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First Northeast Bank of Nebraska, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,679,000	1,780
Total interest expense	$7,880,000	1,512
Net interest income	$13,799,000	1,940
Provision for loan and lease losses	$0	3,275
Total noninterest income	$649,000	3,194
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$212,000	2,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	3,094
Total noninterest expense	$6,698,000	2,625
Salaries and employee benefits	$4,549,000	2,338
Premises and equipment expense	$603,000	2,702
Additional noninterest expense	$437,000	3,094
Pre-tax net operating income	$7,750,000	1,432
Securities gains (losses)	$595,000	92
Applicable income taxes	$1,788,000	1,056
Income before extraordinary items	$6,557,000	1,417
Extraordinary gains, net	$0	54
Net income	$6,557,000	1,433
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,557,000	1,420
Net charge-offs	$-216,000	4,453
Cash dividends	$1,300,000	1,902
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,086,950	1,532
2023-09-30 (YTD Data)		Rank
Total interest income	$15,874,000	1,784
Total interest expense	$5,511,000	1,482
Net interest income	$10,363,000	1,946
Provision for loan and lease losses	$0	3,085
Total noninterest income	$481,000	3,196
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$158,000	2,641
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	3,097
Total noninterest expense	$5,099,000	2,592
Salaries and employee benefits	$3,527,000	2,271
Premises and equipment expense	$464,000	2,662
Additional noninterest expense	$323,000	3,096
Pre-tax net operating income	$5,745,000	1,495
Securities gains (losses)	$460,000	67
Applicable income taxes	$1,312,000	1,092
Income before extraordinary items	$4,893,000	1,472
Extraordinary gains, net	$0	52
Net income	$4,893,000	1,483
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,893,000	1,471
Net charge-offs	$-218,000	4,478
Cash dividends	$1,300,000	1,480
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,529,600	1,590
2023-06-30 (YTD Data)		Rank
Total interest income	$10,410,000	1,774
Total interest expense	$3,459,000	1,428
Net interest income	$6,951,000	1,954
Provision for loan and lease losses	$0	2,940
Total noninterest income	$327,000	3,167
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$98,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,031
Total noninterest expense	$3,319,000	2,611
Salaries and employee benefits	$2,301,000	2,302
Premises and equipment expense	$289,000	2,759
Additional noninterest expense	$229,000	3,024
Pre-tax net operating income	$3,959,000	1,447
Securities gains (losses)	$308,000	90
Applicable income taxes	$904,000	1,073
Income before extraordinary items	$3,363,000	1,438
Extraordinary gains, net	$0	51
Net income	$3,363,000	1,455
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,363,000	1,438
Net charge-offs	$-218,000	4,545
Cash dividends	$1,300,000	1,193
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,119,680	1,531
2023-03-31 (YTD Data)		Rank
Total interest income	$5,056,000	1,795
Total interest expense	$1,612,000	1,360
Net interest income	$3,444,000	1,972
Provision for loan and lease losses	$0	2,612
Total noninterest income	$174,000	3,106
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$49,000	2,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	2,930
Total noninterest expense	$1,626,000	2,666
Salaries and employee benefits	$1,114,000	2,383
Premises and equipment expense	$145,000	2,803
Additional noninterest expense	$125,000	2,930
Pre-tax net operating income	$1,992,000	1,477
Securities gains (losses)	$191,000	117
Applicable income taxes	$461,000	1,091
Income before extraordinary items	$1,722,000	1,444
Extraordinary gains, net	$0	4
Net income	$1,722,000	1,444
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,722,000	1,444
Net charge-offs	$2,000	1,796
Cash dividends	$1,301,000	667
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,571,110	1,570
2022-12-31 (YTD Data)		Rank
Total interest income	$12,979,000	2,159
Total interest expense	$2,261,000	1,473
Net interest income	$10,718,000	2,278
Provision for loan and lease losses	$130,000	2,045
Total noninterest income	$635,000	3,308
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$228,000	2,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$407,000	3,243
Total noninterest expense	$6,323,000	2,668
Salaries and employee benefits	$4,291,000	2,389
Premises and equipment expense	$576,000	2,789
Additional noninterest expense	$407,000	3,243
Pre-tax net operating income	$4,900,000	2,063
Securities gains (losses)	$673,000	57
Applicable income taxes	$1,197,000	1,420
Income before extraordinary items	$4,376,000	1,995
Extraordinary gains, net	$0	5
Net income	$4,376,000	1,994
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,376,000	1,994
Net charge-offs	$-16,000	3,756
Cash dividends	$1,032,000	2,109
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,844,330	2,184
2022-09-30 (YTD Data)		Rank
Total interest income	$8,537,000	2,300
Total interest expense	$1,223,000	1,537
Net interest income	$7,314,000	2,382
Provision for loan and lease losses	$100,000	1,857
Total noninterest income	$455,000	3,386
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$177,000	2,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	3,365
Total noninterest expense	$4,618,000	2,711
Salaries and employee benefits	$3,161,000	2,412
Premises and equipment expense	$424,000	2,816
Additional noninterest expense	$278,000	3,365
Pre-tax net operating income	$3,051,000	2,261
Securities gains (losses)	$405,000	71
Applicable income taxes	$758,000	1,554
Income before extraordinary items	$2,698,000	2,207
Extraordinary gains, net	$0	4
Net income	$2,698,000	2,206
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,698,000	2,206
Net charge-offs	$-14,000	3,706
Cash dividends	$1,032,000	1,637
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,378,050	2,400
2022-06-30 (YTD Data)		Rank
Total interest income	$5,093,000	2,408
Total interest expense	$722,000	1,478
Net interest income	$4,371,000	2,504
Provision for loan and lease losses	$70,000	1,713
Total noninterest income	$299,000	3,386
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$110,000	2,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	3,371
Total noninterest expense	$3,013,000	2,731
Salaries and employee benefits	$2,062,000	2,447
Premises and equipment expense	$285,000	2,807
Additional noninterest expense	$666,000	3,263
Pre-tax net operating income	$1,587,000	2,492
Securities gains (losses)	$272,000	81
Applicable income taxes	$414,000	1,620
Income before extraordinary items	$1,445,000	2,403
Extraordinary gains, net	$0	4
Net income	$1,445,000	2,403
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,445,000	2,403
Net charge-offs	$14,000	1,459
Cash dividends	$1,032,000	1,299
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,230,120	2,632
2022-03-31 (YTD Data)		Rank
Total interest income	$2,362,000	2,472
Total interest expense	$320,000	1,576
Net interest income	$2,042,000	2,559
Provision for loan and lease losses	$40,000	1,467
Total noninterest income	$144,000	3,393
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$57,000	2,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	3,416
Total noninterest expense	$1,516,000	2,712
Salaries and employee benefits	$1,039,000	2,442
Premises and equipment expense	$142,000	2,830
Additional noninterest expense	$335,000	3,252
Pre-tax net operating income	$630,000	2,662
Securities gains (losses)	$137,000	109
Applicable income taxes	$177,000	1,695
Income before extraordinary items	$590,000	2,555
Extraordinary gains, net	$0	4
Net income	$590,000	2,553
Minority interest net income	$0	50
Net income of bank and minority interests.	$590,000	2,555
Net charge-offs	$14,000	1,083
Cash dividends	$1,032,000	750
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$481,770	2,814
2021-12-31 (YTD Data)		Rank
Total interest income	$11,280,000	2,290
Total interest expense	$1,536,000	1,631
Net interest income	$9,744,000	2,362
Provision for loan and lease losses	$210,000	1,696
Total noninterest income	$608,000	3,469
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$240,000	2,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	3,543
Total noninterest expense	$6,434,000	2,618
Salaries and employee benefits	$4,463,000	2,324
Premises and equipment expense	$617,000	2,705
Additional noninterest expense	$1,354,000	3,245
Pre-tax net operating income	$3,708,000	2,422
Securities gains (losses)	$667,000	290
Applicable income taxes	$935,000	1,647
Income before extraordinary items	$3,440,000	2,377
Extraordinary gains, net	$0	10
Net income	$3,440,000	2,377
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,440,000	2,378
Net charge-offs	$544,000	603
Cash dividends	$850,000	2,370
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,913,070	2,561
2021-09-30 (YTD Data)		Rank
Total interest income	$8,764,000	2,285
Total interest expense	$1,195,000	1,660
Net interest income	$7,569,000	2,350
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$444,000	3,540
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$181,000	2,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	3,644
Total noninterest expense	$4,771,000	2,652
Salaries and employee benefits	$3,307,000	2,354
Premises and equipment expense	$458,000	2,733
Additional noninterest expense	$1,006,000	3,287
Pre-tax net operating income	$3,092,000	2,391
Securities gains (losses)	$455,000	355
Applicable income taxes	$700,000	1,735
Income before extraordinary items	$2,847,000	2,327
Extraordinary gains, net	$0	8
Net income	$2,847,000	2,326
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,847,000	2,327
Net charge-offs	$542,000	473
Cash dividends	$850,000	1,872
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,483,000	2,493
2021-06-30 (YTD Data)		Rank
Total interest income	$5,721,000	2,311
Total interest expense	$821,000	1,689
Net interest income	$4,900,000	2,395
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$295,000	3,537
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$114,000	2,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	3,619
Total noninterest expense	$3,191,000	2,630
Salaries and employee benefits	$2,220,000	2,335
Premises and equipment expense	$303,000	2,727
Additional noninterest expense	$668,000	3,284
Pre-tax net operating income	$1,914,000	2,458
Securities gains (losses)	$229,000	436
Applicable income taxes	$400,000	1,848
Income before extraordinary items	$1,743,000	2,417
Extraordinary gains, net	$0	6
Net income	$1,743,000	2,417
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,743,000	2,417
Net charge-offs	$718,000	320
Cash dividends	$850,000	1,512
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,557,510	2,538
2021-03-31 (YTD Data)		Rank
Total interest income	$2,603,000	2,447
Total interest expense	$421,000	1,729
Net interest income	$2,182,000	2,530
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$139,000	3,601
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$56,000	2,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,676
Total noninterest expense	$1,605,000	2,614
Salaries and employee benefits	$1,115,000	2,325
Premises and equipment expense	$155,000	2,724
Additional noninterest expense	$335,000	3,246
Pre-tax net operating income	$686,000	2,859
Securities gains (losses)	$132,000	410
Applicable income taxes	$173,000	1,911
Income before extraordinary items	$645,000	2,810
Extraordinary gains, net	$0	3
Net income	$645,000	2,808
Minority interest net income	$0	55
Net income of bank and minority interests.	$645,000	2,810
Net charge-offs	$-15,000	4,211
Cash dividends	$850,000	851
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$540,720	2,996
2020-12-31 (YTD Data)		Rank
Total interest income	$11,147,000	2,357
Total interest expense	$2,126,000	1,902
Net interest income	$9,021,000	2,424
Provision for loan and lease losses	$120,000	3,406
Total noninterest income	$543,000	3,542
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$239,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	3,617
Total noninterest expense	$6,184,000	2,649
Salaries and employee benefits	$4,348,000	2,361
Premises and equipment expense	$603,000	2,742
Additional noninterest expense	$1,233,000	3,367
Pre-tax net operating income	$3,260,000	2,332
Securities gains (losses)	$234,000	955
Applicable income taxes	$728,000	1,683
Income before extraordinary items	$2,766,000	2,412
Extraordinary gains, net	$0	4
Net income	$2,766,000	2,412
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,766,000	2,412
Net charge-offs	$-57,000	4,634
Cash dividends	$850,000	2,377
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,581,140	2,454
2020-09-30 (YTD Data)		Rank
Total interest income	$8,313,000	2,373
Total interest expense	$1,661,000	1,928
Net interest income	$6,652,000	2,441
Provision for loan and lease losses	$90,000	3,370
Total noninterest income	$381,000	3,589
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$178,000	2,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	3,698
Total noninterest expense	$4,568,000	2,661
Salaries and employee benefits	$3,213,000	2,357
Premises and equipment expense	$459,000	2,729
Additional noninterest expense	$896,000	3,397
Pre-tax net operating income	$2,375,000	2,352
Securities gains (losses)	$165,000	985
Applicable income taxes	$500,000	1,736
Income before extraordinary items	$2,040,000	2,427
Extraordinary gains, net	$0	4
Net income	$2,040,000	2,427
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,040,000	2,427
Net charge-offs	$16,000	2,583
Cash dividends	$850,000	1,859
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,908,000	2,461
2020-06-30 (YTD Data)		Rank
Total interest income	$5,588,000	2,394
Total interest expense	$1,155,000	1,972
Net interest income	$4,433,000	2,454
Provision for loan and lease losses	$60,000	3,299
Total noninterest income	$242,000	3,630
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$114,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	3,716
Total noninterest expense	$2,988,000	2,710
Salaries and employee benefits	$2,138,000	2,358
Premises and equipment expense	$301,000	2,746
Additional noninterest expense	$549,000	3,560
Pre-tax net operating income	$1,627,000	2,288
Securities gains (losses)	$15,000	1,767
Applicable income taxes	$366,000	1,598
Income before extraordinary items	$1,276,000	2,460
Extraordinary gains, net	$0	4
Net income	$1,276,000	2,458
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,276,000	2,460
Net charge-offs	$14,000	2,334
Cash dividends	$850,000	1,466
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,264,150	2,444
2020-03-31 (YTD Data)		Rank
Total interest income	$2,858,000	2,342
Total interest expense	$617,000	2,017
Net interest income	$2,241,000	2,412
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$130,000	3,531
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$70,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	3,681
Total noninterest expense	$1,514,000	2,711
Salaries and employee benefits	$1,079,000	2,352
Premises and equipment expense	$147,000	2,813
Additional noninterest expense	$288,000	3,517
Pre-tax net operating income	$827,000	2,111
Securities gains (losses)	$2,000	1,565
Applicable income taxes	$159,000	1,583
Income before extraordinary items	$670,000	2,244
Extraordinary gains, net	$0	4
Net income	$670,000	2,243
Minority interest net income	$0	56
Net income of bank and minority interests.	$670,000	2,244
Net charge-offs	$13,000	1,768
Cash dividends	$850,000	917
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$668,380	2,217
2019-12-31 (YTD Data)		Rank
Total interest income	$12,389,000	2,226
Total interest expense	$2,781,000	1,902
Net interest income	$9,608,000	2,305
Provision for loan and lease losses	$120,000	2,773
Total noninterest income	$608,000	3,442
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$338,000	2,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$270,000	3,676
Total noninterest expense	$5,954,000	2,711
Salaries and employee benefits	$4,074,000	2,407
Premises and equipment expense	$614,000	2,756
Additional noninterest expense	$1,266,000	3,391
Pre-tax net operating income	$4,142,000	2,009
Securities gains (losses)	$77,000	1,062
Applicable income taxes	$831,000	1,572
Income before extraordinary items	$3,388,000	2,122
Extraordinary gains, net	$0	11
Net income	$3,388,000	2,124
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,388,000	2,124
Net charge-offs	$-98,000	4,890
Cash dividends	$750,000	2,629
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,326,400	2,111
2019-09-30 (YTD Data)		Rank
Total interest income	$9,315,000	2,253
Total interest expense	$2,109,000	1,901
Net interest income	$7,206,000	2,336
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$453,000	3,458
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$255,000	2,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	3,733
Total noninterest expense	$4,382,000	2,759
Salaries and employee benefits	$3,005,000	2,445
Premises and equipment expense	$463,000	2,761
Additional noninterest expense	$914,000	3,487
Pre-tax net operating income	$3,187,000	2,031
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$615,000	1,637
Income before extraordinary items	$2,577,000	2,157
Extraordinary gains, net	$0	11
Net income	$2,577,000	2,157
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,577,000	2,158
Net charge-offs	$-33,000	4,731
Cash dividends	$750,000	2,104
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,572,950	2,128
2019-06-30 (YTD Data)		Rank
Total interest income	$6,196,000	2,259
Total interest expense	$1,404,000	1,885
Net interest income	$4,792,000	2,356
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$303,000	3,426
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$166,000	2,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	3,689
Total noninterest expense	$2,899,000	2,790
Salaries and employee benefits	$2,009,000	2,452
Premises and equipment expense	$311,000	2,757
Additional noninterest expense	$579,000	3,608
Pre-tax net operating income	$2,136,000	2,016
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$413,000	1,603
Income before extraordinary items	$1,728,000	2,133
Extraordinary gains, net	$0	11
Net income	$1,728,000	2,131
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,728,000	2,133
Net charge-offs	$-19,000	4,657
Cash dividends	$750,000	1,703
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,723,950	2,113
2019-03-31 (YTD Data)		Rank
Total interest income	$3,078,000	2,270
Total interest expense	$691,000	1,864
Net interest income	$2,387,000	2,364
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$151,000	3,430
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$84,000	2,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	3,704
Total noninterest expense	$1,446,000	2,805
Salaries and employee benefits	$1,007,000	2,474
Premises and equipment expense	$154,000	2,805
Additional noninterest expense	$285,000	3,660
Pre-tax net operating income	$1,062,000	1,987
Securities gains (losses)	$5,000	841
Applicable income taxes	$205,000	1,569
Income before extraordinary items	$862,000	2,087
Extraordinary gains, net	$0	5
Net income	$862,000	2,086
Minority interest net income	$0	52
Net income of bank and minority interests.	$862,000	2,086
Net charge-offs	$-15,000	4,791
Cash dividends	$750,000	1,015
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$857,950	2,081
2018-12-31 (YTD Data)		Rank
Total interest income	$11,760,000	2,246
Total interest expense	$2,226,000	1,801
Net interest income	$9,534,000	2,333
Provision for loan and lease losses	$120,000	2,842
Total noninterest income	$623,000	3,518
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$360,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	3,825
Total noninterest expense	$5,816,000	2,773
Salaries and employee benefits	$3,960,000	2,470
Premises and equipment expense	$659,000	2,676
Additional noninterest expense	$1,197,000	3,586
Pre-tax net operating income	$4,221,000	2,032
Securities gains (losses)	$427,000	140
Applicable income taxes	$903,000	1,475
Income before extraordinary items	$3,745,000	1,992
Extraordinary gains, net	$0	6
Net income	$3,745,000	1,990
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,745,000	1,991
Net charge-offs	$-5,000	4,397
Cash dividends	$700,000	2,624
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,399,130	2,130
2018-09-30 (YTD Data)		Rank
Total interest income	$8,502,000	2,297
Total interest expense	$1,505,000	1,868
Net interest income	$6,997,000	2,383
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$470,000	3,524
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$273,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	3,856
Total noninterest expense	$4,204,000	2,845
Salaries and employee benefits	$2,824,000	2,553
Premises and equipment expense	$498,000	2,678
Additional noninterest expense	$882,000	3,639
Pre-tax net operating income	$3,173,000	2,045
Securities gains (losses)	$99,000	299
Applicable income taxes	$626,000	1,588
Income before extraordinary items	$2,646,000	2,086
Extraordinary gains, net	$0	5
Net income	$2,646,000	2,084
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,646,000	2,085
Net charge-offs	$-14,000	4,567
Cash dividends	$700,000	2,040
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,565,810	2,129
2018-06-30 (YTD Data)		Rank
Total interest income	$5,576,000	2,318
Total interest expense	$945,000	1,856
Net interest income	$4,631,000	2,386
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$308,000	3,571
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$175,000	2,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	3,867
Total noninterest expense	$2,779,000	2,892
Salaries and employee benefits	$1,892,000	2,564
Premises and equipment expense	$309,000	2,813
Additional noninterest expense	$578,000	3,697
Pre-tax net operating income	$2,100,000	2,031
Securities gains (losses)	$99,000	244
Applicable income taxes	$415,000	1,578
Income before extraordinary items	$1,784,000	2,051
Extraordinary gains, net	$0	6
Net income	$1,784,000	2,049
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,784,000	2,050
Net charge-offs	$-3,000	4,144
Cash dividends	$700,000	1,630
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,703,810	2,105
2018-03-31 (YTD Data)		Rank
Total interest income	$2,718,000	2,352
Total interest expense	$449,000	1,854
Net interest income	$2,269,000	2,426
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$147,000	3,605
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$86,000	2,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	3,961
Total noninterest expense	$1,393,000	2,911
Salaries and employee benefits	$936,000	2,615
Premises and equipment expense	$168,000	2,717
Additional noninterest expense	$289,000	3,720
Pre-tax net operating income	$993,000	2,057
Securities gains (losses)	$13,000	406
Applicable income taxes	$185,000	1,644
Income before extraordinary items	$821,000	2,130
Extraordinary gains, net	$0	7
Net income	$821,000	2,129
Minority interest net income	$0	52
Net income of bank and minority interests.	$821,000	2,130
Net charge-offs	$-33,000	5,127
Cash dividends	$700,000	939
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$810,340	2,143
2017-12-31 (YTD Data)		Rank
Total interest income	$10,148,000	2,419
Total interest expense	$1,396,000	2,038
Net interest income	$8,752,000	2,468
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$685,000	3,489
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$373,000	2,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	3,758
Total noninterest expense	$5,744,000	2,846
Salaries and employee benefits	$3,797,000	2,555
Premises and equipment expense	$670,000	2,722
Additional noninterest expense	$1,277,000	3,541
Pre-tax net operating income	$3,573,000	2,213
Securities gains (losses)	$1,050,000	141
Applicable income taxes	$1,482,000	1,553
Income before extraordinary items	$3,141,000	1,954
Extraordinary gains, net	$0	9
Net income	$3,141,000	1,953
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,141,000	1,954
Net charge-offs	$428,000	1,195
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,427,000	2,343
2017-09-30 (YTD Data)		Rank
Total interest income	$7,539,000	2,441
Total interest expense	$1,016,000	2,055
Net interest income	$6,523,000	2,491
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$507,000	3,546
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$280,000	2,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	3,827
Total noninterest expense	$4,223,000	2,910
Salaries and employee benefits	$2,797,000	2,612
Premises and equipment expense	$486,000	2,811
Additional noninterest expense	$940,000	3,596
Pre-tax net operating income	$2,717,000	2,226
Securities gains (losses)	$1,019,000	127
Applicable income taxes	$1,120,000	1,370
Income before extraordinary items	$2,616,000	1,957
Extraordinary gains, net	$0	9
Net income	$2,616,000	1,957
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,616,000	1,957
Net charge-offs	$9,000	3,291
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,902,700	2,466
2017-06-30 (YTD Data)		Rank
Total interest income	$5,001,000	2,426
Total interest expense	$646,000	2,091
Net interest income	$4,355,000	2,466
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$334,000	3,565
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$182,000	2,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	3,827
Total noninterest expense	$2,737,000	2,980
Salaries and employee benefits	$1,782,000	2,707
Premises and equipment expense	$326,000	2,803
Additional noninterest expense	$629,000	3,603
Pre-tax net operating income	$1,892,000	2,111
Securities gains (losses)	$364,000	191
Applicable income taxes	$658,000	1,460
Income before extraordinary items	$1,598,000	2,051
Extraordinary gains, net	$0	11
Net income	$1,598,000	2,051
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,598,000	2,051
Net charge-offs	$10,000	2,893
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,339,560	2,322
2017-03-31 (YTD Data)		Rank
Total interest income	$2,456,000	2,467
Total interest expense	$295,000	2,203
Net interest income	$2,161,000	2,480
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$153,000	3,705
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$81,000	2,745
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	3,922
Total noninterest expense	$1,386,000	2,973
Salaries and employee benefits	$880,000	2,762
Premises and equipment expense	$165,000	2,832
Additional noninterest expense	$341,000	3,440
Pre-tax net operating income	$898,000	2,106
Securities gains (losses)	$250,000	138
Applicable income taxes	$335,000	1,403
Income before extraordinary items	$813,000	1,954
Extraordinary gains, net	$0	8
Net income	$813,000	1,954
Minority interest net income	$0	55
Net income of bank and minority interests.	$813,000	1,954
Net charge-offs	$1,000	2,795
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$635,500	2,320
2016-12-31 (YTD Data)		Rank
Total interest income	$9,354,000	2,542
Total interest expense	$1,189,000	2,147
Net interest income	$8,165,000	2,575
Provision for loan and lease losses	$120,000	2,919
Total noninterest income	$722,000	3,541
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$415,000	2,399
Trading account gains and fees	$0	170
Additional Noninterest Income	$307,000	3,909
Total noninterest expense	$5,535,000	2,988
Salaries and employee benefits	$3,600,000	2,696
Premises and equipment expense	$538,000	3,220
Additional noninterest expense	$1,397,000	3,488
Pre-tax net operating income	$3,232,000	2,277
Securities gains (losses)	$293,000	675
Applicable income taxes	$972,000	1,673
Income before extraordinary items	$2,553,000	2,373
Extraordinary gains, net	$0	5
Net income	$2,553,000	2,370
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,553,000	2,372
Net charge-offs	$28,000	3,485
Cash dividends	$500,000	2,958
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,342,040	2,469
2016-09-30 (YTD Data)		Rank
Total interest income	$6,996,000	2,563
Total interest expense	$911,000	2,112
Net interest income	$6,085,000	2,593
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$539,000	3,558
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$310,000	2,406
Trading account gains and fees	$0	169
Additional Noninterest Income	$229,000	3,943
Total noninterest expense	$3,901,000	3,111
Salaries and employee benefits	$2,564,000	2,792
Premises and equipment expense	$382,000	3,363
Additional noninterest expense	$955,000	3,708
Pre-tax net operating income	$2,633,000	2,167
Securities gains (losses)	$118,000	1,149
Applicable income taxes	$767,000	1,660
Income before extraordinary items	$1,984,000	2,361
Extraordinary gains, net	$0	5
Net income	$1,984,000	2,360
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,984,000	2,361
Net charge-offs	$23,000	3,081
Cash dividends	$500,000	2,372
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,899,040	2,367
2016-06-30 (YTD Data)		Rank
Total interest income	$4,638,000	2,575
Total interest expense	$634,000	2,046
Net interest income	$4,004,000	2,638
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$352,000	3,593
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$198,000	2,459
Trading account gains and fees	$0	157
Additional Noninterest Income	$154,000	3,945
Total noninterest expense	$2,557,000	3,159
Salaries and employee benefits	$1,688,000	2,838
Premises and equipment expense	$244,000	3,464
Additional noninterest expense	$625,000	3,771
Pre-tax net operating income	$1,739,000	2,166
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$496,000	1,666
Income before extraordinary items	$1,263,000	2,413
Extraordinary gains, net	$0	16
Net income	$1,263,000	2,412
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,263,000	2,412
Net charge-offs	$25,000	2,619
Cash dividends	$500,000	1,970
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,248,600	2,370
2016-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	2,590
Total interest expense	$314,000	2,067
Net interest income	$1,977,000	2,661
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$174,000	3,581
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$95,000	2,502
Trading account gains and fees	$0	142
Additional Noninterest Income	$79,000	3,885
Total noninterest expense	$1,267,000	3,192
Salaries and employee benefits	$837,000	2,854
Premises and equipment expense	$125,000	3,431
Additional noninterest expense	$305,000	3,851
Pre-tax net operating income	$854,000	2,169
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$249,000	1,657
Income before extraordinary items	$613,000	2,410
Extraordinary gains, net	$0	12
Net income	$613,000	2,410
Minority interest net income	$0	62
Net income of bank and minority interests.	$613,000	2,410
Net charge-offs	$1,000	2,929
Cash dividends	$500,000	1,173
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$607,320	2,378
2015-12-31 (YTD Data)		Rank
Total interest income	$8,663,000	2,676
Total interest expense	$1,255,000	2,045
Net interest income	$7,408,000	2,753
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$738,000	3,559
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$436,000	2,361
Trading account gains and fees	$0	159
Additional Noninterest Income	$302,000	3,972
Total noninterest expense	$5,242,000	3,114
Salaries and employee benefits	$3,417,000	2,783
Premises and equipment expense	$576,000	3,195
Additional noninterest expense	$1,249,000	3,835
Pre-tax net operating income	$2,784,000	2,446
Securities gains (losses)	$156,000	890
Applicable income taxes	$815,000	1,787
Income before extraordinary items	$2,125,000	2,611
Extraordinary gains, net	$0	23
Net income	$2,125,000	2,611
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,125,000	2,613
Net charge-offs	$-31,000	5,445
Cash dividends	$500,000	2,915
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,012,680	2,673
2015-09-30 (YTD Data)		Rank
Total interest income	$6,497,000	2,692
Total interest expense	$945,000	2,065
Net interest income	$5,552,000	2,770
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$542,000	3,602
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$331,000	2,359
Trading account gains and fees	$0	153
Additional Noninterest Income	$211,000	4,075
Total noninterest expense	$3,776,000	3,219
Salaries and employee benefits	$2,420,000	2,920
Premises and equipment expense	$433,000	3,233
Additional noninterest expense	$923,000	3,875
Pre-tax net operating income	$2,228,000	2,379
Securities gains (losses)	$6,000	2,557
Applicable income taxes	$618,000	1,823
Income before extraordinary items	$1,616,000	2,643
Extraordinary gains, net	$0	21
Net income	$1,616,000	2,643
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,616,000	2,644
Net charge-offs	$-35,000	5,502
Cash dividends	$500,000	2,312
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,611,680	2,596
2015-06-30 (YTD Data)		Rank
Total interest income	$4,381,000	2,672
Total interest expense	$630,000	2,073
Net interest income	$3,751,000	2,745
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$351,000	3,663
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$208,000	2,433
Trading account gains and fees	$0	157
Additional Noninterest Income	$143,000	4,090
Total noninterest expense	$2,496,000	3,267
Salaries and employee benefits	$1,607,000	2,930
Premises and equipment expense	$279,000	3,314
Additional noninterest expense	$610,000	3,922
Pre-tax net operating income	$1,546,000	2,288
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$431,000	1,778
Income before extraordinary items	$1,120,000	2,548
Extraordinary gains, net	$0	22
Net income	$1,120,000	2,550
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,120,000	2,550
Net charge-offs	$-35,000	5,647
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,116,400	2,497
2015-03-31 (YTD Data)		Rank
Total interest income	$2,277,000	2,579
Total interest expense	$318,000	2,062
Net interest income	$1,959,000	2,656
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$174,000	3,642
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$103,000	2,425
Trading account gains and fees	$0	152
Additional Noninterest Income	$71,000	4,083
Total noninterest expense	$1,255,000	3,275
Salaries and employee benefits	$820,000	2,912
Premises and equipment expense	$152,000	3,176
Additional noninterest expense	$283,000	4,098
Pre-tax net operating income	$848,000	2,118
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$239,000	1,646
Income before extraordinary items	$610,000	2,363
Extraordinary gains, net	$0	13
Net income	$610,000	2,366
Minority interest net income	$0	64
Net income of bank and minority interests.	$610,000	2,365
Net charge-offs	$1,000	3,128
Cash dividends	$500,000	1,094
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$609,280	2,297
2014-12-31 (YTD Data)		Rank
Total interest income	$8,905,000	2,667
Total interest expense	$1,304,000	2,115
Net interest income	$7,601,000	2,738
Provision for loan and lease losses	$120,000	2,961
Total noninterest income	$821,000	3,442
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$520,000	2,225
Trading account gains and fees	$0	180
Additional Noninterest Income	$301,000	4,014
Total noninterest expense	$5,236,000	3,210
Salaries and employee benefits	$3,450,000	2,789
Premises and equipment expense	$536,000	3,476
Additional noninterest expense	$1,250,000	3,974
Pre-tax net operating income	$3,066,000	2,244
Securities gains (losses)	$757,000	271
Applicable income taxes	$1,113,000	1,440
Income before extraordinary items	$2,710,000	2,176
Extraordinary gains, net	$0	17
Net income	$2,710,000	2,175
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,710,000	2,175
Net charge-offs	$47,000	3,811
Cash dividends	$450,000	2,970
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,172,530	2,508
2014-09-30 (YTD Data)		Rank
Total interest income	$6,594,000	2,719
Total interest expense	$975,000	2,149
Net interest income	$5,619,000	2,782
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$630,000	3,440
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$410,000	2,144
Trading account gains and fees	$0	174
Additional Noninterest Income	$220,000	4,082
Total noninterest expense	$3,719,000	3,354
Salaries and employee benefits	$2,511,000	2,862
Premises and equipment expense	$392,000	3,572
Additional noninterest expense	$816,000	4,289
Pre-tax net operating income	$2,440,000	2,184
Securities gains (losses)	$624,000	245
Applicable income taxes	$879,000	1,424
Income before extraordinary items	$2,185,000	2,073
Extraordinary gains, net	$0	15
Net income	$2,185,000	2,072
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,185,000	2,071
Net charge-offs	$41,000	3,405
Cash dividends	$450,000	2,316
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,741,960	2,415
2014-06-30 (YTD Data)		Rank
Total interest income	$4,404,000	2,711
Total interest expense	$649,000	2,182
Net interest income	$3,755,000	2,779
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$416,000	3,435
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$273,000	2,106
Trading account gains and fees	$0	172
Additional Noninterest Income	$143,000	4,103
Total noninterest expense	$2,500,000	3,346
Salaries and employee benefits	$1,712,000	2,825
Premises and equipment expense	$260,000	3,622
Additional noninterest expense	$528,000	4,368
Pre-tax net operating income	$1,611,000	2,157
Securities gains (losses)	$617,000	184
Applicable income taxes	$652,000	1,307
Income before extraordinary items	$1,576,000	1,905
Extraordinary gains, net	$0	20
Net income	$1,576,000	1,909
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,576,000	1,908
Net charge-offs	$42,000	2,932
Cash dividends	$450,000	1,914
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,137,930	2,379
2014-03-31 (YTD Data)		Rank
Total interest income	$2,244,000	2,660
Total interest expense	$327,000	2,200
Net interest income	$1,917,000	2,724
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$193,000	3,514
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$127,000	2,211
Trading account gains and fees	$0	147
Additional Noninterest Income	$66,000	4,189
Total noninterest expense	$1,212,000	3,457
Salaries and employee benefits	$808,000	2,976
Premises and equipment expense	$129,000	3,685
Additional noninterest expense	$275,000	4,306
Pre-tax net operating income	$868,000	1,975
Securities gains (losses)	$381,000	162
Applicable income taxes	$371,000	1,136
Income before extraordinary items	$878,000	1,672
Extraordinary gains, net	$0	16
Net income	$878,000	1,676
Minority interest net income	$0	66
Net income of bank and minority interests.	$878,000	1,675
Net charge-offs	$64,000	1,673
Cash dividends	$450,000	1,107
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$611,300	2,204
2013-12-31 (YTD Data)		Rank
Total interest income	$8,976,000	2,670
Total interest expense	$1,477,000	2,196
Net interest income	$7,499,000	2,768
Provision for loan and lease losses	$210,000	2,896
Total noninterest income	$821,000	3,570
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$549,000	2,225
Trading account gains and fees	$0	184
Additional Noninterest Income	$272,000	4,213
Total noninterest expense	$4,824,000	3,493
Salaries and employee benefits	$3,379,000	2,876
Premises and equipment expense	$522,000	3,639
Additional noninterest expense	$923,000	4,756
Pre-tax net operating income	$3,286,000	2,020
Securities gains (losses)	$1,997,000	127
Applicable income taxes	$1,591,000	1,083
Income before extraordinary items	$3,692,000	1,607
Extraordinary gains, net	$0	29
Net income	$3,692,000	1,610
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,692,000	1,611
Net charge-offs	$-11,000	6,185
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,294,100	2,295
2013-09-30 (YTD Data)		Rank
Total interest income	$6,759,000	2,688
Total interest expense	$1,137,000	2,205
Net interest income	$5,622,000	2,772
Provision for loan and lease losses	$180,000	2,702
Total noninterest income	$620,000	3,620
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$415,000	2,213
Trading account gains and fees	$0	180
Additional Noninterest Income	$205,000	4,281
Total noninterest expense	$3,417,000	3,638
Salaries and employee benefits	$2,433,000	2,972
Premises and equipment expense	$374,000	3,777
Additional noninterest expense	$610,000	5,045
Pre-tax net operating income	$2,645,000	1,952
Securities gains (losses)	$1,181,000	178
Applicable income taxes	$1,167,000	1,116
Income before extraordinary items	$2,659,000	1,684
Extraordinary gains, net	$0	25
Net income	$2,659,000	1,687
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,659,000	1,688
Net charge-offs	$-12,000	6,172
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,844,110	2,213
2013-06-30 (YTD Data)		Rank
Total interest income	$4,544,000	2,671
Total interest expense	$775,000	2,204
Net interest income	$3,769,000	2,744
Provision for loan and lease losses	$120,000	2,706
Total noninterest income	$343,000	3,976
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$255,000	2,327
Trading account gains and fees	$0	157
Additional Noninterest Income	$88,000	4,896
Total noninterest expense	$2,106,000	3,838
Salaries and employee benefits	$1,621,000	2,990
Premises and equipment expense	$242,000	3,858
Additional noninterest expense	$243,000	5,935
Pre-tax net operating income	$1,886,000	1,817
Securities gains (losses)	$904,000	200
Applicable income taxes	$863,000	1,039
Income before extraordinary items	$1,927,000	1,568
Extraordinary gains, net	$0	22
Net income	$1,927,000	1,571
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,927,000	1,573
Net charge-offs	$-9,000	6,120
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,303,240	2,073
2013-03-31 (YTD Data)		Rank
Total interest income	$2,312,000	2,634
Total interest expense	$393,000	2,234
Net interest income	$1,919,000	2,710
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$152,000	4,163
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$108,000	2,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$44,000	4,869
Total noninterest expense	$1,121,000	3,727
Salaries and employee benefits	$766,000	3,137
Premises and equipment expense	$115,000	3,997
Additional noninterest expense	$240,000	4,740
Pre-tax net operating income	$890,000	1,890
Securities gains (losses)	$220,000	427
Applicable income taxes	$335,000	1,228
Income before extraordinary items	$775,000	1,835
Extraordinary gains, net	$0	10
Net income	$775,000	1,836
Minority interest net income	$0	76
Net income of bank and minority interests.	$775,000	1,837
Net charge-offs	$-9,000	6,154
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$621,000	2,113
2012-12-31 (YTD Data)		Rank
Total interest income	$9,473,000	2,697
Total interest expense	$1,980,000	2,151
Net interest income	$7,493,000	2,814
Provision for loan and lease losses	$360,000	3,125
Total noninterest income	$619,000	4,118
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$432,000	2,773
Trading account gains and fees	$0	166
Additional Noninterest Income	$187,000	4,677
Total noninterest expense	$4,761,000	3,601
Salaries and employee benefits	$3,080,000	3,075
Premises and equipment expense	$531,000	3,678
Additional noninterest expense	$1,150,000	4,458
Pre-tax net operating income	$2,991,000	2,100
Securities gains (losses)	$699,000	725
Applicable income taxes	$1,068,000	1,414
Income before extraordinary items	$2,622,000	2,082
Extraordinary gains, net	$0	29
Net income	$2,622,000	2,081
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,622,000	2,083
Net charge-offs	$145,000	4,080
Cash dividends	$1,900,000	1,278
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,125,710	2,343
2012-09-30 (YTD Data)		Rank
Total interest income	$7,082,000	2,765
Total interest expense	$1,528,000	2,185
Net interest income	$5,554,000	2,885
Provision for loan and lease losses	$300,000	2,961
Total noninterest income	$440,000	4,255
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$317,000	2,850
Trading account gains and fees	$0	157
Additional Noninterest Income	$123,000	4,862
Total noninterest expense	$3,445,000	3,719
Salaries and employee benefits	$2,252,000	3,146
Premises and equipment expense	$371,000	3,901
Additional noninterest expense	$822,000	4,604
Pre-tax net operating income	$2,249,000	2,156
Securities gains (losses)	$660,000	604
Applicable income taxes	$852,000	1,383
Income before extraordinary items	$2,057,000	2,058
Extraordinary gains, net	$0	20
Net income	$2,057,000	2,057
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,057,000	2,059
Net charge-offs	$187,000	3,376
Cash dividends	$900,000	1,426
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,588,400	2,410
2012-06-30 (YTD Data)		Rank
Total interest income	$4,764,000	2,768
Total interest expense	$1,047,000	2,204
Net interest income	$3,717,000	2,881
Provision for loan and lease losses	$240,000	2,731
Total noninterest income	$286,000	4,307
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$205,000	2,895
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	4,921
Total noninterest expense	$2,293,000	3,728
Salaries and employee benefits	$1,512,000	3,146
Premises and equipment expense	$245,000	3,922
Additional noninterest expense	$536,000	4,671
Pre-tax net operating income	$1,470,000	2,172
Securities gains (losses)	$380,000	713
Applicable income taxes	$537,000	1,429
Income before extraordinary items	$1,313,000	2,113
Extraordinary gains, net	$0	19
Net income	$1,313,000	2,112
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,313,000	2,113
Net charge-offs	$197,000	2,773
Cash dividends	$450,000	1,703
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,043,200	2,405
2012-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	2,741
Total interest expense	$535,000	2,235
Net interest income	$1,884,000	2,856
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$148,000	4,264
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$95,000	3,050
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$1,177,000	3,682
Salaries and employee benefits	$759,000	3,147
Premises and equipment expense	$117,000	4,039
Additional noninterest expense	$301,000	4,377
Pre-tax net operating income	$735,000	2,174
Securities gains (losses)	$260,000	499
Applicable income taxes	$294,000	1,318
Income before extraordinary items	$701,000	2,007
Extraordinary gains, net	$0	19
Net income	$701,000	2,008
Minority interest net income	$0	78
Net income of bank and minority interests.	$701,000	2,009
Net charge-offs	$200,000	1,847
Cash dividends	$450,000	954
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$519,000	2,400
2011-12-31 (YTD Data)		Rank
Total interest income	$10,471,000	2,658
Total interest expense	$2,505,000	2,310
Net interest income	$7,966,000	2,748
Provision for loan and lease losses	$480,000	3,503
Total noninterest income	$599,000	4,073
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$430,000	2,894
Trading account gains and fees	$0	146
Additional Noninterest Income	$169,000	4,673
Total noninterest expense	$4,700,000	3,698
Salaries and employee benefits	$3,015,000	3,107
Premises and equipment expense	$529,000	3,884
Additional noninterest expense	$1,156,000	4,567
Pre-tax net operating income	$3,385,000	1,647
Securities gains (losses)	$340,000	1,047
Applicable income taxes	$1,108,000	1,260
Income before extraordinary items	$2,617,000	1,810
Extraordinary gains, net	$0	29
Net income	$2,617,000	1,811
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,617,000	1,811
Net charge-offs	$-45,000	7,173
Cash dividends	$900,000	1,742
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,379,000	1,861
2011-09-30 (YTD Data)		Rank
Total interest income	$7,876,000	2,674
Total interest expense	$1,940,000	2,331
Net interest income	$5,936,000	2,774
Provision for loan and lease losses	$360,000	3,361
Total noninterest income	$405,000	4,304
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$322,000	2,894
Trading account gains and fees	$0	145
Additional Noninterest Income	$83,000	5,297
Total noninterest expense	$3,404,000	3,796
Salaries and employee benefits	$2,171,000	3,211
Premises and equipment expense	$398,000	3,927
Additional noninterest expense	$835,000	4,666
Pre-tax net operating income	$2,577,000	1,690
Securities gains (losses)	$225,000	1,128
Applicable income taxes	$844,000	1,238
Income before extraordinary items	$1,958,000	1,869
Extraordinary gains, net	$0	21
Net income	$1,958,000	1,869
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,958,000	1,869
Net charge-offs	$-46,000	7,244
Cash dividends	$900,000	1,255
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,800,500	1,899
2011-06-30 (YTD Data)		Rank
Total interest income	$5,210,000	2,714
Total interest expense	$1,341,000	2,334
Net interest income	$3,869,000	2,821
Provision for loan and lease losses	$240,000	3,291
Total noninterest income	$267,000	4,354
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$206,000	2,947
Trading account gains and fees	$0	153
Additional Noninterest Income	$61,000	5,244
Total noninterest expense	$2,271,000	3,840
Salaries and employee benefits	$1,450,000	3,227
Premises and equipment expense	$273,000	3,894
Additional noninterest expense	$548,000	4,758
Pre-tax net operating income	$1,625,000	1,751
Securities gains (losses)	$69,000	1,380
Applicable income taxes	$506,000	1,315
Income before extraordinary items	$1,188,000	1,973
Extraordinary gains, net	$0	15
Net income	$1,188,000	1,973
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,188,000	1,973
Net charge-offs	$-29,000	7,224
Cash dividends	$450,000	1,501
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,139,700	1,968
2011-03-31 (YTD Data)		Rank
Total interest income	$2,632,000	2,706
Total interest expense	$690,000	2,348
Net interest income	$1,942,000	2,797
Provision for loan and lease losses	$120,000	3,114
Total noninterest income	$125,000	4,517
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$96,000	3,056
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,437
Total noninterest expense	$1,159,000	3,791
Salaries and employee benefits	$726,000	3,230
Premises and equipment expense	$141,000	3,865
Additional noninterest expense	$292,000	4,604
Pre-tax net operating income	$788,000	1,798
Securities gains (losses)	$13,000	1,224
Applicable income taxes	$239,000	1,316
Income before extraordinary items	$562,000	2,031
Extraordinary gains, net	$0	9
Net income	$562,000	2,030
Minority interest net income	$0	86
Net income of bank and minority interests.	$562,000	2,031
Net charge-offs	$-10,000	6,997
Cash dividends	$450,000	808
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$552,900	2,030
2010-12-31 (YTD Data)		Rank
Total interest income	$10,816,000	2,758
Total interest expense	$2,985,000	2,619
Net interest income	$7,831,000	2,781
Provision for loan and lease losses	$500,000	4,120
Total noninterest income	$587,000	4,281
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$463,000	2,781
Trading account gains and fees	$0	175
Additional Noninterest Income	$124,000	5,194
Total noninterest expense	$4,336,000	3,989
Salaries and employee benefits	$2,879,000	3,224
Premises and equipment expense	$446,000	4,483
Additional noninterest expense	$1,011,000	5,063
Pre-tax net operating income	$3,582,000	1,386
Securities gains (losses)	$6,000	3,427
Applicable income taxes	$1,106,000	1,140
Income before extraordinary items	$2,482,000	1,659
Extraordinary gains, net	$0	29
Net income	$2,482,000	1,659
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,482,000	1,661
Net charge-offs	$72,000	5,678
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,477,860	1,605
2010-09-30 (YTD Data)		Rank
Total interest income	$8,027,000	2,837
Total interest expense	$2,245,000	2,709
Net interest income	$5,782,000	2,851
Provision for loan and lease losses	$380,000	3,974
Total noninterest income	$439,000	4,329
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$345,000	2,862
Trading account gains and fees	$0	165
Additional Noninterest Income	$94,000	5,286
Total noninterest expense	$3,150,000	4,084
Salaries and employee benefits	$2,078,000	3,350
Premises and equipment expense	$331,000	4,586
Additional noninterest expense	$741,000	5,119
Pre-tax net operating income	$2,691,000	1,457
Securities gains (losses)	$6,000	3,242
Applicable income taxes	$826,000	1,169
Income before extraordinary items	$1,871,000	1,765
Extraordinary gains, net	$0	23
Net income	$1,871,000	1,768
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,871,000	1,768
Net charge-offs	$10,000	6,268
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,866,860	1,677
2010-06-30 (YTD Data)		Rank
Total interest income	$5,305,000	2,891
Total interest expense	$1,492,000	2,804
Net interest income	$3,813,000	2,883
Provision for loan and lease losses	$260,000	3,834
Total noninterest income	$285,000	4,365
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$221,000	2,958
Trading account gains and fees	$0	152
Additional Noninterest Income	$64,000	5,284
Total noninterest expense	$2,112,000	4,084
Salaries and employee benefits	$1,381,000	3,384
Premises and equipment expense	$231,000	4,483
Additional noninterest expense	$500,000	5,088
Pre-tax net operating income	$1,726,000	1,506
Securities gains (losses)	$6,000	2,744
Applicable income taxes	$529,000	1,167
Income before extraordinary items	$1,203,000	1,801
Extraordinary gains, net	$0	19
Net income	$1,203,000	1,800
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,203,000	1,801
Net charge-offs	$8,000	5,913
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,198,860	1,732
2010-03-31 (YTD Data)		Rank
Total interest income	$2,632,000	2,963
Total interest expense	$740,000	2,941
Net interest income	$1,892,000	2,935
Provision for loan and lease losses	$140,000	3,543
Total noninterest income	$139,000	4,449
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$107,000	3,021
Trading account gains and fees	$0	175
Additional Noninterest Income	$32,000	5,362
Total noninterest expense	$1,055,000	4,123
Salaries and employee benefits	$690,000	3,432
Premises and equipment expense	$115,000	4,583
Additional noninterest expense	$250,000	5,116
Pre-tax net operating income	$836,000	1,559
Securities gains (losses)	$6,000	1,850
Applicable income taxes	$260,000	1,170
Income before extraordinary items	$582,000	1,873
Extraordinary gains, net	$0	16
Net income	$582,000	1,871
Minority interest net income	$0	91
Net income of bank and minority interests.	$582,000	1,873
Net charge-offs	$-14,000	7,570
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$577,860	1,819
2009-12-31 (YTD Data)		Rank
Total interest income	$10,809,000	3,024
Total interest expense	$3,545,000	3,022
Net interest income	$7,264,000	2,965
Provision for loan and lease losses	$740,000	3,957
Total noninterest income	$600,000	4,369
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$491,000	2,930
Trading account gains and fees	$0	211
Additional Noninterest Income	$109,000	5,536
Total noninterest expense	$4,420,000	4,054
Salaries and employee benefits	$2,854,000	3,329
Premises and equipment expense	$490,000	4,429
Additional noninterest expense	$1,076,000	5,033
Pre-tax net operating income	$2,704,000	1,478
Securities gains (losses)	$0	3,754
Applicable income taxes	$815,000	1,119
Income before extraordinary items	$1,889,000	1,773
Extraordinary gains, net	$0	34
Net income	$1,889,000	1,772
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,889,000	1,773
Net charge-offs	$652,000	3,454
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,889,000	1,729
2009-09-30 (YTD Data)		Rank
Total interest income	$8,022,000	3,100
Total interest expense	$2,743,000	3,062
Net interest income	$5,279,000	3,045
Provision for loan and lease losses	$500,000	3,787
Total noninterest income	$441,000	4,473
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$360,000	2,999
Trading account gains and fees	$0	212
Additional Noninterest Income	$81,000	5,662
Total noninterest expense	$3,130,000	4,242
Salaries and employee benefits	$2,067,000	3,452
Premises and equipment expense	$349,000	4,618
Additional noninterest expense	$714,000	5,351
Pre-tax net operating income	$2,090,000	1,556
Securities gains (losses)	$0	3,497
Applicable income taxes	$625,000	1,195
Income before extraordinary items	$1,465,000	1,822
Extraordinary gains, net	$0	27
Net income	$1,465,000	1,821
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,465,000	1,822
Net charge-offs	$529,000	2,961
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,465,000	1,777
2009-06-30 (YTD Data)		Rank
Total interest income	$5,345,000	3,130
Total interest expense	$1,875,000	3,127
Net interest income	$3,470,000	3,066
Provision for loan and lease losses	$220,000	4,203
Total noninterest income	$276,000	4,597
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$226,000	3,090
Trading account gains and fees	$0	193
Additional Noninterest Income	$50,000	5,847
Total noninterest expense	$2,087,000	4,275
Salaries and employee benefits	$1,383,000	3,470
Premises and equipment expense	$231,000	4,681
Additional noninterest expense	$473,000	5,393
Pre-tax net operating income	$1,439,000	1,575
Securities gains (losses)	$0	3,136
Applicable income taxes	$434,000	1,200
Income before extraordinary items	$1,005,000	1,841
Extraordinary gains, net	$0	21
Net income	$1,005,000	1,838
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,005,000	1,840
Net charge-offs	$37,000	5,172
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,005,000	1,783
2009-03-31 (YTD Data)		Rank
Total interest income	$2,690,000	3,140
Total interest expense	$959,000	3,160
Net interest income	$1,731,000	3,065
Provision for loan and lease losses	$100,000	3,845
Total noninterest income	$128,000	4,748
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$106,000	3,154
Trading account gains and fees	$0	171
Additional Noninterest Income	$22,000	6,048
Total noninterest expense	$990,000	4,334
Salaries and employee benefits	$689,000	3,519
Premises and equipment expense	$110,000	4,855
Additional noninterest expense	$191,000	5,708
Pre-tax net operating income	$769,000	1,663
Securities gains (losses)	$0	2,434
Applicable income taxes	$232,000	1,291
Income before extraordinary items	$537,000	1,991
Extraordinary gains, net	$0	15
Net income	$537,000	1,992
Minority interest net income	$0	102
Net income of bank and minority interests.	$537,000	1,992
Net charge-offs	$-11,000	7,884
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$537,000	1,879
2008-12-31 (YTD Data)		Rank
Total interest income	$11,149,000	3,234
Total interest expense	$4,764,000	3,087
Net interest income	$6,385,000	3,304
Provision for loan and lease losses	$153,000	5,534
Total noninterest income	$661,000	4,267
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$550,000	2,810
Trading account gains and fees	$0	154
Additional Noninterest Income	$111,000	5,776
Total noninterest expense	$4,021,000	4,222
Salaries and employee benefits	$2,780,000	3,466
Premises and equipment expense	$455,000	4,727
Additional noninterest expense	$786,000	5,519
Pre-tax net operating income	$2,872,000	1,875
Securities gains (losses)	$-237,000	7,380
Applicable income taxes	$818,000	1,382
Income before extraordinary items	$1,817,000	2,176
Extraordinary gains, net	$0	39
Net income	$1,817,000	2,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	5,279
Cash dividends	$975,000	2,360
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,980,530	2,135
2008-09-30 (YTD Data)		Rank
Total interest income	$8,355,000	3,294
Total interest expense	$3,737,000	3,076
Net interest income	$4,618,000	3,429
Provision for loan and lease losses	$93,000	5,234
Total noninterest income	$486,000	4,387
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$410,000	2,844
Trading account gains and fees	$0	148
Additional Noninterest Income	$76,000	6,026
Total noninterest expense	$2,938,000	4,289
Salaries and employee benefits	$2,030,000	3,573
Premises and equipment expense	$330,000	4,833
Additional noninterest expense	$578,000	5,531
Pre-tax net operating income	$2,073,000	2,241
Securities gains (losses)	$-237,000	7,628
Applicable income taxes	$549,000	1,787
Income before extraordinary items	$1,287,000	2,624
Extraordinary gains, net	$0	31
Net income	$1,287,000	2,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,747
Cash dividends	$975,000	1,862
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,452,900	2,499
2008-06-30 (YTD Data)		Rank
Total interest income	$5,604,000	3,341
Total interest expense	$2,624,000	3,051
Net interest income	$2,980,000	3,506
Provision for loan and lease losses	$33,000	5,541
Total noninterest income	$310,000	4,552
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$263,000	2,898
Trading account gains and fees	$0	149
Additional Noninterest Income	$47,000	6,218
Total noninterest expense	$1,964,000	4,294
Salaries and employee benefits	$1,359,000	3,600
Premises and equipment expense	$218,000	4,891
Additional noninterest expense	$387,000	5,515
Pre-tax net operating income	$1,293,000	2,479
Securities gains (losses)	$0	3,233
Applicable income taxes	$399,000	1,871
Income before extraordinary items	$894,000	2,816
Extraordinary gains, net	$0	21
Net income	$894,000	2,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,064
Cash dividends	$550,000	2,149
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$894,000	2,760
2008-03-31 (YTD Data)		Rank
Total interest income	$2,923,000	3,300
Total interest expense	$1,385,000	3,094
Net interest income	$1,538,000	3,426
Provision for loan and lease losses	$8,000	5,577
Total noninterest income	$149,000	4,635
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$124,000	2,985
Trading account gains and fees	$0	158
Additional Noninterest Income	$25,000	6,173
Total noninterest expense	$989,000	4,270
Salaries and employee benefits	$682,000	3,617
Premises and equipment expense	$113,000	4,801
Additional noninterest expense	$194,000	5,469
Pre-tax net operating income	$690,000	2,440
Securities gains (losses)	$0	2,688
Applicable income taxes	$210,000	1,901
Income before extraordinary items	$480,000	2,784
Extraordinary gains, net	$0	15
Net income	$480,000	2,786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,665
Cash dividends	$550,000	1,253
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$480,000	2,704
2007-12-31 (YTD Data)		Rank
Total interest income	$11,483,000	3,403
Total interest expense	$5,662,000	3,153
Net interest income	$5,821,000	3,583
Provision for loan and lease losses	$30,000	6,068
Total noninterest income	$614,000	4,595
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$523,000	2,949
Trading account gains and fees	$0	178
Additional Noninterest Income	$91,000	6,355
Total noninterest expense	$3,971,000	4,146
Salaries and employee benefits	$2,690,000	3,521
Premises and equipment expense	$450,000	4,671
Additional noninterest expense	$831,000	5,227
Pre-tax net operating income	$2,434,000	2,887
Securities gains (losses)	$0	2,146
Applicable income taxes	$781,000	2,171
Income before extraordinary items	$1,653,000	3,220
Extraordinary gains, net	$0	39
Net income	$1,653,000	3,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,123
Cash dividends	$850,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,653,000	3,209
2007-09-30 (YTD Data)		Rank
Total interest income	$8,464,000	3,460
Total interest expense	$4,175,000	3,193
Net interest income	$4,289,000	3,651
Provision for loan and lease losses	$23,000	5,748
Total noninterest income	$460,000	4,603
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$388,000	2,977
Trading account gains and fees	$0	184
Additional Noninterest Income	$72,000	6,310
Total noninterest expense	$2,901,000	4,192
Salaries and employee benefits	$1,974,000	3,578
Premises and equipment expense	$332,000	4,709
Additional noninterest expense	$595,000	5,322
Pre-tax net operating income	$1,825,000	3,029
Securities gains (losses)	$0	1,655
Applicable income taxes	$567,000	2,369
Income before extraordinary items	$1,258,000	3,361
Extraordinary gains, net	$0	33
Net income	$1,258,000	3,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,346
Cash dividends	$850,000	2,237
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,258,000	3,350
2007-06-30 (YTD Data)		Rank
Total interest income	$5,588,000	3,506
Total interest expense	$2,726,000	3,234
Net interest income	$2,862,000	3,664
Provision for loan and lease losses	$15,000	5,502
Total noninterest income	$302,000	4,647
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$251,000	3,028
Trading account gains and fees	$0	168
Additional Noninterest Income	$51,000	6,242
Total noninterest expense	$1,935,000	4,216
Salaries and employee benefits	$1,321,000	3,590
Premises and equipment expense	$223,000	4,699
Additional noninterest expense	$391,000	5,374
Pre-tax net operating income	$1,214,000	3,093
Securities gains (losses)	$0	1,444
Applicable income taxes	$379,000	2,441
Income before extraordinary items	$835,000	3,427
Extraordinary gains, net	$0	29
Net income	$835,000	3,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$425,000	2,674
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$835,000	3,404
2007-03-31 (YTD Data)		Rank
Total interest income	$2,717,000	3,557
Total interest expense	$1,320,000	3,285
Net interest income	$1,397,000	3,730
Provision for loan and lease losses	$7,000	5,244
Total noninterest income	$144,000	4,732
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$121,000	3,053
Trading account gains and fees	$0	195
Additional Noninterest Income	$23,000	6,395
Total noninterest expense	$971,000	4,228
Salaries and employee benefits	$662,000	3,611
Premises and equipment expense	$112,000	4,711
Additional noninterest expense	$197,000	5,309
Pre-tax net operating income	$563,000	3,267
Securities gains (losses)	$0	1,187
Applicable income taxes	$174,000	2,587
Income before extraordinary items	$389,000	3,565
Extraordinary gains, net	$0	22
Net income	$389,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$425,000	1,600
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$389,000	3,540
2006-12-31 (YTD Data)		Rank
Total interest income	$10,308,000	3,493
Total interest expense	$4,611,000	3,241
Net interest income	$5,697,000	3,652
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$537,000	4,977
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$448,000	3,301
Trading account gains and fees	$0	130
Additional Noninterest Income	$89,000	6,514
Total noninterest expense	$3,834,000	4,111
Salaries and employee benefits	$2,607,000	3,501
Premises and equipment expense	$433,000	4,688
Additional noninterest expense	$794,000	5,258
Pre-tax net operating income	$2,370,000	3,256
Securities gains (losses)	$26,000	838
Applicable income taxes	$787,000	2,501
Income before extraordinary items	$1,609,000	3,612
Extraordinary gains, net	$0	51
Net income	$1,609,000	3,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,543
Cash dividends	$850,000	2,846
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,591,580	3,623
2006-09-30 (YTD Data)		Rank
Total interest income	$7,571,000	3,529
Total interest expense	$3,296,000	3,258
Net interest income	$4,275,000	3,681
Provision for loan and lease losses	$22,000	5,933
Total noninterest income	$396,000	5,036
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$331,000	3,348
Trading account gains and fees	$0	126
Additional Noninterest Income	$65,000	6,548
Total noninterest expense	$2,817,000	4,155
Salaries and employee benefits	$1,900,000	3,577
Premises and equipment expense	$331,000	4,627
Additional noninterest expense	$586,000	5,290
Pre-tax net operating income	$1,832,000	3,308
Securities gains (losses)	$0	1,388
Applicable income taxes	$587,000	2,629
Income before extraordinary items	$1,245,000	3,635
Extraordinary gains, net	$0	45
Net income	$1,245,000	3,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,412
Cash dividends	$850,000	2,166
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,245,000	3,627
2006-06-30 (YTD Data)		Rank
Total interest income	$4,942,000	3,518
Total interest expense	$2,057,000	3,304
Net interest income	$2,885,000	3,651
Provision for loan and lease losses	$15,000	5,732
Total noninterest income	$264,000	5,030
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$216,000	3,377
Trading account gains and fees	$0	126
Additional Noninterest Income	$48,000	6,430
Total noninterest expense	$1,874,000	4,180
Salaries and employee benefits	$1,271,000	3,587
Premises and equipment expense	$218,000	4,670
Additional noninterest expense	$385,000	5,341
Pre-tax net operating income	$1,260,000	3,256
Securities gains (losses)	$0	1,185
Applicable income taxes	$407,000	2,600
Income before extraordinary items	$853,000	3,582
Extraordinary gains, net	$0	39
Net income	$853,000	3,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$425,000	2,599
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$853,000	3,569
2006-03-31 (YTD Data)		Rank
Total interest income	$2,397,000	3,547
Total interest expense	$989,000	3,283
Net interest income	$1,408,000	3,717
Provision for loan and lease losses	$8,000	5,456
Total noninterest income	$126,000	5,087
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$104,000	3,385
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,566
Total noninterest expense	$936,000	4,193
Salaries and employee benefits	$635,000	3,610
Premises and equipment expense	$106,000	4,775
Additional noninterest expense	$195,000	5,258
Pre-tax net operating income	$590,000	3,351
Securities gains (losses)	$0	955
Applicable income taxes	$190,000	2,679
Income before extraordinary items	$400,000	3,715
Extraordinary gains, net	$0	21
Net income	$400,000	3,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$425,000	1,537
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$400,000	3,700
2005-12-31 (YTD Data)		Rank
Total interest income	$8,870,000	3,465
Total interest expense	$3,336,000	3,064
Net interest income	$5,534,000	3,661
Provision for loan and lease losses	$30,000	6,187
Total noninterest income	$551,000	5,012
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$450,000	3,279
Trading account gains and fees	$0	138
Additional Noninterest Income	$101,000	6,387
Total noninterest expense	$3,770,000	4,045
Salaries and employee benefits	$2,476,000	3,520
Premises and equipment expense	$472,000	4,348
Additional noninterest expense	$822,000	5,080
Pre-tax net operating income	$2,285,000	3,365
Securities gains (losses)	$0	2,296
Applicable income taxes	$761,000	2,682
Income before extraordinary items	$1,524,000	3,751
Extraordinary gains, net	$0	46
Net income	$1,524,000	3,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,376
Cash dividends	$850,000	2,746
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,524,000	3,713
2005-09-30 (YTD Data)		Rank
Total interest income	$6,538,000	3,455
Total interest expense	$2,394,000	3,029
Net interest income	$4,144,000	3,658
Provision for loan and lease losses	$23,000	6,069
Total noninterest income	$409,000	5,057
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$336,000	3,293
Trading account gains and fees	$0	126
Additional Noninterest Income	$73,000	6,452
Total noninterest expense	$2,819,000	4,024
Salaries and employee benefits	$1,832,000	3,519
Premises and equipment expense	$351,000	4,359
Additional noninterest expense	$636,000	4,924
Pre-tax net operating income	$1,711,000	3,437
Securities gains (losses)	$0	2,317
Applicable income taxes	$559,000	2,760
Income before extraordinary items	$1,152,000	3,778
Extraordinary gains, net	$0	35
Net income	$1,152,000	3,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,590
Cash dividends	$850,000	2,039
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,152,000	3,737
2005-06-30 (YTD Data)		Rank
Total interest income	$4,295,000	3,424
Total interest expense	$1,534,000	2,994
Net interest income	$2,761,000	3,639
Provision for loan and lease losses	$15,000	5,851
Total noninterest income	$272,000	5,020
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$215,000	3,337
Trading account gains and fees	$0	116
Additional Noninterest Income	$57,000	6,200
Total noninterest expense	$1,894,000	3,983
Salaries and employee benefits	$1,235,000	3,477
Premises and equipment expense	$232,000	4,354
Additional noninterest expense	$427,000	4,879
Pre-tax net operating income	$1,124,000	3,415
Securities gains (losses)	$0	2,146
Applicable income taxes	$366,000	2,746
Income before extraordinary items	$758,000	3,757
Extraordinary gains, net	$0	30
Net income	$758,000	3,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,238
Cash dividends	$425,000	2,444
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$758,000	3,713
2005-03-31 (YTD Data)		Rank
Total interest income	$2,104,000	3,450
Total interest expense	$735,000	3,004
Net interest income	$1,369,000	3,676
Provision for loan and lease losses	$8,000	5,590
Total noninterest income	$129,000	5,097
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$105,000	3,325
Trading account gains and fees	$0	115
Additional Noninterest Income	$24,000	6,543
Total noninterest expense	$957,000	3,972
Salaries and employee benefits	$618,000	3,479
Premises and equipment expense	$122,000	4,262
Additional noninterest expense	$217,000	4,810
Pre-tax net operating income	$533,000	3,503
Securities gains (losses)	$0	1,685
Applicable income taxes	$175,000	2,812
Income before extraordinary items	$358,000	3,908
Extraordinary gains, net	$0	24
Net income	$358,000	3,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$425,000	1,397
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$358,000	3,858
2004-12-31 (YTD Data)		Rank
Total interest income	$8,151,000	3,362
Total interest expense	$2,853,000	2,731
Net interest income	$5,298,000	3,645
Provision for loan and lease losses	$30,000	6,416
Total noninterest income	$571,000	4,938
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$470,000	3,279
Trading account gains and fees	$0	138
Additional Noninterest Income	$101,000	6,408
Total noninterest expense	$3,613,000	4,074
Salaries and employee benefits	$2,383,000	3,477
Premises and equipment expense	$364,000	5,073
Additional noninterest expense	$866,000	4,829
Pre-tax net operating income	$2,226,000	3,267
Securities gains (losses)	$251,000	717
Applicable income taxes	$815,000	2,498
Income before extraordinary items	$1,662,000	3,372
Extraordinary gains, net	$0	34
Net income	$1,662,000	3,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,544
Cash dividends	$850,000	2,606
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,493,830	3,592
2004-09-30 (YTD Data)		Rank
Total interest income	$6,055,000	3,360
Total interest expense	$2,126,000	2,715
Net interest income	$3,929,000	3,652
Provision for loan and lease losses	$22,000	6,263
Total noninterest income	$433,000	4,934
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$357,000	3,275
Trading account gains and fees	$0	134
Additional Noninterest Income	$76,000	6,394
Total noninterest expense	$2,596,000	4,186
Salaries and employee benefits	$1,729,000	3,548
Premises and equipment expense	$238,000	5,500
Additional noninterest expense	$629,000	4,896
Pre-tax net operating income	$1,744,000	3,220
Securities gains (losses)	$250,000	672
Applicable income taxes	$663,000	2,408
Income before extraordinary items	$1,331,000	3,279
Extraordinary gains, net	$0	26
Net income	$1,331,000	3,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,522
Cash dividends	$850,000	1,936
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,163,500	3,552
2004-06-30 (YTD Data)		Rank
Total interest income	$4,001,000	3,383
Total interest expense	$1,424,000	2,686
Net interest income	$2,577,000	3,681
Provision for loan and lease losses	$15,000	6,089
Total noninterest income	$290,000	4,905
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$234,000	3,289
Trading account gains and fees	$0	130
Additional Noninterest Income	$56,000	6,240
Total noninterest expense	$1,703,000	4,256
Salaries and employee benefits	$1,153,000	3,565
Premises and equipment expense	$153,000	5,605
Additional noninterest expense	$397,000	5,090
Pre-tax net operating income	$1,149,000	3,215
Securities gains (losses)	$248,000	559
Applicable income taxes	$464,000	2,322
Income before extraordinary items	$933,000	3,106
Extraordinary gains, net	$0	21
Net income	$933,000	3,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,574
Cash dividends	$425,000	2,372
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$766,840	3,536
2004-03-31 (YTD Data)		Rank
Total interest income	$1,990,000	3,400
Total interest expense	$728,000	2,663
Net interest income	$1,262,000	3,729
Provision for loan and lease losses	$7,000	5,890
Total noninterest income	$132,000	5,090
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$107,000	3,416
Trading account gains and fees	$0	121
Additional Noninterest Income	$25,000	6,426
Total noninterest expense	$830,000	4,368
Salaries and employee benefits	$572,000	3,607
Premises and equipment expense	$76,000	5,660
Additional noninterest expense	$182,000	5,402
Pre-tax net operating income	$557,000	3,264
Securities gains (losses)	$247,000	429
Applicable income taxes	$268,000	2,092
Income before extraordinary items	$536,000	2,773
Extraordinary gains, net	$0	16
Net income	$536,000	2,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,405
Cash dividends	$425,000	1,386
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$370,510	3,594
2003-12-31 (YTD Data)		Rank
Total interest income	$8,392,000	3,301
Total interest expense	$3,235,000	2,673
Net interest income	$5,157,000	3,608
Provision for loan and lease losses	$105,000	5,236
Total noninterest income	$563,000	5,126
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$461,000	3,308
Trading account gains and fees	$0	160
Additional Noninterest Income	$102,000	6,500
Total noninterest expense	$3,462,000	4,156
Salaries and employee benefits	$2,237,000	3,567
Premises and equipment expense	$352,000	5,142
Additional noninterest expense	$873,000	4,740
Pre-tax net operating income	$2,153,000	3,227
Securities gains (losses)	$15,000	3,390
Applicable income taxes	$712,000	2,763
Income before extraordinary items	$1,456,000	3,636
Extraordinary gains, net	$0	54
Net income	$1,456,000	3,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,615
Cash dividends	$850,000	2,582
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,445,950	3,489
2003-09-30 (YTD Data)		Rank
Total interest income	$6,354,000	3,314
Total interest expense	$2,472,000	2,712
Net interest income	$3,882,000	3,617
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$417,000	5,202
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$343,000	3,338
Trading account gains and fees	$0	153
Additional Noninterest Income	$74,000	6,610
Total noninterest expense	$2,578,000	4,159
Salaries and employee benefits	$1,665,000	3,580
Premises and equipment expense	$262,000	5,168
Additional noninterest expense	$651,000	4,727
Pre-tax net operating income	$1,631,000	3,333
Securities gains (losses)	$14,000	3,164
Applicable income taxes	$539,000	2,900
Income before extraordinary items	$1,106,000	3,721
Extraordinary gains, net	$0	40
Net income	$1,106,000	3,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,480
Cash dividends	$850,000	1,936
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,096,620	3,577
2003-06-30 (YTD Data)		Rank
Total interest income	$4,308,000	3,288
Total interest expense	$1,693,000	2,723
Net interest income	$2,615,000	3,574
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$273,000	5,243
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$221,000	3,380
Trading account gains and fees	$0	150
Additional Noninterest Income	$52,000	6,500
Total noninterest expense	$1,729,000	4,137
Salaries and employee benefits	$1,112,000	3,575
Premises and equipment expense	$175,000	5,140
Additional noninterest expense	$442,000	4,655
Pre-tax net operating income	$1,099,000	3,293
Securities gains (losses)	$15,000	2,750
Applicable income taxes	$363,000	2,890
Income before extraordinary items	$751,000	3,670
Extraordinary gains, net	$0	30
Net income	$751,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$425,000	2,359
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$740,950	3,505
2003-03-31 (YTD Data)		Rank
Total interest income	$2,150,000	3,322
Total interest expense	$867,000	2,731
Net interest income	$1,283,000	3,623
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$127,000	5,311
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$107,000	3,373
Trading account gains and fees	$0	134
Additional Noninterest Income	$20,000	6,924
Total noninterest expense	$881,000	4,060
Salaries and employee benefits	$563,000	3,543
Premises and equipment expense	$84,000	5,273
Additional noninterest expense	$234,000	4,436
Pre-tax net operating income	$499,000	3,499
Securities gains (losses)	$13,000	2,079
Applicable income taxes	$165,000	3,046
Income before extraordinary items	$347,000	3,829
Extraordinary gains, net	$0	21
Net income	$347,000	3,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$425,000	1,395
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$338,160	3,721
2002-12-31 (YTD Data)		Rank
Total interest income	$9,449,000	3,171
Total interest expense	$4,149,000	2,654
Net interest income	$5,300,000	3,491
Provision for loan and lease losses	$103,000	5,658
Total noninterest income	$460,000	5,437
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$370,000	3,719
Trading account gains and fees	$0	153
Additional Noninterest Income	$90,000	6,648
Total noninterest expense	$3,186,000	4,275
Salaries and employee benefits	$2,024,000	3,698
Premises and equipment expense	$307,000	5,494
Additional noninterest expense	$855,000	4,707
Pre-tax net operating income	$2,471,000	2,903
Securities gains (losses)	$41,000	2,579
Applicable income taxes	$820,000	2,552
Income before extraordinary items	$1,692,000	3,195
Extraordinary gains, net	$0	70
Net income	$1,692,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,476
Cash dividends	$850,000	2,538
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,664,530	3,130
2001-12-31 (YTD Data)		Rank
Total interest income	$10,755,000	3,117
Total interest expense	$5,810,000	2,750
Net interest income	$4,945,000	3,461
Provision for loan and lease losses	$658,000	1,764
Total noninterest income	$441,000	5,428
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$351,000	3,747
Trading account gains and fees	$0	177
Additional Noninterest Income	$90,000	6,656
Total noninterest expense	$3,315,000	4,004
Salaries and employee benefits	$1,893,000	3,747
Premises and equipment expense	$388,000	4,689
Additional noninterest expense	$1,034,000	3,951
Pre-tax net operating income	$1,413,000	4,021
Securities gains (losses)	$76,000	1,986
Applicable income taxes	$560,000	3,106
Income before extraordinary items	$929,000	4,475
Extraordinary gains, net	$0	105
Net income	$929,000	4,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$601,000	1,363
Cash dividends	$850,000	2,531
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$880,360	4,522
2000-12-31 (YTD Data)		Rank
Total interest income	$10,494,000	3,266
Total interest expense	$5,567,000	2,983
Net interest income	$4,927,000	3,521
Provision for loan and lease losses	$90,000	5,514
Total noninterest income	$416,000	5,430
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$326,000	3,804
Trading account gains and fees	$0	180
Additional Noninterest Income	$90,000	6,664
Total noninterest expense	$3,304,000	3,903
Salaries and employee benefits	$1,880,000	3,648
Premises and equipment expense	$383,000	4,639
Additional noninterest expense	$1,041,000	3,872
Pre-tax net operating income	$1,949,000	3,397
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$735,000	2,680
Income before extraordinary items	$1,209,000	3,844
Extraordinary gains, net	$0	38
Net income	$1,209,000	3,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,408
Cash dividends	$850,000	2,553
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,212,200	3,822
1999-12-31 (YTD Data)		Rank
Total interest income	$9,086,000	3,508
Total interest expense	$4,553,000	3,195
Net interest income	$4,533,000	3,759
Provision for loan and lease losses	$73,000	5,834
Total noninterest income	$374,000	5,807
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$273,000	4,258
Trading account gains and fees	$0	173
Additional Noninterest Income	$101,000	6,614
Total noninterest expense	$2,934,000	4,295
Salaries and employee benefits	$1,713,000	3,901
Premises and equipment expense	$329,000	5,181
Additional noninterest expense	$892,000	4,412
Pre-tax net operating income	$1,900,000	3,470
Securities gains (losses)	$44,000	1,029
Applicable income taxes	$640,000	3,082
Income before extraordinary items	$1,304,000	3,636
Extraordinary gains, net	$0	35
Net income	$1,304,000	3,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,465
Cash dividends	$2,615,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,274,520	3,651
1998-12-31 (YTD Data)		Rank
Total interest income	$7,962,000	3,952
Total interest expense	$4,116,000	3,591
Net interest income	$3,846,000	4,257
Provision for loan and lease losses	$60,000	6,123
Total noninterest income	$310,000	6,373
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$238,000	4,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	7,421
Total noninterest expense	$2,147,000	5,315
Salaries and employee benefits	$1,371,000	4,558
Premises and equipment expense	$221,000	6,412
Additional noninterest expense	$555,000	6,062
Pre-tax net operating income	$1,949,000	3,408
Securities gains (losses)	$74,000	1,468
Applicable income taxes	$638,000	3,247
Income before extraordinary items	$1,385,000	3,472
Extraordinary gains, net	$0	32
Net income	$1,385,000	3,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,598
Cash dividends	$850,000	2,494
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,334,680	3,496
1997-12-31 (YTD Data)		Rank
Total interest income	$7,526,000	4,223
Total interest expense	$3,772,000	3,892
Net interest income	$3,754,000	4,467
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$305,000	6,592
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$224,000	4,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,347
Total noninterest expense	$2,113,000	5,439
Salaries and employee benefits	$1,338,000	4,671
Premises and equipment expense	$239,000	6,223
Additional noninterest expense	$536,000	6,224
Pre-tax net operating income	$1,886,000	3,723
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$603,000	3,651
Income before extraordinary items	$1,289,000	3,821
Extraordinary gains, net	$0	44
Net income	$1,289,000	3,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-54,000	10,568
Cash dividends	$841,000	2,483
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,284,920	3,767
1996-12-31 (YTD Data)		Rank
Total interest income	$7,160,000	4,483
Total interest expense	$3,594,000	4,093
Net interest income	$3,566,000	4,755
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$259,000	7,467
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,124
Total noninterest expense	$2,030,000	5,884
Salaries and employee benefits	$1,265,000	4,966
Premises and equipment expense	$219,000	6,706
Additional noninterest expense	$546,000	6,715
Pre-tax net operating income	$1,735,000	3,838
Securities gains (losses)	$-10,000	10,276
Applicable income taxes	$572,000	3,726
Income before extraordinary items	$1,153,000	4,003
Extraordinary gains, net	$0	53
Net income	$1,153,000	4,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,098
Cash dividends	$704,000	2,724
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,159,700	3,936
1995-12-31 (YTD Data)		Rank
Total interest income	$6,734,000	4,714
Total interest expense	$3,387,000	4,281
Net interest income	$3,347,000	5,047
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$278,000	7,334
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,674
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	8,059
Total noninterest expense	$4,004,000	3,319
Salaries and employee benefits	$1,273,000	4,948
Premises and equipment expense	$215,000	6,926
Additional noninterest expense	$2,516,000	1,987
Pre-tax net operating income	$-439,000	11,774
Securities gains (losses)	$-7,000	9,876
Applicable income taxes	$180,000	7,774
Income before extraordinary items	$-626,000	11,821
Extraordinary gains, net	$0	65
Net income	$-626,000	11,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,914
Cash dividends	$600,000	2,907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$-619,000	11,810
1994-12-31 (YTD Data)		Rank
Total interest income	$4,556,000	6,086
Total interest expense	$2,126,000	5,326
Net interest income	$2,430,000	6,607
Provision for loan and lease losses	$0	9,146
Total noninterest income	$265,000	7,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,543
Total noninterest expense	$1,985,000	6,247
Salaries and employee benefits	$979,000	6,189
Premises and equipment expense	$170,000	8,080
Additional noninterest expense	$836,000	5,497
Pre-tax net operating income	$710,000	7,338
Securities gains (losses)	$19,000	1,821
Applicable income taxes	$266,000	6,308
Income before extraordinary items	$463,000	7,592
Extraordinary gains, net	$0	249
Net income	$463,000	7,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	12,079
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$5,025,000	169
Net operating income	$450,840	7,752
1993-12-31 (YTD Data)		Rank
Total interest income	$2,856,000	8,575
Total interest expense	$1,298,000	7,885
Net interest income	$1,558,000	8,920
Provision for loan and lease losses	$100,000	5,727
Total noninterest income	$221,000	8,836
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	7,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	8,348
Total noninterest expense	$1,188,000	8,939
Salaries and employee benefits	$660,000	8,297
Premises and equipment expense	$129,000	9,507
Additional noninterest expense	$399,000	9,275
Pre-tax net operating income	$491,000	8,717
Securities gains (losses)	$73,000	2,908
Applicable income taxes	$260,000	6,649
Income before extraordinary items	$304,000	9,436
Extraordinary gains, net	$0	3,149
Net income	$304,000	9,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	5,491
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$257,280	9,703
1992-12-31 (YTD Data)		Rank
Total interest income	$3,037,000	8,911
Total interest expense	$1,496,000	8,520
Net interest income	$1,541,000	9,148
Provision for loan and lease losses	$0	11,756
Total noninterest income	$159,000	10,308
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	7,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$1,037,000	9,821
Salaries and employee benefits	$594,000	8,855
Premises and equipment expense	$103,000	10,619
Additional noninterest expense	$340,000	10,321
Pre-tax net operating income	$663,000	7,307
Securities gains (losses)	$111,000	2,842
Applicable income taxes	$311,000	5,785
Income before extraordinary items	$463,000	7,636
Extraordinary gains, net	$0	1,422
Net income	$463,000	7,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	10,157
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$391,960	7,949

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.