Home > First State Bank > Net charge- offs to loans
First State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,009 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 4,307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2580% | 4,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2580% | 4,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,068 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,154 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3599% | 4,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3599% | 4,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 4,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 4,376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2135% | 4,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2135% | 4,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | -0.0782% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 4,442 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1501% | 4,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1501% | 4,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0479% | 4,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0685% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 4,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1310% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0923% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1411% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1552% | 4,430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1552% | 4,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0640% | 4,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0930% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 4,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1936% | 4,636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1227% | 4,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2148% | 4,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2068% | 4,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2068% | 4,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0969% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1397% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 4,180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0633% | 4,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3100% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1832% | 3,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3526% | 4,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2355% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2355% | 4,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 464 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 4,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0616% | 4,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0975% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0896% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1174% | 3,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2682% | 4,650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1437% | 3,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3088% | 4,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1057% | 1,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0815% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1249% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0964% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1665% | 4,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3446% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1889% | 3,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3943% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1372% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1001% | 4,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1469% | 4,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.1039% | 4,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2526% | 4,019 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4042% | 4,782 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2628% | 3,607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4494% | 4,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1326% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1326% | 4,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1017% | 4,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1545% | 4,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.0581% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4634% | 4,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5043% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4505% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 1.1313% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 4,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1388% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1324% | 3,635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1410% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1693% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 1.8346% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0709% | 4,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1174% | 4,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1677% | 3,674 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1004% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2175% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2175% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0765% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1187% | 4,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.0380% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1051% | 4,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1737% | 4,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2413% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1504% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3166% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3166% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1465% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2090% | 4,949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2095% | 4,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2717% | 4,921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4547% | 3,745 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2093% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3132% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3132% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0732% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1088% | 4,931 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0548% | 4,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2187% | 4,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0267% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2770% | 4,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4590% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4590% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0776% | 4,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1150% | 5,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0725% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2110% | 5,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 3,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2665% | 5,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 3,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6127% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6127% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0649% | 4,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0984% | 5,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2751% | 5,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3528% | 5,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6821% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6821% | 973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1274% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1848% | 5,184 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5222% | 5,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0357% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6805% | 5,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2005% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2005% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0924% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1012% | 5,104 |
| Percentage Net Loans Charged-off:Construction & development | -1.4612% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0503% | 4,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0460% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0822% | 5,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1432% | 4,716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2476% | 5,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2476% | 4,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1249% | 5,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1317% | 5,204 |
| Percentage Net Loans Charged-off:Construction & development | -2.0921% | 4,993 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0578% | 4,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0700% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1004% | 5,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1943% | 4,834 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4443% | 5,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4443% | 5,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0467% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 4,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1180% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0689% | 5,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2946% | 4,992 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6262% | 5,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6262% | 5,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0572% | 5,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0687% | 5,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2406% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2406% | 4,940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 7.2619% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0728% | 5,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 3,905 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0871% | 5,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2733% | 5,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4646% | 5,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4646% | 5,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0513% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 5,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,919 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0863% | 5,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2757% | 5,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5399% | 5,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5399% | 5,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0681% | 5,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0764% | 5,316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0434% | 3,942 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0901% | 5,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3789% | 5,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7362% | 5,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7362% | 5,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 5,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0376% | 4,006 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2611% | 5,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2611% | 5,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0721% | 5,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2186% | 5,658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1703% | 4,264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2375% | 5,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0236% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0358% | 5,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0358% | 5,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0764% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 5,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1589% | 5,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2188% | 4,311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1356% | 5,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8655% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0740% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0867% | 5,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2637% | 5,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1292% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3160% | 5,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2784% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0786% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0786% | 2,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0761% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2824% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0775% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2305% | 5,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1300% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2682% | 5,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4899% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4656% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4656% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0463% | 5,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.1265% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1778% | 5,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2827% | 4,480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1421% | 5,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7731% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1530% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1530% | 5,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9690% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 5,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.1713% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1805% | 5,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3539% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1222% | 5,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6899% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3121% | 5,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3121% | 5,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6484% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5582% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.2606% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 5,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4816% | 4,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2734% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3280% | 5,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3280% | 5,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7152% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0584% | 5,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0882% | 5,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.5285% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 5,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3037% | 6,154 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8710% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1168% | 5,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 5,851 |
| Percentage Net Loans Charged-off:Construction & development | -1.3677% | 5,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 2,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 5,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7244% | 4,765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1154% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0206% | 5,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 5,889 |
| Percentage Net Loans Charged-off:Construction & development | -1.9760% | 5,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 5,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6793% | 4,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 4,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1839% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1839% | 2,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1440% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | -1.2027% | 5,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4448% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1265% | 4,670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6206% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 4,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3261% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3261% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1448% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3077% | 888 |
| Percentage Net Loans Charged-off:Construction & development | -1.2307% | 5,876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8459% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1910% | 4,740 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1686% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7517% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7517% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1464% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3023% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3070% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | -5.5687% | 6,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5481% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1908% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6079% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 3,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3205% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2376% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3874% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3969% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | -7.9635% | 6,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7147% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2312% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7130% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 2,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 3,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2669% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5428% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5663% | 986 |
| Percentage Net Loans Charged-off:Construction & development | -11.8352% | 6,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0996% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2478% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9971% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5887% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0608% | 5,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0608% | 5,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1962% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1761% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2474% | 395 |
| Percentage Net Loans Charged-off:Construction & development | -5.8770% | 6,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1742% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4796% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5557% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2399% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1775% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1250% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1250% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1675% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9736% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1091% | 879 |
| Percentage Net Loans Charged-off:Construction & development | -11.0828% | 6,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6517% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0301% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1509% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0059% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1508% | 2,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1631% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1631% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 125.7669% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8976% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0075% | 954 |
| Percentage Net Loans Charged-off:Construction & development | -13.3650% | 6,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3037% | 1,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2748% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5274% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2238% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2445% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5160% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5157% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | 130.2000% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8761% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9907% | 988 |
| Percentage Net Loans Charged-off:Construction & development | -16.5611% | 6,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4770% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3921% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3880% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3930% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3490% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0654% | 5,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0654% | 5,820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7374% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8954% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | -18.2826% | 6,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9759% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8537% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3541% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7473% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 5,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2622% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2622% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5973% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9021% | 712 |
| Percentage Net Loans Charged-off:Construction & development | -0.1792% | 6,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9102% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1118% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3976% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2568% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2644% | 6,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8605% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4474% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7060% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0205% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 5.6560% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0055% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9251% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7910% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9521% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3321% | 6,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6710% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2132% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4723% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7058% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 7.5136% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6657% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1556% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6671% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0538% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1153% | 6,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6257% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0614% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0507% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2415% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.6525% | 6,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3520% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9824% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7806% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6245% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1885% | 6,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2930% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2077% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8705% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0952% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 8.7149% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3801% | 2,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3228% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7544% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4201% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0727% | 5,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7224% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9069% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 9.6449% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2018% | 2,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8978% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0981% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8647% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8077% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9633% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 2.4153% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3917% | 7,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6507% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6584% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6495% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3899% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0732% | 4,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1775% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4104% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 3.8495% | 925 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1433% | 7,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6463% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8676% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9171% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0957% | 6,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1488% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4413% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4434% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 16.4828% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4278% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9000% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7638% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9195% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0077% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0666% | 5,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5448% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5516% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 9.7089% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3971% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3896% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9874% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4464% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9249% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 5,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0684% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1576% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 4.4592% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1708% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3542% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6079% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3196% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7413% | 2,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2503% | 7,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4636% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4749% | 760 |
| Percentage Net Loans Charged-off:Construction & development | -0.8091% | 7,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3439% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8047% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9592% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5193% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6727% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2303% | 7,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4381% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5473% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 16.9660% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2816% | 8,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6424% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3523% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4365% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8853% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9872% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9180% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0221% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 14.9051% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4707% | 8,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0959% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6439% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9126% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5235% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4260% | 3,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9424% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0378% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 16.2740% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6973% | 8,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8876% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8712% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7721% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7679% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.6382% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1269% | 8,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6012% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6291% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3748% | 7,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9245% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9746% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 10.4264% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9461% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6640% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5981% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7929% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7121% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9196% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5474% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5534% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 2.3178% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2419% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8640% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1564% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9508% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5194% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3612% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3477% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4300% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 0.1783% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3579% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1513% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1757% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3982% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4298% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9028% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9308% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5905% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2991% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4631% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2120% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6296% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6440% | 191 |
| Percentage Net Loans Charged-off:Construction & development | -0.1207% | 7,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6234% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8815% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3971% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9614% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3706% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.6405% | 7,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2438% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2241% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2637% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5303% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4122% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.3211% | 7,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2247% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8246% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1312% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -0.6314% | 7,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4472% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2458% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2962% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3125% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5344% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.1367% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5973% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0643% | 6,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2885% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4737% | 3,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.1808% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0607% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0843% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3432% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0796% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4275% | 8,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2524% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2879% | 8,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5211% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8528% | 87 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2599% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7931% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1301% | 7,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2971% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8329% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2517% | 7,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2626% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0828% | 1,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 3,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5626% | 8,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0918% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1870% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1550% | 3,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3325% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3917% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2139% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2378% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2260% | 3,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7891% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4223% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1748% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2688% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2977% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 2,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7565% | 2,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5217% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 3,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4235% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5035% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0055% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9620% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 7,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4081% | 8,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0813% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 6,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3546% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0251% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4357% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2019% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 7,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4011% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0376% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 6,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3071% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4222% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2499% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1290% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2873% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0280% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 10,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6340% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 5,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0773% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9402% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0416% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8198% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1640% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4264% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6327% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6500% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1826% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3276% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 14.5546% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4862% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3420% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |