Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,781,0001,274
Total interest expense$15,874,000937
Net interest income$17,907,0001,585
Provision for loan and lease losses$-1,500,0004,521
Total noninterest income$4,479,0001,272
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$1,569,000700
Trading account gains and feesNANA
Additional Noninterest Income$2,908,0001,281
Total noninterest expense$19,359,0001,240
Salaries and employee benefits$11,750,0001,180
Premises and equipment expense$3,589,000731
Additional noninterest expense$2,908,0001,281
Pre-tax net operating income$4,527,0002,033
Securities gains (losses)$0988
Applicable income taxes$435,0001,994
Income before extraordinary items$4,092,0001,966
Extraordinary gains, net$054
Net income$4,092,0001,990
Minority interest net income$088
Net income of bank and minority interests.$4,092,0001,969
Net charge-offs$223,0001,103
Cash dividends$6,397,000665
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,092,0002,003
2023-09-30 (YTD Data)Rank
Total interest income$25,024,0001,265
Total interest expense$11,188,000922
Net interest income$13,836,0001,551
Provision for loan and lease losses$03,085
Total noninterest income$3,606,0001,221
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,188,000694
Trading account gains and feesNANA
Additional Noninterest Income$2,418,0001,205
Total noninterest expense$15,028,0001,202
Salaries and employee benefits$8,985,0001,162
Premises and equipment expense$2,706,000736
Additional noninterest expense$2,418,0001,205
Pre-tax net operating income$2,414,0002,482
Securities gains (losses)$0849
Applicable income taxes$13,0003,274
Income before extraordinary items$2,401,0002,289
Extraordinary gains, net$052
Net income$2,401,0002,311
Minority interest net income$081
Net income of bank and minority interests.$2,401,0002,291
Net charge-offs$153,0001,001
Cash dividends$2,328,0001,070
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,401,0002,318
2023-06-30 (YTD Data)Rank
Total interest income$16,531,0001,246
Total interest expense$6,896,000896
Net interest income$9,635,0001,513
Provision for loan and lease losses$02,940
Total noninterest income$2,070,0001,271
Gross Fiduciary activities income$0931
Service charges on deposit accounts$764,000711
Trading account gains and feesNANA
Additional Noninterest Income$1,306,0001,291
Total noninterest expense$9,726,0001,222
Salaries and employee benefits$5,985,0001,149
Premises and equipment expense$1,791,000729
Additional noninterest expense$1,306,0001,290
Pre-tax net operating income$1,979,0002,262
Securities gains (losses)$0938
Applicable income taxes$58,0002,808
Income before extraordinary items$1,921,0002,113
Extraordinary gains, net$051
Net income$1,921,0002,138
Minority interest net income$081
Net income of bank and minority interests.$1,921,0002,113
Net charge-offs$63,0001,090
Cash dividends$1,755,000972
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,921,0002,125
2023-03-31 (YTD Data)Rank
Total interest income$8,233,0001,231
Total interest expense$3,289,000832
Net interest income$4,944,0001,486
Provision for loan and lease losses$02,612
Total noninterest income$845,0001,435
Gross Fiduciary activities income$0913
Service charges on deposit accounts$393,000703
Trading account gains and feesNANA
Additional Noninterest Income$452,0001,608
Total noninterest expense$4,845,0001,238
Salaries and employee benefits$2,989,0001,179
Premises and equipment expense$909,000753
Additional noninterest expense$452,0001,608
Pre-tax net operating income$944,0002,367
Securities gains (losses)$0950
Applicable income taxes$18,0002,996
Income before extraordinary items$926,0002,199
Extraordinary gains, net$04
Net income$926,0002,199
Minority interest net income$048
Net income of bank and minority interests.$926,0002,199
Net charge-offs$58,000755
Cash dividends$574,0001,160
Sale, conversion, retirement of capital stock, net$0430
Net operating income$926,0002,217
2022-12-31 (YTD Data)Rank
Total interest income$28,246,0001,204
Total interest expense$3,632,0001,003
Net interest income$24,614,0001,217
Provision for loan and lease losses$370,0001,395
Total noninterest income$3,666,0001,438
Gross Fiduciary activities income$2,000957
Service charges on deposit accounts$1,540,000719
Trading account gains and feesNANA
Additional Noninterest Income$2,124,0001,565
Total noninterest expense$18,900,0001,242
Salaries and employee benefits$11,846,0001,156
Premises and equipment expense$3,455,000746
Additional noninterest expense$2,124,0001,565
Pre-tax net operating income$9,010,0001,374
Securities gains (losses)$0691
Applicable income taxes$1,865,0001,130
Income before extraordinary items$7,145,0001,421
Extraordinary gains, net$05
Net income$7,145,0001,421
Minority interest net income$063
Net income of bank and minority interests.$7,145,0001,421
Net charge-offs$78,0001,348
Cash dividends$6,397,000642
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,145,0001,441
2022-09-30 (YTD Data)Rank
Total interest income$20,540,0001,186
Total interest expense$2,044,0001,005
Net interest income$18,496,0001,181
Provision for loan and lease losses$345,0001,174
Total noninterest income$2,818,0001,438
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,149,000731
Trading account gains and feesNANA
Additional Noninterest Income$1,669,0001,544
Total noninterest expense$13,983,0001,248
Salaries and employee benefits$8,741,0001,167
Premises and equipment expense$2,582,000755
Additional noninterest expense$1,669,0001,544
Pre-tax net operating income$6,986,0001,325
Securities gains (losses)$0740
Applicable income taxes$1,443,0001,103
Income before extraordinary items$5,543,0001,378
Extraordinary gains, net$04
Net income$5,543,0001,377
Minority interest net income$057
Net income of bank and minority interests.$5,543,0001,378
Net charge-offs$29,0001,442
Cash dividends$2,328,0001,015
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,543,0001,407
2022-06-30 (YTD Data)Rank
Total interest income$13,326,0001,172
Total interest expense$1,175,000987
Net interest income$12,151,0001,176
Provision for loan and lease losses$270,0001,001
Total noninterest income$1,919,0001,415
Gross Fiduciary activities income$0925
Service charges on deposit accounts$740,000748
Trading account gains and feesNANA
Additional Noninterest Income$1,179,0001,518
Total noninterest expense$9,134,0001,261
Salaries and employee benefits$5,707,0001,181
Premises and equipment expense$1,670,000767
Additional noninterest expense$1,757,0001,770
Pre-tax net operating income$4,666,0001,259
Securities gains (losses)$0687
Applicable income taxes$932,0001,062
Income before extraordinary items$3,734,0001,286
Extraordinary gains, net$04
Net income$3,734,0001,286
Minority interest net income$060
Net income of bank and minority interests.$3,734,0001,286
Net charge-offs$31,0001,159
Cash dividends$1,755,000931
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,734,0001,312
2022-03-31 (YTD Data)Rank
Total interest income$6,582,0001,145
Total interest expense$596,000931
Net interest income$5,986,0001,155
Provision for loan and lease losses$195,000675
Total noninterest income$875,0001,495
Gross Fiduciary activities income$0892
Service charges on deposit accounts$361,000760
Trading account gains and feesNANA
Additional Noninterest Income$514,0001,645
Total noninterest expense$4,464,0001,274
Salaries and employee benefits$2,851,0001,182
Premises and equipment expense$803,000806
Additional noninterest expense$810,0001,862
Pre-tax net operating income$2,202,0001,270
Securities gains (losses)$0623
Applicable income taxes$437,0001,054
Income before extraordinary items$1,765,0001,306
Extraordinary gains, net$04
Net income$1,765,0001,305
Minority interest net income$050
Net income of bank and minority interests.$1,765,0001,306
Net charge-offs$-18,0004,112
Cash dividends$574,0001,087
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,765,0001,320
2021-12-31 (YTD Data)Rank
Total interest income$28,167,0001,110
Total interest expense$3,663,000742
Net interest income$24,504,0001,149
Provision for loan and lease losses$1,280,000461
Total noninterest income$4,934,0001,325
Gross Fiduciary activities income$2,000941
Service charges on deposit accounts$1,418,000730
Trading account gains and feesNANA
Additional Noninterest Income$3,514,0001,353
Total noninterest expense$18,845,0001,215
Salaries and employee benefits$11,394,0001,173
Premises and equipment expense$3,229,000797
Additional noninterest expense$4,222,0001,531
Pre-tax net operating income$9,313,0001,343
Securities gains (losses)$02,062
Applicable income taxes$2,022,0001,093
Income before extraordinary items$7,291,0001,459
Extraordinary gains, net$010
Net income$7,291,0001,459
Minority interest net income$074
Net income of bank and minority interests.$7,291,0001,459
Net charge-offs$54,0001,618
Cash dividends$6,397,000650
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,291,0001,429
2021-09-30 (YTD Data)Rank
Total interest income$21,631,0001,118
Total interest expense$2,890,000751
Net interest income$18,741,0001,158
Provision for loan and lease losses$1,085,000399
Total noninterest income$4,061,0001,270
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,041,000730
Trading account gains and feesNANA
Additional Noninterest Income$3,020,0001,283
Total noninterest expense$13,905,0001,231
Salaries and employee benefits$8,673,0001,161
Premises and equipment expense$2,344,000845
Additional noninterest expense$2,888,0001,635
Pre-tax net operating income$7,812,0001,293
Securities gains (losses)$02,015
Applicable income taxes$1,746,0001,042
Income before extraordinary items$6,066,0001,390
Extraordinary gains, net$08
Net income$6,066,0001,390
Minority interest net income$069
Net income of bank and minority interests.$6,066,0001,390
Net charge-offs$-40,0004,137
Cash dividends$2,328,0001,047
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,066,0001,374
2021-06-30 (YTD Data)Rank
Total interest income$13,637,0001,162
Total interest expense$2,036,000737
Net interest income$11,601,0001,216
Provision for loan and lease losses$890,000356
Total noninterest income$3,406,0001,096
Gross Fiduciary activities income$0951
Service charges on deposit accounts$666,000730
Trading account gains and feesNANA
Additional Noninterest Income$2,740,0001,044
Total noninterest expense$9,512,0001,202
Salaries and employee benefits$5,909,0001,137
Premises and equipment expense$1,520,000866
Additional noninterest expense$2,083,0001,524
Pre-tax net operating income$4,605,0001,384
Securities gains (losses)$01,818
Applicable income taxes$963,0001,168
Income before extraordinary items$3,642,0001,497
Extraordinary gains, net$06
Net income$3,642,0001,497
Minority interest net income$067
Net income of bank and minority interests.$3,642,0001,497
Net charge-offs$-76,0004,506
Cash dividends$1,755,000952
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,642,0001,463
2021-03-31 (YTD Data)Rank
Total interest income$6,900,0001,153
Total interest expense$1,080,000738
Net interest income$5,820,0001,209
Provision for loan and lease losses$495,000387
Total noninterest income$784,0001,755
Gross Fiduciary activities income$0922
Service charges on deposit accounts$343,000697
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,044
Total noninterest expense$4,477,0001,246
Salaries and employee benefits$2,726,0001,199
