Home > First State Bank > Income and Expense
First State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,704,000 | 2,420 |
| Total interest expense | $3,166,000 | 2,546 |
| Net interest income | $10,538,000 | 2,319 |
| Provision for loan and lease losses | $46,000 | 2,829 |
| Total noninterest income | $1,975,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $301,000 | 2,186 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,674,000 | 1,772 |
| Total noninterest expense | $6,988,000 | 2,564 |
| Salaries and employee benefits | $3,086,000 | 2,905 |
| Premises and equipment expense | $925,000 | 2,118 |
| Additional noninterest expense | $1,674,000 | 1,772 |
| Pre-tax net operating income | $5,479,000 | 1,828 |
| Securities gains (losses) | $461,000 | 105 |
| Applicable income taxes | $1,150,000 | 1,350 |
| Income before extraordinary items | $4,790,000 | 1,777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,790,000 | 1,798 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,790,000 | 1,780 |
| Net charge-offs | $39,000 | 1,919 |
| Cash dividends | $1,200,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,416,590 | 1,904 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,898,000 | 2,439 |
| Total interest expense | $2,112,000 | 2,581 |
| Net interest income | $7,786,000 | 2,350 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,589,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $223,000 | 2,215 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,366,000 | 1,695 |
| Total noninterest expense | $5,373,000 | 2,511 |
| Salaries and employee benefits | $2,508,000 | 2,776 |
| Premises and equipment expense | $657,000 | 2,188 |
| Additional noninterest expense | $1,366,000 | 1,695 |
| Pre-tax net operating income | $4,002,000 | 1,901 |
| Securities gains (losses) | $461,000 | 64 |
| Applicable income taxes | $1,023,000 | 1,272 |
| Income before extraordinary items | $3,440,000 | 1,893 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,440,000 | 1,910 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,440,000 | 1,893 |
| Net charge-offs | $34,000 | 1,648 |
| Cash dividends | $900,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,075,810 | 2,047 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 2,464 |
| Total interest expense | $1,258,000 | 2,560 |
| Net interest income | $5,101,000 | 2,391 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $614,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $138,000 | 2,300 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $476,000 | 2,243 |
| Total noninterest expense | $3,655,000 | 2,459 |
| Salaries and employee benefits | $1,708,000 | 2,745 |
| Premises and equipment expense | $508,000 | 1,999 |
| Additional noninterest expense | $476,000 | 2,239 |
| Pre-tax net operating income | $2,060,000 | 2,213 |
| Securities gains (losses) | $461,000 | 78 |
| Applicable income taxes | $541,000 | 1,439 |
| Income before extraordinary items | $1,980,000 | 2,071 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,980,000 | 2,096 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,980,000 | 2,071 |
| Net charge-offs | $20,000 | 1,543 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,615,810 | 2,329 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 2,511 |
| Total interest expense | $561,000 | 2,517 |
| Net interest income | $2,486,000 | 2,439 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $311,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $62,000 | 2,450 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $249,000 | 2,192 |
| Total noninterest expense | $1,633,000 | 2,658 |
| Salaries and employee benefits | $802,000 | 2,873 |
| Premises and equipment expense | $239,000 | 2,107 |
| Additional noninterest expense | $249,000 | 2,192 |
| Pre-tax net operating income | $1,164,000 | 2,113 |
| Securities gains (losses) | $461,000 | 63 |
| Applicable income taxes | $379,000 | 1,201 |
| Income before extraordinary items | $1,246,000 | 1,808 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,246,000 | 1,808 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,246,000 | 1,808 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $881,810 | 2,297 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,027,000 | 2,513 |
| Total interest expense | $946,000 | 2,487 |
| Net interest income | $9,081,000 | 2,497 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,603,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $391,000 | 1,973 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,212,000 | 2,126 |
| Total noninterest expense | $6,118,000 | 2,731 |
| Salaries and employee benefits | $2,759,000 | 3,056 |
| Premises and equipment expense | $620,000 | 2,671 |
| Additional noninterest expense | $1,212,000 | 2,126 |
| Pre-tax net operating income | $4,566,000 | 2,143 |
| Securities gains (losses) | $536,000 | 68 |
| Applicable income taxes | $1,125,000 | 1,464 |
| Income before extraordinary items | $3,977,000 | 2,114 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,977,000 | 2,113 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,977,000 | 2,113 |
| Net charge-offs | $5,000 | 2,318 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,553,560 | 2,279 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 2,513 |
| Total interest expense | $552,000 | 2,547 |
| Net interest income | $6,720,000 | 2,498 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,236,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $225,000 | 2,256 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,011,000 | 2,040 |
| Total noninterest expense | $4,681,000 | 2,685 |
| Salaries and employee benefits | $2,216,000 | 2,952 |
| Premises and equipment expense | $440,000 | 2,748 |
| Additional noninterest expense | $1,011,000 | 2,040 |
| Pre-tax net operating income | $3,275,000 | 2,182 |
| Securities gains (losses) | $536,000 | 63 |
| Applicable income taxes | $869,000 | 1,446 |
| Income before extraordinary items | $2,942,000 | 2,111 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,942,000 | 2,111 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,942,000 | 2,110 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $900,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,518,560 | 2,324 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 2,497 |
| Total interest expense | $286,000 | 2,717 |
| Net interest income | $4,517,000 | 2,467 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $917,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $145,000 | 2,289 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $772,000 | 1,948 |
| Total noninterest expense | $3,051,000 | 2,712 |
| Salaries and employee benefits | $1,581,000 | 2,855 |
| Premises and equipment expense | $279,000 | 2,841 |
| Additional noninterest expense | $1,191,000 | 2,307 |
| Pre-tax net operating income | $2,383,000 | 1,981 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $530,000 | 1,446 |
| Income before extraordinary items | $1,851,000 | 2,084 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,851,000 | 2,085 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,851,000 | 2,084 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,852,580 | 2,122 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 2,407 |
| Total interest expense | $141,000 | 2,708 |
| Net interest income | $2,342,000 | 2,360 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $625,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $70,000 | 2,323 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $555,000 | 1,575 |
| Total noninterest expense | $1,440,000 | 2,782 |
| Salaries and employee benefits | $704,000 | 3,029 |
| Premises and equipment expense | $123,000 | 3,041 |
| Additional noninterest expense | $613,000 | 2,263 |
| Pre-tax net operating income | $1,527,000 | 1,618 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $352,000 | 1,187 |
| Income before extraordinary items | $1,173,000 | 1,722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,173,000 | 1,723 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,173,000 | 1,722 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,174,580 | 1,744 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 2,502 |
| Total interest expense | $669,000 | 2,761 |
| Net interest income | $9,029,000 | 2,462 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,712,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $251,000 | 2,384 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,461,000 | 2,241 |
| Total noninterest expense | $5,967,000 | 2,746 |
| Salaries and employee benefits | $2,733,000 | 3,079 |
| Premises and equipment expense | $516,000 | 2,986 |
| Additional noninterest expense | $2,718,000 | 2,122 |
| Pre-tax net operating income | $4,774,000 | 2,112 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $916,000 | 1,666 |
| Income before extraordinary items | $3,858,000 | 2,214 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,858,000 | 2,215 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,858,000 | 2,215 |
| Net charge-offs | $24,000 | 1,997 |
| Cash dividends | $900,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,858,000 | 2,186 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 2,547 |
| Total interest expense | $505,000 | 2,852 |
| Net interest income | $6,760,000 | 2,507 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $871,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $181,000 | 2,436 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $690,000 | 2,731 |
| Total noninterest expense | $4,444,000 | 2,763 |
| Salaries and employee benefits | $2,174,000 | 2,994 |
| Premises and equipment expense | $372,000 | 3,069 |
| Additional noninterest expense | $1,898,000 | 2,236 |
| Pre-tax net operating income | $3,187,000 | 2,359 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $548,000 | 1,919 |
| Income before extraordinary items | $2,639,000 | 2,442 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,639,000 | 2,442 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,639,000 | 2,442 |
| Net charge-offs | $20,000 | 1,734 |
| Cash dividends | $600,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,639,000 | 2,408 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 2,612 |
| Total interest expense | $339,000 | 2,908 |
| Net interest income | $4,332,000 | 2,573 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $543,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $117,000 | 2,443 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $426,000 | 2,786 |
| Total noninterest expense | $2,992,000 | 2,729 |
| Salaries and employee benefits | $1,573,000 | 2,873 |
| Premises and equipment expense | $247,000 | 3,068 |
| Additional noninterest expense | $1,172,000 | 2,324 |
| Pre-tax net operating income | $1,883,000 | 2,477 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $418,000 | 1,809 |
| Income before extraordinary items | $1,465,000 | 2,664 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,465,000 | 2,663 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,465,000 | 2,664 |
| Net charge-offs | $11,000 | 1,721 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,465,000 | 2,638 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 2,661 |
| Total interest expense | $169,000 | 3,005 |
| Net interest income | $2,083,000 | 2,606 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $253,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $7,000 | 4,369 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $246,000 | 2,645 |
| Total noninterest expense | $1,346,000 | 2,905 |
| Salaries and employee benefits | $712,000 | 3,009 |
| Premises and equipment expense | $120,000 | 3,116 |
| Additional noninterest expense | $514,000 | 2,483 |
| Pre-tax net operating income | $990,000 | 2,378 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $224,000 | 1,731 |
| Income before extraordinary items | $766,000 | 2,572 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $766,000 | 2,570 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $766,000 | 2,572 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $766,000 | 2,544 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,473,000 | 2,597 |
| Total interest expense | $797,000 | 3,269 |
| Net interest income | $8,676,000 | 2,484 |
| Provision for loan and lease losses | $285,000 | 2,734 |
| Total noninterest income | $1,252,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $537,000 | 1,539 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $715,000 | 2,794 |
| Total noninterest expense | $5,407,000 | 2,857 |
| Salaries and employee benefits | $2,584,000 | 3,165 |
| Premises and equipment expense | $389,000 | 3,450 |
| Additional noninterest expense | $2,434,000 | 2,243 |
| Pre-tax net operating income | $4,236,000 | 1,998 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $902,000 | 1,511 |
| Income before extraordinary items | $3,341,000 | 2,148 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,341,000 | 2,148 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,341,000 | 2,148 |
| Net charge-offs | $37,000 | 2,553 |
| Cash dividends | $1,500,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,335,470 | 2,102 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 2,587 |
| Total interest expense | $625,000 | 3,296 |
| Net interest income | $6,587,000 | 2,458 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $983,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $397,000 | 1,551 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $586,000 | 2,677 |
| Total noninterest expense | $4,071,000 | 2,846 |
| Salaries and employee benefits | $2,003,000 | 3,090 |
| Premises and equipment expense | $244,000 | 3,722 |
| Additional noninterest expense | $1,824,000 | 2,213 |
| Pre-tax net operating income | $3,274,000 | 1,931 |
| Securities gains (losses) | $8,000 | 2,173 |
| Applicable income taxes | $641,000 | 1,534 |
| Income before extraordinary items | $2,641,000 | 2,068 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,641,000 | 2,069 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,641,000 | 2,069 |
| Net charge-offs | $28,000 | 2,359 |
| Cash dividends | $900,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,634,600 | 2,018 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 2,624 |
| Total interest expense | $461,000 | 3,247 |
| Net interest income | $4,337,000 | 2,501 |
| Provision for loan and lease losses | $165,000 | 2,577 |
| Total noninterest income | $602,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $272,000 | 1,542 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $330,000 | 2,807 |
| Total noninterest expense | $2,752,000 | 2,829 |
| Salaries and employee benefits | $1,413,000 | 3,029 |
| Premises and equipment expense | $166,000 | 3,694 |
| Additional noninterest expense | $1,173,000 | 2,255 |
| Pre-tax net operating income | $2,022,000 | 1,990 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $391,000 | 1,547 |
| Income before extraordinary items | $1,631,000 | 2,120 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,631,000 | 2,120 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,631,000 | 2,120 |
| Net charge-offs | $27,000 | 2,053 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,631,000 | 2,077 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 2,617 |
| Total interest expense | $283,000 | 3,091 |
| Net interest income | $2,116,000 | 2,498 |
| Provision for loan and lease losses | $80,000 | 2,135 |
| Total noninterest income | $346,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $160,000 | 1,558 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $186,000 | 2,517 |
| Total noninterest expense | $1,183,000 | 3,123 |
| Salaries and employee benefits | $610,000 | 3,276 |
| Premises and equipment expense | $55,000 | 4,213 |
| Additional noninterest expense | $518,000 | 2,487 |
| Pre-tax net operating income | $1,199,000 | 1,584 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $234,000 | 1,266 |
| Income before extraordinary items | $965,000 | 1,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $965,000 | 1,715 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $965,000 | 1,715 |
| Net charge-offs | $11,000 | 1,834 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $965,000 | 1,681 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,668,000 | 2,634 |
| Total interest expense | $1,486,000 | 2,753 |
| Net interest income | $8,182,000 | 2,582 |
| Provision for loan and lease losses | $25,000 | 3,652 |
| Total noninterest income | $1,139,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $673,000 | 1,550 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $466,000 | 3,100 |
| Total noninterest expense | $5,941,000 | 2,717 |
| Salaries and employee benefits | $3,083,000 | 2,888 |
| Premises and equipment expense | $532,000 | 3,003 |
| Additional noninterest expense | $2,326,000 | 2,323 |
| Pre-tax net operating income | $3,355,000 | 2,300 |
| Securities gains (losses) | $-1,000 | 4,531 |
| Applicable income taxes | $820,000 | 1,582 |
| Income before extraordinary items | $2,534,000 | 2,552 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,534,000 | 2,553 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,534,000 | 2,554 |
| Net charge-offs | $28,000 | 2,969 |
| Cash dividends | $1,200,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,534,790 | 2,520 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 2,696 |
| Total interest expense | $1,154,000 | 2,736 |
| Net interest income | $5,997,000 | 2,657 |
| Provision for loan and lease losses | $25,000 | 3,438 |
| Total noninterest income | $819,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $513,000 | 1,534 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $306,000 | 3,266 |
| Total noninterest expense | $4,489,000 | 2,718 |
| Salaries and employee benefits | $2,431,000 | 2,805 |
| Premises and equipment expense | $309,000 | 3,446 |
| Additional noninterest expense | $1,749,000 | 2,309 |
| Pre-tax net operating income | $2,302,000 | 2,497 |
| Securities gains (losses) | $-1,000 | 4,641 |
| Applicable income taxes | $430,000 | 1,931 |
| Income before extraordinary items | $1,871,000 | 2,642 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,871,000 | 2,643 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,871,000 | 2,643 |
| Net charge-offs | $23,000 | 2,640 |
| Cash dividends | $900,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,871,810 | 2,600 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 2,726 |
| Total interest expense | $769,000 | 2,724 |
| Net interest income | $3,926,000 | 2,701 |
| Provision for loan and lease losses | $20,000 | 3,272 |
| Total noninterest income | $547,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $334,000 | 1,547 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $213,000 | 3,205 |
| Total noninterest expense | $3,009,000 | 2,724 |
| Salaries and employee benefits | $1,638,000 | 2,802 |
| Premises and equipment expense | $191,000 | 3,599 |
| Additional noninterest expense | $1,180,000 | 2,306 |
| Pre-tax net operating income | $1,444,000 | 2,579 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $266,000 | 1,962 |
| Income before extraordinary items | $1,178,000 | 2,700 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,178,000 | 2,699 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,178,000 | 2,699 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,178,000 | 2,668 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 2,787 |
| Total interest expense | $373,000 | 2,734 |
| Net interest income | $1,912,000 | 2,773 |
| Provision for loan and lease losses | $20,000 | 2,754 |
| Total noninterest income | $238,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $160,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 3,530 |
| Total noninterest expense | $1,596,000 | 2,651 |
| Salaries and employee benefits | $895,000 | 2,685 |
| Premises and equipment expense | $80,000 | 3,909 |
| Additional noninterest expense | $621,000 | 2,228 |
| Pre-tax net operating income | $534,000 | 2,979 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $95,000 | 2,198 |
| Income before extraordinary items | $439,000 | 3,083 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $439,000 | 3,080 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $439,000 | 3,082 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $300,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $439,000 | 3,068 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,558,000 | 2,811 |
| Total interest expense | $1,048,000 | 2,862 |
| Net interest income | $7,510,000 | 2,768 |
| Provision for loan and lease losses | $70,000 | 3,296 |
| Total noninterest income | $1,245,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $711,000 | 1,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $534,000 | 2,974 |
| Total noninterest expense | $5,514,000 | 2,867 |
| Salaries and employee benefits | $3,136,000 | 2,872 |
| Premises and equipment expense | $363,000 | 3,711 |
| Additional noninterest expense | $2,015,000 | 2,583 |
| Pre-tax net operating income | $3,171,000 | 2,421 |
| Securities gains (losses) | $-9,000 | 4,385 |
| Applicable income taxes | $323,000 | 2,331 |
| Income before extraordinary items | $2,839,000 | 2,394 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,839,000 | 2,393 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,839,000 | 2,393 |
| Net charge-offs | $25,000 | 3,000 |
| Cash dividends | $1,200,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,847,100 | 2,390 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 2,844 |
| Total interest expense | $645,000 | 3,096 |
| Net interest income | $5,653,000 | 2,769 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $962,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $530,000 | 1,530 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $432,000 | 2,935 |
| Total noninterest expense | $4,301,000 | 2,805 |
| Salaries and employee benefits | $2,478,000 | 2,792 |
| Premises and equipment expense | $280,000 | 3,694 |
| Additional noninterest expense | $1,543,000 | 2,553 |
| Pre-tax net operating income | $2,254,000 | 2,552 |
| Securities gains (losses) | $-9,000 | 4,747 |
| Applicable income taxes | $415,000 | 1,954 |
| Income before extraordinary items | $1,830,000 | 2,667 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,830,000 | 2,666 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,830,000 | 2,666 |
| Net charge-offs | $23,000 | 2,632 |
| Cash dividends | $900,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,837,380 | 2,652 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 2,865 |
| Total interest expense | $392,000 | 3,157 |
| Net interest income | $3,727,000 | 2,790 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $692,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $343,000 | 1,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $349,000 | 2,706 |
| Total noninterest expense | $2,534,000 | 3,052 |
| Salaries and employee benefits | $1,488,000 | 3,007 |
| Premises and equipment expense | $168,000 | 3,902 |
| Additional noninterest expense | $878,000 | 2,861 |
| Pre-tax net operating income | $1,885,000 | 2,176 |
| Securities gains (losses) | $-8,000 | 4,955 |
| Applicable income taxes | $349,000 | 1,732 |
| Income before extraordinary items | $1,528,000 | 2,275 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,528,000 | 2,273 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,528,000 | 2,274 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,534,480 | 2,270 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 2,874 |
| Total interest expense | $199,000 | 3,080 |
| Net interest income | $1,865,000 | 2,811 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $420,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $162,000 | 1,631 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $258,000 | 2,191 |
| Total noninterest expense | $1,262,000 | 3,084 |
| Salaries and employee benefits | $837,000 | 2,812 |
| Premises and equipment expense | $86,000 | 3,893 |
| Additional noninterest expense | $339,000 | 3,406 |
| Pre-tax net operating income | $1,023,000 | 2,010 |
| Securities gains (losses) | $-8,000 | 5,192 |
| Applicable income taxes | $194,000 | 1,600 |
| Income before extraordinary items | $821,000 | 2,130 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $821,000 | 2,129 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $821,000 | 2,130 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $300,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $827,480 | 2,111 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 3,024 |
| Total interest expense | $613,000 | 3,358 |
| Net interest income | $6,782,000 | 2,955 |
| Provision for loan and lease losses | $80,000 | 3,246 |
| Total noninterest income | $1,778,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $582,000 | 1,822 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,196,000 | 2,069 |
| Total noninterest expense | $6,566,000 | 2,613 |
| Salaries and employee benefits | $3,734,000 | 2,588 |
| Premises and equipment expense | $709,000 | 2,636 |
| Additional noninterest expense | $2,123,000 | 2,548 |
| Pre-tax net operating income | $1,914,000 | 3,189 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $490,000 | 2,431 |
| Income before extraordinary items | $1,422,000 | 3,216 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,422,000 | 3,214 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,422,000 | 3,216 |
| Net charge-offs | $63,000 | 2,806 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,423,480 | 3,189 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 3,112 |
| Total interest expense | $442,000 | 3,422 |
| Net interest income | $4,924,000 | 3,037 |
| Provision for loan and lease losses | $20,000 | 3,698 |
| Total noninterest income | $1,402,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $490,000 | 1,656 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $912,000 | 2,091 |
| Total noninterest expense | $4,813,000 | 2,663 |
| Salaries and employee benefits | $2,771,000 | 2,628 |
| Premises and equipment expense | $755,000 | 2,108 |
| Additional noninterest expense | $1,287,000 | 2,953 |
| Pre-tax net operating income | $1,493,000 | 3,187 |
| Securities gains (losses) | $-2,000 | 5,199 |
| Applicable income taxes | $440,000 | 2,187 |
| Income before extraordinary items | $1,051,000 | 3,457 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,051,000 | 3,457 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,051,000 | 3,457 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $900,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,052,400 | 3,417 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 3,121 |
| Total interest expense | $259,000 | 3,605 |
| Net interest income | $3,268,000 | 3,033 |
| Provision for loan and lease losses | $20,000 | 3,394 |
| Total noninterest income | $1,049,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $369,000 | 1,508 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $680,000 | 1,962 |
| Total noninterest expense | $3,059,000 | 2,765 |
| Salaries and employee benefits | $1,873,000 | 2,609 |
| Premises and equipment expense | $251,000 | 3,291 |
| Additional noninterest expense | $935,000 | 2,796 |
| Pre-tax net operating income | $1,238,000 | 2,795 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $352,000 | 2,013 |
| Income before extraordinary items | $886,000 | 3,006 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $886,000 | 3,005 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $886,000 | 3,006 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $886,000 | 2,985 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 3,191 |
| Total interest expense | $119,000 | 3,733 |
| Net interest income | $1,588,000 | 3,095 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $528,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $174,000 | 1,575 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $354,000 | 1,878 |
| Total noninterest expense | $1,454,000 | 2,892 |
| Salaries and employee benefits | $918,000 | 2,690 |
| Premises and equipment expense | $126,000 | 3,328 |
| Additional noninterest expense | $410,000 | 3,070 |
| Pre-tax net operating income | $642,000 | 2,683 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $183,000 | 1,948 |
| Income before extraordinary items | $459,000 | 2,894 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $459,000 | 2,894 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $459,000 | 2,894 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $459,000 | 2,876 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 3,196 |
| Total interest expense | $468,000 | 3,762 |
| Net interest income | $6,288,000 | 3,094 |
| Provision for loan and lease losses | $30,000 | 3,875 |
| Total noninterest income | $1,979,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $683,000 | 1,646 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,296,000 | 2,076 |
| Total noninterest expense | $5,312,000 | 3,065 |
| Salaries and employee benefits | $3,173,000 | 2,929 |
| Premises and equipment expense | $446,000 | 3,587 |
| Additional noninterest expense | $1,693,000 | 3,090 |
| Pre-tax net operating income | $2,925,000 | 2,439 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $876,000 | 1,774 |
| Income before extraordinary items | $2,057,000 | 2,739 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,057,000 | 2,737 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,057,000 | 2,738 |
| Net charge-offs | $21,000 | 3,616 |
| Cash dividends | $1,200,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,051,400 | 2,691 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 3,232 |
| Total interest expense | $350,000 | 3,791 |
| Net interest income | $4,646,000 | 3,135 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $1,592,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $496,000 | 1,697 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,096,000 | 1,928 |
| Total noninterest expense | $4,038,000 | 3,043 |
| Salaries and employee benefits | $2,409,000 | 2,908 |
| Premises and equipment expense | $364,000 | 3,454 |
| Additional noninterest expense | $1,265,000 | 3,099 |
| Pre-tax net operating income | $2,170,000 | 2,490 |
| Securities gains (losses) | $-4,000 | 5,742 |
| Applicable income taxes | $643,000 | 1,835 |
| Income before extraordinary items | $1,523,000 | 2,801 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,523,000 | 2,801 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,523,000 | 2,801 |
| Net charge-offs | $16,000 | 3,263 |
| Cash dividends | $900,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,525,800 | 2,741 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 3,248 |
| Total interest expense | $227,000 | 3,858 |
| Net interest income | $3,091,000 | 3,150 |
| Provision for loan and lease losses | $15,000 | 3,638 |
| Total noninterest income | $955,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $311,000 | 1,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $644,000 | 2,056 |
| Total noninterest expense | $2,714,000 | 3,045 |
| Salaries and employee benefits | $1,613,000 | 2,920 |
| Premises and equipment expense | $220,000 | 3,652 |
| Additional noninterest expense | $881,000 | 3,020 |
| Pre-tax net operating income | $1,317,000 | 2,608 |
| Securities gains (losses) | $-2,000 | 5,810 |
| Applicable income taxes | $383,000 | 1,915 |
| Income before extraordinary items | $932,000 | 2,921 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $932,000 | 2,919 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $932,000 | 2,920 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $933,420 | 2,847 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 3,315 |
| Total interest expense | $105,000 | 4,009 |
| Net interest income | $1,514,000 | 3,203 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $492,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $154,000 | 1,765 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $338,000 | 1,948 |
| Total noninterest expense | $1,405,000 | 3,003 |
| Salaries and employee benefits | $808,000 | 2,927 |
| Premises and equipment expense | $111,000 | 3,664 |
| Additional noninterest expense | $486,000 | 2,825 |
| Pre-tax net operating income | $601,000 | 2,737 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $166,000 | 2,011 |
| Income before extraordinary items | $434,000 | 2,981 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $434,000 | 2,980 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $434,000 | 2,981 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $300,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $434,720 | 2,921 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 3,360 |
| Total interest expense | $423,000 | 4,034 |
| Net interest income | $5,814,000 | 3,252 |
| Provision for loan and lease losses | $29,000 | 3,918 |
| Total noninterest income | $1,856,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $618,000 | 1,805 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,238,000 | 2,104 |
| Total noninterest expense | $4,922,000 | 3,256 |
| Salaries and employee benefits | $2,978,000 | 3,042 |
| Premises and equipment expense | $424,000 | 3,802 |
| Additional noninterest expense | $1,520,000 | 3,372 |
| Pre-tax net operating income | $2,719,000 | 2,488 |
| Securities gains (losses) | $144,000 | 923 |
| Applicable income taxes | $850,000 | 1,741 |
| Income before extraordinary items | $2,013,000 | 2,725 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,013,000 | 2,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,013,000 | 2,727 |
| Net charge-offs | $77,000 | 2,887 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,912,200 | 2,760 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 3,429 |
| Total interest expense | $322,000 | 4,073 |
| Net interest income | $4,281,000 | 3,324 |
| Provision for loan and lease losses | $29,000 | 3,653 |
| Total noninterest income | $1,387,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $460,000 | 1,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $927,000 | 2,124 |
| Total noninterest expense | $3,630,000 | 3,314 |
| Salaries and employee benefits | $2,247,000 | 3,062 |
| Premises and equipment expense | $354,000 | 3,642 |
| Additional noninterest expense | $1,029,000 | 3,611 |
| Pre-tax net operating income | $2,009,000 | 2,564 |
| Securities gains (losses) | $144,000 | 808 |
| Applicable income taxes | $652,000 | 1,770 |
| Income before extraordinary items | $1,501,000 | 2,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 2,765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,501,000 | 2,766 |
| Net charge-offs | $54,000 | 2,717 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,400,200 | 2,842 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 3,476 |
| Total interest expense | $216,000 | 4,091 |
| Net interest income | $2,798,000 | 3,381 |
| Provision for loan and lease losses | $29,000 | 3,323 |
| Total noninterest income | $889,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $290,000 | 1,872 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $599,000 | 2,190 |
| Total noninterest expense | $2,438,000 | 3,321 |
| Salaries and employee benefits | $1,514,000 | 3,068 |
| Premises and equipment expense | $239,000 | 3,643 |
| Additional noninterest expense | $685,000 | 3,641 |
| Pre-tax net operating income | $1,220,000 | 2,705 |
| Securities gains (losses) | $147,000 | 655 |
| Applicable income taxes | $407,000 | 1,836 |
| Income before extraordinary items | $960,000 | 2,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $960,000 | 2,823 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $960,000 | 2,825 |
| Net charge-offs | $34,000 | 2,614 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $857,100 | 2,990 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,570 |
| Total interest expense | $109,000 | 4,124 |
| Net interest income | $1,343,000 | 3,474 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $445,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $141,000 | 1,902 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $304,000 | 2,112 |
| Total noninterest expense | $1,193,000 | 3,380 |
| Salaries and employee benefits | $765,000 | 3,064 |
| Premises and equipment expense | $97,000 | 4,092 |
| Additional noninterest expense | $331,000 | 3,732 |
| Pre-tax net operating income | $595,000 | 2,706 |
| Securities gains (losses) | $148,000 | 446 |
| Applicable income taxes | $202,000 | 1,810 |
| Income before extraordinary items | $541,000 | 2,577 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $541,000 | 2,580 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $541,000 | 2,579 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $432,960 | 2,925 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 3,482 |
| Total interest expense | $481,000 | 4,094 |
| Net interest income | $5,639,000 | 3,385 |
| Provision for loan and lease losses | $119,000 | 3,049 |
| Total noninterest income | $1,796,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $642,000 | 1,853 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,154,000 | 2,134 |
| Total noninterest expense | $4,825,000 | 3,396 |
| Salaries and employee benefits | $3,006,000 | 3,071 |
| Premises and equipment expense | $394,000 | 4,130 |
| Additional noninterest expense | $1,425,000 | 3,650 |
| Pre-tax net operating income | $2,491,000 | 2,599 |
| Securities gains (losses) | $-5,000 | 5,949 |
| Applicable income taxes | $768,000 | 1,805 |
| Income before extraordinary items | $1,718,000 | 2,991 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,718,000 | 2,990 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,718,000 | 2,991 |
| Net charge-offs | $43,000 | 3,878 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,721,450 | 2,936 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 3,524 |
| Total interest expense | $365,000 | 4,132 |
| Net interest income | $4,202,000 | 3,421 |
| Provision for loan and lease losses | $63,000 | 3,232 |
| Total noninterest income | $1,256,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $479,000 | 1,869 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $777,000 | 2,300 |
| Total noninterest expense | $3,775,000 | 3,317 |
| Salaries and employee benefits | $2,419,000 | 2,949 |
| Premises and equipment expense | $359,000 | 3,778 |
| Additional noninterest expense | $997,000 | 3,843 |
| Pre-tax net operating income | $1,620,000 | 2,893 |
| Securities gains (losses) | $-5,000 | 6,058 |
| Applicable income taxes | $461,000 | 2,052 |
| Income before extraordinary items | $1,154,000 | 3,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,154,000 | 3,225 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,154,000 | 3,227 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,157,550 | 3,178 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 3,525 |
| Total interest expense | $249,000 | 4,122 |
| Net interest income | $2,793,000 | 3,428 |
| Provision for loan and lease losses | $63,000 | 2,736 |
| Total noninterest income | $790,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $317,000 | 1,863 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $473,000 | 2,382 |
| Total noninterest expense | $2,521,000 | 3,322 |
| Salaries and employee benefits | $1,609,000 | 2,973 |
| Premises and equipment expense | $240,000 | 3,807 |
| Additional noninterest expense | $672,000 | 3,832 |
| Pre-tax net operating income | $999,000 | 2,976 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $282,000 | 2,086 |
| Income before extraordinary items | $716,000 | 3,295 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $716,000 | 3,300 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $716,000 | 3,300 |
| Net charge-offs | $18,000 | 3,462 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $716,720 | 3,253 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 3,523 |
| Total interest expense | $127,000 | 4,134 |
| Net interest income | $1,415,000 | 3,407 |
| Provision for loan and lease losses | $13,000 | 3,276 |
| Total noninterest income | $436,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $150,000 | 1,929 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $286,000 | 2,061 |
| Total noninterest expense | $1,309,000 | 3,264 |
| Salaries and employee benefits | $792,000 | 3,017 |
| Premises and equipment expense | $174,000 | 3,020 |
| Additional noninterest expense | $343,000 | 3,790 |
| Pre-tax net operating income | $529,000 | 2,790 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $153,000 | 1,986 |
| Income before extraordinary items | $376,000 | 3,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $376,000 | 3,130 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $376,000 | 3,131 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $376,000 | 3,092 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 3,659 |
| Total interest expense | $613,000 | 4,044 |
| Net interest income | $5,279,000 | 3,575 |
| Provision for loan and lease losses | $67,000 | 4,027 |
| Total noninterest income | $2,107,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $715,000 | 1,800 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,392,000 | 1,947 |
| Total noninterest expense | $4,990,000 | 3,407 |
| Salaries and employee benefits | $3,029,000 | 3,087 |
| Premises and equipment expense | $411,000 | 4,161 |
| Additional noninterest expense | $1,550,000 | 3,577 |
| Pre-tax net operating income | $2,329,000 | 2,580 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $665,000 | 1,861 |
| Income before extraordinary items | $1,659,000 | 2,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,659,000 | 2,968 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,659,000 | 2,969 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,662,550 | 2,901 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 3,769 |
| Total interest expense | $474,000 | 4,059 |
| Net interest income | $3,838,000 | 3,672 |
| Provision for loan and lease losses | $58,000 | 3,866 |
| Total noninterest income | $1,545,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $513,000 | 1,876 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,032,000 | 2,007 |
| Total noninterest expense | $3,827,000 | 3,368 |
| Salaries and employee benefits | $2,373,000 | 3,015 |
| Premises and equipment expense | $346,000 | 3,960 |
| Additional noninterest expense | $1,108,000 | 3,695 |
| Pre-tax net operating income | $1,498,000 | 2,920 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $432,000 | 2,059 |
| Income before extraordinary items | $1,061,000 | 3,311 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,061,000 | 3,314 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,061,000 | 3,315 |
| Net charge-offs | $45,000 | 3,941 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,064,550 | 3,230 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 3,848 |
| Total interest expense | $337,000 | 3,984 |
| Net interest income | $2,452,000 | 3,766 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,011,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $335,000 | 1,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $676,000 | 2,074 |
| Total noninterest expense | $2,687,000 | 3,239 |
| Salaries and employee benefits | $1,623,000 | 2,988 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $820,000 | 3,442 |
| Pre-tax net operating income | $776,000 | 3,390 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $225,000 | 2,317 |
| Income before extraordinary items | $551,000 | 3,761 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $551,000 | 3,762 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $551,000 | 3,764 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $551,000 | 3,663 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,047 |
| Total interest expense | $175,000 | 3,984 |
| Net interest income | $1,131,000 | 3,985 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $513,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $162,000 | 1,912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 2,009 |
| Total noninterest expense | $1,320,000 | 3,309 |
| Salaries and employee benefits | $823,000 | 2,985 |
| Premises and equipment expense | $117,000 | 3,948 |
| Additional noninterest expense | $380,000 | 3,636 |
| Pre-tax net operating income | $324,000 | 3,665 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $104,000 | 2,369 |
| Income before extraordinary items | $220,000 | 4,109 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $220,000 | 4,112 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $220,000 | 4,112 |
| Net charge-offs | $11,000 | 3,407 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $220,000 | 4,004 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 3,815 |
| Total interest expense | $830,000 | 4,035 |
| Net interest income | $5,221,000 | 3,709 |
| Provision for loan and lease losses | $89,000 | 4,806 |
| Total noninterest income | $2,014,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $703,000 | 1,888 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,311,000 | 2,014 |
| Total noninterest expense | $4,901,000 | 3,521 |
| Salaries and employee benefits | $3,105,000 | 3,047 |
| Premises and equipment expense | $486,000 | 3,884 |
| Additional noninterest expense | $1,310,000 | 4,135 |
| Pre-tax net operating income | $2,245,000 | 2,610 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $719,000 | 1,810 |
| Income before extraordinary items | $1,526,000 | 3,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,526,000 | 3,098 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,526,000 | 3,098 |
| Net charge-offs | $176,000 | 3,890 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,526,000 | 2,969 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,798 |
| Total interest expense | $646,000 | 4,078 |
| Net interest income | $4,028,000 | 3,690 |
| Provision for loan and lease losses | $29,000 | 5,251 |
| Total noninterest income | $1,519,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $527,000 | 1,913 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $992,000 | 2,008 |
| Total noninterest expense | $3,756,000 | 3,487 |
| Salaries and employee benefits | $2,431,000 | 2,985 |
| Premises and equipment expense | $363,000 | 3,949 |
| Additional noninterest expense | $962,000 | 4,205 |
| Pre-tax net operating income | $1,762,000 | 2,589 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $566,000 | 1,805 |
| Income before extraordinary items | $1,196,000 | 3,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,196,000 | 3,080 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,196,000 | 3,079 |
| Net charge-offs | $116,000 | 3,824 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,196,000 | 2,936 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 3,772 |
| Total interest expense | $448,000 | 4,085 |
| Net interest income | $2,749,000 | 3,651 |
| Provision for loan and lease losses | $29,000 | 4,977 |
| Total noninterest income | $1,001,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $344,000 | 1,937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $657,000 | 1,997 |
| Total noninterest expense | $2,469,000 | 3,538 |
| Salaries and employee benefits | $1,616,000 | 2,996 |
| Premises and equipment expense | $237,000 | 4,010 |
| Additional noninterest expense | $616,000 | 4,334 |
| Pre-tax net operating income | $1,252,000 | 2,440 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $411,000 | 1,690 |
| Income before extraordinary items | $841,000 | 2,932 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $841,000 | 2,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $841,000 | 2,932 |
| Net charge-offs | $81,000 | 3,609 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $841,000 | 2,792 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,761 |
| Total interest expense | $234,000 | 4,090 |
| Net interest income | $1,400,000 | 3,630 |
| Provision for loan and lease losses | $29,000 | 4,273 |
| Total noninterest income | $532,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $167,000 | 1,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $365,000 | 1,871 |
| Total noninterest expense | $1,184,000 | 3,668 |
| Salaries and employee benefits | $808,000 | 3,004 |
| Premises and equipment expense | $95,000 | 4,508 |
| Additional noninterest expense | $281,000 | 4,543 |
| Pre-tax net operating income | $719,000 | 2,229 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $232,000 | 1,559 |
| Income before extraordinary items | $487,000 | 2,673 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $487,000 | 2,675 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $487,000 | 2,676 |
| Net charge-offs | $84,000 | 2,601 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $487,000 | 2,544 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 3,570 |
| Total interest expense | $1,003,000 | 4,387 |
| Net interest income | $6,319,000 | 3,332 |
| Provision for loan and lease losses | $143,000 | 4,997 |
| Total noninterest income | $2,118,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $696,000 | 1,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,422,000 | 1,709 |
| Total noninterest expense | $4,835,000 | 3,628 |
| Salaries and employee benefits | $2,918,000 | 3,189 |
| Premises and equipment expense | $528,000 | 3,889 |
| Additional noninterest expense | $1,389,000 | 4,057 |
| Pre-tax net operating income | $3,459,000 | 1,616 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,176,000 | 1,203 |
| Income before extraordinary items | $2,283,000 | 2,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,283,000 | 2,028 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,283,000 | 2,028 |
| Net charge-offs | $72,000 | 5,243 |
| Cash dividends | $2,000,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,283,000 | 1,935 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 3,575 |
| Total interest expense | $755,000 | 4,496 |
| Net interest income | $4,798,000 | 3,316 |
| Provision for loan and lease losses | $70,000 | 5,306 |
| Total noninterest income | $1,568,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $498,000 | 2,084 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,070,000 | 1,688 |
| Total noninterest expense | $3,330,000 | 3,851 |
| Salaries and employee benefits | $2,150,000 | 3,234 |
| Premises and equipment expense | $272,000 | 4,847 |
| Additional noninterest expense | $908,000 | 4,423 |
| Pre-tax net operating income | $2,966,000 | 1,512 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $998,000 | 1,093 |
| Income before extraordinary items | $1,968,000 | 1,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,968,000 | 1,864 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,968,000 | 1,864 |
| Net charge-offs | $50,000 | 4,981 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,968,000 | 1,773 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 3,665 |
| Total interest expense | $511,000 | 4,567 |
| Net interest income | $3,106,000 | 3,390 |
| Provision for loan and lease losses | $32,000 | 5,402 |
| Total noninterest income | $1,057,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $302,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $755,000 | 1,625 |
| Total noninterest expense | $2,269,000 | 3,843 |
| Salaries and employee benefits | $1,396,000 | 3,323 |
| Premises and equipment expense | $227,000 | 4,368 |
| Additional noninterest expense | $646,000 | 4,323 |
| Pre-tax net operating income | $1,862,000 | 1,556 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $627,000 | 1,111 |
| Income before extraordinary items | $1,235,000 | 1,908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,235,000 | 1,908 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,235,000 | 1,908 |
| Net charge-offs | $12,000 | 5,280 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,235,000 | 1,841 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 3,791 |
| Total interest expense | $261,000 | 4,629 |
| Net interest income | $1,481,000 | 3,500 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $475,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $137,000 | 2,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $338,000 | 1,767 |
| Total noninterest expense | $1,175,000 | 3,759 |
| Salaries and employee benefits | $697,000 | 3,339 |
| Premises and equipment expense | $97,000 | 4,779 |
| Additional noninterest expense | $381,000 | 3,853 |
| Pre-tax net operating income | $776,000 | 1,815 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $250,000 | 1,278 |
| Income before extraordinary items | $526,000 | 2,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $526,000 | 2,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $526,000 | 2,159 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $526,000 | 2,115 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 3,800 |
| Total interest expense | $1,172,000 | 4,885 |
| Net interest income | $6,140,000 | 3,414 |
| Provision for loan and lease losses | $77,000 | 6,209 |
| Total noninterest income | $1,735,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $576,000 | 2,368 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,159,000 | 1,996 |
| Total noninterest expense | $4,657,000 | 3,803 |
| Salaries and employee benefits | $2,764,000 | 3,325 |
| Premises and equipment expense | $512,000 | 4,114 |
| Additional noninterest expense | $1,381,000 | 4,229 |
| Pre-tax net operating income | $3,141,000 | 1,565 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,048,000 | 1,177 |
| Income before extraordinary items | $2,093,000 | 1,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,093,000 | 1,946 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,093,000 | 1,947 |
| Net charge-offs | $92,000 | 5,482 |
| Cash dividends | $1,600,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,093,000 | 1,870 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,831 |
| Total interest expense | $891,000 | 5,004 |
| Net interest income | $4,671,000 | 3,429 |
| Provision for loan and lease losses | $53,000 | 6,203 |
| Total noninterest income | $1,233,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $435,000 | 2,418 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $798,000 | 2,076 |
| Total noninterest expense | $3,228,000 | 4,022 |
| Salaries and employee benefits | $1,947,000 | 3,511 |
| Premises and equipment expense | $319,000 | 4,685 |
| Additional noninterest expense | $962,000 | 4,413 |
| Pre-tax net operating income | $2,623,000 | 1,504 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $862,000 | 1,130 |
| Income before extraordinary items | $1,761,000 | 1,872 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,761,000 | 1,873 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,761,000 | 1,874 |
| Net charge-offs | $60,000 | 5,373 |
| Cash dividends | $1,100,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,761,000 | 1,777 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 3,899 |
| Total interest expense | $608,000 | 5,048 |
| Net interest income | $3,055,000 | 3,478 |
| Provision for loan and lease losses | $53,000 | 5,807 |
| Total noninterest income | $813,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $274,000 | 2,536 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $539,000 | 1,994 |
| Total noninterest expense | $2,126,000 | 4,064 |
| Salaries and employee benefits | $1,304,000 | 3,526 |
| Premises and equipment expense | $186,000 | 5,040 |
| Additional noninterest expense | $636,000 | 4,439 |
| Pre-tax net operating income | $1,689,000 | 1,533 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $556,000 | 1,115 |
| Income before extraordinary items | $1,133,000 | 1,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,133,000 | 1,896 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,133,000 | 1,897 |
| Net charge-offs | $56,000 | 4,782 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,133,000 | 1,806 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 4,121 |
| Total interest expense | $327,000 | 4,984 |
| Net interest income | $1,398,000 | 3,748 |
| Provision for loan and lease losses | $34,000 | 5,247 |
| Total noninterest income | $413,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $291,000 | 1,872 |
| Total noninterest expense | $1,052,000 | 4,129 |
| Salaries and employee benefits | $656,000 | 3,562 |
| Premises and equipment expense | $122,000 | 4,428 |
| Additional noninterest expense | $274,000 | 4,849 |
| Pre-tax net operating income | $725,000 | 1,764 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $234,000 | 1,269 |
| Income before extraordinary items | $491,000 | 2,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $491,000 | 2,175 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $491,000 | 2,176 |
| Net charge-offs | $37,000 | 3,979 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $491,000 | 2,084 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 4,109 |
| Total interest expense | $1,559,000 | 5,079 |
| Net interest income | $5,612,000 | 3,646 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $1,648,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $531,000 | 2,761 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,117,000 | 2,014 |
| Total noninterest expense | $4,225,000 | 4,190 |
| Salaries and employee benefits | $2,528,000 | 3,655 |
| Premises and equipment expense | $475,000 | 4,510 |
| Additional noninterest expense | $1,222,000 | 4,689 |
| Pre-tax net operating income | $2,855,000 | 1,407 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $916,000 | 1,036 |
| Income before extraordinary items | $1,939,000 | 1,736 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,939,000 | 1,735 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,939,000 | 1,736 |
| Net charge-offs | $168,000 | 5,199 |
| Cash dividends | $1,200,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,939,000 | 1,684 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 4,198 |
| Total interest expense | $1,203,000 | 5,140 |
| Net interest income | $4,102,000 | 3,731 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $1,213,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $384,000 | 2,843 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $829,000 | 2,078 |
| Total noninterest expense | $3,141,000 | 4,229 |
| Salaries and employee benefits | $2,009,000 | 3,526 |
| Premises and equipment expense | $276,000 | 5,231 |
| Additional noninterest expense | $856,000 | 4,864 |
| Pre-tax net operating income | $1,994,000 | 1,635 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $634,000 | 1,177 |
| Income before extraordinary items | $1,360,000 | 1,955 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,360,000 | 1,954 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,360,000 | 1,955 |
| Net charge-offs | $156,000 | 4,556 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,360,000 | 1,909 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 4,239 |
| Total interest expense | $838,000 | 5,157 |
| Net interest income | $2,695,000 | 3,757 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $779,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $247,000 | 2,891 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $532,000 | 2,130 |
| Total noninterest expense | $2,125,000 | 4,218 |
| Salaries and employee benefits | $1,349,000 | 3,559 |
| Premises and equipment expense | $190,000 | 5,211 |
| Additional noninterest expense | $586,000 | 4,791 |
| Pre-tax net operating income | $1,169,000 | 1,862 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $386,000 | 1,299 |
| Income before extraordinary items | $783,000 | 2,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $783,000 | 2,264 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $783,000 | 2,266 |
| Net charge-offs | $144,000 | 3,824 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $783,000 | 2,208 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 4,249 |
| Total interest expense | $447,000 | 5,113 |
| Net interest income | $1,346,000 | 3,742 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $379,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $111,000 | 3,071 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $268,000 | 2,106 |
| Total noninterest expense | $1,103,000 | 4,019 |
| Salaries and employee benefits | $678,000 | 3,568 |
| Premises and equipment expense | $107,000 | 4,927 |
| Additional noninterest expense | $318,000 | 4,227 |
| Pre-tax net operating income | $442,000 | 2,606 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $138,000 | 1,847 |
| Income before extraordinary items | $304,000 | 3,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $304,000 | 3,112 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $304,000 | 3,112 |
| Net charge-offs | $144,000 | 2,462 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $304,000 | 2,952 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 4,195 |
| Total interest expense | $2,245,000 | 5,025 |
| Net interest income | $5,580,000 | 3,661 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $1,296,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $562,000 | 2,771 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $734,000 | 2,578 |
| Total noninterest expense | $4,021,000 | 4,222 |
| Salaries and employee benefits | $2,589,000 | 3,675 |
| Premises and equipment expense | $376,000 | 5,258 |
| Additional noninterest expense | $1,056,000 | 4,663 |
| Pre-tax net operating income | $2,805,000 | 1,911 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $938,000 | 1,260 |
| Income before extraordinary items | $1,869,000 | 2,132 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,869,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,719 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,867,660 | 2,244 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 4,255 |
| Total interest expense | $1,738,000 | 5,073 |
| Net interest income | $4,152,000 | 3,710 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $1,005,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $421,000 | 2,794 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $584,000 | 2,569 |
| Total noninterest expense | $2,944,000 | 4,281 |
| Salaries and employee benefits | $1,990,000 | 3,628 |
| Premises and equipment expense | $277,000 | 5,316 |
| Additional noninterest expense | $677,000 | 5,055 |
| Pre-tax net operating income | $2,163,000 | 2,178 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $727,000 | 1,488 |
| Income before extraordinary items | $1,438,000 | 2,407 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,438,000 | 2,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,436,680 | 2,519 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 4,282 |
| Total interest expense | $1,198,000 | 5,133 |
| Net interest income | $2,765,000 | 3,708 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $685,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $413,000 | 2,542 |
| Total noninterest expense | $1,901,000 | 4,404 |
| Salaries and employee benefits | $1,337,000 | 3,644 |
| Premises and equipment expense | $190,000 | 5,284 |
| Additional noninterest expense | $374,000 | 5,603 |
| Pre-tax net operating income | $1,549,000 | 2,132 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $526,000 | 1,540 |
| Income before extraordinary items | $1,025,000 | 2,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,025,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,023,680 | 2,485 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 4,361 |
| Total interest expense | $609,000 | 5,248 |
| Net interest income | $1,370,000 | 3,716 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $332,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $127,000 | 2,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $205,000 | 2,532 |
| Total noninterest expense | $928,000 | 4,473 |
| Salaries and employee benefits | $653,000 | 3,735 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $208,000 | 5,252 |
| Pre-tax net operating income | $774,000 | 2,229 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $255,000 | 1,663 |
| Income before extraordinary items | $521,000 | 2,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $519,660 | 2,535 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 4,284 |
| Total interest expense | $2,489,000 | 5,280 |
| Net interest income | $5,775,000 | 3,606 |
| Provision for loan and lease losses | $207,000 | 3,804 |
| Total noninterest income | $1,518,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $555,000 | 2,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $963,000 | 2,270 |
| Total noninterest expense | $4,097,000 | 4,042 |
| Salaries and employee benefits | $2,602,000 | 3,614 |
| Premises and equipment expense | $324,000 | 5,597 |
| Additional noninterest expense | $1,171,000 | 4,141 |
| Pre-tax net operating income | $2,989,000 | 2,483 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $921,000 | 1,957 |
| Income before extraordinary items | $2,070,000 | 2,740 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,070,000 | 2,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,821 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,068,620 | 2,723 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 4,321 |
| Total interest expense | $1,833,000 | 5,339 |
| Net interest income | $4,296,000 | 3,642 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,104,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $415,000 | 2,824 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $689,000 | 2,351 |
| Total noninterest expense | $3,105,000 | 3,989 |
| Salaries and employee benefits | $2,005,000 | 3,523 |
| Premises and equipment expense | $267,000 | 5,353 |
| Additional noninterest expense | $833,000 | 4,258 |
| Pre-tax net operating income | $2,295,000 | 2,581 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $784,000 | 1,932 |
| Income before extraordinary items | $1,511,000 | 2,955 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,511,000 | 2,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,511,000 | 2,944 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 4,380 |
| Total interest expense | $1,207,000 | 5,363 |
| Net interest income | $2,814,000 | 3,707 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $737,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $269,000 | 2,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $468,000 | 2,346 |
| Total noninterest expense | $2,124,000 | 3,949 |
| Salaries and employee benefits | $1,341,000 | 3,543 |
| Premises and equipment expense | $202,000 | 5,004 |
| Additional noninterest expense | $581,000 | 4,116 |
| Pre-tax net operating income | $1,427,000 | 2,771 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $492,000 | 2,092 |
| Income before extraordinary items | $935,000 | 3,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $935,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $935,000 | 3,146 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 4,478 |
| Total interest expense | $599,000 | 5,389 |
| Net interest income | $1,342,000 | 3,834 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $291,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $136,000 | 2,808 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $1,090,000 | 3,860 |
| Salaries and employee benefits | $658,000 | 3,623 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $337,000 | 3,633 |
| Pre-tax net operating income | $543,000 | 3,330 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $166,000 | 2,646 |
| Income before extraordinary items | $377,000 | 3,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $377,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $377,000 | 3,616 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 4,537 |
| Total interest expense | $2,050,000 | 5,333 |
| Net interest income | $5,019,000 | 3,996 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $1,535,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $478,000 | 3,154 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,057,000 | 2,140 |
| Total noninterest expense | $3,635,000 | 4,278 |
| Salaries and employee benefits | $2,388,000 | 3,733 |
| Premises and equipment expense | $318,000 | 5,596 |
| Additional noninterest expense | $929,000 | 4,757 |
| Pre-tax net operating income | $2,904,000 | 2,831 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $971,000 | 2,241 |
| Income before extraordinary items | $1,933,000 | 3,175 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,933,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,933,000 | 3,160 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 4,585 |
| Total interest expense | $1,486,000 | 5,366 |
| Net interest income | $3,718,000 | 4,062 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,079,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $338,000 | 3,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $741,000 | 2,253 |
| Total noninterest expense | $2,786,000 | 4,193 |
| Salaries and employee benefits | $1,837,000 | 3,668 |
| Premises and equipment expense | $246,000 | 5,529 |
| Additional noninterest expense | $703,000 | 4,683 |
| Pre-tax net operating income | $2,011,000 | 3,092 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $682,000 | 2,410 |
| Income before extraordinary items | $1,329,000 | 3,484 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,329,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,329,000 | 3,469 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 4,584 |
| Total interest expense | $963,000 | 5,324 |
| Net interest income | $2,455,000 | 4,092 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $709,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $213,000 | 3,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $496,000 | 2,219 |
| Total noninterest expense | $1,806,000 | 4,291 |
| Salaries and employee benefits | $1,213,000 | 3,713 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $452,000 | 4,809 |
| Pre-tax net operating income | $1,358,000 | 3,089 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $464,000 | 2,419 |
| Income before extraordinary items | $894,000 | 3,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $894,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $894,000 | 3,451 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 4,553 |
| Total interest expense | $460,000 | 5,348 |
| Net interest income | $1,234,000 | 4,084 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $314,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $215,000 | 2,387 |
| Total noninterest expense | $906,000 | 4,299 |
| Salaries and employee benefits | $587,000 | 3,828 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $250,000 | 4,475 |
| Pre-tax net operating income | $642,000 | 3,167 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $234,000 | 2,372 |
| Income before extraordinary items | $408,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $408,000 | 3,640 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 4,328 |
| Total interest expense | $1,564,000 | 5,128 |
| Net interest income | $5,032,000 | 3,934 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $1,620,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $467,000 | 3,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,153,000 | 2,020 |
| Total noninterest expense | $3,825,000 | 4,004 |
| Salaries and employee benefits | $2,326,000 | 3,683 |
| Premises and equipment expense | $582,000 | 3,746 |
| Additional noninterest expense | $917,000 | 4,702 |
| Pre-tax net operating income | $2,816,000 | 2,911 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $958,000 | 2,319 |
| Income before extraordinary items | $1,858,000 | 3,277 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,858,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,858,000 | 3,248 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 4,333 |
| Total interest expense | $1,124,000 | 5,117 |
| Net interest income | $3,744,000 | 3,948 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,205,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $353,000 | 3,190 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $852,000 | 2,042 |
| Total noninterest expense | $2,956,000 | 3,874 |
| Salaries and employee benefits | $1,802,000 | 3,564 |
| Premises and equipment expense | $348,000 | 4,381 |
| Additional noninterest expense | $806,000 | 4,159 |
| Pre-tax net operating income | $1,993,000 | 3,066 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $688,000 | 2,421 |
| Income before extraordinary items | $1,305,000 | 3,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,305,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,305,000 | 3,429 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 4,295 |
| Total interest expense | $715,000 | 5,078 |
| Net interest income | $2,495,000 | 3,930 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $763,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $235,000 | 3,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $528,000 | 2,104 |
| Total noninterest expense | $1,976,000 | 3,847 |
| Salaries and employee benefits | $1,211,000 | 3,537 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $527,000 | 4,198 |
| Pre-tax net operating income | $1,282,000 | 3,099 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $433,000 | 2,478 |
| Income before extraordinary items | $849,000 | 3,496 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $849,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $849,000 | 3,451 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 4,315 |
| Total interest expense | $331,000 | 5,214 |
| Net interest income | $1,249,000 | 3,925 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $340,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $112,000 | 3,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $228,000 | 2,283 |
| Total noninterest expense | $969,000 | 3,937 |
| Salaries and employee benefits | $608,000 | 3,531 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $620,000 | 3,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $217,000 | 2,467 |
| Income before extraordinary items | $403,000 | 3,598 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $403,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $403,000 | 3,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 4,075 |
| Total interest expense | $1,296,000 | 4,904 |
| Net interest income | $5,092,000 | 3,761 |
| Provision for loan and lease losses | $116,000 | 4,781 |
| Total noninterest income | $1,569,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $454,000 | 3,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,115,000 | 2,011 |
| Total noninterest expense | $3,710,000 | 3,977 |
| Salaries and employee benefits | $2,235,000 | 3,657 |
| Premises and equipment expense | $606,000 | 3,508 |
| Additional noninterest expense | $869,000 | 4,820 |
| Pre-tax net operating income | $2,835,000 | 2,715 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $960,000 | 2,230 |
| Income before extraordinary items | $1,875,000 | 3,089 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,875,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,420 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,875,000 | 3,021 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 4,086 |
| Total interest expense | $967,000 | 4,875 |
| Net interest income | $3,777,000 | 3,767 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $1,194,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $379,000 | 3,134 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $815,000 | 2,051 |
| Total noninterest expense | $2,856,000 | 3,864 |
| Salaries and employee benefits | $1,687,000 | 3,617 |
| Premises and equipment expense | $517,000 | 3,165 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $2,065,000 | 2,802 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $698,000 | 2,322 |
| Income before extraordinary items | $1,367,000 | 3,212 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,367,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,505 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,367,000 | 3,127 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 4,127 |
| Total interest expense | $671,000 | 4,784 |
| Net interest income | $2,447,000 | 3,849 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $787,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $244,000 | 3,200 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $543,000 | 2,065 |
| Total noninterest expense | $1,965,000 | 3,795 |
| Salaries and employee benefits | $1,215,000 | 3,408 |
| Premises and equipment expense | $299,000 | 3,561 |
| Additional noninterest expense | $451,000 | 4,672 |
| Pre-tax net operating income | $1,219,000 | 3,078 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $413,000 | 2,508 |
| Income before extraordinary items | $806,000 | 3,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $806,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $806,000 | 3,420 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 4,203 |
| Total interest expense | $335,000 | 4,838 |
| Net interest income | $1,196,000 | 3,903 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $411,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $295,000 | 1,907 |
| Total noninterest expense | $955,000 | 3,901 |
| Salaries and employee benefits | $579,000 | 3,584 |
| Premises and equipment expense | $157,000 | 3,456 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $652,000 | 2,870 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $214,000 | 2,459 |
| Income before extraordinary items | $438,000 | 3,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $438,000 | 3,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 4,071 |
| Total interest expense | $1,672,000 | 4,569 |
| Net interest income | $4,803,000 | 3,795 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $1,366,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $504,000 | 3,069 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $862,000 | 2,610 |
| Total noninterest expense | $3,756,000 | 3,880 |
| Salaries and employee benefits | $2,297,000 | 3,504 |
| Premises and equipment expense | $589,000 | 3,577 |
| Additional noninterest expense | $870,000 | 4,759 |
| Pre-tax net operating income | $2,213,000 | 3,151 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $792,000 | 2,552 |
| Income before extraordinary items | $1,421,000 | 3,695 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,421,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,078 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,421,000 | 3,530 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 4,091 |
| Total interest expense | $1,305,000 | 4,568 |
| Net interest income | $3,574,000 | 3,844 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $1,023,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $373,000 | 3,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $650,000 | 2,692 |
| Total noninterest expense | $2,848,000 | 3,849 |
| Salaries and employee benefits | $1,761,000 | 3,431 |
| Premises and equipment expense | $458,000 | 3,471 |
| Additional noninterest expense | $629,000 | 4,849 |
| Pre-tax net operating income | $1,649,000 | 3,298 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $555,000 | 2,831 |
| Income before extraordinary items | $1,094,000 | 3,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,094,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,588 |
| Cash dividends | $900,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,094,000 | 3,587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 4,111 |
| Total interest expense | $928,000 | 4,494 |
| Net interest income | $2,352,000 | 3,882 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $656,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $240,000 | 3,164 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $416,000 | 2,736 |
| Total noninterest expense | $1,881,000 | 3,865 |
| Salaries and employee benefits | $1,180,000 | 3,414 |
| Premises and equipment expense | $285,000 | 3,650 |
| Additional noninterest expense | $416,000 | 4,863 |
| Pre-tax net operating income | $1,027,000 | 3,465 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $344,000 | 2,989 |
| Income before extraordinary items | $683,000 | 3,935 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $683,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,734 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $683,000 | 3,754 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 4,127 |
| Total interest expense | $475,000 | 4,505 |
| Net interest income | $1,170,000 | 3,903 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $287,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 2,816 |
| Total noninterest expense | $967,000 | 3,767 |
| Salaries and employee benefits | $568,000 | 3,519 |
| Premises and equipment expense | $183,000 | 2,963 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $390,000 | 4,092 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $272,000 | 4,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $272,000 | 4,298 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,401,000 | 3,874 |
| Total interest expense | $2,480,000 | 4,124 |
| Net interest income | $4,921,000 | 3,720 |
| Provision for loan and lease losses | $59,000 | 6,566 |
| Total noninterest income | $1,134,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $452,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $682,000 | 2,747 |
| Total noninterest expense | $3,542,000 | 3,919 |
| Salaries and employee benefits | $2,239,000 | 3,408 |
| Premises and equipment expense | $656,000 | 3,159 |
| Additional noninterest expense | $647,000 | 5,672 |
| Pre-tax net operating income | $2,454,000 | 2,919 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $848,000 | 2,491 |
| Income before extraordinary items | $1,606,000 | 3,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,606,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,606,000 | 3,230 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 3,840 |
| Total interest expense | $3,431,000 | 4,269 |
| Net interest income | $5,012,000 | 3,417 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $1,338,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $374,000 | 3,579 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $964,000 | 2,094 |
| Total noninterest expense | $3,423,000 | 3,895 |
| Salaries and employee benefits | $2,093,000 | 3,465 |
| Premises and equipment expense | $678,000 | 3,030 |
| Additional noninterest expense | $652,000 | 5,533 |
| Pre-tax net operating income | $2,888,000 | 2,343 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $955,000 | 2,145 |
| Income before extraordinary items | $1,933,000 | 2,609 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,933,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,933,000 | 2,535 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 4,021 |
| Total interest expense | $3,609,000 | 4,298 |
| Net interest income | $4,648,000 | 3,696 |
| Provision for loan and lease losses | $32,000 | 7,167 |
| Total noninterest income | $1,315,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $306,000 | 3,997 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,009,000 | 1,841 |
| Total noninterest expense | $3,514,000 | 3,689 |
| Salaries and employee benefits | $2,056,000 | 3,383 |
| Premises and equipment expense | $779,000 | 2,640 |
| Additional noninterest expense | $679,000 | 5,298 |
| Pre-tax net operating income | $2,417,000 | 2,837 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $777,000 | 2,572 |
| Income before extraordinary items | $1,631,000 | 3,034 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,631,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,637,120 | 3,018 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 4,053 |
| Total interest expense | $3,282,000 | 4,283 |
| Net interest income | $4,441,000 | 3,831 |
| Provision for loan and lease losses | $37,000 | 6,969 |
| Total noninterest income | $1,247,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $930,000 | 1,963 |
| Total noninterest expense | $3,430,000 | 3,764 |
| Salaries and employee benefits | $1,925,000 | 3,562 |
| Premises and equipment expense | $754,000 | 2,697 |
| Additional noninterest expense | $751,000 | 5,010 |
| Pre-tax net operating income | $2,221,000 | 3,070 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $717,000 | 2,863 |
| Income before extraordinary items | $1,504,000 | 3,235 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,504,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,504,000 | 3,199 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 4,266 |
| Total interest expense | $3,110,000 | 4,588 |
| Net interest income | $4,149,000 | 4,007 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $1,219,000 | 2,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $943,000 | 1,941 |
| Total noninterest expense | $3,441,000 | 3,669 |
| Salaries and employee benefits | $1,898,000 | 3,503 |
| Premises and equipment expense | $814,000 | 2,412 |
| Additional noninterest expense | $729,000 | 4,998 |
| Pre-tax net operating income | $1,909,000 | 3,457 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $617,000 | 3,335 |
| Income before extraordinary items | $1,292,000 | 3,715 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,292,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,292,000 | 3,617 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 4,419 |
| Total interest expense | $2,992,000 | 4,730 |
| Net interest income | $4,160,000 | 4,095 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $755,000 | 3,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 2,920 |
| Total noninterest expense | $3,103,000 | 3,990 |
| Salaries and employee benefits | $1,782,000 | 3,675 |
| Premises and equipment expense | $608,000 | 3,110 |
| Additional noninterest expense | $713,000 | 5,148 |
| Pre-tax net operating income | $1,787,000 | 3,887 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $596,000 | 3,695 |
| Income before extraordinary items | $1,191,000 | 4,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,191,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,191,000 | 4,017 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 4,705 |
| Total interest expense | $2,907,000 | 4,930 |
| Net interest income | $3,878,000 | 4,444 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $619,000 | 4,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,887 |
| Total noninterest expense | $2,656,000 | 4,771 |
| Salaries and employee benefits | $1,652,000 | 3,952 |
| Premises and equipment expense | $406,000 | 4,483 |
| Additional noninterest expense | $598,000 | 6,374 |
| Pre-tax net operating income | $1,821,000 | 3,678 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $597,000 | 3,605 |
| Income before extraordinary items | $1,224,000 | 3,809 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,224,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,224,000 | 3,763 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 4,834 |
| Total interest expense | $2,795,000 | 5,068 |
| Net interest income | $3,745,000 | 4,586 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $615,000 | 4,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,814 |
| Total noninterest expense | $2,477,000 | 5,037 |
| Salaries and employee benefits | $1,553,000 | 4,165 |
| Premises and equipment expense | $397,000 | 4,575 |
| Additional noninterest expense | $527,000 | 7,061 |
| Pre-tax net operating income | $1,877,000 | 3,698 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $601,000 | 3,653 |
| Income before extraordinary items | $1,276,000 | 3,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,276,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,276,000 | 3,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 4,718 |
| Total interest expense | $2,411,000 | 4,801 |
| Net interest income | $3,793,000 | 4,592 |
| Provision for loan and lease losses | $-2,000 | 11,685 |
| Total noninterest income | $442,000 | 5,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $2,643,000 | 4,921 |
| Salaries and employee benefits | $1,540,000 | 4,197 |
| Premises and equipment expense | $446,000 | 4,186 |
| Additional noninterest expense | $657,000 | 6,627 |
| Pre-tax net operating income | $1,594,000 | 4,191 |
| Securities gains (losses) | $-585,000 | 12,289 |
| Applicable income taxes | $304,000 | 5,828 |
| Income before extraordinary items | $705,000 | 5,872 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $705,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,114,500 | 4,162 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 4,637 |
| Total interest expense | $2,472,000 | 4,867 |
| Net interest income | $3,982,000 | 4,425 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $316,000 | 7,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $2,671,000 | 4,975 |
| Salaries and employee benefits | $1,476,000 | 4,337 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $777,000 | 6,061 |
| Pre-tax net operating income | $1,619,000 | 4,049 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $491,000 | 4,255 |
| Income before extraordinary items | $1,128,000 | 4,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,128,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,128,000 | 4,021 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 4,971 |
| Total interest expense | $3,189,000 | 4,900 |
| Net interest income | $3,578,000 | 4,915 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $322,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $2,281,000 | 5,733 |
| Salaries and employee benefits | $1,406,000 | 4,480 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $572,000 | 7,759 |
| Pre-tax net operating income | $1,610,000 | 3,778 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $441,000 | 4,438 |
| Income before extraordinary items | $1,169,000 | 3,899 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,169,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $1,300,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,169,000 | 3,621 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.