Home > First State Bank > Net charge- offs to loans
First State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0717% | 4,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0454% | 4,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6121% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4220% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4847% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0451% | 4,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0528% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1581% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 3,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0528% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1564% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4332% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6692% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1554% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7521% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0873% | 4,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1383% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2135% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1256% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 4,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1645% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9945% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0302% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 4,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0248% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1192% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5429% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0515% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2317% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3907% | 978 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1263% | 4,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6275% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2431% | 4,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2374% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5621% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6009% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5571% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 358 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2187% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5155% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5968% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3815% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1388% | 256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3290% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4630% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9321% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2898% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 128 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7431% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8063% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4768% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6133% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2186% | 291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6767% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1392% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9049% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0502% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2821% | 197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0393% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8743% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0298% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0705% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4343% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7697% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3954% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1031% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 494 |
| Percentage Net Loans Charged-off:Construction & development | -0.0573% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3327% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4692% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1373% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3892% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 267 |
| Percentage Net Loans Charged-off:Construction & development | -0.1051% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5804% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7729% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8321% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6352% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0965% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0190% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6613% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5725% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6729% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1285% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6821% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2231% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7408% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1925% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0545% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5711% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1672% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6230% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0447% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0995% | 3,833 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1122% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3438% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 568 |
| Percentage Net Loans Charged-off:Construction & development | -0.1029% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2543% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0963% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1743% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0166% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0358% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8873% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 410 |
| Percentage Net Loans Charged-off:Construction & development | -0.1096% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3393% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0244% | 4,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1127% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7286% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9069% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 682 |
| Percentage Net Loans Charged-off:Construction & development | -0.1613% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 3,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1211% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 4,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9100% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0321% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6386% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0315% | 3,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9338% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2922% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6394% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 5,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.4529% | 5,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 4,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0519% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 4,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0599% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2295% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5074% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0782% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.6374% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 4,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0652% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8979% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7379% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6831% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 5,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 3,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0648% | 5,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1625% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7350% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9991% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4745% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 5,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0908% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 5,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 4,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0066% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7143% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4741% | 1,341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0477% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0867% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3084% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6059% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3817% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0675% | 4,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1226% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2028% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2171% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3322% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6804% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3993% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.1060% | 5,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0582% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 5,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9123% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2129% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8811% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 4,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.2193% | 5,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 5,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 5,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0619% | 4,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1899% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6219% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0419% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.1587% | 5,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 5,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 4,105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0706% | 4,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9837% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0669% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8672% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.1130% | 5,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0755% | 4,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4176% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4827% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3022% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | -0.1314% | 5,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 4,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1000% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 4,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2880% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9311% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2170% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.1390% | 5,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 4,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2221% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 4,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1280% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2042% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.6065% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 1,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3877% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3275% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0424% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3477% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0348% | 5,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8909% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4793% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9372% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 5,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.8212% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5284% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0577% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2642% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0712% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9391% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6476% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9718% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1827% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 1.5762% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1738% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3443% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1072% | 4,645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 5,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5948% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3868% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6186% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2705% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1111% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.1078% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 5,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7072% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1083% | 4,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 4,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2003% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3844% | 1,189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2684% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1850% | 5,772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 2.1854% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1728% | 1,794 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0131% | 5,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 6,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0910% | 4,809 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 6,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1546% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9090% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6293% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8267% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0505% | 5,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | 2.8452% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0735% | 6,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0968% | 4,845 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0728% | 6,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9378% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1117% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9180% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 4.2406% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0995% | 6,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1306% | 4,873 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0987% | 6,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9265% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4634% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8631% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1049% | 6,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1357% | 6,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0533% | 5,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 6,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2090% | 6,671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1434% | 4,889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2106% | 6,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 4,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7945% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2620% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4751% | 1,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0434% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1974% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 32.3569% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 2,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 3,210 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7732% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 3,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1039% | 3,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0107% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7719% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9188% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 5,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3210% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5139% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 41.8268% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 6,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6607% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 3,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1444% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9821% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3813% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8157% | 1,388 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 5,827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 4,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.7558% | 6,348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 6,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 3,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 3,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5774% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2238% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 5,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 2.2612% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 6,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0460% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 5,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 4,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 3,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2735% | 3,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2848% | 2,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 6,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7948% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1134% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7879% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0861% | 1,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 4,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1851% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3168% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3305% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 5,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1563% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4932% | 2,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1398% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2515% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2506% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.7716% | 1,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3641% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3803% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4886% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3950% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2109% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 5,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1274% | 3,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1096% | 2,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4194% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 5,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 4,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8102% | 543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 4,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 3,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 4,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5787% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4851% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 6,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4156% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4584% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5513% | 499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6432% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6556% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2843% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0504% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 6,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 4,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1608% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0180% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2186% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 3,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6223% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0918% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3079% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3143% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2550% | 2,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7123% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9426% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4777% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4132% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6439% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6573% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9417% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3398% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4056% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0034% | 6,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 4,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 4,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 3,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 3,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8041% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1818% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5326% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 3,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2842% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2522% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4011% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9679% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4803% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 3,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1797% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.3765% | 2,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 2,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7043% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5947% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0959% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0034% | 6,665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 3,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.5035% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 3,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9678% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8590% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0048% | 6,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 2,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.6883% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4074% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2623% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5557% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 6,724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2987% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1414% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 1.1557% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8857% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6051% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3995% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 4,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 3,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5208% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 3,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8655% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5346% | 1,912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1692% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 1,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2268% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0691% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8118% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7136% | 1,909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2381% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3338% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5935% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4458% | 1,912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4430% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6446% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1762% | 7,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8084% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4625% | 1,868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8857% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0784% | 7,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6606% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2573% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0400% | 1,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 7,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2221% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7934% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0541% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0976% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7828% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0807% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 7,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1683% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1576% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2660% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4406% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9629% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3961% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2910% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3984% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 2,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7299% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6137% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4700% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5970% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1849% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7827% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5905% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8004% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1598% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3688% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7899% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5184% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 5,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 3,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5887% | 3,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5873% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 4,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1487% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6146% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2672% | 1,471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 4,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2352% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 4,483 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7905% | 2,545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7828% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2901% | 2,573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 4,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8863% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3508% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 3,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6204% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6537% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1547% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 4,350 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6305% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 7,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2709% | 3,982 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9696% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 3,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 2,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 2,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4884% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3890% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7419% | 1,022 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 5,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1004% | 8,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5610% | 3,867 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1355% | 1,656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 5,456 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 5,446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 9,508 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 8,533 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 5,802 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0850% | 11,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5096% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 7,064 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |