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First Port City Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$25,376,000	1,590
Total interest expense	$8,575,000	1,433
Net interest income	$16,801,000	1,664
Provision for loan and lease losses	$898,000	897
Total noninterest income	$2,261,000	1,883
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$422,000	1,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,839,000	1,688
Total noninterest expense	$13,565,000	1,654
Salaries and employee benefits	$8,128,000	1,584
Premises and equipment expense	$1,091,000	1,925
Additional noninterest expense	$1,839,000	1,688
Pre-tax net operating income	$4,599,000	2,022
Securities gains (losses)	$0	988
Applicable income taxes	$936,000	1,477
Income before extraordinary items	$3,663,000	2,097
Extraordinary gains, net	$0	54
Net income	$3,663,000	2,121
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,663,000	2,100
Net charge-offs	$-47,000	4,180
Cash dividends	$637,000	2,579
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,663,000	2,130
2023-09-30 (YTD Data)		Rank
Total interest income	$18,240,000	1,615
Total interest expense	$5,882,000	1,428
Net interest income	$12,358,000	1,692
Provision for loan and lease losses	$658,000	853
Total noninterest income	$1,805,000	1,828
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$314,000	1,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,491,000	1,618
Total noninterest expense	$10,133,000	1,653
Salaries and employee benefits	$6,122,000	1,589
Premises and equipment expense	$826,000	1,918
Additional noninterest expense	$1,491,000	1,618
Pre-tax net operating income	$3,372,000	2,094
Securities gains (losses)	$0	849
Applicable income taxes	$809,000	1,432
Income before extraordinary items	$2,563,000	2,232
Extraordinary gains, net	$0	52
Net income	$2,563,000	2,254
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,563,000	2,234
Net charge-offs	$-78,000	4,313
Cash dividends	$478,000	2,288
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,563,000	2,256
2023-06-30 (YTD Data)		Rank
Total interest income	$11,579,000	1,645
Total interest expense	$3,588,000	1,390
Net interest income	$7,991,000	1,739
Provision for loan and lease losses	$250,000	1,174
Total noninterest income	$1,384,000	1,631
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$166,000	2,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,218,000	1,357
Total noninterest expense	$6,668,000	1,663
Salaries and employee benefits	$4,038,000	1,596
Premises and equipment expense	$543,000	1,920
Additional noninterest expense	$1,218,000	1,356
Pre-tax net operating income	$2,457,000	1,983
Securities gains (losses)	$0	938
Applicable income taxes	$603,000	1,366
Income before extraordinary items	$1,854,000	2,151
Extraordinary gains, net	$0	51
Net income	$1,854,000	2,176
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,854,000	2,151
Net charge-offs	$-75,000	4,413
Cash dividends	$318,000	2,268
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,854,000	2,162
2023-03-31 (YTD Data)		Rank
Total interest income	$5,580,000	1,671
Total interest expense	$1,602,000	1,369
Net interest income	$3,978,000	1,760
Provision for loan and lease losses	$130,000	1,132
Total noninterest income	$760,000	1,540
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$89,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$671,000	1,262
Total noninterest expense	$3,455,000	1,631
Salaries and employee benefits	$2,152,000	1,531
Premises and equipment expense	$265,000	1,979
Additional noninterest expense	$671,000	1,262
Pre-tax net operating income	$1,153,000	2,126
Securities gains (losses)	$0	950
Applicable income taxes	$229,000	1,588
Income before extraordinary items	$924,000	2,202
Extraordinary gains, net	$0	4
Net income	$924,000	2,202
Minority interest net income	$0	48
Net income of bank and minority interests.	$924,000	2,202
Net charge-offs	$-72,000	4,509
Cash dividends	$159,000	1,907
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$924,000	2,220
2022-12-31 (YTD Data)		Rank
Total interest income	$17,218,000	1,754
Total interest expense	$2,109,000	1,537
Net interest income	$15,109,000	1,782
Provision for loan and lease losses	$1,330,000	678
Total noninterest income	$3,075,000	1,602
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$221,000	2,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,854,000	1,296
Total noninterest expense	$12,062,000	1,768
Salaries and employee benefits	$7,102,000	1,731
Premises and equipment expense	$1,059,000	1,943
Additional noninterest expense	$2,854,000	1,296
Pre-tax net operating income	$4,792,000	2,091
Securities gains (losses)	$2,000	598
Applicable income taxes	$1,008,000	1,543
Income before extraordinary items	$3,786,000	2,175
Extraordinary gains, net	$0	5
Net income	$3,786,000	2,174
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,786,000	2,174
Net charge-offs	$5,000	2,318
Cash dividends	$496,000	2,722
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,784,420	2,201
2022-09-30 (YTD Data)		Rank
Total interest income	$12,090,000	1,794
Total interest expense	$1,104,000	1,646
Net interest income	$10,986,000	1,803
Provision for loan and lease losses	$1,150,000	566
Total noninterest income	$2,239,000	1,662
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$166,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,073,000	1,349
Total noninterest expense	$9,058,000	1,762
Salaries and employee benefits	$5,324,000	1,720
Premises and equipment expense	$789,000	1,972
Additional noninterest expense	$2,073,000	1,349
Pre-tax net operating income	$3,017,000	2,279
Securities gains (losses)	$2,000	628
Applicable income taxes	$802,000	1,503
Income before extraordinary items	$2,217,000	2,461
Extraordinary gains, net	$0	4
Net income	$2,217,000	2,460
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,217,000	2,460
Net charge-offs	$-2,000	3,205
Cash dividends	$338,000	2,455
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,215,420	2,500
2022-06-30 (YTD Data)		Rank
Total interest income	$7,619,000	1,827
Total interest expense	$641,000	1,634
Net interest income	$6,978,000	1,818
Provision for loan and lease losses	$910,000	456
Total noninterest income	$1,806,000	1,464
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$112,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,694,000	1,221
Total noninterest expense	$5,880,000	1,782
Salaries and employee benefits	$3,510,000	1,729
Premises and equipment expense	$530,000	1,960
Additional noninterest expense	$1,840,000	1,710
Pre-tax net operating income	$1,994,000	2,201
Securities gains (losses)	$2,000	556
Applicable income taxes	$551,000	1,413
Income before extraordinary items	$1,445,000	2,403
Extraordinary gains, net	$0	4
Net income	$1,445,000	2,403
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,445,000	2,403
Net charge-offs	$-1,000	2,999
Cash dividends	$224,000	2,415
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,443,420	2,437
2022-03-31 (YTD Data)		Rank
Total interest income	$3,584,000	1,859
Total interest expense	$302,000	1,669
Net interest income	$3,282,000	1,866
Provision for loan and lease losses	$410,000	396
Total noninterest income	$683,000	1,745
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$59,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	1,470
Total noninterest expense	$2,658,000	1,908
Salaries and employee benefits	$1,525,000	1,916
Premises and equipment expense	$246,000	2,052
Additional noninterest expense	$887,000	1,742
Pre-tax net operating income	$897,000	2,244
Securities gains (losses)	$0	623
Applicable income taxes	$214,000	1,564
Income before extraordinary items	$683,000	2,386
Extraordinary gains, net	$0	4
Net income	$683,000	2,384
Minority interest net income	$0	50
Net income of bank and minority interests.	$683,000	2,386
Net charge-offs	$-2,000	3,266
Cash dividends	$112,000	1,958
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$683,000	2,408
2021-12-31 (YTD Data)		Rank
Total interest income	$14,268,000	1,942
Total interest expense	$1,334,000	1,812
Net interest income	$12,934,000	1,933
Provision for loan and lease losses	$650,000	834
Total noninterest income	$2,533,000	1,990
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$207,000	2,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,326,000	1,766
Total noninterest expense	$10,144,000	1,955
Salaries and employee benefits	$5,885,000	1,961
Premises and equipment expense	$916,000	2,139
Additional noninterest expense	$3,343,000	1,830
Pre-tax net operating income	$4,673,000	2,141
Securities gains (losses)	$14,000	1,632
Applicable income taxes	$972,000	1,624
Income before extraordinary items	$3,715,000	2,273
Extraordinary gains, net	$0	10
Net income	$3,715,000	2,274
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,715,000	2,274
Net charge-offs	$-3,000	3,394
Cash dividends	$415,000	2,928
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,703,940	2,248
2021-09-30 (YTD Data)		Rank
Total interest income	$10,800,000	1,962
Total interest expense	$1,003,000	1,889
Net interest income	$9,797,000	1,954
Provision for loan and lease losses	$570,000	738
Total noninterest income	$1,799,000	2,088
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$150,000	2,698
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,649,000	1,868
Total noninterest expense	$7,565,000	1,972
Salaries and employee benefits	$4,434,000	1,957
Premises and equipment expense	$685,000	2,168
Additional noninterest expense	$2,446,000	1,856
Pre-tax net operating income	$3,461,000	2,247
Securities gains (losses)	$13,000	1,585
Applicable income taxes	$960,000	1,492
Income before extraordinary items	$2,514,000	2,501
Extraordinary gains, net	$0	8
Net income	$2,514,000	2,501
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,514,000	2,501
Net charge-offs	$5,000	2,152
Cash dividends	$302,000	2,637
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,503,730	2,478
2021-06-30 (YTD Data)		Rank
Total interest income	$6,832,000	2,028
Total interest expense	$676,000	1,943
Net interest income	$6,156,000	2,012
Provision for loan and lease losses	$230,000	1,091
Total noninterest income	$877,000	2,380
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$95,000	2,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$782,000	2,185
Total noninterest expense	$4,777,000	2,046
Salaries and employee benefits	$2,818,000	2,005
Premises and equipment expense	$443,000	2,205
Additional noninterest expense	$1,516,000	1,948
Pre-tax net operating income	$2,026,000	2,377
Securities gains (losses)	$13,000	1,320
Applicable income taxes	$553,000	1,592
Income before extraordinary items	$1,486,000	2,648
Extraordinary gains, net	$0	6
Net income	$1,486,000	2,647
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,486,000	2,648
Net charge-offs	$2,000	2,060
Cash dividends	$191,000	2,643
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,475,730	2,625
2021-03-31 (YTD Data)		Rank
Total interest income	$3,163,000	2,131
Total interest expense	$361,000	1,931
Net interest income	$2,802,000	2,128
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$372,000	2,565
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$49,000	2,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,372
Total noninterest expense	$2,233,000	2,112
Salaries and employee benefits	$1,270,000	2,140
Premises and equipment expense	$217,000	2,249
Additional noninterest expense	$746,000	1,936
Pre-tax net operating income	$851,000	2,586
Securities gains (losses)	$0	1,392
Applicable income taxes	$164,000	1,948
Income before extraordinary items	$687,000	2,714
Extraordinary gains, net	$0	3
Net income	$687,000	2,712
Minority interest net income	$0	55
Net income of bank and minority interests.	$687,000	2,714
Net charge-offs	$-1,000	3,038
Cash dividends	$95,000	2,152
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$687,000	2,682
2020-12-31 (YTD Data)		Rank
Total interest income	$11,969,000	2,238
Total interest expense	$2,333,000	1,794
Net interest income	$9,636,000	2,319
Provision for loan and lease losses	$370,000	2,516
Total noninterest income	$1,472,000	2,444
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$224,000	2,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,248,000	2,263
Total noninterest expense	$8,323,000	2,209
Salaries and employee benefits	$4,751,000	2,222
Premises and equipment expense	$780,000	2,383
Additional noninterest expense	$2,792,000	2,038
Pre-tax net operating income	$2,415,000	2,716
Securities gains (losses)	$21,000	2,096
Applicable income taxes	$476,000	1,976
Income before extraordinary items	$1,960,000	2,857
Extraordinary gains, net	$0	4
Net income	$1,960,000	2,856
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,960,000	2,857
Net charge-offs	$123,000	1,863
Cash dividends	$472,000	2,881
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,943,200	2,813
2020-09-30 (YTD Data)		Rank
Total interest income	$9,072,000	2,237
Total interest expense	$1,882,000	1,781
Net interest income	$7,190,000	2,327
Provision for loan and lease losses	$280,000	2,481
Total noninterest income	$990,000	2,534
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$166,000	2,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$824,000	2,340
Total noninterest expense	$6,007,000	2,237
Salaries and employee benefits	$3,384,000	2,270
Premises and equipment expense	$537,000	2,488
Additional noninterest expense	$2,086,000	2,014
Pre-tax net operating income	$1,893,000	2,657
Securities gains (losses)	$13,000	2,050
Applicable income taxes	$276,000	2,162
Income before extraordinary items	$1,630,000	2,714
Extraordinary gains, net	$0	4
Net income	$1,630,000	2,712
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,630,000	2,714
Net charge-offs	$133,000	1,486
Cash dividends	$377,000	2,561
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,618,820	2,680
2020-06-30 (YTD Data)		Rank
Total interest income	$5,762,000	2,349
Total interest expense	$1,366,000	1,762
Net interest income	$4,396,000	2,476
Provision for loan and lease losses	$130,000	2,760
Total noninterest income	$442,000	2,957
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$113,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	2,812
Total noninterest expense	$3,954,000	2,263
Salaries and employee benefits	$2,257,000	2,275
Premises and equipment expense	$342,000	2,553
Additional noninterest expense	$1,355,000	2,045
Pre-tax net operating income	$754,000	3,303
Securities gains (losses)	$13,000	1,801
Applicable income taxes	$138,000	2,331
Income before extraordinary items	$629,000	3,414
Extraordinary gains, net	$0	4
Net income	$629,000	3,414
Minority interest net income	$0	65
Net income of bank and minority interests.	$629,000	3,414
Net charge-offs	$66,000	1,569
Cash dividends	$282,000	2,457
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$618,340	3,373
2020-03-31 (YTD Data)		Rank
Total interest income	$2,682,000	2,444
Total interest expense	$703,000	1,838
Net interest income	$1,979,000	2,618
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$202,000	2,997
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$71,000	2,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	2,897
Total noninterest expense	$1,874,000	2,361
Salaries and employee benefits	$1,060,000	2,381
Premises and equipment expense	$170,000	2,579
Additional noninterest expense	$644,000	2,137
Pre-tax net operating income	$277,000	3,490
Securities gains (losses)	$0	1,705
Applicable income taxes	$50,000	2,408
Income before extraordinary items	$227,000	3,574
Extraordinary gains, net	$0	4
Net income	$227,000	3,575
Minority interest net income	$0	56
Net income of bank and minority interests.	$227,000	3,575
Net charge-offs	$-1,000	3,618
Cash dividends	$188,000	1,983
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$227,000	3,554
2019-12-31 (YTD Data)		Rank
Total interest income	$10,020,000	2,589
Total interest expense	$2,166,000	2,222
Net interest income	$7,854,000	2,653
Provision for loan and lease losses	$110,000	2,880
Total noninterest income	$724,000	3,228
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$286,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$438,000	3,168
Total noninterest expense	$6,653,000	2,530
Salaries and employee benefits	$3,693,000	2,586
Premises and equipment expense	$545,000	2,968
Additional noninterest expense	$2,415,000	2,270
Pre-tax net operating income	$1,815,000	3,149
Securities gains (losses)	$44,000	1,287
Applicable income taxes	$342,000	2,269
Income before extraordinary items	$1,517,000	3,269
Extraordinary gains, net	$0	11
Net income	$1,517,000	3,270
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,517,000	3,270
Net charge-offs	$0	3,726
Cash dividends	$750,000	2,629
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,480,920	3,264
2019-09-30 (YTD Data)		Rank
Total interest income	$7,399,000	2,644
Total interest expense	$1,559,000	2,288
Net interest income	$5,840,000	2,707
Provision for loan and lease losses	$80,000	2,806
Total noninterest income	$531,000	3,276
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$205,000	2,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$326,000	3,193
Total noninterest expense	$4,651,000	2,656
Salaries and employee benefits	$2,539,000	2,731
Premises and equipment expense	$381,000	3,107
Additional noninterest expense	$1,731,000	2,326
Pre-tax net operating income	$1,640,000	2,988
Securities gains (losses)	$43,000	1,114
Applicable income taxes	$326,000	2,169
Income before extraordinary items	$1,357,000	3,093
Extraordinary gains, net	$0	11
Net income	$1,357,000	3,093
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,357,000	3,093
Net charge-offs	$0	3,455
Cash dividends	$562,000	2,384
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,322,170	3,092
2019-06-30 (YTD Data)		Rank
Total interest income	$4,879,000	2,667
Total interest expense	$999,000	2,338
Net interest income	$3,880,000	2,733
Provision for loan and lease losses	$50,000	2,768
Total noninterest income	$356,000	3,218
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$133,000	2,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	3,146
Total noninterest expense	$2,936,000	2,774
Salaries and employee benefits	$1,612,000	2,831
Premises and equipment expense	$242,000	3,182
Additional noninterest expense	$1,082,000	2,449
Pre-tax net operating income	$1,250,000	2,793
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$244,000	2,048
Income before extraordinary items	$1,007,000	2,938
Extraordinary gains, net	$0	11
Net income	$1,007,000	2,937
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,007,000	2,937
Net charge-offs	$0	3,172
Cash dividends	$375,000	2,407
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,006,200	2,913
2019-03-31 (YTD Data)		Rank
Total interest income	$2,378,000	2,714
Total interest expense	$464,000	2,416
Net interest income	$1,914,000	2,768
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$171,000	3,245
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$66,000	2,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,166
Total noninterest expense	$1,254,000	3,059
Salaries and employee benefits	$647,000	3,249
Premises and equipment expense	$95,000	3,636
Additional noninterest expense	$512,000	2,533
Pre-tax net operating income	$811,000	2,345
Securities gains (losses)	$1,000	1,020
Applicable income taxes	$158,000	1,789
Income before extraordinary items	$654,000	2,460
Extraordinary gains, net	$0	5
Net income	$654,000	2,459
Minority interest net income	$0	52
Net income of bank and minority interests.	$654,000	2,459
Net charge-offs	$0	2,740
Cash dividends	$187,000	2,079
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$653,190	2,449
2018-12-31 (YTD Data)		Rank
Total interest income	$8,706,000	2,784
Total interest expense	$1,428,000	2,419
Net interest income	$7,278,000	2,827
Provision for loan and lease losses	$0	4,082
Total noninterest income	$703,000	3,330
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$279,000	2,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$424,000	3,282
Total noninterest expense	$4,456,000	3,278
Salaries and employee benefits	$2,407,000	3,348
Premises and equipment expense	$343,000	3,805
Additional noninterest expense	$1,706,000	2,898
Pre-tax net operating income	$3,525,000	2,272
Securities gains (losses)	$55,000	405
Applicable income taxes	$782,000	1,601
Income before extraordinary items	$2,798,000	2,427
Extraordinary gains, net	$0	6
Net income	$2,798,000	2,425
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,798,000	2,426
Net charge-offs	$3,000	3,612
Cash dividends	$2,701,000	1,176
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,754,550	2,444
2018-09-30 (YTD Data)		Rank
Total interest income	$6,393,000	2,814
Total interest expense	$1,011,000	2,423
Net interest income	$5,382,000	2,864
Provision for loan and lease losses	$0	3,948
Total noninterest income	$516,000	3,376
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$220,000	2,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	3,392
Total noninterest expense	$3,196,000	3,367
Salaries and employee benefits	$1,740,000	3,431
Premises and equipment expense	$252,000	3,870
Additional noninterest expense	$1,204,000	3,023
Pre-tax net operating income	$2,702,000	2,267
Securities gains (losses)	$53,000	406
Applicable income taxes	$628,000	1,583
Income before extraordinary items	$2,127,000	2,413
Extraordinary gains, net	$0	5
Net income	$2,127,000	2,412
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,127,000	2,412
Net charge-offs	$-1,000	4,015
Cash dividends	$2,493,000	904
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,085,130	2,442
2018-06-30 (YTD Data)		Rank
Total interest income	$4,168,000	2,845
Total interest expense	$626,000	2,461
Net interest income	$3,542,000	2,898
Provision for loan and lease losses	$0	3,782
Total noninterest income	$348,000	3,390
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$146,000	2,795
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	3,384
Total noninterest expense	$2,125,000	3,391
Salaries and employee benefits	$1,167,000	3,428
Premises and equipment expense	$162,000	3,962
Additional noninterest expense	$796,000	3,066
Pre-tax net operating income	$1,765,000	2,276
Securities gains (losses)	$8,000	635
Applicable income taxes	$412,000	1,586
Income before extraordinary items	$1,361,000	2,458
Extraordinary gains, net	$0	6
Net income	$1,361,000	2,457
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,361,000	2,457
Net charge-offs	$0	3,209
Cash dividends	$375,000	2,273
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,354,680	2,461
2018-03-31 (YTD Data)		Rank
Total interest income	$2,030,000	2,896
Total interest expense	$298,000	2,478
Net interest income	$1,732,000	2,954
Provision for loan and lease losses	$0	3,508
Total noninterest income	$167,000	3,428
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$74,000	2,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	3,442
Total noninterest expense	$1,011,000	3,534
Salaries and employee benefits	$535,000	3,627
Premises and equipment expense	$80,000	4,036
Additional noninterest expense	$396,000	3,074
Pre-tax net operating income	$888,000	2,212
Securities gains (losses)	$4,000	555
Applicable income taxes	$214,000	1,514
Income before extraordinary items	$678,000	2,422
Extraordinary gains, net	$0	7
Net income	$678,000	2,421
Minority interest net income	$0	52
Net income of bank and minority interests.	$678,000	2,422
Net charge-offs	$0	2,722
Cash dividends	$187,000	1,968
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$674,840	2,421
2017-12-31 (YTD Data)		Rank
Total interest income	$7,723,000	2,942
Total interest expense	$850,000	2,839
Net interest income	$6,873,000	2,926
Provision for loan and lease losses	$0	4,227
Total noninterest income	$644,000	3,586
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$296,000	2,888
Trading account gains and fees	$0	151
Additional Noninterest Income	$348,000	3,622
Total noninterest expense	$4,115,000	3,495
Salaries and employee benefits	$2,256,000	3,518
Premises and equipment expense	$364,000	3,836
Additional noninterest expense	$1,495,000	3,237
Pre-tax net operating income	$3,402,000	2,276
Securities gains (losses)	$61,000	813
Applicable income taxes	$1,287,000	1,669
Income before extraordinary items	$2,176,000	2,547
Extraordinary gains, net	$0	9
Net income	$2,176,000	2,547
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,176,000	2,547
Net charge-offs	$8,000	3,737
Cash dividends	$3,039,000	1,014
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,136,960	2,558
2017-09-30 (YTD Data)		Rank
Total interest income	$5,627,000	3,010
Total interest expense	$605,000	2,903
Net interest income	$5,022,000	2,993
Provision for loan and lease losses	$0	4,088
Total noninterest income	$482,000	3,624
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$226,000	2,869
Trading account gains and fees	$0	145
Additional Noninterest Income	$256,000	3,681
Total noninterest expense	$3,017,000	3,544
Salaries and employee benefits	$1,643,000	3,585
Premises and equipment expense	$270,000	3,873
Additional noninterest expense	$1,104,000	3,271
Pre-tax net operating income	$2,487,000	2,372
Securities gains (losses)	$57,000	820
Applicable income taxes	$825,000	1,629
Income before extraordinary items	$1,719,000	2,643
Extraordinary gains, net	$0	9
Net income	$1,719,000	2,643
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,719,000	2,643
Net charge-offs	$8,000	3,335
Cash dividends	$2,852,000	797
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,680,240	2,666
2017-06-30 (YTD Data)		Rank
Total interest income	$3,636,000	3,063
Total interest expense	$392,000	2,911
Net interest income	$3,244,000	3,050
Provision for loan and lease losses	$0	3,871
Total noninterest income	$318,000	3,640
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$127,000	3,125
Trading account gains and fees	$0	139
Additional Noninterest Income	$191,000	3,541
Total noninterest expense	$2,022,000	3,552
Salaries and employee benefits	$1,107,000	3,591
Premises and equipment expense	$183,000	3,867
Additional noninterest expense	$732,000	3,292
Pre-tax net operating income	$1,540,000	2,451
Securities gains (losses)	$57,000	612
Applicable income taxes	$493,000	1,713
Income before extraordinary items	$1,104,000	2,660
Extraordinary gains, net	$0	11
Net income	$1,104,000	2,659
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,104,000	2,660
Net charge-offs	$6,000	3,079
Cash dividends	$506,000	1,985
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,064,670	2,701
2017-03-31 (YTD Data)		Rank
Total interest income	$1,732,000	3,165
Total interest expense	$192,000	2,929
Net interest income	$1,540,000	3,154
Provision for loan and lease losses	$0	3,537
Total noninterest income	$157,000	3,654
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$75,000	2,881
Trading account gains and fees	$0	142
Additional Noninterest Income	$82,000	3,740
Total noninterest expense	$920,000	3,785
Salaries and employee benefits	$502,000	3,845
Premises and equipment expense	$75,000	4,254
Additional noninterest expense	$343,000	3,431
Pre-tax net operating income	$777,000	2,345
Securities gains (losses)	$57,000	321
Applicable income taxes	$225,000	1,757
Income before extraordinary items	$609,000	2,418
Extraordinary gains, net	$0	8
Net income	$609,000	2,417
Minority interest net income	$0	55
Net income of bank and minority interests.	$609,000	2,418
Net charge-offs	$0	2,943
Cash dividends	$205,000	1,924
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$567,390	2,540
2016-12-31 (YTD Data)		Rank
Total interest income	$6,959,000	3,134
Total interest expense	$691,000	3,076
Net interest income	$6,268,000	3,098
Provision for loan and lease losses	$0	4,332
Total noninterest income	$647,000	3,707
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$311,000	2,884
Trading account gains and fees	$0	170
Additional Noninterest Income	$336,000	3,803
Total noninterest expense	$3,774,000	3,759
Salaries and employee benefits	$2,101,000	3,725
Premises and equipment expense	$271,000	4,479
Additional noninterest expense	$1,402,000	3,483
Pre-tax net operating income	$3,141,000	2,329
Securities gains (losses)	$-5,000	5,596
Applicable income taxes	$902,000	1,752
Income before extraordinary items	$2,234,000	2,605
Extraordinary gains, net	$0	5
Net income	$2,234,000	2,603
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,234,000	2,604
Net charge-offs	$-277,000	5,714
Cash dividends	$812,000	2,437
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,237,550	2,542
2016-09-30 (YTD Data)		Rank
Total interest income	$5,204,000	3,155
Total interest expense	$508,000	3,102
Net interest income	$4,696,000	3,111
Provision for loan and lease losses	$0	4,186
Total noninterest income	$492,000	3,699
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$244,000	2,825
Trading account gains and fees	$0	169
Additional Noninterest Income	$248,000	3,838
Total noninterest expense	$2,793,000	3,794
Salaries and employee benefits	$1,575,000	3,741
Premises and equipment expense	$202,000	4,503
Additional noninterest expense	$1,016,000	3,573
Pre-tax net operating income	$2,395,000	2,323
Securities gains (losses)	$-5,000	5,761
Applicable income taxes	$717,000	1,729
Income before extraordinary items	$1,673,000	2,630
Extraordinary gains, net	$0	5
Net income	$1,673,000	2,631
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,673,000	2,631
Net charge-offs	$-11,000	4,952
Cash dividends	$623,000	2,162
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,676,500	2,566
2016-06-30 (YTD Data)		Rank
Total interest income	$3,445,000	3,178
Total interest expense	$328,000	3,165
Net interest income	$3,117,000	3,135
Provision for loan and lease losses	$0	4,017
Total noninterest income	$326,000	3,717
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$164,000	2,800
Trading account gains and fees	$0	157
Additional Noninterest Income	$162,000	3,893
Total noninterest expense	$1,831,000	3,859
Salaries and employee benefits	$1,042,000	3,783
Premises and equipment expense	$131,000	4,595
Additional noninterest expense	$658,000	3,667
Pre-tax net operating income	$1,612,000	2,278
Securities gains (losses)	$31,000	1,734
Applicable income taxes	$475,000	1,715
Income before extraordinary items	$1,168,000	2,526
Extraordinary gains, net	$0	16
Net income	$1,168,000	2,525
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,168,000	2,525
Net charge-offs	$-16,000	5,135
Cash dividends	$259,000	2,647
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,145,990	2,494
2016-03-31 (YTD Data)		Rank
Total interest income	$1,652,000	3,270
Total interest expense	$157,000	3,266
Net interest income	$1,495,000	3,231
Provision for loan and lease losses	$0	3,656
Total noninterest income	$158,000	3,732
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$80,000	2,824
Trading account gains and fees	$0	142
Additional Noninterest Income	$78,000	3,898
Total noninterest expense	$931,000	3,856
Salaries and employee benefits	$535,000	3,760
Premises and equipment expense	$65,000	4,639
Additional noninterest expense	$331,000	3,660
Pre-tax net operating income	$722,000	2,441
Securities gains (losses)	$0	2,077
Applicable income taxes	$238,000	1,697
Income before extraordinary items	$484,000	2,804
Extraordinary gains, net	$0	12
Net income	$484,000	2,803
Minority interest net income	$0	62
Net income of bank and minority interests.	$484,000	2,804
Net charge-offs	$-14,000	5,335
Cash dividends	$16,000	2,823
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$484,000	2,751
2015-12-31 (YTD Data)		Rank
Total interest income	$6,154,000	3,385
Total interest expense	$579,000	3,457
Net interest income	$5,575,000	3,349
Provision for loan and lease losses	$0	4,380
Total noninterest income	$629,000	3,818
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$319,000	2,914
Trading account gains and fees	$0	159
Additional Noninterest Income	$310,000	3,943
Total noninterest expense	$3,571,000	3,961
Salaries and employee benefits	$1,903,000	4,001
Premises and equipment expense	$332,000	4,275
Additional noninterest expense	$1,336,000	3,673
Pre-tax net operating income	$2,633,000	2,540
Securities gains (losses)	$7,000	2,729
Applicable income taxes	$845,000	1,750
Income before extraordinary items	$1,795,000	2,914
Extraordinary gains, net	$0	23
Net income	$1,795,000	2,916
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,795,000	2,916
Net charge-offs	$148,000	2,272
Cash dividends	$736,000	2,497
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,790,240	2,879
2015-09-30 (YTD Data)		Rank
Total interest income	$4,537,000	3,457
Total interest expense	$440,000	3,480
Net interest income	$4,097,000	3,421
Provision for loan and lease losses	$0	4,232
Total noninterest income	$479,000	3,819
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$216,000	3,129
Trading account gains and fees	$0	153
Additional Noninterest Income	$263,000	3,799
Total noninterest expense	$2,696,000	3,962
Salaries and employee benefits	$1,447,000	3,993
Premises and equipment expense	$243,000	4,364
Additional noninterest expense	$1,006,000	3,673
Pre-tax net operating income	$1,880,000	2,671
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$577,000	1,885
Income before extraordinary items	$1,305,000	3,043
Extraordinary gains, net	$0	21
Net income	$1,305,000	3,043
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,305,000	3,044
Net charge-offs	$-55,000	5,636
Cash dividends	$503,000	2,306
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,303,620	2,984
2015-06-30 (YTD Data)		Rank
Total interest income	$2,989,000	3,492
Total interest expense	$307,000	3,407
Net interest income	$2,682,000	3,478
Provision for loan and lease losses	$0	4,069
Total noninterest income	$322,000	3,812
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$147,000	3,060
Trading account gains and fees	$0	157
Additional Noninterest Income	$175,000	3,832
Total noninterest expense	$1,772,000	4,039
Salaries and employee benefits	$943,000	4,081
Premises and equipment expense	$159,000	4,432
Additional noninterest expense	$670,000	3,690
Pre-tax net operating income	$1,232,000	2,689
Securities gains (losses)	$0	2,636
Applicable income taxes	$364,000	1,942
Income before extraordinary items	$868,000	3,020
Extraordinary gains, net	$0	22
Net income	$868,000	3,020
Minority interest net income	$0	75
Net income of bank and minority interests.	$868,000	3,022
Net charge-offs	$-55,000	5,769
Cash dividends	$340,000	2,309
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$868,000	2,957
2015-03-31 (YTD Data)		Rank
Total interest income	$1,473,000	3,533
Total interest expense	$164,000	3,292
Net interest income	$1,309,000	3,532
Provision for loan and lease losses	$0	3,703
Total noninterest income	$152,000	3,890
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$76,000	2,961
Trading account gains and fees	$0	152
Additional Noninterest Income	$76,000	3,982
Total noninterest expense	$909,000	4,017
Salaries and employee benefits	$497,000	3,990
Premises and equipment expense	$80,000	4,483
Additional noninterest expense	$332,000	3,722
Pre-tax net operating income	$552,000	2,846
Securities gains (losses)	$0	2,027
Applicable income taxes	$159,000	2,044
Income before extraordinary items	$393,000	3,154
Extraordinary gains, net	$0	13
Net income	$393,000	3,157
Minority interest net income	$0	64
Net income of bank and minority interests.	$393,000	3,157
Net charge-offs	$17,000	2,218
Cash dividends	$160,000	2,001
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$393,000	3,083
2014-12-31 (YTD Data)		Rank
Total interest income	$6,008,000	3,522
Total interest expense	$724,000	3,240
Net interest income	$5,284,000	3,519
Provision for loan and lease losses	$-11,000	5,899
Total noninterest income	$645,000	3,863
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$322,000	3,080
Trading account gains and fees	$0	180
Additional Noninterest Income	$323,000	3,909
Total noninterest expense	$3,613,000	4,063
Salaries and employee benefits	$1,814,000	4,205
Premises and equipment expense	$311,000	4,603
Additional noninterest expense	$1,488,000	3,570
Pre-tax net operating income	$2,327,000	2,721
Securities gains (losses)	$38,000	1,926
Applicable income taxes	$708,000	1,880
Income before extraordinary items	$1,657,000	3,062
Extraordinary gains, net	$0	17
Net income	$1,657,000	3,062
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,657,000	3,063
Net charge-offs	$132,000	2,913
Cash dividends	$640,000	2,560
Sale, conversion, retirement of capital stock, net	$-92,000	6,438
Net operating income	$1,630,400	3,040
2014-09-30 (YTD Data)		Rank
Total interest income	$4,482,000	3,568
Total interest expense	$551,000	3,264
Net interest income	$3,931,000	3,563
Provision for loan and lease losses	$-12,000	6,083
Total noninterest income	$494,000	3,856
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$239,000	3,125
Trading account gains and fees	$0	174
Additional Noninterest Income	$255,000	3,877
Total noninterest expense	$2,711,000	4,079
Salaries and employee benefits	$1,391,000	4,160
Premises and equipment expense	$235,000	4,641
Additional noninterest expense	$1,085,000	3,657
Pre-tax net operating income	$1,726,000	2,776
Securities gains (losses)	$38,000	1,631
Applicable income taxes	$534,000	1,920
Income before extraordinary items	$1,230,000	3,094
Extraordinary gains, net	$0	15
Net income	$1,230,000	3,094
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,230,000	3,095
Net charge-offs	$137,000	2,378
Cash dividends	$480,000	2,248
Sale, conversion, retirement of capital stock, net	$-51,000	6,525
Net operating income	$1,203,400	3,099
2014-06-30 (YTD Data)		Rank
Total interest income	$2,917,000	3,622
Total interest expense	$383,000	3,217
Net interest income	$2,534,000	3,638
Provision for loan and lease losses	$-11,000	6,227
Total noninterest income	$319,000	3,918
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$149,000	3,239
Trading account gains and fees	$0	172
Additional Noninterest Income	$170,000	3,885
Total noninterest expense	$1,805,000	4,103
Salaries and employee benefits	$905,000	4,257
Premises and equipment expense	$154,000	4,702
Additional noninterest expense	$746,000	3,594
Pre-tax net operating income	$1,059,000	2,867
Securities gains (losses)	$38,000	1,330
Applicable income taxes	$330,000	1,965
Income before extraordinary items	$767,000	3,168
Extraordinary gains, net	$0	20
Net income	$767,000	3,174
Minority interest net income	$0	80
Net income of bank and minority interests.	$767,000	3,174
Net charge-offs	$134,000	1,937
Cash dividends	$320,000	2,264
Sale, conversion, retirement of capital stock, net	$-50,000	6,605
Net operating income	$740,400	3,202
2014-03-31 (YTD Data)		Rank
Total interest income	$1,419,000	3,700
Total interest expense	$199,000	3,193
Net interest income	$1,220,000	3,748
Provision for loan and lease losses	$0	3,817
Total noninterest income	$136,000	4,142
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$75,000	3,201
Trading account gains and fees	$0	147
Additional Noninterest Income	$61,000	4,296
Total noninterest expense	$831,000	4,343
Salaries and employee benefits	$454,000	4,283
Premises and equipment expense	$76,000	4,787
Additional noninterest expense	$301,000	4,092
Pre-tax net operating income	$525,000	2,805
Securities gains (losses)	$38,000	746
Applicable income taxes	$169,000	1,887
Income before extraordinary items	$394,000	3,030
Extraordinary gains, net	$0	16
Net income	$394,000	3,033
Minority interest net income	$0	66
Net income of bank and minority interests.	$394,000	3,033
Net charge-offs	$6,000	3,056
Cash dividends	$160,000	1,919
Sale, conversion, retirement of capital stock, net	$-50,000	6,698
Net operating income	$367,400	3,147
2013-12-31 (YTD Data)		Rank
Total interest income	$5,814,000	3,698
Total interest expense	$879,000	3,234
Net interest income	$4,935,000	3,727
Provision for loan and lease losses	$0	5,091
Total noninterest income	$578,000	4,185
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$314,000	3,278
Trading account gains and fees	$0	184
Additional Noninterest Income	$264,000	4,258
Total noninterest expense	$3,267,000	4,420
Salaries and employee benefits	$1,776,000	4,351
Premises and equipment expense	$300,000	4,858
Additional noninterest expense	$1,191,000	4,214
Pre-tax net operating income	$2,246,000	2,635
Securities gains (losses)	$71,000	1,559
Applicable income taxes	$647,000	1,889
Income before extraordinary items	$1,670,000	2,948
Extraordinary gains, net	$0	29
Net income	$1,670,000	2,950
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,670,000	2,951
Net charge-offs	$154,000	3,309
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,618,880	2,952
2013-09-30 (YTD Data)		Rank
Total interest income	$4,362,000	3,739
Total interest expense	$676,000	3,259
Net interest income	$3,686,000	3,757
Provision for loan and lease losses	$0	4,941
Total noninterest income	$434,000	4,251
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$229,000	3,346
Trading account gains and fees	$0	180
Additional Noninterest Income	$205,000	4,281
Total noninterest expense	$2,385,000	4,496
Salaries and employee benefits	$1,330,000	4,374
Premises and equipment expense	$221,000	4,935
Additional noninterest expense	$834,000	4,381
Pre-tax net operating income	$1,735,000	2,675
Securities gains (losses)	$0	3,040
Applicable income taxes	$513,000	1,894
Income before extraordinary items	$1,222,000	3,039
Extraordinary gains, net	$0	25
Net income	$1,222,000	3,044
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,222,000	3,044
Net charge-offs	$57,000	3,755
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,222,000	2,972
2013-06-30 (YTD Data)		Rank
Total interest income	$2,914,000	3,739
Total interest expense	$457,000	3,284
Net interest income	$2,457,000	3,757
Provision for loan and lease losses	$0	4,788
Total noninterest income	$287,000	4,292
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$151,000	3,345
Trading account gains and fees	$0	157
Additional Noninterest Income	$136,000	4,342
Total noninterest expense	$1,585,000	4,520
Salaries and employee benefits	$894,000	4,382
Premises and equipment expense	$143,000	4,998
Additional noninterest expense	$548,000	4,418
Pre-tax net operating income	$1,159,000	2,646
Securities gains (losses)	$0	2,791
Applicable income taxes	$335,000	1,913
Income before extraordinary items	$824,000	3,008
Extraordinary gains, net	$0	22
Net income	$824,000	3,010
Minority interest net income	$0	82
Net income of bank and minority interests.	$824,000	3,011
Net charge-offs	$11,000	4,274
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$824,000	2,919
2013-03-31 (YTD Data)		Rank
Total interest income	$1,442,000	3,788
Total interest expense	$231,000	3,348
Net interest income	$1,211,000	3,817
Provision for loan and lease losses	$0	4,409
Total noninterest income	$142,000	4,287
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$76,000	3,310
Trading account gains and fees	$0	148
Additional Noninterest Income	$66,000	4,354
Total noninterest expense	$791,000	4,566
Salaries and employee benefits	$446,000	4,426
Premises and equipment expense	$68,000	5,115
Additional noninterest expense	$277,000	4,410
Pre-tax net operating income	$562,000	2,667
Securities gains (losses)	$0	1,966
Applicable income taxes	$206,000	1,683
Income before extraordinary items	$356,000	3,247
Extraordinary gains, net	$0	10
Net income	$356,000	3,248
Minority interest net income	$0	76
Net income of bank and minority interests.	$356,000	3,249
Net charge-offs	$11,000	3,407
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$356,000	3,148
2012-12-31 (YTD Data)		Rank
Total interest income	$5,990,000	3,847
Total interest expense	$1,111,000	3,356
Net interest income	$4,879,000	3,877
Provision for loan and lease losses	$80,000	4,862
Total noninterest income	$670,000	3,976
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$334,000	3,285
Trading account gains and fees	$0	166
Additional Noninterest Income	$336,000	3,888
Total noninterest expense	$3,028,000	4,717
Salaries and employee benefits	$1,688,000	4,547
Premises and equipment expense	$265,000	5,221
Additional noninterest expense	$1,075,000	4,621
Pre-tax net operating income	$2,441,000	2,450
Securities gains (losses)	$6,000	3,492
Applicable income taxes	$797,000	1,700
Income before extraordinary items	$1,650,000	2,936
Extraordinary gains, net	$0	29
Net income	$1,650,000	2,938
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,650,000	2,938
Net charge-offs	$-257,000	7,015
Cash dividends	$1,320,000	1,624
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,645,980	2,821
2012-09-30 (YTD Data)		Rank
Total interest income	$4,468,000	3,928
Total interest expense	$867,000	3,384
Net interest income	$3,601,000	3,969
Provision for loan and lease losses	$60,000	4,806
Total noninterest income	$525,000	3,920
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$244,000	3,374
Trading account gains and fees	$0	157
Additional Noninterest Income	$281,000	3,778
Total noninterest expense	$2,260,000	4,766
Salaries and employee benefits	$1,266,000	4,577
Premises and equipment expense	$192,000	5,336
Additional noninterest expense	$802,000	4,662
Pre-tax net operating income	$1,806,000	2,543
Securities gains (losses)	$-6,000	6,839
Applicable income taxes	$573,000	1,792
Income before extraordinary items	$1,227,000	3,018
Extraordinary gains, net	$0	20
Net income	$1,227,000	3,018
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,227,000	3,017
Net charge-offs	$30,000	4,854
Cash dividends	$309,000	2,527
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,231,080	2,872
2012-06-30 (YTD Data)		Rank
Total interest income	$2,944,000	3,978
Total interest expense	$608,000	3,372
Net interest income	$2,336,000	4,054
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$378,000	3,770
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$168,000	3,289
Trading account gains and fees	$0	153
Additional Noninterest Income	$210,000	3,608
Total noninterest expense	$1,510,000	4,792
Salaries and employee benefits	$843,000	4,603
Premises and equipment expense	$126,000	5,402
Additional noninterest expense	$541,000	4,640
Pre-tax net operating income	$1,174,000	2,557
Securities gains (losses)	$6,000	2,847
Applicable income taxes	$366,000	1,821
Income before extraordinary items	$814,000	2,998
Extraordinary gains, net	$0	19
Net income	$814,000	2,998
Minority interest net income	$0	84
Net income of bank and minority interests.	$814,000	2,998
Net charge-offs	$31,000	4,381
Cash dividends	$185,000	2,611
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$809,860	2,867
2012-03-31 (YTD Data)		Rank
Total interest income	$1,458,000	4,042
Total interest expense	$313,000	3,425
Net interest income	$1,145,000	4,144
Provision for loan and lease losses	$15,000	4,598
Total noninterest income	$221,000	3,468
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$85,000	3,261
Trading account gains and fees	$0	148
Additional Noninterest Income	$136,000	3,216
Total noninterest expense	$753,000	4,820
Salaries and employee benefits	$419,000	4,662
Premises and equipment expense	$66,000	5,331
Additional noninterest expense	$268,000	4,678
Pre-tax net operating income	$598,000	2,538
Securities gains (losses)	$5,000	1,907
Applicable income taxes	$170,000	1,906
Income before extraordinary items	$433,000	2,910
Extraordinary gains, net	$0	19
Net income	$433,000	2,913
Minority interest net income	$0	78
Net income of bank and minority interests.	$433,000	2,914
Net charge-offs	$36,000	3,280
Cash dividends	$79,000	2,231
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$429,400	2,770
2011-12-31 (YTD Data)		Rank
Total interest income	$5,752,000	4,197
Total interest expense	$1,408,000	3,600
Net interest income	$4,344,000	4,309
Provision for loan and lease losses	$180,000	4,726
Total noninterest income	$549,000	4,240
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$325,000	3,439
Trading account gains and fees	$0	146
Additional Noninterest Income	$224,000	4,299
Total noninterest expense	$2,919,000	4,952
Salaries and employee benefits	$1,491,000	4,979
Premises and equipment expense	$324,000	5,067
Additional noninterest expense	$1,104,000	4,680
Pre-tax net operating income	$1,794,000	2,708
Securities gains (losses)	$71,000	2,325
Applicable income taxes	$402,000	2,249
Income before extraordinary items	$1,463,000	2,818
Extraordinary gains, net	$0	29
Net income	$1,463,000	2,820
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,463,000	2,820
Net charge-offs	$285,000	3,861
Cash dividends	$198,000	3,386
Sale, conversion, retirement of capital stock, net	$-484,000	7,329
Net operating income	$1,407,620	2,806
2011-09-30 (YTD Data)		Rank
Total interest income	$4,300,000	4,255
Total interest expense	$1,090,000	3,631
Net interest income	$3,210,000	4,380
Provision for loan and lease losses	$150,000	4,478
Total noninterest income	$411,000	4,269
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$237,000	3,504
Trading account gains and fees	$0	145
Additional Noninterest Income	$174,000	4,302
Total noninterest expense	$2,225,000	4,918
Salaries and employee benefits	$1,127,000	4,947
Premises and equipment expense	$243,000	5,107
Additional noninterest expense	$855,000	4,589
Pre-tax net operating income	$1,246,000	2,932
Securities gains (losses)	$71,000	2,065
Applicable income taxes	$373,000	2,014
Income before extraordinary items	$944,000	3,187
Extraordinary gains, net	$0	21
Net income	$944,000	3,187
Minority interest net income	$0	87
Net income of bank and minority interests.	$944,000	3,187
Net charge-offs	$4,000	5,984
Cash dividends	$198,000	2,733
Sale, conversion, retirement of capital stock, net	$-357,000	7,410
Net operating income	$892,880	3,186
2011-06-30 (YTD Data)		Rank
Total interest income	$2,835,000	4,326
Total interest expense	$765,000	3,615
Net interest income	$2,070,000	4,490
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$273,000	4,296
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$149,000	3,604
Trading account gains and fees	$0	153
Additional Noninterest Income	$124,000	4,248
Total noninterest expense	$1,518,000	4,916
Salaries and employee benefits	$748,000	4,997
Premises and equipment expense	$162,000	5,153
Additional noninterest expense	$608,000	4,493
Pre-tax net operating income	$705,000	3,175
Securities gains (losses)	$71,000	1,364
Applicable income taxes	$220,000	2,128
Income before extraordinary items	$556,000	3,357
Extraordinary gains, net	$0	15
Net income	$556,000	3,358
Minority interest net income	$0	89
Net income of bank and minority interests.	$556,000	3,358
Net charge-offs	$-2,000	6,677
Cash dividends	$119,000	2,700
Sale, conversion, retirement of capital stock, net	$-353,000	7,497
Net operating income	$504,880	3,469
2011-03-31 (YTD Data)		Rank
Total interest income	$1,368,000	4,426
Total interest expense	$399,000	3,615
Net interest income	$969,000	4,657
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$128,000	4,473
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$71,000	3,675
Trading account gains and fees	$0	158
Additional Noninterest Income	$57,000	4,453
Total noninterest expense	$702,000	5,152
Salaries and employee benefits	$374,000	5,037
Premises and equipment expense	$78,000	5,277
Additional noninterest expense	$250,000	5,009
Pre-tax net operating income	$335,000	3,318
Securities gains (losses)	$0	1,772
Applicable income taxes	$99,000	2,192
Income before extraordinary items	$236,000	3,680
Extraordinary gains, net	$0	9
Net income	$236,000	3,680
Minority interest net income	$0	86
Net income of bank and minority interests.	$236,000	3,679
Net charge-offs	$-1,000	6,209
Cash dividends	$50,000	2,222
Sale, conversion, retirement of capital stock, net	$-186,000	7,558
Net operating income	$236,000	3,620
2010-12-31 (YTD Data)		Rank
Total interest income	$5,200,000	4,709
Total interest expense	$1,671,000	4,014
Net interest income	$3,529,000	4,928
Provision for loan and lease losses	$328,000	4,734
Total noninterest income	$516,000	4,501
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$338,000	3,416
Trading account gains and fees	$0	175
Additional Noninterest Income	$178,000	4,752
Total noninterest expense	$2,643,000	5,369
Salaries and employee benefits	$1,333,000	5,379
Premises and equipment expense	$321,000	5,257
Additional noninterest expense	$989,000	5,116
Pre-tax net operating income	$1,074,000	3,266
Securities gains (losses)	$18,000	3,151
Applicable income taxes	$181,000	2,795
Income before extraordinary items	$911,000	3,386
Extraordinary gains, net	$0	29
Net income	$911,000	3,383
Minority interest net income	$0	111
Net income of bank and minority interests.	$911,000	3,386
Net charge-offs	$33,000	6,156
Cash dividends	$157,000	3,467
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$896,060	3,308
2010-09-30 (YTD Data)		Rank
Total interest income	$3,890,000	4,807
Total interest expense	$1,254,000	4,147
Net interest income	$2,636,000	4,995
Provision for loan and lease losses	$238,000	4,648
Total noninterest income	$381,000	4,610
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$249,000	3,500
Trading account gains and fees	$0	165
Additional Noninterest Income	$132,000	4,847
Total noninterest expense	$1,956,000	5,425
Salaries and employee benefits	$1,040,000	5,319
Premises and equipment expense	$242,000	5,319
Additional noninterest expense	$674,000	5,360
Pre-tax net operating income	$823,000	3,413
Securities gains (losses)	$18,000	2,932
Applicable income taxes	$247,000	2,343
Income before extraordinary items	$594,000	3,805
Extraordinary gains, net	$0	23
Net income	$594,000	3,805
Minority interest net income	$0	110
Net income of bank and minority interests.	$594,000	3,806
Net charge-offs	$33,000	5,770
Cash dividends	$101,000	3,167
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$581,220	3,690
2010-06-30 (YTD Data)		Rank
Total interest income	$2,608,000	4,836
Total interest expense	$840,000	4,228
Net interest income	$1,768,000	4,999
Provision for loan and lease losses	$147,000	4,687
Total noninterest income	$253,000	4,596
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$163,000	3,546
Trading account gains and fees	$0	152
Additional Noninterest Income	$90,000	4,795
Total noninterest expense	$1,296,000	5,464
Salaries and employee benefits	$703,000	5,300
Premises and equipment expense	$158,000	5,402
Additional noninterest expense	$435,000	5,464
Pre-tax net operating income	$578,000	3,367
Securities gains (losses)	$15,000	2,470
Applicable income taxes	$173,000	2,272
Income before extraordinary items	$420,000	3,700
Extraordinary gains, net	$0	19
Net income	$420,000	3,698
Minority interest net income	$0	105
Net income of bank and minority interests.	$420,000	3,699
Net charge-offs	$5,000	6,051
Cash dividends	$50,000	3,167
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$409,350	3,643
2010-03-31 (YTD Data)		Rank
Total interest income	$1,291,000	4,925
Total interest expense	$427,000	4,320
Net interest income	$864,000	5,095
Provision for loan and lease losses	$57,000	4,750
Total noninterest income	$123,000	4,660
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$83,000	3,526
Trading account gains and fees	$0	175
Additional Noninterest Income	$40,000	5,053
Total noninterest expense	$638,000	5,579
Salaries and employee benefits	$351,000	5,355
Premises and equipment expense	$79,000	5,473
Additional noninterest expense	$208,000	5,596
Pre-tax net operating income	$292,000	3,396
Securities gains (losses)	$0	2,284
Applicable income taxes	$82,000	2,317
Income before extraordinary items	$210,000	3,788
Extraordinary gains, net	$0	16
Net income	$210,000	3,785
Minority interest net income	$0	91
Net income of bank and minority interests.	$210,000	3,787
Net charge-offs	$5,000	5,141
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$210,000	3,668
2009-12-31 (YTD Data)		Rank
Total interest income	$5,242,000	4,992
Total interest expense	$1,908,000	4,589
Net interest income	$3,334,000	5,097
Provision for loan and lease losses	$3,312,000	1,852
Total noninterest income	$546,000	4,570
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$386,000	3,397
Trading account gains and fees	$0	211
Additional Noninterest Income	$160,000	4,987
Total noninterest expense	$2,765,000	5,406
Salaries and employee benefits	$1,368,000	5,460
Premises and equipment expense	$376,000	5,146
Additional noninterest expense	$1,021,000	5,181
Pre-tax net operating income	$-2,197,000	6,687
Securities gains (losses)	$-477,000	7,582
Applicable income taxes	$-1,157,000	7,329
Income before extraordinary items	$-1,517,000	6,573
Extraordinary gains, net	$0	34
Net income	$-1,517,000	6,573
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,517,000	6,573
Net charge-offs	$2,350,000	1,853
Cash dividends	$101,000	4,108
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,211,720	6,453
2009-09-30 (YTD Data)		Rank
Total interest income	$3,892,000	5,087
Total interest expense	$1,446,000	4,703
Net interest income	$2,446,000	5,169
Provision for loan and lease losses	$2,371,000	1,720
Total noninterest income	$415,000	4,592
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$293,000	3,382
Trading account gains and fees	$0	212
Additional Noninterest Income	$122,000	5,097
Total noninterest expense	$2,079,000	5,407
Salaries and employee benefits	$1,066,000	5,386
Premises and equipment expense	$298,000	5,052
Additional noninterest expense	$715,000	5,347
Pre-tax net operating income	$-1,589,000	6,903
Securities gains (losses)	$-488,000	7,752
Applicable income taxes	$-577,000	7,382
Income before extraordinary items	$-1,500,000	6,997
Extraordinary gains, net	$0	27
Net income	$-1,500,000	6,997
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,500,000	6,998
Net charge-offs	$2,351,000	1,375
Cash dividends	$101,000	3,570
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,148,640	6,816
2009-06-30 (YTD Data)		Rank
Total interest income	$2,547,000	5,180
Total interest expense	$966,000	4,814
Net interest income	$1,581,000	5,259
Provision for loan and lease losses	$2,329,000	1,282
Total noninterest income	$276,000	4,597
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$198,000	3,335
Trading account gains and fees	$0	193
Additional Noninterest Income	$78,000	5,201
Total noninterest expense	$1,378,000	5,463
Salaries and employee benefits	$710,000	5,450
Premises and equipment expense	$199,000	5,085
Additional noninterest expense	$469,000	5,418
Pre-tax net operating income	$-1,850,000	7,347
Securities gains (losses)	$-493,000	7,911
Applicable income taxes	$-577,000	7,619
Income before extraordinary items	$-1,766,000	7,405
Extraordinary gains, net	$0	21
Net income	$-1,766,000	7,404
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,766,000	7,403
Net charge-offs	$2,345,000	1,020
Cash dividends	$101,000	3,240
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,396,250	7,299
2009-03-31 (YTD Data)		Rank
Total interest income	$1,259,000	5,254
Total interest expense	$493,000	4,868
Net interest income	$766,000	5,348
Provision for loan and lease losses	$41,000	5,146
Total noninterest income	$137,000	4,615
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$106,000	3,154
Trading account gains and fees	$0	171
Additional Noninterest Income	$31,000	5,565
Total noninterest expense	$636,000	5,644
Salaries and employee benefits	$349,000	5,548
Premises and equipment expense	$96,000	5,219
Additional noninterest expense	$191,000	5,708
Pre-tax net operating income	$226,000	3,834
Securities gains (losses)	$9,000	1,939
Applicable income taxes	$70,000	2,552
Income before extraordinary items	$165,000	4,177
Extraordinary gains, net	$0	15
Net income	$165,000	4,180
Minority interest net income	$0	102
Net income of bank and minority interests.	$165,000	4,180
Net charge-offs	$0	5,728
Cash dividends	$101,000	2,224
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$158,700	4,099
2008-12-31 (YTD Data)		Rank
Total interest income	$6,451,000	4,717
Total interest expense	$2,806,000	4,439
Net interest income	$3,645,000	4,864
Provision for loan and lease losses	$93,000	6,122
Total noninterest income	$662,000	4,263
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$505,000	2,992
Trading account gains and fees	$0	154
Additional Noninterest Income	$157,000	5,243
Total noninterest expense	$2,643,000	5,487
Salaries and employee benefits	$1,421,000	5,498
Premises and equipment expense	$406,000	5,044
Additional noninterest expense	$816,000	5,427
Pre-tax net operating income	$1,571,000	2,934
Securities gains (losses)	$-109,000	7,259
Applicable income taxes	$383,000	2,127
Income before extraordinary items	$1,079,000	3,142
Extraordinary gains, net	$0	39
Net income	$1,079,000	3,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,960
Cash dividends	$630,000	3,010
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,159,660	3,137
2008-09-30 (YTD Data)		Rank
Total interest income	$5,008,000	4,699
Total interest expense	$2,284,000	4,325
Net interest income	$2,724,000	4,901
Provision for loan and lease losses	$70,000	5,559
Total noninterest income	$545,000	4,153
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$379,000	3,019
Trading account gains and fees	$0	148
Additional Noninterest Income	$166,000	4,782
Total noninterest expense	$2,006,000	5,443
Salaries and employee benefits	$1,078,000	5,477
Premises and equipment expense	$302,000	5,094
Additional noninterest expense	$626,000	5,302
Pre-tax net operating income	$1,193,000	3,328
Securities gains (losses)	$-138,000	7,563
Applicable income taxes	$322,000	2,386
Income before extraordinary items	$733,000	3,731
Extraordinary gains, net	$0	31
Net income	$733,000	3,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,316
Cash dividends	$478,000	2,809
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$828,220	3,637
2008-06-30 (YTD Data)		Rank
Total interest income	$3,399,000	4,715
Total interest expense	$1,600,000	4,329
Net interest income	$1,799,000	4,942
Provision for loan and lease losses	$48,000	5,233
Total noninterest income	$342,000	4,337
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$251,000	2,998
Trading account gains and fees	$0	149
Additional Noninterest Income	$91,000	5,205
Total noninterest expense	$1,339,000	5,479
Salaries and employee benefits	$719,000	5,522
Premises and equipment expense	$199,000	5,169
Additional noninterest expense	$421,000	5,262
Pre-tax net operating income	$754,000	3,564
Securities gains (losses)	$83,000	1,105
Applicable income taxes	$263,000	2,359
Income before extraordinary items	$574,000	3,736
Extraordinary gains, net	$0	21
Net income	$574,000	3,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$326,000	2,844
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$516,730	3,897
2008-03-31 (YTD Data)		Rank
Total interest income	$1,797,000	4,637
Total interest expense	$853,000	4,335
Net interest income	$944,000	4,814
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$179,000	4,212
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$123,000	3,001
Trading account gains and fees	$0	158
Additional Noninterest Income	$56,000	4,821
Total noninterest expense	$656,000	5,555
Salaries and employee benefits	$350,000	5,632
Premises and equipment expense	$98,000	5,215
Additional noninterest expense	$208,000	5,252
Pre-tax net operating income	$442,000	3,307
Securities gains (losses)	$44,000	1,153
Applicable income taxes	$155,000	2,276
Income before extraordinary items	$331,000	3,591
Extraordinary gains, net	$0	15
Net income	$331,000	3,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$152,000	2,565
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$301,080	3,710
2007-12-31 (YTD Data)		Rank
Total interest income	$7,676,000	4,476
Total interest expense	$3,456,000	4,371
Net interest income	$4,220,000	4,473
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$622,000	4,561
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$546,000	2,860
Trading account gains and fees	$0	178
Additional Noninterest Income	$76,000	6,595
Total noninterest expense	$2,712,000	5,338
Salaries and employee benefits	$1,437,000	5,441
Premises and equipment expense	$431,000	4,801
Additional noninterest expense	$844,000	5,168
Pre-tax net operating income	$2,070,000	3,249
Securities gains (losses)	$32,000	946
Applicable income taxes	$618,000	2,464
Income before extraordinary items	$1,484,000	3,475
Extraordinary gains, net	$0	39
Net income	$1,484,000	3,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,709
Cash dividends	$196,000	4,947
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,461,280	3,494
2007-09-30 (YTD Data)		Rank
Total interest income	$5,740,000	4,513
Total interest expense	$2,560,000	4,415
Net interest income	$3,180,000	4,491
Provision for loan and lease losses	$45,000	5,124
Total noninterest income	$459,000	4,607
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$401,000	2,894
Trading account gains and fees	$0	184
Additional Noninterest Income	$58,000	6,594
Total noninterest expense	$2,059,000	5,265
Salaries and employee benefits	$1,098,000	5,356
Premises and equipment expense	$321,000	4,809
Additional noninterest expense	$640,000	5,087
Pre-tax net operating income	$1,535,000	3,422
Securities gains (losses)	$20,000	826
Applicable income taxes	$490,000	2,557
Income before extraordinary items	$1,065,000	3,738
Extraordinary gains, net	$0	33
Net income	$1,065,000	3,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,441
Cash dividends	$44,000	4,981
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,051,400	3,757
2007-06-30 (YTD Data)		Rank
Total interest income	$3,788,000	4,555
Total interest expense	$1,681,000	4,449
Net interest income	$2,107,000	4,539
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$306,000	4,616
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$263,000	2,925
Trading account gains and fees	$0	168
Additional Noninterest Income	$43,000	6,508
Total noninterest expense	$1,385,000	5,270
Salaries and employee benefits	$745,000	5,348
Premises and equipment expense	$214,000	4,817
Additional noninterest expense	$426,000	5,074
Pre-tax net operating income	$998,000	3,537
Securities gains (losses)	$10,000	866
Applicable income taxes	$319,000	2,661
Income before extraordinary items	$689,000	3,859
Extraordinary gains, net	$0	29
Net income	$689,000	3,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,195
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$682,200	3,871
2007-03-31 (YTD Data)		Rank
Total interest income	$1,858,000	4,609
Total interest expense	$830,000	4,475
Net interest income	$1,028,000	4,608
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$164,000	4,431
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$138,000	2,762
Trading account gains and fees	$0	195
Additional Noninterest Income	$26,000	6,219
Total noninterest expense	$682,000	5,336
Salaries and employee benefits	$378,000	5,346
Premises and equipment expense	$106,000	4,871
Additional noninterest expense	$198,000	5,286
Pre-tax net operating income	$495,000	3,552
Securities gains (losses)	$8,000	735
Applicable income taxes	$159,000	2,685
Income before extraordinary items	$344,000	3,871
Extraordinary gains, net	$0	22
Net income	$344,000	3,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,299
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$338,560	3,888
2006-12-31 (YTD Data)		Rank
Total interest income	$7,261,000	4,468
Total interest expense	$3,048,000	4,282
Net interest income	$4,213,000	4,515
Provision for loan and lease losses	$60,000	5,315
Total noninterest income	$657,000	4,508
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$576,000	2,771
Trading account gains and fees	$0	130
Additional Noninterest Income	$81,000	6,654
Total noninterest expense	$2,939,000	4,957
Salaries and employee benefits	$1,678,000	4,848
Premises and equipment expense	$421,000	4,763
Additional noninterest expense	$840,000	5,079
Pre-tax net operating income	$1,871,000	3,790
Securities gains (losses)	$71,000	608
Applicable income taxes	$559,000	2,986
Income before extraordinary items	$1,383,000	3,961
Extraordinary gains, net	$0	51
Net income	$1,383,000	3,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,935
Cash dividends	$268,000	4,622
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,332,590	4,009
2006-09-30 (YTD Data)		Rank
Total interest income	$5,379,000	4,487
Total interest expense	$2,195,000	4,297
Net interest income	$3,184,000	4,532
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$495,000	4,502
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$435,000	2,776
Trading account gains and fees	$0	126
Additional Noninterest Income	$60,000	6,682
Total noninterest expense	$2,163,000	5,002
Salaries and employee benefits	$1,220,000	4,911
Premises and equipment expense	$314,000	4,778
Additional noninterest expense	$629,000	5,058
Pre-tax net operating income	$1,471,000	3,829
Securities gains (losses)	$65,000	508
Applicable income taxes	$477,000	2,925
Income before extraordinary items	$1,059,000	4,033
Extraordinary gains, net	$0	45
Net income	$1,059,000	4,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$268,000	3,833
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,014,150	4,122
2006-06-30 (YTD Data)		Rank
Total interest income	$3,491,000	4,517
Total interest expense	$1,417,000	4,256
Net interest income	$2,074,000	4,611
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$334,000	4,464
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$273,000	2,887
Trading account gains and fees	$0	126
Additional Noninterest Income	$61,000	6,057
Total noninterest expense	$1,386,000	5,152
Salaries and employee benefits	$768,000	5,118
Premises and equipment expense	$209,000	4,797
Additional noninterest expense	$409,000	5,133
Pre-tax net operating income	$992,000	3,815
Securities gains (losses)	$65,000	405
Applicable income taxes	$327,000	2,920
Income before extraordinary items	$730,000	3,960
Extraordinary gains, net	$0	39
Net income	$730,000	3,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$267,000	3,289
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$685,150	4,111
2006-03-31 (YTD Data)		Rank
Total interest income	$1,680,000	4,585
Total interest expense	$672,000	4,280
Net interest income	$1,008,000	4,687
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$172,000	4,321
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$138,000	2,780
Trading account gains and fees	$0	115
Additional Noninterest Income	$34,000	5,852
Total noninterest expense	$663,000	5,301
Salaries and employee benefits	$375,000	5,217
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$186,000	5,401
Pre-tax net operating income	$502,000	3,718
Securities gains (losses)	$4,000	719
Applicable income taxes	$153,000	3,014
Income before extraordinary items	$353,000	4,000
Extraordinary gains, net	$0	21
Net income	$353,000	4,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$120,000	2,929
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$350,200	4,003
2005-12-31 (YTD Data)		Rank
Total interest income	$5,797,000	4,697
Total interest expense	$2,084,000	4,312
Net interest income	$3,713,000	4,846
Provision for loan and lease losses	$70,000	5,300
Total noninterest income	$617,000	4,723
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$508,000	3,025
Trading account gains and fees	$0	138
Additional Noninterest Income	$109,000	6,277
Total noninterest expense	$2,368,000	5,546
Salaries and employee benefits	$1,314,000	5,491
Premises and equipment expense	$312,000	5,612
Additional noninterest expense	$742,000	5,422
Pre-tax net operating income	$1,892,000	3,818
Securities gains (losses)	$45,000	962
Applicable income taxes	$527,000	3,286
Income before extraordinary items	$1,410,000	3,936
Extraordinary gains, net	$0	46
Net income	$1,410,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,620
Cash dividends	$482,000	3,727
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,377,150	3,969
2005-09-30 (YTD Data)		Rank
Total interest income	$4,227,000	4,749
Total interest expense	$1,486,000	4,321
Net interest income	$2,741,000	4,913
Provision for loan and lease losses	$55,000	5,056
Total noninterest income	$455,000	4,790
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$408,000	2,875
Trading account gains and fees	$0	126
Additional Noninterest Income	$47,000	7,147
Total noninterest expense	$1,709,000	5,639
Salaries and employee benefits	$939,000	5,629
Premises and equipment expense	$221,000	5,787
Additional noninterest expense	$549,000	5,417
Pre-tax net operating income	$1,432,000	3,879
Securities gains (losses)	$45,000	917
Applicable income taxes	$487,000	2,998
Income before extraordinary items	$990,000	4,186
Extraordinary gains, net	$0	35
Net income	$990,000	4,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,785
Cash dividends	$364,000	3,251
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$959,850	4,227
2005-06-30 (YTD Data)		Rank
Total interest income	$2,738,000	4,792
Total interest expense	$944,000	4,301
Net interest income	$1,794,000	4,950
Provision for loan and lease losses	$40,000	4,850
Total noninterest income	$299,000	4,796
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$283,000	2,733
Trading account gains and fees	$0	116
Additional Noninterest Income	$16,000	7,844
Total noninterest expense	$1,137,000	5,638
Salaries and employee benefits	$625,000	5,624
Premises and equipment expense	$147,000	5,757
Additional noninterest expense	$365,000	5,396
Pre-tax net operating income	$916,000	3,946
Securities gains (losses)	$45,000	821
Applicable income taxes	$320,000	2,991
Income before extraordinary items	$641,000	4,247
Extraordinary gains, net	$0	30
Net income	$641,000	4,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$230,000	3,331
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$610,850	4,321
2005-03-31 (YTD Data)		Rank
Total interest income	$1,319,000	4,879
Total interest expense	$443,000	4,376
Net interest income	$876,000	5,040
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$148,000	4,742
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$105,000	3,325
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,506
Total noninterest expense	$551,000	5,771
Salaries and employee benefits	$301,000	5,775
Premises and equipment expense	$70,000	5,955
Additional noninterest expense	$180,000	5,414
Pre-tax net operating income	$458,000	3,913
Securities gains (losses)	$39,000	615
Applicable income taxes	$164,000	2,951
Income before extraordinary items	$333,000	4,083
Extraordinary gains, net	$0	24
Net income	$333,000	4,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$115,000	2,810
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$306,870	4,266
2004-12-31 (YTD Data)		Rank
Total interest income	$4,781,000	4,994
Total interest expense	$1,514,000	4,486
Net interest income	$3,267,000	5,139
Provision for loan and lease losses	$105,000	4,905
Total noninterest income	$596,000	4,833
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$504,000	3,130
Trading account gains and fees	$0	138
Additional Noninterest Income	$92,000	6,549
Total noninterest expense	$2,269,000	5,598
Salaries and employee benefits	$1,278,000	5,496
Premises and equipment expense	$300,000	5,680
Additional noninterest expense	$691,000	5,565
Pre-tax net operating income	$1,489,000	4,264
Securities gains (losses)	$113,000	1,163
Applicable income taxes	$501,000	3,355
Income before extraordinary items	$1,101,000	4,438
Extraordinary gains, net	$0	34
Net income	$1,101,000	4,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,277
Cash dividends	$2,432,000	1,161
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,023,030	4,567
2004-09-30 (YTD Data)		Rank
Total interest income	$3,521,000	5,041
Total interest expense	$1,088,000	4,569
Net interest income	$2,433,000	5,146
Provision for loan and lease losses	$75,000	4,788
Total noninterest income	$446,000	4,858
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$403,000	2,995
Trading account gains and fees	$0	134
Additional Noninterest Income	$43,000	7,253
Total noninterest expense	$1,671,000	5,638
Salaries and employee benefits	$931,000	5,554
Premises and equipment expense	$212,000	5,809
Additional noninterest expense	$528,000	5,472
Pre-tax net operating income	$1,133,000	4,311
Securities gains (losses)	$80,000	1,326
Applicable income taxes	$367,000	3,450
Income before extraordinary items	$846,000	4,458
Extraordinary gains, net	$0	26
Net income	$846,000	4,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,626
Cash dividends	$2,319,000	857
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$790,000	4,572
2004-06-30 (YTD Data)		Rank
Total interest income	$2,334,000	5,065
Total interest expense	$698,000	4,678
Net interest income	$1,636,000	5,120
Provision for loan and lease losses	$45,000	4,838
Total noninterest income	$294,000	4,879
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$261,000	3,036
Trading account gains and fees	$0	130
Additional Noninterest Income	$33,000	7,099
Total noninterest expense	$1,075,000	5,771
Salaries and employee benefits	$606,000	5,666
Premises and equipment expense	$126,000	6,189
Additional noninterest expense	$343,000	5,567
Pre-tax net operating income	$810,000	4,073
Securities gains (losses)	$20,000	2,036
Applicable income taxes	$240,000	3,459
Income before extraordinary items	$590,000	4,301
Extraordinary gains, net	$0	21
Net income	$590,000	4,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,719
Cash dividends	$2,206,000	638
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$575,800	4,271
2004-03-31 (YTD Data)		Rank
Total interest income	$1,166,000	5,094
Total interest expense	$340,000	4,796
Net interest income	$826,000	5,100
Provision for loan and lease losses	$10,000	5,595
Total noninterest income	$150,000	4,772
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$121,000	3,142
Trading account gains and fees	$0	121
Additional Noninterest Income	$29,000	6,170
Total noninterest expense	$525,000	5,890
Salaries and employee benefits	$285,000	5,888
Premises and equipment expense	$61,000	6,270
Additional noninterest expense	$179,000	5,453
Pre-tax net operating income	$441,000	3,834
Securities gains (losses)	$18,000	1,769
Applicable income taxes	$132,000	3,327
Income before extraordinary items	$327,000	4,039
Extraordinary gains, net	$0	16
Net income	$327,000	4,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$113,000	2,764
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$314,220	4,016
2003-12-31 (YTD Data)		Rank
Total interest income	$4,284,000	5,400
Total interest expense	$1,357,000	5,199
Net interest income	$2,927,000	5,387
Provision for loan and lease losses	$0	7,651
Total noninterest income	$548,000	5,190
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$441,000	3,431
Trading account gains and fees	$0	160
Additional Noninterest Income	$107,000	6,421
Total noninterest expense	$1,960,000	6,055
Salaries and employee benefits	$1,079,000	5,995
Premises and equipment expense	$258,000	6,084
Additional noninterest expense	$623,000	5,858
Pre-tax net operating income	$1,515,000	4,103
Securities gains (losses)	$240,000	1,214
Applicable income taxes	$437,000	3,607
Income before extraordinary items	$1,318,000	3,876
Extraordinary gains, net	$0	54
Net income	$1,318,000	3,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,674
Cash dividends	$463,000	3,669
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,138,000	4,107
2003-09-30 (YTD Data)		Rank
Total interest income	$3,155,000	5,518
Total interest expense	$1,011,000	5,348
Net interest income	$2,144,000	5,486
Provision for loan and lease losses	$0	7,481
Total noninterest income	$419,000	5,187
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$321,000	3,507
Trading account gains and fees	$0	153
Additional Noninterest Income	$98,000	6,119
Total noninterest expense	$1,482,000	6,014
Salaries and employee benefits	$812,000	5,965
Premises and equipment expense	$187,000	6,172
Additional noninterest expense	$483,000	5,747
Pre-tax net operating income	$1,081,000	4,346
Securities gains (losses)	$198,000	1,233
Applicable income taxes	$299,000	3,911
Income before extraordinary items	$980,000	4,033
Extraordinary gains, net	$0	40
Net income	$980,000	4,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,905
Cash dividends	$353,000	3,227
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$827,540	4,335
2003-06-30 (YTD Data)		Rank
Total interest income	$2,115,000	5,554
Total interest expense	$690,000	5,389
Net interest income	$1,425,000	5,496
Provision for loan and lease losses	$0	7,324
Total noninterest income	$290,000	5,085
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$212,000	3,487
Trading account gains and fees	$0	150
Additional Noninterest Income	$78,000	5,763
Total noninterest expense	$1,007,000	5,963
Salaries and employee benefits	$552,000	5,902
Premises and equipment expense	$124,000	6,178
Additional noninterest expense	$331,000	5,650
Pre-tax net operating income	$708,000	4,391
Securities gains (losses)	$173,000	1,135
Applicable income taxes	$202,000	3,952
Income before extraordinary items	$679,000	3,950
Extraordinary gains, net	$0	30
Net income	$679,000	3,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$238,000	3,251
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$545,790	4,354
2003-03-31 (YTD Data)		Rank
Total interest income	$1,070,000	5,544
Total interest expense	$346,000	5,481
Net interest income	$724,000	5,440
Provision for loan and lease losses	$0	6,934
Total noninterest income	$164,000	4,662
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$100,000	3,549
Trading account gains and fees	$0	134
Additional Noninterest Income	$64,000	4,791
Total noninterest expense	$491,000	6,059
Salaries and employee benefits	$257,000	6,157
Premises and equipment expense	$60,000	6,275
Additional noninterest expense	$174,000	5,473
Pre-tax net operating income	$397,000	4,050
Securities gains (losses)	$22,000	1,846
Applicable income taxes	$95,000	4,029
Income before extraordinary items	$324,000	4,028
Extraordinary gains, net	$0	21
Net income	$324,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$122,000	2,732
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$307,060	3,978
2002-12-31 (YTD Data)		Rank
Total interest income	$4,349,000	5,645
Total interest expense	$1,538,000	5,648
Net interest income	$2,811,000	5,507
Provision for loan and lease losses	$0	8,089
Total noninterest income	$512,000	5,147
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$430,000	3,356
Trading account gains and fees	$0	153
Additional Noninterest Income	$82,000	6,829
Total noninterest expense	$1,885,000	6,085
Salaries and employee benefits	$1,016,000	6,077
Premises and equipment expense	$238,000	6,293
Additional noninterest expense	$631,000	5,757
Pre-tax net operating income	$1,438,000	4,225
Securities gains (losses)	$47,000	2,464
Applicable income taxes	$261,000	4,685
Income before extraordinary items	$1,224,000	4,029
Extraordinary gains, net	$0	70
Net income	$1,224,000	4,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,791
Cash dividends	$471,000	3,558
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,185,460	4,011
2001-12-31 (YTD Data)		Rank
Total interest income	$5,024,000	5,594
Total interest expense	$2,385,000	5,543
Net interest income	$2,639,000	5,537
Provision for loan and lease losses	$0	8,228
Total noninterest income	$495,000	5,098
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$418,000	3,265
Trading account gains and fees	$0	177
Additional Noninterest Income	$77,000	6,957
Total noninterest expense	$1,868,000	5,994
Salaries and employee benefits	$1,011,000	5,935
Premises and equipment expense	$268,000	5,874
Additional noninterest expense	$589,000	5,905
Pre-tax net operating income	$1,266,000	4,296
Securities gains (losses)	$87,000	1,866
Applicable income taxes	$226,000	4,792
Income before extraordinary items	$1,127,000	3,969
Extraordinary gains, net	$0	105
Net income	$1,127,000	3,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$492,000	3,511
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,054,790	4,023
2000-12-31 (YTD Data)		Rank
Total interest income	$5,502,000	5,379
Total interest expense	$2,588,000	5,433
Net interest income	$2,914,000	5,258
Provision for loan and lease losses	$0	8,337
Total noninterest income	$473,000	5,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$399,000	3,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	7,070
Total noninterest expense	$1,806,000	6,047
Salaries and employee benefits	$974,000	6,029
Premises and equipment expense	$270,000	5,774
Additional noninterest expense	$562,000	6,004
Pre-tax net operating income	$1,581,000	3,921
Securities gains (losses)	$22,000	930
Applicable income taxes	$363,000	4,198
Income before extraordinary items	$1,240,000	3,776
Extraordinary gains, net	$0	38
Net income	$1,240,000	3,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,082
Cash dividends	$519,000	3,480
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,223,060	3,795
1999-12-31 (YTD Data)		Rank
Total interest income	$5,006,000	5,570
Total interest expense	$2,342,000	5,428
Net interest income	$2,664,000	5,583
Provision for loan and lease losses	$0	8,503
Total noninterest income	$493,000	4,993
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$416,000	3,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	7,232
Total noninterest expense	$1,696,000	6,305
Salaries and employee benefits	$916,000	6,230
Premises and equipment expense	$214,000	6,582
Additional noninterest expense	$566,000	6,046
Pre-tax net operating income	$1,461,000	4,170
Securities gains (losses)	$15,000	1,536
Applicable income taxes	$341,000	4,534
Income before extraordinary items	$1,135,000	4,036
Extraordinary gains, net	$0	35
Net income	$1,135,000	4,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,121
Cash dividends	$415,000	3,848
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,123,450	4,035
1998-12-31 (YTD Data)		Rank
Total interest income	$4,928,000	5,735
Total interest expense	$2,274,000	5,704
Net interest income	$2,654,000	5,608
Provision for loan and lease losses	$0	8,652
Total noninterest income	$443,000	5,305
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$359,000	3,434
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,070
Total noninterest expense	$1,637,000	6,345
Salaries and employee benefits	$890,000	6,256
Premises and equipment expense	$220,000	6,425
Additional noninterest expense	$527,000	6,249
Pre-tax net operating income	$1,460,000	4,261
Securities gains (losses)	$16,000	2,616
Applicable income taxes	$422,000	4,285
Income before extraordinary items	$1,054,000	4,316
Extraordinary gains, net	$0	32
Net income	$1,054,000	4,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	10,156
Cash dividends	$320,000	4,410
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,042,640	4,270
1997-12-31 (YTD Data)		Rank
Total interest income	$4,746,000	6,004
Total interest expense	$1,987,000	6,293
Net interest income	$2,759,000	5,650
Provision for loan and lease losses	$0	8,829
Total noninterest income	$439,000	5,411
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$377,000	3,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,946
Total noninterest expense	$1,612,000	6,506
Salaries and employee benefits	$898,000	6,301
Premises and equipment expense	$211,000	6,647
Additional noninterest expense	$503,000	6,482
Pre-tax net operating income	$1,586,000	4,270
Securities gains (losses)	$19,000	1,923
Applicable income taxes	$558,000	3,887
Income before extraordinary items	$1,047,000	4,529
Extraordinary gains, net	$0	44
Net income	$1,047,000	4,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,353
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,034,650	4,520
1996-12-31 (YTD Data)		Rank
Total interest income	$4,522,000	6,374
Total interest expense	$2,011,000	6,388
Net interest income	$2,511,000	6,176
Provision for loan and lease losses	$0	9,041
Total noninterest income	$407,000	5,885
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$323,000	3,996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,617
Total noninterest expense	$1,653,000	6,702
Salaries and employee benefits	$868,000	6,623
Premises and equipment expense	$212,000	6,822
Additional noninterest expense	$573,000	6,529
Pre-tax net operating income	$1,265,000	4,937
Securities gains (losses)	$9,000	2,573
Applicable income taxes	$417,000	4,765
Income before extraordinary items	$857,000	5,044
Extraordinary gains, net	$0	53
Net income	$857,000	5,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,357
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$850,970	5,021
1995-12-31 (YTD Data)		Rank
Total interest income	$4,665,000	6,276
Total interest expense	$1,971,000	6,533
Net interest income	$2,694,000	5,971
Provision for loan and lease losses	$0	8,958
Total noninterest income	$395,000	6,035
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$308,000	4,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	7,676
Total noninterest expense	$1,717,000	6,693
Salaries and employee benefits	$870,000	6,709
Premises and equipment expense	$281,000	5,914
Additional noninterest expense	$566,000	6,744
Pre-tax net operating income	$1,372,000	4,773
Securities gains (losses)	$53,000	1,271
Applicable income taxes	$453,000	4,507
Income before extraordinary items	$972,000	4,713
Extraordinary gains, net	$0	65
Net income	$972,000	4,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,295
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$935,960	4,833
1994-12-31 (YTD Data)		Rank
Total interest income	$3,880,000	6,852
Total interest expense	$1,473,000	6,966
Net interest income	$2,407,000	6,650
Provision for loan and lease losses	$0	9,146
Total noninterest income	$505,000	5,259
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$328,000	4,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	5,670
Total noninterest expense	$1,879,000	6,503
Salaries and employee benefits	$918,000	6,527
Premises and equipment expense	$307,000	5,617
Additional noninterest expense	$654,000	6,646
Pre-tax net operating income	$1,033,000	5,821
Securities gains (losses)	$50,000	1,155
Applicable income taxes	$341,000	5,376
Income before extraordinary items	$742,000	5,652
Extraordinary gains, net	$0	249
Net income	$742,000	5,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,153
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$707,500	5,928
1993-12-31 (YTD Data)		Rank
Total interest income	$3,844,000	7,063
Total interest expense	$1,604,000	6,867
Net interest income	$2,240,000	7,060
Provision for loan and lease losses	$1,206,000	1,150
Total noninterest income	$466,000	5,862
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$382,000	3,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,451
Total noninterest expense	$2,055,000	6,188
Salaries and employee benefits	$900,000	6,712
Premises and equipment expense	$260,000	6,507
Additional noninterest expense	$895,000	5,388
Pre-tax net operating income	$-555,000	12,875
Securities gains (losses)	$91,000	2,627
Applicable income taxes	$-189,000	13,035
Income before extraordinary items	$-275,000	12,811
Extraordinary gains, net	$-1,000	12,163
Net income	$-276,000	12,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$825,000	1,298
Cash dividends	$199,000	5,512
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-333,240	12,770
1992-12-31 (YTD Data)		Rank
Total interest income	$4,240,000	7,194
Total interest expense	$2,151,000	6,752
Net interest income	$2,089,000	7,520
Provision for loan and lease losses	$138,000	6,347
Total noninterest income	$536,000	5,371
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$426,000	3,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	7,754
Total noninterest expense	$1,794,000	6,963
Salaries and employee benefits	$813,000	7,186
Premises and equipment expense	$301,000	5,952
Additional noninterest expense	$680,000	6,884
Pre-tax net operating income	$693,000	7,141
Securities gains (losses)	$122,000	2,695
Applicable income taxes	$253,000	6,602
Income before extraordinary items	$562,000	6,837
Extraordinary gains, net	$0	1,422
Net income	$562,000	6,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	6,878
Cash dividends	$239,000	4,635
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$477,820	7,145

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.