,218,0002,950
Gross Fiduciary activities income$215,000743
Service charges on deposit accounts$458,0003,060
Trading account gains and fees$0211
Additional Noninterest Income$545,0003,056
Total noninterest expense$4,952,0003,723
Salaries and employee benefits$3,065,0003,115
Premises and equipment expense$536,0004,194
Additional noninterest expense$1,351,0004,382
Pre-tax net operating income$2,372,0001,650
Securities gains (losses)$7,0003,362
Applicable income taxes$04,388
Income before extraordinary items$2,379,0001,406
Extraordinary gains, net$034
Net income$2,379,0001,404
Minority interest net income$0115
Net income of bank and minority interests.$2,379,0001,405
Net charge-offs$90,0005,790
Cash dividends$1,148,0001,483
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,372,0001,384
2009-09-30 (YTD Data)Rank
Total interest income$5,754,0003,997
Total interest expense$1,238,0005,063
Net interest income$4,516,0003,462
Provision for loan and lease losses$150,0005,500
Total noninterest income$922,0002,981
Gross Fiduciary activities income$175,000721
Service charges on deposit accounts$344,0003,080
Trading account gains and fees$0212
Additional Noninterest Income$403,0003,173
Total noninterest expense$3,591,0003,825
Salaries and employee benefits$2,271,0003,175
Premises and equipment expense$395,0004,291
Additional noninterest expense$925,0004,642
Pre-tax net operating income$1,697,0001,849
Securities gains (losses)$7,0003,075
Applicable income taxes$04,592
Income before extraordinary items$1,704,0001,577
Extraordinary gains, net$027
Net income$1,704,0001,575
Minority interest net income$0118
Net income of bank and minority interests.$1,704,0001,577
Net charge-offs$92,0005,128
Cash dividends$1,148,0001,120
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,697,0001,543
2009-06-30 (YTD Data)Rank
Total interest income$3,815,0004,037
Total interest expense$848,0005,124
Net interest income$2,967,0003,488
Provision for loan and lease losses$07,158
Total noninterest income$619,0002,980
Gross Fiduciary activities income$130,000704
Service charges on deposit accounts$219,0003,142
Trading account gains and fees$0193
Additional Noninterest Income$270,0003,165
Total noninterest expense$2,382,0003,878
Salaries and employee benefits$1,510,0003,221
Premises and equipment expense$260,0004,352
Additional noninterest expense$612,0004,669
Pre-tax net operating income$1,204,0001,823
Securities gains (losses)$1,0003,011
Applicable income taxes$04,657
Income before extraordinary items$1,205,0001,543
Extraordinary gains, net$021
Net income$1,205,0001,540
Minority interest net income$0112
Net income of bank and minority interests.$1,205,0001,542
Net charge-offs$53,0004,855
Cash dividends$938,000987
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,204,0001,520
2009-03-31 (YTD Data)Rank
Total interest income$1,956,0004,003
Total interest expense$444,0005,126
Net interest income$1,512,0003,423
Provision for loan and lease losses$06,744
Total noninterest income$274,0003,187
Gross Fiduciary activities income$45,000795
Service charges on deposit accounts$105,0003,171
Trading account gains and fees$0171
Additional Noninterest Income$124,0003,295
Total noninterest expense$1,130,0003,943
Salaries and employee benefits$745,0003,291
Premises and equipment expense$122,0004,572
Additional noninterest expense$263,0004,809
Pre-tax net operating income$656,0001,904
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$656,0001,643
Extraordinary gains, net$015
Net income$656,0001,644
Minority interest net income$0102
Net income of bank and minority interests.$656,0001,645
Net charge-offs$-4,0007,635
Cash dividends$131,0002,031
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$656,0001,566
2008-12-31 (YTD Data)Rank
Total interest income$8,862,0003,841
Total interest expense$3,076,0004,189
Net interest income$5,786,0003,565
Provision for loan and lease losses$07,334
Total noninterest income$1,279,0002,923
Gross Fiduciary activities income$181,000796
Service charges on deposit accounts$504,0003,002
Trading account gains and fees$0154
Additional Noninterest Income$594,0002,906
Total noninterest expense$4,450,0003,916
Salaries and employee benefits$2,840,0003,405
Premises and equipment expense$436,0004,846
Additional noninterest expense$1,174,0004,356
Pre-tax net operating income$2,615,0002,018
Securities gains (losses)$-1,0006,828
Applicable income taxes$04,979
Income before extraordinary items$2,614,0001,555
Extraordinary gains, net$039
Net income$2,614,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,209
Cash dividends$1,763,0001,511
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,615,0001,661
2008-09-30 (YTD Data)Rank
Total interest income$6,748,0003,862
Total interest expense$2,410,0004,182
Net interest income$4,338,0003,595
Provision for loan and lease losses$06,991
Total noninterest income$994,0002,926
Gross Fiduciary activities income$150,000782
Service charges on deposit accounts$384,0002,988
Trading account gains and fees$0148
Additional Noninterest Income$460,0002,944
Total noninterest expense$3,296,0003,929
Salaries and employee benefits$2,103,0003,476
Premises and equipment expense$316,0004,968
Additional noninterest expense$877,0004,281
Pre-tax net operating income$2,036,0002,278
Securities gains (losses)$5,0002,631
Applicable income taxes$05,372
Income before extraordinary items$2,041,0001,747
Extraordinary gains, net$031
Net income$2,041,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,978
Cash dividends$1,763,0001,155
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,036,0001,848
2008-06-30 (YTD Data)Rank
Total interest income$4,521,0003,903
Total interest expense$1,682,0004,184
Net interest income$2,839,0003,640
Provision for loan and lease losses$06,671
Total noninterest income$672,0002,928
Gross Fiduciary activities income$100,000805
Service charges on deposit accounts$259,0002,927
Trading account gains and fees$0149
Additional Noninterest Income$313,0002,957
Total noninterest expense$2,169,0003,991
Salaries and employee benefits$1,391,0003,528
Premises and equipment expense$204,0005,087
Additional noninterest expense$574,0004,321
Pre-tax net operating income$1,342,0002,405
Securities gains (losses)$5,0002,725
Applicable income taxes$05,627
Income before extraordinary items$1,347,0001,969
Extraordinary gains, net$021
Net income$1,347,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,029
Cash dividends$1,558,000964
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,342,0001,941
2008-03-31 (YTD Data)Rank
Total interest income$2,349,0003,882
Total interest expense$930,0004,095
Net interest income$1,419,0003,629
Provision for loan and lease losses$06,080
Total noninterest income$341,0002,871
Gross Fiduciary activities income$50,000803
Service charges on deposit accounts$126,0002,950
Trading account gains and fees$0158
Additional Noninterest Income$165,0002,884
Total noninterest expense$1,065,0004,055
Salaries and employee benefits$689,0003,587
Premises and equipment expense$96,0005,276
Additional noninterest expense$280,0004,333
Pre-tax net operating income$695,0002,428
Securities gains (losses)$6,0002,176
Applicable income taxes$05,622
Income before extraordinary items$701,0002,029
Extraordinary gains, net$015
Net income$701,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0008,359
Cash dividends$1,250,000604
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$695,0001,983
2007-12-31 (YTD Data)Rank
Total interest income$9,813,0003,812
Total interest expense$4,065,0003,974
Net interest income$5,748,0003,619
Provision for loan and lease losses$06,851
Total noninterest income$1,228,0003,098
Gross Fiduciary activities income$205,000799
Service charges on deposit accounts$533,0002,908
Trading account gains and fees$0178
Additional Noninterest Income$490,0003,350
Total noninterest expense$4,335,0003,879
Salaries and employee benefits$2,798,0003,418
Premises and equipment expense$450,0004,671
Additional noninterest expense$1,087,0004,369
Pre-tax net operating income$2,641,0002,705
Securities gains (losses)$-7,0007,477
Applicable income taxes$06,070
Income before extraordinary items$2,634,0002,258
Extraordinary gains, net$039
Net income$2,634,0002,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$1,249,0002,286
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,641,0002,241
2007-09-30 (YTD Data)Rank
Total interest income$7,372,0003,819
Total interest expense$3,037,0003,981
Net interest income$4,335,0003,617
Provision for loan and lease losses$06,528
Total noninterest income$908,0003,120
Gross Fiduciary activities income$151,000796
Service charges on deposit accounts$388,0002,977
Trading account gains and fees$0184
Additional Noninterest Income$369,0003,355
Total noninterest expense$3,261,0003,854
Salaries and employee benefits$2,108,0003,387
Premises and equipment expense$335,0004,680
Additional noninterest expense$818,0004,309
Pre-tax net operating income$1,982,0002,855
Securities gains (losses)$-7,0007,691
Applicable income taxes$06,220
Income before extraordinary items$1,975,0002,398
Extraordinary gains, net$033
Net income$1,975,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$1,249,0001,735
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,982,0002,369
2007-06-30 (YTD Data)Rank
Total interest income$4,891,0003,845
Total interest expense$2,023,0003,991
Net interest income$2,868,0003,660
Provision for loan and lease losses$06,209
Total noninterest income$598,0003,158
Gross Fiduciary activities income$100,000815
Service charges on deposit accounts$245,0003,069
Trading account gains and fees$0168
Additional Noninterest Income$253,0003,322
Total noninterest expense$2,213,0003,812
Salaries and employee benefits$1,421,0003,390
Premises and equipment expense$323,0003,658
Additional noninterest expense$469,0004,786
Pre-tax net operating income$1,253,0003,019
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,253,0002,549
Extraordinary gains, net$029
Net income$1,253,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$1,069,0001,443
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,253,0002,531
2007-03-31 (YTD Data)Rank
Total interest income$2,445,0003,838
Total interest expense$1,019,0003,962
Net interest income$1,426,0003,685
Provision for loan and lease losses$05,779
Total noninterest income$304,0003,081
Gross Fiduciary activities income$51,000808
Service charges on deposit accounts$121,0003,053
Trading account gains and fees$0195
Additional Noninterest Income$132,0003,238
Total noninterest expense$1,099,0003,835
Salaries and employee benefits$724,0003,359
Premises and equipment expense$159,0003,713
Additional noninterest expense$216,0005,011
Pre-tax net operating income$631,0003,007
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$631,0002,526
Extraordinary gains, net$022
Net income$631,0002,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$731,0001,053
Sale, conversion, retirement of capital stock, net$0885
Net operating income$631,0002,502
2006-12-31 (YTD Data)Rank
Total interest income$9,271,0003,784
Total interest expense$3,450,0003,955
Net interest income$5,821,0003,607
Provision for loan and lease losses$06,850
Total noninterest income$1,289,0002,982
Gross Fiduciary activities income$216,000785
Service charges on deposit accounts$570,0002,795
Trading account gains and fees$0130
Additional Noninterest Income$503,0003,326
Total noninterest expense$4,428,0003,668
Salaries and employee benefits$2,852,0003,275
Premises and equipment expense$599,0003,771
Additional noninterest expense$977,0004,587
Pre-tax net operating income$2,682,0002,985
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,682,0002,471
Extraordinary gains, net$051
Net income$2,682,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$3,304,0001,021
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,682,0002,454
2006-09-30 (YTD Data)Rank
Total interest income$6,790,0003,825
Total interest expense$2,437,0004,029
Net interest income$4,353,0003,629
Provision for loan and lease losses$06,685
Total noninterest income$990,0002,937
Gross Fiduciary activities income$154,000784
Service charges on deposit accounts$440,0002,747
Trading account gains and fees$0126
Additional Noninterest Income$396,0003,237
Total noninterest expense$3,289,0003,706
Salaries and employee benefits$2,141,0003,268
Premises and equipment expense$449,0003,783
Additional noninterest expense$699,0004,707
Pre-tax net operating income$2,054,0003,043
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,054,0002,507
Extraordinary gains, net$045
Net income$2,054,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,294
Cash dividends$2,804,000875
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,054,0002,495
2006-06-30 (YTD Data)Rank
Total interest income$4,349,0003,891
Total interest expense$1,454,0004,198
Net interest income$2,895,0003,639
Provision for loan and lease losses$06,419
Total noninterest income$640,0003,003
Gross Fiduciary activities income$102,000802
Service charges on deposit accounts$301,0002,652
Trading account gains and fees$0126
Additional Noninterest Income$237,0003,419
Total noninterest expense$2,165,0003,745
Salaries and employee benefits$1,425,0003,276
Premises and equipment expense$287,0003,901
Additional noninterest expense$453,0004,801
Pre-tax net operating income$1,370,0003,070
