Home > First State Bank > Income and Expense

First State Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$24,666,000	1,632
Total interest expense	$9,731,000	1,319
Net interest income	$14,935,000	1,818
Provision for loan and lease losses	$0	3,275
Total noninterest income	$9,569,000	758
Gross Fiduciary activities income	$194,000	676
Service charges on deposit accounts	$255,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,120,000	570
Total noninterest expense	$16,542,000	1,401
Salaries and employee benefits	$10,823,000	1,266
Premises and equipment expense	$1,923,000	1,266
Additional noninterest expense	$9,120,000	570
Pre-tax net operating income	$7,962,000	1,403
Securities gains (losses)	$-141,000	3,871
Applicable income taxes	$1,565,000	1,150
Income before extraordinary items	$6,256,000	1,474
Extraordinary gains, net	$0	54
Net income	$6,256,000	1,490
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,256,000	1,477
Net charge-offs	$379,000	867
Cash dividends	$2,500,000	1,337
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,368,800	1,490
2023-09-30 (YTD Data)		Rank
Total interest income	$18,059,000	1,632
Total interest expense	$6,647,000	1,314
Net interest income	$11,412,000	1,796
Provision for loan and lease losses	$0	3,085
Total noninterest income	$5,795,000	897
Gross Fiduciary activities income	$148,000	673
Service charges on deposit accounts	$187,000	2,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,460,000	696
Total noninterest expense	$12,412,000	1,397
Salaries and employee benefits	$8,139,000	1,266
Premises and equipment expense	$1,412,000	1,292
Additional noninterest expense	$5,460,000	696
Pre-tax net operating income	$4,795,000	1,704
Securities gains (losses)	$-141,000	4,095
Applicable income taxes	$872,000	1,376
Income before extraordinary items	$3,782,000	1,778
Extraordinary gains, net	$0	52
Net income	$3,782,000	1,793
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,782,000	1,778
Net charge-offs	$462,000	600
Cash dividends	$2,500,000	1,004
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,896,210	1,762
2023-06-30 (YTD Data)		Rank
Total interest income	$-37,000	4,646
Total interest expense	$10,000	4,534
Net interest income	$1,000,000	4,238
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,569	4,600
Gross Fiduciary activities income	$97	918
Service charges on deposit accounts	$855	4,454
Trading account gains and fees	$0	112
Additional Noninterest Income	$60,000	3,967
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,583
Additional noninterest expense	$8,924	4,439
Pre-tax net operating income	NA	NA
Securities gains (losses)	$52,000	275
Applicable income taxes	$0	3,436
Income before extraordinary items	$6,000	4,419
Extraordinary gains, net	$15,321,000	26
Net income	$2,489,000	1,806
Minority interest net income	$0	81
Net income of bank and minority interests.	$0	4,409
Net charge-offs	$0	2,431
Cash dividends	$1,279,000	1,211
Sale, conversion, retirement of capital stock, net	$-14	4,600
Net operating income	$0	4,423
2023-03-31 (YTD Data)		Rank
Total interest income	$5,888,000	1,603
Total interest expense	$2,339,000	1,059
Net interest income	$3,549,000	1,924
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,686,000	939
Gross Fiduciary activities income	$20,000	754
Service charges on deposit accounts	$62,000	2,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,604,000	709
Total noninterest expense	$4,161,000	1,398
Salaries and employee benefits	$2,776,000	1,252
Premises and equipment expense	$476,000	1,296
Additional noninterest expense	$1,604,000	709
Pre-tax net operating income	$1,074,000	2,207
Securities gains (losses)	$0	950
Applicable income taxes	$179,000	1,749
Income before extraordinary items	$895,000	2,240
Extraordinary gains, net	$0	4
Net income	$895,000	2,240
Minority interest net income	$0	48
Net income of bank and minority interests.	$895,000	2,240
Net charge-offs	$10,000	1,369
Cash dividends	$2,500,000	410
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$895,000	2,268
2022-12-31 (YTD Data)		Rank
Total interest income	$18,882,000	1,652
Total interest expense	$3,642,000	1,001
Net interest income	$15,240,000	1,765
Provision for loan and lease losses	$400,000	1,341
Total noninterest income	$9,683,000	775
Gross Fiduciary activities income	$119,000	745
Service charges on deposit accounts	$286,000	2,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,278,000	593
Total noninterest expense	$15,008,000	1,479
Salaries and employee benefits	$9,783,000	1,331
Premises and equipment expense	$1,732,000	1,386
Additional noninterest expense	$9,278,000	593
Pre-tax net operating income	$9,515,000	1,318
Securities gains (losses)	$0	691
Applicable income taxes	$1,973,000	1,089
Income before extraordinary items	$7,542,000	1,367
Extraordinary gains, net	$0	5
Net income	$7,542,000	1,367
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,542,000	1,367
Net charge-offs	$-1,000	3,246
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,542,000	1,386
2022-09-30 (YTD Data)		Rank
Total interest income	$13,217,000	1,684
Total interest expense	$1,585,000	1,251
Net interest income	$11,632,000	1,728
Provision for loan and lease losses	$0	2,835
Total noninterest income	$6,050,000	896
Gross Fiduciary activities income	$83,000	742
Service charges on deposit accounts	$225,000	2,256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,742,000	683
Total noninterest expense	$11,023,000	1,503
Salaries and employee benefits	$7,236,000	1,345
Premises and equipment expense	$1,222,000	1,454
Additional noninterest expense	$5,742,000	683
Pre-tax net operating income	$6,659,000	1,371
Securities gains (losses)	$0	740
Applicable income taxes	$1,356,000	1,148
Income before extraordinary items	$5,303,000	1,420
Extraordinary gains, net	$0	4
Net income	$5,303,000	1,419
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,303,000	1,420
Net charge-offs	$-1,000	3,079
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,303,000	1,451
2022-06-30 (YTD Data)		Rank
Total interest income	$8,279,000	1,712
Total interest expense	$738,000	1,451
Net interest income	$7,541,000	1,735
Provision for loan and lease losses	$0	2,599
Total noninterest income	$3,541,000	955
Gross Fiduciary activities income	$68,000	695
Service charges on deposit accounts	$150,000	2,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,323,000	765
Total noninterest expense	$7,317,000	1,488
Salaries and employee benefits	$4,821,000	1,343
Premises and equipment expense	$816,000	1,446
Additional noninterest expense	$1,680,000	1,834
Pre-tax net operating income	$3,765,000	1,474
Securities gains (losses)	$0	687
Applicable income taxes	$729,000	1,208
Income before extraordinary items	$3,036,000	1,517
Extraordinary gains, net	$0	4
Net income	$3,036,000	1,516
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,036,000	1,517
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,036,000	1,551
2022-03-31 (YTD Data)		Rank
Total interest income	$3,938,000	1,743
Total interest expense	$373,000	1,388
Net interest income	$3,565,000	1,765
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,732,000	971
Gross Fiduciary activities income	$24,000	718
Service charges on deposit accounts	$73,000	2,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,635,000	787
Total noninterest expense	$3,656,000	1,489
Salaries and employee benefits	$2,427,000	1,343
Premises and equipment expense	$417,000	1,413
Additional noninterest expense	$812,000	1,859
Pre-tax net operating income	$1,641,000	1,542
Securities gains (losses)	$0	623
Applicable income taxes	$289,000	1,338
Income before extraordinary items	$1,352,000	1,565
Extraordinary gains, net	$0	4
Net income	$1,352,000	1,563
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,352,000	1,565
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,352,000	1,586
2021-12-31 (YTD Data)		Rank
Total interest income	$17,557,000	1,647
Total interest expense	$1,843,000	1,409
Net interest income	$15,714,000	1,668
Provision for loan and lease losses	$0	3,064
Total noninterest income	$8,739,000	914
Gross Fiduciary activities income	$87,000	732
Service charges on deposit accounts	$267,000	2,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,385,000	754
Total noninterest expense	$14,504,000	1,499
Salaries and employee benefits	$9,335,000	1,373
Premises and equipment expense	$1,754,000	1,346
Additional noninterest expense	$3,415,000	1,801
Pre-tax net operating income	$9,949,000	1,286
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,208,000	1,037
Income before extraordinary items	$7,741,000	1,374
Extraordinary gains, net	$0	10
Net income	$7,741,000	1,374
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,741,000	1,374
Net charge-offs	$-633,000	4,743
Cash dividends	$18,000,000	318
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,741,000	1,356
2021-09-30 (YTD Data)		Rank
Total interest income	$13,471,000	1,646
Total interest expense	$1,422,000	1,461
Net interest income	$12,049,000	1,659
Provision for loan and lease losses	$0	2,963
Total noninterest income	$5,275,000	1,083
Gross Fiduciary activities income	$59,000	733
Service charges on deposit accounts	$191,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,025,000	900
Total noninterest expense	$10,667,000	1,521
Salaries and employee benefits	$6,903,000	1,384
Premises and equipment expense	$1,317,000	1,368
Additional noninterest expense	$2,447,000	1,855
Pre-tax net operating income	$6,657,000	1,431
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,422,000	1,194
Income before extraordinary items	$5,235,000	1,556
Extraordinary gains, net	$0	8
Net income	$5,235,000	1,556
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,235,000	1,556
Net charge-offs	$-633,000	4,832
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,235,000	1,528
2021-06-30 (YTD Data)		Rank
Total interest income	$8,975,000	1,637
Total interest expense	$1,002,000	1,457
Net interest income	$7,973,000	1,657
Provision for loan and lease losses	$0	2,862
Total noninterest income	$3,311,000	1,117
Gross Fiduciary activities income	$53,000	719
Service charges on deposit accounts	$117,000	2,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,141,000	935
Total noninterest expense	$7,136,000	1,510
Salaries and employee benefits	$4,643,000	1,368
Premises and equipment expense	$881,000	1,360
Additional noninterest expense	$1,612,000	1,854
Pre-tax net operating income	$4,148,000	1,487
Securities gains (losses)	$0	1,818
Applicable income taxes	$876,000	1,252
Income before extraordinary items	$3,272,000	1,610
Extraordinary gains, net	$0	6
Net income	$3,272,000	1,610
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,272,000	1,610
Net charge-offs	$-4,000	3,475
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,272,000	1,582
2021-03-31 (YTD Data)		Rank
Total interest income	$4,342,000	1,679
Total interest expense	$578,000	1,355
Net interest income	$3,764,000	1,723
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,610,000	1,143
Gross Fiduciary activities income	$29,000	711
Service charges on deposit accounts	$59,000	2,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,522,000	969
Total noninterest expense	$3,548,000	1,509
Salaries and employee benefits	$2,333,000	1,363
Premises and equipment expense	$431,000	1,409
Additional noninterest expense	$784,000	1,862
Pre-tax net operating income	$1,826,000	1,627
Securities gains (losses)	$0	1,392
Applicable income taxes	$374,000	1,368
Income before extraordinary items	$1,452,000	1,763
Extraordinary gains, net	$0	3
Net income	$1,452,000	1,763
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,452,000	1,763
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,452,000	1,722
2020-12-31 (YTD Data)		Rank
Total interest income	$19,417,000	1,541
Total interest expense	$4,210,000	1,116
Net interest income	$15,207,000	1,633
Provision for loan and lease losses	$605,000	2,045
Total noninterest income	$8,019,000	947
Gross Fiduciary activities income	$97,000	723
Service charges on deposit accounts	$252,000	2,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,670,000	768
Total noninterest expense	$14,181,000	1,466
Salaries and employee benefits	$9,189,000	1,339
Premises and equipment expense	$1,744,000	1,345
Additional noninterest expense	$3,248,000	1,812
Pre-tax net operating income	$8,440,000	1,199
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,698,000	1,037
Income before extraordinary items	$6,742,000	1,297
Extraordinary gains, net	$0	4
Net income	$6,742,000	1,298
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,742,000	1,298
Net charge-offs	$561,000	903
Cash dividends	$3,160,000	1,081
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,742,000	1,260
2020-09-30 (YTD Data)		Rank
Total interest income	$14,835,000	1,515
Total interest expense	$3,441,000	1,090
Net interest income	$11,394,000	1,620
Provision for loan and lease losses	$410,000	2,126
Total noninterest income	$5,183,000	1,004
Gross Fiduciary activities income	$76,000	714
Service charges on deposit accounts	$186,000	2,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,921,000	819
Total noninterest expense	$10,640,000	1,456
Salaries and employee benefits	$6,973,000	1,323
Premises and equipment expense	$1,302,000	1,344
Additional noninterest expense	$2,365,000	1,822
Pre-tax net operating income	$5,527,000	1,298
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,138,000	1,087
Income before extraordinary items	$4,389,000	1,402
Extraordinary gains, net	$0	4
Net income	$4,389,000	1,403
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,389,000	1,403
Net charge-offs	$-6,000	4,127
Cash dividends	$3,160,000	783
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,389,000	1,357
2020-06-30 (YTD Data)		Rank
Total interest income	$10,114,000	1,500
Total interest expense	$2,457,000	1,099
Net interest income	$7,657,000	1,605
Provision for loan and lease losses	$215,000	2,339
Total noninterest income	$3,309,000	968
Gross Fiduciary activities income	$26,000	764
Service charges on deposit accounts	$123,000	2,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,160,000	779
Total noninterest expense	$7,165,000	1,436
Salaries and employee benefits	$4,699,000	1,299
Premises and equipment expense	$839,000	1,384
Additional noninterest expense	$1,627,000	1,770
Pre-tax net operating income	$3,586,000	1,266
Securities gains (losses)	$0	2,249
Applicable income taxes	$730,000	1,046
Income before extraordinary items	$2,856,000	1,356
Extraordinary gains, net	$0	4
Net income	$2,856,000	1,356
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,856,000	1,356
Net charge-offs	$-4,000	4,068
Cash dividends	$3,160,000	588
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,856,000	1,319
2020-03-31 (YTD Data)		Rank
Total interest income	$5,054,000	1,503
Total interest expense	$1,388,000	1,087
Net interest income	$3,666,000	1,633
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$1,677,000	916
Gross Fiduciary activities income	$13,000	776
Service charges on deposit accounts	$69,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,595,000	700
Total noninterest expense	$3,615,000	1,436
Salaries and employee benefits	$2,342,000	1,318
Premises and equipment expense	$409,000	1,416
Additional noninterest expense	$864,000	1,711
Pre-tax net operating income	$1,638,000	1,239
Securities gains (losses)	$0	1,705
Applicable income taxes	$325,000	1,018
Income before extraordinary items	$1,313,000	1,324
Extraordinary gains, net	$0	4
Net income	$1,313,000	1,323
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,313,000	1,324
Net charge-offs	$-2,000	3,865
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,313,000	1,302
2019-12-31 (YTD Data)		Rank
Total interest income	$19,760,000	1,533
Total interest expense	$5,777,000	1,094
Net interest income	$13,983,000	1,711
Provision for loan and lease losses	$340,000	1,841
Total noninterest income	$7,608,000	851
Gross Fiduciary activities income	$63,000	773
Service charges on deposit accounts	$308,000	2,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,237,000	651
Total noninterest expense	$13,729,000	1,460
Salaries and employee benefits	$9,113,000	1,305
Premises and equipment expense	$1,518,000	1,482
Additional noninterest expense	$3,098,000	1,882
Pre-tax net operating income	$7,522,000	1,282
Securities gains (losses)	$27,000	1,515
Applicable income taxes	$1,547,000	1,088
Income before extraordinary items	$6,002,000	1,388
Extraordinary gains, net	$0	11
Net income	$6,002,000	1,391
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,002,000	1,391
Net charge-offs	$-7,000	4,388
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,980,400	1,358
2019-09-30 (YTD Data)		Rank
Total interest income	$14,676,000	1,560
Total interest expense	$4,307,000	1,109
Net interest income	$10,369,000	1,749
Provision for loan and lease losses	$0	3,836
Total noninterest income	$4,737,000	946
Gross Fiduciary activities income	$55,000	763
Service charges on deposit accounts	$232,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,450,000	729
Total noninterest expense	$10,137,000	1,481
Salaries and employee benefits	$6,894,000	1,296
Premises and equipment expense	$1,097,000	1,544
Additional noninterest expense	$2,146,000	2,009
Pre-tax net operating income	$4,969,000	1,451
Securities gains (losses)	$27,000	1,314
Applicable income taxes	$1,147,000	1,127
Income before extraordinary items	$3,849,000	1,587
Extraordinary gains, net	$0	11
Net income	$3,849,000	1,588
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,849,000	1,588
Net charge-offs	$-5,000	4,259
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,827,670	1,565
2019-06-30 (YTD Data)		Rank
Total interest income	$9,638,000	1,580
Total interest expense	$2,755,000	1,124
Net interest income	$6,883,000	1,750
Provision for loan and lease losses	$0	3,685
Total noninterest income	$3,090,000	954
Gross Fiduciary activities income	$41,000	760
Service charges on deposit accounts	$152,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,897,000	723
Total noninterest expense	$6,660,000	1,507
Salaries and employee benefits	$4,534,000	1,308
Premises and equipment expense	$735,000	1,543
Additional noninterest expense	$1,391,000	2,067
Pre-tax net operating income	$3,313,000	1,426
Securities gains (losses)	$0	1,702
Applicable income taxes	$765,000	1,095
Income before extraordinary items	$2,548,000	1,576
Extraordinary gains, net	$0	11
Net income	$2,548,000	1,576
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,548,000	1,576
Net charge-offs	$-4,000	4,200
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,548,000	1,545
2019-03-31 (YTD Data)		Rank
Total interest income	$4,667,000	1,620
Total interest expense	$1,271,000	1,174
Net interest income	$3,396,000	1,783
Provision for loan and lease losses	$0	3,406
Total noninterest income	$1,519,000	938
Gross Fiduciary activities income	$15,000	781
Service charges on deposit accounts	$69,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,435,000	706
Total noninterest expense	$3,334,000	1,519
Salaries and employee benefits	$2,269,000	1,311
Premises and equipment expense	$385,000	1,507
Additional noninterest expense	$680,000	2,084
Pre-tax net operating income	$1,581,000	1,454
Securities gains (losses)	$0	1,087
Applicable income taxes	$365,000	1,111
Income before extraordinary items	$1,216,000	1,604
Extraordinary gains, net	$0	5
Net income	$1,216,000	1,602
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,216,000	1,603
Net charge-offs	$-2,000	4,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,216,000	1,585
2018-12-31 (YTD Data)		Rank
Total interest income	$17,500,000	1,627
Total interest expense	$4,066,000	1,117
Net interest income	$13,434,000	1,771
Provision for loan and lease losses	$270,000	2,073
Total noninterest income	$7,483,000	847
Gross Fiduciary activities income	$44,000	842
Service charges on deposit accounts	$310,000	2,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,129,000	645
Total noninterest expense	$13,274,000	1,481
Salaries and employee benefits	$8,900,000	1,298
Premises and equipment expense	$1,445,000	1,555
Additional noninterest expense	$2,929,000	1,964
Pre-tax net operating income	$7,373,000	1,300
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,771,000	949
Income before extraordinary items	$5,602,000	1,441
Extraordinary gains, net	$0	6
Net income	$5,602,000	1,440
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,602,000	1,440
Net charge-offs	$127,000	1,973
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,602,000	1,434
2018-09-30 (YTD Data)		Rank
Total interest income	$12,908,000	1,639
Total interest expense	$2,961,000	1,076
Net interest income	$9,947,000	1,788
Provision for loan and lease losses	$270,000	1,667
Total noninterest income	$5,161,000	902
Gross Fiduciary activities income	$27,000	840
Service charges on deposit accounts	$235,000	2,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,899,000	693
Total noninterest expense	$9,868,000	1,499
Salaries and employee benefits	$6,665,000	1,297
Premises and equipment expense	$1,033,000	1,631
Additional noninterest expense	$2,170,000	1,982
Pre-tax net operating income	$4,970,000	1,433
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,175,000	1,046
Income before extraordinary items	$3,795,000	1,591
Extraordinary gains, net	$0	5
Net income	$3,795,000	1,590
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,795,000	1,590
Net charge-offs	$127,000	1,549
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,795,000	1,577
2018-06-30 (YTD Data)		Rank
Total interest income	$8,476,000	1,640
Total interest expense	$1,896,000	1,058
Net interest income	$6,580,000	1,785
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$2,885,000	1,004
Gross Fiduciary activities income	$10,000	891
Service charges on deposit accounts	$158,000	2,684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,717,000	769
Total noninterest expense	$6,571,000	1,508
Salaries and employee benefits	$4,448,000	1,304
Premises and equipment expense	$666,000	1,701
Additional noninterest expense	$1,457,000	1,972
Pre-tax net operating income	$2,714,000	1,637
Securities gains (losses)	$0	961
Applicable income taxes	$636,000	1,195
Income before extraordinary items	$2,078,000	1,823
Extraordinary gains, net	$0	6
Net income	$2,078,000	1,821
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,078,000	1,822
Net charge-offs	$130,000	1,155
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,078,000	1,815
2018-03-31 (YTD Data)		Rank
Total interest income	$4,145,000	1,660
Total interest expense	$882,000	1,078
Net interest income	$3,263,000	1,798
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$1,454,000	989
Gross Fiduciary activities income	$4,000	900
Service charges on deposit accounts	$79,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,371,000	751
Total noninterest expense	$3,334,000	1,504
Salaries and employee benefits	$2,245,000	1,306
Premises and equipment expense	$338,000	1,688
Additional noninterest expense	$751,000	1,922
Pre-tax net operating income	$1,293,000	1,680
Securities gains (losses)	$0	735
Applicable income taxes	$302,000	1,215
Income before extraordinary items	$991,000	1,860
Extraordinary gains, net	$0	7
Net income	$991,000	1,859
Minority interest net income	$0	52
Net income of bank and minority interests.	$991,000	1,860
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$991,000	1,848
2017-12-31 (YTD Data)		Rank
Total interest income	$15,525,000	1,701
Total interest expense	$2,443,000	1,317
Net interest income	$13,082,000	1,770
Provision for loan and lease losses	$360,000	1,763
Total noninterest income	$7,998,000	812
Gross Fiduciary activities income	$42,000	863
Service charges on deposit accounts	$307,000	2,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,649,000	626
Total noninterest expense	$12,567,000	1,568
Salaries and employee benefits	$8,326,000	1,359
Premises and equipment expense	$1,289,000	1,740
Additional noninterest expense	$2,952,000	1,961
Pre-tax net operating income	$8,153,000	1,162
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,281,000	902
Income before extraordinary items	$4,872,000	1,370
Extraordinary gains, net	$0	9
Net income	$4,872,000	1,368
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,872,000	1,370
Net charge-offs	$24,000	3,347
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,872,000	1,357
2017-09-30 (YTD Data)		Rank
Total interest income	$11,426,000	1,729
Total interest expense	$1,755,000	1,344
Net interest income	$9,671,000	1,795
Provision for loan and lease losses	$270,000	1,724
Total noninterest income	$5,865,000	833
Gross Fiduciary activities income	$22,000	885
Service charges on deposit accounts	$226,000	2,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,617,000	632
Total noninterest expense	$9,325,000	1,588
Salaries and employee benefits	$6,207,000	1,369
Premises and equipment expense	$947,000	1,778
Additional noninterest expense	$2,171,000	1,989
Pre-tax net operating income	$5,941,000	1,210
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,113,000	883
Income before extraordinary items	$3,828,000	1,426
Extraordinary gains, net	$0	9
Net income	$3,828,000	1,424
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,828,000	1,426
Net charge-offs	$26,000	2,851
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,828,000	1,406
2017-06-30 (YTD Data)		Rank
Total interest income	$7,473,000	1,753
Total interest expense	$1,103,000	1,379
Net interest income	$6,370,000	1,805
Provision for loan and lease losses	$180,000	1,642
Total noninterest income	$3,565,000	880
Gross Fiduciary activities income	$21,000	859
Service charges on deposit accounts	$147,000	2,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,397,000	679
Total noninterest expense	$6,203,000	1,592
Salaries and employee benefits	$4,104,000	1,382
Premises and equipment expense	$613,000	1,841
Additional noninterest expense	$1,486,000	1,954
Pre-tax net operating income	$3,552,000	1,306
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,253,000	942
Income before extraordinary items	$2,299,000	1,524
Extraordinary gains, net	$0	11
Net income	$2,299,000	1,524
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,299,000	1,524
Net charge-offs	$29,000	2,369
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,299,000	1,513
2017-03-31 (YTD Data)		Rank
Total interest income	$3,635,000	1,785
Total interest expense	$544,000	1,371
Net interest income	$3,091,000	1,846
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$1,980,000	818
Gross Fiduciary activities income	$8,000	883
Service charges on deposit accounts	$73,000	2,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,899,000	615
Total noninterest expense	$2,977,000	1,662
Salaries and employee benefits	$2,026,000	1,413
Premises and equipment expense	$312,000	1,836
Additional noninterest expense	$639,000	2,198
Pre-tax net operating income	$2,004,000	1,171
Securities gains (losses)	$0	1,153
Applicable income taxes	$710,000	845
Income before extraordinary items	$1,294,000	1,371
Extraordinary gains, net	$0	8
Net income	$1,294,000	1,370
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,294,000	1,371
Net charge-offs	$-3,000	4,448
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,294,000	1,354
2016-12-31 (YTD Data)		Rank
Total interest income	$14,258,000	1,773
Total interest expense	$2,204,000	1,302
Net interest income	$12,054,000	1,858
Provision for loan and lease losses	$360,000	1,801
Total noninterest income	$7,412,000	867
Gross Fiduciary activities income	$66,000	844
Service charges on deposit accounts	$311,000	2,884
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,035,000	664
Total noninterest expense	$11,469,000	1,689
Salaries and employee benefits	$7,499,000	1,457
Premises and equipment expense	$1,173,000	1,904
Additional noninterest expense	$2,797,000	2,095
Pre-tax net operating income	$7,637,000	1,151
Securities gains (losses)	$13,000	2,562
Applicable income taxes	$2,665,000	852
Income before extraordinary items	$4,985,000	1,393
Extraordinary gains, net	$0	5
Net income	$4,985,000	1,392
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,985,000	1,392
Net charge-offs	$33,000	3,401
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,976,550	1,364
2016-09-30 (YTD Data)		Rank
Total interest income	$10,653,000	1,781
Total interest expense	$1,659,000	1,290
Net interest income	$8,994,000	1,861
Provision for loan and lease losses	$270,000	1,728
Total noninterest income	$5,263,000	898
Gross Fiduciary activities income	$62,000	826
Service charges on deposit accounts	$236,000	2,882
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,965,000	693
Total noninterest expense	$8,554,000	1,693
Salaries and employee benefits	$5,575,000	1,456
Premises and equipment expense	$866,000	1,926
Additional noninterest expense	$2,113,000	2,080
Pre-tax net operating income	$5,433,000	1,225
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,896,000	898
Income before extraordinary items	$3,537,000	1,474
Extraordinary gains, net	$0	5
Net income	$3,537,000	1,473
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,537,000	1,474
Net charge-offs	$10,000	3,412
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,537,000	1,440
2016-06-30 (YTD Data)		Rank
Total interest income	$7,056,000	1,794
Total interest expense	$1,114,000	1,276
Net interest income	$5,942,000	1,881
Provision for loan and lease losses	$180,000	1,722
Total noninterest income	$3,208,000	946
Gross Fiduciary activities income	$51,000	818
Service charges on deposit accounts	$149,000	2,970
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,008,000	729
Total noninterest expense	$5,707,000	1,695
Salaries and employee benefits	$3,744,000	1,454
Premises and equipment expense	$553,000	1,985
Additional noninterest expense	$1,410,000	2,090
Pre-tax net operating income	$3,263,000	1,331
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,127,000	991
Income before extraordinary items	$2,136,000	1,563
Extraordinary gains, net	$0	16
Net income	$2,136,000	1,563
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,136,000	1,563
Net charge-offs	$-19,000	5,189
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,136,000	1,528
2016-03-31 (YTD Data)		Rank
Total interest income	$3,523,000	1,805
Total interest expense	$558,000	1,272
Net interest income	$2,965,000	1,890
Provision for loan and lease losses	$90,000	1,597
Total noninterest income	$1,696,000	884
Gross Fiduciary activities income	$35,000	784
Service charges on deposit accounts	$73,000	2,996
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,588,000	680
Total noninterest expense	$2,837,000	1,708
Salaries and employee benefits	$1,872,000	1,461
Premises and equipment expense	$290,000	1,929
Additional noninterest expense	$675,000	2,154
Pre-tax net operating income	$1,734,000	1,240
Securities gains (losses)	$0	2,077
Applicable income taxes	$600,000	918
Income before extraordinary items	$1,134,000	1,467
Extraordinary gains, net	$0	12
Net income	$1,134,000	1,467
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,134,000	1,468
Net charge-offs	$-3,000	4,617
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,134,000	1,437
2015-12-31 (YTD Data)		Rank
Total interest income	$13,658,000	1,810
Total interest expense	$2,008,000	1,388
Net interest income	$11,650,000	1,871
Provision for loan and lease losses	$360,000	1,703
Total noninterest income	$6,946,000	887
Gross Fiduciary activities income	$23,000	974
Service charges on deposit accounts	$326,000	2,872
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,597,000	661
Total noninterest expense	$11,244,000	1,692
Salaries and employee benefits	$7,214,000	1,481
Premises and equipment expense	$1,197,000	1,898
Additional noninterest expense	$2,833,000	2,112
Pre-tax net operating income	$6,992,000	1,200
Securities gains (losses)	$9,000	2,638
Applicable income taxes	$2,400,000	882
Income before extraordinary items	$4,601,000	1,442
Extraordinary gains, net	$0	23
Net income	$4,601,000	1,442
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,601,000	1,442
Net charge-offs	$-26,000	5,398
Cash dividends	$1,000,000	2,106
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,595,060	1,421
2015-09-30 (YTD Data)		Rank
Total interest income	$10,220,000	1,831
Total interest expense	$1,467,000	1,428
Net interest income	$8,753,000	1,884
Provision for loan and lease losses	$270,000	1,610
Total noninterest income	$4,957,000	931
Gross Fiduciary activities income	$22,000	942
Service charges on deposit accounts	$243,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,692,000	688
Total noninterest expense	$8,318,000	1,717
Salaries and employee benefits	$5,414,000	1,476
Premises and equipment expense	$898,000	1,913
Additional noninterest expense	$2,006,000	2,199
Pre-tax net operating income	$5,122,000	1,254
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,752,000	924
Income before extraordinary items	$3,370,000	1,494
Extraordinary gains, net	$0	21
Net income	$3,370,000	1,495
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,370,000	1,495
Net charge-offs	$3,000	3,929
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,370,000	1,457
2015-06-30 (YTD Data)		Rank
Total interest income	$6,710,000	1,855
Total interest expense	$961,000	1,461
Net interest income	$5,749,000	1,904
Provision for loan and lease losses	$180,000	1,603
Total noninterest income	$2,884,000	1,033
Gross Fiduciary activities income	$11,000	974
Service charges on deposit accounts	$155,000	2,962
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,718,000	774
Total noninterest expense	$5,499,000	1,740
Salaries and employee benefits	$3,606,000	1,484
Premises and equipment expense	$591,000	1,941
Additional noninterest expense	$1,302,000	2,261
Pre-tax net operating income	$2,954,000	1,395
Securities gains (losses)	$0	2,636
Applicable income taxes	$997,000	1,032
Income before extraordinary items	$1,957,000	1,638
Extraordinary gains, net	$0	22
Net income	$1,957,000	1,641
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,957,000	1,641
Net charge-offs	$8,000	3,322
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,957,000	1,600
2015-03-31 (YTD Data)		Rank
Total interest income	$3,322,000	1,875
Total interest expense	$477,000	1,459
Net interest income	$2,845,000	1,929
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$1,501,000	970
Gross Fiduciary activities income	$1,000	1,061
Service charges on deposit accounts	$73,000	3,050
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,427,000	709
Total noninterest expense	$2,709,000	1,773
Salaries and employee benefits	$1,785,000	1,507
Premises and equipment expense	$299,000	1,941
Additional noninterest expense	$625,000	2,329
Pre-tax net operating income	$1,547,000	1,296
Securities gains (losses)	$0	2,027
Applicable income taxes	$523,000	984
Income before extraordinary items	$1,024,000	1,565
Extraordinary gains, net	$0	13
Net income	$1,024,000	1,566
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,024,000	1,567
Net charge-offs	$-2,000	4,668
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,024,000	1,505
2014-12-31 (YTD Data)		Rank
Total interest income	$12,548,000	1,966
Total interest expense	$1,710,000	1,689
Net interest income	$10,838,000	1,983
Provision for loan and lease losses	$90,000	3,313
Total noninterest income	$7,137,000	851
Gross Fiduciary activities income	$8,000	1,088
Service charges on deposit accounts	$362,000	2,882
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,767,000	609
Total noninterest expense	$11,056,000	1,736
Salaries and employee benefits	$7,134,000	1,464
Premises and equipment expense	$1,276,000	1,813
Additional noninterest expense	$2,646,000	2,283
Pre-tax net operating income	$6,829,000	1,186
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,291,000	887
Income before extraordinary items	$4,538,000	1,426
Extraordinary gains, net	$0	17
Net income	$4,538,000	1,424
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,538,000	1,425
Net charge-offs	$67,000	3,528
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,538,000	1,399
2014-09-30 (YTD Data)		Rank
Total interest income	$9,213,000	2,017
Total interest expense	$1,245,000	1,754
Net interest income	$7,968,000	2,019
Provision for loan and lease losses	$45,000	3,462
Total noninterest income	$4,993,000	894
Gross Fiduciary activities income	$7,000	1,056
Service charges on deposit accounts	$266,000	2,954
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,720,000	639
Total noninterest expense	$8,233,000	1,743
Salaries and employee benefits	$5,302,000	1,480
Premises and equipment expense	$968,000	1,812
Additional noninterest expense	$1,963,000	2,291
Pre-tax net operating income	$4,683,000	1,279
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,562,000	965
Income before extraordinary items	$3,121,000	1,514
Extraordinary gains, net	$0	15
Net income	$3,121,000	1,514
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,121,000	1,514
Net charge-offs	$69,000	3,016
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,121,000	1,490
2014-06-30 (YTD Data)		Rank
Total interest income	$6,018,000	2,045
Total interest expense	$822,000	1,797
Net interest income	$5,196,000	2,045
Provision for loan and lease losses	$0	4,196
Total noninterest income	$2,879,000	976
Gross Fiduciary activities income	$6,000	1,042
Service charges on deposit accounts	$173,000	2,970
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,700,000	699
Total noninterest expense	$5,400,000	1,759
Salaries and employee benefits	$3,480,000	1,498
Premises and equipment expense	$618,000	1,892
Additional noninterest expense	$1,302,000	2,302
Pre-tax net operating income	$2,675,000	1,418
Securities gains (losses)	$0	2,580
Applicable income taxes	$870,000	1,068
Income before extraordinary items	$1,805,000	1,673
Extraordinary gains, net	$0	20
Net income	$1,805,000	1,676
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,805,000	1,675
Net charge-offs	$27,000	3,235
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,805,000	1,650
2014-03-31 (YTD Data)		Rank
Total interest income	$2,991,000	2,049
Total interest expense	$413,000	1,811
Net interest income	$2,578,000	2,065
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,505,000	914
Gross Fiduciary activities income	$1,000	1,081
Service charges on deposit accounts	$85,000	2,982
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,419,000	654
Total noninterest expense	$2,625,000	1,810
Salaries and employee benefits	$1,695,000	1,555
Premises and equipment expense	$316,000	1,897
Additional noninterest expense	$614,000	2,435
Pre-tax net operating income	$1,458,000	1,282
Securities gains (losses)	$0	1,715
Applicable income taxes	$478,000	966
Income before extraordinary items	$980,000	1,523
Extraordinary gains, net	$0	16
Net income	$980,000	1,526
Minority interest net income	$0	66
Net income of bank and minority interests.	$980,000	1,526
Net charge-offs	$27,000	2,305
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$980,000	1,500
2013-12-31 (YTD Data)		Rank
Total interest income	$11,552,000	2,119
Total interest expense	$1,832,000	1,841
Net interest income	$9,720,000	2,147
Provision for loan and lease losses	$245,000	2,713
Total noninterest income	$6,571,000	931
Gross Fiduciary activities income	$9,000	1,117
Service charges on deposit accounts	$366,000	3,008
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,196,000	686
Total noninterest expense	$10,464,000	1,823
Salaries and employee benefits	$6,667,000	1,558
Premises and equipment expense	$1,268,000	1,823
Additional noninterest expense	$2,529,000	2,435
Pre-tax net operating income	$5,582,000	1,316
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,801,000	975
Income before extraordinary items	$3,781,000	1,578
Extraordinary gains, net	$0	29
Net income	$3,781,000	1,582
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,781,000	1,582
Net charge-offs	$32,000	4,614
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,781,000	1,539
2013-09-30 (YTD Data)		Rank
Total interest income	$8,530,000	2,161
Total interest expense	$1,406,000	1,850
Net interest income	$7,124,000	2,206
Provision for loan and lease losses	$245,000	2,312
Total noninterest income	$4,712,000	977
Gross Fiduciary activities income	$8,000	1,078
Service charges on deposit accounts	$269,000	3,063
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,435,000	725
Total noninterest expense	$7,699,000	1,852
Salaries and employee benefits	$4,887,000	1,597
Premises and equipment expense	$945,000	1,844
Additional noninterest expense	$1,867,000	2,453
Pre-tax net operating income	$3,892,000	1,413
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,251,000	1,069
Income before extraordinary items	$2,641,000	1,696
Extraordinary gains, net	$0	25
Net income	$2,641,000	1,698
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,641,000	1,700
Net charge-offs	$-4,000	5,917
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,641,000	1,648
2013-06-30 (YTD Data)		Rank
Total interest income	$5,665,000	2,178
Total interest expense	$967,000	1,836
Net interest income	$4,698,000	2,215
Provision for loan and lease losses	$210,000	2,037
Total noninterest income	$2,983,000	1,018
Gross Fiduciary activities income	$7,000	1,057
Service charges on deposit accounts	$173,000	3,108
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,803,000	770
Total noninterest expense	$4,997,000	1,903
Salaries and employee benefits	$3,234,000	1,610
Premises and equipment expense	$591,000	1,947
Additional noninterest expense	$1,172,000	2,597
Pre-tax net operating income	$2,474,000	1,447
Securities gains (losses)	$0	2,791
Applicable income taxes	$791,000	1,110
Income before extraordinary items	$1,683,000	1,747
Extraordinary gains, net	$0	22
Net income	$1,683,000	1,752
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,683,000	1,753
Net charge-offs	$-2,000	5,680
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,683,000	1,688
2013-03-31 (YTD Data)		Rank
Total interest income	$2,874,000	2,160
Total interest expense	$507,000	1,817
Net interest income	$2,367,000	2,209
Provision for loan and lease losses	$105,000	1,985
Total noninterest income	$1,569,000	993
Gross Fiduciary activities income	$1,000	1,109
Service charges on deposit accounts	$85,000	3,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,483,000	757
Total noninterest expense	$2,436,000	1,961
Salaries and employee benefits	$1,569,000	1,674
Premises and equipment expense	$288,000	2,035
Additional noninterest expense	$579,000	2,627
Pre-tax net operating income	$1,395,000	1,301
Securities gains (losses)	$0	1,966
Applicable income taxes	$457,000	986
Income before extraordinary items	$938,000	1,577
Extraordinary gains, net	$0	10
Net income	$938,000	1,580
Minority interest net income	$0	76
Net income of bank and minority interests.	$938,000	1,579
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$938,000	1,517
2012-12-31 (YTD Data)		Rank
Total interest income	$12,193,000	2,141
Total interest expense	$2,369,000	1,839
Net interest income	$9,824,000	2,187
Provision for loan and lease losses	$410,000	2,987
Total noninterest income	$6,196,000	980
Gross Fiduciary activities income	$25,000	1,044
Service charges on deposit accounts	$378,000	3,051
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,793,000	737
Total noninterest expense	$9,467,000	2,022
Salaries and employee benefits	$5,862,000	1,731
Premises and equipment expense	$1,161,000	2,006
Additional noninterest expense	$2,444,000	2,621
Pre-tax net operating income	$6,143,000	1,157
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,023,000	867
Income before extraordinary items	$4,120,000	1,419
Extraordinary gains, net	$0	29
Net income	$4,120,000	1,420
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,120,000	1,420
Net charge-offs	$7,000	5,693
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,120,000	1,333
2012-09-30 (YTD Data)		Rank
Total interest income	$9,027,000	2,213
Total interest expense	$1,834,000	1,856
Net interest income	$7,193,000	2,272
Provision for loan and lease losses	$305,000	2,946
Total noninterest income	$4,272,000	1,043
Gross Fiduciary activities income	$23,000	1,008
Service charges on deposit accounts	$280,000	3,116
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,969,000	765
Total noninterest expense	$6,939,000	2,070
Salaries and employee benefits	$4,353,000	1,731
Premises and equipment expense	$863,000	2,043
Additional noninterest expense	$1,723,000	2,774
Pre-tax net operating income	$4,221,000	1,270
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,384,000	964
Income before extraordinary items	$2,837,000	1,562
Extraordinary gains, net	$0	20
Net income	$2,837,000	1,563
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,837,000	1,563
Net charge-offs	$9,000	5,333
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,837,000	1,475
2012-06-30 (YTD Data)		Rank
Total interest income	$5,898,000	2,280
Total interest expense	$1,244,000	1,890
Net interest income	$4,654,000	2,342
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$2,527,000	1,119
Gross Fiduciary activities income	$22,000	978
Service charges on deposit accounts	$179,000	3,186
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,326,000	832
Total noninterest expense	$4,577,000	2,095
Salaries and employee benefits	$2,839,000	1,767
Premises and equipment expense	$568,000	2,054
Additional noninterest expense	$1,170,000	2,752
Pre-tax net operating income	$2,404,000	1,447
Securities gains (losses)	$0	3,178
Applicable income taxes	$771,000	1,094
Income before extraordinary items	$1,633,000	1,759
Extraordinary gains, net	$0	19
Net income	$1,633,000	1,757
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,633,000	1,759
Net charge-offs	$12,000	4,874
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,633,000	1,678
2012-03-31 (YTD Data)		Rank
Total interest income	$2,915,000	2,332
Total interest expense	$626,000	1,962
Net interest income	$2,289,000	2,397
Provision for loan and lease losses	$95,000	2,953
Total noninterest income	$1,367,000	1,039
Gross Fiduciary activities income	$2,000	1,093
Service charges on deposit accounts	$89,000	3,179
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,276,000	766
Total noninterest expense	$2,235,000	2,141
Salaries and employee benefits	$1,379,000	1,818
Premises and equipment expense	$265,000	2,178
Additional noninterest expense	$591,000	2,693
Pre-tax net operating income	$1,326,000	1,324
Securities gains (losses)	$0	2,210
Applicable income taxes	$433,000	1,007
Income before extraordinary items	$893,000	1,633
Extraordinary gains, net	$0	19
Net income	$893,000	1,634
Minority interest net income	$0	78
Net income of bank and minority interests.	$893,000	1,634
Net charge-offs	$12,000	3,957
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$893,000	1,529
2011-12-31 (YTD Data)		Rank
Total interest income	$11,652,000	2,392
Total interest expense	$2,720,000	2,131
Net interest income	$8,932,000	2,461
Provision for loan and lease losses	$350,000	3,913
Total noninterest income	$5,521,000	956
Gross Fiduciary activities income	$13,000	1,069
Service charges on deposit accounts	$477,000	2,674
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,031,000	693
Total noninterest expense	$8,551,000	2,220
Salaries and employee benefits	$5,367,000	1,817
Premises and equipment expense	$952,000	2,512
Additional noninterest expense	$2,232,000	2,826
Pre-tax net operating income	$5,552,000	1,075
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,797,000	870
Income before extraordinary items	$3,755,000	1,317
Extraordinary gains, net	$0	29
Net income	$3,755,000	1,317
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,755,000	1,317
Net charge-offs	$66,000	5,304
Cash dividends	$1,500,000	1,224
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,755,000	1,246
2011-09-30 (YTD Data)		Rank
Total interest income	$8,632,000	2,453
Total interest expense	$2,071,000	2,179
Net interest income	$6,561,000	2,520
Provision for loan and lease losses	$245,000	3,890
Total noninterest income	$3,863,000	1,020
Gross Fiduciary activities income	$12,000	1,022
Service charges on deposit accounts	$357,000	2,689
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,494,000	745
Total noninterest expense	$6,284,000	2,278
Salaries and employee benefits	$3,953,000	1,864
Premises and equipment expense	$692,000	2,589
Additional noninterest expense	$1,639,000	2,906
Pre-tax net operating income	$3,895,000	1,183
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,244,000	919
Income before extraordinary items	$2,651,000	1,434
Extraordinary gains, net	$0	21
Net income	$2,651,000	1,434
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,651,000	1,434
Net charge-offs	$14,000	5,673
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,651,000	1,365
2011-06-30 (YTD Data)		Rank
Total interest income	$5,664,000	2,509
Total interest expense	$1,391,000	2,251
Net interest income	$4,273,000	2,577
Provision for loan and lease losses	$210,000	3,454
Total noninterest income	$2,305,000	1,106
Gross Fiduciary activities income	$10,000	1,015
Service charges on deposit accounts	$229,000	2,745
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,066,000	817
Total noninterest expense	$4,263,000	2,251
Salaries and employee benefits	$2,682,000	1,833
Premises and equipment expense	$453,000	2,655
Additional noninterest expense	$1,128,000	2,878
Pre-tax net operating income	$2,105,000	1,389
Securities gains (losses)	$0	2,914
Applicable income taxes	$639,000	1,090
Income before extraordinary items	$1,466,000	1,654
Extraordinary gains, net	$0	15
Net income	$1,466,000	1,654
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,466,000	1,654
Net charge-offs	$4,000	5,600
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,466,000	1,585
2011-03-31 (YTD Data)		Rank
Total interest income	$2,780,000	2,572
Total interest expense	$714,000	2,272
Net interest income	$2,066,000	2,653
Provision for loan and lease losses	$105,000	3,279
Total noninterest income	$1,061,000	1,159
Gross Fiduciary activities income	$6,000	985
Service charges on deposit accounts	$109,000	2,804
Trading account gains and fees	$0	158
Additional Noninterest Income	$946,000	859
Total noninterest expense	$2,140,000	2,255
Salaries and employee benefits	$1,341,000	1,852
Premises and equipment expense	$222,000	2,744
Additional noninterest expense	$577,000	2,804
Pre-tax net operating income	$882,000	1,621
Securities gains (losses)	$0	1,772
Applicable income taxes	$251,000	1,273
Income before extraordinary items	$631,000	1,832
Extraordinary gains, net	$0	9
Net income	$631,000	1,831
Minority interest net income	$0	86
Net income of bank and minority interests.	$631,000	1,832
Net charge-offs	$5,000	4,645
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$631,000	1,781
2010-12-31 (YTD Data)		Rank
Total interest income	$12,029,000	2,489
Total interest expense	$3,267,000	2,414
Net interest income	$8,762,000	2,512
Provision for loan and lease losses	$720,000	3,552
Total noninterest income	$5,717,000	968
Gross Fiduciary activities income	$11,000	1,137
Service charges on deposit accounts	$556,000	2,445
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,150,000	722
Total noninterest expense	$8,753,000	2,220
Salaries and employee benefits	$5,379,000	1,797
Premises and equipment expense	$954,000	2,579
Additional noninterest expense	$2,420,000	2,758
Pre-tax net operating income	$5,006,000	1,037
Securities gains (losses)	$22,000	3,064
Applicable income taxes	$1,598,000	869
Income before extraordinary items	$3,430,000	1,245
Extraordinary gains, net	$0	29
Net income	$3,430,000	1,247
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,430,000	1,248
Net charge-offs	$251,000	4,520
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,415,040	1,204
2010-09-30 (YTD Data)		Rank
Total interest income	$9,003,000	2,550
Total interest expense	$2,519,000	2,455
Net interest income	$6,484,000	2,569
Provision for loan and lease losses	$540,000	3,413
Total noninterest income	$4,231,000	954
Gross Fiduciary activities income	$9,000	1,113
Service charges on deposit accounts	$427,000	2,457
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,795,000	694
Total noninterest expense	$6,523,000	2,219
Salaries and employee benefits	$4,036,000	1,819
Premises and equipment expense	$681,000	2,720
Additional noninterest expense	$1,806,000	2,721
Pre-tax net operating income	$3,652,000	1,114
Securities gains (losses)	$22,000	2,851
Applicable income taxes	$1,284,000	846
Income before extraordinary items	$2,390,000	1,386
Extraordinary gains, net	$0	23
Net income	$2,390,000	1,389
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,390,000	1,390
Net charge-offs	$260,000	3,912
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,375,700	1,347
2010-06-30 (YTD Data)		Rank
Total interest income	$5,926,000	2,614
Total interest expense	$1,724,000	2,486
Net interest income	$4,202,000	2,638
Provision for loan and lease losses	$360,000	3,339
Total noninterest income	$2,580,000	1,016
Gross Fiduciary activities income	$7,000	1,103
Service charges on deposit accounts	$277,000	2,516
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,296,000	717
Total noninterest expense	$4,312,000	2,244
Salaries and employee benefits	$2,668,000	1,841
Premises and equipment expense	$441,000	2,812
Additional noninterest expense	$1,203,000	2,712
Pre-tax net operating income	$2,110,000	1,243
Securities gains (losses)	$22,000	2,328
Applicable income taxes	$666,000	976
Income before extraordinary items	$1,466,000	1,502
Extraordinary gains, net	$0	19
Net income	$1,466,000	1,503
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,466,000	1,503
Net charge-offs	$230,000	3,378
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,450,820	1,443
2010-03-31 (YTD Data)		Rank
Total interest income	$2,908,000	2,726
Total interest expense	$879,000	2,552
Net interest income	$2,029,000	2,740
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$1,154,000	1,088
Gross Fiduciary activities income	$2,000	1,137
Service charges on deposit accounts	$136,000	2,530
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,016,000	785
Total noninterest expense	$2,170,000	2,245
Salaries and employee benefits	$1,347,000	1,861
Premises and equipment expense	$236,000	2,704
Additional noninterest expense	$587,000	2,754
Pre-tax net operating income	$833,000	1,564
Securities gains (losses)	$10,000	1,722
Applicable income taxes	$250,000	1,205
Income before extraordinary items	$593,000	1,844
Extraordinary gains, net	$0	16
Net income	$593,000	1,843
Minority interest net income	$0	91
Net income of bank and minority interests.	$593,000	1,845
Net charge-offs	$233,000	2,274
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$586,000	1,784
2009-12-31 (YTD Data)		Rank
Total interest income	$11,710,000	2,825
Total interest expense	$4,335,000	2,550
Net interest income	$7,375,000	2,929
Provision for loan and lease losses	$620,000	4,203
Total noninterest income	$5,076,000	1,083
Gross Fiduciary activities income	$32,000	1,026
Service charges on deposit accounts	$583,000	2,593
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,461,000	778
Total noninterest expense	$8,235,000	2,402
Salaries and employee benefits	$4,821,000	2,038
Premises and equipment expense	$1,006,000	2,559
Additional noninterest expense	$2,408,000	2,831
Pre-tax net operating income	$3,596,000	1,135
Securities gains (losses)	$-173,000	7,396
Applicable income taxes	$996,000	961
Income before extraordinary items	$2,427,000	1,376
Extraordinary gains, net	$0	34
Net income	$2,427,000	1,375
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,427,000	1,376
Net charge-offs	$169,000	5,194
Cash dividends	$3,000,000	573
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,549,830	1,292
2009-09-30 (YTD Data)		Rank
Total interest income	$8,731,000	2,873
Total interest expense	$3,358,000	2,604
Net interest income	$5,373,000	2,995
Provision for loan and lease losses	$440,000	4,034
Total noninterest income	$3,279,000	1,234
Gross Fiduciary activities income	$9,000	1,132
Service charges on deposit accounts	$431,000	2,621
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,839,000	892
Total noninterest expense	$6,024,000	2,453
Salaries and employee benefits	$3,528,000	2,105
Premises and equipment expense	$640,000	2,980
Additional noninterest expense	$1,856,000	2,725
Pre-tax net operating income	$2,188,000	1,488
Securities gains (losses)	$0	3,497
Applicable income taxes	$618,000	1,208
Income before extraordinary items	$1,570,000	1,706
Extraordinary gains, net	$0	27
Net income	$1,570,000	1,705
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,570,000	1,706
Net charge-offs	$30,000	6,030
Cash dividends	$3,000,000	406
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,570,000	1,666
2009-06-30 (YTD Data)		Rank
Total interest income	$5,804,000	2,910
Total interest expense	$2,323,000	2,617
Net interest income	$3,481,000	3,057
Provision for loan and lease losses	$260,000	3,945
Total noninterest income	$1,883,000	1,405
Gross Fiduciary activities income	$8,000	1,104
Service charges on deposit accounts	$276,000	2,669
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,599,000	1,043
Total noninterest expense	$3,869,000	2,582
Salaries and employee benefits	$2,307,000	2,183
Premises and equipment expense	$369,000	3,391
Additional noninterest expense	$1,193,000	2,847
Pre-tax net operating income	$1,235,000	1,789
Securities gains (losses)	$0	3,136
Applicable income taxes	$327,000	1,447
Income before extraordinary items	$908,000	2,012
Extraordinary gains, net	$0	21
Net income	$908,000	2,010
Minority interest net income	$0	112
Net income of bank and minority interests.	$908,000	2,011
Net charge-offs	$33,000	5,273
Cash dividends	$3,000,000	283
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$908,000	1,943
2009-03-31 (YTD Data)		Rank
Total interest income	$2,879,000	2,966
Total interest expense	$1,212,000	2,608
Net interest income	$1,667,000	3,162
Provision for loan and lease losses	$80,000	4,216
Total noninterest income	$1,030,000	1,250
Gross Fiduciary activities income	$1,000	1,214
Service charges on deposit accounts	$134,000	2,678
Trading account gains and fees	$0	171
Additional Noninterest Income	$895,000	919
Total noninterest expense	$1,924,000	2,513
Salaries and employee benefits	$1,174,000	2,172
Premises and equipment expense	$174,000	3,586
Additional noninterest expense	$576,000	2,658
Pre-tax net operating income	$693,000	1,825
Securities gains (losses)	$0	2,434
Applicable income taxes	$190,000	1,511
Income before extraordinary items	$503,000	2,124
Extraordinary gains, net	$0	15
Net income	$503,000	2,123
Minority interest net income	$0	102
Net income of bank and minority interests.	$503,000	2,125
Net charge-offs	$1,000	5,564
Cash dividends	$1,500,000	282
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$503,000	1,991
2008-12-31 (YTD Data)		Rank
Total interest income	$11,479,000	3,154
Total interest expense	$5,332,000	2,807
Net interest income	$6,147,000	3,419
Provision for loan and lease losses	$420,000	4,065
Total noninterest income	$5,885,000	925
Gross Fiduciary activities income	$89,000	903
Service charges on deposit accounts	$599,000	2,654
Trading account gains and fees	$0	154
Additional Noninterest Income	$5,197,000	632
Total noninterest expense	$7,310,000	2,582
Salaries and employee benefits	$4,413,000	2,299
Premises and equipment expense	$809,000	3,152
Additional noninterest expense	$2,088,000	2,750
Pre-tax net operating income	$4,302,000	1,272
Securities gains (losses)	$52,000	1,567
Applicable income taxes	$1,351,000	940
Income before extraordinary items	$3,003,000	1,365
Extraordinary gains, net	$0	39
Net income	$3,003,000	1,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$436,000	2,995
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,967,120	1,479
2008-09-30 (YTD Data)		Rank
Total interest income	$8,486,000	3,258
Total interest expense	$4,003,000	2,902
Net interest income	$4,483,000	3,512
Provision for loan and lease losses	$90,000	5,263
Total noninterest income	$3,761,000	1,101
Gross Fiduciary activities income	$55,000	924
Service charges on deposit accounts	$441,000	2,699
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,265,000	781
Total noninterest expense	$5,342,000	2,637
Salaries and employee benefits	$3,264,000	2,352
Premises and equipment expense	$562,000	3,359
Additional noninterest expense	$1,516,000	2,752
Pre-tax net operating income	$2,812,000	1,730
Securities gains (losses)	$52,000	1,390
Applicable income taxes	$876,000	1,279
Income before extraordinary items	$1,988,000	1,789
Extraordinary gains, net	$0	31
Net income	$1,988,000	1,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,039
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,952,120	1,915
2008-06-30 (YTD Data)		Rank
Total interest income	$5,639,000	3,320
Total interest expense	$2,722,000	2,957
Net interest income	$2,917,000	3,568
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$2,452,000	1,129
Gross Fiduciary activities income	$52,000	898
Service charges on deposit accounts	$282,000	2,771
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,118,000	811
Total noninterest expense	$3,479,000	2,689
Salaries and employee benefits	$2,132,000	2,418
Premises and equipment expense	$351,000	3,541
Additional noninterest expense	$996,000	2,752
Pre-tax net operating income	$1,830,000	1,824
Securities gains (losses)	$55,000	1,373
Applicable income taxes	$580,000	1,432
Income before extraordinary items	$1,305,000	2,032
Extraordinary gains, net	$0	21
Net income	$1,305,000	2,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,802
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,267,050	2,037
2008-03-31 (YTD Data)		Rank
Total interest income	$2,848,000	3,375
Total interest expense	$1,450,000	2,973
Net interest income	$1,398,000	3,662
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$1,138,000	1,206
Gross Fiduciary activities income	$34,000	874
Service charges on deposit accounts	$138,000	2,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$966,000	878
Total noninterest expense	$1,740,000	2,688
Salaries and employee benefits	$1,066,000	2,443
Premises and equipment expense	$176,000	3,552
Additional noninterest expense	$498,000	2,739
Pre-tax net operating income	$766,000	2,249
Securities gains (losses)	$0	2,688
Applicable income taxes	$230,000	1,787
Income before extraordinary items	$536,000	2,542
Extraordinary gains, net	$0	15
Net income	$536,000	2,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$536,000	2,465
2007-12-31 (YTD Data)		Rank
Total interest income	$11,083,000	3,505
Total interest expense	$5,877,000	3,053
Net interest income	$5,206,000	3,875
Provision for loan and lease losses	$36,000	5,943
Total noninterest income	$4,400,000	1,208
Gross Fiduciary activities income	$43,000	1,036
Service charges on deposit accounts	$654,000	2,508
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,703,000	870
Total noninterest expense	$6,685,000	2,700
Salaries and employee benefits	$4,096,000	2,446
Premises and equipment expense	$745,000	3,272
Additional noninterest expense	$1,844,000	2,861
Pre-tax net operating income	$2,885,000	2,547
Securities gains (losses)	$0	2,146
Applicable income taxes	$869,000	2,034
Income before extraordinary items	$2,016,000	2,801
Extraordinary gains, net	$0	39
Net income	$2,016,000	2,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,918
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,016,000	2,785
2007-09-30 (YTD Data)		Rank
Total interest income	$8,233,000	3,537
Total interest expense	$4,394,000	3,062
Net interest income	$3,839,000	3,934
Provision for loan and lease losses	$36,000	5,408
Total noninterest income	$2,986,000	1,303
Gross Fiduciary activities income	$42,000	992
Service charges on deposit accounts	$492,000	2,473
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,452,000	951
Total noninterest expense	$4,806,000	2,762
Salaries and employee benefits	$2,894,000	2,563
Premises and equipment expense	$549,000	3,299
Additional noninterest expense	$1,363,000	2,841
Pre-tax net operating income	$1,983,000	2,852
Securities gains (losses)	$0	1,655
Applicable income taxes	$589,000	2,320
Income before extraordinary items	$1,394,000	3,127
Extraordinary gains, net	$0	33
Net income	$1,394,000	3,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,135
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,394,000	3,111
2007-06-30 (YTD Data)		Rank
Total interest income	$5,425,000	3,572
Total interest expense	$2,909,000	3,081
Net interest income	$2,516,000	4,006
Provision for loan and lease losses	$36,000	4,731
Total noninterest income	$1,959,000	1,349
Gross Fiduciary activities income	$38,000	971
Service charges on deposit accounts	$314,000	2,561
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,607,000	994
Total noninterest expense	$3,114,000	2,874
Salaries and employee benefits	$1,850,000	2,692
Premises and equipment expense	$354,000	3,407
Additional noninterest expense	$910,000	2,851
Pre-tax net operating income	$1,325,000	2,916
Securities gains (losses)	$0	1,444
Applicable income taxes	$394,000	2,397
Income before extraordinary items	$931,000	3,168
Extraordinary gains, net	$0	29
Net income	$931,000	3,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,311
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$931,000	3,156
2007-03-31 (YTD Data)		Rank
Total interest income	$2,689,000	3,586
Total interest expense	$1,447,000	3,079
Net interest income	$1,242,000	4,050
Provision for loan and lease losses	$36,000	3,550
Total noninterest income	$1,046,000	1,262
Gross Fiduciary activities income	$8,000	1,061
Service charges on deposit accounts	$158,000	2,498
Trading account gains and fees	$0	195
Additional Noninterest Income	$880,000	932
Total noninterest expense	$1,520,000	2,950
Salaries and employee benefits	$906,000	2,772
Premises and equipment expense	$159,000	3,713
Additional noninterest expense	$455,000	2,826
Pre-tax net operating income	$732,000	2,719
Securities gains (losses)	$0	1,187
Applicable income taxes	$223,000	2,262
Income before extraordinary items	$509,000	2,992
Extraordinary gains, net	$0	22
Net income	$509,000	2,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$509,000	2,975
2006-12-31 (YTD Data)		Rank
Total interest income	$10,108,000	3,541
Total interest expense	$5,243,000	2,914
Net interest income	$4,865,000	4,087
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$3,394,000	1,457
Gross Fiduciary activities income	$37,000	1,067
Service charges on deposit accounts	$602,000	2,675
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,755,000	1,055
Total noninterest expense	$5,537,000	3,064
Salaries and employee benefits	$3,313,000	2,867
Premises and equipment expense	$636,000	3,606
Additional noninterest expense	$1,588,000	3,145
Pre-tax net operating income	$2,602,000	3,044
Securities gains (losses)	$0	1,687
Applicable income taxes	$800,000	2,475
Income before extraordinary items	$1,802,000	3,341
Extraordinary gains, net	$0	51
Net income	$1,802,000	3,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	1,940
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,802,000	3,322
2006-09-30 (YTD Data)		Rank
Total interest income	$7,405,000	3,579
Total interest expense	$3,786,000	2,919
Net interest income	$3,619,000	4,142
Provision for loan and lease losses	$20,000	5,975
Total noninterest income	$2,328,000	1,582
Gross Fiduciary activities income	$29,000	1,056
Service charges on deposit accounts	$445,000	2,713
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,854,000	1,161
Total noninterest expense	$4,147,000	3,083
Salaries and employee benefits	$2,487,000	2,861
Premises and equipment expense	$474,000	3,625
Additional noninterest expense	$1,186,000	3,170
Pre-tax net operating income	$1,780,000	3,370
Securities gains (losses)	$0	1,388
Applicable income taxes	$547,000	2,737
Income before extraordinary items	$1,233,000	3,666
Extraordinary gains, net	$0	45
Net income	$1,233,000	3,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	1,393
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,233,000	3,653
2006-06-30 (YTD Data)		Rank
Total interest income	$4,813,000	3,599
Total interest expense	$2,374,000	2,952
Net interest income	$2,439,000	4,109
Provision for loan and lease losses	$0	6,419
Total noninterest income	$1,556,000	1,582
Gross Fiduciary activities income	$24,000	1,045
Service charges on deposit accounts	$280,000	2,812
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,252,000	1,152
Total noninterest expense	$2,654,000	3,188
Salaries and employee benefits	$1,648,000	2,881
Premises and equipment expense	$318,000	3,601
Additional noninterest expense	$688,000	3,535
Pre-tax net operating income	$1,341,000	3,109
Securities gains (losses)	$0	1,185
Applicable income taxes	$429,000	2,518
Income before extraordinary items	$912,000	3,426
Extraordinary gains, net	$0	39
Net income	$912,000	3,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	1,780
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$912,000	3,417
2006-03-31 (YTD Data)		Rank
Total interest income	$2,336,000	3,618
Total interest expense	$1,058,000	3,121
Net interest income	$1,278,000	3,986
Provision for loan and lease losses	$0	6,013
Total noninterest income	$835,000	1,464
Gross Fiduciary activities income	$8,000	1,094
Service charges on deposit accounts	$136,000	2,805
Trading account gains and fees	$0	115
Additional Noninterest Income	$691,000	1,052
Total noninterest expense	$1,339,000	3,183
Salaries and employee benefits	$831,000	2,871
Premises and equipment expense	$164,000	3,516
Additional noninterest expense	$344,000	3,491
Pre-tax net operating income	$774,000	2,775
Securities gains (losses)	$0	955
Applicable income taxes	$265,000	2,175
Income before extraordinary items	$509,000	3,116
Extraordinary gains, net	$0	21
Net income	$509,000	3,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,070
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$509,000	3,094
2005-12-31 (YTD Data)		Rank
Total interest income	$8,602,000	3,538
Total interest expense	$3,733,000	2,797
Net interest income	$4,869,000	4,034
Provision for loan and lease losses	$0	7,120
Total noninterest income	$3,202,000	1,522
Gross Fiduciary activities income	$38,000	1,082
Service charges on deposit accounts	$639,000	2,531
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,525,000	1,152
Total noninterest expense	$5,371,000	3,045
Salaries and employee benefits	$3,179,000	2,821
Premises and equipment expense	$662,000	3,386
Additional noninterest expense	$1,530,000	3,180
Pre-tax net operating income	$2,700,000	3,002
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$878,000	2,454
Income before extraordinary items	$1,824,000	3,324
Extraordinary gains, net	$0	46
Net income	$1,824,000	3,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,005
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,822,640	3,292
2005-09-30 (YTD Data)		Rank
Total interest income	$6,332,000	3,543
Total interest expense	$2,696,000	2,763
Net interest income	$3,636,000	4,042
Provision for loan and lease losses	$0	6,899
Total noninterest income	$2,237,000	1,616
Gross Fiduciary activities income	$30,000	1,066
Service charges on deposit accounts	$481,000	2,516
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,726,000	1,220
Total noninterest expense	$3,977,000	3,044
Salaries and employee benefits	$2,364,000	2,803
Premises and equipment expense	$478,000	3,469
Additional noninterest expense	$1,135,000	3,165
Pre-tax net operating income	$1,896,000	3,170
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$616,000	2,589
Income before extraordinary items	$1,282,000	3,510
Extraordinary gains, net	$0	35
Net income	$1,282,000	3,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,476
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,280,640	3,477
2005-06-30 (YTD Data)		Rank
Total interest income	$4,183,000	3,499
Total interest expense	$1,735,000	2,703
Net interest income	$2,448,000	3,992
Provision for loan and lease losses	$0	6,626
Total noninterest income	$1,491,000	1,603
Gross Fiduciary activities income	$23,000	1,049
Service charges on deposit accounts	$306,000	2,582
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,162,000	1,209
Total noninterest expense	$2,623,000	3,060
Salaries and employee benefits	$1,556,000	2,828
Premises and equipment expense	$316,000	3,470
Additional noninterest expense	$751,000	3,180
Pre-tax net operating income	$1,316,000	3,046
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$431,000	2,490
Income before extraordinary items	$887,000	3,395
Extraordinary gains, net	$0	30
Net income	$887,000	3,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,310
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$885,660	3,350
2005-03-31 (YTD Data)		Rank
Total interest income	$2,051,000	3,517
Total interest expense	$825,000	2,722
Net interest income	$1,226,000	3,993
Provision for loan and lease losses	$0	6,226
Total noninterest income	$789,000	1,510
Gross Fiduciary activities income	$7,000	1,108
Service charges on deposit accounts	$154,000	2,504
Trading account gains and fees	$0	115
Additional Noninterest Income	$628,000	1,137
Total noninterest expense	$1,313,000	3,070
Salaries and employee benefits	$773,000	2,848
Premises and equipment expense	$166,000	3,360
Additional noninterest expense	$374,000	3,193
Pre-tax net operating income	$702,000	2,856
Securities gains (losses)	$2,000	1,406
Applicable income taxes	$233,000	2,364
Income before extraordinary items	$471,000	3,186
Extraordinary gains, net	$0	24
Net income	$471,000	3,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$469,660	3,158
2004-12-31 (YTD Data)		Rank
Total interest income	$7,800,000	3,482
Total interest expense	$2,956,000	2,667
Net interest income	$4,844,000	3,889
Provision for loan and lease losses	$0	7,314
Total noninterest income	$3,367,000	1,459
Gross Fiduciary activities income	$39,000	1,097
Service charges on deposit accounts	$732,000	2,293
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,596,000	1,099
Total noninterest expense	$5,245,000	2,978
Salaries and employee benefits	$2,862,000	2,960
Premises and equipment expense	$612,000	3,480
Additional noninterest expense	$1,771,000	2,688
Pre-tax net operating income	$2,966,000	2,612
Securities gains (losses)	$75,000	1,443
Applicable income taxes	$985,000	2,181
Income before extraordinary items	$2,056,000	2,840
Extraordinary gains, net	$0	34
Net income	$2,056,000	2,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	3,728
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,005,000	2,859
2004-09-30 (YTD Data)		Rank
Total interest income	$5,729,000	3,521
Total interest expense	$2,143,000	2,706
Net interest income	$3,586,000	3,920
Provision for loan and lease losses	$0	7,100
Total noninterest income	$2,453,000	1,502
Gross Fiduciary activities income	$28,000	1,098
Service charges on deposit accounts	$551,000	2,309
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,874,000	1,134
Total noninterest expense	$3,893,000	2,978
Salaries and employee benefits	$2,127,000	2,969
Premises and equipment expense	$470,000	3,425
Additional noninterest expense	$1,296,000	2,713
Pre-tax net operating income	$2,146,000	2,714
Securities gains (losses)	$75,000	1,373
Applicable income taxes	$732,000	2,241
Income before extraordinary items	$1,489,000	2,969
Extraordinary gains, net	$0	26
Net income	$1,489,000	2,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,216
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,438,750	2,990
2004-06-30 (YTD Data)		Rank
Total interest income	$3,779,000	3,532
Total interest expense	$1,406,000	2,721
Net interest income	$2,373,000	3,932
Provision for loan and lease losses	$0	6,885
Total noninterest income	$1,571,000	1,537
Gross Fiduciary activities income	$21,000	1,086
Service charges on deposit accounts	$343,000	2,439
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,207,000	1,168
Total noninterest expense	$2,571,000	3,003
Salaries and employee benefits	$1,405,000	3,006
Premises and equipment expense	$302,000	3,532
Additional noninterest expense	$864,000	2,729
Pre-tax net operating income	$1,373,000	2,768
Securities gains (losses)	$72,000	1,234
Applicable income taxes	$474,000	2,287
Income before extraordinary items	$971,000	3,009
Extraordinary gains, net	$0	21
Net income	$971,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,262
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$922,760	3,052
2004-03-31 (YTD Data)		Rank
Total interest income	$1,855,000	3,602
Total interest expense	$708,000	2,719
Net interest income	$1,147,000	4,046
Provision for loan and lease losses	$0	6,501
Total noninterest income	$843,000	1,432
Gross Fiduciary activities income	$5,000	1,183
Service charges on deposit accounts	$162,000	2,518
Trading account gains and fees	$0	121
Additional Noninterest Income	$676,000	1,036
Total noninterest expense	$1,287,000	3,016
Salaries and employee benefits	$705,000	3,018
Premises and equipment expense	$155,000	3,497
Additional noninterest expense	$427,000	2,726
Pre-tax net operating income	$703,000	2,698
Securities gains (losses)	$72,000	986
Applicable income taxes	$257,000	2,154
Income before extraordinary items	$518,000	2,854
Extraordinary gains, net	$0	16
Net income	$518,000	2,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,144
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$469,760	2,973
2003-12-31 (YTD Data)		Rank
Total interest income	$7,816,000	3,508
Total interest expense	$3,282,000	2,640
Net interest income	$4,534,000	3,979
Provision for loan and lease losses	$0	7,651
Total noninterest income	$2,987,000	1,692
Gross Fiduciary activities income	$45,000	1,093
Service charges on deposit accounts	$560,000	2,841
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,382,000	1,281
Total noninterest expense	$4,919,000	3,093
Salaries and employee benefits	$2,741,000	3,010
Premises and equipment expense	$526,000	3,904
Additional noninterest expense	$1,652,000	2,825
Pre-tax net operating income	$2,602,000	2,800
Securities gains (losses)	$144,000	1,583
Applicable income taxes	$903,000	2,322
Income before extraordinary items	$1,843,000	3,047
Extraordinary gains, net	$0	54
Net income	$1,843,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-262,000	9,133
Cash dividends	$494,000	3,583
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,746,520	3,027
2003-09-30 (YTD Data)		Rank
Total interest income	$5,876,000	3,548
Total interest expense	$2,536,000	2,655
Net interest income	$3,340,000	4,045
Provision for loan and lease losses	$0	7,481
Total noninterest income	$2,182,000	1,770
Gross Fiduciary activities income	$36,000	1,074
Service charges on deposit accounts	$402,000	2,935
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,744,000	1,372
Total noninterest expense	$3,664,000	3,101
Salaries and employee benefits	$2,039,000	3,037
Premises and equipment expense	$386,000	3,962
Additional noninterest expense	$1,239,000	2,805
Pre-tax net operating income	$1,858,000	3,001
Securities gains (losses)	$144,000	1,448
Applicable income taxes	$664,000	2,475
Income before extraordinary items	$1,338,000	3,220
Extraordinary gains, net	$0	40
Net income	$1,338,000	3,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,593
Cash dividends	$494,000	2,719
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,241,520	3,241
2003-06-30 (YTD Data)		Rank
Total interest income	$3,887,000	3,594
Total interest expense	$1,725,000	2,674
Net interest income	$2,162,000	4,151
Provision for loan and lease losses	$0	7,324
Total noninterest income	$1,307,000	1,915
Gross Fiduciary activities income	$25,000	1,084
Service charges on deposit accounts	$243,000	3,137
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,039,000	1,473
Total noninterest expense	$2,426,000	3,126
Salaries and employee benefits	$1,348,000	3,056
Premises and equipment expense	$255,000	3,987
Additional noninterest expense	$823,000	2,814
Pre-tax net operating income	$1,043,000	3,418
Securities gains (losses)	$144,000	1,250
Applicable income taxes	$392,000	2,729
Income before extraordinary items	$795,000	3,525
Extraordinary gains, net	$0	30
Net income	$795,000	3,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	2,789
Cash dividends	$494,000	2,194
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$698,520	3,676
2003-03-31 (YTD Data)		Rank
Total interest income	$1,942,000	3,613
Total interest expense	$867,000	2,731
Net interest income	$1,075,000	4,174
Provision for loan and lease losses	$0	6,934
Total noninterest income	$609,000	1,979
Gross Fiduciary activities income	$11,000	1,113
Service charges on deposit accounts	$109,000	3,332
Trading account gains and fees	$0	134
Additional Noninterest Income	$489,000	1,506
Total noninterest expense	$1,191,000	3,174
Salaries and employee benefits	$673,000	3,053
Premises and equipment expense	$128,000	3,967
Additional noninterest expense	$390,000	2,918
Pre-tax net operating income	$493,000	3,530
Securities gains (losses)	$0	2,891
Applicable income taxes	$162,000	3,089
Income before extraordinary items	$331,000	3,968
Extraordinary gains, net	$0	21
Net income	$331,000	3,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,431
Cash dividends	$494,000	1,250
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$331,000	3,780
2002-12-31 (YTD Data)		Rank
Total interest income	$8,293,000	3,551
Total interest expense	$3,733,000	2,915
Net interest income	$4,560,000	3,948
Provision for loan and lease losses	$0	8,089
Total noninterest income	$2,391,000	1,854
Gross Fiduciary activities income	$34,000	1,190
Service charges on deposit accounts	$427,000	3,373
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,930,000	1,347
Total noninterest expense	$4,691,000	3,094
Salaries and employee benefits	$2,528,000	3,092
Premises and equipment expense	$605,000	3,390
Additional noninterest expense	$1,558,000	2,873
Pre-tax net operating income	$2,260,000	3,119
Securities gains (losses)	$160,000	1,324
Applicable income taxes	$812,000	2,567
Income before extraordinary items	$1,608,000	3,322
Extraordinary gains, net	$0	70
Net income	$1,608,000	3,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,091
Cash dividends	$608,000	3,120
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,502,400	3,394
2001-12-31 (YTD Data)		Rank
Total interest income	$8,700,000	3,744
Total interest expense	$4,667,000	3,352
Net interest income	$4,033,000	4,103
Provision for loan and lease losses	$0	8,228
Total noninterest income	$1,984,000	2,029
Gross Fiduciary activities income	$54,000	1,121
Service charges on deposit accounts	$373,000	3,588
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,557,000	1,481
Total noninterest expense	$4,173,000	3,302
Salaries and employee benefits	$2,149,000	3,380
Premises and equipment expense	$442,000	4,286
Additional noninterest expense	$1,582,000	2,744
Pre-tax net operating income	$1,844,000	3,368
Securities gains (losses)	$151,000	1,402
Applicable income taxes	$665,000	2,768
Income before extraordinary items	$1,330,000	3,531
Extraordinary gains, net	$0	105
Net income	$1,330,000	3,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,784
Cash dividends	$760,000	2,704
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,228,830	3,625
2000-12-31 (YTD Data)		Rank
Total interest income	$8,429,000	3,963
Total interest expense	$4,487,000	3,627
Net interest income	$3,942,000	4,232
Provision for loan and lease losses	$0	8,337
Total noninterest income	$2,037,000	1,845
Gross Fiduciary activities income	$33,000	1,098
Service charges on deposit accounts	$366,000	3,469
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,638,000	1,288
Total noninterest expense	$4,231,000	3,179
Salaries and employee benefits	$2,277,000	3,081
Premises and equipment expense	$404,000	4,477
Additional noninterest expense	$1,550,000	2,726
Pre-tax net operating income	$1,748,000	3,639
Securities gains (losses)	$54,000	703
Applicable income taxes	$628,000	3,015
Income before extraordinary items	$1,174,000	3,924
Extraordinary gains, net	$0	38
Net income	$1,174,000	3,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	9,516
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,138,900	4,000
1999-12-31 (YTD Data)		Rank
Total interest income	$7,471,000	4,167
Total interest expense	$3,509,000	4,035
Net interest income	$3,962,000	4,203
Provision for loan and lease losses	$0	8,503
Total noninterest income	$1,388,000	2,417
Gross Fiduciary activities income	$61,000	1,073
Service charges on deposit accounts	$368,000	3,430
Trading account gains and fees	$0	173
Additional Noninterest Income	$959,000	1,933
Total noninterest expense	$3,729,000	3,528
Salaries and employee benefits	$1,920,000	3,569
Premises and equipment expense	$473,000	3,968
Additional noninterest expense	$1,336,000	3,151
Pre-tax net operating income	$1,621,000	3,890
Securities gains (losses)	$22,000	1,340
Applicable income taxes	$542,000	3,457
Income before extraordinary items	$1,101,000	4,143
Extraordinary gains, net	$0	35
Net income	$1,101,000	4,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	9,592
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,086,260	4,145
1998-12-31 (YTD Data)		Rank
Total interest income	$7,714,000	4,064
Total interest expense	$3,715,000	3,916
Net interest income	$3,999,000	4,119
Provision for loan and lease losses	$0	8,652
Total noninterest income	$1,297,000	2,526
Gross Fiduciary activities income	$30,000	1,185
Service charges on deposit accounts	$336,000	3,594
Trading account gains and fees	$0	224
Additional Noninterest Income	$931,000	1,963
Total noninterest expense	$3,596,000	3,530
Salaries and employee benefits	$1,800,000	3,667
Premises and equipment expense	$521,000	3,566
Additional noninterest expense	$1,275,000	3,199
Pre-tax net operating income	$1,700,000	3,798
Securities gains (losses)	$28,000	2,162
Applicable income taxes	$559,000	3,584
Income before extraordinary items	$1,169,000	4,019
Extraordinary gains, net	$0	32
Net income	$1,169,000	4,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,386
Cash dividends	$1,330,000	1,813
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,149,960	3,976
1997-12-31 (YTD Data)		Rank
Total interest income	$7,498,000	4,238
Total interest expense	$3,556,000	4,088
Net interest income	$3,942,000	4,289
Provision for loan and lease losses	$0	8,829
Total noninterest income	$1,203,000	2,627
Gross Fiduciary activities income	$30,000	1,236
Service charges on deposit accounts	$347,000	3,636
Trading account gains and fees	$0	239
Additional Noninterest Income	$826,000	1,992
Total noninterest expense	$3,513,000	3,594
Salaries and employee benefits	$1,744,000	3,747
Premises and equipment expense	$578,000	3,257
Additional noninterest expense	$1,191,000	3,379
Pre-tax net operating income	$1,632,000	4,161
Securities gains (losses)	$-5,000	9,661
Applicable income taxes	$537,000	4,008
Income before extraordinary items	$1,090,000	4,398
Extraordinary gains, net	$0	44
Net income	$1,090,000	4,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	10,357
Cash dividends	$27,000	7,512
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,093,350	4,320
1996-12-31 (YTD Data)		Rank
Total interest income	$6,609,000	4,805
Total interest expense	$3,135,000	4,596
Net interest income	$3,474,000	4,849
Provision for loan and lease losses	$0	9,041
Total noninterest income	$688,000	4,162
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$378,000	3,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	3,995
Total noninterest expense	$2,665,000	4,760
Salaries and employee benefits	$1,304,000	4,843
Premises and equipment expense	$543,000	3,520
Additional noninterest expense	$818,000	5,130
Pre-tax net operating income	$1,497,000	4,346
Securities gains (losses)	$12,000	2,365
Applicable income taxes	$481,000	4,269
Income before extraordinary items	$1,028,000	4,384
Extraordinary gains, net	$0	53
Net income	$1,028,000	4,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,019
Cash dividends	$1,330,000	1,737
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,019,840	4,361
1995-12-31 (YTD Data)		Rank
Total interest income	$6,071,000	5,154
Total interest expense	$3,145,000	4,546
Net interest income	$2,926,000	5,610
Provision for loan and lease losses	$100,000	4,579
Total noninterest income	$989,000	3,130
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$374,000	3,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$615,000	2,493
Total noninterest expense	$2,773,000	4,567
Salaries and employee benefits	$1,396,000	4,568
Premises and equipment expense	$573,000	3,338
Additional noninterest expense	$804,000	5,234
Pre-tax net operating income	$1,042,000	5,819
Securities gains (losses)	$54,000	1,255
Applicable income taxes	$309,000	5,889
Income before extraordinary items	$787,000	5,510
Extraordinary gains, net	$0	65
Net income	$787,000	5,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,236
Cash dividends	$76,000	7,251
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$748,120	5,698
1994-12-31 (YTD Data)		Rank
Total interest income	$5,532,000	5,211
Total interest expense	$2,481,000	4,693
Net interest income	$3,051,000	5,547
Provision for loan and lease losses	$442,000	1,698
Total noninterest income	$702,000	4,115
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$359,000	3,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	3,763
Total noninterest expense	$2,378,000	5,390
Salaries and employee benefits	$1,165,000	5,391
Premises and equipment expense	$442,000	4,223
Additional noninterest expense	$771,000	5,875
Pre-tax net operating income	$933,000	6,247
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$248,000	6,570
Income before extraordinary items	$686,000	5,994
Extraordinary gains, net	$0	249
Net income	$686,000	6,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,825
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$685,270	6,068
1993-12-31 (YTD Data)		Rank
Total interest income	$5,452,000	5,375
Total interest expense	$2,398,000	5,001
Net interest income	$3,054,000	5,573
Provision for loan and lease losses	$365,000	2,613
Total noninterest income	$699,000	4,448
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$348,000	3,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$351,000	4,101
Total noninterest expense	$2,121,000	6,046
Salaries and employee benefits	$1,066,000	5,807
Premises and equipment expense	$367,000	5,048
Additional noninterest expense	$688,000	6,647
Pre-tax net operating income	$1,267,000	4,971
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$366,000	5,329
Income before extraordinary items	$918,000	5,019
Extraordinary gains, net	$0	3,149
Net income	$918,000	5,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$593,000	1,593
Cash dividends	$380,000	3,807
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$905,930	4,846
1992-12-31 (YTD Data)		Rank
Total interest income	$6,214,000	5,332
Total interest expense	$3,122,000	4,986
Net interest income	$3,092,000	5,591
Provision for loan and lease losses	$732,000	2,292
Total noninterest income	$627,000	4,812
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$306,000	4,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$321,000	4,244
Total noninterest expense	$2,060,000	6,222
Salaries and employee benefits	$1,014,000	5,949
Premises and equipment expense	$352,000	5,344
Additional noninterest expense	$694,000	6,787
Pre-tax net operating income	$927,000	5,962
Securities gains (losses)	$9,000	6,537
Applicable income taxes	$249,000	6,674
Income before extraordinary items	$687,000	6,003
Extraordinary gains, net	$0	1,422
Net income	$687,000	6,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$592,000	2,188
Cash dividends	$836,000	1,831
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$680,430	5,700

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.