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First Security Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%2,816
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,537
Percentage Net Loans Charged-off:Construction & development-0.0024%4,201
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,938
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,930
Percentage Net Loans Charged-off: Home equity loans-0.0022%4,202
All other 1-4 family - Percent of loans charged-off, net-0.0117%4,005
Percentage Net Loans Charged-off: Commercial and industrial0.0148%1,545
Percentage Net Loans Charged-off: Loans to individuals0.1027%2,330
Percentage Net Loans Charged-off: Credit card loans0.3010%493
Percentage Net Loans Charged-off: Other loans to individual0.0294%2,555
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0063%2,213
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,491
Percentage Net Loans Charged-off:Construction & development-0.0018%4,238
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,967
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%3,919
Percentage Net Loans Charged-off: Home equity loans-0.0030%4,255
All other 1-4 family - Percent of loans charged-off, net-0.0101%3,991
Percentage Net Loans Charged-off: Commercial and industrial0.0411%1,114
Percentage Net Loans Charged-off: Loans to individuals0.1596%1,890
Percentage Net Loans Charged-off: Credit card loans0.3219%424
Percentage Net Loans Charged-off: Other loans to individual0.1002%2,054
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0075%1,945
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,521
Percentage Net Loans Charged-off:Construction & development-0.0017%4,307
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,040
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%3,936
Percentage Net Loans Charged-off: Home equity loans-0.0045%4,305
All other 1-4 family - Percent of loans charged-off, net-0.0085%3,949
Percentage Net Loans Charged-off: Commercial and industrial0.0507%940
Percentage Net Loans Charged-off: Loans to individuals0.1155%1,836
Percentage Net Loans Charged-off: Credit card loans0.2867%421
Percentage Net Loans Charged-off: Other loans to individual0.0526%2,094
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0027%1,927
Percentage Net Loans Charged-off: Total real estate loans-0.0040%3,824
Percentage Net Loans Charged-off:Construction & development-0.0018%4,414
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,132
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0221%4,269
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0276%4,351
Percentage Net Loans Charged-off: Commercial and industrial0.0200%721
Percentage Net Loans Charged-off: Loans to individuals0.4023%1,076
Percentage Net Loans Charged-off: Credit card loans0.5012%314
Percentage Net Loans Charged-off: Other loans to individual0.3662%1,063
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0254%4,149
Percentage Net Loans Charged-off: Total real estate loans-0.0229%4,150
Percentage Net Loans Charged-off:Construction & development-0.0015%4,253
Percentage Net Loans Charged-off: Commercial real estate-0.0086%4,136
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.1087%4,540
Percentage Net Loans Charged-off: Home equity loans-0.0672%4,514
All other 1-4 family - Percent of loans charged-off, net-0.1181%4,557
Percentage Net Loans Charged-off: Commercial and industrial-0.0337%3,884
Percentage Net Loans Charged-off: Loans to individuals0.2700%1,500
Percentage Net Loans Charged-off: Credit card loans0.3995%415
Percentage Net Loans Charged-off: Other loans to individual0.2240%1,547
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0379%4,224
Percentage Net Loans Charged-off: Total real estate loans-0.0234%4,156
Percentage Net Loans Charged-off:Construction & development-0.0013%4,310
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,913
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.1383%4,593
Percentage Net Loans Charged-off: Home equity loans-0.1533%4,613
All other 1-4 family - Percent of loans charged-off, net-0.1350%4,598
Percentage Net Loans Charged-off: Commercial and industrial-0.1009%4,190
Percentage Net Loans Charged-off: Loans to individuals0.2974%1,271
Percentage Net Loans Charged-off: Credit card loans0.3015%410
Percentage Net Loans Charged-off: Other loans to individual0.2959%1,212
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0582%4,295
Percentage Net Loans Charged-off: Total real estate loans-0.0333%4,210
Percentage Net Loans Charged-off:Construction & development-0.0008%3,928
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,846
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.1952%4,528
Percentage Net Loans Charged-off: Home equity loans-0.2145%3,471
All other 1-4 family - Percent of loans charged-off, net-0.1911%4,527
Percentage Net Loans Charged-off: Commercial and industrial-0.1681%4,172
Percentage Net Loans Charged-off: Loans to individuals0.2911%1,218
Percentage Net Loans Charged-off: Credit card loans0.3212%370
Percentage Net Loans Charged-off: Other loans to individual0.2804%1,163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0783%4,393
Percentage Net Loans Charged-off: Total real estate loans-0.0326%4,300
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,003
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.1886%4,553
Percentage Net Loans Charged-off: Home equity loans0.5722%19
All other 1-4 family - Percent of loans charged-off, net-0.3465%4,611
Percentage Net Loans Charged-off: Commercial and industrial-0.3227%4,369
Percentage Net Loans Charged-off: Loans to individuals-0.0789%3,996
Percentage Net Loans Charged-off: Credit card loans0.4127%298
Percentage Net Loans Charged-off: Other loans to individual-0.2543%4,258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1148%782
Percentage Net Loans Charged-off: Total real estate loans0.0995%365
Percentage Net Loans Charged-off:Construction & development-0.1607%4,291
Percentage Net Loans Charged-off: Commercial real estate0.2604%204
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0039%922
Percentage Net Loans Charged-off: Home equity loans-0.0159%3,232
All other 1-4 family - Percent of loans charged-off, net0.0079%812
Percentage Net Loans Charged-off: Commercial and industrial0.0284%1,283
Percentage Net Loans Charged-off: Loans to individuals0.0267%2,400
Percentage Net Loans Charged-off: Credit card loans0.0376%482
Percentage Net Loans Charged-off: Other loans to individual0.0229%2,320
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0250%1,542
Percentage Net Loans Charged-off: Total real estate loans-0.0412%4,376
Percentage Net Loans Charged-off:Construction & development-0.2099%4,370
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,008
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0224%571
Percentage Net Loans Charged-off: Home equity loans-0.0193%3,319
All other 1-4 family - Percent of loans charged-off, net0.0308%489
Percentage Net Loans Charged-off: Commercial and industrial0.0339%1,043
Percentage Net Loans Charged-off: Loans to individuals-0.0227%3,793
Percentage Net Loans Charged-off: Credit card loans0.0254%458
Percentage Net Loans Charged-off: Other loans to individual-0.0392%3,841
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0864%816
Percentage Net Loans Charged-off: Total real estate loans0.0101%852
Percentage Net Loans Charged-off:Construction & development0.0015%155
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,101
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0154%591
Percentage Net Loans Charged-off: Home equity loans0.2679%52
All other 1-4 family - Percent of loans charged-off, net-0.0353%4,277
Percentage Net Loans Charged-off: Commercial and industrial0.0342%896
Percentage Net Loans Charged-off: Loans to individuals0.0049%1,988
Percentage Net Loans Charged-off: Credit card loans0.0380%421
Percentage Net Loans Charged-off: Other loans to individual-0.0065%3,618
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1939%421
Percentage Net Loans Charged-off: Total real estate loans0.0294%478
Percentage Net Loans Charged-off:Construction & development-0.0132%4,222
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,209
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0795%248
Percentage Net Loans Charged-off: Home equity loans0.5605%28
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,150
Percentage Net Loans Charged-off: Commercial and industrial0.1111%522
Percentage Net Loans Charged-off: Loans to individuals0.0975%1,461
Percentage Net Loans Charged-off: Credit card loans0.0768%348
Percentage Net Loans Charged-off: Other loans to individual0.1046%1,327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0821%1,650
Percentage Net Loans Charged-off: Total real estate loans0.0951%648
Percentage Net Loans Charged-off:Construction & development-0.1614%4,457
Percentage Net Loans Charged-off: Commercial real estate0.1672%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2832%167
Percentage Net Loans Charged-off: Home equity loans0.1694%150
All other 1-4 family - Percent of loans charged-off, net0.3079%146
Percentage Net Loans Charged-off: Commercial and industrial0.0133%1,970
Percentage Net Loans Charged-off: Loans to individuals0.1517%2,235
Percentage Net Loans Charged-off: Credit card loans0.4752%499
Percentage Net Loans Charged-off: Other loans to individual0.0485%2,667
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%1,601
Percentage Net Loans Charged-off: Total real estate loans0.0732%670
Percentage Net Loans Charged-off:Construction & development-0.0286%4,305
Percentage Net Loans Charged-off: Commercial real estate0.0169%672
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.3620%114
Percentage Net Loans Charged-off: Home equity loans0.2283%111
All other 1-4 family - Percent of loans charged-off, net0.3917%98
Percentage Net Loans Charged-off: Commercial and industrial0.0190%1,674
Percentage Net Loans Charged-off: Loans to individuals0.2247%1,873
Percentage Net Loans Charged-off: Credit card loans0.7243%420
Percentage Net Loans Charged-off: Other loans to individual0.0678%2,428
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0952%1,310
Percentage Net Loans Charged-off: Total real estate loans0.0932%522
Percentage Net Loans Charged-off:Construction & development-0.0214%4,312
Percentage Net Loans Charged-off: Commercial real estate0.0154%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.4524%86
Percentage Net Loans Charged-off: Home equity loans0.0368%233
All other 1-4 family - Percent of loans charged-off, net0.5467%67
Percentage Net Loans Charged-off: Commercial and industrial0.0332%1,374
Percentage Net Loans Charged-off: Loans to individuals0.1937%1,966
Percentage Net Loans Charged-off: Credit card loans0.7730%427
Percentage Net Loans Charged-off: Other loans to individual0.0118%2,500
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2021%682
Percentage Net Loans Charged-off: Total real estate loans0.1893%256
Percentage Net Loans Charged-off:Construction & development-0.0207%4,363
Percentage Net Loans Charged-off: Commercial real estate0.0326%333
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.8746%45
Percentage Net Loans Charged-off: Home equity loans0.0987%132
All other 1-4 family - Percent of loans charged-off, net1.0529%29
Percentage Net Loans Charged-off: Commercial and industrial0.0828%877
Percentage Net Loans Charged-off: Loans to individuals-0.0708%4,331
Percentage Net Loans Charged-off: Credit card loans0.2493%415
Percentage Net Loans Charged-off: Other loans to individual-0.1766%4,510
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1077%1,652
Percentage Net Loans Charged-off: Total real estate loans0.0242%1,529
Percentage Net Loans Charged-off:Construction & development0.0020%390
Percentage Net Loans Charged-off: Commercial real estate0.0116%973
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0820%759
Percentage Net Loans Charged-off: Home equity loans0.3503%117
All other 1-4 family - Percent of loans charged-off, net0.0227%1,315
Percentage Net Loans Charged-off: Commercial and industrial0.3616%1,079
Percentage Net Loans Charged-off: Loans to individuals0.3073%2,081
Percentage Net Loans Charged-off: Credit card loans0.8311%481
Percentage Net Loans Charged-off: Other loans to individual0.1414%2,565
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0911%1,559
Percentage Net Loans Charged-off: Total real estate loans0.0100%1,585
Percentage Net Loans Charged-off:Construction & development-0.0056%4,269
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,375
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0555%835
Percentage Net Loans Charged-off: Home equity loans0.3125%114
All other 1-4 family - Percent of loans charged-off, net-0.0007%3,929
Percentage Net Loans Charged-off: Commercial and industrial0.3215%946
Percentage Net Loans Charged-off: Loans to individuals0.4210%1,656
Percentage Net Loans Charged-off: Credit card loans1.2043%396
Percentage Net Loans Charged-off: Other loans to individual0.1788%2,238
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1287%1,171
Percentage Net Loans Charged-off: Total real estate loans0.0039%1,545
Percentage Net Loans Charged-off:Construction & development-0.0253%4,465
Percentage Net Loans Charged-off: Commercial real estate-0.0017%4,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0452%810
Percentage Net Loans Charged-off: Home equity loans0.3479%88
All other 1-4 family - Percent of loans charged-off, net-0.0202%4,507
Percentage Net Loans Charged-off: Commercial and industrial0.5290%629
Percentage Net Loans Charged-off: Loans to individuals0.4163%1,526
Percentage Net Loans Charged-off: Credit card loans0.9240%410
Percentage Net Loans Charged-off: Other loans to individual0.2609%1,792
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1204%1,019
Percentage Net Loans Charged-off: Total real estate loans0.0107%1,039
Percentage Net Loans Charged-off:Construction & development-0.0187%4,519
Percentage Net Loans Charged-off: Commercial real estate-0.0017%4,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0716%525
Percentage Net Loans Charged-off: Home equity loans0.4419%64
All other 1-4 family - Percent of loans charged-off, net-0.0079%4,315
Percentage Net Loans Charged-off: Commercial and industrial0.3358%596
Percentage Net Loans Charged-off: Loans to individuals0.7314%987
Percentage Net Loans Charged-off: Credit card loans1.2000%338
Percentage Net Loans Charged-off: Other loans to individual0.5892%1,066
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3134%5,311
Percentage Net Loans Charged-off: Total real estate loans0.0023%2,261
Percentage Net Loans Charged-off:Construction & development-0.0187%4,374
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,370
Percentage Net Loans Charged-off: Multi-family residential-0.0580%4,307
Percentage Net Loans Charged-off: 1-4 family residential0.0408%1,349
Percentage Net Loans Charged-off: Home equity loans0.1577%231
All other 1-4 family - Percent of loans charged-off, net0.0194%1,593
Percentage Net Loans Charged-off: Commercial and industrial0.0620%1,809
Percentage Net Loans Charged-off: Loans to individuals0.1912%2,490
Percentage Net Loans Charged-off: Credit card loans0.4957%550
Percentage Net Loans Charged-off: Other loans to individual0.1057%2,794
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4492%5,391
Percentage Net Loans Charged-off: Total real estate loans-0.0045%4,073
Percentage Net Loans Charged-off:Construction & development-0.0150%4,399
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,405
Percentage Net Loans Charged-off: Multi-family residential-0.0774%4,355
Percentage Net Loans Charged-off: 1-4 family residential0.0110%1,589
Percentage Net Loans Charged-off: Home equity loans0.0314%398
All other 1-4 family - Percent of loans charged-off, net0.0074%1,570
Percentage Net Loans Charged-off: Commercial and industrial-0.0670%4,501
Percentage Net Loans Charged-off: Loans to individuals0.2838%1,971
Percentage Net Loans Charged-off: Credit card loans0.4433%516
Percentage Net Loans Charged-off: Other loans to individual0.2396%1,999
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6623%5,463
Percentage Net Loans Charged-off: Total real estate loans-0.0032%4,002
Percentage Net Loans Charged-off:Construction & development-0.0097%4,426
Percentage Net Loans Charged-off: Commercial real estate-0.0005%4,459
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%4,187
Percentage Net Loans Charged-off: Home equity loans-0.0066%3,588
All other 1-4 family - Percent of loans charged-off, net-0.0028%4,224
Percentage Net Loans Charged-off: Commercial and industrial-0.0663%4,519
Percentage Net Loans Charged-off: Loans to individuals0.4233%1,491
Percentage Net Loans Charged-off: Credit card loans1.2182%364
Percentage Net Loans Charged-off: Other loans to individual0.2047%2,005
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%2,588
Percentage Net Loans Charged-off: Total real estate loans0.0244%919
Percentage Net Loans Charged-off:Construction & development-0.0188%4,590
Percentage Net Loans Charged-off: Commercial real estate-0.0024%4,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1278%474
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1471%421
Percentage Net Loans Charged-off: Commercial and industrial-0.1957%4,920
Percentage Net Loans Charged-off: Loans to individuals0.7981%961
Percentage Net Loans Charged-off: Credit card loans2.0501%251
Percentage Net Loans Charged-off: Other loans to individual0.4534%1,295
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6087%377
Percentage Net Loans Charged-off: Total real estate loans0.1751%608
Percentage Net Loans Charged-off:Construction & development0.0781%362
Percentage Net Loans Charged-off: Commercial real estate0.1719%544
Percentage Net Loans Charged-off: Multi-family residential0.9912%45
Percentage Net Loans Charged-off: 1-4 family residential0.1528%765
Percentage Net Loans Charged-off: Home equity loans-0.0339%3,899
All other 1-4 family - Percent of loans charged-off, net0.1775%673
Percentage Net Loans Charged-off: Commercial and industrial0.8122%726
Percentage Net Loans Charged-off: Loans to individuals0.2476%2,549
Percentage Net Loans Charged-off: Credit card loans0.6436%567
Percentage Net Loans Charged-off: Other loans to individual0.1509%2,809
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1838%1,150
Percentage Net Loans Charged-off: Total real estate loans0.2489%369
Percentage Net Loans Charged-off:Construction & development0.0919%292
Percentage Net Loans Charged-off: Commercial real estate0.2389%349
Percentage Net Loans Charged-off: Multi-family residential2.2836%17
Percentage Net Loans Charged-off: 1-4 family residential0.1098%915
Percentage Net Loans Charged-off: Home equity loans-0.0738%4,028
All other 1-4 family - Percent of loans charged-off, net0.1333%775
Percentage Net Loans Charged-off: Commercial and industrial0.0484%1,728
Percentage Net Loans Charged-off: Loans to individuals0.2781%2,237
Percentage Net Loans Charged-off: Credit card loans0.7096%516
Percentage Net Loans Charged-off: Other loans to individual0.1762%2,473
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2009%1,005
Percentage Net Loans Charged-off: Total real estate loans0.2807%314
Percentage Net Loans Charged-off:Construction & development-0.2164%4,982
Percentage Net Loans Charged-off: Commercial real estate0.3750%223
Percentage Net Loans Charged-off: Multi-family residential3.5815%14
Percentage Net Loans Charged-off: 1-4 family residential0.1263%765
Percentage Net Loans Charged-off: Home equity loans-0.1102%4,089
All other 1-4 family - Percent of loans charged-off, net0.1555%645
Percentage Net Loans Charged-off: Commercial and industrial0.0514%1,467
Percentage Net Loans Charged-off: Loans to individuals0.3103%1,979
Percentage Net Loans Charged-off: Credit card loans0.8621%452
Percentage Net Loans Charged-off: Other loans to individual0.1826%2,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0359%5,023
Percentage Net Loans Charged-off: Total real estate loans-0.0561%5,329
Percentage Net Loans Charged-off:Construction & development-0.5421%5,185
Percentage Net Loans Charged-off: Commercial real estate0.1348%271
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1197%689
Percentage Net Loans Charged-off: Home equity loans-0.0096%3,880
All other 1-4 family - Percent of loans charged-off, net0.1351%618
Percentage Net Loans Charged-off: Commercial and industrial0.0446%993
Percentage Net Loans Charged-off: Loans to individuals0.2683%1,865
Percentage Net Loans Charged-off: Credit card loans0.6581%403
Percentage Net Loans Charged-off: Other loans to individual0.1779%1,960
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0746%2,633
Percentage Net Loans Charged-off: Total real estate loans0.0577%1,675
Percentage Net Loans Charged-off:Construction & development0.0571%446
Percentage Net Loans Charged-off: Commercial real estate0.0424%1,070
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0882%1,468
Percentage Net Loans Charged-off: Home equity loans0.2067%371
All other 1-4 family - Percent of loans charged-off, net0.0759%1,521
Percentage Net Loans Charged-off: Commercial and industrial0.0314%2,208
Percentage Net Loans Charged-off: Loans to individuals0.6601%1,470
Percentage Net Loans Charged-off: Credit card loans0.7837%564
Percentage Net Loans Charged-off: Other loans to individual0.6319%1,396
Percentage Net Loans Charged-off: All other loans and lease0.1048%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0691%2,333
Percentage Net Loans Charged-off: Total real estate loans0.0539%1,475
Percentage Net Loans Charged-off:Construction & development-0.0078%4,570
Percentage Net Loans Charged-off: Commercial real estate0.0539%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1275%1,042
Percentage Net Loans Charged-off: Home equity loans0.3030%269
All other 1-4 family - Percent of loans charged-off, net0.1098%1,120
Percentage Net Loans Charged-off: Commercial and industrial0.0081%2,011
Percentage Net Loans Charged-off: Loans to individuals0.7955%1,054
Percentage Net Loans Charged-off: Credit card loans0.8567%514
Percentage Net Loans Charged-off: Other loans to individual0.7817%986
Percentage Net Loans Charged-off: All other loans and lease0.0698%1,080
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0644%2,277
Percentage Net Loans Charged-off: Total real estate loans0.0353%1,679
Percentage Net Loans Charged-off:Construction & development-0.0272%4,798
Percentage Net Loans Charged-off: Commercial real estate0.0069%912
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1452%920
Percentage Net Loans Charged-off: Home equity loans0.3158%244
All other 1-4 family - Percent of loans charged-off, net0.1285%956
Percentage Net Loans Charged-off: Commercial and industrial0.0256%1,583
Percentage Net Loans Charged-off: Loans to individuals1.0399%751
Percentage Net Loans Charged-off: Credit card loans0.7305%499
Percentage Net Loans Charged-off: Other loans to individual1.1098%627
Percentage Net Loans Charged-off: All other loans and lease0.0551%972
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1235%1,365
Percentage Net Loans Charged-off: Total real estate loans0.0656%1,048
Percentage Net Loans Charged-off:Construction & development-0.0203%4,864
Percentage Net Loans Charged-off: Commercial real estate-0.0020%4,956
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2627%522
Percentage Net Loans Charged-off: Home equity loans-0.0113%4,013
All other 1-4 family - Percent of loans charged-off, net0.2891%466
Percentage Net Loans Charged-off: Commercial and industrial0.1348%894
Percentage Net Loans Charged-off: Loans to individuals1.8347%412
Percentage Net Loans Charged-off: Credit card loans0.5109%469
Percentage Net Loans Charged-off: Other loans to individual2.1377%306
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1731%1,651
Percentage Net Loans Charged-off: Total real estate loans0.2699%700
Percentage Net Loans Charged-off:Construction & development0.5441%344
Percentage Net Loans Charged-off: Commercial real estate0.1682%837
Percentage Net Loans Charged-off: Multi-family residential1.0777%87
Percentage Net Loans Charged-off: 1-4 family residential0.0539%2,293
Percentage Net Loans Charged-off: Home equity loans0.0163%896
All other 1-4 family - Percent of loans charged-off, net0.0570%2,175
Percentage Net Loans Charged-off: Commercial and industrial0.1055%1,895
Percentage Net Loans Charged-off: Loans to individuals0.2158%2,613
Percentage Net Loans Charged-off: Credit card loans0.4535%653
Percentage Net Loans Charged-off: Other loans to individual0.1624%2,712
Percentage Net Loans Charged-off: All other loans and lease-0.6836%5,551
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0997%2,151
Percentage Net Loans Charged-off: Total real estate loans0.2105%805
Percentage Net Loans Charged-off:Construction & development0.3675%371
Percentage Net Loans Charged-off: Commercial real estate0.1639%709
Percentage Net Loans Charged-off: Multi-family residential0.6671%94
Percentage Net Loans Charged-off: 1-4 family residential0.0780%1,820
Percentage Net Loans Charged-off: Home equity loans-0.0269%4,214
All other 1-4 family - Percent of loans charged-off, net0.0864%1,682
Percentage Net Loans Charged-off: Commercial and industrial0.0146%2,009
Percentage Net Loans Charged-off: Loans to individuals0.2704%2,162
Percentage Net Loans Charged-off: Credit card loans0.4106%598
Percentage Net Loans Charged-off: Other loans to individual0.2391%2,134
Percentage Net Loans Charged-off: All other loans and lease-0.9207%5,623
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2350%1,103
Percentage Net Loans Charged-off: Total real estate loans0.2457%742
Percentage Net Loans Charged-off:Construction & development0.4836%280
Percentage Net Loans Charged-off: Commercial real estate0.1409%679
Percentage Net Loans Charged-off: Multi-family residential0.9882%64
Percentage Net Loans Charged-off: 1-4 family residential0.0745%1,727
Percentage Net Loans Charged-off: Home equity loans-0.0349%4,291
All other 1-4 family - Percent of loans charged-off, net0.0830%1,584
Percentage Net Loans Charged-off: Commercial and industrial0.2589%1,009
Percentage Net Loans Charged-off: Loans to individuals0.4000%1,593
Percentage Net Loans Charged-off: Credit card loans0.5400%501
Percentage Net Loans Charged-off: Other loans to individual0.3685%1,559
Percentage Net Loans Charged-off: All other loans and lease-0.0015%5,112
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3985%614
Percentage Net Loans Charged-off: Total real estate loans0.5081%329
Percentage Net Loans Charged-off:Construction & development0.9553%160
Percentage Net Loans Charged-off: Commercial real estate0.2848%353
Percentage Net Loans Charged-off: Multi-family residential2.5132%33
Percentage Net Loans Charged-off: 1-4 family residential0.0776%1,312
Percentage Net Loans Charged-off: Home equity loans-0.0285%4,311
All other 1-4 family - Percent of loans charged-off, net0.0857%1,222
Percentage Net Loans Charged-off: Commercial and industrial0.0476%1,032
Percentage Net Loans Charged-off: Loans to individuals0.3839%1,530
Percentage Net Loans Charged-off: Credit card loans0.5598%427
Percentage Net Loans Charged-off: Other loans to individual0.3443%1,480
Percentage Net Loans Charged-off: All other loans and lease-0.0032%5,214
