Home > First Security Bank > Income and Expense

First Security Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,286,0001,143
Total interest expense$10,291,0001,263
Net interest income$28,995,0001,078
Provision for loan and lease losses$1,104,000785
Total noninterest income$8,275,000852
Gross Fiduciary activities income$1,363,000456
Service charges on deposit accounts$4,557,000294
Trading account gains and feesNANA
Additional Noninterest Income$2,355,0001,471
Total noninterest expense$24,071,0001,039
Salaries and employee benefits$15,678,000929
Premises and equipment expense$2,575,000977
Additional noninterest expense$2,355,0001,471
Pre-tax net operating income$12,095,0001,003
Securities gains (losses)$-289,0004,060
Applicable income taxes$2,556,000822
Income before extraordinary items$9,250,0001,076
Extraordinary gains, net$054
Net income$9,250,0001,088
Minority interest net income$088
Net income of bank and minority interests.$9,250,0001,079
Net charge-offs$302,000965
Cash dividends$5,100,000794
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,478,3101,077
2023-09-30 (YTD Data)Rank
Total interest income$828,0004,469
Total interest expense$10,0004,506
Net interest income$3,920,0003,307
Provision for loan and lease lossesNANA
Total noninterest income$1,1774,582
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1554,438
Trading account gains and fees$0125
Additional Noninterest Income$04,497
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$10,3764,425
Pre-tax net operating incomeNANA
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,0004,379
Extraordinary gains, net$17,120,00023
Net income$6,871,0001,130
Minority interest net income$081
Net income of bank and minority interests.$04,357
Net charge-offs$02,641
Cash dividends$16,0003,050
Sale, conversion, retirement of capital stock, net$0507
Net operating income$04,379
2023-06-30 (YTD Data)Rank
Total interest income$18,996,0001,119
Total interest expense$4,440,0001,221
Net interest income$14,556,0001,082
Provision for loan and lease losses$552,000739
Total noninterest income$3,918,000858
Gross Fiduciary activities income$683,000451
Service charges on deposit accounts$2,278,000282
Trading account gains and feesNANA
Additional Noninterest Income$957,0001,576
Total noninterest expense$11,674,0001,059
Salaries and employee benefits$7,645,000948
Premises and equipment expense$1,247,000999
Additional noninterest expense$957,0001,574
Pre-tax net operating income$6,248,0001,020
Securities gains (losses)$-289,0004,402
Applicable income taxes$1,248,000875
Income before extraordinary items$4,711,0001,106
Extraordinary gains, net$051
Net income$4,711,0001,119
Minority interest net income$081
Net income of bank and minority interests.$4,711,0001,106
Net charge-offs$106,000893
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,939,3101,072
2023-03-31 (YTD Data)Rank
Total interest income$9,176,0001,136
Total interest expense$1,997,0001,189
Net interest income$7,179,0001,095
Provision for loan and lease losses$276,000725
Total noninterest income$2,021,000828
Gross Fiduciary activities income$353,000457
Service charges on deposit accounts$1,190,000284
Trading account gains and feesNANA
Additional Noninterest Income$478,0001,558
Total noninterest expense$5,767,0001,087
Salaries and employee benefits$3,786,000978
Premises and equipment expense$638,0001,011
Additional noninterest expense$478,0001,558
Pre-tax net operating income$3,157,0001,036
Securities gains (losses)$-288,0004,493
Applicable income taxes$533,0001,002
Income before extraordinary items$2,336,0001,134
Extraordinary gains, net$04
Net income$2,336,0001,133
Minority interest net income$048
Net income of bank and minority interests.$2,336,0001,133
Net charge-offs$8,0001,438
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,569,2801,062
2022-12-31 (YTD Data)Rank
Total interest income$31,601,0001,094
Total interest expense$2,511,0001,359
Net interest income$29,090,0001,061
Provision for loan and lease losses$1,104,000759
Total noninterest income$8,521,000840
Gross Fiduciary activities income$1,203,000483
Service charges on deposit accounts$4,839,000285
Trading account gains and feesNANA
Additional Noninterest Income$2,479,0001,427
Total noninterest expense$22,318,0001,090
Salaries and employee benefits$14,631,000979
Premises and equipment expense$2,442,0001,023
Additional noninterest expense$2,479,0001,427
Pre-tax net operating income$14,189,000990
Securities gains (losses)$-769,0004,412
Applicable income taxes$2,688,000888
Income before extraordinary items$10,732,0001,044
Extraordinary gains, net$05
Net income$10,732,0001,044
Minority interest net income$063
Net income of bank and minority interests.$10,732,0001,044
Net charge-offs$512,000588
Cash dividends$7,200,000590
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,347,2001,024
2022-09-30 (YTD Data)Rank
Total interest income$22,797,0001,088
Total interest expense$1,244,0001,512
Net interest income$21,553,0001,058
Provision for loan and lease losses$828,000708
Total noninterest income$6,741,000828
Gross Fiduciary activities income$933,000483
Service charges on deposit accounts$3,678,000285
Trading account gains and feesNANA
Additional Noninterest Income$2,130,0001,327
Total noninterest expense$16,229,0001,121
Salaries and employee benefits$10,610,0001,011
Premises and equipment expense$1,760,0001,053
Additional noninterest expense$2,130,0001,327
Pre-tax net operating income$11,237,000951
Securities gains (losses)$-285,0004,408
Applicable income taxes$2,182,000855
Income before extraordinary items$8,770,000986
Extraordinary gains, net$04
Net income$8,770,000985
Minority interest net income$057
Net income of bank and minority interests.$8,770,000986
Net charge-offs$351,000530
Cash dividends$3,200,000807
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,998,000990
2022-06-30 (YTD Data)Rank
Total interest income$14,407,0001,099
Total interest expense$553,0001,829
Net interest income$13,854,0001,059
Provision for loan and lease losses$552,000651
Total noninterest income$4,774,000783
Gross Fiduciary activities income$657,000438
Service charges on deposit accounts$2,408,000287
Trading account gains and feesNANA
Additional Noninterest Income$1,709,0001,215
Total noninterest expense$10,664,0001,120
Salaries and employee benefits$7,026,0001,005
Premises and equipment expense$1,150,0001,063
Additional noninterest expense$2,488,0001,343
Pre-tax net operating income$7,412,000901
Securities gains (losses)$-183,0004,454
Applicable income taxes$1,374,000835
Income before extraordinary items$5,855,000927
Extraordinary gains, net$04
Net income$5,855,000927
Minority interest net income$060
Net income of bank and minority interests.$5,855,000927
Net charge-offs$299,000439
Cash dividends$3,200,000590
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,003,230925
2022-03-31 (YTD Data)Rank
Total interest income$6,876,0001,112
Total interest expense$239,0001,973
Net interest income$6,637,0001,070
Provision for loan and lease losses$276,000534
Total noninterest income$1,975,000893
Gross Fiduciary activities income$360,000431
Service charges on deposit accounts$1,191,000287
Trading account gains and feesNANA
Additional Noninterest Income$424,0001,856
Total noninterest expense$5,339,0001,118
Salaries and employee benefits$3,454,0001,031
Premises and equipment expense$600,0001,036
Additional noninterest expense$1,285,0001,293
Pre-tax net operating income$2,997,0001,013
Securities gains (losses)$-5,0004,146
Applicable income taxes$500,000973
Income before extraordinary items$2,492,0001,022
Extraordinary gains, net$04
Net income$2,492,0001,021
Minority interest net income$050
Net income of bank and minority interests.$2,492,0001,022
Net charge-offs$222,000349
Cash dividends$3,200,000341
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,496,1501,034
2021-12-31 (YTD Data)Rank
Total interest income$27,252,0001,138
Total interest expense$1,248,0001,896
Net interest income$26,004,0001,091
Provision for loan and lease losses$1,104,000539
Total noninterest income$8,765,000911
Gross Fiduciary activities income$1,117,000460
Service charges on deposit accounts$4,135,000306
Trading account gains and feesNANA
Additional Noninterest Income$3,513,0001,354
Total noninterest expense$20,937,0001,129
Salaries and employee benefits$13,990,000997
Premises and equipment expense$2,350,0001,044
Additional noninterest expense$4,597,0001,424
Pre-tax net operating income$12,728,0001,077
Securities gains (losses)$-18,0004,426
Applicable income taxes$2,617,000933
Income before extraordinary items$10,093,0001,148
Extraordinary gains, net$010
Net income$10,093,0001,148
Minority interest net income$074
Net income of bank and minority interests.$10,093,0001,148
Net charge-offs$577,000578
Cash dividends$3,700,0001,007
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,107,2201,126
2021-09-30 (YTD Data)Rank
Total interest income$20,142,0001,183
Total interest expense$997,0001,897
Net interest income$19,145,0001,131
Provision for loan and lease losses$828,000537
Total noninterest income$6,929,000907
Gross Fiduciary activities income$827,000460
Service charges on deposit accounts$2,988,000314
Trading account gains and feesNANA
Additional Noninterest Income$3,114,0001,260
Total noninterest expense$15,337,0001,156
Salaries and employee benefits$10,272,0001,031
Premises and equipment expense$1,734,0001,071
Additional noninterest expense$3,331,0001,462
Pre-tax net operating income$9,909,0001,079
Securities gains (losses)$-16,0004,606
Applicable income taxes$2,001,000974
Income before extraordinary items$7,892,0001,147
Extraordinary gains, net$08
Net income$7,892,0001,148
Minority interest net income$069
Net income of bank and minority interests.$7,892,0001,148
Net charge-offs$519,000489
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,904,8001,128
2021-06-30 (YTD Data)Rank
Total interest income$12,770,0001,226
Total interest expense$747,0001,815
Net interest income$12,023,0001,181
Provision for loan and lease losses$552,000557
Total noninterest income$3,356,0001,107
Gross Fiduciary activities income$560,000450
Service charges on deposit accounts$1,918,000313
Trading account gains and feesNANA
Additional Noninterest Income$878,0002,056
Total noninterest expense$10,007,0001,157
Salaries and employee benefits$6,710,0001,042
Premises and equipment expense$1,120,0001,097
Additional noninterest expense$2,177,0001,464
Pre-tax net operating income$4,820,0001,347
Securities gains (losses)$-6,0004,603
Applicable income taxes$865,0001,259
Income before extraordinary items$3,949,0001,418
Extraordinary gains, net$06
Net income$3,949,0001,418
Minority interest net income$067
Net income of bank and minority interests.$3,949,0001,418
Net charge-offs$-15,0003,945
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,953,9201,380
2021-03-31 (YTD Data)Rank
Total interest income$6,071,0001,286
Total interest expense$381,0001,860
Net interest income$5,690,0001,235
Provision for loan and lease losses$276,000644
Total noninterest income$1,678,0001,114
Gross Fiduciary activities income$294,000445
Service charges on deposit accounts$948,000307
Trading account gains and feesNANA
Additional Noninterest Income$436,0002,058
Total noninterest expense$4,940,0001,152
Salaries and employee benefits$3,340,0001,040
Premises and equipment expense$569,0001,092
Additional noninterest expense$1,031,0001,513
Pre-tax net operating income$2,152,0001,450
Securities gains (losses)$-2,0004,565
Applicable income taxes$321,0001,460
