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First State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,943,000	2,191
Total interest expense	$6,070,000	1,808
Net interest income	$9,873,000	2,402
Provision for loan and lease losses	$117,000	2,365
Total noninterest income	$1,182,000	2,543
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$99,000	3,381
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,083,000	2,204
Total noninterest expense	$8,133,000	2,310
Salaries and employee benefits	$5,395,000	2,096
Premises and equipment expense	$586,000	2,746
Additional noninterest expense	$1,083,000	2,204
Pre-tax net operating income	$2,805,000	2,587
Securities gains (losses)	$56,000	375
Applicable income taxes	$0	3,369
Income before extraordinary items	$2,861,000	2,394
Extraordinary gains, net	$0	54
Net income	$2,861,000	2,419
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,861,000	2,397
Net charge-offs	$-4,000	3,689
Cash dividends	$1,050,000	2,106
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,805,000	2,432
2023-09-30 (YTD Data)		Rank
Total interest income	$11,520,000	2,208
Total interest expense	$4,115,000	1,802
Net interest income	$7,405,000	2,419
Provision for loan and lease losses	$-18,000	4,285
Total noninterest income	$905,000	2,520
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$73,000	3,403
Trading account gains and fees	$0	125
Additional Noninterest Income	$832,000	2,180
Total noninterest expense	$5,725,000	2,397
Salaries and employee benefits	$4,017,000	2,095
Premises and equipment expense	$376,000	2,962
Additional noninterest expense	$832,000	2,180
Pre-tax net operating income	$2,603,000	2,397
Securities gains (losses)	$32,000	344
Applicable income taxes	$0	3,407
Income before extraordinary items	$2,635,000	2,197
Extraordinary gains, net	$0	52
Net income	$2,635,000	2,219
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,635,000	2,199
Net charge-offs	$-4,000	3,620
Cash dividends	$1,050,000	1,640
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,603,000	2,231
2023-06-30 (YTD Data)		Rank
Total interest income	$7,367,000	2,250
Total interest expense	$2,324,000	1,843
Net interest income	$5,043,000	2,403
Provision for loan and lease losses	$2,000	2,897
Total noninterest income	$624,000	2,439
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$49,000	3,391
Trading account gains and fees	$0	112
Additional Noninterest Income	$575,000	2,058
Total noninterest expense	$3,747,000	2,418
Salaries and employee benefits	$2,682,000	2,086
Premises and equipment expense	$230,000	3,092
Additional noninterest expense	$575,000	2,055
Pre-tax net operating income	$1,918,000	2,298
Securities gains (losses)	$22,000	449
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,940,000	2,098
Extraordinary gains, net	$0	51
Net income	$1,940,000	2,123
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,940,000	2,098
Net charge-offs	$-3,000	3,600
Cash dividends	$550,000	1,873
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,918,000	2,128
2023-03-31 (YTD Data)		Rank
Total interest income	$3,532,000	2,289
Total interest expense	$935,000	1,904
Net interest income	$2,597,000	2,383
Provision for loan and lease losses	$0	2,612
Total noninterest income	$227,000	2,804
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$24,000	3,414
Trading account gains and fees	$0	97
Additional Noninterest Income	$203,000	2,422
Total noninterest expense	$1,758,000	2,551
Salaries and employee benefits	$1,321,000	2,145
Premises and equipment expense	$98,000	3,348
Additional noninterest expense	$203,000	2,422
Pre-tax net operating income	$1,066,000	2,219
Securities gains (losses)	$11,000	560
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,077,000	2,011
Extraordinary gains, net	$0	4
Net income	$1,077,000	2,010
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,077,000	2,011
Net charge-offs	$-2,000	3,519
Cash dividends	$450,000	1,311
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,066,000	2,040
2022-12-31 (YTD Data)		Rank
Total interest income	$12,274,000	2,242
Total interest expense	$1,701,000	1,768
Net interest income	$10,573,000	2,294
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$1,034,000	2,765
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$84,000	3,592
Trading account gains and fees	$0	116
Additional Noninterest Income	$950,000	2,382
Total noninterest expense	$7,985,000	2,302
Salaries and employee benefits	$5,492,000	2,058
Premises and equipment expense	$584,000	2,760
Additional noninterest expense	$950,000	2,382
Pre-tax net operating income	$3,522,000	2,459
Securities gains (losses)	$15,000	381
Applicable income taxes	$0	3,596
Income before extraordinary items	$3,537,000	2,256
Extraordinary gains, net	$0	5
Net income	$3,537,000	2,255
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,537,000	2,255
Net charge-offs	$-5,000	3,487
Cash dividends	$1,800,000	1,599
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,522,000	2,292
2022-09-30 (YTD Data)		Rank
Total interest income	$8,770,000	2,254
Total interest expense	$1,025,000	1,728
Net interest income	$7,745,000	2,304
Provision for loan and lease losses	$100,000	1,857
Total noninterest income	$797,000	2,771
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$62,000	3,634
Trading account gains and fees	$0	111
Additional Noninterest Income	$735,000	2,390
Total noninterest expense	$5,590,000	2,402
Salaries and employee benefits	$3,993,000	2,091
Premises and equipment expense	$350,000	3,082
Additional noninterest expense	$735,000	2,390
Pre-tax net operating income	$2,852,000	2,345
Securities gains (losses)	$7,000	491
Applicable income taxes	$0	3,603
Income before extraordinary items	$2,859,000	2,141
Extraordinary gains, net	$0	4
Net income	$2,859,000	2,140
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,859,000	2,140
Net charge-offs	$-1,000	3,079
Cash dividends	$1,250,000	1,481
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,852,000	2,174
2022-06-30 (YTD Data)		Rank
Total interest income	$5,538,000	2,283
Total interest expense	$538,000	1,864
Net interest income	$5,000,000	2,307
Provision for loan and lease losses	$50,000	1,907
Total noninterest income	$548,000	2,724
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$38,000	3,727
Trading account gains and fees	$0	108
Additional Noninterest Income	$510,000	2,369
Total noninterest expense	$3,655,000	2,423
Salaries and employee benefits	$2,654,000	2,101
Premises and equipment expense	$228,000	3,137
Additional noninterest expense	$773,000	3,055
Pre-tax net operating income	$1,843,000	2,315
Securities gains (losses)	$5,000	481
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,848,000	2,085
Extraordinary gains, net	$0	4
Net income	$1,848,000	2,086
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,848,000	2,085
Net charge-offs	$2,000	1,931
Cash dividends	$800,000	1,502
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,843,000	2,132
2022-03-31 (YTD Data)		Rank
Total interest income	$2,652,000	2,319
Total interest expense	$257,000	1,883
Net interest income	$2,395,000	2,328
Provision for loan and lease losses	$0	2,285
Total noninterest income	$266,000	2,728
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$20,000	3,690
Trading account gains and fees	$0	103
Additional Noninterest Income	$246,000	2,380
Total noninterest expense	$1,806,000	2,441
Salaries and employee benefits	$1,309,000	2,116
Premises and equipment expense	$122,000	3,051
Additional noninterest expense	$375,000	3,086
Pre-tax net operating income	$855,000	2,306
Securities gains (losses)	$18,000	309
Applicable income taxes	$0	3,450
Income before extraordinary items	$873,000	2,087
Extraordinary gains, net	$0	4
Net income	$873,000	2,086
Minority interest net income	$0	50
Net income of bank and minority interests.	$873,000	2,087
Net charge-offs	$-2,000	3,266
Cash dividends	$350,000	1,401
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$855,000	2,130
2021-12-31 (YTD Data)		Rank
Total interest income	$11,863,000	2,214
Total interest expense	$1,271,000	1,869
Net interest income	$10,592,000	2,237
Provision for loan and lease losses	$330,000	1,336
Total noninterest income	$1,463,000	2,567
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$66,000	3,829
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,397,000	2,292
Total noninterest expense	$7,516,000	2,369
Salaries and employee benefits	$5,116,000	2,142
Premises and equipment expense	$476,000	3,102
Additional noninterest expense	$1,924,000	2,660
Pre-tax net operating income	$4,209,000	2,269
Securities gains (losses)	$29,000	1,353
Applicable income taxes	$36,000	3,375
Income before extraordinary items	$4,202,000	2,093
Extraordinary gains, net	$0	10
Net income	$4,202,000	2,094
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,202,000	2,094
Net charge-offs	$-19,000	3,821
Cash dividends	$2,025,000	1,506
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,173,290	2,074
2021-09-30 (YTD Data)		Rank
Total interest income	$8,867,000	2,270
Total interest expense	$992,000	1,904
Net interest income	$7,875,000	2,297
Provision for loan and lease losses	$280,000	1,206
Total noninterest income	$1,203,000	2,508
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$46,000	3,916
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,157,000	2,223
Total noninterest expense	$5,198,000	2,514
Salaries and employee benefits	$3,619,000	2,221
Premises and equipment expense	$304,000	3,377
Additional noninterest expense	$1,275,000	2,886
Pre-tax net operating income	$3,600,000	2,194
Securities gains (losses)	$21,000	1,375
Applicable income taxes	$36,000	3,294
Income before extraordinary items	$3,585,000	2,018
Extraordinary gains, net	$0	8
Net income	$3,585,000	2,017
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,585,000	2,018
Net charge-offs	$-17,000	3,826
Cash dividends	$1,275,000	1,528
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,564,210	2,001
2021-06-30 (YTD Data)		Rank
Total interest income	$5,738,000	2,305
Total interest expense	$663,000	1,968
Net interest income	$5,075,000	2,328
Provision for loan and lease losses	$100,000	1,668
Total noninterest income	$794,000	2,485
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$29,000	3,952
Trading account gains and fees	$0	133
Additional Noninterest Income	$765,000	2,209
Total noninterest expense	$3,359,000	2,560
Salaries and employee benefits	$2,378,000	2,237
Premises and equipment expense	$183,000	3,530
Additional noninterest expense	$798,000	2,983
Pre-tax net operating income	$2,410,000	2,155
Securities gains (losses)	$15,000	1,275
Applicable income taxes	$36,000	3,161
Income before extraordinary items	$2,389,000	2,013
Extraordinary gains, net	$0	6
Net income	$2,389,000	2,013
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,389,000	2,013
Net charge-offs	$-1,000	3,056
Cash dividends	$850,000	1,512
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,374,150	1,986
2021-03-31 (YTD Data)		Rank
Total interest income	$3,060,000	2,184
Total interest expense	$341,000	1,996
Net interest income	$2,719,000	2,181
Provision for loan and lease losses	$0	2,741
Total noninterest income	$428,000	2,409
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$16,000	3,875
Trading account gains and fees	$0	127
Additional Noninterest Income	$412,000	2,121
Total noninterest expense	$1,571,000	2,646
Salaries and employee benefits	$1,172,000	2,249
Premises and equipment expense	$84,000	3,651
Additional noninterest expense	$315,000	3,346
Pre-tax net operating income	$1,576,000	1,821
Securities gains (losses)	$15,000	950
Applicable income taxes	$36,000	2,843
Income before extraordinary items	$1,555,000	1,683
Extraordinary gains, net	$0	3
Net income	$1,555,000	1,683
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,555,000	1,683
Net charge-offs	$-5,000	3,772
Cash dividends	$525,000	1,143
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,540,300	1,652
2020-12-31 (YTD Data)		Rank
Total interest income	$11,303,000	2,337
Total interest expense	$2,150,000	1,888
Net interest income	$9,153,000	2,396
Provision for loan and lease losses	$425,000	2,396
Total noninterest income	$1,522,000	2,409
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$68,000	3,932
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,454,000	2,100
Total noninterest expense	$6,653,000	2,543
Salaries and employee benefits	$4,602,000	2,262
Premises and equipment expense	$411,000	3,355
Additional noninterest expense	$1,640,000	2,881
Pre-tax net operating income	$3,597,000	2,190
Securities gains (losses)	$40,000	1,818
Applicable income taxes	$37,000	3,271
Income before extraordinary items	$3,600,000	2,053
Extraordinary gains, net	$0	4
Net income	$3,600,000	2,053
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,600,000	2,053
Net charge-offs	$1,000	3,386
Cash dividends	$2,350,000	1,351
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,560,400	2,011
2020-09-30 (YTD Data)		Rank
Total interest income	$8,472,000	2,350
Total interest expense	$1,657,000	1,930
Net interest income	$6,815,000	2,404
Provision for loan and lease losses	$350,000	2,281
Total noninterest income	$1,085,000	2,428
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$49,000	3,989
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,036,000	2,113
Total noninterest expense	$4,712,000	2,611
Salaries and employee benefits	$3,354,000	2,289
Premises and equipment expense	$275,000	3,543
Additional noninterest expense	$1,083,000	3,092
Pre-tax net operating income	$2,838,000	2,112
Securities gains (losses)	$35,000	1,701
Applicable income taxes	$37,000	3,185
Income before extraordinary items	$2,836,000	1,967
Extraordinary gains, net	$0	4
Net income	$2,836,000	1,966
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,836,000	1,967
Net charge-offs	$1,000	3,162
Cash dividends	$1,500,000	1,324
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,801,350	1,929
2020-06-30 (YTD Data)		Rank
Total interest income	$5,636,000	2,379
Total interest expense	$1,169,000	1,954
Net interest income	$4,467,000	2,441
Provision for loan and lease losses	$250,000	2,200
Total noninterest income	$592,000	2,630
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$33,000	4,002
Trading account gains and fees	$0	123
Additional Noninterest Income	$559,000	2,276
Total noninterest expense	$3,115,000	2,629
Salaries and employee benefits	$2,273,000	2,265
Premises and equipment expense	$177,000	3,603
Additional noninterest expense	$665,000	3,240
Pre-tax net operating income	$1,694,000	2,237
Securities gains (losses)	$32,000	1,506
Applicable income taxes	$37,000	3,014
Income before extraordinary items	$1,689,000	2,069
Extraordinary gains, net	$0	4
Net income	$1,689,000	2,069
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,689,000	2,069
Net charge-offs	$3,000	2,778
Cash dividends	$950,000	1,383
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,657,640	2,048
2020-03-31 (YTD Data)		Rank
Total interest income	$2,913,000	2,312
Total interest expense	$626,000	1,991
Net interest income	$2,287,000	2,372
Provision for loan and lease losses	$0	3,711
Total noninterest income	$234,000	2,822
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$22,000	3,933
Trading account gains and fees	$0	106
Additional Noninterest Income	$212,000	2,374
Total noninterest expense	$1,523,000	2,690
Salaries and employee benefits	$1,120,000	2,302
Premises and equipment expense	$93,000	3,541
Additional noninterest expense	$310,000	3,391
Pre-tax net operating income	$998,000	1,824
Securities gains (losses)	$29,000	1,025
Applicable income taxes	$32,000	2,664
Income before extraordinary items	$995,000	1,671
Extraordinary gains, net	$0	4
Net income	$995,000	1,672
Minority interest net income	$0	56
Net income of bank and minority interests.	$995,000	1,672
Net charge-offs	$1,000	2,430
Cash dividends	$475,000	1,332
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$966,870	1,679
2019-12-31 (YTD Data)		Rank
Total interest income	$11,796,000	2,315
Total interest expense	$2,535,000	2,028
Net interest income	$9,261,000	2,377
Provision for loan and lease losses	$400,000	1,682
Total noninterest income	$907,000	2,953
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$112,000	3,822
Trading account gains and fees	$0	135
Additional Noninterest Income	$795,000	2,509
Total noninterest expense	$7,071,000	2,424
Salaries and employee benefits	$4,450,000	2,272
Premises and equipment expense	$578,000	2,858
Additional noninterest expense	$2,043,000	2,522
Pre-tax net operating income	$2,697,000	2,619
Securities gains (losses)	$48,000	1,254
Applicable income taxes	$46,000	3,327
Income before extraordinary items	$2,699,000	2,455
Extraordinary gains, net	$0	11
Net income	$2,699,000	2,456
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,699,000	2,457
Net charge-offs	$9,000	3,353
Cash dividends	$1,525,000	1,861
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,651,960	2,454
2019-09-30 (YTD Data)		Rank
Total interest income	$7,073,000	2,706
Total interest expense	$1,640,000	2,225
Net interest income	$5,433,000	2,820
Provision for loan and lease losses	$250,000	1,754
Total noninterest income	$504,000	3,331
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$55,000	4,268
Trading account gains and fees	$0	129
Additional Noninterest Income	$449,000	2,841
Total noninterest expense	$3,582,000	3,116
Salaries and employee benefits	$2,419,000	2,818
Premises and equipment expense	$214,000	4,032
Additional noninterest expense	$949,000	3,427
Pre-tax net operating income	$2,105,000	2,631
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,105,000	2,447
Extraordinary gains, net	$0	11
Net income	$2,105,000	2,448
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,105,000	2,448
Net charge-offs	$8,000	3,020
Cash dividends	$1,025,000	1,773
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,105,000	2,418
2019-06-30 (YTD Data)		Rank
Total interest income	$4,591,000	2,762
Total interest expense	$1,024,000	2,305
Net interest income	$3,567,000	2,861
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$319,000	3,368
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$39,000	4,231
Trading account gains and fees	$0	131
Additional Noninterest Income	$280,000	2,881
Total noninterest expense	$2,374,000	3,149
Salaries and employee benefits	$1,619,000	2,824
Premises and equipment expense	$154,000	3,933
Additional noninterest expense	$601,000	3,538
Pre-tax net operating income	$1,362,000	2,665
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,362,000	2,463
Extraordinary gains, net	$0	11
Net income	$1,362,000	2,463
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,362,000	2,463
Net charge-offs	$8,000	2,672
Cash dividends	$650,000	1,831
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,362,000	2,437
2019-03-31 (YTD Data)		Rank
Total interest income	$2,211,000	2,847
Total interest expense	$484,000	2,349
Net interest income	$1,727,000	2,941
Provision for loan and lease losses	$0	3,406
Total noninterest income	$142,000	3,510
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$19,000	4,268
Trading account gains and fees	$0	126
Additional Noninterest Income	$123,000	2,971
Total noninterest expense	$1,185,000	3,176
Salaries and employee benefits	$803,000	2,852
Premises and equipment expense	$81,000	3,889
Additional noninterest expense	$301,000	3,549
Pre-tax net operating income	$684,000	2,610
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$684,000	2,397
Extraordinary gains, net	$0	5
Net income	$684,000	2,396
Minority interest net income	$0	52
Net income of bank and minority interests.	$684,000	2,396
Net charge-offs	$8,000	2,054
Cash dividends	$650,000	1,116
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$684,000	2,382
2018-12-31 (YTD Data)		Rank
Total interest income	$8,446,000	2,833
Total interest expense	$1,426,000	2,426
Net interest income	$7,020,000	2,892
Provision for loan and lease losses	$60,000	3,354
Total noninterest income	$594,000	3,567
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$69,000	4,487
Trading account gains and fees	$0	126
Additional Noninterest Income	$525,000	3,001
Total noninterest expense	$4,511,000	3,257
Salaries and employee benefits	$3,191,000	2,847
Premises and equipment expense	$296,000	4,044
Additional noninterest expense	$1,024,000	3,860
Pre-tax net operating income	$3,043,000	2,481
Securities gains (losses)	$6,000	806
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,049,000	2,294
Extraordinary gains, net	$0	6
Net income	$3,049,000	2,293
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,049,000	2,293
Net charge-offs	$8,000	3,412
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,043,000	2,295
2018-09-30 (YTD Data)		Rank
Total interest income	$6,196,000	2,879
Total interest expense	$964,000	2,493
Net interest income	$5,232,000	2,917
Provision for loan and lease losses	$60,000	3,056
Total noninterest income	$461,000	3,543
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$52,000	4,532
Trading account gains and fees	$0	138
Additional Noninterest Income	$409,000	3,010
Total noninterest expense	$3,315,000	3,296
Salaries and employee benefits	$2,358,000	2,875
Premises and equipment expense	$222,000	4,080
Additional noninterest expense	$735,000	3,957
Pre-tax net operating income	$2,318,000	2,502
Securities gains (losses)	$6,000	797
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,324,000	2,295
Extraordinary gains, net	$0	5
Net income	$2,324,000	2,294
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,324,000	2,294
Net charge-offs	$3,000	3,293
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,318,000	2,292
2018-06-30 (YTD Data)		Rank
Total interest income	$4,040,000	2,913
Total interest expense	$582,000	2,571
Net interest income	$3,458,000	2,935
Provision for loan and lease losses	$0	3,782
Total noninterest income	$312,000	3,544
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$34,000	4,591
Trading account gains and fees	$0	130
Additional Noninterest Income	$278,000	2,992
Total noninterest expense	$2,179,000	3,338
Salaries and employee benefits	$1,583,000	2,892
Premises and equipment expense	$144,000	4,144
Additional noninterest expense	$452,000	4,118
Pre-tax net operating income	$1,591,000	2,430
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,591,000	2,215
Extraordinary gains, net	$0	6
Net income	$1,591,000	2,212
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,591,000	2,214
Net charge-offs	$3,000	2,950
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,591,000	2,212
2018-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	2,973
Total interest expense	$284,000	2,554
Net interest income	$1,682,000	2,998
Provision for loan and lease losses	$0	3,508
Total noninterest income	$176,000	3,352
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$17,000	4,619
Trading account gains and fees	$0	123
Additional Noninterest Income	$159,000	2,766
Total noninterest expense	$1,058,000	3,433
Salaries and employee benefits	$779,000	2,946
Premises and equipment expense	$75,000	4,137
Additional noninterest expense	$204,000	4,296
Pre-tax net operating income	$800,000	2,388
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$800,000	2,171
Extraordinary gains, net	$0	7
Net income	$800,000	2,170
Minority interest net income	$0	52
Net income of bank and minority interests.	$800,000	2,171
Net charge-offs	$2,000	2,440
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$800,000	2,155
2017-12-31 (YTD Data)		Rank
Total interest income	$7,583,000	2,978
Total interest expense	$1,054,000	2,467
Net interest income	$6,529,000	3,019
Provision for loan and lease losses	$50,000	3,556
Total noninterest income	$692,000	3,472
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$80,000	4,573
Trading account gains and fees	$0	151
Additional Noninterest Income	$612,000	2,902
Total noninterest expense	$4,591,000	3,274
Salaries and employee benefits	$3,154,000	2,892
Premises and equipment expense	$307,000	4,142
Additional noninterest expense	$1,130,000	3,791
Pre-tax net operating income	$2,580,000	2,701
Securities gains (losses)	$-8,000	5,031
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,572,000	2,286
Extraordinary gains, net	$0	9
Net income	$2,572,000	2,286
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,572,000	2,286
Net charge-offs	$5,000	3,859
Cash dividends	$4,815,000	705
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,580,000	2,258
2017-09-30 (YTD Data)		Rank
Total interest income	$5,635,000	3,007
Total interest expense	$760,000	2,507
Net interest income	$4,875,000	3,053
Provision for loan and lease losses	$0	4,088
Total noninterest income	$564,000	3,393
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$62,000	4,574
Trading account gains and fees	$0	145
Additional Noninterest Income	$502,000	2,805
Total noninterest expense	$3,320,000	3,361
Salaries and employee benefits	$2,333,000	2,936
Premises and equipment expense	$236,000	4,119
Additional noninterest expense	$751,000	4,015
Pre-tax net operating income	$2,119,000	2,638
Securities gains (losses)	$-8,000	5,370
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,111,000	2,312
Extraordinary gains, net	$0	9
Net income	$2,111,000	2,311
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,111,000	2,312
Net charge-offs	$5,000	3,457
Cash dividends	$1,015,000	1,659
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,119,000	2,284
2017-06-30 (YTD Data)		Rank
Total interest income	$3,690,000	3,025
Total interest expense	$489,000	2,528
Net interest income	$3,201,000	3,073
Provision for loan and lease losses	$0	3,871
Total noninterest income	$361,000	3,439
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$44,000	4,527
Trading account gains and fees	$0	139
Additional Noninterest Income	$317,000	2,866
Total noninterest expense	$2,169,000	3,423
Salaries and employee benefits	$1,553,000	2,957
Premises and equipment expense	$147,000	4,239
Additional noninterest expense	$469,000	4,154
Pre-tax net operating income	$1,393,000	2,602
Securities gains (losses)	$-8,000	5,463
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,385,000	2,284
Extraordinary gains, net	$0	11
Net income	$1,385,000	2,284
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,385,000	2,284
Net charge-offs	$4,000	3,177
Cash dividends	$525,000	1,944
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,393,000	2,245
2017-03-31 (YTD Data)		Rank
Total interest income	$1,830,000	3,058
Total interest expense	$245,000	2,490
Net interest income	$1,585,000	3,098
Provision for loan and lease losses	$0	3,537
Total noninterest income	$177,000	3,475
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$21,000	4,596
Trading account gains and fees	$0	142
Additional Noninterest Income	$156,000	2,880
Total noninterest expense	$1,025,000	3,563
Salaries and employee benefits	$752,000	3,055
Premises and equipment expense	$71,000	4,350
Additional noninterest expense	$202,000	4,453
Pre-tax net operating income	$737,000	2,443
Securities gains (losses)	$-8,000	5,630
Applicable income taxes	$0	4,086
Income before extraordinary items	$729,000	2,131
Extraordinary gains, net	$0	8
Net income	$729,000	2,132
Minority interest net income	$0	55
Net income of bank and minority interests.	$729,000	2,132
Net charge-offs	$2,000	2,694
Cash dividends	$250,000	1,772
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$737,000	2,086
2016-12-31 (YTD Data)		Rank
Total interest income	$7,205,000	3,075
Total interest expense	$997,000	2,422
Net interest income	$6,208,000	3,122
Provision for loan and lease losses	$115,000	3,011
Total noninterest income	$761,000	3,455
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$87,000	4,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$674,000	2,891
Total noninterest expense	$4,302,000	3,500
Salaries and employee benefits	$3,015,000	3,014
Premises and equipment expense	$312,000	4,246
Additional noninterest expense	$975,000	4,199
Pre-tax net operating income	$2,552,000	2,646
Securities gains (losses)	$-11,000	5,650
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,541,000	2,382
Extraordinary gains, net	$0	5
Net income	$2,541,000	2,379
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,541,000	2,381
Net charge-offs	$4,000	4,063
Cash dividends	$1,100,000	2,087
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,552,000	2,322
2016-09-30 (YTD Data)		Rank
Total interest income	$5,425,000	3,072
Total interest expense	$742,000	2,430
Net interest income	$4,683,000	3,118
Provision for loan and lease losses	$40,000	3,506
Total noninterest income	$545,000	3,538
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$66,000	4,696
Trading account gains and fees	$0	169
Additional Noninterest Income	$479,000	2,950
Total noninterest expense	$3,147,000	3,556
Salaries and employee benefits	$2,242,000	3,033
Premises and equipment expense	$227,000	4,311
Additional noninterest expense	$678,000	4,370
Pre-tax net operating income	$2,041,000	2,586
Securities gains (losses)	$-11,000	5,814
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,030,000	2,320
Extraordinary gains, net	$0	5
Net income	$2,030,000	2,319
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,030,000	2,320
Net charge-offs	$4,000	3,666
Cash dividends	$775,000	1,916
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,041,000	2,250
2016-06-30 (YTD Data)		Rank
Total interest income	$3,578,000	3,101
Total interest expense	$482,000	2,488
Net interest income	$3,096,000	3,146
Provision for loan and lease losses	$0	4,017
Total noninterest income	$346,000	3,636
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$44,000	4,708
Trading account gains and fees	$0	157
Additional Noninterest Income	$302,000	3,012
Total noninterest expense	$2,111,000	3,569
Salaries and employee benefits	$1,512,000	3,031
Premises and equipment expense	$146,000	4,398
Additional noninterest expense	$453,000	4,415
Pre-tax net operating income	$1,331,000	2,591
Securities gains (losses)	$-11,000	5,910
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,320,000	2,335
Extraordinary gains, net	$0	16
Net income	$1,320,000	2,334
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,320,000	2,334
Net charge-offs	$2,000	3,496
Cash dividends	$525,000	1,913
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,331,000	2,262
2016-03-31 (YTD Data)		Rank
Total interest income	$1,815,000	3,075
Total interest expense	$239,000	2,516
Net interest income	$1,576,000	3,120
Provision for loan and lease losses	$0	3,656
Total noninterest income	$160,000	3,711
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$21,000	4,775
Trading account gains and fees	$0	142
Additional Noninterest Income	$139,000	3,079
Total noninterest expense	$1,048,000	3,606
Salaries and employee benefits	$754,000	3,059
Premises and equipment expense	$76,000	4,369
Additional noninterest expense	$218,000	4,508
Pre-tax net operating income	$688,000	2,514
Securities gains (losses)	$-11,000	5,990
Applicable income taxes	$0	4,259
Income before extraordinary items	$677,000	2,254
Extraordinary gains, net	$0	12
Net income	$677,000	2,254
Minority interest net income	$0	62
Net income of bank and minority interests.	$677,000	2,254
Net charge-offs	$-1,000	4,102
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$688,000	2,169
2015-12-31 (YTD Data)		Rank
Total interest income	$6,874,000	3,151
Total interest expense	$923,000	2,560
Net interest income	$5,951,000	3,203
Provision for loan and lease losses	$38,000	3,783
Total noninterest income	$675,000	3,703
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$86,000	4,886
Trading account gains and fees	$0	159
Additional Noninterest Income	$589,000	3,065
Total noninterest expense	$4,286,000	3,557
Salaries and employee benefits	$2,968,000	3,051
Premises and equipment expense	$339,000	4,242
Additional noninterest expense	$979,000	4,336
Pre-tax net operating income	$2,302,000	2,776
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,302,000	2,477
Extraordinary gains, net	$0	23
Net income	$2,302,000	2,479
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,302,000	2,479
Net charge-offs	$1,000	4,383
Cash dividends	$775,000	2,429
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,302,000	2,432
2015-09-30 (YTD Data)		Rank
Total interest income	$5,114,000	3,196
Total interest expense	$679,000	2,634
Net interest income	$4,435,000	3,242
Provision for loan and lease losses	$0	4,232
Total noninterest income	$540,000	3,610
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$63,000	4,966
Trading account gains and fees	$0	153
Additional Noninterest Income	$477,000	2,974
Total noninterest expense	$3,111,000	3,656
Salaries and employee benefits	$2,188,000	3,119
Premises and equipment expense	$235,000	4,437
Additional noninterest expense	$688,000	4,477
Pre-tax net operating income	$1,864,000	2,690
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,864,000	2,384
Extraordinary gains, net	$0	21
Net income	$1,864,000	2,385
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,864,000	2,385
Net charge-offs	$0	4,182
Cash dividends	$500,000	2,312
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,864,000	2,351
2015-06-30 (YTD Data)		Rank
Total interest income	$3,367,000	3,238
Total interest expense	$449,000	2,652
Net interest income	$2,918,000	3,281
Provision for loan and lease losses	$0	4,069
Total noninterest income	$362,000	3,601
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$42,000	4,986
Trading account gains and fees	$0	157
Additional Noninterest Income	$320,000	2,988
Total noninterest expense	$2,042,000	3,719
Salaries and employee benefits	$1,441,000	3,160
Premises and equipment expense	$157,000	4,458
Additional noninterest expense	$444,000	4,572
Pre-tax net operating income	$1,238,000	2,679
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,238,000	2,392
Extraordinary gains, net	$0	22
Net income	$1,238,000	2,394
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,238,000	2,394
Net charge-offs	$-1,000	4,579
Cash dividends	$250,000	2,577
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,238,000	2,338
2015-03-31 (YTD Data)		Rank
Total interest income	$1,688,000	3,236
Total interest expense	$226,000	2,663
Net interest income	$1,462,000	3,282
Provision for loan and lease losses	$0	3,703
Total noninterest income	$172,000	3,664
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$20,000	5,051
Trading account gains and fees	$0	152
Additional Noninterest Income	$152,000	3,001
Total noninterest expense	$1,004,000	3,789
Salaries and employee benefits	$709,000	3,213
Premises and equipment expense	$80,000	4,483
Additional noninterest expense	$215,000	4,666
Pre-tax net operating income	$630,000	2,600
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$630,000	2,311
Extraordinary gains, net	$0	13
Net income	$630,000	2,312
Minority interest net income	$0	64
Net income of bank and minority interests.	$630,000	2,312
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$630,000	2,243
2014-12-31 (YTD Data)		Rank
Total interest income	$6,688,000	3,291
Total interest expense	$956,000	2,660
Net interest income	$5,732,000	3,350
Provision for loan and lease losses	$162,000	2,700
Total noninterest income	$670,000	3,792
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$91,000	5,126
Trading account gains and fees	$0	180
Additional Noninterest Income	$579,000	3,069
Total noninterest expense	$4,107,000	3,771
Salaries and employee benefits	$2,792,000	3,228
Premises and equipment expense	$373,000	4,239
Additional noninterest expense	$942,000	4,579
Pre-tax net operating income	$2,133,000	2,876
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,133,000	2,575
Extraordinary gains, net	$0	17
Net income	$2,133,000	2,575
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,133,000	2,575
Net charge-offs	$-3,000	5,476
Cash dividends	$1,078,000	1,949
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,133,000	2,537
2014-09-30 (YTD Data)		Rank
Total interest income	$4,938,000	3,356
Total interest expense	$714,000	2,699
Net interest income	$4,224,000	3,416
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$502,000	3,831
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$69,000	5,183
Trading account gains and fees	$0	174
Additional Noninterest Income	$433,000	3,109
Total noninterest expense	$2,990,000	3,864
Salaries and employee benefits	$2,061,000	3,299
Premises and equipment expense	$265,000	4,392
Additional noninterest expense	$664,000	4,722
Pre-tax net operating income	$1,646,000	2,871
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,646,000	2,561
Extraordinary gains, net	$0	15
Net income	$1,646,000	2,562
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,646,000	2,561
Net charge-offs	$-2,000	5,291
Cash dividends	$787,000	1,754
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,646,000	2,517
2014-06-30 (YTD Data)		Rank
Total interest income	$3,262,000	3,376
Total interest expense	$483,000	2,706
Net interest income	$2,779,000	3,438
Provision for loan and lease losses	$42,000	3,159
Total noninterest income	$331,000	3,846
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$47,000	5,160
Trading account gains and fees	$0	172
Additional Noninterest Income	$284,000	3,116
Total noninterest expense	$1,992,000	3,882
Salaries and employee benefits	$1,366,000	3,330
Premises and equipment expense	$185,000	4,339
Additional noninterest expense	$441,000	4,751
Pre-tax net operating income	$1,076,000	2,832
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,076,000	2,510
Extraordinary gains, net	$0	20
Net income	$1,076,000	2,513
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,076,000	2,514
Net charge-offs	$1,000	4,238
Cash dividends	$475,000	1,871
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,076,000	2,469
2014-03-31 (YTD Data)		Rank
Total interest income	$1,586,000	3,459
Total interest expense	$241,000	2,755
Net interest income	$1,345,000	3,521
Provision for loan and lease losses	$21,000	2,939
Total noninterest income	$154,000	3,943
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$24,000	5,131
Trading account gains and fees	$0	147
Additional Noninterest Income	$130,000	3,181
Total noninterest expense	$977,000	3,955
Salaries and employee benefits	$671,000	3,387
Premises and equipment expense	$107,000	4,064
Additional noninterest expense	$199,000	5,020
Pre-tax net operating income	$501,000	2,891
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$501,000	2,567
Extraordinary gains, net	$0	16
Net income	$501,000	2,570
Minority interest net income	$0	66
Net income of bank and minority interests.	$501,000	2,570
Net charge-offs	$1,000	3,492
Cash dividends	$225,000	1,671
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$501,000	2,518
2013-12-31 (YTD Data)		Rank
Total interest income	$6,349,000	3,490
Total interest expense	$1,123,000	2,701
Net interest income	$5,226,000	3,602
Provision for loan and lease losses	$100,000	3,676
Total noninterest income	$775,000	3,667
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$97,000	5,301
Trading account gains and fees	$0	184
Additional Noninterest Income	$678,000	2,917
Total noninterest expense	$3,901,000	3,985
Salaries and employee benefits	$2,587,000	3,459
Premises and equipment expense	$453,000	3,951
Additional noninterest expense	$861,000	4,915
Pre-tax net operating income	$2,000,000	2,856
Securities gains (losses)	$-12,000	6,271
Applicable income taxes	$82,000	3,519
Income before extraordinary items	$1,906,000	2,702
Extraordinary gains, net	$0	29
Net income	$1,906,000	2,705
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,906,000	2,705
Net charge-offs	$157,000	3,288
Cash dividends	$1,045,000	1,871
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,917,520	2,629
2013-09-30 (YTD Data)		Rank
Total interest income	$4,685,000	3,556
Total interest expense	$859,000	2,746
Net interest income	$3,826,000	3,683
Provision for loan and lease losses	$50,000	3,936
Total noninterest income	$647,000	3,546
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$72,000	5,353
Trading account gains and fees	$0	180
Additional Noninterest Income	$575,000	2,810
Total noninterest expense	$2,800,000	4,102
Salaries and employee benefits	$1,882,000	3,554
Premises and equipment expense	$339,000	4,003
Additional noninterest expense	$579,000	5,152
Pre-tax net operating income	$1,623,000	2,789
Securities gains (losses)	$0	3,040
Applicable income taxes	$82,000	3,427
Income before extraordinary items	$1,541,000	2,613
Extraordinary gains, net	$0	25
Net income	$1,541,000	2,617
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,541,000	2,617
Net charge-offs	$156,000	2,825
Cash dividends	$655,000	1,838
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,541,000	2,522
2013-06-30 (YTD Data)		Rank
Total interest income	$3,106,000	3,573
Total interest expense	$585,000	2,756
Net interest income	$2,521,000	3,698
Provision for loan and lease losses	$0	4,788
Total noninterest income	$433,000	3,564
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$47,000	5,387
Trading account gains and fees	$0	157
Additional Noninterest Income	$386,000	2,848
Total noninterest expense	$1,881,000	4,098
Salaries and employee benefits	$1,269,000	3,537
Premises and equipment expense	$224,000	4,049
Additional noninterest expense	$388,000	5,161
Pre-tax net operating income	$1,073,000	2,755
Securities gains (losses)	$0	2,791
Applicable income taxes	$82,000	3,143
Income before extraordinary items	$991,000	2,664
Extraordinary gains, net	$0	22
Net income	$991,000	2,669
Minority interest net income	$0	82
Net income of bank and minority interests.	$991,000	2,669
Net charge-offs	$155,000	2,353
Cash dividends	$480,000	1,745
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$991,000	2,563
2013-03-31 (YTD Data)		Rank
Total interest income	$1,634,000	3,491
Total interest expense	$302,000	2,761
Net interest income	$1,332,000	3,584
Provision for loan and lease losses	$0	4,409
Total noninterest income	$208,000	3,587
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$23,000	5,410
Trading account gains and fees	$0	148
Additional Noninterest Income	$185,000	2,889
Total noninterest expense	$928,000	4,185
Salaries and employee benefits	$637,000	3,570
Premises and equipment expense	$109,000	4,125
Additional noninterest expense	$182,000	5,328
Pre-tax net operating income	$612,000	2,522
Securities gains (losses)	$0	1,966
Applicable income taxes	$26,000	3,448
Income before extraordinary items	$586,000	2,293
Extraordinary gains, net	$0	10
Net income	$586,000	2,295
Minority interest net income	$0	76
Net income of bank and minority interests.	$586,000	2,295
Net charge-offs	$81,000	2,051
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$586,000	2,210
2012-12-31 (YTD Data)		Rank
Total interest income	$7,065,000	3,435
Total interest expense	$1,354,000	2,932
Net interest income	$5,711,000	3,487
Provision for loan and lease losses	$240,000	3,678
Total noninterest income	$910,000	3,418
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$97,000	5,488
Trading account gains and fees	$0	166
Additional Noninterest Income	$813,000	2,660
Total noninterest expense	$4,231,000	3,876
Salaries and employee benefits	$2,788,000	3,292
Premises and equipment expense	$465,000	3,990
Additional noninterest expense	$978,000	4,849
Pre-tax net operating income	$2,150,000	2,679
Securities gains (losses)	$3,000	3,606
Applicable income taxes	$134,000	3,299
Income before extraordinary items	$2,019,000	2,569
Extraordinary gains, net	$0	29
Net income	$2,019,000	2,571
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,019,000	2,570
Net charge-offs	$45,000	4,994
Cash dividends	$532,000	2,693
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,016,180	2,447
2012-09-30 (YTD Data)		Rank
Total interest income	$5,300,000	3,487
Total interest expense	$1,035,000	2,990
Net interest income	$4,265,000	3,557
Provision for loan and lease losses	$180,000	3,637
Total noninterest income	$689,000	3,440
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$76,000	5,492
Trading account gains and fees	$0	157
Additional Noninterest Income	$613,000	2,650
Total noninterest expense	$2,921,000	4,128
Salaries and employee benefits	$1,958,000	3,476
Premises and equipment expense	$337,000	4,119
Additional noninterest expense	$626,000	5,236
Pre-tax net operating income	$1,853,000	2,494
Securities gains (losses)	$3,000	3,350
Applicable income taxes	$98,000	3,385
Income before extraordinary items	$1,758,000	2,349
Extraordinary gains, net	$0	20
Net income	$1,758,000	2,350
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,758,000	2,350
Net charge-offs	$45,000	4,583
Cash dividends	$220,000	2,833
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,755,150	2,228
2012-06-30 (YTD Data)		Rank
Total interest income	$3,501,000	3,529
Total interest expense	$705,000	3,039
Net interest income	$2,796,000	3,607
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$429,000	3,526
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$50,000	5,517
Trading account gains and fees	$0	153
Additional Noninterest Income	$379,000	2,719
Total noninterest expense	$1,905,000	4,194
Salaries and employee benefits	$1,300,000	3,505
Premises and equipment expense	$217,000	4,196
Additional noninterest expense	$388,000	5,401
Pre-tax net operating income	$1,200,000	2,517
Securities gains (losses)	$3,000	2,959
Applicable income taxes	$57,000	3,457
Income before extraordinary items	$1,146,000	2,355
Extraordinary gains, net	$0	19
Net income	$1,146,000	2,355
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,146,000	2,355
Net charge-offs	$67,000	3,773
Cash dividends	$50,000	3,293
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,143,150	2,224
2012-03-31 (YTD Data)		Rank
Total interest income	$1,707,000	3,637
Total interest expense	$364,000	3,058
Net interest income	$1,343,000	3,726
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$197,000	3,681
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$26,000	5,450
Trading account gains and fees	$0	148
Additional Noninterest Income	$171,000	2,876
Total noninterest expense	$933,000	4,276
Salaries and employee benefits	$648,000	3,545
Premises and equipment expense	$108,000	4,246
Additional noninterest expense	$177,000	5,619
Pre-tax net operating income	$547,000	2,701
Securities gains (losses)	$3,000	1,983
Applicable income taxes	$21,000	3,648
Income before extraordinary items	$529,000	2,490
Extraordinary gains, net	$0	19
Net income	$529,000	2,491
Minority interest net income	$0	78
Net income of bank and minority interests.	$529,000	2,493
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$526,120	2,376
2011-12-31 (YTD Data)		Rank
Total interest income	$7,145,000	3,624
Total interest expense	$1,582,000	3,318
Net interest income	$5,563,000	3,662
Provision for loan and lease losses	$300,000	4,096
Total noninterest income	$609,000	4,044
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$144,000	4,966
Trading account gains and fees	$0	146
Additional Noninterest Income	$465,000	3,208
Total noninterest expense	$4,072,000	4,073
Salaries and employee benefits	$2,558,000	3,496
Premises and equipment expense	$419,000	4,462
Additional noninterest expense	$1,095,000	4,700
Pre-tax net operating income	$1,800,000	2,702
Securities gains (losses)	$0	3,838
Applicable income taxes	$120,000	3,257
Income before extraordinary items	$1,680,000	2,555
Extraordinary gains, net	$0	29
Net income	$1,680,000	2,555
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,680,000	2,556
Net charge-offs	$34,000	5,679
Cash dividends	$675,000	2,086
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,680,000	2,479
2011-09-30 (YTD Data)		Rank
Total interest income	$5,424,000	3,639
Total interest expense	$1,215,000	3,379
Net interest income	$4,209,000	3,649
Provision for loan and lease losses	$225,000	3,970
Total noninterest income	$446,000	4,104
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$107,000	5,008
Trading account gains and fees	$0	145
Additional Noninterest Income	$339,000	3,278
Total noninterest expense	$2,857,000	4,260
Salaries and employee benefits	$1,896,000	3,533
Premises and equipment expense	$307,000	4,557
Additional noninterest expense	$654,000	5,249
Pre-tax net operating income	$1,573,000	2,491
Securities gains (losses)	$0	3,555
Applicable income taxes	$76,000	3,401
Income before extraordinary items	$1,497,000	2,318
Extraordinary gains, net	$0	21
Net income	$1,497,000	2,318
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,497,000	2,319
Net charge-offs	$34,000	5,231
Cash dividends	$450,000	1,910
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,497,000	2,216
2011-06-30 (YTD Data)		Rank
Total interest income	$3,551,000	3,722
Total interest expense	$816,000	3,457
Net interest income	$2,735,000	3,716
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$246,000	4,499
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$64,000	5,170
Trading account gains and fees	$0	153
Additional Noninterest Income	$182,000	3,655
Total noninterest expense	$1,901,000	4,305
Salaries and employee benefits	$1,275,000	3,529
Premises and equipment expense	$203,000	4,625
Additional noninterest expense	$423,000	5,392
Pre-tax net operating income	$930,000	2,666
Securities gains (losses)	$0	2,914
Applicable income taxes	$46,000	3,414
Income before extraordinary items	$884,000	2,493
Extraordinary gains, net	$0	15
Net income	$884,000	2,493
Minority interest net income	$0	89
Net income of bank and minority interests.	$884,000	2,493
Net charge-offs	$34,000	4,751
Cash dividends	$250,000	2,077
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$884,000	2,416
2011-03-31 (YTD Data)		Rank
Total interest income	$1,815,000	3,667
Total interest expense	$414,000	3,512
Net interest income	$1,401,000	3,653
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$101,000	4,905
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$17,000	6,004
Trading account gains and fees	$0	158
Additional Noninterest Income	$84,000	3,827
Total noninterest expense	$942,000	4,361
Salaries and employee benefits	$631,000	3,584
Premises and equipment expense	$102,000	4,658
Additional noninterest expense	$209,000	5,424
Pre-tax net operating income	$485,000	2,614
Securities gains (losses)	$0	1,772
Applicable income taxes	$22,000	3,387
Income before extraordinary items	$463,000	2,395
Extraordinary gains, net	$0	9
Net income	$463,000	2,394
Minority interest net income	$0	86
Net income of bank and minority interests.	$463,000	2,395
Net charge-offs	$31,000	3,744
Cash dividends	$150,000	1,610
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$463,000	2,351
2010-12-31 (YTD Data)		Rank
Total interest income	$7,544,000	3,709
Total interest expense	$1,891,000	3,706
Net interest income	$5,653,000	3,641
Provision for loan and lease losses	$240,000	5,139
Total noninterest income	$322,000	5,288
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$66,000	5,976
Trading account gains and fees	$0	175
Additional Noninterest Income	$256,000	4,210
Total noninterest expense	$3,877,000	4,290
Salaries and employee benefits	$2,369,000	3,737
Premises and equipment expense	$425,000	4,606
Additional noninterest expense	$1,083,000	4,888
Pre-tax net operating income	$1,858,000	2,381
Securities gains (losses)	$-1,000	6,878
Applicable income taxes	$123,000	3,074
Income before extraordinary items	$1,734,000	2,262
Extraordinary gains, net	$0	29
Net income	$1,734,000	2,261
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,734,000	2,263
Net charge-offs	$0	6,851
Cash dividends	$825,000	1,710
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,734,930	2,167
2010-09-30 (YTD Data)		Rank
Total interest income	$5,653,000	3,788
Total interest expense	$1,438,000	3,807
Net interest income	$4,215,000	3,693
Provision for loan and lease losses	$180,000	5,003
Total noninterest income	$200,000	5,687
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$49,000	6,082
Trading account gains and fees	$0	165
Additional Noninterest Income	$151,000	4,646
Total noninterest expense	$2,597,000	4,640
Salaries and employee benefits	$1,702,000	3,906
Premises and equipment expense	$310,000	4,751
Additional noninterest expense	$585,000	5,714
Pre-tax net operating income	$1,638,000	2,220
Securities gains (losses)	$-1,000	7,074
Applicable income taxes	$92,000	3,178
Income before extraordinary items	$1,545,000	2,089
Extraordinary gains, net	$0	23
Net income	$1,545,000	2,090
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,545,000	2,091
Net charge-offs	$0	6,672
Cash dividends	$825,000	1,241
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,545,940	1,994
2010-06-30 (YTD Data)		Rank
Total interest income	$3,734,000	3,843
Total interest expense	$956,000	3,925
Net interest income	$2,778,000	3,734
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$115,000	5,891
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$30,000	6,195
Trading account gains and fees	$0	152
Additional Noninterest Income	$85,000	4,887
Total noninterest expense	$1,708,000	4,690
Salaries and employee benefits	$1,141,000	3,911
Premises and equipment expense	$202,000	4,844
Additional noninterest expense	$365,000	5,857
Pre-tax net operating income	$1,065,000	2,259
Securities gains (losses)	$-1,000	7,170
Applicable income taxes	$57,000	3,196
Income before extraordinary items	$1,007,000	2,104
Extraordinary gains, net	$0	19
Net income	$1,007,000	2,103
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,007,000	2,106
Net charge-offs	$0	6,372
Cash dividends	$600,000	1,128
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,007,950	2,031
2010-03-31 (YTD Data)		Rank
Total interest income	$1,906,000	3,851
Total interest expense	$479,000	4,050
Net interest income	$1,427,000	3,690
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$28,000	6,814
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$14,000	6,285
Trading account gains and fees	$0	175
Additional Noninterest Income	$14,000	6,333
Total noninterest expense	$832,000	4,791
Salaries and employee benefits	$568,000	3,970
Premises and equipment expense	$103,000	4,876
Additional noninterest expense	$161,000	6,198
Pre-tax net operating income	$563,000	2,205
Securities gains (losses)	$0	2,284
Applicable income taxes	$23,000	3,365
Income before extraordinary items	$540,000	2,006
Extraordinary gains, net	$0	16
Net income	$540,000	2,004
Minority interest net income	$0	91
Net income of bank and minority interests.	$540,000	2,006
Net charge-offs	$-3,000	7,154
Cash dividends	$325,000	1,005
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$540,000	1,927
2009-12-31 (YTD Data)		Rank
Total interest income	$7,385,000	4,032
Total interest expense	$2,192,000	4,205
Net interest income	$5,193,000	3,846
Provision for loan and lease losses	$380,000	4,935
Total noninterest income	$287,000	5,671
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$66,000	6,233
Trading account gains and fees	$0	211
Additional Noninterest Income	$221,000	4,476
Total noninterest expense	$3,421,000	4,792
Salaries and employee benefits	$2,144,000	4,143
Premises and equipment expense	$390,000	5,051
Additional noninterest expense	$887,000	5,554
Pre-tax net operating income	$1,679,000	2,196
Securities gains (losses)	$0	3,754
Applicable income taxes	$118,000	2,772
Income before extraordinary items	$1,561,000	2,050
Extraordinary gains, net	$0	34
Net income	$1,561,000	2,046
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,561,000	2,048
Net charge-offs	$43,000	6,288
Cash dividends	$300,000	3,192
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,561,000	2,015
2009-09-30 (YTD Data)		Rank
Total interest income	$5,571,000	4,073
Total interest expense	$1,675,000	4,298
Net interest income	$3,896,000	3,845
Provision for loan and lease losses	$180,000	5,277
Total noninterest income	$301,000	5,193
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$124,000	5,016
Trading account gains and fees	$0	212
Additional Noninterest Income	$177,000	4,483
Total noninterest expense	$2,434,000	4,957
Salaries and employee benefits	$1,540,000	4,304
Premises and equipment expense	$171,000	6,292
Additional noninterest expense	$723,000	5,318
Pre-tax net operating income	$1,583,000	1,963
Securities gains (losses)	$0	3,497
Applicable income taxes	$92,000	2,934
Income before extraordinary items	$1,491,000	1,791
Extraordinary gains, net	$0	27
Net income	$1,491,000	1,791
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,491,000	1,791
Net charge-offs	$40,000	5,835
Cash dividends	$300,000	2,611
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,491,000	1,742
2009-06-30 (YTD Data)		Rank
Total interest income	$3,696,000	4,125
Total interest expense	$1,129,000	4,394
Net interest income	$2,567,000	3,869
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$193,000	5,279
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$85,000	4,968
Trading account gains and fees	$0	193
Additional Noninterest Income	$108,000	4,657
Total noninterest expense	$1,619,000	5,012
Salaries and employee benefits	$1,024,000	4,356
Premises and equipment expense	$113,000	6,353
Additional noninterest expense	$482,000	5,342
Pre-tax net operating income	$1,021,000	2,073
Securities gains (losses)	$0	3,136
Applicable income taxes	$59,000	3,043
Income before extraordinary items	$962,000	1,901
Extraordinary gains, net	$0	21
Net income	$962,000	1,898
Minority interest net income	$0	112
Net income of bank and minority interests.	$962,000	1,900
Net charge-offs	$-4,000	7,749
Cash dividends	$175,000	2,819
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$962,000	1,847
2009-03-31 (YTD Data)		Rank
Total interest income	$1,827,000	4,194
Total interest expense	$584,000	4,417
Net interest income	$1,243,000	3,955
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$101,000	5,194
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$41,000	4,966
Trading account gains and fees	$0	171
Additional Noninterest Income	$60,000	4,510
Total noninterest expense	$707,000	5,364
Salaries and employee benefits	$458,000	4,746
Premises and equipment expense	$59,000	6,334
Additional noninterest expense	$190,000	5,731
Pre-tax net operating income	$577,000	2,114
Securities gains (losses)	$0	2,434
Applicable income taxes	$30,000	3,285
Income before extraordinary items	$547,000	1,960
Extraordinary gains, net	$0	15
Net income	$547,000	1,962
Minority interest net income	$0	102
Net income of bank and minority interests.	$547,000	1,962
Net charge-offs	$47,000	3,624
Cash dividends	$50,000	2,639
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$547,000	1,845
2008-12-31 (YTD Data)		Rank
Total interest income	$7,103,000	4,443
Total interest expense	$2,556,000	4,685
Net interest income	$4,547,000	4,199
Provision for loan and lease losses	$228,000	5,052
Total noninterest income	$383,000	5,356
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$174,000	5,047
Trading account gains and fees	$0	154
Additional Noninterest Income	$209,000	4,756
Total noninterest expense	$3,120,000	4,997
Salaries and employee benefits	$1,953,000	4,536
Premises and equipment expense	$380,000	5,225
Additional noninterest expense	$787,000	5,515
Pre-tax net operating income	$1,582,000	2,921
Securities gains (losses)	$0	3,220
Applicable income taxes	$115,000	3,283
Income before extraordinary items	$1,467,000	2,561
Extraordinary gains, net	$0	39
Net income	$1,467,000	2,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	4,465
Cash dividends	$473,000	3,459
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,467,000	2,703
2008-09-30 (YTD Data)		Rank
Total interest income	$5,249,000	4,562
Total interest expense	$1,898,000	4,825
Net interest income	$3,351,000	4,269
Provision for loan and lease losses	$108,000	5,070
Total noninterest income	$286,000	5,457
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$133,000	5,050
Trading account gains and fees	$0	148
Additional Noninterest Income	$153,000	4,914
Total noninterest expense	$2,138,000	5,261
Salaries and employee benefits	$1,328,000	4,844
Premises and equipment expense	$276,000	5,327
Additional noninterest expense	$534,000	5,730
Pre-tax net operating income	$1,391,000	2,997
Securities gains (losses)	$0	3,106
Applicable income taxes	$83,000	3,748
Income before extraordinary items	$1,308,000	2,590
Extraordinary gains, net	$0	31
Net income	$1,308,000	2,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,479
Cash dividends	$473,000	2,823
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,308,000	2,713
2008-06-30 (YTD Data)		Rank
Total interest income	$3,482,000	4,640
Total interest expense	$1,293,000	4,894
Net interest income	$2,189,000	4,328
Provision for loan and lease losses	$72,000	4,725
Total noninterest income	$191,000	5,524
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$85,000	5,148
Trading account gains and fees	$0	149
Additional Noninterest Income	$106,000	4,955
Total noninterest expense	$1,340,000	5,476
Salaries and employee benefits	$844,000	5,055
Premises and equipment expense	$178,000	5,454
Additional noninterest expense	$318,000	6,031
Pre-tax net operating income	$968,000	3,014
Securities gains (losses)	$0	3,233
Applicable income taxes	$53,000	4,020
Income before extraordinary items	$915,000	2,768
Extraordinary gains, net	$0	21
Net income	$915,000	2,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,584
Cash dividends	$315,000	2,893
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$915,000	2,715
2008-03-31 (YTD Data)		Rank
Total interest income	$1,783,000	4,665
Total interest expense	$716,000	4,825
Net interest income	$1,067,000	4,404
Provision for loan and lease losses	$36,000	4,202
Total noninterest income	$91,000	5,627
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$43,000	5,092
Trading account gains and fees	$0	158
Additional Noninterest Income	$48,000	5,134
Total noninterest expense	$637,000	5,644
Salaries and employee benefits	$385,000	5,363
Premises and equipment expense	$89,000	5,489
Additional noninterest expense	$163,000	5,956
Pre-tax net operating income	$485,000	3,128
Securities gains (losses)	$0	2,688
Applicable income taxes	$24,000	4,234
Income before extraordinary items	$461,000	2,874
Extraordinary gains, net	$0	15
Net income	$461,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	1,398
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$461,000	2,797
2007-12-31 (YTD Data)		Rank
Total interest income	$6,659,000	4,875
Total interest expense	$3,258,000	4,545
Net interest income	$3,401,000	5,131
Provision for loan and lease losses	$144,000	4,398
Total noninterest income	$427,000	5,362
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$181,000	5,096
Trading account gains and fees	$0	178
Additional Noninterest Income	$246,000	4,628
Total noninterest expense	$2,365,000	5,768
Salaries and employee benefits	$1,416,000	5,480
Premises and equipment expense	$342,000	5,471
Additional noninterest expense	$607,000	6,096
Pre-tax net operating income	$1,319,000	4,161
Securities gains (losses)	$0	2,146
Applicable income taxes	$95,000	4,525
Income before extraordinary items	$1,224,000	3,898
Extraordinary gains, net	$0	39
Net income	$1,224,000	3,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,104
Cash dividends	$525,000	3,625
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,224,000	3,891
2007-09-30 (YTD Data)		Rank
Total interest income	$4,872,000	4,978
Total interest expense	$2,396,000	4,614
Net interest income	$2,476,000	5,251
Provision for loan and lease losses	$108,000	3,997
Total noninterest income	$329,000	5,348
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$137,000	5,103
Trading account gains and fees	$0	184
Additional Noninterest Income	$192,000	4,557
Total noninterest expense	$1,583,000	6,053
Salaries and employee benefits	$979,000	5,708
Premises and equipment expense	$229,000	5,734
Additional noninterest expense	$375,000	6,562
Pre-tax net operating income	$1,114,000	4,121
Securities gains (losses)	$0	1,655
Applicable income taxes	$68,000	4,744
Income before extraordinary items	$1,046,000	3,789
Extraordinary gains, net	$0	33
Net income	$1,046,000	3,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,289
Cash dividends	$525,000	2,857
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,046,000	3,773
2007-06-30 (YTD Data)		Rank
Total interest income	$3,161,000	5,076
Total interest expense	$1,536,000	4,722
Net interest income	$1,625,000	5,324
Provision for loan and lease losses	$72,000	3,798
Total noninterest income	$244,000	5,124
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$89,000	5,167
Trading account gains and fees	$0	168
Additional Noninterest Income	$155,000	4,256
Total noninterest expense	$1,053,000	6,106
Salaries and employee benefits	$652,000	5,765
Premises and equipment expense	$150,000	5,809
Additional noninterest expense	$251,000	6,584
Pre-tax net operating income	$744,000	4,182
Securities gains (losses)	$0	1,444
Applicable income taxes	$41,000	4,901
Income before extraordinary items	$703,000	3,808
Extraordinary gains, net	$0	29
Net income	$703,000	3,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,333
Cash dividends	$350,000	2,931
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$703,000	3,794
2007-03-31 (YTD Data)		Rank
Total interest income	$1,563,000	5,107
Total interest expense	$764,000	4,709
Net interest income	$799,000	5,384
Provision for loan and lease losses	$36,000	3,550
Total noninterest income	$78,000	6,021
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$41,000	5,255
Trading account gains and fees	$0	195
Additional Noninterest Income	$37,000	5,638
Total noninterest expense	$519,000	6,185
Salaries and employee benefits	$326,000	5,826
Premises and equipment expense	$76,000	5,812
Additional noninterest expense	$117,000	6,762
Pre-tax net operating income	$322,000	4,493
Securities gains (losses)	$0	1,187
Applicable income taxes	$14,000	5,152
Income before extraordinary items	$308,000	4,105
Extraordinary gains, net	$0	22
Net income	$308,000	4,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$308,000	4,081
2006-12-31 (YTD Data)		Rank
Total interest income	$5,854,000	5,093
Total interest expense	$2,702,000	4,592
Net interest income	$3,152,000	5,370
Provision for loan and lease losses	$145,000	4,115
Total noninterest income	$417,000	5,518
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$175,000	5,239
Trading account gains and fees	$0	130
Additional Noninterest Income	$242,000	4,724
Total noninterest expense	$2,043,000	6,109
Salaries and employee benefits	$1,226,000	5,841
Premises and equipment expense	$286,000	5,856
Additional noninterest expense	$531,000	6,395
Pre-tax net operating income	$1,381,000	4,479
Securities gains (losses)	$0	1,687
Applicable income taxes	$98,000	4,985
Income before extraordinary items	$1,283,000	4,142
Extraordinary gains, net	$0	51
Net income	$1,283,000	4,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,610
Cash dividends	$375,000	4,183
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,283,000	4,108
2006-09-30 (YTD Data)		Rank
Total interest income	$4,265,000	5,169
Total interest expense	$1,920,000	4,673
Net interest income	$2,345,000	5,445
Provision for loan and lease losses	$100,000	4,067
Total noninterest income	$318,000	5,515
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$132,000	5,276
Trading account gains and fees	$0	126
Additional Noninterest Income	$186,000	4,680
Total noninterest expense	$1,465,000	6,214
Salaries and employee benefits	$880,000	5,947
Premises and equipment expense	$214,000	5,883
Additional noninterest expense	$371,000	6,563
Pre-tax net operating income	$1,098,000	4,521
Securities gains (losses)	$0	1,388
Applicable income taxes	$66,000	5,255
Income before extraordinary items	$1,032,000	4,100
Extraordinary gains, net	$0	45
Net income	$1,032,000	4,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$375,000	3,355
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,032,000	4,082
2006-06-30 (YTD Data)		Rank
Total interest income	$2,693,000	5,305
Total interest expense	$1,167,000	4,805
Net interest income	$1,526,000	5,536
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$208,000	5,543
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$87,000	5,304
Trading account gains and fees	$0	126
Additional Noninterest Income	$121,000	4,728
Total noninterest expense	$958,000	6,287
Salaries and employee benefits	$585,000	5,992
Premises and equipment expense	$141,000	5,926
Additional noninterest expense	$232,000	6,757
Pre-tax net operating income	$716,000	4,579
Securities gains (losses)	$0	1,185
Applicable income taxes	$36,000	5,457
Income before extraordinary items	$680,000	4,142
Extraordinary gains, net	$0	39
Net income	$680,000	4,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,673
Cash dividends	$300,000	3,088
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$680,000	4,135
2006-03-31 (YTD Data)		Rank
Total interest income	$1,261,000	5,440
Total interest expense	$536,000	4,922
Net interest income	$725,000	5,699
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$82,000	6,027
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$42,000	5,298
Trading account gains and fees	$0	115
Additional Noninterest Income	$40,000	5,532
Total noninterest expense	$457,000	6,427
Salaries and employee benefits	$281,000	6,130
Premises and equipment expense	$49,000	6,794
Additional noninterest expense	$127,000	6,501
Pre-tax net operating income	$320,000	4,794
Securities gains (losses)	$0	955
Applicable income taxes	$14,000	5,578
Income before extraordinary items	$306,000	4,369
Extraordinary gains, net	$0	21
Net income	$306,000	4,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$187,000	2,499
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$306,000	4,363
2005-12-31 (YTD Data)		Rank
Total interest income	$4,126,000	5,730
Total interest expense	$1,519,000	5,200
Net interest income	$2,607,000	5,927
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$501,000	5,237
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$206,000	4,969
Trading account gains and fees	$0	138
Additional Noninterest Income	$295,000	4,373
Total noninterest expense	$1,877,000	6,312
Salaries and employee benefits	$1,103,000	6,048
Premises and equipment expense	$271,000	5,995
Additional noninterest expense	$503,000	6,559
Pre-tax net operating income	$1,111,000	5,074
Securities gains (losses)	$0	2,296
Applicable income taxes	$74,000	5,605
Income before extraordinary items	$1,037,000	4,736
Extraordinary gains, net	$0	46
Net income	$1,037,000	4,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,159
Cash dividends	$313,000	4,320
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,037,000	4,706
2005-09-30 (YTD Data)		Rank
Total interest income	$2,987,000	5,811
Total interest expense	$1,043,000	5,322
Net interest income	$1,944,000	5,970
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$413,000	5,035
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$162,000	4,916
Trading account gains and fees	$0	126
Additional Noninterest Income	$251,000	4,130
Total noninterest expense	$1,348,000	6,409
Salaries and employee benefits	$779,000	6,211
Premises and equipment expense	$203,000	5,995
Additional noninterest expense	$366,000	6,612
Pre-tax net operating income	$919,000	4,984
Securities gains (losses)	$0	2,317
Applicable income taxes	$53,000	5,756
Income before extraordinary items	$866,000	4,551
Extraordinary gains, net	$0	35
Net income	$866,000	4,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,948
Cash dividends	$313,000	3,457
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$866,000	4,511
2005-06-30 (YTD Data)		Rank
Total interest income	$1,881,000	5,923
Total interest expense	$618,000	5,490
Net interest income	$1,263,000	6,029
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$223,000	5,499
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$100,000	5,027
Trading account gains and fees	$0	116
Additional Noninterest Income	$123,000	4,757
Total noninterest expense	$909,000	6,370
Salaries and employee benefits	$522,000	6,202
Premises and equipment expense	$134,000	6,022
Additional noninterest expense	$253,000	6,500
Pre-tax net operating income	$517,000	5,401
Securities gains (losses)	$0	2,146
Applicable income taxes	$29,000	5,891
Income before extraordinary items	$488,000	4,940
Extraordinary gains, net	$0	30
Net income	$488,000	4,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,165
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$488,000	4,891
2005-03-31 (YTD Data)		Rank
Total interest income	$896,000	6,060
Total interest expense	$274,000	5,728
Net interest income	$622,000	6,109
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$109,000	5,505
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$47,000	5,132
Trading account gains and fees	$0	115
Additional Noninterest Income	$62,000	4,706
Total noninterest expense	$450,000	6,428
Salaries and employee benefits	$264,000	6,206
Premises and equipment expense	$72,000	5,866
Additional noninterest expense	$114,000	6,809
Pre-tax net operating income	$251,000	5,444
Securities gains (losses)	$0	1,685
Applicable income taxes	$13,000	5,949
Income before extraordinary items	$238,000	4,983
Extraordinary gains, net	$0	24
Net income	$238,000	4,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$187,000	2,313
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$238,000	4,944
2004-12-31 (YTD Data)		Rank
Total interest income	$3,180,000	6,261
Total interest expense	$848,000	6,099
Net interest income	$2,332,000	6,207
Provision for loan and lease losses	$150,000	4,230
Total noninterest income	$532,000	5,111
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$200,000	5,221
Trading account gains and fees	$0	138
Additional Noninterest Income	$332,000	4,074
Total noninterest expense	$1,798,000	6,365
Salaries and employee benefits	$1,013,000	6,234
Premises and equipment expense	$280,000	5,877
Additional noninterest expense	$505,000	6,503
Pre-tax net operating income	$916,000	5,449
Securities gains (losses)	$0	3,819
Applicable income taxes	$60,000	5,928
Income before extraordinary items	$856,000	5,103
Extraordinary gains, net	$0	34
Net income	$856,000	5,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,170
Cash dividends	$275,000	4,480
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$856,000	5,033
2004-09-30 (YTD Data)		Rank
Total interest income	$2,286,000	6,386
Total interest expense	$597,000	6,263
Net interest income	$1,689,000	6,310
Provision for loan and lease losses	$113,000	4,082
Total noninterest income	$423,000	5,001
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$158,000	5,152
Trading account gains and fees	$0	134
Additional Noninterest Income	$265,000	3,959
Total noninterest expense	$1,317,000	6,405
Salaries and employee benefits	$761,000	6,189
Premises and equipment expense	$203,000	5,940
Additional noninterest expense	$353,000	6,689
Pre-tax net operating income	$682,000	5,576
Securities gains (losses)	$0	3,710
Applicable income taxes	$36,000	6,170
Income before extraordinary items	$646,000	5,168
Extraordinary gains, net	$0	26
Net income	$646,000	5,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,403
Cash dividends	$275,000	3,569
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$646,000	5,085
2004-06-30 (YTD Data)		Rank
Total interest income	$1,465,000	6,535
Total interest expense	$373,000	6,450
Net interest income	$1,092,000	6,427
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$275,000	5,028
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$106,000	5,146
Trading account gains and fees	$0	130
Additional Noninterest Income	$169,000	4,080
Total noninterest expense	$878,000	6,438
Salaries and employee benefits	$503,000	6,275
Premises and equipment expense	$134,000	6,006
Additional noninterest expense	$241,000	6,648
Pre-tax net operating income	$414,000	5,776
Securities gains (losses)	$0	3,413
Applicable income taxes	$19,000	6,311
Income before extraordinary items	$395,000	5,351
Extraordinary gains, net	$0	21
Net income	$395,000	5,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	3,266
Cash dividends	$200,000	3,418
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$395,000	5,260
2004-03-31 (YTD Data)		Rank
Total interest income	$721,000	6,617
Total interest expense	$185,000	6,543
Net interest income	$536,000	6,495
Provision for loan and lease losses	$38,000	3,803
Total noninterest income	$127,000	5,178
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$50,000	5,207
Trading account gains and fees	$0	121
Additional Noninterest Income	$77,000	4,245
Total noninterest expense	$438,000	6,495
Salaries and employee benefits	$250,000	6,338
Premises and equipment expense	$67,000	6,015
Additional noninterest expense	$121,000	6,647
Pre-tax net operating income	$187,000	5,983
Securities gains (losses)	$0	2,934
Applicable income taxes	$6,000	6,520
Income before extraordinary items	$181,000	5,576
Extraordinary gains, net	$0	16
Net income	$181,000	5,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,115
Cash dividends	$125,000	2,644
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$181,000	5,456
2003-12-31 (YTD Data)		Rank
Total interest income	$2,943,000	6,585
Total interest expense	$775,000	6,788
Net interest income	$2,168,000	6,349
Provision for loan and lease losses	$84,000	5,577
Total noninterest income	$539,000	5,224
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$172,000	5,589
Trading account gains and fees	$0	160
Additional Noninterest Income	$367,000	4,128
Total noninterest expense	$1,777,000	6,391
Salaries and employee benefits	$999,000	6,272
Premises and equipment expense	$287,000	5,793
Additional noninterest expense	$491,000	6,597
Pre-tax net operating income	$846,000	5,553
Securities gains (losses)	$0	4,500
Applicable income taxes	$67,000	6,072
Income before extraordinary items	$779,000	5,305
Extraordinary gains, net	$0	54
Net income	$779,000	5,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,558
Cash dividends	$350,000	4,142
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$779,000	5,157
2003-09-30 (YTD Data)		Rank
Total interest income	$2,219,000	6,643
Total interest expense	$587,000	6,908
Net interest income	$1,632,000	6,385
Provision for loan and lease losses	$63,000	5,456
Total noninterest income	$383,000	5,424
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$126,000	5,684
Trading account gains and fees	$0	153
Additional Noninterest Income	$257,000	4,333
Total noninterest expense	$1,255,000	6,567
Salaries and employee benefits	$702,000	6,457
Premises and equipment expense	$215,000	5,784
Additional noninterest expense	$338,000	6,822
Pre-tax net operating income	$697,000	5,516
Securities gains (losses)	$0	4,204
Applicable income taxes	$9,000	7,107
Income before extraordinary items	$688,000	5,038
Extraordinary gains, net	$0	40
Net income	$688,000	5,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$300,000	3,447
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$688,000	4,852
2003-06-30 (YTD Data)		Rank
Total interest income	$1,481,000	6,707
Total interest expense	$399,000	6,983
Net interest income	$1,082,000	6,404
Provision for loan and lease losses	$42,000	5,388
Total noninterest income	$218,000	5,812
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$84,000	5,654
Trading account gains and fees	$0	150
Additional Noninterest Income	$134,000	4,782
Total noninterest expense	$830,000	6,591
Salaries and employee benefits	$465,000	6,509
Premises and equipment expense	$144,000	5,786
Additional noninterest expense	$221,000	6,882
Pre-tax net operating income	$428,000	5,698
Securities gains (losses)	$0	3,782
Applicable income taxes	$7,000	7,084
Income before extraordinary items	$421,000	5,269
Extraordinary gains, net	$0	30
Net income	$421,000	5,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$250,000	3,135
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$421,000	5,069
2003-03-31 (YTD Data)		Rank
Total interest income	$755,000	6,669
Total interest expense	$201,000	7,054
Net interest income	$554,000	6,316
Provision for loan and lease losses	$21,000	5,171
Total noninterest income	$112,000	5,626
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$41,000	5,632
Trading account gains and fees	$0	134
Additional Noninterest Income	$71,000	4,573
Total noninterest expense	$411,000	6,626
Salaries and employee benefits	$231,000	6,532
Premises and equipment expense	$73,000	5,718
Additional noninterest expense	$107,000	6,979
Pre-tax net operating income	$234,000	5,451
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,000	7,273
Income before extraordinary items	$233,000	4,905
Extraordinary gains, net	$0	21
Net income	$233,000	4,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$200,000	2,197
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$233,000	4,707
2002-12-31 (YTD Data)		Rank
Total interest income	$3,032,000	6,828
Total interest expense	$980,000	6,986
Net interest income	$2,052,000	6,542
Provision for loan and lease losses	$86,000	5,969
Total noninterest income	$382,000	5,889
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$151,000	5,822
Trading account gains and fees	$0	153
Additional Noninterest Income	$231,000	4,744
Total noninterest expense	$1,670,000	6,520
Salaries and employee benefits	$936,000	6,371
Premises and equipment expense	$282,000	5,756
Additional noninterest expense	$452,000	6,802
Pre-tax net operating income	$678,000	6,160
Securities gains (losses)	$0	4,537
Applicable income taxes	$93,000	6,029
Income before extraordinary items	$585,000	6,031
Extraordinary gains, net	$0	70
Net income	$585,000	6,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,978
Cash dividends	$50,000	5,952
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$585,000	5,890
2001-12-31 (YTD Data)		Rank
Total interest income	$3,325,000	6,912
Total interest expense	$1,536,000	6,911
Net interest income	$1,789,000	6,809
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$371,000	5,879
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$151,000	5,787
Trading account gains and fees	$0	177
Additional Noninterest Income	$220,000	4,737
Total noninterest expense	$1,542,000	6,702
Salaries and employee benefits	$850,000	6,579
Premises and equipment expense	$276,000	5,792
Additional noninterest expense	$416,000	7,030
Pre-tax net operating income	$588,000	6,205
Securities gains (losses)	$0	4,612
Applicable income taxes	$208,000	4,954
Income before extraordinary items	$380,000	6,687
Extraordinary gains, net	$0	105
Net income	$380,000	6,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	9,176
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$380,000	6,553
2000-12-31 (YTD Data)		Rank
Total interest income	$3,337,000	7,068
Total interest expense	$1,729,000	6,733
Net interest income	$1,608,000	7,285
Provision for loan and lease losses	$80,000	5,752
Total noninterest income	$278,000	6,492
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	6,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	5,433
Total noninterest expense	$1,447,000	6,881
Salaries and employee benefits	$785,000	6,802
Premises and equipment expense	$281,000	5,643
Additional noninterest expense	$381,000	7,300
Pre-tax net operating income	$359,000	7,646
Securities gains (losses)	$0	1,956
Applicable income taxes	$110,000	6,390
Income before extraordinary items	$249,000	7,778
Extraordinary gains, net	$0	38
Net income	$249,000	7,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$249,000	7,783
1999-12-31 (YTD Data)		Rank
Total interest income	$2,956,000	7,431
Total interest expense	$1,393,000	7,206
Net interest income	$1,563,000	7,467
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$274,000	6,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	6,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,442
Total noninterest expense	$1,423,000	6,981
Salaries and employee benefits	$760,000	6,942
Premises and equipment expense	$278,000	5,710
Additional noninterest expense	$385,000	7,403
Pre-tax net operating income	$384,000	7,671
Securities gains (losses)	$0	3,155
Applicable income taxes	$129,000	6,528
Income before extraordinary items	$255,000	7,896
Extraordinary gains, net	$0	35
Net income	$255,000	7,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,892
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$255,000	7,871
1998-12-31 (YTD Data)		Rank
Total interest income	$2,821,000	7,739
Total interest expense	$1,378,000	7,483
Net interest income	$1,443,000	7,812
Provision for loan and lease losses	$5,000	8,460
Total noninterest income	$404,000	5,584
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	6,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	3,981
Total noninterest expense	$1,373,000	7,036
Salaries and employee benefits	$750,000	6,917
Premises and equipment expense	$263,000	5,784
Additional noninterest expense	$360,000	7,574
Pre-tax net operating income	$469,000	7,535
Securities gains (losses)	$0	4,449
Applicable income taxes	$168,000	6,606
Income before extraordinary items	$301,000	7,882
Extraordinary gains, net	$0	32
Net income	$301,000	7,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,392
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$301,000	7,797
1997-12-31 (YTD Data)		Rank
Total interest income	$2,424,000	8,480
Total interest expense	$1,154,000	8,246
Net interest income	$1,270,000	8,535
Provision for loan and lease losses	$-63,000	10,735
Total noninterest income	$185,000	8,046
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	6,713
Total noninterest expense	$1,274,000	7,432
Salaries and employee benefits	$692,000	7,364
Premises and equipment expense	$226,000	6,405
Additional noninterest expense	$356,000	7,746
Pre-tax net operating income	$244,000	9,327
Securities gains (losses)	$0	3,944
Applicable income taxes	$74,000	8,840
Income before extraordinary items	$170,000	9,404
Extraordinary gains, net	$0	44
Net income	$170,000	9,406
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	10,507
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$170,000	9,359
1996-12-31 (YTD Data)		Rank
Total interest income	$2,075,000	9,284
Total interest expense	$971,000	9,117
Net interest income	$1,104,000	9,268
Provision for loan and lease losses	$-100,000	11,258
Total noninterest income	$130,000	9,364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	8,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,163
Total noninterest expense	$856,000	9,211
Salaries and employee benefits	$474,000	9,068
Premises and equipment expense	$120,000	8,791
Additional noninterest expense	$262,000	9,268
Pre-tax net operating income	$478,000	8,069
Securities gains (losses)	$0	4,148
Applicable income taxes	$165,000	7,653
Income before extraordinary items	$313,000	8,317
Extraordinary gains, net	$0	53
Net income	$313,000	8,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	10,916
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$313,000	8,253
1995-12-31 (YTD Data)		Rank
Total interest income	$1,962,000	9,774
Total interest expense	$919,000	9,554
Net interest income	$1,043,000	9,800
Provision for loan and lease losses	$-150,000	11,777
Total noninterest income	$91,000	10,478
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	8,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,278
Total noninterest expense	$782,000	9,849
Salaries and employee benefits	$414,000	9,838
Premises and equipment expense	$101,000	9,601
Additional noninterest expense	$267,000	9,634
Pre-tax net operating income	$502,000	8,425
Securities gains (losses)	$0	3,831
Applicable income taxes	$172,000	7,892
Income before extraordinary items	$330,000	8,672
Extraordinary gains, net	$0	65
Net income	$330,000	8,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-140,000	11,798
Cash dividends	$50,000	7,734
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$330,000	8,632
1994-12-31 (YTD Data)		Rank
Total interest income	$1,608,000	10,511
Total interest expense	$691,000	10,143
Net interest income	$917,000	10,667
Provision for loan and lease losses	$-360,000	12,423
Total noninterest income	$84,000	11,144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	9,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,793
Total noninterest expense	$928,000	9,639
Salaries and employee benefits	$387,000	10,399
Premises and equipment expense	$90,000	10,345
Additional noninterest expense	$451,000	8,304
Pre-tax net operating income	$433,000	9,107
Securities gains (losses)	$0	3,600
Applicable income taxes	$144,000	8,434
Income before extraordinary items	$289,000	9,265
Extraordinary gains, net	$0	249
Net income	$289,000	9,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-196,000	12,406
Cash dividends	$350,000	4,074
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$289,000	9,329
1993-12-31 (YTD Data)		Rank
Total interest income	$1,601,000	10,996
Total interest expense	$687,000	10,661
Net interest income	$914,000	11,110
Provision for loan and lease losses	$-250,000	13,077
Total noninterest income	$142,000	10,373
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	9,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	8,419
Total noninterest expense	$971,000	9,860
Salaries and employee benefits	$509,000	9,584
Premises and equipment expense	$78,000	11,231
Additional noninterest expense	$384,000	9,439
Pre-tax net operating income	$335,000	9,941
Securities gains (losses)	$0	7,477
Applicable income taxes	$101,000	9,717
Income before extraordinary items	$234,000	10,229
Extraordinary gains, net	$0	3,149
Net income	$234,000	10,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-94,000	12,917
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$234,000	9,985
1992-12-31 (YTD Data)		Rank
Total interest income	$1,822,000	11,254
Total interest expense	$888,000	10,919
Net interest income	$934,000	11,369
Provision for loan and lease losses	$-150,000	13,766
Total noninterest income	$118,000	11,242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	9,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	10,222
Total noninterest expense	$900,000	10,481
Salaries and employee benefits	$450,000	10,308
Premises and equipment expense	$69,000	11,913
Additional noninterest expense	$381,000	9,802
Pre-tax net operating income	$302,000	10,119
Securities gains (losses)	$0	8,369
Applicable income taxes	$86,000	10,284
Income before extraordinary items	$216,000	10,382
Extraordinary gains, net	$0	1,422
Net income	$216,000	10,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	13,558
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$216,000	10,023

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.