Premises and equipment expense$721,000918
Additional noninterest expense$1,030,0001,515
Pre-tax net operating income$1,632,0001,766
Securities gains (losses)$01,392
Applicable income taxes$279,0001,562
Income before extraordinary items$1,353,0001,839
Extraordinary gains, net$03
Net income$1,353,0001,839
Minority interest net income$055
Net income of bank and minority interests.$1,353,0001,839
Net charge-offs$82,000679
Cash dividends$574,0001,109
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,353,0001,801
2020-12-31 (YTD Data)Rank
Total interest income$31,853,0001,003
Total interest expense$6,648,000714
Net interest income$25,205,0001,068
Provision for loan and lease losses$2,580,000891
Total noninterest income$3,077,0001,706
Gross Fiduciary activities income$11,000887
Service charges on deposit accounts$1,383,000728
Trading account gains and feesNANA
Additional Noninterest Income$1,683,0001,968
Total noninterest expense$17,471,0001,228
Salaries and employee benefits$10,258,0001,231
Premises and equipment expense$3,216,000802
Additional noninterest expense$3,997,0001,536
Pre-tax net operating income$8,231,0001,230
Securities gains (losses)$02,675
Applicable income taxes$1,618,0001,076
Income before extraordinary items$6,613,0001,316
Extraordinary gains, net$04
Net income$6,613,0001,317
Minority interest net income$072
Net income of bank and minority interests.$6,613,0001,317
Net charge-offs$1,450,000517
Cash dividends$6,397,000624
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,613,0001,277
2020-09-30 (YTD Data)Rank
Total interest income$23,424,0001,016
Total interest expense$5,345,000719
Net interest income$18,079,0001,091
Provision for loan and lease losses$1,785,000952
Total noninterest income$2,189,0001,704
Gross Fiduciary activities income$3,000914
Service charges on deposit accounts$1,013,000739
Trading account gains and feesNANA
Additional Noninterest Income$1,173,0002,007
Total noninterest expense$13,238,0001,203
Salaries and employee benefits$8,075,0001,164
Premises and equipment expense$2,369,000803
Additional noninterest expense$2,794,0001,594
Pre-tax net operating income$5,245,0001,341
Securities gains (losses)$02,494
Applicable income taxes$918,0001,251
Income before extraordinary items$4,327,0001,421
Extraordinary gains, net$04
Net income$4,327,0001,422
Minority interest net income$065
Net income of bank and minority interests.$4,327,0001,422
Net charge-offs$1,254,000447
Cash dividends$1,755,0001,224
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,327,0001,375
2020-06-30 (YTD Data)Rank
Total interest income$15,841,0001,019
Total interest expense$3,800,000733
Net interest income$12,041,0001,096
Provision for loan and lease losses$990,0001,103
Total noninterest income$1,260,0001,790
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$687,000731
Trading account gains and feesNANA
Additional Noninterest Income$571,0002,254
Total noninterest expense$8,582,0001,224
Salaries and employee benefits$5,384,0001,153
Premises and equipment expense$1,570,000806
Additional noninterest expense$1,628,0001,769
Pre-tax net operating income$3,729,0001,225
Securities gains (losses)$02,249
Applicable income taxes$699,0001,086
Income before extraordinary items$3,030,0001,297
Extraordinary gains, net$04
Net income$3,030,0001,297
Minority interest net income$065
Net income of bank and minority interests.$3,030,0001,297
Net charge-offs$1,135,000368
Cash dividends$1,755,000892
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,030,0001,257
2020-03-31 (YTD Data)Rank
Total interest income$7,978,0001,019
Total interest expense$2,102,000756
Net interest income$5,876,0001,094
Provision for loan and lease losses$195,0001,477
Total noninterest income$619,0001,720
Gross Fiduciary activities income$0941
Service charges on deposit accounts$404,000737
Trading account gains and feesNANA
Additional Noninterest Income$215,0002,354
Total noninterest expense$4,273,0001,242
Salaries and employee benefits$2,685,0001,165
Premises and equipment expense$685,000926
Additional noninterest expense$903,0001,649
Pre-tax net operating income$2,027,0001,024
Securities gains (losses)$01,705
Applicable income taxes$393,000887
Income before extraordinary items$1,634,0001,107
Extraordinary gains, net$04
Net income$1,634,0001,106
Minority interest net income$056
Net income of bank and minority interests.$1,634,0001,107
Net charge-offs$317,000479
Cash dividends$574,0001,187
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,634,0001,082
2019-12-31 (YTD Data)Rank
Total interest income$33,843,000979
Total interest expense$9,155,000740
Net interest income$24,688,0001,061
Provision for loan and lease losses$780,0001,098
Total noninterest income$3,222,0001,496
Gross Fiduciary activities income$4,000967
Service charges on deposit accounts$1,672,000748
Trading account gains and feesNANA
Additional Noninterest Income$1,546,0001,767
Total noninterest expense$17,197,0001,214
Salaries and employee benefits$10,719,0001,140
Premises and equipment expense$3,058,000835
Additional noninterest expense$3,420,0001,700
Pre-tax net operating income$9,933,0001,064
Securities gains (losses)$15,0001,739
Applicable income taxes$1,655,0001,021
Income before extraordinary items$8,293,0001,084
Extraordinary gains, net$011
Net income$8,293,0001,086
Minority interest net income$076
Net income of bank and minority interests.$8,293,0001,086
Net charge-offs$692,000855
Cash dividends$6,374,000666
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,280,5501,061
2019-09-30 (YTD Data)Rank
Total interest income$25,390,000982
Total interest expense$7,016,000735
Net interest income$18,374,0001,075
Provision for loan and lease losses$585,0001,035
Total noninterest income$2,220,0001,570
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,226,000749
Trading account gains and feesNANA
Additional Noninterest Income$994,0001,924
Total noninterest expense$13,037,0001,205
Salaries and employee benefits$8,229,0001,123
Premises and equipment expense$2,288,000838
Additional noninterest expense$2,520,0001,741
Pre-tax net operating income$6,972,0001,132
Securities gains (losses)$15,0001,535
Applicable income taxes$1,190,0001,099
Income before extraordinary items$5,797,0001,167
Extraordinary gains, net$011
Net income$5,797,0001,168
Minority interest net income$072
Net income of bank and minority interests.$5,797,0001,168
Net charge-offs$617,000666
Cash dividends$2,310,0001,070
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,784,5501,147
2019-06-30 (YTD Data)Rank
Total interest income$16,821,000979
Total interest expense$4,615,000727
Net interest income$12,206,0001,077
Provision for loan and lease losses$390,0001,030
Total noninterest income$1,459,0001,555
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$795,000763
Trading account gains and feesNANA
Additional Noninterest Income$664,0001,909
Total noninterest expense$8,727,0001,201
Salaries and employee benefits$5,580,0001,105
Premises and equipment expense$1,496,000861
Additional noninterest expense$1,651,0001,783
Pre-tax net operating income$4,548,0001,125
Securities gains (losses)$3,0001,472
Applicable income taxes$782,0001,080
Income before extraordinary items$3,769,0001,158
Extraordinary gains, net$011
Net income$3,769,0001,158
Minority interest net income$069
Net income of bank and minority interests.$3,769,0001,158
Net charge-offs$355,000703
Cash dividends$1,743,000980
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,766,5101,140
2019-03-31 (YTD Data)Rank
Total interest income$8,392,000981
Total interest expense$2,309,000711
Net interest income$6,083,0001,080
Provision for loan and lease losses$195,000968
Total noninterest income$717,0001,539
Gross Fiduciary activities income$0972
Service charges on deposit accounts$389,000771
Trading account gains and feesNANA
Additional Noninterest Income$328,0001,875
Total noninterest expense$4,306,0001,213
Salaries and employee benefits$2,786,0001,103
Premises and equipment expense$747,000864
Additional noninterest expense$773,0001,873
Pre-tax net operating income$2,299,0001,100
Securities gains (losses)$-3,0004,951
Applicable income taxes$393,0001,065
Income before extraordinary items$1,903,0001,133
Extraordinary gains, net$05
Net income$1,903,0001,132
Minority interest net income$052
Net income of bank and minority interests.$1,903,0001,132
Net charge-offs$322,000452
Cash dividends$568,0001,234
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,905,4901,112
2018-12-31 (YTD Data)Rank
Total interest income$33,075,000948
Total interest expense$6,817,000717
Net interest income$26,258,000991
Provision for loan and lease losses$396,0001,684
Total noninterest income$3,424,0001,410
Gross Fiduciary activities income$4,0001,010
Service charges on deposit accounts$1,758,000722
Trading account gains and feesNANA
Additional Noninterest Income$1,662,0001,684
Total noninterest expense$17,311,0001,189
Salaries and employee benefits$11,131,0001,076
Premises and equipment expense$2,829,000883
Additional noninterest expense$3,351,0001,741
Pre-tax net operating income$11,975,000910
Securities gains (losses)$-36,0004,768
Applicable income taxes$2,305,000797
Income before extraordinary items$9,634,000942
Extraordinary gains, net$06
Net income$9,634,000941
Minority interest net income$072
Net income of bank and minority interests.$9,634,000941
Net charge-offs$526,000919
Cash dividends$6,374,000603
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,663,160936
2018-09-30 (YTD Data)Rank
Total interest income$24,643,000940
Total interest expense$4,759,000728
Net interest income$19,884,000979
Provision for loan and lease losses$297,0001,601
Total noninterest income$2,405,0001,481
Gross Fiduciary activities income$1,0001,014
Service charges on deposit accounts$1,346,000709
Trading account gains and feesNANA
Additional Noninterest Income$1,058,0001,872
Total noninterest expense$13,430,0001,163
Salaries and employee benefits$8,897,0001,024
Premises and equipment expense$2,096,000891
Additional noninterest expense$2,437,0001,795
Pre-tax net operating income$8,562,000953
Securities gains (losses)$-37,0005,073
Applicable income taxes$1,615,000845
Income before extraordinary items$6,910,000988
Extraordinary gains, net$05
Net income$6,910,000987
Minority interest net income$066
Net income of bank and minority interests.$6,910,000987
Net charge-offs$495,000718
Cash dividends$2,310,000953
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,939,970979
2018-06-30 (YTD Data)Rank
Total interest income$16,320,000942
Total interest expense$2,860,000745
Net interest income$13,460,000960
Provision for loan and lease losses$198,0001,553
Total noninterest income$1,567,0001,511
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$904,000689
Trading account gains and feesNANA
Additional Noninterest Income$663,0001,941
Total noninterest expense$8,943,0001,167
Salaries and employee benefits$6,004,0001,016
Premises and equipment expense$1,386,000902
Additional noninterest expense$1,553,0001,861
Pre-tax net operating income$5,886,000912
Securities gains (losses)$36,000380
Applicable income taxes$1,125,000804
Income before extraordinary items$4,797,000947
Extraordinary gains, net$06
Net income$4,797,000945
Minority interest net income$065
Net income of bank and minority interests.$4,797,000946
Net charge-offs$354,000659
Cash dividends$1,743,000861
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,767,840942
2018-03-31 (YTD Data)Rank
Total interest income$8,073,000937
Total interest expense$1,368,000737
Net interest income$6,705,000960
Provision for loan and lease losses$99,0001,492
Total noninterest income$881,0001,388
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$468,000672
Trading account gains and feesNANA
Additional Noninterest Income$413,0001,677
Total noninterest expense$4,384,0001,179
Salaries and employee benefits$3,008,0001,030
Premises and equipment expense$744,000850
Additional noninterest expense$632,0002,194
Pre-tax net operating income$3,103,000840
Securities gains (losses)$0735
Applicable income taxes$595,000757
Income before extraordinary items$2,508,000877
Extraordinary gains, net$07
Net income$2,508,000878
Minority interest net income$052
Net income of bank and minority interests.$2,508,000877
Net charge-offs$198,000583
Cash dividends$567,0001,095
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,508,000868
2017-12-31 (YTD Data)Rank
Total interest income$31,663,000910
Total interest expense$4,343,000783
Net interest income$27,320,000920
Provision for loan and lease losses$447,0001,554
Total noninterest income$3,155,0001,530
Gross Fiduciary activities income$3,0001,058
Service charges on deposit accounts$1,833,000700
Trading account gains and feesNANA
Additional Noninterest Income$1,319,0001,959
Total noninterest expense$16,882,0001,203
Salaries and employee benefits$10,750,0001,096
Premises and equipment expense$2,819,000867
Additional noninterest expense$3,313,0001,796
Pre-tax net operating income$13,146,000779
Securities gains (losses)$02,243
Applicable income taxes$4,273,000739
Income before extraordinary items$8,873,000826
Extraordinary gains, net$09
Net income$8,873,000827
Minority interest net income$076
Net income of bank and minority interests.$8,873,000826
Net charge-offs$882,000761
Cash dividends$6,170,000554
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,873,000813
2017-09-30 (YTD Data)Rank
Total interest income$23,598,000911
Total interest expense$3,147,000786
Net interest income$20,451,000924
Provision for loan and lease losses$348,0001,488
Total noninterest income$2,370,0001,536
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,371,000700
Trading account gains and feesNANA
Additional Noninterest Income$999,0001,975
Total noninterest expense$13,269,0001,175
Salaries and employee benefits$8,672,0001,035
Premises and equipment expense$2,131,000867
Additional noninterest expense$2,466,0001,801
Pre-tax net operating income$9,204,000841
Securities gains (losses)$02,274
Applicable income taxes$2,747,000736
Income before extraordinary items$6,457,000912
Extraordinary gains, net$09
Net income$6,457,000913
Minority interest net income$071
Net income of bank and minority interests.$6,457,000912
Net charge-offs$485,000827
Cash dividends$2,281,000939
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,457,000901
2017-06-30 (YTD Data)Rank
Total interest income$15,539,000911
Total interest expense$1,998,000799
Net interest income$13,541,000926
Provision for loan and lease losses$249,0001,396
Total noninterest income$1,552,0001,561
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$888,000710
Trading account gains and feesNANA
Additional Noninterest Income$664,0001,992
Total noninterest expense$8,842,0001,179
Salaries and employee benefits$5,832,0001,028
Premises and equipment expense$1,414,000877
Additional noninterest expense$1,596,0001,841
Pre-tax net operating income$6,002,000841
Securities gains (losses)$01,906
Applicable income taxes$1,774,000727
Income before extraordinary items$4,228,000918
Extraordinary gains, net$011
Net income$4,228,000919
Minority interest net income$071
Net income of bank and minority interests.$4,228,000918
Net charge-offs$358,000730
Cash dividends$1,714,000868
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,228,000905
2017-03-31 (YTD Data)Rank
Total interest income$7,635,000917
Total interest expense$941,000818
Net interest income$6,694,000936
Provision for loan and lease losses$150,0001,115
Total noninterest income$757,0001,581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$438,000722
Trading account gains and feesNANA
Additional Noninterest Income$319,0002,018
Total noninterest expense$4,519,0001,164
Salaries and employee benefits$3,002,0001,013
Premises and equipment expense$703,000891
Additional noninterest expense$814,0001,808
Pre-tax net operating income$2,782,000879
Securities gains (losses)$01,153
Applicable income taxes$806,000769
Income before extraordinary items$1,976,000953
Extraordinary gains, net$08
Net income$1,976,000954
Minority interest net income$055
Net income of bank and minority interests.$1,976,000953
Net charge-offs$284,000482
Cash dividends$567,0001,105
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,976,000940
2016-12-31 (YTD Data)Rank
Total interest income$29,736,000915
Total interest expense$2,795,0001,031
Net interest income$26,941,000881
Provision for loan and lease losses$400,0001,679
Total noninterest income$3,199,0001,578
Gross Fiduciary activities income$4,0001,075
Service charges on deposit accounts$1,921,000681
Trading account gains and fees$0170
Additional Noninterest Income$1,274,0002,101
Total noninterest expense$16,145,0001,240
Salaries and employee benefits$10,289,0001,122
Premises and equipment expense$2,722,000906
Additional noninterest expense$3,134,0001,907
Pre-tax net operating income$13,595,000700
Securities gains (losses)$03,212
Applicable income taxes$4,080,000637
Income before extraordinary items$9,515,000798
Extraordinary gains, net$05
Net income$9,515,000798
Minority interest net income$082
Net income of bank and minority interests.$9,515,000797
Net charge-offs$-69,0005,431
Cash dividends$5,967,000578
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,515,000771
2016-09-30 (YTD Data)Rank
Total interest income$22,101,000922
Total interest expense$2,002,0001,078
Net interest income$20,099,000885
Provision for loan and lease losses$300,0001,615
Total noninterest income$2,394,0001,578
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,476,000661
Trading account gains and fees$0169
Additional Noninterest Income$918,0002,150
Total noninterest expense$12,646,0001,208
Salaries and employee benefits$8,314,0001,049
Premises and equipment expense$2,034,000908
Additional noninterest expense$2,298,0001,931
Pre-tax net operating income$9,547,000739
Securities gains (losses)$03,160
Applicable income taxes$2,813,000685
Income before extraordinary items$6,734,000836
Extraordinary gains, net$05
Net income$6,734,000835
Minority interest net income$071
Net income of bank and minority interests.$6,734,000836
Net charge-offs$235,0001,335
Cash dividends$2,252,000928
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,734,000816
2016-06-30 (YTD Data)Rank
Total interest income$14,570,000926
Total interest expense$1,281,0001,118
Net interest income$13,289,000897
Provision for loan and lease losses$200,0001,606
Total noninterest income$1,593,0001,551
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$989,000647
Trading account gains and fees$0157
Additional Noninterest Income$604,0002,133
Total noninterest expense$8,478,0001,206
Salaries and employee benefits$5,544,0001,054
Premises and equipment expense$1,371,000896
Additional noninterest expense$1,563,0001,907
Pre-tax net operating income$6,204,000751
Securities gains (losses)$02,835
Applicable income taxes$1,784,000706
Income before extraordinary items$4,420,000836
Extraordinary gains, net$016
Net income$4,420,000834
Minority interest net income$071
Net income of bank and minority interests.$4,420,000835
Net charge-offs$183,0001,191
Cash dividends$1,686,000883
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,420,000809
2016-03-31 (YTD Data)Rank
Total interest income$7,257,000924
Total interest expense$658,0001,090
Net interest income$6,599,000906
Provision for loan and lease losses$99,0001,546
Total noninterest income$767,0001,564
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$498,000636
Trading account gains and fees$0142
Additional Noninterest Income$269,0002,237
Total noninterest expense$4,239,0001,214
Salaries and employee benefits$2,768,0001,067
Premises and equipment expense$680,000911
Additional noninterest expense$791,0001,876
Pre-tax net operating income$3,028,000755
Securities gains (losses)$02,077
Applicable income taxes$863,000701
Income before extraordinary items$2,165,000831
Extraordinary gains, net$012
Net income$2,165,000832
Minority interest net income$062
Net income of bank and minority interests.$2,165,000832
Net charge-offs$126,000887
Cash dividends$567,0001,117
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,165,000810
2015-12-31 (YTD Data)Rank
Total interest income$28,190,000920
Total interest expense$2,665,0001,057
Net interest income$25,525,000892
Provision for loan and lease losses$455,0001,455
Total noninterest income$3,081,0001,572
Gross Fiduciary activities income$1,0001,155
Service charges on deposit accounts$1,955,000675
Trading account gains and fees$0159
Additional Noninterest Income$1,125,0002,226
Total noninterest expense$15,678,0001,261
Salaries and employee benefits$9,884,0001,144
Premises and equipment expense$2,558,000949
Additional noninterest expense$3,236,0001,866
Pre-tax net operating income$12,473,000720
Securities gains (losses)$27,0002,055
Applicable income taxes$3,422,000695
Income before extraordinary items$9,078,000801
Extraordinary gains, net$023
Net income$9,078,000801
Minority interest net income$081
Net income of bank and minority interests.$9,078,000801
Net charge-offs$-952,0006,092
Cash dividends$5,967,000573
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,058,290784
2015-09-30 (YTD Data)Rank
Total interest income$21,065,000931
Total interest expense$2,063,0001,036
Net interest income$19,002,000902
Provision for loan and lease losses$455,0001,107
Total noninterest income$2,202,0001,641
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,463,000673
Trading account gains and fees$0153
Additional Noninterest Income$739,0002,412
Total noninterest expense$11,860,0001,262
Salaries and employee benefits$7,410,0001,151
Premises and equipment expense$1,999,000925
Additional noninterest expense$2,451,0001,845
Pre-tax net operating income$8,889,000773
Securities gains (losses)$10,0002,368
Applicable income taxes$2,310,000752
Income before extraordinary items$6,589,000821
Extraordinary gains, net$021
Net income$6,589,000822
Minority interest net income$078
Net income of bank and minority interests.$6,589,000821
Net charge-offs$-964,0006,192
Cash dividends$2,253,000889
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,581,600803
2015-06-30 (YTD Data)Rank
Total interest income$13,978,000929
Total interest expense$1,437,000998
Net interest income$12,541,000908
Provision for loan and lease losses$455,000834
Total noninterest income$1,355,0001,734
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$942,000681
Trading account gains and fees$0157
Additional Noninterest Income$413,0002,638
Total noninterest expense$7,879,0001,271
Salaries and employee benefits$4,863,0001,161
Premises and equipment expense$1,318,000939
Additional noninterest expense$1,698,0001,790
Pre-tax net operating income$5,562,000816
Securities gains (losses)$10,0002,017
Applicable income taxes$1,326,000843
Income before extraordinary items$4,246,000851
Extraordinary gains, net$022
Net income$4,246,000851
Minority interest net income$075
Net income of bank and minority interests.$4,246,000851
Net charge-offs$-646,0006,250
Cash dividends$1,686,000822
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,238,400826
2015-03-31 (YTD Data)Rank
Total interest income$6,969,000926
Total interest expense$781,000916
Net interest income$6,188,000912
Provision for loan and lease losses$230,000802
Total noninterest income$650,0001,772
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$445,000714
Trading account gains and fees$0152
Additional Noninterest Income$205,0002,594
Total noninterest expense$3,872,0001,291
Salaries and employee benefits$2,371,0001,189
Premises and equipment expense$650,000957
Additional noninterest expense$851,0001,766
Pre-tax net operating income$2,736,000803
Securities gains (losses)$02,027
Applicable income taxes$587,000915
Income before extraordinary items$2,149,000815
Extraordinary gains, net$013
Net income$2,149,000813
Minority interest net income$064
Net income of bank and minority interests.$2,149,000815
Net charge-offs$63,0001,399
Cash dividends$567,0001,019
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,149,000785
2014-12-31 (YTD Data)Rank
Total interest income$21,698,0001,183
Total interest expense$2,370,0001,226
Net interest income$19,328,0001,164
Provision for loan and lease losses$500,0001,458
Total noninterest income$2,349,0001,890
Gross Fiduciary activities income$1,0001,202
Service charges on deposit accounts$1,512,000883
Trading account gains and fees$0180
Additional Noninterest Income$836,0002,585
Total noninterest expense$13,028,0001,461
Salaries and employee benefits$8,290,0001,287
Premises and equipment expense$2,094,0001,142
Additional noninterest expense$2,644,0002,289
Pre-tax net operating income$8,149,0001,010
Securities gains (losses)$139,0001,026
Applicable income taxes$2,174,000923
Income before extraordinary items$6,114,0001,080
Extraordinary gains, net$017
Net income$6,114,0001,078
Minority interest net income$084
Net income of bank and minority interests.$6,114,0001,079
Net charge-offs$-4,0005,513
Cash dividends$2,871,000961
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,011,1401,071
2014-09-30 (YTD Data)Rank
Total interest income$16,187,0001,195
Total interest expense$1,813,0001,220
Net interest income$14,374,0001,179
Provision for loan and lease losses$375,0001,432
Total noninterest income$1,755,0001,899
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,139,000884
Trading account gains and fees$0174
Additional Noninterest Income$616,0002,606
Total noninterest expense$9,966,0001,442
Salaries and employee benefits$6,311,0001,275
Premises and equipment expense$1,572,0001,147
Additional noninterest expense$2,083,0002,166
Pre-tax net operating income$5,788,0001,076
Securities gains (losses)$02,980
Applicable income taxes$1,486,0001,009
Income before extraordinary items$4,302,0001,156
Extraordinary gains, net$015
Net income$4,302,0001,154
Minority interest net income$081
Net income of bank and minority interests.$4,302,0001,155
Net charge-offs$-34,0005,930
Cash dividends$432,0002,380
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,302,0001,133
2014-06-30 (YTD Data)Rank
Total interest income$10,756,0001,189
Total interest expense$1,227,0001,208
Net interest income$9,529,0001,179
Provision for loan and lease losses$250,0001,440
Total noninterest income$1,157,0001,896
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$749,000884
Trading account gains and fees$0172
Additional Noninterest Income$408,0002,598
Total noninterest expense$6,619,0001,453
Salaries and employee benefits$4,216,0001,273
Premises and equipment expense$1,045,0001,165
Additional noninterest expense$1,358,0002,197
Pre-tax net operating income$3,817,0001,060
Securities gains (losses)$02,580
Applicable income taxes$973,000985
Income before extraordinary items$2,844,0001,132
Extraordinary gains, net$020
Net income$2,844,0001,133
Minority interest net income$080
Net income of bank and minority interests.$2,844,0001,133
Net charge-offs$66,0002,543
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,844,0001,105
2014-03-31 (YTD Data)Rank
Total interest income$5,318,0001,207
Total interest expense$628,0001,204
Net interest income$4,690,0001,198
Provision for loan and lease losses$125,0001,415
Total noninterest income$571,0001,872
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$379,000863
Trading account gains and fees$0147
Additional Noninterest Income$192,0002,620
Total noninterest expense$3,318,0001,462
Salaries and employee benefits$2,139,0001,273
Premises and equipment expense$533,0001,167
Additional noninterest expense$646,0002,313
Pre-tax net operating income$1,818,0001,059
Securities gains (losses)$01,715
Applicable income taxes$453,0001,000
Income before extraordinary items$1,365,0001,132
Extraordinary gains, net$016
Net income$1,365,0001,133
Minority interest net income$066
Net income of bank and minority interests.$1,365,0001,133
Net charge-offs$45,0001,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,365,0001,117
2013-12-31 (YTD Data)Rank
Total interest income$21,022,0001,220
Total interest expense$3,009,0001,118
Net interest income$18,013,0001,224
Provision for loan and lease losses$480,0001,898
Total noninterest income$3,360,0001,491
Gross Fiduciary activities income$4,0001,186
Service charges on deposit accounts$1,458,000945
Trading account gains and fees$0184
Additional Noninterest Income$1,898,0001,575
Total noninterest expense$13,603,0001,441
Salaries and employee benefits$8,140,0001,307
Premises and equipment expense$2,099,0001,141
Additional noninterest expense$3,364,0001,884
Pre-tax net operating income$7,290,0001,043
Securities gains (losses)$73,0001,540
Applicable income taxes$1,859,000951
Income before extraordinary items$5,504,0001,129
Extraordinary gains, net$029
Net income$5,504,0001,131
Minority interest net income$090
Net income of bank and minority interests.$5,504,0001,132
Net charge-offs$645,0001,729
Cash dividends$2,871,000905
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,449,2501,107
2013-09-30 (YTD Data)Rank
Total interest income$15,696,0001,229
Total interest expense$2,366,0001,105
Net interest income$13,330,0001,236
Provision for loan and lease losses$390,0001,805
Total noninterest income$1,885,0001,869
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,097,000941
Trading account gains and fees$0180
Additional Noninterest Income$788,0002,361
Total noninterest expense$9,749,0001,500
Salaries and employee benefits$6,147,0001,299
Premises and equipment expense$1,550,0001,165
Additional noninterest expense$2,052,0002,253
Pre-tax net operating income$5,076,0001,124
Securities gains (losses)$73,0001,420
Applicable income taxes$1,265,0001,066
Income before extraordinary items$3,884,0001,193
Extraordinary gains, net$025
Net income$3,884,0001,194
Minority interest net income$084
Net income of bank and minority interests.$3,884,0001,195
Net charge-offs$475,0001,644
Cash dividends$432,0002,248
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,829,2501,176
2013-06-30 (YTD Data)Rank
Total interest income$10,408,0001,226
Total interest expense$1,694,0001,051
Net interest income$8,714,0001,248
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,264,0001,901
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$680,000992
Trading account gains and fees$0157
Additional Noninterest Income$584,0002,271
Total noninterest expense$6,447,0001,510
Salaries and employee benefits$4,096,0001,296
Premises and equipment expense$1,006,0001,194
Additional noninterest expense$1,345,0002,280
Pre-tax net operating income$3,231,0001,154
Securities gains (losses)$-14,0006,686
Applicable income taxes$778,0001,117
Income before extraordinary items$2,439,0001,247
Extraordinary gains, net$022
Net income$2,439,0001,249
Minority interest net income$082
Net income of bank and minority interests.$2,439,0001,250
Net charge-offs$357,0001,528
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,449,6401,189
2013-03-31 (YTD Data)Rank
Total interest income$5,126,0001,251
Total interest expense$866,0001,065
Net interest income$4,260,0001,268
Provision for loan and lease losses$150,0001,610
Total noninterest income$686,0001,760
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$353,000939
Trading account gains and fees$0148
Additional Noninterest Income$333,0002,084
Total noninterest expense$3,200,0001,532
Salaries and employee benefits$2,055,0001,306
Premises and equipment expense$480,0001,279
Additional noninterest expense$665,0002,329
Pre-tax net operating income$1,596,0001,146
Securities gains (losses)$01,966
Applicable income taxes$392,0001,103
Income before extraordinary items$1,204,0001,244
Extraordinary gains, net$010
Net income$1,204,0001,246
Minority interest net income$076
Net income of bank and minority interests.$1,204,0001,246
Net charge-offs$18,0003,151
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,204,0001,191
2012-12-31 (YTD Data)Rank
Total interest income$21,159,0001,255
Total interest expense$3,988,0001,117
Net interest income$17,171,0001,281
Provision for loan and lease losses$709,0002,245
Total noninterest income$2,271,0002,010
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$1,428,000999
Trading account gains and fees$0166
Additional Noninterest Income$839,0002,612
Total noninterest expense$12,402,0001,570
Salaries and employee benefits$7,655,0001,348
Premises and equipment expense$1,948,0001,207
Additional noninterest expense$2,799,0002,319
Pre-tax net operating income$6,331,0001,128
Securities gains (losses)$228,0001,588
Applicable income taxes$1,519,0001,091
Income before extraordinary items$5,040,0001,183
Extraordinary gains, net$029
Net income$5,040,0001,183
Minority interest net income$093
Net income of bank and minority interests.$5,040,0001,183
Net charge-offs$1,228,0001,606
Cash dividends$2,871,000910
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,864,4401,153
2012-09-30 (YTD Data)Rank
Total interest income$15,935,0001,279
Total interest expense$3,089,0001,139
Net interest income$12,846,0001,291
Provision for loan and lease losses$555,0002,146
Total noninterest income$1,713,0001,994
Gross Fiduciary activities income$2,0001,201
Service charges on deposit accounts$1,106,000976
Trading account gains and fees$0157
Additional Noninterest Income$605,0002,666
Total noninterest expense$9,373,0001,559
Salaries and employee benefits$5,753,0001,344
Premises and equipment expense$1,467,0001,219
Additional noninterest expense$2,153,0002,254
Pre-tax net operating income$4,631,0001,157
Securities gains (losses)$135,0001,756
Applicable income taxes$1,106,0001,138
Income before extraordinary items$3,660,0001,228
Extraordinary gains, net$020
Net income$3,660,0001,229
Minority interest net income$086
Net income of bank and minority interests.$3,660,0001,229
Net charge-offs$1,300,0001,241
Cash dividends$432,0002,190
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,556,0501,195
2012-06-30 (YTD Data)Rank
Total interest income$10,596,0001,299
Total interest expense$2,095,0001,166
Net interest income$8,501,0001,309
Provision for loan and lease losses$405,0002,053
