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First National Bank & Trust Co., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$14,431,000	2,346
Total interest expense	$3,296,000	2,499
Net interest income	$11,135,000	2,228
Provision for loan and lease losses	$0	3,275
Total noninterest income	$3,545,000	1,468
Gross Fiduciary activities income	$822,000	539
Service charges on deposit accounts	$233,000	2,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,490,000	1,423
Total noninterest expense	$12,612,000	1,754
Salaries and employee benefits	$6,938,000	1,783
Premises and equipment expense	$1,463,000	1,568
Additional noninterest expense	$2,490,000	1,423
Pre-tax net operating income	$2,068,000	2,922
Securities gains (losses)	$-94,000	3,781
Applicable income taxes	$264,000	2,308
Income before extraordinary items	$1,710,000	2,940
Extraordinary gains, net	$0	54
Net income	$1,710,000	2,973
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,710,000	2,942
Net charge-offs	$32,000	1,993
Cash dividends	$1,243,000	1,947
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,791,780	2,937
2023-09-30 (YTD Data)		Rank
Total interest income	$10,511,000	2,350
Total interest expense	$2,274,000	2,487
Net interest income	$8,237,000	2,262
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,671,000	1,469
Gross Fiduciary activities income	$621,000	532
Service charges on deposit accounts	$181,000	2,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,869,000	1,412
Total noninterest expense	$9,549,000	1,727
Salaries and employee benefits	$5,336,000	1,746
Premises and equipment expense	$1,083,000	1,581
Additional noninterest expense	$1,869,000	1,412
Pre-tax net operating income	$1,359,000	3,136
Securities gains (losses)	$-94,000	3,984
Applicable income taxes	$290,000	2,131
Income before extraordinary items	$975,000	3,323
Extraordinary gains, net	$0	52
Net income	$975,000	3,354
Minority interest net income	$0	81
Net income of bank and minority interests.	$975,000	3,323
Net charge-offs	$51,000	1,471
Cash dividends	$746,000	1,952
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,049,260	3,272
2023-06-30 (YTD Data)		Rank
Total interest income	$6,706,000	2,383
Total interest expense	$1,285,000	2,539
Net interest income	$5,421,000	2,302
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,735,000	1,422
Gross Fiduciary activities income	$413,000	529
Service charges on deposit accounts	$122,000	2,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	1,369
Total noninterest expense	$6,539,000	1,690
Salaries and employee benefits	$3,772,000	1,669
Premises and equipment expense	$720,000	1,586
Additional noninterest expense	$1,200,000	1,368
Pre-tax net operating income	$617,000	3,537
Securities gains (losses)	$-94,000	4,201
Applicable income taxes	$148,000	2,327
Income before extraordinary items	$375,000	3,810
Extraordinary gains, net	$0	51
Net income	$375,000	3,847
Minority interest net income	$0	81
Net income of bank and minority interests.	$375,000	3,809
Net charge-offs	$21,000	1,520
Cash dividends	$497,000	1,984
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$449,260	3,688
2023-03-31 (YTD Data)		Rank
Total interest income	$3,242,000	2,419
Total interest expense	$556,000	2,526
Net interest income	$2,686,000	2,322
Provision for loan and lease losses	$0	2,612
Total noninterest income	$849,000	1,431
Gross Fiduciary activities income	$204,000	545
Service charges on deposit accounts	$69,000	2,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$576,000	1,400
Total noninterest expense	$3,094,000	1,788
Salaries and employee benefits	$1,720,000	1,816
Premises and equipment expense	$381,000	1,539
Additional noninterest expense	$576,000	1,400
Pre-tax net operating income	$441,000	3,235
Securities gains (losses)	$-71,000	4,309
Applicable income taxes	$49,000	2,563
Income before extraordinary items	$321,000	3,418
Extraordinary gains, net	$0	4
Net income	$321,000	3,416
Minority interest net income	$0	48
Net income of bank and minority interests.	$321,000	3,418
Net charge-offs	$10,000	1,369
Cash dividends	$249,000	1,714
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$382,770	3,250
2022-12-31 (YTD Data)		Rank
Total interest income	$11,980,000	2,283
Total interest expense	$833,000	2,646
Net interest income	$11,147,000	2,214
Provision for loan and lease losses	$68,000	2,418
Total noninterest income	$3,479,000	1,493
Gross Fiduciary activities income	$786,000	559
Service charges on deposit accounts	$198,000	2,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,495,000	1,419
Total noninterest expense	$11,989,000	1,777
Salaries and employee benefits	$6,642,000	1,810
Premises and equipment expense	$1,486,000	1,544
Additional noninterest expense	$2,495,000	1,419
Pre-tax net operating income	$2,569,000	2,825
Securities gains (losses)	$-13,000	3,488
Applicable income taxes	$417,000	2,166
Income before extraordinary items	$2,139,000	2,866
Extraordinary gains, net	$0	5
Net income	$2,139,000	2,863
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,139,000	2,865
Net charge-offs	$131,000	1,116
Cash dividends	$1,244,000	1,938
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,149,920	2,895
2022-09-30 (YTD Data)		Rank
Total interest income	$8,731,000	2,264
Total interest expense	$545,000	2,560
Net interest income	$8,186,000	2,219
Provision for loan and lease losses	$68,000	2,117
Total noninterest income	$2,674,000	1,491
Gross Fiduciary activities income	$592,000	556
Service charges on deposit accounts	$151,000	2,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,931,000	1,413
Total noninterest expense	$8,881,000	1,787
Salaries and employee benefits	$4,998,000	1,804
Premises and equipment expense	$1,095,000	1,571
Additional noninterest expense	$1,931,000	1,413
Pre-tax net operating income	$1,911,000	2,835
Securities gains (losses)	$-13,000	3,851
Applicable income taxes	$304,000	2,201
Income before extraordinary items	$1,594,000	2,857
Extraordinary gains, net	$0	4
Net income	$1,594,000	2,855
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,594,000	2,856
Net charge-offs	$107,000	906
Cash dividends	$746,000	1,908
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,604,920	2,884
2022-06-30 (YTD Data)		Rank
Total interest income	$5,688,000	2,249
Total interest expense	$363,000	2,411
Net interest income	$5,325,000	2,229
Provision for loan and lease losses	$68,000	1,729
Total noninterest income	$1,761,000	1,491
Gross Fiduciary activities income	$396,000	524
Service charges on deposit accounts	$101,000	2,765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,264,000	1,456
Total noninterest expense	$5,886,000	1,780
Salaries and employee benefits	$3,356,000	1,793
Premises and equipment expense	$707,000	1,614
Additional noninterest expense	$1,823,000	1,723
Pre-tax net operating income	$1,132,000	2,868
Securities gains (losses)	$-13,000	3,992
Applicable income taxes	$170,000	2,257
Income before extraordinary items	$949,000	2,879
Extraordinary gains, net	$0	4
Net income	$949,000	2,878
Minority interest net income	$0	60
Net income of bank and minority interests.	$949,000	2,879
Net charge-offs	$31,000	1,159
Cash dividends	$497,000	1,910
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$960,050	2,908
2022-03-31 (YTD Data)		Rank
Total interest income	$2,799,000	2,225
Total interest expense	$189,000	2,314
Net interest income	$2,610,000	2,212
Provision for loan and lease losses	$27,000	1,689
Total noninterest income	$878,000	1,490
Gross Fiduciary activities income	$204,000	518
Service charges on deposit accounts	$50,000	2,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	1,470
Total noninterest expense	$2,929,000	1,784
Salaries and employee benefits	$1,656,000	1,798
Premises and equipment expense	$338,000	1,692
Additional noninterest expense	$935,000	1,659
Pre-tax net operating income	$532,000	2,847
Securities gains (losses)	$0	623
Applicable income taxes	$86,000	2,163
Income before extraordinary items	$446,000	2,864
Extraordinary gains, net	$0	4
Net income	$446,000	2,862
Minority interest net income	$0	50
Net income of bank and minority interests.	$446,000	2,864
Net charge-offs	$27,000	869
Cash dividends	$249,000	1,637
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$446,000	2,891
2021-12-31 (YTD Data)		Rank
Total interest income	$12,444,000	2,140
Total interest expense	$887,000	2,392
Net interest income	$11,557,000	2,083
Provision for loan and lease losses	$208,000	1,711
Total noninterest income	$4,568,000	1,390
Gross Fiduciary activities income	$847,000	508
Service charges on deposit accounts	$211,000	2,637
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,510,000	1,358
Total noninterest expense	$11,936,000	1,741
Salaries and employee benefits	$6,785,000	1,762
Premises and equipment expense	$1,493,000	1,523
Additional noninterest expense	$3,658,000	1,693
Pre-tax net operating income	$3,981,000	2,335
Securities gains (losses)	$36,000	1,268
Applicable income taxes	$689,000	1,879
Income before extraordinary items	$3,328,000	2,415
Extraordinary gains, net	$0	10
Net income	$3,328,000	2,414
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,328,000	2,416
Net charge-offs	$234,000	949
Cash dividends	$1,409,000	1,869
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,298,120	2,400
2021-09-30 (YTD Data)		Rank
Total interest income	$9,599,000	2,131
Total interest expense	$694,000	2,417
Net interest income	$8,905,000	2,064
Provision for loan and lease losses	$208,000	1,451
Total noninterest income	$3,533,000	1,392
Gross Fiduciary activities income	$641,000	499
Service charges on deposit accounts	$143,000	2,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,749,000	1,370
Total noninterest expense	$8,487,000	1,817
Salaries and employee benefits	$4,728,000	1,867
Premises and equipment expense	$1,091,000	1,582
Additional noninterest expense	$2,668,000	1,731
Pre-tax net operating income	$3,743,000	2,135
Securities gains (losses)	$36,000	1,184
Applicable income taxes	$689,000	1,747
Income before extraordinary items	$3,090,000	2,206
Extraordinary gains, net	$0	8
Net income	$3,090,000	2,204
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,090,000	2,206
Net charge-offs	$19,000	1,762
Cash dividends	$746,000	2,001
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,060,480	2,189
2021-06-30 (YTD Data)		Rank
Total interest income	$6,514,000	2,102
Total interest expense	$483,000	2,428
Net interest income	$6,031,000	2,037
Provision for loan and lease losses	$208,000	1,169
Total noninterest income	$2,451,000	1,355
Gross Fiduciary activities income	$430,000	496
Service charges on deposit accounts	$94,000	2,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,927,000	1,322
Total noninterest expense	$5,388,000	1,875
Salaries and employee benefits	$3,142,000	1,859
Premises and equipment expense	$703,000	1,630
Additional noninterest expense	$1,543,000	1,917
Pre-tax net operating income	$2,886,000	1,937
Securities gains (losses)	$20,000	1,185
Applicable income taxes	$498,000	1,665
Income before extraordinary items	$2,408,000	2,002
Extraordinary gains, net	$0	6
Net income	$2,408,000	2,002
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,408,000	2,002
Net charge-offs	$12,000	1,675
Cash dividends	$497,000	1,981
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,391,400	1,978
2021-03-31 (YTD Data)		Rank
Total interest income	$3,157,000	2,138
Total interest expense	$253,000	2,425
Net interest income	$2,904,000	2,068
Provision for loan and lease losses	$125,000	1,106
Total noninterest income	$1,268,000	1,316
Gross Fiduciary activities income	$211,000	502
Service charges on deposit accounts	$45,000	2,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,012,000	1,269
Total noninterest expense	$2,638,000	1,882
Salaries and employee benefits	$1,579,000	1,837
Premises and equipment expense	$345,000	1,662
Additional noninterest expense	$714,000	2,008
Pre-tax net operating income	$1,409,000	1,942
Securities gains (losses)	$20,000	880
Applicable income taxes	$269,000	1,594
Income before extraordinary items	$1,160,000	2,037
Extraordinary gains, net	$0	3
Net income	$1,160,000	2,036
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,160,000	2,037
Net charge-offs	$-7,000	3,920
Cash dividends	$248,000	1,707
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,143,800	2,012
2020-12-31 (YTD Data)		Rank
Total interest income	$13,375,000	2,062
Total interest expense	$1,250,000	2,632
Net interest income	$12,125,000	1,931
Provision for loan and lease losses	$1,290,000	1,357
Total noninterest income	$4,740,000	1,307
Gross Fiduciary activities income	$698,000	527
Service charges on deposit accounts	$189,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,853,000	1,239
Total noninterest expense	$11,200,000	1,787
Salaries and employee benefits	$6,822,000	1,707
Premises and equipment expense	$1,480,000	1,530
Additional noninterest expense	$2,898,000	1,969
Pre-tax net operating income	$4,375,000	1,954
Securities gains (losses)	$49,000	1,735
Applicable income taxes	$749,000	1,667
Income before extraordinary items	$3,675,000	2,030
Extraordinary gains, net	$0	4
Net income	$3,675,000	2,030
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,675,000	2,030
Net charge-offs	$150,000	1,728
Cash dividends	$2,230,000	1,401
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,634,330	1,982
2020-09-30 (YTD Data)		Rank
Total interest income	$10,266,000	2,024
Total interest expense	$973,000	2,657
Net interest income	$9,293,000	1,894
Provision for loan and lease losses	$1,165,000	1,250
Total noninterest income	$3,414,000	1,314
Gross Fiduciary activities income	$503,000	529
Service charges on deposit accounts	$141,000	2,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,770,000	1,236
Total noninterest expense	$8,105,000	1,824
Salaries and employee benefits	$4,849,000	1,769
Premises and equipment expense	$1,131,000	1,512
Additional noninterest expense	$2,125,000	1,981
Pre-tax net operating income	$3,437,000	1,869
Securities gains (losses)	$14,000	2,034
Applicable income taxes	$783,000	1,369
Income before extraordinary items	$2,668,000	2,058
Extraordinary gains, net	$0	4
Net income	$2,668,000	2,059
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,668,000	2,059
Net charge-offs	$105,000	1,643
Cash dividends	$762,000	1,950
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,656,940	2,005
2020-06-30 (YTD Data)		Rank
Total interest income	$6,671,000	2,099
Total interest expense	$651,000	2,747
Net interest income	$6,020,000	1,952
Provision for loan and lease losses	$800,000	1,225
Total noninterest income	$2,100,000	1,317
Gross Fiduciary activities income	$326,000	535
Service charges on deposit accounts	$91,000	2,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,683,000	1,223
Total noninterest expense	$5,411,000	1,814
Salaries and employee benefits	$3,230,000	1,774
Premises and equipment expense	$753,000	1,503
Additional noninterest expense	$1,428,000	1,963
Pre-tax net operating income	$1,909,000	2,069
Securities gains (losses)	$14,000	1,790
Applicable income taxes	$329,000	1,678
Income before extraordinary items	$1,594,000	2,156
Extraordinary gains, net	$0	4
Net income	$1,594,000	2,156
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,594,000	2,156
Net charge-offs	$59,000	1,635
Cash dividends	$508,000	1,946
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,582,380	2,125
2020-03-31 (YTD Data)		Rank
Total interest income	$3,128,000	2,183
Total interest expense	$337,000	2,838
Net interest income	$2,791,000	2,036
Provision for loan and lease losses	$305,000	1,161
Total noninterest income	$825,000	1,448
Gross Fiduciary activities income	$166,000	536
Service charges on deposit accounts	$52,000	3,015
Trading account gains and fees	NA	NA
Additional Noninterest Income	$607,000	1,344
Total noninterest expense	$2,806,000	1,776
Salaries and employee benefits	$1,683,000	1,725
Premises and equipment expense	$379,000	1,506
Additional noninterest expense	$744,000	1,939
Pre-tax net operating income	$505,000	2,769
Securities gains (losses)	$4,000	1,484
Applicable income taxes	$109,000	1,870
Income before extraordinary items	$400,000	2,929
Extraordinary gains, net	$0	4
Net income	$400,000	2,930
Minority interest net income	$0	56
Net income of bank and minority interests.	$400,000	2,930
Net charge-offs	$45,000	1,251
Cash dividends	$254,000	1,771
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$396,840	2,923
2019-12-31 (YTD Data)		Rank
Total interest income	$12,673,000	2,189
Total interest expense	$1,419,000	2,812
Net interest income	$11,254,000	2,025
Provision for loan and lease losses	$1,703,000	594
Total noninterest income	$3,098,000	1,535
Gross Fiduciary activities income	$600,000	556
Service charges on deposit accounts	$214,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,284,000	1,423
Total noninterest expense	$10,421,000	1,858
Salaries and employee benefits	$6,108,000	1,819
Premises and equipment expense	$1,409,000	1,585
Additional noninterest expense	$2,904,000	1,980
Pre-tax net operating income	$2,228,000	2,896
Securities gains (losses)	$170,000	692
Applicable income taxes	$299,000	2,362
Income before extraordinary items	$2,099,000	2,825
Extraordinary gains, net	$0	11
Net income	$2,099,000	2,826
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,099,000	2,827
Net charge-offs	$1,450,000	522
Cash dividends	$1,287,000	2,040
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,949,400	2,889
2019-09-30 (YTD Data)		Rank
Total interest income	$9,461,000	2,224
Total interest expense	$1,077,000	2,816
Net interest income	$8,384,000	2,068
Provision for loan and lease losses	$1,578,000	486
Total noninterest income	$2,148,000	1,606
Gross Fiduciary activities income	$438,000	556
Service charges on deposit accounts	$159,000	3,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,551,000	1,506
Total noninterest expense	$7,805,000	1,868
Salaries and employee benefits	$4,594,000	1,819
Premises and equipment expense	$1,023,000	1,637
Additional noninterest expense	$2,188,000	1,974
Pre-tax net operating income	$1,149,000	3,455
Securities gains (losses)	$4,000	1,882
Applicable income taxes	$111,000	2,879
Income before extraordinary items	$1,042,000	3,432
Extraordinary gains, net	$0	11
Net income	$1,042,000	3,432
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,042,000	3,432
Net charge-offs	$1,485,000	379
Cash dividends	$779,000	2,081
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,038,400	3,418
2019-06-30 (YTD Data)		Rank
Total interest income	$6,329,000	2,215
Total interest expense	$728,000	2,792
Net interest income	$5,601,000	2,069
Provision for loan and lease losses	$250,000	1,374
Total noninterest income	$1,315,000	1,656
Gross Fiduciary activities income	$282,000	559
Service charges on deposit accounts	$98,000	3,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$935,000	1,553
Total noninterest expense	$5,266,000	1,848
Salaries and employee benefits	$3,100,000	1,802
Premises and equipment expense	$671,000	1,675
Additional noninterest expense	$1,495,000	1,942
Pre-tax net operating income	$1,400,000	2,637
Securities gains (losses)	$4,000	1,415
Applicable income taxes	$206,000	2,188
Income before extraordinary items	$1,198,000	2,674
Extraordinary gains, net	$0	11
Net income	$1,198,000	2,673
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,198,000	2,673
Net charge-offs	$168,000	1,104
Cash dividends	$525,000	2,059
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,194,600	2,647
2019-03-31 (YTD Data)		Rank
Total interest income	$3,165,000	2,217
Total interest expense	$382,000	2,702
Net interest income	$2,783,000	2,083
Provision for loan and lease losses	$125,000	1,307
Total noninterest income	$623,000	1,689
Gross Fiduciary activities income	$135,000	571
Service charges on deposit accounts	$47,000	3,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	1,571
Total noninterest expense	$2,689,000	1,812
Salaries and employee benefits	$1,591,000	1,784
Premises and equipment expense	$343,000	1,659
Additional noninterest expense	$755,000	1,907
Pre-tax net operating income	$592,000	2,838
Securities gains (losses)	$2,000	961
Applicable income taxes	$80,000	2,325
Income before extraordinary items	$514,000	2,866
Extraordinary gains, net	$0	5
Net income	$514,000	2,865
Minority interest net income	$0	52
Net income of bank and minority interests.	$514,000	2,865
Net charge-offs	$41,000	1,327
Cash dividends	$254,000	1,849
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$512,260	2,850
2018-12-31 (YTD Data)		Rank
Total interest income	$11,924,000	2,220
Total interest expense	$1,275,000	2,584
Net interest income	$10,649,000	2,130
Provision for loan and lease losses	$500,000	1,444
Total noninterest income	$2,581,000	1,715
Gross Fiduciary activities income	$515,000	587
Service charges on deposit accounts	$227,000	3,157
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,839,000	1,577
Total noninterest expense	$9,941,000	1,911
Salaries and employee benefits	$5,785,000	1,873
Premises and equipment expense	$1,307,000	1,685
Additional noninterest expense	$2,849,000	2,007
Pre-tax net operating income	$2,789,000	2,622
Securities gains (losses)	$7,000	778
Applicable income taxes	$370,000	2,232
Income before extraordinary items	$2,426,000	2,636
Extraordinary gains, net	$0	6
Net income	$2,426,000	2,634
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,426,000	2,635
Net charge-offs	$946,000	613
Cash dividends	$1,286,000	1,932
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,419,910	2,631
2018-09-30 (YTD Data)		Rank
Total interest income	$8,789,000	2,237
Total interest expense	$893,000	2,607
Net interest income	$7,896,000	2,150
Provision for loan and lease losses	$433,000	1,258
Total noninterest income	$1,888,000	1,747
Gross Fiduciary activities income	$388,000	583
Service charges on deposit accounts	$164,000	3,221
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,336,000	1,632
Total noninterest expense	$7,309,000	1,943
Salaries and employee benefits	$4,242,000	1,895
Premises and equipment expense	$982,000	1,708
Additional noninterest expense	$2,085,000	2,047
Pre-tax net operating income	$2,042,000	2,700
Securities gains (losses)	$3,000	888
Applicable income taxes	$296,000	2,244
Income before extraordinary items	$1,749,000	2,746
Extraordinary gains, net	$0	5
Net income	$1,749,000	2,745
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,749,000	2,745
Net charge-offs	$980,000	449
Cash dividends	$778,000	1,926
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,746,420	2,734
2018-06-30 (YTD Data)		Rank
Total interest income	$5,779,000	2,251
Total interest expense	$550,000	2,646
Net interest income	$5,229,000	2,162
Provision for loan and lease losses	$365,000	1,039
Total noninterest income	$1,115,000	1,881
Gross Fiduciary activities income	$266,000	585
Service charges on deposit accounts	$106,000	3,266
Trading account gains and fees	$0	130
Additional Noninterest Income	$743,000	1,811
Total noninterest expense	$4,888,000	1,955
Salaries and employee benefits	$2,841,000	1,905
Premises and equipment expense	$675,000	1,677
Additional noninterest expense	$1,372,000	2,087
Pre-tax net operating income	$1,091,000	3,031
Securities gains (losses)	$1,000	871
Applicable income taxes	$138,000	2,493
Income before extraordinary items	$954,000	3,032
Extraordinary gains, net	$0	6
Net income	$954,000	3,031
Minority interest net income	$0	65
Net income of bank and minority interests.	$954,000	3,031
Net charge-offs	$256,000	812
Cash dividends	$508,000	1,967
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$953,130	3,024
2018-03-31 (YTD Data)		Rank
Total interest income	$2,848,000	2,257
Total interest expense	$265,000	2,653
Net interest income	$2,583,000	2,190
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$527,000	1,928
Gross Fiduciary activities income	$141,000	575
Service charges on deposit accounts	$52,000	3,304
Trading account gains and fees	$0	123
Additional Noninterest Income	$334,000	1,890
Total noninterest expense	$2,473,000	1,944
Salaries and employee benefits	$1,470,000	1,875
Premises and equipment expense	$340,000	1,684
Additional noninterest expense	$663,000	2,127
Pre-tax net operating income	$512,000	3,075
Securities gains (losses)	$0	735
Applicable income taxes	$60,000	2,559
Income before extraordinary items	$452,000	3,060
Extraordinary gains, net	$0	7
Net income	$452,000	3,061
Minority interest net income	$0	52
Net income of bank and minority interests.	$452,000	3,061
Net charge-offs	$188,000	597
Cash dividends	$254,000	1,720
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$452,000	3,053
2017-12-31 (YTD Data)		Rank
Total interest income	$11,437,000	2,205
Total interest expense	$1,088,000	2,404
Net interest income	$10,349,000	2,164
Provision for loan and lease losses	$597,000	1,311
Total noninterest income	$2,258,000	1,892
Gross Fiduciary activities income	$473,000	604
Service charges on deposit accounts	$231,000	3,260
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,554,000	1,775
Total noninterest expense	$9,638,000	1,971
Salaries and employee benefits	$5,482,000	1,949
Premises and equipment expense	$1,399,000	1,615
Additional noninterest expense	$2,757,000	2,077
Pre-tax net operating income	$2,372,000	2,832
Securities gains (losses)	$385,000	264
Applicable income taxes	$440,000	2,513
Income before extraordinary items	$2,317,000	2,444
Extraordinary gains, net	$0	9
Net income	$2,317,000	2,444
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,317,000	2,444
Net charge-offs	$261,000	1,595
Cash dividends	$1,278,000	1,900
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,993,600	2,687
2017-09-30 (YTD Data)		Rank
Total interest income	$8,545,000	2,213
Total interest expense	$816,000	2,381
Net interest income	$7,729,000	2,179
Provision for loan and lease losses	$482,000	1,178
Total noninterest income	$1,637,000	1,948
Gross Fiduciary activities income	$343,000	613
Service charges on deposit accounts	$178,000	3,237
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,116,000	1,850
Total noninterest expense	$7,100,000	2,002
Salaries and employee benefits	$4,063,000	1,980
Premises and equipment expense	$1,026,000	1,651
Additional noninterest expense	$2,011,000	2,108
Pre-tax net operating income	$1,784,000	2,883
Securities gains (losses)	$68,000	747
Applicable income taxes	$318,000	2,431
Income before extraordinary items	$1,534,000	2,822
Extraordinary gains, net	$0	9
Net income	$1,534,000	2,821
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,534,000	2,822
Net charge-offs	$260,000	1,215
Cash dividends	$770,000	1,971
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,477,560	2,864
2017-06-30 (YTD Data)		Rank
Total interest income	$5,684,000	2,210
Total interest expense	$542,000	2,350
Net interest income	$5,142,000	2,171
Provision for loan and lease losses	$366,000	1,045
Total noninterest income	$1,072,000	1,962
Gross Fiduciary activities income	$227,000	615
Service charges on deposit accounts	$121,000	3,203
Trading account gains and fees	$0	139
Additional Noninterest Income	$724,000	1,885
Total noninterest expense	$4,625,000	2,045
Salaries and employee benefits	$2,637,000	2,035
Premises and equipment expense	$683,000	1,658
Additional noninterest expense	$1,305,000	2,168
Pre-tax net operating income	$1,223,000	2,812
Securities gains (losses)	$61,000	586
Applicable income taxes	$206,000	2,442
Income before extraordinary items	$1,078,000	2,695
Extraordinary gains, net	$0	11
Net income	$1,078,000	2,695
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,078,000	2,695
Net charge-offs	$-38,000	5,210
Cash dividends	$508,000	1,982
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,026,760	2,755
2017-03-31 (YTD Data)		Rank
Total interest income	$2,845,000	2,206
Total interest expense	$267,000	2,352
Net interest income	$2,578,000	2,173
Provision for loan and lease losses	$251,000	784
Total noninterest income	$514,000	2,014
Gross Fiduciary activities income	$112,000	623
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	$0	142
Additional Noninterest Income	$343,000	1,920
Total noninterest expense	$2,343,000	2,040
Salaries and employee benefits	$1,372,000	1,990
Premises and equipment expense	$333,000	1,716
Additional noninterest expense	$638,000	2,204
Pre-tax net operating income	$498,000	3,087
Securities gains (losses)	$43,000	368
Applicable income taxes	$94,000	2,483
Income before extraordinary items	$447,000	2,942
Extraordinary gains, net	$0	8
Net income	$447,000	2,942
Minority interest net income	$0	55
Net income of bank and minority interests.	$447,000	2,942
Net charge-offs	$13,000	2,104
Cash dividends	$254,000	1,766
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$411,310	3,072
2016-12-31 (YTD Data)		Rank
Total interest income	$11,130,000	2,207
Total interest expense	$1,134,000	2,228
Net interest income	$9,996,000	2,189
Provision for loan and lease losses	$602,000	1,293
Total noninterest income	$2,299,000	1,941
Gross Fiduciary activities income	$465,000	609
Service charges on deposit accounts	$292,000	2,982
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,542,000	1,854
Total noninterest expense	$9,454,000	2,006
Salaries and employee benefits	$5,357,000	1,984
Premises and equipment expense	$1,500,000	1,521
Additional noninterest expense	$2,597,000	2,233
Pre-tax net operating income	$2,239,000	2,867
Securities gains (losses)	$133,000	1,135
Applicable income taxes	$412,000	2,414
Income before extraordinary items	$1,960,000	2,835
Extraordinary gains, net	$0	5
Net income	$1,960,000	2,833
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,960,000	2,834
Net charge-offs	$476,000	1,115
Cash dividends	$1,279,000	1,890
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,849,610	2,869
2016-09-30 (YTD Data)		Rank
Total interest income	$8,315,000	2,211
Total interest expense	$859,000	2,203
Net interest income	$7,456,000	2,197
Provision for loan and lease losses	$451,000	1,223
Total noninterest income	$1,667,000	1,985
Gross Fiduciary activities income	$342,000	609
Service charges on deposit accounts	$230,000	2,917
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,095,000	1,929
Total noninterest expense	$7,117,000	2,003
Salaries and employee benefits	$4,013,000	1,981
Premises and equipment expense	$1,165,000	1,468
Additional noninterest expense	$1,939,000	2,238
Pre-tax net operating income	$1,555,000	3,048
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$195,000	2,823
Income before extraordinary items	$1,363,000	2,972
Extraordinary gains, net	$0	5
Net income	$1,363,000	2,972
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,363,000	2,972
Net charge-offs	$397,000	935
Cash dividends	$771,000	1,920
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,360,390	2,926
2016-06-30 (YTD Data)		Rank
Total interest income	$5,504,000	2,228
Total interest expense	$582,000	2,193
Net interest income	$4,922,000	2,216
Provision for loan and lease losses	$299,000	1,306
Total noninterest income	$993,000	2,118
Gross Fiduciary activities income	$227,000	620
Service charges on deposit accounts	$156,000	2,882
Trading account gains and fees	$0	157
Additional Noninterest Income	$610,000	2,117
Total noninterest expense	$4,667,000	2,036
Salaries and employee benefits	$2,599,000	2,033
Premises and equipment expense	$778,000	1,468
Additional noninterest expense	$1,290,000	2,254
Pre-tax net operating income	$949,000	3,179
Securities gains (losses)	$-4,000	5,836
Applicable income taxes	$114,000	2,907
Income before extraordinary items	$831,000	3,121
Extraordinary gains, net	$0	16
Net income	$831,000	3,120
Minority interest net income	$0	71
Net income of bank and minority interests.	$831,000	3,120
Net charge-offs	$98,000	1,637
Cash dividends	$517,000	1,931
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$834,520	3,046
2016-03-31 (YTD Data)		Rank
Total interest income	$2,761,000	2,227
Total interest expense	$298,000	2,149
Net interest income	$2,463,000	2,199
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$461,000	2,177
Gross Fiduciary activities income	$111,000	621
Service charges on deposit accounts	$80,000	2,824
Trading account gains and fees	$0	142
Additional Noninterest Income	$270,000	2,229
Total noninterest expense	$2,354,000	2,024
Salaries and employee benefits	$1,316,000	2,023
Premises and equipment expense	$387,000	1,492
Additional noninterest expense	$651,000	2,228
Pre-tax net operating income	$420,000	3,318
Securities gains (losses)	$-9,000	5,980
Applicable income taxes	$12,000	3,688
Income before extraordinary items	$399,000	3,142
Extraordinary gains, net	$0	12
Net income	$399,000	3,140
Minority interest net income	$0	62
Net income of bank and minority interests.	$399,000	3,141
Net charge-offs	$18,000	2,041
Cash dividends	$263,000	1,721
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$407,730	3,041
2015-12-31 (YTD Data)		Rank
Total interest income	$11,424,000	2,112
Total interest expense	$1,382,000	1,900
Net interest income	$10,042,000	2,128
Provision for loan and lease losses	$500,000	1,348
Total noninterest income	$2,161,000	2,015
Gross Fiduciary activities income	$442,000	627
Service charges on deposit accounts	$384,000	2,583
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,335,000	2,005
Total noninterest expense	$9,311,000	2,028
Salaries and employee benefits	$5,178,000	1,998
Premises and equipment expense	$1,520,000	1,517
Additional noninterest expense	$2,613,000	2,246
Pre-tax net operating income	$2,392,000	2,715
Securities gains (losses)	$108,000	1,130
Applicable income taxes	$480,000	2,255
Income before extraordinary items	$2,020,000	2,719
Extraordinary gains, net	$0	23
Net income	$2,020,000	2,720
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,020,000	2,721
Net charge-offs	$917,000	739
Cash dividends	$1,269,000	1,837
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,932,520	2,743
2015-09-30 (YTD Data)		Rank
Total interest income	$8,531,000	2,137
Total interest expense	$1,071,000	1,859
Net interest income	$7,460,000	2,149
Provision for loan and lease losses	$373,000	1,318
Total noninterest income	$1,615,000	2,031
Gross Fiduciary activities income	$330,000	628
Service charges on deposit accounts	$288,000	2,605
Trading account gains and fees	$0	153
Additional Noninterest Income	$997,000	2,032
Total noninterest expense	$7,003,000	2,020
Salaries and employee benefits	$3,819,000	2,032
Premises and equipment expense	$1,151,000	1,513
Additional noninterest expense	$2,033,000	2,179
Pre-tax net operating income	$1,699,000	2,863
Securities gains (losses)	$14,000	2,190
Applicable income taxes	$270,000	2,562
Income before extraordinary items	$1,443,000	2,830
Extraordinary gains, net	$0	21
Net income	$1,443,000	2,829
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,443,000	2,831
Net charge-offs	$918,000	533
Cash dividends	$762,000	1,875
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,431,240	2,803
2015-06-30 (YTD Data)		Rank
Total interest income	$5,692,000	2,136
Total interest expense	$750,000	1,795
Net interest income	$4,942,000	2,167
Provision for loan and lease losses	$248,000	1,306
Total noninterest income	$1,076,000	2,041
Gross Fiduciary activities income	$219,000	635
Service charges on deposit accounts	$185,000	2,646
Trading account gains and fees	$0	157
Additional Noninterest Income	$672,000	2,018
Total noninterest expense	$4,663,000	2,039
Salaries and employee benefits	$2,561,000	2,039
Premises and equipment expense	$750,000	1,558
Additional noninterest expense	$1,352,000	2,175
Pre-tax net operating income	$1,107,000	2,890
Securities gains (losses)	$-4,000	6,027
Applicable income taxes	$170,000	2,617
Income before extraordinary items	$933,000	2,873
Extraordinary gains, net	$0	22
Net income	$933,000	2,873
Minority interest net income	$0	75
Net income of bank and minority interests.	$933,000	2,875
Net charge-offs	$166,000	1,314
Cash dividends	$508,000	1,896
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$936,400	2,812
2015-03-31 (YTD Data)		Rank
Total interest income	$2,830,000	2,137
Total interest expense	$404,000	1,714
Net interest income	$2,426,000	2,190
Provision for loan and lease losses	$123,000	1,270
Total noninterest income	$496,000	2,115