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1761%2,263
Percentage Net Loans Charged-off: Total real estate loans0.0526%2,969
Percentage Net Loans Charged-off:Construction & development-0.0092%4,978
Percentage Net Loans Charged-off: Commercial real estate0.0184%2,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1617%1,867
Percentage Net Loans Charged-off: Home equity loans-0.0285%4,450
All other 1-4 family - Percent of loans charged-off, net0.1741%1,716
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%4,698
Percentage Net Loans Charged-off: Loans to individuals0.9117%1,030
Percentage Net Loans Charged-off: Credit card loans3.7509%147
Percentage Net Loans Charged-off: Other loans to individual0.2726%2,383
Percentage Net Loans Charged-off: All other loans and lease1.8206%297
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2059%1,819
Percentage Net Loans Charged-off: Total real estate loans0.0442%2,781
Percentage Net Loans Charged-off:Construction & development-0.0147%5,073
Percentage Net Loans Charged-off: Commercial real estate0.0339%1,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1160%2,044
Percentage Net Loans Charged-off: Home equity loans-0.0281%4,466
All other 1-4 family - Percent of loans charged-off, net0.1251%1,887
Percentage Net Loans Charged-off: Commercial and industrial-0.0520%5,069
Percentage Net Loans Charged-off: Loans to individuals1.1125%762
Percentage Net Loans Charged-off: Credit card loans4.8538%99
Percentage Net Loans Charged-off: Other loans to individual0.2730%2,189
Percentage Net Loans Charged-off: All other loans and lease2.5142%236
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%3,228
Percentage Net Loans Charged-off: Total real estate loans0.0739%2,271
Percentage Net Loans Charged-off:Construction & development-0.0217%5,174
Percentage Net Loans Charged-off: Commercial real estate0.0730%1,216
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1696%1,600
Percentage Net Loans Charged-off: Home equity loans-0.0173%4,448
All other 1-4 family - Percent of loans charged-off, net0.1810%1,485
Percentage Net Loans Charged-off: Commercial and industrial-0.3637%5,901
Percentage Net Loans Charged-off: Loans to individuals1.6653%479
Percentage Net Loans Charged-off: Credit card loans7.1337%62
Percentage Net Loans Charged-off: Other loans to individual0.4329%1,544
Percentage Net Loans Charged-off: All other loans and lease0.0621%998
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1580%1,769
Percentage Net Loans Charged-off: Total real estate loans0.0799%1,756
Percentage Net Loans Charged-off:Construction & development-0.0283%5,298
Percentage Net Loans Charged-off: Commercial real estate0.0016%1,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2810%989
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.2978%917
Percentage Net Loans Charged-off: Commercial and industrial0.0758%1,144
Percentage Net Loans Charged-off: Loans to individuals2.6962%295
Percentage Net Loans Charged-off: Credit card loans13.4228%32
Percentage Net Loans Charged-off: Other loans to individual0.2484%1,913
Percentage Net Loans Charged-off: All other loans and lease-0.0464%5,624
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0726%4,193
Percentage Net Loans Charged-off: Total real estate loans0.0543%3,673
Percentage Net Loans Charged-off:Construction & development-0.1872%5,681
Percentage Net Loans Charged-off: Commercial real estate0.1013%2,076
Percentage Net Loans Charged-off: Multi-family residential0.3271%418
Percentage Net Loans Charged-off: 1-4 family residential0.0899%3,095
Percentage Net Loans Charged-off: Home equity loans0.2042%1,049
All other 1-4 family - Percent of loans charged-off, net0.0830%3,014
Percentage Net Loans Charged-off: Commercial and industrial0.1746%2,286
Percentage Net Loans Charged-off: Loans to individuals0.0859%3,786
Percentage Net Loans Charged-off: Credit card loans0.2721%760
Percentage Net Loans Charged-off: Other loans to individual0.0454%3,872
Percentage Net Loans Charged-off: All other loans and lease0.0084%1,506
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1391%3,146
Percentage Net Loans Charged-off: Total real estate loans0.1802%2,296
Percentage Net Loans Charged-off:Construction & development0.1288%1,276
Percentage Net Loans Charged-off: Commercial real estate0.1263%1,730
Percentage Net Loans Charged-off: Multi-family residential0.9998%229
Percentage Net Loans Charged-off: 1-4 family residential0.1036%2,736
Percentage Net Loans Charged-off: Home equity loans0.2713%875
All other 1-4 family - Percent of loans charged-off, net0.0933%2,698
Percentage Net Loans Charged-off: Commercial and industrial0.0015%2,727
Percentage Net Loans Charged-off: Loans to individuals0.1097%3,360
Percentage Net Loans Charged-off: Credit card loans0.4041%672
Percentage Net Loans Charged-off: Other loans to individual0.0470%3,527
Percentage Net Loans Charged-off: All other loans and lease0.0100%1,356
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2078%2,517
Percentage Net Loans Charged-off: Total real estate loans0.2669%1,779
Percentage Net Loans Charged-off:Construction & development0.2899%1,001
Percentage Net Loans Charged-off: Commercial real estate0.1947%1,342
Percentage Net Loans Charged-off: Multi-family residential1.4446%166
Percentage Net Loans Charged-off: 1-4 family residential0.0803%2,688
Percentage Net Loans Charged-off: Home equity loans0.4065%684
All other 1-4 family - Percent of loans charged-off, net0.0602%2,686
Percentage Net Loans Charged-off: Commercial and industrial-0.0165%4,947
Percentage Net Loans Charged-off: Loans to individuals0.2531%2,464
Percentage Net Loans Charged-off: Credit card loans0.7708%539
Percentage Net Loans Charged-off: Other loans to individual0.1436%2,748
Percentage Net Loans Charged-off: All other loans and lease0.0181%1,165
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3498%1,598
Percentage Net Loans Charged-off: Total real estate loans0.4753%1,073
Percentage Net Loans Charged-off:Construction & development0.1558%818
Percentage Net Loans Charged-off: Commercial real estate0.4741%719
Percentage Net Loans Charged-off: Multi-family residential2.7476%97
Percentage Net Loans Charged-off: 1-4 family residential0.1292%1,951
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.1371%1,804
Percentage Net Loans Charged-off: Commercial and industrial-0.0633%5,408
Percentage Net Loans Charged-off: Loans to individuals0.1961%2,312
Percentage Net Loans Charged-off: Credit card loans0.2561%541
Percentage Net Loans Charged-off: Other loans to individual0.1835%2,205
Percentage Net Loans Charged-off: All other loans and lease-0.0857%5,862
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5824%1,982
Percentage Net Loans Charged-off: Total real estate loans0.6654%1,540
Percentage Net Loans Charged-off:Construction & development2.0134%1,084
Percentage Net Loans Charged-off: Commercial real estate0.3327%1,897
Percentage Net Loans Charged-off: Multi-family residential1.1148%427
Percentage Net Loans Charged-off: 1-4 family residential0.2407%2,756
Percentage Net Loans Charged-off: Home equity loans0.5398%983
All other 1-4 family - Percent of loans charged-off, net0.2208%2,743
Percentage Net Loans Charged-off: Commercial and industrial0.4109%2,252
Percentage Net Loans Charged-off: Loans to individuals0.3679%2,777
Percentage Net Loans Charged-off: Credit card loans0.8924%688
Percentage Net Loans Charged-off: Other loans to individual0.2704%2,964
Percentage Net Loans Charged-off: All other loans and lease-0.0073%5,789
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2718%3,095
Percentage Net Loans Charged-off: Total real estate loans0.2715%2,711
Percentage Net Loans Charged-off:Construction & development0.2462%1,881
Percentage Net Loans Charged-off: Commercial real estate0.4106%1,532
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1962%2,847
Percentage Net Loans Charged-off: Home equity loans0.4469%981
All other 1-4 family - Percent of loans charged-off, net0.1791%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.3430%2,131
Percentage Net Loans Charged-off: Loans to individuals0.3604%2,566
Percentage Net Loans Charged-off: Credit card loans0.9058%625
Percentage Net Loans Charged-off: Other loans to individual0.2620%2,762
Percentage Net Loans Charged-off: All other loans and lease-0.0032%5,792
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2677%2,975
Percentage Net Loans Charged-off: Total real estate loans0.2218%2,815
Percentage Net Loans Charged-off:Construction & development-0.0579%6,043
Percentage Net Loans Charged-off: Commercial real estate0.4835%1,270
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1247%3,005
Percentage Net Loans Charged-off: Home equity loans0.4947%852
All other 1-4 family - Percent of loans charged-off, net0.0989%2,986
Percentage Net Loans Charged-off: Commercial and industrial0.5288%1,694
Percentage Net Loans Charged-off: Loans to individuals0.5333%1,970
Percentage Net Loans Charged-off: Credit card loans1.0122%566
Percentage Net Loans Charged-off: Other loans to individual0.4479%2,008
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3384%2,303
Percentage Net Loans Charged-off: Total real estate loans0.2846%2,192
Percentage Net Loans Charged-off:Construction & development-0.0596%6,094
Percentage Net Loans Charged-off: Commercial real estate0.6394%872
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1267%2,438
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1358%2,269
Percentage Net Loans Charged-off: Commercial and industrial0.4821%1,295
Percentage Net Loans Charged-off: Loans to individuals1.2175%964
Percentage Net Loans Charged-off: Credit card loans1.4618%415
Percentage Net Loans Charged-off: Other loans to individual1.1743%895
Percentage Net Loans Charged-off: All other loans and lease-0.0096%5,911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5730%2,734
Percentage Net Loans Charged-off: Total real estate loans0.4422%2,819
Percentage Net Loans Charged-off:Construction & development1.1533%2,057
Percentage Net Loans Charged-off: Commercial real estate0.3487%2,309
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.2077%3,394
Percentage Net Loans Charged-off: Home equity loans0.0572%1,853
All other 1-4 family - Percent of loans charged-off, net0.2196%3,218
Percentage Net Loans Charged-off: Commercial and industrial1.1913%1,794
Percentage Net Loans Charged-off: Loans to individuals1.4269%1,179
Percentage Net Loans Charged-off: Credit card loans1.1351%701
Percentage Net Loans Charged-off: Other loans to individual1.3098%1,108
Percentage Net Loans Charged-off: All other loans and lease0.0374%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4453%2,942
Percentage Net Loans Charged-off: Total real estate loans0.1961%3,635
Percentage Net Loans Charged-off:Construction & development0.7087%2,066
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1290%3,567
Percentage Net Loans Charged-off: Home equity loans0.0792%1,589
All other 1-4 family - Percent of loans charged-off, net0.1331%3,398
Percentage Net Loans Charged-off: Commercial and industrial1.5218%1,348
Percentage Net Loans Charged-off: Loans to individuals1.6407%942
Percentage Net Loans Charged-off: Credit card loans1.0957%670
Percentage Net Loans Charged-off: Other loans to individual1.4929%873
Percentage Net Loans Charged-off: All other loans and lease0.0815%1,247
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4103%2,909
Percentage Net Loans Charged-off: Total real estate loans0.0360%4,474
Percentage Net Loans Charged-off:Construction & development0.1650%2,142
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial2.0747%1,001
Percentage Net Loans Charged-off: Loans to individuals1.8802%800
Percentage Net Loans Charged-off: Credit card loans1.0493%629
Percentage Net Loans Charged-off: Other loans to individual1.6667%719
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5601%2,089
Percentage Net Loans Charged-off: Total real estate loans0.0314%3,678
Percentage Net Loans Charged-off:Construction & development0.1435%1,585
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial2.6031%688
Percentage Net Loans Charged-off: Loans to individuals3.4351%422
Percentage Net Loans Charged-off: Credit card loans1.5277%487
Percentage Net Loans Charged-off: Other loans to individual2.8484%385
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4720%3,734
Percentage Net Loans Charged-off: Total real estate loans-0.0023%7,235
Percentage Net Loans Charged-off:Construction & development-0.0108%6,851
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0000%5,031
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0000%4,844
Percentage Net Loans Charged-off: Commercial and industrial2.2369%1,465
Percentage Net Loans Charged-off: Loans to individuals2.7702%732
Percentage Net Loans Charged-off: Credit card loans1.0331%880
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4276%3,582
Percentage Net Loans Charged-off: Total real estate loans0.0005%5,557
Percentage Net Loans Charged-off:Construction & development0.0022%3,072
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial2.3587%1,285
Percentage Net Loans Charged-off: Loans to individuals1.7551%1,200
Percentage Net Loans Charged-off: Credit card loans0.8809%838
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5892%2,760
Percentage Net Loans Charged-off: Total real estate loans0.0069%5,019
Percentage Net Loans Charged-off:Construction & development0.0332%2,651
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial3.4207%858
Percentage Net Loans Charged-off: Loans to individuals1.9041%1,078
Percentage Net Loans Charged-off: Credit card loans0.9946%762
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8332%1,867
Percentage Net Loans Charged-off: Total real estate loans0.0143%3,987
Percentage Net Loans Charged-off:Construction & development0.0691%1,960
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial4.9614%529
Percentage Net Loans Charged-off: Loans to individuals2.3934%835
Percentage Net Loans Charged-off: Credit card loans0.9602%658
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4507%3,982
Percentage Net Loans Charged-off: Total real estate loans0.0424%5,380
Percentage Net Loans Charged-off:Construction & development0.1913%3,236
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%7,548
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net-0.0012%7,527
Percentage Net Loans Charged-off: Commercial and industrial1.7650%2,066
Percentage Net Loans Charged-off: Loans to individuals2.6917%937
Percentage Net Loans Charged-off: Credit card loans3.2495%600
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3712%3,799
Percentage Net Loans Charged-off: Total real estate loans0.0115%5,319
Percentage Net Loans Charged-off:Construction & development0.0486%3,019
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0014%4,450
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0016%4,212
Percentage Net Loans Charged-off: Commercial and industrial1.8669%1,629
Percentage Net Loans Charged-off: Loans to individuals1.7958%1,426
Percentage Net Loans Charged-off: Credit card loans3.0733%586
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4408%3,049
Percentage Net Loans Charged-off: Total real estate loans0.0194%4,630
Percentage Net Loans Charged-off:Construction & development0.0725%2,545
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0086%3,797
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0094%3,536
Percentage Net Loans Charged-off: Commercial and industrial2.0785%1,275
Percentage Net Loans Charged-off: Loans to individuals2.3305%1,018
Percentage Net Loans Charged-off: Credit card loans3.5151%519
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6258%1,922
Percentage Net Loans Charged-off: Total real estate loans0.0439%3,351
Percentage Net Loans Charged-off:Construction & development0.1435%1,703
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0332%2,569
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0365%2,340
Percentage Net Loans Charged-off: Commercial and industrial3.8959%577
Percentage Net Loans Charged-off: Loans to individuals1.5227%1,474
Percentage Net Loans Charged-off: Credit card loans4.0586%426
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1915%4,272
Percentage Net Loans Charged-off: Total real estate loans0.0375%4,534
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1148%2,723
Percentage Net Loans Charged-off: Home equity loans0.1359%1,142
All other 1-4 family - Percent of loans charged-off, net0.1129%2,594
Percentage Net Loans Charged-off: Commercial and industrial1.1532%1,654
Percentage Net Loans Charged-off: Loans to individuals0.2276%4,891
Percentage Net Loans Charged-off: Credit card loans1.4287%857
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1612%3,684
Percentage Net Loans Charged-off: Total real estate loans0.0347%3,783
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1105%2,258
Percentage Net Loans Charged-off: Home equity loans0.2579%742
All other 1-4 family - Percent of loans charged-off, net0.0984%2,197
Percentage Net Loans Charged-off: Commercial and industrial0.8451%1,494
Percentage Net Loans Charged-off: Loans to individuals0.2505%4,235
Percentage Net Loans Charged-off: Credit card loans1.5671%725
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0934%3,922
Percentage Net Loans Charged-off: Total real estate loans0.0457%2,998
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1462%1,667
Percentage Net Loans Charged-off: Home equity loans0.1128%754
All other 1-4 family - Percent of loans charged-off, net0.1489%1,533
Percentage Net Loans Charged-off: Commercial and industrial0.3149%1,995
Percentage Net Loans Charged-off: Loans to individuals0.2157%3,964
Percentage Net Loans Charged-off: Credit card loans1.3950%706
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1016%2,991
Percentage Net Loans Charged-off: Total real estate loans0.0576%2,038
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1849%1,084
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1998%963
Percentage Net Loans Charged-off: Commercial and industrial0.1502%1,727
Percentage Net Loans Charged-off: Loans to individuals0.5607%2,303
Percentage Net Loans Charged-off: Credit card loans1.8701%523
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1087%3,816
Percentage Net Loans Charged-off: Total real estate loans0.0111%3,821
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0352%2,668
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0384%2,446
Percentage Net Loans Charged-off: Commercial and industrial0.4970%1,896
Percentage Net Loans Charged-off: Loans to individuals0.3883%3,577
Percentage Net Loans Charged-off: Credit card loans1.4529%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1326%2,692
Percentage Net Loans Charged-off: Total real estate loans0.0133%2,892
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0453%1,950
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0500%1,771
Percentage Net Loans Charged-off: Commercial and industrial0.7055%1,201
Percentage Net Loans Charged-off: Loans to individuals0.3654%3,252
Percentage Net Loans Charged-off: Credit card loans1.1329%792
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1060%2,669
Percentage Net Loans Charged-off: Total real estate loans0.0091%2,462
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0309%1,724
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0341%1,557
Percentage Net Loans Charged-off: Commercial and industrial0.4743%1,281
Percentage Net Loans Charged-off: Loans to individuals0.4778%2,473
Percentage Net Loans Charged-off: Credit card loans1.6199%592
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%1,478
Percentage Net Loans Charged-off: Total real estate loans0.0206%1,536
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0708%1,017
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0782%911
Percentage Net Loans Charged-off: Commercial and industrial1.0463%591
Percentage Net Loans Charged-off: Loans to individuals0.3807%2,476
Percentage Net Loans Charged-off: Credit card loans-0.0654%1,787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1466%2,537
Percentage Net Loans Charged-off: Total real estate loans0.0167%2,815
Percentage Net Loans Charged-off:Construction & development0.0483%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0061%2,764
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0068%2,560
Percentage Net Loans Charged-off: Commercial and industrial0.8012%1,203
Percentage Net Loans Charged-off: Loans to individuals0.3126%3,829
Percentage Net Loans Charged-off: Credit card loans0.4738%1,127
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1201%2,388
Percentage Net Loans Charged-off: Total real estate loans0.0229%2,187
Percentage Net Loans Charged-off:Construction & development0.0644%419
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0101%2,235
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0112%2,052
Percentage Net Loans Charged-off: Commercial and industrial0.6150%1,141
Percentage Net Loans Charged-off: Loans to individuals0.2373%3,777
Percentage Net Loans Charged-off: Credit card loans0.3430%1,062
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1076%2,373
Percentage Net Loans Charged-off: Total real estate loans0.0298%1,729
Percentage Net Loans Charged-off:Construction & development0.0995%272
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.4469%1,218
Percentage Net Loans Charged-off: Loans to individuals0.3134%3,101
Percentage Net Loans Charged-off: Credit card loans0.3119%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0889%2,220
Percentage Net Loans Charged-off: Total real estate loans0.0602%945
Percentage Net Loans Charged-off:Construction & development0.2118%121
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%7,800
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,820
Percentage Net Loans Charged-off: Commercial and industrial0.2430%1,127
Percentage Net Loans Charged-off: Loans to individuals0.1487%3,323
Percentage Net Loans Charged-off: Credit card loans0.4142%794
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1221%3,296
Percentage Net Loans Charged-off: Total real estate loans0.0056%3,276
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0203%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.3122%2,382
Percentage Net Loans Charged-off: Loans to individuals0.7507%2,550
Percentage Net Loans Charged-off: Credit card loans2.3320%732
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0831%3,434
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.2209%2,255
Percentage Net Loans Charged-off: Loans to individuals0.5010%3,106
Percentage Net Loans Charged-off: Credit card loans2.4519%611
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%3,258
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0639%2,555
Percentage Net Loans Charged-off: Loans to individuals0.6565%2,328
Percentage Net Loans Charged-off: Credit card loans2.4823%590
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%2,361
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0112%6,813
Percentage Net Loans Charged-off: Loans to individuals0.9746%1,538
Percentage Net Loans Charged-off: Credit card loans3.0309%443
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2473%2,291
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial1.4234%1,026
Percentage Net Loans Charged-off: Loans to individuals0.4772%3,924
Percentage Net Loans Charged-off: Credit card loans2.5834%764
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2546%1,908
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial1.4253%840
Percentage Net Loans Charged-off: Loans to individuals0.5474%3,227
Percentage Net Loans Charged-off: Credit card loans2.5536%745
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3232%1,468
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial2.0637%564
Percentage Net Loans Charged-off: Loans to individuals0.4410%3,444
Percentage Net Loans Charged-off: Credit card loans2.8483%680
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3216%1,366
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial2.0879%510
Percentage Net Loans Charged-off: Loans to individuals0.3028%3,551
Percentage Net Loans Charged-off: Credit card loans2.3431%700
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4254%1,742
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial1.8945%951
Percentage Net Loans Charged-off: Loans to individuals1.2410%1,790
Percentage Net Loans Charged-off: Credit card loans2.0066%1,178
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3699%1,755
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial1.5495%989
Percentage Net Loans Charged-off: Loans to individuals1.1794%1,779
Percentage Net Loans Charged-off: Credit card loans1.9987%1,130
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3204%1,932
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.1153%1,211
Percentage Net Loans Charged-off: Loans to individuals1.2718%1,575
Percentage Net Loans Charged-off: Credit card loans1.4586%1,207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4262%1,304
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.8525%632
Percentage Net Loans Charged-off: Loans to individuals1.2028%1,639
Percentage Net Loans Charged-off: Credit card loans0.9832%1,098
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8220%924
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial3.0823%664
Percentage Net Loans Charged-off: Loans to individuals2.5921%579
Percentage Net Loans Charged-off: Credit card loans2.7072%1,034
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6301%1,271
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial2.5006%781
Percentage Net Loans Charged-off: Loans to individuals1.3035%1,577
Percentage Net Loans Charged-off: Credit card loans1.8334%1,338
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4694%1,398
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial1.4891%160
Percentage Net Loans Charged-off: Loans to individuals1.3065%302
Percentage Net Loans Charged-off: Credit card loans1.2181%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3748%1,874
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial1.0245%210
Percentage Net Loans Charged-off: Loans to individuals1.0460%425
Percentage Net Loans Charged-off: Credit card loans1.3498%700
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1639%3,988
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.3909%429
Percentage Net Loans Charged-off: Loans to individuals0.4913%846
Percentage Net Loans Charged-off: Credit card loans2.2580%557
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2306%3,441
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.1978%586
Percentage Net Loans Charged-off: Loans to individuals0.9738%559
Percentage Net Loans Charged-off: Credit card loans1.6544%745
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1252%5,251
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-0.0237%1,184
Percentage Net Loans Charged-off: Loans to individuals0.6130%798
Percentage Net Loans Charged-off: Credit card loans1.5549%755
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2693%3,095
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1845%4,242
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2362%4,940
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4260%4,839
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA