Home > First Niagara Bank > Net charge- offs to loans
First Niagara Bank, Net charge- offs to loans
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0001% | 4,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0863% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8920% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1988% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,874 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0644% | 5,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0664% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1434% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4214% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7780% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4377% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4839% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1829% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1947% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0925% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0666% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3341% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7922% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5322% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4812% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1655% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2916% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1440% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0367% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2758% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0184% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1394% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7375% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1085% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4444% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1786% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2248% | 1,270 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2823% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1723% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0510% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3326% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0249% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1518% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3936% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7272% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0939% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4318% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1653% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2857% | 1,255 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2865% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 868 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 5,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4470% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0281% | 4,832 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1624% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3323% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7221% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1992% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4084% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1390% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0021% | 1,199 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2100% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4576% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 4,848 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1791% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3624% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1267% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4312% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1303% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1145% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.1049% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1398% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0929% | 5,046 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2178% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3674% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9617% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5271% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5809% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1368% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.1736% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1551% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1270% | 5,105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2417% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 2,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4182% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0041% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6890% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5942% | 1,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1418% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1823% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2117% | 5,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3132% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4914% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0550% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7941% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6165% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1319% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.1713% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4774% | 5,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4828% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8318% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2373% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8489% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7980% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1514% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 3,134 |
| Percentage Net Loans Charged-off:Construction & development | 1.2752% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 2,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0108% | 597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 3,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 3,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6508% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7288% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5715% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5370% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2637% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.4055% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 2,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 3,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0807% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 2,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6711% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5451% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7848% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4862% | 1,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2718% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2315% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.6484% | 837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1177% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0223% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5622% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4276% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2868% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4659% | 1,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2737% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.6607% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1020% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0241% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0734% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4632% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4501% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2656% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5059% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3742% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2631% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1388% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.7173% | 1,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1642% | 2,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 840 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1482% | 1,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 3,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6235% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5093% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4938% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5151% | 2,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3562% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1535% | 111 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2919% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1534% | 3,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.4970% | 1,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1997% | 2,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0435% | 702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 3,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1730% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 3,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7306% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5440% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5366% | 1,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2648% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1936% | 99 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1925% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.7207% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2450% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0670% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 2,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2348% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7975% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6841% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8898% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6091% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2189% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2662% | 87 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3169% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2650% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 1.4159% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3901% | 1,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2184% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4708% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3134% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2021% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7679% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0292% | 5,994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5580% | 55 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 4,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.3603% | 2,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 2,646 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0192% | 5,625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0994% | 1,793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5001% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6549% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3858% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4185% | 2,790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3527% | 95 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1693% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.3751% | 2,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3472% | 1,955 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0264% | 5,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 1,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 3,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4681% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4765% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4042% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2475% | 3,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0997% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4861% | 82 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.4209% | 1,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2328% | 1,962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0420% | 5,685 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 3,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1890% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 3,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5788% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4474% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6869% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2138% | 3,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1728% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5397% | 74 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3059% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1792% | 2,838 |
| Percentage Net Loans Charged-off:Construction & development | 1.0603% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1202% | 1,624 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0917% | 5,727 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1818% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2455% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7280% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4634% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2302% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2069% | 2,541 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0314% | 6,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1324% | 56 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4578% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3437% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.3475% | 2,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6097% | 1,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5199% | 842 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 4,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1562% | 1,688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 4,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8808% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4212% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5199% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4081% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3055% | 150 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4417% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3518% | 3,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.5012% | 2,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5668% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7047% | 637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 4,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1002% | 1,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8264% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 3,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4325% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2299% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4849% | 122 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5335% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4496% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.2856% | 2,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7433% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0731% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 3,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9089% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3140% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2558% | 84 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6487% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3295% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6522% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6285% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 2,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8163% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6792% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4888% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2426% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5825% | 1,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3190% | 748 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5425% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9774% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5492% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2642% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7199% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2421% | 578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 3,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8562% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0197% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3998% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3087% | 2,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9452% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1533% | 466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 3,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7959% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2273% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4295% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5162% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7684% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1405% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0841% | 7,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3119% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3985% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 3,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1809% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8306% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 2,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4003% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 3,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 3,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7337% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8160% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1948% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2758% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8257% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6079% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0710% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6872% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3801% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5320% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0922% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3592% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 2,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4780% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9968% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3002% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6411% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0315% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1831% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0353% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1281% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 6,236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4159% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4196% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 6,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3470% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3557% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5085% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4601% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7096% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 6,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6772% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5331% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0173% | 6,305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6545% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2304% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 8,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6580% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8098% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7866% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9648% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2363% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 6,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9792% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7495% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0204% | 2,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0216% | 6,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9116% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8961% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0884% | 2,550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0340% | 6,330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0701% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8924% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1013% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9184% | 2,554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 8,339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0832% | 6,282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0953% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1299% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6980% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6803% | 2,481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0318% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 2,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8857% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9471% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8457% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0442% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4152% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9432% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9826% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0692% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2891% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8081% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5853% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0757% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1769% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4286% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 3,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.1110% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0339% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 2,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9002% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3537% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5818% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4206% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0625% | 8,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 2,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2889% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6433% | 3,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 5,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0489% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6304% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2352% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2116% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 5,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0622% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3104% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4369% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3706% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4642% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2375% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8628% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5036% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2691% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2575% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0330% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8687% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4820% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9930% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 6,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 698 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1710% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3077% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3317% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 577 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3121% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7349% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9080% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3502% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2498% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6793% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 8,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1531% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2651% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8436% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 7,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 772 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8094% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1727% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1470% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |