Home > First Savings Bank > Net charge- offs to loans

First Savings Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0053%2,522
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,113
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate1,493.0000%7
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net540,172.0000%10
Percentage Net Loans Charged-off: Commercial and industrial1.2823%254
Percentage Net Loans Charged-off: Loans to individuals110,884.0000%6
Percentage Net Loans Charged-off: Credit card loans439.0000%6
Percentage Net Loans Charged-off: Other loans to individual0.0194%2,610
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE24.5389%17
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2218%16
Percentage Net Loans Charged-off: Total real estate loans0.0123%609
Percentage Net Loans Charged-off:Construction & development0.0029%155
Percentage Net Loans Charged-off: Commercial real estate0.0099%360
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0518%216
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0531%209
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals26.0524%13
Percentage Net Loans Charged-off: Credit card loans27.5016%10
Percentage Net Loans Charged-off: Other loans to individual0.2346%1,568
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2548%15
Percentage Net Loans Charged-off: Total real estate loans0.0155%435
Percentage Net Loans Charged-off:Construction & development0.0043%112
Percentage Net Loans Charged-off: Commercial real estate0.0154%257
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0508%183
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0520%172
Percentage Net Loans Charged-off: Commercial and industrial-0.0058%3,652
Percentage Net Loans Charged-off: Loans to individuals25.9874%12
Percentage Net Loans Charged-off: Credit card loans27.4181%8
Percentage Net Loans Charged-off: Other loans to individual0.1952%1,573
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5883%15
Percentage Net Loans Charged-off: Total real estate loans0.0133%335
Percentage Net Loans Charged-off:Construction & development0.0084%51
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.1022%98
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.1046%93
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals27.6053%12
Percentage Net Loans Charged-off: Credit card loans29.1417%12
Percentage Net Loans Charged-off: Other loans to individual0.2823%1,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9664%13
Percentage Net Loans Charged-off: Total real estate loans0.0080%775
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0017%3,927
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0781%229
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0798%227
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals20.1140%17
Percentage Net Loans Charged-off: Credit card loans21.2556%12
Percentage Net Loans Charged-off: Other loans to individual0.1174%1,967
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5173%13
Percentage Net Loans Charged-off: Total real estate loans0.0121%562
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,914
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.1076%156
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.1101%160
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals17.9995%19
Percentage Net Loans Charged-off: Credit card loans19.0311%12
Percentage Net Loans Charged-off: Other loans to individual0.1334%1,699
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3100%14
Percentage Net Loans Charged-off: Total real estate loans0.0190%422
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.1664%113
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.1699%112
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals17.0076%20
Percentage Net Loans Charged-off: Credit card loans17.9797%12
Percentage Net Loans Charged-off: Other loans to individual0.1038%1,684
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2804%18
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0527%498
Percentage Net Loans Charged-off: Loans to individuals16.9727%23
Percentage Net Loans Charged-off: Credit card loans17.9382%15
Percentage Net Loans Charged-off: Other loans to individual0.1285%1,395
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1373%19
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,370
Percentage Net Loans Charged-off:Construction & development-0.0263%4,105
Percentage Net Loans Charged-off: Commercial real estate0.0087%649
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0279%4,048
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0283%4,083
Percentage Net Loans Charged-off: Commercial and industrial0.0029%1,484
Percentage Net Loans Charged-off: Loans to individuals11.4356%23
Percentage Net Loans Charged-off: Credit card loans12.1267%15
Percentage Net Loans Charged-off: Other loans to individual0.1147%1,802
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9932%24
Percentage Net Loans Charged-off: Total real estate loans0.0007%1,191
Percentage Net Loans Charged-off:Construction & development-0.0353%4,193
Percentage Net Loans Charged-off: Commercial real estate0.0121%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0319%4,172
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0323%4,206
Percentage Net Loans Charged-off: Commercial and industrial0.0035%1,250
Percentage Net Loans Charged-off: Loans to individuals10.8134%24
Percentage Net Loans Charged-off: Credit card loans11.4879%18
Percentage Net Loans Charged-off: Other loans to individual0.0617%1,877
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1435%32
Percentage Net Loans Charged-off: Total real estate loans0.0102%850
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0258%411
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0417%4,322
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0421%4,338
Percentage Net Loans Charged-off: Commercial and industrial0.0048%1,074
Percentage Net Loans Charged-off: Loans to individuals11.6967%23
Percentage Net Loans Charged-off: Credit card loans12.4349%15
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4204%30
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,483
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0119%4,018
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0120%4,055
Percentage Net Loans Charged-off: Commercial and industrial0.0096%776
Percentage Net Loans Charged-off: Loans to individuals13.0333%19
Percentage Net Loans Charged-off: Credit card loans13.8507%11
Percentage Net Loans Charged-off: Other loans to individual0.0477%1,476
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0483%28
Percentage Net Loans Charged-off: Total real estate loans0.0162%1,475
Percentage Net Loans Charged-off:Construction & development0.0251%276
Percentage Net Loans Charged-off: Commercial real estate0.0369%773
Percentage Net Loans Charged-off: Multi-family residential-0.0709%4,047
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%3,706
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0014%3,753
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals16.2639%17
Percentage Net Loans Charged-off: Credit card loans17.1951%15
Percentage Net Loans Charged-off: Other loans to individual0.1615%2,101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3752%24
Percentage Net Loans Charged-off: Total real estate loans0.0305%1,024
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0538%535
Percentage Net Loans Charged-off: Multi-family residential-0.0243%4,033
Percentage Net Loans Charged-off: 1-4 family residential0.0036%1,258
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0036%1,178
Percentage Net Loans Charged-off: Commercial and industrial0.0019%1,831
Percentage Net Loans Charged-off: Loans to individuals18.1175%11
Percentage Net Loans Charged-off: Credit card loans19.1490%13
Percentage Net Loans Charged-off: Other loans to individual0.1471%2,045
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1050%23
Percentage Net Loans Charged-off: Total real estate loans0.0491%723
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0808%385
Percentage Net Loans Charged-off: Multi-family residential-0.0244%4,046
Percentage Net Loans Charged-off: 1-4 family residential0.0159%933
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0161%873
Percentage Net Loans Charged-off: Commercial and industrial0.0038%1,565
Percentage Net Loans Charged-off: Loans to individuals21.2663%9
Percentage Net Loans Charged-off: Credit card loans22.4620%12
Percentage Net Loans Charged-off: Other loans to individual0.1667%1,937
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.0314%22
Percentage Net Loans Charged-off: Total real estate loans0.0911%411
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.1440%212
Percentage Net Loans Charged-off: Multi-family residential-0.0253%4,082
Percentage Net Loans Charged-off: 1-4 family residential0.0323%624
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0327%574
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals23.7192%9
Percentage Net Loans Charged-off: Credit card loans25.0025%14
Percentage Net Loans Charged-off: Other loans to individual0.3324%1,444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4015%17
Percentage Net Loans Charged-off: Total real estate loans-0.0041%4,033
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,247
Percentage Net Loans Charged-off: Multi-family residential-0.0289%4,143
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%4,069
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0043%4,091
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals21.1933%14
Percentage Net Loans Charged-off: Credit card loans22.3639%14
Percentage Net Loans Charged-off: Other loans to individual0.2987%1,971
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3215%23
Percentage Net Loans Charged-off: Total real estate loans-0.0035%3,968
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,304
Percentage Net Loans Charged-off: Multi-family residential-0.0271%4,195
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,603
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals20.9336%13
Percentage Net Loans Charged-off: Credit card loans22.0953%13
Percentage Net Loans Charged-off: Other loans to individual0.2885%1,877
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5379%21
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,837
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,370
Percentage Net Loans Charged-off: Multi-family residential-0.0204%4,216
Percentage Net Loans Charged-off: 1-4 family residential0.0057%1,254
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0058%1,172
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals22.0114%11
Percentage Net Loans Charged-off: Credit card loans23.2109%10
Percentage Net Loans Charged-off: Other loans to individual0.4447%1,360
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.8373%19
Percentage Net Loans Charged-off: Total real estate loans-0.0036%4,083
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,550
Percentage Net Loans Charged-off: Multi-family residential-0.0080%4,238
Percentage Net Loans Charged-off: 1-4 family residential-0.0117%4,389
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0118%4,416
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals23.1593%10
Percentage Net Loans Charged-off: Credit card loans24.3863%14
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1831%14
Percentage Net Loans Charged-off: Total real estate loans0.2844%247
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.4762%217
Percentage Net Loans Charged-off: Multi-family residential-0.0200%4,270
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%4,460
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0126%4,502
Percentage Net Loans Charged-off: Commercial and industrial1.1992%417
Percentage Net Loans Charged-off: Loans to individuals22.6736%14
Percentage Net Loans Charged-off: Credit card loans23.8967%14
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2768%17
Percentage Net Loans Charged-off: Total real estate loans0.4228%128
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.7046%117
Percentage Net Loans Charged-off: Multi-family residential-0.0275%4,319
Percentage Net Loans Charged-off: 1-4 family residential-0.0127%4,455
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0128%4,499
Percentage Net Loans Charged-off: Commercial and industrial0.5704%638
Percentage Net Loans Charged-off: Loans to individuals22.5601%11
Percentage Net Loans Charged-off: Credit card loans23.7889%16
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.8283%15
Percentage Net Loans Charged-off: Total real estate loans0.6487%61
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate1.0740%61
Percentage Net Loans Charged-off: Multi-family residential-0.0236%4,352
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%4,401
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0098%4,464
Percentage Net Loans Charged-off: Commercial and industrial0.7647%468
Percentage Net Loans Charged-off: Loans to individuals24.0823%9
Percentage Net Loans Charged-off: Credit card loans25.4147%14
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8155%10
Percentage Net Loans Charged-off: Total real estate loans1.2983%24
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate2.1457%30
Percentage Net Loans Charged-off: Multi-family residential-0.0192%4,394
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.1069%828
Percentage Net Loans Charged-off: Loans to individuals26.0365%15
Percentage Net Loans Charged-off: Credit card loans27.4350%13
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5179%12
Percentage Net Loans Charged-off: Total real estate loans0.0121%2,280
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0081%1,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0486%1,556