Income before extraordinary items$1,829,0001,487
Extraordinary gains, net$03
Net income$1,829,0001,487
Minority interest net income$055
Net income of bank and minority interests.$1,829,0001,487
Net charge-offs$-60,0004,654
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,830,7001,448
2020-12-31 (YTD Data)Rank
Total interest income$24,560,0001,251
Total interest expense$2,566,0001,676
Net interest income$21,994,0001,191
Provision for loan and lease losses$1,104,0001,502
Total noninterest income$8,373,000906
Gross Fiduciary activities income$1,127,000436
Service charges on deposit accounts$3,833,000304
Trading account gains and feesNANA
Additional Noninterest Income$3,413,0001,339
Total noninterest expense$20,078,0001,117
Salaries and employee benefits$13,589,000983
Premises and equipment expense$2,313,0001,044
Additional noninterest expense$4,176,0001,483
Pre-tax net operating income$9,185,0001,137
Securities gains (losses)$-22,0004,878
Applicable income taxes$1,781,0001,001
Income before extraordinary items$7,382,0001,211
Extraordinary gains, net$04
Net income$7,382,0001,211
Minority interest net income$072
Net income of bank and minority interests.$7,382,0001,211
Net charge-offs$271,0001,346
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,399,8201,169
2020-09-30 (YTD Data)Rank
Total interest income$18,237,0001,259
Total interest expense$2,129,0001,635
Net interest income$16,108,0001,194
Provision for loan and lease losses$828,0001,521
Total noninterest income$5,542,000952
Gross Fiduciary activities income$871,000431
Service charges on deposit accounts$2,860,000305
Trading account gains and feesNANA
Additional Noninterest Income$1,811,0001,582
Total noninterest expense$14,979,0001,108
Salaries and employee benefits$10,103,000974
Premises and equipment expense$1,750,0001,032
Additional noninterest expense$3,126,0001,466
Pre-tax net operating income$5,843,0001,238
Securities gains (losses)$-14,0004,823
Applicable income taxes$1,072,0001,130
Income before extraordinary items$4,757,0001,326
Extraordinary gains, net$04
Net income$4,757,0001,326
Minority interest net income$065
Net income of bank and minority interests.$4,757,0001,326
Net charge-offs$165,0001,369
Cash dividends$1,000,0001,694
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,768,4801,284
2020-06-30 (YTD Data)Rank
Total interest income$12,148,0001,273
Total interest expense$1,607,0001,565
Net interest income$10,541,0001,214
Provision for loan and lease losses$552,0001,541
Total noninterest income$3,889,000875
Gross Fiduciary activities income$607,000427
Service charges on deposit accounts$1,912,000306
Trading account gains and feesNANA
Additional Noninterest Income$1,370,0001,385
Total noninterest expense$9,697,0001,119
Salaries and employee benefits$6,628,000982
Premises and equipment expense$1,144,0001,046
Additional noninterest expense$1,925,0001,553
Pre-tax net operating income$4,181,0001,132
Securities gains (losses)$-8,0004,761
Applicable income taxes$756,0001,025
Income before extraordinary items$3,417,0001,189
Extraordinary gains, net$04
Net income$3,417,0001,189
Minority interest net income$065
Net income of bank and minority interests.$3,417,0001,189
Net charge-offs$135,0001,204
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,423,5601,156
2020-03-31 (YTD Data)Rank
Total interest income$6,155,0001,269
Total interest expense$893,0001,549
Net interest income$5,262,0001,196
Provision for loan and lease losses$276,0001,246
Total noninterest income$2,387,000727
Gross Fiduciary activities income$341,000413
Service charges on deposit accounts$1,079,000319
Trading account gains and feesNANA
Additional Noninterest Income$967,000997
Total noninterest expense$4,920,0001,117
Salaries and employee benefits$3,361,000973
Premises and equipment expense$583,0001,047
Additional noninterest expense$976,0001,550
Pre-tax net operating income$2,453,000904
Securities gains (losses)$-3,0004,730
Applicable income taxes$412,000853
Income before extraordinary items$2,038,000917
Extraordinary gains, net$04
Net income$2,038,000917
Minority interest net income$056
Net income of bank and minority interests.$2,038,000917
Net charge-offs$62,0001,110
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,040,490907
2019-12-31 (YTD Data)Rank
Total interest income$25,684,0001,229
Total interest expense$3,627,0001,597
Net interest income$22,057,0001,154
Provision for loan and lease losses$804,0001,071
Total noninterest income$8,249,000795
Gross Fiduciary activities income$1,077,000442
Service charges on deposit accounts$4,355,000323
Trading account gains and feesNANA
Additional Noninterest Income$2,817,0001,251
Total noninterest expense$19,656,0001,105
Salaries and employee benefits$13,118,000967
Premises and equipment expense$2,492,000983
Additional noninterest expense$4,046,0001,492
Pre-tax net operating income$9,846,0001,070
Securities gains (losses)$14,0001,775
Applicable income taxes$2,002,000901
Income before extraordinary items$7,858,0001,133
Extraordinary gains, net$011
Net income$7,858,0001,135
Minority interest net income$076
Net income of bank and minority interests.$7,858,0001,135
Net charge-offs$375,0001,232
Cash dividends$7,000,000625
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,846,8001,113
2019-09-30 (YTD Data)Rank
Total interest income$19,387,0001,228
Total interest expense$2,777,0001,577
Net interest income$16,610,0001,159
Provision for loan and lease losses$528,0001,118
Total noninterest income$6,342,000778
Gross Fiduciary activities income$835,000440
Service charges on deposit accounts$3,223,000327
Trading account gains and feesNANA
Additional Noninterest Income$2,284,0001,176
Total noninterest expense$14,777,0001,099
Salaries and employee benefits$9,819,000973
Premises and equipment expense$1,914,000968
Additional noninterest expense$3,044,0001,493
Pre-tax net operating income$7,647,0001,058
Securities gains (losses)$15,0001,535
Applicable income taxes$1,559,000919
Income before extraordinary items$6,103,0001,124
Extraordinary gains, net$011
Net income$6,103,0001,125
Minority interest net income$072
Net income of bank and minority interests.$6,103,0001,125
Net charge-offs$191,0001,332
Cash dividends$1,500,0001,441
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,091,0001,102
2019-06-30 (YTD Data)Rank
Total interest income$12,763,0001,236
Total interest expense$1,849,0001,553
Net interest income$10,914,0001,179
Provision for loan and lease losses$352,0001,092
Total noninterest income$4,586,000726
Gross Fiduciary activities income$582,000434
Service charges on deposit accounts$2,099,000331
Trading account gains and feesNANA
Additional Noninterest Income$1,905,000964
Total noninterest expense$9,764,0001,108
Salaries and employee benefits$6,488,000968
Premises and equipment expense$1,255,000981
Additional noninterest expense$2,021,0001,502
Pre-tax net operating income$5,384,000984
Securities gains (losses)$18,0001,068
Applicable income taxes$1,090,000860
Income before extraordinary items$4,312,0001,050
Extraordinary gains, net$011
Net income$4,312,0001,050
Minority interest net income$069
Net income of bank and minority interests.$4,312,0001,050
Net charge-offs$85,0001,500
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,297,6001,032
2019-03-31 (YTD Data)Rank
Total interest income$6,195,0001,271
Total interest expense$884,0001,568
Net interest income$5,311,0001,213
Provision for loan and lease losses$276,000748
Total noninterest income$2,561,000645
Gross Fiduciary activities income$310,000423
Service charges on deposit accounts$1,025,000333
Trading account gains and feesNANA
Additional Noninterest Income$1,226,000786
Total noninterest expense$4,813,0001,111
Salaries and employee benefits$3,204,000981
Premises and equipment expense$614,0001,005
Additional noninterest expense$995,0001,515
Pre-tax net operating income$2,783,000925
Securities gains (losses)$-10,0005,097
Applicable income taxes$518,000884
Income before extraordinary items$2,255,000980
Extraordinary gains, net$05
Net income$2,255,000979
Minority interest net income$052
Net income of bank and minority interests.$2,255,000979
Net charge-offs$02,740
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,263,100957
2018-12-31 (YTD Data)Rank
Total interest income$24,196,0001,214
Total interest expense$2,552,0001,621
Net interest income$21,644,0001,158
Provision for loan and lease losses$1,104,000821
Total noninterest income$8,036,000801
Gross Fiduciary activities income$1,014,000461
Service charges on deposit accounts$4,281,000337
Trading account gains and feesNANA
Additional Noninterest Income$2,741,0001,212
Total noninterest expense$19,355,0001,093
Salaries and employee benefits$12,736,000961
Premises and equipment expense$2,457,000992
Additional noninterest expense$4,162,0001,458
Pre-tax net operating income$9,221,0001,110
Securities gains (losses)$-100,0005,014
Applicable income taxes$1,699,000971
Income before extraordinary items$7,422,0001,157
Extraordinary gains, net$06
Net income$7,422,0001,156
Minority interest net income$072
Net income of bank and minority interests.$7,422,0001,156
Net charge-offs$519,000932
Cash dividends$6,500,000588
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,503,0001,143
2018-09-30 (YTD Data)Rank
Total interest income$17,911,0001,214
Total interest expense$1,821,0001,608
Net interest income$16,090,0001,161
Provision for loan and lease losses$828,000760
Total noninterest income$6,393,000782
Gross Fiduciary activities income$771,000451
Service charges on deposit accounts$3,175,000339
Trading account gains and feesNANA
Additional Noninterest Income$2,447,0001,084
Total noninterest expense$14,240,0001,104
Salaries and employee benefits$9,376,000981
Premises and equipment expense$1,798,0001,009
Additional noninterest expense$3,066,0001,484
Pre-tax net operating income$7,415,0001,057
Securities gains (losses)$-34,0005,052
Applicable income taxes$1,497,000888
Income before extraordinary items$5,884,0001,113
Extraordinary gains, net$05
Net income$5,884,0001,112
Minority interest net income$066
Net income of bank and minority interests.$5,884,0001,112
Net charge-offs$330,000934
Cash dividends$1,000,0001,656
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,911,2001,098
2018-06-30 (YTD Data)Rank
Total interest income$11,693,0001,224
Total interest expense$1,112,0001,640
Net interest income$10,581,0001,171
Provision for loan and lease losses$552,000759
Total noninterest income$4,667,000720
Gross Fiduciary activities income$467,000469
Service charges on deposit accounts$2,089,000344
Trading account gains and feesNANA
Additional Noninterest Income$2,111,000901
Total noninterest expense$9,573,0001,097
Salaries and employee benefits$6,295,000977
Premises and equipment expense$1,210,0001,001
Additional noninterest expense$2,068,0001,468
Pre-tax net operating income$5,123,0001,007
Securities gains (losses)$1,000871
Applicable income taxes$833,000988
Income before extraordinary items$4,291,0001,030
Extraordinary gains, net$06
Net income$4,291,0001,029
Minority interest net income$065
Net income of bank and minority interests.$4,291,0001,029
Net charge-offs$186,000979
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,290,1601,023
2018-03-31 (YTD Data)Rank
Total interest income$5,614,0001,262
Total interest expense$523,0001,647
Net interest income$5,091,0001,207
Provision for loan and lease losses$27,0002,637
Total noninterest income$1,646,000912
Gross Fiduciary activities income$266,000449
Service charges on deposit accounts$1,048,000342
Trading account gains and feesNANA
Additional Noninterest Income$332,0001,898
Total noninterest expense$4,854,0001,093
Salaries and employee benefits$3,149,000980
Premises and equipment expense$609,0001,003
Additional noninterest expense$1,096,0001,383
Pre-tax net operating income$1,856,0001,261
Securities gains (losses)$3,000584
Applicable income taxes$255,0001,351
Income before extraordinary items$1,604,0001,266
Extraordinary gains, net$07
Net income$1,604,0001,266
Minority interest net income$052
Net income of bank and minority interests.$1,604,0001,266
Net charge-offs$161,000650
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,601,4201,256
2017-12-31 (YTD Data)Rank
Total interest income$21,418,0001,276
Total interest expense$1,411,0002,026
Net interest income$20,007,0001,215
Provision for loan and lease losses$254,0002,132
Total noninterest income$6,762,000898
Gross Fiduciary activities income$1,024,000455
Service charges on deposit accounts$4,193,000345
Trading account gains and feesNANA
Additional Noninterest Income$1,545,0001,786
Total noninterest expense$18,509,0001,125
Salaries and employee benefits$12,303,000972
Premises and equipment expense$2,369,0001,007
Additional noninterest expense$3,837,0001,578
Pre-tax net operating income$8,006,0001,183
Securities gains (losses)$189,000415
Applicable income taxes$2,108,0001,234
Income before extraordinary items$6,087,0001,155
Extraordinary gains, net$09
Net income$6,087,0001,155
Minority interest net income$076
Net income of bank and minority interests.$6,087,0001,155
Net charge-offs$472,0001,133
Cash dividends$5,473,000622
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,947,1401,160
2017-09-30 (YTD Data)Rank
Total interest income$15,913,0001,286
Total interest expense$1,046,0002,014
Net interest income$14,867,0001,226
Provision for loan and lease losses$478,0001,187
Total noninterest income$5,054,000916
Gross Fiduciary activities income$736,000464
Service charges on deposit accounts$3,107,000352
Trading account gains and feesNANA
Additional Noninterest Income$1,211,0001,751
Total noninterest expense$13,553,0001,154
Salaries and employee benefits$9,070,000992
Premises and equipment expense$1,716,0001,046
Additional noninterest expense$2,767,0001,614
Pre-tax net operating income$5,890,0001,217
Securities gains (losses)$183,000389
Applicable income taxes$1,685,0001,027
Income before extraordinary items$4,388,0001,276
Extraordinary gains, net$09
Net income$4,388,0001,276
Minority interest net income$071
Net income of bank and minority interests.$4,388,0001,276
Net charge-offs$282,0001,159
Cash dividends$973,0001,747
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,256,2401,293
2017-06-30 (YTD Data)Rank
Total interest income$10,379,0001,309
Total interest expense$669,0002,026
Net interest income$9,710,0001,241
Provision for loan and lease losses$202,0001,537
Total noninterest income$3,120,000962
Gross Fiduciary activities income$502,000458
Service charges on deposit accounts$2,016,000354
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,104
Total noninterest expense$9,019,0001,161
Salaries and employee benefits$6,029,000998
Premises and equipment expense$1,140,0001,048
Additional noninterest expense$1,850,0001,610
Pre-tax net operating income$3,609,0001,287
Securities gains (losses)$51,000652
Applicable income taxes$966,0001,128
Income before extraordinary items$2,694,0001,359
Extraordinary gains, net$011
Net income$2,694,0001,358
Minority interest net income$071
Net income of bank and minority interests.$2,694,0001,359
Net charge-offs$160,0001,199
Cash dividends$973,0001,363
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,656,2601,348
2017-03-31 (YTD Data)Rank
Total interest income$4,962,0001,343
Total interest expense$317,0002,080
Net interest income$4,645,0001,280
Provision for loan and lease losses$223,000885
Total noninterest income$1,588,000944
Gross Fiduciary activities income$284,000442
Service charges on deposit accounts$1,002,000354
Trading account gains and feesNANA
Additional Noninterest Income$302,0002,091
Total noninterest expense$4,507,0001,166
Salaries and employee benefits$2,966,0001,021
Premises and equipment expense$602,0001,006
Additional noninterest expense$939,0001,595
Pre-tax net operating income$1,503,0001,437
Securities gains (losses)$11,000641
Applicable income taxes$369,0001,322
Income before extraordinary items$1,145,0001,510
Extraordinary gains, net$08
Net income$1,145,0001,510
Minority interest net income$055
Net income of bank and minority interests.$1,145,0001,510
Net charge-offs$60,0001,215
Cash dividends$973,000762
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,136,6401,501
2016-12-31 (YTD Data)Rank
Total interest income$19,613,0001,314
Total interest expense$1,192,0002,141
Net interest income$18,421,0001,258
Provision for loan and lease losses$174,0002,621
Total noninterest income$6,580,000952
Gross Fiduciary activities income$891,000478
Service charges on deposit accounts$4,303,000333
Trading account gains and fees$0170
Additional Noninterest Income$1,386,0001,984
Total noninterest expense$17,701,0001,160
Salaries and employee benefits$11,634,0001,011
Premises and equipment expense$2,256,0001,051
Additional noninterest expense$3,811,0001,600
Pre-tax net operating income$7,126,0001,223
Securities gains (losses)$82,0001,492
Applicable income taxes$1,984,0001,054
Income before extraordinary items$5,224,0001,329
Extraordinary gains, net$05
Net income$5,224,0001,328
Minority interest net income$082
Net income of bank and minority interests.$5,224,0001,328
Net charge-offs$-346,0005,755
Cash dividends$5,033,000658
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,164,9601,314
2016-09-30 (YTD Data)Rank
Total interest income$14,667,0001,326
Total interest expense$901,0002,128
Net interest income$13,766,0001,266
Provision for loan and lease losses$98,0002,779
Total noninterest income$4,945,000940
Gross Fiduciary activities income$656,000481
Service charges on deposit accounts$3,201,000336
Trading account gains and fees$0169
Additional Noninterest Income$1,088,0001,934
Total noninterest expense$13,116,0001,180
Salaries and employee benefits$8,583,0001,028
Premises and equipment expense$1,671,0001,060
Additional noninterest expense$2,862,0001,600
Pre-tax net operating income$5,497,0001,211
Securities gains (losses)$72,0001,491
Applicable income taxes$1,612,0001,022
Income before extraordinary items$3,957,0001,343
Extraordinary gains, net$05
Net income$3,957,0001,343
Minority interest net income$071
Net income of bank and minority interests.$3,957,0001,343
Net charge-offs$-368,0005,825
Cash dividends$782,0001,908
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,905,8801,323
2016-06-30 (YTD Data)Rank
Total interest income$9,889,0001,322
Total interest expense$605,0002,116
Net interest income$9,284,0001,261
Provision for loan and lease losses$172,0001,789
Total noninterest income$3,284,000932
Gross Fiduciary activities income$439,000483
Service charges on deposit accounts$2,110,000336
Trading account gains and fees$0157
Additional Noninterest Income$735,0001,890
Total noninterest expense$8,700,0001,185
Salaries and employee benefits$5,688,0001,030
Premises and equipment expense$1,072,0001,105
Additional noninterest expense$1,940,0001,575
Pre-tax net operating income$3,696,0001,190
Securities gains (losses)$64,0001,267
Applicable income taxes$1,094,0001,015
Income before extraordinary items$2,666,0001,333
Extraordinary gains, net$016
Net income$2,666,0001,333
Minority interest net income$071
Net income of bank and minority interests.$2,666,0001,333
Net charge-offs$-239,0005,879
Cash dividends$782,0001,535
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,620,5601,306
2016-03-31 (YTD Data)Rank
Total interest income$4,795,0001,345
Total interest expense$301,0002,131
Net interest income$4,494,0001,290
Provision for loan and lease losses$276,000744
Total noninterest income$1,901,000817
Gross Fiduciary activities income$223,000481
Service charges on deposit accounts$1,041,000335
Trading account gains and fees$0142
Additional Noninterest Income$637,0001,296
Total noninterest expense$4,297,0001,200
Salaries and employee benefits$2,834,0001,036
Premises and equipment expense$530,0001,123
Additional noninterest expense$933,0001,625
Pre-tax net operating income$1,822,0001,181
Securities gains (losses)$9,0001,537
Applicable income taxes$553,000980
Income before extraordinary items$1,278,0001,344
Extraordinary gains, net$012
Net income$1,278,0001,343
Minority interest net income$062
Net income of bank and minority interests.$1,278,0001,345
Net charge-offs$38,0001,611
Cash dividends$782,000891
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,271,7001,314
2015-12-31 (YTD Data)Rank
Total interest income$18,464,0001,362
Total interest expense$1,229,0002,077
Net interest income$17,235,0001,310
Provision for loan and lease losses$382,0001,635
Total noninterest income$6,669,000922
Gross Fiduciary activities income$870,000489
Service charges on deposit accounts$4,287,000333
Trading account gains and fees$0159
Additional Noninterest Income$1,512,0001,839
Total noninterest expense$17,226,0001,164
Salaries and employee benefits$10,953,0001,033
Premises and equipment expense$2,220,0001,065
Additional noninterest expense$4,053,0001,499
Pre-tax net operating income$6,296,0001,313
Securities gains (losses)$37,0001,858
Applicable income taxes$1,650,0001,161
Income before extraordinary items$4,683,0001,421
Extraordinary gains, net$023
Net income$4,683,0001,421
Minority interest net income$081
Net income of bank and minority interests.$4,683,0001,421
Net charge-offs$405,0001,346
Cash dividends$3,901,000800
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,655,6201,401
2015-09-30 (YTD Data)Rank
Total interest income$13,713,0001,378
Total interest expense$943,0002,070
Net interest income$12,770,0001,330
Provision for loan and lease losses$181,0002,040
Total noninterest income$4,920,000937
Gross Fiduciary activities income$652,000491
Service charges on deposit accounts$3,151,000347
Trading account gains and fees$0153
Additional Noninterest Income$1,117,0001,882
Total noninterest expense$12,745,0001,189
Salaries and employee benefits$8,097,0001,060
Premises and equipment expense$1,649,0001,097
Additional noninterest expense$2,999,0001,525
Pre-tax net operating income$4,764,0001,325
Securities gains (losses)$14,0002,190
Applicable income taxes$1,201,0001,216
Income before extraordinary items$3,577,0001,414
Extraordinary gains, net$021
Net income$3,577,0001,415
Minority interest net income$078
Net income of bank and minority interests.$3,577,0001,415
Net charge-offs$269,0001,282
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,566,5001,392
2015-06-30 (YTD Data)Rank
Total interest income$9,003,0001,401
Total interest expense$646,0002,024
Net interest income$8,357,0001,353
Provision for loan and lease losses$276,0001,211
Total noninterest income$3,086,000977
Gross Fiduciary activities income$424,000500
Service charges on deposit accounts$1,964,000367
Trading account gains and fees$0157
Additional Noninterest Income$698,0001,970
Total noninterest expense$8,365,0001,207
Salaries and employee benefits$5,395,0001,057
Premises and equipment expense$1,085,0001,115
Additional noninterest expense$1,885,0001,621
Pre-tax net operating income$2,802,0001,458
Securities gains (losses)$6,0002,180
Applicable income taxes$710,0001,316
Income before extraordinary items$2,098,0001,550
Extraordinary gains, net$022
Net income$2,098,0001,553
Minority interest net income$075
Net income of bank and minority interests.$2,098,0001,553
Net charge-offs$162,0001,326
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,093,5001,519
2015-03-31 (YTD Data)Rank
Total interest income$4,405,0001,425
Total interest expense$329,0002,006
Net interest income$4,076,0001,375
Provision for loan and lease losses$03,703
Total noninterest income$1,532,000957
Gross Fiduciary activities income$208,000513
Service charges on deposit accounts$967,000366
Trading account gains and fees$0152
Additional Noninterest Income$357,0001,902
Total noninterest expense$4,219,0001,209
Salaries and employee benefits$2,669,0001,073
Premises and equipment expense$554,0001,097
Additional noninterest expense$996,0001,535
Pre-tax net operating income$1,389,0001,430
Securities gains (losses)$3,0001,758
Applicable income taxes$320,0001,376
Income before extraordinary items$1,072,0001,486
Extraordinary gains, net$013
Net income$1,072,0001,488
Minority interest net income$064
Net income of bank and minority interests.$1,072,0001,488
Net charge-offs$-15,0005,573
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,069,6901,446
2014-12-31 (YTD Data)Rank
Total interest income$17,745,0001,423
Total interest expense$1,337,0002,086
Net interest income$16,408,0001,357
Provision for loan and lease losses$-696,0006,300
Total noninterest income$6,684,000899
Gross Fiduciary activities income$852,000502
Service charges on deposit accounts$4,049,000369
Trading account gains and fees$0180
Additional Noninterest Income$1,783,0001,595
Total noninterest expense$16,877,0001,179
Salaries and employee benefits$10,337,0001,054
Premises and equipment expense$2,183,0001,097
Additional noninterest expense$4,357,0001,453
Pre-tax net operating income$6,911,0001,172
Securities gains (losses)$83,0001,393
Applicable income taxes$1,861,0001,034
Income before extraordinary items$5,133,0001,272
Extraordinary gains, net$017
Net income$5,133,0001,270
Minority interest net income$084
Net income of bank and minority interests.$5,133,0001,271
Net charge-offs$-569,0006,398
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,072,4101,257
2014-09-30 (YTD Data)Rank
Total interest income$13,208,0001,440
Total interest expense$1,011,0002,106
Net interest income$12,197,0001,370
Provision for loan and lease losses$-172,0006,253
Total noninterest income$4,663,000931
Gross Fiduciary activities income$614,000511
Service charges on deposit accounts$3,022,000371
Trading account gains and fees$0174
Additional Noninterest Income$1,027,0001,898
Total noninterest expense$12,437,0001,216
Salaries and employee benefits$7,668,0001,070
Premises and equipment expense$1,634,0001,105
Additional noninterest expense$3,135,0001,511
Pre-tax net operating income$4,595,0001,298
Securities gains (losses)$70,0001,231
Applicable income taxes$1,101,0001,225
Income before extraordinary items$3,564,0001,362
Extraordinary gains, net$015
Net income$3,564,0001,360
Minority interest net income$081
Net income of bank and minority interests.$3,564,0001,362
Net charge-offs$-588,0006,491
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,510,8001,351
2014-06-30 (YTD Data)Rank
Total interest income$8,671,0001,453
Total interest expense$687,0002,085
Net interest income$7,984,0001,389
Provision for loan and lease losses$-448,0006,489
Total noninterest income$3,094,000915
Gross Fiduciary activities income$406,000512
Service charges on deposit accounts$1,973,000370
Trading account gains and fees$0172
Additional Noninterest Income$715,0001,829
Total noninterest expense$8,319,0001,211
Salaries and employee benefits$5,072,0001,076
Premises and equipment expense$1,084,0001,124
Additional noninterest expense$2,163,0001,460
Pre-tax net operating income$3,207,0001,231
Securities gains (losses)$52,0001,141
Applicable income taxes$758,0001,175
Income before extraordinary items$2,501,0001,260
Extraordinary gains, net$020
Net income$2,501,0001,260
Minority interest net income$080
Net income of bank and minority interests.$2,501,0001,261
Net charge-offs$-821,0006,601
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,460,9601,263
2014-03-31 (YTD Data)Rank
Total interest income$4,254,0001,476
Total interest expense$351,0002,067
Net interest income$3,903,0001,415
Provision for loan and lease losses$-724,0006,649
Total noninterest income$1,520,000904
Gross Fiduciary activities income$207,000510
Service charges on deposit accounts$971,000367
Trading account gains and fees$0147
Additional Noninterest Income$342,0001,846
Total noninterest expense$4,209,0001,208
Salaries and employee benefits$2,506,0001,109
Premises and equipment expense$557,0001,118
Additional noninterest expense$1,146,0001,389
Pre-tax net operating income$1,938,0001,011
Securities gains (losses)$37,000756
Applicable income taxes$535,000889
Income before extraordinary items$1,440,0001,085
Extraordinary gains, net$016
Net income$1,440,0001,086
Minority interest net income$066
Net income of bank and minority interests.$1,440,0001,086
Net charge-offs$-849,0006,695
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,412,9901,083
2013-12-31 (YTD Data)Rank
Total interest income$17,040,0001,479
Total interest expense$1,605,0002,037
Net interest income$15,435,0001,396
Provision for loan and lease losses$102,0003,665
Total noninterest income$6,581,000928
Gross Fiduciary activities income$992,000462
Service charges on deposit accounts$4,092,000364
Trading account gains and fees$0184
Additional Noninterest Income$1,497,0001,850
Total noninterest expense$17,582,0001,164
Salaries and employee benefits$10,517,0001,028
Premises and equipment expense$2,295,0001,036
Additional noninterest expense$4,770,0001,399
Pre-tax net operating income$4,332,0001,611
Securities gains (losses)$-9,0006,245
Applicable income taxes$797,0001,685
Income before extraordinary items$3,526,0001,665
Extraordinary gains, net$029
Net income$3,526,0001,668
Minority interest net income$090
Net income of bank and minority interests.$3,526,0001,669
Net charge-offs$358,0002,372
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,533,3801,631
2013-09-30 (YTD Data)Rank
Total interest income$12,634,0001,498
Total interest expense$1,236,0002,048
Net interest income$11,398,0001,418
Provision for loan and lease losses$238,0002,350
Total noninterest income$4,894,000951
Gross Fiduciary activities income$778,000453
Service charges on deposit accounts$3,041,000367
Trading account gains and fees$0180
Additional Noninterest Income$1,075,0001,945
Total noninterest expense$13,300,0001,158
Salaries and employee benefits$7,772,0001,046
Premises and equipment expense$1,757,0001,028
Additional noninterest expense$3,771,0001,326
Pre-tax net operating income$2,754,0001,889
Securities gains (losses)$-16,0006,546
Applicable income taxes$763,0001,500
Income before extraordinary items$1,975,0002,154
Extraordinary gains, net$025
Net income$1,975,0002,161
Minority interest net income$084
Net income of bank and minority interests.$1,975,0002,161
Net charge-offs$348,0001,972
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,986,5202,081
2013-06-30 (YTD Data)Rank
Total interest income$8,216,0001,531
Total interest expense$845,0002,043
Net interest income$7,371,0001,459
Provision for loan and lease losses$162,0002,356
Total noninterest income$3,220,000965
Gross Fiduciary activities income$588,000426
Service charges on deposit accounts$1,949,000372
Trading account gains and fees$0157
Additional Noninterest Income$683,0002,061
Total noninterest expense$8,886,0001,150
Salaries and employee benefits$5,182,0001,045
Premises and equipment expense$1,146,0001,043
Additional noninterest expense$2,558,0001,301
Pre-tax net operating income$1,543,0002,152
Securities gains (losses)$-16,0006,702
Applicable income taxes$341,0001,890
Income before extraordinary items$1,186,0002,312
Extraordinary gains, net$022
Net income$1,186,0002,321
Minority interest net income$082
Net income of bank and minority interests.$1,186,0002,319
Net charge-offs$156,0002,348
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,198,4802,212
2013-03-31 (YTD Data)Rank
Total interest income$4,012,0001,575
Total interest expense$433,0002,046
Net interest income$3,579,0001,514
Provision for loan and lease losses$4,0004,247
Total noninterest income$1,669,000946
Gross Fiduciary activities income$376,000375
Service charges on deposit accounts$953,000374
Trading account gains and fees$0148
Additional Noninterest Income$340,0002,052
Total noninterest expense$4,540,0001,132
Salaries and employee benefits$2,611,0001,047
Premises and equipment expense$563,0001,083
Additional noninterest expense$1,366,0001,204
Pre-tax net operating income$704,0002,261
Securities gains (losses)$01,966
Applicable income taxes$187,0001,777
Income before extraordinary items$517,0002,523
Extraordinary gains, net$010
Net income$517,0002,525
Minority interest net income$076
Net income of bank and minority interests.$517,0002,525
Net charge-offs$90,0001,977
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$517,0002,437
2012-12-31 (YTD Data)Rank
Total interest income$17,337,0001,526
Total interest expense$2,167,0002,006
Net interest income$15,170,0001,447
Provision for loan and lease losses$880,0001,930
Total noninterest income$6,152,000987
Gross Fiduciary activities income$759,000510
Service charges on deposit accounts$4,115,000370
Trading account gains and fees$0166
Additional Noninterest Income$1,278,0002,041
Total noninterest expense$17,674,0001,138
Salaries and employee benefits$10,505,0001,002
Premises and equipment expense$2,348,0001,014
Additional noninterest expense$4,821,0001,409
Pre-tax net operating income$2,768,0002,235
Securities gains (losses)$123,0002,103
Applicable income taxes$202,0003,001
Income before extraordinary items$2,689,0002,045
Extraordinary gains, net$029
Net income$2,689,0002,044
Minority interest net income$093
Net income of bank and minority interests.$2,689,0002,046
Net charge-offs$1,558,0001,375
Cash dividends$1,502,0001,481
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,574,6101,992
2012-09-30 (YTD Data)Rank
Total interest income$13,143,0001,546
Total interest expense$1,697,0002,008
Net interest income$11,446,0001,451
Provision for loan and lease losses$604,0002,026
Total noninterest income$4,625,000989
Gross Fiduciary activities income$568,000513
Service charges on deposit accounts$3,061,000376
Trading account gains and fees$0157
Additional Noninterest Income$996,0002,002
Total noninterest expense$13,498,0001,101
Salaries and employee benefits$7,908,000980
Premises and equipment expense$1,790,0001,000
Additional noninterest expense$3,800,0001,341
Pre-tax net operating income$1,969,0002,389
Securities gains (losses)$122,0001,830
Applicable income taxes$354,0002,302
Income before extraordinary items$1,737,0002,375
Extraordinary gains, net$020
Net income$1,737,0002,376
Minority interest net income$086
Net income of bank and minority interests.$1,737,0002,376
Net charge-offs$736,0001,764
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,635,7402,356
2012-06-30 (YTD Data)Rank
Total interest income$8,796,0001,554
Total interest expense$1,177,0002,001
Net interest income$7,619,0001,453
Provision for loan and lease losses$328,0002,299
Total noninterest income$3,032,000979
Gross Fiduciary activities income$385,000509
Service charges on deposit accounts$1,996,000377
Trading account gains and fees$0153
Additional Noninterest Income$651,0002,006
Total noninterest expense$8,779,0001,134
Salaries and employee benefits$5,248,000993
Premises and equipment expense$1,205,000991
Additional noninterest expense$2,326,0001,461
Pre-tax net operating income$1,544,0002,089
Securities gains (losses)$122,0001,455
Applicable income taxes$257,0002,213
Income before extraordinary items$1,409,0001,990
Extraordinary gains, net$019
Net income$1,409,0001,988
Minority interest net income$084
Net income of bank and minority interests.$1,409,0001,990
Net charge-offs$661,0001,511
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,305,3002,008
2012-03-31 (YTD Data)Rank
Total interest income$4,462,0001,546
Total interest expense$610,0002,016
Net interest income$3,852,0001,441
Provision for loan and lease losses$52,0003,633
Total noninterest income$1,493,000980
Gross Fiduciary activities income$200,000506
Service charges on deposit accounts$979,000384
Trading account gains and fees$0148
Additional Noninterest Income$314,0002,043
Total noninterest expense$4,313,0001,158
Salaries and employee benefits$2,583,0001,007
Premises and equipment expense$634,000961
Additional noninterest expense$1,096,0001,535
Pre-tax net operating income$980,0001,714
Securities gains (losses)$02,210
Applicable income taxes$120,0002,259
Income before extraordinary items$860,0001,690
Extraordinary gains, net$019
Net income$860,0001,690
Minority interest net income$078
Net income of bank and minority interests.$860,0001,691
Net charge-offs$256,0001,629
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$860,0001,586
2011-12-31 (YTD Data)Rank
Total interest income$18,574,0001,540
Total interest expense$3,073,0001,918
Net interest income$15,501,0001,437
Provision for loan and lease losses$2,694,0001,291
Total noninterest income$6,497,000840
Gross Fiduciary activities income$866,000430
Service charges on deposit accounts$4,133,000373
Trading account gains and fees$0146
Additional Noninterest Income$1,498,0001,645
Total noninterest expense$17,196,0001,148
Salaries and employee benefits$10,322,000950
Premises and equipment expense$2,424,0001,030
Additional noninterest expense$4,450,0001,534
Pre-tax net operating income$2,108,0002,402
Securities gains (losses)$348,0001,030
Applicable income taxes$84,0003,470
Income before extraordinary items$2,372,0001,955
Extraordinary gains, net$029
Net income$2,372,0001,956
Minority interest net income$096
Net income of bank and minority interests.$2,372,0001,956
Net charge-offs$3,299,0001,118
Cash dividends$1,452,0001,274
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,034,4402,157
2011-09-30 (YTD Data)Rank
Total interest income$14,088,0001,534
Total interest expense$2,317,0001,986
Net interest income$11,771,0001,433
Provision for loan and lease losses$2,418,0001,087
Total noninterest income$4,850,000861
Gross Fiduciary activities income$648,000426
Service charges on deposit accounts$3,058,000381
Trading account gains and fees$0145
Additional Noninterest Income$1,144,0001,602
Total noninterest expense$12,851,0001,149
Salaries and employee benefits$7,656,000961
Premises and equipment expense$1,814,0001,045
Additional noninterest expense$3,381,0001,522
Pre-tax net operating income$1,352,0002,771
Securities gains (losses)$282,000957
Applicable income taxes$51,0003,612
Income before extraordinary items$1,583,0002,210
Extraordinary gains, net$021
Net income$1,583,0002,210
Minority interest net income$087
Net income of bank and minority interests.$1,583,0002,211
Net charge-offs$2,921,000968
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,309,4602,470
2011-06-30 (YTD Data)Rank
Total interest income$9,347,0001,557
Total interest expense$1,597,0001,986
Net interest income$7,750,0001,445
Provision for loan and lease losses$1,352,0001,226
Total noninterest income$3,242,000865
Gross Fiduciary activities income$433,000428
Service charges on deposit accounts$1,995,000393
Trading account gains and fees$0153
Additional Noninterest Income$814,0001,545
Total noninterest expense$8,578,0001,164
Salaries and employee benefits$5,118,000963
Premises and equipment expense$1,211,0001,054
Additional noninterest expense$2,249,0001,544
Pre-tax net operating income$1,062,0002,442
Securities gains (losses)$245,000636
Applicable income taxes$77,0003,061
Income before extraordinary items$1,230,0001,913
Extraordinary gains, net$015
Net income$1,230,0001,913
Minority interest net income$089
Net income of bank and minority interests.$1,230,0001,913
Net charge-offs$606,0001,943
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$999,7002,201
2011-03-31 (YTD Data)Rank
Total interest income$4,624,0001,586
Total interest expense$780,0002,113
Net interest income$3,844,0001,453
Provision for loan and lease losses$276,0002,081
Total noninterest income$1,575,000874
Gross Fiduciary activities income$224,000430
Service charges on deposit accounts$971,000392
Trading account gains and fees$0158
Additional Noninterest Income$380,0001,625
Total noninterest expense$4,366,0001,154
Salaries and employee benefits$2,519,000991
Premises and equipment expense$597,0001,093
Additional noninterest expense$1,250,0001,396
Pre-tax net operating income$777,0001,813
Securities gains (losses)$01,772
Applicable income taxes$33,0003,121
Income before extraordinary items$744,0001,587
Extraordinary gains, net$09
Net income$744,0001,587
Minority interest net income$086
Net income of bank and minority interests.$744,0001,587
Net charge-offs$98,0002,757
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$744,0001,540
2010-12-31 (YTD Data)Rank
Total interest income$19,689,0001,561
Total interest expense$4,279,0001,878
Net interest income$15,410,0001,454
Provision for loan and lease losses$2,054,0002,033
Total noninterest income$6,372,000889
Gross Fiduciary activities income$836,000435
Service charges on deposit accounts$4,354,000358
Trading account gains and fees$0175
Additional Noninterest Income$1,182,0001,974
Total noninterest expense$17,517,0001,148
Salaries and employee benefits$9,559,0001,030
Premises and equipment expense$2,495,0001,045
Additional noninterest expense$5,463,0001,331
Pre-tax net operating income$2,211,0002,063
Securities gains (losses)$11,0003,287
Applicable income taxes$182,0002,789
Income before extraordinary items$2,040,0001,988
Extraordinary gains, net$029
Net income$2,040,0001,988
Minority interest net income$0111
Net income of bank and minority interests.$2,040,0001,989
Net charge-offs$2,200,0001,759
Cash dividends$770,0001,801
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,029,8801,922
2010-09-30 (YTD Data)Rank
Total interest income$14,885,0001,586
Total interest expense$3,213,0001,943
Net interest income$11,672,0001,454
Provision for loan and lease losses$1,228,0002,247
Total noninterest income$4,813,000873
Gross Fiduciary activities income$635,000432
Service charges on deposit accounts$3,268,000359
Trading account gains and fees$0165
Additional Noninterest Income$910,0001,913
Total noninterest expense$12,747,0001,181
Salaries and employee benefits$6,932,0001,062
Premises and equipment expense$1,894,0001,039
Additional noninterest expense$3,921,0001,355
Pre-tax net operating income$2,510,0001,568
Securities gains (losses)$10,0003,111
Applicable income taxes$369,0001,949
Income before extraordinary items$2,151,0001,549
Extraordinary gains, net$023
Net income$2,151,0001,552
Minority interest net income$0110
Net income of bank and minority interests.$2,151,0001,552
Net charge-offs$1,872,0001,567
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,142,5001,485
2010-06-30 (YTD Data)Rank
Total interest income$9,887,0001,607
Total interest expense$2,153,0002,016
Net interest income$7,734,0001,472
Provision for loan and lease losses$852,0002,115
Total noninterest income$3,174,000864
Gross Fiduciary activities income$440,000424
Service charges on deposit accounts$2,149,000362
Trading account gains and fees$0152
Additional Noninterest Income$585,0001,894
Total noninterest expense$8,291,0001,202
Salaries and employee benefits$4,787,0001,013
Premises and equipment expense$1,256,0001,061
Additional noninterest expense$2,248,0001,570
Pre-tax net operating income$1,765,0001,473
Securities gains (losses)$5,0002,788
Applicable income taxes$284,0001,794
Income before extraordinary items$1,486,0001,486
Extraordinary gains, net$019
Net income$1,486,0001,487
Minority interest net income$0105
Net income of bank and minority interests.$1,486,0001,487
Net charge-offs$1,494,0001,366
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,481,8001,420
2010-03-31 (YTD Data)Rank
Total interest income$4,862,0001,660
Total interest expense$1,052,0002,168
Net interest income$3,810,0001,509
Provision for loan and lease losses$276,0002,548
Total noninterest income$1,494,000892
Gross Fiduciary activities income$230,000423
Service charges on deposit accounts$1,044,000373
Trading account gains and fees$0175
Additional Noninterest Income$220,0002,261
Total noninterest expense$4,359,0001,151
Salaries and employee benefits$2,623,000934
Premises and equipment expense$637,0001,075
Additional noninterest expense$1,099,0001,599
Pre-tax net operating income$669,0001,901
Securities gains (losses)$02,284
Applicable income taxes$27,0003,244
Income before extraordinary items$642,0001,711
Extraordinary gains, net$016
Net income$642,0001,711
Minority interest net income$091
Net income of bank and minority interests.$642,0001,712
Net charge-offs$485,0001,605
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$642,0001,638
2009-12-31 (YTD Data)Rank
Total interest income$20,927,0001,631
Total interest expense$5,381,0002,116
Net interest income$15,546,0001,432
Provision for loan and lease losses$3,823,0001,701
Total noninterest income$7,088,000834
Gross Fiduciary activities income$814,000434
Service charges on deposit accounts$4,825,000357
Trading account gains and fees$0211
Additional Noninterest Income$1,449,0001,690
Total noninterest expense$17,922,0001,156
Salaries and employee benefits$10,456,000934
Premises and equipment expense$2,499,0001,093
Additional noninterest expense$4,967,0001,500
Pre-tax net operating income$889,0003,182
Securities gains (losses)$20,0003,038
Applicable income taxes$-424,0006,983
Income before extraordinary items$1,333,0002,305
Extraordinary gains, net$034
Net income$1,333,0002,301
Minority interest net income$0115
Net income of bank and minority interests.$1,333,0002,303
Net charge-offs$3,146,0001,554
Cash dividends$770,0001,994
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,313,0002,286
2009-09-30 (YTD Data)Rank
Total interest income$15,924,0001,643
Total interest expense$4,052,0002,197
Net interest income$11,872,0001,405
Provision for loan and lease losses$2,745,0001,561
Total noninterest income$5,661,000791
Gross Fiduciary activities income$622,000431
Service charges on deposit accounts$3,692,000349
Trading account gains and fees$0212
Additional Noninterest Income$1,347,0001,497
Total noninterest expense$13,326,0001,150
Salaries and employee benefits$7,926,000948
Premises and equipment expense$1,995,0001,029
Additional noninterest expense$3,405,0001,592
Pre-tax net operating income$1,462,0002,091
Securities gains (losses)$20,0002,745
Applicable income taxes$134,0002,661
Income before extraordinary items$1,348,0001,974
Extraordinary gains, net$027
Net income$1,348,0001,973
Minority interest net income$0118
Net income of bank and minority interests.$1,348,0001,974
Net charge-offs$1,991,0001,503
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,329,8001,961
2009-06-30 (YTD Data)Rank
Total interest income$10,922,0001,627
Total interest expense$2,736,0002,254
Net interest income$8,186,0001,365
Provision for loan and lease losses$2,268,0001,303
Total noninterest income$3,466,000858
Gross Fiduciary activities income$421,000427
Service charges on deposit accounts$2,471,000343
Trading account gains and fees$0193
Additional Noninterest Income$574,0002,045
Total noninterest expense$9,121,0001,154
Salaries and employee benefits$5,271,000964
Premises and equipment expense$1,324,0001,064
Additional noninterest expense$2,526,0001,468
Pre-tax net operating income$263,0004,329
Securities gains (losses)$11,0002,552
Applicable income taxes$6,0004,180
Income before extraordinary items$268,0004,134
Extraordinary gains, net$021
Net income$268,0004,134
Minority interest net income$0112
Net income of bank and minority interests.$268,0004,134
Net charge-offs$851,0001,773
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$257,2204,103
2009-03-31 (YTD Data)Rank
Total interest income$5,484,0001,637
Total interest expense$1,356,0002,347
Net interest income$4,128,0001,337
Provision for loan and lease losses$778,0001,366
Total noninterest income$1,673,000846
Gross Fiduciary activities income$218,000420
Service charges on deposit accounts$1,166,000353
Trading account gains and fees$0171
Additional Noninterest Income$289,0002,012
Total noninterest expense$4,374,0001,145
Salaries and employee benefits$2,617,000969
Premises and equipment expense$670,0001,060
Additional noninterest expense$1,087,0001,486
Pre-tax net operating income$649,0001,921
Securities gains (losses)$02,434
Applicable income taxes$71,0002,539
Income before extraordinary items$578,0001,869
Extraordinary gains, net$015
Net income$578,0001,871
Minority interest net income$0102
Net income of bank and minority interests.$578,0001,871
Net charge-offs$703,0001,149
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$578,0001,756
2008-12-31 (YTD Data)Rank
Total interest income$27,145,0001,427
Total interest expense$8,998,0001,784
Net interest income$18,147,0001,220
Provision for loan and lease losses$10,456,000576
Total noninterest income$7,740,000736
Gross Fiduciary activities income$752,000475
Service charges on deposit accounts$5,172,000340
Trading account gains and fees$0154
Additional Noninterest Income$1,816,0001,393
Total noninterest expense$16,121,0001,218
Salaries and employee benefits$10,226,000969
Premises and equipment expense$2,604,0001,077
Additional noninterest expense$3,291,0001,862
Pre-tax net operating income$-690,0006,869
Securities gains (losses)$13,0002,401
Applicable income taxes$-962,0007,694
Income before extraordinary items$285,0005,175
Extraordinary gains, net$039
Net income$285,0005,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,510,000365
Cash dividends$770,0002,708
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$276,6805,365
2008-09-30 (YTD Data)Rank
Total interest income$21,216,0001,401
Total interest expense$7,200,0001,754
Net interest income$14,016,0001,208
Provision for loan and lease losses$4,683,000667
Total noninterest income$6,024,000744
Gross Fiduciary activities income$645,000448
Service charges on deposit accounts$3,896,000345
Trading account gains and fees$0148
Additional Noninterest Income$1,483,0001,370
Total noninterest expense$12,534,0001,160
Salaries and employee benefits$8,043,000958
Premises and equipment expense$1,894,0001,106
Additional noninterest expense$2,597,0001,716
Pre-tax net operating income$2,823,0001,722
Securities gains (losses)$13,0002,250
Applicable income taxes$512,0001,875
Income before extraordinary items$2,324,0001,564
Extraordinary gains, net$031
Net income$2,324,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,360,000594
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,313,3401,650
2008-06-30 (YTD Data)Rank
Total interest income$14,649,0001,362
Total interest expense$5,159,0001,699
Net interest income$9,490,0001,172
Provision for loan and lease losses$2,711,000644
Total noninterest income$3,772,000792
Gross Fiduciary activities income$457,000444
Service charges on deposit accounts$2,563,000342
Trading account gains and fees$0149
Additional Noninterest Income$752,0001,705
Total noninterest expense$8,351,0001,164
Salaries and employee benefits$5,420,000961
Premises and equipment expense$1,257,0001,100
Additional noninterest expense$1,674,0001,747
Pre-tax net operating income$2,200,0001,549
Securities gains (losses)$3,0002,869
Applicable income taxes$435,0001,769
Income before extraordinary items$1,768,0001,552
Extraordinary gains, net$021
Net income$1,768,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,026,000557
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,765,6001,520
2008-03-31 (YTD Data)Rank
Total interest income$7,902,0001,293
Total interest expense$2,761,0001,699
Net interest income$5,141,0001,051
Provision for loan and lease losses$573,000939
Total noninterest income$1,901,000785
Gross Fiduciary activities income$266,000409
Service charges on deposit accounts$1,285,000341
Trading account gains and fees$0158
Additional Noninterest Income$350,0001,783
Total noninterest expense$4,104,0001,179
Salaries and employee benefits$2,700,000969
Premises and equipment expense$635,0001,100
Additional noninterest expense$769,0001,834
Pre-tax net operating income$2,365,000809
Securities gains (losses)$2,0002,447
Applicable income taxes$650,000827
Income before extraordinary items$1,717,000872
Extraordinary gains, net$015
Net income$1,717,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$795,000537
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,715,540833
2007-12-31 (YTD Data)Rank
Total interest income$34,246,0001,226
Total interest expense$13,705,0001,467
Net interest income$20,541,0001,080
Provision for loan and lease losses$1,155,0001,284
Total noninterest income$7,302,000797
Gross Fiduciary activities income$1,068,000406
Service charges on deposit accounts$5,152,000345
Trading account gains and fees$0178
Additional Noninterest Income$1,082,0002,115
Total noninterest expense$15,414,0001,207
Salaries and employee benefits$10,141,000978
Premises and equipment expense$2,400,0001,105
Additional noninterest expense$2,873,0001,915
Pre-tax net operating income$11,274,000753
Securities gains (losses)$-448,0008,358
Applicable income taxes$3,243,000752
Income before extraordinary items$7,583,000849
Extraordinary gains, net$039
Net income$7,583,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,0001,250
Cash dividends$3,300,0001,100
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,896,600812
2007-09-30 (YTD Data)Rank
Total interest income$25,691,0001,230
Total interest expense$10,217,0001,467
Net interest income$15,474,0001,076
Provision for loan and lease losses$707,0001,195
Total noninterest income$5,293,000825
Gross Fiduciary activities income$733,000421
Service charges on deposit accounts$3,848,000341
Trading account gains and fees$0184
Additional Noninterest Income$712,0002,295
Total noninterest expense$11,363,0001,222
Salaries and employee benefits$7,549,000993
Premises and equipment expense$1,820,0001,085
Additional noninterest expense$1,994,0002,009
Pre-tax net operating income$8,697,000795
Securities gains (losses)$-448,0008,449
Applicable income taxes$2,404,000819
Income before extraordinary items$5,845,000891
Extraordinary gains, net$033
Net income$5,845,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0001,150
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,163,080843
2007-06-30 (YTD Data)Rank
Total interest income$16,848,0001,265
Total interest expense$6,758,0001,483
Net interest income$10,090,0001,119
Provision for loan and lease losses$434,0001,164
Total noninterest income$3,550,000844
Gross Fiduciary activities income$499,000424
Service charges on deposit accounts$2,559,000351
Trading account gains and fees$0168
Additional Noninterest Income$492,0002,267
Total noninterest expense$7,671,0001,229
Salaries and employee benefits$5,079,000995
Premises and equipment expense$1,246,0001,070
Additional noninterest expense$1,346,0002,004
Pre-tax net operating income$5,535,000873
Securities gains (losses)$-448,0008,526
Applicable income taxes$1,585,000876
Income before extraordinary items$3,502,0001,031
Extraordinary gains, net$029
Net income$3,502,0001,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,514
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,811,120936
2007-03-31 (YTD Data)Rank
Total interest income$8,178,0001,302
Total interest expense$3,243,0001,532
Net interest income$4,935,0001,133
Provision for loan and lease losses$273,000893
Total noninterest income$1,770,000827
Gross Fiduciary activities income$271,000402
Service charges on deposit accounts$1,262,000346
Trading account gains and fees$0195
Additional Noninterest Income$237,0002,294
Total noninterest expense$3,709,0001,261
Salaries and employee benefits$2,501,0001,016
Premises and equipment expense$618,0001,081
Additional noninterest expense$590,0002,223
Pre-tax net operating income$2,723,000863
Securities gains (losses)$-448,0008,606
Applicable income taxes$722,000954
Income before extraordinary items$1,553,0001,136
Extraordinary gains, net$022
Net income$1,553,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,349
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,857,640935
2006-12-31 (YTD Data)Rank
Total interest income$30,868,0001,278
Total interest expense$11,527,0001,460
Net interest income$19,341,0001,152
Provision for loan and lease losses$965,0001,071
Total noninterest income$7,189,000818
Gross Fiduciary activities income$1,039,000390
Service charges on deposit accounts$4,592,000370
Trading account gains and fees$0130
Additional Noninterest Income$1,558,0001,624
Total noninterest expense$14,349,0001,248
Salaries and employee benefits$9,276,0001,045
Premises and equipment expense$1,978,0001,308
Additional noninterest expense$3,095,0001,705
Pre-tax net operating income$11,216,000891
Securities gains (losses)$-253,0008,424
Applicable income taxes$3,424,000846
Income before extraordinary items$7,539,000990
Extraordinary gains, net$051
Net income$7,539,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,0001,124
Cash dividends$2,888,0001,165
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,713,570952
2006-09-30 (YTD Data)Rank
Total interest income$22,957,0001,287
Total interest expense$8,186,0001,498
Net interest income$14,771,0001,149
Provision for loan and lease losses$724,0001,022
Total noninterest income$4,868,000898
Gross Fiduciary activities income$772,000385
Service charges on deposit accounts$3,396,000379
Trading account gains and fees$0126
Additional Noninterest Income$700,0002,323
Total noninterest expense$10,501,0001,289
Salaries and employee benefits$6,942,0001,051
Premises and equipment expense$1,396,0001,394
Additional noninterest expense$2,163,0001,792
Pre-tax net operating income$8,414,000922
Securities gains (losses)$22,000721
Applicable income taxes$2,749,000846
Income before extraordinary items$5,687,0001,024
Extraordinary gains, net$045
Net income$5,687,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,626
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,672,2601,011
2006-06-30 (YTD Data)Rank
Total interest income$14,789,0001,303
Total interest expense$4,988,0001,557
Net interest income$9,801,0001,155
Provision for loan and lease losses$483,0001,010
Total noninterest income$3,201,000895
Gross Fiduciary activities income$501,000401
Service charges on deposit accounts$2,237,000382
Trading account gains and fees$0126
Additional Noninterest Income$463,0002,327
Total noninterest expense$7,016,0001,303
Salaries and employee benefits$4,572,0001,072
Premises and equipment expense$935,0001,379
Additional noninterest expense$1,509,0001,746
Pre-tax net operating income$5,503,000935
Securities gains (losses)$-7,0007,777
Applicable income taxes$1,785,000872
Income before extraordinary items$3,711,0001,033
Extraordinary gains, net$039
Net income$3,711,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,463
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,715,7601,017
2006-03-31 (YTD Data)Rank
Total interest income$7,049,0001,341
Total interest expense$2,319,0001,594
Net interest income$4,730,0001,194
Provision for loan and lease losses$241,000962
Total noninterest income$1,597,000887
Gross Fiduciary activities income$258,000398
Service charges on deposit accounts$1,112,000375
Trading account gains and fees$0115
Additional Noninterest Income$227,0002,317
Total noninterest expense$3,421,0001,336
Salaries and employee benefits$2,274,0001,082
Premises and equipment expense$447,0001,457
Additional noninterest expense$700,0001,863
Pre-tax net operating income$2,665,000946
Securities gains (losses)$-13,0008,292
Applicable income taxes$824,000915
Income before extraordinary items$1,828,0001,041
Extraordinary gains, net$021
Net income$1,828,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,380
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,836,9701,021
2005-12-31 (YTD Data)Rank
Total interest income$24,550,0001,358
Total interest expense$6,910,0001,649
Net interest income$17,640,0001,230
Provision for loan and lease losses$1,440,000746
Total noninterest income$6,214,000913
Gross Fiduciary activities income$978,000394
Service charges on deposit accounts$4,333,000390
Trading account gains and fees$0138
Additional Noninterest Income$903,0002,356
Total noninterest expense$12,894,0001,337
Salaries and employee benefits$8,588,0001,073
Premises and equipment expense$1,646,0001,482
Additional noninterest expense$2,660,0001,909
Pre-tax net operating income$9,520,0001,023
Securities gains (losses)$-52,0008,203
Applicable income taxes$2,765,0001,025
Income before extraordinary items$6,703,0001,079
Extraordinary gains, net$046
Net income$6,703,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,139,000609
Cash dividends$2,695,0001,136
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,739,9201,053
2005-09-30 (YTD Data)Rank
Total interest income$17,791,0001,370
Total interest expense$4,777,0001,688
Net interest income$13,014,0001,243
Provision for loan and lease losses$835,000903
Total noninterest income$4,576,000921
Gross Fiduciary activities income$727,000391
Service charges on deposit accounts$3,184,000399
Trading account gains and fees$0126
Additional Noninterest Income$665,0002,395
Total noninterest expense$9,510,0001,352
Salaries and employee benefits$6,331,0001,086
Premises and equipment expense$1,158,0001,561
Additional noninterest expense$2,021,0001,847
Pre-tax net operating income$7,245,0001,013
Securities gains (losses)$-9,0007,876
Applicable income taxes$2,028,0001,054
Income before extraordinary items$5,208,0001,034
Extraordinary gains, net$035
Net income$5,208,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$628,000696
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,214,4801,016
2005-06-30 (YTD Data)Rank
Total interest income$11,264,0001,402
Total interest expense$2,884,0001,755
Net interest income$8,380,0001,275
Provision for loan and lease losses$370,0001,277
Total noninterest income$2,990,000929
Gross Fiduciary activities income$517,000383
Service charges on deposit accounts$2,016,000412
Trading account gains and fees$0116
Additional Noninterest Income$457,0002,319
Total noninterest expense$6,219,0001,364
Salaries and employee benefits$4,172,0001,090
Premises and equipment expense$744,0001,619
Additional noninterest expense$1,303,0001,890
Pre-tax net operating income$4,781,000991
Securities gains (losses)$7,0001,472
Applicable income taxes$1,250,0001,111
Income before extraordinary items$3,538,000983
Extraordinary gains, net$030
Net income$3,538,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,000765
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,532,820967
2005-03-31 (YTD Data)Rank
Total interest income$5,343,0001,443
Total interest expense$1,288,0001,843
Net interest income$4,055,0001,320
Provision for loan and lease losses$185,0001,198
Total noninterest income$1,466,000919
Gross Fiduciary activities income$261,000385
Service charges on deposit accounts$960,000416
Trading account gains and fees$0115
Additional Noninterest Income$245,0002,187
Total noninterest expense$3,009,0001,406
Salaries and employee benefits$2,037,0001,121
Premises and equipment expense$380,0001,602
Additional noninterest expense$592,0002,070
Pre-tax net operating income$2,327,0001,006
Securities gains (losses)$7,0001,110
Applicable income taxes$657,0001,059
Income before extraordinary items$1,677,0001,038
Extraordinary gains, net$024
Net income$1,677,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,912
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,671,9601,016
2004-12-31 (YTD Data)Rank
Total interest income$19,088,0001,517
Total interest expense$4,146,0001,962
Net interest income$14,942,0001,357
Provision for loan and lease losses$637,0001,564
Total noninterest income$5,792,000953
Gross Fiduciary activities income$911,000397
Service charges on deposit accounts$3,876,000460
Trading account gains and fees$0138
Additional Noninterest Income$1,005,0002,143
Total noninterest expense$11,368,0001,433
Salaries and employee benefits$7,607,0001,128
Premises and equipment expense$1,236,0001,856
Additional noninterest expense$2,525,0001,929
Pre-tax net operating income$8,729,000994
Securities gains (losses)$-12,0008,276
Applicable income taxes$2,486,0001,054
Income before extraordinary items$6,231,0001,054
Extraordinary gains, net$034
Net income$6,231,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$704,000997
Cash dividends$2,420,0001,165
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,239,5201,019
2004-09-30 (YTD Data)Rank
Total interest income$13,968,0001,538
Total interest expense$2,971,0002,017
Net interest income$10,997,0001,364
Provision for loan and lease losses$455,0001,563
Total noninterest income$4,444,000938
Gross Fiduciary activities income$677,000399
Service charges on deposit accounts$2,896,000467
Trading account gains and fees$0134
Additional Noninterest Income$871,0001,964
Total noninterest expense$8,415,0001,450
Salaries and employee benefits$5,656,0001,141
Premises and equipment expense$912,0001,893
Additional noninterest expense$1,847,0001,945
Pre-tax net operating income$6,571,0001,009
Securities gains (losses)$-12,0008,545
Applicable income taxes$1,710,0001,153
Income before extraordinary items$4,849,0001,027
Extraordinary gains, net$026
Net income$4,849,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,349
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,857,880984
2004-06-30 (YTD Data)Rank
Total interest income$9,000,0001,570
Total interest expense$1,908,0002,073
Net interest income$7,092,0001,390
Provision for loan and lease losses$307,0001,498
Total noninterest income$3,033,000918
Gross Fiduciary activities income$440,000411
Service charges on deposit accounts$1,908,000467
Trading account gains and fees$0130
Additional Noninterest Income$685,0001,746
Total noninterest expense$5,602,0001,444
Salaries and employee benefits$3,735,0001,167
Premises and equipment expense$604,0001,893
Additional noninterest expense$1,263,0001,888
Pre-tax net operating income$4,216,0001,031
Securities gains (losses)$33,0001,728
Applicable income taxes$1,165,0001,137
Income before extraordinary items$3,084,0001,071
Extraordinary gains, net$021
Net income$3,084,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,686
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,059,9101,035
2004-03-31 (YTD Data)Rank
Total interest income$4,391,0001,609
Total interest expense$951,0002,102
Net interest income$3,440,0001,444
Provision for loan and lease losses$163,0001,349
Total noninterest income$1,313,0001,013
Gross Fiduciary activities income$204,000428
Service charges on deposit accounts$948,000457
Trading account gains and fees$0121
Additional Noninterest Income$161,0002,816
Total noninterest expense$2,671,0001,518
Salaries and employee benefits$1,833,0001,200
Premises and equipment expense$286,0002,018
Additional noninterest expense$552,0002,150
Pre-tax net operating income$1,919,0001,110
Securities gains (losses)$02,934
Applicable income taxes$485,0001,326
Income before extraordinary items$1,434,0001,144
Extraordinary gains, net$016
Net income$1,434,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,539
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,434,0001,077
2003-12-31 (YTD Data)Rank
Total interest income$17,007,0001,683
Total interest expense$3,963,0002,227
Net interest income$13,044,0001,493
Provision for loan and lease losses$546,0002,018
Total noninterest income$5,301,0001,075
Gross Fiduciary activities income$876,000411
Service charges on deposit accounts$3,758,000452
Trading account gains and fees$0160
Additional Noninterest Income$667,0003,058
Total noninterest expense$10,506,0001,524
Salaries and employee benefits$6,649,0001,290
Premises and equipment expense$1,354,0001,676
Additional noninterest expense$2,503,0001,921
Pre-tax net operating income$7,293,0001,147
Securities gains (losses)$1,0004,307
Applicable income taxes$1,926,0001,325
Income before extraordinary items$5,368,0001,196
Extraordinary gains, net$054
Net income$5,368,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0002,107
Cash dividends$2,530,0001,141
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,367,2601,132
2003-09-30 (YTD Data)Rank
Total interest income$12,851,0001,697
Total interest expense$3,029,0002,270
Net interest income$9,822,0001,496
Provision for loan and lease losses$484,0001,710
Total noninterest income$3,968,0001,113
Gross Fiduciary activities income$649,000415
Service charges on deposit accounts$2,822,000461
Trading account gains and fees$0153
Additional Noninterest Income$497,0003,150
Total noninterest expense$7,768,0001,552
Salaries and employee benefits$5,107,0001,272
Premises and equipment expense$912,0001,877
Additional noninterest expense$1,749,0002,042
Pre-tax net operating income$5,538,0001,168
Securities gains (losses)$1,0004,000
Applicable income taxes$1,262,0001,543
Income before extraordinary items$4,277,0001,165
Extraordinary gains, net$040
Net income$4,277,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,116
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,276,2301,102
2003-06-30 (YTD Data)Rank
Total interest income$8,521,0001,724
Total interest expense$2,070,0002,290
Net interest income$6,451,0001,516
Provision for loan and lease losses$323,0001,702
Total noninterest income$2,711,0001,083
Gross Fiduciary activities income$467,000409
Service charges on deposit accounts$1,888,000452
Trading account gains and fees$0150
Additional Noninterest Income$356,0002,989
Total noninterest expense$5,145,0001,565
Salaries and employee benefits$3,443,0001,255
Premises and equipment expense$593,0001,922
Additional noninterest expense$1,109,0002,160
Pre-tax net operating income$3,694,0001,159
Securities gains (losses)$1,0003,586
Applicable income taxes$740,0001,733
Income before extraordinary items$2,955,0001,142
Extraordinary gains, net$030
Net income$2,955,0001,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,843
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,954,2001,056
2003-03-31 (YTD Data)Rank
Total interest income$4,171,0001,765
Total interest expense$1,068,0002,273
Net interest income$3,103,0001,571
Provision for loan and lease losses$161,0001,609
Total noninterest income$1,309,0001,084
Gross Fiduciary activities income$214,000437
Service charges on deposit accounts$931,000449
Trading account gains and fees$0134
Additional Noninterest Income$164,0003,052
Total noninterest expense$2,483,0001,608
Salaries and employee benefits$1,688,0001,286
Premises and equipment expense$280,0002,035
Additional noninterest expense$515,0002,273
Pre-tax net operating income$1,768,0001,216
Securities gains (losses)$1,0002,714
Applicable income taxes$360,0001,772
Income before extraordinary items$1,409,0001,178
Extraordinary gains, net$021
Net income$1,409,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,251
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,408,2001,095
2002-12-31 (YTD Data)Rank
Total interest income$16,842,0001,832
Total interest expense$4,769,0002,343
Net interest income$12,073,0001,598
Provision for loan and lease losses$672,0001,895
Total noninterest income$5,155,0001,032
Gross Fiduciary activities income$734,000461
Service charges on deposit accounts$3,671,000447
Trading account gains and fees$0153
Additional Noninterest Income$750,0002,607
Total noninterest expense$9,946,0001,554
Salaries and employee benefits$6,145,0001,327
Premises and equipment expense$1,268,0001,744
Additional noninterest expense$2,533,0001,834
Pre-tax net operating income$6,610,0001,277
Securities gains (losses)$04,537
Applicable income taxes$1,719,0001,471
Income before extraordinary items$4,891,0001,290
Extraordinary gains, net$070
Net income$4,891,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,632
Cash dividends$2,145,0001,239
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,891,0001,236
2001-12-31 (YTD Data)Rank
Total interest income$20,016,0001,699
Total interest expense$7,754,0002,077
Net interest income$12,262,0001,449
Provision for loan and lease losses$701,0001,660
Total noninterest income$4,643,0001,055
Gross Fiduciary activities income$652,000513
Service charges on deposit accounts$3,607,000418
Trading account gains and fees$0177
Additional Noninterest Income$384,0003,624
Total noninterest expense$9,688,0001,514
Salaries and employee benefits$5,758,0001,288
Premises and equipment expense$1,214,0001,781
Additional noninterest expense$2,716,0001,695
Pre-tax net operating income$6,516,0001,142
Securities gains (losses)$-3,0009,140
Applicable income taxes$1,800,0001,283
Income before extraordinary items$4,713,0001,152
Extraordinary gains, net$0105
Net income$4,713,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,0001,402
Cash dividends$2,090,0001,274
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,715,1601,110
2000-12-31 (YTD Data)Rank
Total interest income$20,614,0001,679
Total interest expense$8,994,0001,915
Net interest income$11,620,0001,511
Provision for loan and lease losses$326,0002,684
Total noninterest income$3,416,0001,201
Gross Fiduciary activities income$643,000524
Service charges on deposit accounts$2,293,000581
Trading account gains and fees$0180
Additional Noninterest Income$480,0003,017
Total noninterest expense$8,858,0001,589
Salaries and employee benefits$5,165,0001,375
Premises and equipment expense$1,155,0001,818
Additional noninterest expense$2,538,0001,750
Pre-tax net operating income$5,852,0001,266
Securities gains (losses)$-390,0009,680
Applicable income taxes$1,223,0001,796
Income before extraordinary items$4,239,0001,240
Extraordinary gains, net$038
Net income$4,239,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,226
Cash dividends$1,815,0001,458
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,543,2001,162
1999-12-31 (YTD Data)Rank
Total interest income$16,563,0001,960
Total interest expense$6,415,0002,296
Net interest income$10,148,0001,712
Provision for loan and lease losses$191,0003,654
Total noninterest income$2,921,0001,383
Gross Fiduciary activities income$623,000578
Service charges on deposit accounts$1,921,000692
Trading account gains and fees$0173
Additional Noninterest Income$377,0003,553
Total noninterest expense$7,636,0001,808
Salaries and employee benefits$4,373,0001,585
Premises and equipment expense$1,090,0001,876
Additional noninterest expense$2,173,0002,005
Pre-tax net operating income$5,242,0001,449
Securities gains (losses)$-3,0008,917
Applicable income taxes$1,371,0001,709
Income before extraordinary items$3,868,0001,389
Extraordinary gains, net$035
Net income$3,868,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,187
Cash dividends$1,485,0001,712
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,870,2201,367
1998-12-31 (YTD Data)Rank
Total interest income$14,133,0002,305
Total interest expense$5,554,0002,725
Net interest income$8,579,0001,993
Provision for loan and lease losses$262,0002,911
Total noninterest income$2,467,0001,556
Gross Fiduciary activities income$559,000603
Service charges on deposit accounts$1,558,000794
Trading account gains and fees$0224
Additional Noninterest Income$350,0003,704
Total noninterest expense$5,766,0002,265
Salaries and employee benefits$3,406,0001,958
Premises and equipment expense$827,0002,359
Additional noninterest expense$1,533,0002,714
Pre-tax net operating income$5,018,0001,469
Securities gains (losses)$9,0003,034
Applicable income taxes$1,381,0001,753
Income before extraordinary items$3,646,0001,454
Extraordinary gains, net$032
Net income$3,646,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,548
Cash dividends$1,320,0001,821
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,639,4301,390
1997-12-31 (YTD Data)Rank
Total interest income$13,230,0002,480
Total interest expense$5,232,0002,861
Net interest income$7,998,0002,193
Provision for loan and lease losses$252,0002,917
Total noninterest income$2,302,0001,573
Gross Fiduciary activities income$494,000662
Service charges on deposit accounts$1,364,000934
Trading account gains and fees$0239
Additional Noninterest Income$444,0003,071
Total noninterest expense$5,369,0002,400
Salaries and employee benefits$3,044,0002,174
Premises and equipment expense$769,0002,511
Additional noninterest expense$1,556,0002,641
Pre-tax net operating income$4,679,0001,649
Securities gains (losses)$11,0002,294
Applicable income taxes$1,258,0001,986
Income before extraordinary items$3,432,0001,572
Extraordinary gains, net$044
Net income$3,432,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,914
Cash dividends$1,210,0001,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,423,9701,542
1996-12-31 (YTD Data)Rank
Total interest income$13,123,0002,548
Total interest expense$5,237,0002,885
Net interest income$7,886,0002,283
Provision for loan and lease losses$252,0002,918
Total noninterest income$2,022,0001,817
Gross Fiduciary activities income$473,000722
Service charges on deposit accounts$1,211,0001,088
Trading account gains and fees$0262
Additional Noninterest Income$338,0003,787
Total noninterest expense$4,922,0002,775
Salaries and employee benefits$2,844,0002,343
Premises and equipment expense$680,0002,880
Additional noninterest expense$1,398,0003,312
Pre-tax net operating income$4,734,0001,531
Securities gains (losses)$20,0002,000
Applicable income taxes$1,394,0001,715
Income before extraordinary items$3,360,0001,465
Extraordinary gains, net$053
Net income$3,360,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,872
Cash dividends$1,100,0001,990
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,345,8001,439
1995-12-31 (YTD Data)Rank
Total interest income$11,864,0002,819
Total interest expense$4,742,0003,168
Net interest income$7,122,0002,518
Provision for loan and lease losses$305,0002,249
Total noninterest income$2,213,0001,687
Gross Fiduciary activities income$473,000758
Service charges on deposit accounts$1,184,0001,123
Trading account gains and fees$0522
Additional Noninterest Income$556,0002,685
Total noninterest expense$4,729,0002,853
Salaries and employee benefits$2,596,0002,575
Premises and equipment expense$566,0003,375
Additional noninterest expense$1,567,0002,981
Pre-tax net operating income$4,301,0001,710
Securities gains (losses)$-23,00010,647
Applicable income taxes$1,211,0002,014
Income before extraordinary items$3,067,0001,661
Extraordinary gains, net$065
Net income$3,067,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,041
Cash dividends$2,500,0001,056
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,083,5601,636
1994-12-31 (YTD Data)Rank
Total interest income$9,062,0003,308
Total interest expense$3,104,0003,840
Net interest income$5,958,0003,017
Provision for loan and lease losses$-200,00012,313
Total noninterest income$1,909,0001,896
Gross Fiduciary activities income$418,000801
Service charges on deposit accounts$953,0001,412
Trading account gains and fees$0475
Additional Noninterest Income$538,0002,818
Total noninterest expense$4,071,0003,372
Salaries and employee benefits$2,194,0003,018
Premises and equipment expense$516,0003,697
Additional noninterest expense$1,361,0003,621
Pre-tax net operating income$3,996,0001,783
Securities gains (losses)$-563,00012,278
Applicable income taxes$957,0002,333
Income before extraordinary items$2,476,0001,973
Extraordinary gains, net$0249
Net income$2,476,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,780
Cash dividends$4,350,000619
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,881,3601,706
1993-12-31 (YTD Data)Rank
Total interest income$8,104,0003,773
Total interest expense$2,656,0004,569
Net interest income$5,448,0003,301
Provision for loan and lease losses$192,0004,009
Total noninterest income$1,526,0002,421
Gross Fiduciary activities income$369,000869
Service charges on deposit accounts$878,0001,554
Trading account gains and fees$0532
Additional Noninterest Income$279,0004,672
Total noninterest expense$3,633,0003,791
Salaries and employee benefits$2,054,0003,200
Premises and equipment expense$388,0004,834
Additional noninterest expense$1,191,0004,214
Pre-tax net operating income$3,149,0002,168
Securities gains (losses)$-12,00012,812
Applicable income taxes$932,0002,433
Income before extraordinary items$2,205,0002,266
Extraordinary gains, net$113,0001,463
Net income$2,318,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00012,222
Cash dividends$1,001,0001,730
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,213,4002,128
1992-12-31 (YTD Data)Rank
Total interest income$8,519,0004,060
Total interest expense$3,303,0004,781
Net interest income$5,216,0003,490
Provision for loan and lease losses$192,0005,326
Total noninterest income$1,484,0002,411
Gross Fiduciary activities income$366,000867
Service charges on deposit accounts$830,0001,645
Trading account gains and fees$0504
Additional Noninterest Income$288,0004,536
Total noninterest expense$3,604,0003,837
Salaries and employee benefits$1,973,0003,245
Premises and equipment expense$409,0004,718
Additional noninterest expense$1,222,0004,275
Pre-tax net operating income$2,904,0002,141
Securities gains (losses)$30,0004,989
Applicable income taxes$869,0002,395
Income before extraordinary items$2,065,0002,217
Extraordinary gains, net$01,422
Net income$2,065,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0007,255
Cash dividends$1,001,0001,536
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,044,0002,062

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.