Total noninterest income$1,136,0001,972
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$731,000979
Trading account gains and fees$0153
Additional Noninterest Income$405,0002,632
Total noninterest expense$6,295,0001,550
Salaries and employee benefits$3,794,0001,358
Premises and equipment expense$975,0001,223
Additional noninterest expense$1,526,0002,124
Pre-tax net operating income$2,937,0001,217
Securities gains (losses)$03,178
Applicable income taxes$580,0001,354
Income before extraordinary items$2,357,0001,263
Extraordinary gains, net$019
Net income$2,357,0001,263
Minority interest net income$084
Net income of bank and minority interests.$2,357,0001,263
Net charge-offs$966,0001,162
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,357,0001,191
2012-03-31 (YTD Data)Rank
Total interest income$5,232,0001,318
Total interest expense$1,094,0001,161
Net interest income$4,138,0001,335
Provision for loan and lease losses$255,0001,721
Total noninterest income$570,0001,976
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$358,000984
Trading account gains and fees$0148
Additional Noninterest Income$212,0002,568
Total noninterest expense$3,053,0001,591
Salaries and employee benefits$1,861,0001,397
Premises and equipment expense$485,0001,234
Additional noninterest expense$707,0002,265
Pre-tax net operating income$1,400,0001,253
Securities gains (losses)$02,210
Applicable income taxes$263,0001,432
Income before extraordinary items$1,137,0001,276
Extraordinary gains, net$019
Net income$1,137,0001,277
Minority interest net income$078
Net income of bank and minority interests.$1,137,0001,277
Net charge-offs$423,0001,211
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,137,0001,210
2011-12-31 (YTD Data)Rank
Total interest income$21,237,0001,349
Total interest expense$4,526,0001,344
Net interest income$16,711,0001,321
Provision for loan and lease losses$1,224,0002,134
Total noninterest income$2,461,0001,738
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$1,663,000879
Trading account gains and fees$0146
Additional Noninterest Income$792,0002,465
Total noninterest expense$12,243,0001,600
Salaries and employee benefits$7,504,0001,321
Premises and equipment expense$1,944,0001,285
Additional noninterest expense$2,795,0002,346
Pre-tax net operating income$5,705,0001,055
Securities gains (losses)$-3,0006,779
Applicable income taxes$1,092,0001,266
Income before extraordinary items$4,610,0001,076
Extraordinary gains, net$029
Net income$4,610,0001,076
Minority interest net income$096
Net income of bank and minority interests.$4,610,0001,076
Net charge-offs$1,319,0002,041
Cash dividends$2,808,000697
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,612,4301,033
2011-09-30 (YTD Data)Rank
Total interest income$15,814,0001,376
Total interest expense$3,432,0001,380
Net interest income$12,382,0001,347
Provision for loan and lease losses$969,0002,010
Total noninterest income$1,875,0001,689
Gross Fiduciary activities income$5,0001,103
Service charges on deposit accounts$1,256,000882
Trading account gains and fees$0145
Additional Noninterest Income$614,0002,390
Total noninterest expense$8,992,0001,622
Salaries and employee benefits$5,647,0001,318
Premises and equipment expense$1,423,0001,325
Additional noninterest expense$1,922,0002,553
Pre-tax net operating income$4,296,0001,075
Securities gains (losses)$14,0002,938
Applicable income taxes$828,0001,253
Income before extraordinary items$3,482,0001,099
Extraordinary gains, net$021
Net income$3,482,0001,099
Minority interest net income$087
Net income of bank and minority interests.$3,482,0001,099
Net charge-offs$1,188,0001,734
Cash dividends$432,0001,957
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,470,6601,046
2011-06-30 (YTD Data)Rank
Total interest income$10,459,0001,400
Total interest expense$2,312,0001,417
Net interest income$8,147,0001,364
Provision for loan and lease losses$744,0001,831
Total noninterest income$1,263,0001,663
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$856,000851
Trading account gains and fees$0153
Additional Noninterest Income$407,0002,414
Total noninterest expense$5,941,0001,647
Salaries and employee benefits$3,750,0001,333
Premises and equipment expense$929,0001,360
Additional noninterest expense$1,262,0002,622
Pre-tax net operating income$2,725,0001,098
Securities gains (losses)$14,0002,241
Applicable income taxes$508,0001,310
Income before extraordinary items$2,231,0001,114
Extraordinary gains, net$015
Net income$2,231,0001,114
Minority interest net income$089
Net income of bank and minority interests.$2,231,0001,114
Net charge-offs$119,0003,670
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,219,6601,077
2011-03-31 (YTD Data)Rank
Total interest income$5,160,0001,421
Total interest expense$1,186,0001,434
Net interest income$3,974,0001,393
Provision for loan and lease losses$519,0001,395
Total noninterest income$620,0001,706
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$414,000860
Trading account gains and fees$0158
Additional Noninterest Income$206,0002,433
Total noninterest expense$2,985,0001,662
Salaries and employee benefits$1,893,0001,329
Premises and equipment expense$469,0001,379
Additional noninterest expense$623,0002,643
Pre-tax net operating income$1,090,0001,330
Securities gains (losses)$01,772
Applicable income taxes$160,0001,731
Income before extraordinary items$930,0001,315
Extraordinary gains, net$09
Net income$930,0001,315
Minority interest net income$086
Net income of bank and minority interests.$930,0001,315
Net charge-offs$86,0002,893
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$930,0001,280
2010-12-31 (YTD Data)Rank
Total interest income$21,504,0001,419
Total interest expense$5,596,0001,485
Net interest income$15,908,0001,402
Provision for loan and lease losses$2,100,0002,010
Total noninterest income$2,563,0001,726
Gross Fiduciary activities income$3,0001,259
Service charges on deposit accounts$1,783,000857
Trading account gains and fees$0175
Additional Noninterest Income$777,0002,540
Total noninterest expense$11,977,0001,659
Salaries and employee benefits$7,459,0001,319
Premises and equipment expense$1,776,0001,442
Additional noninterest expense$2,742,0002,472
Pre-tax net operating income$4,394,0001,154
Securities gains (losses)$12,0003,262
Applicable income taxes$649,0001,654
Income before extraordinary items$3,757,0001,156
Extraordinary gains, net$-194,0007,648
Net income$3,563,0001,204
Minority interest net income$0111
Net income of bank and minority interests.$3,563,0001,206
Net charge-offs$2,188,0001,762
Cash dividends$2,808,000580
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,746,8001,107
2010-09-30 (YTD Data)Rank
Total interest income$16,113,0001,456
Total interest expense$4,327,0001,496
Net interest income$11,786,0001,446
Provision for loan and lease losses$1,500,0001,969
Total noninterest income$1,913,0001,754
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,337,000880
Trading account gains and fees$0165
Additional Noninterest Income$576,0002,536
Total noninterest expense$8,850,0001,665
Salaries and employee benefits$5,602,0001,316
Premises and equipment expense$1,292,0001,502
Additional noninterest expense$1,956,0002,528
Pre-tax net operating income$3,349,0001,185
Securities gains (losses)$6,0003,242
Applicable income taxes$556,0001,567
Income before extraordinary items$2,799,0001,207
Extraordinary gains, net$023
Net income$2,799,0001,211
Minority interest net income$0110
Net income of bank and minority interests.$2,799,0001,211
Net charge-offs$2,164,0001,437
Cash dividends$432,0001,945
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,794,0201,158
2010-06-30 (YTD Data)Rank
Total interest income$10,707,0001,490
Total interest expense$2,978,0001,513
Net interest income$7,729,0001,473
Provision for loan and lease losses$1,050,0001,881
Total noninterest income$1,280,0001,690
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$885,000889
Trading account gains and fees$0152
Additional Noninterest Income$395,0002,430
Total noninterest expense$5,826,0001,691
Salaries and employee benefits$3,709,0001,334
Premises and equipment expense$778,0001,697
Additional noninterest expense$1,339,0002,474
Pre-tax net operating income$2,133,0001,225
Securities gains (losses)$6,0002,744
Applicable income taxes$338,0001,614
Income before extraordinary items$1,801,0001,237
Extraordinary gains, net$019
Net income$1,801,0001,238
Minority interest net income$0105
Net income of bank and minority interests.$1,801,0001,238
Net charge-offs$1,504,0001,363
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,795,9601,197
2010-03-31 (YTD Data)Rank
Total interest income$5,355,0001,525
Total interest expense$1,517,0001,562
Net interest income$3,838,0001,493
Provision for loan and lease losses$600,0001,610
Total noninterest income$646,0001,696
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$446,000873
Trading account gains and fees$0175
Additional Noninterest Income$200,0002,402
Total noninterest expense$2,866,0001,740
Salaries and employee benefits$1,825,0001,373
Premises and equipment expense$406,0001,666
Additional noninterest expense$635,0002,576
Pre-tax net operating income$1,018,0001,282
Securities gains (losses)$02,284
Applicable income taxes$142,0001,785
Income before extraordinary items$876,0001,246
Extraordinary gains, net$016
Net income$876,0001,249
Minority interest net income$091
Net income of bank and minority interests.$876,0001,248
Net charge-offs$1,457,000806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$876,0001,215
2009-12-31 (YTD Data)Rank
Total interest income$21,748,0001,574
Total interest expense$6,226,0001,872
Net interest income$15,522,0001,435
Provision for loan and lease losses$1,350,0003,033
Total noninterest income$2,651,0001,751
Gross Fiduciary activities income$9,0001,197
Service charges on deposit accounts$1,833,000953
Trading account gains and fees$0211
Additional Noninterest Income$809,0002,442
Total noninterest expense$11,723,0001,746
Salaries and employee benefits$7,064,0001,430
Premises and equipment expense$1,780,0001,522
Additional noninterest expense$2,879,0002,431
Pre-tax net operating income$5,100,000826
Securities gains (losses)$186,0001,604
Applicable income taxes$1,165,000862
Income before extraordinary items$4,121,000837
Extraordinary gains, net$034
Net income$4,121,000835
Minority interest net income$0115
Net income of bank and minority interests.$4,121,000836
Net charge-offs$124,0005,511
Cash dividends$2,808,000633
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,975,920864
2009-09-30 (YTD Data)Rank
Total interest income$16,335,0001,595
Total interest expense$4,721,0001,925
Net interest income$11,614,0001,436
Provision for loan and lease losses$1,050,0002,710
Total noninterest income$1,935,0001,822
Gross Fiduciary activities income$6,0001,177
Service charges on deposit accounts$1,343,000967
Trading account gains and fees$0212
Additional Noninterest Income$586,0002,557
Total noninterest expense$8,446,0001,794
Salaries and employee benefits$5,311,0001,445
Premises and equipment expense$1,324,0001,549
Additional noninterest expense$1,811,0002,792
Pre-tax net operating income$4,053,000831
Securities gains (losses)$186,0001,339
Applicable income taxes$940,000884
Income before extraordinary items$3,299,000824
Extraordinary gains, net$027
Net income$3,299,000825
Minority interest net income$0118
Net income of bank and minority interests.$3,299,000825
Net charge-offs$64,0005,483
Cash dividends$432,0002,184
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,153,920853
2009-06-30 (YTD Data)Rank
Total interest income$10,851,0001,639
Total interest expense$3,251,0001,952
Net interest income$7,600,0001,472
Provision for loan and lease losses$600,0002,697
Total noninterest income$1,251,0001,863
Gross Fiduciary activities income$6,0001,146
Service charges on deposit accounts$848,0001,000
Trading account gains and fees$0193
Additional Noninterest Income$397,0002,568
Total noninterest expense$5,531,0001,862
Salaries and employee benefits$3,525,0001,475
Premises and equipment expense$872,0001,597
Additional noninterest expense$1,134,0002,969
Pre-tax net operating income$2,720,000841
Securities gains (losses)$60,0001,792
Applicable income taxes$619,000907
Income before extraordinary items$2,161,000877
Extraordinary gains, net$021
Net income$2,161,000877
Minority interest net income$0112
Net income of bank and minority interests.$2,161,000877
Net charge-offs$185,0003,518
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,114,200863
2009-03-31 (YTD Data)Rank
Total interest income$5,457,0001,647
Total interest expense$1,691,0001,959
Net interest income$3,766,0001,478
Provision for loan and lease losses$300,0002,285
Total noninterest income$602,0001,876
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$393,0001,056
Trading account gains and fees$0171
Additional Noninterest Income$209,0002,450
Total noninterest expense$2,704,0001,839
Salaries and employee benefits$1,759,0001,489
Premises and equipment expense$418,0001,686
Additional noninterest expense$527,0002,870
Pre-tax net operating income$1,364,000930
Securities gains (losses)$60,0001,218
Applicable income taxes$314,0001,015
Income before extraordinary items$1,110,000959
Extraordinary gains, net$015
Net income$1,110,000960
Minority interest net income$0102
Net income of bank and minority interests.$1,110,000961
Net charge-offs$155,0002,381
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,063,200953
2008-12-31 (YTD Data)Rank
Total interest income$22,522,0001,715
Total interest expense$9,178,0001,758
Net interest income$13,344,0001,663
Provision for loan and lease losses$600,0003,490
Total noninterest income$2,724,0001,700
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,975,000896
Trading account gains and fees$0154
Additional Noninterest Income$749,0002,531
Total noninterest expense$9,899,0001,947
Salaries and employee benefits$6,390,0001,612
Premises and equipment expense$1,663,0001,657
Additional noninterest expense$1,846,0003,075
Pre-tax net operating income$5,569,0001,005
Securities gains (losses)$-1,977,0007,896
Applicable income taxes$620,0001,632
Income before extraordinary items$2,972,0001,382
Extraordinary gains, net$039
Net income$2,972,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,170,0001,791
Cash dividends$2,720,0001,010
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,612,910956
2008-09-30 (YTD Data)Rank
Total interest income$16,994,0001,740
Total interest expense$7,237,0001,746
Net interest income$9,757,0001,721
Provision for loan and lease losses$120,0004,934
Total noninterest income$1,993,0001,774
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,444,000923
Trading account gains and fees$0148
Additional Noninterest Income$549,0002,664
Total noninterest expense$7,568,0001,907
Salaries and employee benefits$4,942,0001,586
Premises and equipment expense$1,303,0001,606
Additional noninterest expense$1,323,0003,098
Pre-tax net operating income$4,062,0001,239
Securities gains (losses)$-14,0007,370
Applicable income taxes$982,0001,169
Income before extraordinary items$3,066,0001,207
Extraordinary gains, net$031
Net income$3,066,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0003,076
Cash dividends$411,0002,988
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,076,6401,272
2008-06-30 (YTD Data)Rank
Total interest income$11,393,0001,761
Total interest expense$5,120,0001,717
Net interest income$6,273,0001,782
Provision for loan and lease losses$40,0005,379
Total noninterest income$1,313,0001,813
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$938,000934
Trading account gains and fees$0149
Additional Noninterest Income$375,0002,690
Total noninterest expense$4,918,0001,947
Salaries and employee benefits$3,260,0001,613
Premises and equipment expense$805,0001,713
Additional noninterest expense$853,0003,160
Pre-tax net operating income$2,628,0001,321
Securities gains (losses)$-14,0008,144
Applicable income taxes$621,0001,358
Income before extraordinary items$1,993,0001,395
Extraordinary gains, net$021
Net income$1,993,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,569
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,003,6401,353
2008-03-31 (YTD Data)Rank
Total interest income$5,742,0001,787
Total interest expense$2,754,0001,702
Net interest income$2,988,0001,870
Provision for loan and lease losses$10,0005,419
Total noninterest income$656,0001,830
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$464,000935
Trading account gains and fees$0158
Additional Noninterest Income$192,0002,639
Total noninterest expense$2,430,0001,971
Salaries and employee benefits$1,634,0001,617
Premises and equipment expense$402,0001,716
Additional noninterest expense$394,0003,356
Pre-tax net operating income$1,204,0001,521
Securities gains (losses)$-14,0008,345
Applicable income taxes$260,0001,642
Income before extraordinary items$930,0001,601
Extraordinary gains, net$015
Net income$930,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,807
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$940,9201,531
2007-12-31 (YTD Data)Rank
Total interest income$23,071,0001,834
Total interest expense$10,781,0001,848
Net interest income$12,290,0001,839
Provision for loan and lease losses$60,0005,449
Total noninterest income$2,576,0001,839
Gross Fiduciary activities income$2,0001,406
Service charges on deposit accounts$1,922,000930
Trading account gains and fees$0178
Additional Noninterest Income$652,0002,871
Total noninterest expense$9,222,0001,997
Salaries and employee benefits$6,035,0001,661
Premises and equipment expense$1,417,0001,852
Additional noninterest expense$1,770,0002,981
Pre-tax net operating income$5,584,0001,496
Securities gains (losses)$14,0001,219
Applicable income taxes$1,362,0001,505
Income before extraordinary items$4,236,0001,502
Extraordinary gains, net$039
Net income$4,236,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,273
Cash dividends$2,701,0001,291
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,225,3601,490
2007-09-30 (YTD Data)Rank
Total interest income$17,126,0001,857
Total interest expense$7,978,0001,864
Net interest income$9,148,0001,860
Provision for loan and lease losses$45,0005,124
Total noninterest income$1,906,0001,857
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,429,000920
Trading account gains and fees$0184
Additional Noninterest Income$477,0002,925
Total noninterest expense$6,918,0001,986
Salaries and employee benefits$4,574,0001,652
Premises and equipment expense$1,053,0001,848
Additional noninterest expense$1,291,0002,990
Pre-tax net operating income$4,091,0001,637
Securities gains (losses)$01,655
Applicable income taxes$1,013,0001,629
Income before extraordinary items$3,078,0001,645
Extraordinary gains, net$033
Net income$3,078,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,644
Cash dividends$392,0003,294
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,078,0001,632
2007-06-30 (YTD Data)Rank
Total interest income$11,200,0001,909
Total interest expense$5,115,0001,925
Net interest income$6,085,0001,897
Provision for loan and lease losses$30,0004,873
Total noninterest income$1,236,0001,911
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$920,000967
Trading account gains and fees$0168
Additional Noninterest Income$316,0002,935
Total noninterest expense$4,553,0002,030
Salaries and employee benefits$2,986,0001,719
Premises and equipment expense$697,0001,881
Additional noninterest expense$870,0002,968
Pre-tax net operating income$2,738,0001,677
Securities gains (losses)$12,000824
Applicable income taxes$772,0001,526
Income before extraordinary items$1,978,0001,747
Extraordinary gains, net$029
Net income$1,978,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,279
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,969,3601,746
2007-03-31 (YTD Data)Rank
Total interest income$5,445,0001,960
Total interest expense$2,468,0001,969
Net interest income$2,977,0001,938
Provision for loan and lease losses$15,0004,592
Total noninterest income$600,0001,942
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$453,000948
Trading account gains and fees$0195
Additional Noninterest Income$147,0003,058
Total noninterest expense$2,243,0002,056
Salaries and employee benefits$1,462,0001,772
Premises and equipment expense$370,0001,801
Additional noninterest expense$411,0003,097
Pre-tax net operating income$1,319,0001,725
Securities gains (losses)$4,000855
Applicable income taxes$398,0001,530
Income before extraordinary items$925,0001,843
Extraordinary gains, net$022
Net income$925,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,982
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$922,2001,833
2006-12-31 (YTD Data)Rank
Total interest income$20,634,0001,923
Total interest expense$8,086,0002,022
Net interest income$12,548,0001,838
Provision for loan and lease losses$120,0004,374
Total noninterest income$2,448,0001,909
Gross Fiduciary activities income$2,0001,427
Service charges on deposit accounts$1,848,000953
Trading account gains and fees$0130
Additional Noninterest Income$598,0003,025
Total noninterest expense$8,972,0001,964
Salaries and employee benefits$5,967,0001,646
Premises and equipment expense$1,330,0001,885
Additional noninterest expense$1,675,0003,006
Pre-tax net operating income$5,904,0001,636
Securities gains (losses)$20,000909
Applicable income taxes$1,654,0001,531
Income before extraordinary items$4,270,0001,688
Extraordinary gains, net$051
Net income$4,270,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,438
Cash dividends$2,590,0001,262
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,255,6001,683
2006-09-30 (YTD Data)Rank
Total interest income$15,198,0001,949
Total interest expense$5,759,0002,067
Net interest income$9,439,0001,845
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,791,0001,959
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,365,000975
Trading account gains and fees$0126
Additional Noninterest Income$426,0003,105
Total noninterest expense$6,719,0001,964
Salaries and employee benefits$4,499,0001,646
Premises and equipment expense$979,0001,939
Additional noninterest expense$1,241,0003,031
Pre-tax net operating income$4,421,0001,679
Securities gains (losses)$17,000799
Applicable income taxes$1,215,0001,637
Income before extraordinary items$3,223,0001,729
Extraordinary gains, net$045
Net income$3,223,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$370,0003,381
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,210,5901,723
2006-06-30 (YTD Data)Rank
Total interest income$9,768,0001,974
Total interest expense$3,563,0002,094
Net interest income$6,205,0001,875
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,159,0002,005
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$898,000974
Trading account gains and fees$0126
Additional Noninterest Income$261,0003,253
Total noninterest expense$4,458,0001,979
Salaries and employee benefits$2,953,0001,671
Premises and equipment expense$652,0001,934
Additional noninterest expense$853,0002,956
Pre-tax net operating income$2,846,0001,736
Securities gains (losses)$15,000657
Applicable income taxes$812,0001,649
Income before extraordinary items$2,049,0001,783
Extraordinary gains, net$039
Net income$2,049,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,038,2001,779
2006-03-31 (YTD Data)Rank
Total interest income$4,753,0001,999
Total interest expense$1,675,0002,131
Net interest income$3,078,0001,879
Provision for loan and lease losses$30,0003,822
Total noninterest income$571,0002,004
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$434,000984
Trading account gains and fees$0115
Additional Noninterest Income$137,0003,134
Total noninterest expense$2,174,0002,030
Salaries and employee benefits$1,447,0001,708
Premises and equipment expense$319,0001,987
Additional noninterest expense$408,0003,066
Pre-tax net operating income$1,445,0001,676
Securities gains (losses)$0955
Applicable income taxes$449,0001,518
Income before extraordinary items$996,0001,794
Extraordinary gains, net$021
Net income$996,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$996,0001,784
2005-12-31 (YTD Data)Rank
Total interest income$17,067,0001,964
Total interest expense$5,290,0002,091
Net interest income$11,777,0001,870
Provision for loan and lease losses$80,0005,115
Total noninterest income$2,122,0002,116
Gross Fiduciary activities income$2,0001,452
Service charges on deposit accounts$1,581,0001,129
Trading account gains and fees$0138
Additional Noninterest Income$539,0003,241
Total noninterest expense$8,098,0002,065
Salaries and employee benefits$5,622,0001,667
Premises and equipment expense$1,260,0001,915
Additional noninterest expense$1,216,0003,840
Pre-tax net operating income$5,721,0001,640
Securities gains (losses)$61,000864
Applicable income taxes$1,668,0001,572
Income before extraordinary items$4,114,0001,709
Extraordinary gains, net$046
Net income$4,114,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,083
Cash dividends$2,412,0001,267
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,070,6901,693
2005-09-30 (YTD Data)Rank
Total interest income$12,434,0001,967
Total interest expense$3,775,0002,085
Net interest income$8,659,0001,896
Provision for loan and lease losses$80,0004,606
Total noninterest income$1,640,0002,066
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,248,0001,062
Trading account gains and fees$0126
Additional Noninterest Income$392,0003,317
Total noninterest expense$6,069,0002,046
Salaries and employee benefits$4,220,0001,640
Premises and equipment expense$998,0001,806
Additional noninterest expense$851,0003,997
Pre-tax net operating income$4,150,0001,707
Securities gains (losses)$49,000890
Applicable income taxes$1,185,0001,670
Income before extraordinary items$3,014,0001,750
Extraordinary gains, net$035
Net income$3,014,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,622
Cash dividends$340,0003,354
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,978,7201,739
2005-06-30 (YTD Data)Rank
Total interest income$8,043,0001,968
Total interest expense$2,334,0002,111
Net interest income$5,709,0001,901
Provision for loan and lease losses$80,0003,732
Total noninterest income$1,119,0002,008
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$849,0001,014
Trading account gains and fees$0116
Additional Noninterest Income$270,0003,258
Total noninterest expense$3,961,0002,070
Salaries and employee benefits$2,825,0001,634
Premises and equipment expense$660,0001,808
Additional noninterest expense$476,0004,539
Pre-tax net operating income$2,787,0001,662
Securities gains (losses)$44,000835
Applicable income taxes$767,0001,677
Income before extraordinary items$2,064,0001,657
Extraordinary gains, net$030
Net income$2,064,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,240
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,031,8801,658
2005-03-31 (YTD Data)Rank
Total interest income$3,958,0001,965
Total interest expense$1,122,0002,097
Net interest income$2,836,0001,896
Provision for loan and lease losses$75,0002,455
Total noninterest income$546,0002,012
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$410,0001,006
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,990,0002,080
Salaries and employee benefits$1,474,0001,571
Premises and equipment expense$341,0001,757
Additional noninterest expense$175,0005,506
Pre-tax net operating income$1,317,0001,741
Securities gains (losses)$1,0001,514
Applicable income taxes$298,0001,984
Income before extraordinary items$1,020,0001,639
Extraordinary gains, net$024
Net income$1,020,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,481
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,019,2301,614
2004-12-31 (YTD Data)Rank
Total interest income$15,583,0001,835
Total interest expense$3,758,0002,166
Net interest income$11,825,0001,712
Provision for loan and lease losses$313,0002,825
Total noninterest income$2,326,0001,974
Gross Fiduciary activities income$3,0001,452
Service charges on deposit accounts$1,769,0001,001
Trading account gains and fees$0138
Additional Noninterest Income$554,0003,118
Total noninterest expense$8,134,0001,971
Salaries and employee benefits$5,313,0001,657
Premises and equipment expense$1,172,0001,967
Additional noninterest expense$1,649,0002,890
Pre-tax net operating income$5,704,0001,494
Securities gains (losses)$159,000956
Applicable income taxes$1,935,0001,308
Income before extraordinary items$3,928,0001,644
Extraordinary gains, net$034
Net income$3,928,0001,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,268
Cash dividends$2,235,0001,235
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,821,4701,629
2004-09-30 (YTD Data)Rank
Total interest income$11,643,0001,829
Total interest expense$2,807,0002,135
Net interest income$8,836,0001,704
Provision for loan and lease losses$262,0002,506
Total noninterest income$1,750,0001,979
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,324,0001,006
Trading account gains and fees$0134
Additional Noninterest Income$426,0003,087
Total noninterest expense$5,958,0002,007
Salaries and employee benefits$3,965,0001,667
Premises and equipment expense$841,0002,057
Additional noninterest expense$1,152,0003,052
Pre-tax net operating income$4,366,0001,480
Securities gains (losses)$135,000993
Applicable income taxes$1,512,0001,276
Income before extraordinary items$2,989,0001,632
Extraordinary gains, net$026
Net income$2,989,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,739
Cash dividends$311,0003,381
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,899,9001,624
2004-06-30 (YTD Data)Rank
Total interest income$7,733,0001,815
Total interest expense$1,881,0002,103
Net interest income$5,852,0001,710
Provision for loan and lease losses$211,0002,087
Total noninterest income$1,150,0001,986
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$853,0001,034
Trading account gains and fees$0130
Additional Noninterest Income$297,0003,003
Total noninterest expense$3,935,0002,025
Salaries and employee benefits$2,629,0001,676
Premises and equipment expense$538,0002,119
Additional noninterest expense$768,0003,051
Pre-tax net operating income$2,856,0001,486
Securities gains (losses)$130,000874
Applicable income taxes$1,043,0001,238
Income before extraordinary items$1,943,0001,654
Extraordinary gains, net$021
Net income$1,943,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0001,359
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,858,5001,662
2004-03-31 (YTD Data)Rank
Total interest income$3,902,0001,808
Total interest expense$958,0002,087
Net interest income$2,944,0001,698
Provision for loan and lease losses$102,0002,093
Total noninterest income$574,0001,952
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$417,0001,029
Trading account gains and fees$0121
Additional Noninterest Income$157,0002,862
Total noninterest expense$1,994,0002,008
Salaries and employee benefits$1,324,0001,673
Premises and equipment expense$271,0002,142
Additional noninterest expense$399,0002,925
Pre-tax net operating income$1,422,0001,463
Securities gains (losses)$-9,0008,908
Applicable income taxes$455,0001,397
Income before extraordinary items$958,0001,649
Extraordinary gains, net$016
Net income$958,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,280
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$964,1201,556
2003-12-31 (YTD Data)Rank
Total interest income$16,318,0001,745
Total interest expense$4,627,0001,930
Net interest income$11,691,0001,660
Provision for loan and lease losses$744,0001,549
Total noninterest income$2,431,0001,992
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$1,847,000927
Trading account gains and fees$0160
Additional Noninterest Income$581,0003,319
Total noninterest expense$7,778,0002,030
Salaries and employee benefits$4,963,0001,730
Premises and equipment expense$1,202,0001,905
Additional noninterest expense$1,613,0002,886
Pre-tax net operating income$5,600,0001,476
Securities gains (losses)$56,0002,403
Applicable income taxes$1,622,0001,509
Income before extraordinary items$4,034,0001,555
Extraordinary gains, net$054
Net income$4,034,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$711,0001,208
Cash dividends$1,814,0001,503
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,994,2401,496
2003-09-30 (YTD Data)Rank
Total interest income$12,301,0001,763
Total interest expense$3,630,0001,925
Net interest income$8,671,0001,692
Provision for loan and lease losses$354,0002,245
Total noninterest income$1,819,0002,046
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,402,000926
Trading account gains and fees$0153
Additional Noninterest Income$417,0003,452
Total noninterest expense$5,753,0002,061
Salaries and employee benefits$3,675,0001,765
Premises and equipment expense$885,0001,934
Additional noninterest expense$1,193,0002,893
Pre-tax net operating income$4,383,0001,464
Securities gains (losses)$15,0003,125
Applicable income taxes$1,303,0001,494
Income before extraordinary items$3,095,0001,563
Extraordinary gains, net$040
Net income$3,095,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,406
Cash dividends$281,0003,593
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,084,5001,503
2003-06-30 (YTD Data)Rank
Total interest income$8,259,0001,770
Total interest expense$2,529,0001,897
Net interest income$5,730,0001,701
Provision for loan and lease losses$198,0002,542
Total noninterest income$1,222,0002,029
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$923,000930
Trading account gains and fees$0150
Additional Noninterest Income$299,0003,301
Total noninterest expense$3,827,0002,059
Salaries and employee benefits$2,442,0001,763
Premises and equipment expense$589,0001,933
Additional noninterest expense$796,0002,882
Pre-tax net operating income$2,927,0001,452
Securities gains (losses)$5,0003,210
Applicable income taxes$968,0001,409
Income before extraordinary items$1,964,0001,651
Extraordinary gains, net$030
Net income$1,964,0001,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,318
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,960,6501,545
2003-03-31 (YTD Data)Rank
Total interest income$4,149,0001,773
Total interest expense$1,293,0001,904
Net interest income$2,856,0001,706
Provision for loan and lease losses$99,0002,416
Total noninterest income$619,0001,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$453,000918
Trading account gains and fees$0134
Additional Noninterest Income$166,0003,032
Total noninterest expense$1,898,0002,062
Salaries and employee benefits$1,208,0001,765
Premises and equipment expense$287,0001,984
Additional noninterest expense$403,0002,842
Pre-tax net operating income$1,478,0001,447
Securities gains (losses)$5,0002,406
Applicable income taxes$490,0001,395
Income before extraordinary items$993,0001,616
Extraordinary gains, net$021
Net income$993,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,690
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$989,6501,525
2002-12-31 (YTD Data)Rank
Total interest income$17,394,0001,778
Total interest expense$6,525,0001,748
Net interest income$10,869,0001,779
Provision for loan and lease losses$372,0002,987
Total noninterest income$2,365,0001,872
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$1,795,000901
Trading account gains and fees$0153
Additional Noninterest Income$567,0003,063
Total noninterest expense$7,699,0001,960
Salaries and employee benefits$4,646,0001,724
Premises and equipment expense$1,310,0001,672
Additional noninterest expense$1,743,0002,608
Pre-tax net operating income$5,163,0001,585
Securities gains (losses)$5,0003,957
Applicable income taxes$1,529,0001,627
Income before extraordinary items$3,639,0001,642
Extraordinary gains, net$070
Net income$3,639,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,612
Cash dividends$2,336,0001,156
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,635,5001,595
2001-12-31 (YTD Data)Rank
Total interest income$18,508,0001,856
Total interest expense$9,261,0001,758
Net interest income$9,247,0001,925
Provision for loan and lease losses$611,0001,869
Total noninterest income$2,394,0001,742
Gross Fiduciary activities income$4,0001,566
Service charges on deposit accounts$1,769,000837
Trading account gains and fees$0177
Additional Noninterest Income$621,0002,773
Total noninterest expense$6,898,0002,081
Salaries and employee benefits$4,159,0001,794
Premises and equipment expense$1,202,0001,797
Additional noninterest expense$1,537,0002,810
Pre-tax net operating income$4,132,0001,722
Securities gains (losses)$67,0002,086
Applicable income taxes$1,005,0002,058
Income before extraordinary items$3,194,0001,647
Extraordinary gains, net$0105
Net income$3,194,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,311
Cash dividends$1,390,0001,777
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,143,0801,605
2000-12-31 (YTD Data)Rank
Total interest income$18,872,0001,851
Total interest expense$9,614,0001,786
Net interest income$9,258,0001,900
Provision for loan and lease losses$955,0001,114
Total noninterest income$1,864,0001,980
Gross Fiduciary activities income$4,0001,270
Service charges on deposit accounts$1,412,000950
Trading account gains and fees$0180
Additional Noninterest Income$448,0003,125
Total noninterest expense$6,578,0002,094
Salaries and employee benefits$3,987,0001,804
Premises and equipment expense$1,102,0001,886
Additional noninterest expense$1,489,0002,845
Pre-tax net operating income$3,589,0002,028
Securities gains (losses)$-34,0009,005
Applicable income taxes$950,0002,216
Income before extraordinary items$2,605,0002,005
Extraordinary gains, net$-6,0009,874
Net income$2,599,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$743,000925
Cash dividends$1,014,0002,232
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,629,8201,995
1999-12-31 (YTD Data)Rank
Total interest income$17,685,0001,835
Total interest expense$8,701,0001,710
Net interest income$8,984,0001,965
Provision for loan and lease losses$1,599,000670
Total noninterest income$1,823,0001,990
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,431,000925
Trading account gains and fees$0173
Additional Noninterest Income$392,0003,473
Total noninterest expense$6,054,0002,255
Salaries and employee benefits$3,575,0001,964
Premises and equipment expense$1,218,0001,680
Additional noninterest expense$1,261,0003,287
Pre-tax net operating income$3,154,0002,304
Securities gains (losses)$66,000884
Applicable income taxes$679,0002,963
Income before extraordinary items$2,541,0002,071
Extraordinary gains, net$035
Net income$2,541,0002,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,000836
Cash dividends$984,0002,329
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,488,8602,079
1998-12-31 (YTD Data)Rank
Total interest income$18,660,0001,738
Total interest expense$9,487,0001,622
Net interest income$9,173,0001,863
Provision for loan and lease losses$393,0002,093
Total noninterest income$1,659,0002,102
Gross Fiduciary activities income$4,0001,342
Service charges on deposit accounts$1,364,000908
Trading account gains and fees$0224
Additional Noninterest Income$291,0004,102
Total noninterest expense$5,302,0002,454
Salaries and employee benefits$3,354,0002,001
Premises and equipment expense$1,107,0001,779
Additional noninterest expense$841,0004,509
Pre-tax net operating income$5,137,0001,440
Securities gains (losses)$147,0001,059
Applicable income taxes$1,579,0001,553
Income before extraordinary items$3,705,0001,424
Extraordinary gains, net$1,00031
Net income$3,706,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,979
Cash dividends$1,110,0002,062
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,602,1001,405
1997-12-31 (YTD Data)Rank
Total interest income$17,444,0001,894
Total interest expense$8,769,0001,764
Net interest income$8,675,0002,007
Provision for loan and lease losses$232,0003,133
Total noninterest income$1,651,0002,050
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,319,000966
Trading account gains and fees$0239
Additional Noninterest Income$332,0003,696
Total noninterest expense$5,263,0002,450
Salaries and employee benefits$3,076,0002,152
Premises and equipment expense$990,0001,990
Additional noninterest expense$1,197,0003,365
Pre-tax net operating income$4,831,0001,601
Securities gains (losses)$273,000590
Applicable income taxes$1,575,0001,640
Income before extraordinary items$3,529,0001,523
Extraordinary gains, net$044
Net income$3,529,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,236
Cash dividends$1,110,0001,997
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,340,6301,581
1996-12-31 (YTD Data)Rank
Total interest income$16,185,0002,086
Total interest expense$7,868,0001,995
Net interest income$8,317,0002,163
Provision for loan and lease losses$174,0003,783
Total noninterest income$1,598,0002,186
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,252,0001,047
Trading account gains and fees$0262
Additional Noninterest Income$346,0003,722
Total noninterest expense$5,060,0002,702
Salaries and employee benefits$2,743,0002,431
Premises and equipment expense$992,0002,023
Additional noninterest expense$1,325,0003,464
Pre-tax net operating income$4,681,0001,552
Securities gains (losses)$-102,00011,212
Applicable income taxes$1,393,0001,718
Income before extraordinary items$3,186,0001,560
Extraordinary gains, net$053
Net income$3,186,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,829
Cash dividends$999,0002,181
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,257,4001,494
1995-12-31 (YTD Data)Rank
Total interest income$14,222,0002,362
Total interest expense$6,603,0002,352
Net interest income$7,619,0002,353
Provision for loan and lease losses$84,0004,983
Total noninterest income$1,245,0002,635
Gross Fiduciary activities income$3,0001,541
Service charges on deposit accounts$962,0001,424
Trading account gains and fees$0522
Additional Noninterest Income$280,0004,166
Total noninterest expense$4,373,0003,066
Salaries and employee benefits$2,390,0002,796
Premises and equipment expense$787,0002,516
Additional noninterest expense$1,196,0003,749
Pre-tax net operating income$4,407,0001,668
Securities gains (losses)$-225,00011,699
Applicable income taxes$1,425,0001,720
Income before extraordinary items$2,757,0001,826
Extraordinary gains, net$065
Net income$2,757,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,939
Cash dividends$947,0002,162
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,905,5001,710
1994-12-31 (YTD Data)Rank
Total interest income$11,478,0002,640
Total interest expense$4,800,0002,557
Net interest income$6,678,0002,717
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,123,0002,860
Gross Fiduciary activities income$2,0001,559
Service charges on deposit accounts$873,0001,554
Trading account gains and fees$0475
Additional Noninterest Income$248,0004,617
Total noninterest expense$4,198,0003,274
Salaries and employee benefits$2,163,0003,061
Premises and equipment expense$755,0002,654
Additional noninterest expense$1,280,0003,832
Pre-tax net operating income$3,543,0002,017
Securities gains (losses)$-14,00010,078
Applicable income taxes$1,028,0002,173
Income before extraordinary items$2,501,0001,955
Extraordinary gains, net$0249
Net income$2,501,0001,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$948,0002,014
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,510,9401,946
1993-12-31 (YTD Data)Rank
Total interest income$10,631,0002,916
Total interest expense$4,627,0002,788
Net interest income$6,004,0003,024
Provision for loan and lease losses$171,0004,328
Total noninterest income$1,146,0003,018
Gross Fiduciary activities income$3,0001,578
Service charges on deposit accounts$882,0001,546
Trading account gains and fees$0532
Additional Noninterest Income$261,0004,884
Total noninterest expense$3,783,0003,661
Salaries and employee benefits$1,991,0003,300
Premises and equipment expense$631,0003,166
Additional noninterest expense$1,161,0004,315
Pre-tax net operating income$3,196,0002,134
Securities gains (losses)$104,0002,454
Applicable income taxes$999,0002,262
Income before extraordinary items$2,301,0002,176
Extraordinary gains, net$379,000587
Net income$2,680,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0004,050
Cash dividends$963,0001,836
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,228,2002,109
1992-12-31 (YTD Data)Rank
Total interest income$10,943,0003,207
Total interest expense$5,219,0003,185
Net interest income$5,724,0003,206
Provision for loan and lease losses$340,0003,839
Total noninterest income$1,127,0003,006
Gross Fiduciary activities income$4,0001,602
Service charges on deposit accounts$873,0001,547
Trading account gains and fees$0504
Additional Noninterest Income$250,0004,958
Total noninterest expense$3,609,0003,831
Salaries and employee benefits$1,932,0003,303
Premises and equipment expense$527,0003,795
Additional noninterest expense$1,150,0004,515
Pre-tax net operating income$2,902,0002,143
Securities gains (losses)$-18,00013,448
Applicable income taxes$862,0002,416
Income before extraordinary items$2,022,0002,264
Extraordinary gains, net$01,422
Net income$2,022,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0003,524
Cash dividends$858,0001,785
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,034,6002,069

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.