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0494%1,479
Percentage Net Loans Charged-off: Commercial and industrial-0.0552%4,625
Percentage Net Loans Charged-off: Loans to individuals23.7045%13
Percentage Net Loans Charged-off: Credit card loans24.8653%10
Percentage Net Loans Charged-off: Other loans to individual-0.1757%5,153
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5122%12
Percentage Net Loans Charged-off: Total real estate loans0.0186%1,830
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0110%939
Percentage Net Loans Charged-off: Multi-family residential0.0137%116
Percentage Net Loans Charged-off: 1-4 family residential0.0715%1,163
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0728%1,127
Percentage Net Loans Charged-off: Commercial and industrial-0.0650%4,658
Percentage Net Loans Charged-off: Loans to individuals23.6065%14
Percentage Net Loans Charged-off: Credit card loans24.7368%17
Percentage Net Loans Charged-off: Other loans to individual-0.0482%4,833
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.8271%15
Percentage Net Loans Charged-off: Total real estate loans0.0194%1,591
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,618
Percentage Net Loans Charged-off: Multi-family residential0.0253%80
Percentage Net Loans Charged-off: 1-4 family residential0.1160%816
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1181%793
Percentage Net Loans Charged-off: Commercial and industrial-0.0707%4,674
Percentage Net Loans Charged-off: Loans to individuals24.9136%12
Percentage Net Loans Charged-off: Credit card loans26.1051%13
Percentage Net Loans Charged-off: Other loans to individual-0.0732%4,856
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.4340%11
Percentage Net Loans Charged-off: Total real estate loans0.0436%989
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0589%47
Percentage Net Loans Charged-off: 1-4 family residential0.2509%406
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.2551%399
Percentage Net Loans Charged-off: Commercial and industrial-0.1174%4,932
Percentage Net Loans Charged-off: Loans to individuals27.2088%16
Percentage Net Loans Charged-off: Credit card loans28.5030%10
Percentage Net Loans Charged-off: Other loans to individual-0.0736%4,802
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5824%14
Percentage Net Loans Charged-off: Total real estate loans-0.0201%5,015
Percentage Net Loans Charged-off:Construction & development-0.2520%5,103
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,696
Percentage Net Loans Charged-off: Multi-family residential-0.0056%4,550
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%4,867
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.0063%4,898
Percentage Net Loans Charged-off: Commercial and industrial-0.1632%5,182
Percentage Net Loans Charged-off: Loans to individuals20.0262%17
Percentage Net Loans Charged-off: Credit card loans21.0627%16
Percentage Net Loans Charged-off: Other loans to individual0.0371%3,450
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3117%18
Percentage Net Loans Charged-off: Total real estate loans-0.0256%5,075
Percentage Net Loans Charged-off:Construction & development-0.3660%5,223
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,692
Percentage Net Loans Charged-off: Multi-family residential-0.0038%4,581
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%4,693
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0028%4,730
Percentage Net Loans Charged-off: Commercial and industrial-0.1583%5,178
Percentage Net Loans Charged-off: Loans to individuals19.1325%17
Percentage Net Loans Charged-off: Credit card loans20.1516%17
Percentage Net Loans Charged-off: Other loans to individual0.0743%2,914
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3128%28
Percentage Net Loans Charged-off: Total real estate loans-0.0386%5,261
Percentage Net Loans Charged-off:Construction & development-0.6030%5,332
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,798
Percentage Net Loans Charged-off: Multi-family residential-0.0059%4,622
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0275%4,480
Percentage Net Loans Charged-off: Loans to individuals19.3990%19
Percentage Net Loans Charged-off: Credit card loans20.4398%17
Percentage Net Loans Charged-off: Other loans to individual0.1522%2,317
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4707%19
Percentage Net Loans Charged-off: Total real estate loans-0.0767%5,581
Percentage Net Loans Charged-off:Construction & development-1.3041%5,455
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential-0.0118%4,670
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial-0.0269%4,525
Percentage Net Loans Charged-off: Loans to individuals20.4547%21
Percentage Net Loans Charged-off: Credit card loans21.5564%17
Percentage Net Loans Charged-off: Other loans to individual0.3843%1,437
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0718%16
Percentage Net Loans Charged-off: Total real estate loans0.6261%207
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate1.0196%195
Percentage Net Loans Charged-off: Multi-family residential-0.0232%4,741
Percentage Net Loans Charged-off: 1-4 family residential-0.0947%5,773
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0959%5,775
Percentage Net Loans Charged-off: Commercial and industrial1.0369%575
Percentage Net Loans Charged-off: Loans to individuals17.2202%12
Percentage Net Loans Charged-off: Credit card loans18.2759%15
Percentage Net Loans Charged-off: Other loans to individual-0.0402%5,151
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9751%19
Percentage Net Loans Charged-off: Total real estate loans0.8722%125
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate1.3836%125
Percentage Net Loans Charged-off: Multi-family residential-0.0277%4,790
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,781
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0000%2,664
Percentage Net Loans Charged-off: Commercial and industrial0.0324%1,913
Percentage Net Loans Charged-off: Loans to individuals16.3844%16
Percentage Net Loans Charged-off: Credit card loans17.3980%16
Percentage Net Loans Charged-off: Other loans to individual0.3255%1,839
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3683%17
Percentage Net Loans Charged-off: Total real estate loans1.3374%74
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate2.1261%80
Percentage Net Loans Charged-off: Multi-family residential-0.0254%4,829
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.0744%1,468
Percentage Net Loans Charged-off: Loans to individuals16.9359%15
Percentage Net Loans Charged-off: Credit card loans18.0296%15
Percentage Net Loans Charged-off: Other loans to individual-0.0417%4,986
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7225%33
Percentage Net Loans Charged-off: Total real estate loans-0.0014%4,634
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential-0.0176%4,874
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.0514%4,871
Percentage Net Loans Charged-off: Loans to individuals18.6966%12
Percentage Net Loans Charged-off: Credit card loans19.8891%16
Percentage Net Loans Charged-off: Other loans to individual-0.0869%5,112
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0131%33
Percentage Net Loans Charged-off: Total real estate loans0.0475%3,041
Percentage Net Loans Charged-off:Construction & development0.1348%884
Percentage Net Loans Charged-off: Commercial real estate0.0040%2,161
Percentage Net Loans Charged-off: Multi-family residential0.4078%227
Percentage Net Loans Charged-off: 1-4 family residential0.0028%3,565
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0028%3,414
Percentage Net Loans Charged-off: Commercial and industrial0.0749%2,312
Percentage Net Loans Charged-off: Loans to individuals16.3887%19
Percentage Net Loans Charged-off: Credit card loans17.6605%16
Percentage Net Loans Charged-off: Other loans to individual-0.2069%5,833
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8392%43
Percentage Net Loans Charged-off: Total real estate loans0.0645%2,519
Percentage Net Loans Charged-off:Construction & development0.1737%733
Percentage Net Loans Charged-off: Commercial real estate0.0061%1,813
Percentage Net Loans Charged-off: Multi-family residential0.5539%181
Percentage Net Loans Charged-off: 1-4 family residential0.0038%3,207
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0039%3,064
Percentage Net Loans Charged-off: Commercial and industrial0.1072%1,836
Percentage Net Loans Charged-off: Loans to individuals15.7970%18
Percentage Net Loans Charged-off: Credit card loans17.0933%18
Percentage Net Loans Charged-off: Other loans to individual-0.1631%5,706
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9013%58
Percentage Net Loans Charged-off: Total real estate loans0.0942%2,096
Percentage Net Loans Charged-off:Construction & development0.2508%603
Percentage Net Loans Charged-off: Commercial real estate0.0023%1,545
Percentage Net Loans Charged-off: Multi-family residential0.8560%127
Percentage Net Loans Charged-off: 1-4 family residential0.0119%2,797
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0120%2,650
Percentage Net Loans Charged-off: Commercial and industrial0.1998%1,390
Percentage Net Loans Charged-off: Loans to individuals16.3401%23
Percentage Net Loans Charged-off: Credit card loans17.7715%13
Percentage Net Loans Charged-off: Other loans to individual-0.1595%5,644
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1978%58
Percentage Net Loans Charged-off: Total real estate loans0.2063%1,159
Percentage Net Loans Charged-off:Construction & development0.6103%347
Percentage Net Loans Charged-off: Commercial real estate0.0092%1,015
Percentage Net Loans Charged-off: Multi-family residential1.7517%64
Percentage Net Loans Charged-off: 1-4 family residential0.0238%2,022
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0241%1,898
Percentage Net Loans Charged-off: Commercial and industrial0.5748%644
Percentage Net Loans Charged-off: Loans to individuals17.7294%24
Percentage Net Loans Charged-off: Credit card loans19.4401%18
Percentage Net Loans Charged-off: Other loans to individual-0.1497%5,525
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0757%78
Percentage Net Loans Charged-off: Total real estate loans0.0423%3,825
Percentage Net Loans Charged-off:Construction & development-0.2787%5,753
Percentage Net Loans Charged-off: Commercial real estate-0.0337%6,122
Percentage Net Loans Charged-off: Multi-family residential1.0347%277
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%6,002
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0038%5,995
Percentage Net Loans Charged-off: Commercial and industrial-0.6949%6,288
Percentage Net Loans Charged-off: Loans to individuals17.9721%22
Percentage Net Loans Charged-off: Credit card loans19.9922%13
Percentage Net Loans Charged-off: Other loans to individual0.6117%1,664
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0324%74
Percentage Net Loans Charged-off: Total real estate loans0.0514%3,437
Percentage Net Loans Charged-off:Construction & development-0.3908%5,872
Percentage Net Loans Charged-off: Commercial real estate-0.0630%6,298
Percentage Net Loans Charged-off: Multi-family residential1.4265%205
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial-0.9098%6,403
Percentage Net Loans Charged-off: Loans to individuals17.7551%22
Percentage Net Loans Charged-off: Credit card loans19.8348%11
Percentage Net Loans Charged-off: Other loans to individual0.7170%1,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3372%87
Percentage Net Loans Charged-off: Total real estate loans0.0960%2,770
Percentage Net Loans Charged-off:Construction & development0.0521%1,211
Percentage Net Loans Charged-off: Commercial real estate-0.0915%6,441
Percentage Net Loans Charged-off: Multi-family residential1.6562%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial0.4213%1,368
Percentage Net Loans Charged-off: Loans to individuals19.0657%22
Percentage Net Loans Charged-off: Credit card loans21.3801%14
Percentage Net Loans Charged-off: Other loans to individual1.1620%780
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5349%86
Percentage Net Loans Charged-off: Total real estate loans0.0056%3,013
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0112%1,394
Percentage Net Loans Charged-off: Multi-family residential-0.0206%5,286
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.8544%744
Percentage Net Loans Charged-off: Loans to individuals20.5925%20
Percentage Net Loans Charged-off: Credit card loans22.9843%16
Percentage Net Loans Charged-off: Other loans to individual2.5694%349
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6793%219
Percentage Net Loans Charged-off: Total real estate loans-0.0836%6,814
Percentage Net Loans Charged-off:Construction & development0.3861%1,891
Percentage Net Loans Charged-off: Commercial real estate-0.1708%6,759
Percentage Net Loans Charged-off: Multi-family residential-0.0288%5,463
Percentage Net Loans Charged-off: 1-4 family residential-0.0302%6,644
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net-0.0310%6,613
Percentage Net Loans Charged-off: Commercial and industrial-2.3590%6,754
Percentage Net Loans Charged-off: Loans to individuals19.5086%38
Percentage Net Loans Charged-off: Credit card loans23.0493%22
Percentage Net Loans Charged-off: Other loans to individual0.3965%2,522
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4916%250
Percentage Net Loans Charged-off: Total real estate loans0.0197%4,652
Percentage Net Loans Charged-off:Construction & development0.5019%1,656
Percentage Net Loans Charged-off: Commercial real estate-0.0283%6,583
Percentage Net Loans Charged-off: Multi-family residential-0.0316%5,501
Percentage Net Loans Charged-off: 1-4 family residential-0.0405%6,724
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.0417%6,699