Gross Fiduciary activities income	$108,000	635
Service charges on deposit accounts	$91,000	2,654
Trading account gains and fees	$0	152
Additional Noninterest Income	$297,000	2,147
Total noninterest expense	$2,308,000	2,049
Salaries and employee benefits	$1,250,000	2,082
Premises and equipment expense	$375,000	1,573
Additional noninterest expense	$683,000	2,145
Pre-tax net operating income	$491,000	3,049
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$60,000	2,867
Income before extraordinary items	$426,000	3,010
Extraordinary gains, net	$0	13
Net income	$426,000	3,013
Minority interest net income	$0	64
Net income of bank and minority interests.	$426,000	3,013
Net charge-offs	$32,000	1,842
Cash dividends	$254,000	1,659
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$430,400	2,931
2014-12-31 (YTD Data)		Rank
Total interest income	$11,168,000	2,165
Total interest expense	$1,698,000	1,704
Net interest income	$9,470,000	2,237
Provision for loan and lease losses	$500,000	1,458
Total noninterest income	$2,158,000	1,995
Gross Fiduciary activities income	$416,000	647
Service charges on deposit accounts	$354,000	2,926
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,388,000	1,866
Total noninterest expense	$9,004,000	2,096
Salaries and employee benefits	$5,000,000	2,045
Premises and equipment expense	$1,427,000	1,637
Additional noninterest expense	$2,577,000	2,355
Pre-tax net operating income	$2,124,000	2,887
Securities gains (losses)	$171,000	887
Applicable income taxes	$362,000	2,485
Income before extraordinary items	$1,933,000	2,757
Extraordinary gains, net	$0	17
Net income	$1,933,000	2,755
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,933,000	2,757
Net charge-offs	$435,000	1,623
Cash dividends	$1,279,000	1,731
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,789,360	2,858
2014-09-30 (YTD Data)		Rank
Total interest income	$8,285,000	2,201
Total interest expense	$1,285,000	1,708
Net interest income	$7,000,000	2,285
Provision for loan and lease losses	$374,000	1,441
Total noninterest income	$1,566,000	2,047
Gross Fiduciary activities income	$307,000	644
Service charges on deposit accounts	$261,000	2,985
Trading account gains and fees	$0	174
Additional Noninterest Income	$998,000	1,934
Total noninterest expense	$6,653,000	2,133
Salaries and employee benefits	$3,639,000	2,111
Premises and equipment expense	$1,077,000	1,642
Additional noninterest expense	$1,937,000	2,321
Pre-tax net operating income	$1,539,000	2,990
Securities gains (losses)	$27,000	1,839
Applicable income taxes	$211,000	2,756
Income before extraordinary items	$1,355,000	2,928
Extraordinary gains, net	$0	15
Net income	$1,355,000	2,928
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,355,000	2,929
Net charge-offs	$395,000	1,360
Cash dividends	$772,000	1,775
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,331,510	2,900
2014-06-30 (YTD Data)		Rank
Total interest income	$5,424,000	2,226
Total interest expense	$866,000	1,711
Net interest income	$4,558,000	2,320
Provision for loan and lease losses	$248,000	1,468
Total noninterest income	$1,061,000	2,011
Gross Fiduciary activities income	$200,000	654
Service charges on deposit accounts	$175,000	2,951
Trading account gains and fees	$0	172
Additional Noninterest Income	$686,000	1,874
Total noninterest expense	$4,463,000	2,116
Salaries and employee benefits	$2,410,000	2,130
Premises and equipment expense	$737,000	1,616
Additional noninterest expense	$1,316,000	2,265
Pre-tax net operating income	$908,000	3,133
Securities gains (losses)	$58,000	1,091
Applicable income taxes	$115,000	2,909
Income before extraordinary items	$851,000	2,972
Extraordinary gains, net	$0	20
Net income	$851,000	2,978
Minority interest net income	$0	80
Net income of bank and minority interests.	$851,000	2,978
Net charge-offs	$346,000	1,149
Cash dividends	$518,000	1,768
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$799,960	3,044
2014-03-31 (YTD Data)		Rank
Total interest income	$2,689,000	2,244
Total interest expense	$444,000	1,695
Net interest income	$2,245,000	2,342
Provision for loan and lease losses	$123,000	1,435
Total noninterest income	$459,000	2,159
Gross Fiduciary activities income	$90,000	675
Service charges on deposit accounts	$85,000	2,982
Trading account gains and fees	$0	147
Additional Noninterest Income	$284,000	2,075
Total noninterest expense	$2,216,000	2,140
Salaries and employee benefits	$1,190,000	2,161
Premises and equipment expense	$376,000	1,605
Additional noninterest expense	$650,000	2,303
Pre-tax net operating income	$365,000	3,462
Securities gains (losses)	$9,000	1,195
Applicable income taxes	$20,000	3,505
Income before extraordinary items	$354,000	3,228
Extraordinary gains, net	$0	16
Net income	$354,000	3,231
Minority interest net income	$0	66
Net income of bank and minority interests.	$354,000	3,231
Net charge-offs	$176,000	1,025
Cash dividends	$264,000	1,541
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$345,450	3,244
2013-12-31 (YTD Data)		Rank
Total interest income	$11,132,000	2,201
Total interest expense	$1,934,000	1,759
Net interest income	$9,198,000	2,276
Provision for loan and lease losses	$900,000	1,197
Total noninterest income	$2,445,000	1,872
Gross Fiduciary activities income	$446,000	627
Service charges on deposit accounts	$352,000	3,076
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,647,000	1,742
Total noninterest expense	$8,932,000	2,129
Salaries and employee benefits	$4,886,000	2,090
Premises and equipment expense	$1,343,000	1,749
Additional noninterest expense	$2,703,000	2,295
Pre-tax net operating income	$1,811,000	3,046
Securities gains (losses)	$138,000	1,126
Applicable income taxes	$269,000	2,730
Income before extraordinary items	$1,680,000	2,936
Extraordinary gains, net	$0	29
Net income	$1,680,000	2,938
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,680,000	2,939
Net charge-offs	$569,000	1,883
Cash dividends	$1,269,000	1,638
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,561,320	3,017
2013-09-30 (YTD Data)		Rank
Total interest income	$8,343,000	2,210
Total interest expense	$1,458,000	1,801
Net interest income	$6,885,000	2,281
Provision for loan and lease losses	$673,000	1,228
Total noninterest income	$1,830,000	1,915
Gross Fiduciary activities income	$288,000	659
Service charges on deposit accounts	$261,000	3,113
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,281,000	1,742
Total noninterest expense	$6,789,000	2,090
Salaries and employee benefits	$3,677,000	2,080
Premises and equipment expense	$1,040,000	1,702
Additional noninterest expense	$2,072,000	2,234
Pre-tax net operating income	$1,253,000	3,274
Securities gains (losses)	$40,000	1,818
Applicable income taxes	$130,000	3,124
Income before extraordinary items	$1,163,000	3,132
Extraordinary gains, net	$0	25
Net income	$1,163,000	3,136
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,163,000	3,136
Net charge-offs	$345,000	1,983
Cash dividends	$761,000	1,709
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,127,000	3,123
2013-06-30 (YTD Data)		Rank
Total interest income	$5,548,000	2,221
Total interest expense	$985,000	1,810
Net interest income	$4,563,000	2,284
Provision for loan and lease losses	$446,000	1,287
Total noninterest income	$1,161,000	2,014
Gross Fiduciary activities income	$166,000	685
Service charges on deposit accounts	$171,000	3,136
Trading account gains and fees	$0	157
Additional Noninterest Income	$824,000	1,819
Total noninterest expense	$4,504,000	2,091
Salaries and employee benefits	$2,451,000	2,093
Premises and equipment expense	$683,000	1,728
Additional noninterest expense	$1,370,000	2,248
Pre-tax net operating income	$774,000	3,396
Securities gains (losses)	$-7,000	6,634
Applicable income taxes	$53,000	3,474
Income before extraordinary items	$714,000	3,273
Extraordinary gains, net	$0	22
Net income	$714,000	3,274
Minority interest net income	$0	82
Net income of bank and minority interests.	$714,000	3,276
Net charge-offs	$269,000	1,797
Cash dividends	$507,000	1,676
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$720,510	3,165
2013-03-31 (YTD Data)		Rank
Total interest income	$2,782,000	2,238
Total interest expense	$503,000	1,826
Net interest income	$2,279,000	2,298
Provision for loan and lease losses	$222,000	1,278
Total noninterest income	$485,000	2,272
Gross Fiduciary activities income	$83,000	695
Service charges on deposit accounts	$85,000	3,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$317,000	2,149
Total noninterest expense	$2,206,000	2,157
Salaries and employee benefits	$1,219,000	2,115
Premises and equipment expense	$352,000	1,711
Additional noninterest expense	$635,000	2,418
Pre-tax net operating income	$336,000	3,599
Securities gains (losses)	$-17,000	6,856
Applicable income taxes	$2,000	4,407
Income before extraordinary items	$317,000	3,467
Extraordinary gains, net	$0	10
Net income	$317,000	3,467
Minority interest net income	$0	76
Net income of bank and minority interests.	$317,000	3,469
Net charge-offs	$117,000	1,765
Cash dividends	$254,000	1,447
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$333,830	3,263
2012-12-31 (YTD Data)		Rank
Total interest income	$11,505,000	2,259
Total interest expense	$2,420,000	1,805
Net interest income	$9,085,000	2,363
Provision for loan and lease losses	$900,000	1,884
Total noninterest income	$2,620,000	1,806
Gross Fiduciary activities income	$376,000	663
Service charges on deposit accounts	$342,000	3,232
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,902,000	1,579
Total noninterest expense	$8,323,000	2,259
Salaries and employee benefits	$4,758,000	2,096
Premises and equipment expense	$1,377,000	1,709
Additional noninterest expense	$2,188,000	2,878
Pre-tax net operating income	$2,482,000	2,422
Securities gains (losses)	$31,000	3,001
Applicable income taxes	$472,000	2,242
Income before extraordinary items	$2,041,000	2,550
Extraordinary gains, net	$0	29
Net income	$2,041,000	2,552
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,041,000	2,551
Net charge-offs	$982,000	1,836
Cash dividends	$1,280,000	1,665
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,015,890	2,448
2012-09-30 (YTD Data)		Rank
Total interest income	$8,652,000	2,307
Total interest expense	$1,867,000	1,824
Net interest income	$6,785,000	2,419
Provision for loan and lease losses	$674,000	1,909
Total noninterest income	$2,003,000	1,785
Gross Fiduciary activities income	$274,000	668
Service charges on deposit accounts	$258,000	3,265
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,471,000	1,547
Total noninterest expense	$6,195,000	2,300
Salaries and employee benefits	$3,516,000	2,126
Premises and equipment expense	$1,034,000	1,718
Additional noninterest expense	$1,645,000	2,878
Pre-tax net operating income	$1,919,000	2,431
Securities gains (losses)	$31,000	2,692
Applicable income taxes	$330,000	2,372
Income before extraordinary items	$1,620,000	2,508
Extraordinary gains, net	$0	20
Net income	$1,620,000	2,509
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,620,000	2,509
Net charge-offs	$479,000	2,253
Cash dividends	$772,000	1,570
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,594,270	2,404
2012-06-30 (YTD Data)		Rank
Total interest income	$5,762,000	2,317
Total interest expense	$1,270,000	1,849
Net interest income	$4,492,000	2,426
Provision for loan and lease losses	$448,000	1,959
Total noninterest income	$1,325,000	1,780
Gross Fiduciary activities income	$178,000	676
Service charges on deposit accounts	$173,000	3,236
Trading account gains and fees	$0	153
Additional Noninterest Income	$974,000	1,544
Total noninterest expense	$4,112,000	2,314
Salaries and employee benefits	$2,352,000	2,109
Premises and equipment expense	$700,000	1,690
Additional noninterest expense	$1,060,000	2,974
Pre-tax net operating income	$1,257,000	2,427
Securities gains (losses)	$16,000	2,581
Applicable income taxes	$208,000	2,415
Income before extraordinary items	$1,065,000	2,498
Extraordinary gains, net	$0	19
Net income	$1,065,000	2,498
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,065,000	2,498
Net charge-offs	$216,000	2,661
Cash dividends	$518,000	1,557
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,051,560	2,391
2012-03-31 (YTD Data)		Rank
Total interest income	$2,879,000	2,348
Total interest expense	$650,000	1,876
Net interest income	$2,229,000	2,454
Provision for loan and lease losses	$224,000	1,907
Total noninterest income	$685,000	1,738
Gross Fiduciary activities income	$83,000	697
Service charges on deposit accounts	$96,000	3,017
Trading account gains and fees	$0	148
Additional Noninterest Income	$506,000	1,496
Total noninterest expense	$2,055,000	2,313
Salaries and employee benefits	$1,178,000	2,122
Premises and equipment expense	$354,000	1,680
Additional noninterest expense	$523,000	2,985
Pre-tax net operating income	$635,000	2,431
Securities gains (losses)	$16,000	1,662
Applicable income taxes	$112,000	2,340
Income before extraordinary items	$539,000	2,461
Extraordinary gains, net	$0	19
Net income	$539,000	2,462
Minority interest net income	$0	78
Net income of bank and minority interests.	$539,000	2,464
Net charge-offs	$121,000	2,296
Cash dividends	$254,000	1,390
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$525,720	2,379
2011-12-31 (YTD Data)		Rank
Total interest income	$11,762,000	2,363
Total interest expense	$2,847,000	2,052
Net interest income	$8,915,000	2,466
Provision for loan and lease losses	$1,300,000	2,049
Total noninterest income	$1,867,000	2,115
Gross Fiduciary activities income	$377,000	619
Service charges on deposit accounts	$389,000	3,088
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,101,000	2,002
Total noninterest expense	$7,663,000	2,467
Salaries and employee benefits	$4,179,000	2,310
Premises and equipment expense	$1,284,000	1,933
Additional noninterest expense	$2,200,000	2,860
Pre-tax net operating income	$1,819,000	2,681
Securities gains (losses)	$145,000	1,733
Applicable income taxes	$369,000	2,326
Income before extraordinary items	$1,595,000	2,662
Extraordinary gains, net	$0	29
Net income	$1,595,000	2,663
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,595,000	2,663
Net charge-offs	$1,669,000	1,747
Cash dividends	$1,015,000	1,597
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,477,550	2,705
2011-09-30 (YTD Data)		Rank
Total interest income	$8,817,000	2,399
Total interest expense	$2,174,000	2,093
Net interest income	$6,643,000	2,493
Provision for loan and lease losses	$898,000	2,120
Total noninterest income	$1,345,000	2,170
Gross Fiduciary activities income	$279,000	615
Service charges on deposit accounts	$294,000	3,083
Trading account gains and fees	$0	145
Additional Noninterest Income	$772,000	2,095
Total noninterest expense	$5,724,000	2,477
Salaries and employee benefits	$3,094,000	2,328
Premises and equipment expense	$963,000	1,943
Additional noninterest expense	$1,667,000	2,858
Pre-tax net operating income	$1,366,000	2,754
Securities gains (losses)	$4,000	3,259
Applicable income taxes	$143,000	2,945
Income before extraordinary items	$1,227,000	2,685
Extraordinary gains, net	$0	21
Net income	$1,227,000	2,687
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,227,000	2,687
Net charge-offs	$1,454,000	1,527
Cash dividends	$761,000	1,400
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,223,400	2,596
2011-06-30 (YTD Data)		Rank
Total interest income	$5,878,000	2,418
Total interest expense	$1,467,000	2,139
Net interest income	$4,411,000	2,505
Provision for loan and lease losses	$595,000	2,117
Total noninterest income	$846,000	2,246
Gross Fiduciary activities income	$191,000	619
Service charges on deposit accounts	$190,000	3,127
Trading account gains and fees	$0	153
Additional Noninterest Income	$465,000	2,204
Total noninterest expense	$3,811,000	2,491
Salaries and employee benefits	$2,063,000	2,352
Premises and equipment expense	$646,000	1,953
Additional noninterest expense	$1,102,000	2,938
Pre-tax net operating income	$851,000	2,808
Securities gains (losses)	$4,000	2,586
Applicable income taxes	$76,000	3,070
Income before extraordinary items	$779,000	2,716
Extraordinary gains, net	$0	15
Net income	$779,000	2,716
Minority interest net income	$0	89
Net income of bank and minority interests.	$779,000	2,716
Net charge-offs	$409,000	2,338
Cash dividends	$509,000	1,388
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$775,360	2,639
2011-03-31 (YTD Data)		Rank
Total interest income	$2,939,000	2,429
Total interest expense	$742,000	2,199
Net interest income	$2,197,000	2,509
Provision for loan and lease losses	$296,000	2,036
Total noninterest income	$424,000	2,257
Gross Fiduciary activities income	$96,000	623
Service charges on deposit accounts	$89,000	3,215
Trading account gains and fees	$0	158
Additional Noninterest Income	$239,000	2,218
Total noninterest expense	$1,920,000	2,501
Salaries and employee benefits	$1,024,000	2,383
Premises and equipment expense	$327,000	1,968
Additional noninterest expense	$569,000	2,841
Pre-tax net operating income	$405,000	2,940
Securities gains (losses)	$4,000	1,490
Applicable income taxes	$31,000	3,162
Income before extraordinary items	$378,000	2,782
Extraordinary gains, net	$0	9
Net income	$378,000	2,781
Minority interest net income	$0	86
Net income of bank and minority interests.	$378,000	2,782
Net charge-offs	$379,000	1,563
Cash dividends	$254,000	1,222
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$374,320	2,748
2010-12-31 (YTD Data)		Rank
Total interest income	$12,273,000	2,447
Total interest expense	$3,391,000	2,328
Net interest income	$8,882,000	2,476
Provision for loan and lease losses	$1,187,000	2,797
Total noninterest income	$2,030,000	2,060
Gross Fiduciary activities income	$273,000	694
Service charges on deposit accounts	$384,000	3,148
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,373,000	1,785
Total noninterest expense	$7,257,000	2,653
Salaries and employee benefits	$3,909,000	2,461
Premises and equipment expense	$1,265,000	2,002
Additional noninterest expense	$2,083,000	3,143
Pre-tax net operating income	$2,468,000	1,908
Securities gains (losses)	$26,000	2,991
Applicable income taxes	$425,000	2,044
Income before extraordinary items	$2,069,000	1,968
Extraordinary gains, net	$0	29
Net income	$2,069,000	1,969
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,069,000	1,970
Net charge-offs	$704,000	3,160
Cash dividends	$1,269,000	1,240
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,047,420	1,910
2010-09-30 (YTD Data)		Rank
Total interest income	$9,235,000	2,496
Total interest expense	$2,620,000	2,366
Net interest income	$6,615,000	2,520
Provision for loan and lease losses	$880,000	2,706
Total noninterest income	$1,402,000	2,191
Gross Fiduciary activities income	$199,000	689
Service charges on deposit accounts	$288,000	3,221
Trading account gains and fees	$0	165
Additional Noninterest Income	$915,000	1,906
Total noninterest expense	$5,402,000	2,657
Salaries and employee benefits	$2,959,000	2,444
Premises and equipment expense	$950,000	2,031
Additional noninterest expense	$1,493,000	3,237
Pre-tax net operating income	$1,735,000	2,124
Securities gains (losses)	$27,000	2,762
Applicable income taxes	$273,000	2,239
Income before extraordinary items	$1,489,000	2,157
Extraordinary gains, net	$0	23
Net income	$1,489,000	2,158
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,489,000	2,160
Net charge-offs	$285,000	3,796
Cash dividends	$762,000	1,303
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,466,050	2,094
2010-06-30 (YTD Data)		Rank
Total interest income	$6,161,000	2,523
Total interest expense	$1,777,000	2,422
Net interest income	$4,384,000	2,525
Provision for loan and lease losses	$443,000	3,044
Total noninterest income	$816,000	2,342
Gross Fiduciary activities income	$132,000	690
Service charges on deposit accounts	$190,000	3,239
Trading account gains and fees	$0	152
Additional Noninterest Income	$494,000	2,111
Total noninterest expense	$3,548,000	2,701
Salaries and employee benefits	$1,964,000	2,478
Premises and equipment expense	$636,000	2,042
Additional noninterest expense	$948,000	3,347
Pre-tax net operating income	$1,209,000	2,050
Securities gains (losses)	$13,000	2,514
Applicable income taxes	$195,000	2,147
Income before extraordinary items	$1,027,000	2,072
Extraordinary gains, net	$0	19
Net income	$1,027,000	2,071
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,027,000	2,073
Net charge-offs	$142,000	3,890
Cash dividends	$507,000	1,300
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,016,080	2,008
2010-03-31 (YTD Data)		Rank
Total interest income	$3,085,000	2,576
Total interest expense	$878,000	2,556
Net interest income	$2,207,000	2,544
Provision for loan and lease losses	$192,000	3,063
Total noninterest income	$405,000	2,348
Gross Fiduciary activities income	$66,000	698
Service charges on deposit accounts	$93,000	3,289
Trading account gains and fees	$0	175
Additional Noninterest Income	$246,000	2,094
Total noninterest expense	$1,767,000	2,750
Salaries and employee benefits	$991,000	2,484
Premises and equipment expense	$316,000	2,110
Additional noninterest expense	$460,000	3,408
Pre-tax net operating income	$653,000	1,954
Securities gains (losses)	$13,000	1,658
Applicable income taxes	$113,000	2,005
Income before extraordinary items	$553,000	1,956
Extraordinary gains, net	$0	16
Net income	$553,000	1,954
Minority interest net income	$0	91
Net income of bank and minority interests.	$553,000	1,956
Net charge-offs	$13,000	4,704
Cash dividends	$254,000	1,194
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$542,210	1,916
2009-12-31 (YTD Data)		Rank
Total interest income	$11,521,000	2,863
Total interest expense	$3,349,000	3,156
Net interest income	$8,172,000	2,670
Provision for loan and lease losses	$600,000	4,252
Total noninterest income	$2,150,000	2,017
Gross Fiduciary activities income	$227,000	729
Service charges on deposit accounts	$387,000	3,393
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,536,000	1,629
Total noninterest expense	$6,827,000	2,854
Salaries and employee benefits	$3,683,000	2,651
Premises and equipment expense	$1,157,000	2,285
Additional noninterest expense	$1,987,000	3,328
Pre-tax net operating income	$2,895,000	1,383
Securities gains (losses)	$2,000	3,583
Applicable income taxes	$551,000	1,458
Income before extraordinary items	$2,346,000	1,420
Extraordinary gains, net	$0	34
Net income	$2,346,000	1,418
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,346,000	1,419
Net charge-offs	$712,000	3,324
Cash dividends	$1,841,000	983
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,344,380	1,398
2009-09-30 (YTD Data)		Rank
Total interest income	$8,545,000	2,926
Total interest expense	$2,525,000	3,268
Net interest income	$6,020,000	2,720
Provision for loan and lease losses	$449,000	4,006
Total noninterest income	$1,701,000	1,992
Gross Fiduciary activities income	$184,000	704
Service charges on deposit accounts	$283,000	3,442
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,234,000	1,592
Total noninterest expense	$4,804,000	3,022
Salaries and employee benefits	$2,674,000	2,755
Premises and equipment expense	$837,000	2,376
Additional noninterest expense	$1,293,000	3,676
Pre-tax net operating income	$2,468,000	1,308
Securities gains (losses)	$2,000	3,313
Applicable income taxes	$501,000	1,401
Income before extraordinary items	$1,969,000	1,354
Extraordinary gains, net	$0	27
Net income	$1,969,000	1,352
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,969,000	1,354
Net charge-offs	$455,000	3,166
Cash dividends	$1,185,000	1,084
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,967,400	1,330
2009-06-30 (YTD Data)		Rank
Total interest income	$5,665,000	2,968
Total interest expense	$1,713,000	3,348
Net interest income	$3,952,000	2,754
Provision for loan and lease losses	$298,000	3,758
Total noninterest income	$1,238,000	1,873
Gross Fiduciary activities income	$127,000	708
Service charges on deposit accounts	$182,000	3,495
Trading account gains and fees	$0	193
Additional Noninterest Income	$929,000	1,497
Total noninterest expense	$3,130,000	3,109
Salaries and employee benefits	$1,784,000	2,794
Premises and equipment expense	$561,000	2,388
Additional noninterest expense	$785,000	3,927
Pre-tax net operating income	$1,762,000	1,305
Securities gains (losses)	$2,000	2,937
Applicable income taxes	$373,000	1,330
Income before extraordinary items	$1,391,000	1,363
Extraordinary gains, net	$0	21
Net income	$1,391,000	1,361
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,391,000	1,362
Net charge-offs	$356,000	2,740
Cash dividends	$932,000	993
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,389,420	1,323
2009-03-31 (YTD Data)		Rank
Total interest income	$2,848,000	2,994
Total interest expense	$875,000	3,387
Net interest income	$1,973,000	2,740
Provision for loan and lease losses	$148,000	3,362
Total noninterest income	$679,000	1,727
Gross Fiduciary activities income	$71,000	691
Service charges on deposit accounts	$94,000	3,374
Trading account gains and fees	$0	171
Additional Noninterest Income	$514,000	1,367
Total noninterest expense	$1,526,000	3,097
Salaries and employee benefits	$894,000	2,828
Premises and equipment expense	$278,000	2,454
Additional noninterest expense	$354,000	3,921
Pre-tax net operating income	$978,000	1,318
Securities gains (losses)	$2,000	2,230
Applicable income taxes	$221,000	1,347
Income before extraordinary items	$759,000	1,440
Extraordinary gains, net	$0	15
Net income	$759,000	1,440
Minority interest net income	$0	102
Net income of bank and minority interests.	$759,000	1,442
Net charge-offs	$295,000	1,791
Cash dividends	$677,000	655
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$757,460	1,360
2008-12-31 (YTD Data)		Rank
Total interest income	$13,018,000	2,826
Total interest expense	$4,653,000	3,158
Net interest income	$8,365,000	2,597
Provision for loan and lease losses	$724,000	3,196
Total noninterest income	$1,275,000	2,936
Gross Fiduciary activities income	$236,000	746
Service charges on deposit accounts	$404,000	3,444
Trading account gains and fees	$0	154
Additional Noninterest Income	$635,000	2,810
Total noninterest expense	$5,711,000	3,221
Salaries and employee benefits	$3,333,000	2,960
Premises and equipment expense	$1,069,000	2,477
Additional noninterest expense	$1,309,000	4,000
Pre-tax net operating income	$3,205,000	1,695
Securities gains (losses)	$-1,913,000	7,882
Applicable income taxes	$-32,000	6,903
Income before extraordinary items	$1,324,000	2,740
Extraordinary gains, net	$0	39
Net income	$1,324,000	2,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$473,000	2,874
Cash dividends	$1,858,000	1,452
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,237,000	1,358
2008-09-30 (YTD Data)		Rank
Total interest income	$9,919,000	2,839
Total interest expense	$3,592,000	3,187
Net interest income	$6,327,000	2,595
Provision for loan and lease losses	$315,000	3,467
Total noninterest income	$981,000	2,945
Gross Fiduciary activities income	$186,000	736
Service charges on deposit accounts	$286,000	3,577
Trading account gains and fees	$0	148
Additional Noninterest Income	$509,000	2,783
Total noninterest expense	$4,250,000	3,219
Salaries and employee benefits	$2,468,000	3,024
Premises and equipment expense	$801,000	2,487
Additional noninterest expense	$981,000	3,925
Pre-tax net operating income	$2,743,000	1,774
Securities gains (losses)	$-1,250,000	7,969
Applicable income taxes	$558,000	1,763
Income before extraordinary items	$935,000	3,244
Extraordinary gains, net	$0	31
Net income	$935,000	3,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$466,000	2,030
Cash dividends	$1,605,000	1,235
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,735,000	2,128
2008-06-30 (YTD Data)		Rank
Total interest income	$6,677,000	2,859
Total interest expense	$2,427,000	3,263
Net interest income	$4,250,000	2,574
Provision for loan and lease losses	$206,000	3,106
Total noninterest income	$655,000	2,963
Gross Fiduciary activities income	$124,000	753
Service charges on deposit accounts	$182,000	3,665
Trading account gains and fees	$0	149
Additional Noninterest Income	$349,000	2,784
Total noninterest expense	$2,864,000	3,201
Salaries and employee benefits	$1,673,000	3,001
Premises and equipment expense	$546,000	2,443
Additional noninterest expense	$645,000	3,951
Pre-tax net operating income	$1,835,000	1,818
Securities gains (losses)	$37,000	1,654
Applicable income taxes	$385,000	1,913
Income before extraordinary items	$1,487,000	1,819
Extraordinary gains, net	$0	21
Net income	$1,487,000	1,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$355,000	1,625
Cash dividends	$1,344,000	1,100
Sale, conversion, retirement of capital stock, net	$-7,000	8,374
Net operating income	$1,457,770	1,818
2008-03-31 (YTD Data)		Rank
Total interest income	$3,446,000	2,828
Total interest expense	$1,304,000	3,243
Net interest income	$2,142,000	2,541
Provision for loan and lease losses	$98,000	2,769
Total noninterest income	$337,000	2,892
Gross Fiduciary activities income	$62,000	763
Service charges on deposit accounts	$92,000	3,611
Trading account gains and fees	$0	158
Additional Noninterest Income	$183,000	2,703
Total noninterest expense	$1,423,000	3,221
Salaries and employee benefits	$840,000	3,026
Premises and equipment expense	$269,000	2,503
Additional noninterest expense	$314,000	3,986
Pre-tax net operating income	$958,000	1,857
Securities gains (losses)	$11,000	1,937
Applicable income taxes	$196,000	1,999
Income before extraordinary items	$773,000	1,868
Extraordinary gains, net	$0	15
Net income	$773,000	1,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	1,179
Cash dividends	$1,079,000	694
Sale, conversion, retirement of capital stock, net	$-405,000	8,475
Net operating income	$764,200	1,823
2007-12-31 (YTD Data)		Rank
Total interest income	$13,666,000	2,916
Total interest expense	$6,122,000	2,965
Net interest income	$7,544,000	2,899
Provision for loan and lease losses	$269,000	3,388
Total noninterest income	$1,216,000	3,121
Gross Fiduciary activities income	$222,000	783
Service charges on deposit accounts	$358,000	3,736
Trading account gains and fees	$0	178
Additional Noninterest Income	$636,000	2,913
Total noninterest expense	$5,540,000	3,175
Salaries and employee benefits	$3,263,000	3,016
Premises and equipment expense	$1,058,000	2,443
Additional noninterest expense	$1,219,000	4,033
Pre-tax net operating income	$2,951,000	2,503
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$604,000	2,497
Income before extraordinary items	$2,346,000	2,508
Extraordinary gains, net	$0	39
Net income	$2,346,000	2,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	2,248
Cash dividends	$1,766,000	1,780
Sale, conversion, retirement of capital stock, net	$-595,000	8,480
Net operating income	$2,346,800	2,503
2007-09-30 (YTD Data)		Rank
Total interest income	$10,155,000	2,951
Total interest expense	$4,597,000	2,952
Net interest income	$5,558,000	2,947
Provision for loan and lease losses	$209,000	2,938
Total noninterest income	$869,000	3,209
Gross Fiduciary activities income	$153,000	794
Service charges on deposit accounts	$263,000	3,783
Trading account gains and fees	$0	184
Additional Noninterest Income	$453,000	3,005
Total noninterest expense	$4,094,000	3,187
Salaries and employee benefits	$2,365,000	3,075
Premises and equipment expense	$794,000	2,430
Additional noninterest expense	$935,000	3,904
Pre-tax net operating income	$2,124,000	2,722
Securities gains (losses)	$0	1,655
Applicable income taxes	$463,000	2,632
Income before extraordinary items	$1,661,000	2,763
Extraordinary gains, net	$0	33
Net income	$1,661,000	2,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	1,806
Cash dividends	$1,511,000	1,484
Sale, conversion, retirement of capital stock, net	$-1,000,000	8,529
Net operating income	$1,661,000	2,748
2007-06-30 (YTD Data)		Rank
Total interest income	$6,656,000	2,999
Total interest expense	$3,002,000	3,011
Net interest income	$3,654,000	3,007
Provision for loan and lease losses	$149,000	2,687
Total noninterest income	$563,000	3,299
Gross Fiduciary activities income	$100,000	815
Service charges on deposit accounts	$172,000	3,812
Trading account gains and fees	$0	168
Additional Noninterest Income	$291,000	3,067
Total noninterest expense	$2,724,000	3,219
Salaries and employee benefits	$1,553,000	3,151
Premises and equipment expense	$533,000	2,419
Additional noninterest expense	$638,000	3,834
Pre-tax net operating income	$1,344,000	2,884
Securities gains (losses)	$0	1,444
Applicable income taxes	$292,000	2,769
Income before extraordinary items	$1,052,000	2,925
Extraordinary gains, net	$0	29
Net income	$1,052,000	2,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,390
Cash dividends	$1,252,000	1,285
Sale, conversion, retirement of capital stock, net	$-1,000,000	8,593
Net operating income	$1,052,000	2,913
2007-03-31 (YTD Data)		Rank
Total interest income	$3,294,000	3,025
Total interest expense	$1,481,000	3,016
Net interest income	$1,813,000	3,025
Provision for loan and lease losses	$74,000	2,544
Total noninterest income	$272,000	3,336
Gross Fiduciary activities income	$50,000	813
Service charges on deposit accounts	$85,000	3,779
Trading account gains and fees	$0	195
Additional Noninterest Income	$137,000	3,179
Total noninterest expense	$1,350,000	3,250
Salaries and employee benefits	$777,000	3,162
Premises and equipment expense	$262,000	2,475
Additional noninterest expense	$311,000	3,865
Pre-tax net operating income	$661,000	2,918
Securities gains (losses)	$0	1,187
Applicable income taxes	$144,000	2,783
Income before extraordinary items	$517,000	2,954
Extraordinary gains, net	$0	22
Net income	$517,000	2,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	805
Cash dividends	$993,000	835
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$517,000	2,937
2006-12-31 (YTD Data)		Rank
Total interest income	$12,596,000	2,961
Total interest expense	$5,293,000	2,881
Net interest income	$7,303,000	2,994
Provision for loan and lease losses	$244,000	3,143
Total noninterest income	$1,134,000	3,257
Gross Fiduciary activities income	$160,000	851
Service charges on deposit accounts	$362,000	3,746
Trading account gains and fees	$0	130
Additional Noninterest Income	$612,000	2,978
Total noninterest expense	$5,404,000	3,136
Salaries and employee benefits	$3,090,000	3,052
Premises and equipment expense	$1,056,000	2,336
Additional noninterest expense	$1,258,000	3,798
Pre-tax net operating income	$2,789,000	2,919
Securities gains (losses)	$-34,000	7,777
Applicable income taxes	$650,000	2,773
Income before extraordinary items	$2,105,000	2,989
Extraordinary gains, net	$0	51
Net income	$2,105,000	2,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$351,000	1,486
Cash dividends	$1,695,000	1,770
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,130,840	2,959
2006-09-30 (YTD Data)		Rank
Total interest income	$9,203,000	3,007
Total interest expense	$3,780,000	2,924
Net interest income	$5,423,000	3,051
Provision for loan and lease losses	$183,000	3,023
Total noninterest income	$869,000	3,215
Gross Fiduciary activities income	$122,000	834
Service charges on deposit accounts	$281,000	3,694
Trading account gains and fees	$0	126
Additional Noninterest Income	$466,000	2,961
Total noninterest expense	$4,156,000	3,071
Salaries and employee benefits	$2,393,000	2,956
Premises and equipment expense	$782,000	2,383
Additional noninterest expense	$981,000	3,662
Pre-tax net operating income	$1,953,000	3,171
Securities gains (losses)	$-34,000	8,035
Applicable income taxes	$439,000	3,043
Income before extraordinary items	$1,480,000	3,238
Extraordinary gains, net	$0	45
Net income	$1,480,000	3,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	1,059
Cash dividends	$1,425,000	1,506
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,506,180	3,194
2006-06-30 (YTD Data)		Rank
Total interest income	$6,000,000	3,028
Total interest expense	$2,412,000	2,906
Net interest income	$3,588,000	3,072
Provision for loan and lease losses	$123,000	2,963
Total noninterest income	$583,000	3,179
Gross Fiduciary activities income	$86,000	839
Service charges on deposit accounts	$188,000	3,684
Trading account gains and fees	$0	126
Additional Noninterest Income	$309,000	2,961
Total noninterest expense	$2,781,000	3,071
Salaries and employee benefits	$1,624,000	2,917
Premises and equipment expense	$513,000	2,415
Additional noninterest expense	$644,000	3,703
Pre-tax net operating income	$1,267,000	3,239
Securities gains (losses)	$-7,000	7,777
Applicable income taxes	$287,000	3,104
Income before extraordinary items	$973,000	3,279
Extraordinary gains, net	$0	39
Net income	$973,000	3,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,312
Cash dividends	$1,166,000	1,275
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$978,390	3,259
2006-03-31 (YTD Data)		Rank
Total interest income	$2,973,000	2,996
Total interest expense	$1,175,000	2,846
Net interest income	$1,798,000	3,063
Provision for loan and lease losses	$63,000	2,743
Total noninterest income	$261,000	3,370
Gross Fiduciary activities income	$42,000	845
Service charges on deposit accounts	$88,000	3,748
Trading account gains and fees	$0	115
Additional Noninterest Income	$131,000	3,225
Total noninterest expense	$1,381,000	3,096
Salaries and employee benefits	$805,000	2,955
Premises and equipment expense	$262,000	2,379
Additional noninterest expense	$314,000	3,772
Pre-tax net operating income	$615,000	3,254
Securities gains (losses)	$-6,000	8,127
Applicable income taxes	$136,000	3,182
Income before extraordinary items	$473,000	3,308
Extraordinary gains, net	$0	21
Net income	$473,000	3,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	833
Cash dividends	$907,000	818
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$477,680	3,262
2005-12-31 (YTD Data)		Rank
Total interest income	$11,354,000	2,834
Total interest expense	$3,943,000	2,684
Net interest income	$7,411,000	2,890
Provision for loan and lease losses	$330,000	2,627
Total noninterest income	$1,013,000	3,528
Gross Fiduciary activities income	$141,000	880
Service charges on deposit accounts	$322,000	4,015
Trading account gains and fees	$0	138
Additional Noninterest Income	$550,000	3,211
Total noninterest expense	$5,475,000	2,992
Salaries and employee benefits	$3,044,000	2,925
Premises and equipment expense	$1,100,000	2,176
Additional noninterest expense	$1,331,000	3,548
Pre-tax net operating income	$2,619,000	3,080
Securities gains (losses)	$4,000	1,802
Applicable income taxes	$614,000	3,036
Income before extraordinary items	$2,009,000	3,089
Extraordinary gains, net	$0	46
Net income	$2,009,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,163
Cash dividends	$1,695,000	1,677
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,005,920	3,053
2005-09-30 (YTD Data)		Rank
Total interest income	$8,362,000	2,824
Total interest expense	$2,801,000	2,679
Net interest income	$5,561,000	2,878
Provision for loan and lease losses	$254,000	2,520
Total noninterest income	$764,000	3,514
Gross Fiduciary activities income	$101,000	878
Service charges on deposit accounts	$238,000	4,072
Trading account gains and fees	$0	126
Additional Noninterest Income	$425,000	3,170
Total noninterest expense	$4,121,000	2,935
Salaries and employee benefits	$2,317,000	2,863
Premises and equipment expense	$808,000	2,213
Additional noninterest expense	$996,000	3,511
Pre-tax net operating income	$1,950,000	3,110
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$456,000	3,104
Income before extraordinary items	$1,496,000	3,136
Extraordinary gains, net	$0	35
Net income	$1,496,000	3,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,687
Cash dividends	$1,436,000	1,398
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,494,460	3,098
2005-06-30 (YTD Data)		Rank
Total interest income	$5,437,000	2,828
Total interest expense	$1,741,000	2,692
Net interest income	$3,696,000	2,855
Provision for loan and lease losses	$178,000	2,385
Total noninterest income	$500,000	3,516
Gross Fiduciary activities income	$62,000	904
Service charges on deposit accounts	$154,000	4,093
Trading account gains and fees	$0	116
Additional Noninterest Income	$284,000	3,169
Total noninterest expense	$2,762,000	2,923
Salaries and employee benefits	$1,571,000	2,803
Premises and equipment expense	$534,000	2,222
Additional noninterest expense	$657,000	3,524
Pre-tax net operating income	$1,256,000	3,139
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$290,000	3,167
Income before extraordinary items	$969,000	3,163
Extraordinary gains, net	$0	30
Net income	$969,000	3,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	2,487
Cash dividends	$1,176,000	1,148
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$966,690	3,122
2005-03-31 (YTD Data)		Rank
Total interest income	$2,665,000	2,838
Total interest expense	$827,000	2,712
Net interest income	$1,838,000	2,864
Provision for loan and lease losses	$104,000	2,003
Total noninterest income	$245,000	3,517
Gross Fiduciary activities income	$28,000	935
Service charges on deposit accounts	$74,000	4,114
Trading account gains and fees	$0	115
Additional Noninterest Income	$143,000	3,065
Total noninterest expense	$1,423,000	2,847
Salaries and employee benefits	$791,000	2,797
Premises and equipment expense	$264,000	2,242
Additional noninterest expense	$368,000	3,238
Pre-tax net operating income	$556,000	3,405
Securities gains (losses)	$4,000	1,261
Applicable income taxes	$121,000	3,455
Income before extraordinary items	$439,000	3,377
Extraordinary gains, net	$0	24
Net income	$439,000	3,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,295
Cash dividends	$907,000	732
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$435,880	3,365
2004-12-31 (YTD Data)		Rank
Total interest income	$10,379,000	2,739
Total interest expense	$2,881,000	2,713
Net interest income	$7,498,000	2,699
Provision for loan and lease losses	$421,000	2,270
Total noninterest income	$1,017,000	3,494
Gross Fiduciary activities income	$105,000	927
Service charges on deposit accounts	$390,000	3,704
Trading account gains and fees	$0	138
Additional Noninterest Income	$522,000	3,234
Total noninterest expense	$5,527,000	2,847
Salaries and employee benefits	$3,158,000	2,715
Premises and equipment expense	$1,034,000	2,221
Additional noninterest expense	$1,335,000	3,447
Pre-tax net operating income	$2,567,000	2,948
Securities gains (losses)	$126,000	1,090
Applicable income taxes	$671,000	2,837
Income before extraordinary items	$2,022,000	2,887
Extraordinary gains, net	$0	34
Net income	$2,022,000	2,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$482,000	1,380
Cash dividends	$1,685,000	1,585
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,927,500	2,954
2004-09-30 (YTD Data)		Rank
Total interest income	$7,695,000	2,728
Total interest expense	$2,122,000	2,721
Net interest income	$5,573,000	2,692
Provision for loan and lease losses	$315,000	2,173
Total noninterest income	$768,000	3,507
Gross Fiduciary activities income	$70,000	952
Service charges on deposit accounts	$302,000	3,659
Trading account gains and fees	$0	134
Additional Noninterest Income	$396,000	3,213
Total noninterest expense	$4,139,000	2,833
Salaries and employee benefits	$2,349,000	2,721
Premises and equipment expense	$796,000	2,151
Additional noninterest expense	$994,000	3,447
Pre-tax net operating income	$1,887,000	3,027
Securities gains (losses)	$76,000	1,360
Applicable income taxes	$482,000	2,965
Income before extraordinary items	$1,481,000	2,982
Extraordinary gains, net	$0	26
Net income	$1,481,000	2,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$376,000	1,223
Cash dividends	$1,426,000	1,327
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,424,000	3,022
2004-06-30 (YTD Data)		Rank
Total interest income	$5,041,000	2,768
Total interest expense	$1,398,000	2,728
Net interest income	$3,643,000	2,730
Provision for loan and lease losses	$209,000	2,141
Total noninterest income	$529,000	3,439
Gross Fiduciary activities income	$47,000	960
Service charges on deposit accounts	$200,000	3,646
Trading account gains and fees	$0	130
Additional Noninterest Income	$282,000	3,093
Total noninterest expense	$2,793,000	2,799
Salaries and employee benefits	$1,572,000	2,718
Premises and equipment expense	$536,000	2,130
Additional noninterest expense	$685,000	3,358
Pre-tax net operating income	$1,170,000	3,175
Securities gains (losses)	$58,000	1,362
Applicable income taxes	$299,000	3,092
Income before extraordinary items	$929,000	3,117
Extraordinary gains, net	$0	21
Net income	$929,000	3,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	1,429
Cash dividends	$1,166,000	1,110
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$884,920	3,180
2004-03-31 (YTD Data)		Rank
Total interest income	$2,522,000	2,764
Total interest expense	$687,000	2,791
Net interest income	$1,835,000	2,701
Provision for loan and lease losses	$105,000	2,016
Total noninterest income	$252,000	3,512
Gross Fiduciary activities income	$23,000	976
Service charges on deposit accounts	$104,000	3,485
Trading account gains and fees	$0	121
Additional Noninterest Income	$125,000	3,263
Total noninterest expense	$1,393,000	2,820
Salaries and employee benefits	$786,000	2,739
Premises and equipment expense	$267,000	2,162
Additional noninterest expense	$340,000	3,380
Pre-tax net operating income	$589,000	3,119
Securities gains (losses)	$22,000	1,655
Applicable income taxes	$148,000	3,122
Income before extraordinary items	$463,000	3,126
Extraordinary gains, net	$0	16
Net income	$463,000	3,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	1,140
Cash dividends	$907,000	736
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$446,280	3,104
2003-12-31 (YTD Data)		Rank
Total interest income	$10,670,000	2,653
Total interest expense	$3,218,000	2,689
Net interest income	$7,452,000	2,592
Provision for loan and lease losses	$420,000	2,478
Total noninterest income	$1,426,000	2,947
Gross Fiduciary activities income	$64,000	1,046
Service charges on deposit accounts	$461,000	3,308
Trading account gains and fees	$0	160
Additional Noninterest Income	$901,000	2,545
Total noninterest expense	$5,395,000	2,867
Salaries and employee benefits	$3,237,000	2,595
Premises and equipment expense	$902,000	2,478
Additional noninterest expense	$1,256,000	3,603
Pre-tax net operating income	$3,063,000	2,460
Securities gains (losses)	$119,000	1,735
Applicable income taxes	$849,000	2,428
Income before extraordinary items	$2,333,000	2,528
Extraordinary gains, net	$0	54
Net income	$2,333,000	2,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	2,035
Cash dividends	$1,696,000	1,587
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,246,130	2,494
2003-09-30 (YTD Data)		Rank
Total interest income	$8,075,000	2,666
Total interest expense	$2,498,000	2,682
Net interest income	$5,577,000	2,613
Provision for loan and lease losses	$314,000	2,443
Total noninterest income	$1,167,000	2,842
Gross Fiduciary activities income	$46,000	1,038
Service charges on deposit accounts	$344,000	3,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$777,000	2,407
Total noninterest expense	$3,906,000	2,953
Salaries and employee benefits	$2,293,000	2,728
Premises and equipment expense	$663,000	2,542
Additional noninterest expense	$950,000	3,546
Pre-tax net operating income	$2,524,000	2,365
Securities gains (losses)	$20,000	2,954
Applicable income taxes	$690,000	2,414
Income before extraordinary items	$1,854,000	2,490
Extraordinary gains, net	$0	40
Net income	$1,854,000	2,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	1,855
Cash dividends	$1,437,000	1,325
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,839,400	2,375
2003-06-30 (YTD Data)		Rank
Total interest income	$5,425,000	2,680
Total interest expense	$1,725,000	2,674
Net interest income	$3,700,000	2,628
Provision for loan and lease losses	$208,000	2,460
Total noninterest income	$750,000	2,879
Gross Fiduciary activities income	$30,000	1,052
Service charges on deposit accounts	$207,000	3,535
Trading account gains and fees	$0	150
Additional Noninterest Income	$513,000	2,413
Total noninterest expense	$2,586,000	2,965
Salaries and employee benefits	$1,514,000	2,754
Premises and equipment expense	$439,000	2,537
Additional noninterest expense	$633,000	3,548
Pre-tax net operating income	$1,656,000	2,388
Securities gains (losses)	$20,000	2,610
Applicable income taxes	$454,000	2,470
Income before extraordinary items	$1,222,000	2,536
Extraordinary gains, net	$0	30
Net income	$1,222,000	2,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,631
Cash dividends	$1,177,000	1,159
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,207,400	2,410
2003-03-31 (YTD Data)		Rank
Total interest income	$2,708,000	2,695
Total interest expense	$891,000	2,666
Net interest income	$1,817,000	2,660
Provision for loan and lease losses	$104,000	2,329
Total noninterest income	$374,000	2,790
Gross Fiduciary activities income	$15,000	1,064
Service charges on deposit accounts	$102,000	3,492
Trading account gains and fees	$0	134
Additional Noninterest Income	$257,000	2,327
Total noninterest expense	$1,293,000	2,957
Salaries and employee benefits	$754,000	2,761
Premises and equipment expense	$226,000	2,471
Additional noninterest expense	$313,000	3,536
Pre-tax net operating income	$794,000	2,489
Securities gains (losses)	$18,000	1,950
Applicable income taxes	$220,000	2,546
Income before extraordinary items	$592,000	2,570
Extraordinary gains, net	$0	21
Net income	$592,000	2,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,119
Cash dividends	$918,000	747
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$578,860	2,484
2002-12-31 (YTD Data)		Rank
Total interest income	$11,658,000	2,620
Total interest expense	$4,034,000	2,725
Net interest income	$7,624,000	2,512
Provision for loan and lease losses	$420,000	2,722
Total noninterest income	$1,264,000	2,969
Gross Fiduciary activities income	$39,000	1,168
Service charges on deposit accounts	$437,000	3,316
Trading account gains and fees	$0	153
Additional Noninterest Income	$788,000	2,522
Total noninterest expense	$5,211,000	2,818
Salaries and employee benefits	$3,118,000	2,529
Premises and equipment expense	$848,000	2,546
Additional noninterest expense	$1,245,000	3,507
Pre-tax net operating income	$3,257,000	2,336
Securities gains (losses)	$23,000	3,041
Applicable income taxes	$913,000	2,372
Income before extraordinary items	$2,367,000	2,454
Extraordinary gains, net	$0	70
Net income	$2,367,000	2,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$292,000	2,415
Cash dividends	$1,555,000	1,584
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,350,440	2,384
2001-12-31 (YTD Data)		Rank
Total interest income	$13,101,000	2,602
Total interest expense	$6,004,000	2,667
Net interest income	$7,097,000	2,517
Provision for loan and lease losses	$420,000	2,511
Total noninterest income	$1,166,000	2,984
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$475,000	2,960
Trading account gains and fees	$0	177
Additional Noninterest Income	$691,000	2,598
Total noninterest expense	$4,711,000	2,968
Salaries and employee benefits	$2,762,000	2,703
Premises and equipment expense	$768,000	2,739
Additional noninterest expense	$1,181,000	3,549
Pre-tax net operating income	$3,132,000	2,172
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$878,000	2,276
Income before extraordinary items	$2,256,000	2,283
Extraordinary gains, net	$0	105
Net income	$2,256,000	2,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,411
Cash dividends	$1,339,000	1,819
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,254,560	2,218
2000-12-31 (YTD Data)		Rank
Total interest income	$12,838,000	2,709
Total interest expense	$6,082,000	2,756
Net interest income	$6,756,000	2,638
Provision for loan and lease losses	$420,000	2,181
Total noninterest income	$722,000	3,915
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$448,000	2,977
Trading account gains and fees	$0	180
Additional Noninterest Income	$274,000	4,111
Total noninterest expense	$4,449,000	3,026
Salaries and employee benefits	$2,474,000	2,851
Premises and equipment expense	$745,000	2,734
Additional noninterest expense	$1,230,000	3,351
Pre-tax net operating income	$2,609,000	2,673
Securities gains (losses)	$0	1,956
Applicable income taxes	$703,000	2,767
Income before extraordinary items	$1,906,000	2,678
Extraordinary gains, net	$0	38
Net income	$1,906,000	2,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,382
Cash dividends	$1,166,000	2,045
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,906,000	2,669
1999-12-31 (YTD Data)		Rank
Total interest income	$11,552,000	2,800
Total interest expense	$5,018,000	2,912
Net interest income	$6,534,000	2,691
Provision for loan and lease losses	$580,000	1,570
Total noninterest income	$764,000	3,740
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$417,000	3,106
Trading account gains and fees	$0	173
Additional Noninterest Income	$347,000	3,709
Total noninterest expense	$4,270,000	3,117
Salaries and employee benefits	$2,344,000	2,988
Premises and equipment expense	$725,000	2,789
Additional noninterest expense	$1,201,000	3,426
Pre-tax net operating income	$2,448,000	2,840
Securities gains (losses)	$15,000	1,536
Applicable income taxes	$653,000	3,038
Income before extraordinary items	$1,810,000	2,794
Extraordinary gains, net	$0	35
Net income	$1,810,000	2,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$454,000	1,311
Cash dividends	$1,167,000	2,031
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,799,050	2,773
1998-12-31 (YTD Data)		Rank
Total interest income	$11,677,000	2,773
Total interest expense	$5,317,000	2,831
Net interest income	$6,360,000	2,695
Provision for loan and lease losses	$440,000	1,913
Total noninterest income	$934,000	3,241
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$369,000	3,362
Trading account gains and fees	$0	224
Additional Noninterest Income	$565,000	2,755
Total noninterest expense	$4,318,000	3,009
Salaries and employee benefits	$2,333,000	2,900
Premises and equipment expense	$742,000	2,622
Additional noninterest expense	$1,243,000	3,268
Pre-tax net operating income	$2,536,000	2,746
Securities gains (losses)	$0	4,449
Applicable income taxes	$657,000	3,176
Income before extraordinary items	$1,879,000	2,707
Extraordinary gains, net	$0	32
Net income	$1,879,000	2,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	2,074
Cash dividends	$1,129,000	2,040
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,879,000	2,630
1997-12-31 (YTD Data)		Rank
Total interest income	$11,311,000	2,885
Total interest expense	$5,100,000	2,929
Net interest income	$6,211,000	2,813
Provision for loan and lease losses	$300,000	2,568
Total noninterest income	$697,000	3,978
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$310,000	3,972
Trading account gains and fees	$0	239
Additional Noninterest Income	$387,000	3,353
Total noninterest expense	$4,340,000	2,930
Salaries and employee benefits	$2,399,000	2,758
Premises and equipment expense	$727,000	2,644
Additional noninterest expense	$1,214,000	3,322
Pre-tax net operating income	$2,268,000	3,173
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$564,000	3,857
Income before extraordinary items	$1,700,000	2,993
Extraordinary gains, net	$0	44
Net income	$1,700,000	2,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,840
Cash dividends	$907,000	2,354
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,703,000	2,930
1996-12-31 (YTD Data)		Rank
Total interest income	$10,558,000	3,108
Total interest expense	$4,614,000	3,241
Net interest income	$5,944,000	2,980
Provision for loan and lease losses	$144,000	4,186
Total noninterest income	$728,000	3,984
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$291,000	4,315
Trading account gains and fees	$0	262
Additional Noninterest Income	$437,000	3,205
Total noninterest expense	$4,201,000	3,197
Salaries and employee benefits	$2,349,000	2,850
Premises and equipment expense	$624,000	3,086
Additional noninterest expense	$1,228,000	3,709
Pre-tax net operating income	$2,327,000	3,002
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$563,000	3,772
Income before extraordinary items	$1,765,000	2,748
Extraordinary gains, net	$0	53
Net income	$1,765,000	2,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	2,638
Cash dividends	$907,000	2,293
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,764,240	2,708
1995-12-31 (YTD Data)		Rank
Total interest income	$10,034,000	3,276
Total interest expense	$4,391,000	3,382
Net interest income	$5,643,000	3,154
Provision for loan and lease losses	$90,000	4,814
Total noninterest income	$536,000	4,933
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$263,000	4,768
Trading account gains and fees	$0	522
Additional Noninterest Income	$273,000	4,237
Total noninterest expense	$3,939,000	3,375
Salaries and employee benefits	$2,151,000	3,093
Premises and equipment expense	$251,000	6,325
Additional noninterest expense	$1,537,000	3,027
Pre-tax net operating income	$2,150,000	3,270
Securities gains (losses)	$-13,000	10,273
Applicable income taxes	$496,000	4,219
Income before extraordinary items	$1,641,000	2,993
Extraordinary gains, net	$0	65
Net income	$1,641,000	2,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,862
Cash dividends	$778,000	2,483
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,651,010	2,945
1994-12-31 (YTD Data)		Rank
Total interest income	$8,670,000	3,455
Total interest expense	$3,156,000	3,777
Net interest income	$5,514,000	3,238
Provision for loan and lease losses	$90,000	4,765
Total noninterest income	$502,000	5,281
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$245,000	5,117
Trading account gains and fees	$0	475
Additional Noninterest Income	$257,000	4,506
Total noninterest expense	$3,770,000	3,602
Salaries and employee benefits	$1,909,000	3,429
Premises and equipment expense	$508,000	3,749
Additional noninterest expense	$1,353,000	3,643
Pre-tax net operating income	$2,156,000	3,221
Securities gains (losses)	$26,000	1,570
Applicable income taxes	$507,000	4,014
Income before extraordinary items	$1,675,000	2,886
Extraordinary gains, net	$0	249
Net income	$1,675,000	2,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,073
Cash dividends	$713,000	2,490
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,654,980	2,941
1993-12-31 (YTD Data)		Rank
Total interest income	$8,719,000	3,534
Total interest expense	$3,254,000	3,840
Net interest income	$5,465,000	3,293
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$623,000	4,835
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$242,000	5,241
Trading account gains and fees	$0	532
Additional Noninterest Income	$381,000	3,878
Total noninterest expense	$3,941,000	3,539
Salaries and employee benefits	$1,809,000	3,596
Premises and equipment expense	$508,000	3,814
Additional noninterest expense	$1,624,000	3,273
Pre-tax net operating income	$2,087,000	3,175
Securities gains (losses)	$24,000	4,420
Applicable income taxes	$472,000	4,388
Income before extraordinary items	$1,639,000	2,980
Extraordinary gains, net	$0	3,149
Net income	$1,639,000	3,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	5,636
Cash dividends	$691,000	2,410
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,620,280	2,853
1992-12-31 (YTD Data)		Rank
Total interest income	$9,630,000	3,623
Total interest expense	$4,299,000	3,811
Net interest income	$5,331,000	3,424
Provision for loan and lease losses	$145,000	6,193
Total noninterest income	$631,000	4,785
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$227,000	5,480
Trading account gains and fees	$0	504
Additional Noninterest Income	$404,000	3,685
Total noninterest expense	$3,565,000	3,870
Salaries and employee benefits	$1,723,000	3,709
Premises and equipment expense	$528,000	3,791
Additional noninterest expense	$1,314,000	4,006
Pre-tax net operating income	$2,252,000	2,770
Securities gains (losses)	$8,000	6,653
Applicable income taxes	$517,000	3,890
Income before extraordinary items	$1,743,000	2,642
Extraordinary gains, net	$0	1,422
Net income	$1,743,000	2,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	7,201
Cash dividends	$594,000	2,454
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,736,840	2,447

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.