First National Bank & Trust Company of McAlester, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,586,0001,786
Total interest expense$5,024,0002,009
Net interest income$16,562,0001,676
Provision for loan and lease losses$395,0001,453
Total noninterest income$2,543,0001,787
Gross Fiduciary activities income$0981
Service charges on deposit accounts$935,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$1,608,0001,805
Total noninterest expense$12,373,0001,777
Salaries and employee benefits$6,865,0001,793
Premises and equipment expense$1,384,0001,632
Additional noninterest expense$1,608,0001,805
Pre-tax net operating income$6,337,0001,662
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$6,337,0001,461
Extraordinary gains, net$054
Net income$6,337,0001,477
Minority interest net income$088
Net income of bank and minority interests.$6,337,0001,464
Net charge-offs$303,000962
Cash dividends$5,204,000782
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,337,0001,491
2023-09-30 (YTD Data)Rank
Total interest income$15,829,0001,790
Total interest expense$3,328,0002,046
Net interest income$12,501,0001,677
Provision for loan and lease losses$305,0001,326
Total noninterest income$2,175,0001,658
Gross Fiduciary activities income$0950
Service charges on deposit accounts$700,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$1,475,0001,627
Total noninterest expense$9,131,0001,791
Salaries and employee benefits$5,048,0001,815
Premises and equipment expense$1,023,0001,646
Additional noninterest expense$1,475,0001,627
Pre-tax net operating income$5,240,0001,593
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,240,0001,394
Extraordinary gains, net$052
Net income$5,240,0001,405
Minority interest net income$081
Net income of bank and minority interests.$5,240,0001,394
Net charge-offs$288,000745
Cash dividends$3,717,000766
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,240,0001,411
2023-06-30 (YTD Data)Rank
Total interest income$10,337,0001,787
Total interest expense$2,155,0001,924
Net interest income$8,182,0001,714
Provision for loan and lease losses$215,0001,283
Total noninterest income$1,437,0001,598
Gross Fiduciary activities income$0931
Service charges on deposit accounts$455,0001,054
Trading account gains and feesNANA
Additional Noninterest Income$982,0001,557
Total noninterest expense$6,039,0001,797
Salaries and employee benefits$3,417,0001,799
Premises and equipment expense$671,0001,668
Additional noninterest expense$982,0001,555
Pre-tax net operating income$3,365,0001,633
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,365,0001,436
Extraordinary gains, net$051
Net income$3,365,0001,453
Minority interest net income$081
Net income of bank and minority interests.$3,365,0001,436
Net charge-offs$270,000582
Cash dividends$2,369,000772
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,365,0001,446
2023-03-31 (YTD Data)Rank
Total interest income$5,075,0001,788
Total interest expense$1,065,0001,764
Net interest income$4,010,0001,751
Provision for loan and lease losses$75,0001,413
Total noninterest income$674,0001,658
Gross Fiduciary activities income$0913
Service charges on deposit accounts$226,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$448,0001,618
Total noninterest expense$2,854,0001,889
Salaries and employee benefits$1,606,0001,905
Premises and equipment expense$326,0001,737
Additional noninterest expense$448,0001,618
Pre-tax net operating income$1,755,0001,606
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,755,0001,419
Extraordinary gains, net$04
Net income$1,755,0001,419
Minority interest net income$048
Net income of bank and minority interests.$1,755,0001,419
Net charge-offs$149,000504
Cash dividends$1,049,000787
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,755,0001,431
2022-12-31 (YTD Data)Rank
Total interest income$18,687,0001,667
Total interest expense$1,698,0001,771
Net interest income$16,989,0001,636
Provision for loan and lease losses$1,300,000685
Total noninterest income$2,810,0001,700
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$914,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$1,896,0001,673
Total noninterest expense$12,224,0001,755
Salaries and employee benefits$6,747,0001,796
Premises and equipment expense$1,356,0001,653
Additional noninterest expense$1,896,0001,673
Pre-tax net operating income$6,275,0001,771
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$6,275,0001,581
Extraordinary gains, net$05
Net income$6,275,0001,579
Minority interest net income$063
Net income of bank and minority interests.$6,275,0001,580
Net charge-offs$185,000964
Cash dividends$5,828,000692
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,275,0001,606
2022-09-30 (YTD Data)Rank
Total interest income$13,736,0001,646
Total interest expense$867,0001,946
Net interest income$12,869,0001,605
Provision for loan and lease losses$1,000,000621
Total noninterest income$2,117,0001,714
Gross Fiduciary activities income$0968
Service charges on deposit accounts$687,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$1,430,0001,697
Total noninterest expense$9,043,0001,764
Salaries and employee benefits$4,943,0001,824
Premises and equipment expense$1,014,0001,658
Additional noninterest expense$1,430,0001,697
Pre-tax net operating income$4,943,0001,713
Securities gains (losses)$0740
Applicable income taxes$191,0002,510
Income before extraordinary items$4,752,0001,551
Extraordinary gains, net$04
Net income$4,752,0001,550
Minority interest net income$057
Net income of bank and minority interests.$4,752,0001,551
Net charge-offs$157,000766
Cash dividends$4,350,000643
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,752,0001,582
2022-06-30 (YTD Data)Rank
Total interest income$8,906,0001,634
Total interest expense$439,0002,128
Net interest income$8,467,0001,580
Provision for loan and lease losses$700,000545
Total noninterest income$1,487,0001,642
Gross Fiduciary activities income$0925
Service charges on deposit accounts$461,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$1,026,0001,657
Total noninterest expense$6,027,0001,750
Salaries and employee benefits$3,310,0001,811
Premises and equipment expense$679,0001,663
Additional noninterest expense$2,038,0001,584
Pre-tax net operating income$3,227,0001,646
Securities gains (losses)$0687
Applicable income taxes$120,0002,480
Income before extraordinary items$3,107,0001,492
Extraordinary gains, net$04
Net income$3,107,0001,491
Minority interest net income$060
Net income of bank and minority interests.$3,107,0001,492
Net charge-offs$136,000628
Cash dividends$3,055,000605
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,107,0001,529
2022-03-31 (YTD Data)Rank
Total interest income$4,334,0001,616
Total interest expense$194,0002,273
Net interest income$4,140,0001,558
Provision for loan and lease losses$300,000484
Total noninterest income$566,0001,927
Gross Fiduciary activities income$0892
Service charges on deposit accounts$224,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$342,0002,048
Total noninterest expense$2,866,0001,810
Salaries and employee benefits$1,582,0001,860
Premises and equipment expense$335,0001,706
Additional noninterest expense$949,0001,635
Pre-tax net operating income$1,540,0001,606
Securities gains (losses)$0623
Applicable income taxes$60,0002,405
Income before extraordinary items$1,480,0001,474
Extraordinary gains, net$04
Net income$1,480,0001,473
Minority interest net income$050
Net income of bank and minority interests.$1,480,0001,474
Net charge-offs$7,0001,284
Cash dividends$1,875,000499
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,480,0001,492
2021-12-31 (YTD Data)Rank
Total interest income$17,507,0001,651
Total interest expense$874,0002,412
Net interest income$16,633,0001,590
Provision for loan and lease losses$675,000812
Total noninterest income$2,866,0001,857
Gross Fiduciary activities income$0994
Service charges on deposit accounts$860,0001,079
Trading account gains and feesNANA
Additional Noninterest Income$2,006,0001,902
Total noninterest expense$11,585,0001,779
Salaries and employee benefits$6,426,0001,833
Premises and equipment expense$1,363,0001,645
Additional noninterest expense$3,796,0001,645
Pre-tax net operating income$7,239,0001,594
Securities gains (losses)$02,062
Applicable income taxes$360,0002,331
Income before extraordinary items$6,879,0001,518
Extraordinary gains, net$010
Net income$6,879,0001,517
Minority interest net income$074
Net income of bank and minority interests.$6,879,0001,518
Net charge-offs$542,000606
Cash dividends$6,005,000683
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,879,0001,486
2021-09-30 (YTD Data)Rank
Total interest income$12,247,0001,780
Total interest expense$673,0002,462
Net interest income$11,574,0001,709
Provision for loan and lease losses$375,0001,009
Total noninterest income$2,397,0001,789
Gross Fiduciary activities income$0957
Service charges on deposit accounts$622,0001,104
Trading account gains and feesNANA
Additional Noninterest Income$1,775,0001,800
Total noninterest expense$8,705,0001,778
Salaries and employee benefits$4,829,0001,837
Premises and equipment expense$1,025,0001,661
Additional noninterest expense$2,851,0001,647
Pre-tax net operating income$4,891,0001,795
Securities gains (losses)$02,015
Applicable income taxes$360,0002,202
Income before extraordinary items$4,531,0001,722
Extraordinary gains, net$08
Net income$4,531,0001,720
Minority interest net income$069
Net income of bank and minority interests.$4,531,0001,722
Net charge-offs$375,000584
Cash dividends$4,640,000625
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,531,0001,692
2021-06-30 (YTD Data)Rank
Total interest income$8,179,0001,775
Total interest expense$464,0002,480
Net interest income$7,715,0001,703
Provision for loan and lease losses$225,0001,102
Total noninterest income$1,362,0001,896
Gross Fiduciary activities income$0951
Service charges on deposit accounts$395,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$967,0001,950
Total noninterest expense$5,699,0001,793
Salaries and employee benefits$3,129,0001,866
Premises and equipment expense$653,0001,724
Additional noninterest expense$1,917,0001,625
Pre-tax net operating income$3,153,0001,815
Securities gains (losses)$01,818
Applicable income taxes$335,0001,948
Income before extraordinary items$2,818,0001,778
Extraordinary gains, net$06
Net income$2,818,0001,778
Minority interest net income$067
Net income of bank and minority interests.$2,818,0001,778
Net charge-offs$156,000742
Cash dividends$3,725,000536
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,818,0001,748
2021-03-31 (YTD Data)Rank
Total interest income$4,110,0001,771
Total interest expense$243,0002,486
Net interest income$3,867,0001,684
Provision for loan and lease losses$75,0001,426
Total noninterest income$657,0001,956
Gross Fiduciary activities income$0922
Service charges on deposit accounts$202,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$455,0002,006
Total noninterest expense$2,676,0001,863
Salaries and employee benefits$1,496,0001,909
Premises and equipment expense$341,0001,683
Additional noninterest expense$839,0001,767
Pre-tax net operating income$1,773,0001,666
Securities gains (losses)$01,392
Applicable income taxes$100,0002,283
Income before extraordinary items$1,673,0001,597
Extraordinary gains, net$03
Net income$1,673,0001,597
Minority interest net income$055
Net income of bank and minority interests.$1,673,0001,597
Net charge-offs$77,000691
Cash dividends$2,390,000417
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,673,0001,551
2020-12-31 (YTD Data)Rank
Total interest income$17,704,0001,655
Total interest expense$1,600,0002,283
Net interest income$16,104,0001,555
Provision for loan and lease losses$1,240,0001,402
Total noninterest income$3,220,0001,663
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$960,000986
Trading account gains and feesNANA
Additional Noninterest Income$2,260,0001,678
Total noninterest expense$11,722,0001,732
Salaries and employee benefits$6,413,0001,804
Premises and equipment expense$1,792,0001,310
Additional noninterest expense$3,517,0001,694
Pre-tax net operating income$6,362,0001,484
Securities gains (losses)$02,675
Applicable income taxes$240,0002,451
Income before extraordinary items$6,122,0001,401
Extraordinary gains, net$04
Net income$6,122,0001,402
Minority interest net income$072
Net income of bank and minority interests.$6,122,0001,402
Net charge-offs$1,638,000476
Cash dividends$4,925,000778
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,122,0001,364
2020-09-30 (YTD Data)Rank
Total interest income$12,562,0001,740
Total interest expense$1,332,0002,226
Net interest income$11,230,0001,643
Provision for loan and lease losses$900,0001,436
Total noninterest income$1,209,0002,309
Gross Fiduciary activities income$0981
Service charges on deposit accounts$716,000983
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,856
Total noninterest expense$8,225,0001,801
Salaries and employee benefits$4,679,0001,811
Premises and equipment expense$1,133,0001,510
Additional noninterest expense$2,413,0001,788
Pre-tax net operating income$3,314,0001,916
Securities gains (losses)$02,494
Applicable income taxes$190,0002,414
Income before extraordinary items$3,124,0001,852
Extraordinary gains, net$04
Net income$3,124,0001,851
Minority interest net income$065
Net income of bank and minority interests.$3,124,0001,852
Net charge-offs$1,627,000374
Cash dividends$4,325,000637
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,124,0001,805
2020-06-30 (YTD Data)Rank
Total interest income$8,424,0001,750
Total interest expense$1,010,0002,127
Net interest income$7,414,0001,657
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,005,0002,019
Gross Fiduciary activities income$0970
Service charges on deposit accounts$483,000981
Trading account gains and feesNANA
Additional Noninterest Income$522,0002,334
Total noninterest expense$5,249,0001,865
Salaries and employee benefits$3,060,0001,842
Premises and equipment expense$748,0001,516
Additional noninterest expense$1,441,0001,943
Pre-tax net operating income$2,570,0001,656
Securities gains (losses)$02,249
Applicable income taxes$116,0002,431
Income before extraordinary items$2,454,0001,558
Extraordinary gains, net$04
Net income$2,454,0001,558
Minority interest net income$065
Net income of bank and minority interests.$2,454,0001,559
Net charge-offs$822,000441
Cash dividends$3,225,000583
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,454,0001,508
2020-03-31 (YTD Data)Rank
Total interest income$4,285,0001,715
Total interest expense$619,0002,011
Net interest income$3,666,0001,633
Provision for loan and lease losses$300,0001,167
Total noninterest income$577,0001,788
Gross Fiduciary activities income$0941
Service charges on deposit accounts$296,000959
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,072
Total noninterest expense$2,567,0001,912
Salaries and employee benefits$1,526,0001,862
Premises and equipment expense$392,0001,467
Additional noninterest expense$649,0002,129
Pre-tax net operating income$1,376,0001,415
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,376,0001,282
Extraordinary gains, net$04
Net income$1,376,0001,281
Minority interest net income$056
Net income of bank and minority interests.$1,376,0001,282
Net charge-offs$818,000274
Cash dividends$2,140,000496
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,376,0001,251
2019-12-31 (YTD Data)Rank
Total interest income$17,477,0001,696
Total interest expense$2,429,0002,081
Net interest income$15,048,0001,588
Provision for loan and lease losses$350,0001,813
Total noninterest income$2,890,0001,609
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,136,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$1,754,0001,661
Total noninterest expense$10,607,0001,832
Salaries and employee benefits$6,072,0001,826
Premises and equipment expense$1,731,0001,321
Additional noninterest expense$2,804,0002,032
Pre-tax net operating income$6,981,0001,361
Securities gains (losses)$-1,0004,531
Applicable income taxes$200,0002,634
Income before extraordinary items$6,780,0001,271
Extraordinary gains, net$011
Net income$6,780,0001,271
Minority interest net income$076
Net income of bank and minority interests.$6,780,0001,273
Net charge-offs$155,0001,898
Cash dividends$6,460,000660
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,780,9701,248
2019-09-30 (YTD Data)Rank
Total interest income$12,960,0001,731
Total interest expense$1,802,0002,101
Net interest income$11,158,0001,630
Provision for loan and lease losses$03,836
Total noninterest income$2,465,0001,485
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$842,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$1,623,0001,461
Total noninterest expense$7,833,0001,862
Salaries and employee benefits$4,583,0001,824
Premises and equipment expense$1,255,0001,373
Additional noninterest expense$1,995,0002,122
Pre-tax net operating income$5,790,0001,290
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,790,0001,168
Extraordinary gains, net$011
Net income$5,790,0001,169
Minority interest net income$072
Net income of bank and minority interests.$5,790,0001,169
Net charge-offs$42,0002,332
Cash dividends$4,795,000638
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,790,0001,146
2019-06-30 (YTD Data)Rank
Total interest income$8,612,0001,738
Total interest expense$1,156,0002,134
Net interest income$7,456,0001,627
Provision for loan and lease losses$03,685
Total noninterest income$1,123,0001,837
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$549,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,057
Total noninterest expense$5,286,0001,842
Salaries and employee benefits$3,060,0001,826
Premises and equipment expense$822,0001,398
Additional noninterest expense$1,404,0002,052
Pre-tax net operating income$3,293,0001,432
Securities gains (losses)$-1,0004,660
Applicable income taxes$03,901
Income before extraordinary items$3,292,0001,295
Extraordinary gains, net$011
Net income$3,292,0001,295
Minority interest net income$069
Net income of bank and minority interests.$3,292,0001,295
Net charge-offs$34,0002,093
Cash dividends$3,350,000590
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,293,0001,275
2019-03-31 (YTD Data)Rank
Total interest income$4,254,0001,759
Total interest expense$542,0002,200
Net interest income$3,712,0001,646
Provision for loan and lease losses$03,406
Total noninterest income$598,0001,733
Gross Fiduciary activities income$0972
Service charges on deposit accounts$265,0001,075
Trading account gains and feesNANA
Additional Noninterest Income$333,0001,859
Total noninterest expense$2,627,0001,857
Salaries and employee benefits$1,536,0001,832
Premises and equipment expense$429,0001,363
Additional noninterest expense$662,0002,117
Pre-tax net operating income$1,683,0001,388
Securities gains (losses)$-1,0004,848
Applicable income taxes$03,800
Income before extraordinary items$1,682,0001,249
Extraordinary gains, net$05
Net income$1,682,0001,248
Minority interest net income$052
Net income of bank and minority interests.$1,682,0001,248
Net charge-offs$20,0001,699
Cash dividends$1,850,000543
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,683,0001,228
2018-12-31 (YTD Data)Rank
Total interest income$18,378,0001,561
Total interest expense$1,879,0002,014
Net interest income$16,499,0001,464
Provision for loan and lease losses$04,082
Total noninterest income$2,186,0001,888
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,164,0001,021
Trading account gains and feesNANA
Additional Noninterest Income$1,022,0002,218
Total noninterest expense$10,465,0001,829
Salaries and employee benefits$6,055,0001,790
Premises and equipment expense$1,794,0001,292
Additional noninterest expense$2,616,0002,144
Pre-tax net operating income$8,220,0001,204
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,220,0001,079
Extraordinary gains, net$06
Net income$8,220,0001,078
Minority interest net income$072
Net income of bank and minority interests.$8,220,0001,078
Net charge-offs$65,0002,448
Cash dividends$6,270,000606
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,220,0001,075
2018-09-30 (YTD Data)Rank
Total interest income$13,895,0001,526
Total interest expense$1,394,0001,958
Net interest income$12,501,0001,444
Provision for loan and lease losses$03,948
Total noninterest income$1,643,0001,911
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$866,0001,033
Trading account gains and feesNANA
Additional Noninterest Income$777,0002,220
Total noninterest expense$7,711,0001,852
Salaries and employee benefits$4,498,0001,805
Premises and equipment expense$1,279,0001,346
Additional noninterest expense$1,934,0002,165
Pre-tax net operating income$6,433,0001,170
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,433,0001,045
Extraordinary gains, net$05
Net income$6,433,0001,044
Minority interest net income$066
Net income of bank and minority interests.$6,433,0001,044
Net charge-offs$43,0002,303
Cash dividends$4,700,000568
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,433,0001,043
2018-06-30 (YTD Data)Rank
Total interest income$9,486,0001,487
Total interest expense$922,0001,899
Net interest income$8,564,0001,413
Provision for loan and lease losses$03,782
Total noninterest income$1,106,0001,895
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$570,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,195
Total noninterest expense$5,201,0001,854
Salaries and employee benefits$2,989,0001,827
Premises and equipment expense$842,0001,379
Additional noninterest expense$1,370,0002,090
Pre-tax net operating income$4,469,0001,121
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,469,000999
Extraordinary gains, net$06
Net income$4,469,000998
Minority interest net income$065
Net income of bank and minority interests.$4,469,000998
Net charge-offs$2,0003,018
Cash dividends$2,705,000609
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,469,000991
2018-03-31 (YTD Data)Rank
Total interest income$5,131,0001,368
Total interest expense$434,0001,910
Net interest income$4,697,0001,298
Provision for loan and lease losses$03,508
Total noninterest income$561,0001,853
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$284,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,114
Total noninterest expense$2,653,0001,839
Salaries and employee benefits$1,541,0001,809
Premises and equipment expense$455,0001,301
Additional noninterest expense$657,0002,139
Pre-tax net operating income$2,605,000972
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,605,000845
Extraordinary gains, net$07
Net income$2,605,000845
Minority interest net income$052
Net income of bank and minority interests.$2,605,000845
Net charge-offs$-1,0003,770
Cash dividends$1,430,000557
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,605,000834
2017-12-31 (YTD Data)Rank
Total interest income$17,354,0001,541
Total interest expense$1,415,0002,019
Net interest income$15,939,0001,475
Provision for loan and lease losses$322,0001,904
Total noninterest income$2,038,0002,006
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,136,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$902,0002,415
Total noninterest expense$10,241,0001,871
Salaries and employee benefits$6,092,0001,798
Premises and equipment expense$1,668,0001,375
Additional noninterest expense$2,481,0002,271
Pre-tax net operating income$7,414,0001,252
Securities gains (losses)$-45,0005,296
Applicable income taxes$04,135
Income before extraordinary items$7,369,000976
Extraordinary gains, net$09
Net income$7,369,000976
Minority interest net income$076
Net income of bank and minority interests.$7,369,000976
Net charge-offs$47,0003,002
Cash dividends$5,695,000603
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,414,000956
2017-09-30 (YTD Data)Rank
Total interest income$12,992,0001,541
Total interest expense$1,045,0002,018
Net interest income$11,947,0001,471
Provision for loan and lease losses$192,0002,066
Total noninterest income$1,431,0002,114
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$801,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$630,0002,519
Total noninterest expense$7,562,0001,895
Salaries and employee benefits$4,495,0001,830
Premises and equipment expense$1,221,0001,406
Additional noninterest expense$1,846,0002,277
Pre-tax net operating income$5,624,0001,262
Securities gains (losses)$-46,0005,581
Applicable income taxes$04,172
Income before extraordinary items$5,578,0001,063
Extraordinary gains, net$09
Net income$5,578,0001,062
Minority interest net income$071
Net income of bank and minority interests.$5,578,0001,063
Net charge-offs$27,0002,833
Cash dividends$4,360,000562
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,624,0001,044
2017-06-30 (YTD Data)Rank
Total interest income$8,637,0001,525
Total interest expense$679,0002,011
Net interest income$7,958,0001,457
Provision for loan and lease losses$61,0002,593
Total noninterest income$898,0002,193
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$514,0001,162
Trading account gains and feesNANA
Additional Noninterest Income$384,0002,641
Total noninterest expense$4,895,0001,947
Salaries and employee benefits$2,926,0001,870
Premises and equipment expense$736,0001,554
Additional noninterest expense$1,233,0002,270
Pre-tax net operating income$3,900,0001,217
Securities gains (losses)$-10,0005,491
Applicable income taxes$04,189
Income before extraordinary items$3,890,000994
Extraordinary gains, net$011
Net income$3,890,000995
Minority interest net income$071
Net income of bank and minority interests.$3,890,000994
Net charge-offs$8,0002,974
Cash dividends$2,780,000576
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,900,000981
2017-03-31 (YTD Data)Rank
Total interest income$4,223,0001,548
Total interest expense$325,0002,049
Net interest income$3,898,0001,484
Provision for loan and lease losses$03,537
Total noninterest income$547,0001,938
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$264,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$283,0002,175
Total noninterest expense$2,506,0001,919
Salaries and employee benefits$1,513,0001,837
Premises and equipment expense$354,0001,624
Additional noninterest expense$639,0002,198
Pre-tax net operating income$1,939,0001,200
Securities gains (losses)$1,0001,030
Applicable income taxes$04,086
Income before extraordinary items$1,940,000971
Extraordinary gains, net$08
Net income$1,940,000972
Minority interest net income$055
Net income of bank and minority interests.$1,940,000971
Net charge-offs$6,0002,391
Cash dividends$1,230,000610
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,939,000958
2016-12-31 (YTD Data)Rank
Total interest income$15,681,0001,607
Total interest expense$1,136,0002,222
Net interest income$14,545,0001,536
Provision for loan and lease losses$150,0002,726
Total noninterest income$1,642,0002,366
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$828,0001,402
Trading account gains and fees$0170
Additional Noninterest Income$814,0002,638
Total noninterest expense$9,256,0002,043
Salaries and employee benefits$5,179,0002,044
Premises and equipment expense$1,520,0001,502
Additional noninterest expense$2,557,0002,270
Pre-tax net operating income$6,781,0001,277
Securities gains (losses)$4,0002,928
Applicable income taxes$04,278
Income before extraordinary items$6,785,0001,081
Extraordinary gains, net$05
Net income$6,785,0001,080
Minority interest net income$082
Net income of bank and minority interests.$6,785,0001,080
Net charge-offs$237,0001,761
Cash dividends$6,945,000513
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,781,0001,065
2016-09-30 (YTD Data)Rank
Total interest income$11,407,0001,662
Total interest expense$839,0002,244
Net interest income$10,568,0001,585
Provision for loan and lease losses$04,186
Total noninterest income$1,192,0002,413
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$588,0001,463
Trading account gains and fees$0169
Additional Noninterest Income$604,0002,647
Total noninterest expense$6,557,0002,132
Salaries and employee benefits$3,835,0002,056
Premises and equipment expense$1,086,0001,579
Additional noninterest expense$1,636,0002,601
Pre-tax net operating income$5,203,0001,283
Securities gains (losses)$4,0002,856
Applicable income taxes$04,325
Income before extraordinary items$5,207,0001,081
Extraordinary gains, net$05
Net income$5,207,0001,081
Minority interest net income$071
Net income of bank and minority interests.$5,207,0001,081
Net charge-offs$84,0002,205
Cash dividends$5,635,000459
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,203,0001,050
2016-06-30 (YTD Data)Rank
Total interest income$7,618,0001,661
Total interest expense$568,0002,230
Net interest income$7,050,0001,590
Provision for loan and lease losses$04,017
Total noninterest income$817,0002,353
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$379,0001,494
Trading account gains and fees$0157
Additional Noninterest Income$438,0002,544
Total noninterest expense$4,291,0002,175
Salaries and employee benefits$2,495,0002,095
Premises and equipment expense$738,0001,550
Additional noninterest expense$1,058,0002,673
Pre-tax net operating income$3,576,0001,220
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,576,0001,028
Extraordinary gains, net$016
Net income$3,576,0001,027
Minority interest net income$071
Net income of bank and minority interests.$3,576,0001,027
Net charge-offs$66,0001,943
Cash dividends$4,300,000413
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,576,0001,006
2016-03-31 (YTD Data)Rank
Total interest income$3,802,0001,667
Total interest expense$286,0002,220
Net interest income$3,516,0001,600
Provision for loan and lease losses$03,656
Total noninterest income$427,0002,277
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$186,0001,515
Trading account gains and fees$0142
Additional Noninterest Income$241,0002,384
Total noninterest expense$2,017,0002,284
Salaries and employee benefits$1,163,0002,229
Premises and equipment expense$321,0001,770
Additional noninterest expense$533,0002,639
Pre-tax net operating income$1,926,0001,119
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,926,000930
Extraordinary gains, net$012
Net income$1,926,000931
Minority interest net income$062
Net income of bank and minority interests.$1,926,000931
Net charge-offs$-12,0005,253
Cash dividends$2,745,000341
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,926,000899
2015-12-31 (YTD Data)Rank
Total interest income$15,704,0001,569
Total interest expense$1,202,0002,114
Net interest income$14,502,0001,522
Provision for loan and lease losses$740,0001,031
Total noninterest income$1,784,0002,258
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$796,0001,486
Trading account gains and fees$0159
Additional Noninterest Income$988,0002,379
Total noninterest expense$8,334,0002,214
Salaries and employee benefits$5,089,0002,020
Premises and equipment expense$1,345,0001,699
Additional noninterest expense$1,900,0002,895
Pre-tax net operating income$7,212,0001,171
Securities gains (losses)$4,0002,883
Applicable income taxes$-15,0005,900
Income before extraordinary items$7,231,000979
Extraordinary gains, net$023
Net income$7,231,000979
Minority interest net income$081
Net income of bank and minority interests.$7,231,000979
Net charge-offs$304,0001,586
Cash dividends$7,100,000492
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,227,000962
2015-09-30 (YTD Data)Rank
Total interest income$11,743,0001,591
Total interest expense$918,0002,107
Net interest income$10,825,0001,541
Provision for loan and lease losses$740,000755
Total noninterest income$1,394,0002,218
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$597,0001,501
Trading account gains and fees$0153
Additional Noninterest Income$797,0002,321
Total noninterest expense$5,893,0002,328
Salaries and employee benefits$3,533,0002,168
Premises and equipment expense$982,0001,760
Additional noninterest expense$1,378,0002,975
Pre-tax net operating income$5,586,0001,157
Securities gains (losses)$03,031
Applicable income taxes$11,0004,123
Income before extraordinary items$5,575,000955
Extraordinary gains, net$021
Net income$5,575,000955
Minority interest net income$078
Net income of bank and minority interests.$5,575,000955
Net charge-offs$251,0001,340
Cash dividends$5,610,000441
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,575,000926
2015-06-30 (YTD Data)Rank
Total interest income$7,679,0001,626
Total interest expense$619,0002,101
Net interest income$7,060,0001,573
Provision for loan and lease losses$370,000963
Total noninterest income$987,0002,152
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$391,0001,503
Trading account gains and fees$0157
Additional Noninterest Income$596,0002,195
Total noninterest expense$3,981,0002,310
Salaries and employee benefits$2,396,0002,151
Premises and equipment expense$673,0001,725
Additional noninterest expense$912,0003,012
Pre-tax net operating income$3,696,0001,150
Securities gains (losses)$02,636
Applicable income taxes$4,0004,265
Income before extraordinary items$3,692,000959
Extraordinary gains, net$022
Net income$3,692,000959
Minority interest net income$075
Net income of bank and minority interests.$3,692,000959
Net charge-offs$209,0001,161
Cash dividends$4,350,000383
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,692,000931
2015-03-31 (YTD Data)Rank
Total interest income$3,826,0001,623
Total interest expense$313,0002,097
Net interest income$3,513,0001,576
Provision for loan and lease losses$120,0001,278
Total noninterest income$573,0001,937
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$194,0001,482
Trading account gains and fees$0152
Additional Noninterest Income$379,0001,839
Total noninterest expense$1,833,0002,501
Salaries and employee benefits$1,125,0002,284
Premises and equipment expense$288,0002,000
Additional noninterest expense$420,0003,195
Pre-tax net operating income$2,133,0001,009
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,133,000822
Extraordinary gains, net$013
Net income$2,133,000820
Minority interest net income$064
Net income of bank and minority interests.$2,133,000822
Net charge-offs$108,0001,059
Cash dividends$2,635,000295
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,133,000793
2014-12-31 (YTD Data)Rank
Total interest income$15,957,0001,553
Total interest expense$1,431,0001,974
Net interest income$14,526,0001,522
Provision for loan and lease losses$120,0002,961
Total noninterest income$1,617,0002,404
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$817,0001,544
Trading account gains and fees$0180
Additional Noninterest Income$800,0002,643
Total noninterest expense$8,025,0002,315
Salaries and employee benefits$4,755,0002,145
Premises and equipment expense$1,254,0001,840
Additional noninterest expense$2,016,0002,859
Pre-tax net operating income$7,998,0001,028
Securities gains (losses)$56,0001,659
Applicable income taxes$04,531
Income before extraordinary items$8,054,000816
Extraordinary gains, net$017
Net income$8,054,000815
Minority interest net income$084
Net income of bank and minority interests.$8,054,000815
Net charge-offs$221,0002,352
Cash dividends$7,930,000409
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,998,000811
2014-09-30 (YTD Data)Rank
Total interest income$12,083,0001,552
Total interest expense$1,102,0001,949
Net interest income$10,981,0001,511
Provision for loan and lease losses$50,0003,379
Total noninterest income$1,189,0002,451
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$599,0001,598
Trading account gains and fees$0174
Additional Noninterest Income$590,0002,668
Total noninterest expense$5,897,0002,355
Salaries and employee benefits$3,502,0002,186
Premises and equipment expense$913,0001,904
Additional noninterest expense$1,482,0002,907
Pre-tax net operating income$6,223,0001,003
Securities gains (losses)$21,0001,994
Applicable income taxes$04,583
Income before extraordinary items$6,244,000800
Extraordinary gains, net$015
Net income$6,244,000798
Minority interest net income$081
Net income of bank and minority interests.$6,244,000799
Net charge-offs$20,0003,838
Cash dividends$6,225,000364
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,223,000786
2014-06-30 (YTD Data)Rank
Total interest income$8,086,0001,539
Total interest expense$755,0001,926
Net interest income$7,331,0001,501
Provision for loan and lease losses$04,196
Total noninterest income$769,0002,461
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$378,0001,639
Trading account gains and fees$0172
Additional Noninterest Income$391,0002,660
Total noninterest expense$4,002,0002,329
Salaries and employee benefits$2,394,0002,143
Premises and equipment expense$616,0001,900
Additional noninterest expense$992,0002,906
Pre-tax net operating income$4,098,0001,006
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,098,000795
Extraordinary gains, net$020
Net income$4,098,000794
Minority interest net income$080
Net income of bank and minority interests.$4,098,000795
Net charge-offs$-2,0005,209
Cash dividends$4,560,000342
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,098,000775
2014-03-31 (YTD Data)Rank
Total interest income$3,977,0001,559
Total interest expense$389,0001,913
Net interest income$3,588,0001,531
Provision for loan and lease losses$03,817
Total noninterest income$394,0002,392
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$177,0001,720
Trading account gains and fees$0147
Additional Noninterest Income$217,0002,439
Total noninterest expense$1,930,0002,411
Salaries and employee benefits$1,132,0002,255
Premises and equipment expense$282,0002,107
Additional noninterest expense$516,0002,818
Pre-tax net operating income$2,052,000952
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,052,000761
Extraordinary gains, net$016
Net income$2,052,000762
Minority interest net income$066
Net income of bank and minority interests.$2,052,000762
Net charge-offs$4,0003,176
Cash dividends$2,910,000250
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,052,000746
2013-12-31 (YTD Data)Rank
Total interest income$15,863,0001,575
Total interest expense$1,859,0001,817
Net interest income$14,004,0001,554
Provision for loan and lease losses$108,0003,628
Total noninterest income$1,572,0002,499
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$876,0001,523
Trading account gains and fees$0184
Additional Noninterest Income$696,0002,874
Total noninterest expense$7,928,0002,360
Salaries and employee benefits$4,593,0002,217
Premises and equipment expense$1,356,0001,730
Additional noninterest expense$1,979,0002,989
Pre-tax net operating income$7,540,0001,015
Securities gains (losses)$-80,0006,519
Applicable income taxes$04,631
Income before extraordinary items$7,460,000838
Extraordinary gains, net$029
Net income$7,460,000839
Minority interest net income$090
Net income of bank and minority interests.$7,460,000840
Net charge-offs$36,0004,570
Cash dividends$5,985,000494
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,540,000821
2013-09-30 (YTD Data)Rank
Total interest income$11,920,0001,581
Total interest expense$1,431,0001,828
Net interest income$10,489,0001,564
Provision for loan and lease losses$108,0003,284
Total noninterest income$1,222,0002,505
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$664,0001,515
Trading account gains and fees$0180
Additional Noninterest Income$558,0002,858
Total noninterest expense$5,881,0002,383
Salaries and employee benefits$3,349,0002,272
Premises and equipment expense$1,051,0001,685
Additional noninterest expense$1,481,0003,002
Pre-tax net operating income$5,722,0001,017
Securities gains (losses)$-80,0006,703
Applicable income taxes$04,713
Income before extraordinary items$5,642,000846
Extraordinary gains, net$025
Net income$5,642,000847
Minority interest net income$084
Net income of bank and minority interests.$5,642,000848
Net charge-offs$11,0004,675
Cash dividends$4,550,000448
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,722,000814
2013-06-30 (YTD Data)Rank
Total interest income$7,952,0001,577
Total interest expense$971,0001,830
Net interest income$6,981,0001,550
Provision for loan and lease losses$108,0002,864
Total noninterest income$823,0002,515
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$432,0001,520
Trading account gains and fees$0157
Additional Noninterest Income$391,0002,835
Total noninterest expense$3,859,0002,418
Salaries and employee benefits$2,215,0002,292
Premises and equipment expense$710,0001,666
Additional noninterest expense$934,0003,120
Pre-tax net operating income$3,837,000985
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,837,000812
Extraordinary gains, net$022
Net income$3,837,000812
Minority interest net income$082
Net income of bank and minority interests.$3,837,000814
Net charge-offs$3,0004,643
Cash dividends$2,965,000467
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,837,000787
2013-03-31 (YTD Data)Rank
Total interest income$3,832,0001,652
Total interest expense$496,0001,849
Net interest income$3,336,0001,619
Provision for loan and lease losses$-32,0006,781
Total noninterest income$436,0002,439
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$208,0001,573
Trading account gains and fees$0148
Additional Noninterest Income$228,0002,587
Total noninterest expense$1,945,0002,428
Salaries and employee benefits$1,070,0002,371
Premises and equipment expense$305,0001,940
Additional noninterest expense$570,0002,668
Pre-tax net operating income$1,859,000993
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,859,000824
Extraordinary gains, net$010
Net income$1,859,000825
Minority interest net income$076
Net income of bank and minority interests.$1,859,000826
Net charge-offs$9,0003,485
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,859,000785
2012-12-31 (YTD Data)Rank
Total interest income$16,898,0001,571
Total interest expense$2,433,0001,797
Net interest income$14,465,0001,519
Provision for loan and lease losses$444,0002,884
Total noninterest income$1,579,0002,528
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$936,0001,502
Trading account gains and fees$0166
Additional Noninterest Income$643,0003,007
Total noninterest expense$7,628,0002,471
Salaries and employee benefits$4,261,0002,314
Premises and equipment expense$1,312,0001,804
Additional noninterest expense$2,055,0003,038
Pre-tax net operating income$7,972,000892
Securities gains (losses)$03,810
Applicable income taxes$44,0003,936
Income before extraordinary items$7,928,000760
Extraordinary gains, net$029
Net income$7,928,000757
Minority interest net income$093
Net income of bank and minority interests.$7,928,000760
Net charge-offs$130,0004,187
Cash dividends$8,045,000367
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,928,000711
2012-09-30 (YTD Data)Rank
Total interest income$12,879,0001,577
Total interest expense$1,890,0001,802
Net interest income$10,989,0001,510
Provision for loan and lease losses$465,0002,371
Total noninterest income$1,181,0002,539
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$697,0001,513
Trading account gains and fees$0157
Additional Noninterest Income$484,0002,999
Total noninterest expense$5,683,0002,490
Salaries and employee benefits$3,208,0002,312
Premises and equipment expense$947,0001,879
Additional noninterest expense$1,528,0003,063
Pre-tax net operating income$6,022,000912
Securities gains (losses)$03,575
Applicable income taxes$6,0004,487
Income before extraordinary items$6,016,000765
Extraordinary gains, net$020
Net income$6,016,000763
Minority interest net income$086
Net income of bank and minority interests.$6,016,000765
Net charge-offs$112,0003,862
Cash dividends$5,345,000349
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,016,000726
2012-06-30 (YTD Data)Rank
Total interest income$8,693,0001,568
Total interest expense$1,303,0001,802
Net interest income$7,390,0001,516
Provision for loan and lease losses$250,0002,658
Total noninterest income$775,0002,534
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$453,0001,546
Trading account gains and fees$0153
Additional Noninterest Income$322,0002,976
Total noninterest expense$3,787,0002,496
Salaries and employee benefits$2,157,0002,298
Premises and equipment expense$640,0001,855
Additional noninterest expense$990,0003,150
Pre-tax net operating income$4,128,000883
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,128,000737
Extraordinary gains, net$019
Net income$4,128,000736
Minority interest net income$084
Net income of bank and minority interests.$4,128,000737
Net charge-offs$107,0003,344
Cash dividends$3,985,000313
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,128,000701
2012-03-31 (YTD Data)Rank
Total interest income$4,407,0001,564
Total interest expense$680,0001,802
Net interest income$3,727,0001,501
Provision for loan and lease losses$60,0003,447
Total noninterest income$451,0002,312
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$228,0001,519
Trading account gains and fees$0148
Additional Noninterest Income$223,0002,505
Total noninterest expense$1,802,0002,599
Salaries and employee benefits$1,031,0002,407
Premises and equipment expense$308,0001,937
Additional noninterest expense$463,0003,281
Pre-tax net operating income$2,316,000790
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,316,000657
Extraordinary gains, net$019
Net income$2,316,000658
Minority interest net income$078
Net income of bank and minority interests.$2,316,000658
Net charge-offs$105,0002,404
Cash dividends$2,240,000245
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,316,000637
2011-12-31 (YTD Data)Rank
Total interest income$19,667,0001,451
Total interest expense$3,350,0001,767
Net interest income$16,317,0001,361
Provision for loan and lease losses$304,0004,086
Total noninterest income$1,723,0002,233
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$986,0001,498
Trading account gains and fees$0146
Additional Noninterest Income$737,0002,567
Total noninterest expense$7,864,0002,409
Salaries and employee benefits$4,504,0002,159
Premises and equipment expense$1,193,0002,075
Additional noninterest expense$2,167,0002,912
Pre-tax net operating income$9,872,000633
Securities gains (losses)$-24,0006,941
Applicable income taxes$55,0003,716
Income before extraordinary items$9,793,000550
Extraordinary gains, net$029
Net income$9,793,000551
Minority interest net income$096
Net income of bank and minority interests.$9,793,000551
Net charge-offs$373,0003,539
Cash dividends$8,755,000262
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,816,760536
2011-09-30 (YTD Data)Rank
Total interest income$14,959,0001,446
Total interest expense$2,595,0001,774
Net interest income$12,364,0001,348
Provision for loan and lease losses$72,0005,289
Total noninterest income$1,386,0002,122
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$736,0001,508
Trading account gains and fees$0145
Additional Noninterest Income$650,0002,314
Total noninterest expense$5,922,0002,407
Salaries and employee benefits$3,310,0002,193
Premises and equipment expense$920,0002,033
Additional noninterest expense$1,692,0002,828
Pre-tax net operating income$7,756,000631
Securities gains (losses)$-24,0007,073
Applicable income taxes$55,0003,572
Income before extraordinary items$7,677,000538
Extraordinary gains, net$021
Net income$7,677,000537
Minority interest net income$087
Net income of bank and minority interests.$7,677,000538
Net charge-offs$11,0005,755
Cash dividends$6,465,000229
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,700,760526
2011-06-30 (YTD Data)Rank
Total interest income$9,995,0001,455
Total interest expense$1,780,0001,789
Net interest income$8,215,0001,353
Provision for loan and lease losses$72,0004,751
Total noninterest income$929,0002,098
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$480,0001,514
Trading account gains and fees$0153
Additional Noninterest Income$449,0002,263
Total noninterest expense$4,025,0002,390
Salaries and employee benefits$2,195,0002,220
Premises and equipment expense$611,0002,063
Additional noninterest expense$1,219,0002,707
Pre-tax net operating income$5,047,000626
Securities gains (losses)$-24,0007,146
Applicable income taxes$55,0003,307
Income before extraordinary items$4,968,000540
Extraordinary gains, net$015
Net income$4,968,000539
Minority interest net income$089
Net income of bank and minority interests.$4,968,000540
Net charge-offs$22,0005,004
Cash dividends$4,355,000222
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,991,760524
2011-03-31 (YTD Data)Rank
Total interest income$4,939,0001,484
Total interest expense$898,0001,840
Net interest income$4,041,0001,375
Provision for loan and lease losses$22,0004,949
Total noninterest income$475,0002,075
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$228,0001,555
Trading account gains and fees$0158
Additional Noninterest Income$247,0002,173
Total noninterest expense$2,009,0002,411
Salaries and employee benefits$1,048,0002,338
Premises and equipment expense$289,0002,209
Additional noninterest expense$672,0002,468
Pre-tax net operating income$2,485,000646
Securities gains (losses)$01,772
Applicable income taxes$41,0002,985
Income before extraordinary items$2,444,000547
Extraordinary gains, net$09
Net income$2,444,000546
Minority interest net income$086
Net income of bank and minority interests.$2,444,000547
Net charge-offs$-13,0007,088
Cash dividends$2,225,000192
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,444,000533
2010-12-31 (YTD Data)Rank
Total interest income$20,774,0001,477
Total interest expense$3,989,0002,002
Net interest income$16,785,0001,329
Provision for loan and lease losses$445,0004,307
Total noninterest income$2,095,0002,024
Gross Fiduciary activities income$10,0001,147
Service charges on deposit accounts$1,178,0001,275
Trading account gains and fees$0175
Additional Noninterest Income$907,0002,306
Total noninterest expense$7,825,0002,466
Salaries and employee benefits$4,317,0002,237
Premises and equipment expense$1,188,0002,124
Additional noninterest expense$2,320,0002,851
Pre-tax net operating income$10,610,000513
Securities gains (losses)$-210,0007,314
Applicable income taxes$26,0003,918
Income before extraordinary items$10,374,000443
Extraordinary gains, net$029
Net income$10,374,000441
Minority interest net income$0111
Net income of bank and minority interests.$10,374,000444
Net charge-offs$248,0004,532
Cash dividends$9,545,000183
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,584,000417
2010-09-30 (YTD Data)Rank
Total interest income$15,686,0001,506
Total interest expense$3,050,0002,046
Net interest income$12,636,0001,345
Provision for loan and lease losses$365,0004,043
Total noninterest income$1,502,0002,083
Gross Fiduciary activities income$8,0001,127
Service charges on deposit accounts$880,0001,330
Trading account gains and fees$0165
Additional Noninterest Income$614,0002,454
Total noninterest expense$5,708,0002,539
Salaries and employee benefits$3,139,0002,315
Premises and equipment expense$904,0002,117
Additional noninterest expense$1,665,0002,921
Pre-tax net operating income$8,065,000531
Securities gains (losses)$03,651
Applicable income taxes$26,0003,880
Income before extraordinary items$8,039,000428
Extraordinary gains, net$023
Net income$8,039,000428
Minority interest net income$0110
Net income of bank and minority interests.$8,039,000429
Net charge-offs$94,0004,970
Cash dividends$6,910,000166
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,039,000410
2010-06-30 (YTD Data)Rank
Total interest income$10,270,0001,549
Total interest expense$2,062,0002,096
Net interest income$8,208,0001,378
Provision for loan and lease losses$275,0003,760
Total noninterest income$1,019,0002,021
Gross Fiduciary activities income$7,0001,103
Service charges on deposit accounts$573,0001,370
Trading account gains and fees$0152
Additional Noninterest Income$439,0002,281
Total noninterest expense$3,799,0002,554
Salaries and employee benefits$2,057,0002,377
Premises and equipment expense$618,0002,094
Additional noninterest expense$1,124,0002,881
Pre-tax net operating income$5,153,000537
Securities gains (losses)$03,184
Applicable income taxes$26,0003,648
Income before extraordinary items$5,127,000427
Extraordinary gains, net$019
Net income$5,127,000428
Minority interest net income$0105
Net income of bank and minority interests.$5,127,000428
Net charge-offs$85,0004,412
Cash dividends$4,800,000147
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,127,000419
2010-03-31 (YTD Data)Rank
Total interest income$5,099,0001,588
Total interest expense$1,030,0002,203
Net interest income$4,069,0001,405
Provision for loan and lease losses$275,0002,549
Total noninterest income$543,0001,905
Gross Fiduciary activities income$3,0001,105
Service charges on deposit accounts$276,0001,421
Trading account gains and fees$0175
Additional Noninterest Income$264,0001,997
Total noninterest expense$1,919,0002,544
Salaries and employee benefits$1,019,0002,429
Premises and equipment expense$279,0002,362
Additional noninterest expense$621,0002,625
Pre-tax net operating income$2,418,000561
Securities gains (losses)$02,284
Applicable income taxes$11,0003,764
Income before extraordinary items$2,407,000451
Extraordinary gains, net$016
Net income$2,407,000452
Minority interest net income$091
Net income of bank and minority interests.$2,407,000453
Net charge-offs$41,0003,895
Cash dividends$4,800,00067
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,407,000440
2009-12-31 (YTD Data)Rank
Total interest income$21,263,0001,607
Total interest expense$4,734,0002,382
Net interest income$16,529,0001,347
Provision for loan and lease losses$530,0004,453
Total noninterest income$2,012,0002,122
Gross Fiduciary activities income$16,0001,115
Service charges on deposit accounts$1,283,0001,344
Trading account gains and fees$0211
Additional Noninterest Income$713,0002,628
Total noninterest expense$7,833,0002,510
Salaries and employee benefits$4,219,0002,337
Premises and equipment expense$1,290,0002,070
Additional noninterest expense$2,324,0002,929
Pre-tax net operating income$10,178,000412
Securities gains (losses)$03,754
Applicable income taxes$20,0003,659
Income before extraordinary items$10,158,000310
Extraordinary gains, net$034
Net income$10,158,000311
Minority interest net income$0115
Net income of bank and minority interests.$10,158,000312
Net charge-offs$144,0005,374
Cash dividends$7,085,000255
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,158,000312
2009-09-30 (YTD Data)Rank
Total interest income$16,028,0001,631
Total interest expense$3,651,0002,417
Net interest income$12,377,0001,347
Provision for loan and lease losses$445,0004,017
Total noninterest income$1,518,0002,151
Gross Fiduciary activities income$13,0001,086
Service charges on deposit accounts$956,0001,349
Trading account gains and fees$0212
Additional Noninterest Income$549,0002,664
Total noninterest expense$5,870,0002,517
Salaries and employee benefits$3,085,0002,418
Premises and equipment expense$1,103,0001,852
Additional noninterest expense$1,682,0002,995
Pre-tax net operating income$7,580,000433
Securities gains (losses)$03,497
Applicable income taxes$20,0003,792
Income before extraordinary items$7,560,000343
Extraordinary gains, net$027
Net income$7,560,000342
Minority interest net income$0118
Net income of bank and minority interests.$7,560,000343
Net charge-offs$163,0004,509
Cash dividends$5,510,000230
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,560,000337
2009-06-30 (YTD Data)Rank
Total interest income$10,710,0001,658
Total interest expense$2,518,0002,437
Net interest income$8,192,0001,363
Provision for loan and lease losses$445,0003,125
Total noninterest income$994,0002,202
Gross Fiduciary activities income$10,0001,074
Service charges on deposit accounts$606,0001,405
Trading account gains and fees$0193
Additional Noninterest Income$378,0002,639
Total noninterest expense$3,868,0002,584
Salaries and employee benefits$2,046,0002,465
Premises and equipment expense$713,0001,933
Additional noninterest expense$1,109,0003,039
Pre-tax net operating income$4,873,000448
Securities gains (losses)$03,136
Applicable income taxes$20,0003,701
Income before extraordinary items$4,853,000365
Extraordinary gains, net$021
Net income$4,853,000361
Minority interest net income$0112
Net income of bank and minority interests.$4,853,000364
Net charge-offs$147,0003,802
Cash dividends$5,510,000156
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,853,000345
2009-03-31 (YTD Data)Rank
Total interest income$5,388,0001,667
Total interest expense$1,288,0002,474
Net interest income$4,100,0001,350
Provision for loan and lease losses$175,0003,026
Total noninterest income$516,0002,090
Gross Fiduciary activities income$6,0001,049
Service charges on deposit accounts$288,0001,430
Trading account gains and fees$0171
Additional Noninterest Income$222,0002,373
Total noninterest expense$2,211,0002,214
Salaries and employee benefits$1,037,0002,472
Premises and equipment expense$344,0002,032
Additional noninterest expense$830,0001,930
Pre-tax net operating income$2,230,000535
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,230,000439
Extraordinary gains, net$015
Net income$2,230,000440
Minority interest net income$0102
Net income of bank and minority interests.$2,230,000441
Net charge-offs$8,0004,870
Cash dividends$3,470,000129
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,230,000408
2008-12-31 (YTD Data)Rank
Total interest income$22,405,0001,725
Total interest expense$6,853,0002,232
Net interest income$15,552,0001,440
Provision for loan and lease losses$295,0004,660
Total noninterest income$2,206,0001,988
Gross Fiduciary activities income$13,0001,184
Service charges on deposit accounts$1,271,0001,413
Trading account gains and fees$0154
Additional Noninterest Income$922,0002,249
Total noninterest expense$7,568,0002,497
Salaries and employee benefits$4,246,0002,374
Premises and equipment expense$1,466,0001,873
Additional noninterest expense$1,856,0003,059
Pre-tax net operating income$9,895,000550
Securities gains (losses)$03,220
Applicable income taxes$30,0004,119
Income before extraordinary items$9,865,000389
Extraordinary gains, net$039
Net income$9,865,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,772
Cash dividends$9,495,000314
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,865,000413
2008-09-30 (YTD Data)Rank
Total interest income$16,769,0001,770
Total interest expense$5,366,0002,243
Net interest income$11,403,0001,485
Provision for loan and lease losses$145,0004,670
Total noninterest income$1,708,0002,007
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$942,0001,439
Trading account gains and fees$0148
Additional Noninterest Income$754,0002,196
Total noninterest expense$5,377,0002,621
Salaries and employee benefits$2,908,0002,612
Premises and equipment expense$1,070,0001,908
Additional noninterest expense$1,399,0002,955
Pre-tax net operating income$7,589,000659
Securities gains (losses)$03,106
Applicable income taxes$30,0004,413
Income before extraordinary items$7,559,000481
Extraordinary gains, net$031
Net income$7,559,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,047
Cash dividends$3,250,000666
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,559,000506
2008-06-30 (YTD Data)Rank
Total interest income$10,874,0001,836
Total interest expense$3,782,0002,217
Net interest income$7,092,0001,587
Provision for loan and lease losses$-55,0008,380
Total noninterest income$1,040,0002,176
Gross Fiduciary activities income$10,0001,114
Service charges on deposit accounts$611,0001,452
Trading account gains and fees$0149
Additional Noninterest Income$419,0002,520
Total noninterest expense$3,481,0002,688
Salaries and employee benefits$1,945,0002,635
Premises and equipment expense$656,0002,062
Additional noninterest expense$880,0003,074
Pre-tax net operating income$4,706,000747
Securities gains (losses)$03,233
Applicable income taxes$30,0004,422
Income before extraordinary items$4,676,000588
Extraordinary gains, net$021
Net income$4,676,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,817
Cash dividends$3,250,000513
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,676,000572
2008-03-31 (YTD Data)Rank
Total interest income$5,424,0001,890
Total interest expense$2,057,0002,193
Net interest income$3,367,0001,651
Provision for loan and lease losses$-55,0008,432
Total noninterest income$581,0002,006
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$308,0001,420
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,093
Total noninterest expense$1,808,0002,606
Salaries and employee benefits$977,0002,639
Premises and equipment expense$367,0001,853
Additional noninterest expense$464,0002,901
Pre-tax net operating income$2,195,000866
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,195,000705
Extraordinary gains, net$015
Net income$2,195,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,036
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,195,000674
2007-12-31 (YTD Data)Rank
Total interest income$20,950,0002,007
Total interest expense$8,450,0002,223
Net interest income$12,500,0001,813
Provision for loan and lease losses$-250,0008,449
Total noninterest income$1,742,0002,435
Gross Fiduciary activities income$2,0001,406
Service charges on deposit accounts$957,0001,840
Trading account gains and fees$0178
Additional Noninterest Income$783,0002,589
Total noninterest expense$7,273,0002,497
Salaries and employee benefits$3,759,0002,638
Premises and equipment expense$1,497,0001,751
Additional noninterest expense$2,017,0002,660
Pre-tax net operating income$7,219,0001,173
Securities gains (losses)$02,146
Applicable income taxes$2,587,000909
Income before extraordinary items$4,632,0001,393
Extraordinary gains, net$039
Net income$4,632,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,377
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,632,0001,379
2007-09-30 (YTD Data)Rank
Total interest income$15,397,0002,048
Total interest expense$6,261,0002,243
Net interest income$9,136,0001,863
Provision for loan and lease losses$-250,0008,490
Total noninterest income$1,230,0002,548
Gross Fiduciary activities income$2,0001,352
Service charges on deposit accounts$632,0002,020
Trading account gains and fees$0184
Additional Noninterest Income$596,0002,573
Total noninterest expense$5,363,0002,527
Salaries and employee benefits$2,710,0002,713
Premises and equipment expense$1,092,0001,802
Additional noninterest expense$1,561,0002,523
Pre-tax net operating income$5,253,0001,302
Securities gains (losses)$01,655
Applicable income taxes$1,702,0001,102
Income before extraordinary items$3,551,0001,437
Extraordinary gains, net$033
Net income$3,551,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,387
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,551,0001,428
2007-06-30 (YTD Data)Rank
Total interest income$9,981,0002,116
Total interest expense$4,078,0002,288
Net interest income$5,903,0001,960
Provision for loan and lease losses$06,209
Total noninterest income$779,0002,647
Gross Fiduciary activities income$1,0001,345
Service charges on deposit accounts$359,0002,304
Trading account gains and fees$0168
Additional Noninterest Income$419,0002,507
Total noninterest expense$3,303,0002,734
Salaries and employee benefits$1,782,0002,781
Premises and equipment expense$709,0001,848
Additional noninterest expense$812,0003,148
Pre-tax net operating income$3,379,0001,386
Securities gains (losses)$01,444
Applicable income taxes$1,097,0001,190
Income before extraordinary items$2,282,0001,539
Extraordinary gains, net$029
Net income$2,282,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,282,0001,520
2007-03-31 (YTD Data)Rank
Total interest income$4,908,0002,146
Total interest expense$1,958,0002,352
Net interest income$2,950,0001,961
Provision for loan and lease losses$05,779
Total noninterest income$392,0002,597
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$162,0002,452
Trading account gains and fees$0195
Additional Noninterest Income$229,0002,354
Total noninterest expense$1,669,0002,725
Salaries and employee benefits$911,0002,757
Premises and equipment expense$360,0001,842
Additional noninterest expense$398,0003,185
Pre-tax net operating income$1,673,0001,395
Securities gains (losses)$01,187
Applicable income taxes$497,0001,293
Income before extraordinary items$1,176,0001,471
Extraordinary gains, net$022
Net income$1,176,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,176,0001,463
2006-12-31 (YTD Data)Rank
Total interest income$18,567,0002,125
Total interest expense$6,499,0002,424
Net interest income$12,068,0001,921
Provision for loan and lease losses$-50,0008,397
Total noninterest income$1,456,0002,756
Gross Fiduciary activities income$3,0001,398
Service charges on deposit accounts$747,0002,245
Trading account gains and fees$0130
Additional Noninterest Income$706,0002,751
Total noninterest expense$6,965,0002,529
Salaries and employee benefits$3,733,0002,603
Premises and equipment expense$1,515,0001,682
Additional noninterest expense$1,717,0002,944
Pre-tax net operating income$6,609,0001,465
Securities gains (losses)$01,687
Applicable income taxes$2,245,0001,214
Income before extraordinary items$4,364,0001,654
Extraordinary gains, net$051
Net income$4,364,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,320
Cash dividends$7,450,000506
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,364,0001,641
2006-09-30 (YTD Data)Rank
Total interest income$13,668,0002,146
Total interest expense$4,682,0002,445
Net interest income$8,986,0001,959
Provision for loan and lease losses$-50,0008,524
Total noninterest income$1,055,0002,826
Gross Fiduciary activities income$3,0001,330
Service charges on deposit accounts$554,0002,272
Trading account gains and fees$0126
Additional Noninterest Income$498,0002,852
Total noninterest expense$4,964,0002,640
Salaries and employee benefits$2,583,0002,766
Premises and equipment expense$1,131,0001,699
Additional noninterest expense$1,250,0003,012
Pre-tax net operating income$5,127,0001,479
Securities gains (losses)$01,388
Applicable income taxes$1,720,0001,246
Income before extraordinary items$3,407,0001,629
Extraordinary gains, net$045
Net income$3,407,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,222
Cash dividends$3,450,000740
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,407,0001,610
2006-06-30 (YTD Data)Rank
Total interest income$8,898,0002,153
Total interest expense$2,994,0002,444
Net interest income$5,904,0001,982
Provision for loan and lease losses$-50,0008,582
Total noninterest income$718,0002,786
Gross Fiduciary activities income$3,0001,300
Service charges on deposit accounts$369,0002,254
Trading account gains and fees$0126
Additional Noninterest Income$346,0002,777
Total noninterest expense$3,339,0002,627
Salaries and employee benefits$1,715,0002,783
Premises and equipment expense$781,0001,649
Additional noninterest expense$843,0002,986
Pre-tax net operating income$3,333,0001,515
Securities gains (losses)$01,185
Applicable income taxes$1,120,0001,271
Income before extraordinary items$2,213,0001,643
Extraordinary gains, net$039
Net income$2,213,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,422
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,213,0001,630
2006-03-31 (YTD Data)Rank
Total interest income$4,323,0002,170
Total interest expense$1,425,0002,427
Net interest income$2,898,0002,006
Provision for loan and lease losses$-50,0008,624
Total noninterest income$380,0002,629
Gross Fiduciary activities income$1,0001,305
Service charges on deposit accounts$181,0002,215
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,508
Total noninterest expense$1,747,0002,538
Salaries and employee benefits$869,0002,769
Premises and equipment expense$420,0001,551
Additional noninterest expense$458,0002,763
Pre-tax net operating income$1,581,0001,549
Securities gains (losses)$0955
Applicable income taxes$588,0001,220
Income before extraordinary items$993,0001,800
Extraordinary gains, net$021
Net income$993,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$1,250,000628
Sale, conversion, retirement of capital stock, net$0648
Net operating income$993,0001,790
2005-12-31 (YTD Data)Rank
Total interest income$16,759,0001,999
Total interest expense$4,834,0002,262
Net interest income$11,925,0001,842
Provision for loan and lease losses$07,120
Total noninterest income$1,630,0002,553
Gross Fiduciary activities income$3,0001,412
Service charges on deposit accounts$907,0001,893
Trading account gains and fees$0138
Additional Noninterest Income$720,0002,719
Total noninterest expense$7,471,0002,245
Salaries and employee benefits$3,629,0002,518
Premises and equipment expense$1,805,0001,364
Additional noninterest expense$2,037,0002,444
Pre-tax net operating income$6,084,0001,567
Securities gains (losses)$02,296
Applicable income taxes$1,951,0001,393
Income before extraordinary items$4,133,0001,699
Extraordinary gains, net$046
Net income$4,133,0001,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,395
Cash dividends$16,000,000281
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,133,0001,671
2005-09-30 (YTD Data)Rank
Total interest income$12,413,0001,968
Total interest expense$3,507,0002,210
Net interest income$8,906,0001,836
Provision for loan and lease losses$06,899
Total noninterest income$1,263,0002,495
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$699,0001,834
Trading account gains and fees$0126
Additional Noninterest Income$561,0002,665
Total noninterest expense$5,495,0002,267
Salaries and employee benefits$2,503,0002,666
Premises and equipment expense$1,357,0001,345
Additional noninterest expense$1,635,0002,255
Pre-tax net operating income$4,674,0001,530
Securities gains (losses)$02,317
Applicable income taxes$1,586,0001,326
Income before extraordinary items$3,088,0001,704
Extraordinary gains, net$035
Net income$3,088,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,961
Cash dividends$9,000,000300
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,088,0001,674
2005-06-30 (YTD Data)Rank
Total interest income$8,236,0001,931
Total interest expense$2,291,0002,147
Net interest income$5,945,0001,817
Provision for loan and lease losses$06,626
Total noninterest income$896,0002,365
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$465,0001,797
Trading account gains and fees$0116
Additional Noninterest Income$428,0002,427
Total noninterest expense$3,751,0002,183
Salaries and employee benefits$1,646,0002,694
Premises and equipment expense$907,0001,333
Additional noninterest expense$1,198,0002,054
Pre-tax net operating income$3,090,0001,507
Securities gains (losses)$02,146
Applicable income taxes$1,034,0001,339
Income before extraordinary items$2,056,0001,664
Extraordinary gains, net$030
Net income$2,056,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,821
Cash dividends$3,500,000439
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,056,0001,633
2005-03-31 (YTD Data)Rank
Total interest income$4,010,0001,934
Total interest expense$1,108,0002,124
Net interest income$2,902,0001,846
Provision for loan and lease losses$06,226
Total noninterest income$495,0002,153
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$221,0001,838
Trading account gains and fees$0115
Additional Noninterest Income$272,0002,017
Total noninterest expense$2,055,0002,016
Salaries and employee benefits$800,0002,765
Premises and equipment expense$436,0001,391
Additional noninterest expense$819,0001,520
Pre-tax net operating income$1,342,0001,707
Securities gains (losses)$01,685
Applicable income taxes$450,0001,466
Income before extraordinary items$892,0001,903
Extraordinary gains, net$024
Net income$892,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,462
Cash dividends$2,250,000329
Sale, conversion, retirement of capital stock, net$0491
Net operating income$892,0001,865
2004-12-31 (YTD Data)Rank
Total interest income$16,423,0001,743
Total interest expense$4,240,0001,922
Net interest income$12,183,0001,669
Provision for loan and lease losses$-275,0008,867
Total noninterest income$1,576,0002,598
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$981,0001,789
Trading account gains and fees$0138
Additional Noninterest Income$595,0002,999
Total noninterest expense$7,040,0002,272
Salaries and employee benefits$3,488,0002,493
Premises and equipment expense$1,833,0001,248
Additional noninterest expense$1,719,0002,777
Pre-tax net operating income$6,994,0001,239
Securities gains (losses)$-51,0008,599
Applicable income taxes$2,295,0001,120
Income before extraordinary items$4,648,0001,386
Extraordinary gains, net$034
Net income$4,648,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,552
Cash dividends$22,200,000201
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,682,1701,338
2004-09-30 (YTD Data)Rank
Total interest income$12,304,0001,726
Total interest expense$3,188,0001,880
Net interest income$9,116,0001,662
Provision for loan and lease losses$07,100
Total noninterest income$1,221,0002,547
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$737,0001,799
Trading account gains and fees$0134
Additional Noninterest Income$484,0002,861
Total noninterest expense$4,968,0002,396
Salaries and employee benefits$2,344,0002,726
Premises and equipment expense$1,366,0001,259
Additional noninterest expense$1,258,0002,804
Pre-tax net operating income$5,369,0001,222
Securities gains (losses)$03,710
Applicable income taxes$1,804,0001,109
Income before extraordinary items$3,565,0001,380
Extraordinary gains, net$026
Net income$3,565,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,142
Cash dividends$10,200,000265
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,565,0001,332
2004-06-30 (YTD Data)Rank
Total interest income$8,264,0001,703
Total interest expense$2,154,0001,842
Net interest income$6,110,0001,640
Provision for loan and lease losses$06,885
Total noninterest income$802,0002,590
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$480,0001,821
Trading account gains and fees$0130
Additional Noninterest Income$322,0002,871
Total noninterest expense$3,350,0002,373
Salaries and employee benefits$1,545,0002,758
Premises and equipment expense$947,0001,218
Additional noninterest expense$858,0002,746
Pre-tax net operating income$3,562,0001,209
Securities gains (losses)$03,413
Applicable income taxes$1,198,0001,111
Income before extraordinary items$2,364,0001,367
Extraordinary gains, net$021
Net income$2,364,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0001,541
Cash dividends$3,050,000489
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,364,0001,317
2004-03-31 (YTD Data)Rank
Total interest income$4,212,0001,673
Total interest expense$1,112,0001,805
Net interest income$3,100,0001,605
Provision for loan and lease losses$06,501
Total noninterest income$419,0002,458
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$229,0001,841
Trading account gains and fees$0121
Additional Noninterest Income$190,0002,553
Total noninterest expense$1,640,0002,436
Salaries and employee benefits$751,0002,839
Premises and equipment expense$447,0001,302
Additional noninterest expense$442,0002,649
Pre-tax net operating income$1,879,0001,127
Securities gains (losses)$02,934
Applicable income taxes$643,0001,055
Income before extraordinary items$1,236,0001,304
Extraordinary gains, net$016
Net income$1,236,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,188
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,236,0001,242
2003-12-31 (YTD Data)Rank
Total interest income$17,049,0001,680
Total interest expense$6,163,0001,444
Net interest income$10,886,0001,794
Provision for loan and lease losses$07,651
Total noninterest income$2,077,0002,270
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$962,0001,798
Trading account gains and fees$0160
Additional Noninterest Income$1,112,0002,228
Total noninterest expense$6,879,0002,292
Salaries and employee benefits$3,529,0002,389
Premises and equipment expense$1,227,0001,866
Additional noninterest expense$2,123,0002,280
Pre-tax net operating income$6,084,0001,354
Securities gains (losses)$04,500
Applicable income taxes$2,005,0001,289
Income before extraordinary items$4,079,0001,536
Extraordinary gains, net$054
Net income$4,079,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,775
Cash dividends$4,360,000730
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,079,0001,467
2003-09-30 (YTD Data)Rank
Total interest income$12,815,0001,703
Total interest expense$4,936,0001,413
Net interest income$7,879,0001,873
Provision for loan and lease losses$07,481
Total noninterest income$1,103,0002,939
Gross Fiduciary activities income$3,0001,448
Service charges on deposit accounts$725,0001,785
Trading account gains and fees$0153
Additional Noninterest Income$375,0003,651
Total noninterest expense$4,761,0002,469
Salaries and employee benefits$2,359,0002,679
Premises and equipment expense$829,0002,079
Additional noninterest expense$1,573,0002,284
Pre-tax net operating income$4,221,0001,505
Securities gains (losses)$04,204
Applicable income taxes$1,357,0001,449
Income before extraordinary items$2,864,0001,687
Extraordinary gains, net$040
Net income$2,864,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,265
Cash dividends$2,560,000833
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,864,0001,595
2003-06-30 (YTD Data)Rank
Total interest income$8,732,0001,682
Total interest expense$3,544,0001,358
Net interest income$5,188,0001,890
Provision for loan and lease losses$07,324
Total noninterest income$706,0002,998
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$478,0001,769
Trading account gains and fees$0150
Additional Noninterest Income$226,0003,804
Total noninterest expense$3,096,0002,519
Salaries and employee benefits$1,593,0002,636
Premises and equipment expense$484,0002,326
Additional noninterest expense$1,019,0002,327
Pre-tax net operating income$2,798,0001,500
Securities gains (losses)$03,782
Applicable income taxes$937,0001,436
Income before extraordinary items$1,861,0001,738
Extraordinary gains, net$030
Net income$1,861,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,193
Cash dividends$2,560,000593
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,861,0001,627
2003-03-31 (YTD Data)Rank
Total interest income$4,553,0001,629
Total interest expense$1,884,0001,295
Net interest income$2,669,0001,833
Provision for loan and lease losses$06,934
Total noninterest income$359,0002,869
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$222,0001,839
Trading account gains and fees$0134
Additional Noninterest Income$136,0003,389
Total noninterest expense$1,610,0002,414
Salaries and employee benefits$768,0002,706
Premises and equipment expense$234,0002,378
Additional noninterest expense$608,0001,937
Pre-tax net operating income$1,418,0001,494
Securities gains (losses)$02,891
Applicable income taxes$468,0001,447
Income before extraordinary items$950,0001,688
Extraordinary gains, net$021
Net income$950,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$2,560,000320
Sale, conversion, retirement of capital stock, net$0419
Net operating income$950,0001,581
2002-12-31 (YTD Data)Rank
Total interest income$21,855,0001,409
Total interest expense$9,931,0001,132
Net interest income$11,924,0001,620
Provision for loan and lease losses$08,089
Total noninterest income$1,433,0002,708
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$980,0001,649
Trading account gains and fees$0153
Additional Noninterest Income$450,0003,480
Total noninterest expense$6,563,0002,276
Salaries and employee benefits$3,391,0002,353
Premises and equipment expense$903,0002,401
Additional noninterest expense$2,269,0002,034
Pre-tax net operating income$6,794,0001,238
Securities gains (losses)$04,537
Applicable income taxes$2,350,0001,135
Income before extraordinary items$4,444,0001,396
Extraordinary gains, net$070
Net income$4,444,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,646
Cash dividends$12,200,000314
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,444,0001,349
2001-12-31 (YTD Data)Rank
Total interest income$28,620,0001,192
Total interest expense$14,455,0001,111
Net interest income$14,165,0001,253
Provision for loan and lease losses$08,228
Total noninterest income$1,371,0002,680
Gross Fiduciary activities income$4,0001,566
Service charges on deposit accounts$932,0001,611
Trading account gains and fees$0177
Additional Noninterest Income$435,0003,380
Total noninterest expense$6,323,0002,263
Salaries and employee benefits$3,320,0002,258
Premises and equipment expense$886,0002,406
Additional noninterest expense$2,117,0002,121
Pre-tax net operating income$9,213,000827
Securities gains (losses)$63,0002,155
Applicable income taxes$3,210,000791
Income before extraordinary items$6,066,000906
Extraordinary gains, net$0105
Net income$6,066,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,052
Cash dividends$5,250,000588
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,025,050868
2000-12-31 (YTD Data)Rank
Total interest income$28,629,0001,237
Total interest expense$15,127,0001,146
Net interest income$13,502,0001,303
Provision for loan and lease losses$08,337
Total noninterest income$1,040,0003,046
Gross Fiduciary activities income$4,0001,270
Service charges on deposit accounts$763,0001,824
Trading account gains and fees$0180
Additional Noninterest Income$273,0004,120
Total noninterest expense$5,723,0002,388
Salaries and employee benefits$2,964,0002,419
Premises and equipment expense$794,0002,588
Additional noninterest expense$1,965,0002,204
Pre-tax net operating income$8,819,000879
Securities gains (losses)$-15,0008,587
Applicable income taxes$3,050,000817
Income before extraordinary items$5,754,000920
Extraordinary gains, net$038
Net income$5,754,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,787
Cash dividends$2,000,0001,346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,763,750917
1999-12-31 (YTD Data)Rank
Total interest income$27,663,0001,180
Total interest expense$14,430,0001,054
Net interest income$13,233,0001,318
Provision for loan and lease losses$08,503
Total noninterest income$1,067,0002,948
Gross Fiduciary activities income$17,0001,220
Service charges on deposit accounts$726,0001,832
Trading account gains and fees$0173
Additional Noninterest Income$324,0003,841
Total noninterest expense$5,165,0002,614
Salaries and employee benefits$2,702,0002,606
Premises and equipment expense$793,0002,559
Additional noninterest expense$1,670,0002,579
Pre-tax net operating income$9,135,000900
Securities gains (losses)$03,155
Applicable income taxes$3,160,000846
Income before extraordinary items$5,975,000937
Extraordinary gains, net$035
Net income$5,975,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,734
Cash dividends$1,000,0002,245
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,975,000925
1998-12-31 (YTD Data)Rank
Total interest income$29,979,0001,085
Total interest expense$16,679,000950
Net interest income$13,300,0001,275
Provision for loan and lease losses$08,652
Total noninterest income$1,562,0002,201
Gross Fiduciary activities income$77,0001,056
Service charges on deposit accounts$876,0001,428
Trading account gains and fees$0224
Additional Noninterest Income$609,0002,623
Total noninterest expense$5,553,0002,358
Salaries and employee benefits$2,527,0002,681
Premises and equipment expense$891,0002,184
Additional noninterest expense$2,135,0001,989
Pre-tax net operating income$9,309,000841
Securities gains (losses)$04,449
Applicable income taxes$3,170,000827
Income before extraordinary items$6,139,000889
Extraordinary gains, net$032
Net income$6,139,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,012
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,139,000849
1997-12-31 (YTD Data)Rank
Total interest income$30,584,0001,106
Total interest expense$17,727,000922
Net interest income$12,857,0001,353
Provision for loan and lease losses$08,829
Total noninterest income$2,245,0001,615
Gross Fiduciary activities income$39,0001,209
Service charges on deposit accounts$880,0001,465
Trading account gains and fees$0239
Additional Noninterest Income$1,326,0001,444
Total noninterest expense$5,984,0002,139
Salaries and employee benefits$2,478,0002,671
Premises and equipment expense$1,094,0001,815
Additional noninterest expense$2,412,0001,758
Pre-tax net operating income$9,118,000880
Securities gains (losses)$20,0001,883
Applicable income taxes$3,040,000921
Income before extraordinary items$6,098,000905
Extraordinary gains, net$044
Net income$6,098,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-96,00010,701
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,084,600884
1996-12-31 (YTD Data)Rank
Total interest income$30,696,0001,127
Total interest expense$17,869,000940
Net interest income$12,827,0001,398
Provision for loan and lease losses$09,041
Total noninterest income$1,434,0002,375
Gross Fiduciary activities income$62,0001,191
Service charges on deposit accounts$889,0001,511
Trading account gains and fees$0262
Additional Noninterest Income$483,0002,996
Total noninterest expense$5,700,0002,411
Salaries and employee benefits$2,462,0002,738
Premises and equipment expense$840,0002,341
Additional noninterest expense$2,398,0002,086
Pre-tax net operating income$8,561,000897
Securities gains (losses)$04,148
Applicable income taxes$2,835,000915
Income before extraordinary items$5,726,000922
Extraordinary gains, net$053
Net income$5,726,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-187,00011,327
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,726,000903
1995-12-31 (YTD Data)Rank
Total interest income$29,759,0001,169
Total interest expense$16,347,0001,042
Net interest income$13,412,0001,337
Provision for loan and lease losses$08,958
Total noninterest income$1,459,0002,327
Gross Fiduciary activities income$42,0001,316
Service charges on deposit accounts$883,0001,537
Trading account gains and fees$0522
Additional Noninterest Income$534,0002,747
Total noninterest expense$5,881,0002,317
Salaries and employee benefits$2,352,0002,835
Premises and equipment expense$839,0002,375
Additional noninterest expense$2,690,0001,855
Pre-tax net operating income$8,990,000903
Securities gains (losses)$03,831
Applicable income taxes$2,985,000924
Income before extraordinary items$6,005,000914
Extraordinary gains, net$065
Net income$6,005,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,0001,079
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,005,000906
1994-12-31 (YTD Data)Rank
Total interest income$26,092,0001,206
Total interest expense$13,374,000994
Net interest income$12,718,0001,412
Provision for loan and lease losses$-700,00012,501
Total noninterest income$1,691,0002,087
Gross Fiduciary activities income$41,0001,346
Service charges on deposit accounts$903,0001,494
Trading account gains and fees$0475
Additional Noninterest Income$747,0002,235
Total noninterest expense$6,354,0002,214
Salaries and employee benefits$2,298,0002,879
Premises and equipment expense$755,0002,654
Additional noninterest expense$3,301,0001,669
Pre-tax net operating income$8,755,000889
Securities gains (losses)$03,600
Applicable income taxes$2,960,000885
Income before extraordinary items$5,795,000902
Extraordinary gains, net$0249
Net income$5,795,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,00012,227
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,795,000906
1993-12-31 (YTD Data)Rank
Total interest income$24,108,0001,306
Total interest expense$12,684,0001,062
Net interest income$11,424,0001,579
Provision for loan and lease losses$-300,00013,100
Total noninterest income$1,684,0002,228
Gross Fiduciary activities income$65,0001,288
Service charges on deposit accounts$834,0001,646
Trading account gains and fees$0532
Additional Noninterest Income$785,0002,410
Total noninterest expense$5,813,0002,456
Salaries and employee benefits$2,143,0003,057
Premises and equipment expense$649,0003,085
Additional noninterest expense$3,021,0001,901
Pre-tax net operating income$7,595,000947
Securities gains (losses)$07,477
Applicable income taxes$2,545,000988
Income before extraordinary items$5,050,0001,026
Extraordinary gains, net$03,149
Net income$5,050,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$3,000,000716
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,050,000959
1992-12-31 (YTD Data)Rank
Total interest income$25,752,0001,420
Total interest expense$14,482,0001,213
Net interest income$11,270,0001,637
Provision for loan and lease losses$400,0003,453
Total noninterest income$1,438,0002,478
Gross Fiduciary activities income$57,0001,347
Service charges on deposit accounts$750,0001,804
Trading account gains and fees$0504
Additional Noninterest Income$631,0002,731
Total noninterest expense$5,409,0002,666
Salaries and employee benefits$2,014,0003,190
Premises and equipment expense$669,0003,046
Additional noninterest expense$2,726,0002,158
Pre-tax net operating income$6,899,000943
Securities gains (losses)$-1,00012,730
Applicable income taxes$2,351,000984
Income before extraordinary items$4,547,0001,044
Extraordinary gains, net$225,000384
Net income$4,772,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$2,000,000832
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,547,660950

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.