Percentage Net Loans Charged-off: Commercial and industrial-3.0099%6,858
Percentage Net Loans Charged-off: Loans to individuals18.7230%39
Percentage Net Loans Charged-off: Credit card loans22.4109%23
Percentage Net Loans Charged-off: Other loans to individual0.3424%2,445
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3166%319
Percentage Net Loans Charged-off: Total real estate loans0.0393%4,107
Percentage Net Loans Charged-off:Construction & development0.7340%1,389
Percentage Net Loans Charged-off: Commercial real estate-0.0369%6,665
Percentage Net Loans Charged-off: Multi-family residential-0.0232%5,502
Percentage Net Loans Charged-off: 1-4 family residential-0.0260%6,653
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0268%6,611
Percentage Net Loans Charged-off: Commercial and industrial-4.3261%6,917
Percentage Net Loans Charged-off: Loans to individuals18.8369%43
Percentage Net Loans Charged-off: Credit card loans22.7798%22
Percentage Net Loans Charged-off: Other loans to individual0.5870%1,721
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7667%277
Percentage Net Loans Charged-off: Total real estate loans0.1332%2,812
Percentage Net Loans Charged-off:Construction & development1.4522%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential-0.0453%5,567
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.1442%6,138
Percentage Net Loans Charged-off: Loans to individuals19.9742%49
Percentage Net Loans Charged-off: Credit card loans24.7570%18
Percentage Net Loans Charged-off: Other loans to individual-0.1615%5,966
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0540%663
Percentage Net Loans Charged-off: Total real estate loans0.1234%4,446
Percentage Net Loans Charged-off:Construction & development1.9222%1,725
Percentage Net Loans Charged-off: Commercial real estate-0.1862%7,048
Percentage Net Loans Charged-off: Multi-family residential-0.0186%5,624
Percentage Net Loans Charged-off: 1-4 family residential0.2271%3,288
Percentage Net Loans Charged-off: Home equity loans-0.2464%5,355
All other 1-4 family - Percent of loans charged-off, net0.2432%3,110
Percentage Net Loans Charged-off: Commercial and industrial0.5560%2,653
Percentage Net Loans Charged-off: Loans to individuals17.3792%50
Percentage Net Loans Charged-off: Credit card loans22.7979%20
Percentage Net Loans Charged-off: Other loans to individual1.7101%813
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9586%653
Percentage Net Loans Charged-off: Total real estate loans0.3459%2,939
Percentage Net Loans Charged-off:Construction & development2.6764%1,339
Percentage Net Loans Charged-off: Commercial real estate0.0428%2,923
Percentage Net Loans Charged-off: Multi-family residential-0.0099%5,628
Percentage Net Loans Charged-off: 1-4 family residential0.0162%4,375
Percentage Net Loans Charged-off: Home equity loans-0.3187%5,387
All other 1-4 family - Percent of loans charged-off, net0.0280%4,105
Percentage Net Loans Charged-off: Commercial and industrial0.8106%1,987
Percentage Net Loans Charged-off: Loans to individuals15.6367%64
Percentage Net Loans Charged-off: Credit card loans20.6828%23
Percentage Net Loans Charged-off: Other loans to individual2.3435%531
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8442%744
Percentage Net Loans Charged-off: Total real estate loans0.2925%2,926
Percentage Net Loans Charged-off:Construction & development2.1907%1,327
Percentage Net Loans Charged-off: Commercial real estate0.1740%2,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.8002%7,348
Percentage Net Loans Charged-off: Home equity loans-0.4724%5,428
All other 1-4 family - Percent of loans charged-off, net-0.8119%7,337
Percentage Net Loans Charged-off: Commercial and industrial1.3505%1,347
Percentage Net Loans Charged-off: Loans to individuals15.2014%64
Percentage Net Loans Charged-off: Credit card loans20.7211%30
Percentage Net Loans Charged-off: Other loans to individual1.7432%678
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7230%765
Percentage Net Loans Charged-off: Total real estate loans-0.0304%7,006
Percentage Net Loans Charged-off:Construction & development0.7304%1,290
Percentage Net Loans Charged-off: Commercial real estate0.0804%1,713
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-1.6020%7,417
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-1.6611%7,403
Percentage Net Loans Charged-off: Commercial and industrial0.4891%1,644
Percentage Net Loans Charged-off: Loans to individuals18.1305%63
Percentage Net Loans Charged-off: Credit card loans24.3351%35
Percentage Net Loans Charged-off: Other loans to individual3.5116%306
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5341%401
Percentage Net Loans Charged-off: Total real estate loans1.4037%1,386
Percentage Net Loans Charged-off:Construction & development1.4227%2,309
Percentage Net Loans Charged-off: Commercial real estate1.4978%885
Percentage Net Loans Charged-off: Multi-family residential1.0057%697
Percentage Net Loans Charged-off: 1-4 family residential1.2980%1,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net1.3426%1,052
Percentage Net Loans Charged-off: Commercial and industrial0.2083%4,010
Percentage Net Loans Charged-off: Loans to individuals25.0948%50
Percentage Net Loans Charged-off: Credit card loans35.5431%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4944%387
Percentage Net Loans Charged-off: Total real estate loans1.1684%1,553
Percentage Net Loans Charged-off:Construction & development2.6414%1,679
Percentage Net Loans Charged-off: Commercial real estate1.2283%956
Percentage Net Loans Charged-off: Multi-family residential-0.3217%5,961
Percentage Net Loans Charged-off: 1-4 family residential1.0168%1,234
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net1.0510%1,194
Percentage Net Loans Charged-off: Commercial and industrial0.4441%3,027
Percentage Net Loans Charged-off: Loans to individuals26.3029%38
Percentage Net Loans Charged-off: Credit card loans37.3047%18
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1274%307
Percentage Net Loans Charged-off: Total real estate loans1.4836%1,136
Percentage Net Loans Charged-off:Construction & development3.9382%1,186
Percentage Net Loans Charged-off: Commercial real estate1.5728%687
Percentage Net Loans Charged-off: Multi-family residential-0.4771%5,955
Percentage Net Loans Charged-off: 1-4 family residential0.6594%1,599
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.6809%1,497
Percentage Net Loans Charged-off: Commercial and industrial0.6999%2,356
Percentage Net Loans Charged-off: Loans to individuals29.5744%36
Percentage Net Loans Charged-off: Credit card loans41.6447%17
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2373%224
Percentage Net Loans Charged-off: Total real estate loans2.3845%620
Percentage Net Loans Charged-off:Construction & development6.3368%657
Percentage Net Loans Charged-off: Commercial real estate2.1584%430
Percentage Net Loans Charged-off: Multi-family residential0.8006%317
Percentage Net Loans Charged-off: 1-4 family residential1.3010%837
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.3414%801
Percentage Net Loans Charged-off: Commercial and industrial-0.2650%7,110
Percentage Net Loans Charged-off: Loans to individuals34.1130%34
Percentage Net Loans Charged-off: Credit card loans47.7894%16
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.7280%190
Percentage Net Loans Charged-off: Total real estate loans1.4367%1,424
Percentage Net Loans Charged-off:Construction & development3.9964%1,465
Percentage Net Loans Charged-off: Commercial real estate1.1832%977
Percentage Net Loans Charged-off: Multi-family residential0.5340%672
Percentage Net Loans Charged-off: 1-4 family residential0.4391%2,247
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4527%2,114
Percentage Net Loans Charged-off: Commercial and industrial1.7798%2,055
Percentage Net Loans Charged-off: Loans to individuals42.7966%25
Percentage Net Loans Charged-off: Credit card loans58.0875%14
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.1766%137
Percentage Net Loans Charged-off: Total real estate loans1.7144%984
Percentage Net Loans Charged-off:Construction & development4.9192%994
Percentage Net Loans Charged-off: Commercial real estate1.3819%614
Percentage Net Loans Charged-off: Multi-family residential0.7129%473
Percentage Net Loans Charged-off: 1-4 family residential0.1500%3,139
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1547%2,954
Percentage Net Loans Charged-off: Commercial and industrial1.4502%1,921
Percentage Net Loans Charged-off: Loans to individuals45.2155%21
Percentage Net Loans Charged-off: Credit card loans61.1589%12
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.2703%161
Percentage Net Loans Charged-off: Total real estate loans1.1882%1,201
Percentage Net Loans Charged-off:Construction & development4.7350%865
Percentage Net Loans Charged-off: Commercial real estate0.5226%1,028
Percentage Net Loans Charged-off: Multi-family residential1.0460%314
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial1.8374%1,396
Percentage Net Loans Charged-off: Loans to individuals49.4544%22
Percentage Net Loans Charged-off: Credit card loans67.3366%13
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8528%127
Percentage Net Loans Charged-off: Total real estate loans1.0136%1,006
Percentage Net Loans Charged-off:Construction & development5.6150%516
Percentage Net Loans Charged-off: Commercial real estate0.1433%1,030
Percentage Net Loans Charged-off: Multi-family residential0.4174%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.9141%981
Percentage Net Loans Charged-off: Loans to individuals55.0478%15
Percentage Net Loans Charged-off: Credit card loans74.4534%11
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.2541%51
Percentage Net Loans Charged-off: Total real estate loans0.6050%1,447
Percentage Net Loans Charged-off:Construction & development3.6430%699
Percentage Net Loans Charged-off: Commercial real estate0.0695%1,895
Percentage Net Loans Charged-off: Multi-family residential-1.3396%6,276
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%7,864
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.0196%7,847
Percentage Net Loans Charged-off: Commercial and industrial0.1236%3,883
Percentage Net Loans Charged-off: Loans to individuals52.8938%9
Percentage Net Loans Charged-off: Credit card loans72.1166%11
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.0449%45
Percentage Net Loans Charged-off: Total real estate loans0.3742%1,453
Percentage Net Loans Charged-off:Construction & development2.5873%595
Percentage Net Loans Charged-off: Commercial real estate0.0970%1,251
Percentage Net Loans Charged-off: Multi-family residential-1.7783%6,261
Percentage Net Loans Charged-off: 1-4 family residential-0.0255%7,891
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0264%7,867
Percentage Net Loans Charged-off: Commercial and industrial0.2876%2,570
Percentage Net Loans Charged-off: Loans to individuals52.7262%13
Percentage Net Loans Charged-off: Credit card loans72.2245%13
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.9008%47
Percentage Net Loans Charged-off: Total real estate loans0.0200%3,386
Percentage Net Loans Charged-off:Construction & development1.6209%575
Percentage Net Loans Charged-off: Commercial real estate0.0124%1,248
Percentage Net Loans Charged-off: Multi-family residential-2.6246%6,223
Percentage Net Loans Charged-off: 1-4 family residential-0.0385%7,980
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0399%7,947
Percentage Net Loans Charged-off: Commercial and industrial0.1333%2,543
Percentage Net Loans Charged-off: Loans to individuals54.5137%11
Percentage Net Loans Charged-off: Credit card loans74.7281%13
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.4776%51
Percentage Net Loans Charged-off: Total real estate loans-0.6957%8,351
Percentage Net Loans Charged-off:Construction & development0.0259%1,068
Percentage Net Loans Charged-off: Commercial real estate-0.0082%7,883
Percentage Net Loans Charged-off: Multi-family residential-5.1685%6,148
Percentage Net Loans Charged-off: 1-4 family residential-0.0192%7,871
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0199%7,869
Percentage Net Loans Charged-off: Commercial and industrial-0.0109%6,775
Percentage Net Loans Charged-off: Loans to individuals56.2380%11
Percentage Net Loans Charged-off: Credit card loans77.0702%8
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6756%34
Percentage Net Loans Charged-off: Total real estate loans0.2944%972
Percentage Net Loans Charged-off:Construction & development0.6388%584
Percentage Net Loans Charged-off: Commercial real estate-0.0285%8,242
Percentage Net Loans Charged-off: Multi-family residential1.2317%118
Percentage Net Loans Charged-off: 1-4 family residential-0.0186%7,933
Percentage Net Loans Charged-off: Home equity loans-0.1459%6,063
All other 1-4 family - Percent of loans charged-off, net-0.0144%7,879
Percentage Net Loans Charged-off: Commercial and industrial-0.1008%7,511
Percentage Net Loans Charged-off: Loans to individuals45.5794%8
Percentage Net Loans Charged-off: Credit card loans64.0393%8
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4505%34
Percentage Net Loans Charged-off: Total real estate loans0.3406%519
Percentage Net Loans Charged-off:Construction & development0.4451%416
Percentage Net Loans Charged-off: Commercial real estate-0.0058%7,819
Percentage Net Loans Charged-off: Multi-family residential1.8322%60
Percentage Net Loans Charged-off: 1-4 family residential-0.0185%7,869
Percentage Net Loans Charged-off: Home equity loans-0.2057%6,067
All other 1-4 family - Percent of loans charged-off, net-0.0127%7,788
Percentage Net Loans Charged-off: Commercial and industrial-0.1344%7,504
Percentage Net Loans Charged-off: Loans to individuals43.8836%9
Percentage Net Loans Charged-off: Credit card loans62.2985%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4282%30
Percentage Net Loans Charged-off: Total real estate loans0.4362%342
Percentage Net Loans Charged-off:Construction & development0.3394%330
Percentage Net Loans Charged-off: Commercial real estate-0.0063%7,865
Percentage Net Loans Charged-off: Multi-family residential2.7414%38
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%7,870
Percentage Net Loans Charged-off: Home equity loans-0.3277%6,065
All other 1-4 family - Percent of loans charged-off, net-0.0095%7,750
Percentage Net Loans Charged-off: Commercial and industrial-0.2605%7,694
Percentage Net Loans Charged-off: Loans to individuals43.9624%7
Percentage Net Loans Charged-off: Credit card loans62.2544%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2882%56
Percentage Net Loans Charged-off: Total real estate loans-0.0041%7,583
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0050%7,933
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0178%7,899
Percentage Net Loans Charged-off: Home equity loans-0.6628%6,062
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.5330%7,898
Percentage Net Loans Charged-off: Loans to individuals47.5613%8
Percentage Net Loans Charged-off: Credit card loans66.8608%6
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5157%32
Percentage Net Loans Charged-off: Total real estate loans0.2270%636
Percentage Net Loans Charged-off:Construction & development2.0908%75
Percentage Net Loans Charged-off: Commercial real estate-0.3757%8,327
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0131%2,592
Percentage Net Loans Charged-off: Home equity loans0.5977%131
All other 1-4 family - Percent of loans charged-off, net-0.0045%7,766
Percentage Net Loans Charged-off: Commercial and industrial-0.2331%7,808
Percentage Net Loans Charged-off: Loans to individuals42.2860%3
Percentage Net Loans Charged-off: Credit card loans64.2818%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7675%54
Percentage Net Loans Charged-off: Total real estate loans0.0058%2,683
Percentage Net Loans Charged-off:Construction & development1.4413%58
Percentage Net Loans Charged-off: Commercial real estate-0.4908%8,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0232%2,010
Percentage Net Loans Charged-off: Home equity loans0.9681%63
All other 1-4 family - Percent of loans charged-off, net-0.0060%7,764
Percentage Net Loans Charged-off: Commercial and industrial-0.3218%7,892
Percentage Net Loans Charged-off: Loans to individuals36.8321%9
Percentage Net Loans Charged-off: Credit card loans57.4607%8
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5436%71
Percentage Net Loans Charged-off: Total real estate loans0.4040%261
Percentage Net Loans Charged-off:Construction & development2.6066%30
Percentage Net Loans Charged-off: Commercial real estate-0.1571%8,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0440%1,462
Percentage Net Loans Charged-off: Home equity loans1.7535%34
All other 1-4 family - Percent of loans charged-off, net-0.0091%7,863
Percentage Net Loans Charged-off: Commercial and industrial-0.5020%7,990
Percentage Net Loans Charged-off: Loans to individuals31.4322%11
Percentage Net Loans Charged-off: Credit card loans50.8368%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5822%145
Percentage Net Loans Charged-off: Total real estate loans0.3338%271
Percentage Net Loans Charged-off:Construction & development2.2202%24
Percentage Net Loans Charged-off: Commercial real estate-0.1185%8,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0185%8,031
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0191%8,034
Percentage Net Loans Charged-off: Commercial and industrial-1.0663%8,149
Percentage Net Loans Charged-off: Loans to individuals20.3017%26
Percentage Net Loans Charged-off: Credit card loans34.6970%20
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0476%272
Percentage Net Loans Charged-off: Total real estate loans0.3038%438
Percentage Net Loans Charged-off:Construction & development1.4475%73
Percentage Net Loans Charged-off: Commercial real estate-0.0239%8,113
Percentage Net Loans Charged-off: Multi-family residential-0.1118%6,371
Percentage Net Loans Charged-off: 1-4 family residential0.7968%166
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.8179%174
Percentage Net Loans Charged-off: Commercial and industrial1.3013%906
Percentage Net Loans Charged-off: Loans to individuals12.2072%32
Percentage Net Loans Charged-off: Credit card loans28.9983%17
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0200%281
Percentage Net Loans Charged-off: Total real estate loans0.4116%270
Percentage Net Loans Charged-off:Construction & development1.9834%50
Percentage Net Loans Charged-off: Commercial real estate-0.0248%8,122
Percentage Net Loans Charged-off: Multi-family residential-0.1485%6,341
Percentage Net Loans Charged-off: 1-4 family residential1.0162%118
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net1.0419%123
Percentage Net Loans Charged-off: Commercial and industrial0.7132%1,253
Percentage Net Loans Charged-off: Loans to individuals11.3190%37
Percentage Net Loans Charged-off: Credit card loans29.9190%17
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2596%230
Percentage Net Loans Charged-off: Total real estate loans0.6391%166
Percentage Net Loans Charged-off:Construction & development3.0498%32
Percentage Net Loans Charged-off: Commercial real estate-0.0226%8,156
Percentage Net Loans Charged-off: Multi-family residential-0.2209%6,288
Percentage Net Loans Charged-off: 1-4 family residential1.6046%75
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net1.6435%79
Percentage Net Loans Charged-off: Commercial and industrial1.1724%818
Percentage Net Loans Charged-off: Loans to individuals11.5904%34
Percentage Net Loans Charged-off: Credit card loans32.2714%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0184%325
Percentage Net Loans Charged-off: Total real estate loans-0.0498%8,372
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0281%435
Percentage Net Loans Charged-off: Multi-family residential-0.4459%6,261
Percentage Net Loans Charged-off: 1-4 family residential0.0522%1,130
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0534%1,035
Percentage Net Loans Charged-off: Commercial and industrial5.0162%181
Percentage Net Loans Charged-off: Loans to individuals12.3923%28
Percentage Net Loans Charged-off: Credit card loans34.4605%24
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8851%520
Percentage Net Loans Charged-off: Total real estate loans-0.0697%8,573
Percentage Net Loans Charged-off:Construction & development1.0647%132
Percentage Net Loans Charged-off: Commercial real estate-0.1509%8,537
Percentage Net Loans Charged-off: Multi-family residential-0.9579%6,455
Percentage Net Loans Charged-off: 1-4 family residential0.0861%1,734
Percentage Net Loans Charged-off: Home equity loans-0.1858%6,079
All other 1-4 family - Percent of loans charged-off, net0.0922%1,625
Percentage Net Loans Charged-off: Commercial and industrial2.5719%555
Percentage Net Loans Charged-off: Loans to individuals11.7881%38
Percentage Net Loans Charged-off: Credit card loans32.7668%36
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7085%624
Percentage Net Loans Charged-off: Total real estate loans-0.1197%8,690
Percentage Net Loans Charged-off:Construction & development1.5215%89
Percentage Net Loans Charged-off: Commercial real estate-0.2390%8,622
Percentage Net Loans Charged-off: Multi-family residential-1.3054%6,407
Percentage Net Loans Charged-off: 1-4 family residential0.0760%1,579
Percentage Net Loans Charged-off: Home equity loans-0.2437%6,052
All other 1-4 family - Percent of loans charged-off, net0.0833%1,459
Percentage Net Loans Charged-off: Commercial and industrial0.3128%2,220
Percentage Net Loans Charged-off: Loans to individuals12.4786%38
Percentage Net Loans Charged-off: Credit card loans35.1223%28
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7844%558
Percentage Net Loans Charged-off: Total real estate loans-0.2059%8,778
Percentage Net Loans Charged-off:Construction & development2.2633%63
Percentage Net Loans Charged-off: Commercial real estate-0.3531%8,688
Percentage Net Loans Charged-off: Multi-family residential-2.0273%6,375
Percentage Net Loans Charged-off: 1-4 family residential0.1215%1,096
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1242%1,048
Percentage Net Loans Charged-off: Commercial and industrial1.1115%956
Percentage Net Loans Charged-off: Loans to individuals13.1240%37
Percentage Net Loans Charged-off: Credit card loans36.6657%26
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1535%2,308
Percentage Net Loans Charged-off: Total real estate loans-1.0597%8,940
Percentage Net Loans Charged-off:Construction & development0.0270%254
Percentage Net Loans Charged-off: Commercial real estate-0.7062%8,761
Percentage Net Loans Charged-off: Multi-family residential-4.1134%6,308
Percentage Net Loans Charged-off: 1-4 family residential0.2410%587
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2462%561
Percentage Net Loans Charged-off: Commercial and industrial0.3341%1,371
Percentage Net Loans Charged-off: Loans to individuals14.4769%41
Percentage Net Loans Charged-off: Credit card loans40.2755%22
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3285%164
Percentage Net Loans Charged-off: Total real estate loans0.1991%1,117
Percentage Net Loans Charged-off:Construction & development1.0310%196
Percentage Net Loans Charged-off: Commercial real estate0.1215%1,023
Percentage Net Loans Charged-off: Multi-family residential-0.0427%6,494
Percentage Net Loans Charged-off: 1-4 family residential-0.0878%8,750
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0892%8,732
Percentage Net Loans Charged-off: Commercial and industrial0.2010%3,646
Percentage Net Loans Charged-off: Loans to individuals25.3346%16
Percentage Net Loans Charged-off: Credit card loans60.9666%20
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5776%134
Percentage Net Loans Charged-off: Total real estate loans0.1861%988
Percentage Net Loans Charged-off:Construction & development1.1740%166
Percentage Net Loans Charged-off: Commercial real estate0.0498%1,023
Percentage Net Loans Charged-off: Multi-family residential-0.0595%6,484
Percentage Net Loans Charged-off: 1-4 family residential-0.1087%8,804
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.1103%8,795
Percentage Net Loans Charged-off: Commercial and industrial0.6056%1,991
Percentage Net Loans Charged-off: Loans to individuals27.1313%12
Percentage Net Loans Charged-off: Credit card loans63.4286%20
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6149%128
Percentage Net Loans Charged-off: Total real estate loans0.0010%2,912
Percentage Net Loans Charged-off:Construction & development0.2955%288
Percentage Net Loans Charged-off: Commercial real estate-0.1099%8,751
Percentage Net Loans Charged-off: Multi-family residential-0.0800%6,432
Percentage Net Loans Charged-off: 1-4 family residential0.1644%976
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1665%964
Percentage Net Loans Charged-off: Commercial and industrial0.3150%2,381
Percentage Net Loans Charged-off: Loans to individuals28.4334%9
Percentage Net Loans Charged-off: Credit card loans67.1213%17
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3542%107
Percentage Net Loans Charged-off: Total real estate loans0.0321%1,596
Percentage Net Loans Charged-off:Construction & development0.4754%151
Percentage Net Loans Charged-off: Commercial real estate0.0041%609
Percentage Net Loans Charged-off: Multi-family residential-0.1091%6,371
Percentage Net Loans Charged-off: 1-4 family residential-0.0941%8,856
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0952%8,853
Percentage Net Loans Charged-off: Commercial and industrial1.3697%812
Percentage Net Loans Charged-off: Loans to individuals33.3420%6
Percentage Net Loans Charged-off: Credit card loans79.3937%16
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3811%114
Percentage Net Loans Charged-off: Total real estate loans0.4821%441
Percentage Net Loans Charged-off:Construction & development-0.9223%8,232
Percentage Net Loans Charged-off: Commercial real estate1.1015%260
Percentage Net Loans Charged-off: Multi-family residential-0.1404%6,581
Percentage Net Loans Charged-off: 1-4 family residential0.2569%836
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2609%841
Percentage Net Loans Charged-off: Commercial and industrial2.0158%1,057
Percentage Net Loans Charged-off: Loans to individuals27.2456%10
Percentage Net Loans Charged-off: Credit card loans57.9892%19
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6813%335
Percentage Net Loans Charged-off: Total real estate loans0.2143%924
Percentage Net Loans Charged-off:Construction & development-0.0306%8,216
Percentage Net Loans Charged-off: Commercial real estate0.3812%522
Percentage Net Loans Charged-off: Multi-family residential-0.0489%6,630
Percentage Net Loans Charged-off: 1-4 family residential0.1976%948
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2001%920
Percentage Net Loans Charged-off: Commercial and industrial0.1969%3,664
Percentage Net Loans Charged-off: Loans to individuals17.5150%22
Percentage Net Loans Charged-off: Credit card loans50.6510%23
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3214%2,120
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2742%2,485
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3804%1,963
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1217%5,069
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0085%9,941
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0468%10,716
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0503%10,916
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1012%12,144
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0553%12,740
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA