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First Seacoast Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,662,000	1,848
Total interest expense	$9,080,000	1,388
Net interest income	$11,582,000	2,167
Provision for loan and lease losses	$90,000	2,523
Total noninterest income	$2,095,000	1,953
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$171,000	2,852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,924,000	1,648
Total noninterest expense	$16,126,000	1,429
Salaries and employee benefits	$9,590,000	1,383
Premises and equipment expense	$1,214,000	1,794
Additional noninterest expense	$1,924,000	1,648
Pre-tax net operating income	$-2,539,000	4,544
Securities gains (losses)	$-4,173,000	4,471
Applicable income taxes	$-1,382,000	4,555
Income before extraordinary items	$-5,330,000	4,551
Extraordinary gains, net	$0	54
Net income	$-5,330,000	4,551
Minority interest net income	$0	88
Net income of bank and minority interests.	$-5,330,000	4,551
Net charge-offs	$1,000	2,818
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$290,000	326
Net operating income	$-2,033,330	4,526
2023-09-30 (YTD Data)		Rank
Total interest income	$14,848,000	1,871
Total interest expense	$6,047,000	1,398
Net interest income	$8,801,000	2,152
Provision for loan and lease losses	$50,000	2,479
Total noninterest income	$1,764,000	1,849
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$127,000	2,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,637,000	1,528
Total noninterest expense	$12,169,000	1,419
Salaries and employee benefits	$7,259,000	1,369
Premises and equipment expense	$925,000	1,780
Additional noninterest expense	$1,637,000	1,528
Pre-tax net operating income	$-1,654,000	4,531
Securities gains (losses)	$0	849
Applicable income taxes	$-667,000	4,577
Income before extraordinary items	$-987,000	4,534
Extraordinary gains, net	$0	52
Net income	$-987,000	4,532
Minority interest net income	$0	81
Net income of bank and minority interests.	$-987,000	4,534
Net charge-offs	$2,000	2,475
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$485,000	226
Net operating income	$-987,000	4,541
2023-06-30 (YTD Data)		Rank
Total interest income	$9,672,000	1,873
Total interest expense	$3,451,000	1,429
Net interest income	$6,221,000	2,097
Provision for loan and lease losses	$20,000	2,598
Total noninterest income	$1,465,000	1,576
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$89,000	2,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,376,000	1,243
Total noninterest expense	$7,982,000	1,426
Salaries and employee benefits	$4,774,000	1,383
Premises and equipment expense	$606,000	1,791
Additional noninterest expense	$1,376,000	1,242
Pre-tax net operating income	$-316,000	4,519
Securities gains (losses)	$0	938
Applicable income taxes	$-240,000	4,585
Income before extraordinary items	$-76,000	4,493
Extraordinary gains, net	$0	51
Net income	$-76,000	4,490
Minority interest net income	$0	81
Net income of bank and minority interests.	$-76,000	4,492
Net charge-offs	$2,000	2,220
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$287,000	228
Net operating income	$-76,000	4,501
2023-03-31 (YTD Data)		Rank
Total interest income	$4,662,000	1,905
Total interest expense	$1,440,000	1,463
Net interest income	$3,222,000	2,064
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,136,000	1,217
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$44,000	2,850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,092,000	902
Total noninterest expense	$3,854,000	1,488
Salaries and employee benefits	$2,351,000	1,429
Premises and equipment expense	$294,000	1,848
Additional noninterest expense	$1,092,000	902
Pre-tax net operating income	$504,000	3,095
Securities gains (losses)	$0	950
Applicable income taxes	$40,000	2,651
Income before extraordinary items	$464,000	3,021
Extraordinary gains, net	$0	4
Net income	$464,000	3,020
Minority interest net income	$0	48
Net income of bank and minority interests.	$464,000	3,021
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$136,000	213
Net operating income	$464,000	3,043
2022-12-31 (YTD Data)		Rank
Total interest income	$16,946,000	1,778
Total interest expense	$1,747,000	1,747
Net interest income	$15,199,000	1,772
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,299,000	2,504
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$201,000	2,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,098,000	2,240
Total noninterest expense	$16,762,000	1,359
Salaries and employee benefits	$10,467,000	1,277
Premises and equipment expense	$1,220,000	1,791
Additional noninterest expense	$1,098,000	2,240
Pre-tax net operating income	$-264,000	4,613
Securities gains (losses)	$-747,000	4,408
Applicable income taxes	$-512,000	4,660
Income before extraordinary items	$-499,000	4,608
Extraordinary gains, net	$0	5
Net income	$-499,000	4,607
Minority interest net income	$0	63
Net income of bank and minority interests.	$-499,000	4,608
Net charge-offs	$10,000	2,149
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$314,000	363
Net operating income	$91,130	4,487
2022-09-30 (YTD Data)		Rank
Total interest income	$12,266,000	1,774
Total interest expense	$818,000	2,013
Net interest income	$11,448,000	1,742
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,027,000	2,464
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$160,000	2,690
Trading account gains and fees	NA	NA
Additional Noninterest Income	$867,000	2,218
Total noninterest expense	$11,321,000	1,467
Salaries and employee benefits	$6,747,000	1,428
Premises and equipment expense	$929,000	1,780
Additional noninterest expense	$867,000	2,218
Pre-tax net operating income	$1,154,000	3,401
Securities gains (losses)	$52,000	231
Applicable income taxes	$101,000	2,860
Income before extraordinary items	$1,105,000	3,273
Extraordinary gains, net	$0	4
Net income	$1,105,000	3,271
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,105,000	3,272
Net charge-offs	$6,000	1,967
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$389,000	290
Net operating income	$1,057,160	3,344
2022-06-30 (YTD Data)		Rank
Total interest income	$8,005,000	1,755
Total interest expense	$391,000	2,295
Net interest income	$7,614,000	1,724
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$706,000	2,419
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$126,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$580,000	2,239
Total noninterest expense	$7,611,000	1,447
Salaries and employee benefits	$4,538,000	1,416
Premises and equipment expense	$629,000	1,768
Additional noninterest expense	$2,444,000	1,372
Pre-tax net operating income	$649,000	3,462
Securities gains (losses)	$52,000	209
Applicable income taxes	$63,000	2,808
Income before extraordinary items	$638,000	3,319
Extraordinary gains, net	$0	4
Net income	$638,000	3,318
Minority interest net income	$0	60
Net income of bank and minority interests.	$638,000	3,319
Net charge-offs	$7,000	1,686
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$259,000	268
Net operating income	$590,680	3,428
2022-03-31 (YTD Data)		Rank
Total interest income	$3,956,000	1,741
Total interest expense	$178,000	2,389
Net interest income	$3,778,000	1,693
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$350,000	2,413
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$64,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	2,237
Total noninterest expense	$3,668,000	1,482
Salaries and employee benefits	$2,217,000	1,447
Premises and equipment expense	$331,000	1,723
Additional noninterest expense	$1,120,000	1,454
Pre-tax net operating income	$400,000	3,130
Securities gains (losses)	$52,000	198
Applicable income taxes	$58,000	2,423
Income before extraordinary items	$394,000	2,995
Extraordinary gains, net	$0	4
Net income	$394,000	2,994
Minority interest net income	$0	50
Net income of bank and minority interests.	$394,000	2,995
Net charge-offs	$8,000	1,246
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$129,000	244
Net operating income	$348,760	3,148
2021-12-31 (YTD Data)		Rank
Total interest income	$15,720,000	1,797
Total interest expense	$1,235,000	1,916
Net interest income	$14,485,000	1,764
Provision for loan and lease losses	$205,000	1,716
Total noninterest income	$1,475,000	2,558
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$223,000	2,548
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,252,000	2,406
Total noninterest expense	$13,078,000	1,626
Salaries and employee benefits	$7,796,000	1,590
Premises and equipment expense	$1,184,000	1,834
Additional noninterest expense	$4,098,000	1,559
Pre-tax net operating income	$2,677,000	2,820
Securities gains (losses)	$548,000	336
Applicable income taxes	$601,000	1,972
Income before extraordinary items	$2,624,000	2,699
Extraordinary gains, net	$0	10
Net income	$2,624,000	2,700
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,624,000	2,700
Net charge-offs	$-43,000	4,078
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$-29,000	4,756
Net operating income	$2,180,120	2,890
2021-09-30 (YTD Data)		Rank
Total interest income	$11,845,000	1,817
Total interest expense	$747,000	2,313
Net interest income	$11,098,000	1,762
Provision for loan and lease losses	$145,000	1,721
Total noninterest income	$1,091,000	2,616
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$157,000	2,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$934,000	2,462
Total noninterest expense	$9,818,000	1,623
Salaries and employee benefits	$5,790,000	1,608
Premises and equipment expense	$896,000	1,851
Additional noninterest expense	$3,132,000	1,542
Pre-tax net operating income	$2,226,000	2,820
Securities gains (losses)	$548,000	303
Applicable income taxes	$566,000	1,896
Income before extraordinary items	$2,208,000	2,673
Extraordinary gains, net	$0	8
Net income	$2,208,000	2,673
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,208,000	2,673
Net charge-offs	$-41,000	4,143
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$85,000	430
Net operating income	$1,769,600	2,920
2021-06-30 (YTD Data)		Rank
Total interest income	$7,935,000	1,806
Total interest expense	$512,000	2,342
Net interest income	$7,423,000	1,759
Provision for loan and lease losses	$85,000	1,828
Total noninterest income	$723,000	2,587
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$103,000	2,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$620,000	2,420
Total noninterest expense	$6,424,000	1,636
Salaries and employee benefits	$3,713,000	1,648
Premises and equipment expense	$620,000	1,801
Additional noninterest expense	$2,091,000	1,519
Pre-tax net operating income	$1,637,000	2,667
Securities gains (losses)	$535,000	254
Applicable income taxes	$429,000	1,790
Income before extraordinary items	$1,743,000	2,417
Extraordinary gains, net	$0	6
Net income	$1,743,000	2,417
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,743,000	2,417
Net charge-offs	$-39,000	4,293
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$57,000	412
Net operating income	$1,315,000	2,795
2021-03-31 (YTD Data)		Rank
Total interest income	$4,001,000	1,801
Total interest expense	$265,000	2,355
Net interest income	$3,736,000	1,734
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$377,000	2,553
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$48,000	2,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	2,348
Total noninterest expense	$3,091,000	1,680
Salaries and employee benefits	$1,845,000	1,654
Premises and equipment expense	$308,000	1,808
Additional noninterest expense	$938,000	1,614
Pre-tax net operating income	$962,000	2,420
Securities gains (losses)	$203,000	330
Applicable income taxes	$256,000	1,626
Income before extraordinary items	$909,000	2,348
Extraordinary gains, net	$0	3
Net income	$909,000	2,346
Minority interest net income	$0	55
Net income of bank and minority interests.	$909,000	2,348
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$28,000	392
Net operating income	$748,630	2,573
2020-12-31 (YTD Data)		Rank
Total interest income	$16,100,000	1,782
Total interest expense	$3,174,000	1,412
Net interest income	$12,926,000	1,850
Provision for loan and lease losses	$480,000	2,282
Total noninterest income	$1,386,000	2,512
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$233,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,153,000	2,339
Total noninterest expense	$13,186,000	1,571
Salaries and employee benefits	$8,027,000	1,512
Premises and equipment expense	$1,237,000	1,769
Additional noninterest expense	$3,922,000	1,555
Pre-tax net operating income	$646,000	4,046
Securities gains (losses)	$410,000	679
Applicable income taxes	$-24,000	4,835
Income before extraordinary items	$1,080,000	3,571
Extraordinary gains, net	$0	4
Net income	$1,080,000	3,571
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,080,000	3,571
Net charge-offs	$13,000	2,953
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$-291,000	4,959
Net operating income	$670,000	3,941
2020-09-30 (YTD Data)		Rank
Total interest income	$11,983,000	1,806
Total interest expense	$1,952,000	1,731
Net interest income	$10,031,000	1,813
Provision for loan and lease losses	$385,000	2,189
Total noninterest income	$1,096,000	2,416
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$168,000	2,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$928,000	2,219
Total noninterest expense	$9,724,000	1,571
Salaries and employee benefits	$5,933,000	1,517
Premises and equipment expense	$896,000	1,802
Additional noninterest expense	$2,895,000	1,552
Pre-tax net operating income	$1,018,000	3,433
Securities gains (losses)	$291,000	732
Applicable income taxes	$128,000	2,662
Income before extraordinary items	$1,181,000	3,136
Extraordinary gains, net	$0	4
Net income	$1,181,000	3,135
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,181,000	3,136
Net charge-offs	$14,000	2,631
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$63,000	426
Net operating income	$919,100	3,410
2020-06-30 (YTD Data)		Rank
Total interest income	$7,971,000	1,833
Total interest expense	$1,448,000	1,693
Net interest income	$6,523,000	1,836
Provision for loan and lease losses	$275,000	2,139
Total noninterest income	$705,000	2,420
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$118,000	2,591
Trading account gains and fees	NA	NA
Additional Noninterest Income	$587,000	2,218
Total noninterest expense	$6,402,000	1,579
Salaries and employee benefits	$3,944,000	1,511
Premises and equipment expense	$607,000	1,778
Additional noninterest expense	$1,851,000	1,596
Pre-tax net operating income	$551,000	3,637
Securities gains (losses)	$283,000	572
Applicable income taxes	$46,000	2,930
Income before extraordinary items	$788,000	3,123
Extraordinary gains, net	$0	4
Net income	$788,000	3,122
Minority interest net income	$0	65
Net income of bank and minority interests.	$788,000	3,123
Net charge-offs	$-3,000	3,999
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$45,000	403
Net operating income	$521,980	3,564
2020-03-31 (YTD Data)		Rank
Total interest income	$3,968,000	1,825
Total interest expense	$790,000	1,701
Net interest income	$3,178,000	1,835
Provision for loan and lease losses	$115,000	1,862
Total noninterest income	$284,000	2,592
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$77,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	2,398
Total noninterest expense	$3,181,000	1,609
Salaries and employee benefits	$1,985,000	1,512
Premises and equipment expense	$296,000	1,824
Additional noninterest expense	$900,000	1,656
Pre-tax net operating income	$166,000	3,957
Securities gains (losses)	$114,000	561
Applicable income taxes	$23,000	2,824
Income before extraordinary items	$257,000	3,456
Extraordinary gains, net	$0	4
Net income	$257,000	3,457
Minority interest net income	$0	56
Net income of bank and minority interests.	$257,000	3,457
Net charge-offs	$-19,000	4,651
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$26,000	379
Net operating income	$152,120	3,923
2019-12-31 (YTD Data)		Rank
Total interest income	$15,645,000	1,862
Total interest expense	$3,843,000	1,519
Net interest income	$11,802,000	1,948
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$1,282,000	2,499
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$359,000	2,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$923,000	2,354
Total noninterest expense	$12,543,000	1,580
Salaries and employee benefits	$7,145,000	1,602
Premises and equipment expense	$1,174,000	1,819
Additional noninterest expense	$4,224,000	1,440
Pre-tax net operating income	$441,000	4,499
Securities gains (losses)	$49,000	1,246
Applicable income taxes	$-86,000	5,085
Income before extraordinary items	$576,000	4,291
Extraordinary gains, net	$0	11
Net income	$576,000	4,293
Minority interest net income	$0	76
Net income of bank and minority interests.	$576,000	4,293
Net charge-offs	$31,000	2,913
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$12,709,000	55
Net operating income	$527,000	4,326
2019-09-30 (YTD Data)		Rank
Total interest income	$11,713,000	1,884
Total interest expense	$2,988,000	1,491
Net interest income	$8,725,000	1,998
Provision for loan and lease losses	$25,000	3,438
Total noninterest income	$922,000	2,557
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$267,000	2,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$655,000	2,392
Total noninterest expense	$9,336,000	1,598
Salaries and employee benefits	$5,347,000	1,604
Premises and equipment expense	$897,000	1,819
Additional noninterest expense	$3,092,000	1,476
Pre-tax net operating income	$286,000	4,658
Securities gains (losses)	$40,000	1,152
Applicable income taxes	$-109,000	5,191
Income before extraordinary items	$435,000	4,393
Extraordinary gains, net	$0	11
Net income	$435,000	4,392
Minority interest net income	$0	72
Net income of bank and minority interests.	$435,000	4,392
Net charge-offs	$32,000	2,481
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$12,654,000	40
Net operating income	$395,000	4,425
2019-06-30 (YTD Data)		Rank
Total interest income	$7,729,000	1,898
Total interest expense	$2,096,000	1,413
Net interest income	$5,633,000	2,051
Provision for loan and lease losses	$25,000	3,190
Total noninterest income	$594,000	2,563
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$184,000	2,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	2,448
Total noninterest expense	$5,792,000	1,713
Salaries and employee benefits	$3,475,000	1,649
Premises and equipment expense	$600,000	1,816
Additional noninterest expense	$1,717,000	1,714
Pre-tax net operating income	$410,000	4,188
Securities gains (losses)	$-10,000	4,944
Applicable income taxes	$10,000	3,606
Income before extraordinary items	$390,000	4,125
Extraordinary gains, net	$0	11
Net income	$390,000	4,123
Minority interest net income	$0	69
Net income of bank and minority interests.	$390,000	4,124
Net charge-offs	$-1,000	3,898
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$399,700	4,095
2019-03-31 (YTD Data)		Rank
Total interest income	$3,795,000	1,924
Total interest expense	$1,029,000	1,404
Net interest income	$2,766,000	2,101
Provision for loan and lease losses	$0	3,406
Total noninterest income	$280,000	2,607
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$90,000	2,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	2,457
Total noninterest expense	$2,856,000	1,735
Salaries and employee benefits	$1,707,000	1,693
Premises and equipment expense	$300,000	1,839
Additional noninterest expense	$849,000	1,724
Pre-tax net operating income	$190,000	4,255
Securities gains (losses)	$-8,000	5,069
Applicable income taxes	$4,000	3,587
Income before extraordinary items	$178,000	4,211
Extraordinary gains, net	$0	5
Net income	$178,000	4,210
Minority interest net income	$0	52
Net income of bank and minority interests.	$178,000	4,210
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$185,840	4,157
2018-12-31 (YTD Data)		Rank
Total interest income	$14,431,000	1,915
Total interest expense	$3,145,000	1,380
Net interest income	$11,286,000	2,040
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,384,000	2,434
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$416,000	2,246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$968,000	2,276
Total noninterest expense	$11,356,000	1,705
Salaries and employee benefits	$6,320,000	1,733
Premises and equipment expense	$1,239,000	1,768
Additional noninterest expense	$3,797,000	1,577
Pre-tax net operating income	$1,314,000	3,705
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$232,000	2,588
Income before extraordinary items	$1,081,000	3,805
Extraordinary gains, net	$0	6
Net income	$1,081,000	3,803
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,081,000	3,804
Net charge-offs	$-2,000	4,252
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,081,820	3,813
2018-09-30 (YTD Data)		Rank
Total interest income	$10,609,000	1,934
Total interest expense	$2,215,000	1,379
Net interest income	$8,394,000	2,057
Provision for loan and lease losses	$100,000	2,576
Total noninterest income	$996,000	2,512
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$305,000	2,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$691,000	2,362
Total noninterest expense	$8,376,000	1,725
Salaries and employee benefits	$4,680,000	1,757
Premises and equipment expense	$940,000	1,768
Additional noninterest expense	$2,756,000	1,611
Pre-tax net operating income	$914,000	3,872
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$163,000	2,694
Income before extraordinary items	$750,000	3,967
Extraordinary gains, net	$0	5
Net income	$750,000	3,966
Minority interest net income	$0	66
Net income of bank and minority interests.	$750,000	3,966
Net charge-offs	$-2,000	4,120
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$750,820	3,966
2018-06-30 (YTD Data)		Rank
Total interest income	$6,957,000	1,946
Total interest expense	$1,385,000	1,384
Net interest income	$5,572,000	2,067
Provision for loan and lease losses	$70,000	2,477
Total noninterest income	$669,000	2,503
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$214,000	2,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$455,000	2,358
Total noninterest expense	$5,593,000	1,739
Salaries and employee benefits	$3,074,000	1,789
Premises and equipment expense	$648,000	1,728
Additional noninterest expense	$1,871,000	1,597
Pre-tax net operating income	$578,000	3,950
Securities gains (losses)	$0	961
Applicable income taxes	$101,000	2,723
Income before extraordinary items	$477,000	4,009
Extraordinary gains, net	$0	6
Net income	$477,000	4,008
Minority interest net income	$0	65
Net income of bank and minority interests.	$477,000	4,008
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$477,000	4,013
2018-03-31 (YTD Data)		Rank
Total interest income	$3,417,000	1,964
Total interest expense	$628,000	1,438
Net interest income	$2,789,000	2,066
Provision for loan and lease losses	$40,000	2,256
Total noninterest income	$368,000	2,366
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$108,000	2,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	2,182
Total noninterest expense	$2,840,000	1,716
Salaries and employee benefits	$1,555,000	1,792
Premises and equipment expense	$319,000	1,776
Additional noninterest expense	$966,000	1,555
Pre-tax net operating income	$277,000	3,962
Securities gains (losses)	$0	735
Applicable income taxes	$55,000	2,621
Income before extraordinary items	$222,000	4,067
Extraordinary gains, net	$0	7
Net income	$222,000	4,067
Minority interest net income	$0	52
Net income of bank and minority interests.	$222,000	4,067
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$222,000	4,079
2017-12-31 (YTD Data)		Rank
Total interest income	$12,765,000	2,016
Total interest expense	$1,820,000	1,648
Net interest income	$10,945,000	2,074
Provision for loan and lease losses	$160,000	2,586
Total noninterest income	$1,473,000	2,428
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$381,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,092,000	2,189
Total noninterest expense	$10,823,000	1,780
Salaries and employee benefits	$6,044,000	1,813
Premises and equipment expense	$1,261,000	1,769
Additional noninterest expense	$3,518,000	1,707
Pre-tax net operating income	$1,435,000	3,587
Securities gains (losses)	$178,000	430
Applicable income taxes	$701,000	2,160
Income before extraordinary items	$912,000	3,834
Extraordinary gains, net	$0	9
Net income	$912,000	3,833
Minority interest net income	$0	76
Net income of bank and minority interests.	$912,000	3,834
Net charge-offs	$33,000	3,182
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$798,080	3,995
2017-09-30 (YTD Data)		Rank
Total interest income	$9,454,000	2,044
Total interest expense	$1,290,000	1,711
Net interest income	$8,164,000	2,093
Provision for loan and lease losses	$95,000	2,705
Total noninterest income	$1,153,000	2,385
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$274,000	2,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$879,000	2,127
Total noninterest expense	$8,214,000	1,749
Salaries and employee benefits	$4,595,000	1,799
Premises and equipment expense	$943,000	1,786
Additional noninterest expense	$2,676,000	1,671
Pre-tax net operating income	$1,008,000	3,767
Securities gains (losses)	$198,000	373
Applicable income taxes	$360,000	2,341
Income before extraordinary items	$846,000	3,775
Extraordinary gains, net	$0	9
Net income	$846,000	3,773
Minority interest net income	$0	71
Net income of bank and minority interests.	$846,000	3,775
Net charge-offs	$33,000	2,718
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$707,400	3,984
2017-06-30 (YTD Data)		Rank
Total interest income	$6,163,000	2,067
Total interest expense	$808,000	1,758
Net interest income	$5,355,000	2,105
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$675,000	2,557
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$179,000	2,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	2,342
Total noninterest expense	$5,455,000	1,762
Salaries and employee benefits	$3,031,000	1,814
Premises and equipment expense	$646,000	1,752
Additional noninterest expense	$1,778,000	1,679
Pre-tax net operating income	$545,000	4,017
Securities gains (losses)	$85,000	474
Applicable income taxes	$167,000	2,604
Income before extraordinary items	$463,000	3,985
Extraordinary gains, net	$0	11
Net income	$463,000	3,984
Minority interest net income	$0	71
Net income of bank and minority interests.	$463,000	3,985
Net charge-offs	$33,000	2,293
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$400,950	4,140
2017-03-31 (YTD Data)		Rank
Total interest income	$3,017,000	2,103
Total interest expense	$389,000	1,789
Net interest income	$2,628,000	2,133
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$276,000	2,820
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$82,000	2,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	2,614
Total noninterest expense	$2,715,000	1,788
Salaries and employee benefits	$1,533,000	1,802
Premises and equipment expense	$339,000	1,693
Additional noninterest expense	$843,000	1,760
Pre-tax net operating income	$174,000	4,497
Securities gains (losses)	$61,000	306
Applicable income taxes	$60,000	2,777
Income before extraordinary items	$175,000	4,309
Extraordinary gains, net	$0	8
Net income	$175,000	4,309
Minority interest net income	$0	55
Net income of bank and minority interests.	$175,000	4,309
Net charge-offs	$33,000	1,595
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$129,860	4,622
2016-12-31 (YTD Data)		Rank
Total interest income	$11,658,000	2,124
Total interest expense	$1,503,000	1,800
Net interest income	$10,155,000	2,156
Provision for loan and lease losses	$40,000	3,765
Total noninterest income	$1,252,000	2,714
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$380,000	2,548
Trading account gains and fees	$0	170
Additional Noninterest Income	$872,000	2,566
Total noninterest expense	$10,064,000	1,901
Salaries and employee benefits	$5,509,000	1,945
Premises and equipment expense	$1,354,000	1,670
Additional noninterest expense	$3,201,000	1,864
Pre-tax net operating income	$1,303,000	3,698
Securities gains (losses)	$128,000	1,163
Applicable income taxes	$430,000	2,378
Income before extraordinary items	$1,001,000	3,888
Extraordinary gains, net	$0	5
Net income	$1,001,000	3,886
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,001,000	3,887
Net charge-offs	$94,000	2,655
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$911,400	3,937
2016-09-30 (YTD Data)		Rank
Total interest income	$8,731,000	2,129
Total interest expense	$1,128,000	1,802
Net interest income	$7,603,000	2,151
Provision for loan and lease losses	$40,000	3,506
Total noninterest income	$981,000	2,656
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$287,000	2,543
Trading account gains and fees	$0	169
Additional Noninterest Income	$694,000	2,501
Total noninterest expense	$7,696,000	1,865
Salaries and employee benefits	$4,250,000	1,873
Premises and equipment expense	$1,043,000	1,633
Additional noninterest expense	$2,403,000	1,862
Pre-tax net operating income	$848,000	3,951
Securities gains (losses)	$128,000	1,092
Applicable income taxes	$287,000	2,533
Income before extraordinary items	$689,000	4,066
Extraordinary gains, net	$0	5
Net income	$689,000	4,065
Minority interest net income	$0	71
Net income of bank and minority interests.	$689,000	4,066
Net charge-offs	$83,000	2,219
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$598,120	4,177
2016-06-30 (YTD Data)		Rank
Total interest income	$5,799,000	2,134
Total interest expense	$761,000	1,789
Net interest income	$5,038,000	2,165
Provision for loan and lease losses	$40,000	3,094
Total noninterest income	$607,000	2,736
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$195,000	2,480
Trading account gains and fees	$0	157
Additional Noninterest Income	$412,000	2,623
Total noninterest expense	$5,149,000	1,865
Salaries and employee benefits	$2,862,000	1,864
Premises and equipment expense	$679,000	1,672
Additional noninterest expense	$1,608,000	1,862
Pre-tax net operating income	$456,000	4,290
Securities gains (losses)	$128,000	815
Applicable income taxes	$179,000	2,581
Income before extraordinary items	$405,000	4,251
Extraordinary gains, net	$0	16
Net income	$405,000	4,247
Minority interest net income	$0	71
Net income of bank and minority interests.	$405,000	4,249
Net charge-offs	$82,000	1,800
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$316,680	4,508
2016-03-31 (YTD Data)		Rank
Total interest income	$2,913,000	2,132
Total interest expense	$384,000	1,759
Net interest income	$2,529,000	2,157
Provision for loan and lease losses	$20,000	2,874
Total noninterest income	$229,000	3,149
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$96,000	2,491
Trading account gains and fees	$0	142
Additional Noninterest Income	$133,000	3,137
Total noninterest expense	$2,595,000	1,851
Salaries and employee benefits	$1,445,000	1,860
Premises and equipment expense	$337,000	1,694
Additional noninterest expense	$813,000	1,822
Pre-tax net operating income	$143,000	4,782
Securities gains (losses)	$108,000	494
Applicable income taxes	$69,000	2,751
Income before extraordinary items	$182,000	4,373
Extraordinary gains, net	$0	12
Net income	$182,000	4,370
Minority interest net income	$0	62
Net income of bank and minority interests.	$182,000	4,372
Net charge-offs	$82,000	1,124
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$103,160	4,928
2015-12-31 (YTD Data)		Rank
Total interest income	$11,443,000	2,105
Total interest expense	$1,069,000	2,311
Net interest income	$10,374,000	2,061
Provision for loan and lease losses	$-60,000	5,693
Total noninterest income	$1,427,000	2,548
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$408,000	2,480
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,019,000	2,355
Total noninterest expense	$10,343,000	1,828
Salaries and employee benefits	$5,858,000	1,778
Premises and equipment expense	$1,285,000	1,778
Additional noninterest expense	$3,200,000	1,890
Pre-tax net operating income	$1,518,000	3,477
Securities gains (losses)	$39,000	1,821
Applicable income taxes	$479,000	2,259
Income before extraordinary items	$1,078,000	3,805
Extraordinary gains, net	$0	23
Net income	$1,078,000	3,805
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,078,000	3,806
Net charge-offs	$2,000	4,318
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,051,090	3,795
2015-09-30 (YTD Data)		Rank
Total interest income	$8,576,000	2,130
Total interest expense	$712,000	2,540
Net interest income	$7,864,000	2,065
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,099,000	2,532
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$307,000	2,482
Trading account gains and fees	$0	153
Additional Noninterest Income	$792,000	2,327
Total noninterest expense	$7,840,000	1,822
Salaries and employee benefits	$4,394,000	1,782
Premises and equipment expense	$961,000	1,797
Additional noninterest expense	$2,485,000	1,827
Pre-tax net operating income	$1,123,000	3,563
Securities gains (losses)	$39,000	1,633
Applicable income taxes	$354,000	2,325
Income before extraordinary items	$808,000	3,868
Extraordinary gains, net	$0	21
Net income	$808,000	3,867
Minority interest net income	$0	78
Net income of bank and minority interests.	$808,000	3,868
Net charge-offs	$-35,000	5,502
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$780,700	3,869
2015-06-30 (YTD Data)		Rank
Total interest income	$5,692,000	2,136
Total interest expense	$428,000	2,735
Net interest income	$5,264,000	2,046
Provision for loan and lease losses	$0	4,069
Total noninterest income	$661,000	2,694
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$199,000	2,503
Trading account gains and fees	$0	157
Additional Noninterest Income	$462,000	2,501
Total noninterest expense	$5,213,000	1,826
Salaries and employee benefits	$2,834,000	1,854
Premises and equipment expense	$658,000	1,755
Additional noninterest expense	$1,721,000	1,762
Pre-tax net operating income	$712,000	3,626
Securities gains (losses)	$30,000	1,508
Applicable income taxes	$225,000	2,362
Income before extraordinary items	$517,000	3,913
Extraordinary gains, net	$0	22
Net income	$517,000	3,914
Minority interest net income	$0	75
Net income of bank and minority interests.	$517,000	3,916
Net charge-offs	$4,000	3,531
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$496,000	3,921
2015-03-31 (YTD Data)		Rank
Total interest income	$2,920,000	2,081
Total interest expense	$211,000	2,783
Net interest income	$2,709,000	1,993
Provision for loan and lease losses	$0	3,703
Total noninterest income	$225,000	3,212
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$90,000	2,678
Trading account gains and fees	$0	152
Additional Noninterest Income	$135,000	3,176
Total noninterest expense	$2,597,000	1,832
Salaries and employee benefits	$1,362,000	1,927
Premises and equipment expense	$337,000	1,739
Additional noninterest expense	$898,000	1,676
Pre-tax net operating income	$337,000	3,693
Securities gains (losses)	$0	2,027
Applicable income taxes	$99,000	2,453
Income before extraordinary items	$238,000	4,028
Extraordinary gains, net	$0	13
Net income	$238,000	4,032
Minority interest net income	$0	64
Net income of bank and minority interests.	$238,000	4,032
Net charge-offs	$4,000	2,829
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$238,000	3,952
2014-12-31 (YTD Data)		Rank
Total interest income	$11,112,000	2,173
Total interest expense	$911,000	2,761
Net interest income	$10,201,000	2,088
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,365,000	2,650
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$429,000	2,553
Trading account gains and fees	$0	180
Additional Noninterest Income	$936,000	2,410
Total noninterest expense	$10,018,000	1,882
Salaries and employee benefits	$5,700,000	1,807
Premises and equipment expense	$1,109,000	2,060
Additional noninterest expense	$3,209,000	1,924
Pre-tax net operating income	$1,548,000	3,426
Securities gains (losses)	$0	3,259
Applicable income taxes	$488,000	2,225
Income before extraordinary items	$1,060,000	3,859
Extraordinary gains, net	$0	17
Net income	$1,060,000	3,859
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,060,000	3,860
Net charge-offs	$126,000	2,951
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,060,000	3,806
2014-09-30 (YTD Data)		Rank
Total interest income	$8,294,000	2,199
Total interest expense	$672,000	2,848
Net interest income	$7,622,000	2,105
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,070,000	2,610
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$329,000	2,540
Trading account gains and fees	$0	174
Additional Noninterest Income	$741,000	2,367
Total noninterest expense	$7,500,000	1,894
Salaries and employee benefits	$4,249,000	1,825
Premises and equipment expense	$840,000	2,060
Additional noninterest expense	$2,411,000	1,910
Pre-tax net operating income	$1,192,000	3,445
Securities gains (losses)	$0	2,980
Applicable income taxes	$408,000	2,171
Income before extraordinary items	$784,000	3,945
Extraordinary gains, net	$0	15
Net income	$784,000	3,947
Minority interest net income	$0	81
Net income of bank and minority interests.	$784,000	3,948
Net charge-offs	$145,000	2,320
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$784,000	3,898
2014-06-30 (YTD Data)		Rank
Total interest income	$5,510,000	2,196
Total interest expense	$446,000	2,888
Net interest income	$5,064,000	2,094
Provision for loan and lease losses	$0	4,196
Total noninterest income	$688,000	2,631
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$223,000	2,473
Trading account gains and fees	$0	172
Additional Noninterest Income	$465,000	2,406
Total noninterest expense	$4,992,000	1,895
Salaries and employee benefits	$2,883,000	1,784
Premises and equipment expense	$543,000	2,115
Additional noninterest expense	$1,566,000	1,949
Pre-tax net operating income	$760,000	3,480
Securities gains (losses)	$0	2,580
Applicable income taxes	$261,000	2,160
Income before extraordinary items	$499,000	3,972
Extraordinary gains, net	$0	20
Net income	$499,000	3,978
Minority interest net income	$0	80
Net income of bank and minority interests.	$499,000	3,978
Net charge-offs	$186,000	1,651
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$499,000	3,913
2014-03-31 (YTD Data)		Rank
Total interest income	$2,711,000	2,224
Total interest expense	$220,000	2,949
Net interest income	$2,491,000	2,119
Provision for loan and lease losses	$0	3,817
Total noninterest income	$344,000	2,608
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$108,000	2,513
Trading account gains and fees	$0	147
Additional Noninterest Income	$236,000	2,323
Total noninterest expense	$2,502,000	1,891
Salaries and employee benefits	$1,448,000	1,787
Premises and equipment expense	$285,000	2,084
Additional noninterest expense	$769,000	1,964
Pre-tax net operating income	$333,000	3,637
Securities gains (losses)	$0	1,715
Applicable income taxes	$110,000	2,275
Income before extraordinary items	$223,000	4,063
Extraordinary gains, net	$0	16
Net income	$223,000	4,063
Minority interest net income	$0	66
Net income of bank and minority interests.	$223,000	4,065
Net charge-offs	$79,000	1,523
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$223,000	4,018
2013-12-31 (YTD Data)		Rank
Total interest income	$11,203,000	2,183
Total interest expense	$1,047,000	2,847
Net interest income	$10,156,000	2,066
Provision for loan and lease losses	$40,000	4,399
Total noninterest income	$1,403,000	2,703
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$450,000	2,582
Trading account gains and fees	$0	184
Additional Noninterest Income	$953,000	2,447
Total noninterest expense	$9,506,000	1,987
Salaries and employee benefits	$5,504,000	1,854
Premises and equipment expense	$1,039,000	2,171
Additional noninterest expense	$2,963,000	2,107
Pre-tax net operating income	$2,013,000	2,842
Securities gains (losses)	$0	3,182
Applicable income taxes	$702,000	1,811
Income before extraordinary items	$1,311,000	3,398
Extraordinary gains, net	$0	29
Net income	$1,311,000	3,399
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,311,000	3,401
Net charge-offs	$-105,000	6,533
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,311,000	3,353
2013-09-30 (YTD Data)		Rank
Total interest income	$8,463,000	2,181
Total interest expense	$798,000	2,891
Net interest income	$7,665,000	2,055
Provision for loan and lease losses	$40,000	4,137
Total noninterest income	$1,051,000	2,745
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$333,000	2,628
Trading account gains and fees	$0	180
Additional Noninterest Income	$718,000	2,478
Total noninterest expense	$7,061,000	2,010
Salaries and employee benefits	$4,058,000	1,896
Premises and equipment expense	$780,000	2,196
Additional noninterest expense	$2,223,000	2,097
Pre-tax net operating income	$1,615,000	2,797
Securities gains (losses)	$0	3,040
Applicable income taxes	$561,000	1,802
Income before extraordinary items	$1,054,000	3,320
Extraordinary gains, net	$0	25
Net income	$1,054,000	3,323
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,054,000	3,324
Net charge-offs	$-140,000	6,659
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,054,000	3,238
2013-06-30 (YTD Data)		Rank
Total interest income	$5,660,000	2,180
Total interest expense	$552,000	2,877
Net interest income	$5,108,000	2,050
Provision for loan and lease losses	$40,000	3,782
Total noninterest income	$717,000	2,724
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$221,000	2,601
Trading account gains and fees	$0	157
Additional Noninterest Income	$496,000	2,482
Total noninterest expense	$4,652,000	2,039
Salaries and employee benefits	$2,650,000	1,941
Premises and equipment expense	$529,000	2,166
Additional noninterest expense	$1,473,000	2,106
Pre-tax net operating income	$1,133,000	2,676
Securities gains (losses)	$0	2,791
Applicable income taxes	$388,000	1,775
Income before extraordinary items	$745,000	3,202
Extraordinary gains, net	$0	22
Net income	$745,000	3,204
Minority interest net income	$0	82
Net income of bank and minority interests.	$745,000	3,205
Net charge-offs	$-139,000	6,745
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$745,000	3,100
2013-03-31 (YTD Data)		Rank
Total interest income	$2,794,000	2,222
Total interest expense	$288,000	2,868
Net interest income	$2,506,000	2,100
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$377,000	2,638
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$103,000	2,736
Trading account gains and fees	$0	148
Additional Noninterest Income	$274,000	2,342
Total noninterest expense	$2,329,000	2,057
Salaries and employee benefits	$1,319,000	1,971
Premises and equipment expense	$277,000	2,107
Additional noninterest expense	$733,000	2,120
Pre-tax net operating income	$534,000	2,757
Securities gains (losses)	$0	1,966
Applicable income taxes	$183,000	1,806
Income before extraordinary items	$351,000	3,273
Extraordinary gains, net	$0	10
Net income	$351,000	3,273
Minority interest net income	$0	76
Net income of bank and minority interests.	$351,000	3,275
Net charge-offs	$-21,000	6,462
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$351,000	3,175
2012-12-31 (YTD Data)		Rank
Total interest income	$11,762,000	2,216
Total interest expense	$1,527,000	2,668
Net interest income	$10,235,000	2,099
Provision for loan and lease losses	$350,000	3,164
Total noninterest income	$1,816,000	2,339
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$453,000	2,682
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,363,000	1,967
Total noninterest expense	$9,597,000	1,998
Salaries and employee benefits	$5,358,000	1,885
Premises and equipment expense	$1,126,000	2,057
Additional noninterest expense	$3,113,000	2,084
Pre-tax net operating income	$2,104,000	2,717
Securities gains (losses)	$0	3,810
Applicable income taxes	$724,000	1,803
Income before extraordinary items	$1,380,000	3,277
Extraordinary gains, net	$0	29
Net income	$1,380,000	3,278
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,380,000	3,277
Net charge-offs	$105,000	4,384
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,380,000	3,137
2012-09-30 (YTD Data)		Rank
Total interest income	$8,929,000	2,240
Total interest expense	$1,158,000	2,759
Net interest income	$7,771,000	2,114
Provision for loan and lease losses	$260,000	3,166
Total noninterest income	$1,209,000	2,496
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$353,000	2,634
Trading account gains and fees	$0	157
Additional Noninterest Income	$856,000	2,204
Total noninterest expense	$7,144,000	2,004
Salaries and employee benefits	$4,023,000	1,870
Premises and equipment expense	$794,000	2,194
Additional noninterest expense	$2,327,000	2,100
Pre-tax net operating income	$1,576,000	2,792
Securities gains (losses)	$0	3,575
Applicable income taxes	$570,000	1,798
Income before extraordinary items	$1,006,000	3,428
Extraordinary gains, net	$0	20
Net income	$1,006,000	3,429
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,006,000	3,430
Net charge-offs	$-67,000	6,971
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,006,000	3,268
2012-06-30 (YTD Data)		Rank
Total interest income	$5,992,000	2,231
Total interest expense	$782,000	2,825
Net interest income	$5,210,000	2,102
Provision for loan and lease losses	$180,000	3,106
Total noninterest income	$796,000	2,496
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$249,000	2,491
Trading account gains and fees	$0	153
Additional Noninterest Income	$547,000	2,222
Total noninterest expense	$4,790,000	1,996
Salaries and employee benefits	$2,675,000	1,874
Premises and equipment expense	$536,000	2,152
Additional noninterest expense	$1,579,000	2,071
Pre-tax net operating income	$1,036,000	2,781
Securities gains (losses)	$0	3,178
Applicable income taxes	$363,000	1,831
Income before extraordinary items	$673,000	3,412
Extraordinary gains, net	$0	19
Net income	$673,000	3,413
Minority interest net income	$0	84
Net income of bank and minority interests.	$673,000	3,413
Net charge-offs	$-84,000	7,066
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$673,000	3,231
2012-03-31 (YTD Data)		Rank
Total interest income	$3,025,000	2,238
Total interest expense	$395,000	2,888
Net interest income	$2,630,000	2,095
Provision for loan and lease losses	$55,000	3,595
Total noninterest income	$324,000	2,821
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$122,000	2,515
Trading account gains and fees	$0	148
Additional Noninterest Income	$202,000	2,643
Total noninterest expense	$2,415,000	1,983
Salaries and employee benefits	$1,360,000	1,853
Premises and equipment expense	$266,000	2,166
Additional noninterest expense	$789,000	2,057
Pre-tax net operating income	$484,000	2,934
Securities gains (losses)	$0	2,210
Applicable income taxes	$163,000	1,938
Income before extraordinary items	$321,000	3,510
Extraordinary gains, net	$0	19
Net income	$321,000	3,513
Minority interest net income	$0	78
Net income of bank and minority interests.	$321,000	3,513
Net charge-offs	$-83,000	7,156
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$321,000	3,334
2011-12-31 (YTD Data)		Rank
Total interest income	$12,187,000	2,287
Total interest expense	$2,030,000	2,756
Net interest income	$10,157,000	2,153
Provision for loan and lease losses	$705,000	2,933
Total noninterest income	$1,406,000	2,553
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$483,000	2,646
Trading account gains and fees	$0	146
Additional Noninterest Income	$923,000	2,249
Total noninterest expense	$9,714,000	1,967
Salaries and employee benefits	$6,006,000	1,633
Premises and equipment expense	$1,827,000	1,361
Additional noninterest expense	$1,881,000	3,305
Pre-tax net operating income	$1,144,000	3,473
Securities gains (losses)	$0	3,838
Applicable income taxes	$414,000	2,217
Income before extraordinary items	$730,000	4,099
Extraordinary gains, net	$0	29
Net income	$730,000	4,104
Minority interest net income	$0	96
Net income of bank and minority interests.	$730,000	4,103
Net charge-offs	$503,000	3,157
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$730,000	3,956
2011-09-30 (YTD Data)		Rank
Total interest income	$9,168,000	2,307
Total interest expense	$1,583,000	2,750
Net interest income	$7,585,000	2,165
Provision for loan and lease losses	$510,000	2,846
Total noninterest income	$956,000	2,686
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$369,000	2,616
Trading account gains and fees	$0	145
Additional Noninterest Income	$587,000	2,457
Total noninterest expense	$7,176,000	2,005
Salaries and employee benefits	$4,509,000	1,635
Premises and equipment expense	$1,352,000	1,394
Additional noninterest expense	$1,315,000	3,468
Pre-tax net operating income	$855,000	3,591
Securities gains (losses)	$0	3,555
Applicable income taxes	$349,000	2,093
Income before extraordinary items	$506,000	4,292
Extraordinary gains, net	$0	21
Net income	$506,000	4,294
Minority interest net income	$0	87
Net income of bank and minority interests.	$506,000	4,294
Net charge-offs	$439,000	2,816
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$506,000	4,158
2011-06-30 (YTD Data)		Rank
Total interest income	$6,124,000	2,323
Total interest expense	$1,105,000	2,741
Net interest income	$5,019,000	2,185
Provision for loan and lease losses	$235,000	3,342
Total noninterest income	$681,000	2,589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$250,000	2,569
Trading account gains and fees	$0	153
Additional Noninterest Income	$431,000	2,327
Total noninterest expense	$4,788,000	2,021
Salaries and employee benefits	$3,026,000	1,633
Premises and equipment expense	$910,000	1,394
Additional noninterest expense	$852,000	3,581
Pre-tax net operating income	$677,000	3,240
Securities gains (losses)	$0	2,914
Applicable income taxes	$273,000	1,903
Income before extraordinary items	$404,000	3,961
Extraordinary gains, net	$0	15
Net income	$404,000	3,962
Minority interest net income	$0	89
Net income of bank and minority interests.	$404,000	3,963
Net charge-offs	$159,000	3,338
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$404,000	3,857
2011-03-31 (YTD Data)		Rank
Total interest income	$3,038,000	2,358
Total interest expense	$581,000	2,701
Net interest income	$2,457,000	2,227
Provision for loan and lease losses	$85,000	3,582
Total noninterest income	$376,000	2,451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	2,490
Trading account gains and fees	$0	158
Additional Noninterest Income	$248,000	2,165
Total noninterest expense	$2,461,000	1,968
Salaries and employee benefits	$1,554,000	1,606
Premises and equipment expense	$467,000	1,388
Additional noninterest expense	$440,000	3,513
Pre-tax net operating income	$287,000	3,609
Securities gains (losses)	$0	1,772
Applicable income taxes	$114,000	2,047
Income before extraordinary items	$173,000	4,215
Extraordinary gains, net	$0	9
Net income	$173,000	4,214
Minority interest net income	$0	86
Net income of bank and minority interests.	$173,000	4,215
Net charge-offs	$115,000	2,596
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$173,000	4,159
2010-12-31 (YTD Data)		Rank
Total interest income	$12,091,000	2,477
Total interest expense	$3,101,000	2,536
Net interest income	$8,990,000	2,441
Provision for loan and lease losses	$344,000	4,674
Total noninterest income	$1,627,000	2,396
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,627,000	1,615
Total noninterest expense	$9,389,000	2,051
Salaries and employee benefits	$5,616,000	1,730
Premises and equipment expense	$1,749,000	1,468
Additional noninterest expense	$2,024,000	3,223
Pre-tax net operating income	$884,000	3,595
Securities gains (losses)	$0	3,793
Applicable income taxes	$130,000	3,033
Income before extraordinary items	$754,000	3,714
Extraordinary gains, net	$0	29
Net income	$754,000	3,713
Minority interest net income	$0	111
Net income of bank and minority interests.	$754,000	3,715
Net charge-offs	$-29,000	7,531
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$754,000	3,581
2010-09-30 (YTD Data)		Rank
Total interest income	$9,064,000	2,532
Total interest expense	$2,428,000	2,536
Net interest income	$6,636,000	2,506
Provision for loan and lease losses	$134,000	5,416
Total noninterest income	$1,102,000	2,555
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,102,000	1,697
Total noninterest expense	$6,932,000	2,086
Salaries and employee benefits	$4,191,000	1,754
Premises and equipment expense	$1,273,000	1,525
Additional noninterest expense	$1,468,000	3,288
Pre-tax net operating income	$672,000	3,787
Securities gains (losses)	$0	3,651
Applicable income taxes	$267,000	2,261
Income before extraordinary items	$405,000	4,448
Extraordinary gains, net	$0	23
Net income	$405,000	4,451
Minority interest net income	$0	110
Net income of bank and minority interests.	$405,000	4,451
Net charge-offs	$-29,000	7,586
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$405,000	4,270
2010-06-30 (YTD Data)		Rank
Total interest income	$5,984,000	2,595
Total interest expense	$1,677,000	2,547
Net interest income	$4,307,000	2,569
Provision for loan and lease losses	$74,000	5,467
Total noninterest income	$768,000	2,429
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$768,000	1,566
Total noninterest expense	$4,566,000	2,120
Salaries and employee benefits	$2,740,000	1,796
Premises and equipment expense	$838,000	1,568
Additional noninterest expense	$988,000	3,236
Pre-tax net operating income	$435,000	3,855
Securities gains (losses)	$0	3,184
Applicable income taxes	$173,000	2,272
Income before extraordinary items	$262,000	4,521
Extraordinary gains, net	$0	19
Net income	$262,000	4,521
Minority interest net income	$0	105
Net income of bank and minority interests.	$262,000	4,521
Net charge-offs	$-37,000	7,664
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$262,000	4,374
2010-03-31 (YTD Data)		Rank
Total interest income	$2,976,000	2,656
Total interest expense	$857,000	2,609
Net interest income	$2,119,000	2,640
Provision for loan and lease losses	$47,000	4,915
Total noninterest income	$391,000	2,405
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$391,000	1,533
Total noninterest expense	$2,250,000	2,169
Salaries and employee benefits	$1,356,000	1,848
Premises and equipment expense	$422,000	1,603
Additional noninterest expense	$472,000	3,342
Pre-tax net operating income	$213,000	3,955
Securities gains (losses)	$0	2,284
Applicable income taxes	$85,000	2,275
Income before extraordinary items	$128,000	4,630
Extraordinary gains, net	$0	16
Net income	$128,000	4,631
Minority interest net income	$0	91
Net income of bank and minority interests.	$128,000	4,629
Net charge-offs	$11,000	4,779
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$128,000	4,521
2009-12-31 (YTD Data)		Rank
Total interest income	$12,285,000	2,681
Total interest expense	$4,321,000	2,564
Net interest income	$7,964,000	2,744
Provision for loan and lease losses	$486,000	4,583
Total noninterest income	$1,100,000	3,160
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,100,000	2,037
Total noninterest expense	$8,937,000	2,224
Salaries and employee benefits	$4,810,000	2,043
Premises and equipment expense	$1,744,000	1,543
Additional noninterest expense	$2,383,000	2,862
Pre-tax net operating income	$-359,000	5,869
Securities gains (losses)	$0	3,754
Applicable income taxes	$-15,000	6,274
Income before extraordinary items	$-344,000	5,966
Extraordinary gains, net	$0	34
Net income	$-344,000	5,964
Minority interest net income	$0	115
Net income of bank and minority interests.	$-344,000	5,964
Net charge-offs	$612,000	3,537
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-344,000	5,965
2009-09-30 (YTD Data)		Rank
Total interest income	$9,283,000	2,703
Total interest expense	$3,378,000	2,587
Net interest income	$5,905,000	2,781
Provision for loan and lease losses	$279,000	4,696
Total noninterest income	$723,000	3,470
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$723,000	2,252
Total noninterest expense	$6,570,000	2,263
Salaries and employee benefits	$3,546,000	2,092
Premises and equipment expense	$1,305,000	1,576
Additional noninterest expense	$1,719,000	2,935
Pre-tax net operating income	$-221,000	6,046
Securities gains (losses)	$0	3,497
Applicable income taxes	$-88,000	6,913
Income before extraordinary items	$-133,000	6,025
Extraordinary gains, net	$0	27
Net income	$-133,000	6,026
Minority interest net income	$0	118
Net income of bank and minority interests.	$-133,000	6,025
Net charge-offs	$454,000	3,172
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-133,000	6,000
2009-06-30 (YTD Data)		Rank
Total interest income	$6,304,000	2,692
Total interest expense	$2,371,000	2,564
Net interest income	$3,933,000	2,769
Provision for loan and lease losses	$182,000	4,457
Total noninterest income	$359,000	4,069
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$359,000	2,713
Total noninterest expense	$4,466,000	2,249
Salaries and employee benefits	$2,405,000	2,097
Premises and equipment expense	$878,000	1,585
Additional noninterest expense	$1,183,000	2,869
Pre-tax net operating income	$-356,000	6,494
Securities gains (losses)	$0	3,136
Applicable income taxes	$-141,000	7,229
Income before extraordinary items	$-215,000	6,401
Extraordinary gains, net	$0	21
Net income	$-215,000	6,400
Minority interest net income	$0	112
Net income of bank and minority interests.	$-215,000	6,400
Net charge-offs	$325,000	2,842
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-215,000	6,390
2009-03-31 (YTD Data)		Rank
Total interest income	$3,292,000	2,629
Total interest expense	$1,228,000	2,575
Net interest income	$2,064,000	2,625
Provision for loan and lease losses	$182,000	2,979
Total noninterest income	$382,000	2,582
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$382,000	1,670
Total noninterest expense	$2,100,000	2,319
Salaries and employee benefits	$1,129,000	2,255
Premises and equipment expense	$457,000	1,557
Additional noninterest expense	$514,000	2,946
Pre-tax net operating income	$164,000	4,356
Securities gains (losses)	$0	2,434
Applicable income taxes	$65,000	2,634
Income before extraordinary items	$99,000	4,980
Extraordinary gains, net	$0	15
Net income	$99,000	4,983
Minority interest net income	$0	102
Net income of bank and minority interests.	$99,000	4,982
Net charge-offs	$280,000	1,842
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$99,000	4,818
2008-12-31 (YTD Data)		Rank
Total interest income	$14,646,000	2,527
Total interest expense	$5,985,000	2,522
Net interest income	$8,661,000	2,504
Provision for loan and lease losses	$331,000	4,457
Total noninterest income	$1,425,000	2,728
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,425,000	1,659
Total noninterest expense	$8,621,000	2,217
Salaries and employee benefits	$5,207,000	1,939
Premises and equipment expense	$1,933,000	1,433
Additional noninterest expense	$1,481,000	3,651
Pre-tax net operating income	$1,134,000	3,528
Securities gains (losses)	$31,000	1,908
Applicable income taxes	$320,000	2,318
Income before extraordinary items	$845,000	3,600
Extraordinary gains, net	$0	39
Net income	$845,000	3,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	3,574
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$822,370	3,778
2008-09-30 (YTD Data)		Rank
Total interest income	$11,085,000	2,551
Total interest expense	$4,620,000	2,551
Net interest income	$6,465,000	2,548
Provision for loan and lease losses	$235,000	3,938
Total noninterest income	$1,069,000	2,774
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,069,000	1,718
Total noninterest expense	$6,483,000	2,206
Salaries and employee benefits	$3,967,000	1,949
Premises and equipment expense	$1,503,000	1,380
Additional noninterest expense	$1,013,000	3,826
Pre-tax net operating income	$816,000	4,073
Securities gains (losses)	$31,000	1,730
Applicable income taxes	$335,000	2,343
Income before extraordinary items	$512,000	4,405
Extraordinary gains, net	$0	31
Net income	$512,000	4,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,900
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$492,160	4,624
2008-06-30 (YTD Data)		Rank
Total interest income	$7,502,000	2,545
Total interest expense	$3,177,000	2,573
Net interest income	$4,325,000	2,531
Provision for loan and lease losses	$192,000	3,222
Total noninterest income	$714,000	2,806
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$714,000	1,757
Total noninterest expense	$4,308,000	2,220
Salaries and employee benefits	$2,641,000	1,974
Premises and equipment expense	$1,023,000	1,352
Additional noninterest expense	$644,000	3,956
Pre-tax net operating income	$539,000	4,249
Securities gains (losses)	$25,000	1,907
Applicable income taxes	$223,000	2,556
Income before extraordinary items	$341,000	4,785
Extraordinary gains, net	$0	21
Net income	$341,000	4,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	2,545
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$325,000	4,811
2008-03-31 (YTD Data)		Rank
Total interest income	$3,852,000	2,548
Total interest expense	$1,669,000	2,620
Net interest income	$2,183,000	2,501
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$351,000	2,830
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$351,000	1,776
Total noninterest expense	$2,156,000	2,212
Salaries and employee benefits	$1,315,000	2,003
Premises and equipment expense	$512,000	1,353
Additional noninterest expense	$329,000	3,846
Pre-tax net operating income	$288,000	4,238
Securities gains (losses)	$18,000	1,652
Applicable income taxes	$121,000	2,572
Income before extraordinary items	$185,000	4,814
Extraordinary gains, net	$0	15
Net income	$185,000	4,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,243
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$173,480	4,860
2007-12-31 (YTD Data)		Rank
Total interest income	$16,180,000	2,514
Total interest expense	$7,144,000	2,569
Net interest income	$9,036,000	2,437
Provision for loan and lease losses	$94,000	5,006
Total noninterest income	$1,445,000	2,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,445,000	1,713
Total noninterest expense	$8,458,000	2,168
Salaries and employee benefits	$5,175,000	1,946
Premises and equipment expense	$2,071,000	1,280
Additional noninterest expense	$1,212,000	4,043
Pre-tax net operating income	$1,929,000	3,385
Securities gains (losses)	$58,000	746
Applicable income taxes	$726,000	2,253
Income before extraordinary items	$1,261,000	3,832
Extraordinary gains, net	$0	39
Net income	$1,261,000	3,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	2,308
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,223,880	3,894
2007-09-30 (YTD Data)		Rank
Total interest income	$12,187,000	2,511
Total interest expense	$5,348,000	2,579
Net interest income	$6,839,000	2,443
Provision for loan and lease losses	$32,000	5,503
Total noninterest income	$1,085,000	2,758
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,085,000	1,724
Total noninterest expense	$6,166,000	2,204
Salaries and employee benefits	$3,807,000	1,978
Premises and equipment expense	$1,555,000	1,273
Additional noninterest expense	$804,000	4,349
Pre-tax net operating income	$1,726,000	3,173
Securities gains (losses)	$31,000	729
Applicable income taxes	$678,000	2,128
Income before extraordinary items	$1,079,000	3,706
Extraordinary gains, net	$0	33
Net income	$1,079,000	3,705
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,682
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,059,160	3,735
2007-06-30 (YTD Data)		Rank
Total interest income	$8,132,000	2,535
Total interest expense	$3,562,000	2,578
Net interest income	$4,570,000	2,467
Provision for loan and lease losses	$28,000	5,075
Total noninterest income	$718,000	2,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$718,000	1,744
Total noninterest expense	$3,987,000	2,290
Salaries and employee benefits	$2,471,000	2,067
Premises and equipment expense	$1,032,000	1,297
Additional noninterest expense	$484,000	4,677
Pre-tax net operating income	$1,273,000	2,994
Securities gains (losses)	$24,000	670
Applicable income taxes	$521,000	1,999
Income before extraordinary items	$776,000	3,592
Extraordinary gains, net	$0	29
Net income	$776,000	3,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,811
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$760,640	3,613
2007-03-31 (YTD Data)		Rank
Total interest income	$3,989,000	2,568
Total interest expense	$1,756,000	2,602
Net interest income	$2,233,000	2,518
Provision for loan and lease losses	$21,000	4,310
Total noninterest income	$333,000	2,910
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$333,000	1,817
Total noninterest expense	$1,989,000	2,298
Salaries and employee benefits	$1,220,000	2,106
Premises and equipment expense	$528,000	1,277
Additional noninterest expense	$241,000	4,659
Pre-tax net operating income	$556,000	3,284
Securities gains (losses)	$8,000	735
Applicable income taxes	$217,000	2,286
Income before extraordinary items	$347,000	3,853
Extraordinary gains, net	$0	22
Net income	$347,000	3,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$341,880	3,868
2006-12-31 (YTD Data)		Rank
Total interest income	$15,318,000	2,508
Total interest expense	$6,034,000	2,578
Net interest income	$9,284,000	2,445
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$1,586,000	2,611
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,586,000	1,606
Total noninterest expense	$7,861,000	2,247
Salaries and employee benefits	$4,653,000	2,100
Premises and equipment expense	$2,081,000	1,239
Additional noninterest expense	$1,127,000	4,132
Pre-tax net operating income	$2,829,000	2,885
Securities gains (losses)	$91,000	555
Applicable income taxes	$1,161,000	1,992
Income before extraordinary items	$1,759,000	3,405
Extraordinary gains, net	$0	51
Net income	$1,759,000	3,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,898
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,700,760	3,471
2006-09-30 (YTD Data)		Rank
Total interest income	$11,331,000	2,532
Total interest expense	$4,363,000	2,586
Net interest income	$6,968,000	2,464
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$1,157,000	2,659
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,157,000	1,635
Total noninterest expense	$5,849,000	2,256
Salaries and employee benefits	$3,524,000	2,081
Premises and equipment expense	$1,542,000	1,257
Additional noninterest expense	$783,000	4,337
Pre-tax net operating income	$2,141,000	2,977
Securities gains (losses)	$65,000	508
Applicable income taxes	$880,000	2,052
Income before extraordinary items	$1,326,000	3,491
Extraordinary gains, net	$0	45
Net income	$1,326,000	3,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,313
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,284,400	3,560
2006-06-30 (YTD Data)		Rank
Total interest income	$7,450,000	2,520
Total interest expense	$2,796,000	2,592
Net interest income	$4,654,000	2,461
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$762,000	2,680
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$762,000	1,647
Total noninterest expense	$3,894,000	2,269
Salaries and employee benefits	$2,352,000	2,079
Premises and equipment expense	$1,038,000	1,246
Additional noninterest expense	$504,000	4,465
Pre-tax net operating income	$1,432,000	2,970
Securities gains (losses)	$42,000	477
Applicable income taxes	$592,000	2,076
Income before extraordinary items	$882,000	3,494
Extraordinary gains, net	$0	39
Net income	$882,000	3,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,556
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$855,120	3,562
2006-03-31 (YTD Data)		Rank
Total interest income	$3,690,000	2,497
Total interest expense	$1,349,000	2,557
Net interest income	$2,341,000	2,444
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$340,000	2,846
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$340,000	1,768
Total noninterest expense	$1,949,000	2,281
Salaries and employee benefits	$1,186,000	2,074
Premises and equipment expense	$520,000	1,249
Additional noninterest expense	$243,000	4,562
Pre-tax net operating income	$687,000	3,006
Securities gains (losses)	$19,000	485
Applicable income taxes	$280,000	2,105
Income before extraordinary items	$426,000	3,522
Extraordinary gains, net	$0	21
Net income	$426,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$413,840	3,597
2005-12-31 (YTD Data)		Rank
Total interest income	$13,901,000	2,375
Total interest expense	$4,611,000	2,373
Net interest income	$9,290,000	2,383
Provision for loan and lease losses	$186,000	3,704
Total noninterest income	$1,288,000	2,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,288,000	1,858
Total noninterest expense	$7,584,000	2,204
Salaries and employee benefits	$4,360,000	2,113
Premises and equipment expense	$2,107,000	1,157
Additional noninterest expense	$1,117,000	4,081
Pre-tax net operating income	$2,808,000	2,915
Securities gains (losses)	$68,000	840
Applicable income taxes	$1,125,000	2,098
Income before extraordinary items	$1,751,000	3,438
Extraordinary gains, net	$0	46
Net income	$1,751,000	3,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,152
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,707,480	3,455
2005-09-30 (YTD Data)		Rank
Total interest income	$10,286,000	2,355
Total interest expense	$3,347,000	2,327
Net interest income	$6,939,000	2,364
Provision for loan and lease losses	$140,000	3,587
Total noninterest income	$894,000	3,158
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$894,000	1,960
Total noninterest expense	$5,540,000	2,245
Salaries and employee benefits	$3,204,000	2,133
Premises and equipment expense	$1,545,000	1,172
Additional noninterest expense	$791,000	4,211
Pre-tax net operating income	$2,153,000	2,893
Securities gains (losses)	$66,000	798
Applicable income taxes	$880,000	2,059
Income before extraordinary items	$1,339,000	3,411
Extraordinary gains, net	$0	35
Net income	$1,339,000	3,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	4,700
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,296,760	3,452
2005-06-30 (YTD Data)		Rank
Total interest income	$6,748,000	2,338
Total interest expense	$2,166,000	2,262
Net interest income	$4,582,000	2,363
Provision for loan and lease losses	$94,000	3,452
Total noninterest income	$551,000	3,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$551,000	2,047
Total noninterest expense	$3,702,000	2,219
Salaries and employee benefits	$2,133,000	2,126
Premises and equipment expense	$1,039,000	1,149
Additional noninterest expense	$530,000	4,178
Pre-tax net operating income	$1,337,000	3,006
Securities gains (losses)	$39,000	881
Applicable income taxes	$548,000	2,130
Income before extraordinary items	$828,000	3,560
Extraordinary gains, net	$0	30
Net income	$828,000	3,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,010
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$803,040	3,581
2005-03-31 (YTD Data)		Rank
Total interest income	$3,324,000	2,323
Total interest expense	$1,063,000	2,204
Net interest income	$2,261,000	2,377
Provision for loan and lease losses	$47,000	3,284
Total noninterest income	$268,000	3,313
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$268,000	2,041
Total noninterest expense	$1,876,000	2,196
Salaries and employee benefits	$1,068,000	2,136
Premises and equipment expense	$523,000	1,156
Additional noninterest expense	$285,000	3,961
Pre-tax net operating income	$606,000	3,199
Securities gains (losses)	$9,000	1,042
Applicable income taxes	$243,000	2,310
Income before extraordinary items	$372,000	3,804
Extraordinary gains, net	$0	24
Net income	$372,000	3,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$366,240	3,807
2004-12-31 (YTD Data)		Rank
Total interest income	$12,700,000	2,258
Total interest expense	$3,959,000	2,054
Net interest income	$8,741,000	2,337
Provision for loan and lease losses	$138,000	4,402
Total noninterest income	$1,238,000	3,056
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,238,000	1,865
Total noninterest expense	$6,637,000	2,405
Salaries and employee benefits	$3,861,000	2,257
Premises and equipment expense	$1,823,000	1,259
Additional noninterest expense	$953,000	4,525
Pre-tax net operating income	$3,204,000	2,445
Securities gains (losses)	$140,000	1,022
Applicable income taxes	$1,294,000	1,801
Income before extraordinary items	$2,050,000	2,847
Extraordinary gains, net	$0	34
Net income	$2,050,000	2,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,458
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,960,400	2,914
2004-09-30 (YTD Data)		Rank
Total interest income	$9,428,000	2,250
Total interest expense	$2,935,000	2,038
Net interest income	$6,493,000	2,322
Provision for loan and lease losses	$104,000	4,214
Total noninterest income	$928,000	3,087
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$928,000	1,869
Total noninterest expense	$4,913,000	2,417
Salaries and employee benefits	$2,850,000	2,267
Premises and equipment expense	$1,340,000	1,286
Additional noninterest expense	$723,000	4,409
Pre-tax net operating income	$2,404,000	2,474
Securities gains (losses)	$84,000	1,301
Applicable income taxes	$984,000	1,801
Income before extraordinary items	$1,504,000	2,950
Extraordinary gains, net	$0	26
Net income	$1,504,000	2,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,696
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,450,240	2,963
2004-06-30 (YTD Data)		Rank
Total interest income	$6,208,000	2,260
Total interest expense	$1,943,000	2,028
Net interest income	$4,265,000	2,345
Provision for loan and lease losses	$69,000	4,142
Total noninterest income	$624,000	3,088
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$624,000	1,871
Total noninterest expense	$3,242,000	2,449
Salaries and employee benefits	$1,880,000	2,305
Premises and equipment expense	$871,000	1,322
Additional noninterest expense	$491,000	4,375
Pre-tax net operating income	$1,578,000	2,479
Securities gains (losses)	$60,000	1,343
Applicable income taxes	$646,000	1,823
Income before extraordinary items	$992,000	2,956
Extraordinary gains, net	$0	21
Net income	$992,000	2,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$953,600	2,974
2004-03-31 (YTD Data)		Rank
Total interest income	$3,095,000	2,272
Total interest expense	$944,000	2,117
Net interest income	$2,151,000	2,318
Provision for loan and lease losses	$35,000	3,916
Total noninterest income	$300,000	3,111
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$300,000	1,887
Total noninterest expense	$1,677,000	2,374
Salaries and employee benefits	$980,000	2,237
Premises and equipment expense	$438,000	1,327
Additional noninterest expense	$259,000	4,194
Pre-tax net operating income	$739,000	2,596
Securities gains (losses)	$40,000	1,323
Applicable income taxes	$306,000	1,901
Income before extraordinary items	$473,000	3,068
Extraordinary gains, net	$0	16
Net income	$473,000	3,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$447,400	3,100
2003-12-31 (YTD Data)		Rank
Total interest income	$11,988,000	2,386
Total interest expense	$3,792,000	2,335
Net interest income	$8,196,000	2,382
Provision for loan and lease losses	$175,000	4,313
Total noninterest income	$1,247,000	3,218
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,247,000	2,065
Total noninterest expense	$6,135,000	2,549
Salaries and employee benefits	$3,345,000	2,512
Premises and equipment expense	$1,774,000	1,285
Additional noninterest expense	$1,016,000	4,215
Pre-tax net operating income	$3,133,000	2,414
Securities gains (losses)	$156,000	1,532
Applicable income taxes	$1,298,000	1,826
Income before extraordinary items	$1,991,000	2,882
Extraordinary gains, net	$0	54
Net income	$1,991,000	2,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-158,000	9,087
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,891,160	2,869
2003-09-30 (YTD Data)		Rank
Total interest income	$9,014,000	2,415
Total interest expense	$2,883,000	2,382
Net interest income	$6,131,000	2,394
Provision for loan and lease losses	$175,000	3,642
Total noninterest income	$979,000	3,182
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$979,000	2,081
Total noninterest expense	$4,492,000	2,616
Salaries and employee benefits	$2,425,000	2,600
Premises and equipment expense	$1,319,000	1,296
Additional noninterest expense	$748,000	4,270
Pre-tax net operating income	$2,443,000	2,434
Securities gains (losses)	$138,000	1,481
Applicable income taxes	$1,016,000	1,836
Income before extraordinary items	$1,565,000	2,876
Extraordinary gains, net	$0	40
Net income	$1,565,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-171,000	9,148
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,476,680	2,855
2003-06-30 (YTD Data)		Rank
Total interest income	$6,126,000	2,393
Total interest expense	$1,953,000	2,423
Net interest income	$4,173,000	2,327
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$681,000	3,072
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$681,000	2,010
Total noninterest expense	$3,010,000	2,591
Salaries and employee benefits	$1,631,000	2,567
Premises and equipment expense	$893,000	1,282
Additional noninterest expense	$486,000	4,338
Pre-tax net operating income	$1,694,000	2,357
Securities gains (losses)	$17,000	2,697
Applicable income taxes	$680,000	1,855
Income before extraordinary items	$1,031,000	2,908
Extraordinary gains, net	$0	30
Net income	$1,031,000	2,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,020,120	2,777
2003-03-31 (YTD Data)		Rank
Total interest income	$3,008,000	2,443
Total interest expense	$1,000,000	2,441
Net interest income	$2,008,000	2,420
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$362,000	2,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$362,000	1,861
Total noninterest expense	$1,495,000	2,595
Salaries and employee benefits	$796,000	2,636
Premises and equipment expense	$456,000	1,257
Additional noninterest expense	$243,000	4,314
Pre-tax net operating income	$800,000	2,471
Securities gains (losses)	$0	2,891
Applicable income taxes	$319,000	1,969
Income before extraordinary items	$481,000	3,036
Extraordinary gains, net	$0	21
Net income	$481,000	3,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$481,000	2,893
2002-12-31 (YTD Data)		Rank
Total interest income	$12,536,000	2,468
Total interest expense	$4,556,000	2,446
Net interest income	$7,980,000	2,403
Provision for loan and lease losses	$300,000	3,409
Total noninterest income	$1,294,000	2,923
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,294,000	1,844
Total noninterest expense	$5,502,000	2,683
Salaries and employee benefits	$3,071,000	2,567
Premises and equipment expense	$1,504,000	1,479
Additional noninterest expense	$927,000	4,439
Pre-tax net operating income	$3,472,000	2,221
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,355,000	1,796
Income before extraordinary items	$2,117,000	2,683
Extraordinary gains, net	$0	70
Net income	$2,117,000	2,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,791
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,117,000	2,589
2001-12-31 (YTD Data)		Rank
Total interest income	$12,749,000	2,667
Total interest expense	$5,958,000	2,687
Net interest income	$6,791,000	2,635
Provision for loan and lease losses	$204,000	4,083
Total noninterest income	$1,128,000	3,064
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,128,000	1,878
Total noninterest expense	$4,993,000	2,826
Salaries and employee benefits	$2,704,000	2,757
Premises and equipment expense	$1,482,000	1,455
Additional noninterest expense	$807,000	4,750
Pre-tax net operating income	$2,722,000	2,491
Securities gains (losses)	$11,000	3,540
Applicable income taxes	$904,000	2,236
Income before extraordinary items	$1,829,000	2,746
Extraordinary gains, net	$0	105
Net income	$1,829,000	2,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,821,630	2,670
2000-12-31 (YTD Data)		Rank
Total interest income	$11,344,000	3,041
Total interest expense	$5,875,000	2,840
Net interest income	$5,469,000	3,223
Provision for loan and lease losses	$215,000	3,578
Total noninterest income	$951,000	3,246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$951,000	1,922
Total noninterest expense	$4,262,000	3,158
Salaries and employee benefits	$2,251,000	3,121
Premises and equipment expense	$1,351,000	1,538
Additional noninterest expense	$660,000	5,415
Pre-tax net operating income	$1,943,000	3,406
Securities gains (losses)	$44,000	742
Applicable income taxes	$729,000	2,699
Income before extraordinary items	$1,258,000	3,737
Extraordinary gains, net	$0	38
Net income	$1,258,000	3,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,205
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,229,840	3,779
1999-12-31 (YTD Data)		Rank
Total interest income	$9,736,000	3,290
Total interest expense	$4,591,000	3,160
Net interest income	$5,145,000	3,367
Provision for loan and lease losses	$174,000	3,923
Total noninterest income	$989,000	3,113
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$989,000	1,884
Total noninterest expense	$3,905,000	3,386
Salaries and employee benefits	$2,033,000	3,393
Premises and equipment expense	$1,214,000	1,683
Additional noninterest expense	$658,000	5,481
Pre-tax net operating income	$2,055,000	3,274
Securities gains (losses)	$0	3,155
Applicable income taxes	$755,000	2,760
Income before extraordinary items	$1,300,000	3,643
Extraordinary gains, net	$0	35
Net income	$1,300,000	3,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,123
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,300,000	3,603
1998-12-31 (YTD Data)		Rank
Total interest income	$8,907,000	3,565
Total interest expense	$4,619,000	3,227
Net interest income	$4,288,000	3,894
Provision for loan and lease losses	$122,000	4,587
Total noninterest income	$860,000	3,434
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$860,000	2,063
Total noninterest expense	$3,302,000	3,796
Salaries and employee benefits	$1,639,000	3,960
Premises and equipment expense	$1,071,000	1,844
Additional noninterest expense	$592,000	5,801
Pre-tax net operating income	$1,724,000	3,763
Securities gains (losses)	$0	4,449
Applicable income taxes	$683,000	3,087
Income before extraordinary items	$1,041,000	4,364
Extraordinary gains, net	$0	32
Net income	$1,041,000	4,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,342
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,041,000	4,276
1997-12-31 (YTD Data)		Rank
Total interest income	$8,313,000	3,839
Total interest expense	$4,332,000	3,403
Net interest income	$3,981,000	4,254
Provision for loan and lease losses	$319,000	2,475
Total noninterest income	$1,004,000	3,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,004,000	1,731
Total noninterest expense	$3,148,000	3,942
Salaries and employee benefits	$1,564,000	4,097
Premises and equipment expense	$954,000	2,068
Additional noninterest expense	$630,000	5,623
Pre-tax net operating income	$1,518,000	4,454
Securities gains (losses)	$-6,000	9,765
Applicable income taxes	$411,000	4,804
Income before extraordinary items	$1,101,000	4,365
Extraordinary gains, net	$0	44
Net income	$1,101,000	4,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$295,000	1,980
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,105,380	4,273
1996-12-31 (YTD Data)		Rank
Total interest income	$7,541,000	4,256
Total interest expense	$3,833,000	3,867
Net interest income	$3,708,000	4,605
Provision for loan and lease losses	$205,000	3,345
Total noninterest income	$529,000	4,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$529,000	2,815
Total noninterest expense	$3,564,000	3,714
Salaries and employee benefits	$1,390,000	4,611
Premises and equipment expense	$911,000	2,182
Additional noninterest expense	$1,263,000	3,623
Pre-tax net operating income	$468,000	8,130
Securities gains (losses)	$0	4,148
Applicable income taxes	$64,000	9,435
Income before extraordinary items	$404,000	7,592
Extraordinary gains, net	$0	53
Net income	$404,000	7,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,188
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$404,000	7,527
1995-12-31 (YTD Data)		Rank
Total interest income	$6,871,000	4,642
Total interest expense	$3,294,000	4,381
Net interest income	$3,577,000	4,762
Provision for loan and lease losses	$179,000	3,304
Total noninterest income	$428,000	5,722
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$428,000	3,179
Total noninterest expense	$2,966,000	4,325
Salaries and employee benefits	$1,374,000	4,635
Premises and equipment expense	$747,000	2,650
Additional noninterest expense	$845,000	5,020
Pre-tax net operating income	$860,000	6,603
Securities gains (losses)	$0	3,831
Applicable income taxes	$207,000	7,304
Income before extraordinary items	$653,000	6,286
Extraordinary gains, net	$0	65
Net income	$653,000	6,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$314,000	1,889
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$653,000	6,274
1994-12-31 (YTD Data)		Rank
Total interest income	$5,741,000	5,058
Total interest expense	$2,534,000	4,589
Net interest income	$3,207,000	5,314
Provision for loan and lease losses	$887,000	1,012
Total noninterest income	$444,000	5,733
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$444,000	3,193
Total noninterest expense	$2,622,000	4,940
Salaries and employee benefits	$1,275,000	4,972
Premises and equipment expense	$725,000	2,749
Additional noninterest expense	$622,000	6,878
Pre-tax net operating income	$142,000	11,331
Securities gains (losses)	$0	3,600
Applicable income taxes	$-32,000	12,162
Income before extraordinary items	$174,000	10,575
Extraordinary gains, net	$-160,000	12,550
Net income	$14,000	11,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$635,000	1,162
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$174,000	10,609
1993-12-31 (YTD Data)		Rank
Total interest income	$5,818,000	5,092
Total interest expense	$2,570,000	4,694
Net interest income	$3,248,000	5,275
Provision for loan and lease losses	$679,000	1,701
Total noninterest income	$352,000	6,990
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$352,000	4,097
Total noninterest expense	$2,519,000	5,246
Salaries and employee benefits	$1,110,000	5,597
Premises and equipment expense	$729,000	2,772
Additional noninterest expense	$680,000	6,705
Pre-tax net operating income	$402,000	9,396
Securities gains (losses)	$0	7,477
Applicable income taxes	$257,000	6,681
Income before extraordinary items	$145,000	11,267
Extraordinary gains, net	$348,000	626
Net income	$493,000	7,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$352,000	2,235
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$145,000	11,063
1992-12-31 (YTD Data)		Rank
Total interest income	$6,518,000	5,127
Total interest expense	$3,341,000	4,719
Net interest income	$3,177,000	5,443
Provision for loan and lease losses	$244,000	4,650
Total noninterest income	$434,000	6,220
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$434,000	3,517
Total noninterest expense	$2,679,000	4,989
Salaries and employee benefits	$1,089,000	5,623
Premises and equipment expense	$796,000	2,612
Additional noninterest expense	$794,000	6,105
Pre-tax net operating income	$688,000	7,168
Securities gains (losses)	$374,000	1,338
Applicable income taxes	$366,000	5,142
Income before extraordinary items	$696,000	5,953
Extraordinary gains, net	$0	1,422
Net income	$696,000	6,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$449,160	7,389

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.