Home > First Southern State Bank > Income and Expense
First Southern State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $33,507,000 | 1,279 |
| Total interest expense | $9,433,000 | 1,347 |
| Net interest income | $24,074,000 | 1,242 |
| Provision for loan and lease losses | $245,000 | 1,837 |
| Total noninterest income | $4,421,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $3,632,000 | 347 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $789,000 | 2,518 |
| Total noninterest expense | $16,802,000 | 1,387 |
| Salaries and employee benefits | $8,677,000 | 1,494 |
| Premises and equipment expense | $2,212,000 | 1,121 |
| Additional noninterest expense | $789,000 | 2,518 |
| Pre-tax net operating income | $11,448,000 | 1,052 |
| Securities gains (losses) | $-26,000 | 3,516 |
| Applicable income taxes | $2,414,000 | 861 |
| Income before extraordinary items | $9,008,000 | 1,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,008,000 | 1,117 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,008,000 | 1,107 |
| Net charge-offs | $215,000 | 1,121 |
| Cash dividends | $3,425,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,028,540 | 1,122 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $24,520,000 | 1,281 |
| Total interest expense | $6,569,000 | 1,325 |
| Net interest income | $17,951,000 | 1,246 |
| Provision for loan and lease losses | $185,000 | 1,720 |
| Total noninterest income | $3,272,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $2,709,000 | 349 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $563,000 | 2,578 |
| Total noninterest expense | $12,481,000 | 1,387 |
| Salaries and employee benefits | $6,460,000 | 1,510 |
| Premises and equipment expense | $1,616,000 | 1,143 |
| Additional noninterest expense | $563,000 | 2,577 |
| Pre-tax net operating income | $8,557,000 | 1,095 |
| Securities gains (losses) | $-26,000 | 3,678 |
| Applicable income taxes | $1,803,000 | 885 |
| Income before extraordinary items | $6,728,000 | 1,145 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,728,000 | 1,151 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,728,000 | 1,145 |
| Net charge-offs | $59,000 | 1,411 |
| Cash dividends | $2,400,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,748,540 | 1,164 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,938,000 | 1,283 |
| Total interest expense | $4,056,000 | 1,293 |
| Net interest income | $11,882,000 | 1,265 |
| Provision for loan and lease losses | $125,000 | 1,671 |
| Total noninterest income | $2,163,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,779,000 | 341 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $384,000 | 2,504 |
| Total noninterest expense | $8,177,000 | 1,397 |
| Salaries and employee benefits | $4,235,000 | 1,525 |
| Premises and equipment expense | $1,055,000 | 1,166 |
| Additional noninterest expense | $384,000 | 2,499 |
| Pre-tax net operating income | $5,743,000 | 1,085 |
| Securities gains (losses) | $-26,000 | 3,949 |
| Applicable income taxes | $1,194,000 | 904 |
| Income before extraordinary items | $4,523,000 | 1,141 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,523,000 | 1,153 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,523,000 | 1,141 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $1,700,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,543,540 | 1,148 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 1,300 |
| Total interest expense | $1,744,000 | 1,302 |
| Net interest income | $5,932,000 | 1,279 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $990,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $871,000 | 367 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $119,000 | 2,975 |
| Total noninterest expense | $4,112,000 | 1,413 |
| Salaries and employee benefits | $2,068,000 | 1,585 |
| Premises and equipment expense | $540,000 | 1,162 |
| Additional noninterest expense | $119,000 | 2,975 |
| Pre-tax net operating income | $2,720,000 | 1,157 |
| Securities gains (losses) | $-26,000 | 4,152 |
| Applicable income taxes | $626,000 | 899 |
| Income before extraordinary items | $2,068,000 | 1,248 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,068,000 | 1,248 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,068,000 | 1,248 |
| Net charge-offs | $-13,000 | 4,126 |
| Cash dividends | $700,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,088,540 | 1,266 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $26,401,000 | 1,266 |
| Total interest expense | $3,061,000 | 1,160 |
| Net interest income | $23,340,000 | 1,270 |
| Provision for loan and lease losses | $605,000 | 1,096 |
| Total noninterest income | $4,002,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $3,479,000 | 377 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $523,000 | 3,005 |
| Total noninterest expense | $15,507,000 | 1,442 |
| Salaries and employee benefits | $8,070,000 | 1,555 |
| Premises and equipment expense | $1,876,000 | 1,290 |
| Additional noninterest expense | $523,000 | 3,005 |
| Pre-tax net operating income | $11,230,000 | 1,183 |
| Securities gains (losses) | $12,000 | 413 |
| Applicable income taxes | $2,386,000 | 958 |
| Income before extraordinary items | $8,856,000 | 1,210 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,856,000 | 1,209 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,856,000 | 1,210 |
| Net charge-offs | $315,000 | 759 |
| Cash dividends | $2,962,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,846,520 | 1,234 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,150,000 | 1,254 |
| Total interest expense | $2,081,000 | 986 |
| Net interest income | $17,069,000 | 1,267 |
| Provision for loan and lease losses | $345,000 | 1,174 |
| Total noninterest income | $3,001,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $2,609,000 | 382 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $392,000 | 3,041 |
| Total noninterest expense | $11,440,000 | 1,456 |
| Salaries and employee benefits | $6,033,000 | 1,566 |
| Premises and equipment expense | $1,365,000 | 1,320 |
| Additional noninterest expense | $392,000 | 3,041 |
| Pre-tax net operating income | $8,285,000 | 1,181 |
| Securities gains (losses) | $22,000 | 331 |
| Applicable income taxes | $1,771,000 | 958 |
| Income before extraordinary items | $6,536,000 | 1,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,536,000 | 1,209 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,536,000 | 1,210 |
| Net charge-offs | $306,000 | 567 |
| Cash dividends | $1,375,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,518,620 | 1,237 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,328,000 | 1,238 |
| Total interest expense | $1,389,000 | 825 |
| Net interest income | $10,939,000 | 1,282 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $1,990,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,709,000 | 385 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $281,000 | 2,989 |
| Total noninterest expense | $7,524,000 | 1,459 |
| Salaries and employee benefits | $4,036,000 | 1,557 |
| Premises and equipment expense | $827,000 | 1,426 |
| Additional noninterest expense | $2,661,000 | 1,271 |
| Pre-tax net operating income | $5,255,000 | 1,167 |
| Securities gains (losses) | $22,000 | 303 |
| Applicable income taxes | $1,123,000 | 935 |
| Income before extraordinary items | $4,154,000 | 1,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,154,000 | 1,202 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,154,000 | 1,202 |
| Net charge-offs | $63,000 | 876 |
| Cash dividends | $1,375,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,136,620 | 1,229 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 1,229 |
| Total interest expense | $708,000 | 774 |
| Net interest income | $5,283,000 | 1,281 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $937,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $833,000 | 391 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $104,000 | 3,226 |
| Total noninterest expense | $3,745,000 | 1,454 |
| Salaries and employee benefits | $2,029,000 | 1,547 |
| Premises and equipment expense | $405,000 | 1,453 |
| Additional noninterest expense | $1,311,000 | 1,276 |
| Pre-tax net operating income | $2,475,000 | 1,162 |
| Securities gains (losses) | $20,000 | 298 |
| Applicable income taxes | $530,000 | 941 |
| Income before extraordinary items | $1,965,000 | 1,206 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,965,000 | 1,206 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,965,000 | 1,206 |
| Net charge-offs | $38,000 | 761 |
| Cash dividends | $550,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,949,200 | 1,227 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $28,811,000 | 1,097 |
| Total interest expense | $3,080,000 | 882 |
| Net interest income | $25,731,000 | 1,105 |
| Provision for loan and lease losses | $965,000 | 617 |
| Total noninterest income | $3,763,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $3,187,000 | 381 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $576,000 | 3,146 |
| Total noninterest expense | $14,835,000 | 1,466 |
| Salaries and employee benefits | $7,894,000 | 1,576 |
| Premises and equipment expense | $1,996,000 | 1,208 |
| Additional noninterest expense | $4,945,000 | 1,346 |
| Pre-tax net operating income | $13,694,000 | 1,011 |
| Securities gains (losses) | $34,000 | 1,292 |
| Applicable income taxes | $2,936,000 | 871 |
| Income before extraordinary items | $10,792,000 | 1,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,792,000 | 1,085 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,792,000 | 1,085 |
| Net charge-offs | $106,000 | 1,319 |
| Cash dividends | $2,525,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,765,140 | 1,074 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $21,918,000 | 1,104 |
| Total interest expense | $2,321,000 | 926 |
| Net interest income | $19,597,000 | 1,110 |
| Provision for loan and lease losses | $845,000 | 529 |
| Total noninterest income | $2,794,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $2,375,000 | 385 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $419,000 | 3,210 |
| Total noninterest expense | $10,791,000 | 1,504 |
| Salaries and employee benefits | $6,000,000 | 1,572 |
| Premises and equipment expense | $1,092,000 | 1,580 |
| Additional noninterest expense | $3,699,000 | 1,341 |
| Pre-tax net operating income | $10,755,000 | 1,007 |
| Securities gains (losses) | $33,000 | 1,222 |
| Applicable income taxes | $2,362,000 | 883 |
| Income before extraordinary items | $8,426,000 | 1,085 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,426,000 | 1,086 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,426,000 | 1,086 |
| Net charge-offs | $64,000 | 1,263 |
| Cash dividends | $1,525,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,399,930 | 1,075 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,610,000 | 1,239 |
| Total interest expense | $1,532,000 | 975 |
| Net interest income | $11,078,000 | 1,253 |
| Provision for loan and lease losses | $438,000 | 692 |
| Total noninterest income | $1,872,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,540,000 | 381 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $332,000 | 3,049 |
| Total noninterest expense | $7,068,000 | 1,527 |
| Salaries and employee benefits | $3,899,000 | 1,589 |
| Premises and equipment expense | $859,000 | 1,391 |
| Additional noninterest expense | $2,310,000 | 1,407 |
| Pre-tax net operating income | $5,444,000 | 1,235 |
| Securities gains (losses) | $33,000 | 1,028 |
| Applicable income taxes | $1,116,000 | 1,059 |
| Income before extraordinary items | $4,361,000 | 1,303 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,361,000 | 1,303 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,361,000 | 1,303 |
| Net charge-offs | $16,000 | 1,585 |
| Cash dividends | $1,225,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,334,600 | 1,284 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 1,297 |
| Total interest expense | $752,000 | 1,058 |
| Net interest income | $5,227,000 | 1,310 |
| Provision for loan and lease losses | $180,000 | 863 |
| Total noninterest income | $886,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $755,000 | 383 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $131,000 | 3,245 |
| Total noninterest expense | $3,432,000 | 1,551 |
| Salaries and employee benefits | $1,913,000 | 1,611 |
| Premises and equipment expense | $434,000 | 1,401 |
| Additional noninterest expense | $1,085,000 | 1,447 |
| Pre-tax net operating income | $2,501,000 | 1,305 |
| Securities gains (losses) | $8,000 | 1,119 |
| Applicable income taxes | $513,000 | 1,123 |
| Income before extraordinary items | $1,996,000 | 1,400 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,996,000 | 1,400 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,996,000 | 1,400 |
| Net charge-offs | $59,000 | 773 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,989,600 | 1,365 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,893,000 | 1,272 |
| Total interest expense | $3,687,000 | 1,258 |
| Net interest income | $20,206,000 | 1,267 |
| Provision for loan and lease losses | $1,175,000 | 1,457 |
| Total noninterest income | $3,202,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $2,699,000 | 417 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $503,000 | 3,145 |
| Total noninterest expense | $14,013,000 | 1,479 |
| Salaries and employee benefits | $7,095,000 | 1,670 |
| Premises and equipment expense | $1,741,000 | 1,349 |
| Additional noninterest expense | $5,177,000 | 1,233 |
| Pre-tax net operating income | $8,220,000 | 1,233 |
| Securities gains (losses) | $402,000 | 689 |
| Applicable income taxes | $1,729,000 | 1,023 |
| Income before extraordinary items | $6,893,000 | 1,277 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,893,000 | 1,278 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,893,000 | 1,278 |
| Net charge-offs | $282,000 | 1,330 |
| Cash dividends | $2,117,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,571,400 | 1,283 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,512,000 | 1,301 |
| Total interest expense | $2,901,000 | 1,273 |
| Net interest income | $14,611,000 | 1,305 |
| Provision for loan and lease losses | $795,000 | 1,553 |
| Total noninterest income | $2,297,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,921,000 | 432 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $376,000 | 3,110 |
| Total noninterest expense | $10,704,000 | 1,446 |
| Salaries and employee benefits | $5,351,000 | 1,647 |
| Premises and equipment expense | $1,338,000 | 1,312 |
| Additional noninterest expense | $4,015,000 | 1,178 |
| Pre-tax net operating income | $5,409,000 | 1,318 |
| Securities gains (losses) | $375,000 | 596 |
| Applicable income taxes | $1,096,000 | 1,113 |
| Income before extraordinary items | $4,688,000 | 1,338 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,688,000 | 1,338 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,688,000 | 1,338 |
| Net charge-offs | $118,000 | 1,560 |
| Cash dividends | $1,667,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,384,250 | 1,358 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,692,000 | 1,317 |
| Total interest expense | $2,010,000 | 1,313 |
| Net interest income | $9,682,000 | 1,314 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $1,442,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,169,000 | 461 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $273,000 | 2,994 |
| Total noninterest expense | $7,462,000 | 1,392 |
| Salaries and employee benefits | $3,576,000 | 1,639 |
| Premises and equipment expense | $858,000 | 1,352 |
| Additional noninterest expense | $3,028,000 | 1,073 |
| Pre-tax net operating income | $3,287,000 | 1,337 |
| Securities gains (losses) | $133,000 | 875 |
| Applicable income taxes | $613,000 | 1,178 |
| Income before extraordinary items | $2,807,000 | 1,383 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,807,000 | 1,383 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,807,000 | 1,383 |
| Net charge-offs | $57,000 | 1,660 |
| Cash dividends | $667,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,697,940 | 1,395 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 1,312 |
| Total interest expense | $1,047,000 | 1,382 |
| Net interest income | $4,841,000 | 1,297 |
| Provision for loan and lease losses | $195,000 | 1,477 |
| Total noninterest income | $758,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $567,000 | 539 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $191,000 | 2,486 |
| Total noninterest expense | $4,006,000 | 1,324 |
| Salaries and employee benefits | $1,761,000 | 1,669 |
| Premises and equipment expense | $254,000 | 2,025 |
| Additional noninterest expense | $1,991,000 | 861 |
| Pre-tax net operating income | $1,398,000 | 1,397 |
| Securities gains (losses) | $85,000 | 663 |
| Applicable income taxes | $303,000 | 1,065 |
| Income before extraordinary items | $1,180,000 | 1,445 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,180,000 | 1,442 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,180,000 | 1,445 |
| Net charge-offs | $-23,000 | 4,698 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,112,000 | 1,506 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,128,000 | 1,650 |
| Total interest expense | $3,220,000 | 1,718 |
| Net interest income | $14,908,000 | 1,601 |
| Provision for loan and lease losses | $781,000 | 1,097 |
| Total noninterest income | $2,476,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,983,000 | 638 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $493,000 | 3,047 |
| Total noninterest expense | $10,561,000 | 1,838 |
| Salaries and employee benefits | $5,345,000 | 2,009 |
| Premises and equipment expense | $791,000 | 2,358 |
| Additional noninterest expense | $4,425,000 | 1,395 |
| Pre-tax net operating income | $6,042,000 | 1,521 |
| Securities gains (losses) | $7,000 | 2,003 |
| Applicable income taxes | $993,000 | 1,438 |
| Income before extraordinary items | $5,056,000 | 1,585 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,056,000 | 1,587 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,056,000 | 1,587 |
| Net charge-offs | $402,000 | 1,190 |
| Cash dividends | $2,625,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $18,149,000 | 46 |
| Net operating income | $5,050,120 | 1,549 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 1,761 |
| Total interest expense | $2,249,000 | 1,817 |
| Net interest income | $10,513,000 | 1,721 |
| Provision for loan and lease losses | $515,000 | 1,139 |
| Total noninterest income | $1,768,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,431,000 | 657 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $337,000 | 3,161 |
| Total noninterest expense | $6,743,000 | 2,082 |
| Salaries and employee benefits | $3,877,000 | 2,066 |
| Premises and equipment expense | $649,000 | 2,243 |
| Additional noninterest expense | $2,217,000 | 1,945 |
| Pre-tax net operating income | $5,023,000 | 1,431 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $953,000 | 1,271 |
| Income before extraordinary items | $4,076,000 | 1,523 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,076,000 | 1,524 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,076,000 | 1,525 |
| Net charge-offs | $166,000 | 1,419 |
| Cash dividends | $2,225,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,071,140 | 1,494 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,447,000 | 1,774 |
| Total interest expense | $1,439,000 | 1,853 |
| Net interest income | $7,008,000 | 1,715 |
| Provision for loan and lease losses | $350,000 | 1,094 |
| Total noninterest income | $1,177,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $939,000 | 660 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $238,000 | 3,063 |
| Total noninterest expense | $4,543,000 | 2,073 |
| Salaries and employee benefits | $2,601,000 | 2,058 |
| Premises and equipment expense | $434,000 | 2,260 |
| Additional noninterest expense | $1,508,000 | 1,928 |
| Pre-tax net operating income | $3,292,000 | 1,433 |
| Securities gains (losses) | $-1,000 | 4,660 |
| Applicable income taxes | $626,000 | 1,268 |
| Income before extraordinary items | $2,665,000 | 1,524 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,665,000 | 1,524 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,665,000 | 1,524 |
| Net charge-offs | $75,000 | 1,571 |
| Cash dividends | $1,725,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,665,810 | 1,489 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 1,794 |
| Total interest expense | $690,000 | 1,868 |
| Net interest income | $3,475,000 | 1,738 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $553,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $457,000 | 666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 3,273 |
| Total noninterest expense | $2,247,000 | 2,094 |
| Salaries and employee benefits | $1,297,000 | 2,082 |
| Premises and equipment expense | $221,000 | 2,259 |
| Additional noninterest expense | $729,000 | 1,965 |
| Pre-tax net operating income | $1,631,000 | 1,422 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $318,000 | 1,224 |
| Income before extraordinary items | $1,313,000 | 1,509 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,313,000 | 1,509 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,313,000 | 1,508 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $1,300,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,313,000 | 1,482 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,976,000 | 1,772 |
| Total interest expense | $2,239,000 | 1,790 |
| Net interest income | $13,737,000 | 1,736 |
| Provision for loan and lease losses | $705,000 | 1,147 |
| Total noninterest income | $2,326,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,853,000 | 693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $473,000 | 3,138 |
| Total noninterest expense | $8,911,000 | 2,078 |
| Salaries and employee benefits | $4,886,000 | 2,139 |
| Premises and equipment expense | $815,000 | 2,337 |
| Additional noninterest expense | $3,210,000 | 1,802 |
| Pre-tax net operating income | $6,447,000 | 1,432 |
| Securities gains (losses) | $-76,000 | 4,941 |
| Applicable income taxes | $1,347,000 | 1,137 |
| Income before extraordinary items | $5,024,000 | 1,574 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,024,000 | 1,573 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,024,000 | 1,573 |
| Net charge-offs | $246,000 | 1,467 |
| Cash dividends | $3,750,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,084,040 | 1,554 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,842,000 | 1,765 |
| Total interest expense | $1,638,000 | 1,749 |
| Net interest income | $10,204,000 | 1,747 |
| Provision for loan and lease losses | $455,000 | 1,198 |
| Total noninterest income | $1,750,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,386,000 | 688 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $364,000 | 3,134 |
| Total noninterest expense | $6,613,000 | 2,090 |
| Salaries and employee benefits | $3,675,000 | 2,118 |
| Premises and equipment expense | $885,000 | 1,843 |
| Additional noninterest expense | $2,053,000 | 2,078 |
| Pre-tax net operating income | $4,886,000 | 1,447 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $916,000 | 1,239 |
| Income before extraordinary items | $3,973,000 | 1,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,973,000 | 1,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,973,000 | 1,527 |
| Net charge-offs | $51,000 | 2,192 |
| Cash dividends | $3,050,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,970,570 | 1,513 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,780,000 | 1,775 |
| Total interest expense | $1,079,000 | 1,677 |
| Net interest income | $6,701,000 | 1,767 |
| Provision for loan and lease losses | $305,000 | 1,152 |
| Total noninterest income | $1,188,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $925,000 | 674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $263,000 | 3,055 |
| Total noninterest expense | $4,356,000 | 2,115 |
| Salaries and employee benefits | $2,445,000 | 2,136 |
| Premises and equipment expense | $579,000 | 1,874 |
| Additional noninterest expense | $1,332,000 | 2,134 |
| Pre-tax net operating income | $3,228,000 | 1,448 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $609,000 | 1,234 |
| Income before extraordinary items | $2,619,000 | 1,513 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,619,000 | 1,512 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,619,000 | 1,512 |
| Net charge-offs | $28,000 | 2,065 |
| Cash dividends | $1,750,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,619,000 | 1,496 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 1,783 |
| Total interest expense | $533,000 | 1,628 |
| Net interest income | $3,299,000 | 1,787 |
| Provision for loan and lease losses | $155,000 | 1,090 |
| Total noninterest income | $577,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $469,000 | 669 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $108,000 | 3,231 |
| Total noninterest expense | $2,173,000 | 2,141 |
| Salaries and employee benefits | $1,216,000 | 2,170 |
| Premises and equipment expense | $291,000 | 1,900 |
| Additional noninterest expense | $666,000 | 2,123 |
| Pre-tax net operating income | $1,548,000 | 1,445 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $296,000 | 1,233 |
| Income before extraordinary items | $1,252,000 | 1,530 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,252,000 | 1,530 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,252,000 | 1,530 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $1,250,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,252,000 | 1,520 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,950,000 | 1,769 |
| Total interest expense | $2,228,000 | 1,401 |
| Net interest income | $12,722,000 | 1,811 |
| Provision for loan and lease losses | $640,000 | 1,230 |
| Total noninterest income | $2,188,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,850,000 | 696 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $338,000 | 3,651 |
| Total noninterest expense | $8,705,000 | 2,132 |
| Salaries and employee benefits | $4,617,000 | 2,228 |
| Premises and equipment expense | $1,174,000 | 1,876 |
| Additional noninterest expense | $2,914,000 | 1,983 |
| Pre-tax net operating income | $5,565,000 | 1,570 |
| Securities gains (losses) | $-37,000 | 5,264 |
| Applicable income taxes | $1,487,000 | 1,551 |
| Income before extraordinary items | $4,041,000 | 1,603 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,041,000 | 1,603 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,041,000 | 1,603 |
| Net charge-offs | $424,000 | 1,203 |
| Cash dividends | $3,090,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,068,010 | 1,577 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,156,000 | 1,785 |
| Total interest expense | $1,689,000 | 1,384 |
| Net interest income | $9,467,000 | 1,836 |
| Provision for loan and lease losses | $430,000 | 1,300 |
| Total noninterest income | $1,655,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,350,000 | 711 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $305,000 | 3,455 |
| Total noninterest expense | $6,548,000 | 2,134 |
| Salaries and employee benefits | $3,483,000 | 2,216 |
| Premises and equipment expense | $874,000 | 1,905 |
| Additional noninterest expense | $2,191,000 | 1,974 |
| Pre-tax net operating income | $4,144,000 | 1,598 |
| Securities gains (losses) | $20,000 | 1,322 |
| Applicable income taxes | $1,070,000 | 1,411 |
| Income before extraordinary items | $3,094,000 | 1,697 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,094,000 | 1,698 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,094,000 | 1,698 |
| Net charge-offs | $321,000 | 1,082 |
| Cash dividends | $2,645,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,079,200 | 1,686 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 1,777 |
| Total interest expense | $1,140,000 | 1,341 |
| Net interest income | $6,237,000 | 1,837 |
| Provision for loan and lease losses | $290,000 | 1,264 |
| Total noninterest income | $1,109,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $890,000 | 707 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $219,000 | 3,352 |
| Total noninterest expense | $4,326,000 | 2,159 |
| Salaries and employee benefits | $2,351,000 | 2,207 |
| Premises and equipment expense | $581,000 | 1,912 |
| Additional noninterest expense | $1,394,000 | 2,044 |
| Pre-tax net operating income | $2,730,000 | 1,583 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $697,000 | 1,404 |
| Income before extraordinary items | $2,033,000 | 1,680 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,033,000 | 1,679 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,033,000 | 1,680 |
| Net charge-offs | $247,000 | 934 |
| Cash dividends | $1,345,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,033,000 | 1,669 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 1,787 |
| Total interest expense | $575,000 | 1,298 |
| Net interest income | $3,059,000 | 1,858 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $556,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $462,000 | 684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,554 |
| Total noninterest expense | $2,287,000 | 2,083 |
| Salaries and employee benefits | $1,245,000 | 2,144 |
| Premises and equipment expense | $283,000 | 1,959 |
| Additional noninterest expense | $759,000 | 1,920 |
| Pre-tax net operating income | $1,238,000 | 1,680 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $314,000 | 1,455 |
| Income before extraordinary items | $924,000 | 1,761 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $924,000 | 1,760 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $924,000 | 1,761 |
| Net charge-offs | $112,000 | 870 |
| Cash dividends | $870,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $924,000 | 1,749 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,929,000 | 1,822 |
| Total interest expense | $2,346,000 | 1,234 |
| Net interest income | $11,583,000 | 1,922 |
| Provision for loan and lease losses | $250,000 | 2,175 |
| Total noninterest income | $2,183,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,812,000 | 718 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $371,000 | 3,672 |
| Total noninterest expense | $8,758,000 | 2,133 |
| Salaries and employee benefits | $4,809,000 | 2,152 |
| Premises and equipment expense | $1,063,000 | 2,043 |
| Additional noninterest expense | $2,886,000 | 2,042 |
| Pre-tax net operating income | $4,758,000 | 1,685 |
| Securities gains (losses) | $42,000 | 1,954 |
| Applicable income taxes | $1,178,000 | 1,493 |
| Income before extraordinary items | $3,622,000 | 1,796 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,622,000 | 1,795 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,622,000 | 1,795 |
| Net charge-offs | $412,000 | 1,223 |
| Cash dividends | $2,618,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,590,500 | 1,769 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,402,000 | 1,829 |
| Total interest expense | $1,762,000 | 1,232 |
| Net interest income | $8,640,000 | 1,941 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $1,632,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,353,000 | 715 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $279,000 | 3,674 |
| Total noninterest expense | $6,514,000 | 2,145 |
| Salaries and employee benefits | $3,592,000 | 2,154 |
| Premises and equipment expense | $814,000 | 2,015 |
| Additional noninterest expense | $2,108,000 | 2,086 |
| Pre-tax net operating income | $3,608,000 | 1,686 |
| Securities gains (losses) | $42,000 | 1,893 |
| Applicable income taxes | $928,000 | 1,487 |
| Income before extraordinary items | $2,722,000 | 1,820 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,722,000 | 1,820 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,722,000 | 1,820 |
| Net charge-offs | $215,000 | 1,398 |
| Cash dividends | $1,243,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,690,500 | 1,788 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 1,844 |
| Total interest expense | $1,178,000 | 1,218 |
| Net interest income | $5,746,000 | 1,948 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $1,084,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $896,000 | 711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 3,691 |
| Total noninterest expense | $4,281,000 | 2,182 |
| Salaries and employee benefits | $2,396,000 | 2,166 |
| Premises and equipment expense | $526,000 | 2,074 |
| Additional noninterest expense | $1,359,000 | 2,164 |
| Pre-tax net operating income | $2,399,000 | 1,691 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $623,000 | 1,467 |
| Income before extraordinary items | $1,818,000 | 1,799 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,818,000 | 1,799 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,818,000 | 1,799 |
| Net charge-offs | $110,000 | 1,536 |
| Cash dividends | $764,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,786,920 | 1,775 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 1,848 |
| Total interest expense | $598,000 | 1,188 |
| Net interest income | $2,837,000 | 1,968 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $513,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $444,000 | 706 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $2,096,000 | 2,230 |
| Salaries and employee benefits | $1,197,000 | 2,179 |
| Premises and equipment expense | $271,000 | 2,034 |
| Additional noninterest expense | $628,000 | 2,302 |
| Pre-tax net operating income | $1,179,000 | 1,704 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $308,000 | 1,450 |
| Income before extraordinary items | $872,000 | 1,838 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $872,000 | 1,839 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $872,000 | 1,839 |
| Net charge-offs | $73,000 | 1,199 |
| Cash dividends | $283,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $871,260 | 1,797 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,399,000 | 1,846 |
| Total interest expense | $2,463,000 | 1,130 |
| Net interest income | $10,936,000 | 1,977 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $1,772,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,457,000 | 877 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $315,000 | 3,916 |
| Total noninterest expense | $8,304,000 | 2,222 |
| Salaries and employee benefits | $4,568,000 | 2,215 |
| Premises and equipment expense | $1,103,000 | 2,028 |
| Additional noninterest expense | $2,633,000 | 2,235 |
| Pre-tax net operating income | $4,104,000 | 1,828 |
| Securities gains (losses) | $202,000 | 740 |
| Applicable income taxes | $1,082,000 | 1,529 |
| Income before extraordinary items | $3,224,000 | 1,933 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,224,000 | 1,934 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,224,000 | 1,935 |
| Net charge-offs | $334,000 | 1,513 |
| Cash dividends | $1,210,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,072,500 | 1,976 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,993,000 | 1,865 |
| Total interest expense | $1,853,000 | 1,144 |
| Net interest income | $8,140,000 | 1,998 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $1,336,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,091,000 | 878 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,896 |
| Total noninterest expense | $6,212,000 | 2,229 |
| Salaries and employee benefits | $3,439,000 | 2,213 |
| Premises and equipment expense | $854,000 | 1,993 |
| Additional noninterest expense | $1,919,000 | 2,287 |
| Pre-tax net operating income | $3,039,000 | 1,880 |
| Securities gains (losses) | $104,000 | 1,011 |
| Applicable income taxes | $788,000 | 1,602 |
| Income before extraordinary items | $2,355,000 | 1,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,355,000 | 1,988 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,355,000 | 1,988 |
| Net charge-offs | $304,000 | 1,189 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,277,000 | 1,994 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 1,877 |
| Total interest expense | $1,234,000 | 1,147 |
| Net interest income | $5,379,000 | 2,009 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $891,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $714,000 | 887 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,818 |
| Total noninterest expense | $4,015,000 | 2,294 |
| Salaries and employee benefits | $2,310,000 | 2,212 |
| Premises and equipment expense | $566,000 | 2,009 |
| Additional noninterest expense | $1,139,000 | 2,539 |
| Pre-tax net operating income | $2,105,000 | 1,826 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $534,000 | 1,561 |
| Income before extraordinary items | $1,571,000 | 1,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,571,000 | 1,970 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,571,000 | 1,970 |
| Net charge-offs | $185,000 | 1,238 |
| Cash dividends | $460,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,571,000 | 1,920 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 1,887 |
| Total interest expense | $613,000 | 1,157 |
| Net interest income | $2,688,000 | 2,003 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $422,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $354,000 | 872 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 4,131 |
| Total noninterest expense | $2,029,000 | 2,281 |
| Salaries and employee benefits | $1,150,000 | 2,241 |
| Premises and equipment expense | $304,000 | 1,907 |
| Additional noninterest expense | $575,000 | 2,506 |
| Pre-tax net operating income | $1,006,000 | 1,852 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $268,000 | 1,558 |
| Income before extraordinary items | $738,000 | 2,045 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $738,000 | 2,046 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $738,000 | 2,046 |
| Net charge-offs | $178,000 | 794 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $738,000 | 1,985 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,693,000 | 1,834 |
| Total interest expense | $2,425,000 | 1,203 |
| Net interest income | $11,268,000 | 1,922 |
| Provision for loan and lease losses | $205,000 | 2,435 |
| Total noninterest income | $1,940,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,520,000 | 878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $420,000 | 3,523 |
| Total noninterest expense | $7,963,000 | 2,325 |
| Salaries and employee benefits | $4,427,000 | 2,284 |
| Premises and equipment expense | $1,105,000 | 2,069 |
| Additional noninterest expense | $2,431,000 | 2,460 |
| Pre-tax net operating income | $5,040,000 | 1,503 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $1,432,000 | 1,235 |
| Income before extraordinary items | $3,613,000 | 1,715 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,613,000 | 1,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,613,000 | 1,714 |
| Net charge-offs | $463,000 | 1,550 |
| Cash dividends | $5,096,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,609,400 | 1,687 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,265,000 | 1,841 |
| Total interest expense | $1,807,000 | 1,221 |
| Net interest income | $8,458,000 | 1,933 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,456,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,150,000 | 877 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $306,000 | 3,612 |
| Total noninterest expense | $6,015,000 | 2,319 |
| Salaries and employee benefits | $3,308,000 | 2,297 |
| Premises and equipment expense | $853,000 | 2,031 |
| Additional noninterest expense | $1,854,000 | 2,421 |
| Pre-tax net operating income | $3,899,000 | 1,490 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $1,142,000 | 1,188 |
| Income before extraordinary items | $2,759,000 | 1,699 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,759,000 | 1,700 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,759,000 | 1,699 |
| Net charge-offs | $356,000 | 1,448 |
| Cash dividends | $2,096,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,757,580 | 1,664 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 1,847 |
| Total interest expense | $1,200,000 | 1,239 |
| Net interest income | $5,608,000 | 1,929 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,005,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $767,000 | 867 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $238,000 | 3,372 |
| Total noninterest expense | $4,027,000 | 2,321 |
| Salaries and employee benefits | $2,170,000 | 2,330 |
| Premises and equipment expense | $559,000 | 2,069 |
| Additional noninterest expense | $1,298,000 | 2,308 |
| Pre-tax net operating income | $2,586,000 | 1,449 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $785,000 | 1,147 |
| Income before extraordinary items | $1,802,000 | 1,679 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,802,000 | 1,682 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,802,000 | 1,681 |
| Net charge-offs | $306,000 | 1,243 |
| Cash dividends | $1,296,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,801,300 | 1,653 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 1,860 |
| Total interest expense | $596,000 | 1,266 |
| Net interest income | $2,769,000 | 1,947 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $471,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $377,000 | 870 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $94,000 | 3,667 |
| Total noninterest expense | $2,055,000 | 2,282 |
| Salaries and employee benefits | $1,082,000 | 2,345 |
| Premises and equipment expense | $292,000 | 2,028 |
| Additional noninterest expense | $681,000 | 2,199 |
| Pre-tax net operating income | $1,185,000 | 1,530 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $356,000 | 1,180 |
| Income before extraordinary items | $830,000 | 1,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $830,000 | 1,763 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $830,000 | 1,761 |
| Net charge-offs | $274,000 | 765 |
| Cash dividends | $324,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $829,300 | 1,731 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 1,836 |
| Total interest expense | $2,622,000 | 1,282 |
| Net interest income | $10,956,000 | 1,936 |
| Provision for loan and lease losses | $-925,000 | 6,665 |
| Total noninterest income | $1,831,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,461,000 | 943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $370,000 | 3,787 |
| Total noninterest expense | $7,784,000 | 2,409 |
| Salaries and employee benefits | $4,192,000 | 2,380 |
| Premises and equipment expense | $1,060,000 | 2,138 |
| Additional noninterest expense | $2,532,000 | 2,433 |
| Pre-tax net operating income | $5,928,000 | 1,240 |
| Securities gains (losses) | $-64,000 | 6,488 |
| Applicable income taxes | $1,859,000 | 951 |
| Income before extraordinary items | $4,005,000 | 1,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,005,000 | 1,507 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,005,000 | 1,509 |
| Net charge-offs | $-284,000 | 6,674 |
| Cash dividends | $3,022,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,048,520 | 1,450 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,085,000 | 1,862 |
| Total interest expense | $1,980,000 | 1,320 |
| Net interest income | $8,105,000 | 1,960 |
| Provision for loan and lease losses | $-925,000 | 6,778 |
| Total noninterest income | $1,364,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,099,000 | 939 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 3,928 |
| Total noninterest expense | $5,601,000 | 2,488 |
| Salaries and employee benefits | $3,145,000 | 2,392 |
| Premises and equipment expense | $800,000 | 2,146 |
| Additional noninterest expense | $1,656,000 | 2,748 |
| Pre-tax net operating income | $4,793,000 | 1,184 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $1,547,000 | 905 |
| Income before extraordinary items | $3,277,000 | 1,385 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,277,000 | 1,387 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,277,000 | 1,387 |
| Net charge-offs | $-653,000 | 6,839 |
| Cash dividends | $1,534,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,255,920 | 1,364 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 1,872 |
| Total interest expense | $1,321,000 | 1,357 |
| Net interest income | $5,352,000 | 1,967 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $923,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $742,000 | 908 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,941 |
| Total noninterest expense | $3,714,000 | 2,495 |
| Salaries and employee benefits | $2,094,000 | 2,401 |
| Premises and equipment expense | $534,000 | 2,148 |
| Additional noninterest expense | $1,086,000 | 2,772 |
| Pre-tax net operating income | $2,486,000 | 1,444 |
| Securities gains (losses) | $31,000 | 1,803 |
| Applicable income taxes | $773,000 | 1,123 |
| Income before extraordinary items | $1,744,000 | 1,707 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,744,000 | 1,711 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,744,000 | 1,712 |
| Net charge-offs | $-154,000 | 6,762 |
| Cash dividends | $1,034,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,722,610 | 1,657 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 1,881 |
| Total interest expense | $660,000 | 1,404 |
| Net interest income | $2,687,000 | 1,979 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $451,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $352,000 | 943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $1,852,000 | 2,538 |
| Salaries and employee benefits | $1,044,000 | 2,428 |
| Premises and equipment expense | $265,000 | 2,204 |
| Additional noninterest expense | $543,000 | 2,772 |
| Pre-tax net operating income | $1,211,000 | 1,462 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $367,000 | 1,151 |
| Income before extraordinary items | $846,000 | 1,697 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $846,000 | 1,698 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $846,000 | 1,699 |
| Net charge-offs | $31,000 | 2,772 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $844,600 | 1,643 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,849,000 | 1,909 |
| Total interest expense | $2,859,000 | 1,552 |
| Net interest income | $10,990,000 | 1,983 |
| Provision for loan and lease losses | $1,525,000 | 1,307 |
| Total noninterest income | $1,876,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,519,000 | 941 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $357,000 | 3,796 |
| Total noninterest expense | $7,853,000 | 2,415 |
| Salaries and employee benefits | $4,005,000 | 2,442 |
| Premises and equipment expense | $1,102,000 | 2,087 |
| Additional noninterest expense | $2,746,000 | 2,365 |
| Pre-tax net operating income | $3,488,000 | 1,826 |
| Securities gains (losses) | $235,000 | 1,564 |
| Applicable income taxes | $1,095,000 | 1,379 |
| Income before extraordinary items | $2,628,000 | 2,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,628,000 | 2,075 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,628,000 | 2,078 |
| Net charge-offs | $647,000 | 2,312 |
| Cash dividends | $1,160,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,461,150 | 2,072 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,429,000 | 1,922 |
| Total interest expense | $2,160,000 | 1,614 |
| Net interest income | $8,269,000 | 2,009 |
| Provision for loan and lease losses | $1,525,000 | 1,067 |
| Total noninterest income | $1,404,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,153,000 | 929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $251,000 | 3,934 |
| Total noninterest expense | $5,683,000 | 2,490 |
| Salaries and employee benefits | $3,012,000 | 2,448 |
| Premises and equipment expense | $865,000 | 2,039 |
| Additional noninterest expense | $1,806,000 | 2,662 |
| Pre-tax net operating income | $2,465,000 | 2,000 |
| Securities gains (losses) | $235,000 | 1,314 |
| Applicable income taxes | $781,000 | 1,461 |
| Income before extraordinary items | $1,919,000 | 2,189 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,919,000 | 2,189 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,919,000 | 2,190 |
| Net charge-offs | $816,000 | 1,652 |
| Cash dividends | $730,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,752,150 | 2,231 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,988,000 | 1,921 |
| Total interest expense | $1,440,000 | 1,671 |
| Net interest income | $5,548,000 | 1,992 |
| Provision for loan and lease losses | $1,150,000 | 981 |
| Total noninterest income | $942,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $778,000 | 906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 3,941 |
| Total noninterest expense | $3,807,000 | 2,484 |
| Salaries and employee benefits | $2,021,000 | 2,433 |
| Premises and equipment expense | $573,000 | 2,038 |
| Additional noninterest expense | $1,213,000 | 2,664 |
| Pre-tax net operating income | $1,533,000 | 2,104 |
| Securities gains (losses) | $223,000 | 1,031 |
| Applicable income taxes | $500,000 | 1,490 |
| Income before extraordinary items | $1,256,000 | 2,188 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,256,000 | 2,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,256,000 | 2,189 |
| Net charge-offs | $469,000 | 1,844 |
| Cash dividends | $730,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,095,440 | 2,310 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 1,942 |
| Total interest expense | $737,000 | 1,692 |
| Net interest income | $2,752,000 | 2,006 |
| Provision for loan and lease losses | $700,000 | 818 |
| Total noninterest income | $450,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $369,000 | 951 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 4,014 |
| Total noninterest expense | $1,987,000 | 2,377 |
| Salaries and employee benefits | $1,014,000 | 2,440 |
| Premises and equipment expense | $291,000 | 2,030 |
| Additional noninterest expense | $682,000 | 2,348 |
| Pre-tax net operating income | $515,000 | 2,826 |
| Securities gains (losses) | $223,000 | 554 |
| Applicable income taxes | $186,000 | 1,816 |
| Income before extraordinary items | $552,000 | 2,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $552,000 | 2,418 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $552,000 | 2,419 |
| Net charge-offs | $486,000 | 1,118 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $384,750 | 2,999 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,049,000 | 1,872 |
| Total interest expense | $3,635,000 | 1,653 |
| Net interest income | $11,414,000 | 1,927 |
| Provision for loan and lease losses | $3,500,000 | 1,053 |
| Total noninterest income | $1,942,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,554,000 | 945 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $388,000 | 3,485 |
| Total noninterest expense | $7,990,000 | 2,376 |
| Salaries and employee benefits | $3,998,000 | 2,405 |
| Premises and equipment expense | $1,133,000 | 2,154 |
| Additional noninterest expense | $2,859,000 | 2,301 |
| Pre-tax net operating income | $1,866,000 | 2,641 |
| Securities gains (losses) | $707,000 | 601 |
| Applicable income taxes | $550,000 | 1,942 |
| Income before extraordinary items | $2,023,000 | 2,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,023,000 | 2,245 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,023,000 | 2,245 |
| Net charge-offs | $4,103,000 | 945 |
| Cash dividends | $1,420,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,464,470 | 2,722 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,460,000 | 1,862 |
| Total interest expense | $2,874,000 | 1,638 |
| Net interest income | $8,586,000 | 1,925 |
| Provision for loan and lease losses | $2,550,000 | 1,049 |
| Total noninterest income | $1,472,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,188,000 | 938 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $284,000 | 3,539 |
| Total noninterest expense | $6,172,000 | 2,321 |
| Salaries and employee benefits | $3,002,000 | 2,399 |
| Premises and equipment expense | $866,000 | 2,149 |
| Additional noninterest expense | $2,304,000 | 2,169 |
| Pre-tax net operating income | $1,336,000 | 2,795 |
| Securities gains (losses) | $498,000 | 646 |
| Applicable income taxes | $372,000 | 2,017 |
| Income before extraordinary items | $1,462,000 | 2,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,462,000 | 2,373 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,462,000 | 2,373 |
| Net charge-offs | $3,608,000 | 815 |
| Cash dividends | $880,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,063,600 | 2,843 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 1,857 |
| Total interest expense | $1,985,000 | 1,640 |
| Net interest income | $5,738,000 | 1,924 |
| Provision for loan and lease losses | $1,900,000 | 947 |
| Total noninterest income | $1,000,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $812,000 | 900 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 3,592 |
| Total noninterest expense | $4,141,000 | 2,329 |
| Salaries and employee benefits | $1,994,000 | 2,427 |
| Premises and equipment expense | $580,000 | 2,159 |
| Additional noninterest expense | $1,567,000 | 2,168 |
| Pre-tax net operating income | $697,000 | 3,190 |
| Securities gains (losses) | $498,000 | 367 |
| Applicable income taxes | $224,000 | 2,105 |
| Income before extraordinary items | $971,000 | 2,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $971,000 | 2,337 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $971,000 | 2,337 |
| Net charge-offs | $3,030,000 | 681 |
| Cash dividends | $630,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $567,620 | 3,226 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 1,843 |
| Total interest expense | $1,038,000 | 1,632 |
| Net interest income | $2,873,000 | 1,920 |
| Provision for loan and lease losses | $525,000 | 1,380 |
| Total noninterest income | $466,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $373,000 | 962 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $93,000 | 3,692 |
| Total noninterest expense | $2,123,000 | 2,278 |
| Salaries and employee benefits | $992,000 | 2,454 |
| Premises and equipment expense | $298,000 | 2,152 |
| Additional noninterest expense | $833,000 | 2,029 |
| Pre-tax net operating income | $691,000 | 1,991 |
| Securities gains (losses) | $31,000 | 940 |
| Applicable income taxes | $166,000 | 1,692 |
| Income before extraordinary items | $556,000 | 2,054 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $556,000 | 2,053 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $556,000 | 2,054 |
| Net charge-offs | $783,000 | 1,007 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $532,130 | 2,094 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,111,000 | 1,880 |
| Total interest expense | $5,148,000 | 1,616 |
| Net interest income | $10,963,000 | 1,983 |
| Provision for loan and lease losses | $3,250,000 | 1,538 |
| Total noninterest income | $1,939,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,482,000 | 1,026 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $457,000 | 3,317 |
| Total noninterest expense | $8,055,000 | 2,402 |
| Salaries and employee benefits | $3,828,000 | 2,509 |
| Premises and equipment expense | $1,205,000 | 2,097 |
| Additional noninterest expense | $3,022,000 | 2,279 |
| Pre-tax net operating income | $1,597,000 | 2,624 |
| Securities gains (losses) | $733,000 | 637 |
| Applicable income taxes | $385,000 | 2,126 |
| Income before extraordinary items | $1,945,000 | 2,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,945,000 | 2,073 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,945,000 | 2,074 |
| Net charge-offs | $3,221,000 | 1,408 |
| Cash dividends | $480,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,336,610 | 2,606 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,122,000 | 1,910 |
| Total interest expense | $3,948,000 | 1,646 |
| Net interest income | $8,174,000 | 2,025 |
| Provision for loan and lease losses | $2,400,000 | 1,466 |
| Total noninterest income | $1,449,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,096,000 | 1,060 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $353,000 | 3,291 |
| Total noninterest expense | $6,176,000 | 2,352 |
| Salaries and employee benefits | $2,893,000 | 2,506 |
| Premises and equipment expense | $920,000 | 2,084 |
| Additional noninterest expense | $2,363,000 | 2,175 |
| Pre-tax net operating income | $1,047,000 | 2,998 |
| Securities gains (losses) | $727,000 | 541 |
| Applicable income taxes | $303,000 | 2,135 |
| Income before extraordinary items | $1,471,000 | 2,182 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,471,000 | 2,183 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,471,000 | 2,185 |
| Net charge-offs | $2,410,000 | 1,343 |
| Cash dividends | $480,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $867,590 | 3,022 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 1,927 |
| Total interest expense | $2,700,000 | 1,670 |
| Net interest income | $5,420,000 | 2,038 |
| Provision for loan and lease losses | $1,400,000 | 1,588 |
| Total noninterest income | $974,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $734,000 | 1,069 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $240,000 | 3,186 |
| Total noninterest expense | $4,204,000 | 2,298 |
| Salaries and employee benefits | $1,936,000 | 2,516 |
| Premises and equipment expense | $621,000 | 2,089 |
| Additional noninterest expense | $1,647,000 | 2,084 |
| Pre-tax net operating income | $790,000 | 2,818 |
| Securities gains (losses) | $430,000 | 542 |
| Applicable income taxes | $218,000 | 2,047 |
| Income before extraordinary items | $1,002,000 | 2,117 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,002,000 | 2,116 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,002,000 | 2,119 |
| Net charge-offs | $1,410,000 | 1,420 |
| Cash dividends | $305,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $649,400 | 2,798 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 1,992 |
| Total interest expense | $1,364,000 | 1,734 |
| Net interest income | $2,654,000 | 2,106 |
| Provision for loan and lease losses | $650,000 | 1,543 |
| Total noninterest income | $474,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $362,000 | 1,080 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $112,000 | 3,298 |
| Total noninterest expense | $2,036,000 | 2,409 |
| Salaries and employee benefits | $963,000 | 2,556 |
| Premises and equipment expense | $311,000 | 2,142 |
| Additional noninterest expense | $762,000 | 2,226 |
| Pre-tax net operating income | $442,000 | 2,648 |
| Securities gains (losses) | $157,000 | 608 |
| Applicable income taxes | $106,000 | 2,062 |
| Income before extraordinary items | $493,000 | 2,170 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $493,000 | 2,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $493,000 | 2,170 |
| Net charge-offs | $804,000 | 1,195 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $364,260 | 2,616 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,676,000 | 2,042 |
| Total interest expense | $6,331,000 | 1,840 |
| Net interest income | $10,345,000 | 2,122 |
| Provision for loan and lease losses | $4,292,000 | 1,595 |
| Total noninterest income | $2,152,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,632,000 | 1,065 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $520,000 | 3,143 |
| Total noninterest expense | $12,018,000 | 1,691 |
| Salaries and employee benefits | $3,724,000 | 2,619 |
| Premises and equipment expense | $1,411,000 | 1,903 |
| Additional noninterest expense | $6,883,000 | 1,133 |
| Pre-tax net operating income | $-3,813,000 | 7,032 |
| Securities gains (losses) | $-231,000 | 7,444 |
| Applicable income taxes | $-440,000 | 6,997 |
| Income before extraordinary items | $-3,604,000 | 7,094 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,604,000 | 7,092 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,604,000 | 7,092 |
| Net charge-offs | $3,636,000 | 1,427 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,398,410 | 7,069 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,557,000 | 2,067 |
| Total interest expense | $4,886,000 | 1,869 |
| Net interest income | $7,671,000 | 2,141 |
| Provision for loan and lease losses | $2,843,000 | 1,533 |
| Total noninterest income | $1,640,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,283,000 | 1,013 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $357,000 | 3,370 |
| Total noninterest expense | $7,502,000 | 2,009 |
| Salaries and employee benefits | $2,821,000 | 2,607 |
| Premises and equipment expense | $1,095,000 | 1,859 |
| Additional noninterest expense | $3,586,000 | 1,499 |
| Pre-tax net operating income | $-1,034,000 | 6,668 |
| Securities gains (losses) | $-609,000 | 7,778 |
| Applicable income taxes | $-373,000 | 7,265 |
| Income before extraordinary items | $-1,270,000 | 6,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,270,000 | 6,897 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,270,000 | 6,897 |
| Net charge-offs | $3,393,000 | 1,099 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-801,070 | 6,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,372,000 | 2,099 |
| Total interest expense | $3,323,000 | 1,916 |
| Net interest income | $5,049,000 | 2,168 |
| Provision for loan and lease losses | $1,690,000 | 1,555 |
| Total noninterest income | $1,088,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $839,000 | 1,015 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $249,000 | 3,309 |
| Total noninterest expense | $5,605,000 | 1,834 |
| Salaries and employee benefits | $1,917,000 | 2,596 |
| Premises and equipment expense | $661,000 | 2,068 |
| Additional noninterest expense | $3,027,000 | 1,249 |
| Pre-tax net operating income | $-1,158,000 | 7,098 |
| Securities gains (losses) | $-723,000 | 7,966 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,881,000 | 7,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,881,000 | 7,443 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,881,000 | 7,442 |
| Net charge-offs | $2,084,000 | 1,096 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,158,000 | 7,208 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 2,116 |
| Total interest expense | $1,680,000 | 1,970 |
| Net interest income | $2,522,000 | 2,171 |
| Provision for loan and lease losses | $432,000 | 1,932 |
| Total noninterest income | $513,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $402,000 | 1,024 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $111,000 | 3,492 |
| Total noninterest expense | $1,939,000 | 2,495 |
| Salaries and employee benefits | $1,012,000 | 2,521 |
| Premises and equipment expense | $339,000 | 2,058 |
| Additional noninterest expense | $588,000 | 2,612 |
| Pre-tax net operating income | $664,000 | 1,889 |
| Securities gains (losses) | $277,000 | 533 |
| Applicable income taxes | $216,000 | 1,368 |
| Income before extraordinary items | $725,000 | 1,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $725,000 | 1,506 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $725,000 | 1,506 |
| Net charge-offs | $1,042,000 | 938 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $511,710 | 1,964 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,107,000 | 2,619 |
| Total interest expense | $6,442,000 | 2,363 |
| Net interest income | $7,665,000 | 2,819 |
| Provision for loan and lease losses | $760,000 | 3,125 |
| Total noninterest income | $1,320,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,202,000 | 1,488 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $118,000 | 5,702 |
| Total noninterest expense | $5,342,000 | 3,383 |
| Salaries and employee benefits | $2,885,000 | 3,364 |
| Premises and equipment expense | $876,000 | 2,940 |
| Additional noninterest expense | $1,581,000 | 3,489 |
| Pre-tax net operating income | $2,883,000 | 1,867 |
| Securities gains (losses) | $19,000 | 2,215 |
| Applicable income taxes | $686,000 | 1,543 |
| Income before extraordinary items | $2,216,000 | 1,803 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,216,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 3,200 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,201,560 | 1,940 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,603,000 | 2,678 |
| Total interest expense | $4,946,000 | 2,401 |
| Net interest income | $5,657,000 | 2,880 |
| Provision for loan and lease losses | $435,000 | 2,956 |
| Total noninterest income | $977,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $890,000 | 1,519 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $3,937,000 | 3,428 |
| Salaries and employee benefits | $2,133,000 | 3,437 |
| Premises and equipment expense | $651,000 | 2,987 |
| Additional noninterest expense | $1,153,000 | 3,489 |
| Pre-tax net operating income | $2,262,000 | 2,093 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $581,000 | 1,722 |
| Income before extraordinary items | $1,700,000 | 2,068 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,700,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,479 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,685,750 | 2,192 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,701 |
| Total interest expense | $3,346,000 | 2,457 |
| Net interest income | $3,703,000 | 2,913 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $640,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $577,000 | 1,539 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $2,581,000 | 3,475 |
| Salaries and employee benefits | $1,415,000 | 3,493 |
| Premises and equipment expense | $421,000 | 3,075 |
| Additional noninterest expense | $745,000 | 3,540 |
| Pre-tax net operating income | $1,527,000 | 2,156 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $409,000 | 1,848 |
| Income before extraordinary items | $1,133,000 | 2,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,133,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,402 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,122,050 | 2,292 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 2,780 |
| Total interest expense | $1,718,000 | 2,548 |
| Net interest income | $1,791,000 | 2,993 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $300,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $275,000 | 1,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $1,269,000 | 3,542 |
| Salaries and employee benefits | $688,000 | 3,592 |
| Premises and equipment expense | $214,000 | 3,034 |
| Additional noninterest expense | $367,000 | 3,539 |
| Pre-tax net operating income | $747,000 | 2,297 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $544,000 | 2,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $544,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $544,000 | 2,438 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,336,000 | 2,980 |
| Total interest expense | $6,554,000 | 2,787 |
| Net interest income | $6,782,000 | 3,178 |
| Provision for loan and lease losses | $335,000 | 2,995 |
| Total noninterest income | $1,240,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,113,000 | 1,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $127,000 | 5,854 |
| Total noninterest expense | $4,880,000 | 3,506 |
| Salaries and employee benefits | $2,630,000 | 3,582 |
| Premises and equipment expense | $882,000 | 2,847 |
| Additional noninterest expense | $1,368,000 | 3,689 |
| Pre-tax net operating income | $2,807,000 | 2,589 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $775,000 | 2,182 |
| Income before extraordinary items | $2,032,000 | 2,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,032,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,889 |
| Cash dividends | $275,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,032,000 | 2,767 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,738,000 | 3,059 |
| Total interest expense | $4,814,000 | 2,834 |
| Net interest income | $4,924,000 | 3,272 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $911,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $819,000 | 1,614 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $92,000 | 5,943 |
| Total noninterest expense | $3,637,000 | 3,511 |
| Salaries and employee benefits | $1,939,000 | 3,615 |
| Premises and equipment expense | $662,000 | 2,834 |
| Additional noninterest expense | $1,036,000 | 3,599 |
| Pre-tax net operating income | $1,973,000 | 2,867 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $539,000 | 2,437 |
| Income before extraordinary items | $1,434,000 | 3,073 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,434,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,678 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,434,000 | 3,050 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 3,154 |
| Total interest expense | $3,118,000 | 2,914 |
| Net interest income | $3,191,000 | 3,370 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $602,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $537,000 | 1,646 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $65,000 | 5,877 |
| Total noninterest expense | $2,439,000 | 3,517 |
| Salaries and employee benefits | $1,293,000 | 3,652 |
| Premises and equipment expense | $444,000 | 2,851 |
| Additional noninterest expense | $702,000 | 3,557 |
| Pre-tax net operating income | $1,204,000 | 3,110 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $323,000 | 2,647 |
| Income before extraordinary items | $881,000 | 3,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $881,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,059 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $881,000 | 3,291 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 3,244 |
| Total interest expense | $1,512,000 | 2,973 |
| Net interest income | $1,529,000 | 3,495 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $287,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $263,000 | 1,632 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $1,204,000 | 3,562 |
| Salaries and employee benefits | $646,000 | 3,684 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $340,000 | 3,616 |
| Pre-tax net operating income | $537,000 | 3,363 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $134,000 | 2,887 |
| Income before extraordinary items | $403,000 | 3,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $403,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,949 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $403,000 | 3,459 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,814,000 | 3,372 |
| Total interest expense | $4,668,000 | 3,203 |
| Net interest income | $6,146,000 | 3,462 |
| Provision for loan and lease losses | $365,000 | 2,431 |
| Total noninterest income | $1,118,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $981,000 | 1,781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $4,702,000 | 3,516 |
| Salaries and employee benefits | $2,478,000 | 3,631 |
| Premises and equipment expense | $878,000 | 2,767 |
| Additional noninterest expense | $1,346,000 | 3,594 |
| Pre-tax net operating income | $2,197,000 | 3,433 |
| Securities gains (losses) | $149,000 | 450 |
| Applicable income taxes | $641,000 | 2,789 |
| Income before extraordinary items | $1,705,000 | 3,481 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,705,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,519 |
| Cash dividends | $450,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,596,230 | 3,614 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 3,390 |
| Total interest expense | $3,338,000 | 3,229 |
| Net interest income | $4,627,000 | 3,471 |
| Provision for loan and lease losses | $290,000 | 2,221 |
| Total noninterest income | $839,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $729,000 | 1,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,662 |
| Total noninterest expense | $3,520,000 | 3,507 |
| Salaries and employee benefits | $1,867,000 | 3,628 |
| Premises and equipment expense | $671,000 | 2,742 |
| Additional noninterest expense | $982,000 | 3,660 |
| Pre-tax net operating income | $1,656,000 | 3,550 |
| Securities gains (losses) | $149,000 | 371 |
| Applicable income taxes | $505,000 | 2,858 |
| Income before extraordinary items | $1,300,000 | 3,539 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,300,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,759 |
| Cash dividends | $225,000 | 4,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,192,720 | 3,739 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 3,410 |
| Total interest expense | $2,090,000 | 3,262 |
| Net interest income | $3,094,000 | 3,468 |
| Provision for loan and lease losses | $235,000 | 1,870 |
| Total noninterest income | $530,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $470,000 | 1,832 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $2,340,000 | 3,528 |
| Salaries and employee benefits | $1,250,000 | 3,619 |
| Premises and equipment expense | $433,000 | 2,799 |
| Additional noninterest expense | $657,000 | 3,653 |
| Pre-tax net operating income | $1,049,000 | 3,692 |
| Securities gains (losses) | $146,000 | 305 |
| Applicable income taxes | $337,000 | 2,881 |
| Income before extraordinary items | $858,000 | 3,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $858,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,473 |
| Cash dividends | $225,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $752,880 | 3,868 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,372 |
| Total interest expense | $1,001,000 | 3,255 |
| Net interest income | $1,567,000 | 3,418 |
| Provision for loan and lease losses | $190,000 | 1,193 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $224,000 | 1,863 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $1,155,000 | 3,577 |
| Salaries and employee benefits | $618,000 | 3,674 |
| Premises and equipment expense | $216,000 | 2,823 |
| Additional noninterest expense | $321,000 | 3,687 |
| Pre-tax net operating income | $462,000 | 3,931 |
| Securities gains (losses) | $146,000 | 212 |
| Applicable income taxes | $182,000 | 2,738 |
| Income before extraordinary items | $426,000 | 3,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,382 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $323,800 | 4,216 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,339,000 | 3,327 |
| Total interest expense | $3,159,000 | 3,186 |
| Net interest income | $6,180,000 | 3,343 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $991,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $871,000 | 1,963 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $120,000 | 6,115 |
| Total noninterest expense | $4,515,000 | 3,535 |
| Salaries and employee benefits | $2,424,000 | 3,574 |
| Premises and equipment expense | $835,000 | 2,785 |
| Additional noninterest expense | $1,256,000 | 3,723 |
| Pre-tax net operating income | $2,466,000 | 3,189 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $708,000 | 2,791 |
| Income before extraordinary items | $1,789,000 | 3,371 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,789,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $450,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,766,680 | 3,375 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 3,331 |
| Total interest expense | $2,230,000 | 3,208 |
| Net interest income | $4,617,000 | 3,342 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $717,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $636,000 | 2,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,299 |
| Total noninterest expense | $3,376,000 | 3,499 |
| Salaries and employee benefits | $1,821,000 | 3,539 |
| Premises and equipment expense | $621,000 | 2,786 |
| Additional noninterest expense | $934,000 | 3,696 |
| Pre-tax net operating income | $1,813,000 | 3,284 |
| Securities gains (losses) | $31,000 | 1,052 |
| Applicable income taxes | $531,000 | 2,832 |
| Income before extraordinary items | $1,313,000 | 3,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,313,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,017 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,290,990 | 3,466 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 3,344 |
| Total interest expense | $1,405,000 | 3,216 |
| Net interest income | $3,043,000 | 3,367 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $466,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $402,000 | 2,063 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $2,245,000 | 3,486 |
| Salaries and employee benefits | $1,216,000 | 3,528 |
| Premises and equipment expense | $409,000 | 2,785 |
| Additional noninterest expense | $620,000 | 3,699 |
| Pre-tax net operating income | $1,164,000 | 3,333 |
| Securities gains (losses) | $29,000 | 979 |
| Applicable income taxes | $339,000 | 2,881 |
| Income before extraordinary items | $854,000 | 3,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $854,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $833,120 | 3,500 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,373 |
| Total interest expense | $666,000 | 3,245 |
| Net interest income | $1,502,000 | 3,409 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $214,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $1,104,000 | 3,554 |
| Salaries and employee benefits | $607,000 | 3,535 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $298,000 | 3,818 |
| Pre-tax net operating income | $557,000 | 3,401 |
| Securities gains (losses) | $27,000 | 702 |
| Applicable income taxes | $162,000 | 2,970 |
| Income before extraordinary items | $422,000 | 3,490 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $422,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $402,560 | 3,574 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,392,000 | 3,288 |
| Total interest expense | $2,223,000 | 3,344 |
| Net interest income | $6,169,000 | 3,221 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $878,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $753,000 | 2,249 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,030 |
| Total noninterest expense | $4,464,000 | 3,435 |
| Salaries and employee benefits | $2,480,000 | 3,368 |
| Premises and equipment expense | $789,000 | 2,817 |
| Additional noninterest expense | $1,195,000 | 3,764 |
| Pre-tax net operating income | $2,403,000 | 3,099 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $715,000 | 2,726 |
| Income before extraordinary items | $1,724,000 | 3,273 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,724,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,298 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,698,440 | 3,255 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 3,289 |
| Total interest expense | $1,631,000 | 3,360 |
| Net interest income | $4,599,000 | 3,236 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $650,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $556,000 | 2,294 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $3,380,000 | 3,379 |
| Salaries and employee benefits | $1,878,000 | 3,321 |
| Premises and equipment expense | $611,000 | 2,742 |
| Additional noninterest expense | $891,000 | 3,754 |
| Pre-tax net operating income | $1,734,000 | 3,235 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $523,000 | 2,825 |
| Income before extraordinary items | $1,247,000 | 3,453 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,247,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $175,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,221,800 | 3,408 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 3,313 |
| Total interest expense | $1,090,000 | 3,331 |
| Net interest income | $3,025,000 | 3,256 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $442,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $366,000 | 2,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 5,692 |
| Total noninterest expense | $2,303,000 | 3,359 |
| Salaries and employee benefits | $1,292,000 | 3,233 |
| Premises and equipment expense | $404,000 | 2,766 |
| Additional noninterest expense | $607,000 | 3,713 |
| Pre-tax net operating income | $1,074,000 | 3,367 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $333,000 | 2,887 |
| Income before extraordinary items | $766,000 | 3,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $766,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $748,500 | 3,611 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 3,335 |
| Total interest expense | $552,000 | 3,343 |
| Net interest income | $1,488,000 | 3,290 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $215,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 2,302 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $1,167,000 | 3,303 |
| Salaries and employee benefits | $648,000 | 3,231 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $313,000 | 3,619 |
| Pre-tax net operating income | $491,000 | 3,574 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $142,000 | 3,191 |
| Income before extraordinary items | $351,000 | 3,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $351,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $349,580 | 3,740 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,303,000 | 3,342 |
| Total interest expense | $2,542,000 | 3,295 |
| Net interest income | $5,761,000 | 3,287 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $758,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $660,000 | 2,487 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $98,000 | 6,567 |
| Total noninterest expense | $4,104,000 | 3,641 |
| Salaries and employee benefits | $2,227,000 | 3,587 |
| Premises and equipment expense | $753,000 | 2,900 |
| Additional noninterest expense | $1,124,000 | 3,917 |
| Pre-tax net operating income | $2,145,000 | 3,237 |
| Securities gains (losses) | $160,000 | 1,507 |
| Applicable income taxes | $695,000 | 2,813 |
| Income before extraordinary items | $1,610,000 | 3,384 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,610,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,001 |
| Cash dividends | $375,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,498,000 | 3,411 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 3,392 |
| Total interest expense | $1,978,000 | 3,319 |
| Net interest income | $4,229,000 | 3,364 |
| Provision for loan and lease losses | $215,000 | 3,219 |
| Total noninterest income | $568,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $492,000 | 2,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,560 |
| Total noninterest expense | $2,998,000 | 3,709 |
| Salaries and employee benefits | $1,656,000 | 3,598 |
| Premises and equipment expense | $536,000 | 3,035 |
| Additional noninterest expense | $806,000 | 4,038 |
| Pre-tax net operating income | $1,584,000 | 3,405 |
| Securities gains (losses) | $138,000 | 1,481 |
| Applicable income taxes | $551,000 | 2,840 |
| Income before extraordinary items | $1,171,000 | 3,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,171,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,715 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,077,160 | 3,635 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 3,427 |
| Total interest expense | $1,369,000 | 3,311 |
| Net interest income | $2,749,000 | 3,429 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $385,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $324,000 | 2,502 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $2,014,000 | 3,675 |
| Salaries and employee benefits | $1,102,000 | 3,593 |
| Premises and equipment expense | $355,000 | 3,044 |
| Additional noninterest expense | $557,000 | 3,914 |
| Pre-tax net operating income | $990,000 | 3,558 |
| Securities gains (losses) | $98,000 | 1,532 |
| Applicable income taxes | $347,000 | 2,972 |
| Income before extraordinary items | $741,000 | 3,702 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $741,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $674,360 | 3,789 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 3,454 |
| Total interest expense | $696,000 | 3,340 |
| Net interest income | $1,351,000 | 3,467 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $174,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 2,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $1,014,000 | 3,617 |
| Salaries and employee benefits | $557,000 | 3,575 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $276,000 | 3,908 |
| Pre-tax net operating income | $426,000 | 3,892 |
| Securities gains (losses) | $72,000 | 1,188 |
| Applicable income taxes | $157,000 | 3,145 |
| Income before extraordinary items | $341,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $292,040 | 4,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 3,606 |
| Total interest expense | $3,115,000 | 3,438 |
| Net interest income | $5,006,000 | 3,668 |
| Provision for loan and lease losses | $310,000 | 3,349 |
| Total noninterest income | $708,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $607,000 | 2,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $3,601,000 | 3,872 |
| Salaries and employee benefits | $1,965,000 | 3,791 |
| Premises and equipment expense | $635,000 | 3,240 |
| Additional noninterest expense | $1,001,000 | 4,176 |
| Pre-tax net operating income | $1,803,000 | 3,654 |
| Securities gains (losses) | $58,000 | 2,273 |
| Applicable income taxes | $597,000 | 3,130 |
| Income before extraordinary items | $1,264,000 | 3,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,264,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,896 |
| Cash dividends | $350,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,224,560 | 3,922 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,882,000 | 4,066 |
| Total interest expense | $3,831,000 | 3,938 |
| Net interest income | $4,051,000 | 4,085 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $559,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $473,000 | 2,966 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $2,974,000 | 4,354 |
| Salaries and employee benefits | $1,642,000 | 4,223 |
| Premises and equipment expense | $549,000 | 3,616 |
| Additional noninterest expense | $783,000 | 4,858 |
| Pre-tax net operating income | $1,476,000 | 3,906 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $476,000 | 3,404 |
| Income before extraordinary items | $1,009,000 | 4,268 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,009,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,002,880 | 4,164 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 4,252 |
| Total interest expense | $3,862,000 | 4,084 |
| Net interest income | $3,847,000 | 4,309 |
| Provision for loan and lease losses | $103,000 | 5,231 |
| Total noninterest income | $455,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $2,827,000 | 4,435 |
| Salaries and employee benefits | $1,590,000 | 4,166 |
| Premises and equipment expense | $551,000 | 3,509 |
| Additional noninterest expense | $686,000 | 5,252 |
| Pre-tax net operating income | $1,372,000 | 4,340 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $420,000 | 3,881 |
| Income before extraordinary items | $955,000 | 4,514 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $955,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $320,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $952,930 | 4,521 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 4,473 |
| Total interest expense | $3,549,000 | 3,998 |
| Net interest income | $3,321,000 | 4,808 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $432,000 | 5,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $2,622,000 | 4,698 |
| Salaries and employee benefits | $1,498,000 | 4,350 |
| Premises and equipment expense | $484,000 | 3,878 |
| Additional noninterest expense | $640,000 | 5,577 |
| Pre-tax net operating income | $1,093,000 | 5,045 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $288,000 | 4,908 |
| Income before extraordinary items | $810,000 | 5,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $810,000 | 5,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $290,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $806,300 | 5,031 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 4,701 |
| Total interest expense | $3,372,000 | 4,289 |
| Net interest income | $3,082,000 | 5,042 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $421,000 | 5,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $2,540,000 | 4,718 |
| Salaries and employee benefits | $1,448,000 | 4,356 |
| Premises and equipment expense | $456,000 | 3,965 |
| Additional noninterest expense | $636,000 | 5,525 |
| Pre-tax net operating income | $903,000 | 5,721 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $219,000 | 5,969 |
| Income before extraordinary items | $710,000 | 5,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $710,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 10,035 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $690,240 | 5,556 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 4,950 |
| Total interest expense | $3,207,000 | 4,443 |
| Net interest income | $2,967,000 | 5,346 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $403,000 | 5,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $2,382,000 | 4,981 |
| Salaries and employee benefits | $1,377,000 | 4,568 |
| Premises and equipment expense | $396,000 | 4,482 |
| Additional noninterest expense | $609,000 | 5,747 |
| Pre-tax net operating income | $928,000 | 6,053 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $203,000 | 6,834 |
| Income before extraordinary items | $746,000 | 5,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $746,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $729,410 | 5,723 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 5,388 |
| Total interest expense | $2,930,000 | 4,873 |
| Net interest income | $2,746,000 | 5,809 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $393,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $2,254,000 | 5,427 |
| Salaries and employee benefits | $1,225,000 | 5,105 |
| Premises and equipment expense | $367,000 | 4,862 |
| Additional noninterest expense | $662,000 | 5,964 |
| Pre-tax net operating income | $862,000 | 6,237 |
| Securities gains (losses) | $37,000 | 1,547 |
| Applicable income taxes | $186,000 | 7,351 |
| Income before extraordinary items | $713,000 | 5,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $713,000 | 5,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $683,770 | 5,777 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 5,579 |
| Total interest expense | $2,784,000 | 5,078 |
| Net interest income | $2,729,000 | 5,923 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $353,000 | 6,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $2,122,000 | 5,733 |
| Salaries and employee benefits | $1,125,000 | 5,499 |
| Premises and equipment expense | $328,000 | 5,271 |
| Additional noninterest expense | $669,000 | 6,065 |
| Pre-tax net operating income | $945,000 | 6,216 |
| Securities gains (losses) | $64,000 | 1,156 |
| Applicable income taxes | $259,000 | 6,521 |
| Income before extraordinary items | $750,000 | 5,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $750,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $702,640 | 5,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 5,906 |
| Total interest expense | $2,074,000 | 5,456 |
| Net interest income | $2,673,000 | 6,140 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $364,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $2,002,000 | 6,191 |
| Salaries and employee benefits | $1,091,000 | 5,677 |
| Premises and equipment expense | $315,000 | 5,499 |
| Additional noninterest expense | $596,000 | 7,070 |
| Pre-tax net operating income | $1,020,000 | 5,870 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $256,000 | 6,437 |
| Income before extraordinary items | $805,000 | 5,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $805,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $188,000 | 5,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $773,840 | 5,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 6,317 |
| Total interest expense | $1,860,000 | 6,180 |
| Net interest income | $2,637,000 | 6,278 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $405,000 | 6,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $1,926,000 | 6,539 |
| Salaries and employee benefits | $1,043,000 | 5,912 |
| Premises and equipment expense | $293,000 | 5,976 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $1,086,000 | 5,550 |
| Securities gains (losses) | $-34,000 | 13,031 |
| Applicable income taxes | $265,000 | 6,565 |
| Income before extraordinary items | $787,000 | 5,636 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $787,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $812,500 | 5,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 6,527 |
| Total interest expense | $2,187,000 | 6,646 |
| Net interest income | $2,671,000 | 6,268 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $408,000 | 6,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,967,000 | 6,469 |
| Salaries and employee benefits | $990,000 | 6,088 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $664,000 | 7,000 |
| Pre-tax net operating income | $1,052,000 | 5,433 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $772,000 | 5,509 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $772,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $756,160 | 5,265 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.