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,370,0002,516
Extraordinary gains, net$039
Net income$1,370,0002,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$2,591,000655
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,370,0002,496
2006-03-31 (YTD Data)Rank
Total interest income$2,116,0003,902
Total interest expense$682,0004,240
Net interest income$1,434,0003,660
Provision for loan and lease losses$06,013
Total noninterest income$323,0002,935
Gross Fiduciary activities income$50,000810
Service charges on deposit accounts$150,0002,603
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,340
Total noninterest expense$1,113,0003,688
Salaries and employee benefits$724,0003,238
Premises and equipment expense$141,0003,962
Additional noninterest expense$248,0004,507
Pre-tax net operating income$644,0003,161
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$644,0002,607
Extraordinary gains, net$021
Net income$644,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$2,284,000385
Sale, conversion, retirement of capital stock, net$0648
Net operating income$644,0002,588
2005-12-31 (YTD Data)Rank
Total interest income$7,739,0003,844
Total interest expense$2,009,0004,422
Net interest income$5,730,0003,559
Provision for loan and lease losses$07,120
Total noninterest income$1,643,0002,544
Gross Fiduciary activities income$196,000806
Service charges on deposit accounts$656,0002,468
Trading account gains and fees$0138
Additional Noninterest Income$791,0002,558
Total noninterest expense$4,543,0003,507
Salaries and employee benefits$2,698,0003,265
Premises and equipment expense$589,0003,715
Additional noninterest expense$1,256,0003,723
Pre-tax net operating income$2,830,0002,894
Securities gains (losses)$5,0001,712
Applicable income taxes$06,964
Income before extraordinary items$2,835,0002,356
Extraordinary gains, net$046
Net income$2,835,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,354
Cash dividends$1,637,0001,711
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,830,0002,332
2005-09-30 (YTD Data)Rank
Total interest income$5,660,0003,873
Total interest expense$1,392,0004,524
Net interest income$4,268,0003,572
Provision for loan and lease losses$06,899
Total noninterest income$1,036,0002,833
Gross Fiduciary activities income$142,000800
Service charges on deposit accounts$482,0002,511
Trading account gains and fees$0126
Additional Noninterest Income$412,0003,224
Total noninterest expense$3,280,0003,589
Salaries and employee benefits$2,033,0003,227
Premises and equipment expense$420,0003,830
Additional noninterest expense$827,0004,077
Pre-tax net operating income$2,024,0003,027
Securities gains (losses)$5,0001,712
Applicable income taxes$06,976
Income before extraordinary items$2,029,0002,460
Extraordinary gains, net$035
Net income$2,029,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,007
Cash dividends$1,637,0001,236
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,024,0002,434
2005-06-30 (YTD Data)Rank
Total interest income$3,689,0003,880
Total interest expense$875,0004,518
Net interest income$2,814,0003,586
Provision for loan and lease losses$06,626
Total noninterest income$689,0002,796
Gross Fiduciary activities income$95,000811
Service charges on deposit accounts$301,0002,613
Trading account gains and fees$0116
Additional Noninterest Income$293,0003,100
Total noninterest expense$2,151,0003,612
Salaries and employee benefits$1,332,0003,256
Premises and equipment expense$277,0003,851
Additional noninterest expense$542,0004,101
Pre-tax net operating income$1,352,0002,973
Securities gains (losses)$6,0001,523
Applicable income taxes$06,961
Income before extraordinary items$1,358,0002,392
Extraordinary gains, net$030
Net income$1,358,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$1,433,000982
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,352,0002,375
2005-03-31 (YTD Data)Rank
Total interest income$1,832,0003,857
Total interest expense$414,0004,576
Net interest income$1,418,0003,567
Provision for loan and lease losses$06,226
Total noninterest income$299,0003,058
Gross Fiduciary activities income$47,000823
Service charges on deposit accounts$146,0002,618
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,615
Total noninterest expense$1,106,0003,551
Salaries and employee benefits$662,0003,271
Premises and equipment expense$141,0003,820
Additional noninterest expense$303,0003,773
Pre-tax net operating income$611,0003,182
Securities gains (losses)$71,000454
Applicable income taxes$06,892
Income before extraordinary items$682,0002,379
Extraordinary gains, net$024
Net income$682,0002,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,757
Cash dividends$1,131,000580
Sale, conversion, retirement of capital stock, net$0491
Net operating income$611,0002,534
2004-12-31 (YTD Data)Rank
Total interest income$6,975,0003,817
Total interest expense$1,462,0004,591
Net interest income$5,513,0003,530
Provision for loan and lease losses$150,0004,230
Total noninterest income$1,210,0003,108
Gross Fiduciary activities income$212,000771
Service charges on deposit accounts$657,0002,518
Trading account gains and fees$0138
Additional Noninterest Income$341,0004,024
Total noninterest expense$4,236,0003,573
Salaries and employee benefits$2,576,0003,263
Premises and equipment expense$607,0003,499
Additional noninterest expense$1,053,0004,164
Pre-tax net operating income$2,337,0003,169
Securities gains (losses)$-196,0008,793
Applicable income taxes$07,185
Income before extraordinary items$2,141,0002,753
Extraordinary gains, net$034
Net income$2,141,0002,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,186
Cash dividends$3,036,000953
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,337,0002,510
2004-09-30 (YTD Data)Rank
Total interest income$5,162,0003,836
Total interest expense$1,069,0004,616
Net interest income$4,093,0003,530
Provision for loan and lease losses$07,100
Total noninterest income$885,0003,177
Gross Fiduciary activities income$146,000791
Service charges on deposit accounts$498,0002,506
Trading account gains and fees$0134
Additional Noninterest Income$241,0004,126
Total noninterest expense$3,167,0003,549
Salaries and employee benefits$1,935,0003,232
Premises and equipment expense$451,0003,537
Additional noninterest expense$781,0004,155
Pre-tax net operating income$1,811,0003,130
Securities gains (losses)$4,0003,145
Applicable income taxes$07,220
Income before extraordinary items$1,815,0002,545
Extraordinary gains, net$026
Net income$1,815,0002,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,509
Cash dividends$2,996,000705
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,811,0002,475
2004-06-30 (YTD Data)Rank
Total interest income$3,307,0003,953
Total interest expense$688,0004,724
Net interest income$2,619,0003,641
Provision for loan and lease losses$06,885
Total noninterest income$602,0003,160
Gross Fiduciary activities income$98,000800
Service charges on deposit accounts$323,0002,553
Trading account gains and fees$0130
Additional Noninterest Income$181,0003,955
Total noninterest expense$2,086,0003,619
Salaries and employee benefits$1,291,0003,239
Premises and equipment expense$299,0003,561
Additional noninterest expense$496,0004,340
Pre-tax net operating income$1,135,0003,249
Securities gains (losses)$2,0003,048
Applicable income taxes$07,214
Income before extraordinary items$1,137,0002,641
Extraordinary gains, net$021
Net income$1,137,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,775
Cash dividends$2,814,000525
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,135,0002,576
2004-03-31 (YTD Data)Rank
Total interest income$1,639,0003,977
Total interest expense$338,0004,810
Net interest income$1,301,0003,645
Provision for loan and lease losses$06,501
Total noninterest income$291,0003,177
Gross Fiduciary activities income$49,000804
Service charges on deposit accounts$153,0002,629
Trading account gains and fees$0121
Additional Noninterest Income$89,0003,959
Total noninterest expense$1,061,0003,594
Salaries and employee benefits$637,0003,293
Premises and equipment expense$160,0003,415
Additional noninterest expense$264,0004,140
Pre-tax net operating income$531,0003,375
Securities gains (losses)$2,0002,612
Applicable income taxes$07,103
Income before extraordinary items$533,0002,792
Extraordinary gains, net$016
Net income$533,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,833
Cash dividends$2,648,000297
Sale, conversion, retirement of capital stock, net$0464
Net operating income$531,0002,708
2003-12-31 (YTD Data)Rank
Total interest income$6,620,0003,993
Total interest expense$1,599,0004,688
Net interest income$5,021,0003,665
Provision for loan and lease losses$324,0002,997
Total noninterest income$1,408,0002,974
Gross Fiduciary activities income$216,000783
Service charges on deposit accounts$701,0002,348
Trading account gains and fees$0160
Additional Noninterest Income$491,0003,613
Total noninterest expense$4,257,0003,521
Salaries and employee benefits$2,764,0002,984
Premises and equipment expense$571,0003,668
Additional noninterest expense$922,0004,545
Pre-tax net operating income$1,843,0003,576
Securities gains (losses)$18,0003,281
Applicable income taxes$65,0006,099
Income before extraordinary items$1,796,0003,114
Extraordinary gains, net$054
Net income$1,796,0003,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,263
Cash dividends$935,0002,449
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,778,5402,986
2003-09-30 (YTD Data)Rank
Total interest income$5,008,0004,032
Total interest expense$1,250,0004,691
Net interest income$3,758,0003,691
Provision for loan and lease losses$07,481
Total noninterest income$1,009,0003,112
Gross Fiduciary activities income$153,000790
Service charges on deposit accounts$526,0002,360
Trading account gains and fees$0153
Additional Noninterest Income$330,0003,887
Total noninterest expense$3,136,0003,566
Salaries and employee benefits$1,995,0003,099
Premises and equipment expense$423,0003,685
Additional noninterest expense$718,0004,397
Pre-tax net operating income$1,631,0003,333
Securities gains (losses)$13,0003,204
Applicable income taxes$07,524
Income before extraordinary items$1,644,0002,761
Extraordinary gains, net$040
Net income$1,644,0002,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,759
Cash dividends$935,0001,833
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,631,0002,635
2003-06-30 (YTD Data)Rank
Total interest income$3,367,0004,037
Total interest expense$871,0004,673
Net interest income$2,496,0003,700
Provision for loan and lease losses$07,324
Total noninterest income$701,0003,012
Gross Fiduciary activities income$102,000803
Service charges on deposit accounts$357,0002,304
Trading account gains and fees$0150
Additional Noninterest Income$242,0003,682
Total noninterest expense$2,080,0003,570
Salaries and employee benefits$1,307,0003,133
Premises and equipment expense$289,0003,615
Additional noninterest expense$484,0004,355
Pre-tax net operating income$1,117,0003,251
Securities gains (losses)$13,0002,823
Applicable income taxes$07,529
Income before extraordinary items$1,130,0002,706
Extraordinary gains, net$030
Net income$1,130,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$789,0001,584
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,117,0002,577
2003-03-31 (YTD Data)Rank
Total interest income$1,673,0004,088
Total interest expense$453,0004,644
Net interest income$1,220,0003,770
Provision for loan and lease losses$06,934
Total noninterest income$304,0003,218
Gross Fiduciary activities income$51,000810
Service charges on deposit accounts$174,0002,278
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$1,038,0003,545
Salaries and employee benefits$650,0003,138
Premises and equipment expense$144,0003,607
Additional noninterest expense$244,0004,298
Pre-tax net operating income$486,0003,573
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$486,0003,012
Extraordinary gains, net$021
Net income$486,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$682,000947
Sale, conversion, retirement of capital stock, net$0419
Net operating income$486,0002,869
2002-12-31 (YTD Data)Rank
Total interest income$7,694,0003,772
Total interest expense$2,306,0004,364
Net interest income$5,388,0003,442
Provision for loan and lease losses$08,089
Total noninterest income$1,240,0003,000
Gross Fiduciary activities income$225,000792
Service charges on deposit accounts$590,0002,599
Trading account gains and fees$0153
Additional Noninterest Income$425,0003,594
Total noninterest expense$4,323,0003,339
Salaries and employee benefits$2,632,0002,984
Premises and equipment expense$581,0003,503
Additional noninterest expense$1,110,0003,848
Pre-tax net operating income$2,305,0003,072
Securities gains (losses)$1,0004,369
Applicable income taxes$51,0006,516
Income before extraordinary items$2,255,0002,553
Extraordinary gains, net$070
Net income$2,255,0002,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,214
Cash dividends$2,068,0001,274
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,254,0202,471
2001-12-31 (YTD Data)Rank
Total interest income$9,176,0003,575
Total interest expense$4,142,0003,689
Net interest income$5,034,0003,410
Provision for loan and lease losses$100,0005,578
Total noninterest income$992,0003,360
Gross Fiduciary activities income$190,000850
Service charges on deposit accounts$489,0002,887
Trading account gains and fees$0177
Additional Noninterest Income$313,0004,024
Total noninterest expense$3,880,0003,524
Salaries and employee benefits$2,277,0003,220
Premises and equipment expense$580,0003,463
Additional noninterest expense$1,023,0003,989
Pre-tax net operating income$2,046,0003,126
Securities gains (losses)$28,0002,876
Applicable income taxes$60,0006,535
Income before extraordinary items$2,014,0002,517
Extraordinary gains, net$0105
Net income$2,014,0002,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,426
Cash dividends$3,547,000796
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,986,8402,466
2000-12-31 (YTD Data)Rank
Total interest income$10,016,0003,385
Total interest expense$4,572,0003,570
Net interest income$5,444,0003,236
Provision for loan and lease losses$08,337
Total noninterest income$1,008,0003,111
Gross Fiduciary activities income$215,000790
Service charges on deposit accounts$493,0002,730
Trading account gains and fees$0180
Additional Noninterest Income$300,0003,921
Total noninterest expense$3,905,0003,400
Salaries and employee benefits$2,106,0003,319
Premises and equipment expense$543,0003,556
Additional noninterest expense$1,256,0003,273
Pre-tax net operating income$2,547,0002,717
Securities gains (losses)$01,956
Applicable income taxes$50,0007,236
Income before extraordinary items$2,497,0002,088
Extraordinary gains, net$038
Net income$2,497,0002,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,082
Cash dividends$1,741,0001,502
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,497,0002,086
1999-12-31 (YTD Data)Rank
Total interest income$8,989,0003,544
Total interest expense$3,904,0003,657
Net interest income$5,085,0003,403
Provision for loan and lease losses$08,503
Total noninterest income$919,0003,307
Gross Fiduciary activities income$179,000890
Service charges on deposit accounts$450,0002,890
Trading account gains and fees$0173
Additional Noninterest Income$290,0004,092
Total noninterest expense$3,741,0003,519
Salaries and employee benefits$1,946,0003,531
Premises and equipment expense$617,0003,174
Additional noninterest expense$1,178,0003,490
Pre-tax net operating income$2,263,0003,027
Securities gains (losses)$2,0002,566
Applicable income taxes$51,0007,618
Income before extraordinary items$2,214,0002,348
Extraordinary gains, net$035
Net income$2,214,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,383
Cash dividends$1,763,0001,503
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,212,0402,322
1998-12-31 (YTD Data)Rank
Total interest income$9,239,0003,457
Total interest expense$4,065,0003,632
Net interest income$5,174,0003,279
Provision for loan and lease losses$08,652
Total noninterest income$892,0003,338
Gross Fiduciary activities income$168,000901
Service charges on deposit accounts$480,0002,646
Trading account gains and fees$0224
Additional Noninterest Income$244,0004,478
Total noninterest expense$3,403,0003,701
Salaries and employee benefits$1,854,0003,581
Premises and equipment expense$499,0003,707
Additional noninterest expense$1,050,0003,784
Pre-tax net operating income$2,663,0002,637
Securities gains (losses)$2,0003,909
Applicable income taxes$108,0007,408
Income before extraordinary items$2,557,0002,045
Extraordinary gains, net$032
Net income$2,557,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,222
Cash dividends$1,953,0001,370
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,555,0801,970
1997-12-31 (YTD Data)Rank
Total interest income$8,924,0003,604
Total interest expense$3,947,0003,722
Net interest income$4,977,0003,508
Provision for loan and lease losses$08,829
Total noninterest income$737,0003,811
Gross Fiduciary activities income$157,000955
Service charges on deposit accounts$355,0003,575
Trading account gains and fees$0239
Additional Noninterest Income$225,0004,675
Total noninterest expense$3,239,0003,856
Salaries and employee benefits$1,710,0003,819
Premises and equipment expense$469,0003,917
Additional noninterest expense$1,060,0003,696
Pre-tax net operating income$2,475,0002,939
Securities gains (losses)$4,0002,936
Applicable income taxes$-442,00010,856
Income before extraordinary items$2,921,0001,809
Extraordinary gains, net$044
Net income$2,921,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,217
Cash dividends$881,0002,423
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,917,0001,772
1996-12-31 (YTD Data)Rank
Total interest income$8,485,0003,820
Total interest expense$3,842,0003,857
Net interest income$4,643,0003,788
Provision for loan and lease losses$09,041
Total noninterest income$656,0004,292
Gross Fiduciary activities income$152,0001,038
Service charges on deposit accounts$307,0004,155
Trading account gains and fees$0262
Additional Noninterest Income$197,0005,206
Total noninterest expense$3,235,0004,059
Salaries and employee benefits$1,502,0004,296
Premises and equipment expense$434,0004,251
Additional noninterest expense$1,299,0003,532
Pre-tax net operating income$2,064,0003,335
Securities gains (losses)$1,0003,760
Applicable income taxes$595,0003,614
Income before extraordinary items$1,470,0003,252
Extraordinary gains, net$053
Net income$1,470,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,379
Cash dividends$1,444,0001,631
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,469,2903,215
1995-12-31 (YTD Data)Rank
Total interest income$8,253,0003,899
Total interest expense$3,819,0003,832
Net interest income$4,434,0003,959
Provision for loan and lease losses$08,958
Total noninterest income$659,0004,285
Gross Fiduciary activities income$143,0001,083
Service charges on deposit accounts$249,0004,970
Trading account gains and fees$0522
Additional Noninterest Income$267,0004,300
Total noninterest expense$3,167,0004,090
Salaries and employee benefits$1,609,0004,030
Premises and equipment expense$392,0004,624
Additional noninterest expense$1,166,0003,837
Pre-tax net operating income$1,926,0003,615
Securities gains (losses)$65,0001,146
Applicable income taxes$556,0003,864
Income before extraordinary items$1,435,0003,379
Extraordinary gains, net$065
Net income$1,435,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,320
Cash dividends$3,346,000851
Sale, conversion, retirement of capital stock, net$-17,00010,448
Net operating income$1,388,2003,465
1994-12-31 (YTD Data)Rank
Total interest income$4,094,0006,586
Total interest expense$1,486,0006,932
Net interest income$2,608,0006,252
Provision for loan and lease losses$09,146
Total noninterest income$315,0007,052
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0008,040
Trading account gains and feesNANA
Additional Noninterest Income$213,0005,065
Total noninterest expense$1,543,0007,462
Salaries and employee benefits$819,0007,089
Premises and equipment expense$144,0008,713
Additional noninterest expense$580,0007,179
Pre-tax net operating income$1,380,0004,726
Securities gains (losses)$4,0002,755
Applicable income taxes$329,0005,526
Income before extraordinary items$1,055,0004,324
Extraordinary gains, net$0249
Net income$1,055,0004,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,051,9604,402
1993-12-31 (YTD Data)Rank
Total interest income$3,917,0006,961
Total interest expense$1,482,0007,263
Net interest income$2,435,0006,660
Provision for loan and lease losses$-50,00012,736
Total noninterest income$281,0007,923
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0008,554
Trading account gains and feesNANA
Additional Noninterest Income$187,0005,888
Total noninterest expense$1,441,0008,042
Salaries and employee benefits$783,0007,421
Premises and equipment expense$139,0009,201
Additional noninterest expense$519,0008,037
Pre-tax net operating income$1,325,0004,794
Securities gains (losses)$7,0005,826
Applicable income taxes$273,0006,440
Income before extraordinary items$1,059,0004,465
Extraordinary gains, net$-63,00012,791
Net income$996,0004,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,053,4004,256
1992-12-31 (YTD Data)Rank
Total interest income$4,119,0007,358
Total interest expense$1,810,0007,584
Net interest income$2,309,0006,987
Provision for loan and lease losses$011,756
Total noninterest income$284,0007,944
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$89,0008,867
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,753
Total noninterest expense$1,287,0008,707
Salaries and employee benefits$726,0007,801
Premises and equipment expense$97,00010,832
Additional noninterest expense$464,0008,819
Pre-tax net operating income$1,306,0004,591
Securities gains (losses)$82,0003,330
Applicable income taxes$291,0006,060
Income before extraordinary items$1,097,0004,141
Extraordinary gains, net$01,422
Net income$1,097,0004,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00012,539
Cash dividends$821,0001,864
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,032,2204,054

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.