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First Sentinel Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$19,874,000	1,896
Total interest expense	$6,623,000	1,713
Net interest income	$13,251,000	1,998
Provision for loan and lease losses	$680,000	1,066
Total noninterest income	$2,186,000	1,920
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$865,000	1,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,321,000	2,007
Total noninterest expense	$10,668,000	1,968
Salaries and employee benefits	$5,939,000	1,982
Premises and equipment expense	$1,157,000	1,856
Additional noninterest expense	$1,321,000	2,007
Pre-tax net operating income	$4,089,000	2,152
Securities gains (losses)	$247,000	142
Applicable income taxes	$961,000	1,465
Income before extraordinary items	$3,375,000	2,182
Extraordinary gains, net	$0	54
Net income	$3,375,000	2,206
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,375,000	2,185
Net charge-offs	$989,000	537
Cash dividends	$1,222,000	1,967
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,179,870	2,282
2023-09-30 (YTD Data)		Rank
Total interest income	$14,394,000	1,913
Total interest expense	$4,529,000	1,698
Net interest income	$9,865,000	2,015
Provision for loan and lease losses	$634,000	872
Total noninterest income	$1,598,000	1,945
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$638,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$960,000	2,038
Total noninterest expense	$8,027,000	1,960
Salaries and employee benefits	$4,536,000	1,954
Premises and equipment expense	$823,000	1,922
Additional noninterest expense	$960,000	2,038
Pre-tax net operating income	$2,802,000	2,315
Securities gains (losses)	$247,000	96
Applicable income taxes	$698,000	1,533
Income before extraordinary items	$2,351,000	2,318
Extraordinary gains, net	$0	52
Net income	$2,351,000	2,340
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,351,000	2,320
Net charge-offs	$834,000	445
Cash dividends	$1,221,000	1,528
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,155,870	2,453
2023-06-30 (YTD Data)		Rank
Total interest income	$9,134,000	1,951
Total interest expense	$2,556,000	1,722
Net interest income	$6,578,000	2,028
Provision for loan and lease losses	$407,000	874
Total noninterest income	$1,289,000	1,708
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$402,000	1,163
Trading account gains and fees	NA	NA
Additional Noninterest Income	$887,000	1,646
Total noninterest expense	$5,260,000	1,975
Salaries and employee benefits	$3,025,000	1,949
Premises and equipment expense	$519,000	1,978
Additional noninterest expense	$887,000	1,644
Pre-tax net operating income	$2,200,000	2,125
Securities gains (losses)	$0	938
Applicable income taxes	$499,000	1,497
Income before extraordinary items	$1,701,000	2,245
Extraordinary gains, net	$0	51
Net income	$1,701,000	2,272
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,701,000	2,245
Net charge-offs	$492,000	447
Cash dividends	$676,000	1,702
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,701,000	2,262
2023-03-31 (YTD Data)		Rank
Total interest income	$4,307,000	2,010
Total interest expense	$1,041,000	1,786
Net interest income	$3,266,000	2,052
Provision for loan and lease losses	$176,000	952
Total noninterest income	$784,000	1,509
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$193,000	1,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	1,375
Total noninterest expense	$2,727,000	1,936
Salaries and employee benefits	$1,533,000	1,968
Premises and equipment expense	$290,000	1,865
Additional noninterest expense	$591,000	1,375
Pre-tax net operating income	$1,147,000	2,133
Securities gains (losses)	$0	950
Applicable income taxes	$257,000	1,513
Income before extraordinary items	$890,000	2,245
Extraordinary gains, net	$0	4
Net income	$890,000	2,245
Minority interest net income	$0	48
Net income of bank and minority interests.	$890,000	2,245
Net charge-offs	$323,000	350
Cash dividends	$677,000	1,060
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$890,000	2,278
2022-09-30 (YTD Data)		Rank
Total interest income	$11,691,000	1,841
Total interest expense	$1,139,000	1,611
Net interest income	$10,552,000	1,844
Provision for loan and lease losses	$929,000	657
Total noninterest income	$1,678,000	1,952
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$570,000	1,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,108,000	1,946
Total noninterest expense	$7,557,000	1,993
Salaries and employee benefits	$4,460,000	1,961
Premises and equipment expense	$761,000	2,006
Additional noninterest expense	$1,108,000	1,946
Pre-tax net operating income	$3,744,000	2,012
Securities gains (losses)	$0	740
Applicable income taxes	$835,000	1,469
Income before extraordinary items	$2,909,000	2,121
Extraordinary gains, net	$0	4
Net income	$2,909,000	2,121
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,909,000	2,120
Net charge-offs	$945,000	312
Cash dividends	$1,141,000	1,556
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,909,000	2,150
2022-06-30 (YTD Data)		Rank
Total interest income	$7,672,000	1,815
Total interest expense	$665,000	1,586
Net interest income	$7,007,000	1,815
Provision for loan and lease losses	$627,000	590
Total noninterest income	$1,085,000	1,981
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$361,000	1,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$724,000	2,027
Total noninterest expense	$4,889,000	2,021
Salaries and employee benefits	$2,874,000	2,005
Premises and equipment expense	$506,000	2,009
Additional noninterest expense	$1,509,000	1,998
Pre-tax net operating income	$2,576,000	1,902
Securities gains (losses)	$0	687
Applicable income taxes	$573,000	1,387
Income before extraordinary items	$2,003,000	1,994
Extraordinary gains, net	$0	4
Net income	$2,003,000	1,994
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,003,000	1,994
Net charge-offs	$810,000	261
Cash dividends	$465,000	1,948
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,003,000	2,033
2022-03-31 (YTD Data)		Rank
Total interest income	$3,783,000	1,795
Total interest expense	$320,000	1,576
Net interest income	$3,463,000	1,798
Provision for loan and lease losses	$326,000	458
Total noninterest income	$553,000	1,952
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$170,000	1,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	1,949
Total noninterest expense	$2,480,000	1,991
Salaries and employee benefits	$1,424,000	2,008
Premises and equipment expense	$264,000	1,978
Additional noninterest expense	$792,000	1,887
Pre-tax net operating income	$1,210,000	1,904
Securities gains (losses)	$0	623
Applicable income taxes	$270,000	1,398
Income before extraordinary items	$940,000	1,992
Extraordinary gains, net	$0	4
Net income	$940,000	1,991
Minority interest net income	$0	50
Net income of bank and minority interests.	$940,000	1,992
Net charge-offs	$481,000	234
Cash dividends	$465,000	1,229
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$940,000	2,012
2021-12-31 (YTD Data)		Rank
Total interest income	$16,034,000	1,773
Total interest expense	$1,742,000	1,483
Net interest income	$14,292,000	1,784
Provision for loan and lease losses	$1,651,000	355
Total noninterest income	$1,853,000	2,320
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$548,000	1,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,305,000	2,370
Total noninterest expense	$9,405,000	2,052
Salaries and employee benefits	$5,574,000	2,033
Premises and equipment expense	$943,000	2,107
Additional noninterest expense	$2,888,000	2,034
Pre-tax net operating income	$5,089,000	2,035
Securities gains (losses)	$38,000	1,249
Applicable income taxes	$1,126,000	1,518
Income before extraordinary items	$4,001,000	2,165
Extraordinary gains, net	$0	10
Net income	$4,001,000	2,166
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,001,000	2,166
Net charge-offs	$547,000	600
Cash dividends	$1,180,000	2,057
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,970,980	2,155
2021-09-30 (YTD Data)		Rank
Total interest income	$12,163,000	1,789
Total interest expense	$1,373,000	1,508
Net interest income	$10,790,000	1,796
Provision for loan and lease losses	$1,275,000	342
Total noninterest income	$1,367,000	2,379
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$390,000	1,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$977,000	2,416
Total noninterest expense	$7,010,000	2,076
Salaries and employee benefits	$4,166,000	2,038
Premises and equipment expense	$684,000	2,171
Additional noninterest expense	$2,160,000	2,047
Pre-tax net operating income	$3,872,000	2,096
Securities gains (losses)	$38,000	1,165
Applicable income taxes	$827,000	1,616
Income before extraordinary items	$3,083,000	2,210
Extraordinary gains, net	$0	8
Net income	$3,083,000	2,209
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,083,000	2,210
Net charge-offs	$436,000	545
Cash dividends	$1,115,000	1,646
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,052,980	2,193
2021-06-30 (YTD Data)		Rank
Total interest income	$8,053,000	1,794
Total interest expense	$963,000	1,506
Net interest income	$7,090,000	1,809
Provision for loan and lease losses	$899,000	354
Total noninterest income	$875,000	2,381
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$238,000	1,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$637,000	2,396
Total noninterest expense	$4,752,000	2,052
Salaries and employee benefits	$2,843,000	1,994
Premises and equipment expense	$459,000	2,159
Additional noninterest expense	$1,450,000	2,025
Pre-tax net operating income	$2,314,000	2,197
Securities gains (losses)	$38,000	979
Applicable income taxes	$495,000	1,674
Income before extraordinary items	$1,857,000	2,325
Extraordinary gains, net	$0	6
Net income	$1,857,000	2,324
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,857,000	2,325
Net charge-offs	$186,000	674
Cash dividends	$475,000	2,016
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,826,980	2,314
2021-03-31 (YTD Data)		Rank
Total interest income	$3,900,000	1,833
Total interest expense	$528,000	1,458
Net interest income	$3,372,000	1,858
Provision for loan and lease losses	$523,000	360
Total noninterest income	$481,000	2,273
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$126,000	1,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$355,000	2,272
Total noninterest expense	$2,394,000	2,020
Salaries and employee benefits	$1,473,000	1,940
Premises and equipment expense	$232,000	2,158
Additional noninterest expense	$689,000	2,057
Pre-tax net operating income	$936,000	2,459
Securities gains (losses)	$0	1,392
Applicable income taxes	$197,000	1,822
Income before extraordinary items	$739,000	2,623
Extraordinary gains, net	$0	3
Net income	$739,000	2,621
Minority interest net income	$0	55
Net income of bank and minority interests.	$739,000	2,623
Net charge-offs	$123,000	563
Cash dividends	$410,000	1,328
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$739,000	2,593
2020-12-31 (YTD Data)		Rank
Total interest income	$16,110,000	1,778
Total interest expense	$3,044,000	1,466
Net interest income	$13,066,000	1,834
Provision for loan and lease losses	$2,108,000	1,009
Total noninterest income	$1,451,000	2,465
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$587,000	1,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$864,000	2,616
Total noninterest expense	$8,847,000	2,126
Salaries and employee benefits	$5,114,000	2,128
Premises and equipment expense	$888,000	2,189
Additional noninterest expense	$2,845,000	2,007
Pre-tax net operating income	$3,562,000	2,197
Securities gains (losses)	$0	2,675
Applicable income taxes	$768,000	1,654
Income before extraordinary items	$2,794,000	2,397
Extraordinary gains, net	$0	4
Net income	$2,794,000	2,397
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,794,000	2,397
Net charge-offs	$1,351,000	540
Cash dividends	$972,000	2,256
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,794,000	2,341
2020-09-30 (YTD Data)		Rank
Total interest income	$11,807,000	1,830
Total interest expense	$2,370,000	1,501
Net interest income	$9,437,000	1,871
Provision for loan and lease losses	$1,584,000	1,026
Total noninterest income	$1,204,000	2,315
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$435,000	1,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$769,000	2,407
Total noninterest expense	$6,732,000	2,085
Salaries and employee benefits	$3,813,000	2,099
Premises and equipment expense	$663,000	2,197
Additional noninterest expense	$2,256,000	1,895
Pre-tax net operating income	$2,325,000	2,377
Securities gains (losses)	$0	2,494
Applicable income taxes	$520,000	1,707
Income before extraordinary items	$1,805,000	2,591
Extraordinary gains, net	$0	4
Net income	$1,805,000	2,591
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,805,000	2,591
Net charge-offs	$850,000	549
Cash dividends	$912,000	1,780
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,805,000	2,543
2020-06-30 (YTD Data)		Rank
Total interest income	$7,918,000	1,844
Total interest expense	$1,671,000	1,519
Net interest income	$6,247,000	1,892
Provision for loan and lease losses	$1,049,000	1,054
Total noninterest income	$795,000	2,270
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$295,000	1,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$500,000	2,371
Total noninterest expense	$4,401,000	2,117
Salaries and employee benefits	$2,494,000	2,128
Premises and equipment expense	$443,000	2,187
Additional noninterest expense	$1,464,000	1,919
Pre-tax net operating income	$1,592,000	2,308
Securities gains (losses)	$0	2,249
Applicable income taxes	$366,000	1,598
Income before extraordinary items	$1,226,000	2,516
Extraordinary gains, net	$0	4
Net income	$1,226,000	2,515
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,226,000	2,516
Net charge-offs	$312,000	788
Cash dividends	$437,000	2,093
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,226,000	2,482
2020-03-31 (YTD Data)		Rank
Total interest income	$3,964,000	1,827
Total interest expense	$901,000	1,539
Net interest income	$3,063,000	1,887
Provision for loan and lease losses	$521,000	866
Total noninterest income	$434,000	2,090
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$181,000	1,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	2,180
Total noninterest expense	$2,180,000	2,141
Salaries and employee benefits	$1,218,000	2,183
Premises and equipment expense	$229,000	2,157
Additional noninterest expense	$733,000	1,963
Pre-tax net operating income	$796,000	2,168
Securities gains (losses)	$0	1,705
Applicable income taxes	$183,000	1,462
Income before extraordinary items	$613,000	2,373
Extraordinary gains, net	$0	4
Net income	$613,000	2,372
Minority interest net income	$0	56
Net income of bank and minority interests.	$613,000	2,373
Net charge-offs	$246,000	560
Cash dividends	$372,000	1,506
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$613,000	2,336
2019-12-31 (YTD Data)		Rank
Total interest income	$15,102,000	1,905
Total interest expense	$3,395,000	1,668
Net interest income	$11,707,000	1,961
Provision for loan and lease losses	$1,557,000	636
Total noninterest income	$1,634,000	2,202
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$774,000	1,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$860,000	2,430
Total noninterest expense	$7,732,000	2,295
Salaries and employee benefits	$4,394,000	2,285
Premises and equipment expense	$862,000	2,240
Additional noninterest expense	$2,476,000	2,231
Pre-tax net operating income	$4,052,000	2,039
Securities gains (losses)	$0	2,379
Applicable income taxes	$903,000	1,511
Income before extraordinary items	$3,149,000	2,223
Extraordinary gains, net	$0	11
Net income	$3,149,000	2,225
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,149,000	2,225
Net charge-offs	$1,632,000	485
Cash dividends	$837,000	2,535
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,149,000	2,188
2019-09-30 (YTD Data)		Rank
Total interest income	$11,243,000	1,937
Total interest expense	$2,481,000	1,704
Net interest income	$8,762,000	1,991
Provision for loan and lease losses	$1,132,000	623
Total noninterest income	$1,216,000	2,208
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$565,000	1,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,401
Total noninterest expense	$5,954,000	2,274
Salaries and employee benefits	$3,351,000	2,274
Premises and equipment expense	$637,000	2,271
Additional noninterest expense	$1,966,000	2,141
Pre-tax net operating income	$2,892,000	2,158
Securities gains (losses)	$0	2,167
Applicable income taxes	$644,000	1,601
Income before extraordinary items	$2,248,000	2,349
Extraordinary gains, net	$0	11
Net income	$2,248,000	2,349
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,248,000	2,350
Net charge-offs	$1,210,000	440
Cash dividends	$772,000	2,085
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,248,000	2,318
2019-06-30 (YTD Data)		Rank
Total interest income	$7,351,000	1,968
Total interest expense	$1,568,000	1,738
Net interest income	$5,783,000	2,012
Provision for loan and lease losses	$708,000	642
Total noninterest income	$793,000	2,211
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$374,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$419,000	2,425
Total noninterest expense	$3,930,000	2,292
Salaries and employee benefits	$2,215,000	2,295
Premises and equipment expense	$424,000	2,286
Additional noninterest expense	$1,291,000	2,173
Pre-tax net operating income	$1,938,000	2,139
Securities gains (losses)	$0	1,702
Applicable income taxes	$427,000	1,571
Income before extraordinary items	$1,511,000	2,321
Extraordinary gains, net	$0	11
Net income	$1,511,000	2,321
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,511,000	2,321
Net charge-offs	$790,000	420
Cash dividends	$400,000	2,324
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,511,000	2,287
2019-03-31 (YTD Data)		Rank
Total interest income	$3,600,000	2,007
Total interest expense	$710,000	1,822
Net interest income	$2,890,000	2,015
Provision for loan and lease losses	$314,000	656
Total noninterest income	$367,000	2,274
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$186,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	2,525
Total noninterest expense	$1,924,000	2,335
Salaries and employee benefits	$1,063,000	2,378
Premises and equipment expense	$209,000	2,339
Additional noninterest expense	$652,000	2,151
Pre-tax net operating income	$1,019,000	2,033
Securities gains (losses)	$0	1,087
Applicable income taxes	$219,000	1,513
Income before extraordinary items	$800,000	2,193
Extraordinary gains, net	$0	5
Net income	$800,000	2,192
Minority interest net income	$0	52
Net income of bank and minority interests.	$800,000	2,192
Net charge-offs	$415,000	382
Cash dividends	$335,000	1,644
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$800,000	2,181
2018-12-31 (YTD Data)		Rank
Total interest income	$13,478,000	2,021
Total interest expense	$2,474,000	1,659
Net interest income	$11,004,000	2,079
Provision for loan and lease losses	$1,301,000	714
Total noninterest income	$1,696,000	2,176
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$808,000	1,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$888,000	2,370
Total noninterest expense	$7,457,000	2,368
Salaries and employee benefits	$4,058,000	2,436
Premises and equipment expense	$813,000	2,340
Additional noninterest expense	$2,586,000	2,166
Pre-tax net operating income	$3,942,000	2,130
Securities gains (losses)	$0	1,125
Applicable income taxes	$843,000	1,534
Income before extraordinary items	$3,099,000	2,277
Extraordinary gains, net	$0	6
Net income	$3,099,000	2,275
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,099,000	2,276
Net charge-offs	$1,238,000	491
Cash dividends	$784,000	2,492
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,099,000	2,273
2018-09-30 (YTD Data)		Rank
Total interest income	$9,869,000	2,044
Total interest expense	$1,783,000	1,629
Net interest income	$8,086,000	2,119
Provision for loan and lease losses	$903,000	702
Total noninterest income	$1,265,000	2,216
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$593,000	1,391
Trading account gains and fees	NA	NA
Additional Noninterest Income	$672,000	2,389
Total noninterest expense	$5,670,000	2,342
Salaries and employee benefits	$3,077,000	2,404
Premises and equipment expense	$582,000	2,434
Additional noninterest expense	$2,011,000	2,111
Pre-tax net operating income	$2,778,000	2,226
Securities gains (losses)	$0	1,118
Applicable income taxes	$577,000	1,660
Income before extraordinary items	$2,201,000	2,367
Extraordinary gains, net	$0	5
Net income	$2,201,000	2,366
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,201,000	2,366
Net charge-offs	$758,000	539
Cash dividends	$720,000	2,013
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,201,000	2,358
2018-06-30 (YTD Data)		Rank
Total interest income	$6,372,000	2,087
Total interest expense	$1,118,000	1,630
Net interest income	$5,254,000	2,152
Provision for loan and lease losses	$582,000	732
Total noninterest income	$823,000	2,240
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$385,000	1,419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$438,000	2,411
Total noninterest expense	$3,733,000	2,370
Salaries and employee benefits	$2,057,000	2,423
Premises and equipment expense	$376,000	2,489
Additional noninterest expense	$1,300,000	2,172
Pre-tax net operating income	$1,762,000	2,279
Securities gains (losses)	$0	961
Applicable income taxes	$366,000	1,695
Income before extraordinary items	$1,396,000	2,423
Extraordinary gains, net	$0	6
Net income	$1,396,000	2,422
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,396,000	2,422
Net charge-offs	$454,000	557
Cash dividends	$320,000	2,424
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,396,000	2,417
2018-03-31 (YTD Data)		Rank
Total interest income	$3,097,000	2,117
Total interest expense	$518,000	1,665
Net interest income	$2,579,000	2,191
Provision for loan and lease losses	$282,000	742
Total noninterest income	$388,000	2,295
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$186,000	1,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	2,474
Total noninterest expense	$1,828,000	2,431
Salaries and employee benefits	$1,025,000	2,458
Premises and equipment expense	$189,000	2,526
Additional noninterest expense	$614,000	2,236
Pre-tax net operating income	$857,000	2,274
Securities gains (losses)	$0	735
Applicable income taxes	$178,000	1,684
Income before extraordinary items	$679,000	2,417
Extraordinary gains, net	$0	7
Net income	$679,000	2,416
Minority interest net income	$0	52
Net income of bank and minority interests.	$679,000	2,417
Net charge-offs	$291,000	425
Cash dividends	$320,000	1,545
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$679,000	2,413
2017-12-31 (YTD Data)		Rank
Total interest income	$11,444,000	2,200
Total interest expense	$1,565,000	1,853
Net interest income	$9,879,000	2,253
Provision for loan and lease losses	$1,035,000	861
Total noninterest income	$1,643,000	2,280
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$768,000	1,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$875,000	2,451
Total noninterest expense	$7,197,000	2,463
Salaries and employee benefits	$3,897,000	2,513
Premises and equipment expense	$776,000	2,501
Additional noninterest expense	$2,524,000	2,240
Pre-tax net operating income	$3,290,000	2,331
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,355,000	1,616
Income before extraordinary items	$1,935,000	2,745
Extraordinary gains, net	$0	9
Net income	$1,935,000	2,744
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,935,000	2,745
Net charge-offs	$1,139,000	629
Cash dividends	$501,000	2,940
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,935,000	2,730
2017-09-30 (YTD Data)		Rank
Total interest income	$8,547,000	2,212
Total interest expense	$1,129,000	1,895
Net interest income	$7,418,000	2,258
Provision for loan and lease losses	$784,000	853
Total noninterest income	$1,225,000	2,314
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$573,000	1,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$652,000	2,485
Total noninterest expense	$5,413,000	2,471
Salaries and employee benefits	$3,001,000	2,477
Premises and equipment expense	$563,000	2,566
Additional noninterest expense	$1,849,000	2,274
Pre-tax net operating income	$2,446,000	2,402
Securities gains (losses)	$0	2,274
Applicable income taxes	$815,000	1,650
Income before extraordinary items	$1,631,000	2,710
Extraordinary gains, net	$0	9
Net income	$1,631,000	2,709
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,631,000	2,710
Net charge-offs	$829,000	558
Cash dividends	$501,000	2,386
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,631,000	2,700
2017-06-30 (YTD Data)		Rank
Total interest income	$5,626,000	2,222
Total interest expense	$714,000	1,936
Net interest income	$4,912,000	2,257
Provision for loan and lease losses	$503,000	844
Total noninterest income	$822,000	2,319
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$377,000	1,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	2,462
Total noninterest expense	$3,552,000	2,507
Salaries and employee benefits	$1,981,000	2,506
Premises and equipment expense	$387,000	2,534
Additional noninterest expense	$1,184,000	2,352
Pre-tax net operating income	$1,679,000	2,299
Securities gains (losses)	$0	1,906
Applicable income taxes	$560,000	1,595
Income before extraordinary items	$1,119,000	2,638
Extraordinary gains, net	$0	11
Net income	$1,119,000	2,637
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,119,000	2,638
Net charge-offs	$486,000	578
Cash dividends	$251,000	2,640
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,119,000	2,623
2017-03-31 (YTD Data)		Rank
Total interest income	$2,725,000	2,276
Total interest expense	$329,000	2,029
Net interest income	$2,396,000	2,298
Provision for loan and lease losses	$252,000	782
Total noninterest income	$405,000	2,321
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$183,000	1,516
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	2,443
Total noninterest expense	$1,789,000	2,522
Salaries and employee benefits	$991,000	2,532
Premises and equipment expense	$210,000	2,438
Additional noninterest expense	$588,000	2,355
Pre-tax net operating income	$760,000	2,387
Securities gains (losses)	$0	1,153
Applicable income taxes	$253,000	1,652
Income before extraordinary items	$507,000	2,731
Extraordinary gains, net	$0	8
Net income	$507,000	2,731
Minority interest net income	$0	55
Net income of bank and minority interests.	$507,000	2,731
Net charge-offs	$188,000	633
Cash dividends	$185,000	2,016
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$507,000	2,714
2016-12-31 (YTD Data)		Rank
Total interest income	$10,006,000	2,396
Total interest expense	$1,094,000	2,270
Net interest income	$8,912,000	2,403
Provision for loan and lease losses	$746,000	1,155
Total noninterest income	$1,753,000	2,277
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$809,000	1,424
Trading account gains and fees	$0	170
Additional Noninterest Income	$944,000	2,460
Total noninterest expense	$6,807,000	2,617
Salaries and employee benefits	$3,831,000	2,574
Premises and equipment expense	$738,000	2,627
Additional noninterest expense	$2,238,000	2,542
Pre-tax net operating income	$3,112,000	2,343
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,018,000	1,628
Income before extraordinary items	$2,094,000	2,710
Extraordinary gains, net	$0	5
Net income	$2,094,000	2,707
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,094,000	2,709
Net charge-offs	$582,000	981
Cash dividends	$765,000	2,497
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,094,000	2,653
2016-09-30 (YTD Data)		Rank
Total interest income	$7,467,000	2,407
Total interest expense	$802,000	2,308
Net interest income	$6,665,000	2,408
Provision for loan and lease losses	$572,000	1,053
Total noninterest income	$1,294,000	2,310
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$594,000	1,448
Trading account gains and fees	$0	169
Additional Noninterest Income	$700,000	2,489
Total noninterest expense	$5,120,000	2,591
Salaries and employee benefits	$2,921,000	2,534
Premises and equipment expense	$558,000	2,627
Additional noninterest expense	$1,641,000	2,591
Pre-tax net operating income	$2,267,000	2,416
Securities gains (losses)	$0	3,160
Applicable income taxes	$751,000	1,680
Income before extraordinary items	$1,516,000	2,810
Extraordinary gains, net	$0	5
Net income	$1,516,000	2,810
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,516,000	2,810
Net charge-offs	$424,000	895
Cash dividends	$753,000	1,947
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,516,000	2,748
2016-06-30 (YTD Data)		Rank
Total interest income	$4,902,000	2,444
Total interest expense	$520,000	2,369
Net interest income	$4,382,000	2,442
Provision for loan and lease losses	$395,000	1,030
Total noninterest income	$802,000	2,377
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$383,000	1,485
Trading account gains and fees	$0	157
Additional Noninterest Income	$419,000	2,598
Total noninterest expense	$3,331,000	2,653
Salaries and employee benefits	$1,890,000	2,608
Premises and equipment expense	$378,000	2,615
Additional noninterest expense	$1,063,000	2,666
Pre-tax net operating income	$1,458,000	2,448
Securities gains (losses)	$0	2,835
Applicable income taxes	$482,000	1,693
Income before extraordinary items	$976,000	2,847
Extraordinary gains, net	$0	16
Net income	$976,000	2,845
Minority interest net income	$0	71
Net income of bank and minority interests.	$976,000	2,846
Net charge-offs	$293,000	881
Cash dividends	$404,000	2,202
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$976,000	2,777
2016-03-31 (YTD Data)		Rank
Total interest income	$2,428,000	2,456
Total interest expense	$251,000	2,434
Net interest income	$2,177,000	2,459
Provision for loan and lease losses	$201,000	955
Total noninterest income	$370,000	2,454
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$178,000	1,571
Trading account gains and fees	$0	142
Additional Noninterest Income	$192,000	2,660
Total noninterest expense	$1,649,000	2,680
Salaries and employee benefits	$950,000	2,608
Premises and equipment expense	$188,000	2,659
Additional noninterest expense	$511,000	2,730
Pre-tax net operating income	$697,000	2,494
Securities gains (losses)	$0	2,077
Applicable income taxes	$230,000	1,723
Income before extraordinary items	$467,000	2,855
Extraordinary gains, net	$0	12
Net income	$467,000	2,854
Minority interest net income	$0	62
Net income of bank and minority interests.	$467,000	2,855
Net charge-offs	$109,000	962
Cash dividends	$293,000	1,655
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$467,000	2,811
2015-12-31 (YTD Data)		Rank
Total interest income	$9,467,000	2,478
Total interest expense	$1,027,000	2,375
Net interest income	$8,440,000	2,466
Provision for loan and lease losses	$839,000	942
Total noninterest income	$1,484,000	2,494
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$812,000	1,459
Trading account gains and fees	$0	159
Additional Noninterest Income	$672,000	2,895
Total noninterest expense	$6,436,000	2,722
Salaries and employee benefits	$3,624,000	2,663
Premises and equipment expense	$793,000	2,576
Additional noninterest expense	$2,019,000	2,774
Pre-tax net operating income	$2,649,000	2,531
Securities gains (losses)	$0	3,216
Applicable income taxes	$910,000	1,668
Income before extraordinary items	$1,739,000	2,973
Extraordinary gains, net	$0	23
Net income	$1,739,000	2,975
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,739,000	2,975
Net charge-offs	$455,000	1,255
Cash dividends	$638,000	2,663
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,739,000	2,927
2015-09-30 (YTD Data)		Rank
Total interest income	$7,080,000	2,500
Total interest expense	$771,000	2,400
Net interest income	$6,309,000	2,491
Provision for loan and lease losses	$648,000	854
Total noninterest income	$1,154,000	2,467
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$616,000	1,456
Trading account gains and fees	$0	153
Additional Noninterest Income	$538,000	2,814
Total noninterest expense	$4,872,000	2,705
Salaries and employee benefits	$2,784,000	2,630
Premises and equipment expense	$588,000	2,632
Additional noninterest expense	$1,500,000	2,788
Pre-tax net operating income	$1,943,000	2,619
Securities gains (losses)	$0	3,031
Applicable income taxes	$641,000	1,789
Income before extraordinary items	$1,302,000	3,045
Extraordinary gains, net	$0	21
Net income	$1,302,000	3,045
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,302,000	3,046
Net charge-offs	$328,000	1,143
Cash dividends	$588,000	2,161
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,302,000	2,987
2015-06-30 (YTD Data)		Rank
Total interest income	$4,687,000	2,521
Total interest expense	$520,000	2,402
Net interest income	$4,167,000	2,512
Provision for loan and lease losses	$425,000	888
Total noninterest income	$712,000	2,585
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$396,000	1,481
Trading account gains and fees	$0	157
Additional Noninterest Income	$316,000	3,007
Total noninterest expense	$3,213,000	2,758
Salaries and employee benefits	$1,836,000	2,667
Premises and equipment expense	$392,000	2,641
Additional noninterest expense	$985,000	2,836
Pre-tax net operating income	$1,241,000	2,673
Securities gains (losses)	$0	2,636
Applicable income taxes	$409,000	1,829
Income before extraordinary items	$832,000	3,093
Extraordinary gains, net	$0	22
Net income	$832,000	3,093
Minority interest net income	$0	75
Net income of bank and minority interests.	$832,000	3,094
Net charge-offs	$245,000	1,059
Cash dividends	$294,000	2,459
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$832,000	3,035
2015-03-31 (YTD Data)		Rank
Total interest income	$2,355,000	2,514
Total interest expense	$257,000	2,432
Net interest income	$2,098,000	2,487
Provision for loan and lease losses	$220,000	843
Total noninterest income	$379,000	2,468
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$196,000	1,475
Trading account gains and fees	$0	152
Additional Noninterest Income	$183,000	2,747
Total noninterest expense	$1,589,000	2,785
Salaries and employee benefits	$902,000	2,720
Premises and equipment expense	$203,000	2,621
Additional noninterest expense	$484,000	2,856
Pre-tax net operating income	$668,000	2,504
Securities gains (losses)	$0	2,027
Applicable income taxes	$221,000	1,718
Income before extraordinary items	$447,000	2,927
Extraordinary gains, net	$0	13
Net income	$447,000	2,930
Minority interest net income	$0	64
Net income of bank and minority interests.	$447,000	2,930
Net charge-offs	$189,000	763
Cash dividends	$294,000	1,571
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$447,000	2,851
2014-12-31 (YTD Data)		Rank
Total interest income	$9,256,000	2,582
Total interest expense	$1,127,000	2,373
Net interest income	$8,129,000	2,581
Provision for loan and lease losses	$1,076,000	821
Total noninterest income	$1,601,000	2,416
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$834,000	1,517
Trading account gains and fees	$0	180
Additional Noninterest Income	$767,000	2,691
Total noninterest expense	$6,006,000	2,916
Salaries and employee benefits	$3,359,000	2,844
Premises and equipment expense	$742,000	2,799
Additional noninterest expense	$1,905,000	3,000
Pre-tax net operating income	$2,648,000	2,480
Securities gains (losses)	$0	3,259
Applicable income taxes	$855,000	1,708
Income before extraordinary items	$1,793,000	2,899
Extraordinary gains, net	$0	17
Net income	$1,793,000	2,898
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,793,000	2,899
Net charge-offs	$851,000	1,026
Cash dividends	$537,000	2,770
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,793,000	2,857
2014-09-30 (YTD Data)		Rank
Total interest income	$6,885,000	2,606
Total interest expense	$867,000	2,370
Net interest income	$6,018,000	2,624
Provision for loan and lease losses	$656,000	931
Total noninterest income	$1,199,000	2,438
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$616,000	1,543
Trading account gains and fees	$0	174
Additional Noninterest Income	$583,000	2,685
Total noninterest expense	$4,638,000	2,871
Salaries and employee benefits	$2,621,000	2,775
Premises and equipment expense	$559,000	2,823
Additional noninterest expense	$1,458,000	2,956
Pre-tax net operating income	$1,923,000	2,581
Securities gains (losses)	$0	2,980
Applicable income taxes	$674,000	1,692
Income before extraordinary items	$1,249,000	3,064
Extraordinary gains, net	$0	15
Net income	$1,249,000	3,063
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,249,000	3,065
Net charge-offs	$529,000	1,107
Cash dividends	$537,000	2,143
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,249,000	3,018
2014-06-30 (YTD Data)		Rank
Total interest income	$4,575,000	2,619
Total interest expense	$590,000	2,357
Net interest income	$3,985,000	2,632
Provision for loan and lease losses	$403,000	994
Total noninterest income	$724,000	2,544
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$382,000	1,628
Trading account gains and fees	$0	172
Additional Noninterest Income	$342,000	2,855
Total noninterest expense	$3,054,000	2,907
Salaries and employee benefits	$1,700,000	2,842
Premises and equipment expense	$384,000	2,795
Additional noninterest expense	$970,000	2,959
Pre-tax net operating income	$1,252,000	2,567
Securities gains (losses)	$0	2,580
Applicable income taxes	$439,000	1,677
Income before extraordinary items	$813,000	3,058
Extraordinary gains, net	$0	20
Net income	$813,000	3,064
Minority interest net income	$0	80
Net income of bank and minority interests.	$813,000	3,064
Net charge-offs	$420,000	996
Cash dividends	$260,000	2,483
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$813,000	3,001
2014-03-31 (YTD Data)		Rank
Total interest income	$2,313,000	2,588
Total interest expense	$300,000	2,355
Net interest income	$2,013,000	2,613
Provision for loan and lease losses	$214,000	948
Total noninterest income	$369,000	2,494
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$184,000	1,664
Trading account gains and fees	$0	147
Additional Noninterest Income	$185,000	2,669
Total noninterest expense	$1,540,000	2,923
Salaries and employee benefits	$846,000	2,874
Premises and equipment expense	$204,000	2,725
Additional noninterest expense	$490,000	2,928
Pre-tax net operating income	$628,000	2,501
Securities gains (losses)	$0	1,715
Applicable income taxes	$220,000	1,626
Income before extraordinary items	$408,000	2,954
Extraordinary gains, net	$0	16
Net income	$408,000	2,957
Minority interest net income	$0	66
Net income of bank and minority interests.	$408,000	2,957
Net charge-offs	$200,000	949
Cash dividends	$260,000	1,550
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$408,000	2,921
2013-12-31 (YTD Data)		Rank
Total interest income	$9,632,000	2,506
Total interest expense	$1,330,000	2,383
Net interest income	$8,302,000	2,517
Provision for loan and lease losses	$560,000	1,713
Total noninterest income	$1,555,000	2,525
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$763,000	1,713
Trading account gains and fees	$0	184
Additional Noninterest Income	$792,000	2,685
Total noninterest expense	$6,468,000	2,821
Salaries and employee benefits	$3,759,000	2,625
Premises and equipment expense	$681,000	3,021
Additional noninterest expense	$2,028,000	2,936
Pre-tax net operating income	$2,829,000	2,261
Securities gains (losses)	$0	3,182
Applicable income taxes	$896,000	1,574
Income before extraordinary items	$1,933,000	2,672
Extraordinary gains, net	$0	29
Net income	$1,933,000	2,675
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,933,000	2,675
Net charge-offs	$842,000	1,433
Cash dividends	$990,000	1,959
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,933,000	2,613
2013-09-30 (YTD Data)		Rank
Total interest income	$7,343,000	2,492
Total interest expense	$1,005,000	2,433
Net interest income	$6,338,000	2,474
Provision for loan and lease losses	$394,000	1,797
Total noninterest income	$1,194,000	2,541
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$556,000	1,754
Trading account gains and fees	$0	180
Additional Noninterest Income	$638,000	2,640
Total noninterest expense	$4,950,000	2,767
Salaries and employee benefits	$2,848,000	2,596
Premises and equipment expense	$522,000	3,004
Additional noninterest expense	$1,580,000	2,857
Pre-tax net operating income	$2,188,000	2,273
Securities gains (losses)	$0	3,040
Applicable income taxes	$766,000	1,492
Income before extraordinary items	$1,422,000	2,758
Extraordinary gains, net	$0	25
Net income	$1,422,000	2,762
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,422,000	2,762
Net charge-offs	$640,000	1,367
Cash dividends	$990,000	1,472
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,422,000	2,677
2013-06-30 (YTD Data)		Rank
Total interest income	$4,924,000	2,468
Total interest expense	$676,000	2,464
Net interest income	$4,248,000	2,458
Provision for loan and lease losses	$327,000	1,556
Total noninterest income	$779,000	2,590
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$358,000	1,777
Trading account gains and fees	$0	157
Additional Noninterest Income	$421,000	2,725
Total noninterest expense	$3,355,000	2,726
Salaries and employee benefits	$1,921,000	2,582
Premises and equipment expense	$360,000	2,932
Additional noninterest expense	$1,074,000	2,803
Pre-tax net operating income	$1,345,000	2,392
Securities gains (losses)	$0	2,791
Applicable income taxes	$469,000	1,585
Income before extraordinary items	$876,000	2,892
Extraordinary gains, net	$0	22
Net income	$876,000	2,896
Minority interest net income	$0	82
Net income of bank and minority interests.	$876,000	2,896
Net charge-offs	$532,000	1,210
Cash dividends	$391,000	1,953
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$876,000	2,803
2013-03-31 (YTD Data)		Rank
Total interest income	$2,432,000	2,507
Total interest expense	$345,000	2,488
Net interest income	$2,087,000	2,517
Provision for loan and lease losses	$201,000	1,341
Total noninterest income	$378,000	2,632
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$166,000	1,879
Trading account gains and fees	$0	148
Additional Noninterest Income	$212,000	2,703
Total noninterest expense	$1,613,000	2,856
Salaries and employee benefits	$909,000	2,743
Premises and equipment expense	$175,000	3,018
Additional noninterest expense	$529,000	2,848
Pre-tax net operating income	$651,000	2,403
Securities gains (losses)	$0	1,966
Applicable income taxes	$228,000	1,583
Income before extraordinary items	$423,000	2,929
Extraordinary gains, net	$0	10
Net income	$423,000	2,929
Minority interest net income	$0	76
Net income of bank and minority interests.	$423,000	2,931
Net charge-offs	$272,000	1,133
Cash dividends	$316,000	1,294
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$423,000	2,840
2012-12-31 (YTD Data)		Rank
Total interest income	$10,026,000	2,562
Total interest expense	$1,520,000	2,691
Net interest income	$8,506,000	2,521
Provision for loan and lease losses	$480,000	2,767
Total noninterest income	$1,582,000	2,523
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$770,000	1,746
Trading account gains and fees	$0	166
Additional Noninterest Income	$812,000	2,663
Total noninterest expense	$6,360,000	2,907
Salaries and employee benefits	$3,651,000	2,678
Premises and equipment expense	$706,000	2,999
Additional noninterest expense	$2,003,000	3,087
Pre-tax net operating income	$3,248,000	1,952
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,118,000	1,359
Income before extraordinary items	$2,130,000	2,471
Extraordinary gains, net	$0	29
Net income	$2,130,000	2,473
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,130,000	2,472
Net charge-offs	$692,000	2,243
Cash dividends	$1,712,000	1,357
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,130,000	2,341
2012-09-30 (YTD Data)		Rank
Total interest income	$7,539,000	2,605
Total interest expense	$1,148,000	2,780
Net interest income	$6,391,000	2,553
Provision for loan and lease losses	$289,000	3,028
Total noninterest income	$1,202,000	2,505
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$571,000	1,785
Trading account gains and fees	$0	157
Additional Noninterest Income	$631,000	2,604
Total noninterest expense	$4,778,000	2,900
Salaries and employee benefits	$2,719,000	2,711
Premises and equipment expense	$532,000	3,019
Additional noninterest expense	$1,527,000	3,065
Pre-tax net operating income	$2,526,000	1,955
Securities gains (losses)	$0	3,575
Applicable income taxes	$885,000	1,351
Income before extraordinary items	$1,641,000	2,486
Extraordinary gains, net	$0	20
Net income	$1,641,000	2,487
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,641,000	2,487
Net charge-offs	$503,000	2,182
Cash dividends	$1,465,000	1,028
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,641,000	2,351
2012-06-30 (YTD Data)		Rank
Total interest income	$5,019,000	2,622
Total interest expense	$775,000	2,839
Net interest income	$4,244,000	2,569
Provision for loan and lease losses	$193,000	3,037
Total noninterest income	$792,000	2,502
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$367,000	1,842
Trading account gains and fees	$0	153
Additional Noninterest Income	$425,000	2,564
Total noninterest expense	$3,119,000	2,963
Salaries and employee benefits	$1,750,000	2,804
Premises and equipment expense	$354,000	3,031
Additional noninterest expense	$1,015,000	3,086
Pre-tax net operating income	$1,724,000	1,893
Securities gains (losses)	$0	3,178
Applicable income taxes	$602,000	1,315
Income before extraordinary items	$1,122,000	2,393
Extraordinary gains, net	$0	19
Net income	$1,122,000	2,393
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,122,000	2,393
Net charge-offs	$309,000	2,288
Cash dividends	$1,142,000	870
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,122,000	2,260
2012-03-31 (YTD Data)		Rank
Total interest income	$2,498,000	2,657
Total interest expense	$397,000	2,879
Net interest income	$2,101,000	2,595
Provision for loan and lease losses	$81,000	3,116
Total noninterest income	$351,000	2,681
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$174,000	1,909
Trading account gains and fees	$0	148
Additional Noninterest Income	$177,000	2,830
Total noninterest expense	$1,503,000	3,050
Salaries and employee benefits	$832,000	2,940
Premises and equipment expense	$176,000	3,077
Additional noninterest expense	$495,000	3,116
Pre-tax net operating income	$868,000	1,896
Securities gains (losses)	$0	2,210
Applicable income taxes	$303,000	1,288
Income before extraordinary items	$565,000	2,369
Extraordinary gains, net	$0	19
Net income	$565,000	2,371
Minority interest net income	$0	78
Net income of bank and minority interests.	$565,000	2,372
Net charge-offs	$214,000	1,782
Cash dividends	$392,000	1,071
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$565,000	2,254
2011-12-31 (YTD Data)		Rank
Total interest income	$10,258,000	2,704
Total interest expense	$1,925,000	2,850
Net interest income	$8,333,000	2,627
Provision for loan and lease losses	$866,000	2,628
Total noninterest income	$1,286,000	2,672
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$622,000	2,180
Trading account gains and fees	$0	146
Additional Noninterest Income	$664,000	2,716
Total noninterest expense	$6,059,000	3,036
Salaries and employee benefits	$3,196,000	2,961
Premises and equipment expense	$736,000	3,082
Additional noninterest expense	$2,127,000	2,964
Pre-tax net operating income	$2,694,000	2,017
Securities gains (losses)	$0	3,838
Applicable income taxes	$948,000	1,392
Income before extraordinary items	$1,746,000	2,498
Extraordinary gains, net	$0	29
Net income	$1,746,000	2,498
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,746,000	2,499
Net charge-offs	$826,000	2,590
Cash dividends	$1,470,000	1,263
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,746,000	2,421
2011-09-30 (YTD Data)		Rank
Total interest income	$7,732,000	2,717
Total interest expense	$1,489,000	2,884
Net interest income	$6,243,000	2,634
Provision for loan and lease losses	$755,000	2,339
Total noninterest income	$967,000	2,670
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$464,000	2,195
Trading account gains and fees	$0	145
Additional Noninterest Income	$503,000	2,697
Total noninterest expense	$4,601,000	3,000
Salaries and employee benefits	$2,424,000	2,923
Premises and equipment expense	$555,000	3,100
Additional noninterest expense	$1,622,000	2,936
Pre-tax net operating income	$1,854,000	2,207
Securities gains (losses)	$0	3,555
Applicable income taxes	$656,000	1,484
Income before extraordinary items	$1,198,000	2,725
Extraordinary gains, net	$0	21
Net income	$1,198,000	2,727
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,198,000	2,727
Net charge-offs	$517,000	2,631
Cash dividends	$695,000	1,492
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,198,000	2,631
2011-06-30 (YTD Data)		Rank
Total interest income	$5,156,000	2,736
Total interest expense	$1,026,000	2,898
Net interest income	$4,130,000	2,662
Provision for loan and lease losses	$664,000	1,952
Total noninterest income	$641,000	2,696
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$307,000	2,188
Trading account gains and fees	$0	153
Additional Noninterest Income	$334,000	2,723
Total noninterest expense	$3,009,000	3,095
Salaries and employee benefits	$1,586,000	2,996
Premises and equipment expense	$380,000	3,063
Additional noninterest expense	$1,043,000	3,099
Pre-tax net operating income	$1,098,000	2,384
Securities gains (losses)	$0	2,914
Applicable income taxes	$379,000	1,574
Income before extraordinary items	$719,000	2,867
Extraordinary gains, net	$0	15
Net income	$719,000	2,869
Minority interest net income	$0	89
Net income of bank and minority interests.	$719,000	2,869
Net charge-offs	$484,000	2,184
Cash dividends	$441,000	1,526
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$719,000	2,789
2011-03-31 (YTD Data)		Rank
Total interest income	$2,577,000	2,758
Total interest expense	$530,000	2,903
Net interest income	$2,047,000	2,669
Provision for loan and lease losses	$432,000	1,587
Total noninterest income	$307,000	2,790
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$145,000	2,245
Trading account gains and fees	$0	158
Additional Noninterest Income	$162,000	2,770
Total noninterest expense	$1,517,000	3,082
Salaries and employee benefits	$800,000	3,000
Premises and equipment expense	$198,000	3,026
Additional noninterest expense	$519,000	3,081
Pre-tax net operating income	$405,000	2,940
Securities gains (losses)	$0	1,772
Applicable income taxes	$140,000	1,858
Income before extraordinary items	$265,000	3,468
Extraordinary gains, net	$0	9
Net income	$265,000	3,465
Minority interest net income	$0	86
Net income of bank and minority interests.	$265,000	3,466
Net charge-offs	$398,000	1,526
Cash dividends	$366,000	984
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$265,000	3,407
2010-12-31 (YTD Data)		Rank
Total interest income	$10,748,000	2,766
Total interest expense	$2,500,000	2,990
Net interest income	$8,248,000	2,647
Provision for loan and lease losses	$1,986,000	2,084
Total noninterest income	$1,366,000	2,681
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$681,000	2,085
Trading account gains and fees	$0	175
Additional Noninterest Income	$685,000	2,719
Total noninterest expense	$6,024,000	3,091
Salaries and employee benefits	$3,119,000	3,005
Premises and equipment expense	$829,000	2,908
Additional noninterest expense	$2,076,000	3,155
Pre-tax net operating income	$1,604,000	2,617
Securities gains (losses)	$0	3,793
Applicable income taxes	$552,000	1,786
Income before extraordinary items	$1,052,000	3,119
Extraordinary gains, net	$0	29
Net income	$1,052,000	3,116
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,052,000	3,119
Net charge-offs	$1,177,000	2,465
Cash dividends	$303,000	2,891
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,052,000	3,003
2010-09-30 (YTD Data)		Rank
Total interest income	$8,061,000	2,824
Total interest expense	$1,921,000	3,052
Net interest income	$6,140,000	2,699
Provision for loan and lease losses	$1,853,000	1,742
Total noninterest income	$996,000	2,747
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$521,000	2,108
Trading account gains and fees	$0	165
Additional Noninterest Income	$475,000	2,838
Total noninterest expense	$4,488,000	3,122
Salaries and employee benefits	$2,287,000	3,088
Premises and equipment expense	$631,000	2,908
Additional noninterest expense	$1,570,000	3,081
Pre-tax net operating income	$795,000	3,476
Securities gains (losses)	$0	3,651
Applicable income taxes	$274,000	2,236
Income before extraordinary items	$521,000	4,032
Extraordinary gains, net	$0	23
Net income	$521,000	4,035
Minority interest net income	$0	110
Net income of bank and minority interests.	$521,000	4,035
Net charge-offs	$912,000	2,303
Cash dividends	$228,000	2,592
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$521,000	3,887
2010-06-30 (YTD Data)		Rank
Total interest income	$5,442,000	2,825
Total interest expense	$1,326,000	3,076
Net interest income	$4,116,000	2,689
Provision for loan and lease losses	$639,000	2,489
Total noninterest income	$683,000	2,624
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$340,000	2,144
Trading account gains and fees	$0	152
Additional Noninterest Income	$343,000	2,642
Total noninterest expense	$2,856,000	3,231
Salaries and employee benefits	$1,473,000	3,192
Premises and equipment expense	$428,000	2,892
Additional noninterest expense	$955,000	3,325
Pre-tax net operating income	$1,304,000	1,920
Securities gains (losses)	$0	3,184
Applicable income taxes	$450,000	1,325
Income before extraordinary items	$854,000	2,390
Extraordinary gains, net	$0	19
Net income	$854,000	2,386
Minority interest net income	$0	105
Net income of bank and minority interests.	$854,000	2,389
Net charge-offs	$521,000	2,397
Cash dividends	$65,000	3,070
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$854,000	2,293
2010-03-31 (YTD Data)		Rank
Total interest income	$2,727,000	2,880
Total interest expense	$673,000	3,151
Net interest income	$2,054,000	2,713
Provision for loan and lease losses	$231,000	2,789
Total noninterest income	$307,000	2,809
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$158,000	2,252
Trading account gains and fees	$0	175
Additional Noninterest Income	$149,000	2,846
Total noninterest expense	$1,414,000	3,299
Salaries and employee benefits	$731,000	3,269
Premises and equipment expense	$223,000	2,849
Additional noninterest expense	$460,000	3,408
Pre-tax net operating income	$716,000	1,787
Securities gains (losses)	$0	2,284
Applicable income taxes	$247,000	1,215
Income before extraordinary items	$469,000	2,254
Extraordinary gains, net	$0	16
Net income	$469,000	2,253
Minority interest net income	$0	91
Net income of bank and minority interests.	$469,000	2,254
Net charge-offs	$165,000	2,632
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$469,000	2,167
2009-12-31 (YTD Data)		Rank
Total interest income	$10,880,000	3,003
Total interest expense	$3,430,000	3,094
Net interest income	$7,450,000	2,906
Provision for loan and lease losses	$1,425,000	2,962
Total noninterest income	$1,380,000	2,711
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$814,000	2,025
Trading account gains and fees	$0	211
Additional Noninterest Income	$566,000	2,993
Total noninterest expense	$5,583,000	3,370
Salaries and employee benefits	$2,776,000	3,409
Premises and equipment expense	$795,000	3,141
Additional noninterest expense	$2,012,000	3,297
Pre-tax net operating income	$1,822,000	2,063
Securities gains (losses)	$0	3,754
Applicable income taxes	$633,000	1,334
Income before extraordinary items	$1,189,000	2,493
Extraordinary gains, net	$0	34
Net income	$1,189,000	2,491
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,189,000	2,492
Net charge-offs	$1,164,000	2,691
Cash dividends	$178,000	3,748
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,189,000	2,446
2009-09-30 (YTD Data)		Rank
Total interest income	$8,117,000	3,068
Total interest expense	$2,621,000	3,181
Net interest income	$5,496,000	2,936
Provision for loan and lease losses	$1,038,000	2,730
Total noninterest income	$1,013,000	2,792
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$617,000	2,005
Trading account gains and fees	$0	212
Additional Noninterest Income	$396,000	3,204
Total noninterest expense	$4,041,000	3,471
Salaries and employee benefits	$2,052,000	3,472
Premises and equipment expense	$595,000	3,181
Additional noninterest expense	$1,394,000	3,462
Pre-tax net operating income	$1,430,000	2,126
Securities gains (losses)	$0	3,497
Applicable income taxes	$493,000	1,419
Income before extraordinary items	$937,000	2,576
Extraordinary gains, net	$0	27
Net income	$937,000	2,574
Minority interest net income	$0	118
Net income of bank and minority interests.	$937,000	2,577
Net charge-offs	$856,000	2,384
Cash dividends	$178,000	3,189
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$937,000	2,535
2009-06-30 (YTD Data)		Rank
Total interest income	$5,367,000	3,121
Total interest expense	$1,796,000	3,234
Net interest income	$3,571,000	2,995
Provision for loan and lease losses	$629,000	2,637
Total noninterest income	$642,000	2,907
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$400,000	2,024
Trading account gains and fees	$0	193
Additional Noninterest Income	$242,000	3,355
Total noninterest expense	$2,686,000	3,512
Salaries and employee benefits	$1,369,000	3,502
Premises and equipment expense	$397,000	3,199
Additional noninterest expense	$920,000	3,496
Pre-tax net operating income	$898,000	2,306
Securities gains (losses)	$0	3,136
Applicable income taxes	$310,000	1,500
Income before extraordinary items	$588,000	2,806
Extraordinary gains, net	$0	21
Net income	$588,000	2,803
Minority interest net income	$0	112
Net income of bank and minority interests.	$588,000	2,806
Net charge-offs	$563,000	2,220
Cash dividends	$181,000	2,782
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$588,000	2,705
2009-03-31 (YTD Data)		Rank
Total interest income	$2,614,000	3,217
Total interest expense	$923,000	3,271
Net interest income	$1,691,000	3,130
Provision for loan and lease losses	$263,000	2,504
Total noninterest income	$299,000	3,030
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$184,000	2,105
Trading account gains and fees	$0	171
Additional Noninterest Income	$115,000	3,430
Total noninterest expense	$1,278,000	3,581
Salaries and employee benefits	$671,000	3,597
Premises and equipment expense	$200,000	3,224
Additional noninterest expense	$407,000	3,530
Pre-tax net operating income	$449,000	2,574
Securities gains (losses)	$0	2,434
Applicable income taxes	$155,000	1,712
Income before extraordinary items	$294,000	3,173
Extraordinary gains, net	$0	15
Net income	$294,000	3,173
Minority interest net income	$0	102
Net income of bank and minority interests.	$294,000	3,173
Net charge-offs	$210,000	2,091
Cash dividends	$181,000	1,806
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$294,000	3,016
2008-12-31 (YTD Data)		Rank
Total interest income	$10,655,000	3,364
Total interest expense	$4,046,000	3,486
Net interest income	$6,609,000	3,214
Provision for loan and lease losses	$983,000	2,739
Total noninterest income	$803,000	3,865
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$605,000	2,635
Trading account gains and fees	$0	154
Additional Noninterest Income	$198,000	4,853
Total noninterest expense	$5,056,000	3,533
Salaries and employee benefits	$2,456,000	3,825
Premises and equipment expense	$839,000	3,061
Additional noninterest expense	$1,761,000	3,189
Pre-tax net operating income	$1,373,000	3,172
Securities gains (losses)	$0	3,220
Applicable income taxes	$456,000	1,931
Income before extraordinary items	$917,000	3,442
Extraordinary gains, net	$0	39
Net income	$917,000	3,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$683,000	2,392
Cash dividends	$384,000	3,743
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$917,000	3,592
2008-09-30 (YTD Data)		Rank
Total interest income	$7,990,000	3,426
Total interest expense	$3,116,000	3,533
Net interest income	$4,874,000	3,283
Provision for loan and lease losses	$611,000	2,455
Total noninterest income	$525,000	4,229
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$401,000	2,880
Trading account gains and fees	$0	148
Additional Noninterest Income	$124,000	5,258
Total noninterest expense	$3,775,000	3,534
Salaries and employee benefits	$1,878,000	3,800
Premises and equipment expense	$629,000	3,073
Additional noninterest expense	$1,268,000	3,226
Pre-tax net operating income	$1,013,000	3,661
Securities gains (losses)	$0	3,106
Applicable income taxes	$345,000	2,312
Income before extraordinary items	$668,000	3,909
Extraordinary gains, net	$0	31
Net income	$668,000	3,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$422,000	2,154
Cash dividends	$384,000	3,099
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$668,000	4,067
2008-06-30 (YTD Data)		Rank
Total interest income	$5,277,000	3,501
Total interest expense	$2,196,000	3,508
Net interest income	$3,081,000	3,417
Provision for loan and lease losses	$307,000	2,497
Total noninterest income	$267,000	4,852
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$231,000	3,182
Trading account gains and fees	$0	149
Additional Noninterest Income	$36,000	6,561
Total noninterest expense	$2,434,000	3,646
Salaries and employee benefits	$1,238,000	3,871
Premises and equipment expense	$420,000	3,079
Additional noninterest expense	$776,000	3,436
Pre-tax net operating income	$607,000	3,993
Securities gains (losses)	$0	3,233
Applicable income taxes	$206,000	2,657
Income before extraordinary items	$401,000	4,467
Extraordinary gains, net	$0	21
Net income	$401,000	4,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,122
Cash dividends	$296,000	3,019
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$401,000	4,415
2008-03-31 (YTD Data)		Rank
Total interest income	$2,639,000	3,577
Total interest expense	$1,192,000	3,470
Net interest income	$1,447,000	3,576
Provision for loan and lease losses	$135,000	2,308
Total noninterest income	$162,000	4,442
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$118,000	3,094
Trading account gains and fees	$0	158
Additional Noninterest Income	$44,000	5,289
Total noninterest expense	$1,168,000	3,773
Salaries and employee benefits	$610,000	3,921
Premises and equipment expense	$209,000	3,109
Additional noninterest expense	$349,000	3,682
Pre-tax net operating income	$306,000	4,103
Securities gains (losses)	$0	2,688
Applicable income taxes	$104,000	2,753
Income before extraordinary items	$202,000	4,639
Extraordinary gains, net	$0	15
Net income	$202,000	4,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	2,679
Cash dividends	$296,000	1,922
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$202,000	4,543
2007-12-31 (YTD Data)		Rank
Total interest income	$10,436,000	3,668
Total interest expense	$4,715,000	3,609
Net interest income	$5,721,000	3,632
Provision for loan and lease losses	$709,000	1,833
Total noninterest income	$936,000	3,671
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$429,000	3,388
Trading account gains and fees	$0	178
Additional Noninterest Income	$507,000	3,293
Total noninterest expense	$4,463,000	3,784
Salaries and employee benefits	$2,259,000	4,002
Premises and equipment expense	$759,000	3,223
Additional noninterest expense	$1,445,000	3,532
Pre-tax net operating income	$1,485,000	3,920
Securities gains (losses)	$0	2,146
Applicable income taxes	$511,000	2,713
Income before extraordinary items	$974,000	4,374
Extraordinary gains, net	$0	39
Net income	$974,000	4,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$894,000	1,112
Cash dividends	$388,000	4,108
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$974,000	4,367
2007-09-30 (YTD Data)		Rank
Total interest income	$7,727,000	3,703
Total interest expense	$3,478,000	3,657
Net interest income	$4,249,000	3,670
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$666,000	3,792
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$302,000	3,503
Trading account gains and fees	$0	184
Additional Noninterest Income	$364,000	3,381
Total noninterest expense	$3,282,000	3,831
Salaries and employee benefits	$1,743,000	3,915
Premises and equipment expense	$548,000	3,306
Additional noninterest expense	$991,000	3,728
Pre-tax net operating income	$1,273,000	3,810
Securities gains (losses)	$0	1,655
Applicable income taxes	$434,000	2,713
Income before extraordinary items	$839,000	4,250
Extraordinary gains, net	$0	33
Net income	$839,000	4,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,514
Cash dividends	$388,000	3,309
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$839,000	4,235
2007-06-30 (YTD Data)		Rank
Total interest income	$5,030,000	3,773
Total interest expense	$2,241,000	3,737
Net interest income	$2,789,000	3,733
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$421,000	3,922
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$184,000	3,680
Trading account gains and fees	$0	168
Additional Noninterest Income	$237,000	3,456
Total noninterest expense	$2,167,000	3,882
Salaries and employee benefits	$1,146,000	3,985
Premises and equipment expense	$365,000	3,327
Additional noninterest expense	$656,000	3,745
Pre-tax net operating income	$803,000	4,011
Securities gains (losses)	$0	1,444
Applicable income taxes	$274,000	2,838
Income before extraordinary items	$529,000	4,444
Extraordinary gains, net	$0	29
Net income	$529,000	4,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	1,751
Cash dividends	$298,000	3,170
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$529,000	4,435
2007-03-31 (YTD Data)		Rank
Total interest income	$2,434,000	3,854
Total interest expense	$1,078,000	3,808
Net interest income	$1,356,000	3,805
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$171,000	4,339
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$79,000	3,930
Trading account gains and fees	$0	195
Additional Noninterest Income	$92,000	3,917
Total noninterest expense	$1,030,000	4,055
Salaries and employee benefits	$546,000	4,160
Premises and equipment expense	$174,000	3,473
Additional noninterest expense	$310,000	3,875
Pre-tax net operating income	$377,000	4,133
Securities gains (losses)	$0	1,187
Applicable income taxes	$128,000	2,948
Income before extraordinary items	$249,000	4,569
Extraordinary gains, net	$0	22
Net income	$249,000	4,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	1,723
Cash dividends	$298,000	2,043
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$249,000	4,555
2006-12-31 (YTD Data)		Rank
Total interest income	$8,307,000	4,101
Total interest expense	$3,232,000	4,122
Net interest income	$5,075,000	3,958
Provision for loan and lease losses	$373,000	2,401
Total noninterest income	$722,000	4,290
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$395,000	3,561
Trading account gains and fees	$0	130
Additional Noninterest Income	$327,000	4,132
Total noninterest expense	$3,705,000	4,201
Salaries and employee benefits	$1,950,000	4,360
Premises and equipment expense	$595,000	3,797
Additional noninterest expense	$1,160,000	4,045
Pre-tax net operating income	$1,719,000	3,987
Securities gains (losses)	$0	1,687
Applicable income taxes	$596,000	2,893
Income before extraordinary items	$1,123,000	4,431
Extraordinary gains, net	$0	51
Net income	$1,123,000	4,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	2,078
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,123,000	4,417
2006-09-30 (YTD Data)		Rank
Total interest income	$6,016,000	4,176
Total interest expense	$2,272,000	4,202
Net interest income	$3,744,000	4,039
Provision for loan and lease losses	$273,000	2,315
Total noninterest income	$514,000	4,411
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$290,000	3,635
Trading account gains and fees	$0	126
Additional Noninterest Income	$224,000	4,294
Total noninterest expense	$2,686,000	4,305
Salaries and employee benefits	$1,452,000	4,351
Premises and equipment expense	$437,000	3,863
Additional noninterest expense	$797,000	4,274
Pre-tax net operating income	$1,299,000	4,106
Securities gains (losses)	$0	1,388
Applicable income taxes	$443,000	3,032
Income before extraordinary items	$856,000	4,546
Extraordinary gains, net	$0	45
Net income	$856,000	4,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,127
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$856,000	4,529
2006-06-30 (YTD Data)		Rank
Total interest income	$3,858,000	4,234
Total interest expense	$1,435,000	4,230
Net interest income	$2,423,000	4,133
Provision for loan and lease losses	$184,000	2,240
Total noninterest income	$314,000	4,614
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$183,000	3,739
Trading account gains and fees	$0	126
Additional Noninterest Income	$131,000	4,568
Total noninterest expense	$1,731,000	4,440
Salaries and employee benefits	$945,000	4,448
Premises and equipment expense	$276,000	4,032
Additional noninterest expense	$510,000	4,426
Pre-tax net operating income	$822,000	4,266
Securities gains (losses)	$0	1,185
Applicable income taxes	$280,000	3,149
Income before extraordinary items	$542,000	4,689
Extraordinary gains, net	$0	39
Net income	$542,000	4,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	1,911
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$542,000	4,680
2006-03-31 (YTD Data)		Rank
Total interest income	$1,824,000	4,344
Total interest expense	$672,000	4,280
Net interest income	$1,152,000	4,278
Provision for loan and lease losses	$91,000	2,117
Total noninterest income	$135,000	4,924
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$83,000	3,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,040
Total noninterest expense	$829,000	4,585
Salaries and employee benefits	$459,000	4,566
Premises and equipment expense	$131,000	4,167
Additional noninterest expense	$239,000	4,605
Pre-tax net operating income	$367,000	4,481
Securities gains (losses)	$0	955
Applicable income taxes	$125,000	3,281
Income before extraordinary items	$242,000	4,923
Extraordinary gains, net	$0	21
Net income	$242,000	4,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	1,195
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$242,000	4,902
2005-12-31 (YTD Data)		Rank
Total interest income	$6,461,000	4,403
Total interest expense	$2,043,000	4,369
Net interest income	$4,418,000	4,316
Provision for loan and lease losses	$360,000	2,451
Total noninterest income	$623,000	4,697
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$409,000	3,500
Trading account gains and fees	$0	138
Additional Noninterest Income	$214,000	5,039
Total noninterest expense	$2,945,000	4,825
Salaries and employee benefits	$1,601,000	4,840
Premises and equipment expense	$446,000	4,523
Additional noninterest expense	$898,000	4,777
Pre-tax net operating income	$1,736,000	4,040
Securities gains (losses)	$0	2,296
Applicable income taxes	$584,000	3,117
Income before extraordinary items	$1,152,000	4,449
Extraordinary gains, net	$0	46
Net income	$1,152,000	4,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	2,232
Cash dividends	$500,000	3,617
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,152,000	4,412
2005-09-30 (YTD Data)		Rank
Total interest income	$4,733,000	4,425
Total interest expense	$1,404,000	4,505
Net interest income	$3,329,000	4,312
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$473,000	4,696
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$303,000	3,536
Trading account gains and fees	$0	126
Additional Noninterest Income	$170,000	4,956
Total noninterest expense	$2,172,000	4,861
Salaries and employee benefits	$1,179,000	4,880
Premises and equipment expense	$327,000	4,564
Additional noninterest expense	$666,000	4,778
Pre-tax net operating income	$1,360,000	4,004
Securities gains (losses)	$0	2,317
Applicable income taxes	$462,000	3,084
Income before extraordinary items	$898,000	4,464
Extraordinary gains, net	$0	35
Net income	$898,000	4,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	2,033
Cash dividends	$500,000	2,773
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$898,000	4,427
2005-06-30 (YTD Data)		Rank
Total interest income	$3,066,000	4,453
Total interest expense	$868,000	4,541
Net interest income	$2,198,000	4,314
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$301,000	4,778
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$193,000	3,576
Trading account gains and fees	$0	116
Additional Noninterest Income	$108,000	5,022
Total noninterest expense	$1,412,000	4,944
Salaries and employee benefits	$751,000	5,015
Premises and equipment expense	$216,000	4,551
Additional noninterest expense	$445,000	4,762
Pre-tax net operating income	$907,000	3,973
Securities gains (losses)	$0	2,146
Applicable income taxes	$308,000	3,058
Income before extraordinary items	$599,000	4,415
Extraordinary gains, net	$0	30
Net income	$599,000	4,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	2,464
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$599,000	4,364
2005-03-31 (YTD Data)		Rank
Total interest income	$1,485,000	4,528
Total interest expense	$411,000	4,594
Net interest income	$1,074,000	4,394
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$133,000	5,024
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$84,000	3,817
Trading account gains and fees	$0	115
Additional Noninterest Income	$49,000	5,227
Total noninterest expense	$677,000	5,119
Salaries and employee benefits	$357,000	5,220
Premises and equipment expense	$106,000	4,677
Additional noninterest expense	$214,000	4,855
Pre-tax net operating income	$440,000	4,025
Securities gains (losses)	$0	1,685
Applicable income taxes	$149,000	3,105
Income before extraordinary items	$291,000	4,461
Extraordinary gains, net	$0	24
Net income	$291,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$291,000	4,418
2004-12-31 (YTD Data)		Rank
Total interest income	$5,374,000	4,611
Total interest expense	$1,394,000	4,716
Net interest income	$3,980,000	4,499
Provision for loan and lease losses	$251,000	3,234
Total noninterest income	$494,000	5,300
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$330,000	4,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$164,000	5,508
Total noninterest expense	$2,690,000	5,043
Salaries and employee benefits	$1,418,000	5,130
Premises and equipment expense	$395,000	4,806
Additional noninterest expense	$877,000	4,781
Pre-tax net operating income	$1,533,000	4,199
Securities gains (losses)	$-2,000	7,892
Applicable income taxes	$512,000	3,309
Income before extraordinary items	$1,019,000	4,643
Extraordinary gains, net	$0	34
Net income	$1,019,000	4,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,536
Cash dividends	$135,000	5,259
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,020,340	4,577
2004-09-30 (YTD Data)		Rank
Total interest income	$3,939,000	4,658
Total interest expense	$1,007,000	4,766
Net interest income	$2,932,000	4,549
Provision for loan and lease losses	$173,000	3,301
Total noninterest income	$353,000	5,445
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$239,000	4,206
Trading account gains and fees	$0	134
Additional Noninterest Income	$114,000	5,670
Total noninterest expense	$1,994,000	5,043
Salaries and employee benefits	$1,062,000	5,094
Premises and equipment expense	$289,000	4,880
Additional noninterest expense	$643,000	4,823
Pre-tax net operating income	$1,118,000	4,343
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$379,000	3,397
Income before extraordinary items	$741,000	4,812
Extraordinary gains, net	$0	26
Net income	$741,000	4,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,588
Cash dividends	$135,000	4,391
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$739,680	4,729
2004-06-30 (YTD Data)		Rank
Total interest income	$2,574,000	4,734
Total interest expense	$664,000	4,816
Net interest income	$1,910,000	4,623
Provision for loan and lease losses	$110,000	3,324
Total noninterest income	$221,000	5,603
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$146,000	4,391
Trading account gains and fees	$0	130
Additional Noninterest Income	$75,000	5,718
Total noninterest expense	$1,280,000	5,198
Salaries and employee benefits	$702,000	5,158
Premises and equipment expense	$192,000	4,896
Additional noninterest expense	$386,000	5,183
Pre-tax net operating income	$741,000	4,315
Securities gains (losses)	$-3,000	8,495
Applicable income taxes	$250,000	3,395
Income before extraordinary items	$488,000	4,796
Extraordinary gains, net	$0	21
Net income	$488,000	4,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,456
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$489,980	4,700
2004-03-31 (YTD Data)		Rank
Total interest income	$1,253,000	4,857
Total interest expense	$334,000	4,847
Net interest income	$919,000	4,756
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$116,000	5,420
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$55,000	4,930
Total noninterest expense	$662,000	5,105
Salaries and employee benefits	$370,000	4,980
Premises and equipment expense	$89,000	5,208
Additional noninterest expense	$203,000	5,026
Pre-tax net operating income	$313,000	4,718
Securities gains (losses)	$0	2,934
Applicable income taxes	$105,000	3,703
Income before extraordinary items	$208,000	5,236
Extraordinary gains, net	$0	16
Net income	$208,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,206
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$208,000	5,118
2003-12-31 (YTD Data)		Rank
Total interest income	$4,903,000	4,959
Total interest expense	$1,457,000	4,959
Net interest income	$3,446,000	4,854
Provision for loan and lease losses	$441,000	2,404
Total noninterest income	$472,000	5,572
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$310,000	4,220
Trading account gains and fees	$0	160
Additional Noninterest Income	$162,000	5,688
Total noninterest expense	$2,045,000	5,927
Salaries and employee benefits	$1,160,000	5,757
Premises and equipment expense	$273,000	5,941
Additional noninterest expense	$612,000	5,935
Pre-tax net operating income	$1,432,000	4,242
Securities gains (losses)	$11,000	3,560
Applicable income taxes	$500,000	3,380
Income before extraordinary items	$943,000	4,815
Extraordinary gains, net	$0	54
Net income	$943,000	4,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,791
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$935,850	4,672
2003-09-30 (YTD Data)		Rank
Total interest income	$3,647,000	5,045
Total interest expense	$1,088,000	5,115
Net interest income	$2,559,000	4,893
Provision for loan and lease losses	$365,000	2,168
Total noninterest income	$347,000	5,689
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$226,000	4,303
Trading account gains and fees	$0	153
Additional Noninterest Income	$121,000	5,725
Total noninterest expense	$1,427,000	6,113
Salaries and employee benefits	$825,000	5,919
Premises and equipment expense	$187,000	6,172
Additional noninterest expense	$415,000	6,226
Pre-tax net operating income	$1,114,000	4,279
Securities gains (losses)	$-5,000	8,870
Applicable income taxes	$372,000	3,533
Income before extraordinary items	$737,000	4,837
Extraordinary gains, net	$0	40
Net income	$737,000	4,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,923
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$740,300	4,632
2003-06-30 (YTD Data)		Rank
Total interest income	$2,418,000	5,097
Total interest expense	$713,000	5,281
Net interest income	$1,705,000	4,889
Provision for loan and lease losses	$280,000	1,947
Total noninterest income	$227,000	5,706
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$146,000	4,360
Trading account gains and fees	$0	150
Additional Noninterest Income	$81,000	5,693
Total noninterest expense	$909,000	6,304
Salaries and employee benefits	$525,000	6,080
Premises and equipment expense	$123,000	6,193
Additional noninterest expense	$261,000	6,402
Pre-tax net operating income	$743,000	4,269
Securities gains (losses)	$-3,000	8,957
Applicable income taxes	$248,000	3,563
Income before extraordinary items	$492,000	4,846
Extraordinary gains, net	$0	30
Net income	$492,000	4,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,273
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$493,980	4,623
2003-03-31 (YTD Data)		Rank
Total interest income	$1,186,000	5,205
Total interest expense	$350,000	5,452
Net interest income	$836,000	4,935
Provision for loan and lease losses	$100,000	2,353
Total noninterest income	$105,000	5,786
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$67,000	4,483
Trading account gains and fees	$0	134
Additional Noninterest Income	$38,000	5,786
Total noninterest expense	$446,000	6,366
Salaries and employee benefits	$253,000	6,202
Premises and equipment expense	$60,000	6,275
Additional noninterest expense	$133,000	6,350
Pre-tax net operating income	$395,000	4,064
Securities gains (losses)	$-2,000	9,046
Applicable income taxes	$132,000	3,455
Income before extraordinary items	$261,000	4,611
Extraordinary gains, net	$0	21
Net income	$261,000	4,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,300
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$262,320	4,394
2002-12-31 (YTD Data)		Rank
Total interest income	$4,493,000	5,535
Total interest expense	$1,485,000	5,754
Net interest income	$3,008,000	5,269
Provision for loan and lease losses	$358,000	3,089
Total noninterest income	$412,000	5,705
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$275,000	4,444
Trading account gains and fees	$0	153
Additional Noninterest Income	$137,000	5,794
Total noninterest expense	$1,734,000	6,385
Salaries and employee benefits	$1,026,000	6,041
Premises and equipment expense	$226,000	6,443
Additional noninterest expense	$482,000	6,607
Pre-tax net operating income	$1,328,000	4,432
Securities gains (losses)	$-44,000	9,067
Applicable income taxes	$422,000	3,780
Income before extraordinary items	$862,000	4,997
Extraordinary gains, net	$0	70
Net income	$862,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,813
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$891,480	4,779
2001-12-31 (YTD Data)		Rank
Total interest income	$4,115,000	6,258
Total interest expense	$2,017,000	6,068
Net interest income	$2,098,000	6,281
Provision for loan and lease losses	$81,000	5,963
Total noninterest income	$347,000	6,044
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$241,000	4,740
Trading account gains and fees	$0	177
Additional Noninterest Income	$106,000	6,307
Total noninterest expense	$1,319,000	7,193
Salaries and employee benefits	$795,000	6,796
Premises and equipment expense	$152,000	7,483
Additional noninterest expense	$372,000	7,345
Pre-tax net operating income	$1,045,000	4,803
Securities gains (losses)	$-126,000	9,518
Applicable income taxes	$297,000	4,291
Income before extraordinary items	$622,000	5,513
Extraordinary gains, net	$0	105
Net income	$622,000	5,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,231
Cash dividends	$425,000	3,733
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$707,680	5,085
2000-12-31 (YTD Data)		Rank
Total interest income	$3,889,000	6,574
Total interest expense	$1,956,000	6,335
Net interest income	$1,933,000	6,673
Provision for loan and lease losses	$69,000	6,019
Total noninterest income	$311,000	6,202
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$225,000	4,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	6,759
Total noninterest expense	$1,209,000	7,474
Salaries and employee benefits	$724,000	7,084
Premises and equipment expense	$148,000	7,625
Additional noninterest expense	$337,000	7,651
Pre-tax net operating income	$966,000	5,349
Securities gains (losses)	$5,000	1,371
Applicable income taxes	$316,000	4,482
Income before extraordinary items	$655,000	5,596
Extraordinary gains, net	$0	38
Net income	$655,000	5,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,481
Cash dividends	$526,000	3,458
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$651,650	5,625
1999-12-31 (YTD Data)		Rank
Total interest income	$3,485,000	6,844
Total interest expense	$1,620,000	6,687
Net interest income	$1,865,000	6,880
Provision for loan and lease losses	$87,000	5,531
Total noninterest income	$246,000	6,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$171,000	5,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	7,287
Total noninterest expense	$1,170,000	7,643
Salaries and employee benefits	$717,000	7,152
Premises and equipment expense	$126,000	8,112
Additional noninterest expense	$327,000	7,897
Pre-tax net operating income	$854,000	5,744
Securities gains (losses)	$44,000	1,029
Applicable income taxes	$293,000	4,867
Income before extraordinary items	$605,000	5,867
Extraordinary gains, net	$0	35
Net income	$605,000	5,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,793
Cash dividends	$709,000	2,878
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$575,520	5,990
1998-12-31 (YTD Data)		Rank
Total interest income	$3,431,000	7,031
Total interest expense	$1,590,000	6,994
Net interest income	$1,841,000	6,966
Provision for loan and lease losses	$66,000	5,965
Total noninterest income	$287,000	6,593
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$211,000	5,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	7,301
Total noninterest expense	$1,120,000	7,767
Salaries and employee benefits	$678,000	7,315
Premises and equipment expense	$133,000	8,008
Additional noninterest expense	$309,000	8,035
Pre-tax net operating income	$942,000	5,599
Securities gains (losses)	$72,000	1,484
Applicable income taxes	$323,000	4,972
Income before extraordinary items	$691,000	5,661
Extraordinary gains, net	$0	32
Net income	$691,000	5,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,985
Cash dividends	$111,000	6,161
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$642,040	5,744
1997-12-31 (YTD Data)		Rank
Total interest income	$3,180,000	7,539
Total interest expense	$1,432,000	7,510
Net interest income	$1,748,000	7,433
Provision for loan and lease losses	$21,000	7,856
Total noninterest income	$281,000	6,867
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	7,794
Total noninterest expense	$1,051,000	8,164
Salaries and employee benefits	$639,000	7,672
Premises and equipment expense	$127,000	8,316
Additional noninterest expense	$285,000	8,477
Pre-tax net operating income	$957,000	5,963
Securities gains (losses)	$-8,000	9,909
Applicable income taxes	$298,000	5,740
Income before extraordinary items	$651,000	6,112
Extraordinary gains, net	$0	44
Net income	$651,000	6,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,735
Cash dividends	$75,000	6,827
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$656,520	6,037
1996-12-31 (YTD Data)		Rank
Total interest income	$3,125,000	7,844
Total interest expense	$1,414,000	7,804
Net interest income	$1,711,000	7,749
Provision for loan and lease losses	$25,000	7,649
Total noninterest income	$234,000	7,800
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	6,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,649
Total noninterest expense	$1,196,000	8,000
Salaries and employee benefits	$564,000	8,377
Premises and equipment expense	$130,000	8,532
Additional noninterest expense	$502,000	7,041
Pre-tax net operating income	$724,000	6,824
Securities gains (losses)	$0	4,148
Applicable income taxes	$222,000	6,811
Income before extraordinary items	$502,000	6,893
Extraordinary gains, net	$0	53
Net income	$502,000	6,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,559
Cash dividends	$27,000	7,941
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$502,000	6,828
1995-12-31 (YTD Data)		Rank
Total interest income	$2,798,000	8,505
Total interest expense	$1,288,000	8,320
Net interest income	$1,510,000	8,505
Provision for loan and lease losses	$28,000	7,236
Total noninterest income	$202,000	8,394
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$106,000	7,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,354
Total noninterest expense	$970,000	9,080
Salaries and employee benefits	$534,000	8,821
Premises and equipment expense	$130,000	8,799
Additional noninterest expense	$306,000	9,183
Pre-tax net operating income	$714,000	7,259
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$218,000	7,121
Income before extraordinary items	$497,000	7,278
Extraordinary gains, net	$0	65
Net income	$497,000	7,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,779
Cash dividends	$22,000	8,348
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$496,300	7,245
1994-12-31 (YTD Data)		Rank
Total interest income	$2,442,000	9,010
Total interest expense	$1,012,000	8,642
Net interest income	$1,430,000	9,067
Provision for loan and lease losses	$14,000	8,180
Total noninterest income	$195,000	8,813
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	7,458
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,689
Total noninterest expense	$935,000	9,611
Salaries and employee benefits	$505,000	9,346
Premises and equipment expense	$131,000	9,070
Additional noninterest expense	$299,000	9,976
Pre-tax net operating income	$676,000	7,553
Securities gains (losses)	$5,000	2,624
Applicable income taxes	$210,000	7,181
Income before extraordinary items	$471,000	7,534
Extraordinary gains, net	$0	249
Net income	$471,000	7,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,043
Cash dividends	$19,000	8,621
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$467,550	7,601
1993-12-31 (YTD Data)		Rank
Total interest income	$2,307,000	9,561
Total interest expense	$905,000	9,527
Net interest income	$1,402,000	9,410
Provision for loan and lease losses	$18,000	9,198
Total noninterest income	$200,000	9,227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	7,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	8,379
Total noninterest expense	$868,000	10,352
Salaries and employee benefits	$460,000	10,036
Premises and equipment expense	$153,000	8,816
Additional noninterest expense	$255,000	11,009
Pre-tax net operating income	$716,000	7,276
Securities gains (losses)	$27,000	4,244
Applicable income taxes	$242,000	6,930
Income before extraordinary items	$501,000	7,547
Extraordinary gains, net	$0	3,149
Net income	$501,000	7,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	7,896
Cash dividends	$18,000	8,731
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$482,910	7,440
1992-12-31 (YTD Data)		Rank
Total interest income	$2,472,000	9,968
Total interest expense	$1,062,000	10,131
Net interest income	$1,410,000	9,592
Provision for loan and lease losses	$18,000	10,694
Total noninterest income	$228,000	8,889
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	7,416
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	8,478
Total noninterest expense	$834,000	10,840
Salaries and employee benefits	$430,000	10,522
Premises and equipment expense	$159,000	8,856
Additional noninterest expense	$245,000	11,600
Pre-tax net operating income	$786,000	6,631
Securities gains (losses)	$-6,000	13,123
Applicable income taxes	$262,000	6,479
Income before extraordinary items	$518,000	7,175
Extraordinary gains, net	$0	1,422
Net income	$518,000	7,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$15,000	8,575
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$521,960	6,777

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.