Home > First Neighbor Bank > Net charge- offs to loans
First Neighbor Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3596% | 4,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7398% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4082% | 4,590 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8077% | 193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2254% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2420% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4581% | 4,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6989% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7308% | 4,618 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7746% | 193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4425% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3444% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3701% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5585% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0841% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1262% | 4,649 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1784% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1332% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4500% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5690% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4910% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3272% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8727% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2556% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2811% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3800% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1935% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0377% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1975% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0548% | 419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0601% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8244% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2910% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8355% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2491% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5915% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3270% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 3,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1108% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7088% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1239% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1531% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4292% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0982% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7171% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0819% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1750% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1271% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1497% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0590% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5444% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1009% | 3,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4937% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5152% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1411% | 2,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0948% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1784% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4087% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0500% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6565% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0322% | 2,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2633% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2908% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0560% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0576% | 2,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2768% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1548% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1643% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0554% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6525% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0380% | 2,144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 1.8054% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5618% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2262% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5199% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1267% | 2,638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3083% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1469% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2294% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1444% | 2,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1943% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3486% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1897% | 2,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4343% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4473% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0792% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2891% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 2,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0106% | 4,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6232% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0328% | 4,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0426% | 4,609 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2261% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0883% | 4,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0959% | 4,729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8721% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1327% | 4,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1709% | 4,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5450% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2001% | 4,877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 5,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1987% | 5,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1147% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9907% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2427% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2622% | 5,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1538% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2370% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2609% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2070% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 5,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1070% | 5,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3999% | 5,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0898% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2954% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9330% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2477% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1318% | 5,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2072% | 5,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8222% | 5,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1401% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1814% | 5,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3319% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0858% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2506% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5976% | 157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0558% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2751% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3703% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8630% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1619% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8542% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4231% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4800% | 202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0738% | 4,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9873% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0687% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3979% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9961% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3046% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9871% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 928 |
| Percentage Net Loans Charged-off:Construction & development | -0.1116% | 5,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4024% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5977% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0488% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3637% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0109% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2250% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8655% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3028% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4819% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2443% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3234% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2890% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2849% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4691% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2747% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4849% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5629% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4807% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0284% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4411% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 5,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 5,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6998% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4625% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5446% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4604% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2617% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0532% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2320% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8597% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2015% | 5,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8264% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2271% | 5,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 2,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 1,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5312% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 2,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2727% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4896% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2392% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4684% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4800% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1098% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4616% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 5,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 5,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 5,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 5,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0291% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2096% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4231% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2032% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 5,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 5,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 5,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 5,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 5,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0261% | 5,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9081% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0537% | 5,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 5,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 6,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 6,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 6,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 6,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2082% | 3,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4677% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2005% | 3,009 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0303% | 6,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 6,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 6,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0975% | 6,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1196% | 6,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 5,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1264% | 3,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1301% | 3,102 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 5,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 6,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 6,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2696% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0562% | 6,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 5,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2284% | 2,408 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 5,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5279% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 5,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1978% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2038% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 5,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 4,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 3,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 3,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 5,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3791% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3905% | 2,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 4,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 2,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 4,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 4,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 5,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 3,368 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3325% | 1,301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1771% | 3,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 4,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 2,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 3,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 3,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 5,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1310% | 3,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1349% | 3,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 4,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1552% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 5,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9650% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1520% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2609% | 4,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1979% | 3,955 |
| Percentage Net Loans Charged-off:Construction & development | 1.4112% | 1,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2770% | 2,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 3,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4770% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 3,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5845% | 2,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0081% | 1,427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1719% | 3,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1526% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 4,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 4,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 3,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3063% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2115% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3755% | 1,434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2306% | 3,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2114% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 3,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 5,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0141% | 4,096 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5295% | 1,442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0763% | 3,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3473% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 3,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 2,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 6,382 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1438% | 6,316 |
| Percentage Net Loans Charged-off: Credit card loans | -6.0000% | 1,456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0245% | 3,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6887% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 6,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1941% | 4,256 |
| Percentage Net Loans Charged-off:Construction & development | 3.8749% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3894% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4212% | 2,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4539% | 7,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0732% | 5,094 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5330% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0616% | 1,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 7,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 4,939 |
| Percentage Net Loans Charged-off:Construction & development | 1.8568% | 1,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 4,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4990% | 7,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0591% | 4,870 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7347% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0909% | 1,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0485% | 7,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0834% | 4,276 |
| Percentage Net Loans Charged-off:Construction & development | 2.9426% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 3,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7104% | 7,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 4,406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0686% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 6.1713% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 6,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1389% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4626% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3178% | 3,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.4961% | 2,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6011% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2039% | 1,602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2545% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6426% | 3,645 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7949% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3507% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 4,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.6063% | 2,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0643% | 7,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2816% | 1,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1200% | 3,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4069% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7997% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8387% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 3,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.8784% | 1,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 2,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1275% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1458% | 3,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1978% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1824% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 3,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8537% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4615% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5671% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1374% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4150% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4459% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4517% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4021% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5640% | 1,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0744% | 6,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4972% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5985% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2784% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3736% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4029% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5096% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4465% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7542% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0779% | 6,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3310% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2391% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5348% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5786% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7067% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4097% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5780% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0671% | 6,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2102% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1860% | 8,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5915% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6419% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3044% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6679% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1445% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4483% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4932% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6593% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3387% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1876% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0382% | 1,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3617% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2435% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 8,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5603% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6158% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8910% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3180% | 3,482 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2075% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3543% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2886% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1084% | 8,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6732% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7413% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7493% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2562% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6079% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3749% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5891% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2348% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3654% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 7,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4764% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1817% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3281% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2644% | 551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 7,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7074% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1613% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1791% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5907% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5735% | 2,568 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3803% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3608% | 284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0418% | 7,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9478% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2145% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3713% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9479% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1403% | 763 |
| Percentage Net Loans Charged-off:Construction & development | -0.0604% | 7,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1921% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3289% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3650% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4541% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3278% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0502% | 8,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2907% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3426% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0596% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3313% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 1.4407% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1597% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4119% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4533% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8705% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1686% | 5,259 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5536% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3611% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2865% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2595% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2114% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4286% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4710% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0474% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 5,427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0645% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4846% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0829% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3724% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3179% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6013% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6598% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7732% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0562% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5306% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3331% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1605% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6574% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6037% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0172% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1121% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2297% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0841% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0038% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4648% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6885% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6166% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 1.2582% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4515% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8063% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8670% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3555% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3633% | 4,497 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2568% | 2,519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2694% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4204% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7293% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7811% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2772% | 4,523 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3457% | 2,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4119% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6036% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6435% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 6,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5181% | 2,516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3478% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4356% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4780% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5085% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3826% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1858% | 4,006 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4932% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4080% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2214% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7233% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7505% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8270% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5116% | 4,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1990% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5206% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4992% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2962% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8699% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8970% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6290% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6387% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2735% | 1,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3446% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1679% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3789% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3870% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6891% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3815% | 4,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4345% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6590% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3287% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7533% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7648% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2319% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8455% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8869% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1928% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 8,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1586% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3976% | 3,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4155% | 4,717 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5394% | 2,897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1920% | 1,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4564% | 2,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3560% | 4,954 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9074% | 1,304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1453% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 6,090 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 5,673 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0966% | 11,110 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3508% | 12,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1433% | 12,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3307% | 5,727 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |