First Security Trust and Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,889,0001,895
Total interest expense$6,485,0001,733
Net interest income$13,404,0001,984
Provision for loan and lease losses$-320,0004,434
Total noninterest income$492,0003,416
Gross Fiduciary activities income$0981
Service charges on deposit accounts$44,0003,889
Trading account gains and feesNANA
Additional Noninterest Income$448,0003,072
Total noninterest expense$7,500,0002,442
Salaries and employee benefits$4,624,0002,307
Premises and equipment expense$853,0002,211
Additional noninterest expense$448,0003,072
Pre-tax net operating income$6,716,0001,585
Securities gains (losses)$1,000952
Applicable income taxes$495,0001,914
Income before extraordinary items$6,222,0001,480
Extraordinary gains, net$054
Net income$6,222,0001,496
Minority interest net income$088
Net income of bank and minority interests.$6,222,0001,483
Net charge-offs$-83,0004,298
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,221,0701,512
2023-09-30 (YTD Data)Rank
Total interest income$14,543,0001,898
Total interest expense$4,374,0001,735
Net interest income$10,169,0001,976
Provision for loan and lease losses$03,085
Total noninterest income$381,0003,400
Gross Fiduciary activities income$0950
Service charges on deposit accounts$30,0003,961
Trading account gains and feesNANA
Additional Noninterest Income$351,0003,026
Total noninterest expense$5,544,0002,457
Salaries and employee benefits$3,200,0002,422
Premises and equipment expense$672,0002,156
Additional noninterest expense$351,0003,025
Pre-tax net operating income$5,006,0001,657
Securities gains (losses)$1,000805
Applicable income taxes$305,0002,101
Income before extraordinary items$4,702,0001,527
Extraordinary gains, net$052
Net income$4,702,0001,539
Minority interest net income$081
Net income of bank and minority interests.$4,702,0001,527
Net charge-offs$-39,0004,168
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,701,0601,550
2023-06-30 (YTD Data)Rank
Total interest income$9,305,0001,929
Total interest expense$2,258,0001,871
Net interest income$7,047,0001,933
Provision for loan and lease losses$02,940
Total noninterest income$207,0003,550
Gross Fiduciary activities income$0931
Service charges on deposit accounts$19,0004,001
Trading account gains and feesNANA
Additional Noninterest Income$188,0003,221
Total noninterest expense$3,642,0002,469
Salaries and employee benefits$2,085,0002,453
Premises and equipment expense$459,0002,122
Additional noninterest expense$188,0003,213
Pre-tax net operating income$3,612,0001,555
Securities gains (losses)$0938
Applicable income taxes$235,0002,030
Income before extraordinary items$3,377,0001,433
Extraordinary gains, net$051
Net income$3,377,0001,449
Minority interest net income$081
Net income of bank and minority interests.$3,377,0001,433
Net charge-offs$-35,0004,238
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,377,0001,440
2023-03-31 (YTD Data)Rank
Total interest income$4,326,0002,003
Total interest expense$448,0002,745
Net interest income$3,878,0001,796
Provision for loan and lease losses$-70,0004,528
Total noninterest income$109,0003,518
Gross Fiduciary activities income$0913
Service charges on deposit accounts$11,0003,949
Trading account gains and feesNANA
Additional Noninterest Income$98,0003,173
Total noninterest expense$1,925,0002,400
Salaries and employee benefits$1,100,0002,407
Premises and equipment expense$220,0002,214
Additional noninterest expense$98,0003,173
Pre-tax net operating income$2,132,0001,405
Securities gains (losses)$0950
Applicable income taxes$155,0001,847
Income before extraordinary items$1,977,0001,302
Extraordinary gains, net$04
Net income$1,977,0001,301
Minority interest net income$048
Net income of bank and minority interests.$1,977,0001,302
Net charge-offs$-24,0004,273
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,977,0001,320
2022-12-31 (YTD Data)Rank
Total interest income$11,411,0002,348
Total interest expense$639,0002,957
Net interest income$10,772,0002,275
Provision for loan and lease losses$98,0002,261
Total noninterest income$538,0003,466
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$27,0004,233
Trading account gains and feesNANA
Additional Noninterest Income$511,0003,028
Total noninterest expense$7,114,0002,491
Salaries and employee benefits$3,888,0002,549
Premises and equipment expense$862,0002,193
Additional noninterest expense$511,0003,028
Pre-tax net operating income$4,098,0002,281
Securities gains (losses)$-5,0003,305
Applicable income taxes$381,0002,235
Income before extraordinary items$3,712,0002,203
Extraordinary gains, net$05
Net income$3,712,0002,202
Minority interest net income$063
Net income of bank and minority interests.$3,712,0002,202
Net charge-offs$-322,0004,533
Cash dividends$1,000,0002,143
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,716,5502,227
2022-09-30 (YTD Data)Rank
Total interest income$7,396,0002,493
Total interest expense$370,0003,033
Net interest income$7,026,0002,433
Provision for loan and lease losses$98,0001,898
Total noninterest income$424,0003,444
Gross Fiduciary activities income$0968
Service charges on deposit accounts$20,0004,275
Trading account gains and feesNANA
Additional Noninterest Income$404,0003,016
Total noninterest expense$5,150,0002,535
Salaries and employee benefits$2,958,0002,528
Premises and equipment expense$670,0002,162
Additional noninterest expense$404,0003,016
Pre-tax net operating income$2,202,0002,674
Securities gains (losses)$0740
Applicable income taxes$231,0002,399
Income before extraordinary items$1,971,0002,599
Extraordinary gains, net$04
Net income$1,971,0002,597
Minority interest net income$057
Net income of bank and minority interests.$1,971,0002,598
Net charge-offs$-311,0004,567
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,971,0002,635
2022-06-30 (YTD Data)Rank
Total interest income$4,294,0002,650
Total interest expense$214,0003,128
Net interest income$4,080,0002,590
Provision for loan and lease losses$217,0001,103
Total noninterest income$215,0003,673
Gross Fiduciary activities income$0925
Service charges on deposit accounts$12,0004,358
Trading account gains and feesNANA
Additional Noninterest Income$203,0003,295
Total noninterest expense$3,401,0002,540
Salaries and employee benefits$1,939,0002,548
Premises and equipment expense$453,0002,148
Additional noninterest expense$1,009,0002,608
Pre-tax net operating income$677,0003,431
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$677,0003,260
Extraordinary gains, net$04
Net income$677,0003,259
Minority interest net income$060
Net income of bank and minority interests.$677,0003,260
Net charge-offs$-141,0004,471
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$677,0003,288
2022-03-31 (YTD Data)Rank
Total interest income$2,006,0002,710
Total interest expense$104,0003,128
Net interest income$1,902,0002,655
Provision for loan and lease losses$50,0001,338
Total noninterest income$87,0003,819
Gross Fiduciary activities income$0892
Service charges on deposit accounts$5,0004,417
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,469
Total noninterest expense$1,787,0002,455
Salaries and employee benefits$1,054,0002,424
Premises and equipment expense$227,0002,165
Additional noninterest expense$506,0002,567
Pre-tax net operating income$152,0003,922
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$152,0003,842
Extraordinary gains, net$04
Net income$152,0003,840
Minority interest net income$050
Net income of bank and minority interests.$152,0003,842
Net charge-offs$-31,0004,281
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$152,0003,861
2021-12-31 (YTD Data)Rank
Total interest income$8,019,0002,814
Total interest expense$374,0003,516
Net interest income$7,645,0002,715
Provision for loan and lease losses$92,0002,255
Total noninterest income$465,0003,718
Gross Fiduciary activities income$0994
Service charges on deposit accounts$25,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$440,0003,372
Total noninterest expense$6,837,0002,522
Salaries and employee benefits$3,965,0002,511
Premises and equipment expense$924,0002,131
Additional noninterest expense$1,948,0002,632
Pre-tax net operating income$1,181,0003,700
Securities gains (losses)$138,000736
Applicable income taxes$03,710
Income before extraordinary items$1,319,0003,487
Extraordinary gains, net$010
Net income$1,319,0003,487
Minority interest net income$074
Net income of bank and minority interests.$1,319,0003,487
Net charge-offs$-104,0004,373
Cash dividends$150,0003,348
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,181,0003,583
2021-09-30 (YTD Data)Rank
Total interest income$5,779,0002,919
Total interest expense$263,0003,676
Net interest income$5,516,0002,833
Provision for loan and lease losses$24,0002,664
Total noninterest income$370,0003,706
Gross Fiduciary activities income$0957
Service charges on deposit accounts$19,0004,424
Trading account gains and feesNANA
Additional Noninterest Income$351,0003,366
Total noninterest expense$5,137,0002,540
Salaries and employee benefits$3,053,0002,481
Premises and equipment expense$651,0002,235
Additional noninterest expense$1,433,0002,678
Pre-tax net operating income$725,0003,980
Securities gains (losses)$138,000692
Applicable income taxes$03,719
Income before extraordinary items$863,0003,768
Extraordinary gains, net$08
Net income$863,0003,768
Minority interest net income$069
Net income of bank and minority interests.$863,0003,768
Net charge-offs$-158,0004,592
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$725,0003,882
2021-06-30 (YTD Data)Rank
Total interest income$3,854,0002,936
Total interest expense$169,0003,794
Net interest income$3,685,0002,826
Provision for loan and lease losses$108,0001,639
Total noninterest income$266,0003,637
Gross Fiduciary activities income$0951
Service charges on deposit accounts$17,0004,283
Trading account gains and feesNANA
Additional Noninterest Income$249,0003,308
Total noninterest expense$3,299,0002,585
Salaries and employee benefits$2,031,0002,477
Premises and equipment expense$413,0002,297
Additional noninterest expense$855,0002,854
Pre-tax net operating income$544,0003,899
Securities gains (losses)$138,000562
Applicable income taxes$03,702
Income before extraordinary items$682,0003,591
Extraordinary gains, net$06
Net income$682,0003,590
Minority interest net income$067
Net income of bank and minority interests.$682,0003,591
Net charge-offs$-54,0004,381
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$544,0003,791
2021-03-31 (YTD Data)Rank
Total interest income$1,913,0002,938
Total interest expense$83,0003,883
Net interest income$1,830,0002,809
Provision for loan and lease losses$127,0001,100
Total noninterest income$325,0002,705
Gross Fiduciary activities income$0922
Service charges on deposit accounts$7,0004,369
Trading account gains and feesNANA
Additional Noninterest Income$318,0002,389
Total noninterest expense$1,644,0002,579
Salaries and employee benefits$1,075,0002,379
Premises and equipment expense$207,0002,307
Additional noninterest expense$362,0003,111
Pre-tax net operating income$384,0003,536
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$384,0003,427
Extraordinary gains, net$03
Net income$384,0003,428
Minority interest net income$055
Net income of bank and minority interests.$384,0003,427
Net charge-offs$-26,0004,430
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$384,0003,397
2020-12-31 (YTD Data)Rank
Total interest income$8,232,0002,832
Total interest expense$530,0003,779
Net interest income$7,702,0002,669
Provision for loan and lease losses$-32,0004,922
Total noninterest income$1,038,0002,824
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$21,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$1,017,0002,462
Total noninterest expense$6,747,0002,519
Salaries and employee benefits$3,925,0002,512
Premises and equipment expense$799,0002,352
Additional noninterest expense$2,023,0002,518
Pre-tax net operating income$2,025,0002,938
Securities gains (losses)$67,0001,583
Applicable income taxes$-17,0004,825
Income before extraordinary items$2,109,0002,763
Extraordinary gains, net$04
Net income$2,109,0002,761
Minority interest net income$072
Net income of bank and minority interests.$2,109,0002,763
Net charge-offs$-62,0004,648
Cash dividends$850,0002,377
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,042,0002,754
2020-09-30 (YTD Data)Rank
Total interest income$6,393,0002,788
Total interest expense$442,0003,742
Net interest income$5,951,0002,633
Provision for loan and lease losses$-172,0005,008
Total noninterest income$956,0002,578
Gross Fiduciary activities income$0981
Service charges on deposit accounts$13,0004,672
Trading account gains and feesNANA
Additional Noninterest Income$943,0002,202
Total noninterest expense$4,982,0002,515
Salaries and employee benefits$2,879,0002,527
Premises and equipment expense$585,0002,363
Additional noninterest expense$1,518,0002,482
Pre-tax net operating income$2,097,0002,517
Securities gains (losses)$-23,0004,873
Applicable income taxes$-17,0004,868
Income before extraordinary items$2,091,0002,386
Extraordinary gains, net$04
Net income$2,091,0002,386
Minority interest net income$065
Net income of bank and minority interests.$2,091,0002,386
Net charge-offs$-46,0004,631
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,114,0002,321
2020-06-30 (YTD Data)Rank
Total interest income$4,467,0002,736
Total interest expense$353,0003,634
Net interest income$4,114,0002,588
Provision for loan and lease losses$-114,0005,041
Total noninterest income$144,0004,060
Gross Fiduciary activities income$0970
Service charges on deposit accounts$6,0004,783
Trading account gains and feesNANA
Additional Noninterest Income$138,0003,657
Total noninterest expense$3,309,0002,523
Salaries and employee benefits$1,951,0002,513
Premises and equipment expense$390,0002,364
Additional noninterest expense$968,0002,569
Pre-tax net operating income$1,063,0002,856
Securities gains (losses)$-62,0004,927
Applicable income taxes$-17,0004,869
Income before extraordinary items$1,018,0002,787
Extraordinary gains, net$04
Net income$1,018,0002,786
Minority interest net income$065
Net income of bank and minority interests.$1,018,0002,787
Net charge-offs$-40,0004,688
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,080,0002,660
2020-03-31 (YTD Data)Rank
Total interest income$2,476,0002,572
Total interest expense$254,0003,235
Net interest income$2,222,0002,419
Provision for loan and lease losses$-74,0005,080
Total noninterest income$92,0003,877
Gross Fiduciary activities income$0941
Service charges on deposit accounts$6,0004,699
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,346
Total noninterest expense$1,599,0002,618
Salaries and employee benefits$948,0002,571
Premises and equipment expense$201,0002,343
Additional noninterest expense$450,0002,709
Pre-tax net operating income$789,0002,175
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$789,0001,999
Extraordinary gains, net$04
Net income$789,0001,999
Minority interest net income$056
Net income of bank and minority interests.$789,0001,999
Net charge-offs$-20,0004,664
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$789,0001,964
2019-12-31 (YTD Data)Rank
Total interest income$11,227,0002,397
Total interest expense$1,226,0003,025
Net interest income$10,001,0002,239
Provision for loan and lease losses$443,0001,606
Total noninterest income$356,0004,006
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$24,0004,803
Trading account gains and feesNANA
Additional Noninterest Income$332,0003,469
Total noninterest expense$6,863,0002,483
Salaries and employee benefits$3,821,0002,534
Premises and equipment expense$800,0002,339
Additional noninterest expense$2,242,0002,377
Pre-tax net operating income$3,051,0002,431
Securities gains (losses)$-8,0004,772
Applicable income taxes$03,859
Income before extraordinary items$3,043,0002,267
Extraordinary gains, net$011
Net income$3,043,0002,269
Minority interest net income$076
Net income of bank and minority interests.$3,043,0002,269
Net charge-offs$479,0001,062
Cash dividends$600,0002,822
Sale, conversion, retirement of capital stock, net$-69,0005,110
Net operating income$3,051,0002,221
2019-09-30 (YTD Data)Rank
Total interest income$8,635,0002,385
Total interest expense$948,0003,004
Net interest income$7,687,0002,230
Provision for loan and lease losses$358,0001,453
Total noninterest income$269,0004,036
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$9,0005,018
Trading account gains and feesNANA
Additional Noninterest Income$260,0003,446
Total noninterest expense$5,159,0002,491
Salaries and employee benefits$2,808,0002,578
Premises and equipment expense$621,0002,310
Additional noninterest expense$1,730,0002,328
Pre-tax net operating income$2,439,0002,408
Securities gains (losses)$-8,0004,868
Applicable income taxes$03,902
Income before extraordinary items$2,431,0002,243
Extraordinary gains, net$011
Net income$2,431,0002,243
Minority interest net income$072
Net income of bank and minority interests.$2,431,0002,244
Net charge-offs$498,000766
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-69,0005,200
Net operating income$2,439,0002,202
2019-06-30 (YTD Data)Rank
Total interest income$5,738,0002,393
Total interest expense$616,0003,029
Net interest income$5,122,0002,233
Provision for loan and lease losses$120,0002,025
Total noninterest income$186,0004,015
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$8,0005,006
Trading account gains and feesNANA
Additional Noninterest Income$178,0003,402
Total noninterest expense$3,522,0002,460
Salaries and employee benefits$1,924,0002,535
Premises and equipment expense$415,0002,320
Additional noninterest expense$1,183,0002,305
Pre-tax net operating income$1,666,0002,338
Securities gains (losses)$-8,0004,901
Applicable income taxes$03,901
Income before extraordinary items$1,658,0002,195
Extraordinary gains, net$011
Net income$1,658,0002,194
Minority interest net income$069
Net income of bank and minority interests.$1,658,0002,195
Net charge-offs$495,000575
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,666,0002,156
2019-03-31 (YTD Data)Rank
Total interest income$2,218,0002,843
Total interest expense$296,0003,059
Net interest income$1,922,0002,759
Provision for loan and lease losses$120,0001,335
Total noninterest income$694,0001,575
Gross Fiduciary activities income$0972
Service charges on deposit accounts$5,0005,005
Trading account gains and feesNANA
Additional Noninterest Income$689,0001,179
Total noninterest expense$1,731,0002,495
Salaries and employee benefits$886,0002,699
Premises and equipment expense$207,0002,350
Additional noninterest expense$638,0002,186
Pre-tax net operating income$765,0002,437
Securities gains (losses)$-1,0004,848
Applicable income taxes$03,800
Income before extraordinary items$764,0002,247
Extraordinary gains, net$05
Net income$764,0002,246
Minority interest net income$052
Net income of bank and minority interests.$764,0002,246
Net charge-offs$12,0001,909
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$765,0002,222
2018-12-31 (YTD Data)Rank
Total interest income$8,879,0002,736
Total interest expense$698,0003,462
Net interest income$8,181,0002,608
Provision for loan and lease losses$375,0001,717
Total noninterest income$1,925,0002,029
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$53,0004,689
Trading account gains and feesNANA
Additional Noninterest Income$1,872,0001,562
Total noninterest expense$6,421,0002,605
Salaries and employee benefits$3,411,0002,721
Premises and equipment expense$847,0002,281
Additional noninterest expense$2,163,0002,465
Pre-tax net operating income$3,310,0002,364
Securities gains (losses)$-1,0004,008
Applicable income taxes$6,0003,811
Income before extraordinary items$3,303,0002,182
Extraordinary gains, net$06
Net income$3,303,0002,180
Minority interest net income$072
Net income of bank and minority interests.$3,303,0002,181
Net charge-offs$-262,0005,220
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,304,0002,178
2018-09-30 (YTD Data)Rank
Total interest income$6,739,0002,717
Total interest expense$427,0003,715
Net interest income$6,312,0002,569
Provision for loan and lease losses$175,0002,138
Total noninterest income$1,167,0002,304
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$40,0004,741
Trading account gains and feesNANA
Additional Noninterest Income$1,127,0001,807
Total noninterest expense$4,821,0002,616
Salaries and employee benefits$2,529,0002,749
Premises and equipment expense$661,0002,241
Additional noninterest expense$1,631,0002,448
Pre-tax net operating income$2,483,0002,409
Securities gains (losses)$-1,0004,378
Applicable income taxes$6,0003,835
Income before extraordinary items$2,476,0002,189
Extraordinary gains, net$05
Net income$2,476,0002,187
Minority interest net income$066
Net income of bank and minority interests.$2,476,0002,188
Net charge-offs$-241,0005,280
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,477,0002,187
2018-06-30 (YTD Data)Rank
Total interest income$4,377,0002,755
Total interest expense$195,0004,170
Net interest income$4,182,0002,577
Provision for loan and lease losses$175,0001,663
Total noninterest income$604,0002,631
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$32,0004,647
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,124
Total noninterest expense$3,247,0002,612
Salaries and employee benefits$1,754,0002,705
Premises and equipment expense$424,0002,317
Additional noninterest expense$1,069,0002,487
Pre-tax net operating income$1,364,0002,667
Securities gains (losses)$-2,0004,720
Applicable income taxes$15,0003,597
Income before extraordinary items$1,347,0002,474
Extraordinary gains, net$06
Net income$1,347,0002,473
Minority interest net income$065
Net income of bank and minority interests.$1,347,0002,473
Net charge-offs$-49,0005,013
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,348,9802,469
2018-03-31 (YTD Data)Rank
Total interest income$2,075,0002,862
Total interest expense$75,0004,454
Net interest income$2,000,0002,659
Provision for loan and lease losses$30,0002,415
Total noninterest income$265,0002,785
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$247,0002,240
Total noninterest expense$1,701,0002,558
Salaries and employee benefits$853,0002,774
Premises and equipment expense$234,0002,198
Additional noninterest expense$614,0002,236
Pre-tax net operating income$534,0003,010
Securities gains (losses)$-1,0004,986
Applicable income taxes$03,948
Income before extraordinary items$533,0002,794
Extraordinary gains, net$07
Net income$533,0002,794
Minority interest net income$052
Net income of bank and minority interests.$533,0002,794
Net charge-offs$-40,0005,184
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$534,0002,779
2017-12-31 (YTD Data)Rank
Total interest income$7,891,0002,896
Total interest expense$275,0004,506
Net interest income$7,616,0002,734
Provision for loan and lease losses$155,0002,622
Total noninterest income$785,0003,308
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$116,0004,177
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,788
Total noninterest expense$6,500,0002,634
Salaries and employee benefits$3,451,0002,735
Premises and equipment expense$887,0002,278
Additional noninterest expense$2,162,0002,521
Pre-tax net operating income$1,746,0003,320
Securities gains (losses)$-5,0004,981
Applicable income taxes$26,0003,700
Income before extraordinary items$1,715,0002,936
Extraordinary gains, net$09
Net income$1,715,0002,935
Minority interest net income$076
Net income of bank and minority interests.$1,715,0002,936
Net charge-offs$-143,0005,380
Cash dividends$40,0004,062
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,719,9502,914
2017-09-30 (YTD Data)Rank
Total interest income$5,784,0002,962
Total interest expense$208,0004,525
Net interest income$5,576,0002,797
Provision for loan and lease losses$105,0002,606
Total noninterest income$606,0003,297
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$89,0004,188
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,772
Total noninterest expense$4,717,0002,704
Salaries and employee benefits$2,568,0002,773
Premises and equipment expense$666,0002,292
Additional noninterest expense$1,483,0002,681
Pre-tax net operating income$1,360,0003,330
Securities gains (losses)$-2,0005,199
Applicable income taxes$15,0003,784
Income before extraordinary items$1,343,0003,031
Extraordinary gains, net$09
Net income$1,343,0003,030
Minority interest net income$071
Net income of bank and minority interests.$1,343,0003,031
Net charge-offs$-107,0005,357
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,344,9803,007
2017-06-30 (YTD Data)Rank
Total interest income$3,499,0003,140
Total interest expense$138,0004,531
Net interest income$3,361,0002,978
Provision for loan and lease losses$20,0003,394
Total noninterest income$414,0003,277
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$67,0004,018
Trading account gains and feesNANA
Additional Noninterest Income$347,0002,764
Total noninterest expense$3,208,0002,675
Salaries and employee benefits$1,760,0002,734
Premises and equipment expense$474,0002,208
Additional noninterest expense$974,0002,723
Pre-tax net operating income$547,0004,011
Securities gains (losses)$-1,0005,255
Applicable income taxes$15,0003,724
Income before extraordinary items$531,0003,823
Extraordinary gains, net$011
Net income$531,0003,821
Minority interest net income$071
Net income of bank and minority interests.$531,0003,823
Net charge-offs$80,0001,680
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$531,9703,805
2017-03-31 (YTD Data)Rank
Total interest income$1,725,0003,171
Total interest expense$70,0004,528
Net interest income$1,655,0003,011
Provision for loan and lease losses$03,537
Total noninterest income$176,0003,480
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$33,0004,064
Trading account gains and feesNANA
Additional Noninterest Income$143,0002,990
Total noninterest expense$1,554,0002,756
Salaries and employee benefits$814,0002,907
Premises and equipment expense$236,0002,232
Additional noninterest expense$504,0002,656
Pre-tax net operating income$277,0003,948
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$277,0003,728
Extraordinary gains, net$08
Net income$277,0003,727
Minority interest net income$055
Net income of bank and minority interests.$277,0003,728
Net charge-offs$89,000992
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$277,0003,706
2016-12-31 (YTD Data)Rank
Total interest income$6,770,0003,190
Total interest expense$286,0004,517
Net interest income$6,484,0003,038
Provision for loan and lease losses$04,332
Total noninterest income$1,302,0002,662
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$112,0004,377
Trading account gains and fees$0170
Additional Noninterest Income$1,190,0002,197
Total noninterest expense$6,560,0002,689
Salaries and employee benefits$3,417,0002,802
Premises and equipment expense$914,0002,287
Additional noninterest expense$2,229,0002,552
Pre-tax net operating income$1,226,0003,784
Securities gains (losses)$-9,0005,636
Applicable income taxes$25,0003,805
Income before extraordinary items$1,192,0003,649
Extraordinary gains, net$05
Net income$1,192,0003,647
Minority interest net income$082
Net income of bank and minority interests.$1,192,0003,648
Net charge-offs$-58,0005,398
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,200,8203,574
2016-09-30 (YTD Data)Rank
Total interest income$5,053,0003,210
Total interest expense$218,0004,541
Net interest income$4,835,0003,059
Provision for loan and lease losses$04,186
Total noninterest income$921,0002,742
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$80,0004,466
Trading account gains and fees$0169
Additional Noninterest Income$841,0002,257
Total noninterest expense$4,871,0002,689
Salaries and employee benefits$2,544,0002,805
Premises and equipment expense$681,0002,299
Additional noninterest expense$1,646,0002,585
Pre-tax net operating income$885,0003,906
Securities gains (losses)$-8,0005,790
Applicable income taxes$20,0003,865
Income before extraordinary items$857,0003,754
Extraordinary gains, net$05
Net income$857,0003,752
Minority interest net income$071
Net income of bank and minority interests.$857,0003,754
Net charge-offs$-36,0005,276
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$864,8403,688
2016-06-30 (YTD Data)Rank
Total interest income$3,339,0003,236
Total interest expense$147,0004,553
Net interest income$3,192,0003,097
Provision for loan and lease losses$04,017
Total noninterest income$489,0003,065
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$52,0004,511
Trading account gains and fees$0157
Additional Noninterest Income$437,0002,552
Total noninterest expense$3,218,0002,719
Salaries and employee benefits$1,760,0002,763
Premises and equipment expense$439,0002,352
Additional noninterest expense$1,019,0002,738
Pre-tax net operating income$463,0004,270
Securities gains (losses)$-4,0005,836
Applicable income taxes$20,0003,765
Income before extraordinary items$439,0004,150
Extraordinary gains, net$016
Net income$439,0004,147
Minority interest net income$071
Net income of bank and minority interests.$439,0004,149
Net charge-offs$-23,0005,254
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$442,8404,063
2016-03-31 (YTD Data)Rank
Total interest income$1,632,0003,295
Total interest expense$74,0004,571
Net interest income$1,558,0003,149
Provision for loan and lease losses$03,656
Total noninterest income$270,0002,888
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$26,0004,515
Trading account gains and fees$0142
Additional Noninterest Income$244,0002,369
Total noninterest expense$1,595,0002,745
Salaries and employee benefits$838,0002,852
Premises and equipment expense$218,0002,388
Additional noninterest expense$539,0002,619
Pre-tax net operating income$233,0004,237
Securities gains (losses)$-3,0005,897
Applicable income taxes$15,0003,602
Income before extraordinary items$215,0004,146
Extraordinary gains, net$012
Net income$215,0004,143
Minority interest net income$062
Net income of bank and minority interests.$215,0004,144
Net charge-offs$-7,0005,019
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$217,7904,066
2015-12-31 (YTD Data)Rank
Total interest income$6,690,0003,214
Total interest expense$291,0004,669
Net interest income$6,399,0003,060
Provision for loan and lease losses$04,380
Total noninterest income$825,0003,390
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$109,0004,595
Trading account gains and fees$0159
Additional Noninterest Income$716,0002,800
Total noninterest expense$6,390,0002,739
Salaries and employee benefits$3,480,0002,748
Premises and equipment expense$892,0002,364
Additional noninterest expense$2,018,0002,775
Pre-tax net operating income$834,0004,354
Securities gains (losses)$-3,0005,742
Applicable income taxes$10,0004,095
Income before extraordinary items$821,0004,223
Extraordinary gains, net$023
Net income$821,0004,221
Minority interest net income$081
Net income of bank and minority interests.$821,0004,223
Net charge-offs$51,0003,233
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$823,9704,162
2015-09-30 (YTD Data)Rank
Total interest income$4,916,0003,285
Total interest expense$224,0004,691
Net interest income$4,692,0003,127
Provision for loan and lease losses$04,232
Total noninterest income$713,0003,172
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$82,0004,637
Trading account gains and fees$0153
Additional Noninterest Income$631,0002,607
Total noninterest expense$4,618,0002,822
Salaries and employee benefits$2,520,0002,830
Premises and equipment expense$660,0002,412
Additional noninterest expense$1,438,0002,878
Pre-tax net operating income$787,0004,110
Securities gains (losses)$-1,0005,801
Applicable income taxes$10,0004,140
Income before extraordinary items$776,0003,938
Extraordinary gains, net$021
Net income$776,0003,936
Minority interest net income$078
Net income of bank and minority interests.$776,0003,939
Net charge-offs$-15,0005,271
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$776,9903,878
2015-06-30 (YTD Data)Rank
Total interest income$3,310,0003,277
Total interest expense$154,0004,678
Net interest income$3,156,0003,104
Provision for loan and lease losses$04,069
Total noninterest income$587,0002,846
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$55,0004,634
Trading account gains and fees$0157
Additional Noninterest Income$532,0002,346
Total noninterest expense$2,939,0002,931
Salaries and employee benefits$1,608,0002,928
Premises and equipment expense$423,0002,490
Additional noninterest expense$908,0003,019
Pre-tax net operating income$804,0003,415
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$805,0003,148
Extraordinary gains, net$022
Net income$805,0003,148
Minority interest net income$075
Net income of bank and minority interests.$805,0003,149
Net charge-offs$-8,0005,189
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$804,0003,089
2015-03-31 (YTD Data)Rank
Total interest income$1,723,0003,188
Total interest expense$75,0004,781
Net interest income$1,648,0003,018
Provision for loan and lease losses$03,703
Total noninterest income$437,0002,291
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$27,0004,656
Trading account gains and fees$0152
Additional Noninterest Income$410,0001,747
Total noninterest expense$1,398,0003,056
Salaries and employee benefits$800,0002,973
Premises and equipment expense$197,0002,681
Additional noninterest expense$401,0003,294
Pre-tax net operating income$687,0002,447
Securities gains (losses)$-1,0006,051
Applicable income taxes$04,400
Income before extraordinary items$686,0002,180
Extraordinary gains, net$013
Net income$686,0002,181
Minority interest net income$064
Net income of bank and minority interests.$686,0002,181
Net charge-offs$-8,0005,326
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$687,0002,107
2014-12-31 (YTD Data)Rank
Total interest income$6,581,0003,324
Total interest expense$279,0005,065
Net interest income$6,302,0003,127
Provision for loan and lease losses$2,653,000378
Total noninterest income$1,171,0002,871
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$123,0004,688
Trading account gains and fees$0180
Additional Noninterest Income$1,048,0002,267
Total noninterest expense$8,432,0002,228
Salaries and employee benefits$3,598,0002,711
Premises and equipment expense$951,0002,336
Additional noninterest expense$3,883,0001,605
Pre-tax net operating income$-3,612,0006,474
Securities gains (losses)$-8,0006,006
Applicable income taxes$04,531
Income before extraordinary items$-3,620,0006,467
Extraordinary gains, net$017
Net income$-3,620,0006,466
Minority interest net income$084
Net income of bank and minority interests.$-3,620,0006,466
Net charge-offs$4,915,000241
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-3,612,0006,467
2014-09-30 (YTD Data)Rank
Total interest income$4,963,0003,344
Total interest expense$211,0005,127
Net interest income$4,752,0003,143
Provision for loan and lease losses$2,653,000269
Total noninterest income$1,019,0002,679
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$94,0004,727
Trading account gains and fees$0174
Additional Noninterest Income$925,0002,044
Total noninterest expense$6,687,0002,113
Salaries and employee benefits$2,693,0002,723
Premises and equipment expense$694,0002,415
Additional noninterest expense$3,300,0001,444
Pre-tax net operating income$-3,569,0006,568
Securities gains (losses)$-5,0006,058
Applicable income taxes$04,583
Income before extraordinary items$-3,574,0006,558
Extraordinary gains, net$015
Net income$-3,574,0006,557
Minority interest net income$081
Net income of bank and minority interests.$-3,574,0006,557
Net charge-offs$4,926,000180
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-3,569,0006,559
2014-06-30 (YTD Data)Rank
Total interest income$3,329,0003,340
Total interest expense$139,0005,193
Net interest income$3,190,0003,119
Provision for loan and lease losses$2,623,000205
Total noninterest income$514,0003,058
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$60,0004,790
Trading account gains and fees$0172
Additional Noninterest Income$454,0002,446
Total noninterest expense$4,527,0002,088
Salaries and employee benefits$1,712,0002,825
Premises and equipment expense$460,0002,441
Additional noninterest expense$2,355,0001,367
Pre-tax net operating income$-3,446,0006,648
Securities gains (losses)$-3,0006,148
Applicable income taxes$04,568
Income before extraordinary items$-3,449,0006,638
Extraordinary gains, net$020
Net income$-3,449,0006,638
Minority interest net income$080
Net income of bank and minority interests.$-3,449,0006,638
Net charge-offs$4,498,000149
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,446,0006,640
2014-03-31 (YTD Data)Rank
Total interest income$1,742,0003,226
Total interest expense$68,0005,300
Net interest income$1,674,0003,017
Provision for loan and lease losses$3,267,000112
Total noninterest income$267,0002,967
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$237,0002,319
Total noninterest expense$2,798,0001,708
Salaries and employee benefits$825,0002,926
Premises and equipment expense$242,0002,366
Additional noninterest expense$1,731,000929
Pre-tax net operating income$-4,124,0006,727
Securities gains (losses)$-1,0006,239
Applicable income taxes$04,445
Income before extraordinary items$-4,125,0006,718
Extraordinary gains, net$016
Net income$-4,125,0006,718
Minority interest net income$066
Net income of bank and minority interests.$-4,125,0006,718
Net charge-offs$4,514,00094
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-4,124,0006,718
2013-12-31 (YTD Data)Rank
Total interest income$6,437,0003,458
Total interest expense$304,0005,375
Net interest income$6,133,0003,221
Provision for loan and lease losses$2,114,000599
Total noninterest income$2,140,0002,060
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$115,0005,042
Trading account gains and fees$0184
Additional Noninterest Income$2,025,0001,497
Total noninterest expense$8,951,0002,118
Salaries and employee benefits$3,644,0002,699
Premises and equipment expense$1,070,0002,117
Additional noninterest expense$4,237,0001,553
Pre-tax net operating income$-2,792,0006,709
Securities gains (losses)$-148,0006,591
Applicable income taxes$-50,0006,416
Income before extraordinary items$-2,890,0006,714
Extraordinary gains, net$029
Net income$-2,890,0006,714
Minority interest net income$090
Net income of bank and minority interests.$-2,890,0006,714
Net charge-offs$3,886,000428
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,744,9606,704
2013-09-30 (YTD Data)Rank
Total interest income$4,719,0003,541
Total interest expense$231,0005,440
Net interest income$4,488,0003,307
Provision for loan and lease losses$2,900,000344
Total noninterest income$1,756,0001,979
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$88,0005,047
Trading account gains and fees$0180
Additional Noninterest Income$1,668,0001,440
Total noninterest expense$6,452,0002,189
Salaries and employee benefits$2,742,0002,695
Premises and equipment expense$783,0002,192
Additional noninterest expense$2,927,0001,645
Pre-tax net operating income$-3,108,0006,831
Securities gains (losses)$7,0002,609
Applicable income taxes$04,713
Income before extraordinary items$-3,101,0006,832
Extraordinary gains, net$025
Net income$-3,101,0006,833
Minority interest net income$084
Net income of bank and minority interests.$-3,101,0006,833
Net charge-offs$3,314,000387
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-3,108,0006,826
2013-06-30 (YTD Data)Rank
Total interest income$3,107,0003,571
Total interest expense$156,0005,482
Net interest income$2,951,0003,325
Provision for loan and lease losses$04,788
Total noninterest income$1,309,0001,838
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$60,0004,987
Trading account gains and fees$0157
Additional Noninterest Income$1,249,0001,358
Total noninterest expense$4,230,0002,236
Salaries and employee benefits$1,839,0002,705
Premises and equipment expense$511,0002,238
Additional noninterest expense$1,880,0001,690
Pre-tax net operating income$30,0006,170
Securities gains (losses)$19,0002,043
Applicable income taxes$04,679
Income before extraordinary items$49,0006,153
Extraordinary gains, net$022
Net income$49,0006,154
Minority interest net income$082
Net income of bank and minority interests.$49,0006,155
Net charge-offs$1,970,000457
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$30,0006,166
2013-03-31 (YTD Data)Rank
Total interest income$1,493,0003,700
Total interest expense$77,0005,598
Net interest income$1,416,0003,430
Provision for loan and lease losses$04,409
Total noninterest income$930,0001,416
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$30,0004,965
Trading account gains and fees$0148
Additional Noninterest Income$900,0001,060
Total noninterest expense$2,407,0001,990
Salaries and employee benefits$1,030,0002,458
Premises and equipment expense$265,0002,204
Additional noninterest expense$1,112,0001,460
Pre-tax net operating income$-61,0006,558
Securities gains (losses)$18,0001,302
Applicable income taxes$04,602
Income before extraordinary items$-43,0006,572
Extraordinary gains, net$010
Net income$-43,0006,573
Minority interest net income$076
Net income of bank and minority interests.$-43,0006,573
Net charge-offs$-33,0006,596
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-61,0006,572
2012-12-31 (YTD Data)Rank
Total interest income$5,898,0003,881
Total interest expense$346,0005,778
Net interest income$5,552,0003,553
Provision for loan and lease losses$-1,737,0007,050
Total noninterest income$1,262,0002,872
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$126,0005,065
Trading account gains and fees$0166
Additional Noninterest Income$1,136,0002,215
Total noninterest expense$9,236,0002,064
Salaries and employee benefits$3,695,0002,645
Premises and equipment expense$1,040,0002,207
Additional noninterest expense$4,501,0001,502
Pre-tax net operating income$-685,0006,564
Securities gains (losses)$1,0003,729
Applicable income taxes$19,0004,232
Income before extraordinary items$-703,0006,648
Extraordinary gains, net$029
Net income$-703,0006,642
Minority interest net income$093
Net income of bank and minority interests.$-703,0006,644
Net charge-offs$5,393,000543
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-704,0006,594
2012-09-30 (YTD Data)Rank
Total interest income$4,396,0003,958
Total interest expense$261,0005,903
Net interest income$4,135,0003,635
Provision for loan and lease losses$-1,870,0007,153
Total noninterest income$723,0003,347
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$93,0005,169
Trading account gains and fees$0157
Additional Noninterest Income$630,0002,607
Total noninterest expense$6,458,0002,217
Salaries and employee benefits$2,929,0002,517
Premises and equipment expense$760,0002,284
Additional noninterest expense$2,769,0001,794
Pre-tax net operating income$270,0005,417
Securities gains (losses)$1,0003,476
Applicable income taxes$16,0004,236
Income before extraordinary items$255,0005,501
Extraordinary gains, net$020
Net income$255,0005,500
Minority interest net income$086
Net income of bank and minority interests.$255,0005,500
Net charge-offs$3,374,000620
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$254,0605,316
2012-06-30 (YTD Data)Rank
Total interest income$3,028,0003,910
Total interest expense$166,0006,058
Net interest income$2,862,0003,560
Provision for loan and lease losses$460,0001,895
Total noninterest income$474,0003,339
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$60,0005,240
Trading account gains and fees$0153
Additional Noninterest Income$414,0002,598
Total noninterest expense$4,185,0002,282
Salaries and employee benefits$1,963,0002,504
Premises and equipment expense$489,0002,329
Additional noninterest expense$1,733,0001,911
Pre-tax net operating income$-1,309,0007,019
Securities gains (losses)$03,178
Applicable income taxes$11,0004,208
Income before extraordinary items$-1,320,0007,044
Extraordinary gains, net$019
Net income$-1,320,0007,043
Minority interest net income$084
Net income of bank and minority interests.$-1,320,0007,044
Net charge-offs$3,506,000460
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,320,0007,031
2012-03-31 (YTD Data)Rank
Total interest income$1,542,0003,899
Total interest expense$81,0006,195
Net interest income$1,461,0003,525
Provision for loan and lease losses$240,0001,789
Total noninterest income$256,0003,214
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$36,0004,904
Trading account gains and fees$0148
Additional Noninterest Income$220,0002,526
Total noninterest expense$2,143,0002,222
Salaries and employee benefits$1,037,0002,393
Premises and equipment expense$246,0002,320
Additional noninterest expense$860,0001,917
Pre-tax net operating income$-666,0007,095
Securities gains (losses)$02,210
Applicable income taxes$6,0004,170
Income before extraordinary items$-672,0007,120
Extraordinary gains, net$019
Net income$-672,0007,119
Minority interest net income$078
Net income of bank and minority interests.$-672,0007,120
Net charge-offs$3,112,000278
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-672,0007,107
2011-12-31 (YTD Data)Rank
Total interest income$6,060,0004,021
Total interest expense$396,0006,224
Net interest income$5,664,0003,623
Provision for loan and lease losses$3,203,0001,136
Total noninterest income$1,110,0002,942
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$143,0004,978
Trading account gains and fees$0146
Additional Noninterest Income$967,0002,186
Total noninterest expense$8,266,0002,292
Salaries and employee benefits$3,421,0002,795
Premises and equipment expense$1,861,0001,334
Additional noninterest expense$2,984,0002,215
Pre-tax net operating income$-4,695,0007,040
Securities gains (losses)$35,0002,812
Applicable income taxes$17,0004,171
Income before extraordinary items$-4,677,0007,058
Extraordinary gains, net$029
Net income$-4,677,0007,057
Minority interest net income$096
Net income of bank and minority interests.$-4,677,0007,058
Net charge-offs$6,376,000657
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,712,0007,047
2011-09-30 (YTD Data)Rank
Total interest income$4,535,0004,082
Total interest expense$313,0006,247
Net interest income$4,222,0003,641
Provision for loan and lease losses$2,194,0001,172
Total noninterest income$495,0003,895
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$107,0005,008
Trading account gains and fees$0145
Additional Noninterest Income$388,0003,089
Total noninterest expense$5,877,0002,424
Salaries and employee benefits$2,613,0002,752
Premises and equipment expense$750,0002,428
Additional noninterest expense$2,514,0002,010
Pre-tax net operating income$-3,354,0007,134
Securities gains (losses)$23,0002,749
Applicable income taxes$13,0004,182
Income before extraordinary items$-3,344,0007,177
Extraordinary gains, net$021
Net income$-3,344,0007,176
Minority interest net income$087
Net income of bank and minority interests.$-3,344,0007,178
Net charge-offs$5,073,000618
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,367,0007,166
2011-06-30 (YTD Data)Rank
Total interest income$2,953,0004,190
Total interest expense$224,0006,255
Net interest income$2,729,0003,722
Provision for loan and lease losses$420,0002,531
Total noninterest income$250,0004,471
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$72,0004,984
Trading account gains and fees$0153
Additional Noninterest Income$178,0003,682
Total noninterest expense$3,718,0002,555
Salaries and employee benefits$1,735,0002,779
Premises and equipment expense$499,0002,454
Additional noninterest expense$1,484,0002,261
Pre-tax net operating income$-1,159,0007,023
Securities gains (losses)$1,0002,791
Applicable income taxes$8,0004,176
Income before extraordinary items$-1,166,0007,075
Extraordinary gains, net$015
Net income$-1,166,0007,075
Minority interest net income$089
Net income of bank and minority interests.$-1,166,0007,076
Net charge-offs$4,001,000557
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,167,0007,060
2011-03-31 (YTD Data)Rank
Total interest income$1,487,0004,189
Total interest expense$121,0006,223
Net interest income$1,366,0003,714
Provision for loan and lease losses$05,840
Total noninterest income$115,0004,667
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0158
Additional Noninterest Income$84,0003,827
Total noninterest expense$3,065,0001,617
Salaries and employee benefits$918,0002,640
Premises and equipment expense$253,0002,472
Additional noninterest expense$1,894,000943
Pre-tax net operating income$-1,584,0007,359
Securities gains (losses)$1,0001,662
Applicable income taxes$3,0004,206
Income before extraordinary items$-1,586,0007,369
Extraordinary gains, net$09
Net income$-1,586,0007,370
Minority interest net income$086
Net income of bank and minority interests.$-1,586,0007,370
Net charge-offs$56,0003,252
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,587,0007,370
2010-12-31 (YTD Data)Rank
Total interest income$5,413,0004,597
Total interest expense$712,0005,938
Net interest income$4,701,0004,124
Provision for loan and lease losses$3,368,0001,497
Total noninterest income$335,0005,229
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$129,0005,159
Trading account gains and fees$0175
Additional Noninterest Income$206,0004,550
Total noninterest expense$10,091,0001,936
Salaries and employee benefits$3,919,0002,448
Premises and equipment expense$881,0002,750
Additional noninterest expense$5,291,0001,377
Pre-tax net operating income$-8,423,0007,305
Securities gains (losses)$21,0003,084
Applicable income taxes$2,078,000726
Income before extraordinary items$-10,480,0007,391
Extraordinary gains, net$029
Net income$-10,480,0007,390
Minority interest net income$0111
Net income of bank and minority interests.$-10,480,0007,391
Net charge-offs$1,422,0002,236
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-10,501,0007,382
2010-09-30 (YTD Data)Rank
Total interest income$3,968,0004,753
Total interest expense$578,0005,933
Net interest income$3,390,0004,294
Provision for loan and lease losses$-534,0007,742
Total noninterest income$250,0005,327
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$102,0005,153
Trading account gains and fees$0165
Additional Noninterest Income$148,0004,664
Total noninterest expense$7,110,0002,042
Salaries and employee benefits$3,051,0002,381
Premises and equipment expense$680,0002,730
Additional noninterest expense$3,379,0001,573
Pre-tax net operating income$-2,936,0007,192
Securities gains (losses)$21,0002,864
Applicable income taxes$-781,0007,452
Income before extraordinary items$-2,134,0007,158
Extraordinary gains, net$023
Net income$-2,134,0007,156
Minority interest net income$0110
Net income of bank and minority interests.$-2,134,0007,158
Net charge-offs$-278,0007,742
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,149,3307,139
2010-06-30 (YTD Data)Rank
Total interest income$2,576,0004,877
Total interest expense$425,0005,840
Net interest income$2,151,0004,420
Provision for loan and lease losses$-530,0007,810
Total noninterest income$167,0005,318
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$70,0005,108
Trading account gains and fees$0152
Additional Noninterest Income$97,0004,687
Total noninterest expense$4,427,0002,186
Salaries and employee benefits$1,957,0002,492
Premises and equipment expense$435,0002,850
Additional noninterest expense$2,035,0001,734
Pre-tax net operating income$-1,579,0007,185
Securities gains (losses)$3,0002,902
Applicable income taxes$-784,0007,572
Income before extraordinary items$-792,0007,008
Extraordinary gains, net$019
Net income$-792,0007,008
Minority interest net income$0105
Net income of bank and minority interests.$-792,0007,008
Net charge-offs$-391,0007,814
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-793,9206,975
2010-03-31 (YTD Data)Rank
Total interest income$1,440,0004,619
Total interest expense$214,0005,943
Net interest income$1,226,0004,090
Provision for loan and lease losses$-544,0007,914
Total noninterest income$84,0005,344
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$37,0005,011
Trading account gains and fees$0175
Additional Noninterest Income$47,0004,792
Total noninterest expense$2,011,0002,435
Salaries and employee benefits$1,040,0002,371
Premises and equipment expense$192,0003,229
Additional noninterest expense$779,0002,172
Pre-tax net operating income$-157,0006,774
Securities gains (losses)$3,0001,999
Applicable income taxes$-788,0007,763
Income before extraordinary items$634,0001,741
Extraordinary gains, net$016
Net income$634,0001,740
Minority interest net income$091
Net income of bank and minority interests.$634,0001,742
Net charge-offs$-552,0007,923
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$632,0801,671
2009-12-31 (YTD Data)Rank
Total interest income$6,649,0004,330
Total interest expense$1,105,0005,825
Net interest income$5,544,0003,675
Provision for loan and lease losses$5,086,0001,421
Total noninterest income$371,0005,248
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$212,0004,534
Trading account gains and fees$0211
Additional Noninterest Income$159,0005,002
Total noninterest expense$9,576,0002,095
Salaries and employee benefits$3,591,0002,722
Premises and equipment expense$784,0003,176
Additional noninterest expense$5,201,0001,435
Pre-tax net operating income$-8,747,0007,433
Securities gains (losses)$48,0002,645
Applicable income taxes$-2,626,0007,589
Income before extraordinary items$-6,073,0007,358
Extraordinary gains, net$034
Net income$-6,073,0007,357
Minority interest net income$0115
Net income of bank and minority interests.$-6,073,0007,357
Net charge-offs$10,157,000676
Cash dividends$1,624,0001,111
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-6,106,6007,372
2009-09-30 (YTD Data)Rank
Total interest income$5,176,0004,270
Total interest expense$849,0005,925
Net interest income$4,327,0003,580
Provision for loan and lease losses$4,458,0001,137
Total noninterest income$301,0005,193
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$172,0004,415
Trading account gains and fees$0212
Additional Noninterest Income$129,0005,022
Total noninterest expense$5,336,0002,761
Salaries and employee benefits$2,674,0002,755
Premises and equipment expense$595,0003,181
Additional noninterest expense$2,067,0002,501
Pre-tax net operating income$-5,166,0007,519
Securities gains (losses)$1,0003,393
Applicable income taxes$-1,934,0007,709
Income before extraordinary items$-3,231,0007,409
Extraordinary gains, net$027
Net income$-3,231,0007,409
Minority interest net income$0118
Net income of bank and minority interests.$-3,231,0007,409
Net charge-offs$32,0005,988
Cash dividends$1,624,000787
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,231,6407,406
2009-06-30 (YTD Data)Rank
Total interest income$3,648,0004,157
Total interest expense$546,0006,106
Net interest income$3,102,0003,360
Provision for loan and lease losses$11,973,000405
Total noninterest income$205,0005,180
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$116,0004,355
Trading account gains and fees$0193
Additional Noninterest Income$89,0005,002
Total noninterest expense$3,169,0003,073
Salaries and employee benefits$1,727,0002,873
Premises and equipment expense$399,0003,191
Additional noninterest expense$1,043,0003,190
Pre-tax net operating income$-11,835,0007,947
Securities gains (losses)$1,0003,011
Applicable income taxes$-4,937,0008,040
Income before extraordinary items$-6,897,0007,872
Extraordinary gains, net$021
Net income$-6,897,0007,871
Minority interest net income$0112
Net income of bank and minority interests.$-6,897,0007,871
Net charge-offs$51,0004,886
Cash dividends$1,624,000543
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,897,6407,885
2009-03-31 (YTD Data)Rank
Total interest income$2,586,0003,247
Total interest expense$267,0006,243
Net interest income$2,319,0002,343
Provision for loan and lease losses$-1,0008,163
Total noninterest income$107,0005,094
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$61,0004,216
Trading account gains and fees$0171
Additional Noninterest Income$46,0004,978
Total noninterest expense$1,427,0003,272
Salaries and employee benefits$818,0003,046
Premises and equipment expense$200,0003,224
Additional noninterest expense$409,0003,508
Pre-tax net operating income$1,000,0001,284
Securities gains (losses)$1,0002,304
Applicable income taxes$403,000816
Income before extraordinary items$598,0001,808
Extraordinary gains, net$015
Net income$598,0001,809
Minority interest net income$0102
Net income of bank and minority interests.$598,0001,810
Net charge-offs$-1,0007,151
Cash dividends$1,624,000268
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$597,3601,707
2008-12-31 (YTD Data)Rank
Total interest income$11,711,0003,109
Total interest expense$1,992,0005,312
Net interest income$9,719,0002,277
Provision for loan and lease losses$33,047,000253
Total noninterest income$468,0004,981
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$314,0003,935
Trading account gains and fees$0154
Additional Noninterest Income$154,0005,267
Total noninterest expense$6,191,0002,991
Salaries and employee benefits$3,863,0002,587
Premises and equipment expense$776,0003,255
Additional noninterest expense$1,552,0003,534
Pre-tax net operating income$-29,051,0008,148
Securities gains (losses)$9,0002,546
Applicable income taxes$-12,113,0008,193
Income before extraordinary items$-16,929,0008,074
Extraordinary gains, net$039
Net income$-16,929,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,494,000313
Cash dividends$1,624,0001,612
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-16,934,7608,097
2008-09-30 (YTD Data)Rank
Total interest income$9,444,0002,971
Total interest expense$1,553,0005,343
Net interest income$7,891,0002,126
Provision for loan and lease losses$147,0004,662
Total noninterest income$356,0005,050
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$242,0003,921
Trading account gains and fees$0148
Additional Noninterest Income$114,0005,399
Total noninterest expense$4,004,0003,382
Salaries and employee benefits$2,509,0002,969
Premises and equipment expense$589,0003,236
Additional noninterest expense$906,0004,184
Pre-tax net operating income$4,096,0001,228
Securities gains (losses)$3,0002,756
Applicable income taxes$1,644,000767
Income before extraordinary items$2,455,0001,485
Extraordinary gains, net$031
Net income$2,455,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,432
Cash dividends$1,624,0001,224
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,453,0801,560
2008-06-30 (YTD Data)Rank
Total interest income$6,228,0003,051
Total interest expense$1,018,0005,539
Net interest income$5,210,0002,125
Provision for loan and lease losses$06,671
Total noninterest income$247,0005,020
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$167,0003,850
Trading account gains and fees$0149
Additional Noninterest Income$80,0005,422
Total noninterest expense$2,683,0003,378
Salaries and employee benefits$1,735,0002,902
Premises and equipment expense$395,0003,244
Additional noninterest expense$553,0004,428
Pre-tax net operating income$2,774,0001,271
Securities gains (losses)$1,0003,084
Applicable income taxes$1,082,000886
Income before extraordinary items$1,693,0001,610
Extraordinary gains, net$021
Net income$1,693,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$1,624,000917
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,692,3601,580
2008-03-31 (YTD Data)Rank
Total interest income$3,158,0003,077
Total interest expense$559,0005,473
Net interest income$2,599,0002,134
Provision for loan and lease losses$06,080
Total noninterest income$130,0004,919
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$85,0003,772
Trading account gains and fees$0158
Additional Noninterest Income$45,0005,251
Total noninterest expense$1,328,0003,415
Salaries and employee benefits$836,0003,042
Premises and equipment expense$199,0003,248
Additional noninterest expense$293,0004,192
Pre-tax net operating income$1,401,0001,352
Securities gains (losses)$1,0002,556
Applicable income taxes$537,000952
Income before extraordinary items$865,0001,708
Extraordinary gains, net$015
Net income$865,0001,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$1,624,000510
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$864,3601,646
2007-12-31 (YTD Data)Rank
Total interest income$13,151,0003,033
Total interest expense$2,915,0004,878
Net interest income$10,236,0002,201
Provision for loan and lease losses$304,0003,162
Total noninterest income$507,0004,999
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$318,0003,978
Trading account gains and fees$0178
Additional Noninterest Income$189,0005,183
Total noninterest expense$5,860,0003,025
Salaries and employee benefits$4,054,0002,475
Premises and equipment expense$758,0003,226
Additional noninterest expense$1,048,0004,502
Pre-tax net operating income$4,579,0001,776
Securities gains (losses)$21,0001,089
Applicable income taxes$1,766,0001,252
Income before extraordinary items$2,834,0002,129
Extraordinary gains, net$039
Net income$2,834,0002,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,543
Cash dividends$1,624,0001,883
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,820,5602,120
2007-09-30 (YTD Data)Rank
Total interest income$9,815,0003,034
Total interest expense$2,224,0004,847
Net interest income$7,591,0002,236
Provision for loan and lease losses$319,0002,210
Total noninterest income$380,0005,027
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$229,0004,051
Trading account gains and fees$0184
Additional Noninterest Income$151,0005,079
Total noninterest expense$3,827,0003,370
Salaries and employee benefits$2,492,0002,937
Premises and equipment expense$542,0003,346
Additional noninterest expense$793,0004,385
Pre-tax net operating income$3,825,0001,737
Securities gains (losses)$6,0001,140
Applicable income taxes$1,574,0001,172
Income before extraordinary items$2,257,0002,156
Extraordinary gains, net$033
Net income$2,257,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,281
Cash dividends$1,624,0001,415
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,253,1602,144
2007-06-30 (YTD Data)Rank
Total interest income$6,580,0003,023
Total interest expense$1,427,0004,943
Net interest income$5,153,0002,234
Provision for loan and lease losses$9,0005,815
Total noninterest income$275,0004,857
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$156,0004,019
Trading account gains and fees$0168
Additional Noninterest Income$119,0004,768
Total noninterest expense$2,620,0003,326
Salaries and employee benefits$1,702,0002,900
Premises and equipment expense$365,0003,327
Additional noninterest expense$553,0004,265
Pre-tax net operating income$2,799,0001,645
Securities gains (losses)$5,0001,010
Applicable income taxes$1,119,0001,173
Income before extraordinary items$1,685,0002,027
Extraordinary gains, net$029
Net income$1,685,0002,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$1,624,0001,046
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,681,8002,014
2007-03-31 (YTD Data)Rank
Total interest income$3,368,0002,978
Total interest expense$709,0004,940
Net interest income$2,659,0002,176
Provision for loan and lease losses$-2,0008,388
Total noninterest income$152,0004,613
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$73,0004,079
Trading account gains and fees$0195
Additional Noninterest Income$79,0004,242
Total noninterest expense$1,351,0003,248
Salaries and employee benefits$837,0002,958
Premises and equipment expense$181,0003,371
Additional noninterest expense$333,0003,656
Pre-tax net operating income$1,462,0001,573
Securities gains (losses)$3,000908
Applicable income taxes$607,0001,110
Income before extraordinary items$858,0001,947
Extraordinary gains, net$022
Net income$858,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$1,624,000545
Sale, conversion, retirement of capital stock, net$0885
Net operating income$856,0801,942
2006-12-31 (YTD Data)Rank
Total interest income$13,120,0002,865
Total interest expense$3,464,0003,942
Net interest income$9,656,0002,366
Provision for loan and lease losses$314,0002,690
Total noninterest income$412,0005,543
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$262,0004,393
Trading account gains and fees$0130
Additional Noninterest Income$150,0005,614
Total noninterest expense$5,698,0002,999
Salaries and employee benefits$3,724,0002,605
Premises and equipment expense$776,0003,086
Additional noninterest expense$1,198,0003,939
Pre-tax net operating income$4,056,0002,239
Securities gains (losses)$10,0001,097
Applicable income taxes$1,551,0001,611
Income before extraordinary items$2,515,0002,606
Extraordinary gains, net$051
Net income$2,515,0002,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,535
Cash dividends$1,624,0001,822
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,508,6002,602
2006-09-30 (YTD Data)Rank
Total interest income$9,695,0002,881
Total interest expense$2,609,0003,851
Net interest income$7,086,0002,435
Provision for loan and lease losses$219,0002,733
Total noninterest income$307,0005,580
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$192,0004,481
Trading account gains and fees$0126
Additional Noninterest Income$115,0005,593
Total noninterest expense$3,839,0003,270
Salaries and employee benefits$2,378,0002,974
Premises and equipment expense$588,0003,064
Additional noninterest expense$873,0004,006
Pre-tax net operating income$3,335,0002,139
Securities gains (losses)$7,000967
Applicable income taxes$1,270,0001,581
Income before extraordinary items$2,072,0002,488
Extraordinary gains, net$045
Net income$2,072,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,504
Cash dividends$1,624,0001,354
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,067,5202,483
2006-06-30 (YTD Data)Rank
Total interest income$6,313,0002,900
Total interest expense$1,627,0003,910
Net interest income$4,686,0002,444
Provision for loan and lease losses$159,0002,501
Total noninterest income$209,0005,531
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$126,0004,497
Trading account gains and fees$0126
Additional Noninterest Income$83,0005,507
Total noninterest expense$2,613,0003,232
Salaries and employee benefits$1,577,0003,000
Premises and equipment expense$398,0003,013
Additional noninterest expense$638,0003,736
Pre-tax net operating income$2,123,0002,212
Securities gains (losses)$4,000883
Applicable income taxes$828,0001,619
Income before extraordinary items$1,299,0002,618
Extraordinary gains, net$039
Net income$1,299,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$1,624,000981
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,296,4402,610
2006-03-31 (YTD Data)Rank
Total interest income$3,072,0002,904
Total interest expense$770,0003,920
Net interest income$2,302,0002,478
Provision for loan and lease losses$99,0002,041
Total noninterest income$105,0005,497
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$67,0004,315
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$1,389,0003,084
Salaries and employee benefits$785,0003,028
Premises and equipment expense$205,0002,962
Additional noninterest expense$399,0003,125
Pre-tax net operating income$919,0002,426
Securities gains (losses)$1,000856
Applicable income taxes$379,0001,728
Income before extraordinary items$541,0002,970
Extraordinary gains, net$021
Net income$541,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,701
Cash dividends$1,624,000494
Sale, conversion, retirement of capital stock, net$0648
Net operating income$540,3602,959
2005-12-31 (YTD Data)Rank
Total interest income$11,464,0002,807
Total interest expense$2,415,0003,911
Net interest income$9,049,0002,428
Provision for loan and lease losses$45,0005,862
Total noninterest income$362,0005,936
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$228,0004,773
Trading account gains and fees$0138
Additional Noninterest Income$134,0005,917
Total noninterest expense$5,566,0002,949
Salaries and employee benefits$3,628,0002,520
Premises and equipment expense$749,0003,070
Additional noninterest expense$1,189,0003,894
Pre-tax net operating income$3,800,0002,296
Securities gains (losses)$5,0001,712
Applicable income taxes$1,381,0001,805
Income before extraordinary items$2,424,0002,659
Extraordinary gains, net$046
Net income$2,424,0002,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,418
Cash dividends$1,624,0001,720
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,420,8002,631
2005-09-30 (YTD Data)Rank
Total interest income$8,301,0002,845
Total interest expense$1,661,0004,007
Net interest income$6,640,0002,451
Provision for loan and lease losses$06,899
Total noninterest income$258,0006,086
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$164,0004,892
Trading account gains and fees$0126
Additional Noninterest Income$94,0006,039
Total noninterest expense$3,739,0003,218
Salaries and employee benefits$2,311,0002,868
Premises and equipment expense$578,0002,976
Additional noninterest expense$850,0004,000
Pre-tax net operating income$3,159,0002,148
Securities gains (losses)$4,0001,810
Applicable income taxes$1,145,0001,710
Income before extraordinary items$2,018,0002,467
Extraordinary gains, net$035
Net income$2,018,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,945
Cash dividends$1,624,0001,241
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,015,4402,442
2005-06-30 (YTD Data)Rank
Total interest income$5,402,0002,838
Total interest expense$996,0004,147
Net interest income$4,406,0002,444
Provision for loan and lease losses$06,626
Total noninterest income$170,0006,090
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$106,0004,913
Trading account gains and fees$0116
Additional Noninterest Income$64,0006,019
Total noninterest expense$2,547,0003,133
Salaries and employee benefits$1,508,0002,913
Premises and equipment expense$433,0002,646
Additional noninterest expense$606,0003,770
Pre-tax net operating income$2,029,0002,166
Securities gains (losses)$2,0001,855
Applicable income taxes$747,0001,709
Income before extraordinary items$1,284,0002,511
Extraordinary gains, net$030
Net income$1,284,0002,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,161
Cash dividends$1,624,000880
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,282,7202,474
2005-03-31 (YTD Data)Rank
Total interest income$2,573,0002,926
Total interest expense$452,0004,326
Net interest income$2,121,0002,522
Provision for loan and lease losses$06,226
Total noninterest income$81,0006,145
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$1,292,0003,108
Salaries and employee benefits$785,0002,816
Premises and equipment expense$204,0002,835
Additional noninterest expense$303,0003,773
Pre-tax net operating income$910,0002,335
Securities gains (losses)$1,0001,514
Applicable income taxes$356,0001,744
Income before extraordinary items$555,0002,785
Extraordinary gains, net$024
Net income$555,0002,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,959
Cash dividends$1,624,000443
Sale, conversion, retirement of capital stock, net$0491
Net operating income$554,3602,739
2004-12-31 (YTD Data)Rank
Total interest income$9,243,0003,034
Total interest expense$1,355,0004,785
Net interest income$7,888,0002,578
Provision for loan and lease losses$291,0002,993
Total noninterest income$419,0005,692
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$253,0004,724
Trading account gains and fees$0138
Additional Noninterest Income$166,0005,491
Total noninterest expense$5,438,0002,886
Salaries and employee benefits$3,587,0002,433
Premises and equipment expense$787,0002,824
Additional noninterest expense$1,064,0004,131
Pre-tax net operating income$2,578,0002,929
Securities gains (losses)$13,0002,682
Applicable income taxes$893,0002,355
Income before extraordinary items$1,698,0003,327
Extraordinary gains, net$034
Net income$1,698,0003,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0002,037
Cash dividends$1,624,0001,630
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,689,4203,268
2004-09-30 (YTD Data)Rank
Total interest income$6,764,0003,073
Total interest expense$960,0004,896
Net interest income$5,804,0002,589
Provision for loan and lease losses$07,100
Total noninterest income$327,0005,631
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$196,0004,685
Trading account gains and fees$0134
Additional Noninterest Income$131,0005,402
Total noninterest expense$3,680,0003,142
Salaries and employee benefits$2,305,0002,763
Premises and equipment expense$588,0002,830
Additional noninterest expense$787,0004,135
Pre-tax net operating income$2,451,0002,429
Securities gains (losses)$10,0002,712
Applicable income taxes$891,0001,958
Income before extraordinary items$1,570,0002,842
Extraordinary gains, net$026
Net income$1,570,0002,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,607
Cash dividends$1,624,0001,177
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,563,6002,782
2004-06-30 (YTD Data)Rank
Total interest income$4,400,0003,122
Total interest expense$614,0005,040
Net interest income$3,786,0002,615
Provision for loan and lease losses$06,885
Total noninterest income$229,0005,505
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$128,0004,721
Trading account gains and fees$0130
Additional Noninterest Income$101,0005,138
Total noninterest expense$2,519,0003,066
Salaries and employee benefits$1,572,0002,718
Premises and equipment expense$396,0002,814
Additional noninterest expense$551,0004,003
Pre-tax net operating income$1,496,0002,595
Securities gains (losses)$9,0002,475
Applicable income taxes$557,0002,040
Income before extraordinary items$948,0003,066
Extraordinary gains, net$021
Net income$948,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0002,075
Cash dividends$1,624,000830
Sale, conversion, retirement of capital stock, net$0638
Net operating income$942,2403,004
2004-03-31 (YTD Data)Rank
Total interest income$2,197,0003,129
Total interest expense$294,0005,229
Net interest income$1,903,0002,606
Provision for loan and lease losses$06,501
Total noninterest income$134,0005,061
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$65,0004,595
Trading account gains and fees$0121
Additional Noninterest Income$69,0004,468
Total noninterest expense$1,332,0002,918
Salaries and employee benefits$780,0002,755
Premises and equipment expense$212,0002,664
Additional noninterest expense$340,0003,380
Pre-tax net operating income$705,0002,687
Securities gains (losses)$3,0002,499
Applicable income taxes$272,0002,072
Income before extraordinary items$436,0003,281
Extraordinary gains, net$016
Net income$436,0003,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,251
Cash dividends$1,624,000427
Sale, conversion, retirement of capital stock, net$0464
Net operating income$434,0803,176
2003-12-31 (YTD Data)Rank
Total interest income$9,019,0003,106
Total interest expense$1,353,0005,207
Net interest income$7,666,0002,513
Provision for loan and lease losses$31,0006,757
Total noninterest income$504,0005,412
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$248,0004,772
Trading account gains and fees$0160
Additional Noninterest Income$256,0004,818
Total noninterest expense$5,698,0002,723
Salaries and employee benefits$3,825,0002,225
Premises and equipment expense$707,0003,060
Additional noninterest expense$1,166,0003,804
Pre-tax net operating income$2,441,0002,940
Securities gains (losses)$90,0001,978
Applicable income taxes$876,0002,368
Income before extraordinary items$1,655,0003,309
Extraordinary gains, net$054
Net income$1,655,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,670
Cash dividends$2,380,0001,206
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,596,5003,247
2003-09-30 (YTD Data)Rank
Total interest income$6,774,0003,139
Total interest expense$1,047,0005,238
Net interest income$5,727,0002,542
Provision for loan and lease losses$07,481
Total noninterest income$354,0005,635
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$186,0004,799
Trading account gains and fees$0153
Additional Noninterest Income$168,0005,123
Total noninterest expense$3,891,0002,963
Salaries and employee benefits$2,526,0002,496
Premises and equipment expense$561,0002,918
Additional noninterest expense$804,0004,044
Pre-tax net operating income$2,190,0002,656
Securities gains (losses)$82,0001,915
Applicable income taxes$845,0002,127
Income before extraordinary items$1,427,0003,083
Extraordinary gains, net$040
Net income$1,427,0003,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,062
Cash dividends$2,380,000885
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,374,5203,013
2003-06-30 (YTD Data)Rank
Total interest income$4,562,0003,132
Total interest expense$716,0005,264
Net interest income$3,846,0002,530
Provision for loan and lease losses$07,324
Total noninterest income$240,0005,577
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$119,0004,882
Trading account gains and fees$0150
Additional Noninterest Income$121,0004,975
Total noninterest expense$2,695,0002,870
Salaries and employee benefits$1,772,0002,381
Premises and equipment expense$374,0002,925
Additional noninterest expense$549,0003,965
Pre-tax net operating income$1,391,0002,757
Securities gains (losses)$78,0001,705
Applicable income taxes$564,0002,143
Income before extraordinary items$905,0003,198
Extraordinary gains, net$030
Net income$905,0003,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$2,380,000639
Sale, conversion, retirement of capital stock, net$0589
Net operating income$855,0803,159
2003-03-31 (YTD Data)Rank
Total interest income$2,333,0003,092
Total interest expense$368,0005,289
Net interest income$1,965,0002,476
Provision for loan and lease losses$06,934
Total noninterest income$138,0005,100
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$59,0004,806
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$1,479,0002,620
Salaries and employee benefits$989,0002,129
Premises and equipment expense$191,0002,867
Additional noninterest expense$299,0003,667
Pre-tax net operating income$624,0002,990
Securities gains (losses)$68,0001,210
Applicable income taxes$264,0002,242
Income before extraordinary items$428,0003,307
Extraordinary gains, net$021
Net income$428,0003,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$2,380,000346
Sale, conversion, retirement of capital stock, net$0419
Net operating income$384,4803,397
2002-12-31 (YTD Data)Rank
Total interest income$9,988,0003,023
Total interest expense$2,020,0004,764
Net interest income$7,968,0002,410
Provision for loan and lease losses$46,0006,809
Total noninterest income$507,0005,174
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$218,0005,021
Trading account gains and fees$0153
Additional Noninterest Income$289,0004,341
Total noninterest expense$5,061,0002,893
Salaries and employee benefits$3,376,0002,367
Premises and equipment expense$670,0003,117
Additional noninterest expense$1,015,0004,135
Pre-tax net operating income$3,368,0002,277
Securities gains (losses)$26,0002,961
Applicable income taxes$1,310,0001,834
Income before extraordinary items$2,084,0002,714
Extraordinary gains, net$070
Net income$2,084,0002,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,374
Cash dividends$2,380,0001,145
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,067,3602,635
2001-12-31 (YTD Data)Rank
Total interest income$11,903,0002,854
Total interest expense$3,853,0003,917
Net interest income$8,050,0002,230
Provision for loan and lease losses$-5,0009,429
Total noninterest income$535,0004,884
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$224,0004,893
Trading account gains and fees$0177
Additional Noninterest Income$311,0004,037
Total noninterest expense$5,134,0002,765
Salaries and employee benefits$3,338,0002,247
Premises and equipment expense$666,0003,078
Additional noninterest expense$1,130,0003,691
Pre-tax net operating income$3,456,0001,996
Securities gains (losses)$79,0001,951
Applicable income taxes$1,153,0001,881
Income before extraordinary items$2,382,0002,182
Extraordinary gains, net$0105
Net income$2,382,0002,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,952
Cash dividends$3,003,000913
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,329,0702,152
2000-12-31 (YTD Data)Rank
Total interest income$13,914,0002,497
Total interest expense$5,123,0003,246
Net interest income$8,791,0002,019
Provision for loan and lease losses$119,0004,982
Total noninterest income$562,0004,588
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$229,0004,760
Trading account gains and fees$0180
Additional Noninterest Income$333,0003,712
Total noninterest expense$4,998,0002,720
Salaries and employee benefits$2,998,0002,390
Premises and equipment expense$671,0002,976
Additional noninterest expense$1,329,0003,115
Pre-tax net operating income$4,236,0001,732
Securities gains (losses)$8,0001,222
Applicable income taxes$1,339,0001,659
Income before extraordinary items$2,905,0001,794
Extraordinary gains, net$038
Net income$2,905,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,278
Cash dividends$3,003,000948
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,899,5601,800
1999-12-31 (YTD Data)Rank
Total interest income$13,889,0002,349
Total interest expense$5,188,0002,810
Net interest income$8,701,0002,023
Provision for loan and lease losses$75,0005,766
Total noninterest income$564,0004,606
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$227,0004,771
Trading account gains and fees$0173
Additional Noninterest Income$337,0003,759
Total noninterest expense$4,983,0002,716
Salaries and employee benefits$3,184,0002,207
Premises and equipment expense$607,0003,215
Additional noninterest expense$1,192,0003,443
Pre-tax net operating income$4,207,0001,765
Securities gains (losses)$2,0002,566
Applicable income taxes$1,444,0001,645
Income before extraordinary items$2,765,0001,923
Extraordinary gains, net$035
Net income$2,765,0001,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,097
Cash dividends$3,000,000958
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,763,6801,896
1998-12-31 (YTD Data)Rank
Total interest income$15,349,0002,125
Total interest expense$6,120,0002,483
Net interest income$9,229,0001,850
Provision for loan and lease losses$12,0008,074
Total noninterest income$560,0004,604
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$231,0004,740
Trading account gains and fees$0224
Additional Noninterest Income$329,0003,820
Total noninterest expense$4,992,0002,619
Salaries and employee benefits$3,170,0002,135
Premises and equipment expense$591,0003,217
Additional noninterest expense$1,231,0003,300
Pre-tax net operating income$4,785,0001,541
Securities gains (losses)$2,0003,909
Applicable income taxes$1,599,0001,534
Income before extraordinary items$3,188,0001,655
Extraordinary gains, net$032
Net income$3,188,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$3,850,000809
Sale, conversion, retirement of capital stock, net$-836,00010,417
Net operating income$3,186,6601,591
1997-12-31 (YTD Data)Rank
Total interest income$15,163,0002,152
Total interest expense$5,976,0002,498
Net interest income$9,187,0001,896
Provision for loan and lease losses$26,0007,586
Total noninterest income$567,0004,591
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$250,0004,664
Trading account gains and fees$0239
Additional Noninterest Income$317,0003,807
Total noninterest expense$4,816,0002,658
Salaries and employee benefits$3,130,0002,104
Premises and equipment expense$606,0003,125
Additional noninterest expense$1,080,0003,645
Pre-tax net operating income$4,912,0001,573
Securities gains (losses)$14,0002,133
Applicable income taxes$1,574,0001,643
Income before extraordinary items$3,352,0001,615
Extraordinary gains, net$044
Net income$3,352,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$2,850,000995
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,342,4801,580
1996-12-31 (YTD Data)Rank
Total interest income$15,315,0002,202
Total interest expense$5,784,0002,631
Net interest income$9,531,0001,867
Provision for loan and lease losses$2,0008,964
Total noninterest income$569,0004,725
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$247,0004,865
Trading account gains and fees$0262
Additional Noninterest Income$322,0003,909
Total noninterest expense$4,555,0002,985
Salaries and employee benefits$2,961,0002,252
Premises and equipment expense$580,0003,318
Additional noninterest expense$1,014,0004,361
Pre-tax net operating income$5,543,0001,288
Securities gains (losses)$6,0002,865
Applicable income taxes$1,804,0001,350
Income before extraordinary items$3,745,0001,327
Extraordinary gains, net$053
Net income$3,745,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$2,500,0001,090
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,740,9801,297
1995-12-31 (YTD Data)Rank
Total interest income$14,449,0002,330
Total interest expense$5,740,0002,670
Net interest income$8,709,0002,062
Provision for loan and lease losses$6,0008,588
Total noninterest income$522,0005,033
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$244,0005,026
Trading account gains and fees$0522
Additional Noninterest Income$278,0004,187
Total noninterest expense$4,763,0002,839
Salaries and employee benefits$2,910,0002,271
Premises and equipment expense$590,0003,247
Additional noninterest expense$1,263,0003,584
Pre-tax net operating income$4,462,0001,649
Securities gains (losses)$6,0002,714
Applicable income taxes$1,390,0001,763
Income before extraordinary items$3,078,0001,656
Extraordinary gains, net$065
Net income$3,078,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$2,000,0001,219
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,073,8601,641
1994-12-31 (YTD Data)Rank
Total interest income$12,158,0002,495
Total interest expense$4,590,0002,664
Net interest income$7,568,0002,389
Provision for loan and lease losses$14,0008,180
Total noninterest income$540,0005,006
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$261,0004,878
Trading account gains and fees$0475
Additional Noninterest Income$279,0004,304
Total noninterest expense$4,933,0002,808
Salaries and employee benefits$2,839,0002,361
Premises and equipment expense$572,0003,413
Additional noninterest expense$1,522,0003,249
Pre-tax net operating income$3,161,0002,239
Securities gains (losses)$1,0003,293
Applicable income taxes$847,0002,636
Income before extraordinary items$2,315,0002,110
Extraordinary gains, net$0249
Net income$2,315,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,099
Cash dividends$1,100,0001,748
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,314,2702,129
1993-12-31 (YTD Data)Rank
Total interest income$11,659,0002,655
Total interest expense$3,999,0003,170
Net interest income$7,660,0002,337
Provision for loan and lease losses$6,00010,012
Total noninterest income$589,0005,022
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$270,0004,822
Trading account gains and fees$0532
Additional Noninterest Income$319,0004,314
Total noninterest expense$4,768,0002,971
Salaries and employee benefits$2,731,0002,432
Premises and equipment expense$561,0003,524
Additional noninterest expense$1,476,0003,555
Pre-tax net operating income$3,475,0001,963
Securities gains (losses)$383,0001,089
Applicable income taxes$1,033,0002,177
Income before extraordinary items$2,825,0001,771
Extraordinary gains, net$03,149
Net income$2,825,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$15,199,000217
Sale, conversion, retirement of capital stock, net$84,000916
Net operating income$2,545,4101,847
1992-12-31 (YTD Data)Rank
Total interest income$11,912,0002,943
Total interest expense$5,085,0003,267
Net interest income$6,827,0002,666
Provision for loan and lease losses$39,0009,563
Total noninterest income$515,0005,536
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$255,0005,050
Trading account gains and fees$0504
Additional Noninterest Income$260,0004,843
Total noninterest expense$4,856,0002,949
Salaries and employee benefits$2,789,0002,325
Premises and equipment expense$566,0003,549
Additional noninterest expense$1,501,0003,596
Pre-tax net operating income$2,447,0002,544
Securities gains (losses)$15,0005,962
Applicable income taxes$506,0003,967
Income before extraordinary items$1,956,0002,332
Extraordinary gains, net$01,422
Net income$1,956,0002,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$1,600,0001,027
Sale, conversion, retirement of capital stock, net$-43,00013,809
Net operating income$1,944,1502,188

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.